Only Fee-Only (Broc Buckles and Peter Ciravolo)

In this episode, Broc and Peter talk about the format, structure, and frequency of the podcast. They also touch on what they are going to be talking to planners about.

Justin's Bio:

I am a CERTIFIED FINANCIAL PLANNER™ practitioner, the founder and leader of RLS Wealth, co-founder of The AGC™, and a member of the XY Planning Network. Having spent my entire career in the financial services industry, I started RLS Wealth in 2015 to bring my passions to my work and help dreamers align their passions with their finances. Since launching RLS Wealth, I’ve been included in Financial Advisor Magazine’s Advisors To Watch 2019,  Investopedia’s Top 100 Advisor (2019 and 2020), and Investment News 40 under 40 2020 Class.

Purpose

My purpose is to live a fulfilled life and make a lasting impact on others as their guide on their journey toward fulfillment by supporting them and encouraging them to step out of their comfort zone to achieve their goals.

The music in this episode was obtained from BenSound.

Silvia is the Founder and Managing Partner of Manent Capital, a Boston-based wealth management firm that manages over $70 million and focuses on helping professionals understand their personal and business finances so that they can feel accomplished, confident and excited about investing in their future dream goals. She has over 10 years of investment and wealth management experience, including individual investment management, comprehensive financial planning and high net worth advisory.

Prior to founding Manent Capital, Silvia worked as a financial advisor at Morgan Stanley where she was responsible for providing clients with personalized plans to help them better manage their investments, cash flow and achieve their financial goals. Prior to this, Silvia worked with international ultra-high net worth clients at Credit Suisse in Zürich, Switzerland as well as J.P. Morgan in Boston, MA. Silvia began her career in Palo Alto, CA at Cepheid, a leader in molecular diagnostics and Instrumentation Laboratory (IL), a leader in critical care, hemostasis and point-of-care diagnostics.

Silvia received her undergraduate and master’s degree in Finance and International Management from ESADE, a Top-Ranked European Business School. Silvia is a Chartered Financial Analyst (CFA®), the highest distinction in the investment management profession as well as a Certified Financial Planner (CFP®), the standard of excellence in financial planning. In addition to understanding the complexities of the changing financial climate, Silvia is held to the most rigorous ethical standards by both designations.

Silvia speaks English, Spanish, French and Catalan.


The music in this episode was obtained from BenSound.

Thomas is a financial planner, the co-founder of AllStreet Wealth, as well as a:

• Blogger
• Podcaster
• Content creator

• Top 23 Millennial Financial Advisor by Business Insider
‍

After graduating from Butler University, Thomas has spent his entire career in the financial services industry as a financial planner. Thomas is passionate about helping millennials cut through the noise and figure out how to use their resources to accomplish what they truly want in life. 
‍
Outside of helping clients with their financial plan, Thomas enjoys working out, playing basketball, spending time at the lake with his family, and hanging with his friends and girlfriend. 




The music in this episode was obtained from BenSound.

Cody's Bio:

I am Cody Garrett, an advice-only financial planner passionate about helping families refine their path to financial independence (FI) as DIY investors. As a CERTIFIED FINANCIAL PLANNER™ professional, I specialize in comprehensive financial plan development, topic research, and personalized financial education. I believe that truly comprehensive financial advice can provide the clarity and confidence necessary for families to implement their own well-informed decisions.

As a registered investment adviser, I am held to the fiduciary standard of care, legally and ethically required to act in your best interest when providing personalized financial advice. To provide transparency and avoid conflicts of interest, I do not receive any compensation from the sale of investment or insurance products and do not manage client investments. With advice-only financial planning, all recommendations are tailored to fit your personal objectives and values.

As a trusted source, my financial education insights have been featured in articles by Forbes, Barron’s, Yahoo Finance, FOX Business, MarketWatch, Morningstar, Business Insider, Morning Brew, and CNBC.

I am an alumnus of The University of Houston and completed the CFP certification program at Rice University. I fulfilled the CFP Board’s rigorous education, exam, experience, and ethics requirements. With tax efficiency as a core planning consideration, I also passed the IRS Special Enrollment Exam (SEE Part 1 – Individuals).

I am a continuous learner who believes there is always room for personal and professional development. I am an active member of the Financial Planning Association (FPA), the National Association of Personal Financial Advisors (NAPFA), the XY Planning Network, the FPA Next Generation Planner Editorial Advisory Board, and financial independence (FI) communities.

Passionate about helping others receive conflict-free financial education, I write comprehensive yet concise articles about various planning topics at MeasureTwiceMoney.com.

EXPERIENCE

As an advice-only financial planner, I have collaborated with hundreds of individuals and families to develop detailed strategies and provide clarity when making major financial decisions. With multi-generational planning opportunities, I have been fortunate to work with families of various ages, levels of wealth, educational backgrounds, and personal lifestyles. From the first dollar saved to the last dollar spent, I have helped families in all stages of life create a path to and through financial independence.

Previous years of experience as a fee-only financial planner have provided opportunities to review thousands of financial documents, create tax-efficient wealth accumulation and income distribution strategies, develop and rebalance investment portfolios, and encourage healthy family communication around financial decisions. Every financial plan is different, and I enjoy going beyond the ‘rules of thumb’ to help families refine their financial paths.

Music in this episode is from Bensound.

Tim Woodward Bio:

I am a number-cruncher to the core. I strongly believe that a data driven approach to wealth building is the key to helping people understand how even small decisions can significantly impact financial goals. 

I help simplify financial decision-making by letting the data do the talking and by applying my engineering brain to interpret numbers and translate what they’re saying into plain, simple, English.

I am a CERTIFIED FINANCIAL PLANNER™ professional and joined the industry following a successful “first” career in engineering. I believe in the value of wealth building for all families and the positive impact that good stewardship has on yourself, your marriage, your family and your community.

I have always had a passion for helping others, and now I'm fortunate to help blended families navigate these same complexities that we have experienced on our blended family journey.

I have a heart for marriage, for families and blended families who desire great relationships combined with financial freedom. I love to spend time with my wife Alexis and our boys Conner & Christian. You will often find us outdoors exploring new parks, hiking, biking, camping or hanging out by the pool.

Alexis Woodward Bio:

As a kid, I loved the idea of saving towards a goal. Before I was old enough to have a job, I was running around my neighborhood trying to see how many lawns I could mow, which was pretty unusual for a girl in middle school.

I have always had a passion for Finance and Entrepreneurship, from mowing lawns to later begging my grandma to let me attend her financial planning meetings with her advisor. So if someone would have told the younger version of me that I would eventually be a financial planner, I wouldn't have been surprised. Now if someone had said that I was going to marry a man with 2 kids, I would have definitely looked at them like they were crazy!

Fast forward to today, I am a CERTIFIED FINANCIAL PLANNER™, wife to my very best friend, stepmom, Believer and Co-Founder of Blend Wealth. I have a strong passion for marriage and a heart for blended families. I love being a family that serves families. We make a great team as Tim loves to crunch the numbers and I love to dig deep into the relational and emotional side of money.

Tim and I are fortunate enough to understand the benefits of having our financial life in order, and we want to help others do the same! Diving deep into our financial situation has brought more organization in our lives, stability in our marriage and more freedom in all areas of our life.

Music in Episode by Bensound.

Angels Bio:

Angel has worked in the financial services industry since January 2018 after attaining a Bachelor of Science Degree in Personal Financial Planning from Texas Tech University. Texas Tech University is often regarded as the top university for financial planning and has produced more industry leaders than any other.

Angels’ primary goal as a financial planner is helping his clients light a financial path to dignity, awareness, hope and a worry-free life. Angels experience working with both the large broker-dealers and small family offices has allowed him to create a financial planning experience that is both personal and actionable allowing the client to achieve financial peace of mind faster.

Angel is an active volunteer in VITA, which is a nonprofit program that assists low-income individuals in getting their taxes done free-of-charge. Being involved in this program to help give back to the community is something Angel takes pride in.

In his free time, Angel enjoys being active, trying out new locally-owned restaurants, breweries, theaters, and other local businesses.

Music in this episode is from Bensound.

Zechariah's Bio:

Professional Zechariah 👨‍💼
In his role, Zechariah loves the challenge of communicating complex financial information and the joy of building long-term relationships with clients. He begins each of his partnerships with a series of conversations to discover and prioritize his client’s goals and interests. Zechariah is dedicated to his clients and works hard to provide high-quality service to ensure they remain on track to reach their financial goals.

​

During his schooling, Zechariah discovered his passion for empowering others to achieve financial freedom through tailored education and mentoring. He completed his financial planning degree at Liberty University and has worked at several premium boutique wealth management firms.

​

One common theme that he noticed during his time working at those firms was the immense challenge that finding excellent, personalized financial help is for young people. He founded Ascent with the objective of providing this group of people with the quality financial help they need.

​

Weekend Zechariah 😊

I’m all about living life as the adventure that it is! My passions are getting to know people deeply through genuine conversations, discovering unique coffee shops, & exploring the Blue Ridge Mountains, where I live. If I’m not outdoors, then I’m in a coffee shop helping someone reach their financial goals.

​

I'm a technologist, advocate for accessible financial advice, & excited to be a part of the movement revolutionizing financial planning.


Music in the episode is provided by Bensound.

Justin's Bio:

I founded Assist FP to help online fitness coaches and fitness entrepreneurs navigate the financial challenges associated with being a business owner.

The real me.. (keep scrolling for the professional version)

In my free time, I love to spend time with my fiancée, family, and friends. I’m usually in a gym or somewhere by the water during the summer (I hibernate during the winter). I love to read business and personal growth books, listen to podcasts, binge documentaries, or watch Boston sports during my downtime.

My fiancée is a travel nurse, so we currently bounce around the United States every 13 weeks.

I believe that life is too short to take it seriously all the time, so I try to inject humor often. A little laughter goes a long way.

Why did I become a financial planner?

I got my first job at the age of 17 while my peers focused on school. I grew up in a lower middle-class family until my father was disabled in his early 30’s which seemed to bring harder times. My parents did the best to provide for our family and I’m forever grateful for all they have done for me. I never went without the necessities. Rent was paid, lights were on, and food was always on the table.

After college, life gave me a crash course on personal financial planning. I didn’t know what the stock market was until I was 22 years old. I had to learn everything they don’t teach you in school. That led me down a path of taking control of my own financial life, and I fell in love with it, so I decided to go back to school to learn how to help others take control of their financial lives too!

Why did I start my own firm?

“Millennials want to be seen and heard by the financial planning profession.”

As a sophomore in college, I received a phone call that my mother had been diagnosed with Stage 4 lung cancer. She passed away 6 months after her diagnosis (on the day before her health insurance lapsed!!) at the young age of 40. I had to grow up a lot quicker than many of my peers, and I decided early on that I was going to be very intentional with how I built my life.

Like many of you, I have always had the entrepreneurial itch. My first entrepreneurial endeavor was the classic lemonade stand story. I grew up in a neighborhood with an outdoor basketball court, and during the summer they had men’s league games. I saw an opportunity and convinced my mom to let me set up a Gatorade stand next to the courts and started selling.

I knew from day 1 of pursuing the journey of becoming a financial planner that I wanted to create my own business that was different from any other financial planning firm you’ve seen.

Let’s shake up the traditional model of the financial industry together.

Professional..

Certified Financial Planner™ Professional

Master of Science in Personal Financial Planning, Kansas State University

I decided to pursue my interest in personal finance a few years after receiving a Bachelors of Science in Sports Management from the State University of New York at Cortland. I was living in Manhattan, Kansas (the Little Apple) at the time and I decided to enroll in the Personal Financial Planning program at Kansas State University.

In 2016, I completed the education requirement of the CFP® certification and entered the profession at a small fee-only firm on Cape Cod, MA. During that time, I became a CFP® Professional after fulfilling all of the necessary requirements. In December 2019, I graduated from K-State with a Master of Science in Personal Financial Planning (MSPFP).

At some point, I will probably add more designations and add to the alphabet soup after my name.


Music in this episode is provided by bensound.

Leland's Bio:


Hey there, I’m Leland!

I am passionate about building relationships and coaching people. It has been said that personal finance is more personal than finance. I find that true. When working with someone’s finances, I don’t often hear them talk about their investment returns right off the bat. Oftentimes I first hear them talk about the things they care about most in life like their family, their dreams, their fears, their stresses, etc. 

I believe finances are a tool in our lives that can cause one of two things; anxiety or confidence. I am passionate about helping individuals and families foster confidence and an abundance mindset around their life goals.

After many years working in the insurance and broker-dealer world, I grew tired of transactional relationships. I was working to do financial planning, but It was more product sales than relationships. That is where PeaceLink Financial Planning LLC came in. 

I founded PLFP to make a real difference in people’s lives. Through a focus on the financial planning process and building relationships, I am able to understand my clients and what they desire in life. This allows me to tailor advice in a way to maximize the resources at their disposal and help them develop the life that they long for both now and in the future. 

As a fee-only CERTIFIED FINANCIAL PLANNER™ ,I have the privilege of serving my clients nationwide to experience the life that they desire. Being “fee-only” means my only source of income is directly from my clients. I don’t get paid through hidden fees or commissions for selling products. This helps minimize the conflicts of interest in our relationship and puts us on the “same side of the table” to achieve your goals. 

