The Money To The Masses Podcast (Damien Fahy)

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	Pub. Date	Title	Duration
	18 Mar 2020	When will the stock market bottom and recover? - Ep 54 of Damien's Midweek Markets	00:12:57
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets. Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email damien@moneytothemasses.com or via Twitter @money2themasses
	07 Jan 2018	Ep 160 - Succeeding At New Year's Resolutions & New Year Investing	00:33:28
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien gives some tips on how to stick to your New Year's resolutions, what to look out for if you have been given a voucher for Christmas and finally Damien recommends the perfect podcast if you are looking to invest some money this January. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web
	30 Apr 2016	Ep 084 - How To Get Free Motor Legal Cover, Tax Charges On Second Properties And What Is A Golden Cross?	00:28:27
Damien Fahy of www.moneytothemasses.com talks to Andy Leeks about money. This week, Damien warns those who are thinking about helping to buy a property about a potential tax charge that they could be left with. Damien also explains how everyone can knock up to £50 off of their car insurance by taking out their own FREE legal cover on their motor insurance and finally, Damien dispels some myths about supposed investing adages 80 20 Investor - Click here to find out more about Damien's 80 20 Investor service.
	28 May 2023	Ep 416 - Investing in gold & its outlook, paying off an interest-only mortgage & energy price update	00:44:10
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien discusses the outlook for the price of gold and how much you should hold in your portfolio. Damien then discusses with Harvey the options if you can’t pay off your interest-only mortgage. Finally, the new energy price cap has been announced which takes effect from July. Damien and Andy explain what it will mean for your bills. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.
	22 May 2022	Ep 369 - Luna lessons, fuel price hack & remortgage market relief	00:33:39
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast, Damien discusses what caused the collapse of the Terra stablecoin, the impact on the crypto market and the lessons to be learnt. Damien also tells you how far it is worth driving in order to save money on petrol and reveal my rule of thumb. Finally, I discuss the new mortgage market development that could help borrowers struggling to remortgage. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. MTTM Podcast episode 321 - Beginner's guide to Bitcoin and crpytocurrencies Nationwide increases borrowing to 6.5 times salary How to save money on petrol How far is it worth driving for cheaper fuel prices?
	03 Jul 2016	Ep 093 - Brexit: How It Will Affect Your Finances, Investments And House Prices	00:49:00
Damien Fahy of www.moneytothemasses.com talks to Andy Leeks about money. This week Damien talks 'Brexit' How will it affect you and your finances? Whether it is Investments, Pensions or even house prices, Damien gives his views. Ever wondered how to make money when the market crashes? Damien tells you how he managed to buck the trend; his results so impressive that the Wall Street Journal came knocking. Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) The Best Pension Calculator On The Web - Try it now 80 20 Investor - Click here to find out more about Damien's 80 20 Investor service.
	28 Feb 2021	Ep 310 - Cashing in small pensions, Best income portfolio and BMI & insurance	00:39:55
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien explains the rules surrounding cashing in small final salary and defined contribution pensions. He also looks at how to build an equity income portfolio that would have provided a growing income even in 2020, a year where companies widely scrapped dividend payments. Finally, guest and resident Money to the Masses insurance expert Harvey explains how your Body Mass Index impacts life and health insurance applications and premiums. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator
	28 Jul 2021	Tech stocks wobble as markets await the Fed - Ep 116 of Damien's Midweek Markets	00:08:19
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets. Remember, you can also watch Damien deliver his weekly insights on our Youtube channel
	20 Nov 2016	Ep 109 - The Perfect Financial Plan, The State Pension Trap & Market Stories	00:38:34
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien answers an in-depth listener question and helps them to sort their priorities when it comes to pensions, savings and paying off debt. Damien also talks about Child benefit and how it could affect your state pension and he also explains how stories surrounding the markets suddenly materialise and why they are not always to be trusted. Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) The Best Pension Calculator On The Web - Try it now 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service.
	27 May 2018	Ep 179 - Money and Dementia Plus The Product Exit Fees To Watch Out For	00:34:01
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about Dementia and explains what a power or attorney is. Damien also talks about exit fees after a listener got in touch having suffered at the hands of a couple of different companies. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web
	17 Mar 2022	Making it up as they go along - Ep 144 of Damien's Midweek Markets	00:10:05
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets. Remember, you can also watch Damien deliver his weekly insights on our Youtube channel
	10 Nov 2022	Is it the season to be jolly? - Damien's Market Update	00:11:06
Welcome to Damien's Market Update for November 2022. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets. Remember, you can also watch Damien deliver his monthly insights on our Youtube channel
	16 Jun 2023	The bull is back - Damien's Market Update	00:10:01
Welcome to Damien's Market Update for June 2023. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets. Remember, you can also watch Damien deliver his monthly insights on our Youtube channel
	14 Mar 2015	Ep 033 - Search For Flights A New Way And The 10 Cheapest Getaways	00:49:07
Damien Fahy of www.moneytothemasses.com talks to Andy Leeks about money. In this week's episode, Damien talks about his experience with Bookbub (A book marketing service designed to help authors and readers alike). Damien also discusses a new government initiative that is offering 20% off the price of a new home for first time buyers under 40. In an action packed episode, Damien also talks about the top ten cheapest holiday destinations and a really new funky search tool by google called Google flights. Links to topics discussed in this week's show New Initiative for First Time Buyers Review The Podcast and You Will Get A Free Copy Of Damien's Book
	20 May 2021	Crypto crash shakes investors and stockmarkets - Ep 108 of Damien's Midweek Markets	00:10:05
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets. Remember, you can also watch Damien deliver his weekly insights on our Youtube channel
	18 Aug 2024	Ep 471 - Investing in physical gold, last-minute holiday T&Cs and Teacher discounts	00:29:58
In this week's episode, Damien discusses the pros and cons of investing in physical gold, including fractional gold coins and the storage options with the Royal Mint. Damien also explains what you need to look out for in the T&Cs when booking a last-minute holiday. Finally, Andy explains how teachers can now take advantage of the discounts and rewards that are on offer via the Blue Light card Watch the whole show on YouTube here: https://youtu.be/hQ8M4RE7v7g Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Follow Money to the Masses on social media: YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision. You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners. Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us. Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Resources: Links referred to in the podcast: MTTM Deals Page Take out a free trial of 80 20 Investor Sign up to the Money to the Masses Newsletter Gold from The Royal Mint DigiGold from The Royal Mint Does travel insurance cover wildfires? Car hire excess insurance Blue Light Card extended to Teachers
	01 Jul 2018	Ep 183 - Best Way To Diversify And Rebalance Your Portfolio & How Computer Cookies Hike Holiday Prices	00:35:47
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien explains how and why you should diversify and rebalance your portfolio. Damien also talks explains why your cookies on your computer could end up costing you more on your next holiday 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web
