Fund Your Retirement Podcast (Lee Cleasby from Fund Your Retirement)

In the final episode of the season, Judith and Rosemary delve into the intricacies of a day in the life of a fund manager. They discuss their roles and responsibilities, which include selecting and monitoring investments, communicating with shareholders, and dealing with regulatory requirements. They share insights into their typical weeks, which vary greatly and can be unpredictable due to market announcements.

The episode also highlights the challenges posed by regulatory demands and the importance of long-term investment. The managers reflect on their most rewarding moments, their involvement in additional commitments such as charities, and provide advice for aspiring fund managers. The episode concludes with book and show recommendations.

Timestamps:

01:24 Roles and Responsibilities of a Fund Manager

04:08 Weekly Routine and Unexpected Challenges

04:33 Research and Communication

06:44 Regulatory Demands and Governance

12:23 Working from Home and Travel

14:31 Advice for Aspiring Fund Managers

15:21 Challenges and Frustrations

18:52 Proudest Moments and Giving Back

23:53 Career Path and Opportunities

27:16 Book and Podcast Recommendations

31:30 Conclusion and Season Wrap-Up

Hope you enjoy this episode and have a wonderful day.

If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about the markets, personal finance, portfolio management and stock analysis.

Links & Resources: 

Visit Downing Fund Managers here: https://www.downing.co.uk/downing-fund-managers

Follow Downing on X/Twitter @downingllp: https://twitter.com/downingllp?lang=en

Vassal States by Angus Hanton: https://www.amazon.co.uk/Vassal-State-America-Runs-Britain/dp/1800753888

Investors reading and watch list for the long-term investor: https://www.fundyourretirement.com/wp-content/uploads/2023/11/Top-picks-for-a-long-term-investor.pdf

Visit Fund Your Retirement: https://www.fundyourretirement.com/

Follow FYR on Twitter: https://twitter.com/FRetirement

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Sam Kamani is back with us to talk about NFTs, such as, what are NFTs, how do they work, how you can get involved, and how to value what an NFT is worth.

Sam Kamani Quote “there is a reason why NFTs have generated billions of dollars of value in the last few months” close quotes.

NFTs had been the best-performing digital asset class in 2021. Sam shares why he believes the market for NFTs will exponentially grow over the next few years.

Sam Kamani is a tech entrepreneur who has built and exited multiple tech companies between 2007 and the present day. Sam is a published author of the 30-day start-up, how to create a successful tech start-up for under 50k, and is the host of the podcast show Web 3.0.

Timestamps:

0:00 to 2:40 Introduction.

2:41 to 11:00 Sam shares a detailed explanation of what are NFTs?

11:00 to 13:95 Different types of NFTs, and how are they stored?

13:96 to 16:55 The real value of NFTs lies in the utility of an NFT.

16:56 to 19:30 NFTs in the online world are now used as a way of flexing.

19:31 to 21:00 Where to purchase NFTs?

21:01 to 26:31 How to value an NFT project?

26:32 to 32:95 What is the downside of NFTs?

33:96 to 34:51 NFTs are a sign of changing times in technology and web 3.0

34:52 to Where to follow Dam Kamani and wrap up

Hope you enjoy and have a wonderful day.

The FYR team.

If you like the episode, please subscribe to our podcast for weekly updates and insights.

Guest Links & Resources:

Get your copy of the 30 Day Start-Up from Amazon: https://www.amazon.com/30-Day-Startup-Create-Successful-ebook/dp/B07PPC2TGT/

Sam Kamani’s personal website:  https://www.samkamani.com/

Sam Kamani’s Twitter handle: https://twitter.com/samkamani

Sam Kamani’s LinkedIn profile: https://www.linkedin.com/in/samkamani/

Visit Fund Your Retirement: https://www.fundyourretirement.com/

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Chris Boxall is the co-founder, and the director of Fundamental Asset Management with primary responsibility for equity research and management of client portfolios, including the high-performing AIM portfolio services. Chris specialises in UK small-cap investing with over 20 years of experience operating in this area as a fund manager and as a private investor.

Prior to Fundamental Chris oversaw activities at the Washington Financial Group, where he was a Director and a key member of the investment management team of the Washington US Fund Ltd, a successful equity fund.

While Chris’s main responsibility is his role as director of Fundamental assets, he is also the co-founder of Investor’s Champion an investment research website covering companies, funds, economics and the hottest topics in global investment.

Chris discusses:

His investing journey.

The inheritance tax breaks on AIM.

how investing in AIM companies has changed over the last 20 years.

the differences between being a private investor and a fund manager.

Some of his best investments in the last 20 years, which he still holds to this day.

and weaved throughout the conversation a handful of companies he has high hopes for presently, and of course much much more.

Timestamps:

0:00 Introduction

1:30 How Chris got started on his investing journey

2:30 What type of investor is Chris Boxall

4:00 Why does Chris focus on the UK small caps on AIM

6:30 Inheritance tax breaks on AIM-listed stocks

8:15 Potential threats to the Inheritance tax breaks on AIM-listed stocks

9:30 How the AIM market has evolved over the last 20+ years

11:45 Two companies that worked out very well for Chris and why

16:30 Two companies Chris holds a high conviction in presently

20:00 Chris’s view and experience on meeting many CEO’s and founders over the last 20 years

24:00 Chris’s view on the AIM market

28:00 Chris on international stocks on AIM

29:45 Advice on becoming a fund manager, if that thought has crossed your mind

35:15 Why did Chris co-found Investors Champion

38:15 Closing thoughts and wrap up

Hope you enjoy this episode and have a wonderful day.

The FYR Team.

If you like the episode, please leave us a review and subscribe for future investor interviews.

Guest Links & Resources:

Chris’s email address: cboxall@fundamentalasset.com

Fundamental Assets Website : https://fundamentalasset.com/

Fundamental Assets on Twitter: https://twitter.com/fundasset

Fundamental Assets on LinkedIn: https://www.linkedin.com/company/fundamental-asset-management-limited/

Investors Champion Website: https://www.investorschampion.com/

Investors Champion on Twitter: https://twitter.com/investchampion

Visit Fund Your Retirement: https://www.fundyourretirement.com/

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

This will be the century of clean energy transition and mineral constraints says Matt Watson, founder, and president of Precious Metals Commodity Management LLC.

Matt  Watson Specialises in precious metals markets and its supply chain,  Matt assists clients ranging from  Mining,  Investors,  Industrial  Precious Metals  Users,  Processors,  and  Recyclers and coaches industrial clients on how to reduce costs, design thrift, and anticipate market changes.  Matt has also worked with the Silver Institute in studying the ever‐increasing industrial demands on silver.

Matt Watsons says that this will be the century of clean energy and mineral constraints.  Silver’s use as a  key conductive energy collecting vehicle for the Solar PV market is an example of one of these potentially constraining clean energy mineral limits.

Matt Watson also goes on to explain in great detail how the shift to clean energy will create massive mineral constraints due to the high demand such as Copper, Nickel, Cobolt, ruthenium, iridium, platinum, and palladium.

0:00 to 1:10 Introduction 

1:11 to 2:33 How Matt Watson got started in the precious metal space in silicon valley. 

2:34 to 7:29 The century of clean energy transition and mineral constraints.

7:30 to 12:20 Huge expansion in mining requirements to meet EV battery demands.

12:21 to 18:05 The environmental impact of the extra mining requirements. 

18:06 to 22:05 The massive amounts of battery metals required for the EV transition.

22:06 to 23:17 The minerals required for fuel cell-powered transportation. 

23:18 to 26:16 What is fuel cell technology (hydrogen-based fuel).

26:17 to 28:00 Why isn't there more discussion into the extra mining required? 

28:01 to 29:04 We will have to grow our global power grid by 50% by 2050.

29:05 to 30:46 What is the life cycle of EVs and their batteries?

30:45 to 31:32 IEA predicts critical mineral constraints. 

31:33 to 32:50 Hydrogen fuel cell could be a viable alternative solution. 

32:51 to 36:23 Solar demand to consume 50% of the silver market by 2050.

36:24 to 40:27 Subsidising access to clean energy while failing to increase the supply side.

40:28 to 42:35 Why do they turn solar off in California almost daily, and what it could be used for?

43:00 to 46:30 Raising the question where will all the clean energy come from?

46:30  to 53:32 The clean transition will create fantastic long-term investment opportunities.

53:33 to 57:18 The recycling space will have to increase also creating opportunities.

57:23 to 1:00:44 How you can learn more about Matt Watson and where to follow him. 

Hope you enjoy and have a wonderful day.

The FYR team.

Resources and Links:

Precious Metals Commodity Management Website

Precious Metals Commodity Management in the Media

Connect with Matt Watson on LinkedIn

Matt Watsons 2021 Silver Report

Fund Your Retirement Website

Follow Fund Your Retirement on Linkedin

Watch the video version on our YouTube channel

Fund Your Retirement is an investment research and online financial media publisher. Providing the strategies and insights about finance, the markets, and the many different solutions for funding your long-term retirement, by showcasing experts in the field of finance and wealth-building strategies, including our market and economic insights and ideas.

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Happy new year and welcome to the first podcast episode of 2022.

We have interviewed some fantastic individuals in 2021, experts in their field, who have shared some great insights about property investing, stock investing, gold investing, commodities, trading, business and entrepreneurship, economics, personal finance, cryptos, mind-set and much, much more.

The focus of the Fund Your Retirement Podcast is of course to educate and inspire you about funding your long-term retirement.

Our intention for 2022 is to continue that theme and bring you the best guests, who are passionate about sharing financial intelligence and strategies for income and capital growth both in the traditional sense of funding your retirement and alternative strategies for achieving a that goal.

By introducing you to a wide range of guests who have the skills, the knowledge and have achieved mastery in their field of expertise.

This not only opens you to being able get started on the journey but can also deepens your existing knowledge of an area you are already familiar with and, also opens up different ways of diversifying your portfolio.

I am sure you will agree when I say the world is becoming ever more complicated and let’s be honest, the idea of retirement has changed a lot over the past few years, and will continue to do so, we live in an ever-changing world and one that will require adaptation and growth.

So, please join us in 2022 as we continue to introduce new and inspiring guests in the field of finance and wealth-building strategies.

From all of us here at the fund Your Retirement Podcast, we wish you a happy, healthy, and prosperous 2022

Hope you enjoy and have a wonderful day.

The FYR team.

Chip Stites is back with us to share his knowledge on how to get started with dividend investing. Chip, a retired financial adviser shares his six-step process of how he selects dividend-paying stocks for his retirement portfolio.

Chip shares how his investments have changed over his 40-year investing career to where he is today retired living in Italy and managing his portfolio of dividend-paying stocks.

Chip is a retired financial adviser so there is no one better placed, to share the key insights on how to manage your finances leading up to retirement, preparing your finances for the transition, and then how to manage them in retirement.

Timestamps:

0:00 to 2:35 Introduction

2:36 to 10:20 How Chip’s investments have changed over his 40-year investing career.

10:21 to 13:01 Chip’s retirement future proof formula.

13:02 to 18:20 Chip’s six-step process for buying dividend-paying stocks.

18:21 to 21:30 Taking dividends vs drawing down.

21:32 to 26:05 Value style dividend investing vs growth stocks.

26:06 to 30:24 How does a portfolio of dividend stocks fair in a crash environment.

30:25 to 33:10 Chips key message with the benefit of hindsight.

33:11 to 35:01 Where you can follow and connect with chip.

Hope you enjoy and have a wonderful day.

The FYR team.

If you like the episode, please subscribe to our podcast for weekly updates and insights, and don’t forget to the share like button.

Guest Links & Resources:

The Laughing Retirement Website: https://thelaughingretirement.com/

Join The Laughing Retirement Facebook Page: https://www.facebook.com/groups/1344785725891444

Chip Stites Calendly booking link: https://calendly.com/info-tlr-48

Visit Fund Your Retirement: https://www.fundyourretirement.com/

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Paul Belanger shares detailed analysis of why Gold is still an important component of the Monetary system.

Paul shows the amount of physical currency in circulation versus the amount of gold held by the Fed since the 1970s. Pauls shares in detail how you can assess golds true valuation against the amount of currency in circulation both for the Fed and the ECB.

Paul also shares why he chooses value funds over individual stocks and finishes off with his thoughts on whether the central banks are now experimenting with modern monetary theory (MMT).

Paul is a chemical engineer by profession, earning a Ph.D. in 1997, eventually becoming a Director of R&D. He recently retired at the age of 50, having achieved financial independence, through saving and investing, giving himself freedom of choice.

During his career, he turned his skills and analysis techniques as a chemical engineer towards the financial system and portfolio allocation. After many years of study, Paul came to, what he believes is the optimum portfolio which is 65% stocks and 35% gold. This approach seems to give the best overall balance for good returns while minimizing risks. It's also important to periodically rebalance these portfolios to maintain that ratio.

Fund Your Retirement is an investment research and online financial media publisher sharing strategies and insights about finance, the markets, and the many different solutions for funding your long-term retirement, by showcasing experts in the field of finance and wealth-building strategies.

Timestamps:

0:00 to 1:20 Introduction

1:21 to 5:40 Why Paul prefers to buy index funds over individual stocks.

5:41 to 7:00 Why Paul mainly focuses on the value funds.

7:00 to 18:33 A detailed analysis of why Gold is still important to the monetary system.

18:34 to 30:11 A detailed analysis of how Paul values Gold in relation to the US currency.

30:12 to 32:17 Viewing Gold as the bonds of old.

32:18 to 37:26 A detailed analysis of the ECB’s gold holding.

37:27 to 46:31 Pauls's view on the global money printing and the experiment with MMT.

46:32 to 49:30 Pauls view on the stock market vs the current money printing

49:31 to 51:00 Closing thoughts and where to follow Paul Belanger.

Hope you enjoy the episode and have a wonderful day.

The FYR team.

Guest Links & Resources:

Visit Paul Belanger’s YouTube Channel 

Visit Evidence Based Wealth Website

Watch the Video version here

Visit Pauls most recent article on the fundamental valuation of gold and stocks

Visit Fund Your Retirement Website

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Bethan is here to talk about entrepreneurship and acquiring established businesses from retiring founders as a means of generating outsized returns.

Bethan talks about her entrepreneurial journey, exploring different business ventures before coming across the idea of buying established, already successful engineering businesses with her Farther and business partner David Jepson. On top of all that Bethan is also the host of the Millionaire secrets podcast and founder of women in engineering, and the success circle network.

Timestamps:

0:00 to 2:50 Introduction

2:51 to 14:30 Bethans background and extensive journey so far.

14:31 to 20:15 Exploring and developing new business ventures.

20:16 to 33:57 Taking the first steps towards buying an established business.

33:58 to 36:50  Buying established businesses from retiring founders

36:51 to 44:05 Why focus on buying engineering businesses.

44:06 to 48:17 Dealing with failed acquisitions.

48:18 to 51:15 What is the overall business acquisition plan?

51:16 to 58:05 Can private investors get involved as an extra source of income?

58:06 to 59:40 Where to follow and connect with Bethan Jepson

Hope you enjoy and have a wonderful day.

The FYR team.

Guest Links & Resources:

Bethan Jepson's Website: https://www.bethanjepson.com/

Allied Global Engineering https://www.alliedglobalengineering.com/

Success Circle Network: https://www.facebook.com/groups/successcirclenetwork

Bethan Jepson LinkedIn: https://www.linkedin.com/in/bethan-jepson/

Disclaimer: This presentation is for educational and entertainment purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. This information is being presented without understanding your specific circumstances or financial situation. If you need advice, please contact a qualified financial adviser, tax accountant, or an attorney, in your country before making any financial decisions.

Welcome to part two of this mini-series on currency investing, in this episode we will be covering the very important topics of

• The size of the currency markets and the meaning of market liquidity.
• Who uses the currency markets and why?
• The fundamentals and how they impact currency valuation.

In the last episode part one of currency investing, we covered the basic principles of why currency prices rise and fall, how we profit from arising as well as falling currency market, and the different currency pairs, the majors, minors, and the cross pairs. Hopefully, the episode helped you understand a little more about the biggest and deepest pool of financial capital on the planet.

Timestamps:

0:00 to 1:05 Introduction.

1:06 to 1:32 Size of the currency markets.

1:33 to 2:33 What is market liquidity and why it is important.

2:34 to 3:03 Peak liquidity in the currency markets.

3:04 to 3:58 Who uses the currency markets and why.

3:59 to 4:43 How central bank policies effects currency valuations.

4:44 to 5:49 What is fundamental analysis in the currency markets.

5:49 to 7:26 Discussing next week’s episode and wrap up.

Have a wonderful day.

The FYR team.

Resources:

Knowledge Area  

Trading For Retirement Community and Training

Guide To Funding Your Retirement 

Fund Your Retirement Five Principles

Entrepreneurship, the ability to turn problems into solutions, productise them or offer as a service and scale up helping others in the process. 

An ability to continuously learn is not just a key entrepreneurial skill but is also a very valuable life skill. 60% of people who start small businesses are between the ages of 40 and 60. The average entrepreneur who’s started a business and went on to hire at least one employee is 42 years old.

Humans have always been creative, and had adapt to their surroundings, and today is no different, the world is changing and is requiring adaptation.

