Rich Habits Podcast (Austin Hankwitz and Robert Croak )
Explore every episode of Rich Habits Podcast
| Pub. Date | Title | Duration | |
|---|---|---|---|
| 23 Sep 2024 | 83: Is Art Investing Legit? | 00:39:37 | |
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz explore the world of contemporary artwork. They're joining by Scott Lynn, CEO of Masterworks, to learn more about the asset class' historical returns, how their pieces are sourced, stored, as well as insured. With the recent volatility in the month of September (especially the first 10 days), having exposure to an uncorrelated asset class could be a great idea. Both Robert and Austin invest into fine art through Masterworks. --- Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks: https://www.masterworks.art/richhabits Purchase shares in great masterpieces from artists like Pablo Picasso, Banksy, Basquiat, and more. See important Masterworks disclosures: https://masterworks.com/cd --- ⭐️ Become a smarter investor in just 5 minutes with Moby, click here! --- ⭐️ Learn more about NEOS' ETFs at NEOSFunds.com --- ⭐️ Join 45K other investors and sign up for the Rich Habits Newsletter. Click here! --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Get a $35 bonus when you start saving & investing with Acorns – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc | |||
| 29 Apr 2024 | 62: The Top 3 Wealth-Killers in America | 00:34:56 | |
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz debunk the top three wealth-killers in America. --- Save your seat at our FREE webinar all about Direct Indexing, click here! --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc | |||
| 11 Mar 2024 | 55: How We Find, Analyze, and Secure New Investments (Startups, Small Biz, & Stocks) | 00:36:40 | |
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share how they find, analyze, and secure investments into startups, small businesses, and single stocks. Robert kicks off the episode with suggestions as to where you can find startups raising money, he then walks us through his pizza shop's February financials, and Austin rounds off the episode with a deep dive as to how he analyzes new stock ideas. --- Bizbuysell, where Robert found his Pizza Shop --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc | |||
| 18 Dec 2023 | 43: Our 3 Favorite Rich Habits to Implement in 2024 | 00:36:18 | |
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three favorite rich habits anyone can implement in 2024. By implementing these rich habits, you'll know exactly where you stand with your money, save thousands per year in expenses, and begin to build wealth much quicker. --- Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks: https://www.masterworks.art/richhabits --- Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. --- Earn 5.1% APY using a Public HYCA, click here! Opt-in and share your email, click here! Learn more about our 4-module video course! Download our FREE Budget Template, click here! To learn more about Robert: https://stan.store/RobertJCroak To learn more about Austin: https://stan.store/austinhankwitz Contact: richhabitspodcast@gmail.com | |||
| 04 Nov 2024 | 89: Our Favorite Tax-Saving Strategies for 2024 | 00:37:13 | |
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their six favorite tax-saving strategies for 2024! This episode is no fluff, just straight up tax-saving strategies and how to implement them. We were also joined by Steve Latham of DonateStock, the easiest way for anyone to make their first stock-based donation to a non-profit of their choosing. We hope you implement at least one of these tax-saving strategies before the end of the year! --- ⭐️ Check out NEOS Investments' new ETF, BTCI -- an income-focused ETF specifically for investors looking for exposure to Bitcoin. --- 🎨 Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks: masterworks.art/richhabits Invest in shares in great masterpieces from artists like Pablo Picasso, Banksy, Warhol, and more. Masterworks affiliated issuers have now conducted more than 420 offerings of securities, representing over $1.02 billion in Art Investments, as of June 30, 2024. See important Masterworks disclosures: masterworks.com/cd --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Get a $35 bonus when you start saving & investing with Acorns – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc | |||
| 04 Sep 2023 | 28: Mindset Shift — Consumer to Wealth | 00:26:18 | |
In today’s episode of the Rich Habits Podcast, Robert Croak & Austin Hankwitz discuss the importance of making the mindset shift away from “consume consume consume” to “begin as an investor and building generational wealth.” --- Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. --- Earn 5.1% APY using a Public HYCA, click here! Opt-in and share your email, click here! Learn more about our 4-module video course! Download our FREE Budget Template, click here! To learn more about Robert: https://stan.store/RobertJCroak To learn more about Austin: https://stan.store/austinhankwitz Contact: richhabitspodcast@gmail.com | |||
| 28 Aug 2023 | 27: The 3 Reasons Preventing You From Retiring a Millionaire | 00:27:41 | |
In this episode of the Rich Habits Podcast, Austin Hankwitz and Robert Croak unpack the three most common reasons we see preventing people from retiring millionaires. Specifically, the lack of retirement goals & planning, carrying high-interest debt for years and years in effort to "preserve" a nest egg, as well as only depending on one source of income. We also share a very special announcement with our podcast listeners! --- Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. --- Earn 5.1% APY using a Public HYCA, click here! Opt-in and share your email, click here! Learn more about our 4-module video course! Download our FREE Budget Template, click here! To learn more about Robert: https://stan.store/RobertJCroak To learn more about Austin: https://stan.store/austinhankwitz Contact: richhabitspodcast@gmail.com | |||
| 19 Dec 2024 | Q&A: S&P 500 vs. Nasdaq 100, Retained Earnings, & Saving for a Newborn | 00:29:22 | |
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- ⭐️ Open a Bond Account on Public to lock in your 6% or higher yield today, Click Here! --- ⚡️ Start investing into the companies you're buying from automatically with Grifin: https://grifin.app.link/RH On Grifin, every time you swipe your credit or debit card you automatically invest $1 into the company's stock! --- 🚀 Sign up for the Rich Habits Network so you don't miss out on the next big investment opportunity, click here! --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc --- Disclosure: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 12/19/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more. | |||
| 03 Apr 2025 | Q&A: Paying Taxes on $4.5M, Broke Doctors, & FIRS + FIRI | 00:51:22 | |
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- 🚀 Sign up for the Rich Habits Network's 7-Day Free Trial! There are no commitments, click here! — 🔥 If you're serious about investing in 2025, you should be using Public to build your portfolio! No matter the asset class, Public has you covered. Click here to start investing on Public! — ⭐ Download our FREE Financial Planner – click here ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc --- Disclosure: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 3/3/25, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more. | |||
| 10 Jul 2023 | 20: Catching Up Financially in Your 40s & 50s | 00:19:25 | |
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their top 3 ways as to how anyone can begin to "catch up" financially later in life. Wealth has NOT passed you by, it's just time to be very intentional with your money. We talk about spending vs. investing your money, identifying and getting rid of bad debt, as well as how to truly optimize investing toward retirement. If you have a question for next week's episode, be sure to ask it through Instagram DMs! @richhabitspodcast --- Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. --- Earn 5.1% APY using a Public HYCA, click here! Opt-in and share your email, click here! Learn more about our 4-module video course! Download our FREE Budget Template, click here! To learn more about Robert: https://stan.store/RobertJCroak To learn more about Austin: https://stan.store/austinhankwitz Contact: richhabitspodcast@gmail.com | |||
| 06 Oct 2023 | Q&A: Student Loans, HELOCs, and the Stock Market | 00:28:57 | |
In this episode of the Rich Habits Podcast Q&A Edition, Robert Croak and Austin Hankwitz answer your questions about student loans, HELOCs, the stock market, and much more! Don't forget to send us a DM on Instagram @richhabitspodcast if you'd like to be featured in future episodes. --- Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. --- Earn 5.1% APY using a Public HYCA, click here! Opt-in and share your email, click here! Learn more about our 4-module video course! Download our FREE Budget Template, click here! To learn more about Robert: https://stan.store/RobertJCroak To learn more about Austin: https://stan.store/austinhankwitz Contact: richhabitspodcast@gmail.com | |||
| 14 Aug 2023 | 25: Demystifying the 3 Types of Income | 00:23:26 | |
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz demystify the three types of income, as well as how to anyone can begin building toward obtaining them. We believe everyone should have more than just one form of income, so in this episode we’re going to walk you through the playbook as to how we’ve achieved these three forms of income thus far in our careers. If you have a question for next week's episode, be sure to ask it through Instagram DMs! @richhabitspodcast --- Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. --- Earn 5.1% APY using a Public HYCA, click here! Opt-in and share your email, click here! Learn more about our 4-module video course! Download our FREE Budget Template, click here! To learn more about Robert: https://stan.store/RobertJCroak To learn more about Austin: https://stan.store/austinhankwitz Contact: richhabitspodcast@gmail.com | |||
| 11 Jul 2024 | Q&A: $500K in Savings, Defining High Interest Debt, & the Best Way to DCA | 00:37:18 | |
In this week's episode of the Rich Habits Podcast, Robert and Austin answer your questions! ---
--- Join our pre-IPO / angel investing webinar, click here! --- Subscribe to the Rich Habits Newsletter, click here! --- Public has finally launched options trading on their platform! To create an account and begin trading options, click here! --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc --- Disclosures: Options are not suitable for all investors and carry significant risk. Certain complex options strategies carry additional risk. Options can be risky and are not suitable for all investors. See the Characteristics and Risks of Standardized Options to learn more. For each options transaction, Public Investing shares 50% of their order flow revenue as a rebate to help reduce your trading costs. This rebate will be displayed as a negative number in the “Additional Fees” column of your Trade Confirmation Statement and will be immediately reflected in the total dollars paid or received for the transaction. Order flow rebates are only issued for options trades and not for transactions involving other assets, including equities. For more information, refer to the Fee Schedule. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, Inc., member FINRA & SIPC. See public.com/#disclosures-main for more information. | |||
| 04 Dec 2023 | 41: Making & Investing Your First $100K | 00:26:12 | |
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three best tips for making and investing your first $100K. As the great Charlie Munger once said, "it's a bitch, but you gotta do it." --- Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. --- Earn 5.1% APY using a Public HYCA, click here! Opt-in and share your email, click here! Learn more about our 4-module video course! Download our FREE Budget Template, click here! To learn more about Robert: https://stan.store/RobertJCroak To learn more about Austin: https://stan.store/austinhankwitz Contact: richhabitspodcast@gmail.com | |||
| 06 Jun 2023 | 15: How to Build a Crypto Portfolio From Scratch, the Debt Ceiling, Revocable Trusts, and 401(k) Loans | 00:28:03 | |
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz walk you through how to build a crypto portfolio from scratch, what the debt ceiling headlines mean for you, 401(k) loans, revocable trusts, and how to prioritize your wealth building journey. --- Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. --- Earn 5.1% APY using a Public HYCA, click here! Opt-in and share your email, click here! Learn more about our 4-module video course! Download our FREE Budget Template, click here! To learn more about Robert: https://stan.store/RobertJCroak To learn more about Austin: https://stan.store/austinhankwitz Contact: richhabitspodcast@gmail.com | |||
| 03 Jun 2024 | 67: From $66K to $2M w/ @PersonalFinanceClub | 00:40:20 | |
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down with Jeremy Schneider from @PersonalFinanceClub on Instagram! Jeremy sold his software company for $5M in 2015. He quickly had $2.2M deposited to his checking account. Since the exit of his company, he's grown his net worth to over $5M. Austin and Robert ask Jeremy how he invested his money, his biggest money mistakes, and his new company.
