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Explore every episode of The Daily Churn

Dive into the complete episode list for The Daily Churn. Each episode is cataloged with detailed descriptions, making it easy to find and explore specific topics. Keep track of all episodes from your favorite podcast and never miss a moment of insightful content.

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1–50 of 75

Pub. DateTitleDuration
10 Aug 2022Ep 29 - July Recap00:37:08

Massive month thanks to a couple huge bonuses posting, plus some painful lessons learned buying and selling a car in the current crazy market.

  • (1:14) - Banks (WF biz + personal, Chase biz, Huntington biz, First Tech, Albert, Juno)
  • (15:46) - Credit cards (WF biz, US Bank Triple Cash, Chase Ink Unlimited)
  • (18:17) - Cashback (Capital One VRBO, mealkits offers)
  • (20:57) - Cellphones (Visible)
  • (21:52) - Selling a used car (Carvana vs. CL, FB, OfferUp, etc.)
  • (26:42) - Buying a new car (car dealerships... 😬)
  • (36:05) - Final tally ($4,488)

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02 Aug 2021Ep 5 - July Recap00:17:58

Detailed breakdown of the past month's churning efforts across credit cards, bank bonuses and brokerages.

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Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

19 Sep 2023Ep 49 - Ally & Fidelity: Best Hub Accounts for Churning00:39:46

Deep-dive into the unique features that make Ally and Fidelity the best hub accounts for churning bank and brokerage bonuses.

  • (3:54) - Ally $200 checking bonus
  • (4:45) - Ally savings account
  • (6:16) - Ally transfer limits & volume 🚀
  • (7:40) - Ally scheduling & automation
  • (9:17) - Ally same-day ACH transfers
  • (12:19) - Ally quirks
  • (13:30) - Fidelity $100 bonus
  • (14:12) - Fidelity Bloom $135 bonus
  • (15:02) - Fidelity Cash Management Account
  • (17:55) - Fidelity CMA vs Brokerage
  • (21:03) - Super fast account opening 🕺
  • (22:32) - ACATS stocks into Fidelity
  • (24:27) - ACATS stocks out of Fidelity
  • (28:47) - Fidelity P2 stock transfers
  • (30:18) - Fidelity zero-fee index funds
  • (33:07) - Fidelity free HSA
  • (33:37) - Fidelity vs Vanguard
  • (35:11) - Fidelity subreddit 🤯


------------------

📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

⚡️ View the live churn tracker for real-time updates on all the churns as they happen

🔒 Subscribe to Deal Alerts to get notified of sensitive deals, plus get access to the private Discord chat group

------------------

♡ Enjoy this episode?

💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

06 Sep 2021Ep 10 - Southwest Companion Pass00:25:50

After 8 years and $25K+ of free flights, some thoughts and tips on securing companion pass for 2022/23.

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Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

20 Feb 2024Ep 58 - How To Book ANA & Japan Airlines First & Business in 202400:45:33

Deep dive into the current state of ANA award bookings, new alternatives from Japan Airlines, why Cathay Pacific is the best JAL partner, plus tips for booking.

  • (04:02) - ANA 2024 Update
  • (16:22) - New alternative: Japan Airlines
  • (24:44) - Why Cathay Pacific is the best JAL partner
  • (29:47) - More Cathay Pacific Benefits
  • (32:25) - Cathay x JAL Booking Process & Quirks


------------------

📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

⚡️ View the live churn tracker for real-time updates on all the churns as they happen

🔒 Subscribe to our private Discord community

------------------

♡ Enjoy this episode?

💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

06 Feb 2024Ep 57 - January Recap: $3,052 + 362,500 Points00:56:31

TMobile Keep & Switch shenanigans, better Capital One offers, Amex Platinum retention strategy, Robinhood unlimited 1% and 3% transfer matches, increased Upgrade and M1 referral bonuses, HelloFresh 75% mailers, and much more!

  • (00:00) - January Update
  • (05:15) - Credit Cards
  • (23:47) - Brokerages
  • (38:50) - Banks
  • (44:01) - Cellphones
  • (47:46) - Mealkits
  • (52:35) - Final Tally


------------------

📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

⚡️ View the live churn tracker for real-time updates on all the churns as they happen

🔒 Subscribe to our private Discord community

------------------

♡ Enjoy this episode?

💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

05 Dec 2023Ep 54 - November Recap: $1,724 + 250K Marriott00:59:52

Black Friday haul 😤, major Hyatt & Avis news, 190K Amex Biz Plat hacks, tips for Southwest recons, increased Venture X bonuses, Kona mini trip report, HelloFresh free box codes, ACA silver plan updates, and much more!

  • (01:45) - News & Updates (ACA Silver Plans)
  • (04:08) - Award Travel (Hyatt, Avis, Hawaii, Premier Collection)
  • (09:42) - Discounts & Freebies (Black Friday, RedCard, Amex Offers, Starbucks, HelloFresh)
  • (25:13) - Credit Cards (Amex Biz Plat, Southwest, Venture X, Marriott)
  • (36:16) - Banks (Unify, Ally, KeyPoint, Upgrade, SecurityPlus, Laurel)
  • (44:03) - Brokerages (MooMoo, WeBull)
  • (45:37) - Final Tally (1,724 + 250K Marriott)
  • (46:26) - Hawaii Trip Report
  • (53:57) - Premier Collection Trip Report


------------------

📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

⚡️ View the live churn tracker for real-time updates on all the churns as they happen

🔒 Subscribe to Deal Alerts to get access to private deals & Discord

------------------

♡ Enjoy this episode?

💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

20 Sep 2021Ep 11 - National Car Rental00:20:32

Tips and tricks for maximizing National's amazing Executive status for free upgrades and discounted rentals.

------------------

Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

17 Sep 2024Ep 71 - Four Days in Japanese Jail: Part 300:45:47

Part 3 of the Japanese Jail saga.

In January of 2020, I was arrested in Tokyo and spent four days in Japanese jail. This is the story of what happened, told in words and photos.

For photos, view the full shownotes online at thedailychurnpodcast.com

  • (00:55) - Recap of Previous Episodes
  • (02:18) - Meeting Megumi
  • (12:53) - Life in Japanese Jail
  • (22:38) - A Day with the Prosecutor
  • (31:00) - Shinigawa Nanaban
  • (40:14) - Ups and Downs


Japanese Jail series -

Part 1

Part 2

Part 4

------------------

📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

⚡️ View the live churn tracker for real-time updates on all the churns as they happen

🔒 Subscribe to our private Discord community

------------------

♡ Enjoy this episode?

💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

11 Jul 2023Ep 45 - Deal Alerts & June Recap00:43:02

Exciting news on a new Deal Alerts feature, along with a detailed breakdown of $1,410 + 195K worth of churns in June, including the massive MooMoo referral bonus, new Chase Ink Preferred offer, RedCard news, Prime Day & more!

  • (1:43) - News (Deal Alerts, Target RedCard, Prime Day, Dell, Marriott, Costco)
  • (10:57) - Brokerages (MooMoo, UNest)
  • (18:04) - Banks (Wells Fargo, US Bank, Chase, Oxygen, Laurel, I-Bonds)
  • (24:34) - Credit Cards (IHG, Ink Preferred, Leverage, Hilton, Marriott)
  • (33:04) - Freebies & Discounts (Bilt, Lyft, Cap1, DoorDash, Southwest, Amazon)
  • (36:13) - Final tally ($1,410 + 195K Points)
  • (36:57) - Deal Alerts beta 🔒


------------------

📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

⚡️ View the live churn tracker for real-time updates on all the churns as they happen.

------------------

♡ Enjoy this episode?

💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

04 Jan 2022Ep 18 - End of Year Recap00:41:50

Season finale! Detailed breakdown of December churns along with a final year-end tally for 2021, plus a bonus recap on how the podcast is doing and some lessons learned making the show.

  • (1:13) - Cell phones (iPhone 13, Boost, Visible)
  • (8:36) - Bank updates (Chase Biz, HMBradley, I-Bonds, Lili)
  • (18:37) - Credit cards (SW Performance, Hyatt Biz)
  • (23:02) - Westin Kona mini-review (Marriott travel cert, Amex offers)
  • (28:47) - Brokerages (Nadex)
  • (29:06) - December tally ($647)
  • (29:36) - 2021 tally ($10,497 + 150K Amex + 125K UR)
  • (32:04) - Bonus: podcast recap

------------------

Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

17 Nov 2023Ep 53 - The Big Churn: ACA Health Subsidies00:36:50

First in a multi-part series on churningFIRE, diving deep into early retirement hacks that make FIRE more attainable, and why having a churning mindset is particularly useful.

  • (0:00) - Intro to churning healthcare
  • (6:40) - How ACA actually works
  • (9:57) - Health plan tiers
  • (11:05) - Subsidy #1: Premium Tax Credit
  • (18:17) - Subsidy #2: Cost Sharing Reduction
  • (26:24) - Churning retirement


------------------

📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

⚡️ View the live churn tracker for real-time updates on all the churns as they happen

🔒 Subscribe to Deal Alerts to get access to private deals & Discord

------------------

♡ Enjoy this episode?

💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

06 Dec 2021Ep 16 - November Recap00:20:11

Detailed breakdown of November churns across banks, brokerages, credit cards, cell phones, and cashback sites.

  • (0:37) - Banks (Chase Bus, Lili, Treasury Bonds)
  • (6:38) - Brokerages (Charles Schwab, Nadex)
  • (8:44) - Credit cards (SW Premier)
  • (10:53) - Cell phones (BB, Costco, Visible)
  • (14:45) - Cashback (BeFrugal, Rakuten)
  • (18:52) - Final tally ($2,012)

------------------

Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

01 Dec 2022Ep 37 - November & Black Friday Recap: $3,880 from Banks, Mealkits, Cellphones & More00:55:22

Jam-packed episode covering huge bonuses from Huntington, Upgrade and Chase, plus holiday deals & discounts from Amazon, Target, Wayfair, HelloFresh, Green Chef, Visible, Mint and more!

  • (2:29) - Banks (Huntington, Laurel, Amex, Juno, Upgrade)
  • (14:06) - Credit cards (BofA, Venture X, Chase Ink, MS Amex Plat)
  • (19:10) - Black Friday (Liam Neeson x Breadmaker 😤)
  • (26:05) - Discounts & Freebies (Saks, Peacock, Hulu + Disney, Target, Rakuten, Amazon, Wayfair, Starbucks, Peloton)
  • (38:00) - Mealkits (HelloFresh, Blue Apron, Green Chef)
  • (42:03) - Cellphones (Visible, Walmart, Mint)
  • (53:18) - Final tally ($3,880 + 60K Amex)

------------------

📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

⚡️ View the live churn tracker for real-time updates on all the churns as they happen.

------------------

♡ Enjoy this episode?

💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

31 Oct 2022Ep 35 - October Recap: $4,687 from Public, Upgrade, Amazon & More00:34:39

One of the biggest months so far, with massive bonuses from Upgrade & Public, Chase Ink 90K matching, mealkit deals from Home Chef & HelloFresh, plus an (almost) free 55-inch Omni TV on Prime Day.

  • (1:07) - Update on Morgan Stanley
  • (3:51) - Credit cards (Upgrade, Chase, Amex)
  • (12:31) - Banks (Chase, Juno, Laurel)
  • (17:42) - Brokerages (Public)
  • (19:48) - Mealkits (HelloFresh, Home Chef)
  • (23:00) - Freebies (Omni, RedCard, Starbucks, Amazon, TopCashBack)
  • (32:58) - Final tally ($4,687 + 107K MR + 50K UR)

------------------

📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

⚡️ View the live churn tracker for real-time updates on all the churns as they happen.

------------------

♡ Enjoy this episode?

💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

21 Jun 2023Ep 44 - Asking for More: How to Ask for Upgrades, Discounts & Free Stuff00:38:15

Most of us are out of practice, and bad at it. Like public speaking, it's often avoided. So where do people go wrong, what can you do to improve, and how do you apply it to real-life scenarios, like hotel check-ins?

  • (0:00) - Why ask for more?
  • (5:06) - Attitude & Approach
  • (7:58) - Four types of people
  • (12:43) - The Goldilocks Zone
  • (14:13) - Four magic words
  • (20:56) - How to push one extra step
  • (26:11) - When to escalate
  • (28:48) - Recognize openings
  • (31:14) - Get your reps in


------------------

📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

⚡️ View the live churn tracker for real-time updates on all the churns as they happen.

------------------

♡ Enjoy this episode?

💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

16 Aug 2021Ep 7 - Churning FIRE00:17:26

Special episode on churning strategies that can help attain and sustain FIRE (financial independence / retire early).

------------------

Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

17 Jan 2025Ep 75 - 2024 Wrapped: $45,037 + 4.8 Million Points01:22:03

Massive episode covering ALL the things: December churns, full 2024 recap, results from the 2024 TDC Census, state of the podcast, Discord wrapped, 2025 goals, and so much more!

