The Buy To Let Property Podcast from Lifestyle Property People (Shiv Haria)
Explorez tous les épisodes de The Buy To Let Property Podcast from Lifestyle Property People
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| 30 Sep 2022 | Episode 005: The types of returns in buy to let property & why capital growth is key | 00:08:37 | |
With the increase in mortgage interest rates putting a squeeze on the rental returns, some people are questioning whether it’s still worth investing in property.
Join us in today's podcast as we take a look at the different kinds of returns available in property and explain why capital growth is key, when it comes to investing for the long term.
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| 21 Mar 2023 | Episode 013: What You Need to Know about the Mortgage Market in 2023 with Bhaven Ondhia | 00:27:16 | |
🖊️ Bio Details Bhaven is the Managing Director of 1st Financial Foundations who specialise in mortgage and protection advice as well as full Financial Advice. With his ear constantly close to the ground, he is a fountain of knowledge when it comes to the UK mortgage market. BE HIS FRIEND: 📸Instagram - https://www.instagram.com/1stfinancialfoundations/ 🙋♂️Facebook https://www.facebook.com/1stff Shiv Haria is a Business owner, Property Investor, Speaker and mentor. In 2013, following his mum’s heart attacks and her subsequent inability to work, Shiv was driven to do something to create an additional income stream for his parents’ retirement. After building a property portfolio for himself and his family, Shiv began getting requests from his friends to help them invest and realised that this was a problem that had not yet been solved. In 2016, Lifestyle Property People was born. The company specialises in helping busy professionals and business owners invest in the Northern property market by offering a hands-free, end-to-end service, and Shiv’s passion for the ability for property to create a hassle-free income stream in evident to all his clients and supporters. BE OUR FRIEND: 📸 Instagram - https://instagram.com/lifestyleproper... 🙋♂️ Facebook - https://www.facebook.com/lifestylepro...
GET IN TOUCH: We'd love to hear from you. Sending us a DM @lifestylepropertypeople on Instagram is the quickest way to get a response. If you've got a more in-depth question, feel free to email us at info@lifestylepropertypeople.co.uk | |||
| 10 Oct 2024 | Episode 30: Is This The End Of The UK Rental Boom | 00:04:29 | |
Rents are increasing at a rapid pace which is of course good news for investors but is it sustainable or are we approaching a turning point in the UK rental market? In this episode, we'll unpack why the rental market is experiencing such intense demand and high rental rates, reveal our predictions on whether sky-rocketing rents will continue and if investors should expect to see their rental returns increase. We'll also discuss
Connect With Us We specialise in helping people create profitable and hands-free property portfolios. We make the process of investing in property simple with our fully managed, end-to-end investing service where we help you source, purchase, refurbish, rent and manage buy-to-let properties in the North of England. If you want to invest in property but don't have the time or knowledge to do it yourself, our team can help. Visit our website www.lifestylepropertypeople.co.uk to find out more. Follow us on social media for more investing tips ⬇️ https://www.instagram.com/lifestylepropertypeople/ | |||
| 20 Sep 2024 | Episode 28: What Does The Renters Rights Bill Mean for Property Investors? | 00:28:08 | |
In this episode of The Property Perspective, we dive into the big changes coming from Labour's new Renters' Rights Bill, that every BTL property investor should be aware of.
No more 'no-fault' evictions – What does this mean for your rights as a landlord? New rent increase rules – Find out how often and how much you can raise rent. Evictions for non-payment – What happens when tenants fall behind on rent? Changes to discrimination laws – How will this impact who you can rent to?
We also discuss a new landlord database, stricter rules around bidding wars, and what these reforms mean for your property business in the long run.
