It's Not About The Money (Catherine Morgan)

I've got a wonderful guest today, a gentleman called Nick Elston, and I just love the raw honest approach that Nick takes.

In this episode:

• Nick's personal journey as an inspiring speaker
• The problem with self care
• The power of choice & focusing on what we can control
• How to move from acknowledgement, to survival, to evolution
• The impact of money on mental health
• How to support those around you

Resources:

Join The Money Circle membership

Join the next FREE Plug Your Money Leaks Challenge

Book in a complimentary call to discuss how financial coaching can help you move from financial overwhelm to confidence and control. 

Join Catherine’s Facebook Page and FREE Facebook Group

My Website 

My Online Courses – Investing for beginners from £1

My YouTube Channel 

Connect with me on Twitter, Instagram and Facebook 

Find Nick on his website

Follow Nick on Facebook

Mental Health Signposts

Mind

Mind Urgent Help Tool

Time to Change

The Money Charity

Mental Health UK

In this episode of the It’s Not About The Money podcast (formerly the In Her Financial Shoes podcast) I am going to be talking about how you can make more money by using your Money StoryType®️.

Based on your relationship with money, there are natural ways for you to increase your income that feel easier and less like a struggle. By using your natural abilities you are much more able to step into a mindset of abundance and flow, rather than work from a place of lack.

Your natural superpowers are inside you and all we need to do is tap into that magic. Making money doesn’t need to be hard or feel like a challenge. You can use your Money StoryType®️ to create a new and empowering narrative around money, allowing you to truly be the wealthy woman that you deserve to be.

In this episode:

• How to identify your Money StoryType®️

• What your Money StoryType®️ tells you about your natural superpower

• What each Money StoryType®️ can do to achieve great results

• How to use your Money StoryType®️ to effortlessly increase your income

Resources:

In this episode of It’s Not About The Money (formerly In Her Financial Shoes), I discuss the three signs that indicate you are on your way to your next financial breakthrough. 

The first sign is detaching from the need for money and shifting from a mindset of lack to gratitude and abundance. The second sign is experiencing chaos and breakdowns, which often occurs before a breakthrough. The third sign is an identity shift, where you let go of old beliefs and behaviours that no longer serve you. 

I emphasise the importance of upgrading your identity and investing in yourself to attract wealth and abundance.

I would love to hear your thoughts on any of our recent podcast episodes. Click the link below to leave a short 90-second recording. (We might use these on some of our future podcast episodes so you might hear yourself on our show).

Key Takeaways:

• Detach from the need for money and shift to a mindset of gratitude and abundance.
• Embrace chaos and breakdowns as signs of progress and opportunities for growth.
• Upgrade your identity and let go of beliefs and behaviours that no longer serve you.
• Invest in yourself and seek support to accelerate your financial breakthrough.

Chapters

00:00 Introduction

01:00 Sign 1: Detaching from the Need for Money

05:17 Sign 2: Chaos and Breakdowns

08:44 Sign 3: Identity Shift

12:19 Reflection and Invitation

Resources:

Get my FREE book 'It's Not About The Money'

Take the Money StoryTypes® Quiz

Join Catherine’s FREE Facebook Group 'The Energy of Money Experience'

Catherine’s YouTube Channel

Connect with Catherine on Instagram 

Connect with Catherine on Facebook

Leave your thoughts on our podcast episodes here

Find out more about the Energy of Selling Programme here

Do you struggle with setting financial goals or struggle with following them through? 

In this podcast we are talking about how you can create financial goals you can actually achieve.

Here is what you will learn in this episode:

• What mistakes I see when people come to work with me for financial planning

• Why many people think BIG before they think small

• What is a value based plan?

• The traits that millionaires use

• What is financial peace of mind

• Does your spending align with your values

• Why it is important to visualise goals

• How to create a visual plan?

• Identifying how to move from your current reality to your future desired life

Resources:

Patti Dobrowolski TedTalk 

Join Catherine's Facebook Page and FREE Facebook Group

My Website 

The 'From Spender to Saver' course 

Join the Free online investing workshop registration  

My YouTube Channel 

Connect with me on Twitter, Instagram and Facebook 

This post (3) ''Episode 3 - How you can create financial goals you can actually achieve" appeared first on the 'In Her Financial Shoes Podcast', from The Money Panel.

This week, Catherine welcomes Sian Gabbidon to the podcast. Sian is best known as the 2018 winner of the BBC television show, The Apprentice. After quite an organic start to the business, Sian went on to receive investment and support from Lord Alan Sugar.

Sian joins Catherine to talk about pivoting during the Covid-19 crisis, staying grounded and shares some great tips that she received from her business partner, Lord Sugar.

In this episode:

• How businesses needed to pivot during Covid
• The importance of building business foundations so you are ready to grow at whatever speed you desire
• Why getting a basic knowledge of how things work in a business can be really beneficial
• What getting a fresh start with your audience can do to your business
• Staying humble and grounded when scaling up
• How a humble mindset can impact your money mindset in business
• Why getting the branding just right is essential

Resources:

Register for Catherine’s FREE Financial Coaching Masterclass

Join Catherine’s Facebook Page and FREE Facebook Group

My Online Courses – Investing for beginners from £1

Catherine’s YouTube Channel 

Connect with Catherine on Twitter, Instagram and Facebook 

Connect with Sian on Instagram

Sian’s Website: Sian Marie

In today’s episode, Catherine is joined by marketing and mindset coach, Ellie Swift. Ellie joins us from Western Australia to share her expertise on how to set goals for abundance in business.

Goal setting is sometimes considered quite a masculine act and often people set goals that have no real vision for their own life. The other challenges when setting yourself goals is not truly believing that you will achieve them, choosing instead to hope and wish for the outcome rather than know that it is going to happen.

Ellie shares how grounded goals can help us take those small steps to our big wins with various tips and tricks along the way.

In this episode:

• Why categorised goals rarely help you to achieve
• Why embodying the way you will feel when you have achieved the goal will help you to hit those targets
• How to create moments of abundance when you feel financially stretched
• The importance of daily mindset work
• Why not having all the answers about how we will achieve our goals is part of the growth process
• How to set incremental goals to achieve the bigger vision
• Why you should prioritise yourself and your goals

Resources:

Register for Catherine’s FREE Financial Coaching Masterclass

Join The Money Circle

Join Catherine’s Facebook Page and FREE Facebook Group

My Online Courses – Investing for beginners from £1

Catherine’s YouTube Channel 

Connect with Catherine on Twitter, Instagram and Facebook

Connect with Ellie Swift on Instagram

Ellie Swift’s Website

Ellie Swift’s Podcast: Shine Online

Episode Overview

In this episode, I tackle the timely topic of investing during market volatility, particularly relevant as stock markets respond to President Trump's recent tariff announcements. For many investors, these uncertain times can trigger anxiety and fear, but I explain why volatility is actually normal, cyclical, and can present excellent investment opportunities for those with the right knowledge.

Key Highlights

Understanding Market Sentiment

• Warren Buffett's famous advice: "Be fearful when others are greedy and greedy when others are fearful"
• The Fear and Greed Index as a valuable tool for measuring collective investor emotions
• How buying during periods of extreme fear has consistently produced strong returns over time
• The counterintuitive nature of successful investing - why it feels uncomfortable to go against the crowd

The Psychology of Market Cycles

• Market sentiment follows predictable emotional patterns:
  • Disbelief → Hope → Belief → Thrill/Euphoria
  • Complacency → Anxiety/Denial → Panic → Depression
  • Then back to Disbelief as the cycle restarts
• Understanding where you personally get caught in this emotional cycle
• Common behavioural biases that affect investment decisions:
  • Loss aversion (feeling losses twice as strongly as gains)
  • FOMO (fear of missing out)
  • The endowment effect (overvaluing what we already own)

Recognising Your Own Emotions and Behaviours

• Self-awareness as the most underrated investment skill
• Research shows individual investors underperform markets by 2-4% annually due to emotional decisions
• The value of keeping an investment journal to document feelings during market cycles
• Understanding your risk tolerance and personal biases

Understanding Market Cycles

• The four classic phases of economic cycles: Expansion, Peak, Contraction, Recovery
• Different market sectors that typically outperform in each phase:
  • Expansion: Technology, consumer-based stocks
  • Peak: Financial sectors, industrial stocks
  • Contraction: Healthcare, consumer staples, utilities
  • Recovery: Materials, energy sectors
• How to adjust portfolio weightings based on cycle phases

The Power of Correlation in Building Resilience

• Correlation measures how different assets move in relation to each other
• Understanding correlation coefficients: from -1 (opposite movement) to +1 (same direction)
• Why true diversification requires assets with low correlation to each other
• The 2022 example of both bonds and equities declining simultaneously
• Building a portfolio that can weather different market conditions

Final Thought

Successful investing is about time in the market, not timing the market. Research shows that missing just the 10 best days in the stock market can cut returns in half over decades. While market volatility might make many investors fearful, those prepared with the right strategies can use uncertain times as opportunities for growth.

Chapters

00:00 Investing in Uncertain Times

04:49 Understanding Market Sentiment

09:08 The Psychology of Market Cycles

16:20 Recognizing Personal Emotions in Investing

18:11 Understanding Market Cycles

21:33 The Importance of Correlation in Investments

25:52 Key Strategies for Successful Investing

Resources:

On the In Her Financial Shoes Podcast this week, Catherine takes a moment to reflect on what it means to step into wealth. We talk about reducing financial anxiety and really stepping into a position of feeling deserving to create, hold on to, and give out wealth.

The word “change” has appeared on several occasions this week and Catherine takes a moment to discuss how stepping into wealth starts with the next right step.

In this episode:

• How do we step into wealth and create what we deserve
• Exploring the word change and why it feels hard
• Why planning can create safety but also fear
• Balance between planning and spontaneity
• Importance of boundaries

Resources:

Join The Money Circle membership

Sign up to the FREE Race to Recurring Revenue challenge with Lisa Johnson so that you can see how it can work for you

Join Catherine’s Facebook Page and FREE Facebook Group

My Website 

My Online Courses – Investing for beginners from £1

My YouTube Channel 

Connect with me on Twitter, Instagram and Facebook 

This week on the In Her Financial Shoes Podcast, I am joined by Rachel Watkyn. Rachel is the most successful contestant to date from the UK BBC series Dragon’s Den. A very successful business owner, Rachel shares her story and we dig deeper into how you can stay resilient and overcome extreme trauma to still go on and thrive.

After spending time in Sierra Leone and experiencing her own level of feast in famine as a child, Rachel set about building a sustainable fair trade business that gave back to those in need. Join us as we discuss how financial and money trauma has an impact on the decisions we make in life and our relationship with money.

In this episode:

• Using your challenges for positive change
• Why money is only a tool for freedom and won’t bring happiness
• Ways to overcome negativity from others in your journey
• How to manage the chimp on your shoulder when imposter syndrome hits
• The damage that over giving causes to others

Resources:

In this episode of the It’s Not About The Money podcast (formally In Her Financial Shoes podcast) I am going to share how you can plan your calendar for more income and success when you have an impulsive relationship with money.

I have heavily resisted planning for a long time and there are still areas of my life where I resist routine but with a little structure it is possible to have more opportunities, more growth and more success. 

We can often not take action or risks because we are stuck in a place of fear. This episode is going to show you how to feel confident to achieve more success.

In this episode:

• Finding the right amount of time to plan that works for you and your business
• Creating a structure to your week
• Additional activities to help manage your energy levels
• Building space into your diary
• The importance of boundaries and how to enforce them with your calendar

Resources:

Catherine is joined on the podcast this week by a very special guest: her son, Thomas. Thomas joins us to share his experiences with money.

