Pera and Purpose Podcast (Jay Adrian Tolentino and TAGM Marketing Solutions Inc.)
Explore every episode of Pera and Purpose Podcast
Dive into the complete episode list for Pera and Purpose Podcast. Each episode is cataloged with detailed descriptions, making it easy to find and explore specific topics. Keep track of all episodes from your favorite podcast and never miss a moment of insightful content.
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| 07 Mar 2022 | 090: How the Next President Can Make You Richer or Poorer ft. Salve Duplito | 2022 Philippine National Election | 00:50:27 | |
Presidents get a lot of the blame, and take a lot of the credit, for the performance of a country’s economy while they are in office.Napakarami nilang trabaho and it is probably the most stressful job ever!Pero when it comes to Personal Finance, ano ba talaga ang magagawa ng susunod na presidente lalung-lalo na sa ating mga kaperahan, utang at investments?Sa special episode na to, we are bringing back Ms. Salve Duplito, one of the most requested guests sa ating podcast dahil she is:TV & N...
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| 15 Sep 2024 | 146: The Unbreakable Rules of Wealth | 00:34:51 | |
Are you working hard but still not seeing the wealth you hoped for? It might not be about your effort or desire but about not having a solid set of financial principles guiding you. In today’s episode, we’ll uncover the key wealth principles that can help you build a strong financial foundation. We’ll differentiate between values and principles, why principles matter, and how to craft and apply your own set of principles to achieve lasting financial success. 🧠What You’ll Learn: 1. Understanding Principles vs. Values 2. Importance of Principles 3. Common Wealth Principles 4. Creating Your Own Principles 5. Overcoming Challenges | |||
| 28 Nov 2024 | 150 : Cultural Expectations That Keep Filipinos Broke | 00:41:40 | |
Many Filipinos struggle to build wealth, not because they aren't working hard, but due to cultural expectations around money. In the Philippines, finances are closely tied to family and community, often leading to pressures that keep people financially stuck. Obligations like supporting extended family or maintaining appearances can hurt financial health. This episode explores how these cultural norms prevent financial freedom and offers ways to shift your mindset, so you can use money in a way that serves you, rather than being controlled by societal pressures. 🧠What You’ll Learn:
📢Join our Community: https://whop.com/peraandpurpose/ Download TapTap Send today: 🤖Google Play Store: https://bit.ly/3KCAmyq 🍎Apple App Store: https://apple.co/3qsTQii Use promo code KUYAJAY to get:
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| 30 Jun 2024 | 142: Why Time Freedom Comes First Before Financial Freedom | 00:39:23 | |
Time is the most valuable resource we have, yet many of us overlook its importance in our pursuit of financial freedom. We often think that financial abundance will give us the life we desire, but there's a foundational element we're missing. Inspired by Dan Sullivan's book Who Not How, I learned that time freedom is the foundation of true financial freedom. Without control over your time, financial freedom remains an elusive goal. In this episode, I'll share why time freedom should come first before financial freedom and how you can gain control over your time. I’ll also be sharing some words of caution for those who pursue this path. -- 👋🏻 Connect with Kuya Jay on social media. Ask questions, inquire for collabs, sponsorships, or schedule a quick coaching call here. Own the World Free Webinar: https://lu.ma/qx48s1k1 Dan Sullivan's Who Not How | |||
| 14 Jul 2024 | 143: The Benefits of Saving More Versus Earning More | 00:21:26 | |
Have you ever wondered why some people seem to accumulate wealth faster than others, despite having similar incomes? The key to financial success isn’t just about earning more money—it’s about how much you save and invest. Many people chase higher-paying jobs or promotions, thinking this will lead to wealth. But studies show that savings rate is a more crucial factor in building wealth than income alone. According to research, individuals who focus on saving a significant portion of their income can accumulate wealth faster, regardless of their earnings level. Understanding the advantage of having a higher savings rate can transform your financial journey. It highlights the importance of managing your expenses and making conscious choices about your spending habits. So, in today’s episode, we’ll uncover why saving is so powerful, explore common misconceptions, and discuss practical steps to boost your savings rate. What You'll Learn: - The secret to financial success is not just earning more but saving more. - High savings rates lead to faster wealth accumulation. - Managing expenses and prioritizing savings are crucial. - Automate savings, track expenses, and set clear financial goals. - Living below your means and investing wisely accelerates financial growth. Resource mentioned: - Networthify: https://networthify.com/calculator/earlyretirement --- Ask a question in our community here Schedule a free discovery call here | |||
| 13 Jul 2020 | 005: Business & Personal Finance ft. Fitz Villafuerte | 01:23:52 | |
Certain things just don’t mix well like red wine and vodka. The same goes for your finances.Business owners intertwine business and personal finances all too often. After all, you are your business, but blending up the two will mean a mess at tax time.Fitz Villafuerte is the man behind the popular financial blog, Ready To Be Rich. It started in 2007 which aims to help Filipinos achieve financial independence and live life in their own terms. When I started my journey, his blog was where I usu...
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| 03 Oct 2021 | 069: Spot & Stop A Scam ft. Elaine Linga of Invested Lifestyle | 01:15:43 | |
Scampanies are everywhere!Kung first time mong narinig yang term na yan, these are companies that scam people.At habang tumatagal, mas nagiging creative ang mga scam artists to make sure that they get a piece of your hard-earned money!Pero sa sobrang dami at galing ng mga scammers ngayon, may way pa ba para maiwasan at mapigilan ang kanilang mga modus?Kaya I invited Ms. Elaine Linga for this timely topic. Because she is…- A California-based YouTube sensation who caught the attention of many F...
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| 24 Jan 2021 | 037: Pivot ft. Francis Errol Medina | 00:36:37 | |
Whether you're a company owner or a professional who feels like it's time for a shift, making a change may be stressful and daunting. Change itself is scary enough. There's a lot of apprehension before trying something new, and when you add further questions about your future, growth opportunities, and risks/rewards, it's even more difficult.My next guest is Mr. Expat Entrepreneur himself, Francis Errol Medina. A former Head of Strategic Marketing and Business Improvement for Hilti Middl...
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| 14 Nov 2021 | 075: Harmonious Abundance ft. Dr. Iris Radev | 00:57:29 | |
Dr. Iris Radev is one of the very few Filipino medical doctors who made it big in Canada. But just like other Overseas Filipinos, nagkaroon din sya ng mga moments when her income was never enough for her extravagant lifestyle. While most people think that being a highly-paid professional is the ultimate definition of success, Dr. Iris never settled.Now, still working as a medical doctor full time, she also helps many people find meaning and profound sense of well-being through her L...
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| 02 Apr 2023 | 117: The Art of Winning In Life ft. Godwin Sy | 01:00:39 | |
Godwin's journey began in humble beginnings when he worked at McDonald's at 17 years old. He decided to take a chance and moved to Dubai in 2015 in search of a better life. Unfortunately, life as an Overseas Filipino wasn’t what he thought it was, and he found himself in debt for several years.But just as things seemed their bleakest, Godwin received his big break when he became the first and only Filipino artisan painter for Louis Vuitton in the Middle East. His income grew exponentially, an...
