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Explore every episode of Mile High FI Podcast

Dive into the complete episode list for Mile High FI Podcast. Each episode is cataloged with detailed descriptions, making it easy to find and explore specific topics. Keep track of all episodes from your favorite podcast and never miss a moment of insightful content.

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1–50 of 268

Pub. DateTitleDuration
07 May 2021 Why Work With *That* Guy and Goals | MHFi 001 00:55:15

Carl and Doug talk about working with each other and why they’re doing the podcast.

Carl mentions a rowing machine from Amazon…though any model will do.

Doug was reading a Keith McCafferty book.

We record on a Zoom Podtrack P4.

★ Let’s hang out at the EconoMe Conference! ★

Carl is speaking at EconoMe and you can save 10% by using this coupon code: 1500

*Affiliate link so we get a commission if you buy something.

 

08 May 2021 The Simple Path to Wealth | JL Collins | MHFi 002 01:20:49

Carl and Doug interview JL Collins, author of the best-selling book, The Simple Path To Wealth.

You’ll learn how JL came to love index funds and why they’re so effective. JL shares an announcement for the first time ever.

Doug and Carl also talk about their plans for The Simple Path To Wealth musical and what kind of pizza JL prefers.

★ Let’s hang out at the EconoMe Conference! ★

Carl is speaking at EconoMe and you can save 10% by using this coupon code: 1500

*Affiliate link so we get a commission if you buy something.

08 May 2021 FIRE and The 4% Rule | MHFi 003 01:13:44

Few topics in the FIRE community are more controversial than the 4% Rule. In this episode, Carl and Doug discuss the history of the 4% Rule, why the rule is great, why it sucks and how you should apply it to your own journey.

Resources:

★ Let’s hang out at the EconoMe Conference! ★

Carl is speaking at EconoMe and you can save 10% by using this coupon code: 1500

*Affiliate link so we get a commission if you buy something.

18 May 2021 How To Find A FIREy Partner | Mindy Jensen of Bigger Pockets | MHFi 004 01:27:21

In this episode, Doug and Carl interview Mindy Jensen, Carl’s wife! Mindy and Carl talk about their first date, Carl’s unhealthy obsession with coupons, how to find a FIREy spouse, venereal diseases, and much more.

Check out Mindy’s new book, First Time Home Buyer (co-written with Scott Trench). Or her other book, How to Sell Your Home.

Connect with Mindy Jensen

★ Let’s hang out at the EconoMe Conference! ★

Carl is speaking at EconoMe and you can save 10% by using this coupon code: 1500

*Affiliate link so we get a commission if you buy something.

Resources:

25 May 2021 FIRE Misconceptions | MHFi 005 01:36:32

The FIRE Movement is fraught with misunderstanding and confusion. In this episode, Carl and Doug talk about some of the misconceptions around FIRE.

★ Let’s hang out at the EconoMe Conference! ★

Carl is speaking at EconoMe and you can save 10% by using this coupon code: 1500

*Affiliate link so we get a commission if you buy something.

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

01 Jun 2021 Does FIRE Lead To Happiness? It’s Complicated | MHFi 006 01:44:19

Will a life of FIRE lead to happiness? Maybe.

But it’s not what you think. In this episode, Carl and Doug talk about what makes humans happy, how FIRE will (or will not lead to happiness), and the tumultuous tale of an early retiree.

★ Let’s hang out at the EconoMe Conference! ★

Carl is speaking at EconoMe and you can save 10% by using this coupon code: 1500

*Affiliate link so we get a commission if you buy something.

 

08 Jun 2021 Cars, Trucks, Transportation | MHFi 007 01:11:03

Humans spend a lot of money on transportation, especially personal vehicles. In this episode, Doug and Carl discuss their cars and associated expenses. Carl thinks he’s frugal and is surprised by how much he has spent. They also discuss the new versus used debate, how Doug got a great deal on a car, and the future of transportation.

★ Let’s hang out at the EconoMe Conference! ★

Carl is speaking at EconoMe and you can save 10% by using this coupon code: 1500

*Affiliate link so we get a commission if you buy something.

 

15 Jun 2021 Start Something ★ Anything | MHFi 008 01:20:13

Get off your ass. Yes, we’re talking to you. In this episode, Doug and Carl discuss the value of learning new skills and pursuing new projects. This leads to a discussion on how you should leverage your strengths. Finally, they talk about some side hustles including Doug’s OnlyFans account.

★ Let’s hang out at the EconoMe Conference! ★

Carl is speaking at EconoMe and you can save 10% by using this coupon code: 1500

*Affiliate link so we get a commission if you buy something.

22 Jun 2021 Mailbag and Questions & Answers | MHFi 009 01:40:37

Carl discusses the effects of his recent trip to Mexico.

Doug talks about a recent brewery excursion.

Doug and Carl then answer reader questions involving cryptocurrency, portfolio balancing, spending, and Doug’s latest investment.

At some point, the show devolves into a discussion about asparagus pee.

★ Let’s hang out at the EconoMe Conference! ★

Carl is speaking at EconoMe and you can save 10% by using this coupon code: 1500

*Affiliate link so we get a commission if you buy something.

29 Jun 2021 FIREy housing, mortgages, and fine basement living! – MHFI 010 00:53:09

Doug and Carl talk about:

  • the state of the housing market
  • their vastly different housing situations
  • whether owning a home is a good idea.

Doug and Carl also talk about why living in a van down by the river isn’t what it used to be. Finally, Carl threatens to move into Doug’s basement.

★ Let’s hang out at the EconoMe Conference! ★

Carl is speaking at EconoMe and you can save 10% by using this coupon code: 1500

*Affiliate link so we get a commission if you buy something.

 

06 Jul 2021 Life Hackery | MHFi 011 01:35:15

Doug and Carl each share 5 of their favorite life hacks. Somehow, the conversation veers into cat cafes and another less reputable business.

Mentioned during the recording:

 

★ Let’s hang out at the EconoMe Conference! ★

Carl is speaking at EconoMe and you can save 10% by using this coupon code: 1500

*Affiliate link so we get a commission if you buy something.

 

13 Jul 2021 Mini Retirement and Lifestyle Design – Carla and Robert | MHFi 012 01:38:03

Doug and Carl interview Carla and Robert. Carla was a big law attorney who was unhappy with her career, so changed things up. Her husband Robert loved his job but still stepped away for a sabbatical.

In this interview, you’ll learn how they navigated evolving careers and goals.

Topics:

  • Clerking for a federal judge a high-powered career in big law
  • Hiking the Pacific Coast trail including the repercussions of eating 60 Chicken McNuggets
  • Carla and Roberts’ introduction to FI (Robert needed a little convincing)
  • Mini-sabbaticals and Misty Gold cars
  • The incredible value of flexibility

 

★ Let’s hang out at the EconoMe Conference! ★

Carl is speaking at EconoMe and you can save 10% by using this coupon code: 1500

*Affiliate link so we get a commission if you buy something.

20 Jul 2021 Building a Million Dollar Business – No College Degree | MHFi 013 01:44:40

Doug and Carl talk to Matt Giovanisci. Matt created a wildly successful lifestyle business and shares the numbers in this interview.

Matt is a marketing expert and practitioner, but so much more.

In this interview, Matt discusses:

  • Skipping college (except for a failed 2 weeks)
  • Writing, performing, and producing his own music
  • Teaching himself to write code to develop websites
  • Why he quit an incredibly successful podcast

Passion mashing Links

 

★ Let’s hang out at the EconoMe Conference! ★

Carl is speaking at EconoMe and you can save 10% by using this coupon code: 1500

*Affiliate link so we get a commission if you buy something.

27 Jul 2021 You Can Do Hard Things – Diania Merriam | MHFi 014 | Mile High FI Podcast 01:46:40

Doug and Carl interview Diania Merriam, creator of the EconoMe conference.

Diania discusses:

  • Discovering Mr. Money Mustache and getting out of $30,000 in debt
  • Using creativity to adopt a frugal lifestyle
  • Lessons learned (and not learned!) while hiking the El Camino Trail
  • How financial independence allowed her to leave a toxic situation
  • The merits of quitting work even before you’re done saving
  • The real purpose of setting goals
  • The EconoMe conference

Links:

★ Let’s hang out at the EconoMe Conference! ★

Carl is speaking at EconoMe and you can save 10% by using this coupon code: 1500

*Affiliate link so we get a commission if you buy something.

03 Aug 2021 Camp FI Rocky Mountain Panel 2021 | MHFi 015 01:04:53

Doug and Carl host a panel of three guests and answer audience questions at Camp FI Rocky Mountain. Also on the stage are Lynn (FI Healthcare), Ray (Waffles On Wednesday), and Josh.

