The Investing for Beginners Podcast - Your Path to Financial Freedom (By Andrew Sather and Dave Ahern | Stock Market Guide to Buying Stocks like)

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Welcome to the Investing for Beginners podcast. In today's show, we will discuss the art of intrinsic value and how to find value stocks. Learn more about your ad choices. Visit megaphone.fm/adchoices

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Welcome to episode 26 of the Investing for Beginners podcast. In today's show, we discuss the Magic Formula and how it is put together. We break down the numbers and formulas to help you understand this great tool. Learn more about your ad choices. Visit megaphone.fm/adchoices

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Having optimal portfolio diversification for beginners is one of the most difficult strategies to understand. We will discuss this and much more in this session Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to episode 75 of the Investing for Beginners podcast. In today's show, we discuss some of the more recent listener questions. Learn more about your ad choices. Visit megaphone.fm/adchoices

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Welcome to session 24 of the Investing for Beginners podcast. In today's show, we discuss some real life examples of people investing in the stock market and making it big.  Learn more about your ad choices. Visit megaphone.fm/adchoices

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Welcome to episode 36 of the Investing for Beginners podcast. In today's show, we will discuss whether investing in Tesla is a good investment or not. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to episode 40 of the Investing for Beginners podcast. In today's show, we discuss the book "The Richest Man in Babylon" by George S. Clasen. This book is a must-read for anyone who is serious about becoming better at personal finance. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to episode 48 of the Investing for Beginners podcast. In today's show, we will discuss what to look for when a company's stock price is falling and how it could indicate a failing business. Learn more about your ad choices. Visit megaphone.fm/adchoices

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Welcome to episode 69 of the Investing for Beginners podcast. In today's show, we answer some questions from our listeners. We talk about a broad range of topics, including ESPP and Ally Brokerage. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to episode 62 of the Investing for Beginners podcast. In today's show, we discuss personal cash flow. Learn more about your ad choices. Visit megaphone.fm/adchoices

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Studying the SEC form 4 can help you learn a great deal about the insiders of a company and if they are buying or selling. Learn more about your ad choices. Visit megaphone.fm/adchoices

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Welcome to episode 77 of the Investing for Beginners podcast. In today's show, we discuss some of our sell rules and the theories behind them. Learn more about your ad choices. Visit megaphone.fm/adchoices

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Welcome to session 17 of the Investing for Beginners podcast. Today we talk all things cash flow statement. We give you a run down on how to read a cash flow statement and what to look for, and what to look out for. This is an interesting discussion as we dive deep into Berkshire Hathaway's cash flow statement. This statement provides us with the free cash flow that the company can use to reinvest or pay us a dividend. Join us to learn more about cash flow statements and how to unravel some of their mysteries Learn more about your ad choices. Visit megaphone.fm/adchoices

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Welcome to episode 37 of the Investing for Beginners podcast. In today's show, we will discuss Peter Lynch and some of our favorite quotes. Learn more about your ad choices. Visit megaphone.fm/adchoices

Quantitative investing versus qualitative is an ongoing battle but utilizing scuttlebutt investing and numbers is a great way to find awesome companies. In today's session, Andrew and I discuss our thoughts on quantitative versus qualitative. Andrew is very much a numbers guy and I am more a mix of the two. We both agree that using scuttlebutt has its merits but should be used in conjunction with quant investing. If you are enjoying this podcast please subscribe here.  Learn more about your ad choices. Visit megaphone.fm/adchoices

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Baseball and value investing have more in common than you would think. The study of numbers or sabermetrics has had a huge influence on baseball. Similarly, there has been a tremendous influence from quant investing in value investing. Warren Buffett is a very big fan of baseball and he has used that influence to adapt several philosophies from baseball to his investing. Learn more about your ad choices. Visit megaphone.fm/adchoices

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Welcome to Investing for Beginners podcast. In today's episode, we discuss money lessons we would pass on to our 5-year olds. Learn more about your ad choices. Visit megaphone.fm/adchoices

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In session 13 we have a Q&A with Steven who is a beginning investor with some terrific questions about dividends and the forward P/E. Learn more about your ad choices. Visit megaphone.fm/adchoices

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Welcome to the Investing for Beginners podcast! Today's episode we will be having a returning guest of the show for the third time! Brian Feroldi is back to discuss with us all about earnings call, how to approach position sizing, handle you own biases and more. Listen on as Brian's concise way of explaining things will surely leave you valuable insights to hold on to. Timestamps of the episode: -Brian talks about free sources to listen/access earnings call of companies you own and follow. [02:05] -Why pay attention to earnings in the first place? [06:07] -How to approach listening to earnings call if there's a lot of companies to keep tabs to. [07:18] -Brian share his thoughts on position sizing and beginning a starter position. [09:45] -Andrew talks about sunk cost fallacy and how this investing bias will cost you more than you intended to. [16:35] -Differentiating between a good and bad investing decision. [19:29] -Brian discusses Warren Buffet's investing checklist and how it will help individual investors stomach volatility. [22:58] -How to decide what type of investor are you? [30:00] -Learning accounting is a must and Brian emphasizes how crucial it is to learn the language of investing. [32:50] -Brian takes a stab on Patrick O'Shaughnessy tweet on choosing three stocks to teach investing and shares his picks. [36:25] Note: Timestamps may differ and are approximate, depending on your podcast player. Free earnings call sources mentioned in the show: Quartr- https://quartr.com, Tikr- https://www.tikr.com, Seeking alpha- https://seekingalpha.com, Stratosphere- https://www.stratosphere.io Brian Feroldi's Twitter - https://twitter.com/BrianFeroldi His youtube channel- https://www.youtube.com/@BrianFeroldiYT/featured Today's show is brought to you by Shopify: Shopify is the commerce platform revolutionizing millions of businesses worldwide. Whether you're selling children’s books or hand made bracelets, Shopify simplifies selling online and in-person so you can focus on successfully growing your business. This is possibility powered by Shopify. Sign up for a one-dollar-per-month trial period at SHOPIFY DOT COM SLASH “beginners”, Go to SHOPIFY DOT COM SLASH “beginners” to take your business to the next level today. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein You can find the transcript of today's show below: Brian-Ferolid-Discusses-the-Importance-of-EarningsDownload Contact sales@advertisecast.com to advertise on Investing for Beginners podcast. The Investing for Beginners podcast is part of the Airwave Media podcast network. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! Today's episode will be up close and personal! Dave here will be sharing his investing journey to show that you don't need a degree in finance in order to invest in the stock market. He shares his ways in learning investing by himself and how he managed through it all so listen on! Timestamps of the episode: -Dave shares his backstory and shows how you don't need an accounting degree to invest in the stock market. [02:13] -What would make an accounting class interesting? [05:37] -Dave talks about Liberty Media Corp and sets it as an example in making accounting classes interesting. [08:35] -Where to look for the reported financials of a company you're interested in? and how to learn as a beginner? [11:12] -The best way to reinforce your learnings. [16:02] -Dave's favorite part of his investing journey. [19:24] Note: Timestamps may differ and are approximate, depending on your podcast player. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein You can find the transcript of today's show below: IFB265-You-Dont-Need-a-Background-in-Finance-to-InvestDownload Contact advertising@airwavemedia.com to advertise on Investing for Beginners podcast. The Investing for Beginners podcast is part of the Airwave Media podcast network. Learn more about your ad choices. Visit megaphone.fm/adchoices