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| 07 Nov 2022 | 109: How To Avoid Spending More Money as You Make More Money? | Lifestyle Inflation | 00:31:45 | |
Have you ever wondered why no matter how much salary increase you make or extra money you get, eh wala ka pa ring naiipon.More money, same problems.Baka isa ka sa mga biktima ng Lifestyle Inflation o ang dahan-dahang paglaki ng iyong gastusin habang lumalaki ang iyong kinikita.There are many things that contribute to this horrible phenomenon and this is worse than the usual inflation that we are are facing.We tend to ignore or forget about these expenses and spend money on ourselves every tim...
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| 23 Jan 2022 | 084: The Legal Actions to Take After Falling for A Ponzi Scheme | 01:07:56 | |
Last December of 2021, a post I made about a scampany went a bit viral. Before the rest of the world knew it was a scam, I was mocked and shamed by people I didn’t know and those who i thought were my friends!Natakot din ako para sa safety ko, but I knew that part of being an advocate of Financial LIteracy is to combat investment scams para wala na silang maloko pa. I’m just blessed to have the people who supported me during that tough season.Kaya sa episode na to kasama natin ang isang fello...
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| 25 Mar 2021 | 044: The Millionaire Gardener ft. Aries Baloran | 00:56:50 | |
It’s not your salary that’s going to make you rich, it’s your saving and investing habits.In my next episode, I’ll be joined by Aries Baloran. He is based in Italy where he started as a driver & helper, and now working as a gardener. But don’t be fooled because he is also a stock market trader & investor, an entrepreneur, a freelance graphic artist and web developer and a Financial Literacy Advocate!He shared an awesome tip on how you can encourage your partner to start investing...
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| 03 Nov 2024 | 147: Lessons From Riches to Rags Stories | 00:35:13 | |
In this eye-opening Halloween episode, we explore real-life stories of individuals and families who experienced dramatic financial downfalls. These cautionary tales serve as powerful reminders of the importance of financial literacy and prudent money management. What You'll Learn: - The importance of risk management in wealth preservation - Why being a good steward of your resources matters - Understanding the language of money - The necessity of setting aside money for yourself, even as a provider - How to manage expectations in financial relationships - The critical need to fully understand a business before investing - Why continuous innovation is crucial in business - The dangers of lifestyle inflation - The importance of diversifying your financial knowledge and not relying solely on others Join our learning community here Download TapTap Send today: 🤖Google Play Store: https://bit.ly/3KCAmyq 🍎Apple App Store: https://apple.co/3qsTQii | |||
| 11 Oct 2020 | 023: Eyes on the Franchise ft. RJ Ledesma | 00:54:58 | |
If you’re interested in putting up your own business but don’t have any idea where to begin, Franchising can be a good option for you.In my next episode, I’ll be joined by a man of many hats! In addition to being a celebrity in the 90’s, RJ Ledesma has done so many things such as hosting, writing a book, being a columnist, being a consul for Monaco in the Philippines and being an owner of so many businesses, one of which is EasyFranchise - a tech startup company that helps OF’s in looking for...
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| 10 Oct 2021 | 070: Think Like An Economist ft. Gemmy Lontoc | 01:01:06 | |
Na-no-nose bleed ka bang pag-usapan ang topic ng Economics?Ako, oo. It’s one of the subjects I almost failed in college!But as I grew older and delved deeper in the field of personal finance, I realized that Economics is more than just numbers.Understanding the how economists think can help us make smarter decisions in our professional and personal life.This is why I've invited an Economist - Mr. Gemmy Lontoc- Economics Professor at the Ateneo Graduate School of Business - Master of Scie...
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| 05 Dec 2021 | 078: Maximizing Your 13th Month Pay ft. Joy Mendoza-Longcop | 00:43:29 | |
Your Christmas Bonus is just around the corner!Sana ol! Kasi for the last 6 years na I’ve been in the UAE eh hindi ko na alam anong feeling ng may 13th month pay!Kaya part of our Special Christmas Season episodes, we’ll talk about how we can get the most of this windfall with the help of our special guest, Coach Joy Mendoza-Longcop!She is…A freelance for over 15 years, offering operations and accounting services to SMEs, and helping clients design comprehensive financial plans.A fellow Yaman ...
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| 01 Nov 2020 | 025: Financial Horror Stories | 00:52:46 | |
Bago sumakabilang wallet ang sweldo natin ngayong darating na undas, kwentuhan muna tayo ng mga nakakatakot na PERAnormal stories that I have seen and heard in my experience as a Financial Planner. I-share ko na rin ang ilan sa mga naka-engkwentro ko nung mga panahong wala pa akong idea about personal finance. Let's turn these stories to important financial lessons kasi life is too short to experience all the mistakes ourselves! Matuto rin tayo sa iba beshh!👋🏽Download the Intentiona...
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| 28 Jul 2024 | 144: Beware of the 700,000 PHP Task Scam | 00:29:56 | |
Imagine waking up one day to find out that you’ve lost 700,000 pesos to a scam. It’s a nightmare that has become a harsh reality for many. Task scams, recruitment scams, investment scams, loan scams – they’re all designed to exploit our trust and financial vulnerability. The rise in financial scams in the Philippines is alarming, with many falling victim due to lack of awareness. Understanding how these scams operate is crucial to safeguarding our hard-earned money. Today, we will explore various types of scams, from task scams to investment frauds, and equip you with the knowledge to protect yourself. This episode is a recording of my recent interview with Ms. Salve and Ms. Valle on Teleradyo Panalong Diskarte, where we delved deep into these issues. Knowing these tactics not only saves your money but also your peace of mind. What You'll Learn: - How to avoid loan, task, investment and other scams targeting OF's - What to do when you receive unsolicited calls -- Ask questions in our community Get more free resources here | |||
| 02 May 2022 | 094: Are You Investing Or Gambling? | 00:21:26 | |
Are you truly investing or just gambling your money?Register to Pera & Purpose Pre-Workshop Webinar: https://bit.ly/38EsTPg—👨👩👧👦Join Purpose Driven Finance Community: (https://discord.gg/ktYsKZXSEu)✅Schedule a FREE 30-Minute Financial Health Check Session: (https://bit.ly/3vPlFiY)💸Invest in Low-Cost, Globally-Diversified Funds thru StashAway (Middle East Only): (https://bit.ly/3vQcsqv)SOCIAL MEDIA:FB: (https://www.facebook.com/PurposeDrivenFinance)IG: (https://www.instagram.com/purpose...
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| 18 Mar 2021 | 043: Before You Jump! ft. Jesi "Jog" Bondoc | 01:08:04 | |
Jumping from one job to another come in varying distances.Some feel lofty and risky.Some are difficult yet manageable.When considering whether or not to make a jump, there tend to be more convincing reasons to stop taking the risk. After all, the justified mind wouldn't trade the security and stability of the present moment for an unpredictable and rocky future.In this episode, my next guest will help us uncover the the rationality of taking the leap, discuss the proper mindset needed to make...
