Explorez tous les épisodes de Get Rich Slow Club
| Date | Titre | Durée | |
|---|---|---|---|
| 04 Mar 2024 | 50. How to decipher investor jargon | 00:22:45 | |
Let’s be honest: the world of investing can sometimes feel a bit…gatekeep-y. And while there can be many reasons for this, much of it stems from the language the industry requires. Whether you’re reading an ETF’s fact sheet or browsing a Bloomberg article, it’s common to find some terms you’ve never heard before. The good news is: once you’ve learned them, investing will feel much less complicated. In this session, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) cover the most common jargon you’ll hear from online brokers. They also break down what each term means, and how they relate to your get-rich-slow goals. After this episode, you’ll be ready to navigate broker websites like a pro! Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.
Natasha Etschmann is an Authorised Representative 1299881 of Guideway Financial Services Pty Ltd AFSL 420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative 1281540 of Sanlam Private Wealth Pty Ltd AFSL 337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 11 Mar 2024 | 51. How to boost your financial wellness feat. Larisha Jerome from First Nations Foundation | 00:28:04 | |
The more we learn about money, the more we realise that self-care, financial wellness, and financial literacy are entwined. When you neglect one, the other two inevitably follow. On the upside, by paying attention to your financial wellness, you can see a marked improvement in your daily life. To assist you in mastering your financial wellness, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) have partnered with Larisha Jerome. A proud Jarowair, Wakka Wakka & Wulli Wulli woman, Larisha is the Manager for Women’s Economic Empowerment & Business Education at First Nations Foundation. She is also a keynote speaker, non-executive director, and host of the Rich Blak Women podcast. In this episode, Tash and Ana speak to Larisha about money mindsets, and the concept of generational strength. Larisha also speaks about the relationship between financial literacy and wellness, and First Nations Foundation’s Indigenous Women’s Financial Wellness project. Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative 1299881 of Guideway Financial Services Pty Ltd AFSL 420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative 1281540 of Sanlam Private Wealth Pty Ltd AFSL 337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 18 Mar 2024 | 52. Should I invest in ETFs, or save for a home deposit? | 00:23:44 | |
Recently, the Get Rich Slow Club received an interesting question from a listener: Is it better for a person in their late 20s to funnel their savings and earnings into ETFs, or to work towards a home deposit via a high-interest savings account? While there’s no universally “correct” answer, there are a range of factors that can influence the decision. And by considering these factors in-depth, each listener can come closer to the right answer for their goals. In this episode, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) tackle this question head-on. They do this by exploring the considerations for each choice, and looking at potential options for anyone at this crossroads. If you’ve ever asked a version of this question, you’ll want to catch this ep! Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative 1299881 of Guideway Financial Services Pty Ltd AFSL 420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative 1281540 of Sanlam Private Wealth Pty Ltd AFSL 337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 25 Mar 2024 | 53. How to talk about wage transparency, income, and business finances feat Victoria Harris and Sophie Hallwright from The Curve | 00:50:49 | |
At the Get Rich Slow Club, there are (among other things) two topics we love discussing. One of them is wage transparency, financial literacy, and closing the gender pay gap. The other relates to side hustles, entrepreneurialism, and people who successfully monetise their passion. That’s why we’re thrilled to host two guests who combine both topics: Victoria Harris and Sophie Hallwright from The Curve. In a nutshell, The Curve is a platform that helps women feel more empowered around money. It’s a safe space for women to get investment-savvy, without the noise and confusion. In this episode, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) speak with Victoria and Sophie about all things financial literacy. They also cover how to speak about money with friends, and how to transition from a side hustle to a full-time business. Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative 1299881 of Guideway Financial Services Pty Ltd AFSL 420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative 1281540 of Sanlam Private Wealth Pty Ltd AFSL 337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 01 Apr 2024 | 54. HECS-HELP debt: should you pay it off early? | 00:17:51 | |
Are you an Australian citizen who has started a local uni degree in the last 35 years? If so, you’ll know about HECS-HELP debt. In the early stages of your career, HECS-HELP debt can be pretty easy to forget about. For starters, you don’t need to start making payments until your income reaches a certain threshold. And even then, it’s deducted from your salary, meaning it simply feels like another form of tax. It stands to reason, then, that many people would decide to let time and pre-tax income whittle it away. But here’s the kicker: the more you earn, the more you’re required to pay towards the principle. And here’s the second kicker: the debt is indexed to inflation. In other words, when inflation increases, so does what remains of your HECS-HELP debt. Armed with this knowledge, is it worth making additional payments to clear your HECS-HELP debt? In this session, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) explore this very topic. In doing so, they discuss how HECS-HELP debt works, and then dissect the arguments for and against paying it off early. By the show’s wrap, you’ll have a clearer idea of how to make the right decision for your goals. Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative 1299881 of Guideway Financial Services Pty Ltd AFSL 420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative 1281540 of Sanlam Private Wealth Pty Ltd AFSL 337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 03 Apr 2024 | BONUS | New Book | How To Not Work Forever | 00:09:21 | |
Guess what? The Get Rich Slow Club has written a book! "How to Not Work Forever" will be hitting online bookstores soon, so in this bonus episode, Tash and Ana give you a run-through of what you can expect from it, and how it will help your Get Rich Slow journey. Listen to the full episode, or preorder your copy today! Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative 1299881 of Guideway Financial Services Pty Ltd AFSL 420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative 1281540 of Sanlam Private Wealth Pty Ltd AFSL 337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 08 Apr 2024 | 55. How to pursue impact and sustainable investing through venture capital feat. Zarmeen Pavri | 00:31:25 | |
In the investing space, there are two concepts which have gained a lot of traction lately. One is “venture capital” – or, to put it oversimply, investment in startups. The other is “impact investing” or “sustainable investing”, which we’ve touched on in a previous episode. That’s why the Get Rich Slow Club is thrilled, then, to host a guest who combines expertise in both. In this episode, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) chat with Zarmeen Pavri. A partner at venture capital and advisory group SDGx, Zarmeen’s work focuses on solutions that address UN Sustainable Development Goals (SDGs). Whether you want to understand how venture capital works, or you want to delve deeper into sustainable investing, you’ll love this session! Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 15 Apr 2024 | 56. Which ETFs should you buy together? | 00:22:05 | |
Many investors are perfectly happy to invest in just one ETF (or none, for that matter). However, some of our listeners prefer to invest in a diverse portfolio of Exchange-Traded Funds. For these investors, choosing the right ETF pairing can make a big difference. After all, some ETFs overlap in their assets, while others are diametrically opposed in their strategies. In this episode, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) discuss which ETFs pair well together. They also detail what to look for if you’re trying to choose complementary ETFs. After listening to this episode, you’ll feel much more confident in choosing the right range of ETFs for your goals. Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 22 Apr 2024 | 57. How to work towards Financial Independence Retire Early (FIRE) feat. Dave Gow from Strong Money Australia | 00:46:54 | |
“Financial Independence Retire Early – or FIRE”. The name is so epic that the concept practically sells itself. However, there’s nothing clickbaity about the road to FIRE. Like many topics we cover on this podcast, FIRE requires structure, consistency, and a long-term plan. The good news? With enough of those three qualities, FIRE can be attained by virtually anyone. Few people embody this better than Dave Gow, founder of Strong Money Australia and co-host of the Aussie FIRE podcast. Having reached FIRE by age 28, Dave now shares his FIRE experiences with people across Australia. And in this episode, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) chat with Dave about all things FIRE. If you’re working towards Financial Independence yourself, you’ll get a kick out of this session! Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 29 Apr 2024 | 58. Ana Kresina's career journey from arts to finance | 00:34:59 | |
Have you ever wondered how the Get Rich Slow Club became the Get Rich Slow Club? In this episode, you can learn all about one half of the duo. Join Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) as they explore Ana’s career and wealth journey. They also share their tips for upskilling, pivoting professions, and following your passion. By listening to Ana’s story, we hope you can find some inspiration for your own future plans! Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 06 May 2024 | 59. What you need to know about share registries feat. Ibrahim Hussein from Computershare Australia and New Zealand | 00:43:19 | |
Share registries are like franking credits or family trusts: most people don’t think about them until they become investors. In fact, if you’ve never (or rarely) invested before, your eyes might have understandably glazed over at “share registries”. However, whether you’re a would-be, novice, or seasoned investor, it pays to learn more about share registries. The better you understand them, the better equipped you’ll be to make the right choices for your investing journey. To give you the deep dive you deserve, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) welcome the perfect guest for this topic: Ibrahim Hussein, Head of ETFs at Computershare Australia and New Zealand. In this episode, Ibrahim chats with Tash and Ana about all things share registry, and answers some common insights. And because this is the Get Rich Slow Club, they also delve into some ETF insights. Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 13 May 2024 | 60. Our top frugal hacks feat. Hayden Smith from Pearler | 00:30:54 | |