--- 👉 Join us tomorrow, June 4th, for our free options webinar with Public! Click here to save your seat. --- 👉 Discover new stock ideas and analysis on Moby! Click here to learn more. --- 👉 Find new investing communities that fit your unique strategies on Blossom, an investing social network. Click here! --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Get a $35 bonus when you start saving & investing with Acorns – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc | |||
| 27 Jan 2025 | 102: Building Automation With Your Money | 00:44:13 | |
In this week’s episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three favorite tips to build automation with your money in 2025. — Download our FREE Financial Planning Workbook for 2025! --- ⭐️ Open a Bond Account on Public to lock in your 6% or higher yield today, Click Here! — 🎨 Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks: https://www.masterworks.art/richhabits. Invest in shares in great masterpieces from artists like Pablo Picasso, Banksy, Warhol, and more. --- 🚀 Sign up for the Rich Habits Network so you don't miss out on the next big investment opportunity, click here! --- ⭐ Download our FREE Financial Planner – click here ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc --- Disclosure: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 1/27/25, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more. --- For further disclosure on Regulation A Offerings, Risks of Investing, Performance Metrics, Art Market Data, and more visit the offering documents filed with the SEC and Important Disclosures at https://www.masterworks.com/cd. | |||
| 31 Mar 2025 | 111: How to Build a Winning Stock Portfolio, Automatically w/ JJ Maxwell | 00:44:15 | |
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down with JJ Maxwell, the CEO of Double Finance. Double Finance is an online brokerage platform that allows investors to build their own strategies from scratch using characteristic screeners. Only want to invest in companies who've been paying dividends for the last 10 years? Or maybe companies who've been free cash flow positive for the last 5 years? Or maybe companies whose stock prices have out-performed the S&P 500 every year for the last 3 years? Double Finance allows you to do just that! If too complicated, choose from some of their pre-built strategies. We hope you all enjoy this episode. We take pride in introducing you all to the coolest platforms, investing strategies, industry leaders, and ideas the market place has to offer. If you want to try Double Finance for yourself, simply go to "double.finance" in your web browser, or click this link! As a reminder, Austin chose the "Large Market Beaters" strategy. --- 🚀 Sign up for the Rich Habits Network so you don't miss out on the next big investment opportunity, click here! — 🔥 If you're serious about investing in 2025, you should be using Public to build your portfolio! No matter the asset class, Public has you covered. Click here to start investing on Public! — 🎤 Join us virtually for the GRIT Money Summit – click here — ⭐ Download our FREE Financial Planner – click here ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc --- Disclosure: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 3/3/25, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more. | |||
| 07 Nov 2024 | Q&A: Selling a Business for $2.8M, $2K of Side Hustles in 3 Weeks, & How to Structure Your LLCs | 00:49:11 | |
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your question! --- ⭐️ Open a Bond Account on Public to lock in your 6% or higher yield today, Click Here! --- 🚀 Sign up for the Rich Habits Network so you don't miss out on the next big investment opportunity, click here! --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc --- Disclosure: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 11/6/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more. | |||
| 27 Jun 2024 | Q&A: Retirement Investing as an Entrepreneur, Cashing out the 401(k), & Co-Signing Student Loan Debt | 00:41:06 | |
In this week's episode of the Rich Habits Podcast, Robert and Austin answer your questions!
--- Subscribe to the Rich Habits Newsletter, click here! --- Public has finally launched options trading on their platform! To create an account and begin trading options, click here! --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc --- Disclosures: Options are not suitable for all investors and carry significant risk. Certain complex options strategies carry additional risk. Options can be risky and are not suitable for all investors. See the Characteristics and Risks of Standardized Options to learn more. For each options transaction, Public Investing shares 50% of their order flow revenue as a rebate to help reduce your trading costs. This rebate will be displayed as a negative number in the “Additional Fees” column of your Trade Confirmation Statement and will be immediately reflected in the total dollars paid or received for the transaction. Order flow rebates are only issued for options trades and not for transactions involving other assets, including equities. For more information, refer to the Fee Schedule. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, Inc., member FINRA & SIPC. See public.com/#disclosures-main for more information. | |||
| 13 Jan 2025 | 100: Our 2025 Market Predictions | 00:30:56 | |
Download our FREE Financial Planning Workbook for 2025! --- In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their market predictions for 2025. --- ⭐️ Open a Bond Account on Public to lock in your 6% or higher yield today, Click Here! --- 🚀 Sign up for the Rich Habits Network so you don't miss out on the next big investment opportunity, click here! --- ⭐ Download our FREE Financial Planner – click here ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc --- Disclosure: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 1/12/25, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more. | |||
| 28 Mar 2023 | 5: Making Your First Investment (Passive Income, Real Estate, and Retirement) | 00:22:49 | |
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share three ways to make your first investment - specifically as it relates to generating passive income, building a real estate portfolio, and investing toward your retirement. --- Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. --- Earn 5.1% APY using a Public HYCA, click here! Opt-in and share your email, click here! Learn more about our 4-module video course! Download our FREE Budget Template, click here! To learn more about Robert: https://stan.store/RobertJCroak To learn more about Austin: https://stan.store/austinhankwitz Contact: richhabitspodcast@gmail.com | |||
| 30 May 2024 | Q&A: Growth vs. Income, $100K of Student Loans, and the Pros & Cons of Real Estate Investing | 00:47:04 | |
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!
--- Subscribe to the Rich Habits Newsletter, click here! --- Public has finally launched options trading on their platform! To create an account and begin trading options, click here! --- Register for our Options Trading webinar on June 4th with Public, click here! --- Check out Yahoo Finance, click here! --- Open an account with Carry, click here! --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc --- Disclosures: Options are not suitable for all investors and carry significant risk. Certain complex options strategies carry additional risk. Options can be risky and are not suitable for all investors. See the Characteristics and Risks of Standardized Options to learn more. For each options transaction, Public Investing shares 50% of their order flow revenue as a rebate to help reduce your trading costs. This rebate will be displayed as a negative number in the “Additional Fees” column of your Trade Confirmation Statement and will be immediately reflected in the total dollars paid or received for the transaction. Order flow rebates are only issued for options trades and not for transactions involving other assets, including equities. For more information, refer to the Fee Schedule. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, Inc., member FINRA & SIPC. See public.com/#disclosures-main for more information. | |||
| 06 Jun 2024 | Q&A: $385K of Equity, $70K in Settlement Money, and Robinhood's 3% Match | 00:28:17 | |
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!