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| 21 Nov 2024 | 149: Why It's More Expensive To Be Poor AKA Poverty Penalty | 00:43:53 | |
Ang ironic, di ba? The less money you have, the more expensive life becomes. It sounds counterintuitive, but this is the harsh reality for many Filipinos. Everyday expenses like healthcare, housing, transportation, and even food cost more for those who are struggling financially. And the worst part? These costs trap people in a cycle of poverty. According to studies, people living in poverty face what’s known as the "poverty penalty." The limited resources and options available to them lead to higher costs and fewer opportunities to escape their financial struggles. In today’s episode, we’re going to dive deep into why it costs more to be poor in the Philippines, from direct and systemic costs to hidden barriers and how we can start addressing these issues—both as a society and individually. What You'll Learn:
Join our Patreon Community today: https://whop.com/hub/peraandpurpose/ | |||
| 11 Jul 2021 | 057: Get Ready To Read ft. Glessy Abrantes | 00:36:19 | |
If you want to upgrade your life, you need to upgrade your way of thinking, and one of the best ways to do that is by reading. When I added reading as part of my daily activities 4 years ago, my life changed for the better! And as I was preparing for this episode, I encountered 2 different studies. In 2017, National Book Development Board (NBDB) mentioned that 43% of Filipino adults read to gain new knowledge. However in 2018, the Philippines had the ...
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| 28 Sep 2020 | 020: Understanding Financial Cultures ft. Nathan McFarlane | 00:58:57 | |
“Our prosperity as a nation depends upon the personal financial prosperity of each of us as individuals.”- George Clason, Author of The Richest Man in BabylonWhat makes other nations flourish financially?Is it the location? The government? Its people? Or its financial culture?Let's learn from my next guest, Nathan McFarlane! He'll share with us about what it's like in the UK and how most of its citizens deal with money.He's passionate about improving financial services in the UAE and as the F...
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| 26 Sep 2021 | 068: What's the Best Life Insurance for Children? | 00:24:10 | |
In this episode of Hey Kuya Jay, naka-receive tayo ng isang inquiry via whatsapp: “Kuya Jay, hingi sana ako ng advise. Plan kasi nmin ikuha ng life insurance ang aking mga anak 1y/o and 4 y/o. Ano bang best na insurance kunin?”In most cases, it's not recommended to buy life insurance for children. Kasi ang main purpose ng Life Insurance is to cover the loss of income if the bread winner dies.Pero ano ba ang pros and cons of having a life insurance for your young child?Let’s talk about it in t...
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| 05 Sep 2021 | 065: Redefining Retirement ft. Randell Tiongson | 00:53:36 | |
What do you feel when you hear the word retirement?Kaba, takot o excitement ba?Paano ba natin malalaman kung handa na ba tayong magretiro?Sa panahon na people are living longer at mas mabilis ang pagtaas ng gastusin kesa sa sweldo, may pag-asa pa ba ang bawat Filipino na makamit ang kanilang dream retirement?These are just some of the questions I have for our special guest!Randell Tiongson is:- An advocate of Life & Personal Finance- With nearly 30 years of experience in the Financial Ser...
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| 31 Aug 2020 | 013: Turn Your Heartbreak To Breakthrough | The 4th Project Interview w/ Bob Quilapio | 00:50:56 | |
Got a chance to be interviewed by Bob Quilapio AKA Bob Kebab in his program, The 4th Project.There we talked about me coming to Dubai just to follow my ex, how I moved on, my failures in my finances, law of association, how to change a mindset and how I basically view life.Huge shoutout kina Direk Lloyd Luna and Apple Manansala for letting me share this content sa aking podcast. They are the leaders of TNC aka The new channel which is a daily live streaming platform and content creator of ins...
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| 20 Jun 2020 | 002: Secure Your Family Back Home ft. Rienzie Biolena, RFP | 00:46:22 | |
Na-experience mo na bang maubos ang savings mo nung nagkaron kayo ng emergency sa Pinas?In this pilot episode of Finance Fridays, I will be joined by Rienzie Bionela, a seasoned Registered Financial Planner with more than a decade of experience in helping families plan for their future!We'll discuss how an Overseas Filipino can avoid financial troubles when his or her loved one back home falls sick.👋🏽Download the Intentional Spending Plan here! Visit http://jayadriantolentino.com/ today!...
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| 17 Oct 2021 | 071: Teaching Kids About Money ft. Marilyn Lydia Pinto of Kids Finance Initiative (KFI Global) | 00:55:44 | |
Teaching kids about financial literacy is an important life skill that isn’t consistently taught in schools.That’s why if you don’t teach your kids how to manage money, somebody else will. And that’s not a risk you want to take!Money lessons for kids are important at all ages and stages. That’s why in this episode, I have invited Marilyn Lydia Pinto who will show you how to give your kids the head start you wish you had and set them up to win with money at any age.Because she is:- The Fo...
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| 09 Jan 2023 | 113: How to Set and Reach Your Financial Goals | 00:36:28 | |
Do you feel as though you are working so hard to be wise with your money but you never seem to get ahead? Or have you been working your tail off, but at the end of the month, you don't have much to show for it?Yes, issues like inflation and recession are genuine concerns that can seem like major impediments. But even when the economy isn't insane, if you don't establish any financial goals, you'll probably still feel like you're going nowhere.Don't worry. It's not as difficult as it sounds, s...
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| 08 Oct 2024 | Just a quick announcement! | 00:05:30 | |
We’re excited to announce a new partnership with TagM Marketing Solutions, represented by Papa Marky! This collaboration means we’ll be bringing you weekly episodes to help us reach even more people with valuable insights. We’re also launching a Patreon community, and you can join for free. Early supporters will get exclusive perks, including the ability to request an episode, receive a member shoutout, and enjoy discounts on coaching and courses. Plus, both free and paid members will have access to a curated resource list and a community chat. Join our Patreon Community today: | |||
| 30 Jan 2023 | 🔥114: How to Build Good Money Habits to Improve Your Finances | 00:42:45 | |
Building new money habits can be a struggle if it's your first time doing it.In this episode I'll talk about how you can start a new financial habit and how you can stick to it!What you'll learn:- Why building a new habit is hard- How habits are formed- The 4 Laws of Behavioral Change- How my habits changed from being a spender to an investor--SOCIAL MEDIA:FB: (https://www.facebook.com/jayadriantolentino)IG: (https://www.instagram.com/jayadriantolentino)LinkedIn: (https://www.linkedin.com/in/...
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| 26 Jun 2022 | 100: The First Million ft. Bryan Bracero | #insPERAsyon | 00:55:47 | |
They say the first million is always the hardest kaya in this episode I'm joined by Mr. Bryan Bracero, one of our listeners who's based in South Korea working in a manufacturing company.In this episode you'll learn:✅ The importance of communicating well with your family✅ How having a clear vision can help you achieve your goals✅ The system that he made to help him save his first million✅ Why teachers play an important role in a person's lifeLearn more about Bryan:Ta Mousai FB Page - https://w...
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| 11 Sep 2020 | 015: Creating Meaningful Content w/ Darbie Kim Estrebilla & Nicholo Jallores | The Making of Podcast International | 01:44:55 | |
Podcast International is a passion project by content creators Jeric Defante, Kristine Tara Fuentes-Defante. Jay Tolentino, Darbs Kim, Ion Gonzaga and Filipino Communicators Collective co-founder Nicholo Jallores.Creating content is a necessary skill if you want to stay relevant these days, and with the increasing number of people consuming audio content, podcasting can be a good platform to send your message across.This episode does not mainly talk about money (well, touched on monetization ...
