Which? (Which?)

With Black Friday and Christmas fast approaching, we’ve assembled two top experts to help you tackle the online giant.

We hear how you can find the best deals, brilliant bargains, and even discuss whether it’s possible to live without shopping on the platform.

Read our advice on how to spot a fake review & sign up to our free weekly Money newsletter.

Get 50% off a Which? membership.

With a rise in the number of investors exploring the digital currency, we ask whether it’s a viable option for those looking to improve their returns? 

We also explore the potential dangers associated with cryptocurrency, and explore what the future could hold.

Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.

We hear about the price you pay for visiting your favourite supermarket, and the inflated prices and data concerns that might come your way as a result of staying loyal.

Read more about our supermarket loyalty pricing investigation & sign up to our free weekly Money newsletter.

In this episode we tackle the difficult subject of financial abuse, finding out more about an issue that’s worryingly on the rise.

We also explains exactly how to spot the signs and where to go for help.

If you’re concerned about an older person experiencing financial abuse, or are in this situation yourself, you can contact Hourglass on its 24/7 helpline – 0808 808 8141 – or visit wearehourglass.org. Or contact your local adult social services.

If you have concerns about a registered lasting power of attorney, contact the OPG by emailing opg.safeguardingunit@publicguardian.gov.uk or calling 0115 934 2777.

If you’re experiencing financial abuse by a partner or ex-partner, you can contact Surviving Economic Abuse on 0808 196 8845 for specialist help and support, as well as visit its survivor forum at survivingeconomicabuse.org.

We give you a chance to hear our extended conversation from our Which? Investigates podcast as we chat to sustainable fashion campaigner Brett Staniland. He made a stand while appearing on the 2021 series of ITV show Love Island, refusing to wear the clothes provided by fast fastion retailer sponsoring the programme at the time.

Here he explains why he made that decision, what he makes of the industry's attempts to become more sustainable, and his thoughs on how we can all live a greener life.

Read more about our second hand marketplace investigation, and sign up to our free sustainability newsletter.

With the nations around the UK beginning to ease their lockdowns, we hear how the financial support on offer for individuals and businesses is changing. 

We explain how you can apply, and who’s eligible, as well as hearing from those preparing to reopen their businesses.

Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.

Throughout September we're bringing you special episodes as we hear from brilliant guests with amazing insider knowledge on how best to save you money. 

Today we're joined by property expert and developer Marta de Sousa as she shares her top tips on what to do when buying a property, and what might happen next for the mortgage market.

Read our latest guide on what's happening to house prices & sign up to our free Money newsletter.

Research from us here at Which? suggests around half of adults don’t know how much money they’ll need come retirement. So what is the answer? And how can you ensure you achieve it?

Which? Money Editor Jenny Ross & Tom Selby, AJ Bell’s Director of Public Policy explain the figures, plus share their advice on how best to save for later life.

Learn the difference between different pension types & sign up to our free weekly Money newsletter.

Following the Bank of England base rate dropping to 4.5% earlier this month, and with an impending stamp duty change, we’re at a key point in time for anyone buying, selling, or remortgaging a property.

In this episode Which? mortgage expert Stephen Maunder and David Hollingworth, Associate Director of L&C Mortgages, discuss how these changes will impact the market this year.

Read more about the base rate cut & sign up to our free weekly Money newsletter.

Find out how stamp duty changes could impact you.

Become a Which? Money member.

Get 50% off a Which? membership.

To celebrate our 100th episode we’ve dived into our treasure trove of money saving tips to pull out the ones we think will save you at least £100.

We got everything covered from cutting your tax bill, switching bank accounts and interest free credit cards, to cutting down on your shopping and household bills. We’ve also thrown in a few money-saving life hacks just for good measure.

Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.

This week Which? experts are appearing across BBC TV & Radio to give advice as part of the BBC's 'Be Scam Safe' campaign. To mark the occasion we're giving you the chance to hear a previous episode from our Get Answers series, giving advice on how best to spot fraudulent activity and the best things to do to protect yourself from falling victim.

Sign up to our free weekly Scam Alert service here

To coincide with Valentine’s Day, we’re exploring joint accounts, spotting the signs of romance fraud, and finding the best Valentine’s deals for you.

