Newcomer Investor (Newcomer Investor)

Welcome to the Newcomer Investor Channel, where we uncover the story behind great businesses and make investing accessible and fun for everyone!  

In this episode, I chat with Nelson Smith, founder of the Canadian Dividend Investing Newsletter, and one of my favourite people in the FinTwit space! We discuss his investing strategy and his perspective on a range of stocks.

Please note, this conversation was recorded on October 16th. As a result, any references to  specific future dates/events in the episode may refer to a time that has already passed.

Connect:

Newcomer Investor on X: ⁠https://twitter.com/NewcomerInvest⁠

Newcomer Investor Email: ⁠iamthenewcomerinvestor@gmail.com⁠

Nelson on X:

https://x.com/CDInewsletter

Subscribe to the Canadian Dividend Investing Newsletter: https://canadiandividendinvesting.beehiiv.com/

Episode Highlights:

(0:00) - Intro

(1:00) - Who is Nelson? 

(4:30) - Nelson’s investing style

(6:22) - TD’s $3B fine and asset cap

(13:20) - Canadian Big 6 Banks

(17:50) - EQB

(26:05) - American banks

(28:25) - A&W

(38:50) - Restaurant Brands International (Tim Hortons, Burger King, Popeyes, Firehouse Subs)

(46:30) - McDonald’s

(51:30) - Yum Brands

(54:20) - Alimentation Couche-Tard

(1:00:00) - Parkland Fuels

(1:06:50) - How will EVs affect the convenience industry???

(1:09:00) - Nutrien

(1:14:00) - Dollarama

(1:20:00) - Rogers Sugar

(1:23:00) - Grupo Aeroportuario

(1:26:00) - Polaris Infrastructure

(1:31:00) - Why no Asia/Europe stocks? Why so many holdings? Why no ETFs? Favourite/best stock ever?

Welcome to the Newcomer Investor Channel! The overarching goal for this channel is to share insights, learn from each other, chat about the beauty of investing and foster healthy debate by sharing various viewpoints. NOTE: This podcast should NOT be taken as financial advice, and is for entertainment purposes only. Newcomer Investor on Twitter: https://twitter.com/NewcomerInvest Subscribe on Youtube: https://www.youtube.com/@newcomerinvestor/featured Email me at ⁠iamthenewcomerinvestor@gmail.com⁠
(0:00) - Intro

(1:13) - Canadian National Railway is now my 3rd largest position

(3:00) - Other updates: Sold some Google; bought some XEI, VFV, GRT.UN; placing a Limit sell on AC

(4:16) - I must select people to put my faith 

(6:13) - Play the long game

(7:59) - Negative sentiment means it is time to buy

(9:35) Why private assets are attractive: no distraction

(12:42) - Be bullish, but prepared

(14:33) - Transition & renewables

(17:15) - Where does Brookfield stand on China?

(19:48) - Closing thoughts

Listen to the full interview here: https://youtu.be/iGnYQUplOOo

Welcome to the Newcomer Investor Channel!  I love to chat about great businesses with awesome people. Please note: this podcast is not financial advice. I'm not telling YOU what to do... I'm just sharing what I do!

FOLLOW TOM THE SAVINGS CAPTAIN:

Twitter: https://twitter.com/SavingsCaptain

His podcast: https://open.spotify.com/show/2zjNi99LEYHMwOpEbqensL?si=10af4fc815444870

Newcomer Investor on Twitter: https://twitter.com/NewcomerInvest Subscribe on Youtube: https://www.youtube.com/@newcomerinvestor/featured Email me at ⁠iamthenewcomerinvestor@gmail.com⁠  TIMESTAMPS (1:28)- Tom’s introduction; life; investing methods; long term thinking & compounding vs trading & “beating the market”;how  every stock plays a role in portfolio

(12:25) - Coca-Cola $KO

(23:29) - Starbucks $SBUX

(33:15) - Walmart $WMT (and a side of Costco, Smartcentres, Loblaws, Alimentation Couche-Tard)

(43:12) - Tesla & Elon Musk

(58:15) - International stocks - why Tom’s portfolio is 100% USA, and the ONE emerging country he would potentially be interested 

(1:05:00) - Tom’s ETFs and allocation + some commentary on VTI, SCHD

(1:10:00) - Tom’s strategies depending on market situations, crashes; investing psychology; approach to risk

(1:15:00) - Musings on potentially risky stocks - $SOFI & the semi-conductor hype

(1:19:00) - Disney $DIS

(1:22:00) - One final piece of advice for investors

Welcome to the Newcomer Investor Channel, where we uncover the story behind great businesses and make investing accessible and fun for everyone!