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| 01 Oct 2020 | 021: Condo, Town House or House & Lot? | Real Talk On Real Estate EP. 03 | 00:59:49 | |
Should you buy a Condo, a Town House, or a House & Lot?Housing choices are abundant, leaving many first-time homebuyers wondering which type of residence to buy. Each style of dwelling has its pros and cons. So tonight, we'll be discussing the things that you should consider in buying your first home.---As part of providing informative content about Responsible Real Estate Investing, Mr. E & I will have a regular program every first and third Wednesday of the month to tackle the most ...
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| 07 Nov 2021 | 074: Why NFT? Ft. Arlan Vicencio | 00:59:18 | |
Earlier this year, a digital artwork was sold for 69M USD!A .gif of a flying cat sold for lots and lots of money!Popular memes being purchased from left and right!Just today, I saw a Lebron James dunk being auctioned for 500k USD!Indeed, nonfungible tokens also known as NFT’s have become a sensation this 2021!With sales volumes that surged to $10.7 billion in the third quarter of this year, there’s really no question that NFT’s can be the next biggest thing!So… are NFTs much bigger than art a...
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| 21 Nov 2021 | 076: Smart & Simple Spending This Christmas Season ft. Mariel Bitanga of Simply Finance | 00:46:08 | |
Onting tulog na lang pasko na! At bago mo pa maubos ang ipon or ma-mismanage ang 13th month pay mo, pakinggan mo muna ang mga succeeding episodes natin that will be focused on Christmas spending. Now that there’s still a pandemic and many are financially affected, how can we still celebrate this Christmas season without going broke? Kaya in this episode, I have invited Ms. Mariel Bitanga who’s known to simplify complex financial topics, dahil: - She’s been in the Financial Planning ...
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| 09 Dec 2022 | 111: 4 Timeless Life Skills That Will Help You Boost Your Income! GUARANTEED! | 00:58:23 | |
Do you feel stuck in your life right now?You’ve been working for so long and your income has not grown.Isa lang ibig sabihin nyan, you need to learn something new!I know it's hard to believe that something as simple as learning a few new skills can make a big difference in what you earn, but it's true.The more skills you have under your belt, the more options you have in the job market, and the more money you can earn by doing work that makes you happy.Today we're going to be talking about th...
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| 22 Nov 2020 | 029: Get A Life... Insurance ft. Michael Pe | 01:16:07 | |
Now more than ever, many have realized the importance of having a Life Insurance policy in place.As Financial Planners, we can determine the time when you'll be out of debt or if you're ready to retire but one thing we can never tell is the time when you'll acquire a life-threatening disease or die.In my next episode, I'll be joined by Michael Pe. He is the FIRST foreigner pass holder to obtain a leadership role in the entire insurance industry in Singapore, a 3-time MDRT qualifier, an entrep...
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| 25 Sep 2020 | 018: Understanding Condominium Dues | Real Talk On Real Estate EP.01 | 00:44:46 | |
As part of providing informative content about Responsible Real Estate Investing, Mr. E & I will have a regular program every first and third Wednesday of the month to tackle the most common issues that every property investor face.For the Pilot Episode of our Real Talk On Real Estate, we'll talk about the common condominium dues that you have to be aware of!Responsible Real Estate Investing with Mr. E & Ayala Land!👋🏽Download the Intentional Spending Plan here! Visit http://jayadriant...
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| 22 Aug 2021 | 063: Make Your Comeback Stronger Than Your Setback ft. Vener Sarmiento | #insPERAsyon Ep.02 | 00:52:49 | |
Vener has endured several financial setbacks in his life, including indebtedness, overspending and several failed businesses just to name a few. However, sometimes when things are falling apart, they may actually be falling into place.Listen to how he started his life as an Overseas Filipino in the UAE. After working at one of the biggest retail conglomerates in the UAE for 14 years as a Senior Design Manager, he founded Convertness.com (former AEDBuilder.ae) -- a web design and sales fu...
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| 08 Nov 2020 | 027: Riches to Rags & Back to Riches ft. Dr. Mary Jane Alvero-Al Mahdi | 01:44:08 | |
I'm always fascinated by how few people accomplish remarkable feats. What I'm also curious about is if they view wealth and success differently from the average individual.Overseas Wealthy Filipinos is a segment that aims to deconstruct the lives of overseas Filipino achievers from various areas (business, sales, marketing, arts, engineering, architecture, sports, etc.) to discover their purpose, perspectives, principles and practices that we can replicate. This includes their time management...
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| 07 Jun 2021 | 🔥054: How To Build Wealth with A Low Income ft. Andrew Hallam | Finance Fridays 50th Episode! | 01:15:43 | |
Can you really retire early even with a small income?Andrew started his career as an English Teacher. After paying his student debts, he aggressively began investing in the market. During his mid-30’s, he became a millionaire on a teacher’s salary.And by age 40, he was more-than-comfortably financially independent.He is a Personal Finance Journalist, a Speaker, and the Author of international best-selling books Millionaire Teacher & the book that made me leave the Financial Services ...
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| 25 Oct 2020 | 024: The True Meaning of Wealth ft. Dr. Rex Bacarra | 01:10:59 | |
How do you know that you're TRULY wealthy? Is it the amount of money in your bank? The assets you own? The number of friends you have? My next guest is Dr. Rex Bacarra, a highly-respected educator, a community leader, a philosopher, and a monk in his younger years. He is an inspiration not just to me but to many Filipinos and other expats living here in the UAE.In this episode, Doc Rex will share his wisdom of what it means to live a wealthy life.👋🏽Download the Intentional Spending Plan ...
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| 30 Aug 2022 | 104: The Art & Science of Intentional Spending | 00:35:39 | |
Have you ever felt that no matter what you buy or where you go - you still feel unhappy?Do you sometimes feel lost in life?Madalas ka bang nagi-guilty after making a purchase?You’re probably one of the many people who buy on impulse or buy unconsciously.Wag kang mag-alala dahil in this episode I’ll be sharing with you the art and science of intentional spending. These different techniques that I’ve learned over time will help you spend with intent and find meaning in every penny.What you...
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| 08 Aug 2021 | 061: For Richer, For Poorer ft. Jeric & Apple Defante of Langga Speaks Podcast | 01:06:11 | |
On the surface, marriage might seem to be all about love and companionship. On a deeper level, it’s much more than an emotional commitment—it’s also a financial one.In the US, marriage statistics show that lack of compatibility in the financial arena causes almost 41% of divorce.If a couple is not on the same page about how the finances are going to be handled, it can lead to terrible problems.So in this special episode I brought in a married couple na I really admire. Jeric is a Laguna...
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| 08 Nov 2024 | 148: How We Bought Our Family Car Without Breaking the Bank | 00:35:40 | |
So my wife and I just bought our first (and only) car, and let me tell you, it wasn’t easy navigating all the choices. From figuring out what we needed to what we could afford, we learned a lot along the way. And by the end of this episode, I’ll share a smart strategy we discovered that can help you manage your interest payments. So, whether you’re in the market for a new car or just curious, stay tuned! What You'll Learn: - Gaining clarity on priorities and needs - Determining budget and affordability - Navigating the car shopping process - Running the numbers and final negotiations - Smart strategy for managing interest payments Join our learning community for the free car calculator template: https://whop.com/hub/peraandpurpose/
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| 26 Dec 2022 | 112: Financial Checklist to Help You Prepare For Next Year | 00:36:47 | |
It’s the Christmas season, and the end of the year is just around the corner. This is a great time to take a quick look at your finances to make sure you're ready for 2023.Before we get so busy with our New Year’s resolution, I'm going to review a list of important things every individual should do before the end of the year to get their finances in order.What you'll learn:- The important year-end checklist using the 4 pillars of personal financeAsk Kuya Jay: https://forms.gle/E6hWB5zKFnqP2zi...
