THE TRUTH ABOUT YOUR FUTURE with Ric Edelman (Ric Edelman)

The election of Donald Trump means shifts in tax policy, financial legislation, and economic strategies, and changes are expected in personal income taxes, estate taxes, and policies affecting student loans, health insurance, Social Security, and tariffs, all with potential impacts on household budgets. #TrumpTaxPlan #SenateShift #FinanceFuture #LowerTaxes #Crypto #EstateTaxRelief #StudentLoans #HealthInsurance #SocialSecurity #TariffImpact #CreditCardRates #PersonalFinance2025 ----- Join our mailing list: https://www.thetayf.com/pages/podcast Subscribe to podcast updates: https://form.jotform.com/223614751580152  Ask Ric: https://www.thetayf.com/pages/ask-ric  -----   Links from today’s show:   11/13 Webinar - An Innovative Way to Generate Income in a World of Declining Rates: https://www.thetayf.com/pages/november-13-2024-an-innovative-way-to-generate-income 10/9 Webinar Replay- Crypto for RIAs: Yield, Staking, Lending and Custody. What’s beyond the ETFs? https://dacfp.com/events/crypto-for-rias-yield-staking-lending-and-custody-whats-beyond-the-etfs/ Certified in Blockchain and Digital Assets including Crypto Taxation Course/Webinar: https://dacfp.com/certification/ -----   Follow Ric on social media:   Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman -----   Brought to you by:   Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ TAYF Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee   More from: Blockchain & Digital Assets

It's Monday, March 13th. Thanks for joining me. This podcast, as you know, is devoted to telling you about the future. And normally that means I'm talking about technological innovation, exponential technology in particular. But these aren't the only reasons that our future is changing. It's not just because of technological innovation. Society itself is changing as well. ----- Links from today's show: Consensual Non-Monogamy GALLUP Poll Brought to you by: Global X ETFs Invesco QQQ Schwab ----- Subscribe to podcast updates The Truth About Your Future website The Truth About Crypto Have a question for Ric? Follow Ric on social media: Facebook Twitter YouTube Instagram Disclosure page -----

WATCH THE VIDEO OF TODAY'S PODCAST Did you know that China has a significant influence on the global video game industry, with their companies collecting data that could potentially be accessed by the Chinese government? Join us as we explore the far-reaching impact of video games and the possible lack of awareness among US government legislators regarding this issue. We also have an exclusive conversation with David Hirsch, the SEC's Chief of the Crypto Asset and Cyber Unit, who sheds light on the complexities of crypto assets and the evolving regulatory landscape. Listen to his unique perspective on the SEC's approach to Bitcoin ETFs, investor protection, and the challenges of regulating the rapidly growing cryptocurrency market. Finally, we explore the importance of cybersecurity and the SEC's view on cyber regulations. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: Global X Video Games & Esports ETF (HERO) Digital Assets Council of Financial Professionals Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

In this episode, Ric explores the innovative use of sodium in battery technology, a significant shift from traditional lithium-based solutions. He explains how sodium's abundance and cost-effectiveness offer a promising avenue for energy storage, particularly for larger applications. Ric provides a comprehensive overview of how sodium-based batteries could redefine our approach to energy storage and usage. Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Links from today's show: Global X Lithium and Battery Technology ETF (Symbol is LIT): https://www.globalxetfs.com/funds/lit ----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman ----- Brought to you by: Global X ETFs: https://www.globalxetfs.com/ Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

It’s Valentine’s Day! But love is having some problems – marriage rates have plummeted, hitting a 50-year low. Today's podcast examines this stark decline and its societal impact, alongside the aging crisis and Africa's emerging global dominance.  Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Links from today's show: Advisor Toolkit: https://dacfp.com/toolkit/ Investor Toolkit: https://dacfp.com/spot_bitcoin_etf_toolkit/ ----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman ----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

WATCH THE VIDEO OF THIS PODCAST HERE This episode is packed with insights on the rising trend of blockchain bonds, which are rapidly being embraced by countries such as Switzerland, Israel, Hong Kong, Brazil, and Lugano. We're thrilled to have CNBC's Josh Brown with us to share his expertise on the implications for investors as more coins and tokens are classified as securities. Navigating conversations about crypto with clients can often be tricky, which is why we also explore alternative investment strategies. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: VISION 2023 Ritholtz Wealth.com MiCA FutureProof the Festival Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

Did you know that 500 million people worldwide are watching eSports, with 40% aged over 35? This week and next, we're diving into the fascinating world of video gaming and eSports for an eye-opening look at the billion-dollar industry that's transforming lives and creating opportunities. Let's explore the rise of professional eSports athletes and the schools dedicated to teaching gaming skills. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: Free Fire World Series TSM Team Solomid Dota 2 - Defense of the Ancients Self-Care with Jean Podcast Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

Ever considered a secure digital vault for your valuable items and information? Let's explore Prisidio, a platform that goes beyond mere storage - offering features to track, set reminders, and securely share details - all fortified against identity theft. Plus, joining me later today is Matt Hougan from Bitwise, where we will be shedding light on the the brand-new Ethereum futures ETFs and their potential for investors. Don't miss your last chance to register for this free webinar (2pm ET today - earn 1 CE credit) and gain valuable insights about this new opportunity in investment management. Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM ----- Links from today's show: What You Need To Know About Ethereum Futures ETFs (Free Webinar TODAY, 1 CE Credit - Register Here): https://dacfp.com/webinar-what-you-need-to-know-about-ethereum-futures-etfs/ Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman Brought to you by: Global X ETFs: https://www.globalxetfs.com/ Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Prisidio: https://www.prisid.io/ Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

WATCH THE VIDEO OF THIS PODCAST HERE: https://www.thetayf.com/pages/multimedia?wchannelid=c4ogwxwvtw&wmediaid=rzvynjyqt2 Are we truly prepared for the digital age? On today's episode, we delve into the concept of Universal Basic Income (UBI) using Fairfax County, Virginia, as a case study. This groundbreaking initiative prompts us to ponder the future of financial support and the potential to bridge economic divides. But what about our digital legacies? In an exclusive interview with Prisidio’s Glenn Shimkus, we introduce listeners to "Prisidio," a cutting-edge digital vault designed for today's world. Shimkus sheds light on how to simplify life both online and offline. Unlike traditional cloud storage, Prisidio provides a comprehensive solution, safeguarding everything from vital documents to cherished memories with unparalleled security. Exploring the digital frontier, we explore the vast world of the Internet of Things (IoT) and the dynamic realm of cryptocurrency, emphasizing Bitcoin's unique market position. As the crypto landscape shifts, we touch on the anticipation around Bitcoin ETFs and recent regulatory challenges. Join us in navigating the complexities of the digital age. Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM ----- Links from today's show: The Data That Can Help You Determine Which Digital Assets To Consider for Your Portfolio (Free Webinar - Register HERE): https://dacfp.com/webinar-the-data-that-can-help-you-determine-which-digital-assets-to-consider-for-your-portfolio/ The Truth About Your Future (Book): https://www.amazon.com/Truth-About-Your-Future-Money/dp/1501163817/ Global X Internet of Things ETF (Symbol = SNSR): https://www.globalxetfs.com/funds/snsr/ What You Need To Know About Spot Bitcoin ETFs (Free Whitepaper): https://dacfp.com/about-spot-bitcoin-etfs/ The Truth About Crypto (Book): https://www.amazon.com/Truth-About-Crypto-Easy-Understand/dp/1668002329/ Self-Care with Jean Edelman: http://www.selfcarewithjean.com/ Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman Brought to you by: Global X ETFs: https://www.globalxetfs.com/ Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Prisidio: https://www.prisid.io/ Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

Could you imagine waiting years for a life-changing treatment that may never come? That's the harsh reality facing millions of Americans suffering from Alzheimer's disease. I discuss the bleak outlook for revolutionary cures or treatments, the scarcity of specialists, and the high cost and limited availability of diagnostic tests and drugs for Alzheimer's patients. Learn why it's crucial to have sufficient funds and strong relationships within the medical community as we age in order to be prepared for the potential impact of this devastating disease on our lives. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: Lecanemab Approved for Treatment of Early Alzheimer's Disease Self-Care With Jean Edelman Podcast Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

And a very happy weekend to you. Welcome to The Truth About Your Future with Ric Edelman. In this week's show - problems in the bond market, the Black Panther, why is the stock market so calm, and an income alternative to bonds. Plus, listener phone calls and this week's health and wellness segment by my wife, Jean Edelman. The Truth About Your Future DACFP Advisor Directory Ask Ric a Question Follow Us! Twitter LinkedIn Facebook Instagram

Today, I discuss the Human Cell Atlas and how it is transforming medical research. The Human Genome Project mapped the entire genome, but now the focus is on the 37 trillion cells in the human body. The Human Cell Atlas has identified thousands of cell categories, and researchers plan to have a first draft of the full atlas in just two years. This research has already led to discoveries in cystic fibrosis, inflammatory bowel disease, and cancer, and will ultimately lead to the eradication of disease and extension of healthy life. ----- Links from today's show: The Human Genome Project Human Cell Atlas Global X Genomics and Biotech ETF (GNOM) Brought to you by: Global X ETFs Invesco QQQ Schwab ----- Subscribe to podcast updates The Truth About Your Future website The Truth About Crypto Have a question for Ric? Follow Ric on social media: Facebook Twitter YouTube Instagram Disclosure page -----

Watch the video of today's podcast here: https://www.thetayf.com/pages/multimedia?wchannelid=c4ogwxwvtw&wmediaid=cypt5wlrqc Miss Universe El Salvador, Alejandra Guajardo, champions bitcoin and organic living. On today's podcast, she joins me to reveal how she's educating Salvadorans on financial freedom and health. Plus, are you wondering what to do with yourself in retirement? Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Links from today's show: The Unavoidable Journey (2/22/24 Episode): https://www.thetayf.com/blogs/this-weeks-stories/the-unavoidable-journey Advisor Toolkit: https://dacfp.com/spot_bitcoin_etf_toolkit/ Investor Toolkit: https://dacfp.com/spot_bitcoin_etf_toolkit/ Alejandra Guajardo who is Miss El Salvador of 2022: https://www.missbitcoin.io/ North American Blockchain Summit: https://www.northamericanblockchainsummit.com/ ----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman ----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

Ever wondered how philanthropy can profoundly impact lives? Join us on this enlightening journey, as we discuss our philanthropic endeavors at Rowan University. We excitedly introduce a unique venture, the Edelman Scholars program, designed to back promising incoming freshmen from low-income families. These scholars aren't just recipients of full tuition, housing, meals, books and fees, they also get to participate in exclusive opportunities such as internships and professional development programs. Meet the six inspiring Edelman Scholars from the Class of 2027, gearing up to revolutionize their respective fields, all while graduating debt-free! Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM ----- Links from today's show: Cloverleaf: https://www.cloverleafequinecenter.org/ Wolf Trap Foundation for the Performing Arts: https://www.wolftrap.org/ Alzheimer's Drug Discovery Foundation: https://www.alzdiscovery.org/ Inova Health Foundation: https://foundation.inova.org/about-us/ Rowan University: https://www.rowan.edu/ Planetarium At Rowan University: https://sites.rowan.edu/planetarium/ Rowan Fossil Park: https://www.rowan.edu/fossils/ College for Communication and Creative Arts: https://ccca.rowan.edu/ Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman Brought to you by: Global X ETFs: https://www.globalxetfs.com/ Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Prisidio: https://www.prisid.io/ Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

Charlie Munger recently wrote an op-ed in the Wall Street Journal saying America should ban crypto. His partner in crime, Warren Buffett, says Bitcoin has no unique value at all. He doesn't think crypto counts as money. Well, let me help out both of these guys. Let me give you just a few real-world examples of how crypto solves problems and is helping millions of people around the world ----- Links from today's show: Webinar today: How Crypto is Really Going to Change the World WSJ Op-Ed - Why America Should Ban Crypto by Charlie Munger Global X Blockchain ETF Global X Blockchain and Bitcoin Strategy ETF Global X Metaverse ETF Brought to you by: Global X ETFs Invesco QQQ Schwab ----- Subscribe to podcast updates The Truth About Your Future website The Truth About Crypto Have a question for Ric? Follow Ric on social media: Facebook Twitter YouTube Instagram Disclosure page -----