On the journey to getting rich slow, frugality can often seem like a less flamboyant travel companion. However, when deployed wisely, frugality can be a game-changer in any long-term wealth-building quest. That’s why Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) have devoted this episode to their top frugal hacks. They’re joined in this endeavour by Hayden Smith, co-founder and Chief Technology Officer at Pearler. Beyond being the technical mind behind Pearler, Hayden is also a renowned disciple of frugality. In this episode, they ponder a range of crucial frugality questions, including: - What’s a good price per kilo for clothing? - How much cake mix is TOO much (even if it’s really cheap)? - Are budget airlines worth the discounts? - What’s acceptable to take from a hotel, and what is theft? If you’ve been looking to upgrade your frugality game, this is the episode for you! Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 20 May 2024 | 61. "I only invest in two ETFs. Am I diversified enough?" | 00:17:17 | |
Recently, a Get Rich Slow Club listener asked Tash and Ana an interesting question (which we’ve paraphrased below): “I invest in two ETFs which track the S&P 500 and the ASX 200. Should I be diversifying even more, or should I stick to what feels good (and easy), which is automatically investing in the ETFs I currently have?” Tash and Ana love questions like this, because they get to the crux of getting rich slow. That’s why they’ve committed this episode to approaching it from every angle. If you’ve ever wondered how much diversification is “enough”, you won’t want to miss this session! Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 27 May 2024 | 62. Lessons from growing a business to $3 million feat. Jai Howitt | 00:40:45 | |
Starting a business can be an effective way to accelerate your wealth, but it doesn’t come without risk. The problem is, not many entrepreneurs are willing to speak openly about the mistakes they’ve made in their own businesses. In this episode, though, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) are joined by someone who is game to shatter that taboo. Jai Howitt is a travel photographer and entrepreneur who founded a company which skyrocketed to $3 million in revenue. After reaching this milestone, Jai encountered some business hurdles – which he shares with the Get Rich Slow Club in-depth. You may come for the tales of success, but you’ll stay for his refreshing honesty! Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 03 Jun 2024 | 63. Dividends 101: What to do with any dividends you earn | 00:22:40 | |
Receiving dividends can be one of the great joys of investing. For starters, they can serve as a reward for your investing patience. Secondly, if you reinvest them wisely, and the market conditions are favourable, they can maximise the effects of compound interest. However, the act of navigating the dividends process can sometimes feel a bit murky. To clear the waters, Tash and Ana devote this episode to all things dividends. Throughout this session, they cover what dividends are, how they’re paid, and which investments have historically paid them. They also explore how to reinvest any dividends you earn, along with the pros and cons of dividend reinvestment plans. Think of this episode as your crash course in dividends! Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 05 Jun 2024 | 64. How to transition from employee to business owner feat. Emma from The Broke Generation | 00:40:29 | |
On this podcast, Tash and Ana have hosted an array of business owners. Each of them has brought a unique perspective to the table, and (we hope!) inspired our listeners in different ways. In the wake of these guests, the Get Rich Slow Club has received a frequent question from their audience: “How do I make the switch from being an employee to a business owner?” In this session, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) host someone who dives into this very topic. Emma Edwards is the founder of The Broke Generation, author of Good with Money, and someone who successfully made the leap from employee to entrepreneur. Together, Tash, Ana and Emma discuss their experiences with quitting jobs for business; how they made the decision; and what they’d do differently if they had their time again. Anyone who is even thinking about making the leap will not want to miss this ep! Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 10 Jun 2024 | 65. How to buy the right investment property feat. Cate Bakos | 00:47:40 | |
People have different views on the idea of real estate as a form of investment. However, there’s one detail on which pretty much everyone agrees: investing in property is expensive. That’s why anyone who invests in property wants to ensure they make the right choice. In this session, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) chat with someone who’s uniquely qualified on this subject. Cate Bakos is a qualified buyers agent, owner of Cate Bakos Property, and author of The Buy Right Approach to Property Investing. During her chat with Tash and Ana, Cate shares her checklist for anyone inspecting a property. She also covers her tips for buying at auction, and how a buyers advocate can be invaluable. Join us for this deep dive into all things property investing! Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 17 Jun 2024 | 66. Get Rich Slow Club's Financial Year in Review | 00:21:38 | |
The End of Financial Year may not be the most exciting date in your calendar. However, it does provide an opportunity to reflect on your money habits over the past 12 months. By reviewing how we’ve spent, saved, and invested, we can better shape our plans for the next financial year. And that, friends, is exactly what Tash and Ana seek to do in this episode. Join them as they share:
Listen in, and you might find some inspiration for your own Financial Year in Review! Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 19 Jun 2024 | 67. How to find money to invest feat. Emma from The Broke Generation | 00:37:13 | |
Forming an investing strategy is good and well, but many miss a crucial step: actually finding the money to invest. While it might sound obvious, it’s a detail which many financial plans overlook. In this session, Tash and Ana welcome back Emma from The Broke Generation to address this very issue. Join the three of them as they discuss how to secure more money for investing. This includes:
They also provide detailed breakdowns and examples of each method. Enjoy, and happy investing! Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 24 Jun 2024 | 68. How to prepare for tax time feat. Lawrence Petruzzelli from MDB Taxation | 00:39:43 | |
Tax time may not be a highlight in your calendar, but it pays to be prepared for it. This is especially true when you invest, since you’ll likely face additional tax obligations. However, it isn’t a stretch to say the Australian tax process can feel a bit convoluted. To help you better understand it, Tash and Ana welcome Lawrence Petruzzelli from MDB Taxation & Business Advisors onto the podcast. Together, the three discuss how the average investor can get the most from their accountant for their tax return. They also dive into some thorny topics, from Capital Gains Tax to ATO debts. Give us an episode’s worth of your attention, and we’ll give you something to think about! NOTE: The Get Rich Slow Club does not provide personal tax advice, and this episode covers general advice only. Please consult your tax adviser for your individual situation. Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 26 Jun 2024 | 69. Is investing in VDHG long-term a good idea? | 00:25:45 | |
VDHG is a very popular investment within the Australian long-term investing community. It was no surprise, then, when a listener recently asked us: “Is investing in VDHG long-term a good option?” At the Get Rich Slow Club, we don’t like to deal in “good investments” or “bad investments”. After all, the right investment for you might be the wrong choice for someone else. That’s because VDHG’s (or any asset’s) suitability for you can depend on a range of factors, from your risk tolerance, to the amount you want to invest. In this session, we discuss these different factors in-depth. By doing so, we hope to help you feel empowered about choosing your investments – whether it’s VDHG or anything else. Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 01 Jul 2024 | 70. Card Points 101: How to make the most of rewards | 00:27:27 | |
As a general rule, the Get Rich Slow Club approaches credit card points with a wary eye. Anything that compels us into spending more money clashes with our philosophy, and points can fall into that category. With that said, there are obviously times when we need (or simply want) to spend money. At moments like these, points can be a nifty hack in our quest to get rich slow. That’s why, in this episode, Tash and Ana dive into the weird world of bonus points. Beyond providing an overview on how they work, they also compare the pros and cons of different points systems; explore how to earn them easily; and discuss how to spend them for maximum effect. Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 03 Jul 2024 | 71. What buying a $100 moisturiser taught me about money feat. Emma from the Broke Generation | 00:39:36 | |
Emma from The Broke Generation has shared some deep wisdom on this podcast. However, while practical strategies and structured insights are useful guides, there are moments in which we learn all we need from a single experience. In this session, Tash details how the purchase of a $100 moisturiser altered her relationship with money. At a glance, it seems like a strange catalyst for change. However, for Tash, the moisturiser symbolised a fork in the road – a choice about the life she wanted to live. Whether or not you use moisturiser yourself, you’ll be able to relate; we all have our own “$100 moisturiser”, and how we respond to it can influence how we manage our finances. Tune in for the anecdotes, and leave with a fresh perspective on your own money habits! Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 08 Jul 2024 | 72. What are the differences between investing in and out of super? | 00:31:47 | |
Tash and Ana recently received a thought-provoking question from a listener named Angela: “I’m new to the world of investing and looking to get started. What are the differences between putting more money into superannuation, compared to ETFs? I’m a sole trader, so I can decide how much I invest in super.” Firstly – thanks for sharing your question, Angela! Secondly – this is a pertinent topic, since we’ve received versions of this questions from multiple listeners. That’s why, in this episode, we set out to compare the potential pros and cons of super and ETFs. As a bonus, we also discuss the tax changes in this new financial year, and how they may impact you. Enjoy! Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 10 Jul 2024 | 73. Why a year of sacrifice is needed feat. Emma from the Broke Generation | 00:38:54 | |