When I am not working with my clients, you can find me spending time with my family (my wife, Lindy, our son, Levi, and our pup, Sutton) being with our family and friends, playing pickleball, or doing anything that involves water (swimming, surfing, boating).

This episode pulls some of the best highlights from the episodes we have done so far!

If you haven't had the time to listen to some of the podcasts all the way through, this is a great way to get some amazing tips that you can directly integrate into your practice.

Check it out!




Music in this episode was obtained from Bensound.

MAX PASHMAN, CFP®

FINANCIAL PLANNER

Your priorities should be addressed by what's best for your needs rather than someone else's sales quota. Unfortunately, the traditional business model in the financial industry has failed to recognize this. Rather than jumping right into a client-facing role, Max decided to invest his time learning more about the financial sector. He worked for several successful teams that guided him towards the appropriate steps towards understanding the financial planning process over time. During his training, he assisted hundreds of households to get them closer to their financial goals and obtained his Series 7, 66, and life + health licenses. 

By the time he gained the appropriate knowledge, he had started building his book of business and established a successful online presence to push financial education for his followers. While advising clients at One Wealth Management, Max had begun to understand how he truly wanted to create the best financial planning for his clients. He realized to serve his existing and upcoming clients better required transforming his business into an actual fiduciary model. After obtaining his CFP designation, he founded Pashman Financial as a fee-only company built on that promise.

Twitter: Maxpashman

Music in this episode provided by Bensound

Lei is on a mission to help her clients feel in control of their finances and be confident that they’re on the right track to achieve their financial goals. She serves clients all over the US and she’s fluent in English and Chinese 

She is a Chartered Financial Analyst as well as a Certified Financial Planner®. 

Lei came to the U.S. to pursue her Masters Degree in Finance from Washington University in St. Louis. Since then, Lei has enjoyed a career in investment management and has built expertise in investment evaluation, portfolio construction and asset allocation. 

Having watched friends and family struggle to find true advocates for their personal finances, Lei discovered that investing, while important, is only a piece of the puzzle in personal finance. That’s when she switched her focus to advocate for her clients’ overall financial wellbeing. Since then, she has enjoyed helping clients in not just investing, but also other areas of their comprehensive financial planning needs, such as tax planning, estate planning and insurance planning. 

Lei’s family live in the suburbs of Saint Louis, Missouri. She and her husband Julio love coming up with fun ways to celebrate her two children's Asian and Hispanic heritage, mostly through food. She is also a board member of a local nonprofit.

Music in this Episode 

Andy works with clients to not only discover their personal life vision, but assist in creating and executing a plan to help that vision become a reality. His responsibility is to act as a personal fiduciary, advisor, and confidant. Andy is most excited and proud to be a part of a team that not only cares about financial wellness, but strives to help client's flourish in all aspects of life.

"I work to help people uncover their life vision and develop a comprehensive plan to help them fulfill that vision.
 
I also host a podcast called 9 Minute Money Tips where I simplify complex money topics in 9 minutes or less.
 
Outside of financial wellness, I'm passionate about nutrition, fitness, and all things health and wellness.

I work to help people uncover their life vision and develop a comprehensive plan to help them fulfill that vision. I also host a podcast called 9 Minute Money Tips where I simplify complex money topics in 9 minutes or less. Outside of financial wellness, I'm passionate about nutrition, fitness, and all things health and wellness."

Music in the episode if obtained from Bensound.

Carl Richards is a Certified Financial Planner™ and creator of the Sketch Guy column, appearing weekly in The New York Times since 2010.

Carl has also been featured on Marketplace Money, Oprah.com, and Forbes.com. In addition, Carl has become a frequent keynote speaker at financial planning conferences and visual learning events around the world.

Through his simple sketches, Carl makes complex financial concepts easy to understand. His sketches also serve as the foundation for his two books, The One-Page Financial Plan: A Simple Way to Be Smart About Your Money and The Behavior Gap: Simple Ways to Stop Doing Dumb Things with Money (Portfolio/Penguin).

His sketches have appeared in a solo show at the Kimball Art Center in Park City, Utah as well as other showings at Parsons School of Design in New York City, The Schulz Museum in Santa Rosa, California, and an exhibit at the Mansion House in London. 

His commissioned work is on display in businesses and educational institutions across the globe.

Find Carl on social media here:
https://www.linkedin.com/in/thinkingcarl
https://twitter.com/behaviorgap


Music in this episode was obtained from Bensound.

Phil's Bio:


My earliest memories of being exposed to the stock market are drawn from experiences with both of my grandfathers. As immigrants without any formal education, investing was a way for them to partake of the American dream and grow their limited but hard-earned wealth. I have memories of being at my grandparents’ home on a Friday night and watching Louis Rukeyser’s “Wall Street Week” on public television in the 1980s. Occasionally, I would even receive a share or two of stock for my birthday and with that, my passion for investing and the capital markets was born.

After college graduation, I went to work on the floor of the exchange and before long, I scraped up a little money and leased a membership at the Chicago Board of Trade. At that time, the 30-Year Treasury Bond pit was the largest, most active futures contract in the world. That’s where my journey began. While personally trading a thousand contracts a day at times, I saw firsthand how devastating a lack of discipline and planning can be to your financial health.  

 After a series of business opportunities, I was offered a wealth management position with the Wall Street firms Morgan Stanley and later at JP Morgan. The training and experience at the big firms was great but with their emphasis on selling financial products, I became frustrated. My compensation was largely based on what I sold, not on how I advised regarding wealth accumulation, retirement or tax planning. I had learned years ago from my father, a CPA with his own practice, that relationships are your most valuable asset.  My father, in fact, has served some clients and their families for over 50 years- and that is not an accident.  

 My firm, Breakout Private Wealth, was founded on that principle.    

 Everything begins and ends with my family. My boys, Andrew and Blake, now teenagers, have taught me more about life than any book or designation. Our time together at the rink, on the field or just at home challenges me to continue to be a better version of myself. My wife Jami, who had no idea that a blind date at the Chicago Blackhawks game twenty plus years ago would turn into a lifetime of hockey rinks and a garage full of sporting equipment, keeps us all on track.   


"I think to provide the maximum amount of value for our clients we, as advisors, need to go deep and narrow. That will allow us to be subject matter experts in the areas that matter most to the CLIENT, not to a large firm, or to a commission competition.

If more of us would do business in this way, more people would feel comfortable getting the help that they need. Then everyone wins.

I just started the Gen X Wealth Academy specifically for this reason. It is a way to meet people where they are, not where Wall Street thinks they should be 😯

Accepting 10 founding members now....for free"

https://api.skool.com/groups/gen-x-wealth-academy-9959/webhooks/e7a5daed1b5b4a0a8d430a3ad627914d


Music in this episode was obtained from Bensound.

Tyler's Bio:


Why I chose financial planning : It brings me great satisfaction helping the people I work with solve the problems that worry them the most. Aside from the head knowledge and experience required on my part, taking time to listen, organize, and plan in collaboration is equally important. The communication portion of my work is very fulfilling to me, and it has led to many enduring relationships that I cherish. In the end, it is the peace of mind that my clients possess that leads me to continue in this work. 

What I believe : I believe people are their own best financial advocates, even if they need help from planners like me. To that end, I give all of my knowledge to the people I work with so that they are more and more empowered to advocate for themselves. When I am needed less, that is a win, that is the best outcome.

When I’m not working you’ll find me spending time doing volunteer work in the community, and getting out into nature with my wife and our young son.

• Investment Advisor Representative CRD 4956662
• Enrolled Agent #122576
• LinkedIn
• Twitter

Leo's Bio:


My name is Leo Marte. I love helping Christians executives unlock the possibilities of what they can do with their wealth.

I currently reside in North Carolina, where my wife and I are raising two beautiful children.  

I am a CERTIFIED FINANCIAL PLANNER™, the gold standard of financial planning expertise. 28% of advisors in the U.S. hold this designation, and only 4% of CFP® professionals are Hispanic or Black.

I hold a DACFP Certificate in Blockchain and Digital Assets, the only certificate program designed for financial professionals. Graduates of the program gain the essential knowledge and understanding of blockchain and digital assets and are able to provide investors with the advice* they need about this new and transformational asset class. 

Abundant Advisors is a fiduciary, fee-only, and virtual advisory firm, serving clients locally and across the country.

Leo's Social:

Linkedin: https://www.linkedin.com/in/leomarte/

Music in this Episode was obtained from Bensound.

Treyton's Bio


Treyton is a financial planner, writer, creator, and the co-founder of AllStreet Wealth.
‍

After earning a Business Finance & Marketing degree while playing baseball at McPherson College, Treyton has spent all of his time throughout his young career in the financial services industry. With a passion for helping others, he made his way into financial planning with one mission:

Make financial advice more accessible for our generation

When he's not trying to change the perception of the financial industry, you can find him at a local skatepark, trying new restaurants, writing, or snapping pictures in Kansas City ⛲️

Social:

Twitter: https://twitter.com/treytonwrites


Linkedin: https://www.linkedin.com/in/treytondevore/


Music in this episode is obtained from Bensound.

Nick's Bio:

I’m a CERTIFIED FINANCIAL PLANNER ™ based in Costa Mesa, California. I love financial planning and truly nerd out over it. I decided to create Swell Financial because I believe a financial planning firm ultimately succeeds by putting clients first. I also firmly believe in the concept of ABUNDANCE.  This notion that money is simply a tool that we are called to steward in order to enrich our lives and the lives of those around us. Abundance calls us to disregard the mindset of greed and scarcity and instead believe in the concept of always having enough, being generous, and blessing others. It’s my mission to help people improve their finances and turn their dreams into reality.  

Outside of the office, you can find me surfing, tirelessly searching for the best local restaurant in town on Yelp, or maximizing a 3-day travel weekend with my wife, Kristin.  Full disclosure, if you see me on my phone, I’m more than likely scrolling through dog videos on Instagram as Kristin and I dream about one-day being dog parents in the not too distant future.

Nick's Social:

Twitter: https://twitter.com/swellfinancial

Instagram: https://www.instagram.com/swellfinancial/

Linkedin: https://www.linkedin.com/in/nick-covyeau-cfp/



Music in this episode was obtained from Bensound.

Bio's:


Hey there! I’m Drew. (My last name is pronounced “fights”.) I’m from a cornfield about 35 miles southwest of downtown Indianapolis. I now live west of Indianapolis with my wife, Amanda, and our golden retriever puppy, Gus. I love traveling (check out my personal bio page for a few pictures), being outside, getting a lift in at the gym before work, and trying new craft beers. Reading what I just wrote, it sounds like I’m the stereotypical Millennial.

• 
  Favorite Sports Team = Pacers
• 
  Favorite Places Traveled = Rome, Athens, Dublin, Sedona, Kauai
• 
  Favorite Food = Shrimp
• 
  College Alma Mater = Indiana State University
• 
  High School Graduating Class Size = 36

Hi there! My name is Jeremy. I grew up in a smalltown in Northwest Indiana and have always been somewhat of a home body. After graduating college, I moved a whopping 11.8 miles away from my hometown. However, this hasn’t kept me from the urge to travel. I’m a retired, mediocre athlete who has recently picked up golf and become obsessed with it ever since (although I can’t seem to get any better).

• 
  Favorite Sports Team = All Chicago teams (even the White Sox)
• 
  Favorite Places Traveled = England
• 
  Favorite Food = Tavern Chicken Sammy from Tavern on Main in Crown Point Square
• 
  College Alma Mater = Indiana State University
• 
  High School Graduating Class Size = 291

Linkedin:

Drew: https://www.linkedin.com/in/drewfeutz/

Jeremy: https://www.linkedin.com/in/jeremycrocker/

Music in the episode obtained from Bensound.

Frank's Bio:

A lifelong learner, Frank has been in and around the financial services industry since 2008.

During that time, Frank has worked as an investment consultant at a national brokerage firm and as a Wealth Advisor/Co-Chief Investment Officer at a $2.5 billion locally owned, independent advisory firm. With experience from “both sides of the table” Frank set out to build the next generation of wealth management firms. One that doesn’t care about “managing your money” but instead focuses on building relationships, empowering investors, and aligning the fees investors pay with the services received. 

Frank holds a Bachelor of Science in Business Administration with a Finance focus from the University of Central Florida.

Frank also holds the following designations:
- CERTIFIED FINANCIAL PLANNER™ (CFP®) professional
- Chartered Financial Analyst® (CFA®)
- Accredited Investment Fiduciary® (AIF®)

On a personal note, Frank lives in Winter Park with his wife Kaitlyn, daughter Astrid, and best furry friend Rudy.

Social:

https://www.linkedin.com/company/franklyfinances/

https://twitter.com/FranklyFinances


Music obtained from Bensound.

Jamie's Bio:

Jamie’s career began with Morgan Stanley in 2006, later joining Fidelity Investments as a Vice President in 2011, where he was responsible for the oversight of over $1 billion in assets of nearly 500 high-net worth families and businesses. 

He brings over 20 years of wealth management and hands-on experience in the Financial Services industry. Jamie loves helping his clients make complex financial decisions, and ‘making the puzzle pieces ‘fit’ for them.

"I grew up in a family that always seemed to have money challenges. They didn’t have the financial freedom they longed for.

I promised myself early on that I would do whatever I had to do in order to ensure that my clients never feel the same struggles relating to money that I did.