  • Lynn talks about financially taking care of relatives
  • Ray goes down a rabbit hole talking about rabbit holes
  • The pros and cons of two-ply toilet paper
  • Carl learns a new word: “manscaping”
  • And much, much more.

Links:

Join the Mile High FI Club – It’s our email list!

★ Let’s hang out at the EconoMe Conference! ★

Carl is speaking at EconoMe and you can save 10% by using this coupon code: 1500

*Affiliate link so we get a commission if you buy something.

 

10 Aug 2021 Creating Camp FI with Stephen Baughier | MHFi 016 00:38:16

Doug and Carl interview Stephen Baughier, the creator of Camp FI. They discuss:

  • The creation of Camp FI
  • The importance of community
  • Future Camp FIs

 

Camp FI – Highly recommended! Go if you can…

 

Join the Mile High FI Club – It’s our email list!

★ Let’s hang out at the EconoMe Conference! ★

Carl is speaking at EconoMe and Doug is attending. You can save 10% by using this coupon code: 1500

*Affiliate link so we get a commission if you buy something.

17 Aug 2021 Self Publishing Side Hustle to Full-Time | M.K. Williams | MHFi 017 00:57:22

Meet M.K. Williams

In Episode 17 of the Mile High FI Podcast, Doug and Carl talk to M.K. Williams, who is both an accomplished author herself and a coach who works with other authors to help them launch their books out into the world.

She has her own YouTube channel and her own website, both dedicated to teaching authors about the nitty gritty details of what to do after finishing a book (and some motivating tips to actually finish that book in the first place!).

She covers everything from how to self publish, how to market, how to narrate your own audiobook, and what tools work well for authors. Her sites are truly a treasure trove for you if you’re already an author or have ambitions to one day put fingers to keys and write your own book!

She also discusses how to run your own side hustle. M.K. actually had hers in progress before she pulled away from her corporate career. She left her corporate job on a Friday, and began diligently pursuing her passion projects full-time the next Monday!

M.K.’s Passion for FI 

Did we mention that M.K. and her husband are also financially independent? M.K. has been part of the FI community for nearly eight years, and she has lots of insight into how to reach the promised land of financial independence.

She also talks about what her own Post-FI life looks like, and why for so many of us, FI doesn’t mean leaving work behind altogether but on finding work you’re passionate about and would do for free.

We discuss the “Internet Retirement Police” and why, for M.K. she just doesn’t care what anyone else thinks – she and her family are living their best life, and for them, that means continuing to pursue passion projects (which actually make money!) and even traditional work for her husband, because he genuinely loves his job.

M.K. also discusses her love for FI, but also notes how she has moved away from completely associating her identity with it. After automating their finances and hitting their FI number, they no longer have to dedicate as much mental bandwidth to money. They are free to refocus that energy into other interests and dreams.

Balancing it All With a Baby Girl

M.K. and her husband have a baby girl (almost eight months old now) and she talks about the balance of raising an infant while still writing her own books and building her online business that focuses on helping other authors succeed.

We delved deep into the power of FI and not having to get up and go to the office daily when you have a little one who needs you basically every minute that she’s not asleep.

We wrap things up by discussing whether financial independence has improved M.K.’s overall happiness and whether FI is achievable for anyone. Hope you enjoy this episode and be sure to check out all of M.K.’s great resources for writers!

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★ Let’s hang out at the EconoMe Conference! ★

Carl is speaking at EconoMe and Doug is attending. You can save 10% by using this coupon code: 1500

*Affiliate link so we get a commission if you buy something.

24 Aug 2021 Listener Mailbag: 4% Rule Details, Podcasts, Apps, and More | MHFi 018 01:40:08

Doug and Carl discuss hiking, guitars, and upcoming conferences they’ll be attending including FInCon and EconoMe. They also discuss their recent adventures at Camp FI. Then it’s time to answer some questions (and respond to hate mail) from the listeners. Topics covered include:

  • What phone apps do you like?
  • What are your favorite podcasts?
  • Where does your money go after you die?
  • Do you include your home in your 4% Rule calculations?
  • How does inflation affect the 4% rule?
  • When withdrawing money from your investment portfolio in retirement, should you take a year’s worth of expenses out at a time? Or is it smarter to take it in smaller chunks?
  • And much more!

Links:

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★ Let’s hang out at the EconoMe Conference! ★

Carl is speaking at EconoMe and Doug is attending. You can save 10% by using this coupon code: 1500

*Affiliate link so we get a commission if you buy something.

31 Aug 2021 Habit Changes for a Successful Life – Kristen Rainey | MHFi 019 01:17:24

Doug and Carl interview Kristen Rainey. Kristen is an amazing human who graduated from Princeton, taught in Indonesia, hiked the Appalachian Trail, worked at Google, and so much more. In this episode, Kristen discusses:

  • Spending a week cut off from technology in Katmai National Park
  • Grizzly bears!
  • Holding individual stocks
  • Moving to Bozeman Montana
  • Implementing effective behavioral change while working at Google and beyond
  • Intermittent fasting
  • Enhancing your life through travel
  • Happiness

→ Check for Northstar Sleep School spots in Sept 2021.

Meet Kristen Rainey 

We’d have to write a novel to even scratch the surface of Kristen Rainey’s life. She is accomplished, well-read, well-studied, well-traveled, and so much more. She attended Princeton University, where she received a bachelor’s degree in art and archeology, and later Cornell, where she obtained an MBA in Management, and finally Tufts University, where she studied International Business and the Global Food Sector. She has held a high-powered corporate position at Google in the food sector, where she put her skills to work helping Google employees make smarter food choices, among many other responsibilities. On top of all that, she’s an entrepreneur. She’s started her own business related to food sustainability and is currently the founder and CEO of Northstar Sleep School, which helps people live better and healthier lives by improving the qualify of their sleep. She hosts the podcast Northstar Unplugged, and blogs about all things sleep-related, as well.

Impressed yet? We haven’t even begun to scratch the surface! Kristen is also quite the world-traveler, and has lived in more than a dozen places, including Indonesia, Paris, Milan, Sri Lanka, Thailand, Morocco, Santa Fe, New York, Lake Tahoe, Bozeman, Portland, White Salmon, and Mexico. She speaks multiple languages and is also an avid skate skier, paddle-boarder, hiker, and swimmer, to name just a few of her athletic pursuits. And did we mention that she’s thru-hiked the Appalachian Trail? No big deal. Just an epic backpacking trip of roughly 2,200 continuous miles.

If there’s something Kristen hasn’t done or can’t do, we’ve yet to discover it.

Our Discussion with Kristen

Having someone with this many interests, passions, and accomplishments on the show is a challenge because there are so many things to cover in so little time! But here are a few topics we managed to squeeze in.

Kristen’s Recent Backpacking Trip in Alaska and the Power of Unplugging 

We began by discussing her recent 8-day backpacking trip in Alaska. (Be sure to check out the grizzly bear cam of the bears in Brooks Falls, where Kristen went.) Kristen told us about the awesome experience of seeing 47 grizzly bears (47!) chowing down on salmon. We also explored the power of unplugging completely for 8 days straight and discussed generally the importance of unplugging regularly, even when you’re not out in the wilderness.

Financial Independence,  Stock Picking (gasp!), and AirBnB Hosting 

We then moved on to financial independence and Kristen’s choice to be (mostly) a stock picker rather than an index-fund disciple. She told us about how she has tried to balance accomplishment with happiness in her life. As you can tell from her resumé, she has erred on the side of accomplishm...

07 Sep 2021 Bucket Lists and FI – Chris from lifeoutsidethemaze.com – MHFI020 01:57:06

Doug and Carl interview Chris, the “Indiana Jones” of the FI community. Chris worked in the startup world before leaving to pursue a series of bucket-list adventures including:

  • An archeological dig for a dinosaur
  • Diving for treasure in the Florida keys
  • Learning Muay Thai kickboxing
  • Writing a screenplay
  • Recording an album

Meet Chris from Life Outside the Maze 

The Financial Independence community has been sorely lacking in treasure hunters and archeologists … until now! Chris, who blogs over at lifeoutsidethemaze.com is someone who gives careful thought to what he wants out of life. After working in the start-up world for most of his career, he and his wife had saved up enough to feel comfortable working for happiness instead of financial gain. But since leaving behind formal work, he has been anything but lazy. Chris brainstormed a list of dozens of  goals he wanted to achieve, experiences he wanted to have, and adventures he wanted to challenge himself with. To  create his epic list, Chris looked back to his childhood loves and then far beyond. So far, he has helped uncover one of the world’s most complete torosaurs, found right here in Colorado, dived for sunken treasure, learned Muay Thai kickboxing, written a screenplay, recorded an album, visited dozens of national parks, climbed Long’s Peak in Rocky Mountain National Park, and he’s done it all while raising two boys. Chris is truly someone to look to for inspiration if you are struggling with boredom in a post-FI life or if you wonder how you’ll fill your days once you do hit FI.

