Beta

Explore every episode of Mind Money Soul

Dive into the complete episode list for Mind Money Soul. Each episode is cataloged with detailed descriptions, making it easy to find and explore specific topics. Keep track of all episodes from your favorite podcast and never miss a moment of insightful content.

Rows per page:

1–50 of 126

Pub. DateTitleDuration
07 Sep 2022Top 3 Investing Myths Debunked | Become a Confident Investor00:17:24

In this episode of the Mind Money Soul podcast, I am going to be debunking some investing myths.

I work with a lot of people who would like to start their own investing journey but myths around investing keep them stuck in fear. Investing is a long term plan and when you are not investing, you are wasting years of potential interest.

Financial education and investing is not something taught in schools making it feel quite intimidating to get started. Listen in as I bust some popular myths to help you get your personal investing journey under way.

 

In this episode:

  • Even though there is a risk to investing, it is not the same as gambling
  • Why investing is not only for rich people
  • How your cash is losing its buying power in a savings account due to inflation
  • The amount of money you need to start investing
  • What an investor’s mindset looks like

 

Resources

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Listen to My Investing Journey

Access my investing mini-course - The Feel Good Investors Mini-Course

12 Jul 2023Fear vs Success - What Are You Aiming Towards?00:13:24

In this episode of the Mind Money Soul podcast, I’ll be reflecting on life and talking to you about your financial goals.

When creating financial goals, start by envisioning what success looks like for you. Does your goal align with this vision, and is it something you really want? Do you believe you can achieve it, or do you feel disconnected or like it’s just out of reach? Because I promise you, it’s not.

Your desires are your own, and you’ve been given them for a purpose. No matter what society, your family or even your sneaky brain tells you, if you can dream it, you can absolutely achieve it, so let go of your fear and create something beautiful for yourself.

 

In this episode:

  • Why it’s vital to trust yourself in life
  • What a positive money mindset can do for you
  • Why your failures will ultimately lead to your success  
  • How a clear vision will help you achieve your dreams
  • The benefits of feeling strongly connected to your goals

 

Resources

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

 



22 Nov 2023Mind Over Money: Your Mindset Is The Key To Financial Success00:18:35

In this episode of the Mind Money Soul podcast, I’m going to be sharing why your money mindset is the key to financial success.

Your money mindset is a unique set of belief’s and attitude’s about money. There are so many different ways that your money mindset can show up and impact you. What are the little things that crop up daily in your business, personal life and finances that make you cringe? These answers are important data about your relationship with money. Don’t ignore these clues, they are gentle nudges towards to things which are holding you back - and they can be changed!

It’s important to understand the link between your mindset and financial success and then make a tangible plan to get yourself to the next level - take practical steps like introducing a spending plan and learning how to invest. It’s solely your responsibility to take action. Remember, you are capable of achieving the financial success you deserve.

In this episode:

  • The importance of money mindset
  • The link between mindset and financial success
  • The 4 pillars of having an abundance mindset
  • How to hold positive beliefs about money
  • The importance of taking accountability 
  • Ways to embrace financial education
  • How to set clear financial goals
  • Practical steps to shift your money mindset

Resources

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join The Feel Good Investor

15 Nov 20237 Steps To Becoming Financially Independent (Say Bye To Financial Stress)00:18:45

 

In this episode of the Mind Money Soul podcast, I’m going to be sharing the 7 steps to becoming financially independent. 

Think of this episode as a mini guide. I dive into each key topic including financial security, financial freedom and financial independence, and share a roadmap of how to get from where you are, to where you deserve to be.

It’s so empowering when you take control of your financial future. Part of it is practical (finding a budget that works for you, choosing the right accounts, learning how to manage your money) and some of it is emotional. It's about making decisions for you and your life, and no one else's. Financial education is a huge part of the picture when it comes to financial independence. Knowledge is power, especially when it’s implemented. 

In this episode:

  • The 3 main stages of financial independence
  • Your mindset and relationship with money
  • The importance of creating a spending plan
  • The concept of paying yourself first
  • Why you must save with a purpose
  • Good debt vs. bad debt
  • Why investing is the key to financial independence 
  • It’s never too early to think about retirement
  • How to achieve financial literacy

Resources

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join The Feel Good Investor

11 Oct 2023I'm Turning 30 - Here's 20 Things I wish I Knew At 20 | Part One00:24:10

In this episode of the Mind Money Soul podcast, I’m going to be sharing the things I wish I knew when I was 20.

Turning 30 is a milestone for sure. Recently I’ve been thinking about my biggest lessons of this decade and it's been fun to reflect on. I hope you find some wisdom and comfort from this two-part series.

One of my greatest lessons was - I wish I knew to start investing sooner. It wasn’t until the age of 26 that I learnt about the concept of compound interest and investing. It then took me another year of researching and learning until I invested my first £1 at the age of 27. In total, I lost 10 years and thousands of pounds. The lesson? Don't wait to invest. You can't gain back the time lost. I wish I'd known to capitalise on the time I had to invest. 

In this episode:

  • Why you’re a reflection of the 5 people in your inner circle
  • Why you should stop caring about other peoples opinions 
  • The importance of experiencing uncomfortable emotions
  • Reasons why rest is a necessity, not a luxury 
  • Why you're losing thousands by waiting to invest 
  • Why you should stop wasting time worrying about time
  • How to find happiness by being authentically you
  • How to feel comfortable with people not liking you
  • Risk vs. Regrets - How are you living your life?
  • The importance of appreciating your body

Resources

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join The Feel Good Investor

08 May 2024My Experience With Money As A Single Woman00:14:10

In this episode of the Mind Money Soul podcast, I’m going to be sharing my experience with money as a single woman.

I think it’s really important to talk about the intersectionality between money and your relationship status. Take me, I’m 30 years old, I’ve been single my whole life and there’s been countless times that I’ve considered my finances as a single gal. It's not surprising that a lot of single women worry about their finances. To add to this worry, women are already financially behind in society because of the gender wealth gap including pay, pension and investing.

There are physical costs associated with being single that get removed or lessened when you form a relationship, for example; splitting the cost of a wedding gift, a hotel room on holiday or a taxi home. Then, there's the mindset element. When you're in a relationship, there's a portion of your financial worries that get halved. These can be financial worries in the moment like losing your job, or financial worries about the future such as affording retirement or buying property. This is why as a single gal it's fundamental to learn how to invest so that you can work towards your financial freedom, independence and security, and ultimately protect yourself regardless of your relationship status.

In this episode:

  • The intersectionality between money and your relationship status
  • Why single women worry about their finances
  • Why investing as a single gal is crucial
  • Why women are financially behind in society
  • The extra costs associated with being single
  • How being single can help you form an abundant mindset

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join  The Feel Good Investor

20 Dec 2023Pension Breakdown Part 3 | How Much Should I Be Saving Each Month Towards Retirement?00:27:17

In this episode of the Mind Money Soul podcast, I’m going to be answering the rather large question of “how much should I be saving for my retirement?”. 

The short answer is, there’s no right or wrong way and it’s going to look different for everyone. Some financial experts offer a formula to help you calculate your pension which is handy, however I believe in order to work out how much you need to put away, you need to know what you’re working towards. How much do you actually want to retire on and what type of lifestyle do you want? Getting clear on these questions will help you understand how this transposes into financial habits in the now.

Remember, you do not have to get an exact amount - it can ebb and flow. Understanding pensions and having an idea of what retirement looks like for you is going to help you know if you’re on track. You can then work backwards and reverse calculate how much you should be saving or investing each month based on your ideal retirement and goal.

In this episode:

  • A formula financial experts use to work out your pension
  • How to reverse calculate how much you need in your pension 
  • What RLS recommend as an annual retirement income
  • How to work out your pension gap
  • Ways to reach your retirement fund target
  • What to do if you currently have £0 in your pension pot

Resources

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join The Feel Good Investor

24 Apr 2024Stop Letting Your Money Go | 3 Tips For Holding Onto More Money00:14:13

In this episode of the Mind Money Soul podcast, I’m going to be sharing how to stop letting your money go.

Are you sick of feeling like your money is constantly slipping through your fingers? Does it disappear before you can even think about saving or investing? I get it, it can be hard to manage your money, especially when there are so many moving parts. There’s a lot of factors that can impact your money management; the economy, inflation, being single or a business owner, etc. Which is why it’s so important to shift as things change for you. It’s about not getting caught up, overwhelmed or lost in your finances. It’s about being intentional, aware and able to recognise habitual things in the present moment that will help your future self.

If you want to become financially independent, you need to learn how to grow and manage your money by building an abudance mindset and trusting yourself. To start on this journey, you need to take small actions to manage your money. This could look like commiting to monthly money dates, showing yourself that you're good with your finances and tracking your spending. These actions will build up your identity and behaviour over time, and little by little each day you'll become a step closer to a version of yourself that's good with money, financially free and empowered.

In this episode:

  • Tip #1 | Track your spending
  • Tip #2 | Change your identity
  • Tip #3 | Build trust

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join  The Feel Good Investor

08 Mar 20233 Ways to Invite More Wealth and Money Into Your Life00:14:31

In this episode of the Mind Money Soul Podcast, we'll be exploring 3 ways that you can invite more wealth and money into your life.

Money is an energy that flows in and out of your life; to attract more, you need to ensure your own money energy is positive. If it’s not, you may struggle to grow your wealth and achieve your money goals. But today, I’ll be giving you my top tips on how to become wealthy. 

When you understand the flow of money’s energy and begin to develop an abundance mindset, you'll see that more wealth will start entering your world and you'll reach your big money goals in no time. 

 

In this episode: 

  • 3 ways to help you gain more money
  • What it means to invite wealth into your life
  • How investing can help you become wealthy
  • Why your money mindset has an impact on your finances
  • The effect of your energy and self-worth on your money growth

 

Resources

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Learn more about my mini course Feel Good Investing

20 Mar 2024MILLIONAIRE SECRETS | 6 Tips To Become Wealthy [PART 3 - Clear Your Debt & Avoid High Interest Debt]00:13:05

In this episode of the Mind Money Soul podcast, I’m going to be sharing how to reach financial freedom by clearing your debt and steering clear of high interest debt.

Welcome back to part 3 of the 'how to become wealthy' series. I’m spilling the secrets of millionaires and sharing the top 6 things they are doing to successfully manage and grow their money. I want to preface this episode by explaining that not all debt is bad and some debt can be useful like student loans, mortgages and business loans. Let’s take a look at a student loan where you borrow money from the government to up-skill and improve your knowledge with the aim to get a job or career with a high income. The key difference with this debt is that you are utilising debt to make more money, get closer to being wealthy and achieve financial freedom. 

On the flip side, consumer debt is a destroyer of your finances. This is where a debt (through the use of credit cards, overdrafts and personal loans) is used to fund consumption rather than investment. This type of debt is bad when it becomes unmanageable, whether that’s because you can’t afford to make payments or you’re being charged a high interest. This will eat into your ability to grow your money and work towards financial independence because your hard earned money is going to the loan providers. Tune in to today’s episode if you want to learn how to think like a millionaire, get high interest debt cleared and leverage debt to build wealth.  

In this episode:

  • Good debt vs. bad debt: what’s the difference?
  • 3 types of debt which are useful
  • How consumer debt can become an overwhelming problem
  • How credit cards can be useful when used responsibly
  • How making minimum repayments is costing you money
  • How to leverage capital and debt to make more money

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join The Feel Good Investor

Use the free compound interest calculator

27 Nov 202410 Steps To Reset Your Finances00:10:14

In this episode of the Mind Money Soul podcast, I’m going to be sharing 10 steps to reset your finances.

Do you feel like you're not in control of your finances? Maybe you're usually good at budgeting and saving, but lately, you feel out of touch with your money. If this sounds all too familiar, it’s time to take charge and reset. I don't know about you, but for me, the end of summer has brought this realisation. Summer was a whirlwind, I spent a lot (and had a LOT of fun doing so). However fast forward to November and I’m feeling disconnected from my money. I don’t want to wait until the New Year to fix it. We've still got December! Trust me when I say ignoring the issue will only make it worse.

The solution? Set aside time for a money date to work through these 10 steps to reconnect with your finances and prepare for a successful 2025. From tackling debt and defining clear goals to creating an annual plan and writing a vision letter, these steps will help you take control and stay motivated. Finish the year strong by reflecting on your financial priorities, organising your money, and planning towards your big happy goals.

In this episode:

  • How to review all your debt and make a plan to clear it
  • How to complete an annual financial overview 
  • Questions to ask yourself to get clear on your goals and make them reality
  • Steps to set up your budget for December and beyond
  • Why you should write a vision letter to your future 2025 self

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join  The Feel Good Investor

18 Sep 2024How To Actually Improve Your Credit Score00:11:31

In this episode of the Mind Money Soul podcast, I’m going to be sharing how to improve your credit score.

At some point in your life you're going to need to borrow money and in order to do so you’ll need a good credit score. Working class people are often taught that borrowing money and consumer debt is bad - largely because of high-interest rates and the fact that it’s often used to purchase depreciating assets - however wealthy people are taught to use debt strategically. They leverage borrowing to grow their wealth, whether through business ventures, student loans, or real estate investments like mortgages.

If your credit score is low, there are steps you can take to improve it. However, it's important to remember that your credit score isn't everything. While a good score is important if you're planning to buy a house, other financial factors matter too. Remember, your self-worth is not your net worth… or your credit score. If your score is less than ideal, focus on improving it so that you're in a stronger position when you need to borrow in the future.

In this episode:

  • Why credit scores are important
  • How having a good credit score can help you
  • Factors that can negatively affect your credit score
  • 6 things you can do now to improve your credit score

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join  The Feel Good Investor

25 Jan 20238 Top Tips to Make Your Money Work Harder For You - Part One00:12:58

In this episode of the Mind Money Soul Podcast, I am sharing four of my 8 top tips on how you can make your money work harder for you. 

We all wish our money would magically grow overnight, but unfortunately, that's not how it works. Taking action today and making conscious money choices is the only way to build wealth and grow your money. 

We're lucky enough to live in an age where you don't have to be rich to get rich. You can start exactly where you are right now. By following my top tips, your money will soon be working harder for you than it ever has before, and you'll be watching your money grow in no time!