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| 18 Jul 2021 | 058: The Importance of Having A Strong Financial Foundation ft. Dianne Fernandez | insPERAsyon #1 | 00:39:44 | |
insPERAsyon is a new segment that showcases inspiring pera stories of purposeful Overseas Filipinos.In our first episode, I have invited Ms. Dianne Fernandez - an OF based in Dubai, former dragon boat paddler, a real estate investor and a stock market trader.For over a decade, Dianne helped organize events and training sessions to support her passion for continuing education. Together with friends, she launched a Social Enterprise, Investhusiasts, in the UAE with a mission to change the narra...
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| 30 Jan 2022 | 🔥085: How to Talk to Family & Friends About Money ft. Herbie Recato | 00:51:32 | |
Money topics are never just about money. These subjects will always be touchy, awkward and emotional.But getting comfortable with money talks with family and friends can be rewarding and even life-changing.In this episode I have invited Coach Herbie Recato. He is..A fellow YAMAN Coach and Overseas Filipino who works as a Senior Landscape Designer and Urban Planner in Shanghai for 10 years now.Active advocate of Financial Literacy & Well-Being to fellow OF’s in ChinaA Registered Financial ...
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| 14 Jun 2021 | 055: Bakit Maraming OFW Ang Mahirap? | Interview with Overseas Filipino Entrepreneurs (OFE) | 01:11:26 | |
Bakit nga ba maraming OF's ang naghihirap?Listen to this interview together our OFE brothers from Singapore!Please like and follow Overseas Filipino Entrepreneurs: www.facebook.com/ofentrepreneurs--- Send in a voice message: https://podcasters.spotify.com/pod/show/perapurposepodcast/message👋🏽Download the Intentional Spending Plan here! Visit http://jayadriantolentino.com/ today!---👋🏻 Connect with Kuya Jay on social media. Ask questions, inquire for collabs, sponsorships, or schedule a qu...
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| 02 Nov 2020 | 026: How to Start A Business in the UAE ft. Edwin Duria | 01:04:20 | |
The process of starting a business in the UAE involves several steps that can be difficult for a new entity to understand the process of setting up a business.Wondering how to get started?Edwin Duria, Managing Director of Play Middle East Business Consultancy FZE, has helped companies through the business set-up process in this part of the world. His venture has supported over 250 high profile clients including Samsung and Pearson Education and has earned partnerships with both regional ...
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| 24 Oct 2021 | 072: Run Your Own Race ft. Mae Mendoza | #insPERAsyon Ep. 04 | 01:04:03 | |
Mae Mendoza was an Overseas Filipino in Dubai for 12 years!She’s been married for the last decade and is now the mom of Noah, her 2-year-old boy.Straight out of college, she immediately went to the UAE and worked as a Cabin Crew in the Emirates, the most prestigious airline in the world.Like many Overseas Filipinos, she got buried in debt at a very young age but after she got herself out of it, she dedicated her time learning more about personal finance.To help fellow Kababayans avoid the sam...
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| 09 Jan 2022 | 082: Achieving Balance ft. Andrew Hallam | 00:57:53 | |
Achieving balance in our life and our finances in this modern world seems like a myth!Even I personally struggle from this dilemma!How to live to the fullest today and prevent financial struggles in our Golden Years?How do we build wealth without sacrificing our health? Is sacrifice required to achieve balance?So in this episode I have invited a man full of wisdom. Andrew Hallam is back in our podcast!And to those who don’t know him yet he is:- A former high school teacher who wrote...
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| 17 May 2022 | 096: What to Do Each Time the Market Crashes | 00:24:03 | |
The stock prices of Amazon, Google parent Alphabet, and Meta are all down more than 20 percent this year.Bitcoin's price fell as low as $26,000 this month, down 60 percent from its peak in November of 2021!Luna, the sister cryptocurrency of controversial stablecoin TerraUSD, has collapsed to nearly $0!The market is crashing!!Pero bago ka mag-panic, listen to this episode first as I discuss:- Why do market crashes happen? - What caused the recent crypto crash? - What MUST you do during crashes...
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| 24 May 2021 | 052: Updated Ka Ba? ft. Aya Laraya | Dirhams & Sense Series | 00:58:21 | |
In our 2nd installment of Dirhams & Sense Series, Aya & I will talk about some of the topics in personal finance that are probably outdated or irrelevant nowadays.--Gain fresh insight on how to improve your finances!This series of two webinars & three weeks of classes is guaranteed to help every Overseas Filipino save & invest CONSISTENTLY, manage debt, avoid scams, and build long-term wealth!What’s cool is that this will be facilitated by Aya Laraya himself! In case you ...
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| 29 Jun 2020 | 003: Find & Fund Your Passion ft. Darbie Kim Estrebilla AKA Real Talk Darbs | 01:24:07 | |
"Find your passion" is probably the most popular advice that you will hear from many successful and influential individuals of our modern time. It is defined as a feeling of intense enthusiasm towards something.Our next guest is someone you're probably familiar with. He's a good friend and I would consider as the epitome of execution! Darbie Kim, AKA Real Talk Darbs, showed the courage to continue his passion for vlogging just recently. He resigned from his well-paying job during the lockdown...
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| 19 Dec 2021 | 080: The 4 Best Gifts To Yourself | 00:22:38 | |
It's the last episode of the year! So I want to leave you with some thoughts that you can ponder on so you can start your next year with your best foot forward!In this episode I'll share with you the 4 best gifts you can give to yourself---Spot & Stop Scams WebinarUPDATED DATE: DEC. 28, 7PM (PH)What you'll learn:- The common types of scams these days- How to easily detect scams- How to stop a scam- How to cope after being scammedThis webinar is for:- Those who want to avoid scams- Those w...
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| 24 Oct 2022 | 108: How to Lead Yourself to a Richer Life ft. Sean Si | 00:50:42 | |
We all know that our success lies within our own two hands.Walang ibang magpapayaman kung di ang ating sarili lang.This is why Self-leadership can help you get ahead in your career, life and finances!However, what does it really mean to be our own leader and how do we even develop that mindset when everything is against us?You’re lucky because today we are joined by Sean Si who learned how to lead himself to success to become a CEO at a young age of 22!He is the CEO and founder of SEO Ha...
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| 21 Mar 2022 | 092: How to Combat the Rising Price of Fuel and Other Goods | 00:28:35 | |
Ramdam nyo na ba ang pagtaas ng presyo ng mga bilihin?Sa past episode na-mention natin ang impact ng geopolitical issues like the russia-ukraine war sa ating finances and ngayon, unti-unti na nating nararamdaman ang epekto ng inflation dahil sa pagtaas ng presyo ng langis and kakulangan ng wheat supply or trigo.May gera man o wala, expected naman natin na tumataas talaga ang presyo ng mga bilihin as the years go by.Wag kang mag alala dahil even if you feel helpless, there are a number of prac...
