The MapleMoney Show (Tom Drake)

Are you feeling stuck in a rut when it comes to your career or your finances? It happens to a lot of us. The good news is that you have options, you can regain traction, begin moving forward, and build a life you love.

My guest this week knows all about feeling stuck. Grant Sabatier is the founder of Millennial Money and author of the Financial Freedom Book. This is Grant’s second appearance here on the show, and he’s come prepared, with ways to help you get unstuck with your money and your career.

You can find the show notes for this episode at https://maplemoney.com/113

Our sponsor, Wealthsimple, believes that financial independence should be available to anyone. That’s why they have no account minimums, meaning that you can get started investing for as little as one dollar. Don’t delay any longer, invest online by visiting https://maplemoney.com/wealthsimple

One of the biggest mistakes we make with money is not paying more attention to our finances at a young age. After all, who wants to worry about saving for retirement when you’re in high school or college. At that age, money is meant for fun, right?

My guest this week is a Chartered Professional Accountant who has a passion for financial literacy. He believes that the education system has done a disservice to our youth by omitting important financial concepts from school curriculums. Doug Allan has just released the book, A Fighting Chance: The high school finance education everyone deserves, and he sat down with me to talk about this important topic.

You can find the show notes for this episode at https://maplemoney.com/138

Did you know that 57% of Canadian adults don’t have a will? Willful has made it more affordable, convenient, and easy for Canadians to create a legal Will and Power of Attorney documents online from the comfort of home.

In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you have a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

The end of the year is coming to a close, but it's not too late to optimize your taxes to keep more of your income.

Janine Rogan runs us through her checklist of year-end tax tips to make sure you know what you can do now to get a bigger tax refund in the spring.

You can find the show notes for this episode at https://maplemoney.com/janinerogan 

Smart Savings, by our sponsor Wealthsimple, is a better way to save. There are no-fees on deposits and withdrawals, and they offer higher interest rates than the big banks. You can find out more about Wealthsimple at https://maplemoney.com/wealthsimple 

In recent years, the FIRE movement, which stands for Financial Independence, Retire Early, has found popularity with millennials across Canada and the US. But this extreme version of early retirement requires a very high savings rate for an extended period of time, which begs the question: Has the COVID-19 pandemic derailed the retirement dreams of FIRE enthusiasts?

To find out, I reached out to Bob Lai, a popular FIRE blogger based in Vancouver. Bob and his wife are planning to retire early within the next 10 years, so I was interested to get his perspective and find out how COVID-19 has affected their FIRE plans.

You can find the show notes for this episode at https://maplemoney.com/118

Did you know that 57% of Canadian adults don’t have a will? Willful has made it more affordable, convenient, and easy for Canadians to create a legal will and Power of Attorney documents online from the comfort of home.

In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you’ve put a plan in place to protect your children, pets and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%

Looking for a mortgage? Sean Cooper takes us through a checklist of everything you need to know when shopping for a mortgage, whether it's your first or you're up for renewal and want to find the right mortgage for you.

Sean is my go-to mortgage expert. First he paid off his mortgage at 30 years old, now he's the Bestselling Author of Burn Your Mortgage and a Mortgage Broker.

You can find the show notes for this episode at https://maplemoney.com/seancooper

Not only does our sponsor Borrowell provide a credit score, but they now give you free credit reports as well. I find this much more actionable than the score, and have reviewed my credit report in the past and cleaned up a couple incorrect items before looking for a mortgage. Head over to https://maplemoney.com/borrowell

The price of Canadian real estate is all over the map. We’ve been hearing that prices will continue to fall, but how far and for how long? With so much volatility, how does one know when it’s a good time to buy a house?

Bekim Merdita is the Vice President of Sales & Business Development at Rocket Mortgage Canada, a mortgage broker that uses a fully digital experience to transform the home buying process. Bekim joins me on the show to discuss the current state of the Canadian housing market. Bekim explains why buying a house is like buying a stock, and shares tips on how to get started if you’re planning to buy a house in the near future.

You can find the show notes for this episode at https://maplemoney.com/211

Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio focusing on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

Most investors see bonds as a safe place to put their money, but according to my guest this week, conventional wisdom may be deceiving.

Ed Rempel is a popular blogger, fee-only full-service financial planner, and tax accountant, who wants to help you achieve financial freedom. Ed has spent the past 27 years helping thousands of Canadians become financially secure, and he joins us this week to explain why investing in bonds can actually put your portfolio at risk.

You can find the show notes for this episode at https://maplemoney.com/122

Did you know that 57% of Canadian adults don’t have a will? Willful has made it more affordable, convenient, and easy for Canadians to create a legal will and Power of Attorney documents online from the comfort of home.

In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you’ve put a plan in place to protect your children, pets and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

Do you often compare yourself to other people? Have previous life experiences shaped your money mindset, and not in a good way? You may not realize it, but how you think about money could be a major factor in the financial decisions that you make.

My guest this week knows a thing or two about maintaining a positive money mindset. Lacey Langford is an Accredited Financial Counsellor and financial coach who has helped many people overcome their fear of money. She joins us to discuss how having a negative mindset can hurt us financially, and what we can do about it.

You can find the show notes for this episode at https://maplemoney.com/laceylangford

It’s January, which means it’s time to review your RRSP contributions for the 2019 tax year. Our sponsor, Wealthsimple, can help you get a bigger refund while helping you save on investment fees. MapleMoney readers get $10,000 managed for free by opening a new account, or by transferring their RRSP to Wealthsimple. To open your Wealthsimple RRSP today, head to https://maplemoney.com/wealthsimple

Have you come across stories of bloggers that are making 5 or 6 figures a month? If you're a regular listener, you've probably also heard me say how blogging isn't a great plan if you need to make some extra money in the next couple months.

Michael Dinich from Your Money Geek shares his perspective as a new blogger, coming into a business that sees bloggers in any niche willing to tell you how much they are making and then sell you a course on how to make money by blogging.

I've been a blogger for nearly a decade now, and while I tried to avoid too many "back in my day" references in this episode, it's hard not to contrast the difference to now where blogging looks like the fast track to internet riches.

You can find the show notes for this episode at https://maplemoney.com/michaeldinich 

Put your money to work in a low maintenance, low fee portfolio, and watch it grow with our sponsor Wealthsimple. MapleMoney listeners get their first $10,000 managed free of charge for one year. For more on Wealthsimple, check them out at https://maplemoney.com/wealthsimple 

Ever thought out buying a second house or condo so you can rent it out? Meghan Chomut is a CFP that specializes in helping people that are buying an income property as part of their portfolio.

We compare them to REITs, discuss the tax advantages of having this type of business, and how you can get started if you think this is right for you.

You can find the show notes for this episode at https://maplemoney.com/meghanchomut

Our sponsor for this episode is Borrowell. You can get your free credit score at https://maplemoney.com/borrowell

Are you still paying regular price when you shop? With the right strategies, you don't need to step up to a till or hit that cart button without getting some kind of discount, rewards, or cash back. Or even better yet, get all of that on the same purchase!

Stephen Weyman from creditcardGenius and HowToSaveMoney.ca stopped by the show to explain how we can stack multiple types of savings before, during, and after a purchase, so you'll never need to pay 100% of the listed price again.

You can find the show notes for this episode at https://maplemoney.com/stephenweyman 

One of the things we talk about on this episode is credit cards, well our sponsor, Borrowell, allows you to receive personalized product recommendations for credit cards, mortgages and loans from trusted partners. Head over to Borrowell to get your free credit score, and more at https://maplemoney.com/borrowell 

Have you ever thought about altering the entire course of your life? Of packing up, and leaving behind everything you know? How about filming a documentary about the entire experience? That’s exactly what Scott Rieckens did.

Scott, along with his wife Taylor, are the subjects of a recently released documentary, titled Playing with FIRE. The film takes viewers along the journey that led Scott and his wife to give up their comfortable San Diego lifestyle in pursuit of financial independence. Scott joins me this week to share some of his story, and discuss what it was like to shoot a documentary.

You can find the show notes for this episode at https://maplemoney.com/scottrieckens

It’s February, which means that time is running out to make your RRSP contribution for the 2019 tax year. Opening an RRSP through our sponsor, Wealthsimple, can get you a bigger refund while helping you save on investment fees. MapleMoney readers get $10,000 managed for free by opening a new account, or by transferring their RRSP to Wealthsimple. To open your RRSP, head to https://maplemoney.com/wealthsimple today.

Philip Taylor, the man behind PT Money and FinCon, is full of ideas on how to make money, especially online and in the sharing economy.

PT will have you motivated to start your own side gig right after this episode!

You can find the show notes for this episode at https://maplemoney.com/philiptaylor

Our sponsor for this episode is Borrowell. To check your credit score with Borrowell, head over to their website today at https://maplemoney.com/borrowell

Imagine landing a lucrative corporate job at the ripe old age of 24, only to quit seven months later to pursue a life of freedom. That’s exactly what Cody Berman did, and he joins the show this week to explain how he was able to walk away at such a young age.