The Maldives, often dubbed as 'Paradise on Earth', is a breathtaking archipelago with over 2,000 islands and atolls, boasting a rich marine biodiversity. But did you know that by 2100, this paradise could be entirely submerged due to rising sea levels? To combat this imminent threat, the nation is innovating with the construction of a floating city, designed to rise with the sea, housing up to 20,000 residents. On another note, the global construction industry, responsible for nearly 40% of the world's carbon emissions, is undergoing a transformation. New laws and a growing demand for sustainability are driving the shift towards green building materials and practices. From bamboo and recycled steel to the whimsical cob-made homes reminiscent of hobbit abodes, the future of construction is not just eco-friendly but also economically efficient. Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM ----- Links from today's show: Capturing Yields in a High-Rate Environment with Bond ETFs (Free Webinar - TOMORROW - Register HERE): https://dacfp.com/capturing-yields-in-a-high-rate-environment-with-bond-etfs/ Global X Green Building ETF (Ticker = GRNR): https://www.globalxetfs.com/funds/grnr/ Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman Brought to you by: Global X ETFs: https://www.globalxetfs.com/ Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Prisidio: https://www.prisid.io/ Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

Despite political division on crypto, developments like BRICS' digital payment system, U.S. government adoption, and rising institutional interest underscore the growing significance of blockchain and digital assets in global finance. And why you need to talk to your financial advisor about it. #Cryptocurrency #Blockchain #DigitalAssets #BitcoinETF #CryptoRegulation #FinancialPlanning #BRICS #BlockchainTechnology #USGovernment #CryptoInvesting ----- Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric -----  Links from today’s show:  Ernst & Young Crypto Survey: https://www.ey.com/en_us/insights/financial-services/how-investors-make-digital-assets-part-of-their-lives Rates are Poised to Drop, Now What? (9/11 Webinar – Register Now for Free!): https://www.thetayf.com/pages/rates-are-poised-to-drop-now-what -----  Follow Ric on social media:  Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman -----  Brought to you by:  Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee ----- 

Exponential technologies continue to revolutionize industries, creating new opportunities and challenges. However, the anticipated great wealth transfer won't be enough to secure retirement for most, highlighting the need for proactive financial planning. #ExponentialTech #3DPrinting #CosmeticSurgery #TechInnovation #FutureTech #WealthTransfer #RetirementPlanning #AI #Blockchain #FinancialAdvice ----- Subscribe to podcast updates: https://form.jotform.com/223614751580152  Ask Ric: https://www.thetayf.com/pages/ask-ric  -----  Links from today’s show:  Become Certified in Blockchain and Digital Assets: https://dacfp.com/certification/  -----  Follow Ric on social media:  Facebook: https://www.facebook.com/RicEdelman  Instagram: https://www.instagram.com/ric_edelman/  LinkedIn: https://www.linkedin.com/in/ricedelman/  X: https://twitter.com/ricedelman  YouTube: https://www.youtube.com/@RicEdelman  -----  Brought to you by:  Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html  State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones   Schwab: https://www.schwab.com/  Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee  ----- 

In this election season, Social Security should be a key topic of debate due to its impending funding crisis, which could lead to a 25% reduction in benefits by 2032. Then Ric and industry experts discuss the challenges of organic growth for financial advisors, noting the shift from individual client acquisition to broader strategies. And Ric answers a listener question, explaining that you can't simultaneously pursue aggressive growth and safety in an investment. #SocialSecurity #Election2024 #RetirementPlanning #FinancialCrisis #SocialSecurityReform #ElderlyCare #GovernmentPolicy #TaxIncrease #EconomicSecurity #FutureOfSocialSecurity -----  Subscribe to podcast updates: https://form.jotform.com/223614751580152  Ask Ric: https://www.thetayf.com/pages/ask-ric  -----  Links from today’s show:  Wealth Management Convergence (March 2024): https://www.thetayf.com/pages/convergence  Edelman Financial Engines: https://www.edelmanfinancialengines.com/  Mariner Wealth Advisors: https://www.marinerwealthadvisors.com/  Gladstone Wealth Partners: https://gladstonewealth.com/  Mill Creek Capital Advisors: https://www.millcreekcap.com/  -----  Follow Ric on social media:  Facebook: https://www.facebook.com/RicEdelman  Instagram: https://www.instagram.com/ric_edelman/  LinkedIn: https://www.linkedin.com/in/ricedelman/  X: https://twitter.com/ricedelman  YouTube: https://www.youtube.com/@RicEdelman  -----  Brought to you by:  Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html  State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones   Schwab: https://www.schwab.com/  Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee  ----- 

Biden’s decision not to run for re-election showcases an important lesson for everyone. Plus, find out about an incredible new workplace benefit for pregnant employees. #BidenDecision #PoliticalImpact #NewWorkplaceBenefit #ParentingSupport #EmployeeBenefits #OvernightChildcare #RobotNannies #FutureOfWork #ParentalSupport #InnovationInWorkplace -----  Subscribe to podcast updates: https://form.jotform.com/223614751580152  Ask Ric: https://www.thetayf.com/pages/ask-ric  -----  Links from today’s show:  The New Ethereum ETFs: Answers to the Big Questions (7/24 Bitwise Webinar – Register Now!): https://dacfp.com/webinar-the-new-ethereum-etfs-answers-to-the-big-questions/   Larry Fink Brings Needed Attention to the Retirement Crisis (5/9/24 Episode): https://www.thetayf.com/blogs/this-weeks-stories/larry-fink-brings-needed-attention-to-the-retirement-crisis   -----  Follow Ric on social media:  Facebook: https://www.facebook.com/RicEdelman  Instagram: https://www.instagram.com/ric_edelman/  LinkedIn: https://www.linkedin.com/in/ricedelman/  X: https://twitter.com/ricedelman  YouTube: https://www.youtube.com/@RicEdelman  -----  Brought to you by:  Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html  State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones   Schwab: https://www.schwab.com/  Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee  ----- 

Ever wondered why so many of us underestimate our lifespan? It's a curious phenomenon we're delving into today, with the startling stat that 41% of pre-retirees underrate their longevity by at least five years. Our journey into life expectancy starts with a fresh look at phage therapy, the potential alternative to antibiotics. But there's more to longevity than just cutting-edge medical treatments, so we'll also explore the world of longevity clinics, their offerings, and potential drawbacks. Lastly, we'll reveal the secrets of regular exercise and the power of quality relationships towards ensuring a long, healthy, and fulfilling life. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: Phage therapy Self-care with Jean Edelman Follow Ric on social media: Facebook | Instagram | LinkedIn | X (formerly Twitter) | YouTube Brought to you by: Global X ETFs Invesco QQQ Prisidio Schwab Disclosure page -----

Let me ask you a basic, simple, fundamental question. Why are you going to college? Why are you sending your kid to college? Well, it's because getting a college degree helps you prepare for a career, right? And that career pays more money than the careers that are available to people who don't go to college. That's the fundamental thesis, isn't it? Well, let me tell you about the 10 worst paying college majors. ----- Links from today's show: Ric's Master Class: How to Prevent College From Ruining Your Life Bitwise Roundtable information How much will you make in your 30s and 40s? Here are the best - and worst - paying college majors You now can earn college credit through YouTube videos Society for Human Resource Management President Biden Announces Student Loan Relief for Borrowers Who Need It Most Brought to you by: Global X ETFs Invesco QQQ Schwab ----- Subscribe to podcast updates The Truth About Your Future website The Truth About Crypto Have a question for Ric? Follow Ric on social media: Facebook Twitter YouTube Instagram Disclosure page -----

In today's episode, I discuss the results of a recent Fidelity survey on crypto adoption in the U.S. and around the world. As one of the largest financial services companies in America, Fidelity is heavily engaged in crypto, and their survey reveals some fascinating insights into the growth of digital assets among institutional investors, high net worth individuals, financial advisors, and more. Listen in as I share the key findings from this comprehensive survey, including the percentage of investors who believe digital assets should be a part of a diversified portfolio, and the recommended allocation of crypto for those looking to invest. ----- Links from today's show: Fidelity Study: 2022 Institutional Investor Digital Assets Study Fidelity Crypto Account Certificate in Blockchain & Digital Assets Brought to you by: Global X ETFs Invesco QQQ Schwab ----- Subscribe to podcast updates The Truth About Your Future website The Truth About Crypto Have a question for Ric? Follow Ric on social media: Facebook Twitter YouTube Instagram Disclosure page -----

It's Thursday, January 26th. You know, the world is moving rapidly toward clean technologies, renewable energy, hydrogen fuel cells, electric vehicles. A lot of this is changing the way we power our lives. This is all because governments around the world are demanding that we meet aggressive climate change goals. Most countries are calling for net zero emissions by 2070, some as soon as 2050. ----- Links from today’s show: Global X ETFs + Wall Street Journal website Global X Copper Miners ETF (COPX) Disruptive Materials ETF (DMAT) Gold Explorers ETF (GOEX) Hydrogen ETF (HYDR) MLP and Energy Infrastructure ETF (MLPX) MLP ETF (MLPA) Silver Miners ETF (SIL) Uranium ETF (URA) Today’s sponsors: Global X ETFs Schwab ----- Subscribe to podcast updates The Truth About Your Future website The Truth About Crypto Have a question for Ric? Follow Ric on social media: Facebook Twitter YouTube Instagram Disclosure page

Ric examines the positions of Kamala Harris and Donald Trump on the environment, climate change, and its core issue: greenhouse gas. And Ric shares e-mails from across the country with a variety of opinions on the 34 key issues so far in the Election 2024 series. #ClimateChange #GreenhouseGases #EnergyPolicy #FossilFuels #RenewableEnergy #EnvironmentalImpact #PoliticalDebate #AgricultureAndClimate #Sustainability #FutureOfThePlanet #ElectionInsights #OpenMinds #PoliticalDiscussion #VoterEducation #DiverseOpinions #CriticalThinking #ElectionAnalysis #CivicEngagement ---- Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric -----  Links from today’s show:  Click here for Ric's worksheet to help you evaluate the candidates 10/7 Monday Election Podcast-The 34 Election Issues and Ric’s worksheet for you: https://www.thetayf.com/blogs/this-weeks-stories/the-2024-election-the-tool-i-ve-created-to-help-me-decide-who-gets-my-vote 10/8 Tuesday Election Podcast-The Economy, Stupid!: https://www.thetayf.com/blogs/this-weeks-stories/ric-chooses-between-harris-and-trump-on-the-big-topic-the-economy-stupid 10/9 Wednesday Election Podcast-Housing and Homeownership: https://www.thetayf.com/blogs/this-weeks-stories/10-9-24-housing-and-homeownership-among-the-34-key-issues-of-election-2024 10/10 Thursday Election Podcast-Education: https://www.thetayf.com/blogs/this-weeks-stories/both-harris-and-trump-need-an-education-on-education 10/11 Friday Election Podcast-Abortion: https://www.thetayf.com/blogs/this-weeks-stories/abortion-the-most-emotional-election-issue 10/15 Tuesday Election Podcast-Healthcare: https://www.thetayf.com/blogs/this-weeks-stories/what-harris-and-trump-say-about-healthcare Kamala Harris Official Campaign Website Policy Page: https://www.kamalaharris.com/issues/ Donald Trump Official Campaign Website Policy Page: https://www.donaldjtrump.com/platform 10/23 Webinar - How to Factor Longevity into Your Financial Planning: https://www.thetayf.com/pages/october-2024-webinar-how-to-factor-longevity-into-your-financial-planning 10/9 Webinar Replay- Crypto for RIAs: Yield, Staking, Lending and Custody. What’s beyond the ETFs? https://dacfp.com/events/crypto-for-rias-yield-staking-lending-and-custody-whats-beyond-the-etfs/ -----  Follow Ric on social media:  Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman -----  Brought to you by:  Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ TAYF Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee

Exploring the risks lurking in commercial real estate, from inflated bond ratings to rising foreclosures, and what this means for your investment strategy. #CommercialRealEstate #CRE #BondMarket #FinancialRisks #InvestmentStrategy #CreditRatings #Foreclosures #EconomicOutlook #InvestmentTips #FinancePodcast -----  Subscribe to podcast updates: https://form.jotform.com/223614751580152  Ask Ric: https://www.thetayf.com/pages/ask-ric  -----  Links from today’s show:  Yesterday's Show on Co-signing Mortgages: https://www.thetayf.com/blogs/this-weeks-stories/parents-co-signing-mortgages-has-election-implications -----  Follow Ric on social media:  Facebook: https://www.facebook.com/RicEdelman  Instagram: https://www.instagram.com/ric_edelman/  LinkedIn: https://www.linkedin.com/in/ricedelman/  X: https://twitter.com/ricedelman  YouTube: https://www.youtube.com/@RicEdelman  -----  Brought to you by:  Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html  State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones   Schwab: https://www.schwab.com/  Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee  ----- 

As the Social Security Trust Fund nears depletion, Americans face potential 20% cuts to benefits starting in 2034, which could significantly affect their retirement security. Financial advisors must help clients understand the importance of personal savings and investments to secure a stable retirement income. And, Michael Saylor, founder and chairman of MicroStrategy, has transformed the company into a major bitcoin investor by reallocating corporate reserves into bitcoin, issuing bonds, and selling stock to fund further bitcoin purchases. And, Rowan University’s Ric Edelman College of Communication and Creative Arts now offers a Bachelor of Arts in Esports with tracks in communication, business, and computing, featuring a state-of-the-art facility. #SocialSecurity #RetirementPlanning #TrustFundDepletion #RetirementSecurity #PersonalFinance #SocialSecurityCuts #FinancialPlanning #InvestmentStrategy #LongevityRisk #RetirementIncome #Bitcoin #MicroStrategy #MichaelSaylor #CorporateReserves #BusinessStrategy #BitcoinInvestment #ConvertibleBonds #CorporateTreasury #CryptoMaximalism #EsportsDegree #RowanUniversity #GamingEducation #CareerInGaming #FutureOfLearning #EsportsInnovation #HigherEducation #GlobalGaming #DigitalCareers ----- Join our mailing list: https://www.thetayf.com/pages/podcast Subscribe to podcast updates: https://form.jotform.com/223614751580152  Ask Ric: https://www.thetayf.com/pages/ask-ric  -----   Links from today’s show:   Ric Edelman College of Communication and Creative Arts: https://ccca.rowan.edu/ ProtectedIncome.org Study on Retirement and Protected Income:  https://www.protectedincome.org/news/information-gap-advisors-consumers-prip-chapter-3-2024/ Protected Income website: https://www.protectedincome.org/ 11/13 Webinar Replay - An Innovative Way to Generate Income in a World of Declining Rates: https://www.thetayf.com/pages/november-13-2024-an-innovative-way-to-generate-income 10/9 Webinar Replay- Crypto for RIAs: Yield, Staking, Lending and Custody. What’s beyond the ETFs? https://dacfp.com/events/crypto-for-rias-yield-staking-lending-and-custody-whats-beyond-the-etfs/ Certified in Blockchain and Digital Assets including Crypto Taxation Course/Webinar: https://dacfp.com/certification/ -----   Follow Ric on social media:   Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman -----   Brought to you by:   Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ TAYF Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee  

Imagine cruising through Scotland on a bus and noticing there's no driver in sight, or hitting the open road in an electric vehicle, knowing the pavement beneath is recharging the battery. In this episode, we explore the future of transportation - from the world's first autonomous bus system, to the innovations in electric vehicle technology. Also, the thirst for electric vehicles is driving a dramatic increase in demand for lithium, with new sources being explored and oil & gas reservoirs emerging as a potential game-changer. Plus, the future may come with our very own flying taxis! With plans to launch as early as 2025, these vertical takeoff and landing vehicles could soon be a reality. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: Driverless bus service to start in Scotland in 'world first' INDOT, Purdue to Develop Wireless Electric Vehicle Charging Solution for Highway Infrastructure The Truth About Your Future - Masterclasses Follow Ric on social media: Facebook | Instagram | LinkedIn | X (formerly Twitter) | YouTube Brought to you by: Global X ETFs Invesco QQQ Prisidio Schwab Disclosure page -----

AI is being used to help detect Alzheimer's years in advance. I reveal the research on today’s podcast, also highlighting new drugs and vaccines that target Alzheimer's disease. Tune in now!  Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Links from today's show: Advisor Toolkit: https://dacfp.com/toolkit/ Investor Toolkit: https://dacfp.com/spot_bitcoin_etf_toolkit/ ----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman ----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

Is crypto good for anything? On today's podcast, Ric explores its legitimate uses, from US national defense to ethical diamond sourcing. With many predicting that bitcoin's price will rise over the next few years to as much as $500k, it’s time for you to stop ignoring bitcoin and start discovering why it’s transforming commerce on a global scale. Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Links from today's show: An open letter to the Defense Innovation Board at the Department of Defense: https://www.linkedin.com/posts/jasonplowery_an-open-letter-to-the-defense-innovation-activity-7136779515376087040-Wq3c/ Become Certified in Blockchain and Digital Assets: https://dacfp.com/certificatIon/ ----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman ----- Brought to you by: Global X ETFs: https://www.globalxetfs.com/ Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

Did you know that 14 years ago, 10,000 Bitcoins were used to purchase two large pizzas from Papa John's? Today, those same Bitcoins are worth a jaw-dropping $270 million! Join us as we celebrate Bitcoin Pizza Day and share an insight into the world of crypto investing, including the mining rewards Bitcoin miners receive and how that could affect the price of Bitcoin in the future. Plus, we'll introduce you to two ETFs that provide exposure to the crypto marketplace and an informative free webinar on crypto and self-custody. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: May 23 Webinar on Self-Custody Global X Blockchain ETF (BKCH) Global X Blockchain and Bitcoin Strategies ETF (BITS) Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

Agtech is turning sci-fi into reality, creating food from air to lab-grown meat. Today's podcast explores how this new tech is harnessing innovation to produce sustainable food solutions globally. #Agtech #SustainableFarming #FoodInnovation #LabGrownMeat #AgriculturalTechnology #FutureOfFood #GlobalFoodSolutions #FarmingRevolution #SustainableFood #AgtechTrends Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman ----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

FTX victims aren't getting all their money back. Understand the real story behind the $8 billion restitution and the harsh lessons for crypto investors. #FTXScam #CryptoCollapse #InvestorProtection #CryptoNews #ScamAlert #FTXRecovery #CryptoFraud #CryptoInvesting #FTXScandal #CryptoCrisis -----  Subscribe to podcast updates: https://form.jotform.com/223614751580152  Ask Ric: https://www.thetayf.com/pages/ask-ric  -----  Links from today’s show:  Become Certified in Blockchain and Digital Assets: https://dacfp.com/certification/   -----  Follow Ric on social media:  Facebook: https://www.facebook.com/RicEdelman  Instagram: https://www.instagram.com/ric_edelman/  LinkedIn: https://www.linkedin.com/in/ricedelman/  X: https://twitter.com/ricedelman  YouTube: https://www.youtube.com/@RicEdelman  -----  Brought to you by:  Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html  Schwab: https://www.schwab.com/  Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee  ----- 

What if your pension plan fails to deliver on its promises? How will the government tackle the massive shortfall in public pension funds? Join me as I unravel the complex issue of underfunded pension plans and their potential consequences for retirees. Discover the reasons behind the staggering $1.5 trillion shortfall and the tough decisions governments and politicians will have to make in order to keep their promises. ----- Links from today's show: Certificate in Blockchain and Digital Assets Brought to you by: Global X ETFs Invesco QQQ Schwab ----- Subscribe to podcast updates The Truth About Your Future website The Truth About Crypto Have a question for Ric? Follow Ric on social media: Facebook Twitter YouTube Instagram Disclosure page -----

Who will crypto owners vote for? On today's podcast, how upcoming elections reveal bitcoin investors' clash with crypto-critical candidates - tune in now! #CryptoInfluence #Election2024 #BlockchainVoting #PoliticalStrategy #CryptoOwnership #ElectionImpact #DigitalAssets #PolicyChange #VoterBehavior #TechSavvyPolitics -----  Subscribe to podcast updates: https://form.jotform.com/223614751580152  Ask Ric: https://www.thetayf.com/pages/ask-ric  -----  Links from today's show:  It's the Economy, Stupid (3/27/24 Episode): https://www.thetayf.com/blogs/this-weeks-stories/its-the-economy-stupid   -----  Follow Ric on social media:  Facebook: https://www.facebook.com/RicEdelman  Instagram: https://www.instagram.com/ric_edelman/  LinkedIn: https://www.linkedin.com/in/ricedelman/  X: https://twitter.com/ricedelman  YouTube: https://www.youtube.com/@RicEdelman  -----  Brought to you by:  Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html  Schwab: https://www.schwab.com/  Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee  ----- 

Medically assisted suicide: humane choice or ethical dilemma? We'll explore the latest laws and stats shaping this debate. Plus, understanding the real demand for bitcoin and why fears about liquidity are misplaced. #EndOfLifeChoices #MedicallyAssistedSuicide #EthicalDebate #BitcoinDemand #CryptoInvestment #EstatePlanning #HealthcareChoices #FinancialAdvice #CryptoMyths #InvestmentStrategy -----  Subscribe to podcast updates: https://form.jotform.com/223614751580152  Ask Ric: https://www.thetayf.com/pages/ask-ric  -----  Links from today’s show:  Become Certified in Blockchain and Digital Assets: https://dacfp.com/certification/  -----  Follow Ric on social media:  Facebook: https://www.facebook.com/RicEdelman  Instagram: https://www.instagram.com/ric_edelman/  LinkedIn: https://www.linkedin.com/in/ricedelman/  X: https://twitter.com/ricedelman  YouTube: https://www.youtube.com/@RicEdelman  -----  Brought to you by:  Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html  State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones   Schwab: https://www.schwab.com/  Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee  ----- 

It's Monday, April 3rd, and I thought I would share with you today some of the emails that I have been receiving from all of you over the past several months. There's a lot of really interesting commentary here that's I think, worth sharing with you. ----- Links from today's show: 3/7 podcast The Premium/Discount Feature of Digital Asset OTC Trusts WeCanRise.com Certificate in Blockchain and Digital Assets Brought to you by: Global X ETFs Invesco QQQ Schwab ----- Subscribe to podcast updates The Truth About Your Future website The Truth About Crypto Have a question for Ric? Follow Ric on social media: Facebook Twitter YouTube Instagram Disclosure page -----

An AI-powered robotic companion for older adults, ElliQ, is being tested to reduce loneliness and provide engagement, but concerns remain about its about potential abuse, lack of regulation, and reliance on robots over human interaction. And plan to join us fortwo engaging webinars next week: “What the Election Results Mean for Crypto” on December 9th, covering legislative and regulatory changes and crypto investment strategies, and “The Retirement Revolution” on December 10th, focusing on evolving retirement planning with ETF solutions. Both sessions feature expert speakers, CE credits, and practical insights for navigating the future of investing and retirement planning. #ElliQ #AICompanion #LonelinessSolutions #SeniorCare #AgingWithTech #MentalHealth #TechnologyAndAging #SocialIsolation #RoboticCompanions #AIForGood #CryptoInvesting #RetirementPlanning #WebinarSeries #CryptoRegulation #ETFSolutions #ModernRetirement #BitcoinFuture #FinancialEducation #InvestmentStrategies #CECredits ----- Join our mailing list: https://www.thetayf.com/pages/podcast Subscribe to podcast updates: https://form.jotform.com/223614751580152  Ask Ric: https://www.thetayf.com/pages/ask-ric  -----   Links from today’s show:   11/20 Podcast Facing Retirement Without Children? https://www.thetayf.com/blogs/this-weeks-stories/facing-retirement-without-children 12/9 Webinar - What the Election Results Mean for Crypto: https://dacfp.com/events/what-the-election-results-mean-for-crypto 12/10 Webinar - The Retirement Revolution: ETF Solutions for Modern Retirement Planning: https://www.thetayf.com/pages/the-retirement-revolution-etf-solutions-for-modern-retirement-planning 2/24-2/26 Wealth Management Convergence-2025 https://www.thetayf.com/pages/convergence-2025 11/13 Webinar Replay - An Innovative Way to Generate Income in a World of Declining Rates: https://www.thetayf.com/pages/november-13-2024-an-innovative-way-to-generate-income 10/9 Webinar Replay - Crypto for RIAs: Yield, Staking, Lending and Custody. What’s beyond the ETFs? https://dacfp.com/events/crypto-for-rias-yield-staking-lending-and-custody-whats-beyond-the-etfs/ Certified in Blockchain and Digital Assets including Crypto Taxation Course/Webinar: https://dacfp.com/certification/ -----   Follow Ric on social media:   Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman -----   Brought to you by:   Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ TAYF Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee

The insurance industry is pushing back hard against consumer protection, and your retirement could be at stake. Learn why their fight against the fiduciary rule matters to your financial future. #RetirementPlanning #ConsumerProtection #FiduciaryRule #InsuranceIndustry #FinancialSecurity #WealthManagement #RetirementRisk #PersonalFinance #InvestmentAdvice #FinancialWellness -----  Subscribe to podcast updates: https://form.jotform.com/223614751580152  Ask Ric: https://www.thetayf.com/pages/ask-ric  -----  Links from today’s show:  Become Certified in Blockchain and Digital Assets: https://dacfp.com/certification/  -----  Follow Ric on social media:  Facebook: https://www.facebook.com/RicEdelman  Instagram: https://www.instagram.com/ric_edelman/  LinkedIn: https://www.linkedin.com/in/ricedelman/  X: https://twitter.com/ricedelman  YouTube: https://www.youtube.com/@RicEdelman  -----  Brought to you by:  Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html  State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones   Schwab: https://www.schwab.com/  Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee  ----- 

It's Friday, March 24th. I want to talk about old people today. Yeah, those who are 65 plus, we're talking about a group of the US population that represents 17% of everybody in the US, but they have 75% of all the wealth in the US. We're talking about $70 trillion that are owned and controlled by people 65 and older over the next 20 years. All that money, $70 trillion, is going to be transferred to their children and other heirs. ----- Links from today's show: Cerulli Survey Ava Labs Appetite for Disruption podcast Global Blockchain Convergence Self-Care with Jean Edelman Brought to you by: Global X ETFs Invesco QQQ Schwab ----- Subscribe to podcast updates The Truth About Your Future website The Truth About Crypto Have a question for Ric? Follow Ric on social media: Facebook Twitter YouTube Instagram Disclosure page -----

Coming up on the show today: What is the merge in crypto, a look at the impact of the world's energy crisis, your favorite automaker is now making NFTs, the mainstreaming of crypto, a new low cost MRI - it's a game changer - plus, our health and wellness segment with my wife, Jean Edelman. It is The Truth About Your Future, and one of the biggest truths we're all dealing with these days is the cost of electricity. This is a global crisis, particularly in Europe, where the cost of electricity is up 10X from a year ago. No, not 10% - 10X - which means what used to cost $10 is now $100. People who used to be spending $100 a month on their energy bill are now paying $1,000. The European Commission is trying to solve this dilemma. Energy prices are based on oil and natural gas prices, and we don't have enough oil or natural gas flowing into Europe, and it's all because of the war. The Russian government has shut down the oil pipeline there, strictly reducing the amount of natural gas that they're allowing to flow into Europe. And what they are providing, they're selling for too high a price. The CEO of Shell says Europe is going to have to ration energy for years to come. This is a huge issue, way more expensive than the decade long average in line with a 14 fold increase in the cost of gasoline. And the irony of all this - the horrifying part - is that Moscow is now making more money from oil than it did before the war. Russia's pumping almost as much oil as before and selling it for higher prices. Who are the buyers? Pakistan, India, and China predominantly. Russia has earned $20 billion a month this year selling its oil versus $15 billion before the war started. And they've got new markets: the Middle East, Saudi Arabia, United Arab Emirates, the UAE, and Egypt. They're all buying in addition to India, Pakistan, China, and Turkey. India, in fact, is now Russia's biggest customer. Russian exporters are often labeling their oil as coming from Iran or Venezuela to fool buyers who really don't want to support Russian oil exports. It's becoming a really big problem, and it's contributed to the fact that the Euro has fallen 15% in the past year. It fell to a 20 year low in August, and now investors are saying it's going to fall in value even more. Most contracts in the options market are against the Euro than at any time since the start of the pandemic back in March of 2020. In other words, most investors are betting that the Euro is going to fall even further than where it is now. And this is all because of the energy problem, which is sharply contributing to the inflation problem in Europe - the Euro inflation is running at 9%. So what are the countries around the world trying to do about it? Guess who has launched an NFT collection? The car company Kia. They've launched 10,100 NFTs, and they're not the only car company to have done that. Lamborghini, Mercedes, Chevrolet, Hyundai, Porsche, Bentley - all of them have launched NFTs. At Alfa Romeo, if you buy a car, you get an NFT. It records the vehicle's data and serves as proof that you've maintained the car properly, which improves its value. I mentioned on a previous program that one of the most popular investment products out in the marketplace today are annuities. They've hit a new record - $74 billion have been invested in these things in just the last three months. Why are so many people throwing so much money at annuities? Well, it's pretty obvious, isn't it? Annuities offer a guaranteed return. Compare that to the stock market, which not only isn't guaranteed, has been losing double digits this year. Bonds are down double digits this year. Crypto is down double digits this year. Real estate is beginning to fall in value. So increasingly, investors want a safe guaranteed return and they're turning to annuities to get them. Ask Ric a Question on the Show

The podcast focuses on the importance of adjusting investment strategies due to longer lifespans, highlighting five key subjects: college, real estate, exponential technologies (including AI), and the rising risks of scams. As an example, a listener who lost $1.7 million to a crypto scam and took further action by borrowing money to send to the scammers. #InvestmentStrategy #AgingAndLongevity #RealEstateInvesting #ExponentialTechnologies #ArtificialIntelligence #CollegeCosts #FinancialPlanning #DiversifiedPortfolio #ScamAwareness #TechInFinance #CryptoScam #FinancialAdvice #InvestmentScams #BankFraud #ScamAwareness #PersonalFinance #InvestorProtection #RetirementSavings #FinancialSecurity #ExponentialTechnologies ----- Stay Connected on Ric's Distribution List: https://bit.ly/ric_edelman Ask Ric: https://www.thetayf.com/pages/ask-ric  -----   Links from today’s show:   1/15 Webinar - Your Crypto Questions Answered: https://dacfp.com/events/your-crypto-questions-answered 12/10 Webinar Replay - The Retirement Revolution: ETF Solutions for Modern Retirement Planning: https://www.thetayf.com/pages/the-retirement-revolution-etf-solutions-for-modern-retirement-planning 12/9 Webinar Replay - What the Election Results Mean for Crypto:  https://dacfp.com/events/what-the-election-results-mean-for-crypto 2/24-2/26 Wealth Management Convergence-2025: https://www.thetayf.com/pages/convergence 11/13 Webinar Replay - An Innovative Way to Generate Income in a World of Declining Rates: https://www.thetayf.com/pages/november-13-2024-an-innovative-way-to-generate-income 10/9 Webinar Replay - Crypto for RIAs: Yield, Staking, Lending and Custody. What’s beyond the ETFs? https://dacfp.com/events/crypto-for-rias-yield-staking-lending-and-custody-whats-beyond-the-etfs/ -----   Follow Ric on social media:   Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman -----   Brought to you by:   Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ TAYF Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee

Celebrating 25 years: QQQ dominates the ETF market. Paul Schroeder from Invesco joins me to explore the influence of QQQ on tech investment strategies. Plus, a shocking 44% of Americans regret their college major – find out why on today’s podcast. Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Links from today's show: Wealth Management Convergence (discount code WMC2024): https://www.thetayf.com/pages/convergence Invesco: https://www.invesco.com/ Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Invesco QQQM: https://www.invesco.com/us/en/etf/nasdaq-100-qqqm.html Invesco QQQJ: https://www.invesco.com/us/en/etf/nasdaq-next-gen-100-qqqj.html Invesco QQQS: https://www.invesco.com/us/financial-products/etfs/product-detail?audienceType=Investor&productId=ETF-QQQS ----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman ----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

In this episode, we explore BlackRock's intriguing move towards launching a Spot bitcoin ETF. As the world's largest money manager, BlackRock's decision has raised eyebrows and sparked conversations across the financial sector. Larry Fink, BlackRock's CEO, believes in Bitcoin's potential to revolutionize the financial system, even suggesting it as a more robust hedge against inflation than gold An internal paper from BlackRock suggests a staggering 85% portfolio allocation to Bitcoin, a figure that challenges traditional investment strategies. While this number may seem audacious, it underscores the growing importance and acceptance of digital assets in today's investment landscape. Alongside this, we also touch on the upcoming webinar on October 24th, shedding light on the resurgence of bonds in the current high-interest-rate environment. Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM ----- Links from today's show: Capturing Yields in a High-Rate Environment with Bond ETFs (Free Webinar - October 24 - Register HERE): https://dacfp.com/capturing-yields-in-a-high-rate-environment-with-bond-etfs/ Digital Assets Council of Financial Professionals: https://dacfp.com/ Get Certified in Blockchain and Digital Assets: https://dacfp.com/certificatIon/ Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman Brought to you by: Global X ETFs: https://www.globalxetfs.com/ Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Prisidio: https://www.prisid.io/ Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

The pros and cons of SBA loans for small businesses, as entrepreneurs should first assess if borrowing is the right decision for their business's long-term success. Plus a controversial vote in West Virginia about medically-assisted suicide is one example of the global debate on the complexities and growing relevance of euthanasia. #SBALoans #SmallBusinessGrowth #Entrepreneurship #FinancialAdvice #MedicallyAssistedSuicide #WestVirginiaVote #SocialDebate #EuthanasiaDebate #BusinessSuccess #CapitalRaising #RicEdelman #StartupLoans #BusinessFunding #LoanRisks #DebtManagement #YoungEntrepreneurs #InvestorCapital #HomeEquityLoan #BusinessConsulting #ExponentialTechnologies #BusinessMentoring ----- Stay Connected on Ric's Distribution List https://bit.ly/ric_edelman Ask Ric: https://www.thetayf.com/pages/ask-ric  -----   Links from today’s show:   1/15 Webinar - Your Crypto Questions Answered: https://dacfp.com/events/your-crypto-questions-answered 12/10 Webinar Replay - The Retirement Revolution: ETF Solutions for Modern Retirement Planning: https://www.thetayf.com/pages/the-retirement-revolution-etf-solutions-for-modern-retirement-planning 12/9 Webinar Replay - What the Election Results Mean for Crypto:  https://dacfp.com/events/what-the-election-results-mean-for-crypto 2/24-2/26 Wealth Management Convergence-2025: https://www.thetayf.com/pages/convergence 11/13 Webinar Replay - An Innovative Way to Generate Income in a World of Declining Rates: https://www.thetayf.com/pages/november-13-2024-an-innovative-way-to-generate-income 10/9 Webinar Replay - Crypto for RIAs: Yield, Staking, Lending and Custody. What’s beyond the ETFs? https://dacfp.com/events/crypto-for-rias-yield-staking-lending-and-custody-whats-beyond-the-etfs/ -----   Follow Ric on social media:   Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman -----   Brought to you by:   Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ TAYF Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee

Coming up on the show today, what's happening in the real estate market, a conversation with Anthony Pompliano, the Latest on cybersecurity and investing in ESG with Pedro Palandrani. Plus Jeans Word of the week. The Pomp Podcast Pedro Panadrani Ask Ric a Question on the Show

Oh, no! Dave Ramsey's new advice on retirement withdrawals will push retirees into poverty! On today's podcast, I expose the dangers of Ramsey's absurd 8% withdrawal recommendation. Discover what real financial advisors recommend – and why you must ignore Ramsey’s dangerous advice that is certain to cause you financial ruin in your retirement. Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Links from today's show: Did Dave Ramsey Scam His Listeners? (8/29/23 Episode): https://www.thetayf.com/blogs/this-weeks-stories/did-dave-ramsey-scam-his-listeners The Good News on Safe Withdrawal Rates: https://www.morningstar.com/retirement/good-news-safe-withdrawal-rates ----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman ----- Brought to you by: Global X ETFs: https://www.globalxetfs.com/ Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

Accredited investors face a hidden danger – discover what it is on today's podcast. Tune in now! Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Links from today's show: Investor and Advisor Toolkits: https://dacfp.com/toolkit/ ----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman ----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