Because of those experiences, I’ve created a firm dedicated to helping others continue to doing what they love to do with ZERO financial stress."


Social:

https://www.instagram.com/jamiemlima/

https://www.linkedin.com/in/jamielima/

https://twitter.com/JamieMLima



Music in this episode was obtained from Bensound.

Colton's Bio:

My name is Colton Etherton.

I'm The Tattoo Artist Advisor. I'm also a Certified Financial Planner™ practitioner and the owner of Out of the Office Planning.

I've worked in finance for nearly a decade. 

After growing tired of traditional firms where I seemed to only be helping people that were already wealthy, I decided to launch my own firm and work with people that I wanted to work with - tattoo artists.

Social:

Twitter: @thetattooadvisr

Instagram: thetattooartistadvisor

Josh's Bio:

After 8 years in the industry, Josh discovered the RIA community.

He discovered a unique way to network with financial planners - draw them as a cartoon. As he continued to network, Josh realized that FinArt could become a business.

His dream is to create content for advisors to easily explain financial concepts in a fun way, and to create content for the public to easily understand their world.

When he’s not creating art, Josh loves doing anything with his wife, Michelle, and they love to travel. They’re based out of Bellevue, Nebraska.

Twitter: @TheFinArtist

Linkedin: https://www.linkedin.com/in/josh-passler-finart-80b4b1249/

Instagram: thefin.artist

Website: https://www.thefinartist.com/


Music in this episode was obtained from Bensound.

Jim's Bio:

Hi, I’m Jim Crider— a husband, dad, and CEO of Intentional Living FP.

Prior to starting Intentional Living FP, I worked primarily with the standard clients of most wealth management firms— financially successful families seeking guidance with the wealth they’ve accumulated over decades.  While I cherish each client I’ve served,  I came to find the clients I enjoy most: families that desire to achieve early financial independence for the sake of spending significant time with the people they care about, doing the things they enjoy.

I am a CERTIFIED FINANCIAL PLANNER™, and the message I tell every client I work with is that my role is to guide— to live where my clients’ lives and money intersect so they can live the life they want to live. The money is simply a tool, a resource that is there to help you live the life you want. 

When I’m not engaged in a conversation with people about life, priorities, and doing what is important to them, I can be found chasing around my kids, Atticus, Asher, & Arlo, spending time with my wife, Kendra, or out on an adventure.

Social:

Twiiter - @JimCriderTX

Linkedin - https://www.linkedin.com/in/criderjim/

Instagram: https://www.instagram.com/jimcridertx/

Cyndi's Bio:

Cyndi draws on a deep and varied career in the financial industry.  Her career has taken her on a dual path of both individual and corporate investment and risk management.  Early in her career she served as Vice President of Foreign Currency Trading at Bank of America. In addition to trading, she also developed and implemented strategic capital markets risk management programs for multi-national corporations.  She spent many years as Managing Partner of National Bond and Trust, a national financial benefits provider, where Cyndi developed and implemented a national investment program for individual investors.  It was during that program development that Cyndi realized her passion for helping individual investors.  She has committed the rest of her career to broadening her service through Walsh Advisors. 

Cyndi first became an investor at the age of 17 when she first participated in the 401K program at McDonald's Corporation.  After earning her bachelor’s degree in Computer Information Technology from Purdue University, her passion for investing compelled her to attend the University of Chicago where she earned an MBA in Finance.  Cyndi’s pursuit of knowledge continues as she recently completed her Doctorate degree at DePaul University Kellstadt Graduate School of Business with a Finance specialty.

 As a seasoned fiduciary Cyndi has lended her investment expertise to service in various trustee roles including the Indiana Bond Bank,  Indiana Public Employee Retirement Pension Fund and the Indiana State Teachers’ Retirement Pension Fund.  She has also served as a board member of the Indiana Education Savings Authority. These roles have also provided her invaluable portfolio management expertise.

Walsh Advisors website:

https://walshadvisorsinc.com/about

Cyndi's Linkedin

https://www.linkedin.com/in/cyndi-walsh-9293316b/

TJ's Bio:

Before launching MWB in the fall of 2018, I worked for several financial planning firms honing my craft behind the scenes and strategizing on how to put the pieces together to build a value-oriented practice.

Working in the tech space, I focus on professionals ages twenty-five to forty who have experienced a windfall via equity compensation and are looking to maximize their newfound wealth to plan for FI.

I’m incredibly passionate about financial independence, pursuing autonomy, and creating an intentional lifestyle through planning.

At MWB, I’m committed to working with a maximum of fifty client relationships at any time.

A little bit about me; I grew up on the island of Martha’s Vineyard, where I currently spend my summers.

I live in Woburn, MA, just north of Boston, the rest of the year.

Social:

https://www.linkedin.com/in/tjvangerven/

Insta: @modernwealthbuilders

Twitter: @TJvanGerven

Travis's Bio:

Hi! I’m Travis, A CERTIFIED FINANCIAL PLANNER™ professional and the founder of Kinetix Financial Planning. I believe money is a tool that can unlock the optionality of life. My goals are to help optimize your cash flow, grow wealth, and pay less money to Uncle Sam through dynamic financial planning and investment management.

Prior to my career as a financial planner, I graduated with a business degree from the University of North Texas in Denton, Texas. I began my professional career at a large brokerage firm where I learned the ins and outs of the financial markets. During this time I was able to gain valuable experience in financial markets, risk management, and personal finance. I then found my path working as a wealth manager for a small financial firm serving pre-retirees and retirees which included selling insurance to clients. I realized that insurance sales mixed with financial planning created a huge conflict of interest! I made the decision to become a fee-only financial planner in order to give my clients real financial advice with limited conflicts of interest. 

On a personal note, I live in the Dallas/ Fort Worth area but grew up a small-town kid in central Texas. When I am not helping my clients, I enjoy the outdoors, traveling, reading, or listening to the next queued up podcast. In addition, I am a supporter of the professional sports teams in the Dallas/Fort Worth area. An avid outdoorsman – hunting, fishing, hiking, skiing, and everything in between. I have a husky that keeps me busy and active named Koda. Who is also the CEO (see below). My favorite getaway is Montana where I have family!

Instagram:  kinetixfp

Linkedin: https://www.linkedin.com/in/travisgatzemeier/

Twitter: @T_Gatzemeier

Music in this episode obtained from Bensound.

Daniel's Bio

Hello, I’m Daniel – husband to Anna, widower to Sarah, Air Force veteran, business owner, writer, speaker, CFP® Professional, financial planner, and Christ-follower. I’m the founder of Wise Stewardship Financial Planning where we offer fee-only, fiduciary financial planning and investment advice with a special focus on young widows and widowers as well as servicemembers and their families.

Grief changes everything. I know that all too well from personal experience as I became a widower at 31 and before that, father to 3 children in heaven. My passion and purpose now is to take what I’ve learned from those experiences combined with financial planning and advice to be a help to you in your own unique grief journey. Wise Stewardship works together with you to help gain stability in your current financial situation, prioritize next steps, and walk with you into a new and different future.

Here’s the rest of my story and why I became a financial planner. I’ve always been interested in money since I was a little kid, including out-bidding my siblings for chores-for-hire, to providing loans to my siblings and friends when they had spent all their money and diligently saving my allowance for future goals. Over time this evolved into reading the stock pages in the newspaper as a young teenager and then choosing to major in economics in college. After completing Air Force ROTC at Purdue University, I commissioned as an officer into the Air Force in 2009 but continued my personal interest into personal finances, investing, and all things money-related.

In my college years and early 20s, I read hundreds of books and spent thousands of hours studying financial planning topics. I also had the opportunity to be a volunteer financial counselor during many of the years when I was on active duty in addition to helping and educating family and friends over the years. Thanks to countless help along the way, I learned more about the financial services industry and found my way to fee-only, fiduciary financial planning. It was through these experiences that sparked my passion and helped me realize what I wanted to do whenever I decided to leave the military!

As an officer on active duty for almost 9 years, along with a brother, sister, and brother-in-law in the military, I experienced firsthand the benefits and challenges that military life can have on all aspects of life especially finances. Frequent changes like TDY’s, deployments, and PCS’s add unique potential opportunities and obstacles to meeting goals and dreams. Add in the often disparate and sometimes confusing military pay, benefits, scattered military benefits and discounts, and countless people offering advice or services, and there is often a lack of clarity on how best to optimize all of these to best meet goals.

I’ve seen almost everything military life can throw at you and been through much of what you probably have questions about. I’ve learned a lot about what works and what doesn’t; what’s important and what isn’t. I’m now able to use these vast experiences to help my clients navigate the challenges of the busy military life, get the most out of your hard-earned benefits, and help you achieve your goals.

Social:

Linkedin: https://www.linkedin.com/in/danielmkopp/

Twitter: @danielmkopp

Instagram: wisestewardshipfinancialplan



Music in this episode was obtained from Bensound.

Jon's Bio:

Jon Luskin is a fee-only, advice-only CERTIFIED FINANCIAL PLANNER™ (CFP®) professional and fiduciary in sunny San Diego, California. Jon specializes in providing hourly advice to do-it-yourself investors.

Jon is a long-time advocate of simple, low-cost investing. His master’s thesis showed how university endowments can generate more wealth (and take on less risk) by using passive index funds. Jon’s other research has been published in the peer-reviewed Financial Planning Association’s Journal of Financial Planning. Jon has had the fortune of presenting his research to advisors across the country.

For his contribution to the industry, Jon has been recognized as one of the financial planning industry’s top young advisors by InvestmentNews magazine. Jon has been featured in consumer-facing and advisor-facing publications, including the New York Times, the Wall Street Journal, and Michael Kitces’ blog, Nerd’s Eye View.

In 2019, Jon and his wife Lien dedicated one full year to travel. The two started their adventure by taking four months to convert a cargo van into their home on wheels. They then spent several months traversing the western United States and Mexico. Lien documented their adventure on her blog.

Jon provides pro-bono financial planning to low-income households with the San Diego Financial Literacy Center, a 501(c)3 organization. He also volunteers with Second Chance Dog Rescue and Four Paws Dog Rescue.

Jon's Social:

Twitter: @JonLuskin

Linkedin: https://www.linkedin.com/in/jonluskin/

Meg's Bio:

"I worked in the tech industry straight out of college. Through the first Dot Com Boom. Aaaaand through the crash. When I got laid off. Fun times.

In my 30s, I got bored with my work in tech, and I changed careers into financial planning. I also got married, had two babies, moved cross-country twice, went back to school for a graduate degree, bought my first home, decided (I mean, not unilaterally) to have my husband retire from tech and become a stay-at-home dad, and started a business (this one!).

I don’t know if I’d have had the guts to do all of that without the money and flexibility my husband and I both got from the tech industry. Which is why I love working with women in their early to mid career in the tech industry.

It’s such an exciting time of life. And the opportunities are almost boundless. But it’s so stressful. And oh my goodness, what do you mean “estimated taxes”?!

I’ve learned that if we are intentional and if we do the work, our opportunities in the tech industry can help us build that fulfilling life we all crave.

What else about me?

Wellllll, I grew up in Newport News, Virginia. I went to Wellesley College in Massachusetts, where I majored in Economics, gained 10 pounds (unlimited Fruit Loops? whut?!), and learned to banish writer’s block. I moved to the Bay Area in 1998 and worked as a technical writer for 10 years in the San Francisco Bay Area, mostly in the software-security sector. ‘Tis also, it should be noted, where I met my husband. We both worked on the Engineering team at a small startup.

After I changed careers, I got my Master’s of Science in Financial Planning from Golden Gate University. I then worked for fee-only Registered Investment Advisors, back in Tidewater Virginia.

In search of a home better suited to us, my husband, my two daughters, and I moved to Bellingham, WA. Julia the Dog—a sweet girl, if not technically a good girl—joined us a couple years later.

So much of what makes me happy—hiking, biking, cooking, yoga, kale, and ancient minivans missing hubcaps—are part of the fabric of life here. For those rare times when I have a stretch of silence and time, I love reading books about European royal history, sci-fi/fantasy, and Anything Russia.

I am a Certified Financial Planner™ professional, a Registered Life Planner™ and a member of the XY Planning Network and the Financial Planning Association."

Meg's Social:

Twitter- @MegBartelt

Linkedin - https://www.linkedin.com/in/megbartelt/




Music in this episode was obtained from Bensound.

Steven's Bio:


Steven aims to bridge the gap between tax professionals, financial advisors, and their mutual clients to help reduce most people's largest expense in retirement: taxes! With over 10 years of experience from top accounting firms and by partnering with some of the most successful financial advisors in the industry, Steven is uniquely positioned to help financial advisors deliver massive value to their clients AND stay between the lines on compliance. With his valuable skill of distilling endless pages of IRS tax code and case law into easy to explain--easier to implement--actionable items that financial advisors can use with their clients today!


Linkedin: https://www.linkedin.com/in/steven-jarvis-ba91aa23/


Music in this episode obtained from Bensound.

Riki's About Me Video:

https://www.2point0financial.com/about

Social:  

https://www.linkedin.com/in/richard-cooke-crpc/

Twitter: @RikisRamblings


Music in this episode was obtained from Bensound.