Cody is a serial entrepreneur who is always looking for the next exciting business opportunity. He is a co-founder of Gold City Ventures, a co-founder of The Financial Freedom Summit, owner of Fly to FI, and co-host of The FI Show.

You can find the show notes for this episode at https://maplemoney.com/105

Our sponsor, Wealthsimple, believes that financial independence should be available to anyone. That’s why they have no account minimums, meaning that you can get started investing for as little as one dollar. Don’t delay any longer, invest online by visiting https://maplemoney.com/wealthsimple

Do you have a career or business venture that you’re trying to grow? If so, how is your network? The very thought of building a network is intimidating for most people, but it doesn’t have to be.

For this week’s episode, I reached out to my own network for help. Monica Louie is a former personal finance blogger turned Facebook Ads strategist who now runs her own successful agency. Lacey Langford is an Accredited Financial Coach and founder of the Military Money Show, a podcast dedicated to helping the military community with personal finance.

They joined me live from the Podcast Movement Conference in Dallas this week to discuss the importance of building a strong network and to share how networking has made a difference in their careers and lives.

You can find the show notes for this episode at https://maplemoney.com/208

This episode of The MapleMoney Show is brought to you by Willful. Did you know that 57% of Canadian adults don’t have a will? Willful has made it more affordable, convenient, and easy for Canadians to create legal Will and Power of Attorney documents online from the comfort of home.

In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you’ve put a plan in place to protect your children, pets, and loved ones in an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

Welcome to episode number 100 of The MapleMoney Show! To celebrate this milestone, I decided to invite back one of my very first guests on the show,
the one and only J.D. Roth.

J.D. is an accomplished personal finance writer, and founder of the popular blog,Get Rich Slowly. Last time he visited the show, J.D. shared with us some of his biggest money mistakes. This time around, I wanted to get his advice on the most important things we should do with our money.

You can find the show notes for this episode at https://maplemoney.com/100

This week’s episode was brought to you by EQ Bank. Did you know? You can now transfer money overseas with TransferWise directly from your EQ Bank Savings Plus account. Not only will you benefit from earning 2.00% interest on your savings, but you’ll pay far less for international money transfers. While other banks have a habit of sneaking in markups and extra charges, that’s not something you’ll have to worry about with EQ Bank. To start saving money today, visit https://maplemoney.com/eqbank

They say that personal finance is just that... personal. But with that in mind, there seems to be a consensus among the experts on certain money matters. For the past seven years on his podcast, Kornel Szrejber has asked top finance experts to share their best practices, tips, and tactics when it comes to personal finance in Canada. He joined me this week to share those lessons with us.

Kornel is the host of the Canadian Financial Summit and the Build Wealth Canada Show. He has been featured for paying off his mortgage in only 6 years while still in his 20s, and becoming one of Canada's youngest retirees at the age of 32. He now runs one of the top personal finance and investing podcasts for Canadians, as well as Canada's largest personal finance and investing conference.

You can find the show notes for this episode at https://maplemoney.com/164

This episode of The MapleMoney Show is brought to you by Willful. Did you know that 57% of Canadian adults don’t have a will? Willful has made it more affordable, convenient, and easy for Canadians to create a legal Will and Power of Attorney documents online from the comfort of home.

In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you’ve put a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

Also, don’t forget to grab your free tickets to the Canadian Financial Summit, which is hosted by Kornel and happens later this month, on September 22nd. To get your free tickets, head to https://maplemoney.com/summit. I hope you’ll join me there!

What's more important to you, time or money? It seems like we're constantly trying to find the balance when trading our time for money. What if we could create more of both?

Todd Tresidder from Financial Mentor, and the author of The Leverage Equation, shares the six types of leverage that can allow us to work less, make more, and cut years off our retirement plans.

You can find the show notes for this episode at https://maplemoney.com/toddtresidder 

Today's show is brought to you by our sponsors at Borrowell. Last month I received my Borrowell email saying, "Congratulations, your credit score has increased!" In the past, I'd fax, yes, fax in my request to get my free credit report by mail once a year. Now I get my report and score for free online, and these monthly updates are very motivating for any Canadians looking to improve their credit score. Get your free credit score at https://maplemoney.com/borrowell 

Are you one of the thousands of Canadians who has made money investing in real estate? If so, chances are you’ve owned a rental property or flipped houses. But how about investing in mobile homes? That’s our topic this week, here on the MapleMoney Show.

Rachel Hernandez is an author and real estate investor. As a former business-to-business sales executive for Fortune 500 corporations, Rachel has extensive training in the area of sales and marketing. With over a decade of experience, she spent several years as a landlord before taking the leap to specializing in mobile home investing. Rachel joins us this week to discuss the benefits of mobile home investing, and how you can get started.

You can find the show notes for this episode at https://maplemoney.com/148

This episode of The MapleMoney Show is brought to you by Willful. Did you know that 57% of Canadian adults don’t have a will? Willful has made it more affordable, convenient, and easy for Canadians to create a legal will and Power of Attorney documents online from the comfort of home.

In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you’ve put a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

What kind of investor are you? With the advent of technology and the emergence of low cost discount brokerages, more Canadian investors are taking a DIY approach with their money. Does that mean that financial advice no longer matters?

Sheldon Brow is the founder & CEO of Fintech platform Pocket Finance. He’s passionate about empowering clients with full and fair disclosure, inclusion, and bridging gaps to financial guidance and deeper client engagement. He’s also an open banking enthusiast and finance futurist. I sat down with Sheldon recently to discuss why it’s still important to seek the advice of various experts when it comes to your money.

You can find the show notes for this episode at https://maplemoney.com/187

Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

Sarah Li Cain, from High Fiving Dollars and the Beyond the Dollar Podcast, dispels the myth of self-care being all expensive spa trips and manicures.

Sarah breaks down how self-care can simply mean using that special "you time" to take care of your health in a low-cost way, while removing many of the money stresses in your life.

You can find the show notes for this episode at https://maplemoney.com/sarahlicain 

Our sponsor for this episode is Borrowell. To check your credit score with Borrowell, head over to their website at https://maplemoney.com/borrowell

How many hours are you working every week? Do you sometimes feel as though your career is getting in the way of your ideal lifestyle? What if there was a way to balance the two?

This week’s guest is making her 3rd appearance here on the MapleMoney Show. Miranda Marquit is a successful freelance writer. But success for Miranda doesn’t equate to making more money or landing the most prestigious jobs. Instead, she leverages the flexibility that freelancing offers to design her ideal lifestyle.

You can find the show notes for this episode at https://maplemoney.com/141

Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

This week on The MapleMoney Show, the kids are taking over. Not quite, but they are the focus of this week’s episode.

Anisa Kurji is the host of Kids Money and More, a finance podcast with a twist, because the target audience is young kids. In today’s episode, she explains how she got the idea for the podcast, and she shares some tips to help parents teach their kids about life and money at any age.

You can find the show notes for this episode at https://maplemoney.com/109

Do you prefer to invest in companies that are socially responsible? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple

Networking. It isn't about shoving your business card in everyone's face. Whether you're out for coffee with a coworker or neighbour, or at an industry conference, these tips will help you build meaningful, lasting connections that are worth much more than that stack of business cards from people you barely recall meeting.

Speaking of conferences, this episode is live from FinCon18, a conference for those of us in the money niche. Joining me on stage are Miranda Marquit and Kyle Prevost, both are past guests of the MapleMoney Show, but the reason I brought them on was to have a Money Mastermind Show reunion, a podcast we had a few years ago that I always explained as "The View, for personal finance." http://moneymastermindshow.com/

You can find the show notes for this episode at https://maplemoney.com/fincon18

Do you have a larger portfolio that's being dragged down by the fees that are typical with mutual funds? Have a look at Wealthimple Black, from our sponsor, Wealthsimple. For portfolios over $100,000, Weathsimple drops the fee down to 0.4%, gives you access to financial planning and tax-loss harvesting. They even throw in airport lounge access. Check them out at https://maplemoney.com/wealthsimple

Do you have travel plans in the near future? To take the sting out of hotel costs, many people are turning to things like credit card rewards, hotel loyalty programs, even third party websites such as Expedia, or Booking.com. But with so many options available, which loyalty program should you choose?

Lee Huffman is a travel and finance blogger, and founder of the website, Bald Thoughts. Lee knows a thing or two about getting a great deal on a hotel, and he joins us this week to share some of his best tips.

You can find the show notes for this episode at https://maplemoney.com/leehuffman

The biggest myth about robo advisors is that they are all tech, and lack the personal touch. If youíre curious about moving over and have questions, our sponsor, Wealthsimple, now lets you book a 15-minute call with an experienced portfolio manager. Book your appointment today by heading over to https://maplemoney.com/wealthsimplechat

Did you buy something and had to return it because it doesn't fit? Or maybe you don't need that 5th crockpot you got for Christmas and want to take it back to the store?

What are your rights? what are the time limits? Ellen Roseman guides us through the sometimes frustrating, sometimes mysterious world of refunds.