 

In this episode:

  • Why giving every pound a purpose will help you regain control of your finances and achieve your big goals
  • How to automate your finances and why it's the key to your success
  • Systems that can help to prevent your emotions from getting in the way of your financial growth
  • What your top priority should be if you want to make your money work harder for you
  • How to maximise the return on any savings you already have

 

Resources

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

 

 

15 May 2024How Do I Stay Motivated with Clearing My Debt?00:13:46

In this episode of the Mind Money Soul podcast, I’m going to be sharing how to stay motivated towards clearing your debt.

This episode was inspired by a gal who slid into my DM’s recently. She shared that she originally had 40K of debt and is now down to 5K of debt, however feels a serious lack of motivation to get her last chunk of debt cleared. Does this resonate with you? Sometimes it seems the closer you get to your goal, the harder it is. I’ll let you into a little secret…The driving force behind achieving your goals isn’t motivation. Tune in, because the advice inside this episode can be applied to clearing debt but also your life and other aspects of money. 

You need to stop passing control over to the hands of motivation. If you rely on motivation to be the sole thing that helps you achieve your dreams, goals and ambitions, hate to break to you but you’re fucked. Motivation comes and goes in alignment with your emotions, energy and thoughts on any given day, and what rocky territory this is to be. We need strong foundations and we need to rely on action. The focus of working towards our goals and dreams needs to be in the hands of discipline, action, habits and systems. It’s here that you will achieve financial freedom, whatever that means to you.

In this episode:

  • What happens when you rely solely on motivation to reach your goals
  • What you need to be focus on instead to achieve your dreams
  • What habits and systems you need in place to clear your debt
  • How to change your language to get ahead in life
  • 3 tips on how to successfully clear your debt

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join  The Feel Good Investor

29 Jan 2025MONEY MANTRAS | CALL in more money and GROW your finances00:08:20

In this episode of the Mind Money Soul podcast, I’m going to be sharing mantras to help you call in more money and grow an abundance mindset.

Mantras are an INCREDIBLE tool to help shift your relationship with money. I highly encourage you to listen to mantras once a day (my favourite time is first thing in the morning), and begin to reprogram your beliefs. If you want to make more money, start investing or you grow your investments, this episode of the mantra series is for YOU.

Let these words wash over you and sink deeply into your subconscious — "WEALTH and ABUNDANCE are your BIRTHRIGHT, claim it with CONFIDENCE and JOY". Feel the energy of these words and imagine how your future self is going to feel; watching your investment grow, feeling the abundance around you, spotting the endless opportunities. Picture yourself debt-free, confident, financially successful. You are capable of this transformation. You deserve it. Tune in, pay attention to these powerful words and carry this energy into your day.

Mantras include:

  • I am a magnet for wealth and abundance.

  • Money flows to me effortlessly and continuously.

  • I let go of any fear or anxiety about money.

  • Money is simply energy, and I am in control.

  • My life is full of abundance every where I look.

  • Money is my friend, and it supports me in living the life I dream of.

  • Every day, I feel more empowered about my financial future.

  • I let go of any limiting beliefs about money.

  • I trust in my ability to make, grow, and keep wealth.

  • Thank you, universe, for the money that is flowing into my life.

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join  The Feel Good Investor

31 Aug 2022My Investing Journey00:25:12

In this episode of the Mind Money Soul podcast I am going to be sharing my personal journey to investment.

Investing can feel like quite a scary topic. Many people feel daunted by the prospect of investing however, with the introduction of auto-enrolment pensions in 2012, it is almost a guarantee that you are an investor. As women, we are less likely to invest, instead choosing to invest in luxury goods instead.

Investing is a long term plan and doesn’t have to be a scary experience. Listen to this week’s episode about my investing journey and how I went from £0 to £15,634 in investments.


In this episode:

  • Why having a pension makes you an investor
  • How cash can lose it’s buying power 
  • Investment language and why it stops people from investing
  • The strength of compound interest on your investments
  • Why you need to leave emotions at the door around investing

 

Resources

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Read Fidelity’s report: Global Women & Money Study – breaking down financial barriers around the world

Read Motley Fool’s report: When Will The Stock Market Recover

Investopedia - The Wikipedia of Investing

29 Mar 2023How I saved £40,000 | Tips to save more money PART ONE00:10:53

In this episode of The Mind Money Soul Podcast, I am going to dive into my favourite and top tip to help you save more money! 

In my 20s I saved over £40,000 and I want to share some of the top tips that helped me get there, one tip at a time so you can implement them and make them work for you!

Holding onto money can feel like an uphill struggle sometimes but learning how to consistently and successfully save is going to not only make you feel good, but also help you reach your big happy goals. 

In this episode:

  • My journey of saving £40,000 
  • Tip ONE on how to save more money 
  • What kept me motivated to save

 

Resources

Learn more about my mini course Feel Good Investor

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

12 Oct 2022What is Financial Freedom and is it For You?00:15:50

In this episode of the Mind Money Soul podcast, I am going to be looking deeper into financial freedom.

Freedom is about being able to make choices and do things on your terms and when applied to your finances, financial freedom is the idea that we can spend our time and energy how we choose to every day. Money is a tool and we can use money to create freedom in our lives.

Financial freedom is about having enough money to support and fund your ideal lifestyle and today we are going to explore what it means to you and things to consider to achieve it.

 

In this episode:

  • Financial freedom looks different for everyone
  • Why you need to make your money work for you
  • The practical and emotional steps around financial freedom
  • Questions to ask to help you understand what financial freedom means for you
  • Understanding your why

 

Resources

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

11 Jan 2023Top Money Habits to Take With You Into 202300:14:08

In this episode of the Mind Money Soul podcast I will be sharing with you the favourite money habits for success that you need to take with you into 2023.

One of my all time favourite books is Atomic Habits by James Clear. One of the concepts he talks about is marginal gains - making an improvement of just 1% everyday. Rituals and habits around money will encourage a healthier money mindset which in turn will grow your money.

Having a clear routine is going to allow you to work towards your goals and dreams making everything achievable.

 

In this episode:

  • Why it is important to have a spending plan
  • How to make your spending plan work with your lifestyle
  • The impact of practicing gratitude
  • Why you need to check your bank account regularly
  • What financial goals you need to set and how to track your progress

 

Resources

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

17 Aug 2022How I Saved £15,000 in 3 Years | 4 Tips to Help You Save More Money00:16:43

In this episode of the Mind Money Soul podcast, I am going to share with you some of my personal story on how I saved £15,000 in 3 years.

There is so much more to saving money than just the number in the bank. Often when we have a financial goal in mind, we focus on how to earn more money in order to build that savings balance. As well as the practical steps I took, I am also going to show you the other important steps that you need to take in order to grow your money. 

This episode is filled with top tips to help you create the life that you deserve to live, in the way that you want to live it.

In this episode:

  • How I saved £15,000 in 3 years
  • What is a financial goal and why you need one
  • How to make yourself a priority in your budget
  • Why you need to develop a savings mindset
  • How to track your progress for success and why it is so important

 

Resources

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Money Date Template

28 Dec 20223 Ways To Clear Your Overdraft00:14:12

In this episode of the Mind Money Soul podcast I am going to be talking about 3 steps that you can take to clear your overdraft.

It is really easy to become a prisoner to your overdraft. Hidden by your bank account, an overdraft is not a separate financial product and therefore it is easy to forget that it is actually debt. Whether you are a seasoned overdraft user or only recently taking advantage of the product, you have the skills to get out of your overdraft once and for all.

It is important to reframe the way that you view your overdraft so that you can actually start to save and work towards your financial goals.

 

In this episode:

  • Why a spending plan or budget will be essential in helping you ditch the overdraft
  • How a separate account can be a key asset
  • Using compound interest and savings to achieve your goal
  • Additional borrowing that may help you to create a structure
  • Identifying the emotional spending triggers to improve your money mindset

 

Resources

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

13 Nov 2024Invest In The Stock Market Or Into Property?00:19:08

In this episode of the Mind Money Soul podcast, I’m going to be sharing how to choose between investing in a property or the stock market.

I get asked this question all the time and there’s no one-size-fits-all answer. Everyone’s priorities, circumstances, dreams and values are unique. It’s essential to get clear on what you truly want, beyond the expectations of society or family. If you value liquidity and growth, the stock market might be a better path. But if you’re looking for stability and a tangible asset, buying property could be more aligned with your goals. By the end of this episode, I hope you’ll have a clearer sense of which option feels right for you.

Sometimes, our decisions make more emotional sense than financial. If owning a home has always been your dream, and it gives you a sense of fulfilment—even if it’s not the most profitable choice—that’s ok. Life isn’t just about financial gain; it’s about what we do with our money to live fully. So if you’ve run the numbers and still feel it’s the right choice, trust yourself, pursue your dreams and go for it!

In this episode:

  • An overview of investing in the stock market and property 
  • How understanding your financial goals will help you choose where to invest
  • Accessibility to your money and understanding liquidity
  • The fees and the costs involved with investing
  • Diversification and leveraging your money when investing
  • The pros and cons of investing in the stock market and property
  • Why some things make more emotional sense than they do financial

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join  The Feel Good Investor

14 Sep 2022Becoming Debt-Free - 3 Tips For Clearing Debt00:25:22

In this episode of the Mind Money Soul podcast, I am going to talk to you about the practical methods that you can use to clear down debt and the mindset required to stay out of debt, once and for all.

Debt is often considered to be quite shameful and debt is used as a dirty word. However, debt can be an amazing tool when used in a positive way. It is important to make a plan to clear any debt that you have which will then give you a foundation on which to build your wealth.

I am going to bring to you my top 3 methods for clearing down debt which can be interchanged depending on your situation, personality and motivations. 

 

In this episode:

  • The difference between using debt for financial gain and consumer debt that will not give you any return in the long run
  • 3 methods you can use to clear debt
  • How to create a map for all of your financial obligations and debts
  • Why you need to work on your mindset as well as the practical steps when clearing debt
  • Why breaking the cycle will help you to stay debt free

 

Resources

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Grab my special offer for Becoming Debt Free

01 May 2024How To Get Out Of Your Spending Era00:10:52

In this episode of the Mind Money Soul podcast, I’m going to be sharing how to get out of your spending era. 

Do you feel like you've been in an era of spending loads of money? Your bank balance is evaporating before your eyes, money is coming out quicker than it’s coming in and you’re ready to step into your good money management era. Sounding all too familiar? I got you. In today’s quick fire ep, I’m sharing my 5 tips on how to reign in your spending and exactly what you need to do to tap into your higher self and become financially free.

Caveat to this, if you are in your spending era, it’s not necessarily a bad thing. Sometimes if you've been saving or investing, and you've been consistent and committed for a while, it's ok to go through a period of spending money. I believe that balance is not just 50/50 for life. It’s knowing that sometimes you’re going to save and invest more because you’re working towards a big happy goal, and sometimes you're going to spend more because you’re simply enjoying your life and money. The sweet spot (and what you should all be aiming towards) is understanding how to be mindful and happy with your choices and what you prioritise.

In this episode:

  • How reconnecting with your ‘why’ will transform your spending
  • How to realign with your financial goal
  • Why you need to organise a money date this month
  • How to automate your savings, starting with just £10
  • Why you should create a daily practice to improve your money management

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join  The Feel Good Investor

17 May 2023All The Ways I Have Made Money00:16:03

In this episode of the Mind Money Soul podcast, I will be sharing all the ways I have made money over the years.

Income can be a taboo subject, but despite what the status quo may tell you, there are so many ways to make money, especially in today’s internet age. Whilst they may not provide quick cash, these options are an excellent opportunity to increase your income in the long term. 

By sharing my various jobs throughout the years, I hope to inspire you to think outside the box and find new ways to boost your income so that you can live your best life. 

 

In this episode

  • How to earn cash from doing your online shop
  • Ideas that could help you increase your income
  • The benefit of diversifying your income streams
  • Why commitment is the key to making more money
  • How to boost your cash with side hustles and hobbies

 

Resources

Learn more about my mini-course Feel Good Investor

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

14 Aug 2024I'm Too Scared To Start Investing00:15:46

In this episode of the Mind Money Soul podcast, I’m going to be sharing what to do if you’re scared to start investing.

I've had a lot of conversations with 'finance bros' who just talk at me, but recently I had a conversation with a guy who did a really good job at explaining crypto. Initially, I dismissed it, but the more he explained it to me and I gained an understanding, the more I was open to exploring it. It made me realise that the way I initially reacted with fear, is the way a lot of people in my community feel about investing. It's this reaction of "I'm scared, I don't understand it, I don't want to talk about it and therefore it's not for me!"

This conversation and reaction inspired me to record an episode on how to navigate fear when you're scared of investing. Knowledge is power, especially when it's put into action. You can't just mess around and hope that one day your finances will sort themselves out. It’s important to find out what fuels you in life. Why do you want money? What does wealth mean to you? What does freedom look like to you? You can use this to fuel and drive your motivation to learn. This can be your North Star to guide you to get started with investing. Learning how to work through, reduce and act upon your fear is going to help you create your dream life and actually build wealth.

In this episode:

  • How to uncover what's behind your fear of investing
  • What do do if you're scared of investing because of 'losing money'
  • What to do when you hear horror stories about investing
  • What to do if you're scared of investing because you don't 'know enough'
  • Why you don't need loads of money to start investing

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join  The Feel Good Investor

09 Oct 2024BIRTHDAY SPECIAL - 30 Things I Learnt At 3000:28:52

In this episode of the Mind Money Soul podcast, I’m going to be sharing 30 things I learnt at 30.

This week, I’m celebrating my 31st birthday! I felt compelled to share my own reflections on life, growing older and why your life does NOT end at 30. Like many, I feared this milestone. I entered the pandemic at 27 and felt like I’d been robbed of my prime years (I’m sure many of you can relate to this). So much is geared towards being in your 20’s; experimenting, having fun, experiencing life, not having it all figured out and the reassurance that it’s ok because this is what your 20’s are for. All this does is reinforce the idea that mistakes and messiness outside of your 20’s is not welcome and if you don’t have your shit together in your 30s then you’ve failed. Now that I’m on the other side of 30, I realise how untrue this is. This year I’ve cared less, felt more liberated and free than ever, and I’ve had SO MUCH fun. I’m truly 30, dirty and thriving and it’s going to be an ICONIC decade.