In this episode, Ric explores the challenge of 100M square feet of empty office space in the US, considering its potential impact on landlords and banks, and drawing parallels with the 2008 financial crisis. He discusses the need for strategic solutions in the real estate sector to address this growing concern. Additionally, Ric talks about the evolving landscape of cryptocurrency, focusing on the anticipated approval of spot bitcoin ETFs. Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Links from today's show: Become Certified in Blockchain and Digital Assets: https://dacfp.com/certificatIon/ Digital Assets Council of Financial Professionals: https://dacfp.com/ ----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman ----- Brought to you by: Global X ETFs: https://www.globalxetfs.com/ Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

Could the IRS's new electronic tax filing system herald a new era for traditional tax preparation? As TurboTax and H&R Block stand at a crossroads, we explore the profound implications for our capitalist society. With fewer CPAs and a growing allure of investment banking, let's dive into this transformative moment in finance. Together, we'll navigate the intricate balance between automation and our evolving economic landscape. Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM ----- Links from today's show: What You Need to Know About Spot Bitcoin ETFs: https://dacfp.com/about-spot-bitcoin-etfs/ Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman Brought to you by: Global X ETFs: https://www.globalxetfs.com/ Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Prisidio: https://www.prisid.io/ Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

In this episode, we address the pressing concerns surrounding the influence of artificial intelligence on the upcoming elections. The rise of deepfakes has intensified debates about the authenticity of digital content, especially as election season draws near. The potential of AI to create hyper-realistic videos and audios poses challenges, raising questions about the veracity of what we consume online. On a different note, the crypto landscape is buzzing with anticipation as multiple Bitcoin ETF applications sit before the SEC. This could mark a pivotal moment for investors and financial advisors alike. Explore the intricacies of these applications and understand why they're making headlines in the financial world. Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM ----- Links from today's show: An Important Crypto Message (04/10 episode): https://www.thetayf.com/blogs/this-weeks-stories/an-important-crypto-message Wright Center for the Study of Computation and Just Communities: https://neukom.dartmouth.edu/wright-center/wright-center-study-computation-and-just-communities Stanford study examines fake news and the 2016 presidential election: https://news.stanford.edu/2017/01/18/stanford-study-examines-fake-news-2016-presidential-election/ What You Need to Know about Spot Bitcoin ETFs (free whitepaper): https://dacfp.com/about-spot-bitcoin-etfs/ Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman Brought to you by: Global X ETFs: https://www.globalxetfs.com/ Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Prisidio: https://www.prisid.io/ Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

In the next decade, traditional bathroom fixtures will transform into advanced smart devices capable of monitoring health, enhancing relaxation, and providing a seamless, voice-activated experience, revolutionizing personal care in our homes. #SmartBathroom #HealthTech #FutureOfWellness #BathroomInnovation #ToiletTechnology #AI #AugmentedReality #VoiceActivated #HealthMonitoring #HomeAutomation ----- Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric -----  Links from today’s show:  10/9 Webinar - Crypto for RIAs: Yield, Staking, Lending and Custody. What’s beyond the ETFs? https://dacfp.com/events/crypto-for-rias-yield-staking-lending-and-custody-whats-beyond-the-etfs/ 10/23 Webinar - How to Factor Longevity into Your Financial Planning: https://www.thetayf.com/pages/october-2024-webinar-how-to-factor-longevity-into-your-financial-planning 9/25 Webinar Replay - Unlocking Alpha in Crypto-Equities and Beyond: https://dacfp.com/events/unlocking-alpha-in-crypto-equities-and-beyond 9/20 Webinar Replay - Q4 Crypto Outlook: What You Need to Know Now: https://dacfp.com/events/q4-crypto-outlook-what-you-need-to-know-now 9/11 Webinar Replay – Rates are Poised to Drop, Now What?: https://www.thetayf.com/pages/rates-poised-to-drop-now-what Become Certified in Blockchain and Digital Assets: https://dacfp.com/certification/ -----  Follow Ric on social media:  Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman -----  Brought to you by:  Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ TAYF Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee

Gloves for messy eaters and phone-charging benches are here! Discover more cool new tech on today's show. Plus, how to get started with bitcoin - investing basics. #CoolInventions #TechInnovation #BitcoinInvesting #InvestmentTips #MessyEaterGloves #ChargingBenches #CryptoBasics #FutureTech #InvestmentAdvice #BitcoinForBeginners -----  Subscribe to podcast updates: https://form.jotform.com/223614751580152  Ask Ric: https://www.thetayf.com/pages/ask-ric -----  Links from today’s show:  The New Ethereum ETFs: Answers to the Big Questions (7/24 Bitwise Webinar – Register Now!): https://dacfp.com/webinar-the-new-ethereum-etfs-answers-to-the-big-questions/   Become Certified in Blockchain and Digital Assets: https://dacfp.com/certification/   The Truth About Crypto: https://www.amazon.com/Truth-About-Crypto-Easy-Understand/dp/1668002329 -----  Follow Ric on social media:  Facebook: https://www.facebook.com/RicEdelman  Instagram: https://www.instagram.com/ric_edelman/  LinkedIn: https://www.linkedin.com/in/ricedelman/  X: https://twitter.com/ricedelman  YouTube: https://www.youtube.com/@RicEdelman  -----  Brought to you by:  Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html  State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones   Schwab: https://www.schwab.com/  Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee  ----- 

Today we're discussing focused ultrasound, a noninvasive therapeutic technology that has the potential to revolutionize healthcare. We have Neal Kassell, MD, founder of the Focused Ultrasound Foundation, joining us to discuss this exciting innovation. Focused ultrasound uses multiple beams of ultrasound energy to target specific areas in the body with precision, sparing adjacent normal tissue. This technology has over 170 clinical indications in various stages of development and can be used to treat a wide variety of medical disorders. One example is in the treatment of essential tremor, where abnormal nerve cells in the brain can be destroyed without incisions or drugs. ----- Links from today's show: Focused Ultrasound Foundation Pivotal Trial Results of Focused Ultrasound for Parkinson's Disease Published Michael J. Fox Foundation Focused Ultrasound Reaches Millions on CNN Video Self-Care with Jean Edelman website Friday's Bitwise Roundtable Brought to you by: Global X ETFs Invesco QQQ Schwab ----- Subscribe to podcast updates The Truth About Your Future website The Truth About Crypto Have a question for Ric? Follow Ric on social media: Facebook Twitter YouTube Instagram Disclosure page -----

The difference between lifespan and healthspan, Market volatility, Alzheimer’s Disease What is blockchain? Aging and wellness, Decentralization Teachable, Jean’s Word of the Week Guest: Matt Hogan, CIO at Bitwise Asset Management, the world’s largest provider of crypto index funds. Guest: Dr. Laura Carstensen, Director of the Stanford Center on Longevity The Truth About Your Future DACFP Advisor Directory Ask Ric a Question Follow Us! Twitter LinkedIn Facebook Instagram

25% of global CEOs are cutting their workforce due to AI. These layoffs will impact industries from media to banking – on today’s show, discover how this affects job security and the skills you’ll need for the future.  Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Links from today's show: Wealth Management Convergence (discount code = WMC2024): https://www.thetayf.com/pages/convergence ----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman ----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

On today's show, I'll explore a space heater and air purifier that doubles as a Bitcoin miner. Imagine warming your indoor space, purifying the air, and mining enough Bitcoin to potentially cover 100% of your electricity bill! Join us in this episode as we discuss the incredible ways technology is revolutionizing our daily lives and creating unique investment opportunities. Also, get ready to uncover the future of investing in crypto at our upcoming annual VISION Conference in June! As the longest-running event exclusively for financial advisors and accredited investors, we're thrilled to bring you an incredible lineup of speakers like CNBC's Downtown Josh Brown, Congressman Patrick McHenry, and Dave Hirsch from the SEC's Crypto Enforcement Division. Plus, don't forget to celebrate the graduates at the Ric Edelman College of Communications and Creative Arts at Rowan University with us! ----- Links from today's show: VISION Conference Heatbit Brought to you by: Global X ETFs Invesco QQQ Schwab ----- Subscribe to podcast updates The Truth About Your Future website The Truth About Crypto Have a question for Ric? Follow Ric on social media: Facebook Twitter YouTube Instagram Disclosure page -----

AI chatbots now let you converse with departed loved ones, raising ethical questions. Tune in to discover the implications of this groundbreaking technology. Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Links from today's show: An Important Crypto Message (4/10/23 Episode - done by ChatGPT): https://www.thetayf.com/blogs/this-weeks-stories/an-important-crypto-message?_pos=18&_sid=0d06b170e&_ss=r ----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman ----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

The importance of understanding the difference between the short-term focus on the wedding vs. the long-term considerations of marriage. Plus, the unfixed and unexpected costs of home ownership above the down payment and monthly mortgage. And two important webinars this week. #WeddingVsMarriage #MarriageMatters #WeddingPerspective #LifetimeCommitment #FinancialPriorities #WeddingBudget #MarriageOverWedding #ThinkLongTerm #EmotionalDecisions #BridesAndWives #HomeBuyingTips #HiddenCosts #HomeOwnership #HOADues #FinancialPlanning #ThinkBeyondMortgage #CostOfLiving #HomeBuyingRealities #LongTermAffordability #HOAFees ----- Join our mailing list: https://www.thetayf.com/pages/podcast Subscribe to podcast updates: https://form.jotform.com/223614751580152  Ask Ric: https://www.thetayf.com/pages/ask-ric  -----   Links from today’s show:   Today's Webinar - What the Election Results Mean for Crypto:  https://dacfp.com/events/what-the-election-results-mean-for-crypto Tomorrow's Webinar - The Retirement Revolution: ETF Solutions for Modern Retirement Planning: https://www.thetayf.com/pages/the-retirement-revolution-etf-solutions-for-modern-retirement-planning 2/24-2/26 Wealth Management Convergence-2025  https://www.thetayf.com/pages/convergence-2025 11/13 Webinar Replay - An Innovative Way to Generate Income in a World of Declining Rates: https://www.thetayf.com/pages/november-13-2024-an-innovative-way-to-generate-income 10/9 Webinar Replay - Crypto for RIAs: Yield, Staking, Lending and Custody. What’s beyond the ETFs? https://dacfp.com/events/crypto-for-rias-yield-staking-lending-and-custody-whats-beyond-the-etfs/ -----   Follow Ric on social media:   Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman -----   Brought to you by:   Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ TAYF Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee

Planning for your 100th birthday, Ric’s new chapter in life, Digital assets, Investing in a digital world Honor, Jean’s Word of the Week Guest: Dr. Ken Dychtwald, founder and CEO of AgeWave, world’s leading expert on aging Ask Ric a Question The Truth About Your Future DACFP Advisor Directory Ask Ric a Question Follow Us! Twitter LinkedIn Facebook Instagram

What if you could attend community college for free, regardless of your age, income, or immigration status? That's right - Boston has just made this dream a reality for many! Join us as we discuss the implications of this groundbreaking decision and the exciting opportunities it presents for those considering higher education. We also dive into the debate surrounding who's really footing the bill for these free education programs, and whether it's a sustainable model for the future. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: How To Prevent College From Ruining Your Life - Master Class Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

Watch the video of today's podcast here: https://www.thetayf.com/pages/multimedia?wchannelid=c4ogwxwvtw&wmediaid=4f5h7pjuio On today's podcast, Ric explores the rapidly evolving world of tokenization in finance, highlighting its potential to grow into a $5T market by 2030. This could democratize investments in assets like real estate and stocks, making them accessible to a wider audience. Additionally, Ric is joined by Shira Markoff from Prosperity Now to share the concept of baby bonds and their role in addressing America's wealth gap. The episode expertly combines discussions on innovative financial tools with a focus on creating more equitable economic opportunities. Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM ----- Links from today's show: Prosperity Now: https://prosperitynow.org/ RISE - Retirement Income Security for Everyone: https://wecanrise.com/ CBDA - Certified in Blockchain & Digital Assets: https://dacfp.com/certificatIon/ Global X Clean Water ETF (AQWA): https://www.globalxetfs.com/funds/aqwa/ ----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman ----- Brought to you by: Global X ETFs: https://www.globalxetfs.com/ Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