In this episode Which? Money Expert Grace Witherden and Amy Knight, personal finance expert at NerdWallet UK, reveal the best joint accounts available, the pros and cons of sharing money, and alternative ways to pay bills together.

Plus, Author Becky Holmes talks about her research into romance fraud, how to spot it, and why we need to talk about it.

Read our reviews of the best joint accounts & sign up to our free weekly Money newsletter.

Find out how your bank can help protect you from financial abuse.

Read our advice on how to detect romance fraud.

Become a Which? Money member and receive a special gift - offer ends 16 February 2025.

Get 50% off a Which? membership.

In this episode from our sister show - the Which? Shorts podcast - our undercover shoppers find out if travel agents really have the best deals, and whether you can haggle for a bargain.

Subscribe to the Which? Shorts podcast & sign up to our free weekly Money newsletter.

Getting into the nitty gritty of switching banks, we explore the switching offers available now, how the switching process works, and consider whether you might actually be better off sticking with your current provider.

In this episode, Which? Money expert Grace Witherden and finance content creator Gabriel Nussbaum - AKA That Money Guy - discuss the pros and cons of switching, when you should consider it, and what to be aware of when looking at switching incentives.

Read more about the current switching offers & sign up to our free weekly Money newsletter.

Click here to send us an email.

Become a Which? Money member.

Get 50% off a Which? membership.

In this archive episode, originally published in June 2023, we tell you how much you should save for later life. We hear the results of our survey asking retirees exactly how much they spend once retired, giving you an idea of how much you'll need to live on.

For more information check out our guide on how to plan for retirement & find out where to access the best retirement & pension advice.

Sign up now to our free weekly Money newsletter & click here to read the benefits of becoming a full Which? Money member.

With footfall in traditional clothing stores on the decline, it’s charity shops that are capitalising. But can you really update your wardrobe by shopping second hand?

Which? Senior Content Writer Hannah Downes and sustainable stylist and vintage fashion seller Emily London explain how the charity retail sector is adapting, plus give us tips on how to spot a bargain.

Find out your rights when shopping second hand & sign up to our free weekly Money newsletter.

With the festive period over, all eyes are on the new year when budgets are often tight. So what can you do to make more money in 2025?

Which? Money Editor Jenny Ross and Claer Barrett, the Consumer Editor at the FT share their tips on switching banks, cutting investment fees and maximising your savings pots.

Sign our petition to end the insurance rip-off.

Read more ways to make and save money in 2025 & sign up to our free weekly Money newsletter.

Save 25% off a Which? Money annual membership for the first year.

Get 50% off a Which? membership.

Hear from the people turning to self employment in later life as they look to change careers or boost their income.

We hear from those who have made the switch, asking how they overcame major hurdles to make their businesses work and their advice for success.

Read our advice on the self-employed expenses you can claim & sign up to our free weekly Money newsletter.

In this week's episode of Which? Shorts, we warn you about the scams we think are going to be big in 2025, and give you the best advice on how to keep you, your money, and your data safe.

Read more about scams you need to avoid & sign up for our free Scam Alerts service.

Become a Which? member for 50% off the usual price.

There’s a shocking claim that if you eat less meat to cut your food footprint, drive an EV to reduce your travel emissions, or choose products that don’t contribute to deforestation, the eco-benefits of all of those could be completely undone by something else, something you may not have considered: your money.

In this special episode the Which? Investigates & Which? Money podcasts combine as Greg Foot & Lucia Ariano find out how our bank accounts, pensions and investments may be causing climate change without our knowledge. He teams up with the Which? Money team to analyse the ‘sustainable’, ‘ethical’ options, and discovers what could be the biggest case of green-washing yet.

Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.

It may seem like something you don’t need to think about right now, but the general advice is that everybody should have a will just in case.

Which? Wills expert James Buchan, and Lucinda Frostick, the Director of Remember A Charity explain what they are, what they should include, and how you go about making one.

Get 30% off Which?'s Premium Will service & sign up to our free weekly Money newsletter.

Get 50% off a Which? membership.

We rate the best savings accounts on offer if you want to lessen your impact on the environment.