If there's one episode to listen to, it's Japanese jail lol. But this one is a close second. Brace yourselves, it's a big one... 😤

  • (02:36) - Banks
  • (11:31) - Credit Cards
  • (18:39) - Gift Cards
  • (22:27) - Discounts & Freebies
  • (25:32) - December Tally
  • (27:11) - 2024 Tally
  • (45:08) - Census Results
  • (57:43) - Podcast Wrapped
  • (67:41) - Discord Wrapped 


------------------

📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

⚡️ View the live churn tracker for real-time updates on all the churns as they happen

🔒 Subscribe to our private Discord community

------------------

♡ Enjoy this episode?

💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

22 Mar 2024Ep 60 - Booking Award Flights: Best Tools & Workflow01:01:50

Do you have friends or family who pay cash for flights? Are you manually searching and comparing award prices? This episode dives deep into my award booking workflow and compares new tools like PointsYeah and Seats.aero and why they have become an essential part of the process.

  • (07:46) - My workflow
  • (15:47) - Mastering domestic awards
  • (20:39) - Tackling international awards
  • (32:08) - New tools comparison
  • (35:08) - PointsYeah
  • (46:55) - Point.me
  • (50:45) - Seats.aero
  • (53:46) - ExpertFlyer


------------------

📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

⚡️ View the live churn tracker for real-time updates on all the churns as they happen

🔒 Subscribe to our private Discord community

------------------

♡ Enjoy this episode?

💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

05 Nov 2024Ep 72 - Sept + Oct Recap: $4,030 + 540K Points01:00:56

Burning 2 million miles in a month, Amex Platinum hacks, Alaska transfers, SAS EuroBonus challenge 😬, $500 Mercury bonus, Fidelity 21 day holds, Save referral scams, Chase Ink bonuses, PetSmart quadruple stacks, and much more!

  • (01:47) - Trip Report
  • (22:42) - Travel News
  • (32:47) - Amex Hacks
  • (39:43) - Banks
  • (45:55) - Brokerages
  • (50:15) - Credit Cards
  • (53:08) - Discounts & Freebies
  • (58:57) - Final Tally


------------------

📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

⚡️ View the live churn tracker for real-time updates on all the churns as they happen

🔒 Subscribe to our private Discord community

------------------

♡ Enjoy this episode?

💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

12 Sep 2022Ep 31 - Tracker & August Recap00:28:05

Exciting news on a new live churn tracker, along with a detailed breakdown of churns in August.

  • (0:08) - ⚡️ Churn tracker [beta]
  • (1:59) - Banks (Juno, US Bank, Albert, Chime, Amex Biz Checking)
  • (9:47) - Credit cards (WF Biz, Chase Inks, Amex Gold)
  • (14:30) - Brokerages (Nadex, Public)
  • (16:44) - Mealkits (Freshly, HelloFresh, Rakuten)
  • (22:55) - Cellphones (Visible, iPhone 14)
  • (26:22) - Final tally ($904)

------------------

Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

06 Sep 2024Ep 70 - August Recap: $2,269 + 127K Points00:50:55

Current state of Pepper, Chase + US Bank + BofA app-o-ramas, P3 onboarding hiccups, evergreen Hello Fresh codes, MoviePass hacks, Petsmart triple stacks, Kudos boosts, free Chipotle & Chick-fil-A, and much more!

  • (03:25) - Credit Cards
  • (18:54) - Banks
  • (22:04) - Gift Cards
  • (33:00) - Discounts & Freebies
  • (44:28) - Meal Kits
  • (49:07) - Final Tally


------------------

📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

⚡️ View the live churn tracker for real-time updates on all the churns as they happen

🔒 Subscribe to our private Discord community

------------------

♡ Enjoy this episode?

💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

08 Mar 2024Ep 59 - February Recap: $5,628 + 464K Points01:06:45

Massive Robinhood & WeBull transfer bonuses, new Amex 10x dining referrals, Hyatt Destination stealth devals, Marriott & Hilton FNC strategy, Target $50 coupons, increased Upgrade Savings bonus, Pepper 10% GC discounts, and much more!

  • (02:38) - Travel News & Updates
  • (17:30) - Banks
  • (21:44) - Credit Cards
  • (41:49) - Brokerages
  • (51:16) - Meal Kits
  • (53:12) - Discounts & Freebies
  • (64:39) - Final Tally


------------------

📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

⚡️ View the live churn tracker for real-time updates on all the churns as they happen

🔒 Subscribe to our private Discord community

------------------

♡ Enjoy this episode?

💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

18 Oct 2021Ep 13 - Churning SIM Cards00:30:09

In-depth guide to churning Visible and other MVNOs to qualify for discounted phones and super discounted (even free) monthly plans.

------------------

Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

07 Jun 2023Ep 43 - May Recap: $2,660 + 250K Marriott00:40:48

Redeeming Marriot Bonvoy free night certificates in Hawaii, the new I-Bonds rate and alternative 5%+ options for parking cash, an easy hack for half price pet food, why we're transferring all of our brokerage accounts to Fidelity, plus much more!

  • (3:04) - Award travel (Bonvoy Hawaii)
  • (8:19) - Credit cards (Marriott Boundless, IHG Biz, Amex Biz Plat NLL)
  • (10:31) - Banks (US Bank Biz, Oxygen, Laurel)
  • (15:43) - Parking Cash (I-Bonds, Juno, Public)
  • (19:48) - Brokerages (Fidelity, Wells Fargo, Interactive Brokers)
  • (31:31) - Hacks / Discounts / Freebies (Petsmart, Rakuten, Amazon, Bud)
  • (35:36) - News (Redcards, Daily Getaways)
  • (38:48) - Final tally ($2,660 + 250K Marriott)


------------------

📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

⚡️ View the live churn tracker for real-time updates on all the churns as they happen.

------------------

♡ Enjoy this episode?

💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

04 Oct 2021Ep 12 - September Recap00:32:37

Detailed breakdown of September churning efforts across bank bonuses, brokerages, credit cards and misc categories.

------------------

Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

07 May 2024Ep 63 - April Recap: $9,559 + 5K Points00:43:17

US Bank quadfecta app-o-ramas, Amex 10x & Chase 7x dining bonuses, Robinhood 1% brokerage matches, free cellphone plans & $20 phones, Target Circle Card churns, Pepper YOLOs & Ibotta IPOs, new Wells Fargo & cashbackmonitor discoveries and much more!

  • (01:39) - Podcasts
  • (06:49) - Credit Cards
  • (16:23) - Brokerages
  • (18:34) - Banks
  • (20:38) - Meal Kits
  • (23:45) - Cell Phones
  • (28:05) - Discounts & Freebies
  • (41:42) - Final Tally


------------------

📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

⚡️ View the live churn tracker for real-time updates on all the churns as they happen

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------------------

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💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

21 Nov 2024Ep 73 - Four Days in Japanese Jail: Part 4 (Finale)00:46:46

Finale of the Japanese Jail saga.

