Move Smartly: The Podcast (Move Smartly)

We are back with our October episode of the consumer Q&A, ‘‘The Situation’!

Once again, Urmi asks John to respond to the detailed questions that real estate consumers across the GTA are asking right now. 

We hear from a young family wondering if they should stretch to buy their family home, a seller who wonders if she needs to reduce her condo price and an owner planning to downsize in the next few years — and wondering if they should risk waiting.

Today’s Show Links:

• What to Know When Working With an Agent: https://youtu.be/12bGC-B52XI?si=e_tXi9ddIXUVHhaz

• October Monthly Market Update: https://www.youtube.com/live/vouOvJIZyUE?si=HnYEMHFxOJtwHSNZ

To book a Home Buyer/Seller Consultation with John Pasalis and Realosophy Realty about your more detailed questions: https://www.movesmartly.com/meetjohn

Follow John on Twitter @JohnPasalis and email him at: askjohn@movesmartly.com 

Follow us and send us your questions and feedback about the show via Twitter @MoveSmartly, Instagram @move.smartly, or email: editor@movesmartly.com 

About This Show

The Move Smartly podcast is hosted by Urmi Desai, Move Smartly editor, and John Pasalis, Broker and President of Realosophy Realty in Toronto, Canada. MoveSmartly.com is powered by Realosophy Realty.

Today’s episode is a return to our semi-regular feature called Move Smartly ideas, where Urmi and John unpack and discuss some of the bigger issues impacting the housing market in Toronto and Canada.

This week, Urmi asks John about some the ‘big numbers’ in housing policy and economics - and wonders whether we know how accurate they are in terms of setting the goals for housing that Canada, Ontario and Toronto need to meet and why we don’t hear more about them from our politicians and the media when it comes to tracking and staying accountable for progress? 

If you enjoy listening to our show and find it informative, I’d like to ask you to take a moment to leave a five-star review on the podcast platform you are listening to us on. 

Today’s Show Links: 

CMHC Housing Affordability Report: https://www.cmhc-schl.gc.ca/professionals/housing-markets-data-and-research/housing-research/research-reports/accelerate-supply/housing-shortages-canada-solving-affordability-crisis

Ontario Housing Affordability Task: https://www.ontario.ca/page/housing-affordability-task-force-report

Smarter Prosperity Institute - Ontario Housing Supply Needs: https://institute.smartprosperity.ca/1.5MillionMoreHomes

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Feedback or Questions? Connect with Us: 

Urmi Desai, Editor, Move Smartly: movesmartly.com | YouTube: https://www.youtube.com/movesmartly | Email: editor@movesmartly.com | Twitter: @MoveSmartly

John Pasalis, President and Broker, Realosophy Realty, Toronto: realosophy.com | Email: askjohn@movesmartly.com | Twitter: @JohnPasalis

About This Show

The Move Smartly show is hosted by Urmi Desai, Founding Editor of Move Smartly, and John Pasalis, Broker and President of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada.

One of the things I often hear working in real estate is that "renting is a waste of money", most often from real estate agents and parents trying to get their kids to buy a house.

To really hammer the point home, they usually follow this up by saying "Why would you want to pay down your landlord's mortgage when you could be paying down your mortgage?"

It sounds so logical that you feel like an idiot for even thinking about renting.

But how true are these statements?

Is renting always a waste of money?

In this episode, Urmi and John are back with our monthly consumer Q&A ‘The Situation.’

Each month, John, who is President and Broker at Realosophy Realty, provides in-depth responses to the many questions we receive from consumers across the Toronto area.

This month, we hear from, among others, pre-construction buyers who are now worried about their condos being worth less than they bought them for once the condos are completed and from a Toronto family at wit’s end trying to make the right real estate moves to be able to afford a roomier family home.

Email us about your own real estate situation to be addressed in a future episode at askjohn@movesmartly.com 

You can watch this show on our MoveSmartly YouTube channel, follow us on Twitter @MoveSmartly for news or reach out to the show over email at editor@movesmartly.com

It’s darker out there in more ways than one — and time for our monthly Toronto-Vancouver real estate roundtable for November with Urmi, Steve and John! 

This month, John and Steve explain what  markets are like in Toronto & Vancouver and how interest rates will dictate what will happen next.

We also discuss major signs of trouble in the pre-construction market, including several fires that have damaged hundreds of homes nearing completion in the Toronto area, the latest from the Trudeau federal government on immigration targets amidst a housing crisis and what a landmark ruling against U.S. real estate agents might mean for commissions in Canada as well.

You can also watch this episode on our MoveSmartly YouTube channel here: https://www.youtube.com/movesmartly

Links for this Show:

• Loonie Hour Live in Toronto tickets: https://www.eventbrite.com/e/the-loonie-hour-live-in-toronto-tickets-742892650917

Feedback or Questions? Connect with us on Twitter: 

@MoveSmartly

@JohnPasalis

@SteveSaretsky

Reach out to the show over email at editor@movesmartly.com

About This Show

The Move Smartly podcast is hosted by Urmi Desai, Move Smartly editor, and John Pasalis, Broker and President of Realosophy Realty in Toronto, Canada. MoveSmartly.com is powered by Realosophy Realty.

With the launch of his December market report for Move Smartly, it’s time for John to present his key data and trends for the month and to have our audience join along for what is always a lively online discussion during this live online session. 

The top stories this month include: Why it’s so hard to determine a fair price for homes on the market right now? How some buyers are getting caught up in a pre-construction market meltdown and Canadians in general are feeling financial stress as interest rates have hiked. Will Canada’s upcoming foreign buyer ban make a difference?

You can participate live or rewatch previous sessions on our Move Smartly YouTube channel: https://www.youtube.com/movesmartly

Sign up for John’s monthly report/update email list: https://www.movesmartly.com/monthly-public-webinar

Book Personalized Home Buyer/Seller Consultation with John Pasalis about your more detailed questions: https://www.movesmartly.com/meetjohn

Follow us and send us your questions and feedback via Twitter @MoveSmartly, Instagram @move.smartly, or email: editor@movesmartly.com

As John releases his latest Move Smartly market report for January, he presents his key data and trends in the Toronto area housing market right now and what’s in store for 2023.

For this month’s update, John invites David Larock, Mortgage Broker at Integrated Mortgage Planner and regular Move Smartly contributor, to share his thoughts on the year ahead.

As usual, Urmi Desai, editor at MoveSmartly.com, shares your audience questions & comments from our lively online chat along the way.

Key topics this month: Are anecdotal stories about home buyer/owner distress due to rapidly rising interest rates being seen in the data yet? Will interest rates keep rising in 2023? Are Canada’s mortgage authorities likely to tighten or loosen mortgage qualification rules? What’s the best way to sell multiple-unit properties in a slowing market? 

You can participate live or rewatch previous sessions on our Move Smartly YouTube channel: https://www.youtube.com/movesmartly

Sign up for John’s monthly report/update email list: https://www.movesmartly.com/monthly-public-webinar

To book a Home Buyer/Seller Consultation with John Pasalis and Realosophy Realty about your more detailed questions: https://www.movesmartly.com/meetjohn

Follow us and send us your questions and feedback via Twitter @MoveSmartly, Instagram @move.smartly, or email: editor@movesmartly.com 

It’s really springtime and we’re here with our May Toronto-Vancouver real estate roundtable with Urmi, Steve and John! 

In what should normally be the busiest real estate market of the year, John and Steve explain slow conditions in Toronto and Vancouver - with some nuanced trends. Demand for low-rise homes is low but listings are only rising from a historic low, so it’s a bit of a stalemate still peppered with some bidding wars. On the condo side, listings are climbing - and new condo sales are way down, is this the start of a longer condo market dip? Also: how much have delayed interest rate cuts and revised forecasts calling for rates to stay higher longer impacting the market? 

Contact Us

Follow Steve on X-Twitter @SteveSaretsky; Email at: steve@stevesaretsky.com

Follow John on X-Twitter @JohnPasalis; Email at: askjohn@movesmartly.com

Follow Urmi on X-Twitter @MoveSmartly; Email at: editor@movesmartly.com

About This Roundtable Series

Each month, Move Smartly.com editor, Urmi Desai, talks to John Pasalis, Housing Analyst, Broker and President of Realosophy Realty in Toronto,  and Steve Saretsky, Housing Analyst and Realtor at the Oakwin Realty Group at Oakwin Realty in Vancouver about the latest data and on-the-ground insights in Canada's biggest residential RE markets. (Thanks to Jesse Bains, now at Linked In News, for kicking off this series at Yahoo Finance originally!)

About This Show

The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada.

You can also watch this episode on our MoveSmartly YouTube channel here:

https://www.youtube.com/movesmartly

If you enjoy our show and find it useful, please like, subscribe, share, review and comment on whatever platform you are watching or listening to us from - we appreciate your support!

It’s time for our March Toronto-Vancouver real estate roundtable with Urmi, Steve and John! 

As both the market heats up, John and Steve assess whether anticipated interest rate declines later this year will actually happen and how it will impact the real estate market. Also, an audience question asks whether a slump in the construction sector on which the Canadian economy is so dependent may lead to a recession. Plus Urmi asks John and Steve to assess whether some of the many new housing measures suddenly being thrown at the housing affordability crisis are helping or hurting.

You can also watch this episode on our MoveSmartly YouTube channel here: https://www.youtube.com/movesmartly

Follow John on Twitter @JohnPasalis; Email at: askjohn@movesmartly.com 

Follow Steve on Twitter @SteveSaretsky; Email at: steve@stevesaretsky.com

About This Show

The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada.

To set-up a personal meeting with John Pasalis to discuss your own real estate questions privately, visit: https://www.movesmartly.com/meetjohn

Follow us and send us your questions and feedback about the show via Twitter @MoveSmartly, Instagram @move.smartly, or email: editor@movesmartly.com 

If you enjoy our show and find it useful, please subscribe and leave us a positive rating on whatever platform you are watching or listening to us from - thank you!

Urmi and John talk to Ben Rabidoux, a housing analyst at Edge Realty Analytics, a firm that provides data and insights on Canadian housing and economic trends as well as more in-depth reporting on major metro-level trends in Vancouver and Toronto. Many real estate professionals consider Ben’s monthly research reports to be a can’t-miss read for good reason. 

What is the latest data suggesting about where home prices will go next in the context of record interest rate rises that may now be levelling off? What does the bond market tell us about what might happen now and why does it matter to housing? How does the recent sales slowdown and price declines we’re seeing now compare to previous declines in 2020, 2008 and the late 1990s? And will we see the market bounce back this spring?

You can watch this interview on our Move Smartly YouTube channel: https://www.youtube.com/movesmartly

Follow us and send us your questions and feedback via Twitter @MoveSmartly, Instagram @move.smartly, or email: editor@movesmartly.com 

In today’s ‘Move Smartly Ideas’ episode, my colleague and co-host John Pasalis have our longer-form chat about big ideas in real estate history, policy and economics. 

Today, John takes us on a tour of sunny Athens and tells us about the history of its housing and what we can learn from it as many make the case for more lower-rise high-density buildings in Toronto and other Canadian cities. 

Today's show links: 

John Instagram Video - “Athens: A City of 6-Storey Polikatoikies”: https://www.instagram.com/reel/C9PHkutuhBc/?utm_source=ig_web_copy_link&igsh=MzRlODBiNWFlZA==

Bloomberg, City Lab, “Behind the Accidentally Resilient Design of Athens Apartments”: https://www.bloomberg.com/news/features/2020-07-15/the-design-history-of-athens-iconic-apartments

Dezeen on Le Corbusier Dom-Ino House: https://www.dezeen.com/2014/03/20/opinon-justin-mcguirk-le-corbusier-symbol-for-era-obsessed-with-customisation/

Contact Us

John Pasalis, President and Broker, Realosophy Realty, Toronto | Email: askjohn@movesmartly.com | X-Twitter: @JohnPasalis

Urmi Desai, Editor, Move Smartly | Email: editor@movesmartly.com | X-Twitter: @MoveSmartly

About This Show

The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada.