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| 10 Oct 2022 | 107: Never Give Up On What You Want In Life | #insPERAsyon: Seigmond "Mang Emong" Abad | 01:00:25 | |
Seigmond “Mang Emong” Abad started his journey as an Overseas Filipino back in 2014. His extensive background in banking and never-give-up attitude helped him succeed as a Financial Advisor from the day he started working.We both met in 2018. We teamed up as advisors and started our project called Empowered Expats - a series of vlogs that focused on personal finance and personal development. In 2019, together with some of our friends, we co-founded a creative design company to serve as anothe...
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| 03 Aug 2020 | 008: Investing Strategies for OF's ft. Pablo Santos Jr. | 01:08:23 | |
Can Overseas Filipinos invest while working abroad? Definitely yes!However, our chosen investment vehicles require the right strategies in order for us to achieve the desirable results.Pablo Santos Jr is part of KD Agriventure, a Dragon Fruit farm in the Philippines that he co-founded while he works in one of the top companies here in the UAE.👋🏽Download the Intentional Spending Plan here! Visit http://jayadriantolentino.com/ today!---👋🏻 Connect with Kuya Jay on social media. Ask question...
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| 01 Apr 2021 | 045: The Unbiased Guide to Expat Investing ft. Steve Cronin | 01:02:10 | |
Financial Ignorance is expensive.Please allow me to expound.Did you know that if you invest $1,000 monthly for 30 years and make an 8% average annual return from your sensible stock portfolio, minus 1% per year for all investing costs, you’ll end up with $1,227,000? But paying just 1% extra in costs will lose you $218,000 of that! Unfortunately, most plans available will charge you a lot more.So if you want to make the most of your investment, you must keep those fees as low as possible....
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| 25 Jul 2021 | 059: Should I Resign and Play Axie Infinity Full Time? | Scampany of the Month: Masa Forex General Trading/XUM Coin/Masa Mart | 00:32:00 | |
Mainit na topic ngayon ang Axie Infinity, a Play To Earn NFT game na kinababaliwan ng mga Pinoy at OF's!Dahil sa chance na kumita ng pera, maraming napapaisip kung mas mabuti bang iwan na lang ang kanilang trabaho at maging full time Axie player or manager?Tapos, for our Scampany of the Month, pag-uusapan natin ang Masa Forex General Trading - UAE na nag nangangako ng malaking returns sa kanilang XUM crypto coin at nag rrecruit ng mga OF dito sa Middle East upang makapangloko pa ng maraming i...
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| 10 Aug 2020 | 009: It's Cool To Be Kuripot ft. Rod Fernandez | 01:00:59 | |
Are you a saver or a miser? What’s the borderline between frugality and being stingy?Is being called Kuripot a bad thing or is it the new thing during this pandemic?My next guest is Rod Fernandez, a Certified Kuripot. He’ll teach us why being Kuripot is the coolest thing you can do with your money!👋🏽Download the Intentional Spending Plan here! Visit http://jayadriantolentino.com/ today!---👋🏻 Connect with Kuya Jay on social media. Ask questions, inquire for collabs, sponsorships, or sched...
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| 27 Jul 2020 | 007: Stop Buying Happiness ft. Antonio Aguirre Jr. | 01:30:14 | |
Can you really buy happiness? Experts say that you can…well, to a certain extent and amount. In my younger years, I was one of those dudes who bought stuff just to fill that void until I got caught up in the endless pursuit of acquiring things just to feel happy.During my time as a sneaker head, Antonio Aguirre Jr. was definitely the person who everyone admired in the sneaker scene. Known as Mr. Sole Slam, he revitalized the sneaker culture in the Philippines when he launched Sole Slam M...
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| 19 Sep 2021 | 067: Meaning Over Money ft. Ion Gonzaga AKA Boy Dubai | #insPERAsyon Ep. 03 | 01:03:46 | |
Bro Ion has been a Blogger and Overseas Filipino in the UAE for the past 15 years.He became famous for his Boy Dubai blog, but little do most people know is that he probably is whom I consider as the “unluckiest” Overseas Filipino I know when it comes to finding the right employer in his first 3 years as an OF.He experienced being locked in a room by his very first employer!Also, experienced delayed salaries for up to 3 months, until he went to the Ministry of Labor twice and won an off-court...
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| 26 Sep 2020 | 019: Common Mistakes of First-Time Buyers | Real Talk On Real Estate EP. 02 | 01:07:25 | |
Misinformed or confused first-time buyers fall prey to sales agents who are just there to sell you that property!If you are planning to buy your first home or property investment, make sure you don’t miss our 2nd episode of Real Talk On Real Estate!!--As part of providing informative content about Responsible Real Estate Investing, Mr. E & I will have a regular program every first and third Wednesday of the month to tackle the most common issues that every property investor face.👋🏽Downloa...
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| 02 Jan 2022 | 081: How Gratitude Can Improve Your Financial Life | 00:30:46 | |
I always begin my day with appreciation. I give thanks for the things that I have and the things that I’m about to receive.Over the years, I’ve learned that gratitude makes us more aware of the sources of joy, wonder and hope in our lives. It helped me combat depression and stress by making me focus on the things that I have than what I lack.Being grateful can improve health, strengthen relationships and help us manage our money.…Kaya sa unang episode natin for this year, I’ll be sharing with...
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| 10 May 2022 | 095: Real-Life Problems That Blockchain Solves ft. Felix Asuncion | 00:54:03 | |
Blockchain was originally designed to support cryptocurrencies, but it has been extensively praised for its potential to transform other industries.In 2024, global blockchain expenditure is expected to reach over $17.9 billion, with a five-year compound annual growth rate of 46.4 percent.So in this episode I have invited a Felix Asuncion who is involved into multiple industries like catering, retail, fin tech and now blockchain.Felix is.. Owner of Godfather Shoes Pampanga, a well-known s...
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| 07 Jun 2022 | 097: Start Small, Grow Slow, Learn FAST! | 00:24:29 | |
Doing something new can be a daunting task lalo na if it's having your own business.In this episode I'll share how me and my wife started our new e-commerce business and why starting small, growing slow and learning fast is the best way to go.What you'll learn:- Why start small and grow slow- The 5 Stages of Small Business Growth- How you can learn faster- The importance of having a mentorVisit our skincare website: www.selfloveworks.coResource mentioned:- The 5 Stages of Small Business Growt...
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| 17 Jan 2021 | 036: Strengths-Based Personal FInance ft. Ron Magsalin | 00:41:21 | |
I think one of the greatest deficiencies of our generation is our obsession with showcasing our deficits.What if we focus more on enhancing our talents, gifts and strengths?Embracing our weaknesses and doubling down on our strengths allow us to capitalize on what we do well, and build on what we need help with (whether through getting better at our job or improving our Personal Finance).My first guest for 2021 is Coach Ron Magsalin. He is a former Overseas Filipino who worked in Emirates Airl...
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| 14 Sep 2022 | 105: What You Need to Know About IPO’s (Initial Public Offering) | Salik IPO | 00:39:43 | |
For the past several months, there has been a couple of companies that are going public, raising funds with the goal to grow their business further.Siguro nakarinig ka na rin ng mga tsismis or nakita mo sa social media ang mga taong nag profit sa dahil sa Initial Public Offering ng isang company.Pero..What exactly is an IPO, how does it work and why do companies engage in this activity?How can you invest but most importantly, should you REALLY invest in an IPO?Yan ang pag uusapan natin today ...