Tash and Ana’s conversations with Emma from The Broke Generation have become the stuff of legend. In past episodes, they’ve covered an array of topics, spanning from budgeting techniques to moisturiser. This time around, they get a bit more philosophical – and you’ll be glad they did. In this session, Emma shares her learnings from a year of sacrifice, and how the experience shaped her money habits. By finding lessons in adversity, we’re able to build resilience and inform our get-rich-slow strategies at the same time. And that’s precisely what Tash, Ana and Emma hope you take from this ep. Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 15 Jul 2024 | 74. Why we need systemic financial change | 00:48:03 | |
Conversations around gender-based financial inequality often focus on how far we’ve come as a society. While it’s important to celebrate, we also shouldn’t lose sight of how much change remains ahead of us. To this day, financial hardship and homelessness still disproportionately affect women in Australia. And for all of our collective focus on individual efforts, there needs to be systemic financial change if we want to see results. In this episode, Tash and Ana speak with someone who is striving to bring this systemic inequality to an end. A financial educator at Sprout Education, Jenny Rolfe-Wallace also hosts the international award-winning podcast It’s Not About The Money (Australia). Join Jenny as she talks with the Get Rich Slow Club about financial intersectionality, gender-based poverty, and what we can do about it. Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 17 Jul 2024 | 75. How one of the world's best investors averages 20% returns every year | 00:37:33 | |
The name “Warren Buffett” has almost become synonymous with investing success. As the 10th richest person in the world, Warren Buffett is arguably one of the world’s most famous investors. You’d be forgiven, then, for assuming his investing strategy involves access to assets most of us could never even fathom. Surely, without his deep pockets and mind for numbers, his approach would be too risky for the rest of us. …right? Actually, no. For all his investing returns, Warren Buffett’s investing philosophy closely resembles that of the Get Rich Slow Club. It’s steady, methodical, at times boring, and accessible to everyone. And in this session, Tash chats with Brandon from New Money about how Buffett does it. Your crash course in Warren Buffett’s investing strategy awaits! Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 22 Jul 2024 | 76. First Home Super Saver scheme and what you need to know about it | 00:20:54 | |
In case you’ve missed it, the First Home Super Saver (FHSS) scheme is an initiative that does what the name suggests. With the FHSS, you can save for your first home deposit within your superannuation. By doing so, you can aim to benefit from certain advantages that don’t apply to shares or savings accounts. Like so much in super, the details surrounding the FHSS can feel a bit muddled. That’s why Tash and Ana have devoted this session to discussing the FHSS, how it works, and how it can help you save for a home. Give them an episode, and they’ll give you a primer in the First Home Super Saver scheme! Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 24 Jul 2024 | 77. Is it better to buy individual shares or ETFs? | 00:21:10 | |
Value investing is a strategy often favoured by those seeking to play a more active role in their investments. Touted by Warren Buffett, it involves finding companies that the investor believes to be undervalued, then buying them before the market recognises their worth. To be fair, it’s not as speculative as some other active styles of investing. Even so, its focus on beating the market puts it at odds with the Get Rich Slow philosophy. It also usually prioritises individual shares over ETFs, which long-time listeners will know we love. Of course, you might not share the Get Rich Slow Club’s reservations around value investing. Seeking potentially undervalued individual shares over ETFs might align perfectly with your risk tolerance. So, in the spirit of open dialogue, Tash and Ana spend this episode delving into value investing. To add more flavour to the discussion, they’re joined by Brandon from New Money – a staunch supporter of value investing. Whether you prefer individual shares or ETFs, you won’t want to miss this! Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 29 Jul 2024 | 78. Demystifying tax in Australia & what you can claim as a deduction | 00:27:38 | |
I think we can all agree that, unless you work for an accounting firm or the ATO, tax is preeeeetty mystified. Fortunately, this episode has emerged from the ethers of EOFY to right that wrong. In this session, Tash and Ana are joined by award-winning accountant Natalie Lennon, and together, they demystify tax. Wondering about marginal tax rates? They discuss them! Have questions about tax on investments? You’ll want to hear their answers! Together, they run the A to Z on the ATO’s domain. After this episode, tax time will feel that little bit more manageable. During our chat about claiming working from home expenses, Nat refers to occupancy expenses. As with all tax deductions it is important to get advice on your individual situation. There is some examples on the ato website - https://www.ato.gov.au/individuals-and-families/income-deductions-offsets-and-records/deductions-you-can-claim/working-from-home-expenses/occupancy-expenses Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 31 Jul 2024 | 79. Tax time FAQs | 00:30:51 | |
Last episode, Tash, Ana, and award-winning accountant Natalie Lennon discussed some of the most common queries around taxes. In doing so, their aim was to remove the shroud of uncertainty that so often surrounds tax time. However, the Get Rich Slow Club is, first and foremost, a community-led podcast. That’s why, in this episode, Tash and Natalie respond to tax-related questions from their listeners. From “Is it worth seeing an accountant if I earn a low income?” to “Do I need to pay tax on my shares if I haven’t withdrawn anything from them?”, these queries run the gamut. Tun in, because to quote your old high school teacher (you know which one): “If someone else has asked the question, you probably will as well.” Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 05 Aug 2024 | 80. The First Home Guarantee - What is it and who can use it? feat. Alan Hemmings | 00:30:13 | |
Homes are expensive. They’re hard to buy if you don’t already own one. Same page? Great. In recent years, government programs such as the First Home Super Saver (FHSS) scheme have become more common. The aim of these schemes is to remove some of the barriers to home ownership. However, while the FHSS aims to augment your deposit savings rate, it doesn’t reduce the size of the deposit required. The First Home Guarantee seeks to change that. Via the First Home Guarantee, an eligible buyer only requires a deposit of 5% to secure a mortgage. But, as with many government-backed schemes, there are an array of caveats and conditions at play. To help you know whether it’s right for you, we spend this session covering it from A to Z. feat. Alan Hemmings Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 12 Aug 2024 | 82. Buying property, freezing eggs, and getting better with money | 00:39:19 | |
We all understand the types of goals our money habits can help us fulfil, right? Home ownership, emergency fund creation, early retirement, freezing eggs… You may have read those last two words and thought: “Finally, someone is tackling this topic!”. Or, you might have thought: “...huh?” The point is, getting rich slow is going to serve different goals for different people. And to shed light on this reality, Tash and Ana are joined by Molly Benjamin from Ladies Finance Club. In this episode, Molly discusses egg freezing, building an emergency fund, and budgeting with a girlfriend. Tune in to hear how money management can propel you towards all manner of different targets! Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 07 Aug 2024 | 81. 4 of our top financial lessons | 00:26:59 | |
To date, Tash and Ana have learned a lot about investing, money management, and personal finance. Some of these lessons were borne from successes in work, business, or investments. Others were learned the hard way, through mistakes or misfortune. In both cases, they’re eager to share their lessons with you. By doing so, they hope you can apply them to your own financial journey. In this session, Tash and Ana cover four of their most important money learnings, from “how to choose a partner in business (or life)”, to “how to create a financial safety net”. May these lessons put you in good stead for your own financial journeys! Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 14 Aug 2024 | 83. Bonds: what are they and should you be investing in them? | 00:36:11 | |
Recently, we received an interesting community question, which boiled down to: “What can you tell me about bonds? I’d be interested in investing in them as a way to balance risk, but I haven’t found many content creators who talk about them.” In this episode, Tash and Ana seek to remedy this. As part of their bond analysis, they chat with Scott Nanfro from Guideway Services. Together, the three cover a litany of bond-related topics, including:
Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 19 Aug 2024 | 84. I retired early, but my partner still has to work... & more dilemmas | 00:31:30 | |
Anyone who has spent time on Reddit will likely have heard of the subreddit AITA. And if you haven’t, we suggest Googling it, because we don’t want to curse in the episode description. For this Get Rich Slow Club session, Tash and Ana tackle some of their favourite personal finance-focused AITA threads. One of the threads raises the question: “AITA for retiring early while my girlfriend works a stressful job?”. Another ponders: “AITA for not paying for my friend’s broken sunglasses?” And as you might expect, Tash and Ana approach both through a Get Rich Slow lens. Whether you’re hoping to retire early or have bickered with your friends over money, this episode has something for you! Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 21 Aug 2024 | 85. Investing lessons from the best and worst decisions we've made feat. Equity Mates | 00:23:15 | |
You can read every resource ever published. You can watch every finance news broadcast ever recorded. And you can speak with every financial adviser under the sun. But sometimes, the investing lessons that stick with you are the ones you learn the hard way. And that, dear listener, is what this episode is all about. Join Tash as she chats with Bryce and Alec from Equity Mates. Together, the three of them share their best, worst, and first investments. Listen in so you can find some inspiration from their wins and learn to avoid their mistakes! Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 26 Aug 2024 | 86. How to prepare for your "Golden Years" in retirement | 00:43:51 | |