--- Subscribe to the Rich Habits Newsletter, click here! --- Public has finally launched options trading on their platform! To create an account and begin trading options, click here! --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc --- Disclosures: Options are not suitable for all investors and carry significant risk. Certain complex options strategies carry additional risk. Options can be risky and are not suitable for all investors. See the Characteristics and Risks of Standardized Options to learn more. For each options transaction, Public Investing shares 50% of their order flow revenue as a rebate to help reduce your trading costs. This rebate will be displayed as a negative number in the “Additional Fees” column of your Trade Confirmation Statement and will be immediately reflected in the total dollars paid or received for the transaction. Order flow rebates are only issued for options trades and not for transactions involving other assets, including equities. For more information, refer to the Fee Schedule. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, Inc., member FINRA & SIPC. See public.com/#disclosures-main for more information. | |||
| 10 Apr 2025 | Q&A: Market Volatility, Raising Money from Investors, & Our Fav Credit Cards | 00:50:47 | |
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- 🚀 Sign up for the Rich Habits Network so you don't miss out on the next big investment opportunity, click here! — 🔥 If you're serious about investing in 2025, you should be using Public to build your portfolio! No matter the asset class, Public has you covered. Click here to start investing on Public! — 💳 Check out a huge 100,000 point offer on one of our favorite travel rewards cards – one of the best offers of the year in our opinion! Click here! --- ⭐ Download our FREE Financial Planner – click here ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc --- Disclosure: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 4/9/25, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more. | |||
| 26 Feb 2024 | 53: It's Our Birthday! Rich Habits Year in Review | 00:31:46 | |
It's our birthday! :) The Rich Habits Podcast is officially 1 year old and we couldn't be more grateful for the continued support each and every one of you give us. Cheers to another 700+ episodes together! --- To listen to Public's new podcast, The Rundown, click here! --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc | |||
| 26 Dec 2024 | Q&A: Delaware Statutory Trusts, Stop-Loss Orders, & VOOG | 00:36:25 | |
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- ⭐️ Open a Bond Account on Public to lock in your 6% or higher yield today, Click Here! --- 🚀 Sign up for the Rich Habits Network so you don't miss out on the next big investment opportunity, click here! --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc --- Disclosure: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 12/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more. | |||
| 25 Nov 2024 | 92: How to Unlock Bitcoin's 27% "Dividend Yield" | 00:40:50 | |
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down with Troy and Garrett from NEOS Investments to learn more about their newest covered call ETF (BTCI). --- 🔥 To learn more about the inner workings of BTCI, click here! --- ☀️ With Frec, direct indexing and tax-loss harvesting your investments have never been easier. Click here to learn more about their platform! --- 💥 Managing your personal finances have never been easier. Go to monarchmoney.com/habits for 30% OFF your first year! --- ⚡️ Join 495 other listeners and sign up for the Rich Habits Network, click here! --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Get a $35 bonus when you start saving & investing with Acorns – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc | |||
| 20 Jan 2025 | 101: Conquering Your Financial Fears in 2025 | 00:46:32 | |
📲 Try this easy-to-use Retirement Calculator! --- Download our FREE Financial Planning Workbook for 2025! --- In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three best tips for conquering your financial fears in 2025. --- ⭐️ Open a Bond Account on Public to lock in your 6% or higher yield today, Click Here! --- 📚 Learn about investing with other investors on Blossom! You can also view Robert and Austin's portfolios. --- 🚀 Sign up for the Rich Habits Network so you don't miss out on the next big investment opportunity, click here! --- ⭐ Download our FREE Financial Planner – click here ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc --- Disclosure: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 1/19/25, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more. | |||
| 12 Feb 2024 | 51: The 3 Mistakes That Keep High-Earners Living Paycheck to Paycheck | 00:31:25 | |
In this episode of the Rich Habits podcast, Robert Croak and Austin Hankwitz share the three mistakes they see high-earners commonly make that cause them to live paycheck-to-paycheck. --- Watch the covered call webinar replay, click here! Check out our Credit Card Benefit Matrix, click here! --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc | |||
| 11 Sep 2023 | 29: The 3 Simple Steps to Wealth | 00:23:39 | |
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three simple steps to wealth. By following these three simple steps, building wealth for a comfortable retirement is inevitable. --- Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. --- Earn 5.1% APY using a Public HYCA, click here! Opt-in and share your email, click here! Learn more about our 4-module video course! Download our FREE Budget Template, click here! To learn more about Robert: https://stan.store/RobertJCroak To learn more about Austin: https://stan.store/austinhankwitz Contact: richhabitspodcast@gmail.com | |||
| 14 Nov 2023 | 38: Tax & Retirement Strategies To Do Before 2024 w/ Ankur Nagpal | 00:29:36 | |
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz are joined by Ankur Nagpal of CarryMoney.com. Ankur sold his previous company, Teachable, for $250M. After receiving such a large lump sum of cash, became fascinated by tax optimization and retirement investing strategies. Today, he's the CEO and co-founder of CarryMoney.com, a platform that makes retirement investing for small business owners easy. --- Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. --- Earn 5.1% APY using a Public HYCA, click here! Opt-in and share your email, click here! Learn more about our 4-module video course! Download our FREE Budget Template, click here! To learn more about Robert: https://stan.store/RobertJCroak To learn more about Austin: https://stan.store/austinhankwitz Contact: richhabitspodcast@gmail.com | |||
| 08 Apr 2024 | 59: How to Generate Your First $1,000 of Passive Income | 00:23:01 | |
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their simple strategy that anyone can implement regarding passive income. The ETFs mentioned in the call include: SPYI and QQQI --- To watch the webinar's replay, click here! --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc | |||
| 29 Feb 2024 | Q&A: Living in a Tiny Home, Berkshire Hathaway, and Bitcoin ETFs | 00:31:32 | |
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- Public has finally released options trading on their platform! To learn more about all of the product features Public offers, click here! --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc --- Options are not suitable for all investors and carry significant risk. Certain complex options strategies carry additional risk. Options can be risky and are not suitable for all investors. See the Characteristics and Risks of Standardized Options to learn more. For each options transaction, Public Investing shares 50% of their order flow revenue as a rebate to help reduce your trading costs. This rebate will be displayed as a negative number in the “Additional Fees” column of your Trade Confirmation Statement and will be immediately reflected in the total dollars paid or received for the transaction. Order flow rebates are only issued for options trades and not for transactions involving other assets, including equities. For more information, refer to the Fee Schedule. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, Inc., member FINRA & SIPC. See public.com/#disclosures-main for more information. | |||
| 17 Jul 2023 | 21: How To Make Your Child a Millionaire | 00:19:06 | |
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three favorite strategies to build wealth for minors. By leveraging these three strategies, your child will be able to stay out of student loan debt, get a jump start on their retirement investing, and won't need a co-signer come 18 years of age. If you have a question for next week's episode, be sure to ask it through Instagram DMs! @richhabitspodcast --- Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. --- Earn 5.1% APY using a Public HYCA, click here! Opt-in and share your email, click here! Learn more about our 4-module video course! Download our FREE Budget Template, click here! To learn more about Robert: https://stan.store/RobertJCroak To learn more about Austin: https://stan.store/austinhankwitz Contact: richhabitspodcast@gmail.com | |||
| 29 Jan 2024 | 49: Scaling a Small Business to Millions w/ Candace Nelson | 00:38:06 | |
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz are joined by Candace Nelson. Candace co-founded Sprinkles Cupcakes with her husband, Charles, in 2005. In 2012, they sold the business for 10s of millions to a private equity firm. In this conversation, we discuss scaling a business from scratch, essential mindset shifts entrepreneurs need to make, as well as the compounding effects of small efficiencies. --- You can follow Candace on TikTok, Instagram, and Substack! You can also find her book, Sweet Success, on Amazon. --- Public has finally released options trading on their platform! To learn more about all of the product features Public offers, click here! --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc | |||
| 03 Jul 2023 | 19: Escaping the Poverty Mindset | 00:19:46 | |
In this episode of the Rich Habits Podcast, Robert Croak & Austin Hankwitz discuss breaking free of the poverty mindset. Specifically, getting & staying out of high-interest consumer debt, building & repairing your credit score, and how to earn (but more importantly) invest your money to build generation wealth. Forming rich habits to one day become financially free are important, but you’ll never stick to them over the long-term unless you’ve made the shift in your mindset that you deserve to be wealthy. You can obtain wealth. No matter your upbringing, your family, or your current situation. If you have a question for next week's episode, be sure to ask it through Instagram DMs! @richhabitspodcast --- Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. --- Earn 5.1% APY using a Public HYCA, click here! Opt-in and share your email, click here! Learn more about our 4-module video course! Download our FREE Budget Template, click here! To learn more about Robert: https://stan.store/RobertJCroak To learn more about Austin: https://stan.store/austinhankwitz Contact: richhabitspodcast@gmail.com | |||
| 12 Sep 2024 | Q&A: Stock Lending, Power of Attorney, and Buying a Home in Cash | 00:37:06 | |
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- ⭐️ Join 440+ fellow podcast listeners in the Rich Habits Network! Click Here: https://www.skool.com/richhabitsnetwork/about --- ⭐️ Subscribe to the Rich Habits Newsletter! Your new favorite weekly newsletter :) Click Here: https://richhabits.beehiiv.com/ --- ⭐️ Lock in your 6.9% yield with Public's Bond Account before it's too late! You only have a few weeks left before yields go down. Click Here: https://public.com/richhabits --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc --- Disclaimer: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. The [6.9%] yield is the average annualized yield to maturity (YTM) across all ten bonds in the Bond Account, before fees, as of [8/28/2024]. A bond’s yield is a function of its market price, which can fluctuate; therefore a bond’s YTM is “locked in” when the bond is purchased. Your yield at time of purchase may be different from the yield shown here. The “locked in” YTM is not guaranteed; you may receive less than the YTM of the bonds in the Bond Account if you sell any of the bonds before maturity, or if the issuer calls or defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. You should evaluate each bond before investing in a Bond Account. The bonds in your Bond Account will not be rebalanced and allocations will not be updated, except for Corporate Actions. Fractional Bonds also carry additional risks including that they are only available on Public and cannot be transferred to other brokerages. Read more about the risks associated with fixed income and fractional bonds. See Bond Account Disclosures to learn more. | |||
| 16 Jan 2025 | Q&A: 10-Years in Prison, $3.4M Mortgage, & Becoming a Millionaire Firefighter | 00:41:23 | |
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- ⭐️ Open a Bond Account on Public to lock in your 6% or higher yield today, Click Here! --- 🚀 Sign up for the Rich Habits Network so you don't miss out on the next big investment opportunity, click here! --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc --- Disclosure: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 1/15/25, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more. | |||
| 09 Sep 2024 | 81: The Business of Pro Sports w/ Paul Rabil | 00:44:10 | |
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz interview Paul Rabil about his journey as both an accomplished athlete and entrepreneur. ⭐️ Visit Paul's website: https://paulrabil.com/ --- ⭐️ Join 443 other podcast listeners who've already subscribed to the Rich Habits Network! https://www.skool.com/richhabitsnetwork/about --- ⭐️ Subscribe (for free) to the Rich Habits Newsletter. New commentary and analysis on the markets and the economy every Thursday morning! https://richhabits.beehiiv.com/ --- ⭐️ Sign up for Blossom, a new social investing app with over 150,000+ investors! Be sure to follow Robert's portfolio :) https://www.blossomsocial.ca/ --- ⭐️ Subscribe to Moby for monthly stock ideas and timely market analysis! --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Get a $35 bonus when you start saving & investing with Acorns – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc | |||