Matt's Bio:

Serving others is at the core of why Matt loves being a wealth manager. By working closely with individuals and families, Matt enjoys getting to know his clients on a personal level and helping them make better financial decisions as their lives evolve. With a natural curiosity in money, markets, public policy and business, Matt is always seeking to expand his understanding within these areas. He regularly applies newfound knowledge to create robust wealth plans and investment strategies that improve his clients’ financial health.

Matt founded Faubion Wealth Management (FWM) to serve the next generation of wealth generators with the thorough and extensive standard that he believes is required of the position. The firm stays true to its objective approach, by only providing clients with fiduciary advice that is in their best interest. In doing so, FWM designs strategies that are diligently and custom built, given our in-depth process to get to know you, your financial portrait, and the goals that set you apart.

Matt began his career as a Wealth Advisor Associate with a boutique wealth management firm in San Francisco. He was a team leader in advancing the firm’s wealth management platform, which specialized in working with high-net-worth technology entrepreneurs. During his time at the firm, he became a CERTIFIED FINANCIAL PLANNER™ professional and was promoted to Senior Wealth Manager. He later joined a nationally recognized financial planning and wealth management firm in Walnut Creek, CA and worked with their Barron’s top 100 independent advisor founder. Additionally, he passed the level 1 exam of the Chartered Financial Analyst designation. And before founding FWM, he was a Wealth Strategist and Partner at a start-up wealth management firm in San Francisco.

A Bay Area native, Matt grew up in Pleasanton, and he currently lives in Dublin with his wife, dog and two cats. Coming with the territory, he loves following the 49ers, Sharks, Warriors and Giants. Outside of work, Matt enjoys volunteering and giving back to his community. He is an avid lover of all kinds of music, from classic rock to EDM, and is currently learning the guitar. Matt also enjoys long walks with his wife, spending time with family, reading, traveling, exercising—and all of the great outdoor activities the Golden State has to offer.


Matt's Social:

https://www.linkedin.com/in/matthewfaubion/

Twitter: @FaubWealth




Music in this episode was obtained from Bensound.

Kaylin's Bio:

When my dad died his life insurance policy was supposed to name my sister and me as the beneficiaries according to his divorce agreement with my mom. It turned out he had changed the beneficiary to his new wife. I was a teenager, and this was my first time learning that there’s no one out there making sure people stick to their legal agreements. It seemed bizarre to me that the only mechanism to enforce an agreement is to pursue someone legally after they’ve broken it. Surely lots of people don’t even mean to break their agreements, right?

When my husband and I got married we first signed a prenuptial agreement. By that point I’d already learned that it was up to us to make sure we upheld the terms of our own agreement. We didn’t have an authority figure reminding us how to title our accounts and property, paying attention to which accounts should receive what type of income deposits, or making sure we maintain life insurance, as we’d agreed to do. But I started thinking: wouldn’t it be nice if we did?

Financial advisors are in a unique position to help families proactively keep family law out of their family’s choices.

Whether it’s for a divorce or a marriage, couples don’t enter into marital agreements lightly. This is why I care about helping couples uphold the agreements they’ve made all the while helping them plan confidently for their future together.


Kaylins Social:

Twitter: @kaylindillonfin

John's Bio:

“John is the only financial advisor you’ll ever meet who’s managed over $3 billion and a sushi kitchen.”

That’s what it says on my public relations bio at least, and I’d bet it’s true. My path to financial planning was neither straightforward nor easy. That winding road gave me a unique and valuable perspective on investing and life. 

After working through the crucible of the 2008/9 financial crisis, I decided to take a page from Monty Python... “And Now for Something Completely Different.” In 2010 I opened Rold Rite Sushi, a wholesaler of fresh sushi and other Asian foods to the trade. I grew the business until I sold it in 2015 to take on the most important job of my life to date, as a stay-at-home dad.

When my son entered school, I knew I wanted to return to finance. This time I have a selfless desire to help people that I learned by working in the food business. Food service workers want to make people feel better. I want to share knowledge and wisdom that can help folks better prepare for the future. I want my clients to feel better and worry less about their future because they have a plan for it.

I spent decades on Wall Street. I traded and designed some of the most complex bonds ever seen. Then I managed massive portfolios for large institutions. I learned two important lessons from that time.

• First, the more complex the investment, the greater its costs.
• Second, the greater its costs, the worse it performs.

For investors, simple is better than complex. Einstein said, “Everything should be made as simple as possible, but not simpler.” My mission is to give you more simplicity and less complexity – in both investing and in life.


John's Social: 

Twitter: @StojBoj

https://www.linkedin.com/in/johnstoj/

Music in this episode obtained from Bensound

Ann's Bio:

I’m also a CFP® and owner of Independent Progressive Advisors, a fee-only Registered Investment Advisor in Portland OR, author of The College Financial Lady blog  (thecollegefinanciallady.com). My blog has approximately 15,000 subscribers in various media (blog, Facebook). In addition, I’m regularly cited in national media (New York Times, US News & World Report) on the subject of college planning. I earned a BA from the University of California, Berkeley, and am a member of Phi Beta Kappa and of NAPFA, the leading association of fee-only financial advisors.  

Early in my career as an advisor, I noticed that clients had so many questions about college—and very few advisors were willing to tackle those questions. Since I kept hearing the same questions again and again (and wanted the answers myself), I started writing down answers in blog format, and The College Financial Lady was born. After seven years, I have developed a wealth of content on this topic through research, interaction with readers, and personal experience. Two years ago, I had an opportunity to put my knowledge to the test when the time came for my own children to apply to college. 

Social:

Twitter: @anngarciacfp

Linkedin:  https://www.linkedin.com/in/ann-garcia-cfp/

https://howtopayforcollege.com

https://www.ipawealthmanagement.com/




Music in this episode was obtained from bensound.

Colin's Bio:

Colin is the founder of Zizzi Investments along with his brother Brennan. Investing and soccer have been two of his biggest passions for as long as he can remember.

Colin studied finance and accounting at American University, where he was also a four year member of the NCAA Division 1 soccer team. After college, he moved to Spain for 16 months to pursue his dream of playing professional soccer. He returned home to play professional soccer in Central PA for the next three years.

While still playing soccer, it was by completely by chance that he joined a local advisory firm where he spent the next 10 years. During this time, Colin earned his CFP®, AIF®, and CEPA® designations while helping to oversee more than $500 million of qualified retirement plan assets and $100 million of individual wealth management relationships.

Colin resides in Mechanicsburg, PA with his wife Molly, his son's Carter, Julian, and Leo, and his dog Sage.

Colin's Social:

https://www.linkedin.com/in/colinzizzi/

Twitter: @ColinZizzi


Music in this episode was obtained from Bensound.

Tyrone's Bio:


Tyrone Ross is the CEO and Co-founder of Turnqey Labs, Inc. and President and Founder of 401 Financial, a registered investment adviser. Formerly as the CEO and Co-founder of Onramp Invest he raised $7M in venture capital from Gemini’s Frontier Fund, Coinbase Ventures, SoftBank’s Opportunity Fund and others. He has been recognized by Investment News 40 under 40 (2019), and WealthManagement.com as a top ten advisor set to change the industry in 2019. FinancialPlanning.com named him as one of 20 people who will change wealth management in 2020. He was recently named as Investopedia’s Top 100 financial advisors, Think Advisor’s 2021 IA25: VIP’s Pushing Advisors Forward, and most recently acknowledged as one of Barron’s 10 people to watch in wealth management in 2022. 


Social:

https://www.linkedin.com/in/tyroneross/

Twitter: @TR401 

Guy's Bio:


With over 20 years in the financial services industry, Guy has extensive experience as a family-centric investment advisor. He specializes in estate planning, inheritance oversight, and wealth transfer strategies for families. 

Previously with Citi, Bank of America Investment Services, and MML, his ultimate ambition was to provide unbiased estate oversight and launched a private practice in 2010 which would grow into core planning.

Growing up in south Ferguson, Guy attended De Smet Jesuit High School through its work-study scholarship while earning a full ride as an Evans Scholar to the University of Missouri-Columbia. After studying Finance and Fine Arts at Mizzou, he followed up with a Masters Degree in Finance at Webster University in St Louis.

Nationally recognized, Guy's advice has been quoted by such outlets as Inc. Magazine, Newsweek, Forbes, US News, Consumers Digest, Fox Business, TheStreet.com, Parade Magazine, MSN Money, Nasdaq.com, Financial Advisor Magazine, On Wall Street, and Yahoo Finance among others.

Blessed with wonderful family and friends, Guy loves outdoor activities such as trail-running, kayaking, hunting and fishing. He is actively engaged in the community, volunteering on multiple nonprofit board seats.  

Always cultivating creative imbalance with art: oil, acrylic, and fused glass.

He and his wife, Jaime Lee, live in O'Fallon, Missouri with their four amazing, loud, and loving children.



Social: 

https://www.linkedin.com/in/guypenn/

Twitter: @guympenn

Bio:

COLIN OVERWEG, CFP®

Professional:
I was sick of commission, proprietary products, sales quotes, clucky technology and being told how to help my clients so left the broker dealer world forever and launched Advize Wealth!
Since then I've been name an Investopedia Top 100 Advisor in the Country, serve on the Board for the Financial Planning Association, frequently guest lecture at Universities have been feature in multiple publications.
My passion is to power yours!

Personal:
I live in Los Angeles, CA with my amazing wife, Alyse! We make frequent visits to our home towns in Michigan to visit friends and family.
When I'm not working, you can find me at the beach attempting surf, long boarding, mountain biking, making financial vlogs, golfing and traveling!


Social:

https://www.linkedin.com/in/colinoverweg/

Twitter: @colinoverweg

Jesse's Bio:

Jesse serves as an Associate Relationship Manager at Cobblestone. He received an M.S. and B.S. in Mechanical Engineering from the Hajim School of Engineering at the University of Rochester. Prior to joining Cobblestone, Jesse worked for six years at L3Harris, specializing in Mechanical Analysis on satellite telescopes. Jesse’s written articles on personal finance and investing have been featured on CNBC, Yahoo Finance, and the Wall Street Journal. Jesse, his wife Kelly, and their foster dogs reside in Gates.

Social:

Twitter - @BestInterest_JC

Linkedin - https://www.linkedin.com/in/jesse-cramer-11b58155/

Andrew's Bio:

Hi, I’m Andrew.

I help educators and government employees make sense of their finances so they can focus on living life.
When I was a teacher and DC Public Schools staff member, I signed up with one of the salespeople pushing expensive 403(b) plans. When I learned I was set up to pay hundreds of thousands of dollars in unnecessary fees over the course of my career, my outrage fueled a passion to help other educators.
Now I’m a CERTIFIED FINANCIAL PLANNER™ professional working with educators and government employees in Washington, DC, Maryland, and Virginia.


Andrew's Social:

https://www.linkedin.com/in/andrew-katz-moses-cfp%C2%AE-7987299/

Twitter: @mrkatzmo

Sean's Bio:

I graduated from the U.S. Naval Academy in 1992 and served in the Navy for twenty years as a surface warfare officer. My education in financial planning began in the spring of 1994 when a Naval Academy classmate who cared enough about my wife and me to not take no for an answer told us, “We’re going to dinner Wednesday night.” Tom routinely chose great restaurants, so we showed up at the appointed place and time without discussion or complaint.

Dinner was unremarkable. Fixed menu rubber chicken fare. Perfectly adequate, just not the over-the-top good stuff we were used to Tom picking out. But the seminar given during dessert changed our lives. In less than sixty minutes, we were shown the simple outline of a financial plan to get us moving in a sustainable fashion toward a comfortable retirement. And afterward, Tom introduced us to the man who would be our agent for twenty years. Dave helped put us on our path to financial independence in 1994 and helped us make the adjustments along the way to keep us on it. And when I retired after twenty years of Navy service, he mentored me into the financial services business.

Among dozens of things Dave taught me over twenty years, two of them were critically important. One of them was the sort of product knowledge that got me credentialed and sufficiently competent to help others identify their own goals for financial independence. Far more important was the spirit of service he exemplified every day. Lots of people talk the “client always comes first” talk. Dave walked it, being just as candid with us when we were on track as when he thought we were getting ready to make a mistake. And we always felt his recommendations were in our best interests. It wasn’t just that his interests were secondary. They didn’t enter into the conversation at all. It was in that spirit that I got licensed in 2013 to help families plan for their own sustainable financial futures.

My wife Jennifer and I have been married since 1992. When I retired, we decided to put down roots in Chesapeake Virginia, in the community where we have owned a home since 2001 and, when not stationed overseas, raised our three daughters.

Social:

https://www.linkedin.com/in/sean-gillespie-1801316/

Matt's Bio:

I spent over 10 years helping corporations, hedge funds and institutional investors squeeze every last dollar out of their investments before I finally asked myself: what is most important in life, and what's keeping me from getting there?

So, what's important to me:  spending time with my family, pursuing a career I'm passionate about and running a business that allows me to partner with like-minded individuals. 

My dad passed away at age 58 and I constantly remind myself that life is short, and I better not regret how I live it. I am now lucky enough to say I work in a field that brings me happiness and fosters my personal values.

A perfectionist by nature and self-proclaimed finance/tax nerd, I genuinely love helping individuals simplify their financial lives so they too can focus on what's most important to them.

Social: 

https://www.linkedin.com/in/matt-pruitt-cfp%C2%AE-cfa-02aab548/

Website:

https://exhalewealth.com/

Brett's Bio:


I’m a born and raised Buffalonian, and the founder of Eudaimonia Wealth.