As a Starling Kite user for some time, Thomas gives great insight into how children can use the pots to increase their financial education and why it is never too soon to begin learning these essential skills. We hear from a younger account holder just why Starling Bank is our personal and professional bank of choice.

In this episode:

• The benefits of a Starling Kite account for children
• Understanding needs vs. wants for kids
• How to open dialogue around money with children
• Money blocks that can be identified even at a young age

Resources:

Read the full interview with Thomas!

Open a Starling Bank personal parent account

Compare Starling VS Monzo

Compare the market leading cards and accounts for children and teens

Register for Catherine’s FREE Financial Coaching Masterclass

Join The Money Circle

Join Catherine’s Facebook Page and FREE Facebook Group

My Online Courses – Investing for beginners from £1

Catherine’s YouTube Channel 

Connect with Catherine on Twitter, Instagram and Facebook

In this episode, Catherine is looking at the power behind getting clear on our financial future and why expanding your vision is the key behind this.

Often, we find that we are limited by fear – fear of success and fear of failure. We don’t believe in ourselves, that we are capable of achieving and therefore do not even begin. We perceive this fear of failure as shame or embarrassment and Catherine shares why it is so important to focus on the emotional benefits of a financial goal rather than just the assets it will create.

Today’s episode is a practical one. As well as sharing one of her favourite chapters from Glennon Doyle’s book Untamed, Catherine also shares an exercise from her own best-selling book It’s Not About The Money so grab a pen and paper to really implement the changes in life to help you step into your wealth.

In this episode:

• Questions we can ask ourselves to begin expanding into our life’s vision
• Why we need to consider the change that we want to see in the world, even if it feels completely unattainable
• The difference between deep level desires and surface level desires and the impact that both have on our ability to get clear on our goals
• It is time to release the limiting fears and believes so that we can really step into wealth

Resources:

Get my book

Register for my FREE Financial Coaching Masterclass

Join The Money Circle

Join Catherine’s Facebook Page and FREE Facebook Group

My Online Courses – Investing for beginners from £1

Catherine’s YouTube Channel 

Connect with Catherine on Twitter, Instagram and Facebook

Books

“Untamed” – Glennon Doyle

In this episode of the In Her Financial Shoes podcast, Nina, my Executive Assistant, is hosting and is going to share with us how her relationship with money has changed since joining my team.

Nina has been with the team for just over a year now and since joining the team has made massive shifts around her relationship with money, both practically and emotionally. The work that Nina has done personally has given her the opportunity to step into an empowered place around money.

Moving from a place of lack to abundance has been a really powerful step for Nina. Listen to this episode to hear all of the changes that she has experienced by doing the work.

In this episode:

• Why I need to give every pound a purpose
• How to automate your money even with a fluctuating income
• The benefits of money dates both personally and collaboratively
• Why you need to bring awareness to the money beliefs that are not yours and no longer serve you
• How to make sure that you do what feels good for you around money

Resources:

We have a bumper crop of episodes coming for you this week. It is a pretty special week as I am celebrating not only my 40^th birthday, but also the launch of my long-awaiting book, It’s Not About The Money.

This project was a real tidal wave of emotion as I felt joy, celebration, and gratitude shortly followed by imposter syndrome and the inner critic.

The book launches on Thursday but there is still time to join the VIP waitlist over at itsnotaboutthemoney.co.uk.

In this episode:

• A special thanks to some of the important people who have played a part in this journey
• An excerpt from the introduction of the book, “It’s Not About The Money”
• A powerful real-life story of how trauma can affect our relationship with money
• Sowing the seeds of the 3 steps we will follow through the book

Resources:

Get my book

Register for my FREE Financial Coaching Masterclass

Join The Money Circle

Join Catherine’s Facebook Page and FREE Facebook Group

My Online Courses – Investing for beginners from £1

Catherine’s YouTube Channel 

Connect with Catherine on Twitter, Instagram and Facebook

In this conversation, I share my personal journey of talking a pause on my podcast and other business areas and the profound transformation it has brought to my life. 

I discuss my experiences of visiting Necker Island, my ADHD diagnosis, and what an ice bath with Sir Richard Branson taught me about resilience. 

I also explore the concept of identity and the freedom that comes from expanding into your next level of self identity. 

I emphasise the importance of self-love and trusting oneself, and how these factors contribute to making better decisions.

Chapters

00:00 Introduction: The Power of Pausing

08:01 An Ice Bath with Sir Richard Branson: Lessons in Resilience

17:22 Expanding into Your Next Level of Identity

20:46 Self-Love and Trust: Keys to Making Better Decisions

25:50 Abundance Beyond Money: Finding Joy and Gratitude

29:37 Conclusion: The Power of the Pause

Resources:

I’m delighted to interview Michelle Stonhill, a millionaire mentor. Founder of the Wealth Accelerator Mentorship Program, where she teaches and guides her students in step-by-step business strategy with a sprinkle of spiritual magic.

In this episode:

• Is an entrepreneur born or made?
• What does financial freedom mean for you?
• The mindset shifts to fall in love with money
• Why we think it's bad to love money
• How to treat money as a friend
• The single best piece of advice Michelle was ever given!

Resources:

Join The Money Circle membership

Book in a complimentary call to discuss how financial coaching can help you move from financial overwhelm to confidence and control. 

Join Catherine’s Facebook Page and FREE Facebook Group

My Website 

My Online Courses – Investing for beginners from £1

My YouTube Channel 

Connect with me on Twitter, Instagram and Facebook 

Follow Michelle on her Website 

Follow Michelle on Facebook, Instagram, YouTube

The Secret (Book)

The Secret (Netflix)

Joined by Qualified Financial Adviser, Pete Matthew, host of the podcast “Meaningful Money”.

Pete & I explore how necessary it is to seek financial advice and the reasons why you don’t always need to appoint a Financial Adviser to help you make good financial plans. Money is a tool that gets us from A to B and often we are able to make our own empowered choices just by getting the basics in place around money management.

Find out more about why money is a lousy master, but a great servant.

In this episode:

• How necessary it is to seek financial advice and when it becomes and investment worth paying for
• The difference between financial advice and financial guidance
• What situations dictate that you move from a do-it-yourself option to seeking professional financial advice
• Simple steps that will enable people to do the basics themselves
• Why being intentional with time and money can be so powerful

Resources:

Get on the VIP list for my upcoming book

Register for my FREE Financial Coaching Masterclass

Join The Money Circle

Join Catherine’s Facebook Page and FREE Facebook Group

My Online Courses – Investing for beginners from £1

Catherine’s YouTube Channel 

Connect with Catherine on Twitter, Instagram and Facebook

Books

Meaningful Money Handbook

The Simple Path To Wealth

Connect with Peter on Website, Meaningful Money Podcast, Facebook and Instagram

In this episode I am sharing some tips with you about how you can get into that CEO mindset.

In this episode:

• My top 10 tips for getting into the CEO mindset
• Why knowing your North Star is important
• What a helicopter day is and why it's vital
• Why taking imperfect action is an important step

Resources:

Join the next cohort of the Financial Coaching Training Award-Winning Programme

Join The Money Circle membership

Register for the FREE Wealth Creation masterclass

Book in a complimentary call to discuss how financial coaching can help you move from financial overwhelm to confidence and control. 

Join Catherine’s Facebook Page and FREE Facebook Group

My Website 

My Online Courses – Investing for beginners from £1

My YouTube Channel 

Connect with me on Twitter, Instagram and Facebook 

In this episode I'll be talking about why the old accounting methods of sales -minus- expenses = profits just doesn't work, and why we should be focusing on profit first in business.

You will learn;

• What the Profit First model is
• How Profit First will revolutionise your business
• Why using a profit first bank account for your business is essential
• The new accounting formula you need to make more profit
• How to implement the profit first model into your small business

Resources:

Join the FREE 5 day Plug Your Money Leaks Challenge

Join The Money Circle membership

Book in a complimentary call to discuss how financial coaching can help you move from financial overwhelm to confidence and control. 

Join Catherine's Facebook Page and FREE Facebook Group

My Website 

My Online Courses - From Spender to Saver, Investing for beginners from £1

My YouTube Channel 

Connect with me on Twitter, Instagram and Facebook 

Profit First - Mike Michalowicz

Starling Bank Business Account

In this episode of It’s Not About The Money podcast (formerly the In Her Financial Shoes podcast) I’m going to be sharing some of the biggest mistakes, successes and lessons of 2023.

Often in the online space, we don’t hear of people’s struggles, challenges, mistakes made, and vulnerabilities. When actually there is way more to be learned in those things than there is in always sharing the good stuff.

I will dive into all of the things that I have found to be really hard, all of the things that have been great for me this year, and then what I am focusing on for 2024.

In this episode:

• Letting go of the need to please and serve everyone
• Creating strong boundaries
• Releasing the shame of asking for help
• Dealing with change and leaning into trust
• Reconnecting with your vision
• Goals for 2024

Resources:

Get my FREE book 'It's Not About The Money'

Take the Money StoryTypes® Quiz

Join Catherine’s FREE Facebook Group 'The Wealthy Women Community'

Catherine’s YouTube Channel

Connect with Catherine on Instagram 

Connect with Catherine on Facebook

This week we are talking about our 3 major rules to stop getting into debt or going back into debt. Debt as a word carries so much power and negativity. We often focus on the practical steps to pay off our debt but without focusing on the beliefs we have around money, breaking the habit loop to stay out of debt is difficult.

In this episode:

• Journal prompts to help understand your core beliefs around money
• Why you need to reframe your language
• Why your self worth should be separated from money
• Why a spending plan is so valuable
• Debt is not who you are

Resources:

Click here to find out more about Pensions Made Simple

Join The Money Circle membership

Book in a complimentary call to discuss how financial coaching can help you move from financial overwhelm to confidence and control. 

Join Catherine’s Facebook Page and FREE Facebook Group

My Website 

My Online Courses – Investing for beginners from £1

My YouTube Channel 

Connect with me on Twitter, Instagram and Facebook 

On today’s episode, I’m going to be talking to Dr. Joanna Martin about how to create impact without burnout. Joanna is the founder of One of Many.

In this episode:

• The power of Collaboration
• The 3 Choices we make
• The Soft Powertypes
• How to recognise the Signs of burnout
• Your Overwhelm First Aid Kit

Resources:

Join The Money Circle membership

Join Catherine’s FREE Facebook Group

My Online Courses – Investing for beginners from £1

My YouTube Channel 

Connect with me on Twitter, Instagram and Facebook 

Connect with Joanna on Twitter, Instagram, LinkedIn, Facebook

One Of Many Website

The power of journaling

A Complete Guide to Effective Time Blocking for Parents

How to Reduce Burnout by Outsourcing

How to Avoid Burnout and Grow Your Business

Books

Think Like A Monk: Jay Shetty

Atomic Habits: James Clear

Lynn Beattie is a personal finance expert, the founder of the Mrs Mummypenny blog, author of The Money Guide to Transform Your Life, and The Mrs Mummypenny Talks podcast.

In this episode:

• Lynn's personal money story
• How Lynn cleared £16k debt in just 2 years
• The impact that trauma has on your relationship with money
• What trauma is and how it affects your money relationship
• The practical and emotional steps to get out of debt

Resources:

Join The Money Circle membership

Lynn’s Mrs Mummypenny website

Lynn’s book: The Money Guide to Transform Your Life

Book in a complimentary call to discuss how financial coaching can help you move from financial overwhelm to confidence and control. 

Join Catherine’s Facebook Page and FREE Facebook Group

My Website 

My Online Courses – Investing for beginners from £1

My YouTube Channel 

Connect with me on Twitter, Instagram and Facebook 

This week we're talking about ways you can improve your relationship with money and how to talk about money with yourself. This has been an ongoing thread running throughout series 3, but I really wanted to summarise 5 key areas to focus on.