Retirement can be one of the most rewarding times in your life. However, we’ve all heard tragic stories of people who have retired with nothing – if they’re able to retire at all. As with so many aspects of getting rich slow, the earlier you plan for retirement, the easier it will be. And in this episode, Tash and Ana speak with a guest who has dedicated his career to this very subject. Drew Meredith is the author of The Golden Years: How to plan a happy and financially secure retirement. He is also a director and adviser at Wattle Partners, a Melbourne-based financial wealth management firm. In their chat, Drew, Tash and Ana discuss how much you actually need to retire, and how to secure it. They also explore the different considerations around investing inside and outside of super. Tune into this ep and upgrade your retirement plan! Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 28 Aug 2024 | 87. Is relocating for work worth it? & how Harry 10x his salary | 00:26:40 | |
You may have met someone who relocated for work. You may have done it yourself. Whether it’s for a higher-paying role, cheaper real estate, or simply a tree change, it can be an appealing thought. But when you weigh up all of the competing financial factors, is relocating for work worth it? This obviously isn’t a question anyone can answer with a simple “yes” or “no”. There are a range of factors which can influence the outcome, from the location to the job opportunity. Even so, when considering such a move, it can help to have a decision matrix. That’s why, in this session, Tash and Ana welcome a guest who is a living case study for relocating. Harry Wallace is a buyers advocate at home buyers advocacy firm Wallace Advocates. He also considerably grew his salary by relocating for work. In this session, he and the hosts discuss their experiences with professional relocation, and what they learned each time. They also share how much it cost them to relocate, and offer their tips for anyone looking to move. Vote for the Get Rich Slow Club in the Australian Podcast Awards Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 02 Sep 2024 | 88. The First Home Buyers' Guide – What's it like seeing a mortgage broker for the first time? | 00:33:38 | |
Knowing where to begin as a first home buyer can be a challenge. Alien terms abound – from “home loan pre-approval” to “stamp duty”. One such term is “mortgage broker”, which manages to sound both vague and specific at the same time. Fortunately, mortgage brokers don’t need to be another source of confusion. In fact, they can shed light on many of the mysteries surrounding first time home ownership. What’s more, they can help you navigate the sometimes labyrinthine mortgage application process. In this episode, Tash from the Get Rich Slow Club chats with Kobe Clarke-Jacobs from Finance with Kobe. Together, they explore how mortgage brokers can help first home buyers. This includes how brokers make their money from helping clients; which other professionals a first home buyer might want to see; and the government schemes from which a first home buyer might benefit. Tune in to prepare your first home buyer’s checklist! Vote for the Get Rich Slow Club in the Australian Podcast Awards Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 04 Sep 2024 | 89. "Should I split the money I made selling shares?"... and more dilemmas | 00:14:40 | |
We had a lot of fun running a personal finance edition of AITA a few episodes back. More importantly, our listeners seemed to enjoy it as well – which is why we’ve chosen to run it again. This time, the dilemmas are juicer than ever. For the first dilemma, we tackle an inheritance-based quandary, in which a poster asks: “AITA for not sharing the money I made selling the stocks I inherited when my sister made a lot less selling the stocks she inherited?” Next, we discuss an issue in a share house: “AITA for thinking my flatmate should replace my blender after she broke it?” Finally, we explore a conundrum in which the poster won some money – and is still reluctant to loan their sister $25,000. If you’ve lived through any of these dilemmas, you’ll want to hear this session for its insights. And if you haven’t, you’ll want to hear it for the drama. Vote for the Get Rich Slow Club in the Australian Podcast Awards Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 09 Sep 2024 | 90. Our best career hack: building a personal brand | 00:24:31 | |
There are countless TED Talks, LinkedIn posts, and subreddits dedicated to career hacks. But for all the content-friendly ideas out there, one hack seldom rates a mention: personal branding. While it may seem unrelated, building your personal brand can supercharge your career. For starters, it automatically expands your network – and therefore your opportunities. Beyond that, it also gives you leverage when negotiating your salary, and can empower you to launch a side hustle. In short, it’s a useful tool in your career toolkit. That’s why, in this episode, the Get Rich Slow Club will share their top tips for building a personal brand. They also cover the various benefits of personal branding, and share some insights from their own experiences. Vote for the Get Rich Slow Club in the Australian Podcast Awards Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 11 Sep 2024 | 91. Lessons from buying $1.2 million of property at age 22 | 00:44:21 | |
Online news publications are awash with headlines like: “This student bought a $4 million house at age 21” or “By her 24th birthday, she owned four properties”. But for all their clickbaity-ness, these articles often provide few lessons, and ample fuel for our insecurities. Tash and Ana wanted to change this reality – which is why they’re so excited for this episode. Harry Wallace is a buyers advocate at home buyers advocacy firm Wallace Advocates. He also, as the episode title suggests, bought a $1.2 million house at age 22. In this session, he breaks down exactly how he did it, what he learned, and what he would do differently. Regardless of where you are in your investing journey, you’ll find something to learn from Harry’s tale. Vote for the Get Rich Slow Club in the Australian Podcast Awards Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 16 Sep 2024 | 92. How to use Atomic Habits to make you rich | 00:22:56 | |
The international bestselling book “Atomic Habits” has inspired people around the world. Regardless of their goals or lifestyles, readers have used the book’s principles to set more positive habits for themselves. And while many of the concepts are applicable to any walk of life, they’re especially useful for personal finance. In this episode, Tash and Ana break down how to apply Atomic Habits to get rich slow. The ideas range from creating hurdles to accessing your money online; to implementing savings hacks via online shopping; to investing automatically with your spare change. Get ready to get atomic with your wallet! Vote for the Get Rich Slow Club in the Australian Podcast Awards Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 18 Sep 2024 | 93. Ask an adviser: are REITs worth investing in? | 00:31:53 | |
A phrase you’ll often hear on this podcast is: “When in doubt, speak to a financial adviser”. The key reason we suggest this is because financial advisers can offer personalised advice, which is obviously something that no podcast can do. Beyond that, though, financial advisers are licensed to comment on financial matters. And, when you find a good one, they can frame things in a light you may never have considered before. That’s why Tash is thrilled to host financial adviser and founder of Pivot Wealth, Ben Nash. In their chat, they dive into the world of Real Estate Investment Trusts, from “how do they compare to physical property?”, to “What’s the deal with buying property through a trust?”. Bring your REIT queries, and Ben and Tash will bring some ideas! Vote for the Get Rich Slow Club in the Australian Podcast Awards Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 23 Sep 2024 | 94. "Can I invoice my friend for leaving my wedding early?"... and more wedding dilemmas | 00:22:59 | |
There are certain inalienable truths you learn when you become an adult. Groceries always cost more than you think they will. “Don’t bring anything” never really means “don’t bring anything”. And weddings can be surprise sources of drama. In this episode, Tash and Ana discuss some live case studies in which wedding drama and personal finance intersect. From “Should I pay for my friend’s laptop after spilling a drink on it at a wedding?”, to “Can I invoice a friend for leaving my wedding early?”, they dive into some juicy scenarios. Whether you’re getting married, gotten married, or attending a wedding anytime soon, you’ll want to catch this tea. Vote for the Get Rich Slow Club in the Australian Podcast Awards Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 25 Sep 2024 | 95. How to start investing with $5 | 00:17:05 | |
Investing can feel daunting – especially when you hear stories of seven-figure shares portfolios. However, you don’t need to part with the bulk of your monthly income to become an investor. In fact, with micro-investing platforms, you can create an investment portfolio with as little as $5. In this session, Tash and Ana explore micro-investing, and discuss its pros and cons. They also compare it to other styles of investing, and detail how you could get started with it. Vote for the Get Rich Slow Club in the Australian Podcast Awards Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 30 Sep 2024 | 96. Which micro-investing platform is best for you? | 00:15:10 | |
Last episode, the Get Rich Slow Club explored micro-investing – the idea of creating an investment portfolio with as little as $5. In that chat, they covered what it’s all about, and how it stacks up against other investing strategies. This time around, Ana is chatting to Hayden Smith from Pearler and they are taking it even deeper. Join the Get Rich Slow Club’s co-hosts as they compare some of Australia’s most popular micro-investing platforms. They also share their own experiences with micro-investing, so that you might seek inspiration from their trial and error. Come with a head full of questions, and leave with a mind full of ideas! Vote for the Get Rich Slow Club in the Australian Podcast Awards Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 02 Oct 2024 | 97. Tash's career journey: from support worker to finfluencer | 00:30:30 | |
We love questions at the Get Rich Slow Club. And since launching, one question has appeared frequently from our community. People have used different wording, but it pretty much boils down to: “How did @Tashinvests become @Tashinvests?” Sure enough, her transformation from Natasha Etschmann the support worker into @Tashinvests the content creator didn’t happen overnight. It also isn’t something we could summarise in a sentence. HOWEVER, someone MIGHT be able to summarise it in a podcast episode. And that, folks, is what the Get Rich Slow Club is doing today. They leave no stone unturned in this session; no juicy detail omitted. Whether you’ve wondered about Tash’s history or you're looking for inspiration on your own side hustle, this is an episode you’ll want to catch. Vote for the Get Rich Slow Club in the Australian Podcast Awards Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 07 Oct 2024 | 98. “How do I make long-term investing less boring?” | 00:18:00 | |