I’ve rounded up my own list of 30 life lessons I’ve learned along the way, from self-investment to why I’m so here for empowering sex, how a gua sha has quite literally changed my face, and why sometimes being delulu is the solulu. Tune in to hear why your thirties have the potential to be the best years yet, my top life lessons that will change your perspective on age, growth, and self-worth and how to thrive at any age—without the pressure of having it all figured out.

In this episode:

  • Why your life does NOT end at 30
  • My experience of empowering sex

  • The #1 question you should ask yourself after a date

  • The non-negotiable thing I do EVERY morning

  • How to be the creator of your own life

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join  The Feel Good Investor

07 Aug 20243 Investing Mindsets To Successfully Build Wealth00:16:24

In this episode of the Mind Money Soul podcast, I’m going to be sharing the 3 mindsets that you need to have to be a successful investor.

Your mindset is the foundation for everything you do in life. When it comes to building wealth, you won’t get very far without understanding, embodying and mastering the following mindsets; patience and consistency, embracing risk and adopting an abundance mindset. Patience and consistency are vital because the magic of compound interest depends on time. It’s simple, you can’t rush something that needs patience and strategy to grow. Embracing risk is crucial. No one ever got rich just from saving! Our mind is trying to protect us from the unknown and whilst it might feel like saving is providing you with financial stability, taking no risk at all can really limit building wealth and long term financial growth.

Adopting an abundance mindset quite literally has the power to transform your life. It’s about shifting your mindset to view investing as opportunity to create your dream life. People who are financially independent, build wealth and invest think about their long term goals, have mastered these 3 mindsets and put their money to work for them. So, if you want to begin thinking like an investor, become financial independent and achieve your big happy goals, tune in!

In this episode:

  • 3 mindset shifts you need to become a successful investor
  • Why patience and consistency are the recipe for success
  • Why taking no risk is the biggest risk of all
  • The importance of building an abundance mindset
  • Why you lose time and money when you leave your money in savings

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join  The Feel Good Investor

28 Dec 20245 BIG Reflections in Life And Business from 202400:10:38

In this episode of the Mind Money Soul podcast, I’m going to be sharing my 5 reflections from 2024.. and it’s a good one!

 

Where has the year gone?! So crazy how time flies and this year I have learnt A LOT about myself, my business, about life. And I am excited to share with you 5 of my top selections. 

 

In the final episode of Mind, Money, Soul for 2024, I share heartfelt reflections from the past year. Recording from a cozy setting, I delve into five key insights, including the importance of adaptability, the realisation that we are not our thoughts, and the joy of turning 30. I discuss the challenges of being a business owner and emphasise making quick decisions and maintaining self-belief. The episode also highlights the necessity of setting boundaries by saying 'no' to safeguard one’s time and energy. 

 

00:00 Welcome to the Final Episode of 2020

00:30 Embracing Unplanned Paths

01:52 We Are Not Our Thoughts

03:51 I need you to know that 30 is Not Old

04:51 Embrace Aging: It's a Privilege

05:27 The Challenges of Being a Business Owner

05:53 The Importance of Decision Making

06:42 Self-Belief: The Key to Success

07:37 Saying Yes Means Saying No

08:57 Podcast Reflections and Future Plans

 

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join  The Feel Good Investor

 

 

 

31 Jul 20244 Step Method To Money Mindset Mastery00:51:21

In this episode of the Mind Money Soul podcast, I’m going to be sharing my four step method to money mindset mastery.

Today’s episode is slightly different as I’m sharing a recent conversation where I was interviewed by Anita Anello, a fellow business owner, coach, successful software executive and mom dedicated to helping women enjoy more time, money and freedom. We dive into all things money mindset, your relationship with money, financial freedom and understanding your financial habits.

I’m a big believer that the way you think and feel about money will be your reality with your money. All the decisions that you make about money come from a place of emotion which we then justify with logic. We all have a money mindset (the unique beliefs and attitudes you have towards money that impact the way you earn, save and spend money) and we all have a money story (your belief system made up of individual, societal, religious, cultural and generational beliefs). These both shape the way you view money and how it works in the world. It’s important to remember that you have the power to change your money story and cultivate a positive, empowering and abundant mindset. Tune in to today’s episode for my 4 step method…

In this episode:

  • How to understand your money story and money mindset
  • The psychology of money: why money is emotional
  • The difference between growth mindset vs. fixed mindset
  • Your relationship with money: survival, spending and success
  • Step 1: Bring awareness to your money story, get curious! 
  • Step 2: Believe that you can change, acquire a growth mindset
  • Step 3: Change your language around money, it’s powerful
  • Step 4: Techniques to build and strengthen your abundance mindset

Resources

Connect with Anita Anello

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join  The Feel Good Investor

26 Apr 2023How I Saved £40,000 | Tips To Save More Money Part Five00:15:24

In this episode of the Mind Money Soul podcast, I'll be sharing how you can trick your brain into spending less money. 

We've all made a cheeky impulse buy, which suddenly turned into a complete spending splurge. It happens because no action exists in isolation. Everything you do is a cue for your next step, so identifying your unconscious triggers is essential if you want to save more money.

My top tips will help you make conscious money choices and enable you to gain control of your spending. And gaining control of your spending will be the key that leads you to saving success.

 

In this episode:

  • The benefits of mindful spending
  • How to cultivate good saving habits
  • The effect of your environment on your savings
  • How to find a balance between saving and spending
  • Why practising gratitude will help grow your savings

 

Resources

Learn more about my mini course Feel Good Investor

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

 

05 Apr 2023How I Saved £40,000 | Tips to Save More Money Part Two00:14:56

In this episode of the Mind Money Soul Podcast, I’ll be exploring the emotional side of saving money as I share the next tip in my How I Saved £40,000 | Tips to Save More Money mini-series.

When you close your eyes and imagine your dream life, what does it look like? That vision is your goal. Goals are powerful motivators to help you save, even if you don’t have your future completely figured out right now. 

By understanding the importance of connecting with your goals and the emotions that go with it, you'll be able to keep your savings on track and create the future you’ve always dreamed of. 

 

In this episode:

  • Financial goals and why they’re so powerful
  • The benefit of creating a “Future-Life Savings Pot"
  • Why you don’t need a deadline to start saving money now
  • How SMART goals will help you to boost your savings
  • What to do if your goals are unclear or change

 

Resources

Learn more about my mini course Feel Good Investor

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

 

 

 

 

 

05 Oct 2022How To Hold Onto More Money00:18:42

In this episode of the Mind Money Soul podcast we are talking about holding onto money - why you don’t and how you can.

Ever get to the end of the month and wonder where on earth all of your money went? It can often feel like we are living paycheck to paycheck without an end to the cycle. This week we are going to explore the solution to breaking this cycle and I am going to help you hold onto more of your money each month.

It isn’t quite as simple as earning more, there is no magic wand, but the journey is worth it. You are going to be able to save more, invest more and get rid of the pit-of-the-stomach anxiety once and for all.

 

In this episode:

  • Why you need to understand what stops you from holding onto money
  • The importance of believing that you are worthy enough
  • Why paying yourself first will grow your wealth
  • What is mindful spending
  • How a spending plan is empowering for your finances

 

Resources

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

01 Feb 20238 Top Tips to Make Your Money Work Harder for You - Part Two00:13:53

In this episode of the Mind Money Soul Podcast, I am sharing the last of my 8 top tips to make your money work harder for you. 

There are so many opportunities to maximise your money. Whatever options you choose, taking action now will propel you and help you build wealth in the long run. Remember, you can start exactly where you are right now.

In the second half of this two-part episode, you'll learn the final pieces of the puzzle that you need to make your money work harder than it ever has before. 

 

In this episode:

  • Why investing is the missing piece to your financial puzzle if you want to build long-term wealth
  • Reward cards and how their bonuses can boost your money
  • Why the return on investing in yourself priceless 
  • How diversifying your income streams to stop trading your time for money will help you build financial security

 

Resources

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Learn more about my mini course Feel Good Investing

12 Jun 2024How To Do Your Joint Finances With Your Partner00:16:46

In this episode of the Mind Money Soul podcast, I’m going to be sharing 4 top tips on how to manage your finances with your partner.

Money can be a huge issue in relationships and it’s one of the main reasons why people break up. Research in the UK shows that 17% of couples argue about money at least once a week and 5% argue about finances every single day - how tiring is that! These arguments don't necessarily arise from a lack of money but rather from discussions and disagreements about financial matters, such as how to divide the bills or how you manage your own spending. The underlying issue is that it will make you irritable, put you in a bad mood, and cause you to struggle with your mental health, all of which will affect your relationship.

In this episode, I'll address some of the financial issues couples face, how to navigate them, and how to set yourselves up for success in managing money within your relationship. Open and honest conversations about money are crucial for maintaining a healthy relationship. Finances are an ongoing aspect of your partnership, and if you can't have these discussions now, imagine how challenging they will be when you're married, having kids, or buying houses.

In this episode:

  • The main reasons couples argue about money
  • How to fairly split bills in your relationship
  • Essential financial conversations to have with your partner
  • The impact of the cost of living crisis on relationships
  • 4 tips for managing money with your partner
  • How to decide on the right time to get a joint account

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join  The Feel Good Investor

21 Sep 2022Clearing Debt vs Investing - Do I Wait or Do Them At The Same Time00:17:27

In this episode of the Mind Money Soul podcast, I am going to talk about debt versus investing and whether you should clear your debt before you start your investing journey.

I am always asked by my community about what comes first: debt repayments or investing. Really, there is no right or wrong answer but there are a number of things to consider when working out what option is best for you.

This episode is going to help you build a plan for clearing down your debt whilst also investing, making the most of compound interest on your investments for the future while also improving your financial situation in the present.

 

In this episode:

  • Things to take into consideration when deciding whether to clear debt or invest
  • Which types of debt are more beneficial to clear aggressively
  • The plan for clearing debt while building future wealth
  • The strength of compound interest
  • Mindset tips to help you when reducing debt

 

Resources

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Listen to My Investing Journey

Access my investing mini-course - The Feel Good Investors Mini-Course

08 Nov 2023Jumpstart Your Goals: Don’t Wait Until New Years Eve To Change Your Life00:15:47

In this episode of the Mind Money Soul podcast, I’m going to be sharing how to jumpstart your goals. It can be so easy to write off the rest of the year and put off starting any new goals/ habits until the new year. The issue with this is, you’re loosing months of your life. 

It takes 66 days on average to form a new habit. So if you get started now, by the time 2024 rolls in you’re going to be in a much better position. So, let’s do this! What is one goal you can set yourself right now to work on for the next 2 months that will help you feel amazing come NYE?

Remember, your actions create a ripple effect. The small changes you make today can create a ripple effect that lead to significant results. Motivation follows action, not the other way round. We assume that we have to wait for motivation in order to strike action, but sometimes we have to grip through the discomfort and pain of taking action (even when you don’t want to) and then the motivation and magic will follow. Imagine who you could be and where you could be in 2 months time. 

In this episode:

  • The advice I gave a client who was in debt
  • Reasons why we put off taking action
  • 3 big goals I want to achieve by the end of 2023
  • Why I’ve chosen to start these goals now
  • How I’m working towards my big happy goal
  • A 2 minute trick to help with procrastination 

Resources

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join The Feel Good Investor

21 Jun 2023The Secrets of How I Saved £40,000 in 7 Years…00:18:25

In this episode of the Mind Money Soul podcast, I will be sharing the secret of how I saved £40,000 in seven years.

Sometimes saving money can feel impossible, especially in today’s financial climate - but I promise you, it’s not. By sharing my secrets, I’ll help you understand the key elements and behaviours to make you a successful saver, whatever you're saving for.

These secrets will teach you everything you need to know, and by following the steps, you’ll have a system that will keep you achieving your savings goals for life. 

 

In this episode:

  • The power of habits
  • My #1 financial tip to help you save
  • The benefit of regular money dates
  • Why it’s vital to view yourself as a saver
  • The advantage of setting timelines for your goals

 

Resources

Buy tickets for The Mind Money Soul Event

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

 

21 Feb 20243 Ways To Manage Your Money Better00:15:07

In this episode of the Mind Money Soul podcast, I’m going to be sharing my 3 top tips on how to manage your money better.

It’s the most simple and straightforward thing but it’s something that so many of us struggle with. In fact, I’d make a confident assumption that everyone listening to this episode could be better at managing their money. Money management isn’t complicated or difficult, it’s simply deciding where you want your money to go. Most people fall down because they either don’t know where their money is going or they assume it will sort itself out.

Mastering the art of money management can be achieved by small actions such as setting up a separate spending account, creating a spending plan and working on your money mindset. Managing your money will give you power and control over your finances, allowing you to no longer live pay check to pay check and to save towards your big happy goals. 

In this episode:

  • Why you should have a separate spending account
  • How to create a saving, spending and investing plan
  • Why you should always pay yourself first
  • How to understand your emotional triggers and money beliefs
  • How to practise mindful spending through visualisation

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join The Feel Good Investor

26 Jun 2024The 3 S’s Of Successful Money Management00:12:50

In this episode of the Mind Money Soul podcast, I’m going to be sharing the 3 s’s of financial success; survival, spending and success. 

In order to be successful with your finances, you have to start with the foundations and learn how to be good at money management. If you don’t know how to manage your money, you don’t have the ability to stick to a spending plan or you don’t know where your money is going, it will be so hard to be successful and achieve your big happy goals because you have no data and no way of making a plan.

People struggle with balancing the 3 s’s. There’s no right or wrong way to answer what the right balance is. At certain points in your life you’ll be putting money towards your survival, spending or success more. The important thing is we want to be doing it consciously. Remember, your money is yours and you get to choose what you do with it. The aim is to find a healthy balance where you’re supporting what it costs to be you with freedom and ease, you’re enjoying your money in the now, all whilst working towards your financial future.