You can also watch this and every episode on our MoveSmartly YouTube channel here: https://www.youtube.com/movesmartly

If you enjoy our show and find it useful, please subscribe and leave us a positive rating on whatever platform you are watching or listening to us from — thank you!

In this month’s live market update, John presents the latest data and reviews top stories for the month. David Larock, Move Smartly’s expert mortgage broker, talks about upcoming 5-year mortgage renewals rates will impact the housing marketing and economy at large as borrowers encounter higher rates than they locked in 5 years ago. As usual, Urmi asks the audience questions coming into our online chat along the way!

Set-up a meeting with John Pasalis and his agents at Realosophy to discuss your own real estate questions privately: https://www.movesmartly.com/meetjohn

Sign up for our email list to be alerted to the next live market update to join this session online: https://www.movesmartly.com/monthly-public-webinar

Today's show links: 

Watch this episode on our YouTube channel: https://www.youtube.com/live/yA6IOBOpgLw?si=iywfL0boI9wVcjS0

John's latest market report for March with latest data on MoveSmartly.com:https://www.movesmartly.com/monthly-report-2024-march

Dave's latest blog post on mortgage rates on MoveSmartly.com: https://www.movesmartly.com/articles/the-longer-the-first-rate-cut-takes-the-lower-our-variable-mortgage-rates-will-go

Contact Us

John Pasalis, President and Broker, Realosophy Realty, Toronto | Email: askjohn@movesmartly.com | X-Twitter: @JohnPasalis

David Larock, Mortgage Broker and Analyst and Realtor | Email: dave@morplan.ca | X-Twitter: @Dave_at_IMP

Urmi Desai, Editor, Move Smartly | Email: editor@movesmartly.com | X-Twitter: @MoveSmartly

About This Show

The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada.

If you enjoy our show and find it useful, please subscribe and leave us a positive rating on whatever platform you are watching or listening to us from - thank you!

Deciding whether to rent or buy a home is one of the biggest decisions many of us will have to make in our lives -- though many of us don’t realize just how big this decision is.  

Whether you have a preference towards renting or owning or are just unsure about which option is best for you, I hope these five questions will help you think through this big decision.

If you ask a random group of people whether real estate is a good investment, you’ll find that the majority will say: “Yes, real estate is a good investment.”

Setting aside the question of when real estate is a good investment -- and when it might not be -- is the more important question of why so many people simply assume it is. This automatic belief puts down our guard and results in very lazy and bad decisions about real estate.

Many buyers turn to their parents for advice before buying a home for a number of reasons.

First, many of them have bought a house before even if it’s been a long time , so we believe they can offer valuable insights based on their own personal experiences.

Second, we have an underlying trust that our parents are looking after our best interests.

So what could go wrong?

We are back with our popular consumer Q/A segment, ‘The Situation’!

Urmi once again asks John to respond to the detailed questions you send in about the real estate decisions you are making as you navigate through the Toronto area housing market.

Today, we hear from a family who wonders if they should take advantage of the opportunity to buy the home they are renting from their landlord, a reluctant investor who wonders whether he should rent out his newly built condo or sell it and a home owner who wonders whether garden suites/laneway homes add value to a property?

Links for today’s show:

• Kyle Lamothe, Tax Lawyer: https://www.thor.ca/lawyers/kyle-lamothe/

If you would like to send in your questions to be featured on a future episode, please email askjohn@movesmartly.com

If you have a more specific or particular real estate situation to discuss with John and his team at Realosophy Realty, connect with John at movesmartly.com/meetjohn 

Watch this episode on our Move Smartly YouTube channel: https://www.youtube.com/movesmartly

Connect with Us

John Pasalis, President and Broker, Realosophy Realty, Toronto | Email: askjohn@movesmartly.com | Twitter: @JohnPasalis

Urmi Desai, Editor, Move Smartly | Email: editor@movesmartly.com | X-Twitter: @MoveSmartly

About This Show

The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada.

If you enjoy our show and find it useful, please share, subscribe and leave us a positive rating on whatever platform you are watching or listening to us from - thank you!

Today’s episode is a return to our semi-regular feature called Move Smartly ideas, where Urmi and John unpack and discuss some of the bigger issues impacting the housing market in Toronto and Canada.

This week, Urmi and John return to talking about some of the ‘big numbers’ in housing policy and economics. This time, we talk about how Canada’s population growth impacts our housing market and affordability issues and why we can’t ‘build our way’ out of the problem. Also, why investor demand is hard to measure and why it is of particular importance.

Today’s Show Links: 

Our previous discussion about the big numbers that matter “How Should We Really Be Measuring Our Housing Needs & Results”: https://youtu.be/tu-H1sdPKGw?si=1dvuZivruZMiz-lt

CMHC Housing Affordability Report: https://www.cmhc-schl.gc.ca/professionals/housing-markets-data-and-research/housing-research/research-reports/accelerate-supply/housing-shortages-canada-solving-affordability-crisis

Ontario Housing Affordability Task Force: https://www.ontario.ca/page/housing-affordability-task-force-report

Set-up a personal meeting with John Pasalis and his agents at Realosophy to discuss your own real estate questions privately: https://www.movesmartly.com/meetjohn

Watch this show on our YouTube channel: https://www.youtube.com/movesmartly

Connect with Us: 

John Pasalis, President and Broker, Realosophy Realty, Toronto | Email: askjohn@movesmartly.com | Twitter: @JohnPasalis

Urmi Desai, Editor, Move Smartly | Email: editor@movesmartly.com | X-Twitter: @MoveSmartly

About This Show

The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada.

If you enjoy our show and find it useful, please share, subscribe and leave us a positive rating on whatever platform you are watching or listening to us from - thank you!

In this month’s live market update, John presents the latest data and is joined by Realosophy agents Gus and Davin to talk about how buyers and sellers are experiencing the market on the ground in the Toronto area. Plus David Larock, Move Smartly mortgage broker, talks about why slightly elevated inflation - due to high housing costs - may impact the Bank of Canada’s next interest rate moves. Plus audience Qs on how different regions of Toronto area are performing, what’s going on in the condo market and more. 

Set-up a personal meeting with John Pasalis and his agents at Realosophy to discuss your own real estate questions privately: https://www.movesmartly.com/meetjohn

Watch this show on our YouTube channel on demand: https://www.youtube.com/live/4l4oSVtBhZs?si=poBVOvPZHrQUiXDA

Sign up for our email list to be alerted to the next live market update to join this session online: https://www.movesmartly.com/monthly-public-webinar

Today's show links: 

John's latest market report for January with latest data on MoveSmartly.com:https://www.movesmartly.com/articles/torontos-roller-coaster-2023-housing-market-sales-hit-a-20-year-low

Dave's latest blog post on mortgage rates on MoveSmartly.com: https://www.movesmartly.com/articles/the-bank-of-canadas-inflation-pickle

Feedback or Questions? Connect with Us: 

John Pasalis, President and Broker, Realosophy Realty, Toronto | Email: askjohn@movesmartly.com | Twitter: @JohnPasalis

David Larock, Mortgage Broker and Analyst and Realtor | Email: dave@morplan.ca | Twitter: @Dave_at_IMP

Urmi Desai, Editor, Move Smartly | Email: editor@movesmartly.com | X-Twitter: @MoveSmartly

About This Show

The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada.

Follow us and send us your questions and feedback about the show via Twitter @MoveSmartly, Instagram @move.smartly, or email: editor@movesmartly.com 

If you enjoy our show and find it useful, please subscribe and leave us a positive rating on whatever platform you are watching or listening to us from - thank you!

It’s the first summer episode for the Toronto-Vancouver real estate roundtable time with Urmi, Steve and John! 

The weather may be jumping up, but the real estate markets remain sluggish - John and Steve take us through the latest stats and explain what is happening in the condo sector as listings hit a record high. Also: the first interest rate cut has finally dropped - how will it affect the market? Plus, Canadian PM Justin Trudeau admits that no one really wants home prices to fall — so how exactly is the government going to restore housing affordability for current and next generations? 

Contact Us

Follow Steve on X-Twitter @SteveSaretsky; Email at: steve@stevesaretsky.com

Follow John on X-Twitter @JohnPasalis; Email at: askjohn@movesmartly.com

Follow Urmi on X-Twitter @MoveSmartly; Email at: editor@movesmartly.com

About This Roundtable Series

Each month, Move Smartly.com editor, Urmi Desai, talks to John Pasalis, Housing Analyst, Broker and President of Realosophy Realty in Toronto,  and Steve Saretsky, Housing Analyst and Realtor at the Oakwin Realty Group at Oakwin Realty in Vancouver about the latest data and on-the-ground insights in Canada's biggest residential RE markets. (Thanks to Jesse Bains, now at Linked In News, for kicking off this series at Yahoo Finance originally!)

About This Show

The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada.

You can also watch this episode on our MoveSmartly YouTube channel here:

https://www.youtube.com/movesmartly

If you enjoy our show and find it useful, please like, subscribe, share, review and comment on whatever platform you are watching or listening to us from - we appreciate your support!

We’re often told that making a home buying budget is a key step before buying a home, but the way most buyers approach such budgets actually leads us to make very bad real estate decisions - without us even realizing it.  

We’re back with our Monthly Roundtable! Urmi is once again joined by John Pasalis (Realosophy Realty) in Toronto and Steve Saretsky (Oakwin Realty) in Vancouver. This is a lively one, covering remarkable happenings in Canada, UK and US real estate markets as officials continue to try to fight inflation without melting down the economy. Along the way, we respond to more of your great viewer questions!

Follow @MoveSmartly on twitter or reach out to the show over email at editor@movesmartly.com

John and Urmi are going to be taking a short summer break and will return with a new episode on September 12th. We are planning to speak to even more experts on all things Toronto and Canadian real estate including related issues such as how to build homes faster, immigration, employment and more. We’re also planning to do more national and international looks at how other markets have approached similar real estate policies and concerns.

We’ve really appreciated hearing from all of you about how much you enjoy the show and your own excellent real estate insights and feedback - please keep it coming!

Enjoy our show? Please leave us a five-star rating (and even better, a written review) so more listeners can find us. Thank you!

Prefer to watch? You can watch this and all other episodes on our MoveSmartly YouTube channel

Contact Us

To contact John Pasalis, Broker and President of Realosophy Realty: 

• Book a free consult: https://www.movesmartly.com/meetjohn 

• Email: askjohn@movesmartly.com

• Twitter: @JohnPasalis 

To contact Urmi Desai, Editor of Move Smartly: 

• Email: movesmartly@realosophy.com

• Twitter: @MoveSmartly

About This Show

Move Smartly is powered by Realosophy Realty Inc. Brokerage in Toronto, Ontario.

New Year! More great Canadian real estate chat as Urmi asks John in Toronto (Realosophy Realty) and Steve Saretsky in Vancouver (Oakwyn Realty) about just when all the effects of ‘The Great Reset’ environment of higher interest rates will be fully felt, why Urmi’s dream of snagging a TO condo at meltdown prices may be out of reach and the policy changes new and old, including BC’s new buyer ‘cooling off period’, Canada’s foreign buyer ban and record levels of immigration will have on the market. And as always, your great audience questions!