You can find the show notes for this episode at https://maplemoney.com/ellenroseman

Socially Responsible Investing means investing in companies that do social or environmental good. No sin stocks here. Wealthsimple, the sponsor for today's show, can help you build an SRI portfolio of ETFs that focus on low carbon, cleantech, human rights, and the environment. Feel good about what your investing in by heading to https://maplemoney.com/wealthsimple

Christmas is right around the corner and there's a price tag to a lot of the festive season. So how can we enjoy the holidays without burning through your credit card?

Peter Anderson from Bible Money Matters takes us through how much people are spending on Christmas and how budgeting for the holidays can make sure you don't have debt in the new year. Pete also drops a lot of great ideas for DIY Christmas gifts and decorations and how you can save money on holiday activities and shopping for presents.

You can find the show notes for this episode at https://maplemoney.com/peteranderson 

You've heard me talk about today's sponsor Wealthsimple many times in the past, but they've been really busy in the past year, so I wanted to recap all the services they now offer to Canadians. First, there's Wealthsimple Invest, this is the robo-advisor they're known for, and my #1 overall pick for Canadian robo-advisor. Then there's Wealthsimple Save, a high-interest savings account. Next, they have Wealthsimple Trade coming out, which is stock trading with no commissions. Check out everything Wealthsimple offers at https://maplemoney.com/wealthsimple 

With stock markets in turmoil and sky-high inflation, we haven’t had much in the way of good news as of late. But how does one respond when it seems like our economy is crashing? Do you stay invested or cash out? According to this week’s guest, now isn’t the time to panic, but that doesn’t mean the trouble is over.

Kanwal Sarai has been a dividend investor for more than 22 years, and started with just $500. He is the founder of Simply Investing, a dividend investing educational company designed to help people become financially independent, and the all-new Simply Investing Dividend podcast. Kanwal has a natural ability to teach complex subjects in an easy-to-understand manner. He joins me to discuss why dividend investing now matters more than ever.

You can find the show notes for this episode at https://maplemoney.com/210

This episode of The MapleMoney Show is brought to you by Willful. Did you know that 57% of Canadian adults don’t have a will? Willful has made it more affordable, convenient, and easy for Canadians to create legal Will and Power of Attorney documents online from the comfort of home.

In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you’ve put a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

Have you recently caught financial independence fever? Or maybe like I did, you hit a point where you've realized you need to change your spending and increase your income. That's great, but that doesn't mean everyone in your household will have that same epiphany at the same time.

Andy Hill is the host of the Marriage, Kids and Money Podcast, and he joins us to share how he got his wife interested in working towards financial independence and how he got his children learning some great money habits too.

You can find the show notes for this episode at https://maplemoney.com/andyhill 

Borrowell's mission is to help Canadians make great decisions about credit! to do that, they've taken a product that used to be $23 a month and made it totally free. To get your free credit score, free credit report, and continual monitoring, head over to https://maplemoney.com/borrowell 

Did you know that if your neighbour wins the lottery, the chances of you going bankrupt increases by 2.4% for every $1000 they win? It’s an interesting statistic, and one that I get into with this week’s guest here on the MapleMoney Show.

Kelley Keehn is a financial educator, and author of several books, including her most recent book, Talk Money To Me. Kelly and I sat down to discuss the very real struggle of keeping up with the Joneses, and why it’s so tempting to want the things our friends and neighbours have.

You can find the show notes for this episode at https://maplemoney.com/110

Our sponsor, EQ Bank, has partnered with TransferWise, to give Canadians a better way to send money overseas. The result is fully transparent and remarkably quick international money transfers that are up to 8X cheaper for EQ Bank customers. To find out more, visit https://maplemoney.com/eqbank

Are you managing your own investments through an online broker? If so, how’s it going? While I am a believer in do it yourself investing, it is certainly not for everyone. If you’re second-guessing your abilities to manage your own portfolio, this episode is for you.

My guest this week is Salman Ahmed, a portfolio manager with the Canadian investment firm, Steadyhand. Salman joins me to discuss why professional investment advice remains so important in today’s world of low fee, do-it-yourself investing.

You can find the show notes for this episode at https://maplemoney.com/salmanahmed

It is December, and RRSP season is right around the corner. With an RRSP from our sponsor, Wealthsimple, you can get a bigger refund AND save on investment fees. MapleMoney readers get $10,000 managed for free when they open a new account or transfer their RRSP to Wealthsimple. To open your RRSP today, head to https://maplemoney.com/wealthsimple

Steve Chou and his wife started an online business so that his wife could quit her job. But then Steve's own blog, appropriately named My Wife Quit Her Job, also became a success. In fact, both business did so well that they were making much more online than he did at his day job.

So today we dive in to why he stayed at the job as long as he did and what things are like now that he's quit and can focus on his family and multiple businesses.

You can find the show notes for this episode at https://maplemoney.com/stevechou

Did you know our sponsor, Wealthsimple, offers a free portfolio review? They'll review your investments, how much debt you have, and whether you're saving enough. Wealthsimple also helps you set goals and suggest ways to lower your fees and how much you pay in tax. Head over to https://maplemoney.com/wealthsimple today.

How were your finances in 2019? Did you find yourself moving forward, or did you feel a bit stuck? There’s a lot that goes into managing money, and making the right decisions is not always easy. Thankfully, my guest this week is here to help.

Rob Carrick is a long-time personal finance columnist with The Globe and Mail. He came prepared with a number of great tips that will help you get out of debt and increase your savings in 2020.

You can find the show notes for this episode at https://maplemoney.com/robcarrick

This week’s episode was brought to you by EQ Bank. Did you know? You can now transfer money overseas with TransferWise directly from your EQ Bank Savings Plus account. Not only will you benefit from earning 2.3% interest on your savings, but you’ll pay far less for international money transfers. While other banks have a habit of sneaking in markups and extra charges, that’s not something you’ll have to worry about with EQ Bank. Save money today, visit https://maplemoney.com/eqbank

My guest this week is Sa El, the co-founder of Simply Insurance and a licensed Insurance Agent with over 11 years of experience in the industry. Sa joins me to discuss the differences between term and whole life insurance, and why insurance is so important for your family.

You can find the show notes for this episode at https://maplemoney.com/124

This episode of The MapleMoney Show is brought to you by Willful. Did you know that 57% of Canadian adults don’t have a will? Willful has made it more affordable, convenient, and easy for Canadians to create a legal will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you’ve put a plan in place to protect your children, pets and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

Addictions of all kinds lead to problems with your relationships, career, and yes, also your money.

Beau Humphreys is a Canadian Personal Finance Coach and the host of The Personal Finance Show. Beau leads us through the story of his gambling addiction and how it affected his finances, plus how he was able to overcome his problems and how others can get help with addiction.

You can find the show notes for this episode at https://maplemoney.com/beauhumphreys

Did you know, on average, Canadians have over $24,000 in high-interest credit card debt? That's why our sponsor Borrowell offers low-interest personal loans online, up to $35,000! Thousands of Canadians have relied on Borrowell for their personal loans. The average Borrowell borrower saves $4,812 in interest. To see what you could qualify for, head on over to https://maplemoney.com/borrowell

Is the burden of debt so great that it’s causing you to feel anxious and depressed? Do you feel like life would be better if you could only catch up on your bills? My guest this week understands the connection between debt and depression, because she’s lived it.

Melanie Lockert is founder of the blog and author of the book, Dear Debt. She is passionate about helping others get out of debt, and focuses on the intersection of debt and mental health which is why she has recently launched a new blog and podcast called Mental Health and Wealth.

You can find the show notes for this episode at https://maplemoney.com/melanielockert

RRSP season is here, which makes it a great time to open an RRSP if you haven’t already done so. Our sponsor, Wealthsimple, can help you get a bigger refund AND save on investment fees. Not only that, but MapleMoney readers get $10,000 managed for free by opening a new account, or by transferring their RRSP to Wealthsimple. To open your Wealthsimple RRSP today, head to https://maplemoney.com/wealthsimple

One of the great things about financial independence is having the ability to shift priorities when your plans change. My guest this week was on the journey to early retirement, but something changed.

Mel Dorion is the blogger and creator of Modest Millionaires. She discovered FIRE early in her career & crafted a 10-year plan for her family to reach financial independence by 2025. In 2021, she made the decision to slow things down, by leaving her career as a public servant and spending more time with her family.

You can find the show notes for this episode at https://maplemoney.com/172

This episode of The MapleMoney Show is brought to you by Willful. Did you know that 57% of Canadian adults don’t have a will? Willful has made it more affordable, convenient, and easy for Canadians to create a legal Will and Power of Attorney documents online from the comfort of home.

In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you’ve put a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

Does applying for a mortgage seem overwhelming? With all of the complicated rules and jargon, it’s easy to feel like you’re at a disadvantage when dealing with your bank or mortgage broker. This week’s guest is here to help.