| 10 Oct 2024 | Q&A: How to Find Old 401(k)s, Driving a $57K Truck, & Graduating w/ $250K in Student Loan Debt | 00:38:24 | |
🚀 Join us for a Q4 Forecast webinar with NEOS Funds, click here! --- In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- 🚀 Open a Bond Account on Public and receive a potential 6.5% yield on your money, click here! --- 🚀 Sign up for the Rich Habits Network so you don't miss out on the next big investment opportunity, click here! --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc --- Disclosure: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 10/9/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more. | |||
| 02 Dec 2024 | 93: Our Biggest Wins of 2024 + Giveaway Announcement | 00:33:17 | |
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz reflect upon their biggest wins of 2024. These wins include business wins, investment wins, and community wins. --- 🎨 Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks: https://www.masterworks.art/richhabits Invest in shares in great masterpieces from artists like Pablo Picasso, Banksy, Warhol, and more. --- 🔥 Learn how to add passive-income focused NEOS ETFs to your portfolio by visiting neosfunds.com We love SPYI, IWMI, BTCI, and QQQI! --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Get a $35 bonus when you start saving & investing with Acorns – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc | |||
| 22 Jul 2024 | 74: Our Disagreements with Dave Ramsey | 00:39:59 | |
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three biggest disagreements with Dave Ramsey. Despite popular belief, we're aligned with Dave on a few things... don't have a mortgage in retirement, get rid of the high-interest car debt, etc. However, there are a few things we completely disagree with. In this episode, we dive into them and explain our side of the story and why we believe our perspective will help the average American reach financial freedom earlier. --- 💥 Join 45,000+ other investors and subscribe to our weekly newsletter! The Rich Habits Newsletter is actionable and illustratively-focused. --- ⚡️ Register for our free webinar to learn about pre-IPO & angel investing! We'll cover this strategy in-depth + show you how to invest alongside of us into these deals. --- Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks: https://www.masterworks.art/richhabits Purchase shares in great masterpieces from artists like Pablo Picasso, Banksy, Andy Warhol, and more. See important Masterworks disclosures: https://masterworks.com/cd --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Get a $35 bonus when you start saving & investing with Acorns – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc | |||
| 28 Jan 2024 | Q&A: Stock Market All Time Highs, Roth vs. Traditional, and Arbitrage | 00:33:16 | |
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- Public has finally released options trading on their platform! To learn more about all of the product features Public offers, click here! --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Watch the replay of our covered call webinar – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc --- Options are not suitable for all investors and carry significant risk. Certain complex options strategies carry additional risk. Options can be risky and are not suitable for all investors. See the Characteristics and Risks of Standardized Options to learn more. For each options transaction, Public Investing shares 50% of their order flow revenue as a rebate to help reduce your trading costs. This rebate will be displayed as a negative number in the “Additional Fees” column of your Trade Confirmation Statement and will be immediately reflected in the total dollars paid or received for the transaction. Order flow rebates are only issued for options trades and not for transactions involving other assets, including equities. For more information, refer to the Fee Schedule. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, Inc., member FINRA & SIPC. See public.com/#disclosures-main for more information. | |||
| 01 Apr 2024 | 58: 3 Financial Strategies Everyone Must Know To Ensure a Happy Engagement & Marriage | 00:39:35 | |
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three favorite financial strategies everyone must know to ensure a happy engagement and marriage. Specifically, we share how important it is to be on the same page about money, retirement, as well as setting your children up for financial independence. --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc | |||
| 21 Aug 2023 | 26: Life Insurance: the Good, the Bad, and the Ugly w/ George Kamel | 00:34:06 | |
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz welcome their very first guest — self-made millionaire and Ramsey personality, George Kamel. For months now, we've been receiving countless questions in both our livestreams and DMs asking about life insurance. Term, whole, IUL, and everything in between. After weeks of planning, we present to you the definitive truth about life insurance alongside an expert — George Kamel. We break down all of the terminology, which one 99% of people should choose, as well as the cost ($700K) of choosing the wrong one. Thanks again to George Kamel for joining us! Check out his YouTube channel link here. --- Skip the Masterworks waitlist: https://masterworks.art/richhabits Earn 5.6% with T-Bills on Public: Click Here! Budget template: Click Here! To learn more about Robert: https://stan.store/robertcroak To learn more about Austin: https://stan.store/austinhankwitz To learn more about NEOS Funds: https://neosfunds.com/ Contact: richhabitspodcast@gmail.com | |||
| 27 Mar 2025 | Q&A: Assuming a 2.5% Mortgage, Stock Lending, & Buying vs Leasing | 00:44:06 | |
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- 👉 Click here to participate in a 7-Day FREE Trial of the Rich Habits Network! Don't like it? Simply cancel. No hard feelings! --- ⚡️ Vote for us to be awarded "Financial Creators of the Year" from Stocktwits! Click here. --- 💰 It's time you start using Public for your investing! Open a Bond Account on Public to begin earning a 6% or higher yield. Click here! --- ⭐ Download our FREE Financial Planner – click here ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc --- Disclosure: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 3/27/25, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more. | |||
| 24 Feb 2025 | 106: How to Manufacture Luck & High-Value Opportunities w/ Scott Clary | 00:52:07 | |
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down with Scott Clary from the Success Story Podcast to learn all about manufacturing luck & high-value opportunities. --- Download our FREE Financial Planning Workbook for 2025! --- ⭐️ Open a Bond Account on Public to lock in your 6% or higher yield today, Click Here! --- 🚀 Sign up for the Rich Habits Network so you don't miss out on the next big investment opportunity, click here! --- 🔥 Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks:https://www.masterworks.art/richhabits Invest in shares in great masterpieces from artists like Pablo Picasso, Banksy, Warhol, and more! --- 🔥 Listen to Scott's podcast, the Success Story Podcast! ⚡️ Follow Scott Clary on Instagram! --- Masterworks Disclosure: Masterworks affiliated issuers have now conducted more than 420 offerings of securities, representing over $1.02 billion in Art Investments, as of June 30, 2024. See important Masterworks disclosures: https://masterworks.com/cd Public Disclosure: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 2/24/25, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See ourFee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. Seehttps://public.com/disclosures/bond-account to learn more. | |||
| 15 Aug 2024 | Q&A: Betterment's Core Portfolio, Investing in Student Housing, & ARMs | 00:38:08 | |
⭐ Join the Rich Habits Network! Click Here! --- In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- 👉 Public is your one-stop-shop for all things investing! Crypto, bonds, T-bills, stocks, and more. Be sure to sign up at Public.com/richhabits --- 👉 Join 45,000+ other investors and subscribe to the Rich Habits Newsletter! New editions published every Thursday. --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc --- Disclosures: Options are not suitable for all investors and carry significant risk. Certain complex options strategies carry additional risk. Options can be risky and are not suitable for all investors. See the Characteristics and Risks of Standardized Options to learn more. For each options transaction, Public Investing shares 50% of their order flow revenue as a rebate to help reduce your trading costs. This rebate will be displayed as a negative number in the “Additional Fees” column of your Trade Confirmation Statement and will be immediately reflected in the total dollars paid or received for the transaction. Order flow rebates are only issued for options trades and not for transactions involving other assets, including equities. For more information, refer to the Fee Schedule. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, Inc., member FINRA & SIPC. See public.com/#disclosures-main for more information. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. See public.com/#disclosures-main for more information. Alpha is an experiment brought to you by Public Holdings, Inc. (“Public”). Alpha is an artificial intelligence investment exploration tool powered by GPT-4, a generative large language model offered by OpenAI. Given that Alpha is an experimental technology, it may sometimes give inaccurate or inappropriate information. Any output generated by Alpha is not and should not be construed as investment research, investment advice, or a recommendation to buy or sell a security, nor should any output serve as the basis for any investment decisions. We strongly recommend that you independently evaluate and verify the accuracy of any Alpha output for your use case. Additional information and disclosures at https://public.com/alpha. | |||
| 07 Mar 2023 | 2: Debunking the "Financial Tips" that Keep You Poor | 00:23:08 | |
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz debunk three "financial tips" they believe keep people poor: becoming fixated on a primary residence, avoiding debt, and quitting your 9-5 job to pursue a side hustle or passion. --- Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. --- Earn 5.1% APY using a Public HYCA, click here! Opt-in and share your email, click here! Learn more about our 4-module video course! Download our FREE Budget Template, click here! To learn more about Robert: https://stan.store/RobertJCroak To learn more about Austin: https://stan.store/austinhankwitz Contact: richhabitspodcast@gmail.com | |||
| 17 Jun 2024 | 69: This Episode Will Save You Thousands (Seriously) | 00:43:08 | |
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz talk about tax loss harvesting. They also welcome Mo, the CEO of Frec.com, to the show to break down direct indexing + tax loss harvesting in a more intricate way. --- Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks: https://www.masterworks.art/richhabits --- Sign up for Blossom, the social investing app: https://blossomsocialapp.page.link/richhabitspodcast --- Don't forget to subscribe to the new Rich Habits Newsletter! 2,600 of you already have since it's launch only 4 weeks ago :) thank you! --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Get a $35 bonus when you start saving & investing with Acorns – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc | |||
| 15 Feb 2024 | Q&A: LLC vs. Sole Prop, Consolidating Investments, and the Avalanche Method | 00:34:38 | |
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- Public has finally released options trading on their platform! To learn more about all of the product features Public offers, click here! --- Watch the replay of our Covered Call webinar, click here! Check out our Credit Card Benefit Matrix, click here! --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc --- Options are not suitable for all investors and carry significant risk. Certain complex options strategies carry additional risk. Options can be risky and are not suitable for all investors. See the Characteristics and Risks of Standardized Options to learn more. For each options transaction, Public Investing shares 50% of their order flow revenue as a rebate to help reduce your trading costs. This rebate will be displayed as a negative number in the “Additional Fees” column of your Trade Confirmation Statement and will be immediately reflected in the total dollars paid or received for the transaction. Order flow rebates are only issued for options trades and not for transactions involving other assets, including equities. For more information, refer to the Fee Schedule. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, Inc., member FINRA & SIPC. See public.com/#disclosures-main for more information. | |||
| 27 Dec 2023 | 44: Your 8 Favorite Rich Habits from 2023 | 00:37:51 | |
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz revisit your favorite 8 rich habits from 2023! Merry Christmas, Happy Holidays, and we'll see you in 2024! --- Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. --- Earn 5.1% APY using a Public HYCA, click here! Opt-in and share your email, click here! Learn more about our 4-module video course! Download our FREE Budget Template, click here! To learn more about Robert: https://stan.store/RobertJCroak To learn more about Austin: https://stan.store/austinhankwitz Contact: richhabitspodcast@gmail.com | |||
| 26 Oct 2023 | Q&A: Bankruptcy, HELOCs, and Student Loans | 00:27:39 | |
In this episode of the Rich Habits Podcast Q&A, Robert Croak and Austin Hankwitz answer your questions! They touch on bankruptcy, HELOCs, student loans, house hacking, and growing in your career. --- Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. --- Earn 5.1% APY using a Public HYCA, click here! Opt-in and share your email, click here! Learn more about our 4-module video course! Download our FREE Budget Template, click here! To learn more about Robert: https://stan.store/RobertJCroak To learn more about Austin: https://stan.store/austinhankwitz Contact: richhabitspodcast@gmail.com | |||