You can watch this episode on our MoveSmartly YouTube channel

Feedback or Questions? Connect with us on Twitter: 

@MoveSmartly

@JohnPasalis

@SteveSaretsky

Reach out to the show over email at editor@movesmartly.com

When we start thinking about whether or not we want to buy a home, many of us turn to online rent versus buy calculators to help us figure out what makes more sense financially - renting or buying a home.

There are two main problems with these types of calculators.

It’s finally April, and once again, time for our real estate roundtable! 

As usual, I talk to John and Steve about all things residential real estate in Toronto and Vancouver, Canada, and beyond. 

Since April is often the cruelest month, full of fools and false springs, it seems fitting that our talk turns to an unexpected bump in real estate market competition - including bidding wars - amidst continuing low historical levels of sales, surprise interest rate drops - amidst continuing economic uncertainty - and more.

You can also watch this episode on our MoveSmartly YouTube channel here: https://www.youtube.com/movesmartly

Feedback or Questions? Connect with us on Twitter: 

@MoveSmartly

@JohnPasalis

@SteveSaretsky

Reach out to the show over email at editor@movesmartly.com

There is something very wrong about how we buy homes in North America. Even though banks ask buyers questions about their income and debt levels in order to determine how big a mortgage they can afford and many home buyers create home buying budgets, surveys have found that once a buyer has purchased and moved in, virtually all feel like they spent too much on their home.

It’s time for our August Toronto-Vancouver real estate roundtable with Urmi, John back in Toronto, and Steve in Vancouver! 

John and Steve take us through the latest stats and explain how prices are staying flat when listing levels climb. How will more interest rate cuts amidst global economic worries impact Canada’s main real estate markets. Also: Should the federal government be doing more about curbing Airbnb businesses? 

Contact Us

Follow Steve on X-Twitter @SteveSaretsky; Email at: steve@stevesaretsky.com

Follow John on X-Twitter @JohnPasalis; Email at: askjohn@movesmartly.com

Follow Urmi on X-Twitter @MoveSmartly; Email at: editor@movesmartly.com

About This Roundtable Series

Each month, Move Smartly.com editor, Urmi Desai, talks to John Pasalis, Housing Analyst, Broker and President of Realosophy Realty in Toronto,  and Steve Saretsky, Housing Analyst and Realtor at the Oakwin Realty Group at Oakwin Realty in Vancouver about the latest data and on-the-ground insights in Canada's biggest residential RE markets. (Thanks to Jesse Bains, now at Linked In News, for kicking off this series at Yahoo Finance originally!)

About This Show

The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada.

You can also watch this episode on our MoveSmartly YouTube channel here:

https://www.youtube.com/movesmartly

If you enjoy our show and find it useful, please like, subscribe, share, review and comment on whatever platform you are watching or listening to us from - we appreciate your support!

t’s time for our regular live monthly market update!

As usual John is armed with facts and figures and is once again joined by David Larock, our crack mortgage broker and analyst who blogs with us at Move Smartly. Along the way, Urmi is following our live chat to ask John and Dave your key questions!

You can participate in our live sessions or rewatch previous sessions on our Move Smartly YouTube channel here: https://www.youtube.com/movesmartly

Today's show links: 

John's latest market report for October with latest data: https://www.movesmartly.com/monthly-report-2023-october

Dave's latest blog post on mortgage rates on MoveSmartly.com: https://www.movesmartly.com/articles/why-higher-fixed-mortgage-rates-make-additional-policy-rate-hikes-less-likely

***

Sign up for John’s monthly report/live market update email list: https://www.movesmartly.com/monthly-public-webinar

Sign up for John’s Home Buyer Strategies webinar: https://www.movesmartly.com/top-10-home-buying-strategies

To book a Home Buyer/Seller Consultation with John Pasalis and Realosophy Realty about your more detailed questions: https://www.movesmartly.com/meetjohn

Follow John on Twitter @JohnPasalis and email him at: askjohn@movesmartly.com 

Follow us and send us your questions and feedback about the show via Twitter @MoveSmartly, Instagram @move.smartly, or email: editor@movesmartly.com 

About This Show

The Move Smartly podcast is hosted by Urmi Desai, Move Smartly editor, and John Pasalis, Broker and President of Realosophy Realty in Toronto, Canada. MoveSmartly.com is powered by Realosophy Realty.

It’s the February ‘The Situation’, our in-depth consumer Q/A!

As usual, Urmi asks John to respond to the detailed questions you send in about the real estate decisions you are making as you navigate through the Toronto area housing market.

This month, we hear from a buyer who was going to wait to jump back into the market amidst high prices and high interest rates but is now worried about falling behind another market surge and a seller who wonders if they should sell now, in the spring or in the fall - when interest rates might fall. And when it comes to long-term home price appreciation, which is a better bet: Toronto or its suburbs?

If you would like to send in your questions to be featured on a future episode, please email askjohn@movesmartly.com

If you have a more specific or particular real estate situation to discuss with John and his team at Realosophy Realty, connect with John at movesmartly.com/meetjohn 

Watch this episode on our Move Smartly YouTube channel: https://www.youtube.com/movesmartly

Connect with Us

John Pasalis, President and Broker, Realosophy Realty, Toronto | Email: askjohn@movesmartly.com | Twitter: @JohnPasalis

Urmi Desai, Editor, Move Smartly | Email: editor@movesmartly.com | X-Twitter: @MoveSmartly

About This Show

The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada.

If you enjoy our show and find it useful, please share, subscribe and leave us a positive rating on whatever platform you are watching or listening to us from - thank you!

t’s time for our regular live monthly market update!

John presents the data and story highlights from his latest market report December and is joined by David Larock, Move Smartly blogger, mortgage broker and analyst who discusses his latest weekly post on mortgages as both Canada and US central banks hold interest rates - what does it mean for the market in the new year? Urmi follows our YouTube live chat to ask John and Dave your great audience questions as usual!

To book a Home Buyer/Seller Consultation with John Pasalis and Realosophy Realty about your more detailed questions: https://www.movesmartly.com/meetjohn

Watch this show on our YouTube channel on demand: https://www.youtube.com/live/xOfodGl3xr4?si=FA_ehrSKdCA4Z6dj

Sign up for our email list to be alerted to the latest monthly report/live market update to watch online and ask your own questions here: https://www.movesmartly.com/monthly-public-webinar

Today's show links: 

John's latest market report for December with latest data on MoveSmartly.com:https://www.movesmartly.com/monthly-report-2023-december

John’s interview with Robert Kavcic Move Smartly YouTube: https://youtu.be/qu9C46fJ618?si=n88po1RZ70dtTX2N

Dave's latest blog post on mortgage rates on MoveSmartly.com: https://www.movesmartly.com/articles/five-key-take-aways-from-the-bank-of-canadas-latest-policy-rate-decision

Feedback or Questions? Connect with Us: 

John Pasalis, President and Broker, Realosophy Realty, Toronto | Email: askjohn@movesmartly.com | Twitter: @JohnPasalis

David Larock, Mortgage Broker and Analyst and Realtor | Email: dave@morplan.ca | Twitter: @Dave_at_IMP

Urmi Desai, Editor, Move Smartly | Email: editor@movesmartly.com | X-Twitter: @MoveSmartly

About This Show

The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada.

Follow us and send us your questions and feedback about the show via Twitter @MoveSmartly, Instagram @move.smartly, or email: editor@movesmartly.com 

If you enjoy our show and find it useful, please like, comment, share, and subscribe on whatever platform you are watching or listening to us from - we’re on YouTube, Apple Podcasts, Spotify, Amazon Music, Audible and more.

It’s time for our regular live monthly market update!

As usual John is armed with facts and figures and is once again joined by David Larock, our crack mortgage broker and analyst who blogs with us at Move Smartly. Along the way, Urmi is following our live chat to ask John and Dave viewer questions in this live session!

Today's show links: 

John's latest market report for November with latest data on MoveSmartly.com:https://www.movesmartly.com/monthly-report-2023-november

John’s interview with Robert Kavcic Move Smartly YouTube: https://youtu.be/qu9C46fJ618?si=n88po1RZ70dtTX2N

Dave's latest blog post on mortgage rates on MoveSmartly.com: https://www.movesmartly.com/articles/canadian-fixed-mortgage-rates-fell-but-by-less-than-expected

***

You can participate in our live sessions to ask your own questions and rewatch previous sessions on our Move Smartly YouTube channel here: https://www.youtube.com/live/3xAg07_SHdA?si=AoD9GAC98vQe1eTF

Join email list to get notified each month about John’s monthly report/live market update https://www.movesmartly.com/monthly-public-webinar

To book a Home Buyer/Seller Consultation with John Pasalis and Realosophy Realty about your more detailed questions: https://www.movesmartly.com/meetjohn

***

Feedback or Questions? Connect with Us: 

John Pasalis, President and Broker, Realosophy Realty, Toronto | Email: askjohn@movesmartly.com | Twitter: @JohnPasalis

David Larock, Mortgage Broker and Analyst and Realtor | Email: dave@morplan.ca | Twitter: @Dave_at_IMP

Urmi Desai, Editor, Move Smartly | Email: editor@movesmartly.com | X-Twitter: @MoveSmartly

About This Podcast

The Move Smartly podcast is hosted by Urmi Desai, editor of MoveSmartly.com editor, John Pasalis, Broker and President of Realosophy Realty. MoveSmartly.com and its media channels are powered by Realosophy Realty in Toronto, Canada.

In this live online session, John presents his April Toronto Area Real Estate Market Report, sharing the latest data, highlighting the key market insights and answering viewers Qs along the way! 

Once again, Move Smartly mortgage expert and broker, David Larock, joins to explain why the Bank of Canada has decided to hold on rates for the second time since the latest rate hike and what they are likely to do next.

You can participate live or rewatch previous sessions on our Move Smartly YouTube channel: https://www.youtube.com/movesmartly

Sign up for John’s monthly report/update email list: https://www.movesmartly.com/monthly-public-webinar

To book a Home Buyer/Seller Consultation with John Pasalis and Realosophy Realty about your more detailed questions: https://www.movesmartly.com/meetjohn

To send John your own question, email askjohn@movesmartly.com 

Follow us and send us your questions and feedback via Twitter @MoveSmartly, Instagram @move.smartly, or email: editor@movesmartly.com 

Co-hosts Urmi and John are back with our monthly consumer Q&A, ‘‘The Situation.’ As usual, John responds to the detailed questions that real estate consumers across the GTA have sent in to us.

This month, John responds to a would be home buyer who worries about the unsustainable, bubble-like prices we are seeing in the Toronto area, a happy condo renter who is not as sure if she should buy and invest in a condo as opposed to a house and more.

Email us about your own real estate situation to be addressed in a future episode at: askjohn@movesmartly.com 

You can watch this show on our MoveSmartly YouTube channel, follow us on Twitter @MoveSmartly for news or reach out to the show over email at editor@movesmartly.com.

Today, John continues the show’s mini-theme from last week of digging deeper into the ‘shortage supply’ explanation for increasing housing unaffordability.

Given the similarities between Canada and Australia housing markets, John interviews Cameron Murray, an Australian economist at the University of Sydney, well known for challenging the housing supply narratives that dominate the debate about high house prices in Australia.

In contrast to last week’s episode, which focussed on the argument that building more homes is key to solving Canada’s housing affordability crisis, Cameron discusses how the data he tracks in Australia doesn’t always support the ‘supply shortage’ argument we ‘feel’ is happening on the ground.

What can the banana market tell us about the housing market? Will increasing housing density really make homes more affordable? And can we look to other countries like Singapore for better policy ideas?