If you're a landlord, tenant, or property investor, you can't afford to miss this! Connect With Us We specialise in helping people create profitable and hands-free property portfolios. We make the process of investing in property simple with our fully managed, end-to-end investing service where we help you source, purchase, refurbish, rent and manage buy-to-let properties in the North of England. If you want to invest in property but don't have the time or knowledge to do it yourself, our team can help. Visit our website www.lifestylepropertypeople.co.uk to find out more. Follow us on social media for more investing tips ⬇️ https://www.instagram.com/lifestylepropertypeople/ | |||
| 25 Aug 2022 | Episode 004: How will rising interest rates affect the UK property market & 5 things you can do about it as a property investor | 00:08:52 | |
In today's podcast, we give you our view on how the rising interest rates and inflation will affect the UK property market and what that means for property investors. We will cover: 00:00 - 00:31 - Introduction 00:32 - 1:10 - What are interest rates 1:11 - 1:42 - Why are interest rates rising? 1:42 - 1:59 How is the Bank of England planning on decreasing Interest Rates? 2:00 - 2:41 - Why did the prices of goods & services increase in the first place? 2:42 - 3:29 - What does this mean for property investors? 3:30 - 5:15 - When will these rising interest rates start affecting you as an investor? 5:16 - 6:52 - Our predictions for 2023 and beyond 6:53 - 8:35 - 5 things that you can do about it to ride this opportunity and make the most of this once-in-a-decade opportunity
If you’d like to know more about what we do and how we can help you, visit our website or check out our social media profiles below. Get Social Website: http://lifestylepropertypeople.co.uk/ Instagram: https://www.instagram.com/lifestylepropertypeople/?hl=en Facebook: https://www.facebook.com/lifestylepropertypeopleleeds | |||
| 17 Feb 2023 | Episode 0012 : The Secret to Financial Success & Independence | 00:47:08 | |
Creating financial security for your future is so important, now more than ever, but it is often something many people put off until it is too late. Today we are joined by a friend and fellow investor Huw Davies, who runs a YouTube and Instagram account, @Huwsview, aimed at simplifying finance topics for ordinary people. As an advocate for investing and creating financial security, it was really great to be able to sit down with Huw and discuss our own journeys, as well as share some great advice on what you can do to achieve financial freedom. Enjoy!
🖊️ Bio Details Huw Davies became financially independent in 2016, he built a 6-figure business from scratch, a stocks and shares portfolio he could live off, and a £1M property portfolio in less than 18 months. He started a YouTube business focused on his passions – Finance, Fun and Philosophy. His aim is to help you become financially free whilst putting a smile on your face. BE HIS FRIEND 📸 Instagram - https://instagram.com/huwsview 🐦 Twitter - https://twitter.com/huwsview ♪ Tik Tok - https://www.tiktok.com/@huwsview
Shiv Haria is a Business owner, Property Investor, Speaker and mentor. In 2013, following his mum’s heart attacks and her subsequent inability to work, Shiv was driven to do something to create an additional income stream for his parents’ retirement. After building a property portfolio for himself and his family, Shiv began getting requests from his friends to help them invest and realised that this was a problem that had not yet been solved. In 2016, Lifestyle Property People was born. The company specialises in helping busy professionals and business owners invest in the Northern property market by offering a hands-free, end-to-end service, and Shiv’s passion for the ability for property to create a hassle-free income stream in evident to all his clients and supporters.