	26 Nov 2021	Ep 347 - Black Friday hacks, credit cards vs loans & finance product mind games	00:37:41
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien welcomes Jordon Cox, known to many as Britains 'Coupon kid'. Jordon gives his favourite tips to ensure you are getting the best possible deal this Black Friday. Jordon also reveals his favourite Black Friday offer of 2021 as well as the best deals on a number of other items including Apple products and the Nintendo Switch. Damien then takes a look at loans vs credit cards and the pros and cons of each. There is unconventional wisdom that a loan is nearly always the best option but is that actually true? Finally, Damien talks about the mind games that are employed to try and make you buy financial products that you don't necessarily need, as well as how to counter them. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Retirement Calculator Damien's Money MOT Black Friday and Cyber Monday: LATEST DEALS Credit card vs loan: Which is best? Money to the Masses Daily Deals page
	29 Sep 2024	Ep 476 - Autumn Budget predictions, packaged bank accounts & AI voice scams	00:37:54
In this week's episode Damien discusses the latest predictions of what might be announced in Labour's Autumn Budget, including capital gains tax and inheritance tax changes. Damien then looks at packaged bank accounts, providing insights into whether they now provide value for money. Finally, Andy covers the emerging threat of AI voice scams and share practical tips to avoid becoming a victim. Watch the whole show on YouTube here: https://youtu.be/pTdvQiIOGVg Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Follow Money to the Masses on social media: YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision. You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners. Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us. Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Resources: Links referred to in the podcast: 5 Autumn budget predictions: What to expect in October 2024 Winter fuel payment scrapped for 10 million pensioners The best packaged bank accounts Does travel insurance cover pre-existing medical conditions? Join our community group and help test a brand new MTTM product MTTM Deals Page Sign up to the Money to the Masses Newsletter
	06 Nov 2016	Ep 107 - Fund Manager Confessions, Boost Your State Pension & Mortgage vs Investing	00:30:49
Damien Fahy of moneytothemasses.com to Andy Leeks about money. This week Damien focusses on pensions and investments. Damien explains why fund managers don't always have your best interests at heart and answers a listener question; should you over-pay on your mortgage or invest? Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) The Best Pension Calculator On The Web - Try it now 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The Royal London Pension Guide - Click to view the pension guide that Damien recommended in this week's show
	15 Jan 2017	Ep 116 - Tax Tips To Boost Your Income, Rate Rise Warning Signs & Tax Return Advice	00:28:52
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien gives some simple tips on how to boost your income. Damien also gives listeners some sound advice on rate rises and what you need to look out for. Having to file a tax return for the first time? Damien talks you through those first few steps. Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. Register with HMRC - Click to register online with HMRC
	03 Sep 2020	Is market fear and volatility about to explode higher - Ep 75 of Damien's Midweek Markets	00:11:02
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets. Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email damien@moneytothemasses.com or via Twitter @money2themasses
	25 Jul 2021	Ep 330 - Financing later-life care, green mortgages & best cashback credit cards	00:28:48
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien talks about later-life care, explaining how it works, how much it could potentially cost and whether or not you are likely to qualify for any of the financial help that is available. Damien also talks about green mortgages, explaining what they are and who they might be good for. Finally, Laura joins the show to talk about cashback credit cards, explaining who they might suit as well as the best deals available right now. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Retirement Calculator - Use this calculator to work out how much income you are likely to receive at retirement Damien's Money MOT Paying for later-life care: What are your options? - Article by Bronte Carvalho Which are the best cashback credit cards in the UK? - Article by Laura Mossman Guidance & resources on NHS continuing healthcare and NHS-funded healthcare Deprivation of assets Homecare associate search tool
	26 Sep 2015	Ep 058 - How To Check Your Own Risk Profile, Inheritance Tax Changes And Robo Advice	00:36:54
Damien Fahy of www.moneytothemasses.com talks to Andy Leeks about money. This week, Damien tells you how you can complete your own risk profile for just £3, which could be really useful when investing. Damien also talks about some recent changes to inheritance tax rules and he also explains what 'robo' advice is and whether it is a good thing. 80 20 Investor - Click here to find out more about Damien's 80 20 Investor service The funniest clip you will see today - Watch Andy fall off a roundabout
	10 Sep 2016	Ep 100 - Celebrating 100 Episodes - Our Favourite Bits, Funny Stories And Outtakes	01:06:20
Damien Fahy of moneytothemasses.com to Andy Leeks about money. This week Damien and Andy celebrate the 100th episode in style. Packed with their favourite bit, funny stories and outtakes. They can't guarantee you'll learn anything about money but they are certain you'll enjoy this look back over the last 100 episodes. Damien answers a listener question around market timing and he also has something to say about the money advice service. The Daily Mail Story That Was Walletgate - Click here to read the story in the Daily Mail How Andy Ended Up In A Sealed Chamber - The Daily Mail story that backs it up 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service.
	04 Aug 2024	Ep 469 - Apps scams to avoid & what the Bank of England rate cut means for your money & investments	00:33:58
In this week's podcast, Damien and Andy discuss the recent interest rate cut by the Bank of England and its impact on savers, borrowers, and investors. They also explore the different phases of the interest rate cycle and how it affects various sectors of the stock market. Additionally, they highlight the importance of being cautious when downloading apps, particularly counterfeit apps that can steal personal information and carry out fraudulent activities. Watch the whole show on YouTube here: https://youtu.be/hQ8M4RE7v7g Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Follow Money to the Masses on social media: YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision. You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners. Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us. Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Resources: Links referred to in the podcast: MTTM Deals Page Take out a free trial of 80 20 Investor Sign up to the Money to the Masses Newsletter Bank of England cuts interest rates to 5% Will interest rates continue to fall in 2024 and how low will they go? Remortgaging in 2024 - Is now a good time to fix your mortgage? Best savings accounts in the UK Best mortgage rates in the UK
	26 Aug 2018	Ep 190 - Multi-Asset Investing & How Comparison Sites Bump Up Your Premiums	00:38:37
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about Multi-Asset investing. Damien also talks about a recent story that came to light about comparison sites. Listen in to find out why you should take care when completing your quote comparisons online. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web
	07 Nov 2021	Ep 344 - Green bonds, best business bank accounts & legal tender myths	00:29:38
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien talks about Green bonds, explaining what they are, how they work and whether they offer good value. Andy talks about business bank accounts and explains the difference between app-only and high street banks and the pros and cons of each. Finally, Damien dispels some money myths including whether a stamp can be used as legal tender. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Retirement Calculator Damien's Money MOT Best business savings account What is the best Business bank account? Green Savings Bond - How does it measure up?