In January of 2020, I was arrested in Tokyo and spent four days in Japanese jail. This is the story of what happened, told in words and photos.

For photos, view the full shownotes online at thedailychurnpodcast.com

  • (00:47) - Recap of Prior Episode
  • (02:25) - The Night Before the Judge
  • (05:44) - Breakfasts and Baths
  • (13:08) - Meeting the Judge
  • (18:24) - The Redditor
  • (21:16) - Goodbyes & Good Lucks
  • (27:02) - The Lady in the Elevator
  • (29:53) - The Prosecutor & The Assistant
  • (37:41) - The Paper Round
  • (42:26) - After Jail


------------------

Japanese Jail series -

Part 1

Part 2

Part 3

------------------

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⚡️ View the live churn tracker for real-time updates on all the churns as they happen

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------------------

♡ Enjoy this episode?

💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

07 Jun 2024Ep 64 - May Recap: $668 + 530K Points01:00:21

Moviepass hacks, Resy Plat 15x offers, Kudos & Pepper coins, Robinhood $2K free margin, increased Upgrade and BofA bonuses, US Bank app-o-ramas, Paxlovid bots, free burgers & Starbucks, chicken pot pies and much more!

  • (06:34) - Credit Cards
  • (30:34) - Banks
  • (32:58) - Brokerages
  • (36:35) - Meal Kits
  • (38:01) - Discounts & Freebies
  • (58:21) - Final Tally


------------------

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⚡️ View the live churn tracker for real-time updates on all the churns as they happen

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------------------

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💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

20 Dec 2021Ep 17 - Churning iPhones00:32:05

In-depth walkthrough of the various iPhone deals available from Costco, Best Buy, and Visible, as well as strategies for reselling on Swappa.

  • (1:11) - Costco $300 BYOD offer
  • (1:44) - T-Mobile $20 Talk & Text only plan
  • (3:17) - Costco $720 BOGO iPhones
  • (5:59) - iPhone Pro Max selling above retail
  • (8:07) - Best Buy's crazy iPhone trade-in values
  • (12:30) - Caution re: Flex Reseller policy
  • (15:11) - Unlock trick using prepaid ATT sim
  • (17:03) - Requesting unlocks from TForce
  • (18:37) - Mistakes I made on the BB deal
  • (22:10) - Swappa rundown
  • (24:49) - BFMR address formatting ideas
  • (27:09) - Visible offer extended
  • (29:10) - $1 Boost mobile SIM cards

------------------

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07 Jul 2022Ep 27 - June Recap00:58:08

Detailed breakdown of churns in June, along with an update on booking ANA, plus a primer on recent events surrounding Celsius, Voyager and crypto as a whole.

  • (3:08) - Banks (Affinity CU, Teachers Federal CU, Chase Biz, Huntington Biz, Citi Biz, US Bank Biz)
  • (10:09) - Brokerages (Nadex)
  • (10:47) - Rakuten (Personal Capital)
  • (14:24) - Mealkits (Greenchef, Gobble, Hellofresh, SunBasket, Factor75)
  • (25:27) - Honey (Kitchenaid mixer 👩‍🍳🍪)
  • (27:50) - Misc (Visible, Stubhub)
  • (28:44) - ANA update
  • (31:26) - Crypto update (Celsius, Voyager)
  • (56:50) - Final tally ($1,028.50)

------------------

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09 Aug 2024Ep 68 - July Recap: $3,630 + 100K Points00:53:33

Results of last month's mealkit probe, new churning tools & apps, Pepper changes, hoarding vs cashing points, ideas for sitting cash, debit rewards & local credit unions 👽👉, Bank of America deep-dive, free Chick-fil-A, and much more!

  • (08:22) - Credit Cards
  • (21:21) - Brokerages
  • (28:05) - Banks
  • (39:42) - Discounts & Freebies
  • (47:15) - Meal Kits
  • (51:25) - Final Tally


------------------

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⚡️ View the live churn tracker for real-time updates on all the churns as they happen

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------------------

♡ Enjoy this episode?

💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

22 Apr 2022Ep 23 - ANA First & Business00:59:32

Step-by-step guide to using AMEX points to secure one of the best value premium cabins, plus booking tips & tricks gathered from 50+ hours of research, phone calls, and experimentation. Brace yourselves, this one goes DEEP 🤓

  • (0:00) - Why ANA?
  • (4:52) - ANA booking basics
  • (10:58) - Advanced techniques
  • (20:43) - Other quirks with ANA
  • (32:39) - Booking example #1 (simple)
  • (42:41) - Booking example #2 (complex)

------------------

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16 Aug 2024Ep 69 - The Story of Aligned Incentives with Logan01:27:30

I spoke with Logan from Aligned Incentives on how he went from a casual churner to co-founder of a multi-million dollar gift card reselling business. What's that like, and how does it happen? Can anyone do it?

We cover everything, from the origins of his company to how he found his co-founders, to the value of local meetup groups and seminars, his thoughts on financial independence, life and purpose, and advice for churners aspiring to turn this hobby into a scalable business.

🙏 Massive shoutout to Logan for so openly sharing his story. Check out Aligned Incentives or swing by one their upcoming meetups and say hi to Logan in person!


📍 Sat August 17 - New York with Point.me NY Telegram

📍 Sat August 24 - Los Angeles with Churning LAX Telegram

📍 Sat August 31 - San Francisco with Bay Area Churning Discord

📍 Sat September 14 - St Louis with STL Butter Telegram

For more information, check out the full events page


------------------

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⚡️ View the live churn tracker for real-time updates on all the churns as they happen

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------------------

♡ Enjoy this episode?

💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

21 Feb 2022Bonus - Risk of Ruin Interview00:50:35

Bonus episode of an interview I did recently on another show, Risk of Ruin. I talk about leaving the work world behind in favor of early retirement, how churning fits into leanFIRE, my time in Japanese jail and our homesteading plans.

  • (0:00) - Intro
  • (3:27) - Risk of Ruin

------------------

Risk of Ruin podcast on apple & spotify.

------------------

Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

21 Jun 2024Ep 65 - Four Days in Japanese Jail: Part 100:41:15

In January of 2020, I was arrested in Tokyo and spent four days in Japanese jail. This is the story of what happened, told in words and photos.