In this episode, I am joined by Asheef Lalani for an in-depth analysis of Fairfax!

Please note, this conversation was recorded on November 4th. As a result, any references to specific future dates/events in the episode may refer to a time that has already passed. And remember that nothing here is financial advice

Connect:

Newcomer Investor on X:⁠ ⁠⁠https://twitter.com/NewcomerInvest⁠⁠⁠

Newcomer Investor Email: ⁠⁠iamthenewcomerinvestor@gmail.com⁠⁠

Asheef on X:

https://x.com/BrownMarubozu

Episode Highlights:

(0:00) - Intro

(1:45) - Asheef’s career in finance

(5:00) - Asheef’s investing style

(7:50) - The evolution of markets

(18:45) - Fairfax - what do they do? what is a p&c business? 

Who is Prem Watsa? What is the Fairfax culture?

(27:20) - Fairfax’ largest stock: Eurobank

(29:45) - Understanding Fairfax’ valuation and some of its “hidden” components

(36:45) - Breaking down Fairfax’ insurance business

(41:55) - Downside protection

(47:27) - The float!!!

(49:20) - Global diversification

(53:25) - Fairfax India

(1:05:20) - Book value - comparison with Intact

(1:08:00) - genius move: Fairfax’ Total Return Swaps

(1:12:50) - catalyst: Fairfax’ potential inclusion into the TSX 60

(1:19:00) - How all Fairfax segments come together 

(1:20:30) - Brookfield & Fairfax similarities

(1:22:00) - Fairfax vs Fairfax India

(1:26:00) - Fairfax Stock: Strathcona Resources

(1:43:00) - Mako Mining and execution risks

(1:47:00) - Fairfax recent acquisitions: Sleep Country Canada and Peak Achievement

(1:58:45) - Fairfax stock’s exceptional return

(2:00:00) - Stock splits

(2:08:45) - Why some people choose to avoid Fairfax (and Brookfield!)

(2:12:30) - How Prem treats people

(2:17:00) - Asheef’s advice to investors

Welcome to the Newcomer Investor Channel! 

I love to chat about great businesses with awesome people.

Please note: this podcast is not financial advice. I'm not telling YOU what to do... I'm just sharing what I do!

Newcomer Investor on Twitter: https://twitter.com/NewcomerInvest Subscribe on Youtube: https://www.youtube.com/@newcomerinvestor/featured Email me at ⁠iamthenewcomerinvestor@gmail.com⁠ 

TIMESTAMPS

(1:18) - Morguard Corporation $MRC.TO - High Level

(4:27) - Financials; MRT.UN and MRG.UN

(6:45) - K Rai Sahi and the guiding principles behind Morguard; zero tolerance for subpar management; value investing philosophy

(12:40) - Final thoughts on Morguard

Welcome to the Newcomer Investor Channel! The overarching goal for this channel is to share insights, learn from each other, chat about the beauty of investing and foster healthy debate by sharing various viewpoints. NOTE: This podcast should NOT be taken as financial advice, and is for entertainment purposes only. FOLLOW MillennialMojo on Twitter: https://twitter.com/MillennialMojo Newcomer Investor on Twitter: https://twitter.com/NewcomerInvest Subscribe on Youtube: https://www.youtube.com/channel/UCbj1hYaUwwvjBFqvl-IVfQw Email me at ⁠iamthenewcomerinvestor@gmail.com⁠ TIMESTAMPS (0:00) - Intro & Investing Philosophy (5:25) - ETFs: VDY, VFV, SCHD (10:50) - What about investing in other markets? (13:20) - Dividend investing (15:50) - Is Bell’s dividend safe? (18:50) - Algonquin Power (23:28) - Canadian banks (32:30) - DCA, Market timing, opportunistic buying (37:00) - USA allocation & CDRs (41:35) - Brookfield (51:30) - Long term and shorter term investing (57:30) - Telecom sector and Quebecor (1:05:40) - Tech stocks (1:19:00) - Tesla (1:24:00) - Best and worst investments

Welcome to the Newcomer Investor Channel, where we uncover the story behind great businesses and make investing accessible and fun for everyone!  