Recently, a Get Rich Slow Club listener sent Tash and Ana an interesting question: “I’ve been investing into low-cost ETFs for almost a year now. Everything is going really well; I’ve automated all of the payments, so I don’t have to lift a finger. “The only problem is that it’s really boring. Everyone says it’s how investing should be, but I really think I need a way to spice things up and stay interested. Any suggestions?” Firstly, thanks for asking the question. Secondly, congratulations! The fact that you’re finding it boring is a good problem to have, and suggests that you’ve been investing sensibly. Thirdly, you’re certainly not alone – a lot of long-term investors can find the process boring. That’s why, in this episode, we’ll be exploring some options for spicing up our investing approach whilst still remaining true to our “get rich slow” principles. Vote for the Get Rich Slow Club in the Australian Podcast Awards Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 09 Oct 2024 | 99. Travelling on a budget - our best travel hacks | 00:18:54 | |
Smashed avo on toast incurs a lot of blame for the wealth divide, but there’s another pursuit that attracts even more criticism: travel. “No wonder young people can’t afford a home,” a lot of headlines decry. “They’re spending all of their money on trips overseas!” It likely won’t surprise you to hear this, but we’ll say it anyway: getting rich slow doesn’t prohibit travelling. Sure, depending on your timeline, you might need to make some compromises. But provided you apply some budgetary discipline, you can have your passport and use it too. To help you prepare, Tash and Ana share their top trips for planning Get Rich Slow Club-friendly holidays. Travelling on a budget has never been easier! Vote for the Get Rich Slow Club in the Australian Podcast Awards Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 16 Oct 2024 | 101. How to teach kids about money and investing | 00:40:10 | |
Teaching kids about responsibility can be a challenge. Teaching adults about money can also be hard. It’s understandable, then, that many people believe that teaching kids about money is an enormous hill to climb. By contrast, we believe that talking to kids about money is a lot like long-term investing: the best time to start is today. That’s why, in this session, the Get Rich Slow Club focus on teaching kids about money and investing. For this endeavour, they’re joined by Pearler CEO and co-founder Nick Nicolaides. If you’re not sure how to approach the money conversation with a young person in your life, tune in! Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 14 Oct 2024 | 100. Our top 10 lessons from 100 episodes | 00:23:42 | |
You read that right: the Get Rich Slow Club has officially released 100 episodes! It’s been a wild ride, and we couldn’t have done it without you. (Seriously – without any listeners, Tash and Ana would be talking to themselves). Many of our listeners have been with us since the first episode, and we love you for your support. However, for all the amazing humans who tuned in later, we get that listening through 100 episodes might feel daunting. That’s why Tash and Ana have seized this opportunity to reflect on the key lessons from the podcast to date. Enjoy the episode – and thanks for being a part of the journey so far! Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 21 Oct 2024 | 102. Investing for kids – which app is the best? | 00:18:51 | |
Back in episode 29, we covered some of the key ways that parents or family members can invest for kids. This time, the Get Rich Slow Club is going much deeper, and comparing some of the most popular kids’ investing apps in Australia. Of course, we recognise that families take an array of different shapes. Some people may want to invest for their children (either current or future); some might have friends’ or families’ kids for whom they would like to invest; and some people don’t want or aren’t able to have kids. If children are a difficult topic for you, please feel free to skip this episode. However, should you wish to understand more about the kids’ investing options out there, this session could help. Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 23 Oct 2024 | 103. Olivia's investing journey | 00:35:51 | |
The expression “[INSERT RELATABLE PERSON] is all of us” came and went a few years ago. In this episode, though, we’d like to temporarily bring it back. For Olivia Fitzpatrick – money coach and mastermind behind @hermoneysworth – truly is ALL OF US. Join the Get Rich Slow Club as they chat with Olivia about her money journey to date. Throughout the session, Olivia shares her experiences with investing, buying a first property, leaving teaching to make more money, and navigating finances with her partner. For some listeners, the challenges that Olivia has overcome will feel all too real. For others, her insights may offer ideas for Future Financial You. Either way, there’s something for everyone! Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 28 Oct 2024 | 104. Buying a home vs renting: which is smarter financially? | 00:19:14 | |
Let’s say you could travel back in time to the early ‘90s. If you were to ask a thirtysomething Boomer which decision is smarter – buying a home or renting – they’d likely laugh in your face. Sure, interest rates were higher (as older Aussies often bring up), but prices were lower compared to the average income. Like, much lower. In the face of these figures, one choice stood out as the more sensible option. But these days? It’s not so cut and dry. There are an array of factors which can influence your decision in this current climate… so many, that we won’t try to cram them into this brief description. Instead, we’ll leave it to Tash and Ana to crunch the numbers, compare the stats, and help you find your answer. Enjoy! Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 30 Oct 2024 | 105. We spent the week with 50 people planning to retire early | 00:31:54 | |
The term “Financial Independence Retire Early” is bandied around a lot in the investing community. But how do you reach it? And what does it involve on a day-to-day basis? To find out, Tash and Ana spent a week with 50 FIRE-seekers from Tribe FI. In this episode, the Get Rich Slow Club co-hosts share their findings from their seven days of FI immersion. Whether you’re working towards early retirement yourself, or simply curious about the lifestyle, you won’t want to miss this. Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 04 Nov 2024 | 106. How to pay off your mortgage early | 00:16:54 | |
Do you know what the word “mortgage” actually means? It was originally a French term which – quite literally – translated to “death pledge”. In other words, it was envisaged as a debt which can follow you to the grave. These days, it doesn’t even stop there – mortgages often transfer to next of kin upon a mortgagee’s death. But do mortgages really need to haunt every inch of our mortal coal, latching onto our loved ones when we leave the realm of the living? No. No they don’t. And in this episode, you can hear some strategies for prematurely snuffing that debt pledge from existence. Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 06 Nov 2024 | 107. Decision fatigue and how to avoid the Comparison Trap | 00:32:13 | |
Anyone who has spent time on TikTok, Instagram, or even Facebook will be familiar with the Comparison Trap. We log on, scroll for a while, and we find a peer who’s living a seemingly perfect life. It doesn’t make sense: the poster is your age, and earns around your wage. How can they afford to live a life of luxury when you feel like you’re struggling to get ahead? Recently, a TikTok reel by @jen.rothwell touched on this very topic. And in this session, @tashinvests and Olivia from Her Money’s Worth use this reel as a launchpad to discuss the Comparison Trap. If social media has ever left you feeling behind the curve, this episode will give you a fresh perspective. Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 11 Nov 2024 | 108. LICs vs ETFs | 00:20:19 | |
This podcast has spoken about ETFs – or exchange-traded funds – on many occasions. A kind of all-in-one investment, ETFs seek to track a particular index, commodity, sector, or basket of assets. In recent years, they’ve become popular with long-term investors who wish to diversify in one buy. Okay, ETFs – we get those. But what about LICs, or Listed Investment Companies? If you read about both, they can seem quite similar; in fact, many people refer to both LICs and ETFs as baskets of assets. In truth, though, LICs and ETFs have some marked differences. And depending on your investment goals, one may suit you in ways that the other doesn’t. Worry not, for after this episode, you’ll have a clearer idea of which is right for you! Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 13 Nov 2024 | 109. The importance of buying assets, and money EQ/IQ | 00:58:10 | |
At the Get Rich Slow Club, we often talk about investing and financial literacy in aspirational terms. We showcase people who have retired early after investing in shares, or built their way towards property empires. However, there’s another, deeper reality at play: sometimes, investing can make the difference between stability and disaster. Perhaps no-one better exemplifies this than Marion Mays – money EQ and IQ coach, and founder of Money Strong. Following the birth of her first child, Marion contended with a string of hurdles. These spanned from her transition to becoming a sole parent, to health and developmental issues which required her to be a full-time carer for her son for seven years. Despite these challenges, Marion managed to stay afloat thanks to the financial buffers she had built for herself. Now, Marion is committed to ensuring other historically marginalised Australians have the financial tools they need to thrive. Think of this episode as your financial disaster preparedness kit! Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 18 Nov 2024 | 110. Should I invest in DHHF or VDHG? | 00:14:17 | |
At The Get Rich Slow Club, we’re always looking to bring you actionable insights on investing. This episode, we’re taking a closer look at two high-growth ETFs that could be key to building a secure and prosperous future: Vanguard’s VDHG and BetaShares' DHHF. These two funds offer compelling options for different investor types, from those seeking a bit more stability to those going all-in on growth. On one side, we have VDHG, with a small bond allocation for a touch of security. On the other hand, there’s DHHF, for investors focused chiefly on equity exposure. This episode will help you understand the practical differences between these ETFs, from tax considerations and fees to global diversification and rebalancing strategies. Think of it as your guide to high-growth investments that balance risk and reward, whether you're just starting or seeking to build long-term wealth. Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 20 Nov 2024 | 111. How to nail the job interview | 00:45:23 | |