For photos, view the full shownotes online at thedailychurnpodcast.com

  • (02:12) - The Snowboarding Trip
  • (05:45) - The Accident
  • (10:36) - The Father
  • (18:13) - The Arrest
  • (30:02) - The Interrogation
  • (33:12) - The Lawyer


Japanese Jail series -

Part 2

Part 3

Part 4

------------------

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⚡️ View the live churn tracker for real-time updates on all the churns as they happen

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------------------

♡ Enjoy this episode?

💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

23 Aug 2021Ep 8 - Hyatt Globalist00:35:11

After a decade of earning and churning Hyatt status, an in-depth look at maximizing this incredible loyalty program.

------------------

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26 Jul 2021Ep 4 - Swagbucks00:28:38

Is Swagbucks worth your time? Some thoughts and tips on how to approach Swagbucks without losing your mind.

------------------

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06 Dec 2024Ep 74 - November Recap: $3,112 + 80K Points00:56:59

Schwab shenanigans, Gift of College x Kudos plays, Pepper changes, US Bank & BofA bonuses, Hyatt spend unicorns, P4 growing pains, Black Friday madness, 2024 churning surveys, and much more!

  • (03:20) - Brokerages
  • (05:35) - Credit Cards
  • (15:42) - Banks
  • (28:00) - Gift Cards
  • (43:55) - Discounts & Freebies
  • (54:47) - Final Tally


------------------

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------------------

♡ Enjoy this episode?

💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

30 Aug 2021Ep 9 - August Recap00:24:00

Detailed breakdown of August churning efforts across credit cards, bank bonuses, brokerages and misc categories.

------------------

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19 Jan 2024Ep 56 - 2023 Recap: $36,417 + 2.47 Million Points 🤯00:56:07

December churning recap & 2023 earnings breakdown, plus a bonus recap of podcast listener & subscriber stats, along with a special announcement!

  • (06:22) - Credit Cards
  • (15:44) - Banks
  • (21:55) - Brokerages
  • (22:41) - Discounts & Freebies
  • (27:58) - Final Tally (December)
  • (29:07) - End of Year Tally
  • (38:26) - Bonus: Podcast Recap 🤓


------------------

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------------------

♡ Enjoy this episode?

💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

05 Apr 2024Ep 61 - March Recap: $14,445 + 390K Points00:59:32

Tips for pulling up Amex 250K Business Plat, Robinhood IRA transfers & WeBull comparison calcs, min spend ideas & 10x dining, new award travel tools, Pepper app deep dive, Marley Spoon mealkits, free burgers and much more!

  • (02:16) - Travel News
  • (09:23) - Brokerages
  • (19:58) - Credit Cards
  • (37:24) - Banks
  • (39:00) - Meal Kits
  • (41:45) - Discounts & Freebies
  • (57:13) - Final Tally


------------------

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⚡️ View the live churn tracker for real-time updates on all the churns as they happen

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------------------

♡ Enjoy this episode?

💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

31 Aug 2022Ep 30 - Carvana vs Dealerships01:03:45

Comparison of online and in-person options for selling a car, along with a play-by-play of 5 hours spent negotiating a car purchase at a dealership (plus some tricks to watch out for 👀).

  • (1:57) - Online sales
  • (5:36) - Private party marketplaces
  • (8:43) - Issues with selling privately
  • (20:01) - Carvana vs other services
  • (24:38) - Buying a car (then vs now)
  • (34:14) - Art of the scam
  • (41:23) - 5 hours at the dealership...

------------------

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08 Nov 2021Ep 14 - October Recap00:41:45

Detailed breakdown of October churns across credit cards, bank bonuses, brokerages, and cell phones (plus a bonus Ventana review).

  • (1:59) - Credit cards (Amex BP, SW Performance & Premier)
  • (3:19) - Some thoughts on BGs
  • (8:46) - Chase & holiday season
  • (11:46) - Banks (Key, PNC, Discover)
  • (14:13) - Brokerages (Nadex)
  • (16:03) - Cell phones (Best Buy T-Mobile)
  • (19:49) - T-Mobile workarounds
  • (26:14) - Final Tally ($1,980)
  • (27:51) - Ventana Big Sur (aka churner mecca)

------------

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09 Jan 2023Ep 39 - December & 2022 Recap: $32,454 + 981K points00:59:18

End to a massive year, including big bonuses in December from Morgan Stanley and Public, along with a breakdown of all 2022 churns, plus a bonus recap of listener & subscriber stats from the podcast.

  • (2:08) - Credit cards (MS Amex Plat, Chase Inks)
  • (8:28) - Banks (DCU, Laurel, Upgrade)
  • (12:50) - Brokerages (Public)
  • (14:39) - Cellphones (Costco, Mint)
  • (18:12) - Mealkits (Green Chef, HelloFresh)
  • (20:41) - Freebies & Discounts (Peloton, Target, Turbotax, Sugarfina, Chase offers, Doordash, Apple Music, SiriusXM, StudentBeans, Dell, Starbucks)
  • (32:47) - December tally ($3,135 + 416K points)
  • (34:08) - 2022 tally ($32,454 + 981K points)
  • (44:36) - Bonus: Podcast stats 🤓

------------------

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⚡️ View the live churn tracker for real-time updates on all the churns as they happen.

------------------

♡ Enjoy this episode?

💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

21 Mar 2023Ep 40 - McDonalds Madness: Secret Menu Deals00:19:04

Kicking off Season 3 with a deep dive into the hidden McDonalds rewards app secret menu, which includes insane deals on Big Macs, large fries, and breakfast sandwiches that can be churned EVERY DAY.

Disclaimer: please don't eat McDonalds every day 😶

  • (1:06) - Podcast update
  • (4:32) - What's up with McDonalds?
  • (7:46) - How their app actually works
  • (11:59) - Secret menu deals 🤯
  • (14:57) - P1 + P2 workaround

------------------

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⚡️ View the live churn tracker for real-time updates on all the churns as they happen.

------------------

♡ Enjoy this episode?

💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

05 Jul 2024Ep 66 - June Recap: $2,290 + 570K Points00:47:15

$750 Triple Cash, 120K Southwest & Ink bonuses, easier Amex incognito offers, Fidelity SPAXX hub accounts, Costco vs Vuori, Prime Day, Pepper & Kudos, Starbucks scams & wins, Marley Spoon 🪦, HelloFresh and much more!

  • (02:29) - Credit Cards
  • (22:30) - Banks & Brokerages
  • (29:40) - Discounts & Freebies
  • (41:59) - Meal Kits
  • (45:34) - Final Tally


------------------

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⚡️ View the live churn tracker for real-time updates on all the churns as they happen

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------------------

♡ Enjoy this episode?

💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

04 Apr 2022Ep 22 - March Recap00:41:59

Another busy month churning banks, treasury bonds, credit cards, mealkits and cellphones, plus updates on some MS opportunities and high-yield stablecoins.

  • (0:54) - Banks (PSECU, Current, Fairwinds, HMB)
  • (5:13) - Gifting treasury bonds
  • (9:48) - Crypto stablecoins (Voyager USDC, Gemini GUSD)
  • (16:58) - Brokerages (Feb MS, Stockpile)
  • (21:27) - Credit cards (CIU, Venture X)
  • (27:31) - Cellphones (Costco, Visible)
  • (31:49) - Misc (Cigna, mealkits, Rakuten, Dell)
  • (39:47) - Final tally ($1,245 + $3,300 cashback)

------------------

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09 May 2023Ep 42 - April Recap: $1,060 + 219K Points00:35:14

Back in the swing of things in April, tackling brokerage bonuses from Wells Fargo, Ally, Fidelity, MooMoo, plus big SUBs from Chase Ink, IHG & Marriott, US Bank and Gateway, along with some easy churns from Oxygen, Target, and Amazon.

  • (2:11) - Wells Fargo / Vanguard saga
  • (11:52) - Other brokerages (Vanguard, Fidelity, Ally, MooMoo)
  • (16:55) - Banks (Go2Bank, Wealthfront, Oxygen, Gateway, US Bank, Laurel)
  • (21:41) - Credit cards (IHG Biz, Marriott Boundless, CIU, Venture)
  • (28:06) - Freebies & Discounts (Target, Amazon, Southwest)
  • (31:04) - Mealkits (HelloFresh, EveryPlate)
  • (33:47) - Final tally ($1,060 + 219K UR)


------------------

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⚡️ View the live churn tracker for real-time updates on all the churns as they happen.

------------------

♡ Enjoy this episode?

💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

10 Jun 2022Ep 26 - May Recap00:54:17

Biggest month so far, harvesting bonuses from banks, credit cards, brokerages, crypto exchanges, mealkits, cashback, and cellphones. All the churns!

  • (1:12) - Credit cards (CIU, VentureX, USB Connect, Go, WF Biz)
  • (10:16) - Banks (WF Biz, Chase Biz, Chase Personal, Albert, SoFi, Fairwinds, SCU, Chime, Huntington)
  • (38:06) - Brokerages & crypto (Fidelity, Varo, Voyager)
  • (41:16) - Mealkits & cashback (Factor75, Gobble, Blue Apron, SunBasket, Rakuten, BeFrugal)
  • (51:09) - Cellphones (Visible)
  • (51:41) - Final tally ($3,416 + 106K UR + 25K Cap1)

------------------

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07 Feb 2022Ep 19 - January Recap00:29:06

Season 2 - Detailed breakdown of January 2022 churns across credit cards, banks, brokerages, cell phones, and misc categories.

  • (1:15) - Credit cards (Southwest, Venture X, mealkits)
  • (12:48) - Banks (Kabbage, FNBO, HMBradley, I-Bonds)
  • (21:29) - Brokerages (Nadex)
  • (23:17) - Cell phones (Visible)
  • (24:15) - Misc (Cigna)
  • (26:40) - Final tally ($1,085)

------------------

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25 May 2022Ep 25 - Parking Cash00:36:31

Ideas on best places to park your cash to stay on top of inflation, including banks, bonds, and crypto exchanges. Plus a primer on stablecoins and avoiding collapses like Terra & Luna.

  • (2:16) - SoFi & Ally @ ~1%
  • (4:40) - HMBradley @ 3%
  • (7:25) - Current @ 4%
  • (8:30) - I-Bonds @ 9.62%
  • (12:15) - Stablecoins 101
  • (15:08) - What happened with Terra & Luna
  • (21:32) - FTX fiat @ 7.9%
  • (23:58) - Voyager USDC @ 9%
  • (27:32) - Gemini GUSD @ 6.9%
  • (29:26) - Stocks vs crypto
  • (32:22) - Parking $10K vs $100K

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05 Sep 2023Ep 48 - August Recap: $7,835 + 40K Points00:38:24

Another blockbuster month, with bonuses from US Bank & MooMoo, new offers from Ally & Fidelity, CC spend from buying groups & Kroger, updates on Save, Chase ACH & I-Bonds, freebies from Amazon & Peloton, and much more!

  • (00:34) - Intro
  • (03:52) - Credit Cards (Marriot 5N, P3, CIP, BFMR)
  • (13:33) - Banks (US Bank, Fidelity, Boss Money, Ally, Chase ACH, I-Bonds)
  • (22:36) - Brokerages (Wells Fargo, UNest, Ally, Save, MooMoo)
  • (31:23) - Discounts & Freebies (Kroger 4x, Amazon, Peloton, DPs)
  • (36:55) - Final tally ($7,835 + 40K points)


------------------

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⚡️ View the live churn tracker for real-time updates on all the churns as they happen

🔒 Subscribe to Deal Alerts to get notified of sensitive deals, plus get access to the private Discord chat group

------------------

♡ Enjoy this episode?

💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

07 Mar 2022Ep 21 - February Recap00:57:09

Massive month in February with lots of new bank accounts, some interesting brokerage opportunities, crypto, easy MS, mealkits, cellphones, and cashback.

  • (2:52) - Banks (PSECU, Affinity, First Tech, Fairwinds, Monifi, Albert, Current, Chime, Huntington)
  • (25:13) - Bank tally (16 new accounts)
  • (28:40) - Brokerages (Titan, TradeStation)
  • (41:15) - Crypto (high-yield stablecoins, gemini, USDC)
  • (44:47) - Credit cards (Venture X, Hyatt Biz)
  • (45:55) - Mealkits (Daily Harvest, Freshly)
  • (49:23) - Cashback (Rakuten, BeFrugal)
  • (51:08) - Cellphones (Visible BYOD)
  • (55:31) - Final tally ($812)

------------------

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16 Aug 2023Ep 47 - How to Maximize Kroger Fuel Points00:20:05

Walkthrough of how the lucrative but confusing Kroger Fuel Points rewards program works, including tips for both casual and higher volume methods of maximizing the program.

  • (00:34) - Kroger overview
  • (06:28) - How the Fuel Points program works
  • (10:37) - Casual shopper usage
  • (13:57) - Higher volume usage


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⚡️ View the live churn tracker for real-time updates on all the churns as they happen

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23 Jul 2024Ep 67 - Four Days in Japanese Jail: Part 200:59:08

Part 2 of the Japanese Jail saga.