In this episode, I chat with Mahima Poddar, Senior Vice-President and Group Head, Personal Banking at EQ Bank. We explored EQ Bank’s innovative Challenger mindset, their cutting-edge products, and how they are reshaping banking to better serve Canadians with smarter, more efficient solutions.

Please note, this conversation was recorded on September 12th. As a result, any references to  specific future dates/events in the episode may refer to a time that has already passed.

Connect:

Newcomer Investor on X: https://twitter.com/NewcomerInvest

Newcomer Investor Email: iamthenewcomerinvestor@gmail.com

Follow EQ Bank on X: ⁠https://x.com/eqbank

Sign up for an EQ Bank Account using my referral: join.eqbank.ca/?code=ANTHONY5814

Sign up for a Small Business Account: https://www.eqbank.ca/business/business-banking/business-account

Episode Highlights:

(0:00) - Introduction

(1:24) - Introducing Mahima

(2:52) - The Challenger Bank Mindset

(5:00) - Building the EQ Bank Brand - early challenges and victories 

(9:37) - EQ Bank’s product differentiation compared to the Big 6

(18:45) - Who are EQ Bank’s customers? + customer acquisition/retention strategy

(22:00) - Second Chance campaign with Eugene and Dan Levy

(25:00) - The benefits of technology

(27:45) - Open banking

(30:45) - The Branch vs Branchless debate 

(34:25) - Anthony and Mahima’s bank customer experience anecdotes

(35:55) - What Mahima is excited about in the years ahead for EQ Bank

(38:35) - Post-conversation debrief

Welcome to the Newcomer Investor Channel! The overarching goal for this channel is to share insights, learn from each other, chat about the beauty of investing and foster healthy debate by sharing various viewpoints. NOTE: This podcast should NOT be taken as financial advice, and is for entertainment purposes only. Newcomer Investor on Twitter: https://twitter.com/NewcomerInvest Subscribe on Youtube: https://www.youtube.com/@newcomerinvestor/featured Email me at ⁠iamthenewcomerinvestor@gmail.com⁠ TIMESTAMPS: (0:00) - Intro (00:53) - I own EQB in my portfolio (1:54) - Brief Overview - What is EQB? (3:18) - EQB's purpose as "Canada's Challenger Bank" (3:55) - Digital Banking + Modern Products + Superior Customer Service = Great Success (5:20) - EQB is an Innovation powerhouse (7:14) - The Numbers back up the story! (9:00) - EQB is a Dividend Growth SUPERSTAR (10:42) - Competent Management & Consistent Strategy (11:37) - EQB - closing thoughts

Welcome to the Newcomer Investor Channel! The overarching goal for this channel is to share insights, learn from each other, chat about the beauty of investing and foster healthy debate by sharing various viewpoints. NOTE: This podcast should NOT be taken as financial advice, and is for entertainment purposes only. FOLLOW Kage https://twitter.com/Investmentkage Newcomer Investor on Twitter: https://twitter.com/NewcomerInvest Subscribe on Youtube: https://www.youtube.com/@newcomerinvestor/featured Email me at ⁠iamthenewcomerinvestor@gmail.com⁠ TIMESTAMPS: (0:00) - Intro

(1:50) - How Kage started investing

(4:58) - Top holdings: VTI and VOO; key similarities and differences, and the appeal of ETFs

(11:10) - Never chasing yield

(11:40) - AT&T: what’s going on?