Career coach Nabila Farhat shares her insights on strategic career growth and job searching. With over a decade of recruitment experience, Nabila explains her approach of helping clients clarify their career goals and build personalised roadmaps that align with their passions and values. Throughout the episode, Nabila provides actionable advice for job seekers, focusing on clarity and tailored applications. She stresses the importance of standing out in a competitive job market, offering practical strategies for crafting impactful resumes that highlight achievements over responsibilities. This episode is a must-listen for anyone looking to take intentional steps toward career success. Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 25 Nov 2024 | 112. VAS vs VDHG | 00:16:56 | |
In this episode, we dive into the popular Vanguard ETFs, VAS (Vanguard Australian Shares Index ETF) and VDHG (Vanguard Diversified High Growth ETF). We break down their key differences, what they offer investors, and whether combining the two is a good idea. Learn about their holdings, historical returns, and how they fit into a diversified portfolio. We also share our personal wins and challenges with subscriptions, tax time, and outsourcing tasks like bookkeeping. Plus, we reflect on the importance of balancing frugality with enjoying small luxuries, like a great cup of coffee and meaningful conversations. We also tackle the debate: should you stick with one ETF or mix and match? Whether you're building your portfolio from scratch or refining your approach, this episode will help you make informed decisions about your investments. Tune in for actionable tips to get rich, slow! Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 27 Nov 2024 | 113. Peta's business journey: her lessons and learnings | 00:49:06 | |
In this episode, we chat with Peta Serras about her entrepreneurial journey. Peta shares the highs and lows of starting and running her business, the key lessons she’s learned along the way, and how she balances the demands of entrepreneurship with her personal life. It’s not always about doing more work, sometimes it’s about being more strategic with what you’re doing! Peta’s inspiring story will leave you with actionable insights, whether you're a seasoned entrepreneur or just starting out. Connect with Peta Serras on Instagram at @professionalbabe for more on business strategy, consulting, and marketing. Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 04 Dec 2024 | 115. A plumber's journey to FIRE | 00:42:24 | |
This week, we chat with Rob from Tribe FI Australia about his inspiring journey from employee to business owner, taking an 18-month break to travel, and the lessons learned along the way. He shares how pursuing Financial Independence (FI) isn’t just about the money—it’s about freedom, purpose, and connection. We delve into Rob’s experience running a FIRE event with no prior expertise, emphasising the power of stepping outside your comfort zone. He also highlights the importance of building a supportive community, proving that FI is better achieved with friends by your side. If you’re pursuing FI or have already reached it, Tribe FI Australia offers a space to share stories, find inspiration, and give back. Rob’s story is a reminder that financial independence isn’t just a goal; it’s a lifestyle built on freedom and community. Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 02 Dec 2024 | 114. Will the stock market ever completely crash? Is investing worth the risk? | 00:33:12 | |
In this episode, we dive into the question: Can a steady 5.5% savings rate beat the uncertainty of chasing 7% in shares? With Owen Rask, we debate the risk-reward trade-off and the purpose of investing when returns aren’t guaranteed. Is it worth taking the plunge, or should we play it safe? We explore fears of total market collapse and the impact of slowing population growth, with lessons from Japan’s stagnation. Can markets keep growing, or are we heading for long-term flat returns? How can investors stay calm during volatility? Finally, we unpack myths about beating the market and the role of diversification. Does it safeguard portfolios or simply cap returns? With big questions about indefinite growth, we challenge assumptions and explore how to navigate the future. Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 09 Dec 2024 | 116. ETFs vs managed funds | 00:15:52 | |
In today’s episode of Get Rich Slow Club, we explore the differences between Exchange Traded Funds (ETFs) and Managed Funds, addressing the common confusion surrounding these investment options. Are they the same? Which one is better for your goals? We break it all down, helping you understand when and why you might choose one over the other. We discuss what ETFs and Managed Funds are, outlining their management styles, trading processes, fees, and performance. You’ll learn how ETFs are often passively managed and traded like stocks on the exchange, providing liquidity and lower fees, while Managed Funds involve active management aimed at outperforming benchmarks but often come with higher costs. This episode is packed with practical insights for investors at any level. Whether you're new to investing or refining your strategy, we’ll help you take the guesswork out of deciding between ETFs and Managed Funds. Don’t forget to follow us on Instagram for more tips and updates! Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 11 Dec 2024 | 117. Should I invest in shares, property, or a business? With Owen Rask | 00:47:13 | |
This week, Owen Rask joins us to explore the big question: shares, property, or business—which has the highest potential return? Drawing from his background as a business owner and investment analyst, Owen shares insights on balancing and combining these investments for a diversified strategy. He breaks down how risk, returns, and market conditions shape decision-making in these asset classes. We dive into the nuances of each option, from property’s tax advantages to the challenges of starting a business and the accessibility of shares. Owen explains how beginners can approach investing, whether by focusing on one asset or diversifying across all three. He also shares examples of successful businesses and lessons learned from his own journey. Finally, we look to the future: which asset class might shine in the next 5–10 years? Owen shares his predictions, advice for avoiding common mistakes, and how to stay grounded in a constantly shifting market. If you’ve ever wondered how to navigate shares, property, and business, this episode is a must-listen! Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 16 Dec 2024 | 118. How do I use equity to buy a second property? | 00:41:22 | |
In this episode, we chat with Maddie Walton (@moneywithmaddie) a mortgage broker from @moneyloungeau to break down the concept of using equity as a powerful tool to invest in property. Learn why equity often beats saving for a cash deposit and how mortgage brokers simplify the process. If you’ve been wondering how to leverage your property’s value, this is your starting point. We dive into how equity is calculated, the difference between total and usable equity, and the factors that influence it. With insights into broker strategies, you’ll discover how to unlock equity, secure favorable loan terms, and use these funds for a second property. From refinancing to home equity loans, we outline the key steps to make it happen. Finally, we discuss critical considerations, like borrowing capacity, interest rates, and avoiding over-leveraging. A real-life case study highlights how a mortgage broker’s expertise turns equity into opportunity. Whether you’re a seasoned investor or a first-timer, this episode equips you with the know-how to take the next step. Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 18 Dec 2024 | 119. Building a robotics company at 23 | 00:44:20 | |
Grace Brown, CEO and co-founder of Andromeda Robotics, joins Tash and Ana on this episode of Get Rich Slow Club. Grace shares her journey in creating Abby, a 110-cm humanoid companion robot designed to bring joy and connection to nursing homes and children's hospitals. With a background in mechatronics engineering, Grace brings innovation and heart to the world of social robotics. Grace explains how her own experience with isolation during COVID inspired Abby’s creation. Motivated by a desire to combat loneliness, she turned a passion project into a groundbreaking business. Grace’s innovative approach combines cutting-edge technology with the emotional warmth of a Disney character brought to life. The conversation highlights Grace’s resilience and creativity, from building early prototypes on a student budget to securing funding through pitch competitions. She discusses the challenges of starting a robotics company, her vision for Abby's future, and the profound impact the robot has had on people’s lives. Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 23 Dec 2024 | 120. FIRE chats: lessons on the journey to retiring early | 00:48:17 | |
In this episode of the Get Rich Slow Club, Tash and Ana chat with Keith and David from the US about their unique journeys toward Financial Independence and Early Retirement (FIRE). David is living a semi-retired lifestyle, while Keith has fully retired early. They share how small, incremental improvements can lead to significant progress over time, emphasizing the importance of focusing on consistent growth rather than perfection. They also discuss the power of community in the FIRE journey. Surrounding yourself with like-minded individuals who share similar goals can provide motivation, support, and a sense of belonging. Keith and David highlight how finding the right people on the same path can make the process more enjoyable and sustainable. Finally, the conversation dives into the importance of defining your values and passions early on. Keith and David stress that understanding what brings you joy and purpose now is essential to creating a fulfilling life after early retirement. Their experiences offer valuable insights for anyone looking to achieve financial independence and live a life aligned with their priorities. Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 25 Dec 2024 | 121. Our money (& life) lessons from 2024 | 00:27:49 | |