You can watch this interview on our Move Smartly YouTube channel: https://www.youtube.com/movesmartly

Follow us and send us your questions and feedback via Twitter @MoveSmartly, Instagram @move.smartly, or email: editor@movesmartly.com

This week, John and Urmi return with Move Smartly Ideas, a semi-regular sit down about the biggest ideas that John’s thinking, writing and talking to the media about this month. 

Today, John is going to look at the policy and academic arguments that blame cities for housing shortages to assess how valid they are.

If you enjoy listening to our show and find it informative, I’d like to ask you to take a moment to leave a five-star review on Apple podcasts. We know a lot of you are listening and we’d love to see this better reflected in our ratings - doing this helps to ensure that other listeners can find our show and that together, we can hopefully better the level of discourse we need to have in Toronto and Canada if we are to become better educated about housing as both consumers and citizens, and hopefully, start to see better housing outcomes for all.

Follow John on Twitter @johnpasalis and email him at askjohn@movesmartly.com

You can watch this show on our MoveSmartly YouTube channel, follow us on Twitter @MoveSmartly for news or reach out to the show over email at editor@movesmartly.com

Additional links for today’s show: 

New York Times: https://www.nytimes.com/interactive/2023/09/16/realestate/home-sales-north-carolina-wall-street.html

About This Show

The Move Smartly podcast is hosted by Urmi Desai, Move Smartly editor, and John Pasalis, Broker and President of Realosophy Realty in Toronto, Canada. MoveSmartly.com is powered by Realosophy Realty.

It's time for our monthly roundtable - it's July and Urmi talks to Steve in Vancouver and John in Toronto!

This month, the weather is hot but the market is cooling and the first uptick in listings is finally showing up in the data - is this the start of the great listings surge that’s been long anticipated as high interest rates continue to hit market? Also, the federal government welcomes in newcomers at a record pace, resulting in a new population high - even though all levels of government struggle to magic up more housing supply. Plus, why aren’t the majority of Canadians more worried about our housing crisis? and more.

You can also watch this episode on our MoveSmartly YouTube channel here: https://www.youtube.com/movesmartly

Feedback or Questions? Connect with us on Twitter: 

@MoveSmartly

@JohnPasalis

@SteveSaretsky

Reach out to the show over email at editor@movesmartly.com

Hi, Urmi Desai, editor of Move Smartly, and lead contributor, John Pasalis of Realosophy Realty, are back with our monthly consumer Q&A, ‘‘The Situation.’ 

In some parts of Toronto, home prices are now holding, but that doesn’t mean the recent rapid price drops we’ve seen across the GTA haven’t caught out some new home buyers.

This month, John responds to home buyers who fear they’ve bought pre-construction and re-sale homes at the peak, and now worry about the financial hardships they face if banks are unwilling to appraise at their bought value for mortgage approvals and wonder what their best options are.

Email us about your own real estate situation to be addressed in a future episode at: askjohn@movesmartly.com 

You can watch this show on our MoveSmartly YouTube channel, follow us on Twitter @MoveSmartly for news or reach out to the show over email at editor@movesmartly.com.

To paraphrase the Nobel prize winning economist Robert Shiller: Bubbles are situations in which just hearing stories of friends and family benefitting from home prices going up, attracts more people to buy through a combination of envy and gambler’s excitement.

To measure this, Shiller and his long time collaborator Karl Case sent out surveys to buyers and sellers in a number of US cities and identified a number of red flag responses that are indicative of a housing bubble.  

What are some of these red flags?

As they head off low polling numbers ahead of next year’s election, Canada’s governing Liberals have released a federal budget largely focussed on Canada’s housing availability and affordability crisis. Urmi and John discuss the background and efficacy of the many measures proposed including: subsuming immigration policy and targets to housing realities, an increased capital gains tax that will hit some housing investors, an extended ban on foreign buyers, and a pile of supply-side policies that is aimed at yielding a net 2 million new homes by 2031. What - if anything - will actually work?

Today’s Show Links: 

The Liberal Government Federal Budget 2024: https://budget.canada.ca/2024/home-accueil-en.html

The Liberal Government’s 2024 Housing Policy “Solving the Housing Crisis: Canada’s Housing Plan”: https://www.infrastructure.gc.ca/housing-logement/housing-plan-logement-eng.html

CMHC Housing Affordability Report: https://www.cmhc-schl.gc.ca/professionals/housing-markets-data-and-research/housing-research/research-reports/accelerate-supply/housing-shortages-canada-solving-affordability-crisis

John discusses the Federal Liberal Government ‘Renter Bill of Rights’: https://youtu.be/nZSipNZ6iZc?si=0hXsNGDxugrQEe6p

John discusses the Federal Government’s Extension of Mortgage Terms to 30Y for First-Time Buyers of New Builds: https://youtu.be/OersDqVRNWg?si=71Y_mZ2IUWFHKUQ0

Connect with Us: 

John Pasalis, President and Broker, Realosophy Realty, Toronto | Email: askjohn@movesmartly.com | Twitter: @JohnPasalis

Urmi Desai, Editor, Move Smartly | Email: editor@movesmartly.com | X-Twitter: @MoveSmartly

About This Show

The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada.

You can also watch this and every podcast episode on our MoveSmartly YouTube channel: https://www.youtube.com/movesmartly

If you enjoy our show and find it useful, please share, subscribe and leave us a positive rating on whatever platform you are watching or listening to us from - thank you!

Urmi talks to Eric Lombardi in the third interview in our series on the supply-side zoning, planning, social and political issues that are cited as being one of the key drivers of the Toronto Area’s housing affordability crisis.

As a young professional who works in a non-housing industry or related capacity in the financial sector in Toronto, Eric is a passionate citizen about housing issues, and importantly, part of the very generation that many worry are being squeezed out of market housing due to lack of affordability. 

As a key leader in Toronto’s YIMBY (the “Yes, in My Backyard”) movement and the “More Neighbours Toronto” volunteer organization, Eric is very knowledgeable and thoughtful about how things need to change if we are to build the number of homes experts say are required to make a dent in easing our housing availability and affordability crisis in all sectors — market, affordable and shelter, a view embodied by the ‘More Neighbours Toronto’ call to action that “Every Level of Government Can Do More.” 

Eric and Urmi talk about what needs to be done at all levels of government, what solutions Eric thinks are most promising and how he responds to criticisms of these approaches. 

Follow Eric on Twitter: @EricDLombardi

More Neighbours Toronto: https://www.moreneighbours.ca

You can also watch this interview on our Move Smartly YouTube channel: https://www.youtube.com/movesmartly

Follow us and send us your questions and feedback via Twitter @MoveSmartly, Instagram @move.smartly, or email: editor@movesmartly.com 

And if you find this show useful, please rate and, even better, leave us a written review on Apple podcasts, so that more people can benefit from this information. It’s very much appreciated!

It’s a New Year — and we’re back with our first roundtable for 2024 on Toronto-Vancouver real estate roundtable with Urmi, Steve and John! 

What did year-end stats suggest about the year that was in Toronto and Vancouver real estate — and what’s in store for 2024? And how do we make sense of a slew of recent eye-brow raising stats from Canada’s top politicians and venerable international publications on everything from Canada’s debt levels to its housing affordability?

You can also watch this episode on our MoveSmartly YouTube channel here: https://www.youtube.com/movesmartly

Links referenced in this episode:

• Robert J. Shiller:

• Nobel Prize: https://www.nobelprize.org/prizes/economic-sciences/2013/shiller/facts/

• Books: http://www.econ.yale.edu/~shiller/books.htm

• Pierre Poilievre:

• Debtonation Video: https://youtu.be/p20v8vBwJ8A?si=3YnJ5eKmDi7qoGIg

Follow John on Twitter @JohnPasalis; Email at: askjohn@movesmartly.com 

Follow Steve on Twitter @SteveSaretsky; Email at: steve@stevesaretsky.com

About This Show

The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada.

To set-up a personal meeting with John Pasalis to discuss your own real estate questions privately, visit: https://www.movesmartly.com/meetjohn

Follow us and send us your questions and feedback about the show via Twitter @MoveSmartly, Instagram @move.smartly, or email: editor@movesmartly.com 

If you enjoy our show and find it useful, please like, subscribe, share, review and comment on whatever platform you are watching or listening to us from - we’re on YouTube, Apple Podcasts, Spotify, Amazon Music, Audible and more!

Last roundtable of the year! Urmi asks John in Toronto (Realosophy Realty) and Steve Saretsky in Vancouver (Oakwyn Realty) how Canadian real estate is closing out the year and what’s next. We talk about the financial stress Canadians are expecting amidst rocketing mortgage interest rates, what we should expect to see in the new year and the spectre of unwise Central Bank pronouncements of the past.

You can watch this episode on our MoveSmartly YouTube channel

Feedback or Questions? Connect with us on Twitter: 

@MoveSmartly

@JohnPasalis

@SteveSaretsky

Reach out to the show over email at editor@movesmartly.com

For our episode this week, John and Urmi are going to be doing something a bit new. 

This will be the first of semi-regular sit downs where we will chat about the biggest ideas that John’s thinking, writing and talking to the media about this month. 

Today, John is going to talk about how he has seen renters become ‘ground zero’ of our current housing unaffordability and unavailability crisis in the Toronto area.

If you enjoy listening to our show and find it informative, I’d like to ask you to take a moment to leave a five-star review on Apple podcasts. We know a lot of you are listening and we’d love to see this better reflected in our ratings - doing this helps to ensure that other listeners can find our show and that together, we can hopefully better the level of discourse we need to have in Toronto and Canada if we are to become better educated about housing as both consumers and citizens, and hopefully, start to see better housing outcomes for all.

Follow John on Twitter @johnpasalis and email him at askjohn@movesmartly.com

You can watch this show on our MoveSmartly YouTube channel, follow us on Twitter @MoveSmartly for news or reach out to the show over email at editor@movesmartly.com

In this week’s episode, John interviews economist Randall Bartlett of The Desjardins Group to hear an expert take on what is proving to be a very unusual time for the economy and housing market in Canada and abroad. John and Randall’s discussion is eye-opening and informative, covering some key issues we’d like to understand better — Why were inflation risks not anticipated ahead of time? What is the economic outlook going forward? And how will Canada’s housing market be impacted?

Watch this episode on our MoveSmartly YouTube channel, follow us on Twitter @MoveSmartly or reach out to the show over email at editor@movesmartly.com.

It’s Toronto-Vancouver real estate roundtable time with Urmi, Steve and John! 

After the egg hunts, we’re left in that weird grey area, both weather-wise and in our real estate markets - John and Steve take us through the latest stats and on the ground realities. Also: when will interest rates start to fall and how will this impact the market and investors? Plus, the Liberal federal government, in full election mode, are now throwing around out policy announcements every day - which ones, from reductions in non-permanent resident numbers to a new renter bill of rights will actually make a difference?

Contact Us

Follow Steve on X-Twitter @SteveSaretsky; Email at: steve@stevesaretsky.com

Follow John on X-Twitter @JohnPasalis; Email at: askjohn@movesmartly.com

Follow Urmi on X-Twitter @MoveSmartly; Email at: editor@movesmartly.com

About This Roundtable Series

Each month, Move Smartly.com editor, Urmi Desai, talks to John Pasalis, Housing Analyst, Broker and President of Realosophy Realty in Toronto,  and Steve Saretsky, Housing Analyst and Realtor at the Oakwin Realty Group at Oakwin Realty in Vancouver about the latest data and on-the-ground insights in Canada's biggest residential RE markets. (Thanks to Jesse Bains, now at Linked In News, for kicking off this series at Yahoo Finance originally!)

About This Show

The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada.