	05 Jul 2014	Ep 005 - Organic Pears and The Best Airfares	00:45:52
Damien Fahy of www.moneytothemasses.com talks to Andy Leeks about money. In this weeks episode Andy decides to test Damien's food price knowledge in his self titled game 'Play Your Carb's Right' and Damien offers some neat tips and tricks to help save you a packet when you book your next holiday. Links to topics discussed in this week's show A company that offers Damage Waiver Adioso - A Travel Comparison site with a difference Prepaid Currency Card Organic Pears
	05 Feb 2023	Ep 403 - Outlook for mortgage rates & energy bills & the cheapest airport lounges	00:31:03
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien discusses why our energy bills aren't dropping even as wholesale gas prices continue to tumble. Damien explains if and when energy bills are likely to fall and how much you are likely to be paying for the rest of 2023 and next winter. Damien then discusses the outlook for mortgage rates and looks at how much more those looking to remortgage will have to pay each month. Finally, Andy discusses the cheapest airport lounges in the UK. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. 80-20 Investor - Take out a free trial Latest from Ofgem on energy prices Demand flexibility service explained Cheapest airport lounges in the UK
	05 Mar 2017	Ep 122 - Building An Income Portfolio, Should Pensioners Invest & One Giant Leap	00:31:35
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about his new podcast "One Giant Leap" where he has been talking to inspirational entrepreneur's (and there will be more about that in the coming weeks) Damien also reveals whether pensioners should be investing in the stock market and he talks more about building an investment portfolio. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) MTTM Investment Calculator - The best investment calculator on the web Scamsmart from the FCA - If you want further advice about Investment Scams, click here
	28 Aug 2019	How the US-China trade war and Brexit are dominating investment markets - Ep 29 of Damien's Midweek Markets	00:10:12
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets. Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email damien@moneytothemasses.com or via Twitter @money2themasses
	31 Mar 2019	Ep 216 - How To Negotiate & What To Watch In Investment Markets	00:33:33
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week Damien explains what indices he checks out on his smart phone app and why. Damien also talks about spring cleaning your finances and with Brexit being such a hot topic, Damien and Andy discuss how to conduct a successful negotiation. End of tax year checklist Millennial Money Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service.
	11 Aug 2024	Ep 470 - Holiday Special: Travel insurance tips, taking money aborad and summer savings for kids	00:37:55
In this week's holiday special, Damien provides some important travel insurance tips, highlighting key elements to look for in a travel insurance policy. Damien also reveals the best ways to take money abroad, discussing various spending options, including Curve, Revolut, and Starling Bank. Finally, Andy offers tips for families to save money during the summer, including free meals and ways to save money on days out. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Follow Money to the Masses on social media: YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision. You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners. Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us. Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Resources: Links referred to in the podcast: MTTM Deals Page Sign up to the Money to the Masses Newsletter What does travel insurance cover? 12 top tips for taking out travel insurance Car hire excess insurance The best ways to take money abroad in 2024 Where kids can eat free this summer Ways to save money entertaining your kids this summer Take out a free trial of 80 20 Investor
	28 May 2017	Ep 133 - A Money To The Masses First!	00:33:37
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien shares one of his favourite interview's from his other podcast, the One Giant Leap. The One Giant Leap Podcast - Click to check it out 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) MTTM Investment Calculator - The best investment calculator on the web
	27 Aug 2017	Ep 143 - Best Time To Make Fund Switches & Freelancer Mortgages	00:35:25
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week Damien answers a listener question about how to time fund switches. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) MTTM Investment Calculator - The best investment calculator on the web
	04 Mar 2018	Ep 168 - The Key Stock Market Number & The New Credit Card Shakeup Affecting Everyone	00:25:02
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, a slightly under-the-weather Damien gives the key number to keep an eye on when looking at stock markets and reveals the recent change affecting credit cards that is being implemented in an effort to tackle long standing debt. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web
	31 Jan 2021	Ep 306 - Beat any investing benchmark, the must-do daily task & clear £2k debt in 6 months	00:40:59
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien explains how to guarantee to beat any investing benchmark you choose. Damien also talks about a simple task you should do each day to keep on top of your finances. Finally, Lauren joins Damien and Andy as she shares her tips on how to clear debt quickly and save for the future. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator
	25 Jun 2023	Ep 420 - Should you follow fund managers, new student loan changes & the base rate dilemma	00:35:33
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien discusses whether it is worth following a fund manager when they leave one investment fund house for another. Damien also explains the new changes in student loan repayment rules that could mean that students will be repaying their loans for almost their entire working lives, acting as an additional 9% tax on income. Finally, Damien and Andy discuss why the Bank of England raised the base rate so aggressively and what it means for where the base rate will be in the future. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Morningstar fund manager research data Student loan repayments set to change: What you need to know Student debt: What you need to know about repaying your student loans Mortgage lenders agree to switching flexibility & 12-month repossession grace period Bank of England base rate increases by 0.50% to 5.00% - What does it mean for you? Thank you to our sponsor Netwealth Netwealth’s wealth management service combines a comprehensive low-cost investment solution with access to qualified advisers. They recently launched MyNetwealth – a digital dashboard that combines all your savings and investments – from multiple providers – in one place. MyNetwealth's wealth planner tool helps you visualise your current wealth and apply it to your future needs. It takes into account various factors such as age, investments, pensions, tax wrappers, and expected contributions or withdrawals – and calculates the likelihood of you achieving your goals. Daily updates make it easy to track the value and performance of your wealth. MyNetwealth also provides a library of useful personal finance content and if you ever need advice or guidance, their highly qualified team is always there to help. You can find out more information and sign up for MyNetwealth in 30 seconds visit my.netwealth.com. Please remember, the value of investments can go down as well as up, so you may get back less than you invest.
	31 Mar 2024	Ep 454 - Best stocks & Shares ISA, the Perfect portfolio review & plunge energy pricing	00:39:53
On this week's show we discuss the Best Stocks and Shares ISA for different types of investor. We also analyse whether our Perfect ISA Portfolio has maintained its track record of making money in every tax year since the year 2000. Finally, we explain how you can get paid to use energy thanks to a particular energy tariff and something called plunge pricing. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Watch the roundup of the Best Stocks and Shares ISAs in 2024 Best Stocks and Shares ISAs 2024 Support the show: Check out the latest cashback deals: Best ISA cashback offers and fee-free deals Best pension cashback offers and fee-free deals Download the JamDoughnut Cashback app* - Use referral code MTTM to get a £5 welcome bonus Resources: Best Stocks and Shares ISAs 2024 Agile Octopus Tariff review Octopus Tracker Tariff review 80-20 Investor If a link has an * beside it this means that it is an affiliated link. If you go via the link Money to the Masses may receive a small fee which helps keep Money to the Masses free to use. But as you can clearly see this has in no way influenced the above editorial. The following links can be used if you do not wish to help Money to the Masses or take advantage of the exclusive Money to the Masses offers - Jam Doughnut App
	06 Mar 2022	Ep 359 - Investing ethics & war, risk vs volality and limited company taxation	00:34:01
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien explains why ethical funds have underperformed non-ethical funds in 2022, especially in the wake of the invasion of Ukraine. Damien also discusses the difference between investment risk and volatility before answering a listener question about limited company taxation. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Sign up to 80-20 investor A guide to risk and volatility in investments What is a limited company and how do I register one How are dividends taxed and what are the rates
	09 Dec 2018	Ep 203 - Airfare Myths And What's Driving Markets - Man or Machines?	00:40:23
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about some airfare myths and also gets his teeth into what is driving the markets - man or machines? 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web
	13 Nov 2016	Ep 108 - The Future Of Investing & The Most Important Investing Lesson You'll Ever Learn	00:28:35
Damien Fahy of moneytothemasses.com to Andy Leeks about money. This week, after a surprise victory for Donald Trump (Well, a surprise for some) Damien talks about the future of investing. Damien also explains how the Donald Trump victory will help you to understand the most important investing lesson you will ever learn. Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) The Best Pension Calculator On The Web - Try it now 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service.