I’ve spent the majority of my career working for a large wealth management firm.  Over time, I realized the focus was more on how to make the firm more money, not how to make a greater difference in the lives of the families served.  I knew there was a better way.

In 2019, I chose to leave the brokerage world and establish Eudaimonia Wealth.  As an independent, fee-only registered investment advisor, I'm proud to provide advice 100% of the time under the fiduciary standard; a legal requirement to always put the interests of my clients first.

I’m passionate about the work I do and the opportunity to make a meaningful impact in the lives of others. I hold the CERTIFIED FINANCIAL PLANNER™ designation, and am a member of the following professional organizations:

• CFP Board
• National Association of Personal Financial Planners (NAPFA)
• Financial Planning Association (FPA)
• XY Planning Network
• Fee-Only Network

I grew up in Kenmore, attended Canisius College, and live in the Elmwood Village alongside my wife, Erin.  I currently serve on the board of directors for Habitat for Humanity Buffalo, the board of directors for the Financial Planning Association of WNY, and enjoy staying actively involved in the many things that make Buffalo great.

On the personal side, I'm a Buffalo sports enthusiast, have played ice hockey and soccer for most of my life, and love the shift in perspective that traveling provides. Here are a few fun facts about me that you might not find elsewhere!



Brett's Social:

Twitter - @brett_koeppel

https://www.linkedin.com/in/brettkoeppel/

Jeff's Bio:


While my interest in personal finance dates back to grade school “stock picking” assignments and investment fundamentals senior projects in high school, my career helping individual investors began in 2003. After spending time managing a branch office for a large online brokerage firm, I joined one of the nation's largest retirement plan providers as an advisor providing comprehensive financial planning advice for high net worth clients.  

I received a bachelor's degree in finance and an MBA both from the University of Central Florida. In 2016 I completed the requirements to earn the CERTIFIED FINANCIAL PLANNER™ designation. Over time I have gained nearly two decades of experience evaluating investments, retirement plans, insurance offerings, and many of the complicated elements of your financial life you may be struggling with. More recently in 2021, I added the Certified Student Loan ProfessionalTM designation to gain the knowledge to provide more complete planning around student loans within a client's overall financial plan. 

I always had a vision for a firm dedicated to helping people become financially independent, not just helping those who are already there. The decisions we make early in our financial lives, whether they are good or bad, will compound positively or negatively for decades into the future. In 2020 I founded Create Wealth Financial Planning to help the individuals and families I work with make positive financial decisions while they still have time to make a dramatic impact.  

In between client meetings I like to keep a clear head playing piano - usually classical or rock songs, or weightlifting out in the garage and getting myself ready to compete some day. I also enjoy working on my public speaking as a member of the Deerwood Toastmasters of Jacksonville, FL. On a nice morning you might catch me hacking up the golf course. I married my wonderful wife Michele in 2007 after we met in college a few years earlier. We live in Saint Johns, Florida raising our two amazing daughters and we love spending time with family and friends, a quick trip to St. Augustine or to the beach, and cheering on our favorite sports teams.


Jeff's Social:

https://www.linkedin.com/in/jmcdermott/

Twitter: @Jeff_McD_CWfp

Instagram: dollarsanddeadlifts



Music in this episode was obtained from Bensound.

Matt's Bio:

Matt Trogdon is a financial planner who lives and works in Washington, DC. He has worked in the financial services industry for 15 years and he entered the field of financial planning because he wanted to help everyday people make better financial decisions. Matt grew up in a family that talked about saving and investing quite a bit, and he recognized the importance that financial fluency has had throughout his life.

Outside of work, Matt teaches financial literacy seminars through Babson College. He also enjoys reading and writing about personal finance, and he spreads the word about saving and investing as much as he can.

Many years ago, Matt graduated from the University of Virginia with a degree in history. He remains an avid history lover and Cavaliers fan today. He lives in DC with his fiancee, Sarah, and their treasured dog, Maisie.

Social:

https://www.linkedin.com/in/mtrogdon/

Twitter:  @Matt_Trogdon

Nick's Bio:

Nick Nauta has been practicing financial planning since moving to the Lansing area in 2006. After studying Financial Management and Economics at Northern Michigan University, Nick ventured into the financial planning industry. Having a young daughter and wife, Nick wanted to stay in Michigan. At the time he graduated, one of the few jobs available for a finance major was as a financial advisor.

Nick struggled through his first few years in the profession. He relates the struggle to his early memories of money living in Spring Lake, Michigan. One of the things he learned about money when he was growing up was the people who seemed to have the most of it, weren’t inherently happier than those who didn’t. When he started in the financial advising industry, the profession appeared to be all about making money, something he didn’t hold in high esteem.

Some years later, around the time his son was born, Nick finally started to figure out his place in the financial planning world. He was challenged to answer the question of why he did what he did. Thinking back on his early memories of money, he concluded he was in the financial planning profession to help people realize their life goals.

Nick enjoys giving back to the community as well as his profession. He is currently the past president of the Davies Project, Treasurer of Loaves and Fishes homeless shelter, President of Delta-side business association, and Secretary of Kiwanis of Delta Township. Nick is a Certified Financial Planner™, Chartered Life Underwriter™, Registered Life Planner™, board member of the Greater Lansing Estate Planning Council, and a member of the following professional associations:

CFP® Board

National Association of Personal Financial Advisors (NAPFA)

Financial Planning Association (FPA)

Fee-Only Network

XY Planning Network (XYPN)

Kinder Institute of Life Planning

Greater Lansing Estate Planning Council

Nick's Social: 

https://www.linkedin.com/in/nicknautacfp/

In this episode Broc and Peter recap what the podcast experience has been like up to this 50th episode. We talk about the podcast setup and many of the awesome things that we have gotten to talk to the awesome fee-only community about!

Enjoy!

Zack's Bio:

Zack joined the firm in 2019 as a Financial Advisor in the firm’s Institutional Consulting Group. He served as the primary advisor and financial coach for employees of our Corporate Retirement Plan clients. In summer 2022, Zack was promoted to Director of Financial Planning and Participant Engagement. As Director, Zack leads a team of financial planners that help our Private Wealth advisors deliver comprehensive financial plans to their clients and also deliver personalized planning and advice to the participants in the retirement plans that our corporate retirement advisors work with. Prior to joining Greenspring, he worked in a financial planning capacity for RBC.

Favorite Thing About Working With Clients

“I love helping clients articulate their dreams and then collaboratively create a plan to achieve those dreams. I will never grow tired of being there the moment that the client realizes that the life they want is within reach.”

My Philosophy On Client Service

“We may be the experts in the financial stuff, but clients are the experts in their lives. A collaborative approach is key.”

Rodney's Bio:


Rodney Mogen is a 20+ year veteran in the financial industry.  He graduated from Macalester College, in St Paul MN in 1999 with a double major in Economics and Finance, and minors in Psychology, History, and Art. 

Rodney, has proven himself as an expert in Advanced Life Insurance strategies, long Term Care, Disability Insurance, and Small Business Solutions.  He has spoken across the country in many state legislatures, and at many organizations to be able to provide up to date factual information to better serve you the client.  He actively coaches and educates advisers on these complex topics in order to make sure clients get the best service possible.

With his wife of 15 years, Myrta, Rodney also runs a non profit for physically abused children and battered/trafficked women to give them outlets.  Rodney also sits on several boards including the NAIFA Texas board, the Red Cross of Austin, The National DBA Society, Insurance Industry Government Regulations, and also the Norwegian Society of Austin Board.


Music in this episode obtained from Bensound.

Brian's Bio:

As the founder and CEO of Wealthtender, I'm proud of our growing impact in helping thousands of Americans each month make more informed and educated decisions, whether hiring a financial advisor or managing money on their own.

Since founding the company in 2019, Wealthtender has become an industry-leading digital marketing platform providing hundreds of financial advisors with impactful benefits to rank higher in search engines, build authority online, and accelerate the growth of their business.

We also know regulatory change creates opportunities for marketplace disruption. After 60 years of prohibition, the Securities and Exchange Commission (SEC) changed its rules, permitting financial advisors to solicit and promote client testimonials in their marketing activities. With thousands of hours spent evaluating all aspects of the new SEC Marketing Rule and adapting our platform accordingly, Wealthtender launched the first SEC-compliant financial advisor online review platform. 

Wealthtender reaches tens of thousands of people each month who visit wealthtender.com, follow us on social media, and view our content syndicated nationally on sites like MSN.com, Associated Press affiliates, and popular personal finance websites.

Our story is just getting started. I'm grateful for the financial advisors in our community, friends throughout the industry, and consumers we hear from each month who inspire us to reinvest in our business, so we can continue in our mission to help millions of Americans enjoy life more with less money stress.


Social:

https://www.linkedin.com/in/briancthorp/

Music in this episode was obtained from Bensound.

Patricia's Bio:

In 2009 I founded Game Theory Academy, a nonprofit that teaches financial skills to teenagers through the lens of strategic decision-making. My favorite part of that work has been guiding young people to set their own goals outside of what their grownups want for them and then align their day-to-day decisions with those goals. I bring that same strategic curiosity to financial planning. Prior to Game Theory Academy, I was CFO of a news media organization, Pacific News Service/New America Media. I hold an MBA from Yale and a BA in Political Science from UC Berkeley. I hold a Series 65 securities license and completed the certificate in Personal Financial Planning at UC Berkeley Extension. I have a lifelong interest in economics and am excited to do the heavy lifting of financial planning so people can focus on what they love to do. When I’m not creating financial plans, I’m the mother of a child with avid and ever-changing interests, and I love to play guitar and sing bluegrass, roots, and old-time music, with a pop twist.

Social:

https://www.linkedin.com/in/patricia-johnson-96b9757/

Music in this episode was obtained from Bensound.

Taylor's Bio:

In 2014, I left the wirehouse world and launched Define Financial, a fee-only financial planning firm headquartered in San Diego, CA.

I started my firm for three main reasons:

1. To create a business model that adhered to the Fiduciary standard.
2. To specialize in helping people over age 50 lower their taxes in retirement.
3. To creatively grow my practice and build a platform to help more people.

Since launching Define Financial, I’ve been recognized as “The #2 Independent Advisor in the U.S.” by Investopedia and a “Top RIA in America” by Financial Advisor Magazine.

I’m also:

• Co-Founder of The AGC™ Community for Advisors
• Host of the Experiments in Advisor Marketing Podcast (Apple Top 50)
• Host of the Stay Wealthy Retirement Podcast (Forbes Top 10)
• Co-Host of Kitces Summit’s w/ Michael Kitces
• Founder of the Retirement Podcast Network
• Regular Contributor to Kiplinger

When I’m not perfecting financial plans, you can find me traveling with my wife and kids, searching for the next best carne asada burrito, or trying to master Adam Scott’s golf swing.

Social:

https://www.linkedin.com/in/taylorschulte/

Twitter: @DefineFinancial


Music in this episode obtained from bensound.

Episode Details:


In this episode, we talk to Abby Morton, who is the head of community and culture at The Elements Financial Monitoring System. We touched on what eEements is great for and how it can help advisors grow their practice. This episode is a part of our Vendor Series for advisors.


Abby's Social:

https://www.linkedin.com/in/abbymorton/

Twitter: @AbbyMortonCFP


Music in this episode was obtained from Bensound.

Andy's Bio:

While studying toward a finance degree at the University of Delaware, I decided to work toward a career helping others with their finances. I didn't quite know what that job would look like, but I figured it must exist. I assumed it would involve helping and educating

In my senior year at Delaware, I interviewed at a few of the large household name financial services companies for roles they called "financial advisor." I assumed those would be the sort of financial planning careers I was thinking of. Unfortunately, I quickly realized those jobs were not about giving financial advice or guidance. Instead, they were just commissioned sales positions to sell the companies' products - life insurance, annuities and mutual funds. I was completely turned off by that and gave up on trying to find a financial planning job. I ended up getting a corporate job at a large insurance company

After graduating college in 2000, I spent the next 19 years working for multiple global insurance, banking and brokerage firms. I worked in functions that involved the creation, risk management, trading, portfolio management and financing of many of the insurance and investment products and strategies used throughout the financial services industry. My roles included pension risk management, investment management, securities financing and investment fund analysis and diligence

Along the way I went back to school - in 2004 I earned a Master of Business Administration degree from Rutgers Business School.  I've also taught multiple semesters as an adjunct lecturer for the finance department of Rutgers Business School

In 2016, I had an experience that reignited my desire to do personal financial planning. My mother was transitioning into retirement and was trying to figure out how best to claim her Social Security benefits. After getting different answers from different people - including different answers from within the Social Security Administration itself - I dug in and helped her research the relevant laws and regulations. We ultimately got to the correct answer and she was able to make the best claiming decision for her and her circumstances

At that point, the proverbial light went off for me - helping people make decisions about their retirement finances was what I was supposed to be doing with my life. Since that point in 2016, I committed myself to getting educated on all things related to financial planning for retirement. In that journey, I obtained the CERTIFIED FINANCIAL PLANNER™ ("CFP®") designation, the Retirement Income Certified Professional® ("RICP®") designation and the IRS Enrolled Agent ("EA") license

In 2019, I left the institutional investment and banking world to launch Tenon Financial. I also started a separate tax return preparation and filing company, Tenon Tax Preparation. And I remain committed to sharing knowledge and helping educate others

- Andy


Andy's Social:

Twitter: @TenonFinancial

Linkedin: https://www.linkedin.com/in/andypanko/

Eric's Bio:

In 2018, after graduating the U.S. Air Force Academy with an Economics degree, I began my professional career as a hospital administrator in the Air Force. As I was sitting in my apartment in Cheyenne, Wyoming after work every day, I quickly realized that this wasn't going to be a career for me. It was a great first job, but wasn’t ultimately my calling and didn’t get me up out of bed every morning. I was captain of a Division I hockey team in college, and I still have that competitive drive that I need to harness into something. I knew that I needed to start a business, I just didn't know what yet.
 