Brighton Gbarazia is a mortgage broker, finance expert, and author of the book, Master Your Mortgage: What the Bank Won’t Tell You About Buying the Right Home. After earning a Bachelor’s degree in Business Administration, he spent over a decade gathering game-changing skills, knowledge, and wisdom from his roles as a financial advisor and mortgage underwriter at Canada’s largest banks and credit unions. I sat down with Brighton this week to find out what your bank is really looking for in a mortgage application.

You can find the show notes for this episode at https://maplemoney.com/196

This episode of The MapleMoney Show is brought to you by Willful. Did you know that 57% of Canadian adults don’t have a will? Willful has made it more affordable, convenient, and easy for Canadians to create legal Will and Power of Attorney documents online from the comfort of home.

In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you’ve put a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

In financial circles, ‘debt is bad, and savings is good’ is a common refrain. But the truth is somewhat more complicated, and not enough people are educating themselves about how to properly use loans and other credit products to their advantage.

Vlad Sherbatov is the President and Co-Founder of Smarter Loans, Canada's largest loan, and financial directory. He is also the host of the Smarter Money Show, the video podcast that helps people excel with money in life and in business.

He is a passionate entrepreneur and business leader in the Canadian financial sector and was selected as a 2019 Top 25 Leaders in Lending by the Canadian Lenders Association. Vlad joins me on the show this week to explain how the right credit products can help propel you forward.

You can find the show notes for this episode at https://maplemoney.com/160

Did you know that 57% of Canadian adults don’t have a will? Willful has made it more affordable, convenient, and easy for Canadians to create a legal Will and Power of Attorney documents online from the comfort of home.

In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you have a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

Why are so many people afraid to ask for help when they’re having money trouble? What about opening up to a spouse or partner about their shared finances? My guest this week shares the 3 steps you can take to make talking about money easy. Want to know more? Don’t miss this episode!

If you still think of wealth as a numbers game, you haven’t met Michelle Arpin Begina. An Advisor, Author, and Speaker, Michelle has taken her own money story and transformed it into a passion for financial literacy that marries wealth management and financial therapy. Michelle and I sat down to discuss a common problem; not being able to solve financial problems with those closest to you, because you’re afraid to bring up the subject.

You can find the show notes for this episode at https://maplemoney.com/188

This episode of The MapleMoney Show is brought to you by Willful. Did you know that 57% of Canadian adults don’t have a will? Willful has made it more affordable, convenient, and easy for Canadians to create legal Will and Power of Attorney documents online from the comfort of home.

In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you’ve put a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

Kornel Szrejber, of the Build Wealth Canada Podcast, tells us why he's index investing with ETFs.

Kornel shares how to get started with ETF investing and what makes up his portfolio.

You can find the show notes for this episode at https://maplemoney.com/kornelszrejber

Our sponsor for this episode is Borrowell. Borrowell will provide you with a free credit report, so you can verify the information to help protect yourself against identity theft. Visit https://maplemoney.com/borrowell

Do you consider yourself to be good with money? The truth is, we have all struggled to manage our finances at some point. In fact, according to this week’s guest, there are four different ways that people struggle with money. The good news is that you can train yourself to overcome your weaknesses.

Jessi Fearon is a personal finance writer and coach who seeks to challenge, encourage, and equip women to take the steps they need to achieve financial freedom. Jessi is the author of the book, Getting Good with Money: Pay Off Your Debt and Find a Life of Freedom - Without Losing Your Mind. Jessi firmly believes in living a real life on a budget and that personal finance is, in fact, personal. She seeks to help others learn how to make their money work for them.

You can find the show notes for this episode at https://maplemoney.com/186

Willful’s user-friendly online platform means you can create your legal will and Power of Attorney documents from the comfort of home in less than 20 minutes and for a fraction of the price of visiting a lawyer. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

Can you live without internet? No, this isn’t an episode about cutting the cord, it’s what I had to do for half a week thanks to a damaged cable. Unfortunately, I couldn’t record a new episode without my connection to the outside world, but I did use the time to select an early episode that I think will inspire anyone that may have lost their job over the past year or more thanks to Covid.

Way back in episode three, Pat Flynn from Smart Passive Income was kind enough to join me on the show to discuss his experience in being laid off from his job during the 2008 financial crisis, and how he managed to turn the experience into a positive. Pat dishes on past side hustles, including one that may not have been legal! He also explains what inspired his book, Let Go.

I really think Pat’s message is worth bringing back to what is now a larger audience here on The MapleMoney Show, even if my skills as a host were still “in progress”, thankfully Pat helped to make this a great chat!

You can find the show notes for this episode at https://maplemoney.com/replay003

Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

Is life more expensive when you’re single? To help answer this question, I invited Jackie Porter onto the show this week. Jackie is an award-winning financial planner, best-selling author, and speaker who has helped thousands of clients grow their net worth, build a fortress around their finances and keep more of their cash in their pocket!

She is also co-author of the book, Single by Choice & Chance, so she understands very well the challenges single people face when managing their money.

You can find the show notes for this episode at https://maplemoney.com/115

Our sponsor, Wealthsimple, believes that financial independence should be available to anyone. That’s why they have no account minimums, meaning that you can get started investing for as little as one dollar. Don’t delay any longer, invest online by visiting https://maplemoney.com/wealthsimple

Do you find yourself in a constant struggle in an area of your life? It could be your job, your financial situation, or a difficulty in a personal relationship. If so, keep listening, because my guest this week is here to help. 

Karl Staib is the founder of the Dig to Fly Method and author of Bring Gratitude. He trains people to turn their struggles into stepping stones. He has been featured by Forbes, NPR and Zen Habits and has worked with great companies such as Philips Global, Southwest Research Institute and Pioneer Nation.

You can find the show notes for this episode at https://maplemoney.com/134

Did you know that 57% of Canadian adults don’t have a will? Willful has made it more affordable, convenient, and easy for Canadians to create a legal Will and Power of Attorney documents online from the comfort of home. 
 
In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you have a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at  https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

It might be hard to believe, but many Canadian investors lose more than 50% of their return to fees. Are you one of them?

My guest this week is Larry Bates, a former bank executive and author of the book, Beat the Bank: The Canadian Guide To Simply Successful Investing. Larry joins us to discuss why Canadians are losing so much money to investment fees, and what we can do about it.

You can find the show notes for this episode at https://maplemoney.com/larrybates

The biggest myth about robo advisors is that they are completely tech-driven, and lack the personal touch. If youíre curious about signing up and have questions, our sponsor, Wealthsimple, now lets you book a 15 minute call with an experienced portfolio manager. To book your appointment, head over to https://maplemoney.com/wealthsimplechat

If I told you that you could build a real estate portfolio using other people’s money, would you be interested? That’s exactly what my guest this week did, to the tune of $75 million dollars!

Edna Keep’s journey from single mom at age 16 to multi-millionaire Real Estate Entrepreneur and Coach is inspiring. She owns long term, buy-and-hold rental apartment buildings in Canada and the US. Her claim to fame is a $75 Million real estate portfolio built with “Other People’s Money.” Edna joins me on the show to explain how she became a successful real estate entrepreneur.

You can find the show notes for this episode at https://maplemoney.com/167

Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

Ah, the internet, where everyone has an opinion and people get advice from anonymous strangers. But it doesn't have to be all bad if you know the right questions to ask and have the right level of skepticism to not blindly accept the replies when it involves your personal finances.

Joe Saul-Sehy, the founder of Stacking Benjamins and Money With Friends, gets out of the basement to join the show to discuss how we can use the internet and make the most of forums, social media, and Facebook groups.

You can find the show notes for this episode at https://maplemoney.com/joesaulsehy

I've talked about robo-advisors often on the show and over at the blog as well. Especially our sponsor Wealthsimple. But I get it's a new option and you might have some questions. Wealthsimple now lets you book a 15-minute call with an experienced Portfolio Manager, with no obligation to set up an account. To see if robo-advisors make sense for you, head over to https://maplemoney.com/wealthsimplechat

Are you looking for ways to make extra money alongside your 9-5? Or maybe start a business that could someday replace your full-time gig. There are plenty of people who have done just that, including my guest this week.

Deacon Hayes is the founder of the personal finance blog, Well Kept Wallet. For Deacon, success didn’t come overnight. Listen in as we discuss how he got started in blogging, and why he thinks there are better ways to make money.

You can find the show notes for this episode at https://maplemoney.com/deaconhayes

Did you know that having a good credit score will help you get better rates on your mortgage, insurance, and loans, saving you a lot of money in the long run? Our sponsor, Borrowell, will provide you with a free credit report, along with monthly updates and recommendations. To get started, visit https://maplemoney.com/borrowell

Living frugally is a great way to get your spending under control and set a base to improve your personal finances. However, what's the point of cutting every expense and possibly retiring early if you aren't able to put your money to good use on the things you enjoy in life?

Tanja Hester is the writer behind the blog Our Next Life and the new book Work Optional, and she's joining us to share her views on how we can be selectively hardcore in our money saving ways but be able to spend on quality items or experiences that align with our priorities.