	26 Mar 2023	Ep 410 - Benefits of auto-enrolment, remortgage Q&A and loyalty card changes	00:30:03
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien explains the impact that auto-enrolment can have on your retirement pot, including how changes to legislation can benefit young and low-paid workers. Damien then speaks to Richard Fernandes, a mortgage expert from online mortgage broker Habito about the current state of the mortgage market, as well as some listener questions on remortgaging. Finally, Lauren joins the show to provide an update on some recent changes to loyalty card schemes and what you can do now to make sure you don't lose out. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Auto-enrolment - More can be done What is auto-enrolment? How to set up an auto-enrolment pension scheme Tesco Clubcard rewards being reduced Boots cuts points on reward card Which is the best supermarket loyalty card?
	20 Dec 2020	Ep 301 - The MTTM team takeover	00:47:17
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. In this week's podcast, Damien and Andy celebrate the last podcast of the year by gathering the whole Money to the Masses team together to chat all things money over a mince pie and a glass of sherry. They are joined by Justin, Liam, Lauren, Harvey and Laura where they discuss what they'd love to change in the world of finance, their worst ever purchases and more. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator
	26 Jan 2025	Ep 491 - Should you fix your mortgage, best travel insurance checklist, money q's most get wrong	00:39:01
On this week's episode, Damien discusses whether you should fix your mortgage or take out a tracker mortgage. He then talks about how to find the best travel insurance for you, including what to look for in a policy and some tips to save money. Finally, Andy revisits the 2024 weekly podcast quizzes, revealing which questions listeners struggled with the most Thank you to our sponsor Lightyear This show is sponsored by Lightyear, a new, straightforward platform offering a Stocks & Shares ISA. With no account, subscription or custody fees, Lightyear’s Stocks & Shares (S&S) ISA will be 10 times cheaper than the average market provider over 10 years (based on research conducted by Capital Economics) and its Cash ISA offers easy access to the Bank of England base rate. Both accounts are flexible, so you can withdraw and re-invest without affecting your annual limit. Capital is at risk and ISA rules apply. Other fees - like foreign exchange fees - may apply. Lightyear UK Ltd is authorised and regulated by the Financial Conduct Authority Watch the whole show on YouTube ⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠: Check out this week's ⁠⁠⁠⁠⁠⁠podcast article ⁠⁠⁠⁠⁠⁠on the MTTM website to see the full list of resources from this week's show. 0:00:00 - Money to the Masses Podcast Episode 491 0:03:15 - Mortgage Decision-Making: Fixed vs. Tracker Rates 0:06:39 - How mortgage rates are influenced by the Bank of England base rate 0:09:16 - Bank of England base rate predictions over the next 5 years 0:10:48 - What are the best fixed-rate mortgage rates right now? 0:11:32 - What are the best tracker mortgage rates right now? 0:11:52 - What are the best remortgage rates right now? 0:13:20 - Working out how much a mortgage rate increase will cost you when you remortgage 0:14:48 - Should I fix my mortgage? 0:15:05 - Should I go for a 2 or 5 year fix? 0:16:44 - Pros and cons of going for a fixed-rate mortgage 0:17:00 - Pros and cons of going for a tracker mortgage 0:20:08 - When should you start the process of remortgaging? 0:22:13 - What is travel insurance 0:24:43 - How to compare the best travel insurance policies 0:25:15 - How much travel insurance do you need? 0:30:00 - The best travel insurance policies for 2025 Follow Money to the Masses on social media: YouTube - ⁠⁠⁠⁠⁠⁠https://www.youtube.com/moneytothemasses⁠⁠⁠⁠⁠⁠ Facebook - ⁠⁠⁠⁠⁠⁠https://www.facebook.com/moneytothemasses⁠⁠⁠⁠⁠⁠ Instagram - ⁠⁠⁠⁠⁠⁠https://www.instagram.com/moneytothemasses⁠⁠⁠⁠⁠⁠ Tik Tok - ⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@moneytothemasses⁠⁠⁠⁠⁠⁠ Support the podcast You can now support the MTTM podcast by visiting our ⁠⁠⁠⁠⁠⁠dedicated podcast page ⁠⁠⁠⁠⁠⁠when making any financial decision. You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners. Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us. Support the show by visiting and bookmarking our dedicated podcast page: ⁠⁠⁠⁠⁠⁠Money to the Masses Dedicated Podcast Page⁠⁠⁠⁠⁠⁠ - Click to support the show Links referred to in the podcast: ⁠⁠⁠
	06 Jan 2021	The market is repricing risks - Ep 90 of Damien's Midweek Markets	00:10:38
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets. Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email damien@moneytothemasses.com or via Twitter @money2themasses
	28 Jul 2019	Ep 232 - Quickly benchmark your investment performance, an easy way to boost your credit rating & the buy-to-let trap	00:30:34
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien talks about a service that helps to improve your credit rating for free. Damien also talks about an app that can help you to benchmark your portfolio and check to see if you are maximising your returns. Finally, Damien looks at buy-to-let mortgages and the dangers of having your mortgage sold to a zombie bank. How to improve your credit score Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator Millennial Money
	22 Dec 2019	Episode 251 - My bank helped fraudsters steal £4k from my children's savings	00:32:06
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show, Damien shares his experience of becoming the victim of fraud after a series of quite unbelievable lapses by his bank. Damien also talks about how he became aware of the fraud, how it took place, the bank's incompetence in dealing with the situation effectively and the steps you should take to reduce the chances of it happening to you. Don't forget to join the Money to the Masses Facebook community group, click here to join the group. Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator
	16 Feb 2025	Ep 494 - Improve your odds of getting a mortgage, maximising pension income & energy price hack	00:36:16
On this week's episode, we explain how to improve your chances of getting a mortgage. Then, we look at how you can maximise your retirement income by using a combination of annuities and drawdown. Finally, Andy highlights three websites that can help predict upcoming changes to the energy price cap before revealing that it's not too late to fix your energy tariff and avoid the likely price increases. Thank you to our sponsor Lightyear This show is sponsored by Lightyear - https://moneytothemasses.com/redir/lightyear-isa-pod, a new, straightforward platform offering a Stocks & Shares ISA. With no account, subscription or custody fees, Lightyear’s Stocks & Shares (S&S) ISA will be 10 times cheaper than the average market provider over 10 years (based on research conducted by Capital Economics) and its Cash ISA offers easy access to the Bank of England base rate. Both accounts are flexible, so you can withdraw and re-invest without affecting your annual limit. Capital is at risk and ISA rules apply. Other fees - like foreign exchange fees - may apply. Lightyear UK Ltd is authorised and regulated by the Financial Conduct Authority Watch the whole show on YouTube ⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠: Check out this week's ⁠⁠⁠⁠⁠⁠⁠⁠⁠podcast article ⁠⁠⁠⁠⁠⁠⁠⁠⁠on the MTTM website to see the full list of resources from this week's show. 00:00 - Podcast Episode 49403:31 - Mortgage Preparation and Tips05:17 - Understanding Credit Reports08:07 - Managing Debt and Financial Health09:25 - Understanding Debt to Income Ratio10:15 - The Importance of Credit Utilization11:40 - Managing Old Credit Accounts12:47 - Avoiding New Lines of Credit13:31 - Social Media's Role in Mortgage Applications14:18 - Managing Overdrafts and Direct Debits15:09 - Annual Payments vs Monthly Commitments16:26 - Saving for a Mortgage Deposit17:06 - Understanding Employment History and Mortgages18:20 - Self-Employment and Mortgage Applications20:17 - The Importance of Budgeting21:12 - Working with a Mortgage Advisor22:00 - The Dangers of Misrepresentation22:49 - Maximizing Pension Income31:29 - Understanding Energy Price Caps Follow Money to the Masses on social media: YouTube - ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/moneytothemasses⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook - ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/moneytothemasses⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram - ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/moneytothemasses⁠⁠⁠⁠⁠⁠⁠⁠⁠ Tik Tok - ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@moneytothemasses⁠⁠⁠⁠⁠⁠⁠⁠⁠ You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners. Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us. Support the show by visiting and bookmarking our dedicated podcast page: ⁠⁠⁠⁠⁠⁠⁠⁠⁠Money to the Masses Dedicated Podcast Page⁠⁠⁠⁠⁠⁠⁠⁠⁠ - Click to support the show Links referred to in the podcast: Speak to a Mortgage Broker* Mortgage Comparison Tool How to find a financial adviser you can trust Energy Price Cap predicted to rise again in April What is the cheapest fixed-price energy tariff Should I fix my energy prices British Gas - Energy price cap prediction EDF - Energy price cap prediction Eon Next Energy price cap prediction