For the next 9 months, I binged business and entrepreneurship books and researched business ideas. I had a One Note with about 20 different ideas. I was teaching myself to code computer software, trade foreign exchange, and anything else that I could get my hands on.
 
One book in particular called the $100 Startup by Chris Guillebeau said that you should find something that people naturally come to you for, something that you are passionate about, and something that people will pay for. This was my lightbulb moment. For me, that thing has always been investing and personal finance. I was always interested in the stock market, and many times found myself in conversations giving people finance pointers. I had also seen what the typical financial advisor did for family and friends, and was very frustrated with the lack of transparency, and lack of value for the fees that are paid. 
 
From there on out, I was dead set on building a fee-only financial planning firm to help families align their money with their values. I began building the groundwork for Baskin Financial Planning in early 2019 while getting my MBA, studying for and passing the CFP exam, then finally launching the business in 2021 all while serving on active duty.

Through my time as a financial planner, I have found that the military community is not properly served by one single service and pricing model. Not everyone can afford or needs the help of an ongoing financial planner at all times in their life. To address this problem, I have now gone on to develop specific offerings to best serve the military community and each families’ unique stage in life from younger military members just getting started, to transitioning military members, to Veterans and business owners building life changing wealth.


Social: 

https://www.linkedin.com/in/erikbaskin/\


Music in this episode obtained from Bensound.

Will's Bio:

EDUCATION

• Butler University
  B.S. Finance, International Business
  B.A. French

CERTIFICATIONS

• Certified Financial Planner™

INDUSTRY EXPERIENCE

• Since 2014

VALEO EXPERIENCE

• Since 2015

HOMETOWN

• Cape Girardeau, MO

RESIDES

• Indianapolis, IN
• COMMUNITY INTERESTS

• Little Wish Foundation

• Indianapolis Neighborhood Housing Partnership

• LIDS Foundation

Social:

 https://www.linkedin.com/in/will-kinder-cfp%C2%AE-23653483/

Kevin's Bio:

Hello! My name is Kevin Lao. I am first and foremost a family man. My amazing wife, Jessica, and I are blessed with three active boys. Tristan came first, and our twins, Julian and Jackson, a short 16 months later. They are my "why," and I do my best to lead by example and pursue my passions in hopes my boys pursue theirs. 

After spending my first 12 years in the financial services industry split between two fortune 500 companies, I developed an obsession for helping people plan for retirement. It sounds simple, but many people don't have the systems and processes in place to achieve financial independence. Life gets busy, and all of a sudden you are 10 years away from 60 and unsure if you’re on track. 

However, I came to realize the conflicts of interests inherent with the "big firm" mentality didn't align with my personal value system. As a result, I launched Imagine Financial Security as a Flat Fee Financial Planner/Fiduciary, and have the ability to work with clients locally in Jacksonville, FL as well as across the United States virtually.

I am originally from the suburbs of DC, but have lived in the Jacksonville, FL area for almost 8 years. We are fortunate to have family close by as it takes a village with our crew! 

When I am not running my business or spending time with my wife and kids, I enjoy "dad-golf," fishing, cooking, reading, researching, writing, teaching and being in the outdoors. 

Go Gamecocks! Go DC Sports! 

Kevin's Social:

https://www.linkedin.com/in/kevin-lao-cfp%C2%AE-ricp%C2%AE-4181a29/

Music in this episode obtained from Bensound.

Devin's Bio:

Growing up lower middle-class in Pittsburgh, money was always an issue. But I had two things going for me: my immigrant father instilled in me the hustler mentality and my mother always stressed academics. So in middle school I started mini-businesses to make extra cash, trying my best to stay out of trouble, while making straight A’s. In high school I realized I was too soft to make it in the trades, but knew I had a knack for numbers and people. So I decided to focus on my education. Hello, college.

After graduating from Penn State with a finance degree, I went right back to school and studied accounting at Notre Dame. Master’s degree in hand, I kicked off my career at Ernst & Young (auditing), moved over to KPMG (consulting), and eventually jumped to PNC (banking). Over the course of 15 years, I worked with some of the most recognizable names in finance (and logged over 700 Marriott nights).

Now, I’m a full-time husband, father, and CFP® with an eclectic (read: weird) set of interests ranging from football, photography, and Frank Lloyd Wright to languages, Latin music and Leonardo da Vinci. I love traveling overseas, reading five books at once, and creating Spotify playlists.


Devin's Social:

https://www.linkedin.com/in/devinfaddoulcfp/

Twitter: @devin_sami

Vrishin's Bio: 

I am Vrishin Subramaniam (he/him), IAR, CFP® candidate, and Founder of CapitalWe

Originally born and raised in New Delhi, India, I came to the USA when I was 17 to attend college at the University of Illinois at Urbana-Champaign. A little over a decade later, I have worked as a technology consultant, lived in 7 cities, gotten married to my lovely wife Sharanya, and picked up a liking (plus a license!) for Scuba diving. We have been calling the DC area (Arlington, VA) home for just under a year, although we do spend a considerable time in sunny California!
I want to make financial planning more accessible to more people (especially people on an H1b or GC) while eschewing the suit and tie

In 2014, I graduated college without a job offer lined up, so I moved to the Bay Area in search of a job. Desperate after a couple months of non-stop job searching, I took the first offer I got, which paid a low salary (by Bay Area standards). I found it challenging to cover bills and rent even while being paid a “coveted” bay area tech salary. In order to make ends meet, I quickly became obsessed with optimizing each dollar and eventually with the FIRE movement (Financial Independence / Retire Early). After speaking with friends, family and colleagues who were all struggling with similar challenges, I realized this is a universal problem.

Having learnt about investing, I wanted to find a good advisor who would be able to round out my spreadsheets and was willing to work with young professionals, but found the advisors either had high minimums or were trying to sign me up for sub-par financial products to earn their commissions. I started CapitalWe to relieve financial stress for all young professionals as they transition between various stages of life: school, marriage, home-buying and all other firsts!

Social:

https://www.linkedin.com/in/vrishin/

Twitter: @Vr1sh1n

In this Episode Kevin, Peter, and Rodney talk about traditional long-term care and how the industry has grown and changed over the years.

Part 2 next week will cover hybrid / asset based policies and when those can make sense. 

Music in this episode was obtained from Bensound.

In this Episode Kevin, Peter, and Rodney talk about hybrid asset based long-term care and how it has changed the landscape of the LTC market.

Music in this episode was obtained from Bensound.

Ever wondered how to grow a financial planning firm from a start-up to an enterprise-level success? Today, we're giving you an exclusive seat at our enlightening chat with James Conole, the founder of Root Financial Planning. Imagine managing over 250 million AUM – James  and his team do just that and he shares the insightful lessons he learned on his journey. 

We explore the intriguing paths available to entrepreneurs in the fee-only community. James gives us a firsthand account of his innovative strategies: how he leverages his platform, expands into various platforms, and maintains a consistent, reliable, and positive client experience. He unveils the secret of the Sequoia System developed by Root Financial Planning. No stone is left unturned as we discuss the challenges of managing an inflow of prospects, building a successful team, and hiring the right people to support growth. 

Finally, a discussion with James wouldn't be complete without delving into the vast opportunities available in the financial planning industry. Are you considering a career in this field? Root Financial is hiring. James shares his experiences and offers invaluable advice on finding the right fit and fosters an engaging conversation about the role of the Sequoia System in enhancing a successful client experience. Get ready for an episode packed with expert insights and transformative advice you won't want to miss!

Social:

https://www.linkedin.com/in/jamesconole/

Twitter: @jamesconole



Music in this episode was obtained from bensound.

Imagine trading your comfortable desk job for the unpredictable world of finance - that's precisely the leap our guest, Allen Mueller, founder of Seven Saturdays Financial, took. Allen found his calling in the movement of FIRE (Financial Independence, Retire Early), transitioning from engineering to corporate finance, and launching his firm in the midst of a pandemic. He shares the incredible journey he undertook to gain control over his time and carve a path towards financial independence.

In the second phase of our chat, Allen gets candid about the initial struggles he faced in growing his business. He recounts the pivotal moment of investing in a sales training course during a business dry spell, which sparked remarkable growth and set a course for future expansion. We also touched on a critical discussion about the role of transparent pricing and reducing conflicts through flat fee models in financial advisory. Strap in for fascinating insights from a man who dared to break the mould, chase financial independence, and navigate the world of financial planning on his terms.

https://www.linkedin.com/in/allenrmueller

Twitter: @7Saturdaysaweek

Want to safeguard your cleint's income from unforeseen circumstances? In this episode, Dr. Rodney Mogen and Peter Ciravolo shed light on how disability income insurance can be a great financial safety net. Promising to guide you away from the complex jargon and into the heart of what truly matters, they decode the language of insurance policies, and help you see why it's more about income protection than disability insurance. They navigate through the different scenarios that could affect someone's ability to work and discuss the importance of being ready for them.

Looking for a deep-dive into the mechanics of disability income insurance and group coverage? There's no better duo than Rodney and Peter, who will walk you through the two primary ways of obtaining disability insurance. They'll breakdown the various definitions of disability and the complexities of group coverage, including taxable income and caps. They’ll give you insights into the importance of understanding the details of a policy before signing on the dotted line.

Finally, we'll explore the intricate partnership between your income and disability insurance. We'll talk active versus passive income, and the impacts of different income sources like rental properties and dividends on the total coverage people can get. Rodney and Peter also emphasize the importance of considering a client's complete financial picture. This is an episode designed to equip you with the knowledge and tools you need to navigate the world of DI intelligently. Get ready to empower yourself to make informed decisions about disability income insurance for your clients!

Ever wondered how some people manage to retire earlier than anticipated? Financial whiz Steve Drost joins us in this episode, revealing his innovative pre-retirement planning approach that has left many of his clients in awe, retiring ahead of their schedules. He provides a captivating account of his journey, transitioning from a financial planning intern to co-founding Drost Financial. Steve's story is a testament to ambition, landing the right job, and the power of resilience when nurturing a clientele base. His team is mighty efficient, featuring a key player - his mom serving as an advanced admin. 

Ready to revolutionize your service delivery as a financial advisor? Get an inside look at Steve's other venture, Quiver CRM, developed in tandem with his brother. Designed as an all-in-one solution for swift delegation, this platform is a game-changer for small firms. Steve's goal was clear - make enough money to do what he wanted while having the freedom to do just that. So, he invested in building Quiver CRM - a tool that keeps everything in one place and enables rapid delegation. Hear how this tool is helping advisors deliver top-notch services to their clients. While you’re at it, get a peek into Steve's life as he balances his work with his family. Join us for this amazing chat with Steve Drost who is redefining retirement and financial planning.

Picture this: you're a financial advisor in the heart of sunny California. Sounds like a dream, right? Our guest, Scott Frank, founder of Stone Steps Financial in Encinitas, California, shares his fascinating journey from his beginnings in Noblesville, Indiana to becoming a sought-after name in the financial planning industry. Buckle up as we explore his alliances, his commitment to active listening, and his take on the CFA and CFP certifications.

Transitioning a business is never easy. Scott talks about the decision to leave pervious firms and what led him to that decision. He provides valuable advice to advisors finding the partnership promise short of reality, highlighting the importance of a clear plan and action steps for a successful transition. 

Finally, we delve into why Scott believes in sharpening communication skills in financial advising. He shares his involvement with the XY Planning Network and thoughtfully explains his unique marketing plan. Despite being a well known figure in the industry, Scott acknowledges his thoughts on growing an enterprise and why he has chosen to keep his firm small. We also get a glimpse into Scott's social media presence and find out what he believes is the best platform to reach his target audience. If you're ready to see the world of financial advising through Scott's lens, join us for this captivating conversation.

We're thrilled to bring you an exciting conversation with our newest team member, Josh Passler. Josh is no ordinary addition to the team – he's a former financial advisor turned graphic designer with a passion for educating people about the complex world of finance in a visually compelling way. This episode promises to take you on a unique journey as Josh shares his transformative career shift, from financial advising to advisor marketing, and his vision to revolutionize the BC brand.

You won't want to miss the insights Josh brings to the table about the power of visuals in making abstract financial concepts more understandable. His distinctive skillset positions BC brokerage to stand out from other agents and his role as a team member allows him to focus on creating relatable visuals that help our clients better comprehend the insurance terrain. Furthermore, we delve into his grand plans for the BC brand, aiming to shift perceptions and break down negative stigmas around the insurance industry. Get ready for a lively discourse that mixes finance, art, and a fresh perspective on insurance. 