In this epsiode:

  • How to break your expenses down into 3 main categories
  • The different between fixed expenses and variable expenses
  • #1 Survival: what does it cost to be you at a basic level?
  • #2 Spending: what do you spend your money on to enjoy life?
  • #3 Success: what do you want for your financial future?
  • How people struggle with balancing survival, spending and success
  • What you should do to successfully manage your money 

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join  The Feel Good Investor

20 Nov 2024The Power Of Investing In Precious Metals00:15:07

In this episode of the Mind Money Soul podcast, I’m diving into the fascinating world of investing in precious metals - what it is, why it matters, and how to get started. [AD]

This episode is sponsored by The Royal Mint - very excited about this one hunnies. What an amazing company to partner with for me and you all to learn more about investing in precious metals - learn more here

I often talk about investing as a powerful way to build wealth. Usually, I focus on topics like the stock market, property, and business. But today, I’m excited to explore the unique power of investing in precious metals. I'll admit, like anything that is new or unknown, this topic felt slightly intimidating, simply because I didn't fully understand it. Since undertaking research and learning the "what", why” and “how” behind it, I’ve come to realise just how empowering and impactful it can be. We invest as a way to protect our wealth, especially from inflation. Inflation erodes the buying power of your money. When you leave your money sitting in cash, it loses purchasing power year after year. By swapping cash for assets like precious metals that grow in value over time, you’re not only preserving your wealth but you're also beating inflation.

One of the biggest barriers to investing for women is a combination of risk aversion and lack of knowledge. Research shows that women are 45% more likely than men to hesitate when it comes to starting or expanding their investment portfolios due to a lack of knowledge. My hope is that this episode, along with resources shared by The Royal Mint, will help bridge that gap and inspire you to diversify both your knowledge and your portfolio.

In this episode:

  •  
  • What it means to invest in precious metals like gold
  • 3 reasons why you should invest in precious metals
  • 3 things to consider when you choose to invest
  • 4 top tips for getting started
  • Allow me to introduce you to The Royal Mint!

Resources

Check out physical and digital precious metals investment opportunities with The Royal Mint

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join  The Feel Good Investor

09 Nov 20223 Ways Your Impulse Spending is Keeping You Broke00:13:03

In this episode of the Mind Money Soul podcast, I am going to share 3 ways that your impulse spending is keeping you broke and the changes that you can make to keep more money in your pocket.

We are living during a time when being aware of our finances is more important than ever which can be difficult when the expectation to spend surrounds us. We are surrounded by adverts, sales and online shopping, and while it can be easy to get that quick hit of dopamine, what happens when you want to take that holiday and there is no money left in the bank.

If your current behaviors are keeping you broke, simply changing some actions and looking at the mindset behind this, will help you in continuing to move towards your goals in a sustainable way.

 

In this episode:

  • How our emotions affect spending decisions
  • Finding other activities to replace the habit of shopping
  • Why you need to count the pennies to look after the pounds
  • The impact that impulse shopping is having on your future goals

 

Resources

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

24 Jan 2024Money Dates | The Best Tool For Taking Control Of Your Money00:18:53

In this episode of the Mind Money Soul podcast, I’m going to be sharing why money dates are the ultimate tool for taking control of your money. 

A money date is the practise of regularly sitting down 1 on 1 with your money, spending time with it and going through all the information to analyse the past week or month, plan ahead for the following month and reflect on your relationship with money. This data will move you to the financial drivers seat, so that your money is no longer the one in control. Like I always say, data is knowledge, and knowledge is power.

You have to treat your money like you would treat a partner in a healthy, loving relationship. If you’re not going on date nights, spending quality time together or  connecting as a couple, you're not going to understand each other and the relationship will break down. It’s exactly the same with money. You need to date your money in order to show your money that you care, respect, love and are interested in it. Going on regular money dates will allow you to feel good about money, build wealth, explore your relationship with money, move closer to your big happy life goals, build financial resilience and improve your confidence. 

In this episode:

  • What are money dates?
  • Why money dates are so important
  • Why you should be having a money date monthly
  • Step by step guide on how to conduct a money date
  • How to analyse what financially happened last month
  • Ways to manage your money and plan ahead for the month
  • Journal prompts to improve your relationship with money

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join The Feel Good Investor

22 Mar 2023SAVING vs. INVESTING - Which One Should I Be Doing Right Now?00:20:11

In this episode of The Mind Money Soul Podcast, we'll compare saving with investing and discuss which is best for you.

Everyone defines wealth differently, so when it comes to personal finance, do what feels right to you. The truth is, saving and investing are both important. Having clear financial goals will help you make the best decisions, give your money purpose, and motivate you to stay on track when building your dream life.

By understanding the pros and cons of each and knowing which method to use when, you will have everything you need to build wealth and ensure your future is full of financial security, independence and freedom. 

 

In this episode:

  • The benefits of saving and investing
  • When you should save, and when you should invest
  • Why it’s time to ditch your unsupportive money beliefs
  • Five questions that will help you decide what’s best for you
  • How having clear goals will help you hold on to your money

 

Grab your space for the Feel Good Investor course here

Sign up before Sunday 19th to get the extra BONUS workshop included! 

 

Resources

Learn more about my mini course Feel Good Investor

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

30 Aug 2023Achieving My Big Happy Goal - #AMBHG00:29:12

In this episode of the Mind Money Soul podcast, I'm going to be introducing my brand new concept, #AMBHG (Achieving My Big Happy Goal) and I'm so excited to bring you along on this journey with me! I'm doing #AMBHG for me, but also to show you that if you have a dream, you can go after it and you can use money as a tool to get there… 

Remember, money is just a tool to help you reach your goals. There's no right or wrong way to manage, spend and enjoy your money, so long as it brings you joy. It's something that's really personal and unique to everybody. 

Understanding what your Big Happy Goal is will allow you to focus on the WHY and not the money. This will transform your relationship with money because you're calling in, saving, investing and managing money in a way that allows you to get what you want. Therefore, money becomes the vehicle that gets you to the destination, not the destination itself. 

In this episode:

  • A personal update including Ibiza & Wilderness
  • Introducing, #AMBHG
  • Getting clear on what you want money for 
  • What happens if you make money the goal, without the why
  • I reveal My Big Happy Goal
  • What you need to do financially to achieve your goal/s
  • How to simultaenously enjoy and grow your money
  • Ways you can work on your money mindset daily

Resources

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

16 Jan 2025MONEY MANTRAS | Become and stay DEBT-FREE00:08:33

In this episode of the Mind Money Soul podcast, I’m going to be sharing powerful money mantras to help you become and stay debt-free.

I want this episode to be an episode that you come back to time and time again or whenever you are in need of some support, energy and motivation. This episode is one you can play at any time of day, whatever you’re doing. I want you to listen carefully to the words and truly embody them. Imagine the weight of debt lifting from your shoulders. Picture yourself debt-free, confident, and thriving. You are capable of this transformation. You deserve it.

Mantras hold great power. When you change how you think and talk, it starts to change how you feel. When you change how you feel about yourself and money, you'll find that naturally your behaviours begin to change. Why? Because your behaviours align with how you feel. This is the mindset that will help you create the future you desire. 

Mantras include:

  • I am debt-free, and it feels incredible to live with financial freedom.
  • I release the shame or guilt attached to my past financial decisions.
  • I am capable of changing my financial habits and behaviours for the better.
  • Money is a tool, and I am learning to use it wisely and confidently.
  • I trust myself to make the right choices that align with my financial goals.
  • I am worthy of abundance and a life free from financial stress.
  • Every day, I am making progress toward clearing my debt. 
  • I no longer align with the version of myself that created the debt.
  • I know that I am capable of creating lasting wealth and stability.

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join  The Feel Good Investor

19 Jun 2024The 5 Must Have Accounts For Your Finances00:15:00

In this episode of the Mind Money Soul podcast, I’m going to be sharing the 5 must have accounts for your finances.

Managing your money can feel overwhelming with so many different accounts available, from savings accounts, to stocks and shares ISA’s and pensions. The biggest challenge is knowing where to put your money so it can grow and remain safe. Growing up, we’re often only taught about having a current account, but there's much more to financial success than that. With such limited information, it can feel difficult to know where to begin leading many people to limit themselves by keeping their money solely in a current account.

We'll discuss the five essential accounts you need to manage your money effectively and how having multiple accounts can set you up for financial success. By understanding and utilising these key accounts, you can take control of your financial future. Don't just settle for a current account—expand your financial toolkit and set yourself up for success. Tune in to learn how to navigate these accounts and maximise your financial potential.

In this episode:

  • A breakdown of the different accounts you need
  • Why you need to have a current account
  • Why it doesn’t pay to be loyal to a particular bank
  • Why you need a separate spending account
  • The benefits of using Monzo or Revolut
  • Why you need a high interest savings account
  • How to grow you money with a stocks and shares ISA
  • The different types of pension accounts
  • How to manage your money when you get paid each month

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join  The Feel Good Investor

02 Oct 2024Sticking To Your Spending Plan - Budgeting Tips00:19:24

In this episode of the Mind Money Soul podcast, I’m going to be sharing the emotional, practical, psychological side of sticking to a budget.

Staying on track of your spending is one of the BIGGEST issues in my community; I want you to know you’re not alone. I’ll be real with you - I have been a master budgeter, but since I started my business, went full time, took a pay cut and made the conscious decision to do more in terms of living my life, budgeting has become more difficult. Money management and mindset is an ongoing journey. I’ve saved £40,000, I’m a money coach AND I’ve struggled to stick to my budget at points too. Have I always stuck to my budget? No. Have I got tricks that help me? Absolutely. 

For a lot of you, the word ‘budget’ will bring up a lot of feelings about sacrifice and compromise but in actual fact, a budget is the tool that gives you freedom in the long run. This is why it’s so important to work past your emotional and psychological traps so you can use a budget to your advantage in order to build financial confidence, achieve financial freedom and expand your abundance mindset. 

In this episode:

  • Challenges of adhering to a budget
  • The emotional aspects of managing a budget
  • 4 practical strategies for staying on budget
  • 4 emotional tips for maintaining your budget
  • The long-term advantages of budget consistency

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join  The Feel Good Investor

12 Apr 2023How I Saved £40,000 | Tips To Save More Money Part Three00:22:05

In this episode of the Mind Money Soul Podcast, I'll be discussing why self-image plays an essential part in your ability to save money.

If you believe you'll achieve, you will! A positive self-image is the key to successful saving. But don't worry - if there's room for improvement in your relationship with money, the good news is that you can rewrite your subconscious to set yourself up for success. 

You are deserving and worthy of money, and you have the power to make your dreams come true. It's time to ditch your inner critic, embrace self-compassion, and watch your savings grow. 

 

In this episode:

  • Why your self-views impact your behaviour
  • What you can do to improve your self-image
  • Imagination and its role in achieving your dreams 
  • The importance of allowing space for trial and error
  • How to smash your saving goals using conscious thought

 

Resources

Learn more about my mini course Feel Good Investor

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

07 Dec 2022How To Feel Good About Money in December00:16:53

In this episode of the Mind Money Soul podcast I am going to talk about how you can feel good about money in December.

December is the one month of the year that everyone feels a sense of dread when looking at their finances. It is easy to go a bit crazy and overspend or even feel like there isn’t enough in the pot to get everything on the list. But December is also a time of reflection where we look back over our goals and it isn’t always a positive experience.

Listen in as I look at how you can reflect on 2022 and use your experiences to set yourself up for a positive start to 2023, starting with feeling good about your money.

 

In this episode:

  • Reflecting on your previous goals from a positive perspective
  • How to use past experiences to set yourself up for success
  • Your mindset around finances in December
  • Ways to reduce your spending in December to help with your January finances
  • Take some time to consider what Christmas means to you

 

Resources

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

01 Nov 2023Understanding and Overcoming Overspending: Practical Steps to Break Your Habit00:17:33

In this episode of the Mind Money Soul podcast, I’m going to be sharing practical steps to break your habit of overspending.

The biggest issue with overspending is the fact that you’re living outside your means. When you do this you can get yourself into a sticky financial situation including debt, struggling to manage your money and being unable to save or invest, which has a detrimental impact on your financial progress.

In this day and age, we’re marketed to constantly. There’s always an ad, billboard or a promotion and we’re constantly battling against marketing in an attempt to not overspend. It’s their job to highlight our pain points so that they can sell their product or service - we’re fighting against all of their clever marketing so we’re not parting with every penny of our hard earned cash. Understanding and overcoming overspending is one of the most important things you can do when it comes to working towards financial independence. 

In this episode:

  • Examples of how you’re overspending

  • Common reasons behind overspending

  • The 4 hormones which are released when you spend

  • The psychology that drives overspending

  • How to understand and overcome your overspending

  • Ways to utilise your brains chemical directions to curb your overspending

Resources

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join The Feel Good Investor

16 Oct 2024If You Feel Guilty About Spending, This Is For You!00:19:24

In this episode of the Mind Money Soul podcast, I’m going to be sharing what to do if you feel guilty spending your money.

There are two main reasons you might feel guilty about spending money: either you're not saving or investing enough to progress financially, or you're successfully building wealth but have a poor relationship with money. I’ll be helping you identify the source of your guilt and sharing tips on how to find the perfect balance between saving, investing and enjoying your money.

Some people save or invest most of their income, waiting for a certain point—like retirement at 60—to enjoy it. But as you age, your time, health, and energy diminish. If you keep waiting to enjoy your money, many of the things you're saving for might not be possible or desirable later in life. It’s crucial to seize opportunities and live in the now. If you wait to spend your money, your habits can become so ingrained that you’ll struggle to shift to a spending mindset later, and you'll keep finding excuses to postpone. That said, don’t spend everything—balance is key. This comes down to improving your relationship with money, budgeting and setting financial goals. The ultimate goal is to achieve financial freedom in order to retire comfortably and enjoy your dream life, but also to spend your money and create memories that will continue to pay dividends and last you a lifetime.

In this episode:

  • Examples of how you might feel guilty spending money
  • The two main reasons behind money guilt
  • Practical tips for overcoming guilt around spending
  • Exploring the emotional side of money and why you deserve to enjoy it
  • The consequences of waiting until retirement to enjoy your money

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join  The Feel Good Investor

05 Feb 2025MONEY MANTRAS | Stop feeling GUILTY for spending and ENJOY your money00:07:31

In this episode of the Mind Money Soul podcast, I’m going to be sharing money mantras to help you enjoy your money and stop feeling guilty about spending.