You will learn;

• How to focus on your relationship with money
• How to get more clarity & increase your self worth
• How to switch from scarcity to abundance mindset
• One thing you can do every day in 2020!

Resources:

Join The Money Circle membership

Book in a complimentary call to discuss how financial coaching can help you move from financial overwhelm to confidence and control. 

Join Catherine's Facebook Page and FREE Facebook Group

My Website 

My Online Courses - Investing for beginners from £1

My YouTube Channel 

Connect with me on Twitter, Instagram and Facebook 

Jen Sincero - You Are a Badass at Making Money

FREE Dear Money Letter Template

Men and women are spoken to differently about money and represented differently by the media. It's time to #MakeMoneyEqual and remove negative gender stereotypes from public conversation around money and finances.

Today I share some of the biggest influences that affect how we step into our wealth and explore how we, as women, can make a difference in the world by embracing our emotions, creating, and growing our wealth.

In this episode:

• How changes in the banking system inspired Anne Boden to go out and create a whole new bank
• Why the #MakeMoneyEqual campaign is making a huge impact on the way that men and women are represented by the media around money
• Top tips around wealth creation for women including why you should make looking at your money a fun experience
• More information around investing, why it doesn’t always need to be medium or high risk, and how to identify investment scams

Resources:

Get on the VIP list for my upcoming book

Find out more about the #MakeMoneyEqual Campaign

Read Anne’s book Banking On It

Check out the #MakeMoneyEqual Image Library

Find out more about Starling Bank on their Website, on the Play Store & App Store

Register for Catherine’s FREE Financial Coaching Masterclass

Join The Money Circle

Join Catherine’s Facebook Page and FREE Facebook Group

My Online Courses – Investing for beginners from £1

Catherine’s YouTube Channel 

Connect with Catherine on Twitter, Instagram and Facebook

In this episode of the In Her Financial Shoes podcast we are excited to be celebrating our 200th episode!

Starting my podcast was the best decision I made in my business and such a great part of my life. It has given me the chance to connect with so many amazing people. It has been a really powerful way to get my voice out into the world. To celebrate this milestone for the podcast I have a special series coming for the next four week. 

#MoneyMoments is going to bring you some top tips from our favourite episodes and in this episode I want to share with you my top tips for how to overcome overspending after exploring the reasons behind the action.

In this episode:

• What to do if you are overspending
• Why the brain keeps you stuck in patterns that feel safe
• How to focus on the healing process
• How to identify the emotions that are present when you overspend
• Why planning can be such a powerful tool

Resources:

This week I’m interviewing Andy Webb about the best money apps to save money. Andy is a leading, multi award winning, money blogger.

In this episode:

• How Andy turned his hobby into his full time career
• The one (or more) apps Andy says are a must have for everyone
• How banking is getting smarter every day
• What an aggregator is and why you should be using one
• The importance of data sharing and security
• How automatic savings app can help you if you struggle to prioritise saving
• What to be conscious of with supermarket saving apps
• Why Andy has over 14 bank accounts!
• How I have personally earned £4k+ with just ONE app
• Our 26 best money apps to save money including recommendations from the UK Money Blogger community

Join The Money Circle membership

Book in a complimentary call to discuss how financial coaching can help you move from financial overwhelm to confidence and control. 

Join Catherine’s Facebook Page and FREE Facebook Group

My Website 

My Online Courses – Investing for beginners from £1

My YouTube Channel 

Connect with me on Twitter, Instagram and Facebook 

Andy’s website Be Clever With Your Cash

Andy’s podcast Cash Chats

Follow Andy on Facebook, Instagram, and Twitter

Open Banking

Apps

Starling

Monzo

Money Dashboard

Emma

Yolt

Snoop

Curve

Chip

Plum

Cleo

Stocard

Idealo

PriceSpy

TopCashback

Quidco

Airtime Rewards

ZipZero

Receipt Hog

Vitality

Shopmium

CheckoutSmart

GreenJinn

FreeTrade

Splitwise

OnePulse

StreetBees

In this episode of the It’s Not About The Money podcast (formerly the In Her Financial Shoes podcast) I am going to talk more about how and why we resist making more money.

As with most things, it is important to begin by understanding our relationship with money. When we identify our Money StoryType®, it is easier to explore our personal resistance and therefore adjust our behaviour around money.

We can also use our Money StoryType® to better understand our superpowers as well as our saboteurs. We naturally use our superpower to increase our income - though in this episode I am also going to show you how your greatest superpower can also aid you in resisting more money.

In this episode:

• Why understanding your Money StoryType® will help you change your behaviour towards money

• The superpower and saboteur of each Money StoryType®

• How to manage your fear of change

• Using positive language to support growth

• Top tips from your opposite Money StoryType® to move away from resistance

Resources:

In this episode of the In Her Financial Shoes podcast I want to dive a little deeper into the steps that you can take to secure your financial future.

Securing your financial future is a goal that many women have on their vision board. I want you to step back from that goal and look at the bigger picture - what is your life’s purpose? Having a life vision and life purpose that, at times, feels unattainable is key to helping you secure your future. It is what helps you to keep the needle moving forward.

This is another episode of our #MoneyMoments series and it is going to bring you some top bitesize tips from our favourite full episodes.

In this episode:

• Identifying what your feel passionate about
• Why you should think about the change that you want to see in the world and your communities
• How the fear of success and fear of failure can often prevent you from even getting started
• Why you need to focus on both the emotional benefits as well as the tangible assets
• Increasing your emotional balance sheet alongside your net balance sheet

Resources:

In this episode of 'It's Not About the Money,' I discuss the psychological shifts necessary for making more money in 2025 without the hustle. 

I emphasize the importance of identity, the nervous system's role in financial success, and introduces desire-based pricing as a method for authentic selling. 

I invite you to explore your relationship with money and consider joining the Energy of Selling program for deeper support.

Chapters

00:00 New Year Reflections and Goals

07:13 Psychological Strategies for Financial Success

12:23 Understanding the Nervous System and Money

15:41 Desire-Based Pricing for Authentic Selling

18:26 Invitation to Join the Energy of Selling Program

Resources:

In this episode, Kate Daly and I discuss the pension gender gap and its implications during divorce. 

Kate shares her personal experience with divorce and how it led her to co-found Amicable, an organization focused on helping couples navigate separation while protecting their financial futures. 

The conversation delves into the emotional aspects of divorce, the importance of understanding pensions as marital assets, and the need for proactive financial conversations and prenuptial agreements. 

Kate emphasizes the significance of considering pensions in divorce settlements to avoid long-term financial repercussions, especially for women. 

In this conversation, Kate Daly and I discuss the complexities of divorce, focusing on the importance of fairness in agreements, the significance of co-parenting, and the challenges posed by abusive relationships. 

They emphasize the need for emotional and financial support during the divorce process, the intricacies of valuing businesses, and the necessity of building a strategic support team to navigate the journey effectively.

Chapters

00:00 Introduction to the Pension Gender Gap and Divorce

01:29 Kate's Personal Journey and the birth of amicable

05:08 Navigating the Emotional Landscape of Divorce

10:24 The Importance of Pensions in Divorce Settlements

18:43 Understanding Pensions as Marital Assets

22:50 The Need for Prenuptial Agreements and Financial Conversations

25:25 Options for Pensions During Divorce

27:47 Navigating Fairness in Divorce Agreements

32:12 The Importance of Co-Parenting

34:35 Addressing Abuse in Divorce Situations

36:30 Valuing Businesses in Divorce

46:21 Building a Support Team for Divorce

Resources:

Find useful resources Here

Find out the signs of financial abuse

In this episode of the In Her Financial Shoes podcast I am looking at the 5 major money lessons that you need to avoid.

This year we hit 7 figures in our business and there are always lessons to learn. Even though I am a qualified Financial Advisor, I still make mistakes when it comes to money. It is not about having the perfect relationship with money.

Today I wanted to bring to you some of the lessons that I have learnt but also lessons that come up when I am coaching women from all places on the financial spectrum. It doesn’t matter if you are a 6 or 7 figure business owner or someone who is just starting to build their relationship with money. All of these lessons are relatable and will help you to step into wealth®.

In this episode:

• The importance of knowing your numbers and how it can empower you to make better financial decisions
• Why lifestyle creep will bring misalignment
• Why you cannot out-earn bad money habits
• How to break impulse buying habits
• How to build slow so that you can grow fast using consistency

Resources:

Today I'm interviewing an incredible lady about your consumer rights to complain, Helen Dewdney, owner of The Complaining Cow. Helen is the go-to expert for anything related to consumer rights and knowing your consumer rights to complain.

In this episode:

• The difference in your rights when shopping online
• Some common consumer rights misconceptions
• When you don't have a right to request a refund (but may be able to get one anyway)
• How your credit card could help you get a refund
• Where to go if you need to make a complaint
• What to do if you're not happy with a complaint resolution

Resources:

Join The Money Circle membership

Join the next FREE Plug Your Money Leaks Challenge

Book in a complimentary call to discuss how financial coaching can help you move from financial overwhelm to confidence and control. 

Join Catherine’s Facebook Page and FREE Facebook Group

My Website 

My Online Courses – Investing for beginners from £1

My YouTube Channel 

Connect with me on Twitter, Instagram and Facebook 

Follow Helen on her Website 

Follow Helen on Facebook 

Helen’s book – How to Complain: The Essential Consumer Guide to Getting Refunds, Redress and Results

Money Claim Online

The Consumer Rights Act 2015

The #MakeMoneyEqual campaign aims to help remove negative gender stereotypes from public conversation around money and finances.

Today I share some of the biggest influences that affect how we step into our wealth and further explores how we, as women, can make a difference in the world by embracing our emotions, creating, and growing our wealth.

In this episode:

• How outside influences including the media can affect our relationship with money
• The importance of understanding where our money narrative comes from so that we can return it with love and break generational patterns
• Busting some myths around investing for women
• Why investing our wealth as women can go on to change the world
• The steps we need to take to safeguard our current financial situation to be able to support us in the future

Resources:

Register for Catherine’s FREE Financial Coaching Masterclass

Join The Money Circle

Join Catherine’s Facebook Page and FREE Facebook Group

My Online Courses – Investing for beginners from £1

Catherine’s YouTube Channel 

Connect with Catherine on Twitter, Instagram and Facebook

Get on the VIP list for my upcoming book

Find out more about the #MakeMoneyEqual Campaign

In this episode I am focusing again on the topic of money trauma and financial trauma. Today I wanted to focus down on what financial trauma looks like and how we can get out of a scarcity mindset.

Over the course of the next few episodes I will be sharing some practical solutions and some questions you can ask yourself to help you get really curious about ‘is my mindset impacting my relationship with money’ and stopping you from getting to the next level of wealth creation.

In this episode:

• The signs of financial trauma
• What does financial trauma look like?
• What does financial trauma feel like?
• How to get out of a scarcity mindset

Resources:

Get my FREE book ‘It’s Not About The Money’

Register for my FREE Financial Coaching Masterclass

Connect with Catherine on Twitter, Instagram and Facebook

Join Catherine’s Facebook Page and FREE Facebook Group

Catherine’s YouTube Channel 

This week I am chatting with Carol, one of my fabulous Kite Masterminders. Carol shares with us how she created a financial plan to retire in 10 years.

In this episode:

• The importance of collective support and collaboration
• How Carol went from worrying about closing her new business to growing her income, profit, and wealth
• Why the emotional steps were just as important as the practical ones
• How Carol created a financial plan to retire in 10 years which also supports her strong ethical and sustainable values

In today's podcast I am joined by Karen Baines, conscious karmic creation coach.

We discuss how conscious karmic creation and the ideas behind law of attraction can be applied to create financial abundance in your life and move away from feelings of scarcity and focusing on negative energy.