How society works and earns is changing in a similar fashion to when the agrarian and rural societies moved from the land to the industrial centers.

Entrepreneurship is far more than starting a business, it's the ability to learn and adapt which is one of the most important skills to have in life.

Neil was a fantastic guest sharing many valuable insights that would benefit the experienced investor and the new investor. During this conversation, Neil shares the macro view of the UK stock market, including insights from Neil’s extensive network of fund managers.

Neil Shah is the director of research at Edison Group, an investment research and advisory company with over 80 investment analysts spanning the globe.

Neil shares some of the best and some of the worst performers from Edison’s model portfolio the illuminator that has returned over %1300 since its inception in 2008.

Neil discusses the key metrics his team looks for before adding or removing a company from the portfolio and how he improves those analytical skills over time. He gives an in-depth review of what Edison research does and how this benefits the wider investor community.

Timestamps:

1:35 Neil’s background and journey.

2:50 The macro view of the UK share market with a 6 to 12-month outlook.

5:30 Companies being taken out and spotting value in the UK share market.

7:30 Discussing the illuminator model portfolio's best and worst performers and its %1300+ gain.

11:20 Discussing having a concentrated portfolio vs a diversified portfolio.

14:15 Neil discusses the latest addition to the illuminator model portfolio.

16:15 Improving your skills as a stock analyst starting with the basics.

22:10 What does Edison Research do?

28:15 Closing thoughts and wrap up.

Hope you enjoy this episode and have a wonderful day.

The FYR Team.

If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about portfolio management and stock analysis.

Guest Links & Resources:

Visit Edison Research Group: https://www.edisongroup.com/

Edison Twitter Profile: https://twitter.com/Edison_Inv_Res

Edison LinkedIn Profile: https://www.linkedin.com/company/edison-group-/

Visit Fund Your Retirement: https://www.fundyourretirement.com/

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

What is Defi, what is yield farming, what are Dapps, what are Daos, and what are stable coins are just some of the questions that today’s expert guests answer, Ben Knaus and Ted Theodore.

This episode promises to open this new digital asset space that has the potential to completely change so many areas of our lives. 

Ben Knaus is the Chief Growth Officer for Sch0lar.io Ben’s origins in digital assets started with investing early in projects like: BTC, ETH, AVAX, DOT, ADA etc. Since Ben has gone on to advise blockchain projects, as well as be a contributor for Hackernoon magazine And Seeking Alpha. Ben is also a member of the Forbes Technology Council.

Ted Theodore is an innovator, web3.0 builder, crypto-degen, and entrepreneur. Ted leads business and product development at Sch0lar.io- a web3.0 start-up focused on radically innovating scholarships and academic charitable giving through the power of DeFi and blockchain. Ted has an extensive background in innovation management, development, and all things web3.0

Welcome to the fund your retirement podcast, welcoming you back to your weekly insights from our expert guests in finance, business, and wealth-building strategies helping you fund your retirement.

Timestamps:

0:00 to 1:20 Introduction

1:21 to 6:05 Ben and Ted’s experience, and journey into the digital asset space.

6:06 to 8:33 A 30,000-foot view of, what is Defi.

8:34 to 12:00 What are decentralized applications, known as Dapps

12:01 to 14:95 Why is the Defi a bottom-up adoption, over major institutions

14:96 to 18:15 Is Bitcoin a store of wealth, a payment system, or both?

18:16 to 25:50 Misconceptions around Bitcoin and the crypto space in general.

25:51 to 27:45 What are nodes and why are they important?

27:46 to 32:35 What is tokenisation and how will they eat away at traditional assets?

32:36 to 34:88 What are decentralised autonomous organisations, known as Daos

34:89 to 40:06 How will tokenisation impact the housing market.

40:07 to 54:45 What is yield farming in the digital asset space?

54:46 to 1:01:50 What is Scol0ar and what are the solutions Ben and Ted are providing through Scol0ar for the

101:51 to 103:40 Closing thoughts and wrap up

Hope you enjoy and have a wonderful day.

The FYR team.

If you like this episode, please subscribe for weekly updates and insights, and don’t forget to hit the share button.

Guest Links & Resources:

Ted Theodore LinkedIn Profile: https://www.linkedin.com/in/theodore-zipoy/

Ted Theodore Twitter Handle: https://twitter.com/Sch0larCIO 

Ben Knaus LinkedIn Profile: https://www.linkedin.com/in/ben-knaus-b81180134/

Ben Knaus Twitter Handle: https://twitter.com/benhodlin

Sch0lar Website: https://www.sch0lar.io/

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

In today’s episode director of the Institute for Fiscal Studies Paul Johnson shares the true cost of running Britain.

Paul explores taxes, pensions including auto-enrollment, the ageing population, and the future of the state pension.

Paul is perhaps one the UK's known economists, a regular on BBC Radio 4, and writes a column for the Times Newspaper. He is also a published author with a Times bestseller Follow the Money, How Much Does Britain Cost.

Key topics discussed:

·         Are we receiving good value for our taxes?

·         Will our taxes keep on rising?

·         Should we just tax the rich?

·         Is growth the answer, or raising taxes?

·         How much does the state pension cost?

·         Does auto-enrollment solve the problem of funding one's retirement?

·         Does the risk measurement process need an overhaul?

Timestamps:

1:30 Paul Johnson’s journey and career so far.

3:15 Holding the government to account.

4:00 How much the government spends?

6:15 Where does the government get its money from?

7:45 What are the big three expenses for the government finances?

11:05 Are we getting good value for money?

15:00 Will taxes keep on rising?

16:15 Can we tax the rich more?

19:10 Is growth a better option than raising taxes?

22:00 Should defined benefit pensions invest more in equities?

23:14 Overhauling defined benefit default funds.

25:30 Does the pension system need an overhaul?

26:40 Is the state pension sustainable?

28:00 Has auto-enrollment been a success?

32:00 Closing thoughts and wrap up.

If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about portfolio management and stock analysis.

Links & Guest Resources:

Buy Paul’s book, Follow The Money Here: https://www.amazon.co.uk/Follow-Money-much-does-Britain/dp/1408714019/ref=asc_df_1408714019/

Institute for Fiscal Studies website: https://ifs.org.uk/

Pauls blog page on the IFS website: https://ifs.org.uk/people/paul-johnson

Fundamental Asset Management website: https://fundamentalasset.com/

Follow Fundamental Asset on Twitter: https://twitter.com/fundasset

Connect with Chris on LinkedIn: https://www.linkedin.com/in/chris-boxall-835a4222/

Visit FYR For More Investor Related Podcasts: https://www.fundyourretirement.com/

Follow FYR on Twitter: https://twitter.com/FRetirement

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Bharat Kanodia has appraised over 2000 businesses and signed off on assets worth $2.6 trillion in value. 

In this episode, Bharat shares his insights on how to build a business into a high-value saleable asset.

He has appraised unique assets like Atlanta Airport, Uber, Airbnb, Yahoo!, and the Mirage Casino in Las Vegas, among many others. Bharat is the Founder of Veristrat, a company that helps start-up founders and VCs by telling them what their companies are worth. 

Timestamps as follows:

0:00 to 1:10 Introduction.

1:11 to 2:21 How Bharat got started valuing businesses and assets.

2:22 to 3:30 Bharat explains what a business is worth.

3:31 to 5:35 How a business owner can maximise the value of their business.

5:36 to 7:02 How you can tell if you are off track when trying to maximise the value in your business.

7:03 to 8:03 Bharats valuation of the Eiffel tower.

8:04 to 9:25 What do VC’s (venture capital) look for in a start-up.

9:26 to 10:08 What do VC’s look for in a start-up founder.

10:09 to 11:50 What should a founder ask for from VC’s.

11:51 to 13:29 How to negotiate with VCs so you can create a win, win deal.

13:30 to 15:00 Bharat’s advice on how to build a business into a high-value saleable asset.

15:01 to 15:39 Wrap up

Hope you have a wonderful day,

The FYR team.

Resources:

Veristart’s Website & Consultation Page.

Bharat’s What it’s Worth YouTube Channel.

Bharat’s LinkedIn Profile.

Fund Your Retirement Website.

In part seven of this investing eight-part series, Judith Mackenzie and Rosemary Banyard discuss how they construct a portfolio of stocks and how they manage them.

Key topics covered:

·         What is portfolio construction and portfolio management?

·         What types of risks should investors think about when constructing a portfolio of stocks?

·         How do Judith and Rosmary diversify risk across the stocks they own?

·         What tools or software do they use to aid them in managing their investment portfolios?

Each episode of this now eight-part series builds on the next as they walk you through an investor's journey.

If you have ever wondered what a fund manager does, how they think, the types of investments they look for and what led them to pursue careers in finance and investing? Then you’re in the right place, join Judith and Rosemary as they peel back the veil and share their guiding principles and experiences from careers spanning multiple decades in the finance industry as investment fund managers.

In the previous episode, Judith, and Rosemary share the highs and lows of meetings with company management, red flags to look out for and their views on annual general meetings.

Timestamps:

 2:05 Judith and Rosemary share what is portfolio construction and portfolio management.

5:10 What are the key parameters one would need to consider when constructing a portfolio of stocks.

13:10 What are the risks investors should consider when constructing a portfolio of stocks.

17:50 How Judith and Rosemary asses the different weightings of the stocks they own.

23:00 What position size do they use when making their first investment.

25:00 Things to consider when it comes to thinking about sectors when constructing a portfolio of stocks.

29:40 Do Judith and Rosemary use price targets?

32:40 Do Judith and Rosemary have teams that support them in managing their investment portfolios.

34:20 How do Judith and Rosemary manage their thoughts when they are about to push that button.

36:30 What are the constraints to portfolio construction and management?

40:30 Closing thoughts and wrap up.

Hope you enjoy this episode and have a wonderful day.

The FYR Team

If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about the markets, personal finance, portfolio management and stock analysis.

Links & Resources: 

Visit Downing Fund Managers here: https://www.downing.co.uk/downing-fund-managers

Follow Downing on X/Twitter @downingllp: https://twitter.com/downingllp?lang=en

Investors reading and watch list for the long-term investor: https://www.fundyourretirement.com/wp-content/uploads/2023/11/Top-picks-for-a-long-term-investor.pdf

Visit Fund Your Retirement: https://www.fundyourretirement.com/

Follow FYR on Twitter: https://twitter.com/FRetirement

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

In part five of this ever-growing eight-part series, Judith Mackenzie and Rosemary Banyard share the highs and lows of a fund manager's investments as they each break down the investments that performed better than expected and the investments that didn’t work out as they expected resulting in total loss of capital.

Key topics covered:

·         Discussing the companies that didn’t work out, as well as they expected.

·         Discussing the companies that exceeded their expectations?

·         This was another great insight into how two seasoned fund managers think and how they view investing for the long term.

Each episode of this now eight-part series builds on the next as they walk you through an investor's journey.

If you have ever wondered what a fund manager does, how they think, the types of investments they look for and what led them to pursue careers in finance and investing? Then you’re in the right place, join Judith and Rosemary as they peel back the veil and share their guiding principles and experiences from careers spanning multiple decades in the finance industry as investment fund managers.

In the previous episode, Judith and Rosemary shared how to cultivate the mindset of a long-term investor including their experiences of investing through recessions.

Timestamps:

2:00 Judith shares an investment that resulted in a total loss of capital and the reasons why.

9:45 Rosemary shares an investment that went out of business and the reasons why.

15:45 Judith shares a company that has performed exceptionally and the reasons why.

22:30 Rosemary shares a company that is performing well for her now and the reasons why.

Hope you enjoy this episode and have a wonderful day.

The FYR Team

If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about the markets, personal finance, portfolio management and stock analysis.

Links & Resources: 

Visit Downing Fund Managers here: https://www.downing.co.uk/downing-fund-managers

Follow Dowing on X/Twitter @downingllp: https://twitter.com/downingllp?lang=en

Investors reading and watch list for the long-term investor: https://www.fundyourretirement.com/wp-content/uploads/2023/11/Top-picks-for-a-long-term-investor.pdf

Colossus podcast network: https://www.joincolossus.com/

The Map That Changed The World: https://www.amazon.co.uk/Map-That-Changed-World-Redemption/dp/0140280391/

Visit Fund Your Retirement: https://www.fundyourretirement.com/

Follow FYR on Twitter: https://twitter.com/FRetirement

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

During this episode, we are delighted to have Paul Pattison on the show. Paul is a Husband, a farther, a landlord, an offshore oil and gas worker, a currency trader, and an entrepreneur with a successful business, Kilted Coffee, which he set up in 2018 with his wife.

Paul and his wife are both lovers of coffee and they noticed a gap in the market, the lack of excellent coffee in their home town and the demand for tasty, speciality coffee from their friends and the wider community.

They researched the possibility of importing speciality coffee and what was required for the distribution; they assessed the numbers and created a business plan and launched Kilted coffee in 2018, and today it is a thriving little business.

I wanted to bring Paul on the show because I believe business start-ups and entrepreneurship will explode over the next ten years. Paul has created a lovely little business while working full time, which is what this show is all about.

0:00 to 1:30 Introduction to Paul and Kikted Coffee.

1:31 to 4:47 When Paul started in the O&G industry and his offshore journey.

4:48 to 8:35 Where Paul's entrepreneurial spark came from.

8:36 to 9:30 When Paul's trading journey began and the mind-set.

9:31 to 10:20 Creating the business plan and assessing the risk of setting up a business.

10:21 to 12:21 Presenting the business plan to potential investors and crunching the numbers.

12:22 to 14:27 Paul's perception of debt and making money work for him.

14:28 to 17:05  Intelligence, trading, drive and passion.

17:06 to 19:25 Advice on getting started in business, where to begin.

19:26 to 20:21 Doing market research for Kilted Coffee and fro any new business idea.

20:22 to 21:40 Good advice on having a professional accountant assess your business numbers.

21:41 to 25:35 The best distribution channels for building Kilted Coffee.

25:36 to 28:05 How the right people showed up at the right time.

28:06 to 33:29 Kilted Coffees philosophy, the coffee farmers, ethics, training and where to find a sample.

34:06 to 35:59 Wrap up.

Have a wonderful day,

The FYR team.

Resources:

Kilted Coffee Website 

Knowledge Area  

Trading For Retirement Community and Training

Guide To Funding Your Retirement 

Welcome to the first episode of The Fundamental Asset Podcast where Chris Boxall will help you navigate and interpret the UK equity market with a particular focus on AIM. Whether it’s company-specific news, market-wide news, or timely market topics, Chris will share his wisdom and experience from his 30+ years as a fund manager and from the perspective of a private investor.

Key topics for the first episode:

UK small caps.

RWS Holdings, Learning Technologies, Numis and iEnergizer.

Portfolio management.

Letting your winners run vs taking profits.

Inheritance tax planning.

Dividends from AIM companies.

Timestamps:

1:30 Discussing the de-listing of iEnergizer and the implication for private investors.

5:00 Discussing IHT companies and their benefits.

6:45 How mitigating inheritance tax through AIM-listed companies works.

8:00 Companies on AIM with attractive dividend yields.

10:10 Taking profits vs letting your winners run.

12:15 Discussing the difference between investing for yourself and managing OPM.

13:20 Discussing the opportunities on AIM right now.

15:30 Numis take over and is this a trend in 2023?

18:15 Closing thoughts and wrap up.

Thank you for listening, we hoped you enjoyed the episode.

If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about portfolio management and stock analysis.

Chris Boxall Resources.

Fundamental Asset Management website: https://fundamentalasset.com/

Fundamental Asset Management contact us page: https://fundamentalasset.com/contact/

Follow Fundamental Asset on Twitter: https://twitter.com/fundasset

Connect with Chris on LinkedIn: https://www.linkedin.com/in/chris-boxall-835a4222/

Visit FYR For More Investor Related Podcasts: https://www.fundyourretirement.com/

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

This time on The Investors Round Roland Head, Mark Simpson, and Graham Neary discuss the latest news from Superdry (SDRY), Dr Martens (DOCS) and Tclark PLC (CTO) and the investment potential of Money Supermarket (MONY), Ramsdens (RFX), Polar Capital (POLR), Ashmore Group (ASHM) and Premier Miton Group (PMI).

A healthy three-way debate about the shares they own, their portfolios, and the markets.

Timestamps:

1:00 Round table discussing the latest news from Superdry (SDRY), Tclark (CTO) and Dr Martens (DOCS).

17:00 Round table discussing Ramsdens (RFX).

27:30 Round table discussing Money Supermarket (MONY).

36:30 Round table discussing Polar Capital (POLR), Ashmore Group (ASHM) and Premier Miton Group (PMI).

If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about portfolio management and stock analysis.

Roland Mark & Graham Resources:  

Visit FYR for more investors related podcasts: https://www.fundyourretirement.com/

Follow Roland on Twitter: https://twitter.com/rolandhead

Visit Roland’s Dividends Investing website here: https://www.rolandhead.com/

Follow Mark on Twitter: https://twitter.com/DangerCapital

Buy Marks Book here: http://excellentinvesting.org/

Follow Graham on Twitter: https://twitter.com/GrahamNeary

Join Graham’s Substack newsletter here: https://theinvestorinstitute.substack.com/

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Financial Literacy with Andrew Craig, Part 1.  Andrew is an ex-investment banker, founder of plain English finance, and author of Amazon best-sellers, How to own the world and live on less, invest the rest.