	15 Sep 2024	Ep 474 - What is happening with savings rates, how to get more than 5% interest & the best savings challenges	00:36:32
As it's UK Savings Week this week's episode is a savings special. First, Damien discusses the outlook for UK savings rates and how time is running out if you want to secure a good return on your savings. Damien then reveals how you can still get 5% interest or more if you know where to look. Finally, Andy & Damien discuss some fun savings challenges to help listeners start saving before explaining how you can now automate them. Watch the whole show on YouTube here: https://youtu.be/10woLl8mtB4 Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Follow Money to the Masses on social media: YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision. You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners. Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us. Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Resources: Links referred to in the podcast: Best savings accounts in the UK How to get more than 5% interest on your savings 11 money saving challenges to help make saving money fun Cash savings ladder explained MTTM Deals Page Sign up to the Money to the Masses Newsletter
	23 Jul 2024	Is the Trump trade back? - Damien's Market Update	00:13:18
Welcome to Damien's Market Update for July 2024. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets. Remember, you can also watch Damien deliver his monthly insights on our Youtube channel
	08 Jul 2020	Is speculation driving the market? - Ep 68 of Damien's Midweek Markets	00:13:47
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets. Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email damien@moneytothemasses.com or via Twitter @money2themasses
	23 Sep 2018	Ep 193 - Financial Planning For Parents & Income Protection Myths	00:45:08
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien looks at financial planning from a parents perspective. Damien also busts a few 'Income Protection' myths. FSCS - Check if your money is protected 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web
	26 Nov 2020	Markets taking a pause from the vaccine rally - Ep 86 of Damien's Midweek Markets	00:09:51
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets. Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email damien@moneytothemasses.com or via Twitter @money2themasses
	18 Nov 2021	Currency market clues - Ep 128 of Damien's Midweek Markets	00:07:39
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets. Remember, you can also watch Damien deliver his weekly insights on our Youtube channel
	12 Mar 2016	Ep 079 - How To Read The Money Pages, Save Thousands On A Car Without Haggling And More Scams To Avoid	00:39:20
Damien Fahy of www.moneytothemasses.com talks to Andy Leeks about money. This week, Damien advises listeners how to get the best of the money pages. Damien also discusses a recent discovery that has revolutionised his car shopping experience. Finally, Damien talks about two more scams that everyone should be aware of 80 20 Investor - Click here to find out more about Damien's 80 20 Investor service. Car Wow! - Shopping for a new car? Check out Car Wow!
	09 Mar 2025	Ep 497 - Best ways to boost your pension & Little-known credit card eligibility tip	00:33:12
On this week's show Damien explains more than 20 ways to boost your pension pot. Damien also discusses why time is running out for some people aged between 40 and 73 who could boost their state pension by paying voluntary National Insurance contributions. Finally, Andy reveals a little-known tip when checking your eligibility for a credit card offer. This show is sponsored by ⁠PensionBee⁠ the UK's leading online pension provider. It can help you transfer most old pensions together into one new online plan, so you'll know exactly how much you've saved and where to find it. If you are looking for a low-cost, hassle-free way to consolidate your pension pot (excluding final salary pensions), then PensionBee is worth considering. When you transfer your pensions, you can pick from a range of purpose-built pension plans, and if you want to contribute more to your pension, you can do that too. You can sign up to PensionBee in minutes using just the names of old employers or pension providers. Capital at risk. Watch the whole show on YouTube ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠: Check out this week's ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcast article ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠on the MTTM website to see the full list of resources from this week's show. 00:00 - MTTM Podcast Episode 49704:01 - Deadline for National Insurance Contributions07:53 - Ways to Boost your Pension 28:09 - Credit Card Eligibility Tip Follow Money to the Masses on social media: YouTube - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/moneytothemasses⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/moneytothemasses⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/moneytothemasses⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Tik Tok - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@moneytothemasses⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners. Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us. Support the show by visiting and bookmarking our dedicated podcast page: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Money to the Masses Dedicated Podcast Page⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - Click to support the show Links referred to in the podcast: Check your state pension forecast DWP callback request form How to earn National Insurance credits NI top-up deadline extended How to fill gaps in your national insurance record Moneyhelper pension calculator What is auto-enrolment? Salary sacrifice explained Pension tracing service Free pension review with Unbiased Compare annuities The best pension income in retirement Pension carry forward rules Take out a free trial of 80 20 investor
	18 Oct 2020	Ep 292 - Ethical accounts & mortgages, cut health insurance costs & best loyalty schemes	00:30:23
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. In this week's podcast Damien talks about how to manage your money more ethically, from current accounts to mortgages. Damien also discusses how to cut the cost of private medical insurance and what you should do when leaving a job where it is provided as a benefit. Finally, Damien and Andy analyse which supermarket provides the best loyalty scheme Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. 10 ways to cut the cost of private health insurance Which is the best supermarket loyalty card Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator
	22 Jul 2020	Attempted breakouts and reversals are everywhere - Ep 70 of Damien's Midweek Markets	00:11:35
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets. Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email damien@moneytothemasses.com or via Twitter @money2themasses
	20 Nov 2022	Ep 393 - How to make good money habits that stick & and the Autumn Statement round-up	00:43:19
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. In this week's show Damien talks about how to formulate good habits and how these can be applied to money. Damien also explains how the principles can be applied to recognise and break bad habits when it comes to spending. Finally, Andy provides a summary of the Autumn statement and how it will impact you. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Atomic Habits by James Clear MTTM Podcast Episode 355 – The difference between the poor and the rich MTTM Podcast 184 – Getting the most from your phone’s stocks app & car reliability exposed Autumn statement 2022: How will it affect you?