Ric addresses a variety of listener questions about the world of cryptocurrency, focusing on the differences between ETPs, ETFs, and trusts, as well as the tax implications of these investment vehicles. He offers advice on whether to invest in Ethereum futures ETFs or switch to spot ETFs. Ric also discusses the impact of the SEC vs. Ripple court ruling and its muted reaction in the crypto community. Other topics covered include law enforcement's ability to recover stolen digital assets, the pros and cons of buying crypto directly versus via ETFs, and the correlation between crypto and stock market movements. #PersonalFinance #Crypto #Blockchain #ETFs #Investing #Bitcoin #Ethereum #DigitalAssets #Podcast #AskRic -----  Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric -----  Links from today’s show:  9/10 Webinar – Bitcoin, Ethereum, or Both? How to Make an Informed Crypto Allocation Decision: https://dacfp.com/events/bitcoin-ethereum-or-both-how-to-make-an-informed-crypto-allocation-decision/ 9/11 Webinar – Rates are Poised to Drop, Now What?: https://www.thetayf.com/pages/rates-poised-to-drop-now-what Advisor Pulse Survey, Q2, by DACFP and Franklin Templeton: https://dacfp.com/further-reading/ -----  Follow Ric on social media:  Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman -----  Brought to you by:  Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee ----- 

It's Tuesday, March 21st. I often talk about tech on this show because our technological innovations are changing the planet. We're growing so accustomed to them that tech innovations are just not getting anybody terribly excited about them anymore. I've deliberately waited a few weeks to bring you today's story because I wanted to make this point. ----- Links from today's show: Farewell to the last 747 delivery Edelman Scholars Ric Edelman College of Communication & Creative Arts Digital Assets Council of Financial Professionals Brought to you by: Global X ETFs Invesco QQQ Schwab ----- Subscribe to podcast updates The Truth About Your Future website The Truth About Crypto Have a question for Ric? Follow Ric on social media: Facebook Twitter YouTube Instagram Disclosure page -----

Morgan Stanley’s new AI app is set to revolutionize financial advisory services, saving advisors 15 hours a week. Discover how this innovation enhances productivity and client interactions. #AI #FinancialAdvisors #WealthManagement #MorganStanley #Fintech #AdvisorEfficiency #ClientServices #TechInnovation #Productivity #FutureOfFinance -----  Subscribe to podcast updates: https://form.jotform.com/223614751580152  Ask Ric: https://www.thetayf.com/pages/ask-ric  -----  Links from today’s show:  Become Certified in Blockchain and Digital Assets: https://dacfp.com/certification/   The Truth About Your Future (Ric’s book): https://www.amazon.com/Truth-About-Your-Future-Money/dp/1501163809   -----  Follow Ric on social media:  Facebook: https://www.facebook.com/RicEdelman  Instagram: https://www.instagram.com/ric_edelman/  LinkedIn: https://www.linkedin.com/in/ricedelman/  X: https://twitter.com/ricedelman  YouTube: https://www.youtube.com/@RicEdelman  -----  Brought to you by:  Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html  Schwab: https://www.schwab.com/  Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee  ----- 

The recent Israel-Hamas war has sent shockwaves around the world, causing strong reactions on some U.S. college campuses. Misguided students, swayed by Hamas propaganda and misinformation, have protested in support of Hamas. In a controversial response, major law and Wall Street firms are demanding blacklists of these students. Ric Edelman, in his latest episode, critically examines these actions, questioning the societal implications and the potential long-term consequences for America's identity. Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM ----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman Brought to you by: Global X ETFs: https://www.globalxetfs.com/ Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Prisidio: https://www.prisid.io/ Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

Ever wondered about the dark side of the digital revolution that we're all a part of? On today's episode, we're stepping into the shadowy realms of online betting, sports gambling, and the rise of deceptive crypto-trading scams. Largely driven by easy online access and the freedom to bet using credit cards, this convenience comes at a steep cost - a startling rise in problem gambling, with little help for those caught in the destructive cycle. On a more positive note, the advancing frontiers of science, technology, and medicine brim with promise for savvy investors. We take you on a journey through the exciting world of AgTech - the fusion of agriculture with cutting-edge technology. Discover how technological innovations are dramatically reshaping food production and distribution, from alternative proteins and vertical farming to the use of blockchain for tracking food supply chains. Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM ----- Links from today's show: National Problem Gambling hotline: https://www.ncpgambling.org/help-treatment/national-helpline-1-800-522-4700/ Global X AgTech and Food Innovation ETF (Symbol: KROP): https://www.globalxetfs.com/funds/krop/ Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman Brought to you by: Global X ETFs: https://www.globalxetfs.com/ Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Prisidio: https://www.prisid.io/ Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

Discover the real differences between Bitcoin and Ethereum. Plus, hear how a listener suspects her advisor is ripping her off. #Bitcoin #Ethereum #Crypto #Cryptocurrency #Investment #Blockchain #BitcoinVsEthereum #AdvisorScam #FinancialFraud #PersonalFinance -----  Subscribe to podcast updates: https://form.jotform.com/223614751580152  Ask Ric: https://www.thetayf.com/pages/ask-ric  -----  Links from today’s show:  Become Certified in Blockchain and Digital Assets: https://dacfp.com/certification/   Spot Ethereum ETFs Toolkit: https://dacfp.com/ethtoolkit/   Spot Bitcoin ETFs Toolkit: https://dacfp.com/toolkit/   Ask Ric: https://www.thetayf.com/pages/ask-ric  -----  Follow Ric on social media:  Facebook: https://www.facebook.com/RicEdelman  Instagram: https://www.instagram.com/ric_edelman/  LinkedIn: https://www.linkedin.com/in/ricedelman/  X: https://twitter.com/ricedelman  YouTube: https://www.youtube.com/@RicEdelman  -----  Brought to you by:  Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html  State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones   Schwab: https://www.schwab.com/  Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee  ----- 

Watch the video of today's podcast here: https://www.thetayf.com/pages/multimedia?wchannelid=c4ogwxwvtw&wmediaid=8ecg050apw Urgent Alert: 38% of financial advisors are retiring within the next decade, risking a massive advisory shortage. Plus, Oklahoma's Deputy AG Richard Jackson om pioneering blockchain for cybersecurity and digital assets. Could this strategy secure our digital future? Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Links from today's show: Wealth Management Convergence (discount code = WMC2024): https://www.thetayf.com/pages/convergence Richard Jackson on X: @RickJacksonOK Richard Jackson email address: Richard.Jackson@oag.ok.gov The Chocolate and Peanut Butter of the Tech World (2/9/24 Episode): https://www.thetayf.com/blogs/this-weeks-stories/the-chocolate-and-peanut-butter-of-the-tech-world Why Advisors MUST Offer Crypto to Clients (2/7/24 Episode): https://www.thetayf.com/blogs/this-weeks-stories/why-advisors-must-offer-crypto-to-clients Bitcoin’s Next Act (2/6/24 Episode): https://www.thetayf.com/blogs/this-weeks-stories/bitcoin-s-next-act Democratizing Wealth (1/30/24 Episode): https://www.thetayf.com/blogs/this-weeks-stories/democratizing-wealth Crypto Fraud Alert (1/25/24 Episode): https://www.thetayf.com/blogs/this-weeks-stories/crypto-fraud-alert ----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman ----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

Discover how innovative living spaces are transforming the lives of those with Alzheimer's and dementia across the globe in today's enlightening episode. I reveal how these groundbreaking communities foster autonomy and accomplishment while providing a more compassionate alternative to traditional nursing homes. From New Zealand to France and the Netherlands, I examine the unique features of these communities, the architecture designed to reduce confusion, and the emphasis on allowing residents to set their own rhythm for the day. I also discuss the latest developments in Alzheimer's research, including focused ultrasound techniques, and the potential implications of the Veterans Administration's decision to cover the groundbreaking Leqembi drug. Tune in and gain valuable insights into how these advancements offer hope and improve the quality of life for those affected by Alzheimer's disease. ----- Brought to you by: Global X ETFs Invesco QQQ Schwab ----- Subscribe to podcast updates The Truth About Your Future website The Truth About Crypto Have a question for Ric? Follow Ric on social media: Facebook Twitter YouTube Instagram Disclosure page -----

Expect your next car to bear a “Made in China” tag. With 150 carmakers revolutionizing electric and hybrid vehicles, China is dominating the global market. Plus, hear a poem written by a podcast listener – tune in now! Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Links from today's show: Wealth Management Convergence (discount code = WMC2024): https://www.thetayf.com/pages/convergence An Ode to Ric Edelman by Rich Madow: https://youtu.be/hld2PqjFPNU ----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman ----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

New York Giants QB Tommy DeVito lives with his parents, sparking debate on financial prudence vs. independence. Today's podcast explores the trend of adult children staying home and the evolving titles of modern grandparents.  Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Links from today's show: Advisor Toolkit: https://dacfp.com/toolkit/ Investor Toolkit: https://dacfp.com/spot_bitcoin_etf_toolkit/ ----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman ----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

A car that knows when you're tired, even before you do? Today's show reveals the reality of advanced driver assistance systems in vehicles that are not just futuristic, but available now. Tune in to discover more cool automotive tech!  Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman ----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

It's Thursday, February 16th. We've been talking about scams the past couple of days. Crypto has gotten a lot of criticism lately about scams, even though all the evidence shows you're no more likely to get scammed in crypto than you are in any other asset class. Crooks are crooks. But there's a really interesting story in Forbes - which is the bigger scam: crypto fraud or the lack of transparency at our nation's public pension plans? According to Anessa Santos, public pension funds are the bigger scam. The reason, she says, public plans have been promising all of us that you contribute a portion of your pay to the plan while you're working and you get guaranteed lifetime income throughout your retirement. But that's a lie, she says. And I agree with her. ----- Links from today's show: Forbes: Pension Funds or Cryptocurrency, What's the Bigger Scam? The Reason Foundation: Unfunded public pension liabilities are forecast to rise to $1.3 trillion in 2022 U.S. Dept. of Labor: Employee Retirement Income Security Act (ERISA) Pew: State Pension Contributions Hit Important Benchmark Who Stole My Pension by Robert Kiyosaki & Edward Siedle Brought to you by: Global X ETFs Invesco QQQ Schwab ----- Subscribe to podcast updates The Truth About Your Future website The Truth About Crypto Have a question for Ric? Follow Ric on social media: Facebook Twitter YouTube Instagram Disclosure page -----

On today's show, Ric exposes Jamie Dimon's contradictory stance on crypto and explores the Democrats' sudden embrace of digital assets. Plus, a look at Rowan University's groundbreaking virtual reality classroom tech. #Crypto #Bitcoin #JamieDimon #Democrats #Blockchain #VirtualReality #EducationTech #Finance #DigitalAssets #DACFPVISION #DoubleVISION -----  Subscribe to podcast updates: https://form.jotform.com/223614751580152  Ask Ric: https://www.thetayf.com/pages/ask-ric  -----  Links from today’s show: Double VISION: https://dacfp.com/doublevision/ My conversation with Josh Brown on The Unlock: https://bit.ly/4c71YHK Advisor Unlock article by Josh Brown: https://www.downtownjoshbrown.com/p/crypto-conquered-financial-advice Bitcoin going to $420,000 webinar: https://dacfp.com/webinar-why-bitcoin-will-rise-to-420000/ -----  Follow Ric on social media:  Facebook: https://www.facebook.com/RicEdelman  Instagram: https://www.instagram.com/ric_edelman/  LinkedIn: https://www.linkedin.com/in/ricedelman/  X: https://twitter.com/ricedelman  YouTube: https://www.youtube.com/@RicEdelman  -----  Brought to you by:  Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html  Schwab: https://www.schwab.com/  Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee  ----- 

Social Security dilemma? Today's show reveals the impending cuts and the common mistake retirees might make. Learn why starting benefits early could cost you dearly in the long run. #SocialSecurityCrisis #RetirementPlanning #FinancialAdvice #BenefitsCut #SaveYourFuture #InvestSmart #PolicyChange #EconomicImpact #RetireeMistakes #FutureFinance -----  Subscribe to podcast updates: https://form.jotform.com/223614751580152  Ask Ric: https://www.thetayf.com/pages/ask-ric  -----  Links from today's show:  Social Security Administration: https://www.ssa.gov/   -----  Follow Ric on social media:  Facebook: https://www.facebook.com/RicEdelman  Instagram: https://www.instagram.com/ric_edelman/  LinkedIn: https://www.linkedin.com/in/ricedelman/  X: https://twitter.com/ricedelman  YouTube: https://www.youtube.com/@RicEdelman  -----  Brought to you by:  Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html  Schwab: https://www.schwab.com/  Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee  ----- 