BE OUR FRIEND 📸 Instagram - https://instagram.com/lifestylepropertypeople 🙋♂️ Facebook - https://www.facebook.com/lifestylepropertypeopleleeds
GET IN TOUCH We’d love to hear from you. Sending us a DM @lifestylepropertypeople on Instagram is the quickest way to get a response. If you've got a more in-depth question, feel free to email us at info@lifestylepropertypeople.co.uk | |||
| 21 Oct 2022 | Episode 006: By investing in buy-to-let property we have started to create financial security for our children | 00:08:47 | |
One of the biggest reasons many of our clients want to invest in buy-to-let property is for their children. | |||
| 27 Jul 2022 | Episode 002: Putting our money into property was the smart move for us | 00:37:49 | |
Today we are speaking to husband and wife team Tushar and Anika from London. Back in 2020 they came to us wanting a way to make their money work harder for them. Already owning a buy to let property close to their home, they understood that investing in property was a smart move but unfortunately, due to the high property prices in London, they couldn’t afford to invest in an additional property close to home. After accumulating additional savings, they approached us in 2020 to help them invest in the Leeds buy to let property market. They now have a 2 bedroom buy to let property in Leeds which is generating just over £4500 in income every year. We recently spoke to them about their unique story, what their journey investing with us was like and how investing in BTL property is helping them. Listen along to see if you can relate to their story too. Let’s get into it. | |||
| 21 Dec 2023 | Episode 20 - What does the BOE base rate hold mean for the UK economy & property investors | 00:33:53 | |
Hot topics we spoke about: ❗Is the recent news around the base rate good or bad? ❗What the current base rate means for savers & investors? ❗How can interest rates be going down if the base rate is the same? ❗What do mortgage rates look like right now & what do we think they will they come down to? ❗When do we think the base rate will start to go down? ❗Should you fix your mortgage for 2 years or 5 years? ❗Is it still a good time to buy property? ❗Bhaven’s top piece of mortgage advice
For anyone who is looking at getting a mortgage or may be looking to remortgage their property in the next 6 months, this is a must-listen! | |||
| 16 Aug 2024 | Episode 26: Here's How You Start Investing in Property Without All The Money Upfront | 00:18:10 | |
Are you waiting until you have all the cash to start your property investment journey? You might be holding yourself back!
In this episode, we tackle a common misconception: the idea that you need all the money upfront to get started. The truth? You can kick off your investment with just £12,995!
We'll break down the real numbers and show you how waiting for the full amount could mean missing out on prime opportunities. Join us to uncover the simple steps to get started today without needing the full amount right away.
Connect With Us We specialise in helping people create profitable and hands-free property portfolios. We make the process of investing in property simple with our fully managed, end-to-end investing service where we help you source, purchase, refurbish, rent and manage buy-to-let properties in the North of England. If you want to invest in property but don't have the time or knowledge to do it yourself, our team can help. Visit our website www.lifestylepropertypeople.co.uk to find out more. Follow us on social media for more investing tips ⬇️ https://www.instagram.com/lifestylepropertypeople/ | |||
| 17 Aug 2024 | Episode 27: Mortgage Market Update August 2024 | 00:20:24 | |
With a surprise BOE base rate cut at the beginning of the month and inflation stabilising, mortgage rates are now predicted to fall.
But aside from the increase in monthly rental returns, what does this all mean for us as property investors?
How will it affect the property market?
Will we see property prices increase?
What about the discounts we’ve been getting, will they disappear?
I recently sat down with Bob Singh from Chess Mortgages to break it all down and get his expert view on all things property, the market, and of course, mortgages. We discussed:
If you’re looking to invest in property & want to know what’s really going on, then this is a must-watch!