| 17 Mar 2025 | 109: What I Wish I Was Taught In My 20s | 00:42:16 | |
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share 12 things they wish they were taught in their 20s. --- 🎥 Sign-up for our FREE Financial Independence Retire Early webinar (March 20th @ 4p ET), click here! --- 🎨 Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks: https://www.masterworks.art/richhabits. --- 💰 If you're serious about investing, look no further than Public! On Public, you can invest in everything ... stocks, crypto, bonds, options, and more. Learn more at: https://public.com/richhabits --- 🚀 Want to see what Robert and Austin are personally investing into? Download the Blossom app! Click here: https://blossomsocialapp.page.link/richhabitspodcast 🚀 Sign up for the Rich Habits Network so you don't miss out on the next big investment opportunity, click here! ⭐ Download our FREE Financial Planner – click here ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc --- Disclosure: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 3/17/25, the average, annualized yield to worst (YTW) across the Bond Account is greater than 7.2%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more. --- For further disclosure on Regulation A Offerings, Risks of Investing, Performance Metrics, Art Market Data, and more visit the offering documents filed with the SEC and Important Disclosures at https://www.masterworks.com/cd. | |||
| 02 May 2023 | 10: Money Hacks for Marriage, Teen Money Tips, and PMI | 00:19:49 | |
In this episode of the Rich Habits Podcast, Robert Croak & Austin Hankwitz share three money hacks every engaged couple should consider doing + Q&A (setting up teens for financial success, getting PMI removed from your monthly mortgage payment, and understanding an investment's cost basis). --- Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. --- Earn 5.1% APY using a Public HYCA, click here! Opt-in and share your email, click here! Learn more about our 4-module video course! Download our FREE Budget Template, click here! To learn more about Robert: https://stan.store/RobertJCroak To learn more about Austin: https://stan.store/austinhankwitz Contact: richhabitspodcast@gmail.com | |||
| 05 Dec 2024 | Q&A: Buying Bitcoin at $100K, When to Close a Business, & HSA vs. Roth IRA | 00:40:40 | |
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- ⭐️ Open a Bond Account on Public to lock in your 6% or higher yield today, Click Here! --- 🚀 Sign up for the Rich Habits Network so you don't miss out on the next big investment opportunity, click here! --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc --- Disclosure: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 11/28/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more. | |||
| 19 Feb 2024 | 52: The 3 Most Important Mindset Shifts Everyone Needs to Make | 00:33:19 | |
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz talk about the three most important mindset shifts they believe everyone needs to makes. --- Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks: https://www.masterworks.art/richhabits Purchase shares in great masterpieces from artists like Pablo Picasso, Banksy, Andy Warhol, and more. --- Watch the covered call webinar replay, click here! Check out our Credit Card Benefit Matrix, click here! --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc --- See important Masterworks disclosures: https://www.masterworks.com/cd Past performance is not indicative of future results. No money is being solicited. No sale can occur until the offering statement for a particular offering has been qualified by the SEC. Offers may be revoked at any time. Contacting Masterworks involves no commitment or obligation. Offering circulars and important disclosures are available at masterworks.com/cd. | |||
| 16 Sep 2024 | 82: How to Buy Real Estate Like a Pro | 00:37:55 | |
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their 6 best tips on buying real estate. --- ⭐️ Mortgage loan calculator, linked here! ⭐️ Join our weekly email newsletter covering the stock market and the economy, click here! ⭐️ Join the Rich Habits Network, click here! --- 💥 Get $250 when you open an account on Frec, click here! 💥 To get a 30-day extended free trial with Monarch Money, click here! --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Get a $35 bonus when you start saving & investing with Acorns – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc | |||
| 18 Nov 2024 | 91: How to Conduct a Portfolio Performance Review | 00:56:26 | |
In this week's episode of the Rich Habits Podcast, Robert and Austin share their playbook as it relates to understanding your 401(k)'s match, as well as how to conduct an annual review of its performance. Don't be part of the 46% of individuals who have no idea as to how their 401(k) is invested. Take control of your money! --- 🔥 Click here to join the Rich Habits Network! We're closing in on 500 active members. https://www.skool.com/richhabitsnetwork/about --- ⚡️ Get 1-month of Titan for free when using this link! Austin has been a user since 2021, and we both highly recommend learning more about their platform. Use the code "RICHHABITS" when prompted during sign up to get 1 month free! --- 🎨 Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks: https://www.masterworks.art/richhabits Invest in shares in great masterpieces from artists like Pablo Picasso, Banksy, Warhol, and more. --- 🚀 Join Robert and myself on Blossom! There's countless other investors using the platform, syncing their portfolios and sharing their holdings with the masses. Don't forget to take a look at Robert's portfolio once you're on there! https://www.blossomsocial.ca/ --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Get a $35 bonus when you start saving & investing with Acorns – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc --- Masterworks affiliated issuers have now conducted more than 420 offerings of securities, representing over $1.02 billion in Art Investments, as of June 30, 2024. See important Masterworks disclosures: https://masterworks.com/cd | |||
| 28 Nov 2023 | 40: "What Even is a Target Date Fund?" w/ Rachel Aguirre (iShares) | 00:23:06 | |
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz travel to New York City to ask Rachel Aguirre of iShares "What even is a target date fund?" Robert and Austin have been long-time skeptics of target date funds for various reasons. But when they heard iShares launched a new suite of target date fund ETFs -- they had to investigate. Providing the best information possible to our listeners has always been and continues to be the primary goal of the Rich Habits Podcast. We hope the information shared in this episode allows you all to make more educated decisions with your money. We want everyone to have full information, even if we don't necessarily participate ourselves. Thanks for listening :) --- To learn more about iShares' new target date ETFs, click here! Earn 5.6% with T-Bills on Public, click here! Download our FREE Budget Template, click here! To learn more about Robert: https://stan.store/RobertCroak To learn more about Austin: https://stan.store/austinhankwitz Contact: richhabitspodcast@gmail.com --- Disclaimer: We invest in iShares ETFs and while we were not paid for this podcast, we have an incentive to endorse BlackRock because we were invited to attend iShares influencer events and received their branded swag. | |||
| 02 May 2024 | Q&A: Opening a Franchise, Selling a New Product, and Income-Producing Assets | 00:26:12 | |
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!
--- Save your seat at our FREE webinar all about Direct Indexing, click here! --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Listen to Public's new daily podcast, The Rundown – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here ⭐ Explore debt consolidation loans on LendingTree – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc --- Disclosures: Options are not suitable for all investors and carry significant risk. Certain complex options strategies carry additional risk. Options can be risky and are not suitable for all investors. See the Characteristics and Risks of Standardized Options to learn more. For each options transaction, Public Investing shares 50% of their order flow revenue as a rebate to help reduce your trading costs. This rebate will be displayed as a negative number in the “Additional Fees” column of your Trade Confirmation Statement and will be immediately reflected in the total dollars paid or received for the transaction. Order flow rebates are only issued for options trades and not for transactions involving other assets, including equities. For more information, refer to the Fee Schedule. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, Inc., member FINRA & SIPC. See public.com/#disclosures-main for more information. | |||
| 07 Apr 2025 | 112: The Art of Staying Rich | 00:39:23 | |
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz demystify the "Art of Staying Rich." --- ⭐️ Trial the Rich Habits Network completely for free for 7 days, click here! --- 💰 It's time to take your investing seriously! On Public, you can invest in just about everything. Transfer your old portfolio and earn up $10,000, click here! --- 🗣 Investing alone sucks. Find your community on Blossom, and social investing app with built-in education. Click here! --- ⭐ Download our FREE Financial Planner – click here ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc Disclosure: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 4/7/25, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more. | |||
| 25 Mar 2024 | 57: Diversification in 2024: Three Undiscovered Strategies | 00:27:56 | |
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three favorite strategies they use to achieve diversification in their own portfolios. By staying diversified, they're able to build wealth uncorrelated to the whims of the Federal Reserve and the stock market. --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here — 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc | |||
| 17 Feb 2025 | 105: The 5 Financial Accounts You Need to Have in 2025 | 00:34:41 | |
In this week's episode of the Rich Habits Podcast, Robert and Austin give you the account-by-account blueprint for financial success in 2025. --- 🎥 Join us for FREE at the GRIT Money Summit in Toronto, Canada! Click here. --- ⭐️ Watch the new NEOS Monthly Income Podcast, click here! --- Download our FREE Financial Planning Workbook for 2025! --- ⭐️ Open a Bond Account on Public to lock in your 6% or higher yield today, Click Here! --- 🚀 Sign up for the Rich Habits Network so you don't miss out on the next big investment opportunity, click here! --- 🔥 NEOS Funds has introduced yet another tax-efficient high-income ETF, their Russell 2000 High-Income ETF (IWMI). Click here to learn more! --- 🔥 Check out what Robert and Austin are personally invested into with Blossom. --- ⭐ Download our FREE Financial Planner – click here ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc --- Disclosure:A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 2/17/25, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See ourFee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. Seehttps://public.com/disclosures/bond-account to learn more. | |||
| 24 Oct 2024 | Q&A: Our Favorite Nuclear Stocks, Deferred Compensation, & $203K in SPYI | 00:38:21 | |
🔥 Lock in your 6% or higher rate using a Public Bond Account! Act fast to lock in a higher rate before the Fed cuts them even lower! --- 🚀 Sign up for the Rich Habits Network so you don't miss out on the next big investment opportunity, click here! --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc --- Disclosure: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 10/21/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more. | |||
| 05 Feb 2024 | 50: Real Estate is Not the Best Way to Get Rich in 2024 | 00:34:52 | |
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz delve deep into their theory -- real estate is not the best way to get rich in 2024. Products, brand building, and services will allow you to generate cash flow quicker (and without as much debt) than real estate. Let's dive in! --- Public has finally released options trading on their platform! To learn more about all of the product features Public offers, click here! --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Watch the replay of our covered call webinar – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc | |||
| 09 Dec 2024 | 94: How to Make Your First $1,000 Online in 2025 | 00:50:20 | |
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down with John Hu, the co-founder and CEO of Stan. Stan is the easiest way for anyone to start earning money online. We're firm believers that you're one video, one Zoom call, one blog post away from a completely new life. Stan enables that in an easy-to-use way. This episode was not sponsored by Stan. We reached out to John a few weeks ago as we believe his platform and encouraging words will be able to positively impact the thousands of you who will be adding "Make money on the internet" to your 2025 New Year Resolutions. To learn more about Stan, visit stan.store! --- 🔥 Take your wealth-building journey to the next level with Titan! Click here to open a Titan account and get your first month on us. --- 🚀 Ever wanted to see what Robert is investing in? Download Blossom and see Robert's personal portfolio and his performance, all-in-one. Click here to open a Blossom account! --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Get a $35 bonus when you start saving & investing with Acorns – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc | |||
| 25 Jul 2024 | Q&A: Max My 401(k) or Roth IRA? Making $110K in the Military, & Should I Sell My Stocks? | 00:27:42 | |
In this week's episode of the Rich Habits Podcast, Robert and Austin answer your questions!