You can also watch this episode on our MoveSmartly YouTube channel here:

https://www.youtube.com/movesmartly

If you enjoy our show and find it useful, please like, subscribe, share, review and comment on whatever platform you are watching or listening to us from - we appreciate your support!

It’s March so it’s time for another Toronto-Van City Real Estate Roundtable with Urmi, John and Steve!

This month, we talk about whether our current market rebound is just a bull trap, who is actually buying at these high interest rates and where the distressed sellers are. Also given that we’re seeing housing booms now busting around the world, is it unfair to suggest that Canadian policy makers could have really prevented the same happening here? 

You can also watch this episode on our MoveSmartly YouTube channel here: https://www.youtube.com/movesmartly

Feedback or Questions? Connect with us on Twitter: 

@MoveSmartly

@JohnPasalis

@SteveSaretsky

Reach out to the show over email at editor@movesmartly.com

If you find this show useful, please leave us a five-star rating or, even better, a positive written review so that more people can benefit from this information. It’s very much appreciated!

The market is heating up as we’re back with our Feb Toronto-Vancouver real estate roundtable with Urmi, Steve and John! 

As sales rebound, we discuss what is behind the boost and whether it’s part of a larger trend? How will the BoC next rate moves impact consumer sentiment? And we take a closer look at the condo market as rents decline and units are not selling.

You can also watch this episode on our MoveSmartly YouTube channel here: https://www.youtube.com/movesmartly

Links referenced in this episode:

• Urbanation Q4-2023 Condominium Market Survey results: https://www.urbanation.ca/news/gta-new-condo-sales-fell-15-year-low-2023

Follow John on Twitter @JohnPasalis; Email at: askjohn@movesmartly.com 

Follow Steve on Twitter @SteveSaretsky; Email at: steve@stevesaretsky.com

About This Show

The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada.

To set-up a personal meeting with John Pasalis to discuss your own real estate questions privately, visit: https://www.movesmartly.com/meetjohn

Follow us and send us your questions and feedback about the show via Twitter @MoveSmartly, Instagram @move.smartly, or email: editor@movesmartly.com 

If you enjoy our show and find it useful, please like, subscribe, share, review and comment on whatever platform you are watching or listening to us from - we’re on YouTube, Apple Podcasts, Spotify, Amazon Music, Audible and more!

It’s December — and time for our monthly Toronto-Vancouver real estate roundtable with Urmi, Steve and John! 

Will the Bank of Canada’s second rate hold and murmurs of a peak at 5% impact re-spark markets in Toronto and Vancouver? And deep dive into what campaigning Conservative candidate for PM, Pierre Poilievre gets right and wrong about Canada’s housing affordability crisis.

You can also watch this episode on our MoveSmartly YouTube channel here: https://www.youtube.com/movesmartly

Links for this Show:

• Pierre Poilievre Video - Housing hell: How we got here and how we get out: https://youtu.be/RxKI9zKhDNE?si=k4UQsbGHsGApfZ4H

Follow John on Twitter @JohnPasalis; Email at: askjohn@movesmartly.com 

Follow Steve on Twitter @SteveSaretsky; Email at: steve@stevesaretsky.com

About This Show

The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada.

Follow us and send us your questions and feedback about the show via Twitter @MoveSmartly, Instagram @move.smartly, or email: editor@movesmartly.com 

If you enjoy our show and find it useful, please like, comment, share, and subscribe on whatever platform you are watching or listening to us from - we’re on YouTube, Apple Podcasts, Spotify, Amazon Music, Audible and more.

This month, John presents the highlights of his most recent monthly Move Smartly Toronto Area Real Estate Market report for March 2023 and answers viewer questions about his top stories this month, including why data trends actually matter to what's happening on the ground in Toronto for home buyers and sellers.

John also speaks to David Larock, our Move Smartly mortgage expert, to explain what a bank collapse in the US and global knock-on effects mean for our mortgages in Canada and whether high interest rates are resulting in the distressed home sellers we'd expect to see.

Plus, Realosophy Sales Representative Peter Karlos, joins John to describe the challenges his renter and landlord clients are seeing right now as Toronto rents reach new highs.

You can participate live or rewatch previous sessions on our Move Smartly YouTube channel: https://www.youtube.com/movesmartly

Sign up for John’s monthly report/update email list: https://www.movesmartly.com/monthly-public-webinar

To book a Home Buyer/Seller Consultation with John Pasalis and Realosophy Realty about your more detailed questions: https://www.movesmartly.com/meetjohn

To send John your own question, email askjohn@movesmartly.com 

Follow us and send us your questions and feedback via Twitter @MoveSmartly, Instagram @move.smartly, or email: editor@movesmartly.com

Urmi interviews Toronto area mortgage broker Ron Butler, who is very active on social media and frequently appears on media educating consumers about the latest developments in the mortgage market. 

Last year saw the sharpest increase in interest rates on record as the Bank of Canada scrambled to cool an overheating market - how did we get to this crisis point after almost 15 years of low interest rates? Which types of mortgage borrowers are reporting the most distress right now - and which ones are likely to start feeling the pain next? And how have mortgage sector policy makers themselves contributed to the overall housing affordability crisis as well as the sudden housing market downturns, like the one we’re seeing right now, that hurt the most vulnerable mortgage borrowers?

You can watch this interview on our Move Smartly YouTube channel: https://www.youtube.com/movesmartly

Follow us and send us your questions and feedback via Twitter @MoveSmartly, Instagram @move.smartly, or email: editor@movesmartly.com 

It’s February and Urmi, John and Steve are back with this month’s TO-Van City RE roundtable!

This month, we discuss a surprising uptick in buyer activity in both cities and discuss whether this is just a seasonal trend or something more, whether Canada tracks housing inflation ion the best way, why one of us thinks interest rates needs to stay high for awhile (the ‘who’ might be a surprise!) and more. 

You can also watch this episode on our MoveSmartly YouTube channel here: https://www.youtube.com/movesmartly

Feedback or Questions? Connect with us on Twitter: 

@MoveSmartly

@JohnPasalis

@SteveSaretsky

Reach out to the show over email at editor@movesmartly.com

Each month, John Pasalis (Realosophy Realty) presents his latest data and top stories on Toronto area real estate in conversation with his Realosophy agents, Gus Papaioannou and Davin McMahon, and our Move Smartly mortgage expert, David Larock - and you, our viewers, who join the conversation in our live chat hosted by Move Smartly Editor Urmi Desai to make this is one of our liveliest segments!

Participate live: Watch on this YouTube channel and us the chat feature during live broadcast to ask your own questions

Set-up a meeting with John Pasalis and his agents at Realosophy to discuss your own real estate questions privately: https://www.movesmartly.com/meetjohn

Sign up for our email list to be alerted to the next online market update to join our session live chat and ask your own Qs: https://www.movesmartly.com/monthly-public-webinar

Today's show links:

John's latest market report for June with latest data on MoveSmartly.com: https://www.movesmartly.com/reports
John’s Video - Are Condo Investors Being Propped Up in Canada? https://youtu.be/itUMEdVKiZ0?si=p-yvtVlO73H8v3j8
Dave Larock's latest blog post on mortgage rates on MoveSmartly.com: https://www.movesmartly.com/articles/author/david-larock
Ben Rabidoux on Twitter: https://x.com/BenRabidoux
Edge Analytics: https://edgeanalytics.ca/about/

Contact Us
John Pasalis, President and Broker, Realosophy Realty, Toronto | Email: askjohn@movesmartly.com | X-Twitter: @JohnPasalis

David Larock, Mortgage Broker and Analyst and Realtor | Email: dave@morplan.ca | X-Twitter: @Dave_at_IMP

Urmi Desai, Editor, Move Smartly | Email: editor@movesmartly.com | X-Twitter: @MoveSmartly

About This ShowThe Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada.

You can also watch this and every episode on our MoveSmartly YouTube channel here: https://www.youtube.com/movesmartly

If you enjoy our show and find it useful, please subscribe and leave us a positive rating on whatever platform you are watching or listening to us from — thank you!

Today is one of our favourite features, the in-depth consumer question segment, which we call ‘The Situation’. 

As we do each month, Urmi Desai, Move Smartly Editor, asks co-host John Pasalis, Broker and President at Realosophy Realty here in Toronto, to respond to the detailed questions you send in about the real estate decisions you are making as you navigate through in the Toronto area market. 

This month, we hear from first-time buyers trying to buy a home fit for a family while keeping up their retirement goals, those trying to rent out their properties in a slowing rental market. And a condo seller wonders if they should wait until the spring market.

If you would like to send in your questions to be potentially be featured on a future episode, please email askjohn@movesmartly.com

If you want to set-up a meeting with John to discuss your situation privately, please visit movesmartly.com/meetjohn 

Today’s Show Links:

• John November Move Smartly Market Report: https://www.movesmartly.com/monthly-report-2023-november

• Join John’s Live Monthly Market Update: https://www.movesmartly.com/monthly-public-webinar

About This Show

The Move Smartly podcast is hosted by Urmi Desai, Move Smartly editor, and John Pasalis, Broker and President of Realosophy Realty in Toronto, Canada. MoveSmartly.com is powered by Realosophy Realty.

Follow John on Twitter @JohnPasalis and email him at: askjohn@movesmartly.com 

Follow us and send us your questions and feedback about the show via Twitter @MoveSmartly, Instagram @move.smartly, or email: editor@movesmartly.com 

If you find the Move Smartly show useful, please follow us and leave a 5-star rating on whatever platform you are watching or listening to us from!

Each month, John Pasalis (Realosophy Realty) presents his latest data and top stories on Toronto area real estate in conversation with Urmi Desai (Move Smartly Editor) and guests, including Realosophy agents and our Move Smartly mortgage expert, David Larock - and you, our viewers, who join the conversation live and make this is one of our liveliest segments!

Set-up a meeting with John Pasalis and his agents at Realosophy to discuss your own real estate questions privately: https://www.movesmartly.com/meetjohn

Sign up for our email list to be alerted to the next online market update to join our session live chat and ask your own Qs: https://www.movesmartly.com/monthly-public-webinar

Today's show links: 

John's latest market report for May with latest data on MoveSmartly.com: https://www.movesmartly.com/monthly-report-2024-may

John Vlog - Pricing Right While Selling Right Now: https://youtu.be/qUdoWnwwC1M?si=EFqsxym-iPv-hDMw

Dave Larock's latest blog post on mortgage rates on MoveSmartly.com: https://www.movesmartly.com/articles/was-our-latest-employment-data-just-sound-and-fury

Contact Us

John Pasalis, President and Broker, Realosophy Realty, Toronto | Email: askjohn@movesmartly.com | X-Twitter: @JohnPasalis

David Larock, Mortgage Broker and Analyst and Realtor | Email: dave@morplan.ca | X-Twitter: @Dave_at_IMP

Urmi Desai, Editor, Move Smartly | Email: editor@movesmartly.com | X-Twitter: @MoveSmartly

About This Show

The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada.

You can also watch this and every podcast episode on our MoveSmartly YouTube channel here: https://www.youtube.com/movesmartly

If you enjoy our show and find it useful, please subscribe and leave us a positive rating on whatever platform you are watching or listening to us from - thank you!

The second of our semi-regular sit downs about the big ideas John’s writing about now. 

Another key component of Canada’s housing crisis is how unaffordable it is to buy a home, particularly in its larger markets like Toronto. John explains how the once reliable understanding of how our incomes relate to home prices has fallen apart, what is actually fuelling home prices well out of the reach of many and what it means.

• To see the charts John refers to, see this report in his Move Smartly report for July: https://www.movesmartly.com/monthly-report-july-2023#4

• See also John’s stats on when housing crisis started in a previous monthly report: https://www.movesmartly.com/monthly-report-april-2023#3

Enjoy our show? Please leave us a five-star rating (and even better, a written review) so more listeners can find us. Thank you!