	01 Oct 2023	Ep 432 - Inflation shock returns, Money Market funds & changes to energy bills	00:37:48
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien explains why history suggests that the Bank of England base rate (and therefore mortgage rates) could stay higher for longer if a second wave of inflation is to be avoided. Damien also looks at money market funds, explaining their pros, their cons, the risks and the potential returns. Finally, Damien and Andy discuss why you should read your energy meter this weekend and how much your energy bill is likely to be this winter compared to last winter. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. IMF: 100 inflation shocks - 7 stylized facts Ofgem energy price cap latest Take out a free trial of 80-20 Investor
	11 Jan 2023	As goes January? - Damien's Market Update	00:11:19
Welcome to Damien's Market Update for January 2023. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets. Remember, you can also watch Damien deliver his monthly insights on our Youtube channel
	22 Oct 2017	Ep 151 - Will A Black Monday Sell Off Happen Again & The Great Mobile Phone Rip Off	00:36:55
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about Black Monday and whether we are likely to see something similar again. Damien also gives some advice on Mobile Phone contracts and what you should do if you are nearing the end of your contract. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web
	13 Dec 2020	Ep 300 - Investing mindsets that hurt returns & why the Santa rally is under threat	00:29:00
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. In this week's podcast, Damien talks about the investing mindsets that can potentially harm returns. He also take a look at an investing phenomenon known as the 'Santa Rally', looking at whether it actually exists and how recent years compare. Finally, Andy explains the three things you need to look out for in order to avoid being the victim of loan fee fraud. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator
	05 Dec 2015	Ep 067 - When Best To Invest, How To Sell Your House For Free & Getting Complaints Seen By The CEO	00:17:39
Damien Fahy of www.moneytothemasses.com talks to Andy Leeks about money. This week, Damien is on his own (Andy has been locked away in a sealed chamber in the name of science). Damien discusses home insurance, the best time of year to invest, how to sell you house for nothing and how to get your complaint seen by the CEO. 80 20 Investor - Click here to find out more about Damien's 80 20 Investor service
	15 May 2022	Ep 368 - Bitcoin behaviour change, easy ways to make money & insurance price rise hack	00:41:15
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast, Damien explains what is happening to cryptocurrencies and why they are no longer a good hedge against inflation. Jordon Cox provides some tips on ways to make money and finally, Harvey explains how you can stop your insurance premiums going up. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Death of the equity/bond portfolio How to get on TV game shows How can I reduce my life insurance premiums? Can you cancel life insurance?
	04 Sep 2019	Making a profit from Brexit and the US-China trade war - Ep 30 of Damien's Midweek Markets	00:07:43
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets. Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email damien@moneytothemasses.com or via Twitter @money2themasses
	04 Sep 2022	Ep 382 - Mortgage reality check & should you fix your energy bills now	00:36:50
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien discusses the latest interest rate predictions, what you should be doing now even if you are on a fixed rate deal and a rare bit of good news for those looking to fix their mortgage with their current lender. With the energy price cap due to increase by 80% in October, fixing your energy bills has started to look like a viable option once again. So Damien has crunched the numbers to help you decide whether now is the time to move on to a fixed energy tariff. Finally, Harvey discusses what you can do if you leave an employer but want to maintain access to key employee benefits such as medical insurance. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Remortgage calculator Latest energy price cap information Lenders change rules to help existing borrowers Can you cancel health insurance after leaving a job?
	09 Oct 2019	Is more Quantitative Easing about to boost the stock market? - Ep 35 of Damien's Midweek Markets	00:07:48
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets. Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email damien@moneytothemasses.com or via Twitter @money2themasses
	06 Feb 2020	China hits the panic buttons sending stock markets higher - Ep 49 of Damien's Midweek Markets	00:09:09
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets. Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email damien@moneytothemasses.com or via Twitter @money2themasses
	27 Feb 2016	Ep 077 - How To Bullet-Proof Your Portfolio, A Secret Way To Get Discount Vouchers And How To Avoid Paying A Premium On Property	00:42:46
Damien Fahy of www.moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about how you can bullet-proof your portfolio. A simple, easy trick that could save you thousands of pounds. Damien also explains how you anyone can get a discount voucher simply by asking. Finally, Damien talks property and dispels a few myths as well as revealing how much extra you could expect to pay for a view. 80 20 Investor - Click here to find out more about Damien's 80 20 Investor service.