Connect with Bob Bob Singh is the managing director of Chess Mortgages which offers bespoke and expert mortgage advice. Bob has over 42 years of FS experience and with his ear constantly close to the ground, he is a fountain of knowledge when it comes to the UK mortgage market. LinkedIn: https://www.linkedin.com/in/bob-singh-chess-mortgages-chess-capital-5ba074167/ Website https://chessmortgages.co.uk/
Connect With Us We specialise in helping people create profitable and hands-free property portfolios. We make the process of investing in property simple with our fully managed, end-to-end investing service where we help you source, purchase, refurbish, rent and manage buy-to-let properties in the North of England. If you want to invest in property but don't have the time or knowledge to do it yourself, our team can help. Visit our website www.lifestylepropertypeople.co.uk to find out more. Follow us on social media for more investing tips ⬇️ https://www.instagram.com/lifestylepropertypeople/ | |||
| 04 Oct 2024 | Episode 29: How Will Labour Policies Affect UK Property Investors | Property Market Update | 00:06:59 | |
Let's get into what's really going on in the property market and more importantly, what does that mean for people looking to invest over the next 6 months? In this episode, we’re diving into the latest shifts in the property market and, more importantly, what they mean for YOU. Whether you're a landlord, investor, or someone thinking about jumping into property, the changes happening right now will impact your decisions over the next few months. Here’s what we’ll cover:
Connect With Us We specialise in helping people create profitable and hands-free property portfolios. We make the process of investing in property simple with our fully managed, end-to-end investing service where we help you source, purchase, refurbish, rent and manage buy-to-let properties in the North of England. If you want to invest in property but don't have the time or knowledge to do it yourself, our team can help. Visit our website www.lifestylepropertypeople.co.uk to find out more. Follow us on social media for more investing tips ⬇️ https://www.instagram.com/lifestylepropertypeople/ | |||
| 14 Dec 2023 | Episode 19 - The Importance of Life Insurance as Property Investor | 00:40:03 | |
As a property investor, your investments are not just assets; they are a part of your legacy. In this podcast, we spoke with Akash Desai from OnPoint Mortgages, and explored the significance of having life insurance to safeguard both your property portfolio and your loved ones' financial well-being should the unexpected happen.
Whether you're a seasoned property investor or just starting your journey, "Securing Your Legacy" equips you with the essential information you need to protect your investments and ensure your loved ones are financially secure if the unexpected occurs. Tune in to our podcast and learn how to safeguard your legacy today!
🖊️ Bio Details Akash is the Co-Founder of OnPoint Mortgages, and the visionary behind The Black Box (preparing you for Life After Death) BE HIS FRIEND: Instagram - https://www.instagram.com/business_warrior/ LinkedIn - https://www.linkedin.com/in/akash-desai-52785622/?originalSubdomain=uk Website - https://www.onpointmortgages.com/
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| 19 Aug 2022 | Episode 003: Why we don't flip properties for a quick profit | 00:08:04 | |
“Is it not easier and quicker to just flip a property and earn some quick money? A common question we hear in the property investment world. And whilst there are some short-term property strategies that can be profitable, you have to be in it for the long term to truly reap the benefits. In today's episode we delve deeper into why we don't flip properties and why we believe property investing is a long-term game! To find out how investing in buy to let property for the long term could help you achieve long term generational wealth, security & freedom, check out our website: www.lifestylepropertypeople.co.uk And don't forget to check out our social media platforms too. Every day we share information on the topic of buy to let property investing, how you can get involved, investor success stories and so much more. The links are below!
Website: http://lifestylepropertypeople.co.uk/ Instagram: https://www.instagram.com/lifestylepropertypeople/ Facebook: https://www.facebook.com/lifestylepropertypeopleleeds/
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| 24 Jan 2023 | Episode 009: How to overcome those nerves when looking to purchase your first investment property | 00:08:34 | |
Being a little apprehensive when considering your first property purchase is not unusual. Indeed, sometimes it can actually be beneficial to heighten your awareness and help you avoid potential pitfalls and errors.
However, this nervous feeling can get to the point where it takes over your decision-making ability and you get caught in a loop of analysis paralysis! You may even start to consider putting off the purchase altogether. In these circumstances, fear is no longer your ally, but your enemy.
Listen to our latest podcast as we give you a few steps you can take to overcome this apprehension.