Our Discussion with Chris 

We had so much to cover with Chris, but we were able to discuss a few of his fascinating adventures in our short time. Chris told us his origin story and how he first began to think seriously about fulfillment when a successful venture capitalist (with a net worth of roughly half a billion dollars) warned Chris that he’d be no happier once he became truly rich. This comment made Chris question his path forward in life, and he and his wife began rethinking their focus and saving. Chris also told us that the first time he walked away from life, he struggled with boredom and depression and eventually went back to work. When Chris felt ready to walk away a second time, he did so with a plan. He created a structure for himself and made a list of adventures and goals he wanted to tackle in life. We delved into the psychology of leaving work behind and how boredom can actually create space for creativity.

We then waded into the specifics of Chris’s “bucket list” – a term he uses with hesitation. Chris thinks of it as a life list – things he wants to challenge himself with and enjoy along the way and not something to be mindlessly checked off as we near the end of our time on Earth. But whatever the name for it, Chris’s list of dreams he hopes to achieve (and has already achieved) is nothing short of inspiring. He talked to us about how he became an amateur archeologist, how he got connected with a treasure-diving enterprise, gave us the goods on the coming-of-age story screenplay he’s been working on, talked about his life-long love of music and the album he’s been creating, and his many outdoor adventures. Chris also told us about how he became connected to the FI community and his investing strategy. We also talked about the teaching and mentoring Chris has done, and wrapped things up with a brief discussion of home-brewing.

We hope you enjoy hearing about Chris’s many adventures and that it inspires you...

05 Oct 2021 Mailbag | MHFi 025 01:02:20

In another listener mailbag show, Doug and Carl answer more questions.

– Roxanne asks: If your financial independence (FI) journey was a movie, which one would it be? (check out Roxanne’s YouTube Channel)
– David asks: What are your favorite travel rewards cards?

The conversation then gets serious. Doug and Carl discuss questions from Twitter user Mindspeaks:

  • How does one stop focusing on FI and start focusing on life?
  • I came from a lower-middle-class household and had extended family who mocked our money situation. This scarred me.
  • I could have started saving in 2009, but I spent recklessly instead. How do I forgive myself for these mistakes?
  • I am stuck at my job because of a work visa. What do I do?
  • Money can’t buy happiness, but it can buy freedom. What is your experience with money post-FI?

Of course, there is a little asparagus talk too.

Links:

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★ Let’s hang out at the EconoMe Conference! ★

Carl is speaking at EconoMe and Doug is attending. You can save 10% by using this coupon code: 1500

12 Oct 2021 How to Money | MHFi 026 01:07:45

In this episode, Doug and Carl talk to Joel Larsgaard from the How To Money Podcast. Here are a few highlights of our discussion:

  • Frugal versus cheap! Joel discusses a time when he went cheap and it didn’t garner him any fans
  • How Joel’s childhood (including a car repossession) shaped his money habits
  • Real estate investing (6 rentals with more on the way!)
  • Investing in stocks
  • Working for money legend Clark Howard
  • How To Money
  • Joel’s perfect day

Links

 

Meet Joel Larsgaard

Joel Larsgaard is a guy who’s living out his dream life and wants to help you live yours, too. He has been in the personal finance and media space for many years. Before starting his own podcast, he worked with Clark Howard on his syndicated radio show, The Clark Howard Show.

Although Clark is now retired from radio, he still puts out a successful podcast, which talks about all things money-related and to empower consumers. And since parting ways with Clark, Joel now runs his own podcast, How to Money, with his best friend, Matt.

Joel and Matt love helping people take control of their finances and, of course, getting to work with each other. Working on the podcast with a half-mile commute each day to his best friend’s house (which he does on bike, of course), is a dream come true for him and gives him the freedom to enjoy life and spend time with his wife and kids.

Our Discussion

We started out discussing the fine line between frugal and cheap. Joel told us a story about a time when he purchased some ceiling fans just because they were inexpensive. They were the wrong size and poor quality, and left Joel frustrated that he would spend more time and money in the long run – eventually having to replace them with ones that actually did the job. Frugal doesn’t always mean spending less money on things!

We then delved into Joel’s backstory with money. Like Carl, Joel grew up with parents who were not great with money. They spent money they believed they’d have as soon as Joel’s dad was promoted. But that promotion never came through, and Joel watched as his parents struggled to afford the things they needed and wanted in life.

A particularly vivid memory for him is watching a new Dodge Durango that his parents had purchased get taken away by “the repo man.” Joel vowed that he would never let himself struggle with money, and became radically frugal in response. Now, he thinks about money...

09 Nov 2021 The F.I.R.E Planner and How to be Financially Alert | MHFi 030 00:54:39

Doug and Carl interview Michael Quan from Financially Alert. Michael blogs over at Financially Alert, and recently published a book The F.I.R.E. Planner, which you can find on Amazon or at Barnes and Noble!

Special Note! Leave a YouTube comment or join our email list for a chance to win Michael’s book:

Opening: Michael talks about some childhood experiences with fire, the bad kind!

Discussion

  • Growing up with awesome financial role models
  • Financially Alert blog: Michael’s “why” and the decision to share his net worth
  • Starting and selling a business
  • Real estate: long and short-term rentals

The FIRE Planner, Michael’s new book

  • Why write a book?
  • Income versus growth investing
  • The incredible value of resourcefulness
  • Finding good people to spend your time with
  • Luxury cars?
  • Are early retirees who work truly retired?

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16 Nov 2021 A Purple Life | MHFi 031 00:29:03

In this episode, Doug and Carl interview “Purple” from the blog, A Purple Life. Purple worked for nine years in the marketing industry and then retired early at age 30 to relax and enjoy life in her prime.

Here are a few highlights from our discussion.

– Purple’s work situation
– Quitting work in your prime
– Going back to work?
– Learning about FI
– Life in retirement
– Travel
– Calming down
– Purple’s perfect day

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23 Nov 2021 When Real Estate Investing Goes Terribly Wrong with JL Collins | MHFi 032 01:03:12

JL Collins joins Carl and Doug to talk about a terrible investment experience with Real Estate. JL tells the story in his new book, How I Lost Money in Real Estate Before It Was Fashionable: A Cautionary Tale.

You probably recognize JL from our other talk with him, or more likely the Google Talk, or his first book, The Simple Path to Wealth. JL is amazing!

🔥 Check out his new book on Amazon [Affiliate Link so we get a commission if you buy it. thanks!]

🔥 How I Lost Money in Real Estate Before It Was Fashionable

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30 Nov 2021 How To Sleep Better | MHFi 033 01:07:33

Doug and Carl talk to Kristen Rainey about a topic that matters to everyone: sleep! Kristen Rainey is the founder of Northstar Sleep School, and she takes good sleep seriously. On her podcast, Northstar Unplugged, she talks to fascinating people about health, wellness, and (of course) sleep.

Kristen has accomplished so much in her life. She attended Princeton University and has had multiple successful careers, including working with Google in the food arena to ensure all employees had access to delicious, healthy foods.

Now she has turned her keen eye to the realm of sleep and helps train people to build and maintain excellent sleeping habits and feel better in their lives.

To receive 10 tips for better sleep, go here.

Here are a few highlights of our discussion:

  • High-stress jobs and how to sleep well even if you have one
  • Why do we sleep?
  • How much sleep we need
  • How to take the perfect nap
  • Best sleep practices
  • Building a sleep routine
  • Dealing with jet lag
  • Sleep supplements and how other substances affect sleep
  • Sleep trackers
  • The ideal sleep environment, including mattress and cooling pad recommendation

We are ready to get a great night’s sleep every night after talking to Kristen, and hope you can pick up some helpful tips from her to help you live a well-rested life!

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28 Dec 2021 J$ – Charitable Giving & FI | MHFi 037 00:48:46

In this episode, Doug and Carl interview blogging legend J$, founder of Budgets Are Sexy, Rockstar Finance, and Love Drop. Here are a few highlights of our discussion:

  •  J$ discusses how an innocent apartment search turned into a disastrous home purchase.