Money mantras are powerful tools for transforming your relationship with money. When you listen to them, you're essentially re-wiring your brain to think, act, and feel differently about wealth. If you can make it a habit to listen in the morning, when your mind is in a more receptive state, you're setting yourself up for success.

These money mantras will help you release fear around spending and trust yourself to make thoughtful, intentional financial decisions that align with your happiness. Spending money will become an act of self-love, allowing you to create joy and experiences that move you closer to your big happy goals. You’ll feel confident and mindful in your spending, knowing it supports your dreams and adds value to your life’s journey, while also ensuring your financial security through saving and investing. So, tune in, embrace abundance, know you are deserving of your money, and trust that every financial choice you make contributes to achieving your dream life.

Mantras include:

  • I trust myself to make thoughtful, aligned decisions with my finances.
  • Money is an energy and when I spend money, it flows back to me in different ways.
  • Money is a tool that supports my dreams and allows me to live fully.
  • My financial decisions are rooted in clarity and self-assurance.
  • I know I am worthy of using my money to create a life I love.
  • I save and invest from a place of abundance not fear.
  • Spending money on myself is an act of gratitude.
  • Spending does not deplete my wealth; it enriches my life when done with intention.
  • I am grateful for the money I have and the freedom it gives me.
  • I spend with joy, save with purpose, and invest with confidence.

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join  The Feel Good Investor

18 Jan 2023Confused About Budgeting? This Is How to Successfully Manage Your Money00:15:36

In this episode of the Mind Money Soul Podcast, I am going to share with you how you can successfully manage your money.

Good money management starts with understanding how to budget. The problem is, with so many ways to do it, budgeting can be confusing. Ultimately, the key to success is figuring out a way that works for you. 

By sharing my money management methods, you’ll be managing your money like a boss in no time; and you will see that budgeting won’t limit you. You will find yourself doing more of the things you love and hitting your goals.

 

In this week's episode:

  • Types of budget and how to choose which one works best for you
  • Why tracking your spending is going to help your money grow 
  • Understanding your emotional triggers and how to overcome them without blowing your budget
  • The impact that mindfulness is going to have on your spending habits

 

Resources

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

27 Dec 2023Pension Breakdown Part 4 | Should I Consolidate My Pensions? Pros & Cons Of Pension Consolidation00:15:03

In this episode of the Mind Money Soul podcast, I’m going to be sharing the pros and cons of consolidating your pensions.

Every time you start a new job, you get enrolled into a new workplace pension. This means if you’ve changed your job multiple times, you’ll have pensions all over the place. In the UK there are nearly 20 billion pounds of unclaimed and lost pension pots! It’s really important that you avoid becoming part of this statistic by ensuring you have full visibility of your pensions. If you need help, you can use the free pension tracing service to track all of your pensions from different providers.

This is an incredibly nuanced topic, largely because there are so many different pension providers that offer different features, benefits and fees, and everyone is a bespoke combination of all of these things. If you’re interested, this is something I’d recommend chatting with a financial advisor who can ensure you’re making the most out of your pensions.  

In this episode:

  • How to have full visibility and keep track of how your pensions are performing
  • How to reduce paperwork and admin by consolidating your pensions
  • Ways to save money on management and admin fees
  • Why consolidating your pensions will provide greater options for investment 
  • 4 reasons why you might choose to not combine your pensions
  • 5 things to consider before consolidating your pensions
  • Key takeaways and recap of the 4 part pension series

Resources

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join The Feel Good Investor

10 May 20235 Tips to Fund A Fun Summer00:16:44

In this episode of the Mind Money Soul podcast, I'll be sharing five tips to fund a fun summer. 

Summer's sunny days bring endless fun activities, but with the recent increase in living costs, you may wonder whether you can afford them all. The answer is yes, you can! With good planning and clever money management, you can have it all.

Whether it's barbecues, beach holidays or festivals with your besties, you'll have no problem funding the fun-packed summer you've been dreaming of if you follow these tips. 

 

In this episode:

  • The importance of prioritising your goals
  • How to make your money go further with a spending plan
  • Finding the balance between fun and finances
  • How to earn free cash with your credit card
  • Creative ways to have fun for less

 

Resources

Learn more about my mini course Feel Good Investor

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

 

30 Oct 2024“I’m Shit With Money Anyway, So What Is The Point?”00:18:05

In this episode of the Mind Money Soul podcast, I’m going to be sharing why certain behaviours aren't helping you make any financial progress and 5 steps to implement change.

Tell me, do any of these beliefs or behaviours sound familiar? “Im so shit with money, whats the point in trying?” Maybe you start off the month with the best of intentions and a budget, but you make a small little mistake and the whole plan goes straight out the window. Perhaps you have an ‘all or nothing’ attitude, so you live by extremes and find yourself yo-yo-ing between saving and then splurging it all. Maybe you say things like “I’m a spender, I just can’t help it!”. Or maybe you’re a perfectionist and you think there's a perfect money management process out there where nothing goes wrong and you feel like you haven’t cracked it yet so you keep starting new every month and never make any process. If you relate to any of these, I’m going to be sharing why these behaviours aren't helping you make any financial progress and most importantly how to shift your attitude and energy.

I’ll be divulging why how you identify is how you will act, how the compound effect shapes your finances and habits over time and 5 ways that you can shift your energy and attitude. Getting honest with your habits, mindset and behaviours and acknowledging how the compound effect can shape your life over a year, and even 10 years, will help you start to make positive change. The quicker you can nip your negative behaviours in the bud and implement positive financial habits with your budgeting and your language, the quicker you’ll be able to create a life of financial freedom, whatever this looks like to you.

In this episode:

  • How you identify is how you will act

  • Why these behaviours aren't helping you make any financial change

  • How the compounding effect applies to your finances and habits

  • What happens if you keep making the same mistakes every month

  • 5 ways to shift your energy and attitude

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join  The Feel Good Investor

31 May 2023Listen To This When You Need Financial Inspiration00:11:37

In this episode of the Mind Money Soul podcast, I’m going to be sharing a little financial inspiration for those who may need it. 

Money is emotional, and with so many opposing views out there, money can feel overwhelming. If your current financial situation fills you with dread, anxiety and worry, I want you to know that it doesn’t have to be this way. Where you are right now does not indicate where you will be in the future. 

You are powerful, and you have control over the choices that shape your existence. So are you ready to create the financially free life you’ve always dreamed of? I thought so. Let’s go!

 

In this episode:

  • The benefits of a positive money mindset
  • How your choices impact your money and your life
  • Why you shouldn’t compare your success to others
  • Inspirational examples to help you overcome adversity
  • Why changing your behaviour can improve your finances

 

Resources

Learn more about my mini-course Feel Good Investor

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

03 Apr 2024MILLIONAIRE SECRETS | 6 Tips To Become Wealthy [PART 5 - Work On Your Relationship With Money]00:12:07

In this episode of the Mind Money Soul podcast, I’m going to be sharing why all millionaires work on their relationship with money and why you should be, too.

Relationships aren’t easy, they take work. Think about your friendship circle, you need to put in time, effort and organisation in order for these relationships to thrive. This could look like taking time out of your busy schedule to communicate and check in with each other. If you neglected your friendship, chances are your friend would be looking for a new bestie. If we think about relationships in a romantic sense, you need to have date nights, spend quality time together and put in the work when issues arise. If you don’t, your relationship will fall apart. Bottom line is, in order for relationships in any capacity to thrive, there is always love, respect and effort. 

Now, the same goes for money! You have to give your money quality time. You have to show your money care and respect. It needs to know your desires and expectations. It needs guidance so it can work in alignment with you and your big happy goals. Improving your relationship with money and working on your money mindset are the foundations to achieving your millionaire status. Millionaires have an abundant mindset, they understand the importance of working on their relationship with money, taking risks, investing and learning about financial empowerment. This is the secret sauce to becoming and staying wealthy. 

In this episode:

  • Characteristics of healthy & unhealthy relationships
  • What does a healthy relationship with money look like?
  • How to identify if you’re a good house for money
  • How your energy can attract or repel money
  • The best way to improve your relationship with money
  • How to understand your limiting beliefs
  • How to improve your money mindset with subconscious reprogramming
  • How to reach millionaire status with an abundant mindset

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join  The Feel Good Investor

10 Jan 2024Top 5 Mindset Shifts To Clear Your Christmas Debt & Become Debt-Free In 202400:18:43

In this episode of the Mind Money Soul podcast, I’m going to be sharing my top 5 mindset shifts to clear your Christmas debt so that you can become debt free in 2024.

Sometimes Christmas can take you by surprise and you spend more than you think. Perhaps you went over budget, ran wild in the Boxing Day sales, spent money to deal with your emotions, or splashed out because ‘fuck it, it’s Christmas!’ You won’t be alone here.

If you’ve hit January in sheer panic and you’re counting down until your next pay check, I’ve got you! This episode is going to touch on the different attitudes and mindsets towards clearing your Christmas debt and how to think about debt moving forwards in order to make 2024 your best financial year yet.

In this episode:

  • Why honesty is the best policy when it comes to debt
  • How to own and deal with your debt on an emotional level
  • Why clearing debt is a form of self care
  • How to discover your joy by spending less money
  • Power move: the art of delayed gratification 
  • Why clearing debt isn’t easy, but is SO worth it

Resources

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join The Feel Good Investor

17 Jul 2024How To REALLY Stay Committed To Your Saving Goals00:13:02

In this episode of the Mind Money Soul podcast, I’m going to be sharing exactly what to do if you're struggling to hit your financial goals.

We all go through ebbs and flows of staying on track towards our big happy goals. One moment you could feel like the ultimate savings Queen and the next minute you could be splashing the cash like there’s no tomorrow without absolutely no motivation to save. Take it from me, I’ve been saving on and off for over 14 years. Since I was 16, I’ve gone through amazing periods where I’ve felt unstoppable and other times where it’s felt really tough.

I’m almost certain that you too can relate to the highs and lows of saving. Maybe you are playing small and not saving consistency. Maybe you are self-sabotaging and constantly dipping into your savings. Maybe you keep overspending and have nothing left to even save. All these things will leave you feeling like you’re not progressing towards your goals. So, today I’m sharing my top 5 tips to help you stay motivated towards your financial dreams and aspirations, including how to identify your issues and goals, how to get emotionally connected to them, and the practical actions to save and track your progress.

In this epsiode:

  • Why you might be struggling to commit to your financial goals

  • My top 5 tips to help you stay motivated towards your big happy goals

  • The importance of becoming emotionally connected to your goals

  • How to identify if your self-sabotaging behaviour is hindering you

  • How to become more consistent with your savings

  • What to do if you're overspending each month

  • How to successfully save towards your financial goals

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join  The Feel Good Investor

28 Aug 2024MONEY HOTLINE: I Don’t Have Enough Money To Invest00:15:35

In this episode of the Mind Money Soul podcast, I’m going to be sharing what to do if you feel like you don't have enough money to start investing.

People say to me ALL the time: "I want to invest but I don't have enough money”. Now, this is very subjective because one persons "I don't have enough" is another persons "wow, what a lot of money!” I bet that most of you (except those of you who are budgeted down to the penny) have a little bit of money in your monthly spending allowance that you can use to invest. I guarantee that somewhere you are accidentally wasting money. When I say ‘wasting', I mean a combination of spending mindlessly, not being savvy or not paying attention, for example wasting money on subscriptions you don't use. Even if it is £20 a month, this money can make all the difference to your financial future.

Investing isn't about waiting for lots of money to invest. It's about getting started with what you already have, taking time to get to know your finances by having monthly money dates, and using this knowledge to find money to invest. Most importantly, you want to do this in a way that is judgement free. Why? Placing judgement on your finances is one of the worst things you can do - it creates shame, embarrassment and guilt. You can't shame yourself into better habits, you have to love yourself there. So, if you’ve been wasting £20 on a gym membership you're not using, don’t judge yourself! Shift your mindset and flip it into a positive. You now have £20 to invest and this is just the beginning of building wealth for your life and creating financial freedom. How exciting!

In this episode:

  • Why you should start investing, even if you have just £10

  • The impact of investing £20 over 30 years

  • How to identify where you are accidentally wasting money

  • The importance of having money dates and being judgement free

  • How cutting back can help us. get started with better financial habits

  • How to adopt an empowering mindset by making conscious choices

  • 3 ways to make more money so you can invest

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join  The Feel Good Investorf

28 Sep 2022How To Improve Your Relationship With Money00:17:15

In this episode of the Mind Money Soul podcast, I am looking deeper into the relationship with money and how you can improve yours.

Imagine that money is your partner - is that relationship toxic or healthy? We want to have a healthy relationship with money. We want to know that we can trust money and that it will always be around. This week I have 5 tips to help you move towards having a healthy relationship with money.

Practising financial self care is not a one and done process. You should be making time for it and now you have the tools to do it, there should be no more excuses!

 

In this episode:

  • Why the language you use around money is so powerful
  • How your behaviours around money will affect your relationship with your finances
  • The benefits of understand what money means to you
  • Why you need to align your spending with your values
  • Creating a spending plan for growth and empowerment

 

Resources

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

17 Aug 2022Trailer Introduction00:07:22

Welcome to the first episode of the Mind Money Soul podcast with me, your host, Laura Ann Moore. I am a Money & Mindset Coach, and Financial Wellbeing Speaker.

After experiencing the good, the bad and the ugly side of money, I came to realise that actually, money is just a tool. It is a tool to help us live our best life - whatever that looks like to you. I believe that there is an emotional, a practical and a spiritual side to money and every week we are going to explore this together. 

Change your mindset. Grow your money. Feed your soul. Your money mindset is the foundation to your financial freedom!

In this episode:

  • My story - why I didn’t have to choose between travelling or school based on what I could afford
  • How money gives you freedom, options and choice
  • Why we get to choose the meaning that we attach to money
  • My quarter life crisis and how it took me down the financial coaching path
  • How we are going to help you feel good about money, build financial confidence, and actually start to grow your money


Resources

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

26 Jul 20233 Ways To Get Out Of Debt00:25:04

In this episode of the Mind Money Soul podcast, I'm going to be explaining the top 3 debt-clearing methods, so that you can get out (and stay out) of debt.