Could rewiring your thought patterns be the key to success? Stephanie Bogan, founder and Chief Possibility Officer at Limitless Advisor Coaching, shares her journey from founding her first company at 24, to being part of the executive team of a Fortune 500 company, and eventually to designing a life she loves. She brings her considerable experience and wisdom to bear as she discusses how she successfully harnessed a growth mindset and best business practices to achieve her goals.

We delve into the fascinating realm of mindset and success coaching as Bogan offers insight on overcoming mental roadblocks to achieve desired outcomes. She shares the power of curiosity and challenge in fostering growth, and how she has applied this knowledge to make a significant positive impact on her clients' lives. Learn about the profound influence of early formative beliefs on our worldview, and how questioning these ingrained thoughts can lead to breakthroughs.

As we conclude our compelling discussion, Bogan sheds light on the science behind our thought habits, explaining how our brains craft narratives to process information, and the profound significance of a compelling "why" behind your plans for success. The conversation reveals the importance of taking control of our mindset, time, and vision to chart a clear path to success and positive change. Through engaging stories of her clients' victories, Bogan illustrates how mindset and personal agency can propel exponential growth. This episode promises to be a treasure trove of wisdom and inspiration for anyone seeking to elevate their life through the power of the mind.

Ever dreamt of a retirement filled with baguettes in France, or basking in the rustic charm of an Italian villa? Today, we're chatting with Tommy Sikes, the mastermind behind Wander Wealth and the Traveltirement newsletter, where he guides us through the intriguing process of retiring abroad, and the financial planning that goes into it. No journey is complete without a few challenges, and we'll also touch on the potential hurdles you might face when considering a retirement lifestyle in a different country.

If the thought of a lower cost of living, healthier food, and a better quality of life sounds appealing, you won't want to miss our discussion on the growing appeal of retiring in Europe. 

From budgeting to spending an extended period in a different country, we'll explore the various forms of travel experiences people seek. We'll also touch on the idea of using travel as a means to create a lasting legacy for future generations. So, if you've got a case of the travel bug or you're dreaming of a peaceful retirement overseas, join us for a journey through the wonders of travel and the excitement of retiring abroad.

Linkedin: https://www.linkedin.com/in/tommy-sikes/

Twitter: @wander_wealth

Have you ever wondered how someone goes from being a physics major and 2x National Championship football player to a financial advisor? Today, we're having a chat with Kyle Newell, the founder of Newell Wealth Management. He's got a unique story, transitioning from the football field to financial planning. Particularly interesting is his focus on Disney employees and their families. Kyle will share how his experiences at the University of Florida's national championship teams influenced his career path.

In our conversation, Kyle shares some light-hearted stories about moving from engineering to finance and the unexpected lessons along the way. He'll talk about his time learning the ropes at big names like Merrill Lynch and TIA, especially in selling his services. He'll also discuss his 'project 100, 200' strategy for building business. To wrap up, Kyle gives us a glimpse into his work with Disney employees, discussing the challenges, benefits, and how crucial referrals are in his field. Join us for an insightful episode filled with financial wisdom and life lessons from someone who's truly a great person!

Ever grappled with the complexities of the American financial system as a foreign-born individual? Today, we bring our conversation with Jane Mepham, a financial planning maestro who turned her personal struggle in understanding systems like 401ks and credit cards into a mission to aid others in similar situations. Jane, originally from Kenya, is the founder of Elgon Financial Advisors, her firm dedicated to guiding foreign nationals and tech professionals through America's fiscal labyrinth. Together, we unravel the perplexities of budgeting, retirement planning, and financial issues that foreign workers often face.

Venturing into the second part of our conversation, Jane imparts her wisdom about the nuances of building a successful advisory business. Her tried-and-tested client acquisition strategies run the gamut from writing articles and building relationships with immigration lawyers to maximizing the power of SEO. Learn how content creation forms a crucial aspect and what specific planning questions foreign nationals often face. Lastly, we take a tour of Jane's experience in starting her financial planning firm. From navigating the choppy waters of compliance and E&O to the significance of continuous learning, Jane provides a comprehensive lens into her field. Get ready to be inspired by how Jane envisions her firm's growth into a boutique business with advisors eager to tackle complex cases. You don't want to miss this episode.

Jane's Kitces Article: 

https://www.kitces.com/blog/investing-for-work-visa-holders-nonimmigrant-challenges-foreign-workers-h1b/

Jane's Podcast:

https://www.theimcafe.com/

Jane's Social:

Twitter - @ElgonFinancial

Linkedin - https://www.linkedin.com/in/janemepham/

In our latest podcast episode, we talk to Peter Lazaroff, the Chief Investment Officer at Plancorp, who shares his personal and professional journey in the world of finance. Starting from a childhood interest in money, sparked by a unique gift of Nike stock, Peter discusses his career evolution. He talks about the transition from stock analysis to a leadership role in management, emphasizing the importance of aligning with a company that reflects his values.

Peter also explores the changing landscape of financial advising, focusing on a holistic approach that aligns with clients' core values. He offers insights into effective communication, the importance of ongoing learning, and the role of mentorship in the finance industry. This episode provides a realistic and informative perspective for anyone interested in personal development or professional growth in the finance sector.

Peter's Book:

 https://www.amazon.com/Making-Money-Simple-Complete-Financial/dp/1119537878

Social: 

https://www.linkedin.com/in/peterlazaroff/

X: @PeterLazaroff

Join us for a great conversation with Jenny Roselle, the paralegal who evolved into a key player in Indiana's estate and elder law scene. Jenny's story is more than just a career shift; it's about transforming the way we think about estate planning. With a flair for blending professional expertise with real-life examples, she makes navigating this complex field surprisingly relatable.

Follow along as Jenny delves into the moments that make us ponder our legacy – from family milestones to unexpected health twists. She brings a down-to-earth perspective on safeguarding your family's future and why it's smart to team up with financial experts. Jenny also cuts through the noise about online estate planning, highlighting the value of personalized advice.

Wrapping up, Jenny shares insights on making a personal brand resonate in the legal world. She talks about the power of referrals, the role of social media, and podcasts in carving out a unique professional identity. It's an engaging, no-nonsense conversation that proves discussing legal matters can be as enjoyable as your favorite casual podcast. So grab a seat and prepare for some straightforward, engaging legal insights.

Jenny's Social:

https://www.linkedin.com/in/jenniferrozelle/

X: @jennyrozelle

Podcast: https://www.legalteapodcast.com/

Explore Diana Cabrices' remarkable journey, from freelance work to becoming Wealthbox's Chief Evangelist and a beacon in financial technology. Fresh from her Women in Wealth Management Up and Comer win, Diana shares her transition from teaching in Europe to impacting the fintech sector. 

The episode delves into the evolving role of financial advisors, the importance of education over technology, and the challenges in marketing and tech integration. We discuss the rise of video content and upcoming marketing trends for 2024. The conversation also covers the resurgence of in-person networking post-COVID, testimonial marketing, and high-impact conferences like Future Proof. 

Diana offers insights on work-life balance, time management, and client prioritization for advisors, fintech professionals, and conference organizers. Tune in for valuable insights and strategies for success in the dynamic financial landscape.


Diana's Social:

https://www.linkedin.com/in/dianacabrices/

Website: https://dianacabrices.com/

X: @dianacabrices

Join us as we explore Tim White's journey, the Co-founder of Wealth.com and former Chief Partnership Officer of Emailage. We'll talk about his innovative approach to estate planning and how financial advisors play a key role in this field. The discussion includes Tim's success in building a strong company culture, acquiring the Wealth.com domain, and adapting to major changes in business.

We'll also look at how Wealth.com uses feedback from strategic advisors to improve its products and pricing, and learn from their marketing experiences. Tim will share insights into how he balances his demanding startup life with hobbies like biohacking and mountain biking, and how these activities help him stay grounded. This episode offers a comprehensive view of Tim's professional and personal growth in the entrepreneurial world.


Tim's Social and Website:

https://www.linkedin.com/in/twhiteaz/

Wealth.com



Music in this episode was obtained from Bensound.

Join us as we take a closer look at the world of financial planning with Ashley Quamme, a trailblazer in the role of a fractional financial behavior officer. Her company, Beyond The Plan, goes beyond the usual number-crunching. Here, the emotional and psychological aspects of managing money are given just as much importance as the financial statements. Ashley shares her journey from being a therapist to pioneering this innovative approach in financial behavior, showing us how the right kind of conversation can transform those intimidating discussions about money into supportive and constructive dialogues.

As we dive into Ashley's professional story, we see the crucial role that emotional intelligence plays in financial advising. Starting Beyond the Plan was more than just launching a new business; it was about creating a new direction for the financial industry, fostering a deeper connection between advisors and their clients. Ashley's commitment to integrating financial therapists into advisory teams underscores her passion for her field. In this conversation, we explore her insights and visions for the evolving landscape of financial services.


Ashley's Social:

https://www.linkedin.com/in/ashley-quamme/

X: @bamconsults


Music in this episode was obtained from Bensound.

Join Aaron Krafft, CPA at Luminary Wealth Management, for practical insights into tax planning and entrepreneurship. Learn how to leverage financial strategies to boost your business, debunking the myths and viral "tax hacks" that complicate finances more than they help. 

Discover the benefits of integrating accounting expertise into Registered Investment Advisor (RIA) firms, enhancing growth and client services. Aaron will discuss the impact of a digital presence for attracting clients and the importance of aligning online engagement with core values. Plus, gain perspective on balancing ambitious business goals with family and personal well-being for a fulfilling journey in both finance and life.


Aaron's Social:

https://www.linkedin.com/in/aaronkrafftcpa/



Music in this episode was obtained from bensound.

Join us on this episode as AJ Ayers, CEO of Brooklyn FI, shares the story of transforming a vision into a successful financial planning firm. Starting with Spotify's IPO in 2018, AJ discusses how they navigated the tech IPO trend and adjusted their strategy post-pandemic. We'll explore Brooklyn FI's growth, their move beyond the solo practitioner model, and how they've made a name for themselves nationally while staying connected to the New York tech community.

AJ offers insights into Brooklyn FI's early days, their journey to becoming a key player in financial planning, and the challenges of scaling up. She also talks about the importance of strategic partnerships and decisions in the competitive finance startup space.

As the episode winds down, AJ talks about her golfing escapades that serve as an oasis from the demands of financial advisory. We dive into the art of branding in finance, stressing the importance of authenticity to create a brand that resonates deeply with clients.


AJ's Social:

https://www.linkedin.com/in/ajayers/

X: @aallyjane



Music in this episode was obtained from bensound.

 In this episode, Stevyn, a health expert and founder of Grow Wellthy, tells us how she went from being an exercise physiologist to a wellness advisor for financial professionals. We talk about how health and money are connected and important for a good retirement.

We also discuss how hormones and stress can secretly harm your health, even if you eat well and exercise. Stevyn believes in treating health like an investment, similar to financial planning. We go over the first steps to starting your own health plan, including looking at your whole life and understanding mental barriers.

Finally, we talk about balancing lifespan with healthspan and the costs of getting sicker. Steven gives financial advisors tips on including health checks in their services, helping clients live better lives. She gives advice for eating out and how to use her resources if you want to improve your health. Listen to this episode to learn how to take care of your health and treat it as important as financial wellness.

Stevyn's Social and Website:

https://www.linkedin.com/in/stevyn-guinnip/

https://www.growwellthy.com/

Music in this episode was obtained from Bensound.

Join us as Travis Johnson from XY Compliance Solutions helps us understand the rules of fee-only financial planning in simple terms. In this episode, we'll learn how dealing with rules can actually help your advisory business grow. Travis will share his expert tips on dealing with new fee systems and state ruled.

We'll also find out why following rules shouldn't scare you. We talk about how the XY Planning Network is making it easier for advisors to follow the rules. Travis will explain the main reasons firms look for help with these rules and the challenges they face as these rules change. He'll give valuable advice on how to prepare your firm for reviews and why it's important to keep good records.

This isn't just about following rules; it's about knowing them so that you can expand your financial planning services confidently. We'll compare different payment models and discuss how to offer many different solutions ethically. Join us for a clear and helpful conversation that aims to provide you with strategies and support for ethical, client-focused financial planning.


Social Media:

https://www.linkedin.com/in/travis-johnson-iaccp%C2%AE-13149aa0/



Music in this episode was obtained from Bensound.

Ever wondered about the importance of really listening, or how being genuinely interested can improve a conversation? In our latest podcast episode of Only Fee Only, we're joined by Brendan Frazier, an expert in understanding people's emotions in finance. He talks about how he went from a regular advisor to promoting understanding and empathy in financial advice. Brendan will share tips on how to really connect with clients beyond just the numbers.

This episode is perfect for planners looking to make their client meetings more engaging and meaningful. Brendan uses his own experiences to show us how to have deeper conversations that really get to the heart of what clients want and need. If you're tired of the same old sales methods and want to learn how to ask better questions and be more curious, this is for you.

We also talk about the several keys to success in financial advice: having the right mindset, emotional intelligence (EQ), and intelligence (IQ). Brendan discusses why being positive is crucial, and how good communication—especially listening—can change your relationships for the better. By the end of this episode, you'll want to improve how you listen, understanding the role of empathy in every chat. Don't miss out on Brendan's valuable advice on how to be better at the human aspect of financial advice.