Housing

  • The great “buy versus rent” debate
  • Why humans sometimes buy homes when they shouldn’t

Budgets Are Sexy

  • The origin story
  • Publishing stories that no one else would touch
  • The joy and pain of publicly sharing net worth
  • Selling the site

Giving back

  • Creating good in the world with Love Drop (giving away $90,000!)
  • Why do some people hate everything?
  • How Doug gives back

Links

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04 Jan 2022 Playing with Fire with Scott Rieckens | MHFi 038 00:49:57

Doug and Carl talk with Scott Rieckens, the creator behind the popular Playing with Fire Documentary. A few highlights from our discussion:

  •  How Scott found FI and how he got his wife on board
  • Identifying the top ten things that make you happy (and the ten that make you miserable)
  • How FIRE lets you focus on the good things in life (and why you don’t actually need to be financially independent to do that)
  • Scott’s experiences with negative attitudes towards FIRE
  • Scott’s perfect day
  • Scott’s new project: the online school Hello Compound, where Scott and his partner, Rob, help others to get their financial lives in order.

Playing with FIRE on Amazon

Be sure to check out all Scott’s endeavors and you can follow him on Twitter to see what he’s up to next!

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07 Jan 2022 Doug’s into crypto?! | MHFi 039 00:41:27
11 Jan 2022 JL Collins Live Q&A @ Mr. Money Mustache HQ | MHFi 040 01:07:13

In this live recording, Carl interviewed JL Collins at the MMM HQ Co-Working space.

Carl opened the evening with a quiz for audience members. Volunteers had to read a phrase and then decide if the phrase was in a JL Collins book. Find out if Pete (Mr. Money Mustache) gets his question right…

Carl had some questions for JL and then let the audience ask their own.

This was a fun episode, and I hope you enjoy it!

Links (*affiliate links below so we get a commission if you buy something – thank you)

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14 Jan 2022 Is high income necessary for FI, Spending After FI, Mailbag | MHFI 041 01:10:45

In this mailbag episode, Doug and Carl answer questions from listeners. Here’s what we covered:

  • How is Carl planning for his kids’ college expenses?
  • What things should you keep in mind when discussing a trust with a lawyer?
  • What’s up with the Vanguard 2040 target date fund issuing massive capital gains distributions in 2021?
  • What were our favorite microbrews of 2021?
  • What was the best personal and professional part of 2021 for us?
  • Do you need a high salary (or risky investments) to chase FI?
  • Doug made a lot of 2022 resolutions for Carl, but doesn’t do them himself. What’s up with that?
  • What do you spend money on that you really value?

Links:

 

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18 Jan 2022 Mr. Money Mustache Loves Hot Sauces and Waffles on Wednesday | MHFi 042 00:51:21

In this episode, we’re joined by Mr. Money Mustache (aka Pete aka Pedro??) and Ray from Waffles on Wednesday, who showed up to share some beer and all kinds of hot sauce! Among many others, we tried Playing with FIRE Hot Sauce, which is homemade by our recent guest, Scott Rieckens. Listen in as we tackle the Scoville scale and some juicy questions.

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Links:

21 Jan 2022 Retirement Account Contribution Limits for 2022 | MHFI 043 00:24:02

Doug and Carl talk about investment limit changes for 2022 and Back Door Roths. Here are a few highlights from our discussion:

  • 401k and Roth IRAs
  • Long term capital gains
  • The Back Door Roth lives!
  • Pre-tax verses post-tax investing

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Links:

25 Jan 2022 Inflation with Paula Pant of Afford Anything | MHFI 044 00:54:08

Doug and Carl talk inflation with personal finance blogging legend Paula Pant of Afford Anything.

Paula discusses the mysterious origins of her first and middle names. Then we get into inflation and go pretty deep.

  • why inflation is happening
  • transitory or here to stay?
  • does the Consumer Price Index matter?
  • mortgages: inflation hedge or just more debt?
  • inflation and financial independence

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Links

28 Jan 2022 Our Fitness Plan for 2022 | MHFI 045 00:22:32

Carl and Doug talk about fitness and their hypothetical goals for 2022. (It’s a short form, and we actually keep it to just over 20 minutes.)

NEW: we have intro and outro music.

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01 Feb 2022 Financial Independence for Teens | Dan Sheeks | MHFI 046 00:56:56

We’re giving away free copies of First to a Million: A Teenager’s Guide to Achieving Early Financial Independence by Dan Sheeks! Leave a comment on the Mile High FI YouTube channel telling us about a teen you think deserves to get a copy of the book. We’ll pick three comments and send you a copy along with the accompanying workbook for you to pass along!

In this episode, Doug and Carl interview Dan Sheeks about teaching teen financial literacy and his new book First to a Million. Here are a few highlights of our discussion:

Dan’s Background

  • traveling the world
  • why traditional investment vehicles like 401(k)s are not for him
  • his biggest money mistake

Teens And Money

  • how to teach teens about money
  • are some humans natural-born savers?
  • what about meme stocks, NFTs, and crypto?
  • the Sheeks Freaks

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Links

https://www.instagram.com/sheeksfreaks/

Note: Affiliate links above, so we get a commission if you buy something.
04 Feb 2022 Would You Get a Full Time Job Again? | MHFi 047 00:25:02

Carl and Doug talk about whether they could hold down a job again, and why they might be good or bad at it.

 

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08 Feb 2022 Post FI Life with the Mad Fientist | MHFI 048 01:01:44

Doug and Carl talk to the famous Brandon aka The Mad Fientist! Here are a few highlights of our discussion:

  • Carl and Brandon reminisce about their first meeting almost 10 years ago!
  • Discovering JD Roth and FIRE
  • Mad Fientist: new features coming soon to the FI Laboratory
  • How to spend money or not (The Switzerland Incident)
  • Michelin 3 star restaurants versus Taco Bell
  • Where is the FIRE movement going?
  • Why the Mad Fientist loves routines
  • For the love of coding

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Links

11 Feb 2022 What Does a Good Job Look Like? | MHFI 049 00:27:20

Is there such a thing as a good job? Some are definitely better than others! We examine what a good job would look like for someone just starting out in life, and someone farther down the path.

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18 Feb 2022 Who is Carl Jensen? MHFi 051 01:10:37

Doug interviews Carl. It was originally recorded in early 2020 for Doug’s podcast. So you’ll get to hear one of the first long conversations they ever had.

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22 Feb 2022 Go Bucket Yourself | MHFI 052 01:20:01

Doug and Carl interview Chris and Deb from the Go Bucket Yourself podcast and blog.

  • Recent adventures including pooping in the woods
  • Why Chris and Deb started Go Bucket Yourself
  • How to help others live their best life
  • Limiting beliefs versus adventure
  • How challenges make us better
  • Out of state real estate investing
  • Connection, growth, and adventure
  • A perfect day

Links

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25 Feb 2022 Black Swan Events and Financial Independence | MHFi 053 00:26:53

Doug and Carl talk about black swans. (The unpredictable event; not the animal!)

  • The Marshall Fire
  • What is a black swan?
  • How to prepare
  • What Carl and Doug did with their investments during the Great Recession
  • Doug’s upcoming speaking engagement

Links:

CampFI Southeast

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01 Mar 2022 Quit Your Engineering Job with Vivi Ton | MHFI 054 01:02:03

Doug and Carl talk to Vivi Ton who made bold moves in life including quitting a lucrative engineering job.

  • Vivi’s toxic work environment
  • Leaving an engineering job to become a freelancer
  • Unhappy parents
  • Why aren’t engineers happy at work?
  • Therapy
  • The FIRE community

Links
Vivi on Instagram

Personal Finance Club

The Personal Finance Club Course: BUILD WEALTH BY INVESTING IN INDEX FUNDS (affiliate link! thanks for the support. It’s a great gift.)

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04 Mar 2022 No-Complain Experiment & Dealing with Negativity | MHFi 055 00:25:46

Doug and Carl complain about not complaining. Kind of.

  • Tim Ferriss’s no-complaint experiment
  • Complainy Carl
  • How Doug trained himself the art of not complaining
  • How to deal with complainy people

Links

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08 Mar 2022 Dealing with Market Volatility – Downshift Financial | MHFi 056 00:51:54

Doug and Carl bring back Eddie and Travis, fee-only financial advisors from Downshift Financial to discuss recent market upheaval.

  • Volatility in 2022!
  • How to get your mind right in a downturn
  • Carl’s Tesla shares
  • Portfolio Theory
  • Sequence of Returns
  • How to behave in a correction

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11 Mar 2022 Motivation vs Discipline vs Habits | MHFI 057 00:24:52

Doug and Carl talk about the differences between achieving goals through motivation, discipline, and habits.