--- Don't forget to check your email inbox this morning! The Rich Habits Newsletter goes out every Thursday :) --- Register for our pre-IPO / angel investing webinar! Click here! --- Public has finally launched options trading on their platform! To create an account and begin trading options, click here! --- --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc --- Disclosures: Options are not suitable for all investors and carry significant risk. Certain complex options strategies carry additional risk. Options can be risky and are not suitable for all investors. See the Characteristics and Risks of Standardized Options to learn more. For each options transaction, Public Investing shares 50% of their order flow revenue as a rebate to help reduce your trading costs. This rebate will be displayed as a negative number in the “Additional Fees” column of your Trade Confirmation Statement and will be immediately reflected in the total dollars paid or received for the transaction. Order flow rebates are only issued for options trades and not for transactions involving other assets, including equities. For more information, refer to the Fee Schedule. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, Inc., member FINRA & SIPC. See public.com/#disclosures-main for more information. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. See public.com/#disclosures-main for more information. Alpha is an experiment brought to you by Public Holdings, Inc. (“Public”). Alpha is an artificial intelligence investment exploration tool powered by GPT-4, a generative large language model offered by OpenAI. Given that Alpha is an experimental technology, it may sometimes give inaccurate or inappropriate information. Any output generated by Alpha is not and should not be construed as investment research, investment advice, or a recommendation to buy or sell a security, nor should any output serve as the basis for any investment decisions. Alpha output is provided “as is” and Public makes no representations or warranties with respect to the accuracy, completeness, quality, timeliness, or any other characteristic of Alpha output. We strongly recommend that you independently evaluate and verify the accuracy of any Alpha output for your use case. Additional information and disclosures at https://public.com/alpha. | |||
| 22 Jan 2024 | 48: The 3 Most Important Financial Mistakes to Avoid in 2024 | 00:25:57 | |
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their top three financial mistakes to avoid in 2024: carrying a balance on your credit cards, borrowing from your 401(k), and being addicted to instant gratification --- Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks: https://www.masterworks.art/richhabits Purchase shares in great masterpieces from artists like Pablo Picasso, Banksy, Andy Warhol, and more. --- Earn 5.1% APY using a Public HYCA, click here! Opt-in and share your email, click here! Learn more about our 4-module video course! Download our FREE Budget Template, click here! To learn more about Robert: https://stan.store/RobertJCroak To learn more about Austin: https://stan.store/austinhankwitz Contact: richhabitspodcast@gmail.com --- See important Masterworks disclosures: https://www.masterworks.com/cd Past performance is not indicative of future results. No money is being solicited. No sale can occur until the offering statement for a particular offering has been qualified by the SEC. Offers may be revoked at any time. Contacting Masterworks involves no commitment or obligation. Offering circulars and important disclosures are available at masterworks.com/cd. | |||
| 22 Aug 2024 | Q&A: Retirement Investing for High Earners, the 1% Rule, & the Dow Jones Industrial Average | 00:32:06 | |
⭐ Join the Rich Habits Network! Click Here! --- In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- 👉 Public is your one-stop-shop for all things investing! Crypto, bonds, T-bills, stocks, and more. Be sure to sign up at Public.com/richhabits --- 👉 Join 45,000+ other investors and subscribe to the Rich Habits Newsletter! New editions published every Thursday. --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc --- Disclosures: Options are not suitable for all investors and carry significant risk. Certain complex options strategies carry additional risk. Options can be risky and are not suitable for all investors. See the Characteristics and Risks of Standardized Options to learn more. For each options transaction, Public Investing shares 50% of their order flow revenue as a rebate to help reduce your trading costs. This rebate will be displayed as a negative number in the “Additional Fees” column of your Trade Confirmation Statement and will be immediately reflected in the total dollars paid or received for the transaction. Order flow rebates are only issued for options trades and not for transactions involving other assets, including equities. For more information, refer to the Fee Schedule. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, Inc., member FINRA & SIPC. See public.com/#disclosures-main for more information. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. See public.com/#disclosures-main for more information. Alpha is an experiment brought to you by Public Holdings, Inc. (“Public”). Alpha is an artificial intelligence investment exploration tool powered by GPT-4, a generative large language model offered by OpenAI. Given that Alpha is an experimental technology, it may sometimes give inaccurate or inappropriate information. Any output generated by Alpha is not and should not be construed as investment research, investment advice, or a recommendation to buy or sell a security, nor should any output serve as the basis for any investment decisions. We strongly recommend that you independently evaluate and verify the accuracy of any Alpha output for your use case. Additional information and disclosures at https://public.com/alpha. | |||
| 22 Apr 2024 | 61: Three Reasons the Stock Market Could Go Down in 2024 | 00:30:36 | |
In this episode of the Rich Habits Podcast Robert Croak and Austin Hankwitz walk through three different reasons that could catalyze a stock market drawdown in 2024. --- Save your seat at our FREE webinar all about Direct Indexing, click here! --- Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks: https://www.masterworks.art/richhabits Purchase shares in great masterpieces from artists like Pablo Picasso, Banksy, Andy Warhol, and more. See important Masterworks disclosures: https://www.masterworks.com/cd --- Listen to Public's podcast, The Rundown, for daily updates on everything that's moving your portfolio and the economy. --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc | |||
| 20 Feb 2025 | Q&A: Side Hustle for Students, Too Many Stocks, & a $330K Inheritance | 00:45:52 | |
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- 🗣 Join Austin and Robert in Toronto, Canada (or virtually) at the GRIT Money Summit -- click here! --- Download our FREE Financial Planning Workbook for 2025! --- ⭐️ Open a Bond Account on Public to lock in your 6% or higher yield today, Click Here! --- 🚀 Sign up for the Rich Habits Network so you don't miss out on the next big investment opportunity, click here! --- 🔥 NEOS Funds has introduced yet another tax-efficient high-income ETF, their Russell 2000 High-Income ETF (IWMI). --- 🔥 Check out what Robert and Austin are personally invested into with Blossom. --- ⭐ Download our FREE Financial Planner – click here ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc --- Disclosure:A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 2/20/25, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See ourFee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. Seehttps://public.com/disclosures/bond-account to learn more. | |||
| 15 Jan 2024 | 47: Exactly How Robert Buys Cash Flowing Businesses | 00:36:26 | |
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz dive deep into the intricacies of finding, negotiating, and purchasing a cash flowing business. In case you're unfamiliar, Robert recently purchased a pizza shop in a small town outside of St. Petersburg, FL. In this episode, Austin interviews Robert about the entire process. --- Learn more about FirstCard and build your credit, click here! Earn 5.1% APY using a Public HYCA, click here! Opt-in and share your email, click here! Learn more about our 4-module video course! Download our FREE Budget Template, click here! To learn more about Robert: https://stan.store/RobertJCroak To learn more about Austin: https://stan.store/austinhankwitz Contact: richhabitspodcast@gmail.com | |||
| 14 Apr 2025 | 113: The Man That Turned $20K into $60M | 01:32:38 | |
In this week's episode of the Rich Habits Podcast, we sit down with legendary investor Chris Camillo. Chris is most famously know for turning $20K into $60M over the last 18-years by implementing a trading strategy knows as social arbitrage investing. Follow Chris Camillo on X by clicking here, or YouTube by clicking here! --- 💰 Sign up for a 7-day FREE trial of the Rich Habits Network and don't miss out on our next big investment opportunity! Click here. --- 👉 Public is built for seriously investors. Bonds, Stocks, ETFs, crypto, options, and more -- on Public you can investor in almost everything. Click here to sign up! --- 🎨 Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks: https://www.masterworks.art/richhabits Invest in shares in great masterpieces from artists like Pablo Picasso, Banksy, Warhol, and more. --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Get a $35 bonus when you start saving & investing with Acorns – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc --- Disclosures: Masterworks affiliated issuers have now conducted more than 420 offerings of securities, representing over $1.02 billion in Art Investments, as of June 30, 2024. See important Masterworks disclosures: https://masterworks.com/cd. --- Disclosure: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 4/13/25, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more. | |||
| 25 Apr 2023 | 9: New Housing Rule, Tax Loopholes, 401(k), and Debt | 00:21:24 | |
In this episode of the Rich Habits Podcast, Robert Croak & Austin Hankwitz introduce a new episode format -- hot takes followed by question & answer. We'll discuss the new housing rule that seemingly punishes responsible consumers, dissect the Backdoor Roth IRA, debate retirement investing, and finally share our favorite quote. --- Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. --- Earn 5.1% APY using a Public HYCA, click here! Opt-in and share your email, click here! Learn more about our 4-module video course! Download our FREE Budget Template, click here! To learn more about Robert: https://stan.store/RobertJCroak To learn more about Austin: https://stan.store/austinhankwitz Contact: richhabitspodcast@gmail.com | |||
| 30 Jan 2025 | Q&A: $10MM Net Worth, Recasting a Mortgage & Expense Ratios | 00:32:48 | |
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- Download our FREE Financial Planning Workbook for 2025! --- ⭐️ Open a Bond Account on Public to lock in your 6% or higher yield today, Click Here! --- 🚀 Sign up for the Rich Habits Network so you don't miss out on the next big investment opportunity, click here! --- ⭐ Download our FREE Financial Planner – click here ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc --- Disclosure: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 1/30/25, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more. | |||
| 24 Mar 2025 | 110: The Spending Trap: Escape the Psychology of Broke | 00:44:22 | |
In this week’s episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their perspectives on how to escape the three most common spending traps. — ⭐️ Join us at the GRIT Money Summit in Toronto, Canada! Click here. --- 🚀 Sign up for the Rich Habits Network so you don't miss out on the next big investment opportunity, click here! — 🔥 If you're serious about investing in 2025, you should be using Public to build your portfolio! No matter the asset class, Public has you covered. Click here to start investing on Public! — 🎨 Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks: https://www.masterworks.art/richhabits. Invest in shares in great masterpieces from artists like Pablo Picasso, Banksy, Warhol, and more. For further disclosure on Regulation A Offerings, Risks of Investing, Performance Metrics, Art Market Data, and more visit the offering documents filed with the SEC and Important Disclosures at https://www.masterworks.com/cd. — ⭐ Download our FREE Financial Planner – click here ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc --- Disclosure: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 3/23/25, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more. | |||