In January of 2020, I was arrested in Tokyo and spent four days in Japanese jail. This is the story of what happened, told in words and photos.

For photos, view the full shownotes online at thedailychurnpodcast.com

  • (02:51) - The Police
  • (10:00) - The Contract
  • (14:15) - The Jail
  • (18:11) - Meeting Yonban
  • (26:37) - Breaking the Ice
  • (33:03) - Stuck in The System
  • (37:21) - Charades
  • (47:21) - Jail at Night
  • (52:40) - Message in a Bottle


Japanese Jail series -

Part 1

Part 3

Part 4

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⚡️ View the live churn tracker for real-time updates on all the churns as they happen

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⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

17 Oct 2023Ep 51 - How Buying Groups Work00:33:20

Where to find them and which ones to join, how taxes work, what a typical order flow looks like, plus risks and workarounds for avoiding common pitfalls 🤓

  • (02:58) - Basics of buying groups
  • (04:33) - Why use buying groups
  • (06:44) - Typical order flow
  • (07:39) - Buying group taxes
  • (11:59) - Which buying group to join
  • (13:38) - Why BuyForMeRetail
  • (18:08) - Risks of buying groups
  • (22:38) - Ordering from Amazon
  • (28:08) - Workarounds: ship to home
  • (30:02) - Workarounds: address formatting


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⚡️ View the live churn tracker for real-time updates on all the churns as they happen

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------------------

♡ Enjoy this episode?

💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

05 Oct 2023Ep 50 - September Recap: $2,988 + 450K Points00:58:34

Airline status matches and Globalist hacks, new bonuses from Morgan Stanley & Chase Inks, BofA app-o-ramas, new iPhone 15 Pros, Rakuten mealkit moneymakers, burger crawls, free peloton water bottles, and much more!

  • (01:43) - News (Prime day, Globalist hacks, Delta fiasco, Churning podcasts)
  • (11:49) - Credit Cards (Brilliant, SW CP, MS Plat, BofA CCR & UCR, CIP, CIU, CIC)
  • (30:41) - Banks (USB, Cap1, Ally, Fidelity, Keypoint, Upgrade, Laurel)
  • (38:10) - Brokerages (MooMoo)
  • (39:35) - Cell Phones (Verizon, iPhone 15 Pro)
  • (46:22) - Meal Kits (Rakuten, Daily Harvest)
  • (50:05) - Discounts & Freebies (Dell, Petsmart, McD, Wendys, BK, Costco, Peloton)
  • (57:03) - Final Tally ($2,988 + 300K UR + 150K MR)


------------------

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------------------

♡ Enjoy this episode?

💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

09 Aug 2021Ep 6 - Interactive Brokers00:20:13

In-depth walkthrough of Interactive Brokers $1K stock + $200 cash bonus offer, plus tips for transferring assets over.

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02 Nov 2023Ep 52 - October Recap: $4,180 + 270K Points00:42:10

Redcard churns are baack, new Capital One & Sapphire lounges, Southwest companion pass season, Amex incognito offers, Robinhood transfer bonuses, almost-free Netflix premium, CLEAR hacks, cheap Mario and much more!

  • (00:59) - News (RedCard, Wyndham & Vacasa, C1 lounge, Sapphire lounge, BofA Day)
  • (08:48) - Credit Cards (SW, Amex Gold & Plat, Biz Venture X, BofA UCR, CIP)
  • (21:11) - Banks (C1, Ally, Upgrade)
  • (23:07) - Brokerages (Wells Fargo, Robinhood, MooMoo, WeBull)
  • (29:08) - Discounts & Freebies (VZW & Netflix, Clear, QVC, Amex, Lowes, Marriott, Amazon, Starbucks, Chipotle)
  • (40:31) - Final Tally ($4,180 + 270K UR)


------------------

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⚡️ View the live churn tracker for real-time updates on all the churns as they happen

🔒 Subscribe to Deal Alerts to get access to private deals & Discord

------------------

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💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

21 Jul 2022Ep 28 - Employer Direct Deposit00:40:43

Walkthrough of six different services for employer direct deposit, ranging in cost from free to paid, plus some tips & datapoints to help maximize reliability.

  • (2:06) - Square
  • (9:34) - Chase
  • (14:17) - Wise
  • (25:33) - Astra
  • (29:56) - Brex
  • (31:52) - Melio

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15 Dec 2023Ep 55 - The Big Churn: Roth Conversion Ladders00:43:46

Deep dive into the fascinating world of Roth IRA loopholes for early retirement, tips for optimizing income to reduce taxes & maximize ACA benefits, plus common mistakes to avoid.

  • (0:00) - Why Roth IRAs are amazing
  • (7:38) - Roth IRA Basics
  • (10:32) - Roth Conversion Ladders
  • (25:10) - Common Pitfalls & Examples


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💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

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24 Apr 2024Ep 62 - The Big Churn: Glidepath Investment Strategy01:11:22

Final installment of the Big Churn series, exploring how to better optimize your retirement portfolio for maximum growth & longterm sustainability, and why Target Date Funds can delay your retirement and leave you retiring with less.

  • (09:42) - Basic Concept
  • (15:51) - Post Retirement Glidepaths
  • (31:32) - Pre Retirement Glidepaths
  • (48:23) - How To Implement
  • (58:50) - Caveats & Thoughts


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------------------

♡ Enjoy this episode?

💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

16 Nov 2022Ep 36 - Simplifi for Churners: Keeping Better Track of Your Money00:25:54

Full review of Simplifi, an app that's useful not only for personal finance & budgeting, but also for keeping track of all your credit card, brokerage, and bank account churns in one place.

  • (0:00) - Why use Simplifi
  • (2:55) - How Simplifi works
  • (4:22) - Simplifi vs Mint
  • (5:39) - Simplifi vs YNAB
  • (8:57) - Simplifi vs Personal Capital
  • (10:14) - Using Simplifi for churning
  • (21:48) - Simplifi quirks

------------------

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⚡️ View the live churn tracker for real-time updates on all the churns as they happen.

------------------

♡ Enjoy this episode?

💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

22 Nov 2021Ep 15 - Credit Card Tracking Sheet00:12:18

Brief walkthrough (and free download) of a Google Sheet template for tracking credit card churns, plus some tips for managing the "back office" work.

  • (2:13) - Google Sheet template + sample data
  • (3:48) - Status and Due Date columns
  • (5:13) - Use a reminder app (eg. Google Keep)
  • (7:35) - Autopay and Bonus columns
  • (8:53) - Notes column
  • (9:58) - Bank bonus and LeanFIRE sheets

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27 Sep 2022Ep 32 - Car Dealerships Part 2: Tips for Negotiating the Lowest Price00:43:18

Conclusion to the 5-hour car dealership negotiation saga, along with ideas on alternative negotiation strategies that may yield better results, plus tips for your first visit to the car dealership & common pitfalls to avoid.