Ultra-processed foods, like hot dogs and chips, have been linked to an increased risk of dementia and cognitive decline, highlighting the importance of mindful eating. Adopting a healthy lifestyle—focusing on natural foods, exercise, and mental stimulation—can significantly reduce this risk and promote better brain health. Plus, an ETF to create a monthly distribution stream that's designed to age 100. We’ll talk with Nate Conrad, head of LIFEX at Stone Ridge.  Disclosures: https://www.thetayf.com/blogs/disclosures/important-disclosures-stone-ridge-longevity-etfs #DementiaAwareness #HealthyEating #UltraProcessedFoods #BrainHealth #NutritionMatters #CognitiveDecline #HealthyLifestyle #FoodForThought #PreventDementia #CleanEating #HealthyChoices #FoodEducation #LongevityRisk #RetirementPlanning #FinancialAdvisors #LifeExpectancy #InnovativeFinance #LIFEXFunds #FutureOfRetirement #WealthManagement #LongevityPlanning #FinancialSecurity -----  Subscribe to podcast updates: https://form.jotform.com/223614751580152  Ask Ric: https://www.thetayf.com/pages/ask-ric  -----  Links from today’s show:  LIFEX Longevity Income ETFs: https://www.lifexfunds.com/  LIFEX - Stone Ridge Disclosures: https://www.thetayf.com/blogs/disclosures/important-disclosures-stone-ridge-longevity-etfs Wednesday’s podcast on my election dilemma:  https://www.thetayf.com/blogs/this-weeks-stories/so-you-think-you-know-who-i-m-voting-for Edelman Financial Engines: Edelman Financial Engines Today's Webinar - Q4 Crypto Outlook: What You Need to Know Now: https://dacfp.com/events/q4-crypto-outlook-what-you-need-to-know-now  9/25 Webinar - Unlocking Alpha in Crypto-Equities and Beyond: https://dacfp.com/events/unlocking-alpha-in-crypto-equities-and-beyond  Become Certified in Blockchain and Digital Assets: https://dacfp.com/certification/  -----  Follow Ric on social media:  Facebook: https://www.facebook.com/RicEdelman  Instagram: https://www.instagram.com/ric_edelman/  LinkedIn: https://www.linkedin.com/in/ricedelman/  X: https://twitter.com/ricedelman  YouTube: https://www.youtube.com/@RicEdelman  -----  Brought to you by:  Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html  State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones  Schwab: https://www.schwab.com/  TAYF Disclosure page: https://www.thetayf.com/blogs/disclosures/important-disclosures-stone-ridge-longevity-etfs ----- 

On today's show: Regulation in the crypto market, the status of rent in America, understanding what a DAO is, the state of financial literacy, drone defibrillators, Jean's word of the week, cook, an interview with Invesco's Rene Reyna, and a lot more! Invesco Talk to Ric on His Show Truth About Crypto

With interest rates fluctuating, finding reliable investment income can be challenging. Ric discusses two Invesco ETFs offering income generation, downside protection, and low fees as one offers equal-weight exposure across all 500 S&P stocks for balanced diversification. And Ric discusses the importance of maintaining cash reserves and what can happen if you don't. #InvestmentIncome #ETFs #MarketVolatility #IncomeGeneration #InvescoETFs #QQA #RSPA #NASDAQ100 #SP500 #EqualWeight CashReserves #EmergencyFunds #InvestmentStrategy #MarketVolatility #FinancialSecurity #MoneyManagement #InterestRates #Savings #RiskManagement #ShortTermInvesting  ----- Join our mailing list: https://www.thetayf.com/pages/podcast Subscribe to podcast updates: https://form.jotform.com/223614751580152  Ask Ric: https://www.thetayf.com/pages/ask-ric  -----   Links from today’s show:   Invesco QQQ Income Advantage ETF (QQA): https://www.invesco.com/us/financial-products/etfs/product-detail?productId=ETF-QQA Invesco S&P 500 Equal Weight Income Advantage ETF (RSPA): https://www.invesco.com/us/financial-products/etfs/product-detail?audienceType=Investor&productId=ETF-RSPA Invesco Website: https://www.invesco.com/corporate/en/home.html 11/13 Webinar Replay - An Innovative Way to Generate Income in a World of Declining Rates: https://www.thetayf.com/pages/november-13-2024-an-innovative-way-to-generate-income 10/9 Webinar Replay- Crypto for RIAs: Yield, Staking, Lending and Custody. What’s beyond the ETFs? https://dacfp.com/events/crypto-for-rias-yield-staking-lending-and-custody-whats-beyond-the-etfs/ Certified in Blockchain and Digital Assets including Crypto Taxation Course/Webinar: https://dacfp.com/certification/ -----   Follow Ric on social media:   Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman -----   Brought to you by:   Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ TAYF Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee  

Air traffic control is entering a groundbreaking phase with the integration of drones demanding innovative automated systems. Plus, today also marks Bitcoin Pizza Day, a significant moment in cryptocurrency history. #AirTrafficControl #Drones #Automation #AI #FAA #CommercialDrones #BitcoinPizzaDay #Cryptocurrency #TechInnovation #FutureOfFlight -----  Subscribe to podcast updates: https://form.jotform.com/223614751580152  Ask Ric: https://www.thetayf.com/pages/ask-ric  -----  Links from today’s show:  VISION (Use code “PIZZA50” for half off! Deal ends 5/24 at 11:59pm ET – Hurry!) – Register Now: https://dacfp.com/2024-dacfp-vision/    -----  Follow Ric on social media:  Facebook: https://www.facebook.com/RicEdelman  Instagram: https://www.instagram.com/ric_edelman/  LinkedIn: https://www.linkedin.com/in/ricedelman/  X: https://twitter.com/ricedelman  YouTube: https://www.youtube.com/@RicEdelman  -----  Brought to you by:  Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html  Schwab: https://www.schwab.com/  Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee  ----- 

Scary story alert: A financial advisor's client lost $500k to a bitcoin scam. Today's podcast exposes the harsh reality of unregulated crypto investments. BUT – there is a secure alternative for investors interested in crypto – tune in to find out.  Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Links from today's show: Wealth Management Convergence: https://www.thetayf.com/pages/convergence ----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman ----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

On today's show, a look at prepping for retirement, explaining the trust economy, the challenge of today's market, guess what country is now publishing my new book, how dogs smell, and this week's Health and wellness segment by my wife, Jean Edelman.

Hiring your children through complex schemes like family management companies or S-corps isn't necessary to achieve your financial goals. Instead, you can pay your kids for legitimate earned income tasks to fund a Roth IRA in a simple and legally sound way. With major institutions eliminating tuition and AI reducing operational expense college is becoming more affordable than ever, freeing families from overwhelming financial burdens. #TaxPlanning #FamilyFinance #RothIRAForKi#FreeCollege #AffordableEducation #MITTuitionFree #AIInEducation #CollegeCosts #HigherEducationReform #FinancialAid #DebtFreeEducation #EducationForAll #FutureOfCollegeds #EarnedIncome #FinancialPlanning #BusinessTips #KidsAndMoney #LegalTaxAdvice #SimpleFinance #ParentingAndFinance ----- Join our mailing list: https://www.thetayf.com/pages/podcast Subscribe to podcast updates: https://form.jotform.com/223614751580152  Ask Ric: https://www.thetayf.com/pages/ask-ric  -----   Links from today’s show:   12/9 Webinar - What the Election Results Mean for Crypto: https://dacfp.com/events/what-the-election-results-mean-for-crypto 12/10 Webinar - The Retirement Revolution: ETF Solutions for Modern Retirement Planning: https://www.thetayf.com/pages/the-retirement-revolution-etf-solutions-for-modern-retirement-planning 2/24-2/26 Wealth Management Convergence-2025 https://www.thetayf.com/pages/convergence-2025 11/13 Webinar Replay - An Innovative Way to Generate Income in a World of Declining Rates: https://www.thetayf.com/pages/november-13-2024-an-innovative-way-to-generate-income 10/9 Webinar Replay - Crypto for RIAs: Yield, Staking, Lending and Custody. What’s beyond the ETFs? https://dacfp.com/events/crypto-for-rias-yield-staking-lending-and-custody-whats-beyond-the-etfs/ -----   Follow Ric on social media:   Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman -----   Brought to you by:   Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ TAYF Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee

A CNBC article on bitcoin ETFs contains inaccuracies and misunderstandings from their advisory council. Discover why $60 billion in bitcoin ETFs prove them wrong and get the real story behind the advisor skepticism. #BitcoinETF #CryptoInvesting #FinancialAdvice #BitcoinMyths #ETFs #InvestmentNews #CryptoCritique #AdvisorSkepticism #FinancialLiteracy #MarketAnalysis -----  Subscribe to podcast updates: https://form.jotform.com/223614751580152  Ask Ric: https://www.thetayf.com/pages/ask-ric  -----  Links from today’s show:  Become Certified in Blockchain and Digital Assets: https://dacfp.com/certification/   -----  Follow Ric on social media:  Facebook: https://www.facebook.com/RicEdelman  Instagram: https://www.instagram.com/ric_edelman/  LinkedIn: https://www.linkedin.com/in/ricedelman/  X: https://twitter.com/ricedelman  YouTube: https://www.youtube.com/@RicEdelman  -----  Brought to you by:  Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html  Schwab: https://www.schwab.com/  Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee  ----- 

Welcome to The Truth About Your Future. On today's show, understanding airdrops, long term care insurance, the newest cancer treatments, Master Limited Partnerships, prepping for retirement, listener phone calls, an interview with Rohan Reddy, Director of Research at Global X ETFs. And this week's health and wellness segment by my wife, Jean Edelman. GlobalX ETFs Ask Ric a Question on the Radio

Can we envision a future where our most abundant resource, water, is transformed into sustainable fuel? Join us as we explore the immense potential of green hydrogen in reshaping our world and finances. Marvel at the connection between an Australian outback filled with wind turbines and solar panels, and our future financial growth. We're diving deep into the massive financial investments in green hydrogen and the promising investment opportunities in the GlobalX Hydrogen ETF. Check out this riveting episode where we unravel the intersection of technology, sustainable energy, and personal finance! Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: Global X Hydrogen ETF (Symbol: HYDR) Follow Ric on social media: Facebook | Instagram | LinkedIn | Twitter | YouTube Brought to you by: Global X ETFs Invesco QQQ Schwab Disclosure page -----

Ric continues his series through this month on addressing the 34 topics that are issues in the presidential election. Today, "it's the economy, stupid!" ----- Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric -----  Links from today’s show:  Click here for Ric's worksheet to help you evaluate the candidates Kamala Harris Official Campaign Website Policy Page: https://www.kamalaharris.com/issues/ Donald Trump Official Campaign Website Policy Page: https://www.donaldjtrump.com/platform 10/9 Webinar - Crypto for RIAs: Yield, Staking, Lending and Custody. What’s beyond the ETFs? https://dacfp.com/events/crypto-for-rias-yield-staking-lending-and-custody-whats-beyond-the-etfs/ 10/23 Webinar - How to Factor Longevity into Your Financial Planning: https://www.thetayf.com/pages/october-2024-webinar-how-to-factor-longevity-into-your-financial-planning -----  Follow Ric on social media:  Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman -----  Brought to you by:  Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ TAYF Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee

Welcome to the truth about your future with Ric Edelman. You know, this show is all about personal finance, and that's the reason we talk about investing on this program. I mean, how can you not talk about investing if it's a show about personal finance? So, in your efforts to pay attention to the long term, in your efforts to stay focused on what really matters, we've got to recognize that it is sometimes a little treacherous. We need to protect ourselves and our efforts to achieve wealth. And that means protecting ourselves from fraud and abuse. Call Mark, from Madison, WI, asks how my new show works. Hammer, Jean's Word of the week The Truth About Your Future DACFP Advisor Directory Ask Ric a Question Follow Us Twitter LinkedIn Facebook Instagram