In this episode you will learn:

• How Karen overcame her own negative early experiences with money to create her own life of abundance
• How to leverage universal law within your business to improve your income potential
• Why it is important to understand and accept that every energy and feeling has a natural opposite, and that one cannot exist without the other
• Tips for the first steps of moving from a feeling of scarcity to one of abundance
• How you can overcome the feeling of reaching a plateau in business
• Why spending money on yourself is one of the most important things you can do
• How fear of money stops us from attracting or welcoming money into our lives
• Why ignoring money means that the universe will not be allow you to receive more money when you need or want it.

Resources:

Book in a complimentary call to discuss how financial coaching can help you move from financial overwhelm to confidence and control. 

Join Catherine's Facebook Page and FREE Facebook Group

My Website 

My Online Courses - From Spender to Saver, Investing for beginners from £1

My YouTube Channel 

Connect with me on Twitter, Instagram and Facebook 

Follow Karen on her Website 

Follow Karen on Facebook 

Activate your 7 figure impact

In this episode of the In Her Financial Shoes podcast, I want to show you how you can make more money based on your primary StoryType.

During the last episode we explored, in detail, each Money StoryType®. This episode, I want to go a little deeper and share with you one specific tip for each StoryType that you can use to make more money. These tips will see you stepping slightly out of your comfort zone, but they are going to give you the tools you need to do so, in a way that feels achievable. 

When we work with our superpowers it is inevitable that change will occur and, using these tips is going to bring the additional income that you desire and deserve. 

In this episode:

• What are the Money StoryTypes®
• How to use the superpowers available to each Money StoryType®
• Using language to support you
• Why time is often an essential part of making more money

Resources:

In this episode of the It’s Not About The Money podcast (formerly the In Her Financial Shoes podcast), I am going to share with you 1 powerful exercise that you can do to heal the feeling of overwhelm.

Overwhelm often happens because we don’t have the space that we need. We are often taking on more than we can physically achieve including the day-to-day tasks like cooking, school runs and housework. 

Rather than giving you 15 tips, today I am going to show you how to create some spaciousness. Use this 1 exercise that will help you tame the overwhelm and into a place of power.

In this episode:

• What is overwhelm and how we feel it in our body 

• The main causes of overwhelm

• How past trauma impacts are linked to our current feelings of overwhelm

• How to activate the parasympathetic nervous system for regulation

• Why letting of chasing happiness will make you happier in the long run

Resources:

In this episode, I explore the Enabler Money Story Type, focusing on how it shapes our relationship with giving and receiving. 

I discuss the guilt often associated with receiving, the emotional exhaustion that can arise from over-giving, and the importance of setting boundaries. 

I provide insights into recognizing enabler patterns and offers practical solutions for those who identify with this money story type, emphasizing the need for self-care and the value of giving without losing sight of personal needs.

Chapters

00:00 Introduction to the Enabler Money Story Type

06:39 Emotional Exhaustion and Boundaries

15:51 Solutions for the Enabler Money Story Type

Resources:

There’s a myth about passive income.

People have this idea that you do nothing at all and money somehow magically appears in your account. After all, it’s passive right?

Not true, I’m afraid!

Creating passive income means creating an asset upfront that you can then make money from time and time again. The hard work is upfront but then it gets so much easier!

In this episode:

• Is passive income a myth?
• The money blocks Lisa sees in her work as a passive income strategist
• Why women find it particularly hard to charge for their services
• 4 ways to find your one big idea for recurring revenue
• The importance of niche and audience growth
• How Lisa grew and engaged her audience

Resources:

Join The Money Circle membership

Sign up to the FREE Race to Recurring Revenue challenge with Lisa Johnson so that you can see how it can work for you

Join Catherine’s Facebook Page and FREE Facebook Group

My Website 

My Online Courses – Investing for beginners from £1

My YouTube Channel 

Connect with me on Twitter, Instagram and Facebook 

In this episode of the It’s Not About The Money podcast (formerly the In Her Financial Shoes podcast) I am sharing how you can create financial stability using your Money StoryType®️.

There is no cookie-cutter approach to creating financial stability. Equally we know that earning more money is not the answer. There are many elements in achieving financial growth and independence. 

Moving through the stages of wealth there are new challenges that you face so understanding your relationship with money using your Money StoryType®️ will help you to move towards true financial stability and allow you to step into your role as a wealthy woman.

In this episode:

• The impact of past experiences on your financial stability
• What a strong financial foundation looks like
• Why you need financial education
• How to use your Money StoryType®️ to increase your financial security and confidence
• Identify what is stopping you from achieving financial stability

Resources:

Calling all Financial Planners!

A special bonus episode interview with Gary Das.

Gary is a business coach who helps Financial Services Advisers and business owners build a more successful business.⁠
⁠
Gary coaches service based business owners who want to be more productive, grow their business, and build a brand or personal profile.⁠
⁠
If you're currently feeling stuck, overwhelmed, lacking direction, or looking to step up to the next level, this episode is an amazing place to start!

Resources:

Register for the FREE Financial Coaching Masterclass

Book in a complimentary call to discuss how financial coaching can help you move from financial overwhelm to confidence and control. 

Join Catherine’s Facebook Page and FREE Facebook Group

My Website 

My Online Courses – Investing for beginners from £1

My YouTube Channel 

Connect with me on Twitter, Instagram and Facebook 

In this episode I explore the concept of money denial, particularly through the lens of the pacifist money story type. 

I discuss the psychological and neurological aspects of financial avoidance, highlighting how denial serves as a protective mechanism against emotional pain associated with financial decisions. 

The conversation delves into the generational patterns of financial responsibility and the impact of parental financial rescuing. 

I offer insights on transforming financial denial into empowerment, emphasizing the importance of understanding one's money story type to enhance financial wellbeing and impact.

Chapters

00:00 Understanding Money Denial

10:04 The Neuroscience of Financial Avoidance

20:44 Generational Patterns and Financial Responsibility

23:05 Transforming Financial Denial

27:40 Empowering Financial Responsibility

Resources:

As a woman in business, I know that you want to manage your time better and more effectively in order to make more money. Or perhaps its because you want a better work life balance, so you can spend more of your time with your family.

In this episode;

• Why "I don't have time" is simply a smokescreen
• Tips for leveraging your time as a woman in business
• The things that are holding you back
• My FREE weekly checklist to help you manage your time better

Resources:

Download the weekly checklist now

Join The Money Circle membership

Book in a complimentary call to discuss how financial coaching can help you move from financial overwhelm to confidence and control. 

Join Catherine's Facebook Page and FREE Facebook Group

My Website 

My Online Courses - Investing for beginners from £1

My YouTube Channel 

Connect with me on Twitter, Instagram and Facebook 

In this episode, I am joined by Empowerment Coach, Astrologist and Intuitive Guide, Eloise Skye.

We explore how astrology can help you reach your full potential with your relationship with money.

This episode is a brilliant introduction to another ancient modality that can help you further empower you when stepping into wealth.

In this episode:

• What is astrology and how it can used to help empower your relationship with money
• How you can use astrology in your day-to-day and when forward planning in life
• The science behind astrology
• Energy cycles and how to use these for your personal growth
• Why you shouldn’t use astrology to justify your actions

Resources:

Secure Your Ticket for the 3 Day Online Event to Have Your Best Financial Year Yet

Get my book

Register for my FREE Financial Coaching Masterclass

Join The Money Circle

Join Catherine’s Facebook Page and FREE Facebook Group

My Online Courses – Investing for beginners from £1

Catherine’s YouTube Channel 

Connect with Catherine on Twitter, Instagram and Facebook

Want to learn more about your astrological make up? Click here to receive 10% off astrological birth chart readings with code: IHFS

Free 2022 ritual to help you get clear on what you’re leaving behind in 2021 and calling in in 2022. Click here and use code: 2022

Eloise on Instagram: https://www.instagram.com/eloise_skye/ 

Eloise on Youtube: https://www.youtube.com/channel/UCE9zB1n4P_LYcc7JWQgfA8g 

In today's episode, I'm going to be covering nine practical stages to achieve financial independence. Ken Okoroafor, CEO of The Humble Penny and the Financial Joy Academy, is going to be sharing some of the different stages to achieving financial independence.

In this episode:

• How Ken went from zero to financial independence
• What financial independence actually means
• The 9 stages to achieving financial independence
• How you can get stuck in a stage (and often don't realise)
• Why financial independence is all about mindset

Resources:

Join The Money Circle membership

Book in a complimentary call to discuss how financial coaching can help you move from financial overwhelm to confidence and control. 

Join Catherine’s Facebook Page and FREE Facebook Group

My Website 

My Online Courses – Investing for beginners from £1

My YouTube Channel 

Connect with me on Twitter, Instagram and Facebook 

The Humble Penny

Financial Joy Academy

Follow Ken on Facebook

The Humble Penny on YouTube

BOOKS

Robert Kiyosaki, Rich Dad, Poor Dad

Bill Burnett & Dave Evans, Designing Your Life

In this episode of It’s Not About The Money podcast (formerly the In Her Financial Shoes podcast) I’m going to be diving into how to get into more flow with money and this time of year is a great time to start thinking about it.

If you've ever caught yourself with thoughts like there's not enough money to go around, or what happens if I'm too successful, what will people say about me? You restrict the amount of money that you’re able to bring in.There's this unconscious fear that money is going to stop flowing. When you’re not in a state of flow with money, you’re essentially blocking money from coming into your lives.

Getting into financial flow isn't just a nice to have, it's not a woo-woo thing it's a must-have for your life and for your business and for anyone who's looking to uplevel

In this episode:

• Importance of creating flow with money.
• What purpose are you giving to your money.
• Making space for money to flow.
• Feeling safe to hold onto money.

Resources:

Get my FREE book 'It's Not About The Money'

Take the Money StoryTypes® Quiz

Join Catherine’s FREE Facebook Group 'The Wealthy Women Community'

Catherine’s YouTube Channel

Connect with Catherine on Instagram 

Connect with Catherine on Facebook

Episode Overview

In this episode, I delve into how coaches, therapists and professionals can decode their clients' money language to uncover deeper beliefs and patterns around finances. By becoming attuned to specific words and phrases, practitioners can help clients identify unconscious money stories that may be limiting their financial wellbeing.

Key Highlights

The Power of Money Language

• The words we use around money often reveal our deepest beliefs and fears
• Most money language is unconscious - clients don't realise what they're revealing
• Listening carefully can unlock breakthroughs much faster than traditional approaches
• Money language appears in conversations about pricing, investing, saving, spending and receiving

Becoming a Skilled Listener

• The importance of genuine curiosity when exploring money language
• The difference between hearing and truly listening to clients
• Creating space for clients to express themselves fully
• Noticing emotional markers - when clients speed up, slow down or change their tone
• Reflecting back exact language rather than paraphrasing or interpreting

Money Story Types and Their Language Patterns

The Impulsive

• Key phrases: "I couldn't resist," "I'll figure it out later," "You only live once," "It was calling my name"
• Makes emotional, in-the-moment money decisions
• Challenge isn't budgeting skills but creating systems that work with their spontaneous nature
• Traditional budgeting often feels restrictive and triggers resistance

The Architect

• Key phrases: "I need to plan for this carefully," "What's the return on investment?" "I'm falling behind on my financial goals," "I'm not comfortable taking that risk"
• Prefers solid plans and struggles with taking financial risks
• Benefits from permission to be occasionally spontaneous with money
• May need an "impulsive money pot" to build capacity for flexibility

The Enabler

• Key phrases: "I should help them out," "I can't spend that on myself," "I need to do more"
• Prioritises others' financial needs before their own
• Needs support with creating healthy boundaries
• Benefits from recognising their own financial worthiness

The Pacifist

• Key phrases: "I don't think about money," "Money will work itself out," "Money isn't important to me," "I trust the universe will provide"
• Avoids financial decisions due to fear of responsibility
• May have past experiences of poor financial decisions or being rescued financially
• Needs gentle accountability and small steps to build confidence

The Innovator

• Key phrases: "I see a big opportunity here," "I can always make more money," "The potential upside is huge"
• Often seen in entrepreneurs who focus on possibilities and growth
• May neglect stability and foundations in pursuit of opportunity
• Benefits from strong financial planning alongside their risk-taking

Other Language Patterns to Notice

Scarcity Language

• Phrases like "That's never enough," "I can't afford it," "I always run out of money"
• Indicates patterns of lack and limitation in money thinking

Abundance Language

• Phrases like "There's always more where that came from," "Money comes easily to me"
• May indicate a healthy relationship with money OR potential neglect of financial stability

Inherited Money Beliefs

• Listen for phrases starting with "My parents always said..." or "In my family, we never..."
• These reveal generational patterns that may not actually belong to the client

Practical Applications

• Reflect language back: "Tell me more about how money burns a hole in your pocket"
• Go deeper with questions: "When did you first learn that money was scarce?"
• Help clients create new language patterns that better serve their financial goals
• Remember that changing money language can lead to changing money behaviours

Final Thought

By becoming fluent in the language of money psychology, coaches can create deeper, faster transformations with clients rather than simply handing them off to financial experts.