  • (0:00) - Back at the dealership...
  • (21:53) - The three circles of dealership hell
  • (26:56) - Things we would do differently
  • (27:40) - Alternative strategy #1 (hardball)
  • (29:34) - Alternative strategy #2 (semi-hardball)
  • (31:23) - Alternative strategy #3 (going public)
  • (34:36) - Other tips & thoughts

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Listen to Part 1 of the story: Ep 30 - Carvana vs Dealerships

Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

10 Oct 2022Ep 33 - September Recap: $1,824 from SoFi, Blue Apron, Apple TV & More00:36:57

All the churns from September, including an easy triple stack bank bonus from Upgrade, MS from Gate City, credit cards from Chase & BofA, plus mealkit deals from Blue Apron & HelloFresh. And new this month, a recap of all the freebies – free shake shack burgers, movies, private VPNs and more... whew 😮‍💨.

  • (1:27) - Banks (HMBradley, Gate City, SoFi, Albert, Juno, Upgrade)
  • (16:18) - Credit cards (Wells Fargo, Chase Ink, US Bank, BofA)
  • (20:02) - Brokerages (Interactive Brokers)
  • (22:31) - Mealkits & Cashback (Blue Apron, HelloFresh, Freshly, Ibotta, Rakuten, Honey)
  • (30:16) - Freebies (Shake Shack, Wendy's, Apple TV, Moonage, Starbucks, VPN, Visible)
  • (35:04) - Final tally ($1,824)

------------------

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08 Dec 2022Ep 38 - How to Open the Morgan Stanley Amex Platinum00:30:07

Update on exactly how to open this confusing (but lucrative) card, including new methods involving Preferred Savings accounts, Active Assets Accounts (AAA), CashPlus engagement bonus & fee avoidance, and a walkthrough of two simple options for qualifying 👊😤

  • (0:00) - What's the deal with this card?
  • (7:11) - tldr: Preferred Savings ftw
  • (9:12) - Active Assets Accounts (AAA)
  • (10:20) - The magic of Preferred Savings
  • (12:31) - Why it's better than Access Investing
  • (14:28) - Preferred Savings vs CashPlus
  • (17:04) - Should I even open a CashPlus?
  • (19:55) - How does AMEX get data from MS?
  • (20:38) - Option 1: Preferred Savings + CashPlus (safest)
  • (23:50) - Option 2: Preferred Savings only (riskier)
  • (25:33) - What we did (riskiest 😁)

------------------

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⚡️ View the live churn tracker for real-time updates on all the churns as they happen.

------------------

♡ Enjoy this episode?

💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

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01 Aug 2023Ep 46 - July Recap: $10,893 + 165K IHG00:33:36

By far the biggest month to date, thanks to massive bonuses from Wells Fargo and MooMoo, along with Gateway, Oxygen, Upgrade, UNest, Amazon, and many more!

  • (1:31) - News (Private Discord, MGM/Hyatt/MGM, PD TV, Kroger, Hanscom)
  • (8:07) - Credit Cards (Ink Preferred, IHG)
  • (12:21) - Banks (Wells Fargo, Gateway, US Bank, Upgrade, Oxygen, Laurel, Save)
  • (22:36) - Brokerages (MooMoo, UNest)
  • (27:50) - Hacks, Freebies & Discounts (Apple, McDonalds, Chick-fil-A, Amazon)
  • (32:23) - Final tally ($1,410 + 195K Points)


------------------

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------------------

♡ Enjoy this episode?

💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

17 Oct 2022Ep 34 - Public Brokerage App: Massive Bonus for Transferring Stock00:16:40

Full review of this amazing brokerage transfer bonus from the Public stock app, including brokerage churning strategy, partial vs full ACATS transfers, using cash to meet tier requirements, and joint account eligibility.

  • (0:00) - Why this bonus is amazing
  • (4:33) - ACATS transfers 101
  • (8:38) - Strategy for brokerage bonuses
  • (9:32) - Partial vs full ACATS transfer
  • (10:40) - Buffer for tier qualification
  • (11:38) - Transferring cash via ACATS
  • (13:52) - Joint & individual accounts

------------------

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------------------

♡ Enjoy this episode?

💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

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Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

11 Apr 2023Ep 41 - March Q1 Recap: $3,050 + 394K Points00:33:34

Full recap of churns from Jan, Feb and March, including big bonuses from Huntington, Wells Fargo & Chase, plus deals, discounts & freebies from Hellofresh, Target RedCard, Amazon, Wendy's & more!

  • (1:52) - Banks (Huntington, Live Oak, Laurel Road, DCU, Wells Fargo, US Bank)
  • (9:25) - Brokerages (Moomoo Invest)
  • (12:17) - Credit cards (Chase Inks, IHG)
  • (21:34) - Mealkits (HelloFresh)
  • (23:13) - Cellphones (Mint)
  • (25:11) - Freebies & Discounts (Target, Amazon, Wendy's)
  • (32:59) - Final tally ($3,050 + 394K points)

------------------

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------------------

♡ Enjoy this episode?

💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

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Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋

03 May 2022Ep 24 - April Recap00:53:37

Another big month packed with bank churns (and fails), along with more crypto, bonds, and brokerages. Plus cellphones, mealkits, cashback, and lots of free food.

  • (0:56) - Banks (Monifi, Astra, Wells Fargo, Chase, Fairwinds, Service CU, OnJuno, SoFi, Albert, Chime, Current)
  • (27:07) - Crypto, bonds, brokerages (I-Bonds, FTX, Voyager, Gemini, TradeStation, Public, Stockpile)
  • (41:08) - Cellphones (Visible)
  • (42:21) - Cashback, mealkits, free food (Vital farms, Smirnoff, Venture X, Ibotto, Rakuten)
  • (52:15) - Final tally ($2,400 + all the free foods 😋)

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29 Jun 2021Pilot - HMBradley00:20:23

In-depth analysis of HMBradley's unique deposit requirements to help reach and maintain 3% on $100K with less effort.

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07 Jul 2021Ep 2 - Meal Kits00:25:55

After 100+ meals delivered across HelloFresh, Sunbasket, GreenChef and HomeChef, some tips and lessons learned.

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13 Jul 2021Ep 3 - Square & Gusto00:16:24

An amazing tool for bank bonuses, this dives deep into the payroll setup and tax implications of using Square & Gusto.

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