Debt is considered a 'dirty' word, but when used properly it can actually be an incredibly useful tool. For example, if you buy a house your mortgage is technically debt, however the investment will grow profit or provide a return over time.

The problem lies in consumer debt - these purchases provide short term gratification but you won't make your money back on them in the long run. The best thing to do for your financial self and mental health is to create a plan to clear any debt you have so that you start to build real wealth over time and become financially free.

In this episode:

  • The difference between using debt for financial gain and consumer debt
  • 3 methods to clear debt
  • How to create a plan for all of your financial obligations and debts
  • How to work on your money mindset
  • Why breaking the cycle will help you to stay debt free

Resources

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

23 Oct 2024Stop Wasting Your Life & Money Doing This…00:15:10

In this episode of the Mind Money Soul podcast, I’m going to be sharing the harsh reality that you might be wasting your time and money.

I’m going to call you out on this - if you are spending mindlessly, you are wasting your life. Ouch. That’s a killer to hear, I know. When you go to work, whether that is a 9-5, you run your own business or you’re self-employed, you are swapping your time for money. Time is our most valuable asset. Why? It’s a finite resource and we only have so much of it in a day, a week, a month, a year, a lifetime. Unlike money, once you’ve spent it, you can’t get it back or make any more. Which is why you could argue that time is more valuable than money.

So, if you go to work, swap your time for money and then mindlessly spend that hard earned cash on things that don’t add to your life, then you could say that you are wasting your life. Wealth is the ability to fully experience life, so if you find yourself spending on things that are not going to benefit your health, wealth or future self, or inhibits your ability to experience life to the fullest, then you need to schedule a money date. Get honest; evaluate your spending habits and get connected with your values in order to make conscious choices that support your goals and dream life.

In this episode:

  • Why time is more valuable than money
  • What does the ability to fully experience life mean to you?
  • How poor choices can diminish your health
  • Examples of 2 clients who were "wasting their life" due to their spending habits
  • Mindful spending and assessing your habits: do you spend in line with your values?
  • 3 actionable tips to help you work towards financial freedom

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join  The Feel Good Investor

06 Sep 2023Is Wanting Money A Bad Thing? | The Desire For wealth & Why We Should NOT Feel Guilty About It!00:22:03

In this episode of the Mind Money Soul podcast, I'm going to be sharing my top tips on how to move through feelings of guilt, ick or shame, so you can feel excited about wanting more money.  

We all deserve to create wealth. The more wealth we have, the better. Why? Because money is an amplifier. If you’re a good person, having more money is only going to benefit everybody around you. The more you have, the more it enables you to do the things you love and care about. To put it simply, money transforms the way you can show up in the world. 

I want you to know that you are worthy of having and making money. You’re allowed to desire abundance and freedom, and repelling wealth is an act of self-sabotage. 'Wealth' doesn't have to mean being a millionaire, it can be as simple as an extra £10,000 a year. It's about being comfortable receiving and accepting more than you already have. 

In this episode:

  • How to identify if your money mindset is self-sabotaging 

  • Discover how to use your money for good

  • Identifying the ‘why’ behind wanting more money 

  • The power of wealth

  • My big happy goals and why I want more money

  • How to fix feeling guilty about wanting more money

  • The importance of challenging your beliefs to create new possibilities

Resources

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

30 Nov 2022How I Quit My Job to Run My Business Full Time00:30:32

In this episode of the Mind Money Soul podcast I am going to share with you how I quit my 9-5 job to run my business full time.

I wake up every single day excited to do my job but it wasn’t always this easy. If it hadn’t been for some big decisions along the way, I may not be sitting here now working full time in my business. There have also been significant changes to my financial situation too - both now and for the future.

I went from being a wannabe actress to full time employee to full time business owner and it was the best decision I ever made.

 

In this episode:

  • How I pivoted from my life long dream when leaving school
  • Lessons from my full time employment
  • How I found my niche and turned my passion into a business
  • The mindset shifts needed to take the step into my full time business

 

Resources

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

04 Dec 2024ISA Breakdown | Everything You NEED To Know About ISA’s00:17:36

In this episode of the Mind Money Soul podcast, I’m going to be breaking down the different types of ISA's. ISA stands for Individual Savings Account.

Each tax year (from April to April), you’re given a £20,000 ISA allowance. This means you can save or invest up to £20,000 in ISAs without paying any tax on the interest you earn. You can put all your money into one type of ISA or spread it across multiple types, just remember that the combined total cannot exceed your £20,000 annual limit. With so many different types of ISA’s out there, it’s no surprise why you might feel overwhelmed and even deter you from opening one. What are they? Why are the useful? How do they work?! I’ll be sharing a brief overview of the top line information that you need to know about ISA accounts available in the UK.

There are some AMAZING benefits of ISA’s! Did you know the government add a 25% bonus to money you add to a lifetime ISA, which means if you maxed the limit of £4,000 you would receive £1,000 of free money - big fat slay! Taking some time to educate yourself can MASSIVELY help you in the long run! So dream big, think of your big happy goals, educate yourself and explore how an ISA can help support you on your journey to financial freedom.

In this episode:

  • The basics of an Individual Savings Account

  • The 4 main types of adult ISA's

  • The OLD rules which no longer stand

  • A breakdown of Cash ISA's

  • Why I love Stocks and Shares ISA's

  • How you can make £1000 per year from a Lifetime ISA's

  • Exploring Innovative Finance ISA's

  • A brief overview of junior ISA's

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join  The Feel Good Investor

17 Jan 20243 Financial Goals You Need For 2024 & How To Achieve Them00:20:07

In this episode of the Mind Money Soul podcast, I’m going to be sharing the 3 financial goals you NEED for 2024 and how to actually achieve them.

2024 in Numerology is an '8' year full of success, achievements and abundance, which is why when you think about your 2024 goals, it’s even more important to have a section focused on finances. Breaking your goals down into categories will allow you to be intentional with your life goals, which many believe is the key for success. 

Remember, we are all in control of our own destiny. We owe it to ourselves to put time and thought into carving out the direction of our year in order to create the life of dreams. This comes with intentionality, mindfulness and planning. So, take note as I share the steps and processes to achieving your financial goals.

In this episode:

  • The importance of building an abundance mindset
  • New level, new devil: how to work through mindset blocks
  • Journal prompts to identify your biggest financial challenge
  • 6 methods to change your money mindset
  • The best way to create your emergency fund
  • The perks of using a spending planner
  • How to invest and build wealth in 2024

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join The Feel Good Investor

29 Nov 2023The Money Hotline | How To Stop Dipping Into Your Savings00:18:04

In this episode of the Mind Money Soul podcast, I’m going to be sharing how you can stop dipping into your savings. 

I’m back with another “Money Hotline” episode, a dedicated section where you can write in, ask me your dilemma and I’ll share my advice! Today’s request for advice comes from a gal in my DM’s who says “I keep dipping into my savings - please help”. 

In today’s episode, I’ll be sharing my 6 top tips on what you can do to support your finances on an emotional and practical level. When I was 19 saved 15K and when I was 25 I saved £25K. It would of been very easy to spend this money, but it would of disappeared even quicker. One of the biggest saving graces was learning how to resist dipping into this pot - and it’s down to mindset and strategy. 

In this episode:

  • How to create a strong purpose for your savings
  • Identifying and dealing with your emotional triggers
  • Do you have financial fomo?
  • The importance of doing money mindset work
  • Are you being unrealistic with your budget?
  • How to automate and protect your finances
  • Why visual aids will motivate you to save
  • Setting aside a ‘fun fund’ within your budget

Resources

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join The Feel Good Investor

24 Aug 2022Feeling Overwhelmed About Money? 5 Tips For Taking Back Financial Control00:19:10

In this episode of the Mind Money Soul podcast, I am helping you take back control of your finances.

It feels harder than ever right now to enjoy your money and we all know that there is a big link between money and mental health. Financial overwhelm stops us from making good and confident decisions with our money. 

Today I want to share with you my top 5 tips for taking back financial control so that no matter what is going on in the world, you can beat procrastination, enjoy the money you earn and continue to develop an abundant mindset.

 

In this episode:

  • Why you need to look at what is creating the overwhelm
  • Understanding your numbers to help create a tangible plan
  • How to use the right language to enhance your mindset
  • Why tracking your progress is so important
  • What extra support is available to you if you need it

 

Resources

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

13 Sep 20235 Simple Steps To Get Started On Your Journey Of Becoming A Finance Girly | Personal Finance 10100:19:30

In this episode of the Mind Money Soul podcast, I'm going to be sharing 5 simple ways to get started on your journey of becoming a finance girly. This episode is for you if you’re making money but you don’t know where it goes, you don’t do anything with it and you feel clueless about where to begin. 

Money can be very overwhelming and confusing, however the reassuring truth is - there’s no right or wrong way to manage your money and everybody does it in their own unique way. That’s the joy of it, you get to manage your money in a way that works for YOU. 

In the world of finance there’s so many different things to understand; investing, budgeting, saving, money management. With so much to consider, where do you start? I’m going to break down what I think are the 5 most important things to start you on your journey. I’ll be giving you step by step processes which you can implement to level up your money game. Once you feel confident with these things, that’s when we can look at the bigger picture things like investing. 

In this episode:

  • One of my biggest (and embarrassing) financial mistakes
  • Why education is key and knowledge is power but only when you implement it
  • Get to know your numbers - how much does it cost to be YOU?
  • How to create your financial goals 
  • Why you should have a separate spending and saving account
  • The power of working on your money mindset

Resources

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join The Feel Good Investor Waitlist 

13 Mar 2024MILLIONAIRE SECRETS | 6 Tips To Become Wealthy [PART 2 - Make Smart Choices About Big Financial Decisions]00:16:16

In this episode of the Mind Money Soul podcast, I’m going to be sharing how to reach financial freedom by making smart choices.

Welcome back to part 2 of the 'how to become wealthy' series where I’m spilling the secrets of millionaires and sharing the top 6 things they are doing to successfully manage and grow their money. In today’s episode I reveal something which is second nature to millionaires: making informed choices. In an ideal situation, you’ll take time to consider big financial decisions before you commit to them, rather than them being an afterthought. For example, when it comes to buying a property, have you properly run all the numbers? Tune in to learn the hidden costs, fees and risks associated with buying a house and the factors that you might not be considering which may lead you to become financially crippled.

The bottom line is, just because you have the money, doesn’t mean you should spend it. It’s common to get so excited by the prospect of what you're buying that you forget to plan ahead and consider all the potential things that could be a financial nightmare in the future. You never know when your financial situation could change, so be mindful, take your time and make educated choices.

  • Hidden costs and fees to consider when buying a property 
  • Buying a house vs. considering your lifestyle and future goals
  • How to work out if renting is the best option for you
  • The biggest financial mistake made when purchasing a car
  • The questions millionaires ask in order to make sensible decisions
  • The correlation between low financial wellbeing and poor mental health
  • How to create a buffer between your income and expenditure

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join The Feel Good Investor

Use the free compound interest calculator

19 Oct 2022How To Financially Prepare For Christmas00:10:51

In this episode of the Mind Money Soul podcast I am going to be sharing with you some top tips on how you can financially prepare for Christmas.

Christmas comes around and yet often people are unprepared financially. Christmas doesn’t have to be stressful and there are some things that you can do to help relieve the financial burden while still enjoying the season of goodwill.

The more we talk about money with family and friends, the easier it is to set boundaries around gift giving and this episode is going to help you feel much more in control when it comes to the festive period. 

 

In this episode:

  • Setting a budget and the mindset around Christmas spending
  • How to reduce your expected spending
  • The benefits of cashback websites
  • Other ways to gift that doesn’t involve spending
  • Stay present when making purchases

 

Resources

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

24 Jul 2024Special Episode: Creating Your Dream Life00:21:11

In this episode of the Mind Money Soul podcast, I’m going to be sharing how you can create your dream life. We’re celebrating the 100th episode of Mind Money Soul!

In line with this milestone, I decided to go through some of my old journals from the past decade. It was wild (and emotional) to reflect on my journey and I wanted to share my 10 biggest lessons in the hope that it reminds you just how possible it is to have WHATEVER you want, even if right now it doesn’t feel achievable. I’m a big believer that no matter who you are, you can create your dream life. We were given dreams for a reason. If you have a dream and you can imagine it, then you can have it. Everything gets created twice, first in our mind and second when you put it out into the world. The version you have in your mind is important, it’s powerful and it’s possible.

If you really want something, you can change your life. If you work hard, use your willpower, practise discipline, try different things and embody that future version of yourself, one day you'll find you're living your initial dream. This is why being present is so important. Time is going to pass anyway, so why not try and create the life you want, go after your dreams and embody that version of yourself, because along the way you’re going to hopefully enjoy the journey and find that you've created a life for yourself that is bigger and better than you ever imagined.

In this episode:

  • Celebrating our 100th episode of Mind Money Soul

  • Top 10 reflections and lessons from my old journals

  • The power of big thinking: how to create your dream life

  • The world is abundant, you can have ANYTHING you dream of

  • Mindset, motivation and inspiration to help you achieve your dream life

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join  The Feel Good Investor

18 Dec 20243 Things I Know To Be True About Money00:09:46

In this episode of the Mind Money Soul podcast, I’m going to be sharing the 3 things I know to be true about money.

These 3 truths are powerful ways to reframe your relationship with money. First up, you've gotta think of money as a TOOL. It's a resource that helps you create the life you desire. Money itself isn’t inherently good or bad; the emotions we attach to it give it meaning. So, if you’ve ever felt unworthy of money, it’s time to challenge that belief. Picture money as part of a toolkit - just like how tools are essential for building a wardrobe, money is essential for building your dream life. Building your wardrobe or dream life without using a toolkit doesn’t make you noble; it makes it harder, it takes longer and limits your potential. When you use money intentionally as a tool, you can unlock incredible opportunities in less time and with more ease.