	19 Jun 2019	Markets dance to Draghi's tune - Ep 20 of Damien's Midweek Markets	00:09:00
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets. Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email damien@moneytothemasses.com or via Twitter @money2themasses
	24 Oct 2021	Ep 342 - House buying special: Part 1	00:54:41
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien has put together a 'House buying special' inspired by his recent house move. Damien talks to Andy, Lauren and Harvey - all of whom have recently bought or sold a property - and they explain their experience using various government schemes and initiatives. There was so much to talk about, Damien decided to split the podcast into a two-part special and so this podcast focuses on the preparation leading up to a house purchase, getting your finances in shape, whether you should use a mortgage broker and how much you can borrow. Next week Damien will focus on the process of selling your house, putting in an offer, dealing with solicitors and the exchange and completion process. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Retirement Calculator Damien's Money MOT What to look for when buying a house and getting the best deal Lauren's house buying journey
	01 Nov 2020	Ep 294 - COVID tax-trap, move house ASAP & investing for negative interest rates	00:36:29
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. In this week's podcast we discuss a potential tax-trap that is impacting self-employed workers and freelancers in the wake of the pandemic and provide some tips on how to avoid it. I also provide some insight into negative interest rates and what it could mean for your finances. Finally, with the stamp duty holiday due to end in around five months time, we give a few tips on how to sell your house quickly. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. SA303 form - Reduce your payments on account Time to pay arrangement - Pay your self-assessment tax bill in instalments Estimate your income tax - Calculator provided by the Gov.uk website Dividend Calculator - provided by itcontracting.com 5 ways to move house quickly - Article by Laura Mossman at MoneytotheMasses Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator
	30 Jan 2019	Damien's Midweek Markets - 30th January 2019	00:15:24
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets. Contact Damien - via email damien@moneytothemasses.com or via Twitter @money2themasses
	27 Mar 2019	Damien's Midweek Markets - When The Yield Curve Inverts - 27th March 2019	00:08:36
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets. Contact Damien - via email damien@moneytothemasses.com or via Twitter @money2themasses
	06 Dec 2020	Ep 299 - Ethical & Sustainable investing: Can it improve the world and your wealth?	00:39:04
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. In this week's pocast, Damien provides highlights of the recent live event titled 'Ethical Investing: Can it improve the world and your wealth? Panellists include Moira O'Neill, Head of Personal Finance at Interactive Investor and Alice Ross, Deputy News Editor at The Financial Times. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Ethical Investing Event - Watch the full event on YouTube Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator
	29 Jul 2020	US Federal Reserve & Tech earnings in the spotlight - Ep 71 of Damien's Midweek Markets	00:10:36
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets. Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email damien@moneytothemasses.com or via Twitter @money2themasses
	04 Mar 2020	Investing through the worst week for stock markets since the financial crisis - Ep 53 of Damien's Midweek Markets	00:13:39
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets. Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email damien@moneytothemasses.com or via Twitter @money2themasses
	15 Mar 2020	Ep 262 - The secret to financial well-being and the 50 30 20 rule	00:22:35
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Andy takes a look back at two classic episodes from the Money to the Masses' archives. With Damien a little under the weather this week, this is your chance to take another listen to two excellent podcasts from the past; the secret to financial well-being and the 50, 30, 20 rule. Damien and Andy will be back with a normal show next week Don't forget to join the Money to the Masses Facebook community group, click here to join the group. Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator
	18 Dec 2022	Ep 397 - Passive investing flaws, mortgage market in 2023 & the loan fee scam	00:36:49
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. In this week's episode Damien discusses how active and passive funds have fared in 2022 & why conventional wisdoms have been turned on their heads. Damien also reveals an issue that many passive investors may be unaware of. Damien then discuss the mortgage market and the outlook heading into 2023, as fixed rate mortgage deals start to improve. Finally, Andy explains the loan fee scam that the FCA is warning consumers about. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Latest interest rate predictions Bank of England base rate increases to 3.50%: What does it mean for you? Remortgaging in 2023 - should you fix now? Loan fee fraud 80-20 Investor - Take out a free trial
	25 Sep 2022	Ep 385 - US dollar index investing, Mini-Budget explained & inflation-proof pay rises	00:39:05
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien discusses the Mini-Budget and how it is likely to impact your finances in the coming months. Damien then discusses the US dollar and the important role it plays when studying investment markets. Finally, Damien talks about the impact of inflation on your income and how to work out the pay rise you will need to keep pace with it. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Mini Budget 2022: What does it mean for you Principles for Dealing with the Changing World Order by Ray Dalio MTTM Podcast Episode 216 – How to negotiate & what to watch in investment markets MTTM Podcast Episode 362 – Investing for inflation, getting insurance with long-covid & Spring Statement round-up MTTM Podcast Episode 274 – How to increase your wealth and retire early
	21 Mar 2021	Ep 313 - Bond pricing & yields explained, Personal insurance secrets & faking it until you make it	00:39:58
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show, Damien explains how bond pricing works including how yields are calculated and why bond prices fluctuate. Damien also provides some tips on buying personal insurance that even the experts are unlikely to tell you. Finally, Damien explains why faking it until you make it can be a bad idea. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator Money to the Masses podcast - Episode 295 - Emma Thomson explains the importance of personal insurance Decreasing vs Level life insurance - Article by insurance editor Harvey Kambo Whole of life insurance - how much do you need? - Article by insurance editor Harvey Kambo
	27 Sep 2014	Ep 017 - Property Auction Tips And Money Regrets	00:48:42
Damien Fahy of www.moneytothemasses.com talks to Andy Leeks about money. In this week's episode Damien talks about a recent conference he attended, hosted by the money advice service. Do you have any money regrets, and how can we educate our children to understand money better? Also in this week's episode, Liam drops in to give his top tips for Buying or Selling a property at auction. Links to topics discussed in this week's show Money Regrets - A report by the money advice service Property Auction Tips
	06 Sep 2020	Ep 286 - Why you'll now be retiring later & are stock splits good news for investors?	00:38:07
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien discusses the news that the minimum age at which you can access a private pension is to increase from 55 to 57. He explains who it impacts, what it means for your finances and what to do about it. Damien also discusses what it means when a company splits its stock, as Apple did recently, and whether it's a sign for investors to buy the company's shares. Finally, Andy explains how the new Kickstart scheme, aimed at helping young people into work, operates and who can benefit. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Gov.uk - Check your state pension age Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator
	03 Mar 2023	Grow It - Episode 1: Why Should You Think About Investing?	00:06:58
In this first episode of our GROW IT series, I explain what investing is and the difference between savings and investing. I talk about risk, the importance of inflation, how you can invest for passive income and responsibly grow your wealth over time. Our Grow It series consists of 10 YouTube videos where you can find out everything you need to know about investing. We will release a new episode every Tuesday and Thursday throughout the month, so make sure you subscribe to the Money to the Masses YouTube channel and don't forget to hit the notifications bell to ensure you get notified as soon as a new video is released. Please remember, with investing your capital is at risk and the value of investments can go down as well as up, so you may get back less than you invest. Thank you to our Grow It sponsors: Wealthify - For more information about Wealthify, please visit www.wealthify.com/mttm. Please remember, with investing your capital is at risk and the value of investments can go down as well as up, so you may get back less than you invest. Wealthify is authorised and regulated by the Financial Conduct Authority. Fidelity - For more information about Fidelity, please visit www.fidelity.co.uk/moneytothemasses. Please remember, the value of investments can go down as well as up, so you may get back less than you invest. InvestEngine - For more information about InvestEngine visit investengine.com. Get a £25 investment bonus from InvestEngine when you invest £100 or more https://moneytothemasses.com/saving-for-your-future/investing/investengine-review (Ts&Cs apply). Please remember, the value of investments can go down as well as up, so you may get back less than you invest. InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) --------------------------------------------------------------------------- Since 2010 Money to the Masses has been helping people with their personal finances for FREE. Money to the Masses is one of the UK’s leading independent personal finance websites specialising in all aspects of financial planning including investments, pensions, property, insurance, mortgages, budgeting and saving. We bring together expertly written content, interactive tools and technology to help over 4 million people a year across our platform. If you are looking to get your finances in shape then check out Damien's FREE Money MOT at https://mot.moneytothemasses.com/ --------------------------------------------------------------------------- Follow Money to the Masses on social media: Website - https://moneytothemasses.com/ Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses #investing #investingforbeginners #growit