(14:00) - Verizon, and the issue with most telco companies: heavy capex requirements, debt, and dividends

(15:30) - T-Mobile: a telco success story in the US

(17:05) - Costco’s business model, and competitive advantages

(21:47) - Special dividends

(22:40) - Costco valuation

(25:00) - Buying companies that trade at high PEs - sometimes quality and moat will justify those valuations

(26:32) - Kroger: growth by smart acquisitions

(30:00) - Apple, the greatest business in the world (for consumers) - super powerful ecosystem + product innovation

(36:16) - Microsoft, also the greatest business in the world (for businesses) - the power of bundling

(41:26) - ExxonMobil: America’s oil giant

(45:35) - How did Kage feel about investing when COVID started

(50:25) - The importance of maintaining a cash balance

(53:28) - Why Kage only invests in US stocks 

(58:10) - Bank of America

(1:00:30) - Why North American investors may want to consider investing in foreign stocks

(1:03:20) - Starbucks: everyone needs to try the Irish cream cold brew. Also, the stock is pretty cool, & the genius of Howard Schultz

(1:06:55) - Last piece of advice from Kage for new investors

Welcome to the Newcomer Investor Channel! The overarching goal for this channel is to share insights, learn from each other, chat about the beauty of investing and foster healthy debate by sharing various viewpoints. NOTE: This podcast should NOT be taken as financial advice, and is for entertainment purposes only. Newcomer Investor on Twitter: https://twitter.com/NewcomerInvest Subscribe on Youtube: https://www.youtube.com/@newcomerinvestor/featured Email me at ⁠iamthenewcomerinvestor@gmail.com⁠

TIMESTAMPS

(0:00) - Intro

(0:44) - Fortis is Canada’s new dividend king

(5:39) - Fortis’ dividend

(7:45) - Should you buy Fortis?

(11:49) - Northwest Healthcare Properties cuts dividend

(15:39) - My buys this week!

Welcome to the Newcomer Investor Channel! The overarching goal for this channel is to share insights, learn from each other, chat about the beauty of investing and foster healthy debate by sharing various viewpoints. NOTE: This podcast should NOT be taken as financial advice, and is for entertainment purposes only. FOLLOW Drunk Dividends: https://twitter.com/DrunkDividends Newcomer Investor on Twitter: https://twitter.com/NewcomerInvest Subscribe on Youtube: https://www.youtube.com/@newcomerinvestor/featured Email me at ⁠iamthenewcomerinvestor@gmail.com⁠ TIMESTAMPS: (0:00) - Intro: Who is Drunk Dividends? 

(5:35) - What made you start investing?

(8:20) - North West Company $NWC

(11:35) - Growth catalysts for NWC?

(13:00) - Government involvement in business

(15:35) - Is NWC a core holding or trade?

(17:22) - Loblaws, Metro, Empire & grocery industry

(19:50) - Residential REITs

(21:45) - Exchange Income Corporation $EIF

(25:00) - A&W Income Fund $AW.UN and Restaurant Brands International $QSR

(31:34) - The importance of being really good at one thing

(32:54) - Coca Cola $KO

(36:40) - Chartwell $CSH.UN, and retirement home REITs

(44:00) - Drunk Dividends’ love/hate relationship with the Canadian banks 

(50:00) - Quebecor $QBR.B, and the telco industry

(54:20) - Pesorama  $PESO (yes, you read it right.) 

(56:15) - Alcohol stocks & industry: Anheuser-Busch, Diageo, Andrew Peller

(1:03:35) - Publicly traded companies vs private ownership

(1:08:37) - What advice would you give a younger person?

Welcome to the Newcomer Investor Channel, where we uncover the story behind great businesses and make investing accessible and fun for everyone! Please note: this podcast is not financial advice. I’m not telling you what to do… just sharing what I do! Connect: Newcomer Investor on X: ⁠https://twitter.com/NewcomerInvest⁠ Newcomer Investor Email: ⁠iamthenewcomerinvestor@gmail.com⁠

Timestamps:

(0:00) - Intro

(0:28) - Market

(2:10) - Portfolio strategy changes over the years

(14:14) - Plans for 2025

(18:10) - 5 stocks to watch in 2025

Welcome to the Newcomer Investor Channel! The overarching goal for this channel is to share insights, learn from each other, chat about the beauty of investing and foster healthy debate by sharing various viewpoints. NOTE: This podcast should not be taken as financial advice, and is for entertainment purposes only. FOLLOW OUR GUEST DIVIDEND DAVE HERE: Youtube: https://www.youtube.com/@DividendDave73 Twitter: https://twitter.com/Lovey1973 Connect on Twitter: @NewcomerInvest Subscribe on Youtube: Newcomer Investor Email me at iamthenewcomerinvestor@gmail.com (0:00) - Intro (1:35) - Dividend Dave (5:55) - Bank stocks: should we be worried?! US banks vs Canadian banks (11:10) - DFN (13:40) - Insurance (16:04) - Telecom (19:10) - Is the Bell dividend safe?? (23:00) - Algonquin Power (29:00) - Suncor, Oil & Gas (30:40) - Enbridge & the case for pipelines (32:20) - How many stocks should you own? (35:16) - Rail (38:54) - Gold, Mining, Materials (44:50) - Tech Stocks (48:57) - The benefits of ETFs (50:49) - USD vs CAD Exchange Rate (54:50) - Investing with your values/morals (1:01:03) - Successes/Failures and advice for new investors

Welcome to the Newcomer Investor Channel, where we uncover the story behind great businesses and make investing accessible and fun for everyone!  

In this episode, I chat with Aria, a brilliant investing Youtuber. We discuss his investing strategy and his perspective on a range of stocks. Please note, this conversation was recorded on October 19th. As a result, any references to specific future dates/events in the episode may refer to a time that has already passed.

Connect:

Newcomer Investor on X: ⁠⁠https://twitter.com/NewcomerInvest⁠⁠

Newcomer Investor Email: ⁠⁠iamthenewcomerinvestor@gmail.com⁠⁠

Aria on X:

https://x.com/QualityInvest5

Aria on Youtube: https://www.youtube.com/@QualityInvest5

ASML Video: https://www.youtube.com/watch?si=FX-MEIr05aOR9Nc4&v=fK9cEhR07-c&feature=youtu.be

Salesforce Video: https://www.youtube.com/watch?si=Kp2Tv6KxAyQ0QuoF&v=WKYZV3gOyeU&feature=youtu.be

Episode Highlights:

(0:00) - Intro

(1:00) - Who is Aria + his beginnings in investing

(3:00) - Mastercard

(13:15) - ASML

(30:00) - Salesforce

(44:20) - Amazon

(53:20) - Google

(1:01:45) - Uber

(1:06:00) - Rapid fire questions

(1:10:00) - Newcomer elevator pitch on Brookfield

(1:23:00) - Amazon (again) - sum of parts valuation

(1:25:00) - Aria’s advice for new investors

Welcome to the Newcomer Investor Channel!  I love to chat about great businesses with awesome people. Please note: this podcast is not financial advice. I'm not telling YOU what to do... I'm just sharing what I do! Newcomer Investor on Twitter: https://twitter.com/NewcomerInvest Subscribe on Youtube: https://www.youtube.com/@newcomerinvestor/featured Email me at ⁠iamthenewcomerinvestor@gmail.com⁠ 

Welcome to the Newcomer Investor Channel! The overarching goal for this channel is to share insights, learn from each other, chat about the beauty of investing and foster healthy debate by sharing various viewpoints. NOTE: This podcast should NOT be taken as financial advice, and is for entertainment purposes only. FOLLOW TheDividendGuy on Twitter: https://twitter.com/TheDividendGuy SUBSCRIBE to his Youtube: https://www.youtube.com/@UC8aD-2lWvqnkxKiGH91X1WQ STREAM his Podcast: https://open.spotify.com/show/4xk1mOZ05rwzMHRg3PGOp0?si=7532e53193fe419c STREAM his second Podcast: https://open.spotify.com/show/4W6l74AJVV5h2BJDeVJlKg?si=e31b0beb647040e0 READ his blog: https://www.thedividendguyblog.com/ Newcomer Investor on Twitter: https://twitter.com/NewcomerInvest Subscribe on Youtube: hhttps://www.youtube.com/@newcomerinvestor/featured Email me at ⁠iamthenewcomerinvestor@gmail.com⁠
(0:00) - Introducing TheDividendGuy

(5:50) - Investing strategy; how it started, and evolved over time

(10:51) - The dividend triangle

(13:06) - The dividend vs anti dividend debate

(15:12) - Amazon $AMZN

(16:28) - Constellation Software $CSU

(19:37) - Benefits of sticking to one main strategy

(21:10) - Mark Leonard: one of the greatest Canadian CEOs of all time, and the importance of high quality management with integrity

(26:08) - Canadian banks’ recent earnings: what can we expect next?!

(30:26) - Thoughts on timing the market + managing expectations

(36:09) - National Bank $NA: what makes it so special!