  • Should you wait around for motivation to hit?
  • How fickle motivation is
  • How to create good habits and get “back on the wagon” after you deviate
  • Start with something easy and take the pressure off yourself
  • The power of just showing up

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15 Mar 2022 Who Is Doug Cunnington? | MHFI 058 01:48:57

Carl interviews Doug Cunnington. Brace yourselves, Carl probes deep!

  • Young Doug
  • Money
    – Money teachings & Biggest money mistake
    – Frugal?
  • Professional
    – Lawn care business
    – University
    – Doug’s life now
  • Deep thoughts
    – Finding beauty in daily existence
    – Inspiration
    – A perfect day

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18 Mar 2022 Optimizers vs Satisficers | MHFi 059 00:27:14

Doug and Carl talk about what it means to be a “satisficer” – that’s not a typo! – versus an optimizer or maximizer.

  • What does “satisficer” mean?
  • What are the benefits of being either one?
  • How do we identify?
  • Is one better than the other?
  • What we strive for

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22 Mar 2022 Diane Hirschhorn: Former Wealth Advisor | MHFi 060 00:45:07

Doug and Carl interview Diane Hirschorn, a former money manager to the rich and famous.

  • Financial goals of the rich
  • The sad story about the lady who died with infinite wealth, but no friends
  • How you can live on Pebble Beach in a massive estate with a 4,000 square foot personal gym on your property, and still be jealous of your neighbors
  • Diane meets Jack Bogle

Links

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25 Mar 2022 Do I Have Enough to Retire | MHFI 061 00:21:32

Doug and Carl talk about how much money is needed to quit.

  • How Carl got his number way wrong
  • The purpose of the 4% rule
  • Bad sequence returns early in retirement aren’t the end of the world
  • Doug and Carl discuss what they’re up to

Links

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29 Mar 2022 No ROTH IRA is bad advice, Too Late For Index Funds? Mailbag | MHFi 062 00:43:40

Doug and Carl host another mailbag episode. An innocent conversation about investing devolved into lots of butt talk …

  • Doug doesn’t contribute to tax-advantaged accounts. Is he wrong?
  • Is it ever too late to switch over to Vanguard and index funds?
  • What is the draw-down process like in retirement?
  • Finally, Doug and Carl talk about recent purchases including a bidet …

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Links
https://radicalpersonalfinance.libsyn.com/314-how-you-can-get-more-money-for-early-retirement-by-using-an-ira-or-401k-even-if-you-have-to-pay-the-10-penalty

01 Apr 2022 Losing 10 LBS of Ugly Weight – Mini Fitness Updates | MHFI 063 00:21:28

Checking in and updating on our fitness goals. We talk about accountability partners, pull-ups, watching our proteins, and just generally checking in to track our progress. We hope this inspires you to get out there and make positive changes!

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05 Apr 2022 We Need Fitness Help! – Brittany Dunn | MHFi 064 00:45:03

Doug and Carl talk to Brittany Dunn about exercise, diet, accountability, and finding inner peace at Sam’s Club.

  • How Brittany’s 4-hour commute triggered a 7-year move to Beijing
  • Body composition (why BMI is evil!)
  • Carl’s fitness routine
  • H.I.I.T. versus steady-state cardio
  • How to stay fit for life

Links

Brittany’s Site

Brittany on Instagram

Ben Greenfield Life – Diet, Fat Loss and Performance Advice

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08 Apr 2022 What Car Would You Get…? Thought experiment | MHFi 065 00:23:00

Carl and Doug talk about what car they would get if they had to buy something. It’s just a thought experiment since neither of them plan on getting a car in the near term.

 

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12 Apr 2022 Brian Feroldi: Stocks! | MHFi 066 00:45:50

Doug and Carl talk to Brian Feroldi about growth investing, volatility, and Brian’s new book.

Investing
– What advice would you give to a 22-year-old?
– Brian’s investments
– Great investors including the OG of FIRE
– Growth investing: qualitative versus quantitative measures

Brian’s book
– Why write a book?
– Another investing book? Why this one is different.
– Who should read this?

Closing
– Brian’s perfect day
– Why walking is so good

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Links

15 Apr 2022 Carl at Tesla for the Cyber Rodeo | MHFi 067 00:25:34

Carl traveled to wonderful Austin, TX for the Tesla factory opening. Doug asks him all about it. They welcome in a NEW sponsor!

Carl’s Cyber Rodeo YouTube Video

Cyber Rodeo Blog Post on 1500 Days

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19 Apr 2022 Live Q&A with Diania Merriam & Maggie Tucker at Camp FI Southeast | MHFi 068 00:55:36

We had a great sit-down with Diania and Maggie at Camp FI and fielded some fun and off-the-wall questions from the audience. Here are a few highlights:

  • What pursuits have been most fulfilling for you?
  • What is your side-hustle exit plan?
  • Getting started on YouTube
  • Getting started with a podcast and overcoming the fear of being one of many
  • Do you believe in the four-percent rule?
  • What do you know now that you wish you knew ten years ago?
  • What equipment do you use?
  • How much liquid cash is too much?
  • Decompressing after leaving work

Keep an eye and ear open for the other episode from Camp FI coming out in a couple of weeks.

Links:

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22 Apr 2022 What’s Your Morning Routine? | MHFi 069 00:20:12

We talked about our own morning routines, what works for us, and what doesn’t. Here are a few highlights:

  • Wake-up time
  • Working out in the morning
  • Do we meditate?
  • Will making the bed in the morning change your life?
  • Is there one perfect morning routine for everybody?

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Links

26 Apr 2022 We Retire in 5 Months & We Have Questions | MHFi 070 01:32:43

Doug and Carl talk to “Lewis” and “Clark,” a couple on the verge of early retirement. In this first-ever case study, they discuss how to successfully transition and live the FIRE life. Here are a few highlights of our discussion:

  • Setting priorities
  • Finding purpose
  • The value of routines
  • Why you shouldn’t tell your friends about FIRE
  • How to manage relationships
  • Finding identity

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Links

29 Apr 2022 Leaving Your Phone Behind | MHFI 071 00:21:05

This is the tale of The Day That Carl Forgot His Phone. Here are a few highlights:

  • He had to ask for directions!
  • Mindy got mad at him!
  • But, at the same time, he realized how much he hates phones!
  • Would he do it again strategically?
03 May 2022 CAMP FI Southeast LIVE Panel with Maggie Tucker | MHFi 072 01:12:07
Live from CampFi Southeast, Doug and Maggie Tucker talk to several guests. We did mini-interviews with a number of CampFi Southeast attendees and learned about their journeys to FI and got some pretty good insights. Here are a few highlights:
  • Why going to vocational school can be a fantastic choice
  • Living for the present and not the future
  • Getting a spouse on board with FI
  • Living full time on the road
  • The psychology of the first six months after leaving a job
Links:
10 May 2022 Rethink the Rat Race – Emily and James | MHFi 074 01:11:26

Doug and Carl talk to Emily and James from Rethink The Rat Race. The conversation starts when James and Carl remember the time they were accosted in Washington DC …

  • James’ difficult childood
  • Owning 5 cars. Simultaneously.
  • How James discovered FI and then brought Emily onboard
  • Why FI people may be healthier
  • James’ and Emily’s new book: “The Dog Food Diet”
  • Long versus short-term rentals
  • The fast road to FI
  • Why FI evangelism doesn’t work
  • James’ and Emily’s perfect day

Links
Rethink the Rat Race

https://www.instagram.com/rethinktheratrace/

Home – Peter Attia

13 May 2022 Live Q&A with Mr. Money Mustache and Alan Donegan | MHFI 075 00:57:50

This week, we are rebroadcasting one of our all-time favorite episodes with the undisputed king of the FI movement: Mr. Money Mustache.

This episode is a recording of a Q&A that took place at The Extraordinary Event  put on by Alan Donegan! The Q&A covered a range of topics, but here are a few highlights:

  • When Pete started Mr. Money Mustache, did he expect it would be the phenomenon that it is?
  • Alan, Carl, and Pete discuss what’s next for them
  • Morning routines (or lack thereof)
  • Internal barriers to FI
  • Is the prospect of making money still motivating?
  • How to convince a partner to get on board with FI
  • Surprises about FI life

Links:

Mr. Money Mustache Headquarters

Katie and Alan Donegan’s Many Enterprises:

17 May 2022 Make More, Spend Less, Invest Wisely | MHFi 076 01:10:06

Doug and Carl interview Kyle Landis-Marinello, an all-around good human who likes Crocs. A lot.