You can find the show notes for this episode at https://maplemoney.com/tanjahester 

You may soon find yourself with a big tax refund burning a hole in your pocket. How should you spend it? The smartest thing you can do is invest it. In fact, put it right into your RRSP and get a jump start on your contributions. As a MapleMoney reader, get $10,000 managed for free when you open a new account or transfer your existing RRSP to our sponsor, Wealthsimple. Go to https://maplemoney.com/wealthsimple 

Recent events have placed a spotlight on people working online from home, but it’s a trend that’s been building for years. In fact, just about anyone can make money online if they can learn a few key skills.

This week, I’m joined by Ashley Barnett, a long time freelance editor and creator of the brand new HitPublish course for bloggers. Ashley and I sat down to discuss why blogging is the perfect way to build the skills necessary to make money online, even if the blog itself doesn’t make money.

You can find the show notes for this episode at https://maplemoney.com/ashleybarnett

If you’re interested in starting a blog and building your own online business, I highly recommend that you check out Ashley’s new course at http://maplemoney.com/hitpublish

Can you imagine a no-fee savings account that pays you 2.00%, along with free transactions, no minimum balance requirement, and fast, cheap, and fully transparent international money transfers? Well, the dream is real, through our sponsor, EQ Bank. Their EQ Bank Savings Plus Account will give you all of that and more. For more information, visit https://maplemoney.com/eqbank

Are you a young adult that wants to be able to travel and have interesting adventures? But if you're in college or just starting a career, maybe it seems like you never have the money?

Martin Dasko from Studenomics shares tips on how he was able to do this and how you can too.

You can find the show notes for this episode at https://maplemoney.com/martindasko

Our sponsor Wealthsimple will build you an intelligent, personalized portfolio using a Nobel Prize winning investment strategy. Check them out at https://maplemoney.com/wealthsimple

Most Canadians have been grounded from travel during COVID-19, but behind the scenes, credit card companies have been making plenty of changes to their travel rewards programs.

Barry Choi is a personal finance and travel expert based in Toronto, who makes frequent media appearances in Canada and the U.S. He joins me this week to explain what’s going on in the world of travel credit cards, and share some tips on how to maximize your rewards.

You can find the show notes for this episode at https://maplemoney.com/149 

Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

Grocery prices have been in the headlines lately, but it’s not a good news story. For various reasons, inflationary pressures are causing prices to rise for many household items, including the food in your fridge. Thankfully, there are ways you can fight back.

Bob Lai is my guest this week. He and his wife are dividend investors who also know a thing or two about how to manage higher prices at the grocery store. Bob runs the personal finance blog Tawcan and has spent a lot of time researching changes in grocery prices for the past few years. He reveals which grocery store really does have the lowest prices, and shares some other ways you can lower your food bill.

You can find the show notes for this episode at https://maplemoney.com/169

Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

Have you heard of the Latte Factor? It's a term coined by David Bach, author of The Automatic Millionaire, a book you should definitely read.

Our guest today is Bethany Bayless, the co-host of The Money Millhouse podcast, and she joins us to discuss what the Latte Factor is and how cutting small expenses can add up to some real gains over time.

You can find the show notes for this episode at https://maplemoney.com/bethanybayless 

Once you've overcome your latte factor, put your money to work in a low maintenance, low fee portfolio, and watch it grow with our sponsor Wealthsimple. MapleMoney listeners get their first $10,000 managed free of charge for one year. For more on Wealthsimple, head over to https://maplemoney.com/wealthsimple 

Does investing in stocks sound too difficult? Do you think you need to follow the investment shows on TV or the latest stock tip online? Do you need to eliminate all investment risk when heading into retirement?

Joseph Hogue joins us to dispel these investing myths and more, showing us that investing in stocks can be a lot simpler than we might think.

You can find the show notes for this episode at https://maplemoney.com/josephhogue 

Today's show is brought to you by Borrowell. Not too long ago, I used to have to fax in my request to get my free credit report by mail once a year. Now I get my report and score for free online, saving me a lot of hassle. Get your free credit score at https://maplemoney.com/borrowell  

Does the thought of making money in real estate seem out of reach? That’s what many people think whenever the topic comes up. But there’s an easier way to build wealth through the housing market using a trick known as house hacking. As my guest this week explains, with a little bit of money and lots of creativity, just about anyone can do it.

Andrew Kerr bought his first home at 20 years old. Now in his thirties, he is a seasoned real estate investor and serial house hacker. He uses house hacking and real estate investing to build stealth wealth and financial security. Andrew’s blog, FI by REI, focuses on educating people on travel rewards, real estate investing, house hacking, and personal finance tools. His podcast, The House Hacking Podcast is dedicated exclusively to helping individuals learn to house hack!

You can find the show notes for this episode at https://maplemoney.com/107

Do you prefer to invest in companies that are socially responsible? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, clean tech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple

Are you struggling to make sense of the current state of the economy, not to mention the stock market? If so, you’re not alone. These are uncertain times, and no one seems to have any real answers.

My guest this week is Dan Kent, investor and co-founder of stock research and news site, StockTrades.ca. Dan joins me to discuss the recent market volatility related to the COVID-19 crisis, and shares his thoughts on where he thinks we may be headed.

You can find the show notes for this episode at https://maplemoney.com/dankent

Our sponsor, EQ Bank, has partnered with TransferWise, to give Canadians a better way to send money overseas. The result is fully transparent and remarkably quick international money transfers that are up to 8X cheaper for EQ Bank customers. To find out more, visit https://maplemoney.com/eqbank

Have you ever avoided checking your credit card balance because it was too stressful? According to my guest this week, it’s human nature to push away the hard things in life. Thankfully, there are ways you can reduce your financial stress and gain flexibility with your finances.

Emily Guy Birken is a Plutus Award-winning freelance writer and the author of five books including Stacked: Your Super Serious Guide to Modern Money Management, written with Joe Saul-Sehy. Emily joined me this week to talk about some of the money mindset issues that she’s tackled in her books. And that doesn’t mean you can’t find lighthearted humour in this topic, even while we discuss everything from the holocaust, to a zombie apocalypse.

You can find the show notes for this episode at https://maplemoney.com/184

This episode of The MapleMoney Show is brought to you by Willful. Did you know that 57% of Canadian adults don’t have a will? Willful has made it more affordable, convenient, and easy for Canadians to create legal Will and Power of Attorney documents online from the comfort of home.

In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you’ve put a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

You're listening to the MapleMoney Show, and I hope you also love the MapleMoney blog, but the beauty of personal finance blogs is that there's something out there for everyone. While MapleMoney's mission is to help all Canadians with various money issues, there are many great sites dedicated only to investing or women's finances, or maybe even write with humour that attracts someone that might not have been interested otherwise.

Harlan Landes is possibly the first personal finance blogger and a money community supporter through The Plutus Awards and Plutus Foundation. He joins us to inspire you to find blogs and bloggers that resonate with where you're at in your personal finance journey. We also discuss how to read online content with a critical eye, including if they know what they're talking about and what bias or profit motivation does the writer have.

You can find the show notes for this episode at https://maplemoney.com/harlanlandes 

This episode is made possible by our sponsors at Borrowell. Have you heard the saying, “what gets measured, gets managed”? Borrowell conducted a study that found a correlation between the frequency of checking your credit score, and credit score increases. To begin increasing your credit score, head over to https://maplemoney.com/borrowell 

Are you familiar with the concept of “making money while you sleep?” If not, chances are you’d like to be. Many would argue that there’s no such thing as true, passive income, but my guest this week would beg to differ.

Rachel Richards knows a thing or two about generating passive income. She’s the bestselling author of “Money Honey” and “Passive Income, Aggressive Retirement”. Rachel quit her job as a financial advisor at age 27, and today lives off of $15,000 per month in passive income. This includes close to 40 rental properties.

According to Rachel, just about anyone can build a passive income stream, and she’s here to show us how to get started.

You can find the show notes for this episode at https://maplemoney.com/114

Did you know? You can now transfer money overseas with TransferWise directly from your EQ Bank Savings Plus account. Not only will you benefit from earning 1.70% interest on your savings, but you’ll pay far less for international money transfers. While other banks have a habit of sneaking in markups and extra charges, that’s not something you’ll have to worry about with EQ Bank. Visit https://maplemoney.com/eqbank to start saving money today.

Real estate investing often requires a slow and steady approach, but there is a way to increase your investment returns, through private mortgage lending. You have a chance to become the bank by lending your own money to individuals who need a mortgage, but are outside the box of traditional lenders.

Chad Robinson is the president of Align Mortgage Corporation and IQ Lend Inc. A fully licensed mortgage and real estate broker with 25 years of experience, he is also the author of the book, Becoming the Bank. I sat down with Chad this week to find out more about private mortgage lending, and why it offers so much potential for some real estate investors.

You can find the show notes for this episode at https://maplemoney.com/201

Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

Do you feel like you’re following the rules you’ve been taught about money, but you’re still not getting ahead? Sometimes it’s best to have a contrarian approach.