| 22 Feb 2024 | Q&A: Retiring in Your 40s, Keeping $30K in Cash, and Late Roth IRA Contributions | 00:14:55 | |
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- Public has finally released options trading on their platform! To learn more about all of the product features Public offers, click here! --- Watch the replay of our Covered Call webinar, click here! Check out our Credit Card Benefit Matrix, click here! --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc --- Options are not suitable for all investors and carry significant risk. Certain complex options strategies carry additional risk. Options can be risky and are not suitable for all investors. See the Characteristics and Risks of Standardized Options to learn more. For each options transaction, Public Investing shares 50% of their order flow revenue as a rebate to help reduce your trading costs. This rebate will be displayed as a negative number in the “Additional Fees” column of your Trade Confirmation Statement and will be immediately reflected in the total dollars paid or received for the transaction. Order flow rebates are only issued for options trades and not for transactions involving other assets, including equities. For more information, refer to the Fee Schedule. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, Inc., member FINRA & SIPC. See public.com/#disclosures-main for more information. | |||
| 02 Jan 2025 | 98: Getting Rich, Not Looking Rich, in 2025 | 00:38:06 | |
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their favorite actionable tips for getting rich... not looking rich... in 2025. --- Public is officially the title sponsor of the Rich Habits Podcast in 2025! If you're investing, you need to be using Public. --- 🚀 Sign up for the Rich Habits Network so you don't miss out on the next big investment opportunity, click here! --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc --- Disclosure: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 12/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more. | |||
| 13 May 2024 | 64: How to Hedge Your Portfolio (TACK) w/ Katie Stockton | 00:45:15 | |
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz are joined by Katie Stockton of Fairlead Strategies. Katie is a statistician with decades of experience reading price action and technical indicators. Katie shares with us a few of her favorite strategies to identify potential winning stocks as well as how anyone can begin hedging against market volatility with (TACK). --- To learn more about Fairlead Strategies, click here. To sign up for the Fairlead Strategies Idea Generator, click here. To follow Katie Stockton on Twitter, click here. --- Yahoo Finance's website went through a redesign, and we love it! Austin has been using Yahoo Finance since college, and Robert frequents the site to check in on hedge fund activity. Check out Yahoo Finance! --- Watch the Frec webinar replay by clicking this link! --- Sign up for our next webinar, where we'll be learning all about trading options! --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc | |||
| 30 Sep 2024 | 84: How to Escape Living Paycheck to Paycheck | 00:34:10 | |
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three best tips on escaping the vicious cycle of living paycheck to paycheck. --- ⭐️ Click here to join our FREE webinar with NEOS Investments! 💥 Click here to sign up for the Rich Habits Network! 💥 Click here to subscribe to the Rich Habits Newsletter! --- 💰 Click here to get your 30-day extended free trial with Monarch Money, our favorite money app! --- 🎥 Click here to sign up for our free Q4 Forecast Webinar --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Get a $35 bonus when you start saving & investing with Acorns – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc | |||
| 08 Aug 2024 | Q&A: Should I Buy an Investment Property, YieldMax ETFs, & Investing in My 70s | 00:31:05 | |
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!
--- 👉 Public is your one-stop-shop for all things investing! Crypto, bonds, T-bills, stocks, and more. Be sure to sign up at Public.com/richhabits --- 👉 Join 45,000+ other investors and subscribe to the Rich Habits Newsletter! New editions published every Thursday. --- Register for our pre-IPO / angel investing webinar! Click here! --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc --- Disclosures: Options are not suitable for all investors and carry significant risk. Certain complex options strategies carry additional risk. Options can be risky and are not suitable for all investors. See the Characteristics and Risks of Standardized Options to learn more. For each options transaction, Public Investing shares 50% of their order flow revenue as a rebate to help reduce your trading costs. This rebate will be displayed as a negative number in the “Additional Fees” column of your Trade Confirmation Statement and will be immediately reflected in the total dollars paid or received for the transaction. Order flow rebates are only issued for options trades and not for transactions involving other assets, including equities. For more information, refer to the Fee Schedule. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, Inc., member FINRA & SIPC. See public.com/#disclosures-main for more information. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. See public.com/#disclosures-main for more information. Alpha is an experiment brought to you by Public Holdings, Inc. (“Public”). Alpha is an artificial intelligence investment exploration tool powered by GPT-4, a generative large language model offered by OpenAI. Given that Alpha is an experimental technology, it may sometimes give inaccurate or inappropriate information. Any output generated by Alpha is not and should not be construed as investment research, investment advice, or a recommendation to buy or sell a security, nor should any output serve as the basis for any investment decisions. We strongly recommend that you independently evaluate and verify the accuracy of any Alpha output for your use case. Additional information and disclosures at https://public.com/alpha. | |||
| 08 Feb 2024 | Q&A: Our New Credit Card Benefit Matrix, Investing a Windfall, and Margin Loans | 00:29:09 | |
In this episode of the Rich Habits, Robert Croak and Austin Hankwitz answer your questions! --- Public has finally released options trading on their platform! To learn more about all of the product features Public offers, click here! --- Check out our Credit Card Benefit Matrix, click here! --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc --- Options are not suitable for all investors and carry significant risk. Certain complex options strategies carry additional risk. Options can be risky and are not suitable for all investors. See the Characteristics and Risks of Standardized Options to learn more. For each options transaction, Public Investing shares 50% of their order flow revenue as a rebate to help reduce your trading costs. This rebate will be displayed as a negative number in the “Additional Fees” column of your Trade Confirmation Statement and will be immediately reflected in the total dollars paid or received for the transaction. Order flow rebates are only issued for options trades and not for transactions involving other assets, including equities. For more information, refer to the Fee Schedule. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, Inc., member FINRA & SIPC. See public.com/#disclosures-main for more information. | |||
| 05 Aug 2024 | 76: Markets Are Crashing.. What NOT To Do | 00:40:59 | |
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz explain what NOT to do during market corrections. The stock and crypto markets are experiencing a healthy correction, with most indices down by -5 to -10% over the last few weeks. Over the long-term, this correction will simply be a blip on the radar. --- 👉 Register for our free angel investing / pre-IPO investing webinar, Click Here! --- 👉 Join over 43,000+ other investors who read the Rich Habits Newsletter! We're growing by +150 subscribers every day and can't wait for you to join us :) --- In our opinion, income-focused ETFs, like the ones developed by NEOS Investments, are a great way to offset volatility in your portfolio. SPYI, QQQI, and IWMI for indices + CSHI and BNDI for cash and bonds. --- ⚡️ Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks: https://www.masterworks.art/richhabits Purchase shares in great masterpieces from artists like Pablo Picasso, Banksy, Andy Warhol, and more. See important Masterworks disclosures: https://masterworks.com/cd --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Get a $35 bonus when you start saving & investing with Acorns – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc | |||
| 18 Sep 2023 | 30: Demystifying the Average Millionaire’s 7 Sources of Income | 00:22:21 | |
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz demystify the seven sources of income the average millionaire has in the eyes of the IRS. Not only do we explain to you what these seven sources are, but we also provide solutions the everyday investor can use to begin working toward achieving these income streams. We also hear from Troy Cates, co-creators of the SPYI High-Income ETF. Troy provides us with a great breakdown of the ETF's income-focused objectives as well as defines who exactly the ETF is built for. --- Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. --- Earn 5.1% APY using a Public HYCA, click here! Opt-in and share your email, click here! Learn more about our 4-module video course! Download our FREE Budget Template, click here! To learn more about Robert: https://stan.store/RobertJCroak To learn more about Austin: https://stan.store/austinhankwitz Contact: richhabitspodcast@gmail.com | |||
| 10 Nov 2023 | Q&A: Investing for a Newborn, $100K in Cash, and Utility Patents | 00:32:49 | |
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! They touch on how to save for a house, investing for newborns, college tax write-offs, patenting a new product, and much more. --- Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. --- Earn 5.1% APY using a Public HYCA, click here! Opt-in and share your email, click here! Learn more about our 4-module video course! Download our FREE Budget Template, click here! To learn more about Robert: https://stan.store/RobertJCroak To learn more about Austin: https://stan.store/austinhankwitz Contact: richhabitspodcast@gmail.com | |||
| 10 Mar 2025 | 108: How We're Approaching Volatility in 2025 | 00:56:28 | |
2025 has been a volatile year thus far, as we had predicted months ago. The good news is there are a ton of different ways to position yourself to take advantage of this volatility. NEOS Investments' ETFs, specifically QQQH, has a built in "hedge" for downside risk. Their other ETFs, like SPYI & QQQI, offer monthly income to provide a 1% or more monthly return via cash deposited to your brokerage account. We know volatility can be scary, but between NEOS ETFs, precious metals, resilient names like SCHD and dividend stocks -- riding out the volatility can feel like a breeze. At the end of the day, dollar cost averaging is the best way to approach volatility -- especially if you plan to be in the markets for at least another 3-5 years. --- ⚡️ Sign up for a 7-day FREE trial for the Rich Habits Network, click here! --- 💰 Get a 6% or higher yield with a Bond Account on Public, even if the Fed continues to cut rates. Click here to start investing on Public! --- 💰 Start tracking your net worth using Roi! Connect your accounts or manually enter your balances. With Roi, you will always know where your net worth stands. Click here to sign up for Roi! --- ⭐ Download our FREE Financial Planner – click here ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc --- Disclosure: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 3/10/25, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more. | |||
| 28 Mar 2024 | Q&A: Settlements, $1,400 Car Payments, and $35K of Credit Card Debt | 00:47:19 | |