Andrew believes the reason so many people struggle financially is, very simply, because they have never learned enough about money or financial markets.

After working for many years in the finance industry Andrew realised there was a significant disconnect between the wealth of an individual and the level of financial education they had, so he set up Plain English Finance in 2011 because of one simple truth: Understanding finance is the single most important factor for your financial success.

Part two will be published in a few days.

Timestamps:

0:00 to 2:20 Introduction.

2:21 to 9:45 Andrew Craig's story and journey so far.

9:46 to 12:35 Andrew's plan and vision for Plain English Finance.

12:36 to 14:08 Launching a diversified defensive fund and a biotech fund.

14:09 to 15:10 Thinking about risk and your age when investing.

15:11 to 18:32 Leveraging the stock market to build wealth.

18:33 to 23:05 Investing vs trading and life lessons.

23:05 to 27:44 Saving, investing, and the power of financial literacy.

27:45 to 29:45 Final words, leading into part two of the conversation.

Hope you enjoy and have a wonderful day.

The FYR team.

Guest Links & Resources:

Visit Plain English Finance: https://plainenglishfinance.co.uk/

Follow Andrew on Twitter: https://twitter.com/pef_uk

Visit Fund Your Retirement: https://www.fundyourretirement.com/ 

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Rob Dubin achieved a huge goal of financial independence at the young age of 42 and spent the next 17 years sailing around the world with his wife living the dream.

Rob shares the four principles he used to retire early and sail around the world.

• Principle one, how to think about money
• Principle two, spend less and save more
• Principle three, Increase your earnings
• And principle four is wise investing.

Timestamps:

0:00 to 1:48 Introduction.

1:49 to 3:45 Rob Dubin on reframing retirement.

3:46 to 5:35 A near-death experience that re-shaped how Rob’s life and his future.

5:36 to 9:35 Rob Dubin’s principle one, changing the mindset.

9:36 to 13:02 Rob’s compelling why to achieve financial independence.

13:03 to 15:25 Rob Dubin’s principle two, spend less and save more.

15:26 to17:40 Rob Dubin’s principle three, increase your earnings.

17:42 to 27:35 Rob and his wife prepare for sailing around the world.

27:36 to 39:40 Rob Dubin’s principle four, wise investing.

39:41 to 41:55 Closing thoughts, where to learn more from Rob and wrap up.

Hope you enjoy and have a wonderful day.

The FYR team.

If you like the episode, please subscribe to our channel for weekly updates and insights, and don’t forget to hit the share button.

Guest Links & Resources:

Visit Rob Dubin Website: https://www.robdubin.com/

Free PDF download: https://www.robdubin.com/faq-1

Visit Fund Your Retirement: https://www.fundyourretirement.com/

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Rosemary Banyard is an award-winning fund manager specialising in UK medium and smaller companies with over 30 years of experience in understanding business models, industry structures, barriers to entry, and risks, on both the buy and sell side.

Rosemary started her career in 1979 at James Capel as a senior investment analyst where she spent 12 years. Rosemary then moved into fund management starting at AIB Govett asset management before moving on to Schroders where she spent almost 20 years running a smaller companies Fund with Andy Brough.

In 2016 she joined Sanford DeLand to launch and manage the Free Spirit Fund. The Schroder UK Mid Cap trust returned 17%* p.a. while she was manager and in her two and a half years managing money at Sanford DeLand the Free Spirit Fund returned 31%. Rosemary joined Downing in March 2020 to launch the VT Downing Unique Opportunities Fund.

Rosemary talks about her investing journey and how it has evolved over the years from investing in quality businesses to sharing some of her best investments and some not so good. Rosemary shares her guiding principles, Investor red flags to look out for in company accounts and of course much, much more.

Timestamps:

1:45 Rosemary’s investing journey starting at the beginning.

7:00 Rosemary shares her overarching investing strategy and how that has evolved over time.

9:15 Discussing UK software company Kainos Group PLC (KNOS).

14:40 Discussing UK software company Alfa Financial Software Holdings PLC (ALFA).

18:00 Discussing James Fisher & Sons PLC (FSJ).

20:45 Discussing when to cut and investor red flags to look out for.

26:10 Discussing the differences between a fund manager and a private investor.

28:15 Does Rosemary feel any pressure from time to time?

29:30 What makes a good investor?

31:40 Rosemary’s essential reading for investors.

Hope you enjoy this episode and have a wonderful day.

The FYR Team

If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about portfolio management and stock analysis.

Guest Links & Resources:

Visit Rosemarys Profile on The Dowing Website Here: https://www.downing.co.uk/investor/offers/vt-downing-unique-opportunities-fund

Visit Fund Your Retirement: https://www.fundyourretirement.com/

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Chip helps people reframe what retirement means so they can enjoy a happy and fulfilled retirement. You may be surprised that many do struggle to make that transition both mentally and financially as you will hear from Chip.

Chip Stites has decades of experience in the financial planning world, he is a Retired Investment Advisor and a Retired Certified Financial Planner from the US.

Chip left that world behind him when he retired himself and founded the laughing retirement which helps people who are approaching retirement make the transition from worker or business owner into a new chapter of their life.

Timestamps:

0:00 to 1:32 Introduction

1:33 to 4:02 Chip Stites journey and background as a financial planner.

4:03 to 5:95 Chip began to think about what he would do when he retired.

5:96 to 7:30 Chip wanted his retirement to be great and move to Italy.

7:31 to 9:00 Why Chip wanted to retire in Italy.

9:01 to 11:30 Dealing with the emotional challenges of retiring.

11:31 to 16:35 How Chip prepared himself for retirement.

16:36 to 19:50 Chip’s view on the financial services industry and the fees charged.

19:51 to 24:20 Chip’s investment philosophy and view on dividend-paying stocks.

24:21 to 29:30 Chip shares how to get started planning for your retirement today.

29:31 to 32:15 Chip Stites closing thoughts and wrap up (how to build generational wealth)

If you like this episode, please subscribe for weekly updates and insights.

Hope you enjoy and have a wonderful day.

The FYR team.

The Laughing Retirement Website: https://thelaughingretirement.com/

The Laughing Retirement Facebook Page: https://www.facebook.com/retiredincittaducale

Chip Stites Calendly booking link: https://calendly.com/info-tlr-48

Visit Fund Your Retirement: https://www.fundyourretirement.com/

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Jonathan Davis is the founder and host of Money Makers, a weekly podcast show dedicated exclusively to following the latest news and developments in the investment trust sector. Jonathan is a private investor and has been writing about the financial markets for some of the major national publications such as the times, the economist, the independent and the financial times for over four decades. Jonathan is also a published author, authoring the very popular and successful book The investment Trust handbook which is now on its 6th edition.

Jonathan has also held several advisory roles, including Saunderson House, a fee-based wealth management firm, where he was a senior adviser on investment strategy and research. Smith & Williamson where he was a strategist and investment director. Non-executive directorships have included Hargreaves Lansdown and Jupiter UK Growth Trust.

Jonathan's main interests are in “big picture” investment issues – asset allocation, Investment trust strategy and fund selection – but he also invests in private and listed equities where he sees exceptional opportunities.

Jonathan shares his investing journey and demonstrates why he believes investment trusts are a superior investment vehicle compared to other types of funds.

Jonathan shares his thoughts on:

• What are investment trusts?
• Why does Jonathan champion investment trusts?
• What is the difference between funds and trusts?
• What are the fees for investment trusts?
• What are the metrics Jonathan looks for when searching for investment trust opportunities?

Hope you enjoy this episode and have a wonderful day.

The FYR Team.

If you like the episode, please leave us a review and subscribe for future investor interviews.

Guest Links & Resources:

Follow Money Makers on Twitter: https://twitter.com/MoneyMakersITs

Download The Investment Trust Handbook Here: https://money-makers.co/ithb/

Money Makers Website: https://money-makers.co/

The Money Makers Podcast: https://money-makers.co/money-maker-podcasts/

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Professor of economics at Boston University Laurence Kotlikoff shares an economics approach to financial planning. Laurence Kotlikoff explains why economics matter, and how they can be applied to banking, personal finance, and retirement strategy.

Professor Kotlikoff is a New York Times best-selling author and a frequent television and radio guest.  In 2014, The Economist named him one of the world’s 25 most influential economists. Professor Kotlikoff regularly features in the wall street journal, Bloomberg, Forbes, and yahoo finance.

Timestamps:

0:00 to 1:15 Introduction

1:16 to 9:26 Professor Kotlikoff’s backstory, journey, and how he became a professor of economics.

9:27 to 17:59 A brief history of economic thought.

18:00 to 19:30 The application of economics to almost everything

19:31 to 27:34 Professor Kotlikoff’s solution to fix the banking system 

27:35 to 35:95 An introduction to Maxifi financial planning software

35:96 to 43:58 An economist’s approach to personal finance

43:59 to 48:05 Professor Kotlikoff’s final thoughts and big takeaway for the episode

48:06 to 48:42 Wrap up

Hope you enjoy the episode and have a great day.

The FYR team.

Helpful Links & Resources:

Visit Laurence Kotlikoff’s website

Visit MaxiFi Planning software

Pre-order Money Magic here

Follow Professor Kotlikoff on Twitter

Follow Professor Kotlikoff on LinkedIn

Visit Fund Your Retirement Website

Currency investing basics, part one has been created to expand your Financial IQ covering the basic principles of investing in the foreign exchange markets.

As with any free market, the basic premise is supply and demand; when an abundance of investors buys a currency, a shortage of the currency is created, increasing the value and price.  When they sell a currency, an oversupply is created, causing the demand for the currency to decrease, suppressing its price and value. 

The first step is to think of trading and investing as a business, and it’s not a get rich quick scheme. There is no short cut if you need quick money; this isn’t the place for you.

Time stamps:

0:00 to 1:13 Introduction.

1:14 to 2:15 The new normal and Funding Your Retirement.

2:16 to 3:20 Investing and trading is a business, free markets, and supply and demand.

3:21 to 4:15 Basic principles of why a currency chart rises and falls.

4:16 to 5:13 An everyday example od using the currency markets.

5:14 to 6:06 The different currency pairs and cross pairs.

6:07 to 8:12 Profiting from a rising and falling currency pair.

8:13 to 9:21 Investing and trading are like running a business, and casinos are where you go to gamble.

9:20 to 10:36 Wrap up.

Have a wonderful day.

The FYR team.

Resources:

Knowledge Area  

Trading For Retirement Community and Training

Guide To Funding Your Retirement 

How you avoid old-age poverty, increase your wealth and leave something for your children will likely require multiple income streams and assets working together

First, Begin by identifying your main goals.

• Wealth building 
• Avoiding old-age poverty 
• Leave a legacy for your children 
• Live the dream, holidays, cars, boats; you know the story 

Now Identify your potential income streams and approximately how much they will give when you want it, not when you're allowed to have it, but when you decide. 

• Pensions, with these you don't have much of choice, its 55 and that's out of your control
• State pension, again, not much of a choice 
• Business income, this you do have a choice in and is scalable 
• Rental income from properties, this you can control and is scalable 
• Salary, this you can control and is scalable, providing you keep upskilling what you have to offer for your time

Our mission is to help you not only achieve your desired standard of living but to make sure you exceed it. Do not underestimate the power of compound interest, and compound interest is earning money on top of money. Watching your net worth increase over the years is a comforting and rewarding experience; it gives a feeling of security and also the freedom that comes when the time is ready, you will be able to do what you want, with who you want, when you want.

Resources:

Knowledge Area  

Trading For Retirement Community and Training

Guide To Funding Your Retirement 

Lord Lee of Trafford holds the accolade of becoming the first ISA millionaire in 2003. Lord Lee is a well-known and respected private investor who has been investing in the UK small-caps very successfully for many decades.

During this interview; Lord John Lee reflects on his many years of investing and discusses the types of businesses he invests in, why he likes AGMs, how he assesses management, his top five holdings and the recent 30% drop in one of his largest holdings, Treatt

Lord Lee is a published author, published his first book, "How to make a million slowly" in 2013 and more recently in 2019 he published "Yummi yoghurt the first taste of stock market investment" aimed at helping the younger generation to get involved in the stock market.

Lord John Lee left the Conservative Party in the 90s, and joined the Liberal Democrats in 2001, he was appointed to the House of Lords as a Lib Dem Peer in 2006 where he continues to sit today.

Timestamps:

0:00 to 109 Introduction.

1:10 to 2:09 The catalyst that started Lord John Lee on his investing journey.

2:10 to 2:42 Lord Lee’s investing style and strategy overview.

2:43 to 5:35 The types of businesses Lord Lee invests in.

5:36 to 6:26 How Lord Lee resists the temptation of the new hot stock or hot market.

6:27 to 9:00 How Lord Lee assesses the management of the companies he invests in.

9:01 to 10:02 Why Lord Lee likes AGM,s.

10:01 to 10:36 The metrics Lord Lee looks for in his accounts

10:37 to 11:31 How often does Lord Lee re-balance his portfolio?

11:32 to 12:45 How Lord Lee managed the 30% drop in his largest holding Treatt (TET)

12:46 to Lord Lee’s top five holdings.

14:20 to 15:01 Lord Lee talks about transitioning to dividends for income.

15:02 to 16:30  Looking at small-caps for take-over potential.

16:31 to 18:01 Does Lord Lee top-slice or take profits, and if so how and when.

18:02 to 19:35 Lord Lee’s investing mistakes.

19:36 to 21:10 How does Lord Lee hold on to these companies for so long; multi-decades?

21:09 25:00 Lord Lee’s journey to becoming the first UK ISA millionaire.

25:01 to 28:15 The power of reinvested dividends.

28:16 to 31:39 Why Lord Lee wrote both his books How to Make a Million Slowly and Yummi Yoghurt: A First Taste of Stock Market Investment.

31:40 to 33:20 Should you borrow to invest?

33:21 to 36:03 Closing thoughts and wrap up.

Hope you enjoy this episode and have a wonderful day.

The FYR Team.

If you like the episode, please leave us a review and subscribe for future interviews with experts in the field of finance and wealth-building strategies. 

Guest Links & Resources:

Purchase How to Make a Million – Slowly: Guiding Principles From A Lifetime Of Investing (Financial Times Series): https://www.amazon.co.uk/How-Make-Million-principles-successful/dp/1292005084/ref=sr_1_1?crid=2USP282XCQAVS&keywords=yumi-yogurt+lord+lee&qid=1662493101&sprefix=yumi-yogurt+lord+lee%2Caps%2C54&sr=8-1

Purchase Yummi Yoghurt: A First Taste of Stock Market Investment: https://www.amazon.co.uk/Yummi-Yoghurt-First-Market-Investment/dp/178623520X/ref=sr_1_2?crid=2USP282XCQAVS&keywords=yumi-yogurt+lord+lee&qid=1662493065&sprefix=yumi-yogurt+lord+lee%2Caps%2C54&sr=8-2

Visit Fund Your Retirement: https://www.fundyourretirement.com/

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Today’s episode is less about individual companies and more about the wider investing concerns around UK PLC and what could be done to help the UK become more attractive for individual investors and more attractive for companies to list here.

Chris covers a wide range of concerns and solutions that could help improve conditions for investors, and the companies that list here.

Other key topics discussed:

·         Are UK shares cheap right now or one of the worst places to invest?

·         What can investors and the UK government do to improve conditions?

·         The changing nature of AIM over the last 10 years

·         How to become a better analyst

·         Solutions to encouraging more companies to list.

Timestamps:

1:15 Discussing whether UK shares are cheap right now or one of the worst places to invest.

3:15 Using British American Tobacco (BATS) as an example of a company that could do more.

5:50 Could the UK government do more to foster UK-focused investment?

6:45 Discussing Abcam (ABCM) leaving AIM, and what could be done to encourage companies to stay listed in the UK.

11:45 How to become a better analyst.

15:00 How to cultivate patience.

17:15 The rise of passive investing.

19:00 Discussing inheritance tax breaks and tax incentives to help encourage companies to list.

21:35 Closing thoughts and an invite for founder-led companies or long-term CEOs to get in touch and share their journey/story on the podcast.

If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about portfolio management and stock analysis.

Resources:

Fundamental Asset Management website: https://fundamentalasset.com/

Fundamental Asset Management contact us page: https://fundamentalasset.com/contact/

Follow Fundamental Asset on Twitter: https://twitter.com/fundasset

Connect with Chris on LinkedIn: https://www.linkedin.com/in/chris-boxall-835a4222/

Visit FYR For More Investor Related Podcasts: https://www.fundyourretirement.com/

Follow FYR on Twitter: https://twitter.com/FRetirement

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Ed Croft is the co-founder and CEO of Stockopedia whose goal is to help private investors beat the market. Ed began his career with Goldman Sachs as a wealth manager before leaving to manage his family funds leading launch of Stockopedia in 2012.

Key topics:

·         What is a multibagger.

·         What creates a multibagger.

·         How you can find companies with these long-term qualities today.

·         Portfolio and risk management.

·         Why Ed is optimistic about the UK stock market.

·         Why Ed’s investing style has gone full circle back to being more of a stock picker.

·         What Ed learned going through a 60% drawdown during the financial crisis.

Ed shares in great detail the metrics that drive long-term compounding in companies, including how you can find those companies today.

// Register for the FREE trial and gain access to the three extra masterclass videos,  Just go to: https://www.stockopedia.com/?utm_source=fundyourretirement&utm_medium=podcast

Timestamps:

1:30 How Ed got started as an investor and his journey so far.

4:00 Ed sharing what is a multibagger.

5:30 Why Ed and the Stockopeda team decided to carry out the research into stocks that multibag.

7:45 What surprised Ed the most?

9:00 The financial characteristics that drive long-term compounding companies.

11:35 The qualitative aspects that drive long-term compounding companies.

15:40 Discussing Ed’s investing style and approach

21:00 Ed sharing his experience of a 60% drawdown and discussing drawdowns in general.

25:20 Ed sharing his market timing strategy.

29:00 Ed sharing how you use this knowledge to find stocks that can multibag today.

Hope you enjoy this episode and have a wonderful day.

The FYR Team

If you like this episode, please let us know by subscribing for future interviews and insightful conversations about portfolio management and stock analysis.

Guest Links & Resources:

Take the FREE two-week trial here: https://www.stockopedia.com/?utm_source=fundyourretirement&utm_medium=podcast

Read the Multibagger report here: https://assets.stockopedia.com/books/makings-of-a-multibagger.pdf

Watch the multibagger webinar on the Stockopedia YouTube Channel here: https://youtu.be/DLR15dWGhos?si=5OWwyQVkvCSQ8NVr

Follow Stockopeida on Twitter here: https://twitter.com/stockopedia

Visit Fund Your Retirement: https://www.fundyourretirement.com/

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Mark Simpson is a deep-value investor and has been investing in individual stocks since 2003. Over the last decade, Mark has generated a 19% compound annual return following a Value methodology. He has achieved this out-performance by developing a strategy that plays to his unique strengths and overcomes his weaknesses, in particular finding practical ways to overcome behavioural biases.

Mark Simpson is a full-time investor and published author of the book Excellent Investing, a practical guide for investors who are looking to elevate their investment performance to the next level available on Amazon.

Mark shares his investing journey and demonstrates his stock-picking methodology by breaking down a company from his portfolio that he has a high conviction in such as:

• What first drew Mark to the stock
• What was his buy price
• Accounts and balance sheet metrics
• What is the competitive advantage or moat around the company
• How Mark finds these types of companies?

Hope you enjoy this episode and have a wonderful day.

The FYR Team

If you like the episode, please leave us a review and subscribe for future investor interviews.

Guest Links & Resources:

Follow Mark on Twitter: https://twitter.com/dangercapital

Buy Excellent Investing from Amazon: https://www.amazon.co.uk/Excellent-Investing-Build-Winning-Portfolio/dp/1074944798

Mark’s discord server channel: https://discord.gg/9aQxA44Ftg

Mark Simpson’s Website: http://excellentinvesting.org/

Visit Fund Your Retirement: https://www.fundyourretirement.com/

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Financial Literacy with Andrew Craig. In part two, Andrew delves deep into what is the real cause of inflation and the cost of living crisis. Andrew also shares a brief history of the pension system and what has gone wrong with the government pension system to date, and why should not rely on it for your future financial security.

The conversation starts by looking at the flaws in the system before moving on to a brighter future than many realise, from the growth of the stock market, the long tail of the internet that we are now witnessing, and new emerging technologies.

Andrew believes the reason so many people struggle financially is, simply, because they have never learned enough about money or financial markets.

After working for many years in the finance industry Andrew realised there was a significant disconnect between the wealth of an individual and the level of financial education they had, so he set up Plain English Finance in 2011 because of one simple truth: Understanding finance is the single most important factor for your financial success.

Since then Andrew has authored two best sellers How To Own The World, and Live on Less and Invest the Rest. You can buy either from Amazon or through Andrews website here: https://plainenglishfinance.co.uk/

You can listen to part one here: https://www.fundyourretirement.com/podcasts/fyr059-andrew-craig-how-financial-literacy-can-make-you-wealthy/

Timestamps

0:00 to 1:25 Introduction

1:26 to 5:30 The history, and the current state of western government pensions.

5:31 to 10:19 Will the future be Star Trek or Mad Max?

10:20 to 18:25 What is causing record-high inflation?

18:26 to 21:09 Modern monetary theory (MMT) and the Levels of UK government debt.

21:10 to 25:10 The solution is tech, bio-tech and individual responsibility.

25:11 to 29:00 The longtail of the internet is only just beginning.

29:01 to 34:25 The importance of Gold, commodities, and sound money.

34:26 to 36:30 Where you can follow, connect and learn more from Andrew Craig.

36:31 to 37:09 Wrap up.

Hope you enjoy and have a wonderful day.

The FYR team.

Guest Links & Resources:

Visit Plain English Finance: https://plainenglishfinance.co.uk/

Follow Andrew on Twitter: https://twitter.com/pef_uk

Visit Fund Your Retirement: https://www.fundyourretirement.com/

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Paul Belanger is back with us to talk about his new book Evidenced-based wealth – How to Engineer Your Retirement.

For those who don’t know, Paul is PHD chemical engineer who became finically independent at 50, hence the title how to engineer your early retirement.

The book is essentially a manual on how to achieve financial independence. It’s a fantastic read and one that we highly recommend.

Podcast Timestamps:

0:00 to 1:10 Introduction.

1:10 to 10:01 The importance of a high saving rate for achieving early retirement.

10:02 to 15:15 What is the true definition of real money.

15:16 to 21:35 Efficient investing and dividend investing.

21:36 26:10 Using cash as a buffering tool in retirement.

26:11 to 34:10 Portfolio management and Gold.

34:11 to 38:35 Drawing down on your portfolio when you leave the 9 to 5 work environment.

38:36 to 40:50 Closing remarks and wrap up.

To give you an overview here are the chapter titles from the book as follows:

Chapter 1: Introduction, who is Paul and why did he write this book.

Chapter 2: Adopting the right mindset for building wealth.

Chapter 3: Unlocking your most powerful wealth-building tool.

Chapter 4: Understanding the nature of what we call money.

Chapter 5: Do bonds have a role to play.

Chapter 6: The efficient way to invest in stocks.

Chapter 7: Cash, a buffering signalling tool.

Chapter 8: A portfolio is more than the sum of its parts.

Chapter 9: How annuities work.

Chapter 10: How to make the most of social security.

Chapter 11: Legally avoid taxes to build wealth quickly and deplete it slowly.

Chapter 12: You’ve reached your retirement goal. Now how can you spend it without exhausting your pot?

Chapter 13: Required minimum distributions, the widow's tax trap, and other pitfalls to avoid.

Hope you enjoy and have a wonderful day.

The FYR team.

If you enjoyed this episode, please subscribe for weekly updates and insights, and don’t forget to leave us a review.

Pauls's FYR profile Page: https://www.fundyourretirement.com/expert-guest-paul-belanger/

Paul's YouTube Page https://www.youtube.com/user/belangp

Buy Pauls's Book from Amazon here: https://www.amazon.co.uk/Evidence-Based-Wealth-Engineer-Retirement/dp/B09XZ8HXQS/ref=sr_1_1?crid=15E2Y7MX16CT1&keywords=evidence+based+wealth&qid=1653303434&sprefix=evidenced+basd+wealth+%2Caps%2C83&sr=8-1

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Neil believes in simplifying financial advice, transparency, and putting the client first. During this podcast conversation, Neil shares how the role of an IFA has changed over the years leading Neil to decide to become a regulated advisor having seen the industry change for the better which he shares in this conversation.

Neil has a wide range of clients from as young as their early 20s to late 80s and believes that obtaining regulated advice should be available for all. Neil Young is an independent financial adviser in the UK.

Time Stamps:

0:00 to 1:40 Introduction.

1:41 to 3:25 Neil Young’s story and journey so far.

3:26 to 5:45 The shifting role of a financial planner.

5:46 to 7:40 RDR regulations and qualifications that are required.

7:41 to 10:50 Helping to close the advice gap.

10:51 to 12:10 Serving a wide range of clients.

12:11 to 16:40 Creating the financial plan for Neil’s clients.

16:41 to 21:00 Helping people retire with confidence.

21:01 to 24:21 Where the financial planning industry is trending towards.

24:22 to 25:30 Busting the myths of financial advisers

25:31 to 27:04 Where you can follow and connect with Neil

Hope you enjoy and have a wonderful day.

If you like this episode, please subscribe for weekly updates and insights.

The FYR team.

Guest Links & Resources:

Plan with Neil Website: https://planwithneil.com/

Neil Young LinkedIn Profile: https://www.linkedin.com/in/neil-young-0b250ab1/

Visit Fund Your Retirement: https://www.fundyourretirement.com/

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

John Rosier is a former city fund manager turned esteemed financial writer who runs the model portfolio. The JIC Portfolio which John started in 2012 has returned 303% vs, the FTSE all share of 125% over the same period.

During this episode, John shares:

His investing philosophy and approach.

the value of keeping a detailed investment diary.

What he’s been adding to his portfolios in recent months.

Back testing stop losses and when is a good time to sell?

John discusses the importance of dividends, which have grown from £2,000 a year to a projected £29,000.

Finally, John shares what he would say to those who are just getting started.

Timestamps:

1:20 When and how John started his investing journey.

3:40 The type of investor John is today, his investment philosophy and approach.

6:00 Discussing John’s model portfolio, how it started, the returns and the role dividends play in that.

10:15 John's 10 biggest contributors in terms of monetary gain.

15:45 Discussing some of John’s biggest losers in the model portfolio.

18:10 Discussing the use of stop losses and when is the right time to sell.

23:10 John shares why keeping a diary helps with discipline.

25:45 John shares what he would say to those just getting started.

28:45 Closing thoughts and where you can follow and connect with John

Hope you enjoy this episode and have a wonderful day.

The FYR Team

If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about portfolio management and stock analysis.

Guest Links & Resources:

Visit John Rosier’s website and the JIC model portfolio here: https://www.jicuk.com/

Follow John on Twitter here: https://twitter.com/JohnRosier

John’s articles on the Investors Chronicle: https://www.investorschronicle.co.uk/john-rosier/

Visit Fund Your Retirement: https://www.fundyourretirement.com/

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Meir Velenski financial markets expert and Lee Cleasby take a deep dive into current market events, such as Inflation, Federal Reserve tapering, interest rate hikes, and what does it all mean. Will the federal reserve trigger a market crash in 2022?

Meir started his career in the city of London as a Eurobond Trader and an Options Trader and quickly developed into an expert on Financial Markets, working for multiple European financial firms during his career.

Can the markets remain elevated with the fed tapering and raising rates at the same time?

0:00 to 2:25 Introduction.

2:25 to 3:01 Key topics covered in the episode.

3:02 to 5:15 Meir's journey, background, and experience.

5:00 to 7:55 Macro picture of the global economy.

7:56 to 10:04 The effects of money printing on asset prices.

10:04 to 12:59 The effects of the fed tapering on the global economy.

13:10 to 16:10 Will the fed trigger a recession period?

16:10 to 18:50 Correlation of raising rates and recessions.

18:51 to 20:10 Implications for people on fixed income.

20:11 to 21:35 The correlation of the federal fund balance sheet and the S&P500

21:36 to 24:03 Will the fed engage in more QE if a recession happens this year?

24:05 to 26:00 What can investors do to protect themselves?

26:01 to 27:35 Where to follow Meir and wrap up

Hope you enjoy and have a wonderful day.

If you like the episode, please subscribe for weekly updates and insights.

The FYR team.

Guest Links & Resources:

Meir’s YouTube Channel – Driving Markets: https://www.youtube.com/channel/UCk_XCjldCcwmceFoV3LNVvA

Meir’s website Invest 770: https://invest770.com/

Meirs LinkedIn Page: https://www.linkedin.com/in/mvelenski/

Visit Fund Your Retirement: https://www.fundyourretirement.com/

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Private investor Mark Atkinson has been investing since the mid-80s. Mark is a self-directed private investor who achieved financial independence at the young age of 53, living full time off his stock portfolio of 36 stocks.

In this episode of The Fund Your Retirement Podcast, Mark answer’s the common questions we received after our first podcast chat such as:

how do I know if I am cut out to be a private investor?

why he invests in stocks and not funds

Are 36 stocks too many?

Can you share a couple of stocks you hold and your reasoning for holding them?

How can I control my impatience/boredom that makes me overtrade?

How does your mindset change when you stop working and living off your investments?

how did he manage the transition going from a full-time employee to financially independent and leaving the work environment?

You can find the links to Mark's first interview on becoming a self-directed investor below.

Link here: https://www.fundyourretirement.com/podcasts/fyr051-mark-atkinson-on-becoming-a-self-directed-private-investor/

Timestamps:

0:00 to 2:05 Introduction.

2:06 to 3:30 Mark shares how you know if you are cut out to be a private investor.

3:31 to 6:50 Mark shares his thought processes around risk and investing.

6:51 to 9:50 Mark shares why he holds Smurfit Kappa Group.

9:51 to 12:25 Mark shares why he holds Somero Enterprise.

12:26 to 13:46 Are holding 36 stocks to many too hold for a private investor?

13:37 to 14:30 How much time does Mark dedicate to investing and managing his portfolio?

14:31 to 16:55 Why does Mark uses the information of others around him above his research.

16:56 to 17:50 Why Mark chooses to invest in stocks above managed funds.

17:51 to 18:50 How Mark controls the impulse to over trading.

18:50 to 20:15 How Mark managed his portfolio of 36 stocks and his full time job.

20:16 to 22:30 How Mark managed the transition going from employee to living off his investments full time.

22:31 to 23:40 Closing thoughts and wrap up.

Thanks for listening to the Fund Your Retirement Podcast. We hope you have enjoyed this episode and if you did, please let us know by subscribing, sharing and leave us a review.

Until next time, we hope you have a wonderful day.

The FYR team.

Guest Links & Resources:

Mark Atkinson's Linkedin Profile: https://www.linkedin.com/in/mark-atkinson-10824b71/

Visit Fund Your Retirement: https://www.fundyourretirement.com/

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions

Ronnie Moas explains where he believes the price of Bitcoin will be in the next few years and his reasons why. Ronnie also shares his thought on the S&P500 and at what levels he would be happy to start buying companies on sale again. Ronnie explains when he uses ETF’s and why they can be a good strategy to use when it is not so easy to pick the winners from a sector.

Ronnie is the founder of standpoint research and has ranked one of the top-ranking stock pickers on Tip-ranks against more than 3,500 analysts for his 2008-2017 performance, which covers more than 500 recommendations he has issued since 2008, and Since 2004. Ronnie beat the S&P-500 by at least 500 bps with 66% of his recommendations

Ronnie became interested in cryptocurrencies in July of 2017 when Bitcoin was trading around $2,500, Ronnie set a price target of $50,000 for 2027 in his newsletter which bitcoin reached by 2021. Ronnie Moas believes Bitcoin can still go a lot higher from where it is now.

Fund Your Retirement is an investment research and online financial media publisher sharing strategies and insights about finance, the markets, and the many different solutions for funding your long-term retirement, by showcasing experts in the field of finance and wealth-building strategies.

Timestamps:

0:00 to 1:20 Introduction

1:21 to 2:41 How Ronnie got started in the investment world

2:42 to 5:00 The similarities of the dot com bubble to the altcoin space.

5:01 to 11:21 Ronnies Bitcoin price prediction

11:22 to 15:50 Bitcoin as a digital store of wealth vs a payment system

15:51 to 17:44 Regulating the crypto space

17:45 to 19:22 When the intuitions step into Bitcoin at volume

19:21 to 22:14 Ronnies thoughts on Ethereum and Dogecoin

22:45 to 26:01 Money printing and the stock market

26:02 to 29:20 How Ronnie Moas uses ETF’s

29:21 to 32:10 Ronnies big takeaway for the audience don’t invest what you can’t afford to lose.

32:11 to 33:29 How you can learn more about Ronnie and wrap up.

Hope you enjoy and have a wonderful day.

The FYR team.

Guest Links & Resources:

Visit Standpoint Research

Follow Ronnie on Twitter

Follow Ronnie on Instagram

Visit Fund Your Retirement

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Craig West breaks down how to buy an established business, how to value a business, and how to plan for a successful business exit.

Craig West is the CEO and founder of Succession Plus which provides focused and strategic advice for SME business owners in business succession and exit planning. Craig is a successful entrepreneur who has helped over 600 business owners maximise the value of their business and achieve a successful exit.

We live in a world that requires income and capital growth. Buying an established business offers the opportunity to achieve both goals, or maybe you are already a business owner and would like to know how much your business might be worth, or perhaps, now is the time to put your business up for sale and move to the next chapter in your life.

If any of these topics resonate with you, then you will enjoy this episode as Craig breaks down the strategies for buying an established business, how to value a business and how to plan for a successful business exit.

Timestamps:

0:00 to 1:27 Introduction.

1:28 to 3:00 Craig’s story and journey into business.

3:01 to 7:00 What are the steps to buying an established business.

4:01 to 9:23 How to value an established business.