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| 26 Jan 2023 | Episode 0010: Your Strategy For Investing In Property In 2023 Has To Change! Here's why | 00:09:08 | |
If you’d like to know more about what we do and how we can help you invest in buy-to-let property, visit our website and book a call with our team. And don't forget to like, follow and subscribe to our channel get more buy-to-let property tips. Get Social Website: http://lifestylepropertypeople.co.uk/ Instagram: https://www.instagram.com/lifestylepropertypeople/?hl=en Facebook: https://www.facebook.com/lifestylepropertypeople/ | |||
| 23 Dec 2022 | Episode 008: December buy-to-let property market update & the opportunities available right now | 00:04:32 | |
Thanks to rising interest rates and speculation around a property market crash, people are wondering whether now is the right time to be investing in property. Some of the things we have heard recently are ❌ “It’s risky right now” ❌ “I’m going to wait until things calm down” ❌ “We’re winding down for Christmas, I will do something in the New Year.” But by waiting you could be missing out on opportunities that could save you serious money! 🤑 In today’s podcast, we are going to talk to you about what’s going on in the property market and where the opportunities are right now. It’s a quick episode, but well worth a listen if you’re looking to get your hands on a good deal! We hope you enjoy it and don’t forget to like and subscribe to get more buy-to-let property investing tips. | |||
| 31 May 2024 | Episode 23: How our client invested in the UK property market from the other side of the world | 00:26:37 | |
From strong rental yields and stable appreciation to the protection of investor rights, we can understand why many foreign investors are flocking to the UK to invest their money in property.
But for overseas buyers, navigating the UK property market can be a challenge, with the potential time zone differences, communication barriers, and unfamiliarity with the UK property market nuances.
We recently met up with our client Amar in sunny Mexico, who like many expats, understood the benefits of investing in the UK property market but couldn’t be on the ground to get it up and running. Listen to our latest episode as he reveals why he chose to invest in the Leeds property market and how by choosing to invest with a property sourcing company like ours, he was able to keep roots in the UK and invest in a property that is creating long term security for his future.
If you’re based abroad but have been thinking about investing in the UK property market and want to hear how you too can invest in property, just like Amar, you won’t want to miss this episode.
Connect With Us We specialise in helping people create profitable and hands-free property portfolios. We make the process of investing in property simple with our fully managed, end-to-end investing service where we help you source, purchase, refurbish, rent and manage buy-to-let properties in the North of England. If you want to invest in property but don't have the time or knowledge to do it yourself, our team can help. Visit our website www.lifestylepropertypeople.co.uk to find out more. Follow us on social media for more investing tips ⬇️ https://www.instagram.com/lifestylepropertypeople/ | |||
| 21 Jun 2022 | Episode 001: Dilan Vithlani on how he is creating financial independence by investing in buy to let property | 00:46:38 | |
Dilan was referred to us by one of our partners and wanted to create financial independence so that he could have the flexibility to live life the way he wanted. | |||
| 10 Feb 2023 | Episode 0011 : My Opinion on the Property Market in 2023 with Bob Singh from Chess Mortgages | 00:20:26 | |
With all the media coverage and speculation, it’s understandable that people feel uncertain about whether now is the right time to be investing in property But, to put it bluntly, the majority of these opinions are UNEDUCATED & UNSOLICITED and come from people that are fearful or just don’t want you to have financial independence (after all, it isn’t in the interest of the powers that be) So to help break through the noise, we had a chat with our friend Bob Singh from Chess Mortgages. Like us, he is in the 'thick of it' day in and day out so has some great insight into what he is seeing in the property market. ✅ Listen to his expert views on what he thinks is going to happen to the property market over the next year ✅ Why there isn’t going to be a big property crash ✅ What’s happening in the mortgage market over the next year ✅ See why he believes that investing in property is still the smart move in 2023
For anyone looking to invest their money in 2023, you won’t want to miss this! As you have heard in today's video, we are experiencing a once-in-a-decade opportunity. So if you've been thinking about investing in property, there has never been a better time to get started. Want to have a chat with someone who is actively investing in buy-to-let property for himself and his clients? Click the link below to start a chat with our MD and founder, Shiv Haria. https://bit.ly/3DZpgQG | |||
| 24 Nov 2023 | Episode 18 - Why waiting for mortgage rates to come down before investing is a big mistake | 00:07:50 | |
With the news of mortgage interest rates falling from their highs of 6%+, many people have decided to wait until the interest rates drop further before they invest their money into an investment property.
And yes, on the face of it, this seems like a great idea – why would you want to invest when rates are the highest we’ve seen for a long time?