In this episode we reveal who ranks highly, and also delve even deeper into the impact your money could be having on climate change.

Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.

We get all the latest details on the raises to the rate of the state pension, as well as discussing the different options available to access your pension after you retire. Which? Money's Paul Davies joins us.

Plus we're speak to Andy Hutchinson from Hub Financial Solutions to talk about whether equity release could help you retire if you haven't been able to save, but you own a property.

For more information check out our guide on how to plan for retirement & find out where to access the best retirement & pension advice.

Sign up now to our free weekly Money newsletter & click here to read the benefits of becoming a full Which? Money member.

With the Bank of England preparing to review the base rate, we look at what it would mean for your savings if the rate was to fall.

Which?’s market analyst Sam Wilson and Hargreaves Lansdown’s Head of Money and Markets Susannah Streeter talk us through the best savings accounts out there, and whether or not you should lock in your money.

Find out the best savings accounts for 2024 & sign up to our free weekly Money newsletter.

In this episode, we examine the Bank of England's inner workings, including how it manages the economy and sets rates.

Find out more, read about how the Bank of England's base rate will affect your mortgage & sign up to our free monthly Money newsletter

A Which? investigation finds home insurance complaints are on the rise, with delays, unsatisfactory pay outs, and obstructive providers blamed by unhappy claimants.

We also speak to one woman waiting for thousands of pounds to be paid, and hear why the industry needs urgent reform

Read more about our home insurance investigation & sign up to our free Money newsletter.

With the average deposit going up, and prices staying high, we’re here with plenty of advice and insider information to help you make that first step on the property ladder.

We’re also joined by Housing Minister Christopher Pincher MP to hear more about the government’s new schemes aimed to get more of us buying homes.

Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.

We're doing something a bit different on the podcast this week as we hear how Which? has been working to get answers to all manner of consumer questions for over 60 years.

Inspired by the passing of Which? co-founder Dorothy Goodman, we hear from her daughter on what the early years of the organisations were really like, while current Chief Executive Anabel Holt tells us more about how we remain relevant in the present day.

Read more about the life of Dorothy Goodman & subscribe to Get Answers so you don't miss our next episode.

***

We'll be back with our next episode on 8th January 2024 as we ask where we should be booking our next holiday? Got a question, email us podcasts@which.co.uk

Credit cards - used wrong and they can be a nightmare, but used right, they can be a great tool, whether that’s the cheapest way to borrow, helping you get out of debt, or making the most of rewards.

There are hundreds out there on the market with varying rewards, interest rates and functions.

In this episode, Which? Money Expert Grace Witherden and Amy Knight, personal finance expert at NerdWallet UK, explain the different types, reveal the Which? Best Buys, and deep-dive into all things credit cards along the way.

Read our best credit card deals and best providers & sign up to our free weekly Money newsletter.

Become a Which? Money member and receive a special gift - offer ends 16 February 2025.

Get 50% off a Which? membership.

This week we assemble a team of top Which? journalists as we delve into unknown territories to solve the mystery of the UK’s missing money.

We hear about the banknotes that aren’t being used in everyday cash transactions, nor are they in bank accounts - and yet they make up nearly three quarters of the cash in circulation. 

Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.

In this special episode we take a look at what Rishi Sunak’s Budget means for your money. 

Our experts Gareth Shaw and Jenny Ross take a look at the measures announced by the Chancellor, and how they’ll impact our cash in the year to come.

Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.

With the financial world offering a bleak picture for savers, we give you all the tips and advice you need to help boost your income. 

We cover everything from savings and current accounts, to balance transfers, revealing our top picks on where to move your cash.

Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.

More National Insurance cuts, a new 'British' Isa, and a change to child benefit were announced by the Chancellor in his latest Spring Budget.

In this episode we've assembled two top experts to tell you exactly what the decisions made mean for your money. They also discuss the other big decisions that could have a lasting impact on your finances in the months to come.

Read our analysis of what the Spring Budget means for you & sign up to our free Money newsletter.

With the last twelve months forcing more and more of us to shop online and pay digitally, we hear from those fighting back, including the business owners and consumers for whom cash remains vitally important.

We also hear what more we’d like to see from the government, businesses and regulators to ensure a brighter future for our money.

Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.