(45:24) - CIBC $CM, Laurentian Bank $LB: suffering from lack of focused strategy

(47:21) - Canadian Western Bank $CWB

(49:20) - Alimentation Couche Tard $ATD: one of Canada’s greatest success stories

(56:06) - Alain Bouchard - passionate, down to earth, and humble leadership

Welcome to the Newcomer Investor Channel! The overarching goal for this channel is to share insights, learn from each other, chat about the beauty of investing and foster healthy debate by sharing various viewpoints. NOTE: This podcast should NOT be taken as financial advice, and is for entertainment purposes only. FOLLOW One Penny At A Time: https://twitter.com/onepennypodcast

STREAM His Podcast: https://linktr.ee/harris.elliot Newcomer Investor on Twitter: https://twitter.com/NewcomerInvest Subscribe on Youtube: https://www.youtube.com/@newcomerinvestor/featured Email me at ⁠iamthenewcomerinvestor@gmail.com⁠ TIMESTAMPS: (0:00) - Introduction: One Penny At A Time

(4:17) - Penny’s strategy for tech stocks/growthy stocks

(5:45) - QQQM

(8:00) - ETFs = lifetime holds

(8:45) - Realty Income (O)

(12:00) - VICI presentation (VICI)

(15:00) - VICI is a (mostly) play on Las Vegas

(18:30) - Entertainment: Disney (DIS) & Nintendo, Activision Blizzard (ATVI)

(23:00) - Main Street Capital (MAIN)

(25:30) - Being intentional with your purchases: what role does the company play in your portfolio?

(27:55) - Ally Financial (ALLY)

(33:10) - Canadian Banks & TD Bank (TD)

(36:00) - Why investing in international stocks may be less necessary as a US investor vs Canadian

(38:52) - McDonald’s (MCD)

(40:00) - SCHD

(42:35) - Hershey

(44:40) - Music industry

(46:46) - Investing according to your values: what stocks/sectors Penny does not want to invest in

(48:25) - Tesla (TSLA)

(49:05) - Biggest lesson/advice, and AT&T (T)

(50:00) - Thank you! Please follow Penny on all platforms and give us a 5 star

Welcome to the Newcomer Investor Channel! The overarching goal for this channel is to share insights, learn from each other, chat about the beauty of investing and foster healthy debate by sharing various viewpoints. NOTE: This podcast should NOT be taken as financial advice, and is for entertainment purposes only. FOLLOW A.J. Button on Twitter: https://twitter.com/AJButton2 SUBSCRIBE to his Youtube: https://www.youtube.com/@UCqIHNKfWKUDZzhvm1cDF9rQ READ his articles: https://seekingalpha.com/author/growth-at-a-good-price Newcomer Investor on Twitter: https://twitter.com/NewcomerInvest Subscribe on Youtube: https://www.youtube.com/@newcomerinvestor/featured Email me at ⁠iamthenewcomerinvestor@gmail.com⁠ (0:00) - Intro (1:15) - Why invest in China? (3:55) - Risks of investing in China (5:39) - Emerging markets provide additional opportunities for value (7:30) - What could/would happen if a Taiwan conflict erupts? & Taiwan Semiconductors (11:05) - Investing strategy - long, with a focus on valuation (12:10) - Alibaba vs PDD: which is better??? (15:15) - Alibaba spinoff of its operating segments (16:11) - Alibaba: high free cash flow but slow buybacks (for now) (18:50) - KWEB: probably one of the better ETFs for retail investors looking to invest in China tech stocks (19:56) - Tencent (21:50) - for China: buy cheap & assess risk properly (23:22) - Bank of America: cheap valuation (27:20) - TD: high quality Canada bank with high US exposure (27:20) - Google: incredible business with strong moat (30:00) - Apple: getting expensive (31:07) - High valuation: sometimes signs of quality, but can also be a mistake - Costco vs Shopify (34:00) - Microsoft (35:20) - AJ’s portfolio & allocation between stocks and ETFs (36:50) - Brookfield (This is the Newcomer Investor podcast, after all!) (38:24) - Reallocating portfolio funds based on valuation (38:58) - Biggest advice & lesson (42:10) - Follow @AJButton2 on Twitter!