But what if we told you that’s a bad idea, and by investing now, you can stay ahead of the pack and in fact make more money from property than by waiting?
In todays podcast episode, Shiv reveals all.
For anyone who is looking to invest their money into property but thinks it's best to wait, you won’t want to miss this!
If this has convinced you that now is the best time to invest in property and you would like to see how we can help you invest in property with our hands-free, end to end service, click the link below to visit our website where you can find out all about our service and chat with us on WhatsApp.
www.lifestylepropertypeople.co.uk
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| 23 Jun 2023 | Episode 014: The impact of rising base rates on the property market & what you can do about it | 00:38:24 | |
🚨 The BOE raises the base rate to 5% as a result of inflation "taking a lot longer than expected" to come down. In May, we saw the base rate increase to 4.5% and we have just seen the Bank of England raise the rate to a 15 year high of 5% Understandably this news sways people’s opinions on whether now is the right time to be spending their money, never mind investing it 🫣 Join us as we do a deep dive on base rates, what they are, why are they rising and what you can do to protect yourself and your investments against these rising rates, as well as the opportunities that are currently waiting for you.
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| 27 Jul 2024 | Episode 24: Is this how you become truly successful in today's world? | 01:34:26 | |
Is this the threesome you’ve been waiting for? Achieving a healthy body, abundant wealth and a positive mindset is considered by many to be the ‘Trifecta of Success’. But in today’s busy & hectic world, surely it can’t be possible to achieve all three?
That’s why I’m super excited for this special podcast episode as I am joined by two phenomenal guests and friends, Akash Vaghela from RNT Fitness & Dipesh Virji from the Mindset Creator Podcast, as we discuss and uncover the secrets to achieving a balanced and fulfilling life and reveal if it’s even possible?
In this episode, we uncover:
Whether you’re aiming to boost your physical health, sharpen your mindset, or achieve financial independence, this episode is packed to the rafters with valuable information and practical advice that you can implement right away.
Connect with Akash Instagram - https://www.instagram.com/akashvaghela/ www.rntfitness.com
Connect with Dipesh Instagram - https://www.instagram.com/dipeshvirji/ www.dipeshvirji.com
Connect With Us We specialise in helping people create profitable and hands-free property portfolios. We make the process of investing in property simple with our fully managed, end-to-end investing service where we help you source, purchase, refurbish, rent and manage buy-to-let properties in the North of England. If you want to invest in property but don't have the time or knowledge to do it yourself, our team can help. Visit our website www.lifestylepropertypeople.co.uk to find out more. Follow us on social media for more investing tips ⬇️ https://www.instagram.com/lifestylepropertypeople/ | |||
| 07 Dec 2022 | Episode 007: 5 reasons you should be investing in property in 2023 | 00:05:18 | |
Thanks to the media coverage speculating on everything from inflation to a property market crash, a question that we’ve been asked quite a lot recently is should you be investing in property in 2023? So in our latest podcast, we thought we would give you our take on why property is still a solid investment strategy in 2023 and the challenges you also need to consider.
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| 01 Aug 2023 | Episode 015: Creating A Legacy: My Thoughts On One Day Being A Provider | 00:06:44 | |
SECURE YOUR CHILDREN’S FUTURE Do you think about the financial pressures your children will face when they are older, like how they will afford their first home? Do you want to be able to provide for your children by giving them opportunities and experiences that you never had? We’ll, you’re not alone. One of the biggest reasons people are looking to invest their money now is so they can support their children financially in the future. Whether that is giving them a leg up in the world so they can do what they want with their lives or opening up opportunities for them to be the best that they can be. Our MD, Shiv is no different. Listen to our latest podcast episode where he contemplates what life would be like as a father, his goals for ensuring his children are prepared for the future, and the steps he is taking now to ensure their financial security in the future. It’s a really great and thought-provoking episode for parents and future parents, which you won’t want to miss. | |||
| 26 Apr 2024 | Episode 22: Should you purchase your investment property in a limited company? | 00:24:49 | |
Should you purchase an investment property in your personal name or in a limited company?