	12 Dec 2021	Ep - 349 - 60% tax trap, Optimum pandemic asset mix & latest scams	00:33:33
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien explains the '60% tax trap', giving two examples of where it can occur and what you can do to mitigate it. Damien also reveals the optimum asset mix when investing throughout a pandemic, designed to ride the waves as news of vaccines and a number of new variants impacts investing markets. Finally, Andy provides a roundup of the latest scams including what you can do to avoid becoming a victim. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Retirement Calculator Damien's Money MOT
	06 Jun 2021	Ep 323 - Sell in May summer portfolio, how much you need to retire & free parent life insurance	00:30:27
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien explains how you can take advantage of seasonality to boost your investment returns during the summer. Damien also discusses whether free parent life insurance is just a gimmick. Finally, Damien explains how much pension income you need to retire comfortably and what size pension pot you need. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Life insurance for Mums - Article by Harvey Kambo Life insurance for Dads - Article by Harvey Kambo How much do I need to retire - Article by Money to the Masses Retirement Calculator - Use this calculator to work out how much income you are likely to receive at retirement Damien's Money MOT
	28 Jan 2021	Is the game in stock markets about to stop? - Ep 93 of Damien's Midweek Markets	00:11:58
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets. Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email damien@moneytothemasses.com or via Twitter @money2themasses
	30 Apr 2017	Ep 129 - Tax Hike U-Turns & Inheriting Property	00:32:50
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien covers the U-Turns that have arisen in the proposed tax hikes, thanks to the recent snap election. Damien also explains how you can make money by simply shopping online and sharing the deals with your friends. Episode 6 of the One Giant Leap podcast is out where Damien talks to Co-Host of the Moneytothemasses Podcast Andy Leeks. Andy talks about his experiences as a self-published author. Check it out below The One Giant Leap Podcast - Click to check it out 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) MTTM Investment Calculator - The best investment calculator on the web
	08 Apr 2020	Is a Death Cross a bad omen for the stock market rebound? - Ep 57 of Damien's Midweek Markets	00:14:21
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets. Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email damien@moneytothemasses.com or via Twitter @money2themasses
	28 Feb 2015	Ep 032 - Check Your Energy Tariff Rate and Married Couples Tax Breaks	00:47:57
Damien Fahy of www.moneytothemasses.com talks to Andy Leeks about money. In this week's episode, Damien explains why now may be a good time to shop around for a better energy deal, why the FTSE 100 isn't the be all and end all and he talks about a nifty new tax break for married couples. Damien also found himself chuckling at Andy's live TV debut; listen out for a clip in this week's show. ** FREEBIE ALERT ** Listen until the end to find out how to get a free copy of Damien's book Links to topics discussed in this week's show Married Couples Tax Allowance Andy's TV Debut Claim Your Free Copy Of Damien's Book
	18 Feb 2018	Ep 166 - Is The Stock Market Crash Over & Energy Myths Debunked	00:39:46
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien digs deeper into the recent stock market crash and makes his latest predictions. Damien also talks about energy bills and helps to debunk some myths. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web
	02 Jul 2023	Ep 421 - Investing across the interest rate cycle, overpaying ahead of a remortgage & securing your property asking price	00:31:33
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien explores the impact of changes in the Bank of England base rate on investment markets, including equities, bonds, and commodities. Damien also provides insights on how to position a portfolio to benefit from these changes. Next, Damien discusses the concept of overpaying a mortgage during a high interest rate period and whether it is the best option if you are approaching the end of a low fixed-rate deal in the next couple of years. With 42% of house sellers now accepting offers below their asking price, Damien highlights a tool that can increase your chances of securing your asking price. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Mortgage overpayment calculator Mortgage repayment calculator Mortgage lenders agree to new charter 42% of sellers accepting 5% or more discount on asking prices Find the best and cheapest local estate agent in seconds Thank you to our sponsor Netwealth Netwealth’s wealth management service combines a comprehensive low-cost investment solution with access to qualified advisers. They recently launched MyNetwealth – a digital dashboard that combines all your savings and investments – from multiple providers – in one place. MyNetwealth's wealth planner tool helps you visualise your current wealth and apply it to your future needs. It takes into account various factors such as age, investments, pensions, tax wrappers, and expected contributions or withdrawals – and calculates the likelihood of you achieving your goals. Daily updates make it easy to track the value and performance of your wealth. MyNetwealth also provides a library of useful personal finance content and if you ever need advice or guidance, their highly qualified team is always there to help. You can find out more information and sign up for MyNetwealth in 30 seconds visit my.netwealth.com. Please remember, the value of investments can go down as well as up, so you may get back less than you invest.
	01 Nov 2014	Ep 021 - Junior ISAs Explained And How Road Tax Has Changed	00:27:56
Damien Fahy of www.moneytothemasses.com talks to Andy Leeks about money. In this week's episode Damien talks about Junior ISAs and whether they are something you should consider. Damien also talks about the new rules regarding road tax and how to avoid a fine. Ever wondered how get a cheap but reliable MOT? Damien explains a little known trick that could save you a packet in this week's episode. Links to topics discussed in this week's show The Moneytothemasses Remortgage Guide Find Cheap MOT's
	23 May 2021	Ep 321 - Beginner's guide to bitcoin and cryptocurrencies	00:42:04
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien discusses cryptocurrencies. He explains what they are and how they work. He explains what a blockchain is and what that has to do with bitcoin. He explores crypto mining, tokens, digital wallets, altcoins, stable coins and much more. He even discusses how you can use cryptocurrencies to pay for things. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. "A beginner’s guide to Bitcoin and cryptocurrency" - Article by Damien Fahy "Cryptocurrency mining: What it is, how it works and how to mine bitcoin" - Article by Bronte Carvalho "Bitcoin price plummets to lowest level in 3 months: What next?" - Article by Bronte Carvalho Damien's Money MOT
	06 Oct 2024	Ep 477 - Impact of US election on your investments, ghost broker scams & lost child trust funds	00:26:22
In this week's episode Damien discusses the potential impact of the upcoming US election on investment markets, including historical trends and why you need to keep an eye on the performance of the S&P 500. Damien then discusses the rise of 'ghost brokers' promising cheap car insurance on social media and provides tips on how to identify and avoid such scams. Finally, Andy discusses child trust funds, revealing how many remain unclaimed, before going on to provide tips on how to locate and manage them. Watch the whole show on YouTube here: https://youtu.be/U9y6MzMLrm8 Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Follow Money to the Masses on social media: YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision. You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners. Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us. Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Resources: Links referred to in the podcast: 5 Autumn budget predictions: What to expect in October 2024 Winter fuel payment scrapped for 10 million pensioners The best packaged bank accounts Does travel insurance cover pre-existing medical conditions? Join our community group and help test a brand new MTTM product MTTM Deals Page Sign up to the Money to the Masses Newsletter
	28 Apr 2019	Ep 220 - Getting On The Property Ladder & Investment Funds Stats To Check	00:35:45
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week Damien talks about the stats he checks when choosing the funds to add to his portfolio. Damien also talks about the various schemes available to first time buyers as well as offering some tips on buying life insurance. Starter Homes Scheme Millennial Money Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service.
	23 Oct 2019	The calm before the storm? - Ep 37 Damien's Midweek Markets	00:05:19
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets. Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email damien@moneytothemasses.com or via Twitter @money2themasses

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