Next up, money is ENERGY and its flow is crucial. Like a river, money needs to flow in and out of your life to maintain its vitality. While saving is important, hoarding money can create stagnancy. Balance saving and spending to keep the energy flowwwwing. Last and by no means least, money is ABUNDANT and cultivating this belief is crucial to building wealth. Abundance isn’t just about having more; it’s about shifting away from a mindset of lack and scarcity. Wealthy people succeed because they invite abundance and you can too. Whether you’re manifesting money, seeking opportunities or you're a single gal looking for love, it all starts with believing in the possibility of abundance. So there we have it; tools, energy and abundance. Tune in to discover where you may be falling short and what you need to do to hit 3/3.

In this episode:

  • How using money as a TOOL will help you build your dream life
  • Why money isn't good or bad, it's the EMOTION we attach to it
  • Money is ENERGY, spending is just as important!
  • How to keep the energy flowing
  • Money is ABUNDANT and you can't build from a place of lack
  • The one thing that ALL wealthy people have 

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join  The Feel Good Investor

15 Jun 2023Is FOMO Making You Poor? | 5 Tips To Get Out Of This Financial Trap00:16:45

In this episode of the Mind Money Soul podcast, I will be talking about FOMO and whether yours is making you poor. 

Do you ever say yes to things even if you can’t afford them or don’t care about them? I get it. FOMO is hard. But by making you spend from a place of emotion, your fear of missing out sabotages your progress and, ultimately, your success. 

But you have the power to change this. By following my five top tips, you can escape this financial trap, smash your money goals, and achieve anything you want. 

 

In this episode:

  • What you can do to afford what you want
  • The financial benefits of being at peace with missing out
  • Why it’s essential to understand the emotions behind your goals
  • How learning to prioritise your goals will boost your savings
  • Why knowing yourself and your values will help you achieve

 

Resources

Buy tickets for The Mind Money Soul Event

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

21 Dec 2022My Money Wins and Losses for 202200:17:16

In this episode of the Mind Money Soul podcast I am going to be reflecting and sharing with you my biggest money wins and money losses for 2022.

Wins and losses can live together harmoniously, side by side. After all, in order to appreciate the win, we must also experience the loss. What I hope to bring to you this week is an insight into how you can learn from your mistakes and turn them into opportunities for future success. 

It is a very personal episode this week but I hope that by sharing my experiences during 2022, that you can see how human we all are. Take a moment to reflect on your own wins and challenges this year.

In this episode:

  • Personal and business investment and what that means for my future
  • Using the power of manifestation for growth
  • Why your net worth is not a good measure of your success
  • How a plan will help you manage your finances both short and long term
  • Changing your mindset to learn from your mistakes

Resources

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

 

24 May 2023Where Should I Be Saving My Money?00:11:07

In this episode of the Mind Money Soul podcast, I’m going to be answering the question, “Where should I be saving my money?”.

With so many options, deciding where to put your savings can be overwhelming. But before you can choose, you need to know why you’re saving. So instead of asking where to save your money, try asking yourself, “What am I saving for?” to create a savings goal.

A clear goal and a detailed understanding of the top three saving options will ensure you make the right decision to watch your savings grow and smash your targets in no time!

 

In this episode:

  • What to consider before saving your cash
  • How to decide which savings option is best for you
  • The pros and cons of a Fixed Term Savings Account
  • How to choose the right Easy Access Savings Account
  • ISAs, their purpose, and when you should use them

 

Resources

Learn more about my mini-course Feel Good Investor

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

11 Jul 2024Saving Vs. Spending - Which Era Are You In?00:12:53

In this episode of the Mind Money Soul podcast, I’m going to be sharing how you can fluctuate and transition between spending and saving and what you can do to find balance.

You’ll go through phases in your life where sometimes you’ll be spending more than you’re saving, and vice versa, depending on where you’re at in your life, your goals and priorities. I don’t know about you, but right now, it’s summer 2024 and I can safely say I’m in my spending era. I’m having a good time, making memories, enjoying my money and living my best life. That said, I’m a big believer that you can always return to a healthy balance between saving, spending and investing.

When it comes to finding balance, it can be so easy to fall off the wagon and even easier to beat ourselves up about it, but we can’t shame ourselves into better habits.  When it comes to the question “how much should I be saving and spending”, there is no right or wrong answer and it’s going to look different for everyone. You can gain clarity around what balance means to you by reverse engineering and mapping out your financial and big happy life goals. It’s important to remember that spending money is always going to be a part of living your life, but it’s not healthy to live pay check to pay check. As much fun as you can have spending your money, the stress of not having money saved or invested can be greater and cancel out the fun. This is why the balance is so important; ensuring that you’re continually feeding your emergency fund, and that you’ll be safe and secure if you ever were to lose your income, but also saying yes to opportunities and living life to the fullest.

In this epsiode:

  • Why you can fluctuate between a spending and saving era
  • What it looks like to be in a spending era in summer 2024
  • What should you do be doing with your money?
  • How to find a healthy balance and step back into saving and investing
  • Find your motivation and gain clarity on your big happy life goals

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join  The Feel Good Investor

17 Apr 2024Life, Dating & Business Update00:15:07

In this episode of the Mind Money Soul podcast, I’m going to be sharing a life, dating and business update.

Strap yourself in, because a LOT has happened in Q1 of 2024, including multiple dates, a mindfulness retreat which quite frankly changed my entire existence, and some big revelations in my business. I’ll be spilling the tea on my latest dates including a failed second date with an Irish barman and a hilarious triple date. Plus, I’ll be sharing invaluable lessons from a talk with Liz Gilbert, Author of Eat Pray Love and one of my favourite books, Big Magic. 

Tune in to today’s episode to hear all about the 2 day mindfulness retreat I attended with Global Coaches Jessie Douglass-Smith McGraw and Wyn Morgan. The retreat was centred around the idea that all of our suffering comes from our thoughts, but we are not our thoughts. Yes we have thoughts, but we get to choose which thoughts to believe and it’s our inner wisdom and life energy that keeps us going as humans. This retreat honestly changed my life and this episode could be the catalyst to change yours too.

In this episode:

  • Lessons from a talk with Liz Gilbert 
  • The 2 day retreat which changed my life
  • Dating tales from Dubai
  • Spilling the tea on our double turned triple date
  • A breakdown of my upcoming CEO day
  • What’s coming up at Mind Money Soul HQ

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join  The Feel Good Investor

Follow Jessie Douglass-Smith McGraw

Follow Wyn Morgan

05 Jul 20233 Top Money Myths Keeping You Stuck00:10:44

In this episode of the Mind Money Soul podcast, I’m going to be busting the 3 top money myths that might be keeping you stuck.

When it comes to the money myths you hold, I want you to start by identifying where these thoughts or beliefs have come from and then begin to question everything. This may sound like a recipe for disaster but trust me; it’s going to unearth the things that are holding you back.

Money is just a tool, and you get to choose what emotion you attach to it. By doing this money mindset work, it becomes a choice, and you’re no longer beholden to how money is viewed or formed in your mindset from a young age.

 

In this episode: 

  • Discrediting the belief that money is the root of all evil
  • Why managing your money doesn’t need to be confusing or complicated
  • How to set yourself up for success 
  • Why you don’t need to be rich to get rich
  • The extra step you’re missing that wealthy people do

 

Resources

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

 

25 Oct 2023The Money Hotline | Paying Into A Pension Vs. Investing In The Stock Market00:15:04

In this episode of the Mind Money Soul podcast, I’m going to be sharing the differences between paying into a pension and investing in the stock market, to help you understand which option is best for you. 

This is the first of many ‘Money Hotline’ episodes, a dedicated section where you can write in, ask me your dilemma and I’ll share my advice! Today’s question comes from a 19 year old listener who asks “should I be paying into my pension or investing in the stock market?” - and what a great question this is!

Here’s something that a lot of people don’t realise - if you have a pension, you are already an investor! A pension is essentially another way to invest in the stock market. Whether you choose to invest by paying into your pension or the stock market is going to depend on your big life goals and your time horizon. Either way, learning to invest is the best way to build wealth and protect yourself against inflation for the future.

In this episode:

  • How to understand your pension as an employee
  • How to make the most of free money
  • The pros and cons of a pension 
  • How to have a pension as a self-employed individual
  • A beginners breakdown to investing in the stock market 
  • Having a pension vs. investing in the stock market
  • How to decide what option is best for you

Resources

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join The Feel Good Investor

06 Mar 2024MILLIONAIRE SECRETS | 6 Tips To Become Wealthy [PART 1 - Spend Wisely]00:15:08

In this episode of the Mind Money Soul podcast, I’m going to be sharing how to reach financial freedom by spending wisely.

Welcome to the start of a 6 part series on how to become wealthy. I’m going to be spilling the secrets of millionaires and sharing the top 6 things they are doing to successfully manage and grow their money. Although the term millionaire is used frequently during this episode, being wealthy doesn’t necessarily mean you need to reach the status of a millionaire. At it’s core, being wealthy is about living the life that you want by having the 3 things money can give you: freedom, choice and independence.

The first thing that millionaires do to become and stay wealthy is spend wisely. We all get taught how to spend our money, but do you know how to spend wisely? Tune in to today’s episode to learn the key difference, because adding this extra step will transform your mindset and relationship with money. If you want to learn how to spend with intention so that you can live in the moment whilst also supporting your future self, start here. 

In this episode:

  • The difference between spending and spending wisely
  • How to be intentional by having a spending plan and budgets
  • How instant gratification can derail your future goals
  • How to live manage and grow your money to reach financial freedom
  • The importance of having an intentional fun fund
  • Why millionaires don’t always look like millionaires

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join The Feel Good Investor

Use the free compound interest calculator

31 Jan 2024Financial 'Ins' & 'Outs' For 202400:16:45

In this episode of the Mind Money Soul podcast, I’m going to be reviving a trend and sharing my financial ins and outs of 2024.

I’m kicking the episode off with positivity and inspiration by diving straight into my top 8 ‘ins’. My list is a real mix, from money dates and investing, to capsule wardrobes and Vinted. The word for 2024 is INTENTION. Are you spending and saving mindfully? Second hand marketplaces like Vinted are an amazing way to practise mindfulness by supporting sustainability, not spending an insane amount of money on fast fashion, and being intentional with your purchases.

I’ll also be sharing my top 6 ‘outs’ including buying things out of habit or impulse. If you can relate to this, the trick is to focus on the root problem, not the consequence. Emotional buying is a by-product of how you’re feeling about yourself, money and life. When you focus on the root cause, you’ll notice that the emotional spending will reduce and over time, stop. Again, it’s all about intention.

In this episode:

  • Why you should date your money
  • How to identify is you’re spending in alignment
  • How to set personal financial goals that excite you
  • Mantra: there is more than enough to go around
  • The benefit of using a credit card to pay for flights
  • How to track your spending with ease
  • Why 2024 is the year you learn to invest
  • How to create a capsule wardrobe 
  • Stop spending money on people you don’t like
  • How to stop avoiding your bank account
  • How to take control of your finances
  • Why you don’t need unnecessary consumption to feel whole
  • How to change your relationship with Apple Pay

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join The Feel Good Investor

14 Feb 2024Should I Quit My Job To Run My Business Full Time?00:16:57

In this episode of the Mind Money Soul podcast, I’m going to be sharing 4 things to consider when you’re debating whether to quit your job to run your business full time. 

I get asked this question often and it’s something I’m able to advise on from a financial expert perspective and also on a personal level, as I quit my long-term job fulfil my souls calling and pursue my career. In today’s episode I share my story, how I built Mind Money Soul as a side hustle and how I successfully turned my passion into a full time business. It’s not as simple as waking up one day and deciding you want to quit your job. There are important elements to consider if you’re serious about creating a profitable, sustainable business. 

There’s a narrative that 9-5’s suck and being a business owner is elite, but sometimes the grass isn’t always greener. As an employee, the benefits can be very attractive - a workplace pension, the security of a salary, work perks, the support and companionship of having colleagues. That said, the freedom that comes with being self-employed is incomparable. It’s important to remember that not everyone is cut out to be an entrepreneur, business owner, founder or freelancer and often you won’t know until you try - maybe you’ll love it more than you ever imaged or maybe you’ll realise it’s not for you. The key thing is to ensure you’re going into this process mentally and financially prepared.

In this episode:

  • How I created my business as a side hustle
  • 4 things to consider before you quit your full time job
  • How to feel supported by your emergency fund
  • How to project your income and expenses
  • How to identify if your business is sustainable
  • The importance of mindset work and mental preparation
  • How to successfully turn a passion into a business

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join The Feel Good Investor

10 Apr 2024MILLIONAIRE SECRETS | 6 Tips To Become Wealthy [PART 6 - Start Investing Today]00:15:59

In this episode of the Mind Money Soul podcast, I’m going to be sharing why millionaires invest.

No one ever got rich JUST from saving. Yes, saving is an important part of your financial plan; it allows you to learn the art of delayed gratification, how to not spend all your money and it teaches your body and brain what it feels like to hold onto money. However, if you only save in cash, it’s a recipe for disaster. Your buying power decreases every year due to inflation which is killing all of your hard earned money. This is why millionaires do what they can to retain the buying power of their money by taking calculated risks, investing and growing their money. There are proven successful methods of investing your money for profit to beat inflation, retain the buying power of your money and increase your net worth including investing in property, the stock market, businesses, gold, art, collectables and bitcoin.

Your capital is always at risk, which is why it’s so important to do your education around investing. Those who learn and understand the language of money, understand their own risk profile and learn how to make their money work for them, are the ones who come out on top. Investing is a huge part of financial independence and the simple fact is, if you want to be wealthy, you’ve got to invest. You’re never going to rich just from saving. There’s a narrative that you have to be rich to invest but that’s not true. Start small, start today and begin working towards your financial freedom now.

In this episode:

  • How the perceived value of money is determined economically and emotionally
  • How money was created as an universal way to exchange value
  • Why you will never become wealthy just from saving your money
  • How millionaires retain the buying power of their money 
  • The huge financial difference between saving or investing your money
  • How to learn how to invest in order to achieve financial independence
  • Things that impact becoming a successful investor

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join  The Feel Good Investor

03 May 20235 Top Tips to Budget With An Irregular Income | Self-Employed Money Management00:23:38

In this episode of the Mind Money Soul podcast, I will be sharing five top tips to help you budget with an irregular income. 

No matter how you earn your money, having an irregular income can make budgeting feel impossible. But it’s not, I promise. Armed with the correct information and a solid plan, anyone can create a budget, including you!