Prefer to watch? You can watch this and all other episodes on our MoveSmartly YouTube channel

Contact Us

To contact John Pasalis, Broker and President of Realosophy Realty: 

• Book a free consult: https://www.movesmartly.com/meetjohn 

• Email: askjohn@movesmartly.com

• Twitter: @JohnPasalis 

To contact Urmi Desai, Editor of Move Smartly: 

• Email: movesmartly@realosophy.com

• Twitter: @MoveSmartly

About This Show

Move Smartly is powered by Realosophy Realty Inc. Brokerage in Toronto, Ontario.

Hi, Urmi Desai, editor of Move Smartly, and lead contributor, John Pasalis of Realosophy Realty, are back with the second installment of our monthly consumer Q&A we’re calling ‘The Situation.’ 

The idea is for us to share the more detailed questions John gets from consumers with the more specific real estate situations they are dealing with.

This month, we hear from mortgage borrowers under stress and buyers wondering how much they should count on the market rebounding in a few years: Is this the right time to try to sell a tenanted property? Is it wise to put money down on a pre-construction home now? And what happens if your bank wants you to pay more for your mortgage and you can’t afford it?

Email us about your own real estate situation to be addressed in a future episode at: askjohn@movesmartly.com 

You can watch this show on our MoveSmartly YouTube channel, follow us on Twitter @MoveSmartly for news or reach out to the show over email at editor@movesmartly.com.

In today’s episode, John talks to Murtaza Haider about rent controls in Canada and their potential impact on rental supply. Murtaza is a professor of Data Science and Real Estate Management at Toronto Metropolitan University.

In the lively chat, we discuss why Ontario has seen very little growth in rental housing even though the new rental supply is not rent controlled. We also discuss the differences in approach to rental housing between North American and European economists and governments. North Americans lean more towards a free market approach to rental housing, while Europeans have coupled adequate rental supply while maintaining policies that protect tenants. 

Today's show links: 

Watch this episode on our YouTube channel: https://www.youtube.com/movesmartly

Ricardo Tranjan in the Toronto Star: https://www.thestar.com/opinion/contributors/rent-controls-work-they-don-t-reduce-housing-supply-but-they-do-limit-profit/article_77ca720a-dfd5-11ee-982b-3ba3433ea220.html

Murtaza Haider in the Financial Post: https://financialpost.com/real-estate/rent-controls-hurt-rental-supply

Rent Controls, Rental Prices and Rental Supply - CMHC Summary

https://tinyurl.com/2efscwuw

Study of the Impacts of Rent Control Policies - CMHC Report

https://tinyurl.com/458svhzj

Follow Murtaza Haider on Twitter: @regionomics

Contact Us

John Pasalis, President and Broker, Realosophy Realty, Toronto | Email: askjohn@movesmartly.com | Twitter: @JohnPasalis

Urmi Desai, Editor/Host, Move Smartly | Email: editor@movesmartly.com | X-Twitter: @MoveSmartly

About This Show

The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada.

If you enjoy our show and find it useful, please subscribe and leave us a positive rating on whatever platform you are watching or listening to us from - thank you!

It’s time for our regular live monthly market update from John for September; John is once again joined by David Larock, a mortgage broker and analyst who blogs with us at Move Smartly. Along the way, Urmi moderates our live chat and asks your audience questions.

You can participate in our live sessions or rewatch previous sessions on our Move Smartly YouTube channel here: https://www.youtube.com/movesmartly

Today's show links: 

John's latest market report for Sept with latest data: https://www.movesmartly.com/monthly-report-2023-september

Dave's latest blog post on mortgage rates on MoveSmartly.com: https://www.movesmartly.com/articles/has-the-bank-of-canadas-policy-rate-peaked

***

Sign up for John’s monthly report/live market update email list: https://www.movesmartly.com/monthly-public-webinar

Sign up for John’s Home Buyer Strategies webinar: https://www.movesmartly.com/top-10-home-buying-strategies

To book a Home Buyer/Seller Consultation with John Pasalis and Realosophy Realty about your more detailed questions: https://www.movesmartly.com/meetjohn

Follow John on Twitter @JohnPasalis and email him at: askjohn@movesmartly.com 

Follow us and send us your questions and feedback about the show via Twitter @MoveSmartly, Instagram @move.smartly, or email: editor@movesmartly.com 

About This Show

The Move Smartly podcast is hosted by Urmi Desai, Move Smartly editor, and John Pasalis, Broker and President of Realosophy Realty in Toronto, Canada. MoveSmartly.com is powered by Realosophy Realty.

This week, John talks to Sam and Evan Presvelos, of the law firm Presvelos Law LLP, a firm that represents many parties in real estate disputes which arise due to home buying and selling transactions that run into issues.

Topics covered included the importance of how the agreement of purchase and sale is drafted, insufficient financing that puts buyer deposits at risk, misrepresented or misunderstood zoning permissions, rights and easements, why home surveys are not always readily available and what your agents should be looking out for, the limits of title insurance and more. 

Email John at: askjohn@movesmartly.com 

You can watch this interview on our Move Smartly YouTube channel: https://www.youtube.com/movesmartly

Follow us and send us your questions and feedback via Twitter @MoveSmartly, Instagram @move.smartly, or email: editor@movesmartly.com 

Each month, John Pasalis (Realosophy Realty) presents his latest data and top stories on Toronto area real estate in conversation with Urmi Desai (Move Smartly Editor) and guests, including Realosophy agents and our Move Smartly mortgage expert, David Larock - and you, our viewers, who join the conversation live and make this is one of our liveliest segments!

Set-up a meeting with John Pasalis and his agents at Realosophy to discuss your own real estate questions privately: https://www.movesmartly.com/meetjohn

Sign up for our email list to be alerted to the next online market update to join our session live chat and ask your own Qs: https://www.movesmartly.com/monthly-public-webinar

Today's show links: 

John's latest market report for April with latest data on MoveSmartly.com:https://www.movesmartly.com/monthly-report-2024-april

Dave's latest blog post on mortgage rates on MoveSmartly.com: https://www.movesmartly.com/articles/why-the-bank-of-canada-probably-wont-talk-about-rate-cuts-this-week

Canada announcement for 30Y mortgages for first-time buyers of new homes: https://www.bnnbloomberg.ca/canada-to-allow-30-year-amortization-for-first-time-buyers-mortgages-on-new-homes-1.2057988

Bob Farrell's 10 rules for investing: https://school.stockcharts.com/doku.php?id=overview%3Abob_farrell_10_rules

Contact Us

John Pasalis, President and Broker, Realosophy Realty, Toronto | Email: askjohn@movesmartly.com | X-Twitter: @JohnPasalis

David Larock, Mortgage Broker and Analyst and Realtor | Email: dave@morplan.ca | X-Twitter: @Dave_at_IMP

Urmi Desai, Editor, Move Smartly | Email: editor@movesmartly.com | X-Twitter: @MoveSmartly

About This Show

The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada.

You can also watch this and every podcast episode on our MoveSmartly YouTube channel here: https://www.youtube.com/movesmartly

If you enjoy our show and find it useful, please subscribe and leave us a positive rating on whatever platform you are watching or listening to us from - thank you!

Our episode today is our live monthly market update from John who presents his latest Toronto Area Real Estate Market Report for May, sharing the latest data and highlighting the key market insights. And this month, John is once again joined by our Move Smartly mortgage expert and broker, David Larock, who explains how US central bank decisions impact us here in Canada.

As always, Urmi moderates the great questions we get in our live chat or John and David.

Today's show links:

John's market report for May 2023: https://www.movesmartly.com/monthly-report-may-2023

David Larock's latest post with his contact info: https://www.movesmartly.com/articles/what-the-us-fed-pause-will-mean-for-canadian-mortgage-rates

Bank of Canada financial vulnerability indicators: https://www.bankofcanada.ca/rates/indicators/indicators-of-financial-vulnerabilities/

***

You can participate in our live sessions or rewatch previous sessions on our Move Smartly YouTube channel: https://www.youtube.com/movesmartly

Sign up for John’s monthly report/update email list: https://www.movesmartly.com/monthly-public-webinar

To book a Home Buyer/Seller Consultation with John Pasalis and Realosophy Realty about your more detailed questions: https://www.movesmartly.com/meetjohn

To send John your own question, email askjohn@movesmartly.com 

Follow us and send us your questions and feedback via Twitter @MoveSmartly, Instagram @move.smartly, or email: editor@movesmartly.com 

For today’s episode, we’re back with our monthly consumer Q&A ‘The Situation’, but this time we’re doing something a bit different. 

Instead of the usual in-depth review of specific real estate questions that consumers have across the GTA, I ask my co-host, John Pasalis, President and Broker at Realosophy Realty, to respond to some of the bigger questions that consumers have asked us, including some pointed questions about whether John might be missing some key factors in his market assessments, including the impact of the decline of the baby boomer age group, and whether factors like jobs and income levels are being overlooked as potential risks to the market. 

We’ll be returning to our usual format responding to your specific questions about your buying, selling, investing and renting decisions in Toronto so email us about your own real estate situations to be addressed in a future episode at askjohn@movesmartly.com 

You can watch this show on our MoveSmartly YouTube channel, follow us on Twitter @MoveSmartly for news or reach out to the show over email at editor@movesmartly.com

After working in real estate for 20 years, I’ve noticed a number of common financial mistakes that home buyers make that often result in stress and unhappiness down the road. 

Here are the Top Five.

In today’s episode, we take a look at Canada’s economy to get some insight into how the broader macroeconomic trends might impact Canada’s housing market in the months ahead.

We’ll discuss how Canada’s booming population is masking what is really happening in Canada’s economy, why the Bank of Canada may not cut rates even if we are in a recession and how high interest rates might impact Canada’s housing market in the months and years ahead.

My guest today is going to help us unpack all of these latest economic trends. Robert Kavcic is Senior Economist and Director Economics at Bank of Montreal and specializes in analyzing real estate trends.

To book a Home Buyer/Seller Consultation with John Pasalis and Realosophy Realty about your more detailed questions: https://www.movesmartly.com/meetjohn

Follow John on Twitter @JohnPasalis and email him at: askjohn@movesmartly.com 

Follow us and send us your questions and feedback about the show via Twitter @MoveSmartly, Instagram @move.smartly, or email: editor@movesmartly.com 

About This Show

The Move Smartly podcast is hosted by Urmi Desai, Move Smartly editor, and John Pasalis, Broker and President of Realosophy Realty in Toronto, Canada. MoveSmartly.com is powered by Realosophy Realty.

In this month’s live market update, John presents the latest data and is once again joined by his fellow Realosophy Realty agents Gus and Davin to talk about how buyers and sellers have changing — and often opposing views — on the market as sales pick-up in the Toronto area. David Larock, Move Smartly’s expert mortgage broker, talks about why hopes for a soft landing for the economy may be too optimistic and what’s likely next for mortgage rates. And Urmi asks the audience questions coming into our online chat along the way!