Ken Greene is a financial advisor and founder of Greene Finance & Insurance. Ken joins me this week to explain why it’s important to not only think about the future when it comes to your money, but to also enjoy today. Ken tells the story of how he managed to recover from many early financial mistakes, by making a major life change.

You can find the show notes for this episode at https://maplemoney.com/154

Did you know that 57% of Canadian adults don’t have a will? Willful has made it more affordable, convenient, and easy for Canadians to create a legal Will and Power of Attorney documents online from the comfort of home.

In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you have a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

If you asked a thousand online entrepreneurs how they make money, you’re bound to get a thousand different answers. That’s the premise behind this week’s episode of The MapleMoney Show.

My guest this week is Michelle Jackson, a serial entrepreneur from Colorado who jumped headfirst into online business when she started her first blog in 2012. Since then, she’s made money as a coach, freelancer, and author, launched a number of digital products, as well as a successful podcast. According to Michelle, almost anyone can make money online by applying the skills they already have.

You can find the show notes for this episode at https://maplemoney.com/106

This week’s episode was brought to you by EQ Bank. Did you know? You can now transfer money overseas with TransferWise directly from your EQ Bank Savings Plus account. Not only will you benefit from earning 2.00% interest on your savings, but you’ll pay far less for international money transfers. While other banks have a habit of sneaking in markups and extra charges, that’s not something you’ll have to worry about with EQ Bank. To start saving money today, visit https://maplemoney.com/eqbank

Listening to podcasts can be entertaining, and educational. But did you know that they can also be good for your health? Your financial health, that is. Recently, I had the opportunity to attend a podcasting conference, and ran into a few friends from the personal finance community while I was there; Bethany Bayless, Chris Browning, and Philip Taylor.

In this special episode, recorded live at Podcast Movement, I chatted with two fellow podcasters, and a former podcaster, about why listening to personal finance podcasts can be a great way to improve your finances.

You can find the show notes for this episode at https://maplemoney.com/podcastmovement

Did you know that your credit score tends to improve when you check it more often? Our sponsor this week, Borrowell, makes it easy, by providing a free credit report, along with regular updates every month. To get your free credit score and report, head to https://maplemoney.com/borrowell

It’s no secret that it’s more expensive than ever to own a home in Canada. In fact, the average price of a home today is over $450,000, and in cities like Toronto and Vancouver, it’s well over a million dollars.

With prices like that, how can a young person ever afford to own a home?

My guest this week is Alyssa Davies, content specialist at Zolo.ca, Canada’s largest digital real estate brokerage, and founder of Mixed Up Money. She joins us to discuss the challenges faced by people entering the housing market and shares some ideas to help make the homeownership dream a reality.

You can find the show notes for this episode at https://maplemoney.com/alyssadavies

Do you prefer to invest in companies that are socially responsible? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, clean tech, human rights, and the environment. Get started with Socially Responsible Investing by visiting https://maplemoney.com/wealthsimple

When it comes to home renovations, you want to know that the money you spend will lead to a return on your investment down the road. But not all home renos are worth the money when it comes to boosting resale value. How do you know what updates are worth the cost, and which ones to avoid.

Jennifer Hooper is a Calgary-based real estate agent with more than 10 years of industry experience. She joins me this week to talk about the types of renovations that increase a home’s resale value and the ones that don’t.

You can find the show notes for this episode at https://maplemoney.com/193

Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

If you’ve ever been impacted by a flight cancellation, chances are you’ve experienced the frustration that comes with trying to get a full refund from the airline.

My guest this week has been fighting for the rights of Canadian airline passengers for years, winning countless challenges in court. This week, Gabor Lukacs joins me on The MapleMoney Show to remind us of our rights as passengers, and how to go about handling a dispute the next time an airline tells you that you have none.

You can find the show notes for this episode at https://maplemoney.com/gaborlukacs

Do you bank with a member of CDIC? If so, your eligible deposits with that institution will be protected up to $100,000 in each of their coverage categories, in the event of a bank failure. Didn’t know that banks could fail? CDIC has handled the failure of 43 of its member institutions since it was established in 1967. Guess how many people lost their protected deposits during those failures? Zero. Not a single dollar under CDIC protection was lost. Find out more about CDIC coverage and check to see if you bank with one of its member institutions by visiting https://www.cdic.ca

More people than ever are making money by starting online businesses. But while it might sound simple, online entrepreneurship comes with its own set of challenges. This week’s guest is here to help you find the courage to build something online and fire the haters.

After becoming financially independent at 32 years old, Jillian Johnsrud turned her personal and professional experience towards a creative life. She is a popular public speaker, teaches online classes, is a coach, and a writer. Her book Fire the Haters: Finding the Courage to Create Online in a Critical World helps creatives and entrepreneurs share their best work with the world.

I sat down with Jillian this week to discuss a range of topics, including how to tackle imposter syndrome, the importance of setting emotional boundaries, and the constant fight for balance in a busy world.

You can find the show notes for this episode at https://maplemoney.com/191

Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

Do you ever feel as though there are roadblocks standing between you and financial success? Perhaps you’re struggling to see past your previous money mistakes.

If that’s you, my guest this week is here to help. Sandy Yong is a financial speaker and author of a newly published book, The Money Master. Sandy joins me to discuss how our myths about money can derail us on our journey to financial freedom, and what we can do about it.

You can find the show notes for this episode at https://maplemoney.com/sandyyong

Can you imagine no everyday banking fees within a savings account that pays you 2.30%, along with unlimited transactions, no minimum balance requirement, and fast, cheap, and fully transparent international money transfers? Well, the dream is real, through our sponsor, EQ Bank’s Savings Plus Account that gives you all of that and more. For more information, visit https://maplemoney.com/eqbank

Purchasing an older home and then funding major renovations is hard enough for two people, let alone one. The numbers can get tricky in the current housing market if you’re a solo homeowner. This week on The MapleMoney Show, I brought in an expert.

Jordann Brown is a content marketing manager for Zolo and a personal finance expert who writes on topics such as debt management, homeownership, and budgeting. She has been featured in publications including The Globe and Mail, Toronto Star, and CBC.

Over the past few years, Jordann has spent a significant amount of money on eco-friendly renovations to her Halifax home. I sat down with Jordann this week to find out more about her experience, and how she manages her budget as a solo homeowner.

You can find the show notes for this episode at https://maplemoney.com/197

Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

How are you and your partner doing when it comes to money issues? Are you on the same page, or do you have different views on how you spend your money? If you fall into the latter category, my guest this week is here to help.

Dan Hinz is the financial coach behind Adulting With Money. For eight years, Dan has taught couples how to unite–not fight–over money whether they want to crush debt faster, buy a house sooner, or just want to get on the same page. He joined me this week to talk about his four rules to adult with money.

You can find the show notes for this episode at https://maplemoney.com/146

Did you know that 57% of Canadian adults don’t have a will? Willful has made it more affordable, convenient, and easy for Canadians to create a legal Will and Power of Attorney documents online from the comfort of home.

In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you have a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

How do you feel when you look at your investment statements? Will you ever experience financial freedom? How about retirement? Does it seem like nothing more than a pipedream?

My guest this week is Rob Berger, a personal finance editor for Forbes, and author of the book, Retire Before Mom and Dad. According to Rob, financial freedom is a journey, not a destination, and he shows us ways that we can get started right away.

You can find the show notes for this episode at https://maplemoney.com/robberger 

Our sponsor, Borrowell, is on a mission is to help Canadians feel great about their credit. To do it, theyíve taken a product that was once $23/month and made it completely free. To get a copy of your free credit score, credit report, as well as ongoing monitoring every month, head to maplemoney.com/borrowell 

Have you thought about downsizing your home to reduce expenses? Or maybe you’ve been saving for a down payment on your first house, while watching the real estate market continue to rise, making you feel left behind? What if you considered something more extreme to meet your housing goals while helping your finances?

Michael Bartz is an actor, podcast producer and host, as well as an environmentalist. In 2017 he took a big step to lowering his environmental footprint by building his own off-grid Tiny House. It took four years, but he finished it and now he and his partner live on a farm in southern Alberta. He has no mortgage, no debt, and keeps his cost of living extremely low, which allows him to pursue creative endeavours full-time. Downsizing in all sorts of ways has allowed Michael to live his biggest life.

You can find the show notes for this episode at https://maplemoney.com/183

Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

As I get older, I realize just how quickly life moves by. And at the end, I don’t want to leave behind a bunch of regrets. But how do you plan a regret-free life? That’s what this episode is all about.

Jordan Grumet was a hospice doctor who discovered the personal finance community through a book called The White Coat Investor. Since then, he left his clinical practice to pursue his passion for deep conversations about money and life.

Today he hosts a podcast called Earn & Invest, and his upcoming book, Taking Stock: A Hospice Doctor’s Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life, comes out on August 2nd, though you can pre-order it on Amazon today. I sat down with Jordan to talk about living for today as you plan for the future.