With rising price caps on the horizon and certain premiums lower than ever, we tell you everything you need to know on changing provider.

In this episode we cover everything from energy bills to mobile and broadband, as well as looking at current accounts, credit cars and car insurance.

N.B. This episode was recorded before the news regarding the current gas price rises, and what this could mean for some energy providers. For more visit which.co.uk/money

Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.

In this episode, we explore where the risks of fraud and scams lie and how to report it if you fall victim to what is one of the most dominant crimes in the UK.

Find out more, read the 5 fraud trends you need to know about & sign up to our free monthly Money newsletter

With summer on the horizon, this week we’ll be taking a look at how you can get away for less and the dos and don’t of spending overseas.

We’ll look at the best credit and debit cards available, how to get the best exchange rate, and hear our experts' top tips to make sure you aren’t ripped off.

Read our analysis of the best debit card to use abroad & check out the best travel credit cards rated by Which?

As Which? research reveals many BNPL users don’t think they’re taking on debt at the checkout, we learn more about the payment schemes sweeping the financial industry. 

We find out why we’re calling for increased regulation, as well as hearing what one of the biggest providers thinks of the current landscape.

Read more about our research here.

Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.

In this week's episode of Which? Shorts, we show how online marketplaces like Vinted and eBay can help you earn money from your post-Christmas clear-out.

Read about how to avoid scams on online marketplaces & sign up for our free monthly Deals newsletter.

Become a Which? member for 50% off the usual price.

This week we revealed our yearly survey of the best home insurance policies on the market, and it doesn’t make for good reading. Prices are on the rise, and satisfaction levels are down.

Which? insurance expert Dean Sobers explains how to find the right cover for you, plus Claire Massey explains what happened to her when things went wrong.

Read more about our new survey & sign up to our free weekly Money newsletter.

Join our campaign to end the insurance rip-off.

Get 50% off a Which? membership.

With news that the energy price cap is to fall in October, we ask whether this means gas and electricity bills will follow suit?

We also discuss the ways you can reduce your monthly outlay, the help and support available, and what might happen to the energy market next year.

Check out our energy cost calculator & sign up to our free weekly Money newsletter.

This week we explore common insurance problems and how to resolve them.

You can sign-up to our free newsletters here.

With the Black Friday sales in full swing, this week we're asking whether the deals you see from some of the high street’s biggest retailers are actually as good as they seem?

For more expert advice on how to find the best bargains listen to our Which? Money & Get Answers podcasts, just click the links below:

Get Answers - "The secrets the online stores don't want you to know"

Which? Money - "How to find the best deals on Amazon"

And check out our round-up of the best Black Friday deals here.

In the fifth episode of our mini-series helping you get the answers you need to life's everyday questions, we hear how you can save on the regular journeys you make each day.

We discuss the best way to buy a rail ticket, learn why bus travel is more affordable than it has been for a long time, and answer your questions from social media.

Read more on the best ways to save on travel in 2023

Like what you're hearing? Use #GetAnswers on social media.

The collapse of gambling firm Football Index is set to become the biggest failure in UK gambling history with £100 million trapped in the platform since it ceased trading last month. 

We hear from those who have lost thousands of pounds, and discuss the grey area between betting and investing.

Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.

After years of campaigning from Which?, new rules have been introduced this week to make it easier to get your money back if you’ve been a victim of fraud. So what are the new rules and how do they work in practice?

Which? Money Editor Jenny Ross and Matt Hepburn, Fraud Spokesperson at TSB explain what you should do if you think you’ve been a victim of fraud.

Read our list of the best banks for dealing with fraud & sign up to our free weekly Money newsletter.

Sign up for our free Scam Alerts service.

Get 50% off a Which? membership.

Throughout September we're bringing you special episodes as we hear from brilliant guests with amazing insider knowledge on how best to save you money. 

In this episode we speak to Britain's Coupon Kid as he reveals the tactics used by supermarkets to get us to spend more, and the best ways you can shop for less.

Read our latest guide to the cheapest supermarkets & sign up to our free Money newsletter.

In the sixth and final episode of our mini-series helping you get the answers you need to life's everyday questions, we share our expert advice on the things you can do to lower your energy usage.