Set-up a meeting with John Pasalis and his agents at Realosophy to discuss your own real estate questions privately: https://www.movesmartly.com/meetjohn

Sign up for our email list to be alerted to the next live market update to join this session online: https://www.movesmartly.com/monthly-public-webinar

Today's show links: 

Watch this episode on our YouTube channel: https://www.youtube.com/live/6P9HXvF5gCk?si=NAvBjvwiQSWv0sXJ

John's latest market report for January with latest data on MoveSmartly.com:https://www.movesmartly.com/articles/torontos-roller-coaster-2023-housing-market-sales-hit-a-20-year-low

Contact Us

John Pasalis, President and Broker, Realosophy Realty, Toronto | Email: askjohn@movesmartly.com | Twitter: @JohnPasalis

Dave's latest blog post on mortgage rates on MoveSmartly.com: https://www.movesmartly.com/articles/the-bank-of-canadas-inflation-pickle

David Larock, Mortgage Broker and Analyst and Realtor | Email: dave@morplan.ca | Twitter: @Dave_at_IMP

Urmi Desai, Editor, Move Smartly | Email: editor@movesmartly.com | X-Twitter: @MoveSmartly

About This Show

The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada.

If you enjoy our show and find it useful, please subscribe and leave us a positive rating on whatever platform you are watching or listening to us from - thank you!

Today, Urmi interviews Mike Moffatt who is the Senior Director of Policy and Innovation at the Smart Prosperity Institute at the University of Ottawa, and Assistant Professor at the Ivey School of Business at Western University, and a leader in housing policy, industry and advocacy circles for many years. 

He and his team have projected and analyzed other projections of home building needs, most recently finding that Ontario currently needs 1.5 million homes to be built over the next 10 years to meet current gaps and projected demand. 

How likely is it that Ontario can meet this target? What are the biggest challenges to generating this supply? Will ever higher immigration targets keep supply goals permanently out of reach? And could Canada be becoming a new type of economy facing specific pitfalls?

You can watch this interview on our Move Smartly YouTube channel: https://www.youtube.com/movesmartly

Follow us and send us your questions and feedback via Twitter @MoveSmartly, Instagram @move.smartly, or email: editor@movesmartly.com 

In today’s episode, John and Urmi talk to Mikal Skuterud about Canada’s changing migration policies and larger impacts on society and housing. Mikal is a Professor at the University of Waterloo who specializes in labour economics and immigration policy.  

In the lively chat, we talk about how Canada’s historic levels of migrants have recently spiked and how the flows of different arrivals such as students, temporary workers and permanent workers have been changing. We compare Canada vs US approaches, how immigration links to economic productivity and take on some myths.

Today's show links: 

Watch this episode on our YouTube channel: https://www.youtube.com/movesmartly

Mikal Skuterud and Parisa Mahboubi Globe and Mail Op-ed: https://www.theglobeandmail.com/business/commentary/article-canada-must-stem-the-surge-in-temporary-foreign-workers-and/

Mikal Skuterud on The Hub: https://thehub.ca/2023-11-13/canadians-are-turning-against-immigration-labour-economist-mikal-skuterud-on-how-to-reform-the-system-and-reverse-this-trend/

Follow Mikal Skuterud on Twitter: @mikalskuterud

Nicholas Hune-Brown in the Walrus: https://thewalrus.ca/the-shadowy-business-of-international-education/

Contact Us

John Pasalis, President and Broker, Realosophy Realty, Toronto | Email: askjohn@movesmartly.com | Twitter: @JohnPasalis

Urmi Desai, Editor, Move Smartly | Email: editor@movesmartly.com | X-Twitter: @MoveSmartly

About This Show

The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada.

If you enjoy our show and find it useful, please subscribe and leave us a positive rating on whatever platform you are watching or listening to us from - thank you!

We’re back with our regular live monthly market update from John, who is joined by his fellow agent Gus Papaiaonnou at Realosophy Realty and David Larock, a mortgage broker and analyst. Along the way, Urmi presents the great questions you are asking in our live chat to get answers from John and guests.

You can participate in our live sessions or rewatch previous sessions on our Move Smartly YouTube channel here: https://www.youtube.com/movesmartly

Today's show links: 

John's latest market report for July with latest data: https://www.movesmartly.com/monthly-report-july-2023

Dave's latest blog post on mortgage rates on MoveSmartly.com: https://www.movesmartly.com/articles/mortgage-advice-the-best-of-todays-lousy-mortgage-rate-options

Sign up for John’s monthly report/update email list: https://www.movesmartly.com/monthly-public-webinar

To book a Home Buyer/Seller Consultation with John Pasalis and Realosophy Realty about your more detailed questions: https://www.movesmartly.com/meetjohn

Follow us and send us your questions and feedback via Twitter @MoveSmartly, Instagram @move.smartly, or email: editor@movesmartly.com 

The Move Smartly podcast is hosted by Urmi Desai, Move Smartly editor, and John Pasalis, Broker and President of Realosophy Realty in Toronto, Canada. MoveSmartly.com is powered by Realosophy Realty.

In our September episode of the consumer Q&A, ‘‘The Situation’, Urmi asks John to respond to the detailed questions that real estate consumers across the GTA are asking right now. 

This month, a cooling market results in uncertainty amongst consumers — John responds to an investor who is having trouble selling off their money-losing condo, while would be-investors wonder if it’s a good time to get into the market as prices fall and a home buyer wonders if it’s safe to buy first and sell after.

Email us about your own real estate situation to be addressed in a future episode at: askjohn@movesmartly.com 

To book a consultation with John and Realosophy: https://www.movesmartly.com/meetjohn

Sign up for John’s Home Buyer Strategies webinar: https://www.movesmartly.com/top-10-home-buying-strategies

You can watch this show on our MoveSmartly YouTube channel, follow us and send us your questions and feedback about the show via Twitter @MoveSmartly, Instagram @move.smartly, or email: editor@movesmartly.com 

About This Show

The Move Smartly podcast is hosted by Urmi Desai, Move Smartly editor, and John Pasalis, Broker and President of Realosophy Realty in Toronto, Canada. MoveSmartly.com is powered by Realosophy Realty.

New month, new roundtable! Urmi is back with John in Toronto (Realosophy Realty) and Steve Saretsky in Vancouver (Oakwin Realty) discussing the latest Canada and world real estate headlines and data. This is a busy one covering a lot of ground including The Economist magazine's list of scariest housing markets (a list Canada unenviably tops), the "P" word (as in ‘Are we seeing an interest rate pivot?’), a massive collapse in new construction sales, your great audience questions and more. 

Watch this episode on our MoveSmartly YouTube channel, follow us on Twitter @MoveSmartly or reach out to the show over email at editor@movesmartly.com.

With so many financial headlines dominating the news, my guest today is the perfect person to make sense of all the data. Rob McLister is an interest rate analyst, mortgage planner and contributing writer for The Globe and Mail. A former equities trader and finance graduate at the University of Michigan, Rob dissects mortgage rates and writes about issues impacting mortgage consumers. 

Subscribe to Rob’s newsletter: https://www.mortgagelogic.news

Follow Rob on Twitter: @RobMcLister

You can also watch this interview on our Move Smartly YouTube channel: https://www.youtube.com/movesmartly

Follow us and send us your questions and feedback via Twitter @MoveSmartly, Instagram @move.smartly, or email: editor@movesmartly.com 

And if you find our show useful, please rate and write us a review on Apple podcasts - it’s very much appreciated!

In this week’s episode, John Pasalis talks with Ben Rabidoux, founder of Edge Realty Analytics, which provides data and insights on Canadian housing and economic trends and more in-depth reporting on major metro-level trends in Vancouver and Toronto. Many real estate professionals consider Ben’s monthly research reports a can’t-miss read for good reason.

Ben shared his thoughts on why Canada’s economy is in worse shape than what the markets think. He also unpacks the massive shortage of family-sized homes, where he notes that Canada is starting only one new home for every 20 new people moving to Canada. Finally, Ben also discussed how a decline in Canada’s population growth rate and housing starts will impact the housing market in the months and years ahead.

Contact Us

Follow John on X-Twitter @JohnPasalis; Email at: askjohn@movesmartly.com

Follow Urmi on X-Twitter @MoveSmartly; Email at: editor@movesmartly.com

About This Show

The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada.

You can also watch this episode on our MoveSmartly YouTube channel here:

https://www.youtube.com/movesmartly

If you enjoy our show and find it useful, please like, subscribe, share, review and comment on whatever platform you are watching or listening to us from - we appreciate your support!

Each month, John Pasalis (Realosophy Realty) presents his latest data and top stories on Toronto area real estate in conversation with his Realosophy agents, Gus P and our Move Smartly mortgage expert, David Larock - and you, our viewers, who join the conversation in our live chat and make this is one of our liveliest segments!Set-up a meeting with John Pasalis and his agents at Realosophy to discuss your own real estate questions privately: https://www.movesmartly.com/meetjohn

Sign up for our email list to be alerted to the next online market update to join our session live chat and ask your own Qs: https://www.movesmartly.com/monthly-public-webinar

Today's show links:

John's latest market report for June with latest data on MoveSmartly.com: https://www.movesmartly.com/reports

Dave Larock's latest blog post on mortgage rates on MoveSmartly.com: https://www.movesmartly.com/articles/author/david-larock

Contact Us
John Pasalis, President and Broker, Realosophy Realty, Toronto | Email: askjohn@movesmartly.com | X-Twitter: @JohnPasalis

David Larock, Mortgage Broker and Analyst and Realtor | Email: dave@morplan.ca | X-Twitter: @Dave_at_IMP

Urmi Desai, Editor, Move Smartly | Email: editor@movesmartly.com | X-Twitter: @MoveSmartly

About This Show
The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada.

You can also watch this and every podcast episode on our MoveSmartly YouTube channel here: https://www.youtube.com/movesmartly

If you enjoy our show and find it useful, please subscribe and leave us a positive rating on whatever platform you are watching or listening to us from - thank you!

It’s monthly report time! John shares the highlights of his latest Move Smartly report including the latest numbers and the top stories that are emerging now. 

This month, the Toronto area market is hotter than many expected, while optimism around mortgage rates cools. John is joined by his colleague, Gus Papaioannou, from Realosophy Realty, and regular Move Smartly contributor, David Larock, Mortgage Broker at Integrated Mortgage Planners.

As usual, Urmi shares your audience questions & comments from our lively online chat along the way.

You can participate live or rewatch previous sessions on our Move Smartly YouTube channel: https://www.youtube.com/movesmartly

Sign up for John’s monthly report/update email list: https://www.movesmartly.com/monthly-public-webinar

To book a Home Buyer/Seller Consultation with John Pasalis and Realosophy Realty about your more detailed questions: https://www.movesmartly.com/meetjohn

Follow us and send us your questions and feedback via Twitter @MoveSmartly, Instagram @move.smartly, or email: editor@movesmartly.com 

When buyers start their home search, they typically start by developing a home buying budget which, in theory, tells them what they should be spending on a home.  

Now let’s ignore for a moment the fact that studies have shown that 97% of home buyers underestimate future expenses when developing home buying budgets - often missing big ticket items like property taxes and home maintenance.

The bigger problem with this approach, which I see most home buyers making, is that their budgets are not a reflection of who they actually are and how they actually live, they’re a reflection of who they think they should be financially.

In today’s episode, co-hosts Urmi and John are back with our monthly consumer Q&A, ‘‘The Situation.’ As usual, John responds to the detailed questions that real estate consumers across the GTA have sent in. 

This month, John responds to home buyers who wonder if it’s the right time to downsize and another who wonders if they can upsize and hold onto their current property as an investment. And a frustrated renter asks whether it makes more sense to pull together a downpayment buy a condo right now as rents continue to rise.

Email us about your own real estate situation to be addressed in a future episode at: askjohn@movesmartly.com 

You can watch this show on our MoveSmartly YouTube channel, follow us on Twitter @MoveSmartly for news or reach out to the show over email at editor@movesmartly.com.