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| 01 Mar 2022 | 089: The Impact of War On Our Finances: Russia-Ukraine War & Lessons From World War 2 | 00:40:45 | |
Sadly, Ukraine and Russia are still in conflict.War is a costly affair to governments and crucial to their citizens, kaya it is a must that we know its impact and how to prepare financially if ever it happens to us.Here I discussed the direct and indirect impact of the war to our finances.In this episode you'll learn:- How the current war will affect the Philippines as a whole- The impact of war on our your cash, loans, & investments- Money lessons during the World War 2- What to do with ...
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| 06 Jul 2020 | 004: Lessons from the Crisis ft. Efren Llamas Cruz, RFP | 01:02:01 | |
The Philippines has experienced two major Financial Crises before this COVID Pandemic happened - ’97 Asian Financial Crisis and ’08 Global Financial Crisis, and in every adversity, we Filipinos have shown resiliency.In our next episode, we’ll have a quick throwback with Coach Efren Llamas Cruz. He is a mentor not just to me but to a lot of Financial Planners as well. He is a registered financial planner of RFP Philippines, seasoned investment adviser, bestselling author of personal finance bo...
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| 27 Dec 2020 | 034: Lessons About Money This 2020! | 00:28:52 | |
The world is the true classroom and evaluated experience is our best teacher.2020 has been a helluva experience for the most of usIn this episode let's evaluate the money lessons that we've all learned this year para mas mapaghandaan natin ang 2021!👋🏽Download the Intentional Spending Plan here!---👋🏻 Connect with Kuya Jay on social media. Ask questions, inquire for collabs, sponsorships, or schedule a quick coaching call here.
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| 13 Dec 2020 | 031: Strategic Salespreneurship ft. Jonathan Petalver | 00:58:01 | |
Alam mo ba na the majority of the world’s richest people, whose combined fortunes have reached more than $2.3 trillion, are degree holders and started their career in sales, according to a study by Forbes? In this world, you're either selling or being sold to. Either way, you have to choose a side. If you seek to understand sales, the highest-paying profession, you will become a millionaire. In my next episode, I'll be joined by Jonathan Petalver-- the Founder and CEO/Presid...
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| 16 Jan 2022 | 083: Retail Tricks That Make You Spend More ft. Valerie Peramide-Fischer | 00:56:11 | |
Let’s all face it!Retailers are smart. They know your weaknesses and how to capitalize on them.So every time you go shopping — online or IRL — you're being taunted by infinite reasons to buy more, more, more.Consumer experience these days is not simply designed; it's engineered.Research determines the ads you see, the scents and sounds you encounter in stores, even the way a salesperson might casually touch your arm.But how do we know that we’re buying from someone who has our best interest o...
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| 04 Oct 2020 | 022: Starting A Startup ft. Jon Edward Santillan | 01:02:47 | |
One reason many people don’t become entrepreneurs is that they just don’t know where to begin. What we often forget is that the most successful entrepreneurs in the world all started the same way! They didn’t know what the first step was or what they had to do, but they all managed to take it and become the amazing success stories they are today.Jon Edward Santillan is the founder of Denarii Cash, the UAE's most cost-effective remittance app offering high exchange rates that helped ...
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| 21 Nov 2022 | 110: The 4 Resources You Need To Save More Money Today! | 00:35:06 | |
Saving more money remains to be one of the most troublesome financial concerns by many Filipinos.Some of the most common pieces of financial advice you’ll hear is to live on a tight budget, to be frugal and to spend wisely. While these are not bad, being on the defensive side of your finances won't be enough to help you win in your finances.In this episode, I share the 4 resources I learned to use over the years which helped me increase the number of my income sources and savings.What you’ll ...
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| 29 Apr 2021 | 049: A Little Bit of Bitcoin ft. Fitz Villafuerte | 01:21:28 | |
Bitcoin is a hot topic right now!Sa sobrang init, ang daming nasusunog at nai-scam!Pero open-minded naman tayo kaya I invited someone who first bought Bitcoin at $100 and profited 4x from it!Bro Fitz Villafuerte (host of the 80% Podcast, owner of Ready To Be Rich blog site, and an entrepreneur) is back in Finance Fridays!He will share his journey in bitcoin trading, blockchain tech, other cryptocurrencies and how to avoid crypto scams! Should you really consider putting your money in bit...
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| 17 May 2021 | 051: Gusto Ba Nating Umasenso? | Dirhams & Sense Series ft. Aya Laraya | 01:01:38 | |
Sino ba ang ayaw umasenso?Pero the bigger question is: paano nga ba tayo aasenso?Wanting is different from doing. Kaya sa unang episode ng Dirhams and Sense Series pag uusapan natin kung ano ba ang tamang steps para maging isang Asensadong Pinoy!--Gain fresh insight on how to improve your finances!This series of two webinars & three weeks of classes is guaranteed to help every Overseas Filipino save & invest CONSISTENTLY, manage debt, avoid scams, and build long-term wealth!What’s coo...
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| 11 Mar 2021 | 042: Why Self Worth Is Good for Your Net Worth Ft. Real Talk Darbs | 00:52:54 | |
Does the way we value ourselves impact our capacity to earn more (or less)?Do you value yourself based on your paycheck or what you own?Or Self Worth before Net Worth ba muna?Well, let’s invite someone who has been advocating Self Worth since day one and who’s now living life in his own terms through vlogging!RTD is back! This time around we’ll be discussing the importance of knowing your worth, how you can begin your journey towards loving yourself, the common misconceptions about self worth...
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| 31 May 2021 | 053: Ask Aya Anything | Dirhams & Sense Series | 01:09:04 | |
In this Ask Aya Anything episode we discussed random personal finance questions like:- Is gold really a hedge for inflation?- How do we pay for medical debts?- Investment ba ang insurance?- When calculating for insurance cover, should you factor in inflation?- How does our behavior affect our finances?- Is day trading good?- The difference between an Index Fund and actively-managed funds- And many more!--Gain fresh insight on how to improve your finances!This series of two webinars & thre...
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| 13 Feb 2022 | 087: Everything You Need to Know About Decentralized Finance (DeFi) ft. Emman Navalan | Blockchain, Crypto, Bitcoin & Etherium | 01:05:48 | |
Decentralized Finance (DeFi) is an emerging technology that aims to remove third parties in financial transactions.Over the years it has grown rapidly at a pace that I never thought possible.As I’m learning this space, I’m fortunate to have met Emman Navalan whom I got recently connected with through a trusted friend.He is a civil engineer by profession, a crypto investor, a entrepreneur and the CEO of Tetrix Network - an omnichain blockchain network that aims to bridge and solve present bloc...
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| 31 May 2020 | 001: Trailer | 00:00:17 | |
---👋🏻 Connect with Kuya Jay on social media. Ask questions, inquire for collabs, sponsorships, or schedule a quick coaching call here.
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| 20 Feb 2022 | 088: Profiting From Trends ft. Fitz Villafuerte | 01:13:41 | |
When it comes to investing, you make money the moment you buy, not when you sell.Pero how do you know what industry and investment trends are worth pursuing?Many people say that trend can be your friend but if you’re not careful, it can lead you to your end!Kaya sa episode na to, ininvite natin ulit si Bro. Fitz Villafuerte - ang isa sa mga favorite guests natin who has profited from trends in the past dahil he is: a Registered Financial Planner Entrepreneur Director of Wealth Arki Owner of R...