You can find the show notes for this episode at https://maplemoney.com/204

This episode of The MapleMoney Show is brought to you by Willful. Did you know that 57% of Canadian adults don’t have a will? Willful has made it more affordable, convenient, and easy for Canadians to create legal Will and Power of Attorney documents online from the comfort of home.

In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you’ve put a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

Do you feel like your life needs more balance? Sometimes, in our pursuit of a better job, or more money, we lose sight of what really matters. We search for happiness, but then realize that financial or career success might not be making us any happier. My guest this week is here to talk about balance: How to invest and spend for happiness, Health, and Wealth.

Andrew Hallam is one of the world's most prolific personal finance speakers, having spoken at corporations and organisations in more than 32 different countries. As the author of Millionaire Teacher and Millionaire Expat, he's the only Canadian personal finance writer to have a book hit #1 for Amazon's personal finance and investing categories in Canada, the US, the United Arab Emirates and Singapore.

Andrew and his wife have been globally nomadic for the past eight years. His latest book is called, Balance: How to Invest and Spend for Happiness, Health and Wealth.

You can find the show notes for this episode at https://maplemoney.com/180

This episode of The MapleMoney Show is brought to you by Willful. Did you know that 57% of Canadian adults don’t have a will? Willful has made it more affordable, convenient, and easy for Canadians to create legal Will and Power of Attorney documents online from the comfort of home.

In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you’ve put a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

At what age should you start teaching your kids about money? Do you worry that they’ll make the same money mistakes you made when you were young? Can you show them how to properly spend, save, and share their money? If you’ve asked yourself any of these questions, you’ll want to listen to this week’s episode.

Susan O’Brien is an award-winning wealth management advisor and author of the book, Net Worth Thinking: A New Way Forward for Wealth Management. Early in her career, Susan realized that what weighed on parents’ minds most when it came to their finances, was their kids. She joins me on the show this week to discuss ways to teach kids about money, and help them navigate the heavy consumer influences that are all around them.

You can find the show notes for this episode at https://maplemoney.com/159

Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

Have you ever wondered how some people can walk away from their careers years, even decades, before the traditional retirement age?

My guest this week did just that, almost twenty years ago. Today, he and his wife remain financially independent, having survived three separate recessions. Doug Nordman is the author of the book, “The Military Guide to Financial Independence and Retirement” and founder of TheMilitaryGuide.com. He joins me on the show to share his financial independence story

You can find the show notes for this episode at https://maplemoney.com/125

Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

North Americans read thousands of articles from various online sources every single day, which means that someone has to keep that content flowing. Much of the work falls to freelance writers, many of whom earn a good living keeping the rest of us entertained and informed.

Miranda Marquit is a six-figure freelance writer whose work has appeared in Forbes, the Huffington Post, and the U.S. News & World Report, and she’s no stranger to The MapleMoney Show. Miranda joins me this week to talk about her career, and she has plenty of advice for anyone wanting to make money as a freelance writer.

You can find the show notes for this episode at https://maplemoney.com/099

Do you prefer to invest in companies that are socially responsible? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, cleantech, human rights, and the environment. Get started with Socially Responsible Investing by visiting https://maplemoney.com/wealthsimple

In Canada, real estate investing has yielded solid returns for many years, but is the current housing market making investors nervous? After all, the last thing you want to do is buy an investment property in a housing bubble.

Eric Chang is my guest this week. He’s been investing in real estate for over 10 years, purchasing his first rental property at age 24. He now owns a portfolio of rental properties in Southern Alberta. Eric joins me on the show to discuss, among other things, how real estate investing can lead to financial independence, and how to stress-test a rental property before you buy and figure out your personal risk profile.

You can find the show notes for this episode at https://maplemoney.com/153

Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

Do you know what industries you’re supporting through your investment portfolio? These days, more and more people are choosing to move away from the so called “sin stocks”, like alcohol, tobacco, and gambling, opting instead to invest in companies with a track record of sustainability.

My guest this week is Tim Nash, a fee based advisor at Good Investing and founder of The Sustainable Economist. Tim explains why, these days, socially responsible investors should be thrilled by the many sustainable investment options they have at their disposal.

You can find the show notes for this episode at https://maplemoney.com/timnash 

Do you prefer to invest in companies that are socially responsible? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, clean tech, human rights, and the environment. Get started with Socially Responsible Investing by visiting https://maplemoney.com/wealthsimple 

Do you consider yourself a perfectionist? Do you struggle to accept failure? Too often, our fear of failure holds us back. My guest this week explains that we should not only embrace failure, we should celebrate it.

Erin “Big” Diehl is a Business Improv Edutainer, Failfluencer, and Professional Zoombie. Through a series of unrelated dares, Erin created improve it!, a unique professional development company that pushes others to laugh, learn, play, and grow.

You can find the show notes for this episode at https://maplemoney.com/215

This episode of The MapleMoney Show is brought to you by Retire Happy. Retire Happy has been providing top-quality information and resources on retirement, investing, and estate planning for over 20 years and was named the best personal finance blog by The Globe and Mail.

The Retire Happy VIP Members Library includes subscriber-only downloads, including an Annual Financial Checkup and checklists to help you with everything from reviewing your portfolio, to what you need to know about your duties as an executor. Become a Retire Happy VIP, by signing up for free today at https://retirehappy.ca/subscribe

Have you heard of the Couch Potato Portfolio? It's a simple investing model that I've really liked over the years, but there's one thing that bothered me, that the Canadian market was given the same weighting in the allocation as the US and international markets.

Noah Solomon from Outcome Wealth Management joins us on the show to discuss how Canadians are overinvested in Canada, whether they're following the Couch Potato Portfolio or simply choosing stocks and mutual funds. Plus, we discuss how to become more diversified, leading to stabilized returns and less risk.

You can find the show notes for this episode at https://maplemoney.com/noahsolomon 

Our sponsor, Borrowell, provides personalized product recommendations from credit cards, to mortgages and loans from trusted partners, tailored just for you. Head over to Borrowell to get your free credit score, and more at https://maplemoney.com/borrowell 

One of the most difficult jobs a landlord has is finding the right tenant for their rental property. And the screening process can be just as hard for the person who’s applying as it is for the landlord. My guest this week has created a tool that makes the entire process easier for both the landlord and the tenant. He joins me to discuss how it all works.

Chad Guziewicz is Co-Founder of Rentify, an instant screening tool used to verify tenant application data by landlords and property managers across North America. Chad is a 2x start-up entrepreneur and previously had extensive experience in the property management industry which fueled the inspiration for Rentify.

You can find the show notes for this episode at https://maplemoney.com/155

This episode of The MapleMoney Show is brought to you by Willful. Did you know that 57% of Canadian adults don’t have a will? Willful has made it more affordable, convenient, and easy for Canadians to create a legal will and Power of Attorney documents online from the comfort of home.

In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you’ve put a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

Imagine a side hustle that lets you do something you love, and that actually makes money. Does it sound too good to be true? Well, as it turns out, there is such a thing.

This week, I welcome back my first ever repeat guest on The MapleMoney Show. Last time he was here, Martin Dasko and I discussed ways to plan your next travel adventure. This time around, Martin is here to tell us about a new adventure, as a host with Airbnb Experiences.

You can find the show notes for this episode at https://maplemoney.com/martindaskoreturns

Do you bank with a member of CDIC? If so, your eligible deposits with that institution will be protected up to $100,000 in each of their coverage categories, in the event of a bank failure. Didn’t know that banks could fail? CDIC has handled the failure of 43 of its member institutions since it was established in 1967. Guess how many people lost their protected deposits during those failures? Zero. Not a single dollar under CDIC protection was lost. Find out more about CDIC coverage and check to see if you bank with one of its member institutions by visiting https://www.cdic.ca

According to a study by Prudential Financial, 50% of LGBTQ+ people only have one banking product, while 66% of non-LGBTQ+ folks have at least 2 banking products. This statistic indicates a disparity with how the queer community engages with financial products, and it forms the topic of this week’s episode.

With their writing and speaking for DebtFreeGuys.com, their microblog, DebtLasso.com, and The Queer Money® podcast, David Auten and John Schneider help queer people live fabulously, and not fabulously broke. David and John’s work has appeared in Forbes, Yahoo Finance, CNBC, ABC News and Good Morning America to name a few. Their goal is to connect LGBTQ+ people with the information and services they need so they and the queer community can do more and be more. They join me this week to discuss the various challenges LGBTQ+ people face in the workplace, and in their personal finances.

You can find the show notes for this episode at https://maplemoney.com/140

This episode of The MapleMoney Show is brought to you by Willful. Did you know that 57% of Canadian adults don’t have a will? Willful has made it more affordable, convenient, and easy for Canadians to create a legal will and Power of Attorney documents online from the comfort of home.

In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you’ve put a plan in place to protect your children, pets, and loved ones in the event of an emergency.

Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

It’s hard to believe, but we celebrate 200 episodes of The MapleMoney Show this week! Joining in the fun are my most frequent guests from the past four years, and good friends, J.D. Roth and Miranda Marquit.