9:24 to 15:24 How to maximise the value of a business for an exit.

15:25 to 17:17 Key questions to ask when buying an established business

17:18 to 19:50 What are the costs and time when preparing for a business exit.

19:51 to 21:50 What does a business owner do after a successful exit.

21:51 to 25:15 Craigs closing thoughts and wrap up.

Hope you enjoy and have a wonderful day.

The FYR team.

If you like this episode, please subscribe for weekly updates and insights, and don’t forget to hit the share button.

Guest Links & Resources:

Visit Succession Plus: https://succession.plus/

Succesion Plus Twitter: https://twitter.com/successionplus

Craig West Linkedin Profile: https://www.linkedin.com/in/craigwest/

Visit Fund Your Retirement: https://www.fundyourretirement.com/

Dominic shares his passion, knowledge, and insights from helping people achieve the goal of funding their retirement with clarity and confidence over his 15-year career.

Dominic believes in combining the financial plan with the most suitable wealth engine that suits your circumstances so you can retire with clarity and confidence.

Dominic McLoughney is a Charted financial planner and Director at Becketts wealth management services. Dominic is very passionate about his job and the role he provides for his clients as you will see through the interview.

Timestamps:

0:00 to 2:51 Introduction.

2:52 to 5:47 Beckett's wealth becomes a finalist in the red rose award.

5:48 to 10:50 Dominic’s, background, journey, and experience.

10:51 to 14:18 A significant rise in people requesting a financial plan.

14:19 to 20:40 Dominic shares in detail what a financial plan is and its benefits.

20:41 to 26:15 How Dominic approaches the wealth engine that drives the plan.

26:16 to 29:00 The pitfalls of social media and self-directed investing.

29:01 to 31:30 The changes in the financial planning industry since 2006.

31:32 to 32:30 Where you can follow and connect with Dominic

Hope you enjoy and have a wonderful day.

The FYR team.

If you like this episode, please subscribe to our podcast for weekly updates and insights, and don’t forget to hit the like button.

Guest Links & Resources:

Visit Becketts Website & book an appointment: https://www.beckettsfs.co.uk/

Connect with Domonic on LinkedIn: https://www.linkedin.com/in/dominic-mcloughney-50148417/

Email Dominic: dominicm@beckettsfs.co.uk

Follow Becketts on Twitter: https://twitter.com/beckettsfs

Visit Fund Your Retirement: https://www.fundyourretirement.com/

Disclaimer: This presentation is for educational and entertainment purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. This information is being presented without understanding your specific circumstances or financial situation. If you need advice, please contact a qualified financial adviser, tax accountant, or an attorney, in your country before making any financial decisions.

Fund Your Retirement Five Principles

Investing and Trading is principle number three of the five principles for Funding Your Retirement.

Investing and Trading can simply be defined as the ability to generate income and build long term wealth for you and your family from global currencies, stocks, commodities, and shares.

Understanding how to earn income and growth from the financial markets will be a crucial building block of your Retirement Prosperity. The financial markets are the deepest pool of financial resources on the planet.  There is no shortage of money, just merely an understanding of how to access it.

Trading and Investing are two approaches to profiting from the financial markets. Both groups have the same goal but choose different timeframes and strategies in achieving the overall aim. Both offer great value when using the financial markets to fund your retirement. 

By using the five fundamental principles outlined in this mini-series, you can accelerate your financial self-sufficiency and fund your retirement.

Roland Head is a UK equity income analyst with a particular focus on investing for dividend growth. Roland is here to talk about his investment approach and some of the lessons he has learnt over the many years as a private investor and shares one of the strongest convictions in his portfolio.

Roland has been investing since 2007 and is an experienced investment writer and analyst writing for Stockopedia since 2015, and regularly contributes to Investors Champion and the Motley Fool as well as many other well-known investor websites.

0:00 to 0:50 Introduction.

0:51 to 2:38 The catalyst that inspired Roland Head to start his investing journey in 2007.

2:39 to 3:59 Roland’s investing style and strategy.

4:00 to 5:25 Why Roland focuses on dividend income.

5:26 to 9:29 What metrics does Roland focus on when investing in a company?

9:30 to 18:18 How does Roland find these winning companies?

18:19 to 21:15 Roland’s lessons from many years of being a private investor.

21:16 to 24:52 How Roland is managing his portfolio given the current economic situation.

24:53 28:40 Ronald’s view on AGMs, management and using data for his investment approach.

28:41 to 32:06 How does Roland know it’s time to sell or re-balance his portfolio?

33:00 to 36:00 Roland Heads biggest investing mistake and what you can learn from it?          

36:01 37:43 How Roland manages the media and the latest media narrative.

37:45 to 39:00 Roland’s mentors when he started out investing and today.

39:01 to 40:18 Closing thoughts and wrap up.

Hope you enjoy this episode and have a wonderful day.

The FYR Team

If you like the episode, please leave us a review and subscribe for future conversations with expert guests in finance and wealth-building strategies.

Guest Links & Resources:

Roland Head’s Website: https://www.rolandhead.com/

Twitter @rolandhead: https://twitter.com/rolandhead

Visit Fund Your Retirement: https://www.fundyourretirement.com/ 

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

In part six of this investing eight-part series, Judith Mackenzie and Rosemary Banyard share the highs and lows of meetings with company management, red flags to look out for and their views on annual general meetings, more commonly known as AGM’s.

Key topics covered:

• How important are AGMs in your analysis of companies - do either of you attend AGMs?
• Voting, is it important? What do you tend to vote against?
• Have you any memorable experiences with management that stand out, good and bad?
• What red flags put you off management?

Each episode of this now eight-part series builds on the next as they walk you through an investor's journey.

If you have ever wondered what a fund manager does, how they think, the types of investments they look for and what led them to pursue careers in finance and investing? Then you’re in the right place, join Judith and Rosemary as they peel back the veil and share their guiding principles and experiences from careers spanning multiple decades in the finance industry as investment fund managers.

Timestamps:

 1:40 Judith and Rosemary explain what an AGM is.

3:30 Re-election of directors for listed companies.

5:30 Voting at AGMs and what do Judith and Rosemary vote against.

9:15 Judith and Rosemary's thoughts on AGMs.

12:50 Memorable meetings with company management.

17:30 What characteristics make a good CEO, MD or founder?

24:45 Thoughts on family-led companies.

28:00 Final thoughts and two worthwhile books to read.

Hope you enjoy this episode and have a wonderful day.

The FYR Team

If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about the markets, personal finance, portfolio management and stock analysis.

Links & Resources: 

Visit Downing Fund Managers here: https://www.downing.co.uk/downing-fund-managers

Follow Dowing on X/Twitter @downingllp: https://twitter.com/downingllp?lang=en

Investors reading and watch list for the long-term investor: https://www.fundyourretirement.com/wp-content/uploads/2023/11/Top-picks-for-a-long-term-investor.pdf

Next annual reports: https://www.nextplc.co.uk/investors/reports-and-presentations/archive

Visit Fund Your Retirement: https://www.fundyourretirement.com/

Follow FYR on Twitter: https://twitter.com/FRetirement

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

During this episode, I review a common theme running through both Mikes and Hywles episodes, FYR009, and FYR010. Although they come from two very different professions, Mike is a successful professional fund manager and Hywel is a successful business consultant, they both stressed the importance of planning.

Many regularly use the skill of planning when booking a holiday to buying a new car. With the abundance of information available at our fingertips, its never been a better time to plan your way to financial self-sufficiency and set a target of funding your retirement. It starts with planning

0.00 to 0:40 Introduction

0:041 to 1:27  Mike and Hywel discuss the importance of planning in episodes FYR009 and FYR010

1:28 to 2:30 How you are already skilled at planning and many plan a major event each year, your holiday

2:31 to 3:00 The fundamentals of planning

3:01 to 3:36 Business plan outline

3:37 to 4:40 Trading plan outline

4:41 to 5:44 Spending time researching and planning for a new car

5:45 to 8:01 We live in the information age, planning creates direction, and it gives us focus

8:02 to 9:24 Next weeks topic on risk management and wrap up

Have a wonderful day,

The FYR team.

Resources:

Knowledge Area  

Trading For Retirement Community and Training

Fund Your Retirement E-book

Clarity and control is principle one of the five principles for Funding Your Retirement.

Clarity and Control is the ability to get clear on where you are now, and where you need to be. Develop the confidence to achieve your targets and become an effective self-reliant individual.

Clarity & Control is a vital principle in the five because if you don’t know where you are and don’t feel like you're in control of where you are going, then you cannot work towards achieving your financial goals.

By using the five key principles outlined in this mini-series, you can accelerate your financial self-sufficiency and fund your retirement.

Hywel joined us for episode 10 discussing business planning, how covid-19 has affected the business environment and the growth and success of online business networking.

One area we touched on was creating a solid business foundation, which to me, is so crucial for setting up a successful business, so I asked Hywel to come back on and expand on the areas required for a solid business foundation.

0:00 to  1:30 Introduction.

1:31 to 2:20 How Hywel’s consultancy business has been getting back to the new normal.

2:21 to 6:38 Building a business on a solid foundation.

6:40 to 8:31 Underatsning what your mission and vision are and the difference between them.

8:32 to 10:49 The acceleration towards an entrepreneurial economy.

10:50 to 12:05 The rise of Hywel, the influencer and the influencer market.

12:06 to 15:56 Trending on Linkedin, topics, hashtags and how to.

15:57 to 18:56 The importance of a one to one

18:57 to 21:09 Wrap up

Have a wonderful day,

The FYR team.

Resources:

APD Business Resolutions Website

Knowledge Area  

Trading For Retirement Community and Training

Guide To Funding Your Retirement 

In part three of this six-part series, Judith Mackenzie and Rosemary Banyard share how they analyse companies for long term investing.

• How they go from a universe of thousands of companies to a few hundred and
• How they go from a few hundred companies to a small watch list.
• What they look for in a good company.
• How they analyze company accounts.
• Their views on management and rumination.
• Attending AGMs and discussing what a moat is.
• Red flags to avoid in companies.

This was another great insight into how two seasoned fund managers think and how they view investing for the long term.

Each episode of this six-part series builds on the next as they walk you through an investor's journey. So, If you have ever wondered what a fund manager does, how they think, the types of investments they look for and what led them to pursue careers in finance and investing? Then you’re in the right place, join Judith and Rosemary as they peel back the veil and share their guiding principles and experiences from careers spanning multiple decades in the finance industry as investment fund managers.

Timestamps:

2:05 Rosemary and Judith start right at the beginning; how they go from multiple thousands of companies to just a few hundred to focus on.

9:00 Judith shares what RNS,s (regulatory news services) are and why they are important.

10:40 Rosemary and Judith share how they go from a universe of a few hundred companies to a small watch list.

13:00 Analysing company accounts.

17:15 Discussing what a moat is and how to assess if a company has a moat.

20:50 Looking out for the red flags when analysing companies.

25:10 Discussing the changes Rosemary and Judith have seen over their investing career.

27:45 Attending AGM,s (annual general meetings) of companies.

31:00 Final thoughts on analysing companies from Rosemary and Judith.

33:15 Judith shares her book to read, The Red Notice by Bill Browder.

35:15 Rosemary shares her book to read, Investing for Growth by Terry Smith.

Hope you enjoy this episode and have a wonderful day.

The FYR Team

If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about the markets, personal finance, portfolio management and stock analysis.

Links & Resources: 

Visit Downing Fund Managers here: https://www.downing.co.uk/downing-fund-managers

Follow Dowing on X/Twitter @downingllp: https://twitter.com/downingllp?lang=en

Investors reading and watch list for the long-term investor: https://www.fundyourretirement.com/wp-content/uploads/2023/11/Top-picks-for-a-long-term-investor.pdf

Investing for Growth by Terry Smith: https://www.amazon.co.uk/Investing-Growth-companies-anthology-investment/dp/0857199013

Red Notice by Bill Browder: https://www.amazon.co.uk/Red-Notice-Became-Putins-Enemy/dp/

Visit Fund Your Retirement: https://www.fundyourretirement.com/

Follow FYR on Twitter: https://twitter.com/FRetirement 

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

In this episode, we will take a deep dive into the system and strategy that Simon Popple uses in the commodity mining space for unearthing gems like Chalace, and Arizona Lithium.

Simon will share how he picks the winners in the junior mining space so you can diversify your portfolio and fund your long-term retirement.

Part one was an introduction on why Simon specialises in the commodities space and why Simon believes every investor should have a percentage of their portfolio invested in commodities because one, you can’t print them and two they are used to make things.

Timestamps:

0:00 to 1:35 Introduction

1:36 to 5:47 Simon’s 30,000-foot view of the junior mining space.

5:48 to 7:30 Simon breaks down his investment philosophy in the Junior mining space.

7:30 to 10:25 The metrics Simon uses to value a junior mining company.

10:25 to 13:50 Breaking down Chalace & Arizona Lithium as a case study’s

13:50 to 14:50 Investing in the green energy transition.

14:51 to 17:30 Breaking down Simon’s investment portfolio.

17:31 to 21:25 When Simon decides to take his investment profits.

21:25 to 24:01 Simon’s closing thoughts and wrap up.

Hope you enjoy and have a wonderful day.

The FYR team.

Guest Links & Resources:

Visit Brookville Capital Website https://www.brookvillecapital.com/

Brookville Intelligence Report https://www.brookvillecapital.com/gold.html

Connect & Follow Simon on LinkedIn https://www.linkedin.com/in/simon-popple-4a382a16/

Visit Fund Your Retirement: https://www.fundyourretirement.com/

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Simon Popple believes commodities should be a core component of every investor’s portfolio, because one, you can’t print them and two, they are the raw components that make the things we use in our daily lives.

Simon grew his £190,000 sipp portfolio to over £750,000 in 9 months using the investment strategies he shares in his weekly report. The Brookeville Intelligence report.

Simon has been a regular contributor to Money Week and frequently appears on IGTV as an expert guest on the commodities markets.

This will be the first of a two-part interview with Simon Introducing investors to commodities - so they can diversify their portfolio and retire earlier.

Timestamps

0:00 to 0:50 Introduction

0:51 to 2:03 Introduction to Simon, and key topics covered in the episode.

2:03 to 3:06 Simon's journey, background, and experience.

3:07 to 4:42 Why Simon specialises in the commodity and mining space.

4:43 to 6:27 Simon shares why Commodities can go significantly higher.

6:26 to 8:00 Inflation and raising interest rates.

8:01 to 10:03 The commodities Simon focusses on, and why.

10:04 to 11:33 Investing in the green energy transition.

11:34 to 17:05 Simons investing philosophy creating a broad portfolio.

17:06 to 19:40 What you need to get started commodities investing.

19:41 to 21:32 Simon's takeaway from this episode and closing thoughts.

Hope you enjoy and have a wonderful day.

The FYR team.

Guest Links & Resources:

Visit Brookville Capital Website https://www.brookvillecapital.com/

Brookville Intelligence Report https://www.brookvillecapital.com/gold.html

Connect & Follow Simon on LinkedIn https://www.linkedin.com/in/simon-popple-4a382a16/

Visit Fund Your Retirement: https://www.fundyourretirement.com/

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Maynard Paton is a Former share tipster and investment writer for the Motley Fool and has been investing in shares for 25+ years, becoming mortgage-free at 40 and leaving 9-5 working at age 43.

Maynard is a well-known investor in the UK small-cap arena and shares some great insights about his own strategy he calls RAMP which stands for respectability at a modest price.  

Maynard is here to talk about his investing approach and philosophy, inflation, and how beginner investors can get started building their investment portfolios.

Maynard now spends his time researching investment ideas and writing for his blog website which he started as a way to assess his investment ideas by clarifying his thoughts and investment thesis.

Timestamps:

0:00 to 2:50 Introduction

2:51 to 9:34 Maynard’s investing journey, and experience.

9:35 to 14:00 Maynard’s investing strategy RAMP, respectability at a modest price.

14:01 to 15:44 Marketing timing, when to sell or not to sell?

15:45 to 17:41 The difference between market gains between the small-cap sector and FTSE 100.

17:42 to 19:30 Why Maynard focuses on the UK share market only.

19:31 to 22:15 Where beginner investors should start off.

22:16 to 26:30 Maynard shares a great example of pound cost averaging.

26:31 to 28:05 Maynard shares why he set up a pension for his son when he was two years old.

28:06 to 37:00 How Maynard deals with the media negativity and volatility of the markets.

38:20 to 41:20 Maynard’s thoughts on crypto and NFT’s.

41:21 to 43:15 Maynard’s book recommendation.

43:16 to 43:56 Where you can follow and join Maynard’s newsletter.

Hope you enjoy and have a wonderful day.

The FYR team.

Guest Links & Resources:

Visit Quality UK Investment Blog: https://maynardpaton.com/

Maynard’s FIRE Story: https://maynardpaton.com/my-story-to-becoming-mortgage-free-and-retiring-early/

Visit Fund Your Retirement: https://www.fundyourretirement.com/

Disclaimer: This presentation is for educational and entertainment purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. This information is being presented without understanding your specific circumstances or financial situation. If you need advice, please contact a qualified financial adviser, tax accountant, or an attorney, in your country before making any financial decisions.

Welcome to part five of this mini-series on currency investing, and quite possibly the most important one of them all, risk management is also known as money management.

Quite simply, money management in currency investing describes the various aspects of managing the amount of money you risk and the return on investment you make.

If you don’t fully understand the implications of money management as well as how to implement money management techniques, you should not be investing, period.

The most important aspects of money management are:

• Risk to reward
• Position sizing
• The fixed pound strategy vs. fixed percentage strategy

Time stamps as follows:

0:00 to 0:42 Introduction.

0:43 to 1:24 Quick review of the mini-series part one to part four.

1:25 to 1:57 What is money management in currency investing.

1:58 to 2:19 Technical jargon on the meaning of a pip.

2:20 to 2:58 The fixed percentage per pip strategy.

2:59 to 3:39 The fixed amount per pip strategy.

3:40 to 5:30 Risk to reward strategy.

5:31 to 6:05 Next week’s topic strategy and methodology.

 6:05 to 6:43 Examples of wealth-creating endeavours which carry risk.

6:44 to 7:36 Wrap up.

Hope you have a wonderful day,

The FYR team.

Resources:

Guide To Funding Your Retirement

Speak to a Financial Adviser

Fund Your Retirement Knowledge Area 

Hywel is the founder of APD resolutions, a business consultancy firm supporting business owners with operational and business decisions.

Hywel started his career working in the oil and gas business, working in Saudi Arabia in 1980, working on large multi-million-pound projects. Hywel spent many years, organising large teams, attending high-level board meetings, and ensuring these multi-million-pound projects were delivered on time and within budget.

Hywel left Saudi and the oil and gas business in 2016, taking his immense knowledge, specialising in business strategy, business planning, and business analysis for small to medium-sized companies and start-ups.

0:00 to 2:00 Introduction.

2:01 to 3:20 Why Hywel left the Oil and gas industry in Saudi Arabia.

3:21 to 4:45 Hywel's journey and experience in the oil and gas business.

4:46 to 9:00 The importance of knowing your numbers in business and understanding the financials.

9:01 to 13:05 Struggling businesses and the impact of Covid-19 on the business environment.

13:06 to 14:20 Creating a business plan with targets for the remainder of 2020.

14:21 to 17:00 Creating opportunities via online networking.

17:01 to 20:40 Transition to being more online.

20:41 to 22:50 What a foundational analysis for a business is.

22:51 to 24:25 How the foundational analysis works for a new business.

24:26 to 26:08 The main area of concern Hywel finds in his client's businesses and how he solves that problem for his own clients.

26:09 to 28:02 The single question Hywel would like people to ask him more often.

28:03 to 30:14 Wrap up.

Hope you enjoy this episode and have a wonderful day,

The FYR team.

Resources:

Knowledge Area  

Trading For Retirement Community and Training

Guide To Funding Your Retirement 

During your journey to funding your retirement, you will experience many setbacks, some setbacks because of the decisions you made personally, when this happens, own it, learn from it, dust yourself off and carry on.

Sometimes, situations will arise you have no control over, like the one we are collectively facing now. 

Covid-19 has pretty much-impacted everyone in one way or another.

When the lockdown is over, the after-effects will be different for each of us, the experiences we each have during this period will shape the perception of the reality around us today and our future self's.  

How you perceive this global event and the unintended consequences of it will be significant in how you come out of this, six months, 12 months, two years,  five years from now.

Developing the right mental framework serves two purposes; it gives you discipline and certainty in an uncertain environment.

No one has ever achieved anything without a clear plan, for every crisis, there is an opportunity, the pessimist sees disaster the optimist sees hope, and solutions even during the toughest of times. If you want to succeed in anything in life, a clear plan with clear goals to motivate you is required. With a clear strategy and a clear vision for yourself, it can give you certainty in uncertain times.   

Resources:

Knowledge Area  

Trading For Retirement Community and Training

Guide To Funding Your Retirement 

Have you ever wondered what a fund manager does, how they think, the types of investments they look for and what led them to pursue careers in finance and investing? Join Judith MacKenzie, Head of Downing Fund Managers and Rosemary Banyard, Fund Manager, as they peel back the veil and share their guiding principles and experiences from careers spanning multiple decades in the finance industry as investment fund managers.

In this first part of a six-part series, Judith, and Rosemary share how they got started in finance and some of their experiences as women in finance, both good and not-so-good. They share their biggest influences and why they pursued careers in finance. This was a real insight into two seasoned fund managers and what it was like for them in their early careers during the late 80s and early 90s.

They finish off with an introduction to the capital markets and why they are important for the UK economy and how Judith is actively working to help improve the investing landscape for both companies and investors alike.

Each episode of this six-part series builds on the next with episode two discussing different investing styles to suit different personalities, small cap vs large cap, investing in the UK vs the global market and much, much more

Timestamps:

3:00 Rosemary shares how she got her start in the city.

6:30 Judith shares how she got her start in the city.

10:15 They both share what it was like in thier early careers during the late 80s and early 90s

13:00 Judith and Rosemary each share a story of unconscious biases they have experienced.

15:30 They both share the positives of being women in finance.

19:45 They both share who their early influences were on their lives and careers.

23:45 They both share why they are so passionate about investing and the markets.

30:15 They both share passionately what needs to be done to improve the landscape for British companies and UK PLC

33:15 Jusith shares the book she is currently reading The Everything Blueprint by James Ashton

34:10 Rosemary shares the book she is currently reading an autobiography of Thomas Jefferson by John B. Boles

Hope you enjoy this episode and have a wonderful day.

The FYR Team

If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about the markets, personal finance, portfolio management and stock analysis.

Links & Resources:

Visit Downing Fund Managers here: https://www.downing.co.uk/downing-fund-managers

Follow Dowing on X/Twitter @downingllp: https://twitter.com/downingllp?lang=en

The Everything Blueprint by James Ashton: https://amzn.to/48CzO60

Autobiography of Thomas Jefferson by John B. Boles: https://amzn.to/48zoqrC

Visit Fund Your Retirement: https://www.fundyourretirement.com/

Follow FYR on Twitter: https://twitter.com/FRetirement 

Visit Quoted Companies Alliance: https://www.theqca.com/ 

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Welcome to part six of this mini-series on strategy and methodology in currency investing. According to google a strategy simply means a plan of action designed to achieve a long-term or overall aim.

A strategy in the world of currency investing is a process of buying and selling financial instruments based on a predefined set of rules

And a methodology means a system of methods used in particular area of study or activity.

A methodology in the world of currency investing is the approach or combination of approaches you use to study the markets, examples being:

• Technical analysis
• Fundamental analysis
• Seasonality
• Sentiment
• Day trading
• Position trading or swing trading

Day trading as it implies is the opening and closing of positions each day whereas position or swing trading is opening positions and holding that position for multiple days, weeks even months.

Time stamps as follows:

0:00 to 0:55 Introduction.

0:56 to 1:35 Quick recap on last weeks episode on risk management and introduction to next week’s episode.

1:36 to 2:39 What is a strategy and methodology in currency investing.

2:40 to 3:00 What is day trading and swing trading.

3:01 to 4:08 The different timeframes and the meaning in currency investing.

4:09 to 6:00 Day trading strategy and methodology.

6:01 to 8:08 Swing or position trading strategy and methodology.

8:09 to 9:00 Differences between swing and day trading.

9:01 to 10:34 How to get started.

10:35 to 11:25 Recap and introduction to next week’s session

11:26 to 12:00 Wrap up

Hope you have a wonderful day,

The FYR team.

Resources:

Guide To Funding Your Retirement

Speak to a Financial Adviser

Trading For Retirement Community and Academy

Fund Your Retirement Knowledge Area 

Fund Your Retirement E-book

Graham Neary is a full-time private investor, and an investment analyst for Stockopedia writing the Small Cap Value Report along with Paul Scott. Graham is also the founder of the Investors Institute where he helps private investors navigate the markets and upgrade their investing IQ.

Graham began his career on the sell-side as a fixed-income analyst, before moving into the buy-side as an equity portfolio manager.

Timestamps:

1:95 Graham Neary’s investing journey and how he got started.

4:45 Graham's investment approach and style.

7:05 The key metrics Graham looks for in a good company.

9:10 Graham's largest holding and why he holds it.

11:45 Discussing Graham's portfolio, and Graham's investing universe.

14:30 Discussing Graham’s thoughts on AGM’s

16:25 Discussing Graham’s worst performers and what he learnt from them.

20:45 Graham's thoughts on stop losses.

22:40 Graham's thoughts on averaging down.

26:00 Discussing Graham's writings and the enjoyment he receives from that.

27:45 Graham sharing his thoughts on Nichols (NICL)

31:25 Discussing fixed income.

33:30 Dissuning where to get started investing if you’re new or just starting.

Hope you enjoy this episode and have a wonderful day.

The FYR Team

If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about portfolio management and stock analysis.

Guest Links & Resources: 

Follow Graham on Twitter @GrahamNeary https://twitter.com/grahamneary?lang=en

Grahams Investors Intiture Newsletter: https://theinvestorinstitute.substack.com/

Visit Fund Your Retirement: https://www.fundyourretirement.com/

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Fund Your Retirement Five Principles

This is the fifth and final principle for funding your retirement, Income Producing Assets  

Income-producing assets are the ability to generate a regular income for yourself after expenses, such as rental properties, stocks, bonds, land, and businesses. 

Funding your retirement is not just about quitting work, although it probably is for many of you, to me, it is about choice, you can choose to continue working or choose a different path if you wish. 

Income-producing assets are an opportunity for you to generate a steady income over time. They are investments in properties and businesses that generate consistent reoccurring revenue and are at the opposite end of the scale to speculative assets 

Depending on what stage you are at in life, you can reinvest the income generated from your investments into more revenue-producing assets.  

This allows you to harness the power of compounding returns, further accelerating your path to Retirement Prosperity. 

Scott Cook founder of Intuit said, 

“Today, people have to be self-reliant if they want to secure a retirement income.” 

In this episode of the 'Fund Your Retirement Podcast,' host Lee interviews Simon Evan-Cook, a multi-asset fund of funds manager with over 25 years of experience. Simon shares his journey into fund management, his investment philosophy, and the key principles guiding his strategy, particularly his preference for active fund managers.

He discusses the dynamic nature of fund management, how he identifies exceptional fund managers, and the importance of understanding both the art and science behind investing in funds. The conversation also touches on the pros and cons of active versus passive fund management, the impact of fund size on performance, and the emotional challenges investors might face. Simon emphasizes the value of patience, understanding market cycles, and making informed, long-term investment decisions.

Timestamps:

01:40 Simon's Journey into Investing

02:50 Discovering the Passion for Fund Management

07:06 Simon's Investment Strategy

12:37 Active vs. Passive Fund Management

20:16 Screening for Fund Managers

20:22 Identifying Extreme Funds

22:54 The Hero's Journey of Funds

25:04 Holding Periods and Fund Manager Longevity

26:26 Challenges of Managing Large Funds

00:05 Understanding Fund Dynamics

31:21 Final Thoughts on Active vs Passive Investing

36:35 Book Recommendations and Closing Remarks

If you like the episode, please leave us a review and subscribe for future investor interviews.

Hope you enjoy this episode and have a wonderful day.

Guest Links & Resources:

Visit Simon’s Profile on The Dowing Website Here: https://www.downing.co.uk/downing-fund-managers/vt-downing-fox-funds

Join Simon’s Medium mailing list: https://simonevan-cook.medium.com/

Visit Simon’s Billion Dollar Book Club: https://uk.bookshop.org/lists/the-way-of-the-fox-ten-texts?

Visit Fund Your Retirement: https://www.fundyourretirement.com/

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Oliver MacDonald is a pension expert who helps many businesses & their employees understand workplace pensions. Many pay into a pension and have no idea where that money goes or how their future retirement might look.

Oliver helps those businesses communicate the importance of their workplace pension and how this contributes to their overall retirement planning and well-being. Oliver explains the basics everyone needs to know.

Oliver is an independent financial adviser, director & owner of Engage wealth management. Oliver also helps individuals with all aspects of financial planning including retirement, protection, and Inheritance Tax planning.

Time Stamps:

0:00 to 2:55 Introduction.

0:256 to 8:35 Oliver’s career journey and experience so far.

8:36 to 12:50 Defining what a pension is?

12:51 to 18:20 The difference between a defined benefit pension and a defined contribution pension.

18:21 to 24:40 The importance of understating pension contributions.

24:41 to 28:00 Working with the employer on workplace pensions for their employees.

28:01 to 36:30 Where do your pension contributions go?

36:31 to 39:36 Myth-busting - It's not worth putting into a pension these days.

39:37 to 42:47 Myth-busting - Well if I die, the pension goes with me.

42:48 to 44:22 Where to connect and follow Oliver.

Hope you enjoyed the episode, and have a wonderful day.

The FYR team.

If you like the episode, please subscribe t for weekly updates and insights, and don’t forget to hit the share button.

Guest Links & Resources:

Visit Engage Wealth Management: https://engagewm.co.uk/

Contact Oliver here: https://engagewm.co.uk/contact-us/

Connect & Follow Oliver on Facebook: https://www.facebook.com/engagewealthmanagement/

Follow Engage on Twitter: https://twitter.com/engage_wealth

Visit Fund Your Retirement: https://www.fundyourretirement.com/

Disclaimer: This presentation is for educational and entertainment purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. This information is being presented without understanding your specific circumstances or financial situation. If you need advice, please contact a qualified financial adviser, tax accountant, or an attorney, in your country before making any financial decisions.

The first episode of The Fund Your Retirement Podcast is here!

Welcome to part seven of this mini-series on currency investing. This is the final part of the seven-part mini-series covering how to select a broker and how to access the currency markets. During this episode, the focus is on the different ways to access the global currency markets, and how to select the right broker that suits your needs.

We will be covering:

• Options
• Futures
• Exchange-Traded Funds also known as ETFs
• Spot Forex
• And spread betting, spread betting is for UK residents
• And how to select a broker that best suits you

Timestamps as follows:

0:00 to 0:57 Introduction.

0:58 to 1:18 Review of last week’s episode.

1:19 to 2:49 Introduction to currency options.

2:50 to 4:41 Currency futures contract.

4:42 to 5:34 Exchange-traded fund also known as ETF’s.

5:35 to 6:09 Spot forex.

6:10 to 7:15 Spread betting UK residents only.

7:16 to 9:50 How to select the right broker to suit your needs.

9:50 to 11:01 wrap up.

Hope you have a wonderful day,

The FYR team.

Resources:

Guide To Funding Your Retirement

Speak to a Financial Adviser

Fund Your Retirement Knowledge Area 

Fund Your Retirement E-book

Today’s episode is the start of a new podcast series discussing where your pension money is going starting with the recent proposals by Jeremy Hunt at the Mansion House speech.

Should pension savers and private investors be concerned about this proposal to direct billions of pension money towards UK small caps and unlisted companies? What will it mean for pension savers and private investors?

Will these proposed billions lead to a bubble in small caps and unlisted companies with the inevitable crash, or will it lead to a whole host of new yet-to-be-formed companies that pension savers, private investors and UK PLC will benefit from?

As always with these types of proposals there will be winners and losers, will it be regular pension savers, private investors, private equity, or UK PLC?

Timestamps:

1:30 UK stock market news

3:00 New company listings on the stock market.

4:15 What potential impacts will the mansion house speech have on UK small caps?

6:45 What does Jeremy Hunt mean when he says high-growth unlisted companies?

8:45 Who will be the primary beneficiaries of this proposal?

12:00 Will an extra £50 billion entering this niche area create a bubble?

15:15 Why are more companies going private than ever before?

17:30 What does the CEO of the Canadian pension board think of this proposal?

20:15 Would tax breaks be a better option?

If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about portfolio management and stock analysis.

Resources:

Fundamental Asset Management website: https://fundamentalasset.com/

Fundamental Asset Management contact us page: https://fundamentalasset.com/contact/

Follow Fundamental Asset on Twitter: https://twitter.com/fundasset

Connect with Chris on LinkedIn: https://www.linkedin.com/in/chris-boxall-835a4222/

Visit FYR For More Investor Related Podcasts: https://www.fundyourretirement.com/

Follow FYR on Twitter: https://twitter.com/FRetirement

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Lane Kawaoka, a licensed Civil/Industrial Engineer turned property investor and entrepreneur with over 3500 rental properties in his portfolio. Lane bought his first rental property in 2009 and now manages a portfolio of over 3500 rentals.

Lane’s story is fascinating and full of inspiring insights which is why I am delighted he has joined us on the Fund Your Retirement Podcast to share his journey, and insights into how you can build wealth through property investing.

Fund Your Retirement is an investment research and online financial media publisher sharing strategies and insights about finance, the markets, and the many different solutions for funding your long-term retirement, by showcasing experts in the field of finance and wealth-building strategies.

Timestamps:

0:00 to 1:10 Introduction.

1:11 to 3:05 Lanes back story and how he got started with his first rental.

3:05 to 4:30 How Lane went from property number one to property two, three, and four.

4:31 to 5:10 What Lane looks for in a rental ratio.

5:11 to 7:10 How Lane sources and manages properties across the US.

7:11 to 11:50 Lanes rental investing philosophy.

11:51 to 16:10 When Lane reached escape velocity.