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| 15 Nov 2020 | 028: The Global Filipino Investors ft. Floi Wycoco | 01:14:54 | |
Naalala ko noong 2015 nung nagsisimula pa lang akong mag-invest. Wala akong matanungan or malapitan sa circle ko kasi wala namang may alam about stocks or mutual funds! Ang alam lang namin noon na investments eh sapatos!Good thing social media groups were emerging back then at napadaan ako sa The Global Filipino Investors FB Group where discussions about investments and business were openly discussed by Filipinos.The group's founder, Floi Wycoco, was a former OF in Singapore. He's also known ...
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| 14 May 2023 | 120: Lessons From "How To Get Rich" Netflix Docu Series | 00:35:34 | |
Ever wondered what it takes to truly build wealth?Tune in to our latest podcast episode where we dive into the wisdom of Ramit Sethi's eye-opening Netflix documentary, 'How to Get Rich'. Ramit is the author of the New Yor Times Best Selling Book, ‘I Will Teach You To Be Rich’ and has been in empowering individuals to be in charge of their finances for over 20 years now!We'll explore essential financial lessons, from facing your money woes head-on and understanding the real cost advisory fees,...
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| 28 May 2023 | 121: Building the Perfect Business with Dodong Cacanando | 01:08:48 | |
Does the idea of creating a business, that serves people, makes their lives better, and earns you good money, excite you?Well, if that sounds like a “Perfect Business”, then don’t miss this episode!Our guest is Mr. Dodong Cacanando, the owner of Moriah Farms Inc in the Philippines.He is a businessman, farmer, author, and inspirational speaker, who left his executive role at Hewlett-Packard Philippines in 1998 to establish Moriah Farms, where he cultivates livestock and vegetables.Beyond his f...
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| 18 Jun 2023 | 🔥122: How Much Is Ever Enough? | 00:36:26 | |
When it comes to money, what does 'enough' mean to you?It's a question that can prompt a variety of answers.For some, it might mean being able to afford all the needs and wants.For others, it might mean feeling secure about the future.But the truth is, understanding 'enough' is crucial to achieving financial contentment.So how much is ever enough Kuya Jay??Yan ang pag-uusapan natin today!🧠What You’ll Learn:The Contrasting Views on 'Enough'Understanding Why We Often Feel We Don't Have EnoughTh...
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| 02 Jul 2023 | 123: Financial Rules of Thumb | 00:34:09 | |
In this episode, we're diving deep into the world of financial 'rules of thumb.' These are simple guidelines that can serve as your compass in navigating your journey towards financial independence. Whether you're grappling with how much to save from your income, how to manage your debt, or wondering about the right insurance coverage, we've got you covered! These insights will be straightforward, practical, and easy to understand, no matter where in the world you're working or...
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| 16 Jul 2023 | 124: Avoiding Financial Wipeout | 00:25:39 | |
Have you ever heard the saying, 'You only need to get rich once'?It's a simple but powerful idea.Once you've saved a good amount of money, the most important thing is to keep it safe.Of course, it's good to keep looking for ways to make your money grow.Whether you're investing, handling a business, or even just saving your money, there's always a degree of risk involved.But let's be clear about one thing: no risk that can wipe you out is ever worth taking.At yan ang pag-uusapan natin sa episo...
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| 30 Jul 2023 | 125: Knowing Your Financial Why | 01:03:14 | |
Money is a tool that can be used for God’s purposes.This episode is not just for those struggling with money issues but for anyone looking to refine their relationship with wealth and to discover a more fulfilling, God-centered approach to personal finance.Join me in exploring how our financial choices can serve not just ourselves, but also our community, and ultimately, God's kingdom.It's not about the money itself - it's about finding God's purpose for it in your life.This episode could ver...
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| 13 Aug 2023 | 126: Why Smart Investors Make Stupid Investment Decisions | 00:40:47 | |
We've all been there; even the brightest minds can sometimes make financial choices na talagang mapapakamot ka na lang ng ulo.But don't be too hard on yourself.It's a common, human error.In this episode, we'll uncover the triggers and hidden biases that explain why smart people sometimes make stupid investment decisions.🧠 What You’ll Learn:Introduction to Cognitive BiasesBiases Affecting Self-Perception and Decision MakingBiases Impacting Risk Perception and Response to Loss/GainBiases Influe...
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| 27 Aug 2023 | 127: The Five Things You Need To Know Before Investing | 00:42:55 | |
Today, we're diving deep into a topic that's dear to my heart—Investing.Sa panahon ngayon, nakakatempt mag-invest sa dami ng mga nagsusulputang investments, strategies and ways to get rich faster.Pero do you really know what you're getting into?I've been there—nag-invest without proper understanding, guided only by the excitement and dreams of quick riches.Ang resulta? Napakalaking financial setback.Sayang ang oras, pagod at pera, diba?I wish someone had shared with me the essential thi...
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| 11 Sep 2023 | 128 - What I Wish School Taught Me About Money | 00:24:17 | |
It’s back to school season!Marami sa atin ang natuto about math, science, history pero when it comes to Personal Finance?Wala!No one taught us how to budget, save, or invest.Instead, nalaman na lang natin itong mga bagay na to the moment we started earning money for ourselves.At ang lagi kong naririnig sa mga nakakausap ko eh, sana nalaman ko to nung bata pa lang ako.Ako rin, yan din ang sinabi ko.So today, we’ll talk about the things I Wish School Taught Me About Money🧠What You'll Learn:&nbs...
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| 24 Sep 2023 | 129: The True Cost of Relying On Others | 00:30:17 | |
In my early days of learning Personal Finance, I have always relied on others to grow my money.This is why I fell for scams, bought expensive but inadequate insurance, locked myself into a 15-year savings plan with risk of losing my money if I stop my contributions, discovered my advisor's dishonesty, and purchased a property without stable employment.Unfortunately, just like me in 2015, marami pa rin akong nakakausap who are not fully in control of their finances.They rely on their relatives...
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| 08 Oct 2023 | 130: How to Live the Good Life Without Breaking the Bank | 00:30:59 | |
Akala natin, pag sinabing luxury, kailangan laging malaki ang gastos.Branded na damit, magarang kotse, laging kumakain sa labas.Glamorous sa tingin pero in reality, nakaka-stress 'pag nakikita mo ang bank statement mo, 'di ba?Marami akong naririnig na kwento from OFWs dito sa UAE na nahuhulog sa trap na 'to.Ang ending?Utang here, utang there, utang everywhere.Pero guess what?May mas better na way.Oo, tama 'yung narinig mo: pwedeng mag-luxury na hindi kailangang magastos.And I call it “Frugal ...
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| 22 Oct 2023 | 131 - How to Use AI for Financial Success | 00:34:11 | |
Ever wondered kung paano ka kikita ng bonggang-bongga, i-level up ang iyong budgeting skills, at wiser sa iyong investments gamit ang AI.I’m talking about Artificial Intelligence, or AI, at paano ito magiging game-changer sa iyong financial life!"AI? 'Di ba pang techie or big companies lang 'yan?"Saka parang ang complicated na topic, hahaluan mo pa ng personal finance!Nope, mali kayo d'yan!This episode will break that stereotype.Kahit saan ka man sa mundo, especially sa mga kababayan natin di...
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