In this episode of Get Rich Slow Club, hosts Tash and Ana reflect on their key money and life lessons from 2024 while celebrating their personal and professional wins. They share recent highlights, including Tash's café outing with ocean views and Ana's excitement about finally purchasing bean bag chairs, emphasising the joy in small, intentional expenses. Gratitude and reflection emerge as central themes, reminding listeners to celebrate wins both big and small. Tash and Ana also recount major accomplishments, such as publishing their book, speaking at events, and achieving personal milestones like consistent fitness routines and home organisation. They stress the importance of recording achievements to avoid overlooking progress and staying motivated. Alongside successes, they acknowledge missed goals, like property investments, and discuss the need for realistic timelines and balance. This episode encourages listeners to savour accomplishments, adjust expectations, and embrace gratitude in everyday life. Tash and Ana’s candid discussion highlights the importance of celebrating progress and staying grounded, even amidst life’s challenges. Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 30 Dec 2024 | 122. Our new years resolutions & goals | 00:29:53 | |
Tash and Ana dive into their 2025 goals and resolutions in this episode of Get Rich Slow Club. They share personal wins and losses, like Tash’s rainy getaway and Ana’s decision to prioritize comfort for her mom's visit. Their reflections highlight the importance of value spending and aligning financial decisions with personal priorities. In 2025, Tash is determined to purchase her next property, setting clear steps like organising her tax return and engaging a buyer's agent by February. Meanwhile, Ana focuses on paying down her mortgage, setting a specific target to enable debt recycling, and balancing this with her part-time income. They also discuss life goals, such as Tash’s $15,000 travel budget for exploring new destinations and Ana’s excitement about maximising savings through smart strategies. With their relatable insights and practical advice, Tash and Ana inspire listeners to approach 2025 with clarity and intention. Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 01 Jan 2025 | 123. Top 10 ETFs of 2024 on Pearler | 00:14:56 | |
In this episode of Get Rich Slow Club, Tash and Ana dive into the top 10 most popular ETFs on Pearler for 2024. Tash and Ana break down each ETF, starting with thematic options like the ACDC Battery Tech & Lithium ETF and progressing through diversified picks such as VDHG. They highlight essential details like management fees, dividend yields, and how these investments fit into broader portfolios. Whether you're a seasoned investor or just starting, this episode offers valuable insights into building a balanced investment strategy. Tune in for actionable tips, plenty of laughs, and the latest trends in the investing space! Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 06 Jan 2025 | 124. Maddie's investing journey: shares, property & starting her own business | 00:43:42 | |
Maddie Walton (@moneywithmaddie, @moneyloungeau) returns to the Get Rich Slow Club podcast to share her fascinating money journey. Known for her transparency, Maddie openly discusses her financial wins and losses, including her earnings, investments, and strategies. Tash and Maddie explore Maddie’s early money experiences, from saving coins as a child to her determination to purchase a house by age 21. Raised in a home where money was a taboo subject, Maddie cultivated her curiosity and financial literacy independently. Her early jobs, from letterbox drops at 11 to working at Apple, taught her the value of hard work and saving. Maddie balanced multiple roles while pursuing her goals, earning $120,000 annually from two jobs to secure her first property with a $126,000 deposit. Maddie’s journey highlights resilience, self-education, and a drive for security through financial independence. Her candid storytelling offers practical insights into managing money, navigating career transitions, and achieving major milestones. Tune in to be inspired by Maddie's path to financial empowerment! Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 08 Jan 2025 | 125. Why are some people naturally good savers, while others are spenders? | 00:36:56 | |
In this episode, Tash and Ana welcome Karen Eley, a former financial advisor turned money coach, who helps individuals overcome money blocks and build healthier financial habits. Karen shares her journey from managing investments to diving deep into the psychology of money, helping clients uncover the hidden beliefs that impact their financial decisions. Karen opens up about her own money story, including unconscious beliefs formed during childhood and how they influenced her financial habits as an adult. She discusses the pivotal moment she discovered these patterns and the transformative steps she took to rewrite her money mindset. The conversation also delves into actionable strategies for identifying and reshaping limiting beliefs around money. Listeners will gain insights into fostering positive money habits within families and creating financially resilient children. Karen emphasises the importance of open, age-appropriate conversations about money and shares how early financial lessons can pave the way for confidence and success. Tune in to explore the fascinating intersection of psychology and finance! Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 13 Jan 2025 | 126. Offset vs redraw accounts & fixed vs variable interest rates | 00:30:45 | |
In this episode of Get Rich Slow Club, Tash and Ana welcome back Maddie Walton, a dynamic mortgage broker from Money Lounge (@moneylounge) to demystify the world of home loans. Maddie dives into the differences between fixed and variable interest rates, along with the role of offset accounts, offering valuable insights for anyone navigating the property market. The conversation explores how brokers earn commissions, what clawback periods mean, and the importance of financial literacy when choosing the right loan product. Maddie emphasizes the need to understand not just interest rates but also the hidden costs and benefits of different loan structures. Whether you're a first-time buyer or looking to refinance, Maddie’s expertise highlights why tailored advice can make all the difference. Tune in for practical tips, industry secrets, and the confidence to make informed financial decisions. Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 15 Jan 2025 | 127. Tom's money journey: property, FIRE journey & moving rurally | 00:38:36 | |
In this episode of Get Rich Slow Club, Tash chats with Tom, a property investor and finance enthusiast working in Western Australia. Tom shares his inspiring money journey, starting with his first property purchase at the age of 19, and how his upbringing in a frugal Greek-Australian household instilled valuable financial principles. Tom discusses the financial perks of working in remote areas, from rent subsidies to additional allowances, and how these advantages have shaped his investment strategy. He explains his transition from property-heavy investments to diversified portfolios, including ETFs, and provides insights into balancing financial goals with enjoying life. Listeners will learn how Tom's early work ethic—juggling multiple jobs and saving rigorously—set the foundation for his financial independence. Whether you're starting your own money journey or looking for practical tips, Tom's story offers motivation and actionable advice to grow your wealth steadily. Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 20 Jan 2025 | 128. How to increase borrowing capacity | 00:31:33 | |
In this episode, Tash and Ana are joined by Maddie Walton (@moneyloungeau) to explore practical ways to increase your borrowing capacity and avoid common pitfalls. Before diving in, the trio shares their money wins and losses, including Maddie’s exciting launch party celebration and smart holiday hacks. Maddie breaks down the key factors banks consider when evaluating borrowing capacity: income, expenses, and debts. She explains how fixed costs like private health insurance and body corporate fees impact your loan potential and offers tips for managing expenses to improve your financial standing. The conversation also touches on strategies for increasing income, from pay raises to taking on second jobs, and how lenders assess variable earnings like overtime and dividends. Maddie’s expert insights provide actionable steps to help you maximise your borrowing power while staying financially secure. Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 22 Jan 2025 | 129. Is Warren Buffett still relevant? | 00:30:49 | |
Tash and Ana chat with Brandon from New Money about Warren Buffett's enduring investment strategies. They explore if his value investing approach, built on four pillars—business understanding, competitive advantage, skilled management, and margin of safety—remains relevant in today's market. Brandon shares insights on Buffett's legendary 20% annual returns since 1965 and his cautious moves during market highs. They discuss his preference for large-scale investments and his current cash-heavy position, highlighting his disciplined, long-term approach. The episode also contrasts active and passive investing, offering practical advice for everyday investors. Tune in to learn what Buffett recommends for most people and why his timeless principles still guide investors worldwide. Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 27 Jan 2025 | 130. Decoding the Computershare ETF Insights Report | 00:46:31 | |
If you’ve never read it before, the Computershare ETF Insights Report might sound like the kind of thing a financial adviser might read when they can’t sleep. In reality, it’s a useful tool that breaks down investing trends around ETFs. That’s why Tash and Ana have devoted this Get Rich Slow Club episode to exploring its findings. From “one in five Aussies hold ETFs” to “48% don’t because they don’t understand them”, these trends will surprise you. Tune in to learn from Computershare’s insights without needing to read the report! Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 29 Jan 2025 | 131. SHORTS: What is the ASX? | 00:03:28 | |
It’s one of the first things you’ll hear about when you decide to invest in Australia. But have you ever wondered what the ASX actually is? You’re not alone – research suggests that 76% of Australians don’t fully grasp the working details of the Australian Securities Exchange. …okay, so we may have fabricated that figure. Even so, for such a focal institution, it isn’t always the easiest to understand. Worry, not, though, for in this Get Rich Slow Club episode, Tash and Ana set out to demystify the Exchange. Consider this session your crash course in the ASX and its key terms and concepts. Give us a small parcel of your day, and we’ll give you a foundation in the Australian sharemarket! Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 05 Feb 2025 | 133. SHORTS: What is an index fund? | 00:03:22 | |
Investing legend Warren Buffett isn’t shy in his praise for index funds. For decades now, Buffett has insisted that most investors are best served by buying a low-cost index fund over shares. At the Get Rich Slow Club, we’re bullish on index funds as well – which is why we discuss them so often. But if you’re new to investing, you might not be entirely sure what an index fund actually is. Like “synergy” or “gang gang”, you could use it in a sentence, but might struggle to provide a textbook definition. Worry not, though, for by this episode’s end, you’ll feel qualified to hold your own in any index fund conversation! Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 03 Feb 2025 | 132. Should you reinvest your dividends? (And how to do it) | 00:13:34 | |