It's a decision that can halve your returns if answered incorrectly so I am really pleased to be joined by Prash Chauhan from VPC Accountants to help us review the key considerations, advantages, and disadvantages of both approaches.
In this episode we talk about: ✅ Staying ahead of the curve with new tax laws - will they affect your investments? ✅ Is it still worth investing in property through a limited company? ✅ Surprise expenses you can cover ✅ How to get a £50k car for just £400! ✅ How to ensure your children get your property (and not the tax man) ✅ How buying in a Ltd company can help you reap the benefits of investing in property now, as well as in the future!
If you haven't already, make sure you hit that subscribe button! Whether you're a seasoned investor looking to optimise your portfolio or a first time investor navigating the complexities of getting started in property, you won’t want to miss this episode.
Connect with VPC Accountants VPC is a chartered accountancy practice that specialises in providing tailored accountancy services to businesses in the UK. You can connect with VPC via email hello@vpcaccountants.com Check out their website www.vpcaccountants.com Follow them on Instagram https://www.instagram.com/vpc.accountants/?hl=en
Connect With Us We specialise in helping people create profitable and hands-free property portfolios. We make the process of investing in property simple with our fully managed, end-to-end investing service where we help you source, purchase, refurbish, rent and manage buy-to-let properties in the North of England. If you want to invest in property but don't have the time or knowledge to do it yourself, our team can help. Visit our website www.lifestylepropertypeople.co.uk to find out more. Follow us on social media for more investing tips ⬇️ https://www.instagram.com/lifestylepropertypeople/ | |||
| 19 Oct 2023 | Episode 016 Teeth to Tenants: Building Wealth Beyond Dentistry | 00:10:37 | |
Welcome to The Buy To Let Property Podcast from Lifestyle Property People, where we discuss all things property and investing. I'm your host, Shiv Haria, and in today's episode, we have an incredible success story that will inspire you to get your hard-earned money working for you. We all know that money sitting idle in a bank account is a missed opportunity. But what if there was a way to put your money to work without all the associated effort and risk? Our guest, Minal, was in a similar situation. As a successful dentist, she had savings that were just lying around, not being used to grow her wealth. But that's now changed! We'll hear how Minal leveraged her money to invest in a buy-to-let property and transformed her financial outlook, all without upsetting her busy lifestyle. It's a story of financial empowerment, making informed decisions, and achieving your goals, even when the odds seem stacked against you. So, if you've ever thought that investing seems like a bit of a maze, this episode is a must-listen. Stay tuned as we share the steps, the challenges, and the triumphs of Minal's journey to financial success. If you haven't already, make sure to hit that subscribe button so you never miss an episode of The Buy To Let Property Podcast. And if you find value in today's episode, please leave us a review so we can get the word out to more listeners like you. Alright, let's jump into today's episode. | |||
| 27 Oct 2023 | Episode 017 Autumn Mortgage Update with Bob Singh | 00:27:13 | |
The UK mortgage market is constantly evolving making it EXTREMELY hard to keep up 😫 With so much noise and jargon around, it's extremely difficult to get a grasp of what is happening and how it affects you as a property investor. So to help break through the noise, we had a chat with our friend Bob Singh from Chess Mortgages. Like us, he is in the ‘thick of it’ day in and day out so has some great insight into what he is seeing in the mortgage markets.
Hot topics we spoke about: ❗The current state of the UK economy & mortgage market ❗Pitfalls investors need to be aware of when seeking mortgages in today’s market ❗The impact of supply & demand on rental prices & what you need to do as an investor ❗Which is the better option right now? Fixed or variable mortgages? 2 year or 5 year ❗The unique opportunities for property investors in the current Northern property market but why you need to act quickly ❗His predictions for mortgage rates over the next year ❗Why investing in property is still the smart move ❗Debunk some of the common myths he is hearing right now
This is a must listen for anyone looking to invest their money in 2023 & wants to know what’s really happening in the mortgage markets. Enjoy!