We discuss the future of the energy price cap, learn about the support available to help promote energy efficiency, and answer your questions from social media.

Read more on the energy price cap & sign up to our free sustainability newsletter.

Like what you're hearing? Use #GetAnswers on social media.

Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.

In this episode of Money Shorts, we’re looking at a lesser-known aspect of fraud, money mules, and the significant role they play in the fraud chain.

Read the 5 scams you need to know about in 2024 & sign up to our free monthly Money newsletter

Section 75 might be decades old, but this piece of legislation still packs a punch if something goes wrong with a credit card purchase and you want to get your money back.

We take a look at what the law says, how to make a successful claim, and an alternative way to secure a refund from your card provider.

Read more about Section 75 and sign up to our free Money newsletter.

The hosts of the Which? Investigates, Which? Money & Which? Shorts podcasts team up with our experts to answer some of your burning questions.

They cover everything from insulation to savings rates, holiday recommendations to smart devices and more...

Got a question you want us to answer, email us on podcasts@which.co.uk

Read more of our energy saving tips & grants available & sign up to our free email newsletters.

Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.

The FTSE 100 hit an all-time high at the start of May, so does that mean it's a good time to invest? And if so, what are the best ways of investing into the stock exchange of the 100 most valuable companies in the UK?

Which? Writer and researcher Megan Thomas & Hargreaves Lansdown’s Head of Money and Markets Susannah Streeter explain why now might be the best time to invest, plus what your options are if you’re just starting your investment journey.

Find out what the best stocks and shares Isas are & which investment platform is best.

Read our tips for new investors & sign up to our free weekly Money newsletter.

There's a chance that, while scrolling online, you'll have seen a video of a celebrity trying to get you to part with your cash. The problem is, a lot of these videos are fake and have been made with artificial intelligence. Today we reveal the story of our investigation into a financial scam all linked in a tangled web of fraud.

This investigation is into the Quantum AI scam network, not Google's initiative to build quantum computing that has the same name.

Read more about our investigation & sign up for our free monthly Tech newsletter.

Listen to the Which? Shorts episode on deepfake technology.

Get 25% off a Which? Tech membership until 8 January 2025.

Get 50% off a Which? membership.

We hear the results of our investigation which found many investment platforms are still recommending funds with poor returns, many with the possibility of leaving you with less money than you initially invested. 

We also find out how much money you should have in savings before considering investing in the first place.

Read our guide on whether you are ready to invest & sign up to our free weekly Money newsletter.

Check out our review of Monzo's new investment fund.

The second of two special Black Friday episodes this week, we're giving you the chance to hear an episode from our sister show, the Which? Investigates podcast.

In this Which? investigation we go behind the scenes at one of the UK’s largest Amazon fulfilment centres, finding out how the multi billion pound company operates. We’ll also ask whether Black Friday has had its day, and explore the shady online activity you should be aware of.

Sign up to our free Money newsletter, and try out our 'My Money Health Check' tool.

We discover what financial firms really know about us, and how decisions are made based on our own digital footprint.

In the episode we also explore how data impacts on our credit score, and how we can improve our own financial outlook.

Read more on how to improve your credit score & sign up to our free weekly Money newsletter.

Imagine your grandma, mother, aunt or sister, and then discover they have been robbed of money they are rightly owed. In this special episode we hear why thousands of women were short changed and due an estimated 1 billion pounds in refunds. 

We’ll be taking you through everything you need to know - what caused this shortfall in payments, and crucially if you need to take action to get a refund.

Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.

With almost 6000 bank branches closing since January 2015, we take a look at the future of physical money and the options available for those of us who still prefer in-person banking.

We also learn more about our bank branch closure checker and the campaign work we’ve done at Which? to help protect our access to cash.

Read more - the best banks for dealing with fraud.

Check out our bank branch closure checker & sign up to our free weekly Money newsletter.

LINK Access to Cash Review

This week we hear more about the police response to fraud.

Did you know for example it makes up 40% of all crime in the UK, but receives just 2% of police funding...

Sign up to one of our free newsletters or our free Scam Alerts.

In this episode, we look at funeral planning and how to deal with the rising costs.