Chapters

00:00 Decoding Money Language

02:52 Understanding Money Stories

06:08 The Role of Active Listening

08:56 Exploring Money Story Types

12:08 Identifying Language Patterns

14:53 Inherited Money Beliefs

18:14 Transforming Money Narratives

In this episode of the It’s Not About The Money podcast (formerly the In Her Financial Shoes podcast) I am going to be exploring 3 nervous system techniques that you can use to hold onto more wealth.

The nervous system plays a really important role in wealth accumulation and wealth sustainability. By managing stress and rewiring your relationship with money, you can start to consider how you can realign your business for unstoppable prosperity. This is how you will create space to do things like take a month out of your business or to generate sustainable wealth.

Wealth isn’t just about making more money. Wealth is intrinsically linked to our relationship with money. These 3 nervous system techniques will help you to break free from those old patterns and start attracting lasting wealth.

In this episode:

• What is the connection between the nervous system and wealth
• Techniques to help release stress from the body
• How to release ancestral trauma that might be holding you back
• Why your business structure should match your energy
• Aligning your business goals with your nervous system

Resources:

Today we're continuing the theme of series five around how to move from surviving to thriving, and I'm interviewing the incredible Nik Hanson. Nik is a high performance trainer, speaker, and writer, and she works with women and business owners to really get to their high performance level.

In this episode:

• What is Positive Psychology
• What is the PERMA theory and what does it stand for
• The habits and traits of high performers
• How the PERMA theory supports sustainable high performance
• Avoiding burnout as a high performer
• Nik's secret to ultimate productivity!

Resources:

Join The Money Circle membership

Join the next FREE Plug Your Money Leaks Challenge

Book in a complimentary call to discuss how financial coaching can help you move from financial overwhelm to confidence and control. 

Join Catherine’s Facebook Page and FREE Facebook Group

My Website 

My Online Courses – Investing for beginners from £1

My YouTube Channel 

Connect with me on Twitter, Instagram and Facebook 

Follow Nik on her website

Follow Nik on Facebook

Book: Brendon Burchard – High Performance Habits

In this episode of the It’s Not About The Money podcast (formerly the In Her Financial Shoes podcast) I am joined by Coach and Keynote Speaker, Charlotte Fuller. Charlotte is working to raise the confidence of women in tech and this week we are going to be talking about what stops women from claiming more confidence in their space.

We have talked on the podcast before about the difference between men and women - from the workplace, to financial differences and then also how they are portrayed by the media. It can often be challenging for women to feel confident enough to step into their power.

Whatever situation you are in, you are going to face different confidence issues. Listen in as we discuss two great questions that you can ask yourself to move through those confidence barriers and allow yourself to step into a place of having everything that you deserve.

In this episode:

• The opportunities that are open to you when you become more curious

• Ways to develop your skill set to achieve more confidence

• How to embody the person that you want to become

• What happens when you go into a trauma response

Resources:

Welcome to the second episode of a very special 4 part mini series on the In Her Financial Shoes podcast.

Over the course of the next 4 mini episodes, Catherine talks through the 4 key elements that enabled her to have her best financial year yet with no live launches, no 70+ hour working weeks, and no burnout.

Today Catherine talks about how we can go about making better decisions. She shares 4 magic questions that you can ask yourself to help you to Step Into Wealth® and open yourself up to having your best financial year yet.

In this episode:

• Why some decisions are much easier to make than others
• Why stepping into alignment with your values will make you a better decision maker
• How to beat procrastination and Step Into Wealth®
• Why every decision you’ve ever made is a good one!
• 4 magic questions to ask yourself to Step Into Wealth® and have your best financial year yet.

Resources:

Secure Your Ticket for the 3 Day Online Event to Have Your Best Financial Year Yet

Get my book

Register for my FREE Financial Coaching Masterclass

Join The Money Circle

Join Catherine’s Facebook Page and FREE Facebook Group

My Online Courses – Investing for beginners from £1

Catherine’s YouTube Channel 

Connect with Catherine on Twitter, Instagram and Facebook

In this week's episode Carl Richards, founder of behaviorgap.com and author of The One Page Financial Plan, and I discuss the importance of harnessing your financial behaviour biases.

We talk about;

• Recognising your behaviour biases
• How some biases can actually be positive
• Why human behaviour is the main issue with investing
• Physical financial cues you can learn to recognise
• Why we should talk about spending rather than budgeting
• How to help your partner if they're won't discuss financial matters
• The importance of space and paying attention to your body

Resources:

Join The Money Circle membership

Book in a complimentary call to discuss how financial coaching can help you move from financial overwhelm to confidence and control. 

Join Catherine's Facebook Page and FREE Facebook Group

My Website 

My Online Courses - From Spender to Saver, Investing for beginners from £1

My YouTube Channel 

Connect with me on Twitter, Instagram and Facebook 

Follow Carl on his Website 

Follow Carl on Facebook 

Receive Carl's free weekly newsletter

The Behavior Gap - Carl Richards

The One Page Financial Plan - Carl Richards

Good to Great - Jim Collins

Your mental health is as important as your mental wealth because behind every financial situation, there is a set of conscious and unconscious beliefs, thoughts and emotions. Today I'm talking about the Money Atom exercise which can help you identify those beliefs.

In this episode:

• Why your mental health is as important as your wealth: Wealth Being
• Why financial freedom is not what you're seeking
• How to make sure you are wired for wealth
• The 13 steps of the Money Atom exercise
• Where to get further support completing the exercise
• The first thing we need to do in order to manifest wealth

Resources:

Join The Money Circle membership

Join the next FREE Plug Your Money Leaks Challenge

Book in a complimentary call to discuss how financial coaching can help you move from financial overwhelm to confidence and control. 

Join Catherine’s Facebook Page and FREE Facebook Group

My Website 

My Online Courses – Investing for beginners from £1

My YouTube Channel 

Connect with me on Twitter, Instagram and Facebook 

Brad & Ted Klontz – Mind Over Money: Overcoming the Money Disorders That Threaten Our Financial Health

Brad & Ted Klontz and Rick Kahler – Wired for Wealth: Change the Money Mindsets That Keep You Trapped and Unleash Your Wealth Potential

Mark Wolynn – It Didn’t Start With You

In this episode, I discuss the transition from traditional time-for-money business models to a new paradigm of wealth creation through asset building. 

I emphasize the importance of creating sustainable income streams and introduce the GROW method as a framework for developing assets. 

The conversation also addresses common mindset blocks that prevent entrepreneurs from making this shift and provides strategies for identifying unique knowledge and skills to leverage in business.

Chapters

00:00 The Shift from Time to Wealth

06:16 Understanding Asset Creation

13:03 The GROW Method for Asset Development

22:29 Overcoming Mindset Blocks

Resources:

Today I'm really delighted to be joined by Tamsin Caine from Smart Divorce to talk about how to prepare financially for divorce.

In this episode:

• What am I going to do for money?
• Where am I going to live?
• What about the children?
• Should I use a lawyer?
• Do I need a financial plan?
• What about pensions?
• What not to do
• Emotional Support & Financial Abuse

Resources:

Join The Money Circle membership

Book in a complimentary call to discuss how financial coaching can help you move from financial overwhelm to confidence and control. 

Join Catherine’s Facebook Page and FREE Facebook Group

My Website 

My Online Courses

My YouTube Channel 

Connect with me on Twitter, Instagram and Facebook 

Follow Tamsin on her website

Follow Tamsin on Twitter, Facebook, Instagram

Check your national insurance contributions

Financial Abuse useful resources

In this episode, I explore the intricate relationship between love and money, and how healing your relationship with love could be the key to holding more wealth.

Chapters

00:00 The Intrinsic Connection Between Love and Money

05:40 Understanding Financial Blueprints and Money Trauma

11:01 Expanding Your Capacity to Hold Wealth

18:09 Healing Relationships with Love and Money

Resources:

In this episode, Catherine shares her journey of transitioning from a secure full-time job to running three successful businesses. She provides insights and tips on how to make the leap from corporate to self-employed. Catherine emphasizes the importance of exposing oneself to successful self-employed individuals and surrounding oneself with supportive communities. She also highlights the need for financial stability and multiple income streams during the transition. Catherine encourages reframing the current job, setting clear outcomes and timeframes, and staying connected to one's purpose and vision.

Takeaways:

Expose yourself to successful self-employed individuals and engage with their content to gain motivation and inspiration.

Create a financial cushion or have multiple income streams to provide stability during the transition to self-employment.

Focus on basic legalities and business setup, such as purchasing domains, creating contracts, and setting up email marketing systems.

Stay connected to your purpose and vision, and set clear outcomes and timeframes to stay motivated and focused.

Surround yourself with supportive communities and seek mentorship and guidance to fast-track your journey.

Chapters:

00:00 Introduction: Making the Leap from Corporate to Self-Employed
01:03 Challenges of Transitioning to Self-Employment
04:25 Reaching the Tipping Point
05:23 Personal Challenges and Motivation for Transition
06:17 Struggles as a Working Mother
07:43 Transitioning to Self-Employment
08:39 Financial Stability and Multiple Income Streams
10:08 Building a Coaching Practice
13:26 Importance of Retreats and Masterminds
16:24 Launching a Membership and Scaling the Business
19:30 Motivation and Opportunity Cost
21:53 Creating a Financial Cushion
23:21 Legalities and Basic Business Setup
26:12 Purpose and Vision
27:11 Setting Clear Outcomes and Timeframes
29:17 Conclusion and Call to Action

Resources:

Get my FREE book ‘It’s Not About The Money’

Take the Money StoryTypes® Quiz

Join Catherine’s FREE Facebook Group ‘Wealthy Woman Community’

Catherine’s YouTube Channel

Connect with Catherine on Instagram 

Connect with Catherine on Facebook

Leave your thoughts on our podcast episodes here

Details for The Enrichment Method™ can be found here

Book recommendation: Key person of influence Daniel Priestley

Click here for information on the Wealth Awakening Retreat  

In this conversation I discuss the energy dynamics of selling, emphasizing the importance of moving from a scarcity mindset to one of abundance and connection.

I share practical exercises to help entrepreneurs, particularly women, overcome fears associated with selling and adopt a more authentic, desire-based approach. 

This conversation highlights the significance of energy in sales interactions and offers strategies for building genuine connections with clients.