With these top tips, you’ll have everything you need to know to build a budget that suits you and your lifestyle perfectly. And before you know it, you’ll be budgeting like a pro!

 

In this episode:

  • What you can do to work out your average income
  • Why knowing your numbers is vital for creating your budget
  • How to plan ahead for stress-free quiet periods
  • Why separating your money will save you energy
  • The importance of prioritising your financial commitments

 

Resources

Learn more about my mini course Feel Good Investor

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

 

27 Sep 2023You Are Losing Money Everyday | Tips To Start Growing Your Money PART TWO00:20:44

In this episode of the Mind Money Soul podcast, I’m going to be sharing 4 more tips on how to identify where you are losing your money and provide you with solutions so that you can start to understand and grow your money.

Every single day that you are out there making, spending and saving your money, you are actually losing money. I know, it’s mind-blowing when you begin to break it down and realise where your money leaks are and just how much money you are losing. 

Last week we covered my first top tips and I’m back with 4 more bangers (if you haven’t listened to part 1, head there now). You might listen to this two-part series and say omg, every single thing you mentioned I’m currently doing and losing my money to. That's ok! Start small. Begin at the top of the list and make changes one by one because you don’t have to do it all at once. You’re already on the path having listened to this episode, so meet yourself where you’re at and take the steps to create change!

In this episode:

  • How to save money by spending money
  • How to utilise cash back, rewards, credit cards 
  • Why waiting to invest is costing you thousands
  • The power of compound interest 
  • How to make the most of your ISA and LISA
  • The importance of clearing a high-interest debt

Resources

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join The Feel Good Investor [use the code EARLYBIRD to save £50]

23 Nov 2022The ONE Habit That is Actually Costing You Money00:11:36

In this episode of the Mind Money Soul podcast I am going to share with you the one habit that is actually costing you money.

We have all had that sinking feeling before where you look at your bank balance and wonder where all of the money has gone. It can be all too easy to bury our heads in the sand and ignore the situation but let me tell you that not looking at your bank balance is the worst thing that you can do.

By making a change to this habit you are going to regain confidence and control over your finances and this simple solution is going to have you take another step towards creating financial freedom.

 

In this episode:

  • What ignoring your bank balance does to your money
  • How to increase your bank balance by bringing awareness to your numbers
  • The impact of contactless transactions
  • How to reduce anxiety around checking your bank accounts

 

Resources

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

15 Feb 2023Life Update - My 2023 Life & Money Goals, Horrendous Dating Story, What Is Coming Up In My Business… and More00:27:30

In this episode of the Mind Money Soul Podcast, I'll be sharing my life and money goals for 2023, a horrendous dating story, and what is coming up in my business.

It is a bit of a different episode this week as I take the opportunity to share some life and business updates with you. We’ll be exploring the relationship between your wealth and your health, and why it’s important to find balance and prioritise self-care. I'll also give you a sneak peek into my dating life - the good, the bad, and the downright ugly! This week isn’t all about me, though...

The work I do with my clients is life-changing and I want you to experience that too! We’ll delve deep into my 2023 business plans and how they will help you transform your relationship with money into something you can actually feel good about.

 

In this episode: 

  • The benefits of 1:1 money coaching

  • How to go from zero to investing hero

  • What you can do to improve your financial wellbeing

  • The impact your emotions have on growing your wealth

  • Why good money habits begin with a good money mindset

 

Resources

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Learn more about my mini course Feel Good Investing

04 Sep 2024Being Wealthy Vs. Being Rich00:13:05

In this episode of the Mind Money Soul podcast, I’m going to be sharing the difference between having a wealthy mindset and a rich mindset.

Now, you might hear the words 'wealthy' and 'rich' and think they mean the same thing, but when it comes to mindset there is a HUGE difference. I’m going to be breaking down why you want to be adopting a wealth mindset if you want to create a life of financial freedom and happiness. The first step is identifying what wealth means to you and getting really clear on your why. If your answer is 'freedom', what does freedom mean to you? Sometimes we throw out answers that are fluffy and intangible, but we don't actually know what they mean for us. For example, when I think about my version of wealth in the short term, it means being able to travel with my business, grow my investments and afford to live in London whilst still being able to afford to explore the world. My long term idea of wealth is working less, travelling more, being able to look after my health and prioritise wellness, choose how I spend my time, live a certain level of luxury and have financial stability.

When you have a rich mindset, the focus is on money, materialistic things and numbers, but when you have a wealth mindset, the focus is on health, time, freedom and the ability to choose. Materialistic things fade; it’s ok to want them but if this is your only goal you’re not going to feel fulfilled. Money can’t buy you friendships, love, family, experiences; spending your money on things and items doesn’t last or satiate. Having the habits and rituals of a wealthy mindset will build your wealth over time and create a life financial freedom.

In this episode:

  • How to identify and break down what wealth means to you
  • What a rich mindset looks like
  • What a wealthy mindset looks like
  • How to apply a wealthy mindset to your business and life
  • The value of investing and how to create your dream life
  • How to reverse engineer your big happy goals with a wealthy mindset

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join  The Feel Good Investor

26 Oct 2022The 5 Different Types of Wealth and How To Achieve Them00:17:41

In this episode of the Mind Money Soul podcast, I am going to be exploring the 5 different types of wealth and what you can do to achieve each one.

Wealth is so much more than just your finances yet it is the main type of wealth that people focus on. Many people believe that financial wealth is the key to happiness but without balance in other areas of your life, there is likely to always feel like something is missing.

Financial wealth is the tool that is going to help you achieve wealth in all areas of your life and after this episode you will have a greater understanding over which wealth bucket next needs your attention.

 

In this episode:

  • Why more money does not equal more happiness
  • What your community will bring to your life
  • What happens if you put your financial wealth above your health
  • Why your mindset is so important when considering areas of wealth in your life
  • The most underrated and undervalued type of wealth

 

Resources

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

27 Mar 2024MILLIONAIRE SECRETS | 6 Tips To Become Wealthy [PART 4 - Plan Ahead For The Future]00:15:29

In this episode of the Mind Money Soul podcast, I’m going to be sharing why it’s imperative that you plan for the future.

The term future can mean anything from 1 day to 10 years but the simple fact is, if you don’t have a financial plan for your future, it’s going to happen TO you, not FOR you. So, what does creating a financial plan look like? Short term planning looks like creating a monthly spending plan, knowing how you’re going to spend your money tomorrow and moving money aside for short term goals and emergencies. Long term planning looks like big picture thinking, creating a vision for what you want your life to look like in 10+ years, and making an actual plan to get there. 

Creating financial goals is so much more than just deciding how much you want in your pension pot. It’s about the bigger picture; what do you want from your life and how do you want it to feel? You get to choose. In this world we have autonomy and the way that we show up on a day to day basis is going to help create and shape our future. Your daily habits, become your life. Financial independence won’t just happen to you, you have to make it happen for yourself. Your big happy goals aren’t going to just fall into your lap, so making a plan and taking action is essential - this is how millionaires get and stay wealthy. 

In this episode:

  • Short term planning vs. long term planning
  • The link between money and mental health
  • How to identify and understand your career drivers
  • How to uncap your income ceiling in an job that brings you joy
  • How to build wealth sustainably to achieve financial freedom
  • How to reverse engineer your financial dreams
  • Mindset hacks: demolish limiting beliefs and dream big
  • Rags to riches: the perseverance behind ‘overnight success’

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join The Feel Good Investor

Use the free compound interest calculator

13 Dec 2023Pension Breakdown Part 2 | Should I Be Saving Money In A Pension Or Into An ISA?00:21:55

In this episode of the Mind Money Soul podcast, I’m going to be sharing the benefits and the downfalls of different pension products, the other ways you can prepare for retirement and I’ll be comparing pensions vs. ISA’s. 

This is part 2 of the pension series and today I’m going to be answering the question “should I be saving money in a pension or an ISA?”. Remember, pensions are just one way that you can prepare for retirement - business, property and investment are the 3 main alternatives. It’s normal to feel overwhelmed and confused by your options, however when you understand the pros and cons, rules and features of each product, it will help you make a decision that is right for you. Remember, knowledge fuels power and allows you to make educated choices with confidence.

Ultimately, there is no right or wrong way on how to prepare for retirement and it’s going to look different for everyone. It’s about getting clear on when you want to retire, how much you want for retirement and understanding what option/s will work best for you. 

In this episode:

  • Alternative ways to prepare for retirement
  • A breakdown of the different types of ISA’s
  • How you can withdraw money from a pension
  • Pros and cons of paying into a pension
  • The basics of tax relief explained
  • Investing into a pension vs. the stock market

Resources

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join The Feel Good Investor

14 Dec 2022The Best Gift Of All Time00:08:40

In this episode of the Mind Money Soul podcast I want to talk to you about the best kind of gift to give and receive.

Christmas can be a very stressful time. We often have a long list of people to buy presents for and it can be quite an overwhelming time but there are ways to give gifts to those you care for without breaking the bank. 

This episode will really help you to consider other ways in which you can give to family and friends. Find out what gift is truly the most wanted gift of the year.

 

In this episode:

  • Why we don’t need to give physical gifts
  • The most wanted and needed gift of all time
  • How the best gift of all time will also improve your self worth
  • Christmas is also about relationships
  • How you spend your time

 

Resources

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

29 May 20245 Ways I Invest My Wealth To Improve My Health00:17:28

In this episode of the Mind Money Soul podcast, I’m going to be sharing the 5 ways that I invest my wealth to maintain and improve my health.

Ever heard the phase “people exhaust their health amassing wealth, only to deplete their wealth restoring health”. Many drive themselves relentlessly into the ground, work crazy hours to accumulate money, neglect breaks and essential expenditures and prioritise future savings over present well-being until their health suffers. Despite ample funds in pension accounts, ISAs, and lucrative jobs, they find themselves unable to enjoy their wealth due to poor health.

But why not pursue both simultaneously? Adopt a method that's gradual, sustainable, and allows you to enjoy your money along the journey. Wealth is so much more than just money. It’s your time, security, freedom, independence, choice, relationships, travel, and your mental, physical and spiritual wellness. Investing in your health will empower you to show up as your best self, achieve your big happy goals and enjoy the process of building wealth. It's a paradox: spending in the present to enhance wellness, to enable you to create an abundant, healthy financial future.

In this episode:

  • Why the best type of investment is in yourself
  • Why sacrificing your health in the now is detrimental to your future
  • Why I choose to buy and eat healthy, organic food
  • Why my annual yoga membership is a non-negotiable
  • Why I invest my time in creating at-home, healthy remedies 
  • Why I invest in a health coach to understand and optimise my health
  • Why I choose to invest in health care professionals

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join  The Feel Good Investor

26 Sep 2024Breaking Free From A Scarcity Mindset: How To Unlock Abundance & Wealth00:12:07

In this episode of the Mind Money Soul podcast, I’m going to be sharing 4 practical things you can do to break free from a scarcity mindset and unlock abundance.

As we say goodbye to our summer of fun and move into autumn, now is the perfect time to check-in on our money mindset. Have you caught yourself recently saying comments like “I’ll never be able to afford that” or “I won’t get that money back”? Language and thoughts like these are tell-tell signs that you have adopted a scarcity mindset. This mindset will hold you back and can lead to poor financial decisions. You might find yourself stuck in a pay check to pay check situation or missing out on amazing opportunities because you’re afraid to let go of your money. You might find yourself not investing in things like stocks, courses, and business opportunities because you’re afraid of losing money. Ironically, this mindset is the thing that holds you back from making moves that will build you wealth over time. 

This is why it’s imperative that you shift to an abundance mindset, if you dream of a life full of financial freedom. With an abundance mindset, you’ll be more likely to make good financial decisions, take strategic risks, invest in your future and make long term decisions that will build real wealth. It’s important to acknowledge where your mindset is at right now, where it could be, and where it’s holding you back, so that you can take action and make massive shifts in your financial freedom. You have the power to take these small steps and you have the capability to learn. The more you learn, the more action you can take, and each day you’ll see how this domino affect will transform your confidence and wealth.

In this episode:

  • What is a scarcity mindset?
  • How a scarcity mindset holds you back financially
  • What is an abundance mindset?
  • How abundance shifts your financial perspective:
  • 4 practical things you can do to shift from scarcity to abundance

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join  The Feel Good Investor

21 Aug 2024How Much Does Your Dream Life Actually Cost?00:13:54

In this episode of the Mind Money Soul podcast, I’m going to be sharing the cost of your dream life.

It might be easy to feel like your dream life is way off. Perhaps it feels overwhelming to think how you’ll actually achieve it, but it might not be as far off as you think. Humans have a tendency to over-inflate and under-inflate in the wrong places. It's similar to how we overestimate what we can do in a day, but underestimate what we can achieve in 5 years. When you apply this concept to your dream life, you’ll quickly learn how it could be just around the corner if you take the right steps to get there.

The crux of it is; saving is for the short term, but investing is for the long term and THIS is what is going to help you create your dream life. No one ever got a rich lifestyle just from saving, you HAVE to be investing. With investing, you can get to a point overtime where you've created passive income. Imagine this: your money continues to grow whilst you use some of it to live your dream life, until you’re ready to take a step back from work and you can retire and live of your investments as a full time income. Putting math and strategy behind your dream life is fail safe. You have to know what you're working towards. Why? If you aim at nothing, you're going to hit every time. Tune in to today’s episode and take part in the fun exercise to uncover how you can live your dream life. DREAM BIG!

In this episode:

  • How to work out what your dream life looks like and will cost you
  • An example and breakdown of what you'd need to live a 10K month dream life
  • How to make your money work FOR you so you can live your dream life
  • Why you need to be investing if you want to be financially free

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join  The Feel Good Investor

Enhance your understanding of Mind Money Soul with My Podcast Data

At My Podcast Data, we strive to provide in-depth, data-driven insights into the world of podcasts. Whether you're an avid listener, a podcast creator, or a researcher, the detailed statistics and analyses we offer can help you better understand the performance and trends of Mind Money Soul. From episode frequency and shared links to RSS feed health, our goal is to empower you with the knowledge you need to stay informed and make the most of your podcasting experience. Explore more shows and discover the data that drives the podcast industry.
© My Podcast Data