Find out more, read Funeral plans are still in demand but are they safe & sign up to our free monthly Money newsletter

We reveal some of the weirdest scams fraudsters came up with over the last twelve months in an attempt to get hold of our money.

We’ll also hear about what to look out for when spotting a scam, and how to help protect you and your loved ones from becoming a victim.

Sign up to our free Money newsletter, and try out our 'My Money Health Check' tool.

You can also find the Twitter thread the team were discussing here, while you can sign up to our Scam Alerts too.

While fraudsters seem to have no trouble accessing our details, we meet the people who have had their accounts closed with little or no explanation and through no fault of their own.

We also hear how they can stop you banking elsewhere, and the impact this has had on those who have fallen victim.

Sign up to our free weekly Money newsletter.

This week we're giving you the chance to hear an episode from our sister show, the Which? Investigates podcast.

Marketed as a new way to pay, a step into an exciting future, or a way of taking back control against governments and financial institutions - cryptocurrency has become a rapid growth market for societies across the world.

But how have we got here? In this Which? Investigation we discover how despite social media being awash with celebrities endorsing these new digital currencies, they’re anything but a safe and stable investment.

Subscribe to Which? Investigates, sign up to our free Money newsletter, or try out our 'My Money Health Check' tool now.

We react after new Chancellor Kwasi Kwarteng unveiled the biggest package of tax cuts in 50 years.

In this episode we answer what the announcements mean for you and your money.

Read more about how the mini-budget could impact you, find out about the energy support announced for Northern Ireland or sign up to our free Money newsletter.

In this episode of Money Shorts, we take a look at self-invested personal pensions, or SIPPs and how they give you better control over your savings.

Find out more, read Would you be better off with a DIY pension? and sign up for our free monthly Money newsletter.

We all like free money, so this week we’re discussing the things you can do to give your festive finances a boost.

Iona Bain joins the team as they explain how to make money from switching bank accounts, how to navigate cash back credit cards and more.

Read our 11 ways to give yourself a Christmas bonus in 2023 & sign up to our free Money newsletter.

After the Bank of England chose not to raise interest rates for the first time in over a year, we take a look at what this means for your savings and mortgage. 

And with predictions of what might happen next, is now the time to lock in better savings rates, or wait to see what the future holds…

Read more on what this means for you & sign up to our free weekly Money newsletter.

Listen to our essential Get Answers podcast for all potential house buyers & sellers

With a simplified travel system now in place in England, we explore the costs associated with heading overseas. 

We explore why a PCR test costs as much as it does, while also hearing the experiences of those who have already taken the plunge and headed abroad over the last few weeks.

For the latest head to which.co.uk/travel

Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.

In this week's episode of Which? Shorts, we share with you our independent research into Black Friday, and reveal how many of the prices might have been cheaper at other times during the year.

Read a list of the best genuine Black Friday deals we've found & sign up for our Deals newsletter, it's free monthly.

To read more from the Which? magazine, become a Which? member for 50% off the usual price.

This week we’re attending The Shoddies, our very own awards presented for some of the biggest consumer let downs of the past twelve months. From disappointing service providers to useless - and in some cases downright unsafe - products, we’ll be telling you the brands we think you should avoid.

Read a full list of products and services we awarded Shoddy awards to.

Join Which? to get the magazine delivered direct to your door.

This week we dive deeper into the digital cash revolution, exploring how banks and technology are working together to help change the way we make our daily transactions.

Sign up to our free Money newsletter.

This week we meet the Which? members who feel let down by their insurers amidst a surge in spurious claims and applications from potential fraudsters.

Read more on the most common types of insurance fraud & sign up to our free Scam Alert newsletter.

We analyse the announcements made by Chancellor Jeremy Hunt, including changes to free childcare entitlement, pensions and energy bill support.

There’s also mention of duty freezes to fuel and in pubs, and we look ahead to what we might expect from the next base rate decision from the Bank of England.

Read more on the key announcements & sign up to our free money newsletter.

Filling up your vehicle can be an expensive business, but does it need to cost quite as much as it does? Prices have fallen since the record highs seen immediately after Russia’s invasion of Ukraine, but many experts believe the price per litre should have fallen further.