  • DIY suit jacket cleaning that did not go well
  • Kyle’s dad is brilliant, just not with money
  • Giving up big law money to do good
  • Arguing a case in front of the Vermont Supreme Court in Crocs
  • Socially responsible investing
  • Kyle wrote a book
  • Perfect day

Links
https://personalfinanceauthor.com/

Sustainable investing funds| Environmental, Social, and Governance | Fidelity

20 May 2022 Sabbaticals vs. Early Retirement | MHFI 077 00:32:51

We’ve got a guest host this week! Carla Cash is the co-host of one of our in-network pods, Pennies and Popcorn. She stopped by to talk about the pros and cons of sabbaticals and whether to prioritize mini-retirements or full-blown early retirement. Here are a few highlights;

  • Working for short bursts to fund an adventurous life
  • Balancing a seize-the-day mentality with long-term needs
  • A tangent into the cost of used pianos and guitars
  • How long it takes to decompress after leaving a stressful job
  • Are we launching a Mile High FI MLM???

Links:

Pennies and Popcorn:

LuLaRich Part 1: MLMS are Worst Than Gambling and Ten Side Hustles to Do Instead 

LulaRich Part 2: MLMs: All The Bad Parts of Work Rolled Into One!

24 May 2022 FI, Real Estate, & Fitness with Jake Simon | MHFi 078 01:11:43

Doug and Carl interview friend, neighbor, and FI enthusiast, Jake Simon.

Investing
– Why “Take Carl to Work Day” isn’t happening, despite Carl’s best efforts
– How Jake overcame his fear of investing
– Rental properties versus stocks
– Leverage (Carl’s favorite topic!)

Health
– Jake’s routine
– Longs Peak
– Apple Watch
– Sleep

Links:

Join the Mile High FI Club – It’s our email list!

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

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22 Sep 2021 Mr. Money Mustache, Alan Donegan, Carl Jensen LIVE Q&A Panel | MHFi023 00:51:26

Hold onto your hats, friends! Things are off the chain this week – not only is this a surprise bonus episode, we are also coming at you with the undisputed king of the FI movement: Mr. Money Mustache.

This episode is a recording of a Q&A that took place at The Extraordinary Event  put on by our last guest – Alan Donegan! The Q&A covered a range of topics, but here are a few highlights:

  • When Pete started Mr. Money Mustache, did he expect it would be the phenomenon that it is?
  • Alan, Carl, and Pete discuss what’s next for them
  • Morning routines (or lack thereof)
  • Internal barriers to FI
  • Is the prospect of making money still motivating?
  • How to convince a partner to get on board with FI
  • Surprises about FI life

Mr. Money Mustache Headquarters

Katie and Alan Donegan’s Many Enterprises:

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★ Let’s hang out at the EconoMe Conference! ★

Carl is speaking at EconoMe and Doug is attending. You can save 10% by using this coupon code: 1500

28 Sep 2021 Downshift Financial | MHFi 024 01:06:43

Doug and Carl interview Eddie and Travis from Downshift Financial. Downshift is a fee-only financial planning firm. Here are some highlights of our discussion:

  • Would you accept a free steak if you had to listen to horrible financial advice?
  • The 10 questions you need to ask any financial planner
  • The only guaranteed investment: annuities (and why they’re a bad choice for most)
  • The 4% Rule and early retirees
  • Why many planners don’t have your best interest in mind
  • The challenges of financial planning for early retirees
  • The drivers of economic growth
  • VTSAX: Is it all it’s cracked up to be?
  • Carl’s hatred of dividend investing
  • Eddie and Travis’s FIREy lives
  • Downshift Financial’s client engagement methodology

Links:

Meet Eddie and Travis 
Eddie Liang and Travis Hughes are friends and business partners who, though technically FI, are pursuing their passion to help others through their financial planning firm, Downshift Financial. Eddie and Travis know just how predatory many financial advisors can be. In fact, they got into this line of work because they wanted to help people who need financial advice get what they need while avoiding those kinds of predatory practices. Eddie and Travis’s fee model is completely transparent and above-board. They charge a flat fee for their services. Period! You won’t find them pitching you any individual stocks or annuities or other opaque, suspicious products that benefit the financial advisor far more than the client. They believe in index funds and simply try to help their clients find the best asset allocation that works for them. They’ll also help with other critical things like optimizing a client’s tax strategy, reviewing an estate plan, and making sure other financial items (like college savings, estimated tax payments, tax loss and gain harvesting, and many others) don’t fall through the cracks.
Our Discussion 
Right out of the gate, Eddie and Travis told us about some of the bad experiences they’ve had with financial advisors in the past. That includes the ever-popular “free” steak dinner that comes with an aggressive sales pitch. Eddie and Travis try to avoid exactly this kind of approach. They also talked to us about the critical difference between fee-based and fee-only advisors, and why fee-based advisors can be sketchy. Also – fun fact, financial advisors are free to be a little cagey about their commissions. They then walked us through what questions everyone should ask a financial advisor before signing on with them. Those include: (1) Are you fee-only? (2) Are you a fiduciary at all times or a broker, as well? (3) Does your firm engage in sales contests or awards programs?
We then delved into some more FIRE-y topics. Eddie and Travis talked to us about how they aim to serve the FI community and discussed their take on the 4% rule. We also discussed how they feel about going 100% into VTSAX. Turns out, they take a more global approach and value diversification into international stocks. But you won’t find...
16 Aug 2022 8 Things I've Learned After 5 Years of EARLY Retirement | MHFI 102 00:42:45

Carl discusses what he's learned in 5 years of early retirement

  • The urge to make money
  • Retire is a bad word
  • The value of community
  • Why planning is bad
  • Redefining yourself
  • The role of money
  • Why FIRE is the best insurance policy
  • Don't wait to live
Links: 1500 Days to Freedom - Think different and escape the rat race.
01 Jul 2022 All About Journaling with Amberly Grant | MHFI 089 00:20:16
Guest host Amberly Grant stopped by to talk about her journaling practice. We discussed travel journals, finance journals, and tips for people to get started journaling.
30 Aug 2022 Are Your Money Beliefs Holding You Back?? with Alan & Katie Donegan | MHFi 106 01:08:52

Doug and Carl talk to Katie and Alan Donegan about limiting beliefs.

Show Notes

  • What is Rebel Finance School?
  • Why JL Collins thinks Rebel Finance School is the worst business model ever
  • The top 4 limiting beliefs people have about money
  • Why you aren't what you think
  • How to overcome limiting beliefs

Links

26 Aug 2022 Bullshit Jobs | MHFI 105 00:39:01
Guest host Carla Cash stopped by to talk about the book Bullshit Jobs by David Graeber. This book has resonated with so many people who have struggled with finding meaning in their work. We go through the different categories of BS jobs and talked about our own personal experiences with them. Links: Mary Poppins: Finding Joy in Money and Work
10 Jun 2022 Carl Bought Another House | MHFI 083 00:21:25

Doug talks to Carl about a big and somewhat spontaneous purchase: another house!

  • How Carl found a good deal in a crazy market
  • What Carl is going to do with the house
  • Why Carl isn't going to fix this one up himself
  • Are you in the area and want to help? Leave a comment on YouTube or send Carl an email: milehighficlub@gmail.com

Links

05 Jul 2022 Cash and Your True Calling | MHFI 090 01:10:18

Doug and Carl talk to local FIREy friend Arik Peterson, the Grim Reaper of Mutual Funds.

  • Arik's job working for the Dark Side (AKA: why mutual funds suck!)
  • How Arik discovered FIRE
  • Why a big pile of cash will empower you
  • Why some people don't have one true calling
  • SEPP basics and planning

Links

27 Sep 2022 CPA Sean Mullaney and Solo 401(k)s | MHFI 114 01:11:49

Doug and Carl interview CPA Sean Mullaney. They talk about IRAs, 401(k)s, and Hawaii.

IRAs, 401(k)s, oh my! - How Sean met his wife twice - An overview of IRAs and 401(k)s - What is a solo 401(k)? - SEP IRA versus solo 401(k) - Solo 401(k) mistakes

More about Sean - Mullaney Financial - Sean's new book - Sean's best day

Links

Disclaimer: The discussion is intended to be for general educational purposes and is not tax, legal, or investment advice for any individual. Carl, Doug, and Mile High FI do not endorse Sean Mullaney, Mullaney Financial & Tax, Inc., or their services.