Rather than focus on a single topic for episode 200, I decided to reflect on my previous conversations with J.D. and Miranda here on the show. For example, Miranda updates us on how she continues outsourcing tasks like grocery shopping and housekeeping. And J.D. talks about a recent move and reminisces on one of his big money mistakes.

You can find the show notes for this episode at https://maplemoney.com/200

This episode of The MapleMoney Show is brought to you by Willful. Did you know that 57% of Canadian adults don’t have a will? Willful has made it more affordable, convenient, and easy for Canadians to create legal Will and Power of Attorney documents online from the comfort of home.

In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you’ve put a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%

What’s standing between you and your goals? Is there something big you want to accomplish, but you’re not sure how to make it happen? Perhaps you’re like me, and get yourself into trouble by committing to one too many projects?

My guest this week is Michelle Black, a freelance writer and founder of the Credit Writer blog. Recently, Michelle accomplished a big goal, when she made the switch from part-time to full-time freelance writing. In this episode, we chat about the role that goal setting has played in helping Michelle accomplish both personal and professional goals.

You can find the show notes for this episode at https://maplemoney.com/michelleblack

Our sponsor, EQ Bank, has partnered with TransferWise, to give Canadians a better way to send money abroad. The result is fully transparent and remarkably quick international money transfers that are up to 8X cheaper for EQ Bank customers. To find out more, visit https://maplemoney.com/eqbank

It has been said that the best way to build wealth is to invest early and often, then let time, and compound interest take over. It’s a solid plan, but it takes years, decades even. But what if there was a way to accelerate your path to wealth, by investing in yourself.

My guest this week is Jeff Rose, a long time financial planner, and founder of Wealth Hacker, and The Good Financial Cents blog. For years, Jeff followed the traditional path to wealth, until he realized that his biggest returns came when he invested in himself

You can find the show notes for this episode at https://maplemoney.com/jeffrose

Do you prefer to invest in companies that are socially responsible? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, clean tech, human rights, and the environment. Get started with Socially Responsible Investing by visiting https://maplemoney.com/wealthsimple

Want to know more about cryptocurrencies and NFTs or how the blockchain works? It’s a fascinating and ever-changing world, and as you explore it, the possibilities seem endless.

Eric Rosenberg is a finance writer, speaker, and consultant. His writing has appeared in publications including the Huffington Post, Business Insider, Investopedia, and many others. He’s worked with many top brands, including TD Ameritrade, Betterment, Citizens Bank, and BMO Harris.

I met with Eric at Podcast Movement this past week to discuss current trends in cryptocurrency, NFTs, and ways the blockchain could be used in the future.

You can find the show notes for this episode at https://maplemoney.com/207

Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio focusing on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

We've talked about FIRE, or Financial Independence Retire Early, on this show before, but how do you line up your finances to be able to make that major change to your lifestyle?

Jonathan Mendonsa from Choose FI stopped by the show to explain how we can create space to execute a fully funded lifestyle change. We cover a lot today, like eliminating debt, increasing your savings, and creating additional income so you're not dependant on your job. Plus, just how much are your years of education and career loyalty really worth?

You can find the show notes for this episode at https://maplemoney.com/jonathanmendonsa 

I love our sponsor Borrowell's mission to help Canadians make great decisions about credit! They've taken a product that used to be $23 a month and made it absolutely free. To get your free credit score, free credit report, and continual monitoring, head over to https://maplemoney.com/borrowell 

A lot of us have been in this same situation, getting raises under 2% each year. You're likely not even keeping up with inflation, which means you're falling further behind every year.

Robb Engen from Boomer and Echo shares with us how he creates his own raise through his side hustles, selling things he no longer needs, and spending wisely with credit cards to gain free travel.

You can find the show notes for this episode at https://maplemoney.com/robbengen 

Our sponsor, Borrowell, allows you to find personalized product recommendations from credit cards, to mortgages and loans from trusted partners, tailored just for you. Head over to Borrowell to get your free credit score, and more at https://maplemoney.com/borrowell 

Has anyone ever told you that they don’t invest because it’s no different than gambling? It’s a line I hear from time to time, so I invited this week’s guest on to the show, to answer the question once and for all.

David Stein is the author of the new book, Money For The Rest Of Us, and hosts a podcast by the same name. Previously, for many years, he managed billions of dollars for institutional investors, so he knows a thing or two about the subject of investing.

You can find the show notes for this episode at https://maplemoney.com/davidstein

Have you heard the buzz about robo-advisors, and would love to know how it all works? Thanks to our sponsor, Wealthsimple, you can now book a 15 minute, no obligation call, with an experienced portfolio manager. Head get started, head over to https://maplemoney.com/wealthsimplechat

John Robertson, the author of The Value of Simple and blogger at Blessed by the Potato, simplifies investing for beginners.

John guides us through how to start investing, starting with a plan, then where to invest and how to get a simple, easy to manage portfolio. 

You can find the show notes for this episode at https://maplemoney.com/johnrobertson

Our sponsor to today's episode is Borrowell. Head over to https://maplemoney.com/borrowell for your free credit score today!

If you’re like me, you’ve spent plenty of money shopping online over the years, on sites like eBay and Amazon. But have you ever considered making money by reselling products online? That’s what this week’s guest does, and he’s here to tell us more about a very unique side hustle.

Jason Butler is the owner of My Money Chronicles, a website where he discusses personal finance, side hustles, travel, and more. Jason graduated with a BA in Marketing, and has been featured in Forbes, Discover, and Investopedia. On the show, Jason explains how he got his start reselling items on eBay, and why he prefers it over other side hustles he’s tried in the past.

You can find the show notes for this episode at https://maplemoney.com/119

Our sponsor, Wealthsimple, believes that financial independence should be available to anyone. That’s why they have no account minimums, meaning that you can get started investing for as little as one dollar. Don’t delay any longer, invest online by visiting https://maplemoney.com/wealthsimple

The Canadian Financial Summit starts October 15th. This is a virtual summit, and features many of Canada’s top experts in the personal finance and investment communities. If you’d like free tickets to the entire summit, head over to https://maplemoney.com/summit and sign up today.

One of our favourite things to talk about in Canada is the extraordinary cost of real estate, especially in Toronto and Vancouver. But who says you need to be locked into a mortgage, or even a location?

Nick True from Mapped Out Money lives full time in an RV. And it's not just him, his wife and four pets are also packed into their Airstream! Keep listening for the pros and cons and how he makes it all work.

You can find the show notes for this episode at https://maplemoney.com/nicktrue 

Are you curious about robo-advisors but have some questions? Thanks to our sponsor, Wealthsimple, you can book a 15 minute, no obligation call with an experienced Portfolio Manager. To book your call, simply head over to https://maplemoney.com/wealthsimplechat 

More and more, it's becoming a dream of people to escape the cubicle and live the life they want. Now, there's nothing wrong with the traditional career path to retirement, but I want to show there are other options that are possible.

Paula Pant from Afford Anything did just this, so today we'll walk through how she was able to quit her job and travel the world. Then when she came back, she decided that the regular 9-5 wasn't going to work for her and created the lifestyle she wanted.

You can find the show notes for this episode at https://maplemoney.com/paulapant 

You've heard me talk a lot about Wealthsimple, but the biggest myth about robo-advisors is that it's all tech and you're on your own. Are you curious about moving over but have some questions? You can now book a 15-minute call with an experienced Wealthsimple Portfolio Manager. To book your call, simply head over to https://maplemoney.com/wealthsimplechat 

The Canadian real estate industry is buzzing these days, but many people don’t realize that there’s more to real estate than houses and apartment blocks. Industrial real estate is also booming, and there is an opportunity for some investors to buy in.

Chad Griffiths has been an industrial real estate broker since 2005 and an investor since 2014. As a member of a global commercial real estate company and a partner with his local firm, Chad has completed over 500 deals with clients ranging from small companies to large institutional owners. Chad joins the show this week to explain how industrial real estate works, and how a person can get started investing in industrial properties.

You can find the show notes for this episode at https://maplemoney.com/194

Willful’s user-friendly online platform means you can create your legal will and Power of Attorney documents from the comfort of home in less than 20 minutes and for a fraction of the price of visiting a lawyer. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%

Could you and your family live on $25,000 per year? Before I met with this week’s guest, the idea seemed fairly unrealistic to me, but the number may in fact be more achievable than I realized. Whether your goal is retiring early, like my guest, or something entirely different, there are huge advantages to living on less.

This week, I’m joined by Court, who blogs over at Modern FImily. In 2018, Court and her partner Nik, achieved financial independence, meaning that they had saved enough money to live off of the income generated by their investments.

You can find the show notes for this episode at https://maplemoney.com/courtmodernfimily

This week’s episode was brought to you by EQ Bank. Did you know? You can now transfer money overseas with TransferWise directly from your EQ Bank Savings Plus account. Not only will you benefit from earning 2.00% interest on your savings, but you’ll pay far less for international money transfers. While other banks have a habit of sneaking in markups and extra charges, that’s not something you’ll have to worry about with EQ Bank. To start saving money today, visit https://maplemoney.com/eqbank