In this week’s Which? Investigates we take a look at the factors propping up forecourt prices, hearing how the price of wholesale oil doesn’t reflect what we’re currently seeing, and asking whether retailers are looking to make money while they can before a ban on new petrol and diesel cars comes into force.

Check out our annual fuel cost calculator and sign up to our free weekly newsletters.

In this week's episode of Which? Shorts, we reveal the home insurance providers and policies we recommend: our Which? Best Buys.

Read all of our reviews of the 75 home insurance policies & sign up to our free weekly Money newsletter.

Join our campaign to end the insurance rip-off.

To read more from the Which? magazine, become a Which? member for 50% off the usual price.

We hear more about our latest car insurance reviews, revealing which policies offer the best value for money. Later we explain what cover you can expect, and who is most likely to pay out should you find yourself needing to make a claim.

Read more about our latest car insurance reviews & sign up to become a Which? member.

You could get a quote with Confused.com from the companies Which? has rated.

Check out our free Money newsletter & subscribe to our Money podcast.

With bills across the country set to increase next month, this bitesize guide takes a look at which areas of the country will be seeing their monthly outgoings rise more than most.

We’ll also find out the ways you can reduce your bill, what to do if you’re struggling to pay, and hear how some councils are scrapping bills for some residents altogether.

Read our latest update on the council tax increases in England & Wales, and check out our summary of the help available if you're struggling to pay.

Sign up to our free weekly Money newsletter.

More of us are investing our cash in assets than ever before. So should we be exploring ways to diversify our portfolio? Or should we stick to the mainstream?

Which? Writer and researcher Megan Thomas & Laith Khalaf, Head of Investment Analysis at AJ Bell explain the benefits and pitfalls of investing in assets that you wouldn’t find in the mainstream.

Find out the best stocks and shares Isas & sign up to our free weekly Money newsletter.

Inheritance tax - it’s something that’s become a hot topic in recent months, following the government’s proposals to make some changes to how it works, which will lead to more people facing a bill.

It’s often an emotive subject, but is also a complex one, with lots of rules that determine how and when inheritance tax is charged.

In this episode Which? Money Editor Jenny Ross and Director of Public Policy at AJ Bell, Tom Selby discuss how inheritance tax works, how you can potentially avoid it, and whether you need to worry about it at all.

Read more about the ways to avoid paying IHT & sign up to our free weekly Money newsletter.

Become a Which? Money member and receive a special gift - offer ends 16 February 2025.

Get 50% off a Which? membership.

If your circumstances aren’t seen as ‘standard’ in the eyes of insurers, finding affordable cover can become a nightmare. 

With the help of our insurance expert we explore the reasons you might struggle to secure protection, and what you can do about it.

Read our free insurance guides on car insurance and home insurance.

Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.

On the surface, prices for loyalty card members in the supermarkets look great, but research from Which? shows that they might not be all they seem cracked up to be.

Which? Senior researcher Ellie Simmonds and financial advisor, author and TV presenter Emmanuel Asuquo reveal more from our investigation and explain how you can get the best deals when you’re doing your weekly shop.

Read more about Ellie's investigation & sign up to our free weekly Money newsletter.

Get 50% off a Which? membership.

With low savings rates driving more people to invest on the stock market, we reveal the best places to put your cash. 

There’s hints, tips and tricks, and also plenty of lessons to live by if you want to make the most of your money.

Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.

With so much uncertainty in the property market, we tell you what’s happening with house prices, rental costs and mortgage rates.

We give you important information to help inform your next decision, and explore what options you could look at to improve your position as a homeowner, future buyer, or current renter.

Find out more about what's happening with house prices & sign up to our free Money newsletter.

At a recent protest in central London over the continuing cladding scandal crisis, we hear from those whose lives have been put on hold by an issue for which they can't be blamed.

We meet homeowners, and those giving their support to ensure thousands more aren’t left permanently impacted by this on-going scandal.

Listen our previous episode, 'Uncovering the UK’s cladding scandal' here.

Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.

The long-awaiting Budget speech by Rachel Reeves was delivered today, but what did she say? Was anything new announced? And what does it all mean for you finances?

Which? Money Editor Jenny Ross and Tom Selby, Director of Public Policy at AJ Bell, are here to digest and debrief it all to explain the good news, the bad news, and everything in between.