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Brought To You By:

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1500 Days, Carl's Blog about Early Retirement

Email us here: doug@milehighfi.com or carl@milehighfi.com
14 Dec 2021 Create Fearlessly with Jillian Johnsrud | MHFi 035 01:11:08

Doug and Carl talk to Jillian Johnsrud, author, blogger, podcaster, and life coach, about her book, Fire the Haters: Finding Courage to Create Online in a Critical World. Jillian lives in Montana with her husband and five children. She reached financial independence at the age of 32, and now she helps coach others on their journey to FI, as well as helping people through career transitions and supporting them as they launch or seek to grow businesses. In her podcast, Everyday Courage, Jillian talks to guests about FIRE, investing, career trajectories, and how to design a happy and successful life. Here are a few highlights from our discussion with Jillian:

  • Expectations vs reality as a content creator
  • How to decouple your self from your work
  • Trying to make everyone happy is never interesting or engaging
  • How to get helpful feedback but tune out the trolls
  • Imposter syndrome
  • Preparation as a form of procrastination (Did we bully Carl into launching a project he’s been sitting on for years? Maybe!)
  • Jillian’s perfect day/week
  • How to reach out to a high-profile person (without being creepy)

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09 Sep 2022 DIY Stories: Doug isn't as lazy as he seems | MHFi 109 00:21:38
We talk about some of our recent DIY projects, and Doug makes the case that he isn't as lazy as he might sometimes seem. Doug's Projects: Recharged Car AC Refrigerant Xeriscaping Carl's Projects: Too many to list ... rebuilding entire houses
19 Jul 2022 Doc G - What We Can Learn From The Dying | MHFI 094 01:01:43

Doug and Carl interview hospice physician Jordan Grumet about what we can learn from the dying.

  • How Jordan learned about FIRE
  • How a Camp FI changed Jordan's life
  • Jordan's journey from Physician to Communicator
  • What is YOUR true identity?
  • What we can learn from the dying
28 Jun 2022 Does FIRE Lead To Happiness? It's Complicated | MHFi 088 (Rebroadcast) 01:44:51
Will a life of FIRE lead to happiness? Maybe. But it's not what you think. In this episode, Carl and Doug talk about what makes humans happy, how FIRE will (or will not lead to happiness), and the tumultuous tale of an early retiree.
07 Dec 2021 EconoMe Recap | MHFi 034 01:19:29

Doug and Carl talk about the EconoMe conference, bunking together, Skyline Chili, and dutch ovens. Here are a few highlights of their discussion:

  • Doug discusses a trip to buy an $80 hoodie (the beloved Melanzana)
  • Carl discusses his recent trip to Butt Rock
  • EconoMe overview
  • Doug’s snoring and Carl’s dutch oven
  • Stacking Benjamins show
  • Is EconoMe about education, entertainment, community, or all of the above?
  • Breakout sessions: women personal finance and socially responsible investing
  • “Hell yeah!!” or “No!” (Derek Sivers) There is no middle ground.
  • Carl discusses his big talk
  • Thoughts on Cincinnati and Skyline Chili
  • Return to EconoMe in 2023?

Other Links

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06 Sep 2022 Fashion and Wardrobe Philosophy (or lack thereof) | MHFi 108 00:50:42

Doug and Carl discuss fashion, starting with The Collared Shirt Incident.

  • School fashion
  • High-end trash
  • Workwear
  • Typical outfit
  • Why dressing up is horrible
  • Are nudist camps the answer?

Links

12 Jul 2022 Germany and San Diego | MHFI 092 01:12:58

Doug and Carl discuss recent travels to San Diego and Germany.

Carl's trip to Germany

  • Would you like to touch my monkey?
  • Mutant asparagus and sauerkraut madness
  • Efficiency

Doug goes to San Diego

  • The "no car" experiment
  • The local beer scene
  • Doug and Carl want to live in San Diego

Links

01 Nov 2021 Get Rich Slowly with JD Roth | MHFi 029 00:21:38

This week’s episode is short but packs a punch!

From the floor of the FinCon expo hall, Doug and Carl interview blogging legend JD Roth of Get Rich Slowly. JD has been in the FI community since its earliest days in the early 2000s. His very successful site has been inspiring readers to save money and get their financial lives on track for over a decade. Here are a few highlights from our discussion:

  • JD shares a recent purchase that is decidedly NOT frugal
  • JD’s experience growing up with parents who weren’t good with money
  • JD’s early money mistakes
  • Starting Get Rich Slowly, selling it, and buying it back
  • Where the FI movement is going

We were so psyched to be able to talk with JD and we hope you’ll be inspired by his words of wisdom!

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★ Let’s hang out at the EconoMe Conference! ★

Carl is speaking at EconoMe and Doug is attending. You can save 10% by using this coupon code: 1500

*Affiliate link so we get a commission if you buy something.

13 Sep 2022 Hitting It Big In Tech with JT | MHFI 110 01:07:17

Doug and Carl talk to a long-time friend of the show, JT.

  • JT's education
  • Striking gold in Big Tech
  • Discovering FI and getting the partner on board
  • Grocery store comparison shopping
  • A very expensive trip
  • Parents' influence
  • Fitness
  • Carl's hatred of running

Links Mile High FI Collection

The Earn & Invest Podcast Mad Fientist - Financial Independence and Early Retirement Franklin Barbecue | Austin, Texas Mindy and Carl's Budget Series -

Join the Mile High FI Club – It’s our email list!

Get MHFi Merch – It helps support the show. Get t-shorts & more

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**

Brought To You By:

The Doug Show, aka Affiliate Marketing & Side Hustles

1500 Days, Carl's Blog about Early Retirement

Email us here: doug@milehighfi.com or carl@milehighfi.com
27 May 2022 How to Cope When Tech Stocks Take a HIT | MHFI 079 00:17:03
Stocks are down, especially tech stocks. Doug and Carl talk about their feelings and how they cope with losing money.
16 Sep 2022 How To Find a FIREy Partner w/Mindy Jensen (Rebroadcast) | MHFI 111 01:34:33
In this episode, Doug and Carl interview Mindy Jensen, Carl's wife! Mindy and Carl talk about their first date, Carl's unhealthy obsession with coupons, how to find a FIREy spouse, venereal diseases, and much more. Check out Mindy's new book, First Time Home Buyer (co-written with Scott Trench). Or her other book, How to Sell Your Home. Connect with Mindy Jensen -

Join the Mile High FI Club – It’s our email list!

Get MHFi Merch – It helps support the show. Get t-shorts & more

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**

Brought To You By:

The Doug Show, aka Affiliate Marketing & Side Hustles

1500 Days, Carl's Blog about Early Retirement

Email us here: doug@milehighfi.com or carl@milehighfi.com
15 Jul 2022 How We Do Net Worth Checkpoints and Track Expenses | MHFI 093 00:21:58
The market is down over 21% so far this year, so it seems like a good time to talk about how we track our net worth! We also talk tracking expenses and nerd out about spreadsheets. The Jensen Family Spending Spreadsheet
05 Aug 2022 Inflation - Are we doing anything different? | MHFi 099 00:23:10
Inflation is going crazy, so are we doing anything different? Carl was out sick, and he's nearly out of PTO days... Anyway, Carla from Pennies and Popcorn filled in.  (you can get to all the episodes here)
02 Aug 2022 Is $1.7M Enough To Retire? ... It's not so simple...| MHFI 098 00:49:13
In this episode, we talk to Steve, who recruited us to chime in on whether he is ready to retire. His net worth sits at about $1.7 million, including $30k in a college fund, $760k in brokerage accounts, $1.4 million in real estate, with about $900k in equity. He has eight rental properties that cash flow about $1,000 a month. Is he ready to pull the trigger? We go through his concerns and all the details.
21 Jun 2022 Is College Worth It? | MHFI 086 01:08:20
Guest host Amberly Grant stopped by to talk about academia and whether college is still worth it today. Here are a few highlights of our discussion:
  • Doug's and Amberly's college experiences
  • The cost of college today
  • Americans' emotional attachment to the "college experience"
  • How much student loan debt is reasonable to graduate with
  • Life without college
  • Whether college will cost less if classes go virtual
26 Jul 2022 Joe Saul-Sehy at Mr. Money Mustache HQ | MHFi 096 01:12:02
Joe Saul-Sehy from the Stacking Benjamins Podcast stopped by to promote his new book: Stacked, Your Super-Serious Guide to Modern Money Management. Here are a few highlights of our discussion:
  • Dopamine and consumerism
  • What makes Joe's book unique in the FI space
  • Why money is just the first step
  • What is Joe's perfect day?
  • Why the FI space is actually NOT saturated
  • Why Joe wrote the book
Check Out Joe's Book!  Joe's Podcast: Stacking Benjamins 
23 Aug 2022 Live Q&A at CampFI | MHFI 104 00:59:06
This hilarious episode is full of our typical shenanigans, but also some nuggets of wisdom! Carl and Doug were joined by Carl's wife, Mindy Jensen from Bigger Pockets, and Rachel from Money Honey. The four of us fielded questions from the Rocky Mountain CampFI audience. A few highlights:
  • How to chase FI with small children
  • How to transition from being a small landlord to a big one
  • Side hustles and self promotion
  • Whether to take out a mortgage
  • Investing in syndications
  • Paying off students early versus investing
  • How hard is the real estate license test
  • Working towards FI or an interesting career
Links: Bigger Pockets Money Honey
07 Jun 2022 Mailbag! Portfolio Design, Rental Real Estate, and Rowing Machines | MHFi 082 01:03:07
In this mailbag episode, we tackle:
  • Owning blue-chip stocks
  • Owning tech stocks
  • Rental real estate and why Doug shies away from it
  • Carl's experience with a rowing machine
  • Much more!
Links: The Simple Path to Wealth | JL Collins | MHFi 002 JL Collins Live Q&A @ Mr. Money Mustache HQ | MHFi 040 When Real Estate Investing Goes Terribly Wrong with JL Collins | MHFi 032 Freakonomics on Real-Estate Agents
17 Jun 2022 Misconceptions about FIRE | MHFI 085 (Rebroadcast) 01:38:03
The FIRE Movement is fraught with misunderstanding and confusion. In this episode, Carl and Doug talk about some of the misconceptions around FIRE.
30 Sep 2022 Mr. Money Mustache on Get Smart With Money Netflix Documentary w/ John & Kim | MHFi 115 00:13:23