Chapters

00:00 Transforming Sales Through Desire-Based Marketing

02:50 Understanding Fears Around Selling

06:02 Shifting from Old Paradigms to New Approaches

08:04 The Energy of Selling

11:07 Shifting Paradigms in Sales

14:03 Practical Exercises for Sales Alignment

18:16 Building Authentic Client Relationships

Resources:

In this bonus episode I am joined by Anna Parker-Naples to share her steps to exploding profit through podcasting. Having reached over 100k downloads on our podcast this week, I can hands down say that Anna's expertise has been invaluable.

In this episode:

• Why Anna started podcasting
• Why podcasting is the biggest growing marketing medium
• Anna's 8 Steps to Explode Your Profits through Podcasting
• A BONUS surprise

Resources

• Join Anna's Podcast Membership

Today is very special as I am interviewing the world renowned Mike Michalowicz, who is the author and founder of Profit First. One of the main aspects of money when we're running a business is how do we put profit first and pay ourselves first? How do we go about making profit in our business?

In this episode:

• Why putting profit first will revolutionise your business and life
• How to use the profit first model
• How to bank using the profit first model

Resources:

Join The Money Circle membership

Compare Starling and Monzo

profitfirstbook.com

Mike Up In Your Business Podcast

Check out Mike’s Books

Book in a complimentary call to discuss how financial coaching can help you move from financial overwhelm to confidence and control. 

Join Catherine’s Facebook Page and FREE Facebook Group

My Website 

My Online Courses – Investing for beginners from £1

My YouTube Channel 

Connect with me on Twitter, Instagram and Facebook 

This week I want to share with you my key take aways from the Illuminate tour which I attended as a speaker this month. The two week tour included myself, Neil Bage, and some other fabulous speakers, and I met some amazing people at the workshops.

I delivered an hour long workshop a couple of times every day, and the first thing that I wanted to do was to get the profession talking about the benefits of financial coaching.

I talked about;

• Why financial advisers should be focusing on behaviour and emotion, not just money
• My own personal story
• The negative emotional impact of professional jargon
• The Iceberg Effect
• Cultural effects on money mindset
• The childhood exercise
• My 3 steps to challenging and overcoming subconscious scarcity bias
• Stepping out of our comfort zones
• My 5 day Plug Your Money Leaks Challenge

Resources:

Join The Money Circle membership wait list - Join as a founding member and secure our lowest ever price!

Book in a complimentary call to discuss how financial coaching can help you move from financial overwhelm to confidence and control. 

Join Catherine's Facebook Page and FREE Facebook Group

My Website 

My Online Courses - From Spender to Saver, Investing for beginners from £1

My YouTube Channel 

Connect with me on Twitter, Instagram and Facebook 

Starling Bank Campaign - Make Money Equal

5 Day Plug Your Money Leaks Challenge - Join Now

In this week’s episode we are looking at emergency funds and why I don’t believe emergency funds work for people. The phrases “emergency fund” and “rainy day fund” historically have a very negative attachment that can leave people struggling to spend it even when they need to.

We are going to explore what you should be setting up instead.

In this episode:

• What does the phrase “emergency fund” actually mean
• Setting up pots and giving every pound a purpose
• Every decision we make is driven by pain or pleasure
• Why motivation towards pleasure is more sustainable than coming away from pain
• Creating a positive connection to money with the language that we use

Resources:

Join The Money Circle membership

Book in a complimentary call to discuss how financial coaching can help you move from financial overwhelm to confidence and control. 

Join Catherine’s Facebook Page and FREE Facebook Group

My Website 

My Online Courses – Investing for beginners from £1

My YouTube Channel 

Connect with me on Twitter, Instagram and Facebook

In this episode of the It’s Not About The Money podcast (formerly the In Her Financial Shoes podcast), I am going to be exploring the 6 different ways for budgeting and how to identify the one that is right for you.

We have been looking at how we can use our Money StoryType® over a number of episodes and this week we will begin to unpack the best way to budget that compliments your Money StoryType®.

There is no cookie-cutter approach to budgeting and as your relationship with money evolves over time, so will the way in which you manage your money. I used to think that a budget would remove the joy that money brought me but I am going to show you how you can create a spending plan that will empower you and move you to a place of abundance.

In this episode:

• Why you need a budget

• Shifting the language and behaviour around budgets

• How your perspective can impact the way you budget

• Ensuring that you remain a priority throughout your budget

Resources:

Welcome to the first episode in series 7 of The In Her Financial Shoes podcast. In series 7 we are focusing on real money stories. Real women from all walks of life share their money stories and financial journey.

In this episode:

• My journey from emotional overspending, low self worth, and debt
• My deepest ever interview!
• How bringing awareness to your money beliefs can help to change your relationship with money
• Why Financial Trauma isn't necessarily caused by a huge event
• How you can uncover Financial Trauma and change your relationship with money

Resources:

Join The low cost Money Circle membership

The Kite Mastermind: Where women learn to fly!

Money Moments: Simple Steps to Financial Well-being – Jason Butler

Jason Butler’s podcast: Real Money Stories

Join Catherine’s Facebook Page and FREE Facebook Community

My Website 

My Online Courses – Investing for beginners from £1

My YouTube Channel 

Connect with me on Twitter, Instagram and Facebook

Episode Overview

In this episode, I explore why so many female founders experience "success ceilings" - those moments when business finally gains momentum, money flows in, goals are hit... and then something happens to pull us back down. Whether it's sudden emergencies, procrastination on new opportunities, or discounting services, these patterns aren't random. They represent unconscious self-sabotage that happens when money starts to flow.

Key Highlights

Understanding Success Ceilings

• Success ceilings manifest as unexpected obstacles just as business gains momentum
• Common signs include anxiety around increased sales, sudden "emergencies" requiring spending, procrastination on opportunities, discounting services, and boundary issues
• The brain is trying to protect us by returning to what feels familiar and safe

The Cautionary Tale of Nasty Girl

• Founder Sophia Amoruso grew from an eBay store to $100 million in revenue
• Appeared on Forbes' list of richest self-made women with net worth of $280 million
• Released bestselling autobiography "Girlboss" and Netflix series
• Filed for bankruptcy in 2016 and was acquired for just $20 million in 2017
• Illustrates both the excitement of rapid success and challenges of sustainable scaling

The Psychology Behind Self-Sabotage

• We all have a financial identity - a concept of how much money we "should" have
• When we exceed our unconscious money set point, we experience identity disruption
• Ancestral programming can trigger safety warnings when we achieve unusual success
• Trauma changes how genes express themselves, and these changes can be inherited
• Our nervous system responds to unfamiliarity by shifting into fight, flight, freeze, or fawn
• Fear of others' expectations creates resistance to expanded success

Breaking Through Success Ceilings

Nervous System Regulation:

- Practice deep breathing: inhale for 4, hold, exhale for 6

- Place one hand on heart, one on stomach while affirming "It is safe for me to receive"

- Regular practice helps rewire physical responses to success

Create Success Containers:

- Open a separate bank account for new income levels

- Practice writing larger invoices and sending them to yourself

- Rehearse conversations about higher rates

- Visualize having a financial team supporting your expanded business

Identity Work:

- Ask: "Who do I need to become to hold this level of success?"

- Create identity statements that align with your expanded financial reality

- Find accountability partners who expect this level of success from you

- Establish celebration rituals for financial milestones

- Set clear boundaries around time and energy

Inspirational Examples:

• Sarah Blakely maintained 100% ownership of Spanx when investors came knocking
• Her quote: "Success to me is internal, not external"
• Built a billion-dollar company by focusing beyond just numbers

Final Thought

Success limits aren't character flaws—they're protective mechanisms that once served us but no longer do. With awareness and practice, we can break through to new levels of sustained success where it feels safe to thrive.

Chapters

00:00 Introduction to Success Ceilings

02:50 Understanding Success Ceilings

06:04 The Story of Sophia Amoruso

08:55 Psychology Behind Self-Sabotage

11:55 Ancestral Programming and Financial Identity

14:53 Nervous System Responses to Success

18:08 Breaking the Cycle of Self-Sabotage

20:58 Practical Steps to Embrace Success

23:47 Visualizing and Embodying Success

27:03 Creating New Financial Containers

29:49 Conclusion and Next Steps

Resources:

In this bonus episode I'm sharing 3 key ways you can stop the cycle of overspending in any area of your life.

You will learn;

• The most common areas of overspend
• The right questions to ask yourself
• The reason we often find it so difficult to control our spending
• My 3 step plan to ensure you halt the overspend cycle for good

Resources:

Join The Money Circle membership

Join the next FREE Plug Your Money Leaks Challenge

Book in a complimentary call to discuss how financial coaching can help you move from financial overwhelm to confidence and control. 

Join Catherine’s Facebook Page and FREE Facebook Group

My Website 

My Online Courses – Investing for beginners from £1

My YouTube Channel 

Connect with me on Twitter, Instagram and Facebook 

In this episode of It’s Not About The Money podcast (formerly the In Her Financial Shoes podcast) I explore the difference between what happens when we sit in our feminine or masculine power when we're trying to create more abundance in our life and businesses. As well as discussing why it’s important to recognise how feminine and masculine energies can influence your financial behaviours. 

In this episode, I cover:

• What is the difference between feminine and masculine energy?
• Why it is important to understand these energies.
• How we approach money in a masculine and feminine energy.
• How do you know if you stand in one energy more than the other.
• How to stand more in your feminine power.

Resources:

Get my FREE book 'It's Not About The Money'

Take the Money StoryTypes® Quiz

Join Catherine’s FREE Facebook Group 'The Energy of Money Experience'

Catherine’s YouTube Channel

Connect with Catherine on Instagram 

Connect with Catherine on Facebook

Join Catherine at the Wealthy Woman Live Event

This week the In Her Financial Shoes Podcast is celebrating our 100th birthday! To celebrate, we are releasing bonus episodes over the course of this week. We would love you to celebrate with us, and we have an incredible opportunity below for you to do that!

In this bonus episode:

• I speak with Nick Bradley, serial entrepreneur
• The difference between strategy & mindset
• How to balance the two in business
• Why it is important to focus on both

Celebrate With Us:

We are offering an EXCLUSIVE opportunity to come and celebrate with us inside The Money Circle membership completely free for an entire month! Simply use the coupon PODCAST30 at checkout. See you in there!

Resources:

Join The Money Circle membership

Book in a complimentary call to discuss how financial coaching can help you move from financial overwhelm to confidence and control. 

Join Catherine’s Facebook Page and FREE Facebook Group

My Website 

My Online Courses – Investing for beginners from £1

My YouTube Channel 

Connect with me on Twitter, Instagram and Facebook 

Visit our sponsor: Shawbrook website

I really wanted to get stuck into what money trauma is and some of the emotions around money, as well as how to feel okay to earn more money. How do you heal money trauma?

Society tells us that we should try to ‘get rid’ of negative emotions such as fear, shame, regret, guilt, responsibility, and anger, when actually all emotions are important.

Rather than trying to get rid of those emotions or money blocks, I actually recommend leaning into the emotions and money blocks in order to lean into and Step Into Wealth®.

In this episode:

• Catherine’s personal experience of money blocks while growing her wealth.
• Trauma responses we experience that affect our ability to Step Into Wealth®.
• How to learn to feel into our emotions and lean into them.
• A self empowering tool you can use to heal money trauma.

Resources:

Get my book ‘It’s Not About The Money’

Register for my FREE Financial Coaching Masterclass

Connect with Catherine on Twitter, Instagram and Facebook

Join Catherine’s Facebook Page and FREE Facebook Group

My Online Courses – Investing for beginners from £1

Catherine’s YouTube Channel 

On this week’s episode of the In Her Financial Shoes podcast, I am joined by Ted Wilmont.

Ted is an EFT and Matrix Reimprinting Practiticioner. With 15 years experience, Ted is also a mentor to practitioners to help them integrate these powerful modalities into their own communities.