Read more about what the 2024 Budget means for you & sign up to our free weekly Money newsletter.

Get 50% off a Which? membership.

Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.

With the Bank of England base rate coming down from its recent high of 5.25%, many of us will be looking at the best way to boost our savings. But how can you find the best deals currently on the market?

Which? Senior Writer Matthew Jenkin & Andy Webb, founder of be Clever With Your Cash highlight some of the best rates currently available, plus discuss the benefits of utilising more than one savings account.

Read our reviews of the best savings accounts & sign up to our free weekly Money newsletter.

Save 25% off a Which? Money annual membership for the first year.

Get 50% off a Which? membership.

In our final episode, we take a look at the many ways you can use apps to help you save money as you spend.

Find out more, read The best budgeting apps of 2025 and sign up to our free monthly Money newsletter.

In this week's episode of Which? Shorts, we tell you how credit reference agencies are using our data as part of their marketing agencies, and how you can limit what data they hold about you.

Read about your rights following a data breach & sign up to our free weekly Money newsletter.

Get the Which? magazine delivered direct to your door.

We take a look at credit cards, exploring the best deals across the board, whether it’s to help you get out of debt, make the most of interest free offers or reward credit cards, spend abroad, or anything in between.

With new research finding a third of Brits plan on getting debt free in 2024, we highlight the best options available now.

Read more about the best credit cards available now & sign up to our free Money newsletter.

***

Check out our latest subscription offer and sign up for a Full Access Which? membership at a 50% discount - offer only available until 31st January 2024.

As fixed term deals continue to fall we ask whether the mortgage market mess is showing any signs of improving…

We’ll look at the best deals available right now for both fixed and variable rates, as well as hearing how the rental market has also been impacted by higher repayment charges.

Read our summary of the best mortgage rates for home movers and first-time buyers & sign up to our free money newsletter.

In today’s episode we aim to answer an important question: how can you build financial resilience to help you cope with difficult or traumatic life events?

We discuss how to prepare and build your financial safety net, where we’ll hear from two people who did seek help after their lives took an unexpected turn, and who came away more financially resilient as a result.

Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.

With interest rates continuing to rise we gather our experts to explain what to do with your money right now. 

We explain how to pick the best mortgage deal for you, and also question why savings rates aren’t rising as quickly as many had expected.

Read our advice on what to do if you need to remortgage & our analysis of whether savings rates will rise anytime soon.

Sign up to our free weekly Money newsletter.

There’s no worse feeling than realising you’ve been scammed out of hundreds or thousands of pounds. But so called recovery scammers are finding new ways to get hold of even more of our money.

Which? Senior Writer Faye Lipson and TSB’s Fraud Spokesperson Matt Hepburn tell us how scammers are evolving, plus they give us their top tips for avoiding scams in the first place and how to get your money back.

Find out what the newest scams are & sign up to our free weekly Money newsletter.

We hear about new research showing how being single comes at a big premium when it comes to our finances.

We’ll discuss the eye watering amount not being in a relationship costs those living solo, as well as asking  whether the tax system is set up to punish those not choosing to marry?

Read our 11 tips to save on the cost of your subscriptions and sign up to our free money newsletter.

After Ofgem announced a 54% increase in the energy price cap we have the latest reaction and advice. 

We also delve deeper into Which? research showing 2.5 million households missed payments as a result of the squeeze.

Read more on what the rise in the energy price cap means for you.

Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.

This week we hear more about why we here at Which? have launched the Right to Connect campaign, fighting back against sneaky in-contract price rises.

Check out our broadband and mobile price rise calculator & find out how you can slash your bills by up to £187 per year.

Sign up to our free technology newsletter here.

Since we recorded regulator Ofcom has proposed a ban on unpredictable broadband and mobile mid-contract price rises - find out more.

***

This podcast was read by a Text to Speech & AI Voice Generator.

In this week's episode of Which? Shorts, we look at how much money you need to set aside for later life, plus explain the best ways to boost your pension pot.

Read more about pension drawdown & sign up to our free weekly Money newsletter.

Get the Which? magazine delivered to your door by becoming a member.

Check out the free Pension Wise service & use the DWP tool.