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Welcome to the Investing for Beginners podcast! In today's episode, we have another round of great listener questions! As usual, we love receiving these types of questions as it refreshes our knowledge in the basics. We will talk about what happens to the money every time you buy a stock, average cost basis, dividend re-pricings and more! Listen on! Timestamps of the episode: -When you buy a stock, where does the money go? Dave and Andrew discuss the structure behind buying, selling and utilizing of shares. [02:13] -What does it mean when a stock price fall?[05:50] -How to cope with your price anchoring bias especially if you have cash to invest and your holdings are above your average costs. [08:10] -Why averaging up your cost basis is much harder to do than averaging down. [15:00] -Are companies lately decreasing their dividends? If so, what does it mean and why you should not be concerned. [17:04] -Why would a company decrease/increase their dividends in general? [20:03] Note: Timestamps may differ and are approximate, depending on your podcast player. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein You can find the transcript of today's show below: IFB266-Where-Does-the-Money-Go-After-Investing-Buying-Companies-Going-UpDownload Contact advertising@airwavemedia.com to advertise on Investing for Beginners podcast. The Investing for Beginners podcast is part of the Airwave Media podcast network. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! Today's episode is a product borne from a large project we're doing the past days which involves metrics and numbers. The topic is about how investors, beginners especially of course, can avoid putting their money in risky investments. So listen on as we talk about the different metrics that are really helpful in determining if a business can pay its dues. Timestamps of the episode: -How could beginners avoid risky investments? Is there such a way? [02:33] -Talking about the interest coverage ratio and what this useful metric mean. [05:19] -Current ratio and why it is such an important one to measure a business' liquidity. [11:00] -Different ways companies service their debts in the short term. [19:27] -Discussing the debt-to-equity ratio and how this metric best reflect a business' long term solvency. [25:12] -A good reminder on picking businesses and capital allocation of the management. [27:29] Note: Timestamps may differ and are approximate, depending on your podcast player. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  To help grow the show, please consider filling out this survey to give us better insights into our listeners preferences, thank you! SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein You can find the transcript of today's show below: IFB267-How-to-Measure-Liquidity-in-InvestmentsDownload Contact advertising@airwavemedia.com to advertise on Investing for Beginners podcast. The Investing for Beginners podcast is part of the Airwave Media podcast network. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! This episode will be a chock full of important names and resources on investing so be prepared! We will go through briefly on a lot of familiar investors (and obscure ones also) and their speeches and shareholder letters and tell you why they're worth your dime to read so listen on! Timestamps of the episode: -Peter Lynch and his investing style of knowing what you own. A classic. [02:27] -Warren Buffett's speeches and his letters [03:52] -Charlie Munger, the OG partner of Buffett that is a league of his own. [05:28] -Howard Marks and his value investing memos: the sane voice amidst the noise. [08:18] -Joel Greenblatt: the best value investor teacher. [11:00] -Terry Smith and his Fundsmith shareholder letters: growth investing. [13:50] -Tom Gayner of Markel, the lowkey investor following Buffett's investing style using insurance float. [15:00] -Jeff Bezos' early Amazon shareholder letters and the persistent focus on free cash flow. [16:33] -Jamie Dimon, CEO of JPMorgan Chase's shareholder letters, the second best to read after Buffett. [18:02] -Mark Leonard's shareholder letters of Constellation software: relentless attention to ROIC, free cash flow and company culture. [19:33] -Bill Ackman of Pershing Capital [21:55] -Nick Sleep and Zacharia Nomad partnership shareholder letters, the pioneer of scale economies shared. [23:15] Note: Timestamps may differ and are approximate, depending on your podcast player. Today's show is sponsored by Rent to Retirement Rent To retirement offers fully turnkey properties that are newly built or renovated, leased & professionally managed, allowing you to invest with confidence out of state. They have single family, multi-family, new build & syndication opportunities across multiple markets. Rent To Retirement assists investors in learning how to build a comprehensive business plan with the best investment & tax strategies to achieve financial freedom through real estate investing! To learn more, visit RentToRetirement.com/BEGINNERS. That's Rent T-O Retirement.com/BEGINNERS. Or call 800.311.6781 that's 800.311.6781 to learn more about how you can get started investing in some of the best cash flow markets today Bigger Pockets Podcast Want to replace your salary and start your own side hustle to escape the rat race and start OWNING your time? Tune into the BiggerPockets Real Estate Podcast to learn how you can do it too! The BiggerPockets Real Estate Podcast shares REAL stories of everyday Americans who reached financial freedom through real estate investing. Just type in “BiggerPockets Real Estate” on your favorite podcast app! To help grow the show, please consider filling out this survey to give us better insights into our listeners preferences, thank you! Resources mentioned in the show: Most, if not all, can be found here- https://www.stratosphere.io/fund-letters/ Charlie Munger's speech transcript on the Psychology of Human Misjudgment- https://jamesclear.com/great-speeches/psychology-of-human-misjudgment-by-charlie-munger Joel Greenblatt's Columbia class notes transcript- https://focusedcompounding.com/wp-content/uploads/2018/03/Joel-Greenblatt-Class.pdf Howard Marks' memos- https://www.oaktreecapital.com/insights/memos For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein You can find the transcript of today's show below: IFB268-Beyond-Books-The-Best-Reading-Resources-for-InvestorsDownload Contact advertising@airwavemedia.com to advertise on Investing for Beginners podcast. The Investing for Beginners podcast is part of the Airwave Media podcast network. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! In today's episode we will discuss a great listener question extensively as it encompasses a lot of key ideas such as mental states, diversification, valuations, and more! So listen on! Timestamps of the episode: -The stock market is less like chess and more of a game of poker. [02:04] -Using VTI v6 to hunt for deep value and why diversification is key here. [08:12] -Long term approach vs deep value, which is better? Case in point: Intel. [13:31] -Why deep value investing is hard and its not all about the numbers. [19:24] Note: Timestamps may differ and are approximate, depending on your podcast player. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  To help grow the show, please consider filling out this survey to give us better insights into our listeners preferences, thank you! SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein You can find the transcript of today's show below: IFB269-VTI-and-BeyondDownload Contact advertising@airwavemedia.com to advertise on Investing for Beginners podcast. The Investing for Beginners podcast is part of the Airwave Media podcast network. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! In this episode, we will talk about a great learning technique pioneered by physicist Richard Feynman and how to apply it into investing itself. This is such an amazing tool as it forces you to go understand what you're learning in its first principles so listen on! Timestamps of the episode: -The Feynman technique and how to use it to become a better investor. [01:53] -Reading the 10k's will always be the start in understanding any business. Also, respecting the too hard pile. [06:45] -The simplest and easiest 10k's for beginners to read. [10:42] -Putting it all together and what to do after understanding the business of a company. What's next? [13:36] -Knowing the risk behind every business is the key. [17:00] -The power of repetition and Charlie Munger's mental model on invert, always invert. [19:21] Note: Timestamps may differ and are approximate, depending on your podcast player. Today's show is sponsored by Rent to Retirement Rent To retirement offers fully turnkey properties that are newly built or renovated, leased & professionally managed, allowing you to invest with confidence out of state. They have single family, multi-family, new build & syndication opportunities across multiple markets. Rent To Retirement assists investors in learning how to build a comprehensive business plan with the best investment & tax strategies to achieve financial freedom through real estate investing! To learn more, visit RentToRetirement.com/BEGINNERS. That's Rent T-O Retirement.com/BEGINNERS. Or call 800.311.6781 that's 800.311.6781 to learn more about how you can get started investing in some of the best cash flow markets today For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  To help grow the show, please consider filling out this survey to give us better insights into our listeners preferences, thank you! SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein You can find the transcript of today's show below: IFB270-Knowing-the-Name-of-a-Thing-Knowing-the-ThingDownload Contact advertising@airwavemedia.com to advertise on Investing for Beginners podcast. The Investing for Beginners podcast is part of the Airwave Media podcast network. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! Today's episode, we will be joined by the hosts and good friends from the Canadian Investor podcast, Braden Dennis and Simon Belanger to talk with us in a kind of a masterclass session in each of their favorite companies. Listen on and get a crash course in knowing about the complexity of the semiconductor industry and the little known world of snowmobile recreational business. Timestamps of the episode: -Company in focus: ASML, the Dutch semiconductor lithography giant, one of the most important company that exists which no one knows about. [02:30] -Why the semiconductor industry will become less and less cyclical in the coming years and how ASML will benefit from it. [07:10] -The recent sanctions on tech against China, Taiwan-China crisis and how it will affect ASML in the long run. [11:28] -Normalizing the demand ASML is getting and how the ongoing onshoring of chip production away from Southeast Asia will affect them. [13:39] -ASML's rich valuation and geopolitical tie ups. [16:36] -Next company in focus: Texas Instruments ($TXN), an analog semiconductor company that sits in the opposite spectrum of ASML. [20:30] -The difference between analog and digital chips and why being in the analog space benefits TXN a lot. [24:21] -The robustness of TXN's moat, their relentless focus on free cash flow per share and share buybacks.[27:30] -Risks associated in TXN's business and change in management. [35:40] -Last company in focus: Bombardier Recreational products ($DOO), a surprisingly sticky manufacturer of snowmobiles, and personal watercraft. [38:15] -Inventory and high interest rate risk of DOO. [44:25] -A good reminder that you don't need to swing in every single pitch. [49:25] Note: Timestamps may differ and are approximate, depending on your podcast player. Resources and links mentioned in the show: Braden and Simon's own investing podcast- https://open.spotify.com/show/2NG24rv3Mv09EMsIc6rVfs?si=aafee6b1ae95495e The book Dave mentioned- Chip War https://www.amazon.com/Chip-War-Worlds-Critical-Technology/dp/1982172002 Braden's own investing research platform made for retail investors- https://www.stratosphere.io For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  To help grow the show, please consider filling out this survey to give us better insights into our listeners preferences, thank you! SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein You can find the transcript of today's show below: Masterclass-Roundtable-with-Braden-and-SimonDownload Contact advertising@airwavemedia.com to advertise on Investing for Beginners podcast. The Investing for Beginners podcast is part of the Airwave Media podcast network. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! In today's episode, we will be having Andy Schuler, our resident writer and partner in einvestingforbeginners.com blog talk with us about HSAs and other fun stuff especially on picking great ETFs and how to manage an inevitable change in investing philosophy as you go with life. Listen on! Timestamps of the episode: -What is a Health Savings account or HSA in the first place? and how it really is helpful and a must have. [02:20] -Limits and qualifications in opening a HSA account. [04:18] -Fees involved in using the HSA and how to utilize it when the time of need comes. [07:48] -The benefits of HSA among different age groups and why the younger you are the better. [09:56] -The best part of having a HSA account which is underrated. [13:15] -Why Andy's investing philosophy changed and how life undeniably had a hand. [18:05] -Boring is great! Andy shares his process of picking great ETFs. [25:50] -What to absolutely avoid in ETFs [30:35] -The difference between ETFs and index funds. [32:10] -How to manage your portfolio allocation in dealing with ETFs and index funds. [34:15] Note: Timestamps may differ and are approximate, depending on your podcast player. Today's show is sponsored by Rent to Retirement Rent To retirement offers fully turnkey properties that are newly built or renovated, leased & professionally managed, allowing you to invest with confidence out of state. They have single family, multi-family, new build & syndication opportunities across multiple markets. Rent To Retirement assists investors in learning how to build a comprehensive business plan with the best investment & tax strategies to achieve financial freedom through real estate investing! To learn more, visit RentToRetirement.com/BEGINNERS. That's Rent T-O Retirement.com/BEGINNERS. Or call 800.311.6781 that's 800.311.6781 to learn more about how you can get started investing in some of the best cash flow markets today For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  To help grow the show, please consider filling out this survey to give us better insights into our listeners preferences, thank you! SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein You can find the transcript of today's show below: IFB271-Andy-Shuler-Joins-Us-to-Discuss-HSAs-and-ETF-InvestingDownload Contact advertising@airwavemedia.com to advertise on Investing for Beginners podcast. The Investing for Beginners podcast is part of the Airwave Media podcast network. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! This episode is really insightful and special as we will be joined by Dr. Jordan Grumet of the Earn and Invest podcast. There is more to life than money and Dr. Jordan expounds it well with his insights in personal finance especially in making money as a tool and not the end goal itself. Listen on! Timestamps of the episode: -Dr. Jordan shares his story as to why he wrote an investing book for physicians like himself. [02:40] -The biggest regrets in life his patients tell him. Spoiler: Its not about money. [06:20] -How would one go into aligning their own purpose in life to their financial goals. [09:43] -He shares a powerful story of his patient who did something he never regretted in his life. [13:35] -Know what your passionate about first then walk back to your personal finance and structuring around it.[15:22] -How compounding can work not only in money. [24:05] -Why we should not make money our goal but as a tool that helps us realize our true goals. [25:33] -The great concept of slow/coast FIRE (Financial independence, retire early) [30:39] -How writing your own obituary now can make wonders to your life. [33:25] Note: Timestamps may differ and are approximate, depending on your podcast player. Link to Dr. Jordan's work and podcast- https://jordangrumet.com For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  To help grow the show, please consider filling out this survey to give us better insights into our listeners preferences, thank you! SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein You can find the transcript of today's show below: Jordan-Grumet-From-the-Earn-Invest-PodcastDownload Contact advertising@airwavemedia.com to advertise on Investing for Beginners podcast. The Investing for Beginners podcast is part of the Airwave Media podcast networ Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! In today's episode, we will have Brian Feroldi joining us in a first time ever live show here in Cincinnati's economy fire conference. He will discuss the price to earnings ratio which is the most common and known metric in the investing world. Listen on as he talks why solely using the p/e ratio can be bad and when is it useful to be used on. Timestamps of the episode: -Why the price to earnings ratio alone is a bad metric. [01:45] -The different flavors of the P/E ratio with the focus on how the "E" is structured. [04:15] -How the earnings of a company can be misleading which makes the P/E ratio wrong. [07:08] -First reason why a P/E ratio can be misleading: Accrual accounting. [08:12] -Walking back to the overview and relationships of the three financial statements. [11:05] -Second reason: Equity investments will either deflate or inflate earnings [13:50] -Third reason: One time events are mirages and won't happen often. [16:55] -Fourth reason: Unsustainable trends work like boom and bust cycles. [19:58] -Cyclical demand is hard to predict and can be counter-intuitive. [21:27] -Industry dynamics will dictate how a business really earns. [24:42] -Fifth reason: Disruption, knowing this is next to impossible as we live in the most disruptive periods in human history due to fast paced tech innovations. [26:42] -Eight reason: Knowing which phase a company's business growth cycle can be a hit or miss. [29:00] -The most important thing in using the P/E ratio. [34:56] Note: Timestamps may differ and are approximate, depending on your podcast player. Link to Brian's website- https://www.brianferoldi.com Today's show is sponsored by Rent to Retirement Rent To retirement offers fully turnkey properties that are newly built or renovated, leased & professionally managed, allowing you to invest with confidence out of state. They have single family, multi-family, new build & syndication opportunities across multiple markets. Rent To Retirement assists investors in learning how to build a comprehensive business plan with the best investment & tax strategies to achieve financial freedom through real estate investing! To learn more, visit RentToRetirement.com/BEGINNERS. That's Rent T-O Retirement.com/BEGINNERS. Or call 800.311.6781 that's 800.311.6781 to learn more about how you can get started investing in some of the best cash flow markets today Today's show is brought to you by Shopify: Shopify is the commerce platform revolutionizing millions of businesses worldwide. Whether you're selling children’s books or hand made bracelets, Shopify simplifies selling online and in-person so you can focus on successfully growing your business. This is possibility powered by Shopify. Sign up for a one-dollar-per-month trial period at SHOPIFY DOT COM SLASH “beginners”, Go to SHOPIFY DOT COM SLASH “beginners” to take your business to the next level today. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  To help grow the show, please consider filling out this survey to give us better insights into our listeners preferences, thank you SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein You can find the transcript of today's show below: Brian-Ferolid-Joins-Us-to-Give-Us-8-Reasons-the-PE-Ratio-SucksDownload Contact advertising@airwavemedia.com to advertise on Investing for Beginners podcast. The Investing for Beginners podcast is part of the Airwave Media podcast network. Learn more about your ad choices. Visit megaphone.fm/adchoices