For those who live the long-term investing life, Dividend Time is like the Grand Final Week of a favoured sport. They’ll likely talk about it for days on end, and keep excitedly proclaiming details that non-investors don’t really care about. The reason dividends can evoke such joy is because they offer a reward for your discipline. But while long-term investors usually agree that dividends are great, they DON’T always agree on what to do with them. Here, they fall into two camps: reinvest, or cash them out? Unsurprisingly, it’s a common question among both seasoned and first-time investors. So common, in fact, that Tash and Ana have committed this Get Rich Slow Club episode to discussing it. If you’re not sure which decision is right for you – or how either option works – you’ll want to tune in for this session. Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 10 Feb 2025 | 134. 9 budget-friendly date (or solo outing) ideas | 00:16:35 | |
Celebrating your romance, your friendship, or yourself can be a real joy. It can also be expensive. Restaurants are more pricey than ever, live events have been struck by inflation, and don’t get us started on the cost of flowers. Of course, none of this is to say that you shouldn’t spend on dates if you want to. But if you’re looking for some budget-friendly inspiration, we’ve got you covered. In this session, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) explore 9 date ideas that are gentle on your bank account. Whether you’re making plans with your BF, GF, BFF, or FFS (fully-formed self), this list will help you ball on a budget! Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 12 Feb 2025 | 135. SHORTS: What is an ETF? | 00:04:22 | |
On this podcast, we’ve spent a lot of time talking about exchange-traded funds (ETFs). We’ve discussed popular ETFs, compared ETFs with managed funds, and examined which ETFs investors like to buy together. But if you’d like to roll the discussion back to what an ETF actually is, we’ve got you covered. In this episode, Tash and Ana cover the ABCs of ETFs. From “how do they work?” to “why do people invest in them?”, they seek to leave no stone unturned. Tune in for a short, snappy crash course on the funds that the Get Rich Slow Club loves to discuss! Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 19 Feb 2025 | 137. SHORTS: What is a broker, and how do brokerage fees work? | 00:04:11 | |
If your only experience with the word “broker” comes from “The Wolf of Wall Street”, you might have some doubts about the concept. In truth, the word itself has a much more neutral meaning than Leo would have you believe. In fact, understanding the function of brokers is crucial to anyone who is looking to invest. Fortunately, it’s something that the Get Rich Slow Club can wrap up in a few short minutes. In the time it takes you to finish the dishes, you’ll be well-versed in all things broker! Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 26 Feb 2025 | 139. SHORTS: How do shares make money? | 00:04:02 | |
Advocates frame them as a sensible way to build your wealth (provided you understand the risks involved). Critics simplify them as a speculative venture akin to gambling. But while they have both fans and detractors, most people agree: shares are intended to make money. So… how does that work, exactly? When investors own high-performing shares, do they earn money via passive income? Or are they simply aiming to sell them for a higher price than they paid? OR does it depend on the shares – and if so, how do you know which is which? Cast your worries aside, dear listener, for all these questions and more shall be answered soon! Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 05 Mar 2025 | 141. SHORTS: What are franking credits, and how do they work? | 00:03:52 | |
Vegemite. The Hills Hoist. Unreasonably expensive property. Franking credits. You may have only heard of three of these four things. However, franking credits are just as Australian as the preceding trio. And if you invest in Australia, you’ll want to know about them. In this short, Get Rich Slow Club co-hosts Tash and Ana cover all things franking credits. They also discuss how they impact dividends in Australia, and how they can (positively) shape your investing strategy. Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 17 Feb 2025 | 136. Should I sell my shares with everything that's going on in the US right now? | 00:14:34 | |
It’s an inescapable truth that the Australian shares market can sway under the influence of the US. Beyond the close ties between both nations, there’s also the fact that America maintains the largest economy in the world. It’s understandable, then, that Aussie investors may have panicked at the news lately. With a fluctuating tech sector, a rapid shift in policies, and the looming threat of tariffs, many have asked: “Should I just sell my shares now?” Tash and Ana aren’t your personal financial advisers, and can’t tell you what you should do with your shares. Even so, they’ve dived into the data, economics, and historical trends on this subject – and they’ve a lot to share. If the US’ movements have you glancing nervously at your portfolio, you’ll want to catch this episode. Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 20 Feb 2025 | BONUS | Three days of subsidised childcare now guaranteed | 00:05:39 | |
In Australia, childcare fees are one of the largest ongoing expenses that many parents of young children can face. Fortunately, some relief may be on the horizon. Starting in January next year, the new three-day guarantee will take effect, ensuring that families can access at least three days of subsidised care. For anyone with children under the age of five, this news is a big deal. That’s why, in this bonus episode, Tash and Ana will unpack what this announcement means for parents. They’ll also discuss how the subsidy works, and how parents can make the most of it. Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 24 Feb 2025 | 138. Should you buy crypto? What it is, how to buy it, and the scams to avoid | 00:34:21 | |
Anyone who’s listened to more than one episode of this podcast might have done a double take at this title. “The Get Rich Slow Club talking about crypto?” you might have balked. “That’s like a vegan discussing the Carnivore Diet!” And, sure, it’s true that crypto doesn’t always play a key role in our investing philosophy. Even so, there are three irrefutable truths about crypto in this current climate:
Wherever your investing journey takes you, we want you to have the strongest foundation possible. That’s why Tash and Ana have committed this episode to covering crypto – the good, the bad, and the iffy. Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 03 Mar 2025 | 140. The best performing ETFs of 2024 - and why we would never buy them | 00:17:11 | |
You may have heard us, a news outlet, or an investment ad say something to the effect of: “Past performance isn’t an indicator of future returns.” Now, you’d be forgiven for thinking this statement is simply some cover-all, get-out-of-gaol-free disclaimer. In truth, it’s a crucial concept that can seriously impact your investing strategy. And it plays a major role in why Tash and Ana from the Get Rich Slow Club don’t chase high-performing ETFs. We know this might sound like a counterintuitive concept – which is why we’ve devoted an entire episode to exploring it. Tune in, extract some ideas, then make your own decision about how YOU would (or wouldn’t) like to invest! Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 10 Mar 2025 | 142. The housing crisis: what causes it, and what the Government is doing to fix it | 00:31:10 | |
The housing crisis in Australia is complex. Its causes don’t stem from one specific issue, and proposed solutions are often easier said than done. None of this changes the fact that, for many Australians and residents, it’s a real, existential problem. While the focus of this podcast is to getting rich slow, it’s hard to do so without affordable housing. So in this episode, Tash and Ana are honoured to host Federal Minister for Housing and Minster for Homelessness Clare O’Neil. In her discussion with the Get Rich Slow Club, Minister O’Neil discusses the causes of the housing crisis. She also details what the Federal Government is doing to address it, and shares her experiences in politics. Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 12 Mar 2025 | 143. SHORTS: How to diversify between asset classes | 00:03:51 | |
“Diversify” is one of those concepts that long-term investors like to throw around. So is “asset class”. But when you put them together in a sentence – for instance, “It’s a good idea to diversify between asset classes” – what do they exactly mean? While it might sound confusing at first, it’s actually blessedly simple… so simple that we can explain it in a short. Give us a few minutes and we’ll give YOU an understanding of diversification between asset classes! Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information. | |||
| 24 Feb 2023 | Get Rich Slow Club - Trailer | 00:00:22 | |
Launching in April 2023 @tashinvests Hosted on Acast. See acast.com/privacy for more information. | |||
| 03 Apr 2023 | 00. What is the Get Rich Slow Club? | 00:20:34 | |
Welcome to the Get Rich Slow Club, the podcast that teaches you how to invest for the long term! In this intro episode, you’ll meet your two hosts: Natasha Etschmann, also known as Tash Invests; and Ana Kresina, the Head of Product & Community at long term investing platform Pearler. You’ll also learn what’s in store for this first season, and why it’s okay (and important) to talk about money. Finally, the two hosts will share their investing journeys, and cover how investing can empower people in their everyday lives. @tashinvests Hosted on Acast. See acast.com/privacy for more information. | |||
| 03 Apr 2023 | 01. Why should I invest? | 00:25:10 | |
It’s the first official episode of the season, and our hosts have hit the ground running. In this episode, co-hosts Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) explore why, and how, people invest. Together, they cover the benefits and risks of shares investing; the magic of compound interest (and exactly how it works); the impact that inflation can have on long term wealth; and some investing pitfalls to avoid. They also share the mistakes that they’ve made in their journeys to financial independence - so hopefully you won’t need to! @tashinvests Hosted on Acast. See acast.com/privacy for more information. | |||
| 10 Apr 2023 | 02. What are the most popular types of investments? | 00:34:04 | |
There are a range of different ways you can invest for your future. And if you want to invest, it’s important to know which option will best suit your goals and circumstances. That’s why co-hosts Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) have set out to explore the most popular types of investments. @tashinvests Hosted on Acast. See acast.com/privacy for more information. | |||