We catch up with 3 people from Get Smart with Money (on Netflix) about the documentary, why they did it, and what they learned.

MMM HQ in Longmont, CO #mmmhq

NoCo Mustachians  Meet Up (Longmont, CO)  

Mr Money Mustache | Pete Adeney Appearances Mr. Money Mustache, Alan Donegan, Carl Jensen LIVE Q&A MHFi 075

Mr. Money Mustache Loves Hot Sauces | MHFi 042 (Hot Ones Inspired...)

JL Collins Interviews JL Collins Live Q&A @ Mr Money Mustache HQ

JL Collins and The Simple Path to Wealth | MHFi 002

How I Lost Money in Real Estate Before It Was Fashionable

Paula Pant on Inflation Inflation & How It Impacts FI | MHFI 044

Mad Fientist on Life After FI

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Join the Mile High FI Club – It’s our email list!

Get MHFi Merch – It helps support the show. Get t-shorts & more

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**

Brought To You By:

The Doug Show, aka Affiliate Marketing & Side Hustles

1500 Days, Carl's Blog about Early Retirement

Email us here: doug@milehighfi.com or carl@milehighfi.com

Time Stamps: 0:00 Intro 0:29 Important Episode Details 1:55 Start Interview with John & Kim 2:19 How John & Kim Applied For the Doc 4:18 How their Families Reacted 5:38 Producer Goals & Money Stigmas 6:10 Carl's BIG Money Mistake 7:49 What Did Mr. Money Mustache Teach Them? 9:38 Why Did Mr. Money Mustache Do the Doc? 11:00 Carl Jensen on Community

20 Sep 2022 Physician on Fire | MHFI 112 01:22:13

Doug and Carl talk to Leif Dahleen (aka the Physician On FIRE) about medical school, sunk cost, Fat FIRE, and cave men.

  • Carl talks about meeting Leif for the first time
  • Identity
  • Sunk costs
  • Discovering FIRE
  • Last day of work
  • FIRE life
  • Where is the FIRE movement going?
  • Giving back

Links:

-

Join the Mile High FI Club – It’s our email list!

Get MHFi Merch – It helps support the show. Get t-shorts & more

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**

Brought To You By:

The Doug Show, aka Affiliate Marketing & Side Hustles

1500 Days, Carl's Blog about Early Retirement

Email us here: doug@milehighfi.com or carl@milehighfi.com
09 Aug 2022 Post FI Life After 1 Year | MHFi 100 01:24:48

Doug and Carl interview Jenn and Scott about their first year of early retirement.

  • COVID car trip
  • How long does it take to decompress?
  • New sleep habits
  • Inflation
  • Discovering FIRE
Links:
31 May 2022 Rebel Entrepreneur (Alan Donegan) JOINS Mile High FI | MHFi 080 01:06:56

Big NEWS! Doug and Carl welcome The Rebel Entrepreneur, Alan Donegan to the Mile High FI Network!

  • The background of Rebel Entrepreneur
  • Why Carl and Doug want to work with Alan
  • The Rebel Entrepreneur business model
  • Success is proportional to discomfort
21 Sep 2021 Rebel Finance with Katie and Alan | MHFi 022 02:06:53

Carl met Alan and Katie Donegan in Ecuador at one of JL Collins’s Chautauquas in 2016. They’ve been friends ever since. In this interview, we discuss:

  • Alan’s childhood struggles
  • How to build confidence
  • Family trauma
  • Rebel Business School
  • Discovering FIRE
  • Real estate
  • Becoming digital nomads
  • The Donegans’ perfect day

Meet Alan and Katie 

Katie and Alan are an accomplished, fun-loving couple who have taken the world by storm with their radical approach to starting a business. Alan was someone who yearned to start his own business but was vehemently opposed to the idea of taking on debt to do it. Thus, The Rebel Business School was born.

Through the courses taught at Rebel Business School, Alan began teaching people how to launch businesses without taking on any debt. To Alan, the phrase “you’ve got to spend money to make money” is sheer bunk.

Both his own successful businesses and the many businesses started by students of The Rebel Business School are proof of it. Katie is a former consultant who left behind the corporate world after achieving Financial Independence. She and Alan now work on The Rebel Business School together.

They also put out a podcast, write a blog, and run the Rebel Finance School, which helps teach people both the basics and the advanced aspects of attaining financial success.

This couple is ambitious about teaching, helping others, and loving life. They are now full-time digital nomads – a feat they managed successfully even during COVID-19!

Our Discussion 

We kicked things off with something that felt pretty basic – we asked Alan and Katie to introduce themselves. But Alan reminded us that this can actually be quite tricky when you’re “retired” early and can’t simply rattle off your name and a one-word description of what you do all day.

We then took a dive into the deep end and talked about overcoming bullies in childhood. Although Katie’s wit and penchant for sports kept her from being bullied, Alan faced some difficult hurdles in his youth – but the wisdom he now takes away from those early challenges is nothing short of inspiring.

Alan told us about how he has learned to build confidence over the years and how helpful it is to go into any situation thinking about how things could go right, instead of getting stuck in a negative feedback loop of fearing how things could go wrong. Alan now thinks to himself: “What if I went into this room full of people and found an amazing friend or an exciting new opportunity”? We also went in depth about public speaking.

Carl, Doug, and Alan have all had very positive experiences with Toastmasters and view it as an incredibly powerful confidence-building tool. Alan also highly recommends Presentation Zen by Garr Reynolds and Craig Valentine’s 52 Speaking Tips for fine-tuning your presentation and PowerPoint skills.

We then talked in depth about the Rebel Business School. Alan is passionate about debunking the myth that starting a business requires debt, and that passion shines through.

We discussed some of the success stories from his business and how the school got started. Alan also told us about the power of taking action – right now!

He’s seen so many of his students in the school who want results but hesitat...

26 Oct 2021 Retired at 29 | MHFi 028 02:12:28

In this episode, Doug and Carl interview Lauren and Steven from Trip Of A Lifestyle. Steven and Lauren are a married couple who retired at just 29! He is a former high school teacher and she worked in marketing. Although neither of them ever made more than six figures in income, they were still able to retire ultra early and take a couple of trips that lasted over six months along the way.

Their story is truly inspiring. Here are a few highlights of our discussion:

  • Steven bails on grad school
  • Living in Hawaii for really, really cheap
  • The huge advantage of keeping your expenses low
  • The joy of the inverted workweek
  • Their trip to 63 national parks, including their favorite (Death Valley)
  • Taking a break long enough to forget your old life
  • Carl and Steven debate paying off a mortgage

Links

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★ Let’s hang out at the EconoMe Conference! ★

Carl is speaking at EconoMe and Doug is attending. You can save 10% by using this coupon code: 1500

*Affiliate link so we get a commission if you buy something.

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