With fewer people over 50 becoming grandparents, questions about elder care and financial planning grow critical. For those without children or estranged from family, proactive estate planning, long-term care funding, and giving inheritance early are essential strategies for a fulfilling and secure retirement. Retirees, especially Baby Boomers holding 52% of U.S. wealth, will need to balance annual spending and Ric discusses the traditional 5% withdrawal rate. #RetirementPlanning #GrandchildFree #EstatePlanning #ElderCare #LongTermCare #ChildFreeRetirement #SoloAging #InheritanceStrategy #FinancialSecurity #WealthDistribution #AgingWell #ProactivePlanning ----- Join our mailing list: https://www.thetayf.com/pages/podcast Subscribe to podcast updates: https://form.jotform.com/223614751580152  Ask Ric: https://www.thetayf.com/pages/ask-ric  -----   Links from today’s show:   12/9 Webinar - What the Election Results Mean for Crypto: https://dacfp.com/events/what-the-election-results-mean-for-crypto 12/10 Webinar - The Retirement Revolution: ETF Solutions for Modern Retirement Planning: https://www.thetayf.com/pages/the-retirement-revolution-etf-solutions-for-modern-retirement-planning 11/13 Webinar Replay - An Innovative Way to Generate Income in a World of Declining Rates: https://www.thetayf.com/pages/november-13-2024-an-innovative-way-to-generate-income 10/9 Webinar Replay - Crypto for RIAs: Yield, Staking, Lending and Custody. What’s beyond the ETFs? https://dacfp.com/events/crypto-for-rias-yield-staking-lending-and-custody-whats-beyond-the-etfs/ Certified in Blockchain and Digital Assets including Crypto Taxation Course/Webinar: https://dacfp.com/certification/ -----   Follow Ric on social media:   Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman -----   Brought to you by:   Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ TAYF Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee

It's Tuesday, January 17th. Do you remember what I told you to do one year ago? Yeah, you don't remember. But I do. Because I was right. I told you one year ago to get out of bonds. I sure hope you did. The Federal Reserve, as you know, raised interest rates more quickly last year than at any time since the 1980s. And the result was that bonds ended up having their worst year ever. Yeah. 10 year Treasuries lost more money last year than in any year since 1788. Treasuries, in fact, not only lost a lot of money last year, they lost a lot of money the year before that. Two years in a row, the bond market fell in value. The last time that happened was 1959. Bitcoin can recover; your bonds can't. ----- Today’s sponsors: Global X ETFs Invesco QQQ ----- Subscribe to podcast updates The Truth About Your Future website Have a question for Ric? Follow Ric on social media: Facebook Twitter YouTube Instagram Disclosure page

Colleges are increasingly outsourcing programs to third-party companies while maintaining their prestigious branding, raising questions about value and quality, and underqualified instructors. Meanwhile, lawsuits allege financial aid price-fixing by elite universities, further highlighting the disconnect between college costs and the actual needs of employers who prioritize skills over pedigrees. #CollegeScam #EducationReform #CloudComputing #EliteUniversities #TuitionFraud #Outsourcing #JobSkills #CostOfEducation #HigherEdLawsuits #IvyLeagueMyth #BitcoinRally #CryptoLegislation #InvestmentWebinar #BitcoinETF #CryptoTrends2025 #RetirementPlanning #FinancialFreedom #InvestmentStrategies #CryptoRegulation #WealthManagement ----- Join our mailing list: https://www.thetayf.com/pages/podcast Subscribe to podcast updates: https://form.jotform.com/223614751580152  Ask Ric: https://www.thetayf.com/pages/ask-ric  -----   Links from today’s show:   12/9 Webinar - What the Election Results Mean for Crypto: https://dacfp.com/events/what-the-election-results-mean-for-crypto 12/10 Webinar - The Retirement Revolution: ETF Solutions for Modern Retirement Planning: https://www.thetayf.com/pages/the-retirement-revolution-etf-solutions-for-modern-retirement-planning 2/24-2/26 Wealth Management Convergence-2025 https://www.thetayf.com/pages/convergence-2025 11/13 Webinar Replay - An Innovative Way to Generate Income in a World of Declining Rates: https://www.thetayf.com/pages/november-13-2024-an-innovative-way-to-generate-income 10/9 Webinar Replay - Crypto for RIAs: Yield, Staking, Lending and Custody. What’s beyond the ETFs? https://dacfp.com/events/crypto-for-rias-yield-staking-lending-and-custody-whats-beyond-the-etfs/ -----   Follow Ric on social media:   Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman -----   Brought to you by:   Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ TAYF Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee

Among the 34 key issues in Election 2024 is today's discussion about character, ethics, morals, and values. Ric features 18 e-mails from listeners along with his own opinion on the contrast between Kamala Harris and Donald Trump. It's Ric's 500th podcast of The Truth About Your Future! #EthicsInPolitics #CharacterMatters #TrumpVsHarris #PresidentialValues #Election2024 #MoralLeadership #PoliticalEthics #TrumpControversies #HarrisRecord #LeadershipAndValues #VoteForMorality #LeadershipIntegrity #EthicsDebate #PoliticalCharacter #2024Decisions ----- Subscribe to podcast updates: https://form.jotform.com/223614751580152  Ask Ric: https://www.thetayf.com/pages/ask-ric  -----   Links from today’s show:   Click here for Ric's worksheet to help you evaluate the candidates The 34 Issues of Election 2024 – The Daily Podcasts https://thetayf.com/blogs/this-weeks-stories/tagged/election-2024 Kamala Harris Official Campaign Website Policy Page: https://www.kamalaharris.com/issues/ Donald Trump Official Campaign Website Policy Page: https://www.donaldjtrump.com/platform 11/13 Webinar - An Innovative Way to Generate Income in a World of Declining Rates: https://www.thetayf.com/pages/november-13-2024-an-innovative-way-to-generate-income 10/9 Webinar Replay- Crypto for RIAs: Yield, Staking, Lending and Custody. What’s beyond the ETFs? https://dacfp.com/events/crypto-for-rias-yield-staking-lending-and-custody-whats-beyond-the-etfs/ Certified in Blockchain and Digital Assets including Crypto Taxation Course/Webinar: https://dacfp.com/certification/ -----   Follow Ric on social media:   Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman -----   Brought to you by:   Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ TAYF Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee  

It's Thursday, March 16th. All this week, we're focusing on how the future is changing society. Today we're going to talk about another aspect of society that's changing - the changing nature of funerals or more specifically, burials. New York just became the sixth state in the country to allow human composting as a method of burial. ----- Links from today's show: Self-Care with Jean Edelman Podcast on YouTube Self-Care with Jean Edelman Podcast on Instagram Self-Care with Jean Edelman Podcast on Twitter 'Human Composting,' already legal in 6 states, could help the planet Signature Bank Was Shut Down to Send 'Anti-Crypto' Message: Barney Frank Signature Bank Shutdown Caused by 'Crisis of Confidence' in Leadership, NYDFS Says Crypto VC Digital Currency Group Turns To New Banking Partners After SVB Financial Debacle Schwab Rallies as CEO Bettinger Says He Bought 50,000 Shares Brought to you by: Global X ETFs Invesco QQQ Schwab ----- Subscribe to podcast updates The Truth About Your Future website The Truth About Crypto Have a question for Ric? Follow Ric on social media: Facebook Twitter YouTube Instagram Disclosure page -----

In this episode, Ric examines the financial disparities between generations, questioning the relevance of senior discounts when older Americans often have greater financial stability. He explores the evolution of Social Security since 1935, highlighting the shift in life expectancy and financial needs. Ric addresses the imbalance in financial burdens between younger and older generations, focusing on the sustainability of government spending on Social Security and Medicare. Today's podcast critically explores the impending 'age war' in America. Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM ----- Links from today's show: Rowan University: https://www.rowan.edu/ Social Security Trust Fund: https://en.wikipedia.org/wiki/Social_Security_Trust_Fund ----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman ----- Brought to you by: Global X ETFs: https://www.globalxetfs.com/ Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

Do you really need to save for college? Today's podcast examines the financial crisis in higher education, highlighting Birmingham-Southern College's $30M debt – and explores alternatives to the traditional college path. Tune in now!  Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Links from today's show: FREE Masterclass How to Prevent College from Ruining your Life: https://www.thetayf.com/pages/masterclass-memberships Become Certified in Blockchain and Digital Assets: https://dacfp.com/certificatIon/ ----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman ----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

On today's show, a look at aging, defining NFTs, understanding crypto, robots, and this week's health and wellness segment by my wife, Jean Edelman.

WATCH THE VIDEO OF THIS PODCAST HERE Ever wondered why luxury goods have an irresistible allure, even for the middle-income shoppers? In this podcast episode, we navigate some of the world's biggest luxury brands, unearthing the charm and magnetism they possess. We'll also forecast the trajectory of the luxury market by 2030 based on current trends. Plus, we are joined by Scott Helfstein and Jake Ryan to explore the unique convergence of crypto, robotics, the Internet of Things, and generative AI. As we zoom into the Fourth Industrial Revolution, we'll traverse its tech breakthroughs, with a special focus on blockchain - the revolutionary tech powering this new automation era. Subscribe to podcast updates Ask Ric | Ric's Books ----- Links from today's show: DACFP VISION 2023 Digital Assets Council of Financial Professionals Tradecraft Capital Crypto Decrypted The Truth About Crypto Are You Ready for a Bitcoin ETF? - Free Webinar Follow Ric on social media: Facebook | Instagram | LinkedIn | X (formerly Twitter) | YouTube Brought to you by: Global X ETFs Invesco QQQ Prisidio Schwab Disclosure page -----

China's EVs raise security concerns in the US – President Biden wants to block Chinese cars from being sold in the US. Is this a genuine threat or a strategy to protect US automakers? Find out more on today’s podcast.  Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Links from today's show: Wealth Management Convergence (discount code = WMC2024): https://www.thetayf.com/pages/convergence Why Your Next Car Will Be Made in China (2/28/24 Episode): https://www.thetayf.com/blogs/this-weeks-stories/why-your-next-car-will-be-made-in-china ----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman ----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

In a heartfelt episode, Ric Edelman shares the story of JB, a colleague who has taken a leave of absence from Edelman Financial to support Israeli soldiers amidst the conflict in Gaza. JB's efforts, from fundraising to personally delivering essential supplies, highlight the profound difference one person can make in a crisis. Ric recounts JB's email detailing the challenges and the soldiers' gratitude, painting a vivid picture of the situation on the ground. This episode not only shares JB's inspiring actions but also extends an invitation to listeners to support the cause through trusted organizations. Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM ----- Links from today's show: Edelman Financial: https://www.edelmanfinancialengines.com/ Israeli Defense Force: https://en.wikipedia.org/wiki/Israel_Defense_Forces Friends of the IDF: https://www.fidf.org/ Magen David Adom: https://afmda.org/ Innovation Africa: https://innoafrica.org/ ----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman Brought to you by: Global X ETFs: https://www.globalxetfs.com/ Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----

OpenAI, creator of ChatGPT, is making waves with a $150 billion valuation and substantial funding efforts from tech giants and institutional investors. This immense financial backing aims to support the expensive computational demands of AI development, though the true payoff for investors remains uncertain as AI continues to evolve and raise questions about its societal impact. Plus, a look at an AI analysis in the Nevada school system. #OpenAI #ChatGPT #TechInvestment #VentureCapital #SiliconValley #AIRevolution #StartupValuation #BigTech #InstitutionalInvestors #ComputationalPower #FutureOfAI #AIImpact #RetirementIncome #InvestingWebinar #ETFs #FinancialPlanning ----- Join our mailing list: https://www.thetayf.com/pages/podcast Subscribe to podcast updates: https://form.jotform.com/223614751580152  Ask Ric: https://www.thetayf.com/pages/ask-ric  -----   Links from today’s show:   12/9 Webinar - What the Election Results Mean for Crypto: https://dacfp.com/events/what-the-election-results-mean-for-crypto 11/13 Webinar Replay - An Innovative Way to Generate Income in a World of Declining Rates: https://www.thetayf.com/pages/november-13-2024-an-innovative-way-to-generate-income 10/9 Webinar Replay - Crypto for RIAs: Yield, Staking, Lending and Custody. What’s beyond the ETFs? https://dacfp.com/events/crypto-for-rias-yield-staking-lending-and-custody-whats-beyond-the-etfs/ Certified in Blockchain and Digital Assets including Crypto Taxation Course/Webinar: https://dacfp.com/certification/ -----   Follow Ric on social media:   Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman -----   Brought to you by:   Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ TAYF Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee