Bang on the Money (Charlotte Lorimer)
Explorez tous les épisodes de Bang on the Money
| Date | Titre | Durée | |
|---|---|---|---|
| 09 Sep 2019 | Alice Tapper: Money is a tool, not the only definition of success | 00:31:30 | |
Alice Tapper is the founder of Go Fund Yourself, an online platform and community which makes personal finance relatable. Her book, Go Fund Yourself, has five sections: Learn It, Earn It, Start It, Spend It and Invest It. It covers everything from the history of money and consumerism to financial mindsets and how to make a budget work for you. https://linktr.ee/go_fund_yourself_ https://twitter.com/AliceRTapper https://www.instagram.com/go_fund_yourself_/ Host: Charlotte Lorimer Music: Milly Ashbridge Artwork: Amber Haas Definitions ISA: Individual savings account, a scheme allowing individuals to hold cash, shares, and unit trusts free of tax on dividends, interest, and capital gains. Pension: A regular payment made during a person's retirement from an investment fund to which that person or their employer has contributed during their working life. GDP: Gross domestic product, the total value of goods produced and services provided in a country during one year. Share: One of the equal parts into which a company's capital is divided, entitling the holder to a proportion of the profits. Compound interest: The addition of interest to the principal sum of a loan or deposit, or in other words, interest on interest. Dividend: A sum of money paid regularly (typically annually) by a company to its shareholders out of its profits (or reserves). APR: Annual Percentage Rate, a percentage that represents the actual yearly cost of funds over the term of a loan. Books Go Fund Yourself: What Money Means in the 21st Century, How to be Good at it and Live Your Best Life, Alice Tapper https://www.hive.co.uk/Product/Alice-Tapper/Go-Fund-Yourself--What-Money-Means-in-the-21st-Century-Ho/22991633 Lean In: Women, Work and the Will to Lead, Sheryl Sandberg https://www.hive.co.uk/Product/Sheryl-Sandberg/Lean-In--Women-Work-and-the-Will-to-Lead/17559860 My Thoughts Exactly, Lily Allen https://www.hive.co.uk/Product/Lily-Allen/My-Thoughts-Exactly--The-No1-Bestseller/23016169 Apps Wealthsimple https://apps.apple.com/ca/app/wealthsimple-invest-and-save/id948087968 Wealthify https://apps.apple.com/gb/app/wealthify-saving-investments/id1204332482 The information provided is for educational purposes only and does not constitute financial advice. The views expressed in this podcast are our own, not those of the firms we work for. | |||
| 30 Sep 2019 | Mariam Jimoh: Your passion can become your profession | 00:34:18 | |
Mariam Jimoh is a social entrepreneur. She is the founder of Women in the City Afro-Carribbean Network, known as WCAN, the ethnic food delivery service Oja, and the publisher Onwe Press. When she set up WCAN at university in 2013, it was the first organisation of its kind. Six years on, WCAN supports 4000 black women in their professional and personal development. https://twitter.com/TheArtofMariam https://www.wcan.uk/ https://www.my-oja.com/ https://www.onwepress.com/preorder Host: Charlotte Lorimer Music: Milly Ashbridge Artwork: Amber Haas Definitions Fundraising: Seeking financial support for a charity, cause, or other enterprise. Bootstrapping: Starting up with minimal financial resources. Books Daughters of Nri, Reni K Amayo https://www.onwepress.com/books/daughtersofnri Queenie, Candice Carty-Williams https://www.hive.co.uk/Product/Candice-Carty-Williams/Queenie/23449724 "I Will Not Be Erased": Our stories about growing up as people of colour, gal-dem https://www.hive.co.uk/Product/gal-dem/I-Will-Not-Be-Erased-Our-stories-about-growing-up-as-people-of-colour/23674482 What We're Told Not to Talk About (But We're Going to Anyway): Women's Voices from East London to Ethiopia, Nimko Ali https://www.hive.co.uk/Product/Nimko-Ali/What-Were-Told-Not-to-Talk-About-But-Were-Going-to-Anyway/20394734 The Multi-Hyphen Method, Emma Gannon https://www.hive.co.uk/Product/Emma-Gannon/The-Multi-Hyphen-Method--The-Sunday-Times-business-bestseller/23289114 The information provided is for educational purposes only and does not constitute financial advice. The views expressed in this podcast are our own, not those of the firms we work for. | |||
| 07 Oct 2019 | Anna Codrea-Rado: Being a freelancer doesn't mean working for free | 00:36:15 | |
Anna Codrea-Rado is a freelance journalist, campaigner and founder of FJ&Co, through which she organises panel discussions meet-ups. Earlier this year, she launched the #FairPayForFreelancers campaign to call for an end to payment on publication, respect to late payment fees and updates to outdated payment systems. She also a runs weekly newsletter, the Professional Freelancer and a podcast, Is this working? https://www.annacodrearado.com/ https://twitter.com/annacod https://www.instagram.com/annacod/ Host: Charlotte Lorimer Music: Milly Ashbridge Artwork: Amber Haas Resources First Aid for Freelancers https://www.annacodrearado.com/first-aid-for-freelancers Articles How I Hacked My Most-used Apps to Calculate My Day Rate https://contently.net/2019/02/21/resources/rates/how-i-hacked-my-most-used-apps-to-calculate-my-day-rate/ Newsletters The Professional Freelancer https://www.annacodrearado.com/newsletter Ann Friedman https://www.annfriedman.com/weekly Quartz https://qz.com/emails/daily-brief/ Podcasts Is this working? https://podcasts.apple.com/gb/podcast/is-this-working/id1473508626 Instagram accounts FJ&Co https://www.instagram.com/fjandco/?hl=en Facebook groups Freelance Journalists UK https://www.facebook.com/groups/FreelanceJournalistsUK/ Freelance Heroes https://www.facebook.com/groups/freelanceheroes/ Apps Clockit: the Pomodoro timer https://apps.apple.com/us/app/clockit-the-pomodoro-timer/id1126290740 Monzo https://apps.apple.com/gb/app/monzo-bank/id1052238659 Starling Bank https://apps.apple.com/gb/app/starling-bank-mobile-banking/id956806430 First Direct https://apps.apple.com/gb/app/first-direct/id405905004 The information provided is for educational purposes only and does not constitute financial advice. The views expressed in this podcast are our own, not those of the firms we work for. | |||
| 14 Oct 2019 | Alex Holder: Talking about money opens up relationships | 00:40:17 | |
Alex Holder is a freelance journalist, consultant and author of Open Up: The Power of Talking About Money. In her book, she shares her thoughts on the emotions that surround money and gives her advice on splitting bills, navigating unpaid internships and those £400 hen dos. https://linktr.ee/alexandreholder https://twitter.com/AlexandreHolder https://www.instagram.com/alexandreholder/ Books Open Up: The Power of Talking About Money, Alex Holder https://www.hive.co.uk/Product/Alex-Holder/Open-Up--The-Power-of-Talking-About-Money/23289514 Queenie, Candice Carty-Williams https://www.hive.co.uk/Product/Candice-Carty-Williams/Queenie/23449724 Websites Your Mental Wealth, Dr Brad Klontz https://www.yourmentalwealth.com/about-us/dr-brad-klontz/ Articles Women need to talk more openly about pay, Emma Gannon https://www.thetimes.co.uk/article/emma-gannon-women-need-to-talk-more-openly-about-pay-lzpxbdvg7 Apps Splitwise https://apps.apple.com/gb/app/splitwise/id458023433 The information provided is for educational purposes only and does not constitute financial advice. The views expressed in this podcast are our own, not those of the firms we work for. | |||
| 23 Sep 2019 | Money Medics: Millennials can save | 00:35:10 | |
Ashley Agwuncha and Eve Obasuyi are pharmacists by day, bloggers by night and savers, always. In 2018, they founded the online money tips platform Money Medics, along with Ashley’s brother and Eve’s fiancé Nicholas Agwuncha. Their aim is to debunk millennial money myths. https://linktr.ee/moneymedics https://www.instagram.com/moneymedics/ Host: Charlotte Lorimer Music: Milly Ashbridge Artwork: Amber Haas Definitions Help to Buy: A government-backed initiative designed to help people get on the property ladder or buy a new home without a large deposit. Mortgage: An agreement that allows you to borrow money from a bank or similar organisation, especially in order to buy a house. Interest: Money that is charged by a bank or other financial organisation for borrowing money or money that you earn from keeping your money in an account in a bank or from investments. Credit Score: A number based on information which financial organisations consider in making decisions about lending money. ETF: Exchange-Traded Fund, a fund that follows the level of share prices on a stock market, and that is also traded on a market. Articles How to become a property developer in your twenties: Trio debunk myth that millennials can’t get on housing ladder after saving for a £750k portfolio by ditching lunches out, avoiding peak travel times and only buying clothes in the sales https://www.dailymail.co.uk/news/article-6683857/Three-millennials-debunk-myth-home-ownership-building-property-portfolio-worth-750k.html Apps Monzo https://apps.apple.com/gb/app/monzo-bank/id1052238659 Starling Bank https://apps.apple.com/gb/app/starling-bank-mobile-banking/id956806430 Plum https://apps.apple.com/gb/app/plum-grow-your-money/id1456139507 Moneybox https://apps.apple.com/gb/app/moneybox-save-and-invest/id1049797239 ClearScore https://apps.apple.com/gb/app/clearscore-credit-tracker/id1056640628 Hargreaves Lansdown https://apps.apple.com/gb/app/hargreaves-lansdown/id450465506 Wealthify https://apps.apple.com/gb/app/wealthify-saving-investments/id1204332482 Wealthsimple https://apps.apple.com/ca/app/wealthsimple-invest-and-save/id948087968 Nutmeg https://apps.apple.com/gb/app/nutmeg-saving-investment/id1127250193 Websites Eventbrite https://www.eventbrite.co.uk/ Shoptagr https://beta.shoptagr.com/?source=old_shoptagr Facebook Marketplace https://www.facebook.com/marketplace/ Gumtree https://www.gumtree.com/ eBay https://www.ebay.co.uk/ Trainline https://www.thetrainline.com/ The information provided is for educational purposes only and does not constitute financial advice. The views expressed in this podcast are our own, not those of the firms we work for. | |||
| 16 Sep 2019 | Emilié Bellet: You don’t have to be rich to start investing | 00:35:08 | |
Emilié Bellet is the author of You’re Not Broke, You’re Pre-Rich, a practical guide for streamlining your finances, and the founder and CEO of Vestpod, the digital platform and community that empowers women financially through education, workshops and events. While working for the investment bank Lehman Brothers, she became acutely aware of the financial literacy gap, especially for women. Vestpod and her You’re Not Broke, You’re Pre-Rich aim to change this. https://www.vestpod.com/ https://twitter.com/emilieldn https://twitter.com/VestPod https://www.instagram.com/vestpod/ Host: Charlotte Lorimer Music: Milly Ashbridge Artwork: Amber Haas Definitions ISA: Individual savings account, a scheme allowing individuals to hold cash, shares, and unit trusts free of tax on dividends, interest, and capital gains. Stock: The capital raised by a company or corporation through the issue and subscription of shares. Share: One of the equal parts into which a company's capital is divided, entitling the holder to a proportion of the profits. Dividend: A sum of money paid regularly (typically annually) by a company to its shareholders out of its profits (or reserves). Bond: A certificate issued by a government or a public company promising to repay borrowed money at a fixed rate of interest at a specified time. Coupon: A detachable portion of a bond which is given up in return for a payment of interest. Fund: A supply of capital belonging to numerous investors that provides a broader selection of opportunities, greater management expertise and lower investment fees than investors might be able to obtain on their own. Portfolio: A range of investments held by a person or organisation. APR: Annual or annualised percentage rate (used typically of interest on loans or credit). Compound interest: The addition of interest to the principal sum of a loan or deposit, or in other words, interest on interest. Impact investing: Investments made into companies, organisations, and funds with the intention to generate a measurable, beneficial social or environmental impact alongside a financial return. Net worth: Everything you own minus everything you owe. SIPP: A self-invested personal pension, a pension plan that enables the holder to choose and manage the investments made. Books You’re Not Broke, You’re Pre-Rich: How to streamline your finances, stay in control of your bank balance and have more GBP, Emilié Bellet https://www.hive.co.uk/Product/Emilie-Bellet/Youre-Not-Broke-Youre-Pre-Rich--How-to-streamline-your-fi/23569589 Work Like a Woman: A Manifesto For Change Paperback, Mary Portas https://www.hive.co.uk/Product/Mary-Author-Portas/Work-Like-a-Woman--A-Manifesto-For-Change/23641476 Money: A User’s Guide, Laura Whateley https://www.hive.co.uk/Product/Laura-Whateley/Money-A-Users-Guide/22214660 Websites Inflation calculator https://www.bankofengland.co.uk/monetary-policy/inflation/inflation-calculator Boring Money https://www.boringmoney.co.uk/?signupfrom=https://www.google.com/ Apps Moneybox https://apps.apple.com/gb/app/moneybox-save-and-invest/id1049797239 Wealthsimple https://apps.apple.com/ca/app/wealthsimple-invest-and-save/id948087968 Starling Bank https://apps.apple.com/gb/app/starling-bank-mobile-banking/id956806430 Monzo https://apps.apple.com/gb/app/monzo-bank/id1052238659 The information provided is for educational purposes only and does not constitute financial advice. The views expressed in this podcast are our own, not those of the firms we work for. | |||
| 27 Aug 2019 | Harriet Allner: Honesty eases money worries | 00:34:30 | |
Harriet Allner is a writer and senior account manager at Common Industry, a purpose-led communications agency. In collaboration with the app-only bank Starling, she led the#MakeMoneyEqual campaign which called out the media on speaking to men and women differently about money. Outside of Common Industry, she has written for Metro and has her own blog The Scribble Bug. https://thescribblebug.com/ https://twitter.com/TheScribbleBug https://www.instagram.com/thescribblebug/ Host: Charlotte Lorimer Music: Milly Ashbridge Artwork: Amber Haas Definitions FinTech: Financial technology. ISA: Individual savings account, a scheme allowing individuals to hold cash, shares, and unit trusts free of tax on dividends, interest, and capital gains. Stock: The capital raised by a company or corporation through the issue and subscription of shares. Share: One of the equal parts into which a company's capital is divided, entitling the holder to a proportion of the profits. Bond: A certificate issued by a government or a public company promising to repay borrowed money at a fixed rate of interest at a specified time. Books Open Up: The Power of Talking About Money, Alex Holder https://www.hive.co.uk/Product/Alex-Holder/Open-Up--The-Power-of-Talking-About-Money/23289514 The Money Revolution: Easy Ways to Manage Your Finances in a Digital World, Anne Boden https://www.koganpage.com/product/the-money-revolution-9781789660616 The Multi-Hyphen Method, Emma Gannon https://www.hive.co.uk/Product/Emma-Gannon/The-Multi-Hyphen-Method--The-Sunday-Times-business-bestseller/23289114 Slay in Your Lane: The Black Girl Bible, Yomi Adegoke and Elizabeth Uviebinené https://www.hive.co.uk/Product/Yomi-Adegoke/Slay-In-Your-Lane--The-Black-Girl-Bible/22326316 Little Black Book, Otegha Uwagba https://www.hive.co.uk/Product/Otegha-Uwagba/Little-Black-Book/23155603 When’s Happy Hour? Work Hard So You Can Hardly Work, Betches https://www.simonandschuster.co.uk/books/Whens-Happy-Hour/Betches/9781501198984 You’re Not Broke, You’re Pre-Rich: How to streamline your finances, stay in control of your bank balance and have more GBP, Emilié Bellet https://www.hive.co.uk/Product/Emilie-Bellet/Youre-Not-Broke-Youre-Pre-Rich--How-to-streamline-your-fi/23569589 Go Fund Yourself: What Money Means in the 21st Century, How to be Good at it and Live Your Best Life, Alice Tapper https://www.hive.co.uk/Product/Alice-Tapper/Go-Fund-Yourself--What-Money-Means-in-the-21st-Century-Ho/22991633 Money: A User’s Guide, Laura Whateley https://www.hive.co.uk/Product/Laura-Whateley/Money-A-Users-Guide/22214660 Instagram accounts Money Medics https://www.instagram.com/moneymedics/?hl=en Go Fund Yourself https://www.instagram.com/go_fund_yourself_/?hl=en Betches https://www.instagram.com/betches/?hl=en Websites Money and Mental Health https://www.moneyandmentalhealth.org/ National Numeracy https://www.nationalnumeracy.org.uk/ Apps Depop https://apps.apple.com/gb/app/depop/id518684914 Starling Bank https://apps.apple.com/gb/app/starling-bank-mobile-banking/id956806430 Splitwise https://apps.apple.com/gb/app/splitwise/id458023433 Moneybox https://apps.apple.com/gb/app/moneybox-save-and-invest/id1049797239 Flux https://www.tryflux.com/ Podcasts The High Low: Should Celebrities Be Involved In Prison Reform?; & The Lunacy of Hen/Stag Season (41:32) https://podcasts.apple.com/gb/podcast/should-celebrities-be-involved-in-prison-reform-lunacy/id1211338187?i=1000440625458 Where Shall We Begin? https://podcasts.apple.com/gb/podcast/where-should-we-begin-with-esther-perel/id1237931798 The information provided is for educational purposes only and does not constitute financial advice. The views expressed in this podcast are our own, not those of the firms we work for. | |||