A new monthly feature on our podcast! Urmi sits down with John at Realosophy Realty HQ to discuss the detailed real estate issues and concerns you’ve reached out to him about via email at askjohn@movesmartly.com. This month, the stress of a downturning housing market is a recurring theme for home buyers/sellers/owners across the GTA: What can be done when the home you’ve bought at home at the peak of the market earlier this year is already worth less today and you may need to move soon? If you’re struggling with rising mortgage rate payments that don’t cover your investment property expenses? And when you’re due to take possession of a pre-construction home that you bought in very different financial circumstances than today? 

Email us about your own real estate situation to be addressed in a future episode at: askjohn@movesmartly.com 

You can watch this show on our MoveSmartly YouTube channel, follow us on Twitter @MoveSmartly for news or reach out to the show over email at editor@movesmartly.com.

It’s that time again - our June roundtable with Steve in Vancouver and John in Toronto.

This month, we talk about the latest numbers for both housing markets and how buyer frustration is building as low levels of listings continue. And, after the pausing of interest rates and even talk of potential cuts, how will the Bank of Canada’s unexpected rate increase impact the market? Also, why building more density is unlikely to solve housing unaffordability problems and a closer look as just who is investing in real estate in Canada. 

You can also watch this episode on our MoveSmartly YouTube channel here: https://www.youtube.com/movesmartly

Feedback or Questions? Connect with us on Twitter: 

@MoveSmartly

@JohnPasalis

@SteveSaretsky

Reach out to the show over email at editor@movesmartly.com

In today’s episode, Urmi talks to Gregor Craigie, journalist, Host of ‘This Island’ on CBC Radio One in Victoria, and author of the new book, “Our Crumbling Foundation: How We Solve Canada’s Housing Crisis.” Gregor’s new book looks at the very human stories of those living out Canada’s housing crisis across the country and hopeful examples of policies from around the world that may help address it. 

In our chat, we talk about the diversified faces of the crisis from young families priced out of Vancouver, newcomer home buyers getting into financial trouble in the Toronto area, renters being priced out of Montreal, and those living permanently in RVs in Nova Scotia. We also discuss how successful stories of infill supply expansion found in other global cities might be problematic to realize in Canada, the role immigration has played in the crisis and how we might better hold our politicians to account about our housing crisis.

Today's show links: 

Gregor Craigie’s new book, “Our Crumbling Foundation”: https://www.penguinrandomhouse.ca/books/736870

Contact Us

Gregor Craigie, Author, Our Crumbling Foundation | X-Twitter: @GregorCraigie

Urmi Desai, Editor/Host, Move Smartly | Email: editor@movesmartly.com| X-Twitter: @MoveSmartly

About This Show

The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada.

If you enjoy our show and find it useful, please subscribe and leave us a positive rating on whatever platform you are watching or listening to us from - thank you!

Each month, show co-host John Pasalis presents his latest data and top stories on Toronto area real estate in conversation with fellow Realosophy agents, Gus Papaioannou and Davin McMahon, and our Move Smartly mortgage expert, David Larock - and you, our viewers, who join the conversation in our live chat hosted by Move Smartly Editor Urmi Desai to make this is one of our liveliest segments!

Set-up a meeting with John Pasalis and his agents at Realosophy to discuss your own real estate questions privately: https://www.movesmartly.com/meetjohn

Sign up for our email list to be alerted to the next online market update to join our YouTube session live chat and ask your own Qs: https://www.movesmartly.com/monthly-public-webinar

Today's show links: 

John's latest market report for June with latest data on MoveSmartly.com: https://www.movesmartly.com/reports

Dave Larock's latest blog post on mortgage rates on MoveSmartly.com: https://www.movesmartly.com/articles/author/david-larock

Contact Us

John Pasalis, President and Broker, Realosophy Realty, Toronto | Email: askjohn@movesmartly.com | X-Twitter: @JohnPasalis

David Larock, Mortgage Broker and Analyst and Realtor | Email: dave@morplan.ca | X-Twitter: @Dave_at_IMP

Urmi Desai, Editor, Move Smartly | Email: editor@movesmartly.com | X-Twitter: @MoveSmartly

About This Show

The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada.

You can also watch this and every episode on our MoveSmartly YouTube channel here: https://www.youtube.com/movesmartly

If you enjoy our show and find it useful, please subscribe and leave us a positive rating on whatever platform you are watching or listening to us from — thank you!

It’s May roundtable time with Steve in Vancouver and John in Toronto!

This month, we briefly talk about irrational beliefs about our favourite hockey teams during playoff time — but mostly about the irrational beliefs that seem to fuel the Toronto & Vancouver real estate markets as I ask Steve and John whether we are in fact seeing the beginning of another bull run as buyer demand picks up in both cities. 

Steve and John also respond to your questions about who is still buying at these high interest rates, why new home for sale listing levels continue to be so low, advice for first-time buyers right now and more.

You can also watch this episode on our MoveSmartly YouTube channel here: https://www.youtube.com/movesmartly

Feedback or Questions? Connect with us on Twitter: 

@MoveSmartly

@JohnPasalis

@SteveSaretsky

Reach out to the show over email at editor@movesmartly.com

Urmi Desai hosts a roundtable discussion with John Pasalis (Realosophy Realty) and Steve Saretsky (Oakwin Realty). Join as we discuss latest market numbers and leading headlines heading into the fall market and answer audience questions about the impact of previous inflation cycles on real estate markets in Canada and more.

Follow @MoveSmartly on twitter or reach out to the show over email at editor@movesmartly.com

Hi, I’m Urmi Desai, editor of MoveSmartly.com, and this is the Move Smartly podcast.

My co-host and colleague John Pasalis at Realosophy Realty and I would like to thank you for listening to us throughout the year as we explore all topics related to residential real estate in Toronto, Canada and beyond.

During this summer season, we will be taking occasional breaks and not present any new episodes in some weeks. We look forward to returning to our regular weekly schedule in the fall.

As always, if you enjoy listening to our show and find it informative, I’d like to ask you to take a moment to leave a five-star review wherever you are listening to us, whether it’s on Apple podcasts, Spotify, Amazon music or Audible — so that other listeners can find our show.

Thank you and have a great summer!

Contact Us

John Pasalis, President and Broker, Realosophy Realty, Toronto | Email: askjohn@movesmartly.com | X-Twitter: @JohnPasalis

Urmi Desai, Editor, Move Smartly | Email: editor@movesmartly.com | X-Twitter: @MoveSmartly

About This Show

The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada.

You can also watch this and every episode on our MoveSmartly YouTube channel here: https://www.youtube.com/movesmartly

If you enjoy our show and find it useful, please subscribe and leave us a positive rating on whatever platform you are watching or listening to us from — thank you!

As the second part of our look into zoning battles and density debates in Toronto and Ontario, I think you'll find John's interview with urban planning expert Sean Galbraith extremely useful. 

Sean is an urban planner who assists clients in procuring planning permissions as President of Sean Galbraith & Associates Urban Planning Services in Toronto.

Toronto City Council has recently voted to allow for the building of fourplexes across Toronto, opening up the so-called 'yellow belt' to allow for more housing density. John talks to Sean about what's involved in building a fourplex, what impact the recent policy change will have on this process and how much this change will actually help Toronto deal with its overall housing affordability crisis.

You can also watch this video on our Move Smartly YouTube channel (see the link in our show notes).

And if you find this show useful, please rate and, even better, leave us a written review on Apple podcasts, so that more people can benefit from this information. It's very much appreciated!

And now, onto our episode!

Follow Sean on Twitter: @PlannerSean

You can also watch this interview on our Move Smartly YouTube channel: https://www.youtube.com/movesmartly

Follow us and send us your questions and feedback via Twitter @MoveSmartly, Instagram @move.smartly, or email: editor@movesmartly.com 

And if you find this show useful, please rate and, even better, leave us a written review on Apple podcasts, so that more people can benefit from this information. It's very much appreciated!

It’s the March ‘The Situation’, our in-depth consumer Q/A!

As usual, Urmi asks John to respond to the detailed questions you send in about the real estate decisions you are making as you navigate through the Toronto area housing market.

This month, we hear from a family who are considering hiring their neighbour to sell their mom's home. And given that home prices in the Toronto area are out of reach for most families, isn't it only natural to expect prices to fall so that homes become affordable again?

If you would like to send in your questions to be featured on a future episode, please email askjohn@movesmartly.com

If you have a more specific or particular real estate situation to discuss with John and his team at Realosophy Realty, connect with John at movesmartly.com/meetjohn 

Watch this episode on our Move Smartly YouTube channel: https://www.youtube.com/movesmartly

Connect with Us

John Pasalis, President and Broker, Realosophy Realty, Toronto | Email: askjohn@movesmartly.com | Twitter: @JohnPasalis

Urmi Desai, Editor, Move Smartly | Email: editor@movesmartly.com | X-Twitter: @MoveSmartly

About This Show

The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada.

If you enjoy our show and find it useful, please share, subscribe and leave us a positive rating on whatever platform you are watching or listening to us from - thank you!

Right now, Toronto is seeing a massive shift in housing zoning policies both at the municipal and provincial level. Today’s guest, land use and environment lawyer, Phil Pothen, talks to Urmi about these developments and his analysis of potential impacts. 

Phil Pothen, J.D., M.L.A., leads policy research and advocacy regarding land-use planning, natural heritage, habitat protection, and transportation as head of the Ontario Environment Program at Environmental Defence. 

We discuss the latest City of Toronto staff proposal to allow multiplexes to built in Toronto’s so-called ‘Yellow belt’ which currently only allows detached and semi-detached homes, how the Ontario government’s “Build More Homes Faster” Act (Bill 23) is opening more of the Greenbelt to development and more. 

Follow Phil on Twitter: @pothen 

Environmental Defense website: https://environmentaldefence.ca/

Link to City of Toronto Chief Planner - Expanding Housing Options in Neighbourhoods: Multiplex Study: https://secure.toronto.ca/council/agenda-item.do?item=2023.PH3.16

Link to Build Homes Faster Act (Bill 23): https://news.ontario.ca/en/release/1002423/ontario-taking-bold-action-to-build-more-homes

You can also watch this interview on our Move Smartly YouTube channel: https://www.youtube.com/movesmartly

Follow us and send us your questions and feedback via Twitter @MoveSmartly, Instagram @move.smartly, or email: editor@movesmartly.com 

And if you find this show useful, please rate and, even better, leave us a written review on Apple podcasts, so that more people can benefit from this information. It’s very much appreciated!

It’s time for our May ‘The Situation’ consumer Q/A segment!

Urmi once again asks John to respond to the detailed questions you send in about the real estate decisions you are making as you navigate through the Toronto area housing market.

Today, we hear from a frustrated owner of a pre-construction condo being appraised for less than what he paid for it, a second home owner who wonders if she reduce her taxes if her son lives in it and or sell it and a condo investor who worries about the impact of the capital gains tax increase.

Links for today’s show:

• John’s Video - Buying or Selling a Tenanted Property - What You Need to Know: https://youtu.be/EjyfnjFNoF8?si=0TF44eiJ-d_vsqEq

If you would like to send in your question to be considered for a future episode, please email askjohn@movesmartly.com

If you have a real estate situation you would like to discuss with John in private, please connect with John at movesmartly.com/meetjohn 

Connect with Us

John Pasalis, President and Broker, Realosophy Realty, Toronto | Email: askjohn@movesmartly.com | Twitter: @JohnPasalis

Urmi Desai, Editor, Move Smartly | Email: editor@movesmartly.com | X-Twitter: @MoveSmartly

About This Show

The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada.

If you enjoy our show and find it useful, please share, subscribe and leave us a positive rating on whatever platform you are watching or listening to us from - thank you!

Watch all podcast episodes on our Move Smartly YouTube channel: https://www.youtube.com/movesmartly