16:11 to 17:45 Lane shares the simplicity of property investing.

17:46 to 19:10 Lane shares where he focuses his investment strategy

19:11 to 21:20 The importance of increasing your cash flow and creating streams of income

21:21 to 24:01 Lanes closing thoughts and actionable steps to move forward.

24:02 to 24:49 Wrap up

Hope you enjoy and have a wonderful day.

The FYR team.

Helpful Links & Resources:

Lane Kawaoka on social media:

Follow Lane on LinkedIn: https://www.linkedin.com/in/lanekawaoka

Follow Lane on YouTube: https://www.youtube.com/channel/UCX1ZU4WejBYUwvdGbBHOWzQ 

Visit Simple Passive Cashflow Website: https://simplepassivecashflow.com/

SPC Guide to Turnkey Rentals Link: https://simplepassivecashflow.com/turnkey/ 

Visit Fund Your Retirement Website: https://www.fundyourretirement.com/

Follow Fund Your Retirement on YouTube: https://www.youtube.com/channel/UCCNmAtb8Pryb74n_PVSbxDQ

Follow Fund Your Retirement on LinkedIn: https://www.linkedin.com/company/fund-your-retirement/

Chris Boxall discusses three UK small-caps Anexo (ANX), Time Finance (TIME), and PCI-PAL (PCIP) to keep a close eye on. All three companies are growing but have areas of concern that are holding the share price back; if they were to resolve these areas of concern, these three companies would become much more attractive.

Chris also shares some red flags to look for when analysing companies such as the Relevance/Significance of senior management remuneration for small caps. Company example Character Group (CCT) which also updated recently. Large companies get the headlines, but, in terms of shareholder return, it’s actually far more relevant for small caps, management needs to paid to arrive, not to travel!

Key topics covered: 

The latest inheritance tax news.

Small caps, Anexo (ANX), Time Finance (TIME), PCI-PAL (PCIP) and Volvere (VLE).

Red flags for investors to look out for.

Big contracts for small companies – can they execute and deliver?

Company examples are Eneraqua Technologies (ETP) and SRT Marine Systems (SRT) 

The significance of senior management remuneration packages for small caps.

Timestamps:

1:00 Discussing the latest inheritance tax news (IHT).

3:35 Discussing Anexo (ANX).

7:35 Chris thoughts on EBITDA and the use of adjusted EBITDA.

8:45 Discussing Time Finance (TIME).

10:10 Discussing PCI-PAL (PCIP).

11:30 Discussing the significance of senior management remuneration packages.

16:15 Discussing big contracts for small companies and whether they can deliver.

18:35 Closing thoughts and wrap up.

Thank you for listening, we hoped you enjoyed the episode.

If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about portfolio management and stock analysis.

FYR & Chris Boxall Resources:

Fundamental Asset Management website: https://fundamentalasset.com/

Fundamental Asset Management contact us page: https://fundamentalasset.com/contact/

Follow Fundamental Asset on Twitter: https://twitter.com/fundasset

Connect with Chris on LinkedIn: https://www.linkedin.com/in/chris-boxall-835a4222/

Visit FYR For More Investor Related Podcasts: https://www.fundyourretirement.com/

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Chris Boxall discusses three recent success stories: Castings (CGS), with squeaky clean reporting and a nice dividend. Kooth (KOO), wins a big contract with the state of California and Kitwave (KITW) just keeps going from strength to strength. In a sea of constant negativity, there are some shining lights.

In contrast at the other end of the scale, Chris discusses Marlowe (MRL) and Gooch & Housego (GHH) who have been on an acquisition bonanza of late. These acquisitions haven’t worked out as the management would have hoped but may do in time. Chris has been doing some deep research into Marlowe (MRL) and shares some of those insights in this conversation.

Chris finishes by sharing how he creates an internal and external environment that enables him to invest patiently.

Key topics covered:

Castings (CGS), squeaky clean accounts with a nice dividend

Kooth (KOO), wins a big contract win with the state of California

Kitwave (KITW) just keeps going from strength to strength

When acquisitions go bad; discussing Marlowe (MRL) and Gooch & Housego (GHH)

Creating an internal and external environment for patient investing

Timestamps:

1:20 Castings (CGS).

2:45 Kooth (KOO).

4:40 Kiwave (KITW).

6:05 Marlowe (MRL).

9:00 Gooch & Housego (GHH).

11:20 Acquisitions; do they always make sense?

13:00 The importance of having skin in the game.

14:45 The need for patience when investing.

20:05 The importance of cash flow for a company.

21:10 Wrap up.

Thank you for listening, we hoped you enjoyed the episode.

If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about portfolio management and stock analysis.

Resources:

Fundamental Asset Management website: https://fundamentalasset.com/

Fundamental Asset Management contact us page: https://fundamentalasset.com/contact/

Follow Fundamental Asset on Twitter: https://twitter.com/fundasset

Connect with Chris on LinkedIn: https://www.linkedin.com/in/chris-boxall-835a4222/

Visit FYR For More Investor Related Podcasts: https://www.fundyourretirement.com/

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

How to analyse the currency markets, part four of this mini-series on currency investing. During this episode we cover the very important topics of:

• Technical Analysis
• Fundamental Analysis
• Sentiment Analysis
• Seasonality

For the inexperienced trader, market analysis can create a chaotic and muddled picture, because different traders given the same financial data, may come to different conclusions and react to the market in entirely different ways. 

There are traders and investors who only use fundamentals or technicals and will swear by them but there are many more who use a combination of the two or all four to gain an insight into an asset’s likely price direction.

Time stamps as follows:

0:00 to 0:51 Introduction.

0:52 to 1:15 Review of last week’s episode with fund manager Mike Andrews.

1:16 to 1:57 Two main approaches to currency investing.

1:58 to 3:49 What is technical analysis.

3:50 to 5:08 What is fundamental analysis.

5:09 to 6:00 What is sentiment analysis.

6:01 to 7:51 What is seasonality.

7:52 to 8:33 For the inexperienced trader or investor.

8:33 to 8:55 Touching on risk management.

8:55 to 10:09 Wrap up

Hope you have a wonderful day.

The FYR team.

Resources:

Guide To Funding Your Retirement

Speak to a Financial Adviser

Trading For Retirement Community and Academy

Fund Your Retirement Knowledge Area

Fund Your Retirement E-book  

Mark Bentley has been a full-time stock market investor since 2004, having pursued investing as a rewarding hobby for 20 years previously.

Some of the stand-out talking points were:

Mark shares in detail some of his best investments and how he came across them.

Some of Mark’s worst investments and what he learnt from them.

Two stocks Mark has high hopes for today and the reasons why.

Why does 60% of Mark’s portfolio consist of investment companies?

Mark’s 18-month foray into trading and what he learnt from that experience.

Most of Mark’s early career was spent in the I.T. industry starting in 1980, where he worked for the European Space Agency before going on to start his own IT services business, Anvil Technology, which he ran successfully for 14 years.

Mark was later asked to join the board of ShareSoc in 2011, a not-for-profit organisation dedicated to the support of individual investors and shareholders’ rights. Mark now splits his time between managing his portfolio and his other passion educating and improving the rights of private investors through ShareSoc as a non-executive director.

This episode could have easily been two hours long. Mark was a fantastic guest sharing some great insights from his multi-decade experience as a private investor.

Timestamps:

2:00 How Mark got started investing.

3:00 How Mark’s investing has evolved over the years.

4:00 Becoming a full-time investor.

6:15 The type of investor Mark is today.

8:00 Some of Mark’s best investments with detailed reasons why.

25:30 Companies Mark currently hold’s a high conviction on

30:30 Why 60% of Mark’s portfolio consists of investment companies and Investments Trusts.

37:45 Some of Mark’s investments that didn’t work out so well, and why.

47:30 Marks other big passion, ShareSoc.

51:15 Closing thoughts and wrap up.

If you like the episode, please subscribe for future investor interviews, and leave us a review.

The FYR Team.

Guest Links & Resources:

Follow Mark on Twitter: https://twitter.com/marben100

ShareSoc Website: https://www.sharesoc.org/

Follow ShareSoc on Twitter: https://twitter.com/ShareSocUK

Visit Fund Your Retirement: https://www.fundyourretirement.com/

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

This time on The Investors Round Table Roland Head, Mark Simpson, and Graham Neary discuss Interest rates and the investment potential of Property Franchise Group (TPFG), Macfarlane Group (MACF) & Van Elle Holdings (VANL).

A healthy three-way debate about the shares they own, their portfolios, and the markets.

Timestamps:

1:20 Round table discussing Property Franchise Group (TPFG).

14:00 Round table discussing Macfarlane Group (MACF).

30:50 Round table discussing Van Elle Holdings (VANL).

36:00 Round table discussing Interest rates.

If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about portfolio management and stock analysis.

Roland Mark & Graham Resources:  

Visit FYR for more investors related podcasts: https://www.fundyourretirement.com/

Follow Roland on Twitter: https://twitter.com/rolandhead

Visit Roland’s Dividends Investing website here: https://www.rolandhead.com/

Follow Mark on Twitter: https://twitter.com/DangerCapital

Buy Marks Book here: http://excellentinvesting.org/

Follow Graham on Twitter: https://twitter.com/GrahamNeary

Join Graham’s Substack newsletter here: https://theinvestorinstitute.substack.com/

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Antony Villis is a charted financial planner, certified wealth manager, and qualified financial coach and mentor. Anthony shares how the role of a financial planner has evolved over the last decade.

Some of the topics we will be discussing are evidence-based investing, the Monte Carlo simulation, and how the role of a financial planner has evolved to meet the modern demands of planning for retirement.

Anthony is the managing director of First Wealth, a financial planning firm based in London he co-founded with his business partner in 2009.

Timestamps:

0:00 to 1:27 Introduction.

1:28 to 4:18 Anthony Villis experience and journey in financial planning, and MD of First Wealth.

4:19 to 5:19 Focusing on the client.

5:20 to 9:50 What does a financial planner do for you.

9:51 to 14:05 Coaching clients through the wealth-building and retirement journey.

14:05 to 15:50 The three key points Anthony uses when creating a financial plan.  

15:51 to 18:35 Saving using pensions and ISA’s, keep it simple to begin with.

18:36 to 23:00 Using an evidence-based investing strategy.

23:01 to 29:00 Busting myths around financial planners and advisers.

29:01 to 30:08 Closing thoughts and wrap up.

Hope you enjoy and have a wonderful day.

The FYR team.

If you like this episode, please follow for weekly updates and insights, and don’t forget to hit the share button.

Guest Links & Resources:

Visit First Wealth Website: https://www.firstwealth.co.uk/

First Wealth Evidence-Based Wealth Guide: https://www.firstwealth.co.uk/category/guides

Anthony Villis LinkedIn Profile: https://www.linkedin.com/in/anthonyvillis-financialplanning/

Visit Fund Your Retirement: https://www.fundyourretirement.com/

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Mark Atkinson is a self-directed private investor who achieved financial independence at the young age of 53, Mark isn’t an ex-corporate CEO, he didn’t exit a multi-million-pound business, nor did he inherit millions or win the lottery.

Mark quite simply saved and invested those savings into the stock market over his 30-year working career.

Mark shares what sparked his earliest interest in the stock market. How he screens for stocks, how long he holds them through the good and the bad times and shares his insights over his 30 years of experience investing in the stock market.

Mark now enjoys traveling with his wife, managing his portfolio, and enjoying the freedom that financial independence brings.

Timestamps:

0:00 to 2:50 Introduction.

2:51 to 9:15 Marks investing story and journey.

9:16 to 12:05 How Mark developed his investing methodology over the years.

12:05 to 18:20 What Mark looks for when investing in a company.

18:21 to 19:35 How many stocks does Mark holds in his portfolio and for how long.

19:36 to 25:35 How Mark deals with the fear of losses in the stock market.

25:36 to 31:20 How Mark managed the transition from employee to becoming free.

31:21 to 35:40 Marks advice for getting started on the investing journey.

35:41 to 36:47 Closing thoughts and wrap up.

Hope you enjoy and have a wonderful day.

If you like the episode, please subscribe to our show for weekly updates and insights.

The FYR team.

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Strategy and Action is principle number two of the five principles for Funding Your Retirement.

Strategy and action is a vital principle in the five because it is the ability to strategize and plan your way to financial self-sufficiency. It is about turning the information into action and turning your goals and ambitions into reality.

Nowadays, in highly disruptive times, individuals need to boost their knowledge, skills, behaviours, and attitudes. Strong forces such as globalization, digitalization, and rapid demographic changes demand a strong ability to cope with change. Learning new skills or improving existing skillsets ensures that you are up to speed with the shift in trends.

By using the five fundamental principles outlined in this mini-series, you can accelerate your financial self-sufficiency and fund your retirement.

This time on The Investors Round Roland Head, Mark Simpson, and Graham Neary discuss the latest news from Ariea (AIEA) and the investment potential of Next (NXT), Burberry (BRBY) and National World (NWOR).

A healthy three-way debate about the shares they own, their portfolios, and the markets.

Timestamps:

1:00 Round table discussing the latest news announcement from Ariea (AIEA).

11:30 Round table discussing Burberry (BRBY)

22:45 Round table discussing Next (NXT)

32:45 Round table discussing National World (NWOR)

Thank you for listening, we hope you enjoyed the episode.

If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about portfolio management and stock analysis.

Roland Mark & Graham Resources:  

Visit FYR for more investors related podcasts: https://www.fundyourretirement.com/

Follow Roland on Twitter: https://twitter.com/rolandhead

Visit Roland’s Dividends Investing website here: https://www.rolandhead.com/

Follow Mark on Twitter: https://twitter.com/DangerCapital

Buy Marks Book here: http://excellentinvesting.org/

Follow Graham on Twitter: https://twitter.com/GrahamNeary

Join Graham’s Substack newsletter here: https://theinvestorinstitute.substack.com/

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

This time on The Investors Round Roland Head, Mark Simpson, and Graham Neary discuss how they analyse company accounts, the latest news from Supreme (SUP) and the investment potential of H&T (HAT), Henry Boot (BOOT), Airea (AIEA) and much more.

A healthy three-way debate about the shares they own, their portfolios, and the markets.

Timestamps:

1:30 Round table discussing the latest news announcement regarding Supreme (SUP).

11:45 Round table discussing the pawnbroker H&T.

21:20 Round table discussing flooring specialist Airea.

33:45 Round table discussing property developer Henry Boot.

45:30 Round table discussing how they analyse company accounts.

Thank you for listening, we hope you enjoyed the episode.

If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about portfolio management and stock analysis.

Roland Mark & Graham Resources:  

Visit FYR for more investors related podcasts: https://www.fundyourretirement.com/

Follow Roland on Twitter: https://twitter.com/rolandhead

Visit Roland’s Dividends Investing website here: https://www.rolandhead.com/

Follow Mark on Twitter: https://twitter.com/DangerCapital

Buy Marks Book here: http://excellentinvesting.org/

Follow Graham on Twitter: https://twitter.com/GrahamNeary

Join Graham’s Substack newsletter here: https://theinvestorinstitute.substack.com/

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Sam Kamani is here to talk about investing in digital assets, what is web 3.0, and what is the metaverse. Sam Kamani will share what is the upside and the downside of web 3.0 and the metaverse.

Sam talks about investing in digital assets, and how you can protect yourself in this new digital world.

Sam Kamani is a tech entrepreneur who has built and exited multiple tech companies between 2007 and the present day. Sam is a published author of the 30-day start-up, how to create a successful tech start-up for under 50k, and is the host of the podcast show Web 3.0.

Sam is here to unpack this new digital frontier, such as web 3.0 and the metaverse because a large part of investing is the anticipation of future growth and an understanding of where the world is heading or might be heading.

Timestamps:

0:00 to 1:50 Introduction

1:51 to 7:01 Sam Kamani’s journey, background and experience in tech, web 3.0, and the metaverse

7:02 to 9:02 How Sam has achieved so much, leveraging time, money, and people.

9:03 to 16:50 What is web 3.0, and how does it have the potential to be so impactful in our lives.

16:51 to 23:00 What are some of the opportunities in web 3.0 and the metaverse.

23:01 to 26:05 The impact of 3 billion gamers, and the digital transformation of money.

23:06 30:25 The downside of web 3.0 and the metaverse.

30:26 to 34:45 Will decentralised finance be regulated or stopped?

34:46 to 38:50 The most common scams in web 3.0 and the crypto space to watch out for.

38:51 to 42:07 The centralisation vs de-centralisation debate.

42:08 to 44:45 Why Facebook changed its name to meta and Facebook's problems.

44:46 to 46:96 A brief intro into NFT’s laying the groundwork for part two on NFT’s

46: 97 to 48:22 Where to connect and follow Sam Kamani and wrap up.

Hope you enjoy and have a wonderful day.

The FYR team.

If you like the episode, please subscribe to our channel for weekly updates and insights, and don’t forget to hit the share button.

Guest Links & Resources:

Get your copy of the 30 Day Start Up from Amazon: https://www.amazon.com/30-Day-Startup-Create-Successful-ebook/dp/B07PPC2TGT/

Sam Kamani’s personal website:  https://www.samkamani.com/

Sam Kamani’s Twitter handle: https://twitter.com/samkamani

Sam Kamani’s LinkedIn profile: https://www.linkedin.com/in/samkamani/

Visit Fund Your Retirement: https://www.fundyourretirement.com/

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Bruce Packard talks about the advantages amateur investors have over professionals and how he believes amateurs can outperform most Professional fund managers. Bruce talks about his top five holdings, his current high-conviction positions, his biggest investing mistakes, and much more.

Bruce is an ex-city analyst turned private investor who has been investing since he was 18 years old. He writes regularly for Share Pad, money week and his blog site Bruce Packard.com.

Timestamps:

0:00 Introduction and Bruce Packard’s investing journey.

3:30 Can amateurs outperform most professional fund managers?

9:05 Using Chat GBT as a research tool.

11:50 Bruce’s investing style and approach.

12:50 Bruce’s top five holdings.

13:30 How Bruce came across the Bank of Georgia investment.

16:45 Current high convictions.

20:05 Knowing when to sell and selling too early.

23:35 How to deal with a 29% drawdown.

25:47 Getting started and building your own portfolio.

28:45 Closing thoughts and wrap up.

Hope you enjoy this episode and have a wonderful day.

The FYR Team.

If you like the episode, please leave us a review and subscribe for future investor interviews.

Guest Links & Resources: 

Follow Bruce Packard on Twitter: https://twitter.com/bruce_packard

Bruce Packard’s Blog Website: https://brucepackard.com/

Bruce’s Articles on Sharepad: https://knowledge.sharescope.co.uk/bruce-packard/

Bruce’s Articles on MoneyWeek: https://moneyweek.com/authors/bruce-packard

Visit Fund Your Retirement: https://www.fundyourretirement.com/

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Andrew spent many years as a fund manager working in the FX spot markets, before recognizing some considerable inefficiencies between money managers, brokers, and the expectations of the retail investor.

Andrew decided he wanted to do something about that and created Union, an alternative investment platform that connects money managers and regulated brokers with the retail market with built-in active capital protection protocols.

The platform allows selecting one or more managers with different weights offering greater diversification they are known as Micro-funds.

Timestamps:

0:00 to 1:40 Introduction.

1:41 to 4:47 Andrew Gillibrand's journey in the world of investing, that led him to Union.

4:48 to 8:10 How Union matches the investor's expectations using active margin.

8:10 to 10:40 what is the micro-fund on the Union platform.

10:41 to 15:20 diversifying your investment portfolio.

13:21 to 17:40 Disruptive technology powered by Union.

17:41 to 20:15 Volatility and risk break down and why it's important.

20:16 to 21:50 Andrew Gillibrand's final thoughts.

21:50 to 22:40 Wrap up.

Hope you enjoy and have a wonderful day

The FYR team.

Guest Links & Resources:

Visit Union 

Contact Andrew via Email:

Andrew's Linkedin Profile

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Joe Kuhn had a successful career as an operations manager and chose to retire at the age of 54. During this conversation, Joe shares what surprised him the most about leaving the work environment and living off his investments, and hows it going now?

Joe also shares what he did to build his portfolio of investments that enabled him to retire at 54. How Joe manages himself and his portfolio during stock market swings and the constant media narrative of the crash is coming.

Joe also shares what happened to his relationships since retiring and how there had to be an adjustment period with his nearest and dearest.

Joe started a YouTube channel on retirement, financial independence, leadership and career coaching. Joe’s YouTube channel has become a huge success with over 22,000 subscribers and growing fast.

Joe shares many more insights about his journey toward retirement and into retirement.

Hope you enjoy the episode.

Timestamps:

0:00 to 0:40 Introduction

0:41 to 7:10 Who is Joe Kuhn; Joe’s story and journey so far.

7:11 to 19:25 What did Joe do that enabled him to retire at 54?

19:26 to 23:15 How does Joe’s portfolio look now compared to when he was working full time?

23:16 to 30:01 Implementing the bucket system.

30:01 to 38:45 What happened to Joe’s Identity and relationships since Joe retired

38:46 to 39:58 Joe as a social media influencer and advice for the younger generation

41:19 to 49:10 Joe’s advice to those who are getting close to retirement or thinking about when is the right time.

49:11 to 53:11 Where you can connect and follow Joe and wrap up.

Hope you enjoy it and have a wonderful day.

The FYR team.

If you enjoyed this episode, please subscribe for future episodes and insights, and don’t forget to leave us a review. 

Guest Links & Resources:

Joe’s YouTube Channel: https://www.youtube.com/channel/UCY0hd1Iff79JnPNkPHmOXAg

Joe’s website: https://joekuhn1964.wixsite.com/ldrjfk

Visit Fund Your Retirement: https://www.fundyourretirement.com/

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

In part four of this now seven-part series, Judith Mackenzie and Rosemary Banyard discuss the importance of investor psychology, and investing through recessions, including how you can cultivate the mindset of a long term investor.

Key topics covered:

·         The personality characteristics of someone who thinks and invests for the long term.

·         Investing through the tech bubble.

·         Investing through the financial crisis of 08.

·         Launching a fund in the middle of Covid-19.

·         How Judith and Rosemary tune out of the noise.

·         How to cultivate a mindset of someone who can hold investments through recessions.

This was another great insight into how two seasoned fund managers think and how they view investing for the long term.

Each episode of this six-part series builds on the next as they walk you through an investor's journey. So, If you have ever wondered what a fund manager does, how they think, the types of investments they look for and what led them to pursue careers in finance and investing? Then you’re in the right place, join Judith and Rosemary as they peel back the veil and share their guiding principles and experiences from careers spanning multiple decades in the finance industry as investment fund managers.

Timestamps:

2:00 Characteristics and personality traits of someone who thinks long term.

6:15 Clarifying how long is long term when it comes to investing.

9:15 How Judith and Rosemary ignore the noise.

11:30 Holding investments through recessions and drawdowns.

14:45 Investing through the tech bubble.

21:30 Investing through the financial crisis on 08.

25:30 Investing and launching a fund in the middle of Covid-19.

28:15 Developing the mentality to invest through a recession and hold for the long term.

Hope you enjoy this episode and have a wonderful day.

The FYR Team

If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about the markets, personal finance, portfolio management and stock analysis.

Links & Resources: 

Visit Downing Fund Managers here: https://www.downing.co.uk/downing-fund-managers

Follow Downing on X/Twitter @downingllp: https://twitter.com/downingllp?lang=en

Investors reading and watch list for the long-term investor: https://www.fundyourretirement.com/wp-content/uploads/2023/11/Top-picks-for-a-long-term-investor.pdf

Russel Investments behavioural bias article: https://russellinvestments.com/us/blog/avoid-behavioral-bias

Visit Fund Your Retirement: https://www.fundyourretirement.com/

Follow FYR on Twitter: https://twitter.com/FRetirement

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Welcome to part three of this mini-series on currency investing, in this episode we will be covering the very important topics of

• How the brain learns and can be re-wired with new skills, habit, and behaviours
• Thinking in probability analysis
• And the four key traits to foster success in the markets

The understanding of why the currency markets move is obviously of paramount importance. Still, too many people jump into the trap of thinking about much money they are going to make instead of understanding what they are doing it first.

Today’s episode is a continuation of expanding that understanding as we dive deep into the importance of the mind. The psychological aspect of trading or investing has a far greater impact on success than many realise. It’s not just in the financial world either that the mind plays an important role, in business, in sports, and in everyday life, the mind has a huge impact on how we view the world around us and how we interact with that world......which includes the chart of EUR/USD, a chart of Gold or the stock ticker of Apple.

• 0:00 to 1:00 Introduction.
• 1:01 to 1:38 The importance of psychology and the mindset.
• 1:39 to 2:30 Accepting losses or failures, and how to move forward.
• 2:31 to 4:05 How the brain re-wires itself to learn a new skill or change an unwanted habit.
• 4:06 to 6:46 Embracing probability thinking.
• 6:47 to 8:35 Four key traits, discipline, dedication, follow the rules, and a positive mindset.
• 8:36 to 10:12 Review and wrap up

Have a wonderful day.

The FYR team.

Resources:

Knowledge Area  

Trading For Retirement Community and Training

Guide To Funding Your Retirement 

This time on The Investors Round Roland Head, Mark Simpson, and Graham Neary discuss how they analyse company accounts, the latest news from Hargreaves Lansdown (HL) and the investment potential of Plus500 (PLUS), Jet2 (JET2) and Close Brothers (CBG).

A healthy three-way debate about the shares they own, their portfolios, and the markets.

Timestamps:

1:10 Round table discussing Hargreaves Lansdown (HL).

11:00 Round table discussing Plus500 (PLUS)

22:55 Round table discussing Jet2 (JET2)

38:00 Round table discussing Close Brothers (CBG)

Thank you for listening, we hope you enjoyed the episode.

If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about portfolio management and stock analysis.

Roland Mark & Graham Resources:  

Visit FYR for more investors related podcasts: https://www.fundyourretirement.com/

Follow Roland on Twitter: https://twitter.com/rolandhead

Visit Roland’s Dividends Investing website here: https://www.rolandhead.com/

Follow Mark on Twitter: https://twitter.com/DangerCapital

Buy Marks Book here: http://excellentinvesting.org/

Follow Graham on Twitter: https://twitter.com/GrahamNeary

Join Graham’s Substack newsletter here: https://theinvestorinstitute.substack.com/

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Paul Belanger shares his investing philosophy and journey that took him to financial independence at the age of fifty. Paul is a chemical engineer by profession, and he retired at the age of 50, having achieved financial independence, through saving and investing, giving himself freedom of choice.

Paul explains his background and what led him to take a deep dive into investing and economic theory, and how he differs from the mainstream conventions, and the actionable steps you can take to start your journey to financial independence.

Pauls's view on independence is the freedom to choose regardless of one’s circumstances, if you want to keep working, keep working. If you want to start a business, volunteer your time, the choice belongs to you.

He explains the importance of balancing one's portfolio and believes an optimum portfolio is one with 65% stocks and 35% gold. This approach seems to give the best overall balance for good returns while minimizing risks. It's also important to periodically rebalance these portfolios to maintain that ratio.

Fund Your Retirement is an investment research and online financial media publisher sharing strategies and insights about finance, the markets, and the many different solutions for funding your long-term retirement, by showcasing experts in the field of finance and wealth-building strategies.

Timestamps:

0:00 to 1:20 Introduction.

1:21 to 5:48 Pauls's investing journey, from chemical engineer to achieving independence.

5:49 to 10:10 Pauls's saving and investing philosophy that took from point A to point B.

10:11 to 13:20 How you can cut your working career down by saving and investing.

13:21 to 18:05 Developing the discipline to stick with the plan.

18:06 to 22:25 Paul’s portfolio blend and why Paul uses gold as part of his investing strategy.

22:26 to 26:05 Understating the importance of the correlation between assets when investing.

26:06 to 30:19 Paul explains how he divides his investing phases depending on the desired outcome.

30:20 to 33:40 How Paul mitigates risk and fear of the future.

33:41 to 41:10 How you can get started on the road of building wealth.

41:11 to 44:05 How you can learn more about Paul, and were to follow and connect.

44:06 to 45:16 Closing remarks and wrap up.

Hope you enjoy and have a wonderful day.

The FYR team

Resources: 

Visit Paul Belanger’s YouTube Channel  

Visit Evidence Based Wealth Website

Visit Fund Your Retirement Website

Visit the Fund Your Retirement YouTube Channel 

Follow Fund Your Retirement on LinkedIn

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

In part two of this six-part series, Judith Mackenzie and Rosemary Banyard share their investing style and their investment philosophies.

They discuss the importance of finding an investing strategy that suits your personality and the resources to help you discover yours. For example, Rosemary shares how her everyday habits fit her investing style as a quality investor. They discuss value investing vs growth investing and share their thoughts on investing at IPO, how dividends fit into their investment philosophy and investing in the UK vs the global market.

This was another great insight into how two seasoned fund managers think and how they view investing for the long term.

Each episode of this six-part series builds on the next as they walk you through an investor's journey. So, If you have ever wondered what a fund manager does, how they think, the types of investments they look for and what led them to pursue careers in finance and investing? Then you’re in the right place, join Judith and Rosemary as they peel back the veil and share their guiding principles and experiences from careers spanning multiple decades in the finance industry as investment fund managers.

Timestamps:

2:00 Judith Mackenzie shares her investing style and investing philosophy.

3:30 Rosemary Banyard shares her investing style and investing philosophy.

5:35 Discovering your investing strategy.

12:20 Discussing value investing vs growth investing.

19:50 Discussing the value of site visits with some interesting examples.

23:20 Discussing small caps vs large caps.

24:40 Discussing investing in UK companies vs global markets.

26:25 Discussing investing at initial public offering (IPO).

30:15 Discussing how dividends fit into their investment strategies.

32:30 Discussing the attributes that make a good investor.

36:00 Reading lists, watch lists, podcasts and a free gift to help you on your investing journey.

Hope you enjoy this episode and have a wonderful day.

The FYR Team

If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about the markets, personal finance, portfolio management and stock analysis.

Links & Resources: 

Visit Downing Fund Managers here: https://www.downing.co.uk/downing-fund-managers

Follow Dowing on X/Twitter @downingllp: https://twitter.com/downingllp?lang=en

Investors reading and watch list for the long-term investor: https://www.fundyourretirement.com/wp-content/uploads/2023/11/Top-picks-for-a-long-term-investor.pdf 

Visit Fund Your Retirement: https://www.fundyourretirement.com/

Follow FYR on Twitter: https://twitter.com/FRetirement

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

This time on The Investors Round Table Maynard Paton, Roland Head, Mark Simpson, and Graham Neary discuss a question from a listener asking what their worst investing mistake was, and what did they learn from it.

Thank you for listening, we hope you enjoyed the episode.

If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about portfolio management and stock analysis.

// SOCIAL //

Follow Maynard on Twitter: https://twitter.com/maynardpaton 

Follow Roland on Twitter: https://twitter.com/rolandhead 

Follow Mark on Twitter: https://twitter.com/DangerCapital

Follow Graham on Twitter: https://twitter.com/GrahamNeary

Follow Bruce on Twitter: https://twitter.com/bruce_packard

Follow FYR on Twitter: https://twitter.com/FRetirement

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

In the first episode of season 2 of 'Investing for the Long Term' hosted by Judith McKenzie and Rosemary Banyard, the duo chats with Andy Brough, a prominent figure in the small and mid-cap investment space.

Andy shares his career journey, key lessons, and experiences in fund management, providing valuable advice for new and seasoned investors.

The discussion touches on the evolution of the investment landscape, the impact of private equity, and the importance of continuous learning and attention to detail in the field.

Timestamps:

00:29 Introducing Andy Brough

01:16 Judith and Rosemary's First Encounters with Andy

04:12 Andy's Career Journey

06:03 The Evolution of Fund Management

08:43 Insights on Accounting and Fund Management

11:56 Influential Figures and Mentors

16:09 The State of the UK Market

19:10 Reflections on Government Policies

24:04 Career Achievements and Advice

27:33 The Signature Red Shirt

29:22 Recommended Reads and Final Thoughts

Hope you enjoy this episode and have a wonderful day.

If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about the markets, personal finance, portfolio management and stock analysis.

Links & Resources:

Visit Downing Fund Managers here: https://www.downing.co.uk/downing-fund-managers

Follow Downing on X/Twitter @downingllp: https://twitter.com/downingllp?lang=en

Investors reading and watch list for the long-term investor: https://www.fundyourretirement.com/wp-content/uploads/2023/11/Top-picks-for-a-long-term-investor.pdf

Visit Fund Your Retirement: https://www.fundyourretirement.com/

Follow FYR on Twitter: https://twitter.com/FRetirement

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Today I am joined by Matt Angell, director and financial planner of Creative Lifestyle Planning. Matt is a financial planner, qualified financial coach, and mentor with a focus on lifestyle financial planning.

Matt is part of a new wave of financial planners who helps their clients not just fund their retirement, but also find happiness and peace of mind before, and after they retire.

Timestamps:

0:00 to 1:55 Introduction

1:56 to 8:54 Matt Angell’s story and journey.

8:55 to 15:14 Why Matt started Creative Lifestyle Planning?

15:13 to 18:00 How the financial planning industry has changed over the last 10 years.

18:01 to 19:10 Where Matt sees the financial planning industry heading in the next 10 years.

19:11 to 21:55 The challenges future retirees face.

21:56 to 24:21 Questions to ask when looking for a financial planner to work with.

24:22 to 28:30 The difference between a financial planner and a financial coach.

28:31 to 32:00 How Matt is helping the younger generation with their financial planning.

32:01 to 33:50 Financial planning myths busted.

33:51 to 34:55 Where to  follow and connect with Matt Angell

Hope you enjoy and have a wonderful day.

The FYR team.

If you like this episode, please subscribe for weekly updates and insights.

Guest Links & Resources:

Matt Angell Twitter Profile: https://twitter.com/creativeLPLtd1

Matt Angell Linkedin Profile: https://www.linkedin.com/in/matt-angell-0508a21b/

Creative Lifestyle Planning Website: https://creativelifestyleplanning.com/

Visit Fund Your Retirement: https://www.fundyourretirement.com/

Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.