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! If you want to ask us a question for a future episode, feel free to send us a DM on Instagram (richhabitspodcast) or an email (richhabitspodcast@gmail.com)! --- To listen to Public's new podcast, The Rundown, click here! --- Public has finally released options trading on their platform! To learn more about all of the product features Public offers, click here! --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc --- Options are not suitable for all investors and carry significant risk. Certain complex options strategies carry additional risk. Options can be risky and are not suitable for all investors. See the Characteristics and Risks of Standardized Options to learn more. For each options transaction, Public Investing shares 50% of their order flow revenue as a rebate to help reduce your trading costs. This rebate will be displayed as a negative number in the “Additional Fees” column of your Trade Confirmation Statement and will be immediately reflected in the total dollars paid or received for the transaction. Order flow rebates are only issued for options trades and not for transactions involving other assets, including equities. For more information, refer to the Fee Schedule. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Open to the Public Investing, Inc., member FINRA & SIPC. See public.com/#disclosures-main for more information. | |||
| 23 Nov 2023 | $1,000 Holiday Giveaway! | 00:02:03 | |
Happy Thanksgiving! We're so thankful to be on this journey with you all, and we can't wait to see what 2024 has in store. Please fill out this 10-question survey so we can better introduce new topics, strategies, and ideas throughout future episodes. --- | |||
| 31 Oct 2024 | Q&A: UPRO vs. VOO, Short-Term Rental Arbitrage, & Covered Calls in an Emergency Fund | 00:45:25 | |
In this week's episode of the Rich Habits Podcast, Austin Hankwitz and Robert Croak answer your questions! --- 🔥 Lock in your 6% or higher rate using a Public Bond Account! Act fast to lock in a higher rate before the Fed cuts them even lower! --- 🚀 Sign up for the Rich Habits Network so you don't miss out on the next big investment opportunity, click here! --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc --- Disclosure: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 10/31/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more. | |||
| 08 Jul 2024 | 72: Financial Checklist for Parents (Current & Future) | 00:42:19 | |
In this episode of the Rich Habits Podcast, Robert and Austin walk through a 10-point financial checklist every parent needs to complete. Every single one of these points will cause a material change in the financial outcome of your child. Generational wealth is the goal, let's get there together! --- Join us for our pre-IPO & angel investing webinar! August 8th at 4p ET. Register now! --- Invest into physical gold through your Roth IRA using Preserve Gold. Click here! --- Find term-life insurance from Suriance, they're really nice :) --- Sign up for your 30-day free trial of the all-in-one personal finance app, Monarch Money! Visit monarchmoney.com/habits --- Join over 43,000+ other investors who read the Rich Habits Newsletter! We're growing by +150 subscribers every day and can't wait for you to join us :) --- Don't forget to check out NEOS Investments' new ETF, $IWMI -- their Russell 2000 High Income ETF. Click here to read more about it! --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Get a $35 bonus when you start saving & investing with Acorns – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc | |||
| 13 Jun 2023 | 16: Becoming Really, Really Rich | 00:31:29 | |
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz talk about becoming really, really rich. Specifically, how everyday people can take advantage of proven strategies and opportunities to build wealth and achieve financial freedom without "getting lucky," or winning the lottery. We walk through the strategies of buying cash flowing businesses, building a real estate portfolio, and inventing new products and technologies. This episode is one you're not going to want to miss. --- Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. --- Earn 5.1% APY using a Public HYCA, click here! Opt-in and share your email, click here! Learn more about our 4-module video course! Download our FREE Budget Template, click here! To learn more about Robert: https://stan.store/RobertJCroak To learn more about Austin: https://stan.store/austinhankwitz Contact: richhabitspodcast@gmail.com | |||
| 07 Dec 2023 | Q&A: $350K Salary, Paying Rent Upfront, and Our Favorite Books | 00:31:43 | |
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! This week's questions are specifically from Instagram. If you have questions to ask us, send us an email at "richhabitspodcast@gmail.com," or send them on Instagram @richhabitspodcast! --- Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. --- Earn 5.1% APY using a Public HYCA, click here! Opt-in and share your email, click here! Learn more about our 4-module video course! Download our FREE Budget Template, click here! To learn more about Robert: https://stan.store/RobertJCroak To learn more about Austin: https://stan.store/austinhankwitz Contact: richhabitspodcast@gmail.com | |||
| 22 Dec 2023 | Q&A: FXAIX, Making Money in a Recession, and Early Retirement | 00:37:32 | |
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! To ask us a question for future episodes, send us an email or a DM on Instagram @richhabitspodcast. Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. --- Earn 5.1% APY using a Public HYCA, click here! Opt-in and share your email, click here! Learn more about our 4-module video course! Download our FREE Budget Template, click here! To learn more about Robert: https://stan.store/RobertJCroak To learn more about Austin: https://stan.store/austinhankwitz Contact: richhabitspodcast@gmail.com | |||
| 16 Oct 2023 | 34: Generating REAL Passive Income | 00:22:09 | |
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three favorite ways to generate REAL passive income. No, not the passive income you hear about on TikTok through vending machines or laundromats -- we're talking about REAL "make money in your sleep" passive income. By investing into music royalties, dividend-paying ETFs, and selling covered call option contracts you can begin to inch closer toward thousands per month in REAL passive income. Learn more about covered calls, click here! Learn more about Shrek music royalties, click here! --- Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. --- Earn 5.1% APY using a Public HYCA, click here! Opt-in and share your email, click here! Learn more about our 4-module video course! Download our FREE Budget Template, click here! To learn more about Robert: https://stan.store/RobertJCroak To learn more about Austin: https://stan.store/austinhankwitz Contact: richhabitspodcast@gmail.com | |||
| 20 Jun 2023 | 17: Becoming the 1st Real Estate Investor in Your Family | 00:19:23 | |
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their top three ways to achieve financing for your real estate investments. We've learned from hosting over 100+ livestreams now on TikTok that most of you want to become real estate investors but are tripped up from the financing. We dive deep into DSCR loans, Self-Employment loans, and 203(k) loans -- all of which can help you become the first real estate investor in your family. If you have a question for next week's episode, be sure to ask it through Instagram DMs! @richhabitspodcast --- Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. --- Earn 5.1% APY using a Public HYCA, click here! Opt-in and share your email, click here! Learn more about our 4-module video course! Download our FREE Budget Template, click here! To learn more about Robert: https://stan.store/RobertJCroak To learn more about Austin: https://stan.store/austinhankwitz Contact: richhabitspodcast@gmail.com | |||
| 14 Oct 2024 | 86: Building a $100B Company (Shopify) w/ Harley Finkelstein | 00:51:54 | |
In this week's episode of the Rich Habits Podcast, we sat down with Harley Finkelstein -- the President of Shopify. Harley was a breath of fresh air. He spoke toward the "cost of failure," the idea of having 1,000 true fans, where Shopify is reinvesting their profits right now, the mindset of successful business owners on the platform, and much more. If you're someone who's mulling over the idea of starting a business, do it! Austin began using Shopify in high school (2010), and Robert in the early 2010s as well. We highly recommend giving it a try :) --- ⭐️ Click here to join our FREE webinar with NEOS Investments! 💥 Click here to sign up for the Rich Habits Network! 💥 Click here to subscribe to the Rich Habits Newsletter! --- ⭐️ Want to start investing in real estate but not sure where to start? Join Robert and Austin on Fundrise -- specifically their Flagship Fund. With exposure to single-family, multi-family, and commercial real estate, this fund has it all. Click here to learn more! --- ⭐️ Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks: https://www.masterworks.art/richhabits Invest in shares in great masterpieces from artists like Pablo Picasso, Banksy, Warhol, and more. Masterworks affiliated issuers have now conducted more than 420 offerings of securities, representing over $1.02 billion in Art Investments, as of June 30, 2024. See important Masterworks disclosures: https://masterworks.com/cd --- --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Get a $35 bonus when you start saving & investing with Acorns – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc | |||
| 05 Sep 2024 | Q&A: Tax-Free Income for Kids, Our Frugal Life Hacks, & Franchise Dos and Don'ts | 00:45:52 | |
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- ⭐️ Join 430+ fellow podcast listeners in the Rich Habits Network! Click Here: https://www.skool.com/richhabitsnetwork/about --- ⭐️ Subscribe to the Rich Habits Newsletter! Your new favorite weekly newsletter :) Click Here: https://richhabits.beehiiv.com/ --- ⭐️ Lock in your 6.9% yield with Public's Bond Account before it's too late! You only have a few weeks left before yields go down. Click Here: https://public.com/richhabits --- ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc --- Disclaimer: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. The [6.9%] yield is the average annualized yield to maturity (YTM) across all ten bonds in the Bond Account, before fees, as of [8/28/2024]. A bond’s yield is a function of its market price, which can fluctuate; therefore a bond’s YTM is “locked in” when the bond is purchased. Your yield at time of purchase may be different from the yield shown here. The “locked in” YTM is not guaranteed; you may receive less than the YTM of the bonds in the Bond Account if you sell any of the bonds before maturity, or if the issuer calls or defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. You should evaluate each bond before investing in a Bond Account. The bonds in your Bond Account will not be rebalanced and allocations will not be updated, except for Corporate Actions. Fractional Bonds also carry additional risks including that they are only available on Public and cannot be transferred to other brokerages. Read more about the risks associated with fixed income and fractional bonds. See Bond Account Disclosures to learn more. | |||
| 17 Apr 2025 | Q&A: Pre-IPO Investing, Real Numbers Behind House Hacking, & Tax Refunds | 00:48:03 | |
In this week's episode of the Rich Habits Podcast, Robert and Austin answer your questions! --- 🔥 If you're serious about investing in 2025, you should be using Public to build your portfolio! No matter the asset class, Public has you covered. Click here to start investing on Public! --- 👀 Check out the open roles at Stan Store! They're hiring the best of the best. Click here! --- 🚀 Sign up for the Rich Habits Network so you don't miss out on the next big investment opportunity, click here! — ⭐ Download our FREE Financial Planner – click here ⭐ Download our FREE Budgeting Template – click here ⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here ⭐ Trade stocks, options, music royalties and crypto on Public – click here ⭐ Automatically buy stock where you shop with Grifin – click here ⭐ Protect your family with term life insurance from Suriance – click here ⭐ Use code “Spotify” for 15% off our 4-module video course – click here ⭐ Optimize your portfolio with Seeking Alpha – click here --- 👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here ❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram 📬 Inquire about working together – christian@witz.vc --- Disclosure: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 4/17/25, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more. | |||