After qualifying in EFT and Matrix Reimprinting, we are seeing these modalities in action in our own community and the transformations taking place are extraordinary. 

This week we are exploring the topic that we all ask ourselves often – how can I be enough? Our core beliefs infer how we feel about money and then how we behave around money. Listen in as we dig deeper on this topic and find out how you can transform your beliefs around whether you are enough.

In this episode:

• How EFT and Matrix Reimprinting can help correct wrong beliefs, particularly around money
• Why bringing awareness to beliefs can be so powerful
• Tools we can use to regain your power
• Realigning your body and your mind
• How to explore the future and bring it into your present

Resources:

Joined by Will Rainey, the founder of the financial education platform bluetreesavings.com and the author of the children’s book, Grandpa’s Fortune Fables.

In this episode, we are talking all about kids and money. I’m often asked questions such as “should I give my kids pocket money?”, “How can I pass on a good relationship with money to my kids?”, and “How do I teach my kids about money?”

This is a really important subject, so Will and I get stuck into some of the best lessons to teach your kids about money.

About Will’s Book: Grandpa’s Fortune Fables

When Grandpa Jack was a young man, he went on an adventure to a faraway island in search of gold. Whilst he was on the island he discovered ‘The Three Rules of Wealth’. These rules helped him to become a very wealthy man.

As Gail shares her Grandpa’s adventures, your kids will learn:

• The difference between being ‘Rich’ and being ‘Wealthy’
• How to earn money
• The importance of saving their money
• How to grow their money (investing)
• That patience is the superpower of the wealthy
• Why they should avoid gambling, scams and (bad) debt

Your kids will also have to try and solve Grandpa’s Mystery Code as they answer short questions to recap on what they have learnt throughout the book.

In this episode:

• What is the most important lesson to teach kids about money?
• Do the lessons we teach vary based on age?
• The 3 rules of wealth: save then spend/plant the seeds you keep/be patient.
• Will’s view on pocket money.

Resources:

Get my FREE book ‘It’s Not About The Money’

Will Rainey’s Book: Grandpas’s Fortune Fables

Register for my FREE Financial Coaching Masterclass

Connect with Catherine on Twitter, Instagram and Facebook

Join Catherine’s Facebook Page and FREE Facebook Group

My Online Courses – Investing for beginners from £1

Catherine’s YouTube Channel 

This week the In Her Financial Shoes Podcast is celebrating our 100th birthday! To celebrate, we are releasing bonus episodes over the course of this week. We would love you to celebrate with us, and we have an incredible opportunity below for you to do that!

In this bonus episode:

• Catherine answers a series of quick fire 'get to know me' questions!
• Questions fired by the wonderful Anna Parker-Naples
• Get to know Catherine as she answers honest and raw questions
• All questions were a total surprise!

Celebrate With Us:

We are offering an EXCLUSIVE opportunity to come and celebrate with us inside The Money Circle membership completely free for an entire month! Simply use the coupon PODCAST30 at checkout. See you in there!

Resources:

Join The Money Circle membership

Book in a complimentary call to discuss how financial coaching can help you move from financial overwhelm to confidence and control. 

Join Catherine’s Facebook Page and FREE Facebook Group

My Website 

My Online Courses – Investing for beginners from £1

My YouTube Channel 

Connect with me on Twitter, Instagram and Facebook 

Visit our sponsor: Shawbrook website

In this episode of the It’s Not About The Money podcast (formerly the In Her Financial Shoes podcast), and today I am going to be talking to you about the energy of money.

How you feel about money is the main difference between you feeling deserving to have more money and being able to hold on to money. Your relationship with money is the impact on the prices we charge to clients, the feeling of lack or scarcity and general shame around talking finance.

This episode is the definition of energetic work and I am excited to share more to help you transform your relationship with money so that you can step into wealth™.

In this episode:

• What is the energy of money

• Why we give away so much power to money

• Why the answer to financial scarcity isn’t just to make more money

• How to challenge your financial beliefs

• The power of raising your vibration and how to do it

Resources:

In this special episode, I am sharing another excerpt from my upcoming book “It’s Not About The Money”. Launching on Thursday 9th December, which also happens to be my 40th birthday, I am giving a little taster of what is to come.

The Middle Eastern origin of the word Wealth means happiness and prosperity in abundance of possessions or riches. But it isn’t just about the money. It is about the feeling and emotions. In this episode, I am reading from my chapter around the 4 levels of wealth creation. Have a think about where on this journey you are and what level of wealth creation you are at.

In this episode:

• The 4 levels of wealth creation and how we can look at these through the lens of Maslow’s Hierarchy of Needs
• Money is driven by the need for love or the need for status
• Why prioritising all areas of wealth creation means you prioritise no areas with depth and therefore no areas will grow
• We give money a lot of power that is often achievable if we stay focused on our sense of self and belonging

Resources:

Get my book

Register for my FREE Financial Coaching Masterclass

Join The Money Circle

Join Catherine’s Facebook Page and FREE Facebook Group

My Online Courses – Investing for beginners from £1

Catherine’s YouTube Channel 

Connect with Catherine on Twitter, Instagram and Facebook

In this episode of the In Her Financial Shoes podcast I am going to be talking about pricing and sharing 5 ways that you can ethically raise your prices without losing your customer.

We often hear people saying “charge your worth” which can be a difficult concept, particularly if you are dealing with imposter syndrome or a lack of confidence. Raising your prices is much easier when you have substance behind it and helps prevent you feeling uncertain or anxious.

I am going to help you look at your pricing from a place of balance and confidence because it is not about the money. You can step into wealth® without affecting your client base.

In this episode:

• Understanding your mindset and energy around increasing your prices
• Raising the value that provides results without giving more time
• A practical exercise around appreciating your value and worth
• Your systematic approach to supply and demand
• How to manage the resistance that comes up when you think about your pricing

Resources:

I want to talk about a taboo subject and one that I am not seeing talked about enough; the subject off financial PTSD. PTSD is a fascinating subject and one that I think we to talk about in terms of the financial implications.

In this episode:

• The types of trauma which can result in PTSD
• Why you may now realise you are suffering
• The reason money is never the problem
• My 5 question exercise to help you recover from PTSD and repair your relationship with money

Resources:

Join The Money Circle membership

Join the next FREE Plug Your Money Leaks Challenge

Book in a complimentary call to discuss how financial coaching can help you move from financial overwhelm to confidence and control. 

Join Catherine’s Facebook Page and FREE Facebook Group

My Website 

My Online Courses – Investing for beginners from £1

My YouTube Channel 

Connect with me on Twitter, Instagram and Facebook 

On this episode of the In Her Financial Shoes podcast I am going to be exploring money dates - what are they and why you should have one.

A money date is one of the most important meetings in your diary. A money date is all about connection and awareness. You connect with you money in such a way that will give you complete clarity around your finances. From here, you can begin taking small and nurturing steps forward towards wealth.

Take this time for yourself to empower your relationship with money and move forward to a wealthier you.

In this episode:

• What is a money date
• Setting the scene for success in your money date
• How to prepare your mind and remove disempowering beliefs
• What information you will need for your money date
• How to best set intentions to create a 1% improvement in your financial situation

Resources:

In this episode of the It’s Not About The Money podcast (formally the In Her Financial Shoes podcast) I am going to give you one single way that you can help yourself to overcome money shame.

The biggest reason why people, and in particular women, don’t claim what is available to them is because of shame around money. Money shame is a very common challenge. There is also a big difference between guilt and shame.

Today I am going to help you take the first step away from shame around money and move towards a place of deserved-ness. 

In this episode:

• What the difference is between guilt and shame
• A powerful exercise to help you step into wealth in 2023
• Why business growth is not always linear and why that is acceptable
• The consequences of money shame
• How to embrace and embody acceptance

Resources:

Today we're talking with Andrew Komarow about Autism and financial planning. How being on the spectrum or having family or friends on the spectrum, can affect how we manage money.

In this episode:

• How Andrew's personal late diagnosis helped shape his business
• The challenges for those on the spectrum or their families in relation to financial planning
• Andrew's top tips for overcoming or managing these challenges
• How automating your finances and creating financial routines can help

Resources

Open a Starling Bank Personal Account - No branches or awkward telephone calls!

Join The Money Circle membership

FREE PDF – 10 Strategies to Teach Your Autistic Child About Money

Book in a complimentary call to discuss how financial coaching can help you move from financial overwhelm to confidence and control. 

Join Catherine’s Facebook Page and FREE Facebook Group

My Website 

My Online Courses – Investing for beginners from £1

My YouTube Channel 

Connect with me on Twitter, Instagram and Facebook 

Andrew’s Website

Planning Across the Spectrum on Facebook, Twitter, Youtube

In this episode, we’re going to have a look at how important it is to understand your personal emotional relationship with money, and how it may affect your behaviour when you’re investing.

You will learn;

• Why it's important to understand your money habits
• How your money habits affect your investment journey
• The 6 different money habitudes
• Investment biases that work alongside money habitudes

Resources:

Find out about The Money Circle membership

Book in a complimentary call to discuss how financial coaching can help you move from financial overwhelm to confidence and control. 

Join Catherine's Facebook Page and FREE Facebook Group

My Website 

My Online Courses - From Spender to Saver, Investing for beginners from £1

My YouTube Channel 

Connect with me on Twitter, Instagram and Facebook 

Today we are welcoming Dr. Daniel Crosby, who is a psychologist and a behavioural finance expert who helps organisations to really understand the mind and the financial markets.

We talk about how behavioural psychology interconnects with the world of finance, and how our behaviour affects the relationship we have with money.

Daniel and I discuss;

• How we can teach kids about money
• human behaviours and biases around money
• Why sometimes we're silly with money
• The emotions which influence our financial decisions
• Gender differences in managing money
• The prime time in your day to make investment decisions
• How your monthly cycle can affect your financial decisions
• Why financial advisers are important (it's not why you think!)

Resources:

Join The Money Circle membership wait list - Join as a founding member and secure our lowest ever price!

Book in a complimentary call to discuss how financial coaching can help you move from financial overwhelm to confidence and control. 

Join Catherine's Facebook Page and FREE Facebook Group

My Website 

My Online Courses - From Spender to Saver, Investing for beginners from £1

My YouTube Channel 

Connect with me on Twitter, Instagram and Facebook 

Find Daniel on LinkedIn

The Behavioral Investor - Daniel Crosby

The Laws of Wealth: Psychology and the secret to investing success - Daniel Crosby

Personal Benchmark: Integrating Behavioral Finance and Investment Management - Daniel Crosby

Man's Search for Ultimate Meaning - Viktor Frankl

The Geometry of Wealth: How To Shape A Life Of Money And Meaning - Brian Portnoy

This week Annie Stoker and talk to you about how the perfectionist in us can stop us from doing things, from taking action, from feeling like we aren't worthy or good enough. This can be in relation to money or business or lots of other things in life.

In this episode:

• What are sub-personalities?
• How might they show up?
• Are sub-personalities good or bad?
• How sub-personalities can help or hold us back
• Where our sub-personalities come from
• Why we need to address perfectionism in business

Resources:

Join The Money Circle membership

Register for the FREE Wealth Creation masterclass

Book in a complimentary call to discuss how financial coaching can help you move from financial overwhelm to confidence and control. 

Join Catherine’s Facebook Page and FREE Facebook Group

My Website 

My Online Courses – Investing for beginners from £1

My YouTube Channel 

Connect with me on Twitter, Instagram and Facebook 

Annie’s website: Life Training Institute

One of Many’s website

Follow Annie on LinkedIn

One of Many’s website

In this episode of the It’s Not About The Money podcast (formerly the In Her Financial Shoes podcast) I am continuing with our Hidden Wealth series and exploring more around mastering the money systems that will create the path to £1 million pounds.