Bob Singh is the managing director of Chess Mortgages which offers bespoke and expert mortgage advice. Bob has over 42 years of FS experience and with his ear constantly close to the ground, he is a fountain of knowledge when it comes to the UK mortgage market. BE HIS FRIEND: 🙋♂️ LinkedIn: https://www.linkedin.com/in/bob-singh-chess-mortgages-chess-capital-5ba074167/ Website https://chessmortgages.co.uk/
Shiv Haria is a Business owner, Property Investor, Speaker and mentor. In 2013, following his mum’s heart attacks= and her subsequent inability to work, Shiv was driven to do something to create an additional income stream for his parents’ retirement. After building a property portfolio for himself and his family, Shiv began getting requests from his friends to help them invest and realised that this was a problem that had not yet been solved. In 2016, Lifestyle Property People was born. Our company specialises in helping busy professionals and business owners invest in the Northern property market by offering a hands-free, end-to-end service, and Shiv’s passion for the ability for property to create a hassle-free income stream in evident to all his clients and supporters. BE OUR FRIEND: 📸 Instagram - https://instagram.com/lifestylepropertypeople 🙋♂️ Facebook - https://www.facebook.com/lifestylepropertypeopleuk/
GET IN TOUCH: We'd love to hear from you. Sending us a DM @lifestylepropertypeople on Instagram is the quickest way to get in touch with us.
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| 17 Jan 2024 | Episode 21: 2 year of 5 year mortgage? How do you choose which is best | 00:51:51 | |
With the news that a mortgage price war has opened up between lenders, with over 20 lenders cutting their buy-to-let mortgage rates in 2024, many investors are now wondering, should I fix for 2 years or 5 years? In the hope of making some sense of it all, we recently invited Tom Barrass from Marquis Financial Services onto our channel, to get his expert view on this common question. As an experienced mortgage advisor, he has his ear constantly to the ground and he really does have a knack for making the complicated UK mortgage market, uncomplicated so it was great to get his take on the subject. Here’s a little of what we discussed. ✅ How to find the right mortgage for you ✅ Which is best? A 2-year or 5-year mortgage ✅ The importance & necessity of mortgage advisors ✅ Property market predictions – where do we think rates & property prices will go
For anyone who is looking at getting a mortgage or may be looking to remortgage their property in the next 6 months, this is a must-listen! Connect with Tom Together with Ian Pollock, Tom established Marquis Financial Services in 2007. With access to more than 12,000 products from over 90 lenders, he can guide you through the entire mortgage process with ease. Whether you’re a first-time buyer, need to remortgage, or are looking to let out a property, Tom will find the right deal to suit you and your personal situation. You can find his website here or if you prefer, you can email him tom.barrass@mab.org.uk | |||
| 09 Aug 2024 | Episode 25: How to use equity in your residential property to get started on your BTL property investment journey | 00:18:23 | |
So how do you build a property portfolio with no up-front cash? Not everyone has thousands in savings or has inherited a vast sum of money from a relative but without realising it, you could be sat on thousands of pounds that you could use to invest in property.
What am I talking about? Your own home.
In our latest Property Perspective, we will show you how you can unlock the equity in your home and use the power of a BTL mortgage to not only fund your very own BTL property investment but also pay towards the mortgage on your own home.
Connect With Us We specialise in helping people create profitable and hands-free property portfolios. We make the process of investing in property simple with our fully managed, end-to-end investing service where we help you source, purchase, refurbish, rent and manage buy-to-let properties in the North of England. If you want to invest in property but don't have the time or knowledge to do it yourself, our team can help. Visit our website www.lifestylepropertypeople.co.uk to find out more. Follow us on social media for more investing tips ⬇️ https://www.instagram.com/lifestylepropertypeople/ | |||