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Welcome to the Investing for Beginner’s podcast! In today’s episode, we will turn the gloom and doom of the current “bear” market into something positive for all. Listen on as, Andrew is back with us again in the show (yay), we talk about how to deal with the current market especially on your behaviors and emotions.  Timestamps of the episode: -Bear market “therapy” and your behavior towards the market. [02:43] -How often should you check your portfolio. [04:24] -Dave’s first bought stocks and how it fared [07:50] -Short term chasing will never be good and how detaching from the market will do wonders. [10:22] -Managing your emotions thru the ups and downs of the market. [12:56] -Detaching isn’t easy but doable. [16:15] -Alternative routes in making yourself detached from the market. [19:44] -Great and encouraging words from Andrew on dealing with the current bear market. [22:57] Note: Timestamps may differ and are approximate, depending on your podcast player. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com   www.surveymonkey.com/r/airwave SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein You can find the transcript of today's show below: IFB272-Bear-Market-TherapyDownload Contact advertising@airwavemedia.com to advertise on Investing for Beginners podcast. The Investing for Beginners podcast is part of the Airwave Media podcast network. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginner’s podcast! Today’s episode, we will answer great listener questions which are really diverse and not related to each other. We will discuss our thoughts about the SVB crisis, how to do portfolio allocation and Andrew’s e-letter performance so listen on! Timestamps of the episode: -You don’t have to have an opinion on everything. Stay in your circle of competence. [02:33] -How to properly weigh an allocation on each stock in your portfolio. [06:33] -What is diversification and why its a key in portfolio management. [10:00] -Andrew explains the performance of his monthly e-letter picks and the rational behind it. [14:18] -The evolution of Andrew’s investing from cigar butt style to buy wonderful businesses in fair prices. [17:40] -Investing style is a lifelong process and not immune to change. [20:26] Note: Timestamps may differ and are approximate, depending on your podcast player. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com   www.surveymonkey.com/r/airwave SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein You can find the transcript of today's show below: IFB273Download Contact advertising@airwavemedia.com to advertise on Investing for Beginners podcast. The Investing for Beginners podcast is part of the Airwave Media podcast network. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to episode 72 of the Investing for Beginners podcast. In today's show, we discuss Shareholder Yield, a concept coined by Meb Faber. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! In today's episode we will talk about our all time favorite of answering listener questions! We have three great questions this episode that encompasses safety of your money in brokerage firms, diversified index funds, book recommendations and more! Listen on as we get into these different topics with you as a beginner in mind as always! Timestamps of the episode: -What are the risk in brokerage firms failing? What will happen to your investments if a brokerage goes bankrupt. [01:56] -Would a little bit more of diversification hurt? [05:35] -Owning an all world index fund, what it does for you and why it can be the best. [10:10] -The defensive and enterprising investors, which one are you? [14:35] -Book recommendations to read to expand and know more about financial statements. [19:04] -Good tips and advice in pushing through learning accounting. [22:00] Note: Timestamps may differ and are approximate, depending on your podcast player. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  Here is the link for the show survey mentioned in the episode: www.surveymonkey.com/r/airwave. SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein You can find the transcript of today's show below: IFB274Download Contact advertising@airwavemedia.com to advertise on Investing for Beginners podcast. The Investing for Beginners podcast is part of the Airw Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! Today's episode will all about be dividends! For sure every one wants to receive cash from their hard earned money and dividends is one of those way! Listen on as we discuss about it, everything from what it really is, the perils and the metrics to use. Timestamps of the episode: -What dividends really are and why it compounds best. [02:22] -Where to find dividends' information on financial statement. [04:35] -Why do different companies pay varying amounts of dividends or none at all. [07:10] -How a life cycle of a business determines how much dividends it pays. [10:08] -Metrics and ratios to know in exploring dividends. [14:00] -How the maturity of a business affect the dividend yield. [21:00] -The power and beauty of compounding dividends. [23:35] Note: Timestamps may differ and are approximate, depending on your podcast player. Here is the link for the listener survey mentioned in the show: www.surveymonkey.com/r/airwave. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein You can find the transcript of today's show below: Birds-Eye-View-of-DividendsDownload Contact advertising@airwavemedia.com to advertise on Investing for Beginners podcast. The Investing for Beginners podcast is part of the Airwave Media podcast network. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! Today's episode will be about a series of superb questions from one of our beloved listeners that we came to know! Listen on as we talk a lot about portfolio construction- how to build it up and make it suit the best to your own. Timestamps of the episode: -How to structure and build up your stock portfolio. Spoiler: There is no hard and fast rule. [02:12] -Basic principles to follow in building your portfolio. [07:25] -What's the best way to approach each weighting of a stock in a portfolio. [10:18] -Is there an optimal number of weighting size in portfolio allocation? [15:35] -Mean reversion and doing a lot more activity than one should be. [20:28] -What are closed end funds and would it be beneficial to your portfolio? [26:00] Note: Timestamps may differ and are approximate, depending on your podcast player. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  www.surveymonkey.com/r/airwave. SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein You can find the transcript of today's show below: IFB275-Listener-QADownload Contact advertising@airwavemedia.com to advertise on Investing for Beginners podcast. The Investing for Beginners podcast is part of the Airwave Media podcast network. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! In today's episode, we will take a stab on the income statement, the first part of the three you can read in an annual report or 10ks. This will be a lengthy episode but we promise you it will be a fruitful one! Now listen on as we breakdown to you each line item of the income statement. Let's go! Timestamps of the episode: -Why does the income statement matter? But first diving into what a financial statement really is [02:00] -What is an income statement and how it is structured? [05:18] -Taking a bite on revenues, what is it and what it means with Apple, Starbucks and Netflix as an example. [09:28] -Shifting to earnings as to what they are and how it differs to revenues. [16:56] -What to look for in revenues and making sense its breakdowns. [21:58] -Operating income/expenses, the pure profit of a business. [27:42] -Interest income/expenses, the boon for companies with heavy debt. [35:40] -How to process a lot of this information as a beginner investor. [39:00] Note: Timestamps may differ and are approximate, depending on your podcast player. www.surveymonkey.com/r/airwave. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein You can find the transcript of today's show below: BEV-Income-StatementDownload Contact advertising@airwavemedia.com to advertise on Investing for Beginners podcast. The Investing for Beginners podcast is part of the Airwave Media podcast network. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! Today's episode will be a day zero! Just like Jeff Bezos like to say about Amazon on being always on day 1, this episode will be the day zero for beginner investors! Listen on as we talk about how to kick start your journey into investing! Timestamps of the episode: -The easiest steps beginner investors can do to start. [02:40] -Accounts you would want to open and optimize light in the beginning. [06:08] -Index funds and ETFs are your gateway drug to investing. [09:25] -Common pitfalls of beginner investors. [12:09] -The optimizer heavy: stock picking. [19:00] -The importance of having an inner scorecard and how it will help you stay in the game. [23:28] -10ks or the financial statement: the most important resource for stock pickers. [25:28] Note: Timestamps may differ and are approximate, depending on your podcast player. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  Today's show is sponsored by Rent to Retirement Rent To retirement offers fully turnkey properties that are newly built or renovated, leased & professionally managed, allowing you to invest with confidence out of state. They have single family, multi-family, new build & syndication opportunities across multiple markets. Rent To Retirement assists investors in learning how to build a comprehensive business plan with the best investment & tax strategies to achieve financial freedom through real estate investing! To learn more, visit RentToRetirement.com/BEGINNERS. That's Rent T-O Retirement.com/BEGINNERS. Or call 800.311.6781 that's 800.311.6781 to learn more about how you can get started investing in some of the best cash flow markets today SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein You can find the transcript of today's show below: IFB276-Day-One-As-An-InvestorDownload Contact advertising@airwavemedia.com to advertise on Investing for Beginners podcast. The Investing for Beginners podcast is part of the Airwave Media podcast network. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! Today's episode will be another bird's eye view of one of the most important part of 10ks: cash flow statement! We will breakdown for you each part and how it impacts the business as a whole so listen on! Disclaimer: We highly recommend you listen first to the bird's eye view of income statement to make it easier! Timestamps of the episode: -Why would you care about the cash flow statement? [01:55] -Talking about depreciation and amortization and how it relates in running a business. [03:00] -Important thing to note in a cash flow statement. [07:38] -The three main parts of the cash flow statement and how it relates to each other. [09:22] -Cash from operations: the place where money from the business branches out. [11:55] -Discussing about Capex- capital expenditures: the warm blood that keeps the business going. [24:33] -Understanding the cash flow statement is understanding the capital allocation of a business. [28:55] -Last thoughts in this important part of the financial statement. [35:00] Note: Timestamps may differ and are approximate, depending on your podcast player. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  Today's show is sponsored by Rent to Retirement Rent To retirement offers fully turnkey properties that are newly built or renovated, leased & professionally managed, allowing you to invest with confidence out of state. They have single family, multi-family, new build & syndication opportunities across multiple markets. Rent To Retirement assists investors in learning how to build a comprehensive business plan with the best investment & tax strategies to achieve financial freedom through real estate investing! To learn more, visit RentToRetirement.com/BEGINNERS. That's Rent T-O Retirement.com/BEGINNERS. Or call 800.311.6781 that's 800.311.6781 to learn more about how you can get started investing in some of the best cash flow markets today Shopify What’s incredible to me about Shopify is how, no matter how big you want to grow, Shopify is there to empower you with the confidence and control to revolutionize your business / take your business to the next level. Now, it’s your turn to get serious about selling and try Shopify today. This is possibility, powered by Shopify. Go to SHOPIFY DOT COM SLASH “beginners” to take your business to the next level today. SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein You can find the transcript of today's show below: Birds-Eye-View-of-the-Cash-Flow-StatementDownload Contact advertising@airwavemedia.com to advertise on Investing for Beginners podcast. The Investing for Beginners podcast is part of the Airwave Media podcast network. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! In today's episode, we will discuss what a "moat" means for businesses and why you should take note of it. Listen on as we breakdown to you different kinds of moats and how it protects a business from its competitors! Timestamps of the episode: -What is a "moat" and how it relates to a business like Apple. [02:15] -Identifying what makes a moat and how it protects a business from competitors. [03:45] -How the stickiness of a moat further protects a business from competition. [08:00] -The essence of network effects in a moat- the more the better it becomes! [10:13] -Why economies of scale becomes better the larger a company is. [13:05] -How proprietary technologies strengthens existing moats and drives more value to the business. [15:15] -What price you pay still matters in the end no matter how great a moat a business has. [18:41] Note: Timestamps may differ and are approximate, depending on your podcast player. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein You can find the transcript of today's show below: Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! Today's episode will be another bird's eye view of the last main segment of an annual report or 10k which is the balance sheet! Looked upon as the most boring section among the three but there is more than meets the eye! Listen on as we discussed how important it is and how it drives the value of a business forward. Timestamps of the episodes: -Why should you care about the balance sheet in the first place? [02:13] -Terms to note in looking at a company's balance sheet. [04:04] -Assets and liquidity go hand in hand. [06:36] -How everything balances out in the balance sheet and why it can be confusing at first. [13:20] -Two things investor should focus on the most in reading a balance sheet. [17:27] -Three ways businesses drive value using their balance sheet. [23:17] -The best balance sheet among the three businesses discussed. Spoiler alert: its a fruit. [25:25] Note: Timestamps may differ and are approximate, depending on your podcast player. Book mentioned in the show- Financial Statements: A Step-By-Step Guide to Understanding and Creating Financial Reports by Thomas Ittelson For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein You can find the transcript of today's show below: Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! In today's episode we will be discussing about the doom and gloom surrounding the market and how to deal with it as an investor. How can you filter the noise? Dave and Andrew discussed interesting points on how they cope themselves so listen on! Timestamps of the episode: -How to deal with the current economic environment impacting your investments. [01:55] -What macro really means and to what degree should you care about it. [04:13] -Why timing the market is impossible. [06:33] -The fastest way to grow wealth is to go slow- dollar cost averaging. [12:40] -Can we reliably predict if we are really in a recession? [15:02] -Understanding the businesses you're invested in helps you weather any economic storm. [18:45] -How Andrew and Dave deals with the current macro environment and how it affects their investing decisions. [24:37] -Circle of competence will help you hold on tight in right businesses. Dave takes a bite on Visa as an example. [32:00] Note: Timestamps may differ and are approximate, depending on your podcast player. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! In today's episode it's all about beginner investor mistakes and why you should avoid them like a plague! Listen on as Dave and Andrew discuss timeless mistakes every starting investor makes. Remember, you don't need to pay a high "tuition" price to be humbled by the market! Timestamps of the episode: -Why day trading isn't for every one and probably not for you too. [01:54] -The allure of leverage is doubling your gains but doubling your losses also with the latter happening oftentimes [05:33] -Putting all your eggs in one basket is another sure fire way of losing your money. Remember you're not Warren Buffet. [08:55] -Why timing the market will do you more harm than good. Hindsight is always 20/20. [11:04] -Getting into the "hot" stocks of the day is a bandwagon every beginner investors should avoid. [13:34] -Panic selling shows more of your understanding of the business itself than the market. [16:15] -Buying solely because of the dividend yield is a trap. [20:05] -Watching too much financial news must be avoided like a plague. [22:40] -Following and buying the same stocks as what an online "guru" recommends. [27:23] Note: Timestamps may differ and are approximate, depending on your podcast player. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! Today's episode we will take a bite on a complex topic such as the banking industry. The discussion stemmed from a listener question sent to us about a bank and how to analyze it so of course we are more than happy to go deeper and talk about it. Listen on as we try to simplify as much as possible the jargons surrounding the business of banks. Timestamps of the episode: -Recent rundown on the banking sector and what happened so far. [02:56] -What makes a bank different from a regular business and what are the risks. [05:46] -Key parts in understanding the financial structure of the banking business. [09:30] -Loan quality is everything for banks. Dave shares his "cheat code" in checking one. [18:15] -Why the balance sheet of banks is the most important section of 10k's compared to most businesses. [20:50] -How studying the banking can be overwhelmingly exciting and too much at the same time. [26:15] -Major red flags to look for when analyzing banks especially in the current times. [27:50] Note: Timestamps may differ and are approximate, depending on your podcast player. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! In today's episode, we have another round of great listener questions! As always, we love having these kind of questions directed in our way and this time it's about a problem every investor wants to have while the other one will be on characteristics to look for in a healthy business so listen on! Timestamps of the episode: -A high class problem to have: what to do when a holding of yours increases significantly. [01:45] -Trimming your flowers and watering the weeds is a balancing act that is hard to pull. [07:40] -Practical rules in identifying a healthy business. Business case study: Watsco $WSO [12:28] -The return of invested capital (ROIC as mostly known) is one of the best metric to gauge the efficiency of a business to allocate capital. [20:10] -The price you pay still matter even if it's a great business. [24:37] For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! Today's episode will be a discussion about the top 5 companies in the S&P 500 index specifically on things you may not know about them as a beginner investor. Listen on as Dave and Andrew give interesting facts and tidbits about each companies and how it will propel their value more going forward. Timestamps of the episode: -Apple turns a dollar into three like magic and how it can continue this magic in its business moving forward. [02:10] -Google's stickiness is more "sticky" than you think especially on children today. [08:43] -The amount of cash these tech giants have can be mind boggling and presents a dry powder for ripe opportunities. [14:40] -Microsoft is building behind the scenes platforms that most people don't appreciate much and will be a huge value drive going forward. [16:50] -Amazon web services or AWS as popularly called is a behemoth in cloud services and everybody is playing catch up still until now. [23:20] -Berkshire Hathaway's energy company's scale and size deserves more attention. [28:18] -Dave gives a good advice on beginners in looking to invest in the S&P 500. [33:10] Note: Timestamps may differ and are approximate, depending on your podcast player. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! In today's episode, we will do a back to the basics discussion about building a portfolio from scratch! We all know how daunting it can be starting your own portfolio especially with so much information available now in our age. Don't fret! Andrew and Dave is here to give you insightful tips as they share about how a retail investor can start based on their own experiences also so listen on! Timestamps of the episode: -The idea of building an investment portfolio from scratch. [02:00] -Don't put all your eggs in one basket! [03:25] -Different sectors of the stock market that are available for beginner investors. [05:17] -Diving in sectors you're passionate with is a good starting point. [10:45] -How to cope and not succumb in FOMO with the hottest sectors of the day. [13:25] -Position sizing is often overlooked and must be given thought when starting a portfolio. [17:45] -The importance of letting your winners run and how it is a good problem to have. [21:05] Note: Timestamps may differ and are approximate, depending on your podcast player. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  Today's show is brought to you by: Shopify What’s incredible to me about Shopify is how, no matter how big you want to grow, Shopify is there to empower you with the confidence and control to revolutionize your business / take your business to the next level. Now, it’s your turn to get serious about selling and try Shopify today. This is possibility, powered by Shopify. Sign up for a one-dollar-per-month trial period at SHOPIFY DOT COM SLASH “beginners”, ALL LOWERCASE. Go to SHOPIFY DOT COM SLASH “beginners” to take your business to the next level today. SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! In today's episode we have another round of great listener questions! The topics encompasses a lot of areas, from how one under 18 can start into investing to what taxes will affect your retirement accounts. Again, we are always thrilled to answer your questions so listen on! Timestamps of the episode: -A question in Portuguese and a relevant one at it: How people under 18 can start investing? [02:20] -How does compounding really work? Is the starting size relevant? [05:49] -Using a windfall to invest or pay down debt will always be a subjective choice. [09:50] -Staying in the game as long as possible is more important [12:56] -Dollar cost averaging should be the way for most people. [17:15] -Different taxes involving lump sum inheritance money. [19:19] -How the ROTH IRA and traditional IRA are being taxed and why you should take note of it. [23:52] -Best places to research on about different individual retirement accounts and what will fit your needs. [26:18] Note: Timestamps may differ and are approximate, depending on your podcast player. Link to our previous episodes talking about starting on IRA's and more. Start here on IFB60 to 64-https://open.spotify.com/episode/2TBUfRy0dWRv4ewzZYVxl8?si=64e05b3a21c440d2 For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! Today's episode we will have a special repeat guest with us, Evans from mymoneymarathon.com to discuss everything about ETFs. We will dive into the structure of what makes an ETF different from other investments, where to research and much more so listen on! Timestamps of the episode: -What are ETF's and how does it differ from an index fund? [02:27] -The things to look for when choosing the right ETF for you. [05:12] -Best places to research on different ETF's like structure and expense ratios. [08:30] -Why an ETF is a great way to have an exposure to a particular industry you like with less volatility and risk. [12:22] -Risks involving in investing on ETF's and why you should be wary on "overdiversifying" [19:10] -How to start building your own ETF portfolio for beginners. [24:29] -The ideal number of ETFs you should own. [28:18] -Tracking your performance in your ETF portfolio and how often you should monitor it. [34:33] Note: Timestamps may differ and are approximate, depending on your podcast player. Evan's website- https://mymoneymarathon.com For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! In today's episode, we will do a bit of introspection and looking back on the lessons we learned in investing for several years especially on misconceptions and how we value stocks so listen on! Timestamps of the episode: -Misconceptions Dave and Andrew realized throughout the years in investing. [02:18] -Volatility can be your friend! [05:13] -Things or "voices" beginner investors should avoid at all costs. [08:12] -Knowing the incentives of the people you listen to is really important. [11:48] -Investing in yourself, rather than focusing a lot on the best stocks, is a much underrated advice in the investing world. [13:40] -How Dave's and Andrew's thinking about "numbers" in looking for great stocks evolved throughout the years. [19:00] -Curiosity can go a long way especially in investing. Dave used it a lot to his advantage. [21:40] -Why you should always avoid FOMO like a plague. [24:43] -A misconception you have to buy all the big names to get the best returns in the stock market. [29:48] -The best takeaway of Andrew from investing for several years. [31:10] Note: Timestamps may differ and are approximate, depending on your podcast player. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! Today's episode will be a really interesting one and also a timeless topic for every investor out there! Joining with us will be Benjamin Tan from enneagraminvesting.com where he will share great insights into different investing psychology, how it matters and more so listen on! Timestamps of the episode: -Benjamin Tan shares his roots and explains how human psychology intersects with investing in the form enneagrams. [02:03] -What is the idea behind an enneagram and how it can be used to encapsulate investor types. [05:37] -The nuances of different investor types and how it can bleed into one another. [08:43] -How knowing your investing personality will greatly help you make more informed and better decisions [11:05] -Discovering your blind spots and biases is a lifelong process and can change a lot over time. [15:08] -Taking a hard look into ourselves is easier said than done. Embracing weaknesses is not popular at all.[19:16] -The challenges in using a personality test to become a better investor. [24:56] -Understanding your own psychology is counterintuitively more important than focusing on returns. [27:05] Note: Timestamps may differ and are approximate, depending on your podcast player. Benjamin Tan's website- https://www.enneagraminvesting.com Know your investor psychology type! - https://www.enneagraminvesting.com/free-enneagram-test For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! In today's episode, we will be talking about proxy statements! An underrated but an important financial disclosure that let you peek deeper into the incentives of every company management. Listen on as we take a deep dive on this often overlooked financial statement. Timestamps of the episode: -What is a proxy statement and how it relates to the management? [02:10] -An example of a management that is aligned with its shareholders: $ADYEN [07:16] -Rules of thumb in checking incentives of a company's management. [11:54] -A fair way of using incentives to align management with shareholders. [15:45] -The opposite side of the fence: How not to use incentives. [18:00] -How Andrew looks at management ownership and whatnot. [22:29] -Looking beyond the proxy statements: competition, structure and more. [29:33] Note: Timestamps may differ and are approximate, depending on your podcast player. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com   SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to episode 56 of the Investing for Beginners podcast. In today's show, we discuss the new GAAP earnings rules that Warren Buffett brought to life in his most recent shareholder letter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! This episode we have one great listener question! Even though this topic is more geared towards employees who have an investment program within their company the discussion towards the end of the show about diversification is a must listen! Timestamps of the episode: -What is an Employee Stock Purchase Plan (ESPP) and how it benefits you as an employee. [02:00] -How to prioritize the different investing benefits of your employer. [05:48] -Read the fine print of your employer stock plan as it can be a case to case basis. [10:00] -The best way to think about the diversification of your investments especially as an employee. [13:25] -Why diversification is mostly for everyone. Remember, you're not Charlie Munger. [18:48] Note: Timestamps may differ and are approximate, depending on your podcast player. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! Today's episode will be all about memos! And its from an investor we all admire and glean wisdom from. Howard Marks' memos are timeless pieces of investing advice that can range from when to sell into macro forecasting. Listen on as we talk our fave memos and discuss the insights we learned from it! Timestamps of the episode: -Who Howard Marks is and why you should listen and read his memos. [02:05] -Selling a position is much harder than buying or starting one. Andrew and Dave shares their thoughts. [03:38] -Strategies to deal with your emotions in investing. [11:10] -Examples of metrics to help gauge a business's performance. [12:23] -The different stock market cycles, its ebb and flow. [16:37] -How narratives can change fast and easily- "This time is different" [21:48] -Macro forecasting and weather forecast are one and the same. [25:50] -Closing thoughts on why to read more of Howard Mark's memos. [34:05] Note: Timestamps may differ and are approximate, depending on your podcast player. Howard Marks' memos- https://www.oaktreecapital.com/insights/memos For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! In today's episode we will talk about leverage and how it is being used in investing- the good and the bad, but mostly bad. Listen on as we go around the topic of debt and why in investing it is best to stay away from it even with the allure of higher returns. Timestamps of the episodes: -The Rich Dad, Poor Dad book by Robert Kiyosaki and how it teaches financial independence [02:22] -Pitfalls and upsides of using debt in investing. [05:03] -The cruel reality of using leverage and how it correlates with real estate investing. [11:15] -The illusion of running your own business. [14:55] -Using the leverage from your own home to buy investment properties. [18:50] -The liquidity problem of real estate properties. [24:55] -Why investing with a margin of safety will always be a good rule to follow. [27:44] Note: Timestamps may differ and are approximate, depending on your podcast player. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to Investing for Beginners podcast! Today's episode will be another round of great listener questions! As we've always said, we love receiving listener questions as it compels us to revisit important basic concepts in investing and also take deep dives into interesting topics so keep it coming guys! For this episode, we will talk about best pieces of advice for beginners in choosing their first stocks, the home country bias and a financial ratio that is often overlooked. Listen on! Timestamps of the episode: -The best piece of advice for beginners buying their first stocks. [02:20] -There's nothing wrong being an indexer. [06:55] -Why as a beginner, it's not bad having a home country bias. [08:30] -Taxes to consider when investing internationally. [16:28] -What is a payout ratio? and how high it should be. [18:00] -The risks of having a high payout ratio and how it stunts a growth of a business. [22:48] -Why Visa and Apple are great examples of a great business with a low payout ratio but brings great returns. [25:37] Note: Timestamps may differ and are approximate, depending on your podcast player. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! In today's episode, its all about the skepticism of a beginner investor and how to overcome it. We delve into the most common hurdles and misconceptions why people won't start investing like starting capital, lack of patience and more so listen on! Timestamps of the episode: -How underrated stocks can be as a source of passive income. [02:50] -What drives stock returns? [05:26] -Why stable dividends provide a floor in a stock's price. [08:30] -Patience is in short supply in the investing world. [10:35] -The fastest to grow your wealth is to go slow. [13:00] -Index funds is the way for the majority of people out there. [15:50] -Another underrated force of wealth creation: the power of compounding. [18:00] -Leveraging today's different tools to start your compounding journey. [22:00] -The best time to invest is now, not tomorrow but now. Just get started. [26:40] Note: Timestamps may differ and are approximate, depending on your podcast player. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  Today's show is sponsored by Shopify: Shopify is the commerce platform revolutionizing millions of businesses worldwide. Whether you’re a garage entrepreneur or IPO-ready, Shopify’s the only tool you need to start, run, and grow your business WITHOUT the struggle. This is possibility powered by Shopify. Signup for a one-dollar per month trial period at Shopify.com/beginners. Go to Shopify.com/beginners to take your business to the next level today. SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to Investing for Beginners podcast! In today's episode, we will talk about the five financial ratios every investor, beginner or not, should know! There's a multitude of ratios out there and each has their own purpose but we believe that these five are the most important and should be in every investor's arsenal in valuing a business so listen on! Timestamps of the episode: -The most popular metric of them all: The price to earnings ratio (P/E) [02:00] -The limitations of using the p/e ratio and the justification it gets depending on each industries it belongs. [04:33] -Defining the price to free cash flow ratio (P/CF) and why it is a more superior ratio than P/E. [09:27] -How to calculate the p/e and p/cf ratios into earnings yield. [14:52] -Now into the efficiency ratios: Return on Equity (ROE) and Return on Invested Capital (ROIC) [15:45] -Why always looking in a longer timeframe helps visualize the impact of ratios in a business. [21:38] -Balance sheet ratio: Debt to equity (D/E) [24:40] -The importance of knowing the context behind the d/e numbers and how it differs across each industry average. [27:04] -What is an interest coverage ratio and what it tells you. [31:15] Note: Timestamps may differ and are approximate, depending on your podcast player. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  Today's show is sponsored by: Rocket Money Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to RocketMoney.com/BEGINNERS. SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! Today's episode will be a special one as we have an awesome guest in the show! Karen Finerman, Metropolitan Capital Advisor's hedge fund manager and a panelist in CNBC's Fast money show, will be gracing us today with her investing journey, mistakes and wisdom throughout the years in different market cycles. She also has an upcoming podcast (already published at the time this episode goes live) named "How She does it which talks about having conversations with female leaders in all industries who make their own space and build their careers in unique ways. It was such a pleasure having her in our show and was a gem of insights not only in investing but life in general also so listen on! Timestamps of the episode: -Karen shares her investing journey from wanting to become a gymnast into doing risk arbitrage trading and being successful in a male dominated finance industry. [02:26] -Why always thinking about the downside matters. Karen talks about an expensive lesson she learned from investing. [05:36] -How to rationally handle your investing failures and make use of it. [07:49] -Why the current market conditions does not surprise Karen. [10:15] -How Karen's investing style changed throughout the years. [12:10] -Withstanding market swings and irrationality. How to overcome when the market narrative is against your stocks. [16:40] -Being in the age of hyper information does not help in giving you an edge as an investor. [21:44] -Key pieces of information that are more signal than noise in the markets. [24:14] -The best way of weighing investing risk vs reward in picking individual stocks. [29:18] -When to sell: the underrated hardest thing to do in investing. [34:05] -Karen shares the story behind her podcast, "How she does it" and how it empowers women in different industries. [36:50] -The most important lesson she taught her daughters. [39:15] -Karen talks about an amazing endeavor of a guest in her podcast which is awe inspiring to be honest. [41:20] Note: Timestamps may differ and are approximate, depending on your podcast player. Karen Finerman's podcast - https://open.spotify.com/show/2bDVlf5r5Rocbq0xZCK2JE?si=36c4dfc0aa4d4404 For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! Today's episode will be all about multiple expansion- what it means and how it will impact the business you're investing in! The "multiples" term is always being thrown around by talking heads on tv and people in the investing community and we know how it can be confusing at times especially for beginners so listen on as we discuss each facet of it. Let's go! Timestamps of the episode: -What a “multiple” term mean in the investing word. [01:54] -The importance of knowing the driver behind every multiple expansion. [04:33] -How market expectations are baked into the multiples of a business. [05:45] -Other impact drivers that can move a business’s multiple expansion. [09:02] -If there’s multiple expansion, there exists also a compression. $META being the prime recent example. [14:40] -How the price to book ratio can be a good multiple to gauge cyclical businesses. [21:14]  -The dangers of being fixated on the multiple expansion/compression game. [23:50] -Value investors are also victims of the multiples game. [28:30] Note: Timestamps may differ and are approximate, depending on your podcast player. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! Today's episode, we will explore and think outside the box and do scuttlebutt investing! As Peter Lynch's timeless quote says, "Know what you own" scuttlebutt investing is more or less the same- you get on the ground and research the company personally. Listen on as we discuss this boots on the ground style of investing and how it can help one greatly in gaining a deeper understanding of a business plus its pitfalls also! Timestamps of the episode: -What is "scuttlebutt" investing and why qualitative analysis must be about thinking outside the box. [02:26] -Always be observant of businesses around your "orbit" [05:20] -How taking scuttlebutt investing too far can be myopic to your investing. Living in your own bubble. [10:27] -Ways to extend your scuttlebutt bubble and reduce tunnel vision. [12:50] -Nothing beats doing research of a company through its employees. [19:25] -Why Glassdoor is such an important tool doing management/culture scuttlebutt. [22:27] -Another great tool for scuttlebutting: Tegus, a professional service doing management interviews [24:05] -Insider trading can be an unintended pitfall of doing scuttlebutt investing. [25:10] Note: Timestamps may differ and are approximate, depending on your podcast player. Glassdoor website- https://www.glassdoor.com Tegus- https://www.tegus.com For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  Today's show is sponsored by Babbel: Get 55% off your Babbel subscription at Babbel.com/BEGINNERS. SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing For Beginners Podcast! In this episode, we have a special guest, John Rotonti, who shares valuable insights on the importance of Return on Invested Capital (ROIC) in determining the intrinsic value and growth potential of a company. John explains that if the ROIC is higher than the cost of capital, it leads to growth and increases intrinsic value. If it is equal, growth is neutral, and if it is lower, growth destroys value. He also breaks down the formula for calculating the economic spread or excess return spread, which is ROIC minus the cost of capital. Throughout the episode, John emphasizes the significance of a high ROIC and a higher economic spread for companies. He highlights how revenue growth, especially organic growth, plays a crucial role in driving intrinsic value growth for companies with a high ROIC higher than the cost of capital. 00:04:49 Thorough research and analysis process for investing. 00:10:08 Watch list, market sell-off, network, investor letters. 00:16:57 Checklist for investing in businesses with tweaks. 00:23:26 Free cash flow yield is the best predictor of future returns, according to multiple studies. To calculate normalized free cash flow, consider factors like cash inflows from selling off businesses. Another method is total shareholder return (TSR), which includes dividend yield and earnings per share growth. Models like discounted cash flow (DCF) and reverse DCF can help estimate fair values. Additionally, analyzing acquisition multiples in the industry can provide insights. 00:35:26 DCF is a discounted cash flow model used to estimate future cash flows. It involves forecasting cash flows over a period of 5-10 years and then projecting them into perpetuity. The value of an asset is determined by the present value of future cash flows, which is calculated through discounting. Three key factors to consider are the size, timing, and riskiness of the cash flows. Building a DCF involves modeling revenue growth, EBIT margins, tax rates, and subtracting reinvestment to determine free cash flows. These cash flows are then discounted using a chosen discount rate. The sum of the present values of these cash flows, along with the terminal value, gives the enterprise value. By subtracting debt and adding cash, the equity value can be determined. Dividing by the number of shares gives the intrinsic value per share. Different scenarios can be explored to determine a range of fair values. 00:46:04 ROIC and free cash flow drive value. 00:51:09 Higher ROIC generates intrinsic value growth through growth. 00:59:01 New Constructs provides accurate financial metrics data. 01:02:11 PE ratios and free cash flow multiples are commonly used by people, but they are often misunderstood. However, understanding the three drivers of the multiple - earnings growth, return on invested capital, and risk - can make them useful. Examples show how different growth rates and cost of capital affect justified PE ratios. As the cost of capital increases, the justified PE ratio decreases. It's important to understand these drivers to make sense of multiples. You can find more John here on Twitter @JRogrow For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! We have another great listener episode! As always, we love hearing from you guys and ask us questions. Today's listener episode will be about dollar cost averaging, sizing your bets and everything you need to know about 401k investing! Listen on as Andrew and Dave give their insights especially on the right ways to correctly size your bets and why you should or not trim your winners. Timestamps of the episode: -How to use dollar cost averaging (DCA) in spreading your bets on the best opportunities. [02:14] -Don't give in to the itch of trying to find the next best idea as sometimes you can find it really close by. [07:55] -Where to find more info on the funds offered in your 401K and how to approach them. [09:10] -Universal rules in 401K investing and why every beginner should know about this. [11:56] -How to correctly size your bets in your investment portfolio. [15:15] -Should you let your winners run? or trim until your stomach can manage? A good problem to have.[21:10] -A pitch on Andrew and Dave's amazing newsletters. [27:05] Note: Timestamps may differ and are approximate, depending on your podcast player. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein You can find the transcript of today's show below: IFB296-Listener-QA-–-Dollar-Cost-Averaging-Portfolio-ManagementDownload Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! In today's episode, we have a bunch of great listener questions and this time its from Spotify! A great feature to connect listeners and hosts so keep the questions coming! The episode today will revolve around a few important topics namely the timing of your investments, time horizon, portfolio allocation and more so listen on! Timestamps of the episode: -Is it too late to invest in your Roth IRA? [02:10] -Your investment time horizon dictates your portfolio mix. [05:40] -Being scared in investing vs investing the money you can't afford to lose. [08:38] -Is there even a safe way to invest? [12:51] -There is no magic number in portfolio allocation. It is whatever that makes you sleep well at night. [15:17] -It's always the consistent habit of putting money to work that compounds wealth. [20:13] -Taking profits out of your ROTH IRA's, is it sensible to do it now? [20:42] Note: Timestamps may differ and are approximate, depending on your podcast player. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com  Today's show is sponsored by: Rocket Money: Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to RocketMoney.com/BEGINNERS. Babbel: Get 55% off your Babbel subscription at Babbel.com/BEGINNERS. Shopify: Sign up for a one-dollar-per-month trial period at SHOPIFY DOT COM SLASH “beginners”, ALL LOWERCASE. Go to SHOPIFY DOT COM SLASH “beginners” to take your business to the next level today. SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein You can find the transcript of today's show below: IFB297-Listener-QADownload Learn more about your ad choices. Visit megaphone.fm/adchoices

DRIP investing is one of the untapped resources to investors. It can be one of the keys to growing your wealth. Compounding is one the eight wonders of the world, according to Albert Einstein. Utilizing it with DRIP investing is a great way to double compound your investments. We will discuss this and much more in today's session. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to episode 63 of the Investing for Beginners podcast. In today's show, we continue our series on Personal Finance. This episode we will discuss how to develop your own investment lifestyle. Learn more about your ad choices. Visit megaphone.fm/adchoices

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Learn about which asset allocations that could be right for the conservative investor. Find out about value investing returns versus the markets as well as the differences in IRAs and what is best for your portfolio. Learn more about your ad choices. Visit megaphone.fm/adchoices

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