Brendan's Social:

https://www.linkedin.com/in/brendanfrazier/

X: @jbrendanfrazier


Music in this episode was obtained from Bensound.

Have you ever thought about how a leader's different experiences can influence an entire industry? Vince Hockett, President of XY Planning Network, will share his varied career, from manufacturing to international business, and how these roles shaped his leadership style at XYPN. He will discuss the importance of learning and mentorship in building a community and support system at XYPN.

Vince also does an amazing job at highlighting what sets XYPN apart in a competitive field, such as its principles, leadership, and culture. Insights on the role of empathy in leadership and the psychological aspects crucial in financial planning will be shared. The talk aims to inspire with a vision of a mission-driven organization that impacts lives beyond just numbers. Join to discover how having a purpose can transform your approach to work, growth, and success at xyplanningnetwork.com

Vince's Linkedin: https://www.linkedin.com/in/vhockett-take-a-look/


Music in this episode was obtained from Bensound.

Learn about effective homebuying with Angela McCaffrey from American Pacific Mortgage. She emphasizes financial education in the mortgage process, going beyond basic costs to consider long-term impacts and emotional factors of owning a home. This insight is crucial for fee-only planners aiming to blend investment advice with real-life implications for clients. The episode offers practical advice for navigating real estate investments wisely.

Angela McCaffrey is a valuable resource for fee-only planners dealing with the mortgage industry. She uses her extensive experience to explain mortgage complexities and the importance of aligning financial plans with clients' personal goals. It's a useful listen for those looking to advise clients with confidence in real estate, making informed and fulfilling decisions.

Beyond the purchase, Angela discusses long-term homeownership strategy, emphasizing preparation and a reliable advisory team to tackle financial challenges. She invites advisors and listeners to deepen their understanding of mortgage management, offering tools for successful homebuying advice and financial stability for clients.

Social:

https://www.linkedin.com/in/angelamccaffrey/

Join financial expert Jamie Hopkins as we delve into career development in the unpredictable financial services sector. Jamie went from being an enthusiastic private equity attorney to leading roles as co-director of the New York Life Center for Retirement Income and CEO at Bryn Mawr, sharing valuable insights along the way. He discusses the importance of trust in financial planning and his commitment to improving retirement income security, offering practical advice for seasoned professionals and newcomers.

We explore how perseverance, flexibility, and excellent communication skills are often more crucial than academic achievements for financial success. We examine why these traits are vital, and I share how my varied career path highlights the importance of adaptability. We discuss the importance of nurturing these qualities, especially in tough times.

The episode also highlights the lack of diversity among Certified Financial Planners compared to academic circles and discusses the importance of creating a more inclusive financial world. Our bridge program has successfully kept diverse talent through mentoring, coaching, and professional development. Additionally, we talk about how activities like running and yoga can improve mental focus and help maintain a balance between professional and personal life.

Jamies Website: JamieHopkins.com

Social: 

https://www.linkedin.com/in/jamiehopkinsfinancialservices/

X: @RetirementRisks



Music in this episode was obtained from Bensound.

Have you ever considered how your feelings affect your money? Amy Mullen, President of Money Quotient, talked with us about how understanding emotions helps with managing money. She told us about how Money Quotient started to teach people about money in a way that connects with their feelings. We learned that understanding how emotions and money are connected is really important for helping people make better financial choices.

We also heard some stories about how Money Quotient has helped people with different levels of financial knowledge. From helping people who spend a lot learn to save money to giving detailed advice, Money Quotient's tools really work. 

If you want to understand how money works with feelings, this episode is for you!


https://www.moneyquotient.com/

Amy's Social:

https://www.linkedin.com/in/amynmullen/

Chris Arnold from SecFi shares his journey in financial planning, starting in Louisville where discussions about money were a regular part of family life, influenced heavily by his grandfather's investment practices. His career in finance has shown him the importance of mixing technical knowledge with real human connections to guide clients effectively.

Chris discusses his focus on specialization within financial planning, especially after realizing the benefits of mastering equity compensation at SecFi. He highlights the importance of empathy, recalling a client meeting where the agenda shifted to address immediate emotional and financial needs after a personal tragedy.

As we wrap up, Chris discusses the intersection of startup equity, financial planning, and technology. He explains how SecFi's services have expanded from niche lending to comprehensive advisement, powered by continuous learning and collaboration. He also mentions fintech tools that help provide a seamless experience for clients. For those interested in more insights, Chris encourages following their social media channels for updates on startup trends and financial advice.



Chris's Social and WebsiteL

https://secfi.com/

https://www.linkedin.com/in/chrisarnold20/

X: @CArnold_CFP

Join Cole Craven of Move Health Partners as we dive into the complexities of health insurance and Medicare, offering valuable insights for retirees and entrepreneurs. Health insurance can be confusing, but Cole's extensive experience helps simplify the process. Our discussion covers everything from the unique aspects that make Move Health a trusted industry name to the entrepreneurial drive behind their mission.

As we explore Move Health's operations, you'll get firsthand entrepreneurial insights. Cole shares the unexpected challenges of marketing and the essential value of an in-house team. We also talk about achieving work-life balance and building partnerships with financial advisors to bridge the gap between retirement planning and health insurance needs. This episode offers actionable advice for anyone navigating the intersection of healthcare and financial planning, or simply trying to understand their coverage options.

In the final segment, Cole discusses the future of Move Health Partners and their development of technologies to enhance client experiences. Learn how integrity is central to their services, countering the skepticism often associated with the insurance industry. This episode is about more than just the mechanics of health insurance—it delves into the motivations behind decisions and their impact on lives. Get inspired by a company committed to being a positive force in a complex field, ensuring clients receive honest advice.

Coles"s Social:

https://www.linkedin.com/in/cole-craven/

Eric Scruggs, the founder of Hark Financial Planning, shares his journey into fee-only financial advisory, highlighting the importance of community support among solo advisors. Discover the benefits of a subscription-based financial planning model, allowing clients to seek advice without additional costs.

Eric discusses the challenges and rewards of marketing a solo practice and his strategy for capturing client interest through short-form videos. Explore the differences between traditional tax firms and holistic financial planning for lawyers. Eric covers proactive tax planning, investment strategies, insurance, and retirement planning, addressing the unique financial pressures of big law attorneys.

Tune in to learn how to balance present enjoyment with future security and get a sneak peek into Eric's marketing strategies for new partners. This episode is packed with valuable insights for anyone looking to elevate their financial planning game.


Eric's Social:

https://www.linkedin.com/in/ericscruggs/

Discover the secrets to building a successful financial planning business with Brent Gargano, founder of Infinite Wealth Planning and adjunct professor at the University of Cincinnati. Learn how his upbringing in a banking family and experiences during the 2008 financial crisis shaped his unique approach to financial advising. Follow Brent's journey from a chemistry major to a finance career at Fidelity, and eventually to entrepreneurship.

Understand the transition from corporate life to starting his own business, the importance of foundational skills, and the impact of early jobs. Hear about balancing family responsibilities with business goals, maintaining liquidity, and securing initial clients. Discover why personal well-being is just as crucial as business strategy.

Explore the emotional aspects of financial advising through Brent's client relationships and the value of focusing on existing clients' needs. Learn how financial advisors help clients make confident decisions on various financial matters. Stay updated on Infinite Wealth Planning through the Money Alchemist Podcast.


Brent's Social:

https://www.linkedin.com/in/brent-gargano-cfp%C2%AE-2067b573/

X: @Brent_Gargano

When a music performer turns to finance, unexpected things happen. David Bowman's journey from the arts to financial planning is one such story. In this episode, David shares how he discovered financial planning at Ohio State University and succeeded at a Central Ohio RIA.

Now the Director of Partnerships at XY Planning Network (XYPN), David's career path has been diverse: from odd jobs and recruitment to organizing conferences and founding a college planning education company. He discusses the growth of XYPN from a startup to a support hub for financial advisors.

David highlights the role of technology at XYPN and the collaborative spirit within the network, where advisors actively refer clients to one another. Additionally, David emphasizes the importance of partnerships and sponsorships, detailing the enriching experience of witnessing the mutual growth and success of both companies and members within the network.

Dave's Social and Website:

https://www.linkedin.com/in/david-bowman-cfp/

https://www.xyplanningnetwork.com/

Music in this episode was obtained from Bensound.

Join Shane Sideris, co-founder of Nectarine and Synchronous Wealth Advisors, as he shares insights from his career. Learn how he moved from an eight-year career at BlackRock to creating a flexible, hourly financial guidance service. Discover Nectarine's unique advice-only marketplace, designed for clients who prefer not to commit to annual fees.

Shane explains the process of recruiting and vetting financial advisors at Nectarine. He shares strategies for balancing supply and demand and using Instagram for lead generation. Shane also emphasizes the importance of targeted marketing and a strong social media presence.

Explore Nectarine's innovative one-hour engagement model and the new eight-week program for more complex planning. Shane also discusses Nectarine's transition to an SEC-registered RIA, enhancing their nationwide service. With nearly perfect advisor ratings and plans for variable pricing and more filtering options, this episode offers valuable insights for financial advisors and those interested in the evolving financial landscape.


Shane's Social:

X: @shane_sideris

https://www.linkedin.com/in/shane-sideris/

What if financial planning could be both personal and professionally fulfilling? Join us for a chat with Brenna Baucum from Collective Wealth Planning. Inspired by her grandparents' values, Brenna aligns personal values with financial planning, offering a unique perspective. This episode celebrates what would have been her grandmother’s 95th birthday and is a must-listen for those in the financial sector or anyone who enjoys heartwarming community stories.

Brenna shares her career path, from mentorship to starting her own firm with the support of the XY Planning Network. She talks about the rewards and challenges of launching a solo practice. If you're curious about the role of community and shared values in financial planning, Brenna’s story is essential to listen to. We also discuss serving Oregon public employees and retirees, highlighting their complex pension system.

Learn about the power of genuine community engagement in building authentic client relationships. Brenna stresses the importance of being a reliable volunteer and creating free community resources to build trust. She offers insights on effective outsourcing and marketing strategies for efficiency and genuine client interactions. This episode is packed with valuable lessons on seizing opportunities and the enduring importance of authenticity in both personal and professional life. Don’t miss Brenna's heartfelt advice on building a personal brand and staying true to one’s values in the financial advisory industry.

Brenna's Social:

https://www.linkedin.com/in/brennabaucum/

Curious about turning a love for numbers into a fulfilling career in financial planning? Join us for a chat with Brittany Brinkerhoff of Hilltop Wealth Advisors. Brittany shares her journey from college intern to leading the Ascend program, aimed at helping young professionals and families secure their financial futures. Learn about the subscription-based service she created for high-income clients needing flexible, affordable financial planning.

Brittany also discusses the challenges of moving to an independent advisory firm and the strategies used to keep client trust. She highlights the support from the XY Planning Network, which helped attract younger clients through online searches and local referrals.

In the final part of our conversation, Brittany emphasizes the importance of visual roadmaps in financial planning to reduce stress. She shares stories of clients with high incomes and significant student loan debt, showing how financial advice can turn anxiety into peace of mind. Connect with Brittany on LinkedIn or visit Hilltop Wealth Advisors' website to learn more. This episode is packed with insights for anyone interested in financial planning or improving their financial health.


Social:

https://www.linkedin.com/in/brittanybrinckerhoff/

What if your financial advisor could help you achieve your deepest life goals? Join us on the Only Fee Only podcast as we welcome George Kinder, a leader in life and financial planning. George is known for his innovative approach, combining mindfulness with financial planning. He shares his journey from a traditional fee-only planner to a global mentor for thousands of advisors, offering a fresh perspective on aligning financial strategies with personal values and dreams.

Learn about the power of deep listening and how it can transform the client-advisor relationship. George explains his unique method, focusing on understanding clients deeply rather than just discussing retirement plans or portfolios. He uses key questions about life goals and regrets to turn financial advisors into true life partners. This episode will change your view of financial planning by linking it closely with your most meaningful life goals.

We also discuss the evolution of life planning and its impact on society. From its start at the Kinder Institute to its widespread practice today, George reflects on the growth and challenges of this approach. He highlights the importance of mindfulness and living in the present, sharing insights on true freedom and enjoying each moment. Whether you’re a financial professional or someone seeking a more fulfilling life, this episode is full of wisdom and practical advice.


George’s Social

https://www.linkedin.com/in/george-d-kinder-0749196?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=ios_app

X: @GeorgeDKinder

George’s new book:

https://www.amazon.com/dp/1960044001/ref=nosim?tag=thekindinst-20

Want to make your financial advisory business more efficient? Andrew Burgess, founder of AdvisorOps360, shares his journey from math major to operations expert. He talks about the shift from traditional advisor roles to running his own firm, which helps RIAs streamline their operations through training, development, and transition support.

Andrew highlights the importance of knowing the true value of your time as an advisor. By tracking your daily tasks, you can identify inefficiencies and delegate work that doesn’t maximize your skills. He also stresses the need to hire administrative support sooner rather than later.

Learn about flexible engagement models like hourly blocks, retainers, and project-based pricing, and discover how Andrew serves as a “defensive coordinator” for advisors. Don’t miss this chance to hear practical advice on outsourcing and operational strategies that can help your business thrive.


Andrew's Website and Social:

https://www.advisorops360.com/

https://www.linkedin.com/in/andrew-burgess-098828207/