A money system is just as much about the mindset as it is creating the system itself. I have seen so many people delay in setting up their money management system but actually doing this is really simple. I am going to show you just how easy it is and also share some really great tips for getting started.

Setting up your money management system in both your personal and business finances is going to be key in helping you achieve your financial goals - taking you even closer to your £1 million pound target.

In this episode:

• How to analyse your business to discover whether it will support your financial goals right now
• Identifying how you protect your human capital
• Essential systems to implement that will support your present, future and flow in business
• Why insurance is so valuable and will support your financial growth

Resources:

Managing your money leaks is something that I believe everyone should be doing on a regular basis. But as well as the practical steps involved in this, it's also about learning what causes you to overspend in the first place.

In this episode:

• My 4 top tips to help you plug your money leaks
• How and why emotions affect money
• The beliefs that you hold and how they're affecting your relationship with money
• How to change those beliefs and habits
• 3 handy exercises to complete

Resources:

Ready Steady Websites EXCLUSIVE podcast offer

Our brand new course!

Join The Money Circle membership

Join the next FREE Plug Your Money Leaks Challenge

Book in a complimentary call to discuss how financial coaching can help you move from financial overwhelm to confidence and control. 

Join Catherine's Facebook Page and FREE Facebook Group

My Website 

My Online Courses - Investing for beginners from £1

My YouTube Channel 

Connect with me on Twitter, Instagram and Facebook 

In this episode of the It’s Not About The Money podcast (formerly the In Her Financial Shoes Podcast) I am going to share with you the 5 money habits that are keeping you poor and I am certain there is 1 that you have never heard before!

We all have habits and beliefs that form the framework of our relationship with money. It is quite easy to think that we need to make more money in order to increase our wealth or savings pots. There are some far more important changes that you can make that will have a much greater impact on your finances.

This episode is jam packed full of useful tips that will help you hit reset and kick off 2023 with a whole new approach to your financial goals.

In this episode:

• Why making more money is not actually the answer
• What happens when you only focus on the practical management of money
• The power of the money pots
• How to visualise your money to achieve greater power
• What you must do before you start saving money

Resources:

In today's podcast I am talking about Maslow's 'Hierarachy of Needs' and what it can teach us about financial wellbeing and wealth. 

In this episode you will learn:

• What does the word 'wealth' mean? 
• Creating financial wellbeing 
• What is Maslow's hierarchy of needs?
• What can this teach us?
• Are you bypassing your basic level of needs?
• How can employers help their employees climb the ladder of financial wellbeing?

Resources:

Jason Butler  - Speaker, Author, Financial Wellbeing Expert

Chris Budd The Financial Wellbeing Book

Episode 5 - https://themoneypanel.co.uk/2019/02/20/be-more-financially-resilient/

Martin Lewis Good Debt Bad Debt 

Join Catherine's Facebook Page and FREE Facebook Group

My Website 

My Online Courses

My YouTube Channel 

Connect with me on Twitter, Instagram and Facebook 

In this episode, I am digging deeper into how much a financial coach should be charging and how you can go about becoming a financial coach.

The wonderful thing about financial coaching vs financial advise is coaching is about the emotion. We look at the beliefs and attitudes behind our actions and a financial coach really focusses on the transformation and results for the client.

As a financial coach, you create powerful advice that really sticks with your clients, creating real impact in their lives, all while increasing your own income with ease.

In this episode:

• How much a financial coach earns
• Understanding the type of clients that you want to work with
• Charging structures and increasing your own wealth
• How to become a financial coach

Resources:

Today we're focusing very much on the concepts of financial behaviours and one of the topics is about self sabotage and how to stop self sabotaging yourself financially.

In this episode:

• What is self sabotage
• How our unconscious belief systems work
• Ways that we self sabotage
• How trauma presents physically in the body
• How you can change and stop self sabotaging beliefs
• The difference between EMDR and RTT therapies

Resources:

Join The Money Circle membership

Join the next FREE Plug Your Money Leaks Challenge

Book in a complimentary call to discuss how financial coaching can help you move from financial overwhelm to confidence and control. 

Join Catherine’s Facebook Page and FREE Facebook Group

My Website 

My Online Courses – Investing for beginners from £1

My YouTube Channel 

Connect with me on Twitter, Instagram and Facebook 

Follow Caroline on her Website 

Follow Caroline on Facebook

Caroline’s book Divorce Became my Superpower.

In this episode of the It’s Not About The Money podcast (formerly the In Her Financial Shoes podcast) I am sharing how I went from £30,000 of debt to 7 figure businesses and angel investment.

I have just come back to the office after hosting my Wealth Awakening Retreat in Jersey where I was joined by some of the ladies in my community. We spent the week opening dialogue around money, clearing limited beliefs and celebrating financial empowerment. I always come back from these events energised and reflective of my own journey.

When stuck in recurring debt shame cycles it can be really difficult to see a way out but it is completely possible. When we change our relationship with money, we open up doors that we never believed were attainable. As well as some actionable tips, I am going to share some internal shifts that supported me in moving away from cycles that had me robbing Peter to pay Paul. 

In this episode:

• How to let go of the emotional around past decisions and actions

• Why you need to balance the masculine and feminine energy for greater growth

• What it means to get financially naked and why it is such an important part of the journey

• What happens when you learn to manage the money you already have

• How trust is in integral part of each step to financial stability and growth

Resources:

In today's podcast I am joined by Will Carmichael, CEO of Rooster Money, the pocket money app for children.

We discuss how Will became interested in financial education and why Rooster Money's message is so important to him.

In this episode you will learn:

• What inspired the founding of Rooster Money
• The importance of starting to have conversations about money with children as young as 5
• How giving children pocket money can develop positive relationships with money in later life
• How apps like Rooster Money can make our lives as parents easier
• The average amount of pocket money given to children in the UK
• The statistics that show that children are great savers when given the right tools and knowledge
• Some key information about junior ISA's and the difference between a cash ISA and a stocks and shares investment ISA

Resources:

Exclusive Rooster Money sign up offer

Book in a complimentary call to discuss how financial coaching can help you move from financial overwhelm to confidence and control. 

Join Catherine's Facebook Page and FREE Facebook Group

My Website 

My Online Courses - From Spender to Saver, Investing for beginners from £1

My YouTube Channel 

Connect with me on Twitter, Instagram and Facebook 

Exclusive Rooster Money sign up offer

Find Rooster Money on Facebook 

Apps

Yolt

Monzo

Starling

Emma

In the second part of this interview with Lisa Johnson, we really deep dive into what it means to build passive income in your business. Lisa shares with us her top tips and tricks, and leaves us with some great advice.

In this episode;

• How Lisa went from working 6am - midnight every day to earning £200,000 in her sleep
• Why building an audience is so important
• The big mistake that many entrepreneurs make
• Why passive doesn't mean no work
• Why niche is the most important thing
• Lisa's CASHH System

Resources:

Join The Money Circle membership

Book in a complimentary call to discuss how financial coaching can help you move from financial overwhelm to confidence and control. 

Join Catherine's Facebook Page and FREE Facebook Group

My Website 

My Online Courses - From Spender to Saver, Investing for beginners from £1

My YouTube Channel 

Connect with me on Twitter, Instagram and Facebook 

Follow Lisa on her Website 

Find Lisa on Facebook 

In this episode of the It's Not About the Money podcast, I explore how to prioritize finances when everything feels important.

I introduce the concept of 'money dates' as a way to build a relationship with money, emphasizing the importance of emotional connection and creating a supportive environment. 

I share frameworks like the fridge, freezer, larder model and the 50/30/20 budgeting method to help listeners allocate their finances effectively. 

I also provide practical tips for sticking to money dates and encourages listeners to focus on progress rather than perfection in their financial journey.

Chapters

00:00 Introduction to Money Prioritization

06:12 Emotional Connection to Money

11:54 Frameworks for Financial Clarity

19:07 The 50/30/20 Budgeting Method

23:53 Sticking to Your Money Dates

30:05 Conclusion and Future Planning

Resources:

Overspending and impulsive financial decisions are coping mechanisms and a distraction from what is really going on. Spending gives our brain a reward, a fleeting “high”. We often act from an emotional irrational state that leads us to make bad decisions or bury our head in the sand.

I explore exactly why overspending occurs including the science behind it. Once we have discovered the why, we can then explore the how.

In this episode:

• 5 top tips on how we can prevent overspending from happening
• The things that happen when we are acting from our emotional irrational state
• How the link between trauma and addiction can affect our spending
• Why we need to look at healing our relationship with money to help break bad habits with our spending
• How changing our behaviours from reactive to proactive will increase our bank balance
• The importance of creating a delay before making a purchase and why that can have a massive impact

Resources:

Join The Money Circle

Join Catherine’s Facebook Page and FREE Facebook Group

My Online Courses – Investing for beginners from £1

Catherine’s YouTube Channel 

Connect with Catherine on Twitter, Instagram and Facebook

Today I want to focus on helping those of you who may be feeling a little stuck. Those of you who may have followed the podcast series and still be wondering; how do I get started?

I am a massive believer in getting your behaviours and habits right first before you get started. Why? Because the fastest way to build wealth is to adjust your spending habits.

You will learn;

• The 6 fastest ways to build wealth
• Why you don't need complicated spreadsheets
• Or annoying jargon!

Resources:

Join The Money Circle membership

Book in a complimentary call to discuss how financial coaching can help you move from financial overwhelm to confidence and control. 

Join Catherine's Facebook Page and FREE Facebook Group

My Website 

My Online Courses - From Spender to Saver, Investing for beginners from £1

My YouTube Channel 

Connect with me on Twitter, Instagram and Facebook 

In this episode I explore the complex emotion of shame, particularly in relation to money and spending habits.

I discuss how shame is a natural human emotion that can lead to impulsive spending and feelings of inadequacy. 

Through the Money Storytypes framework, I provide insights into understanding one's relationship with money and offer practical tools for transforming shame into empowerment.

This episode emphasizes the importance of awareness, self-acceptance, and creating healthy boundaries around spending.

Chapters

00:00 Understanding Shame: A Natural Human Emotion

06:03 The Impact of Shame on Money Decisions

11:54 Recognizing and Addressing Shame Physically

18:14 Transforming Shame into Empowerment

Resources:

In this episode of the It’s Not About The Money podcast (formerly the In Her Financial Shoes podcast) I am going to share with you how you can use your Money StoryType®️ to save more money.

Your Money StoryType®️ is your superpower when it comes to understanding your relationship with money. Recently we have looked at different ways that you can use your Money StoryType®️ to increase your earnings but this week we are looking at how you can hang onto more of your money. 

By understanding more around your relationship with money, you are better equipped to move from a place of scarcity and towards a more abundant mindset in a way that doesn’t create any self-sabotaging actions.

In this episode:

• Building boundaries that work with your Money StoryType®️

• How to create an optimal environment for saving

• Understanding your emotions around saving

• Using your Money StoryType®️ for investing success

Resources:

I'm really pleased to welcome back to the podcast Amy Rowlinson who we interviewed in series 2 about how to invest in property. In this interview we're also welcoming Amy's business partner Dan Hulbert to talk with us about how and where to start if you're thinking of buying investment property.

In this episode:

• What is the best type of property investing to start with
• What do you need to know before considering buy to let
• The 3 main people you need in your 'boat'
• Ways to raise a deposit
• What is property crowd funding
• Common myths busted
• Steps you can take today

Resources:

Ready Steady Websites EXCLUSIVE podcast offer

Join The Money Circle membership

Join the next FREE Plug Your Money Leaks Challenge

Book in a complimentary call to discuss how financial coaching can help you move from financial overwhelm to confidence and control. 

Join Catherine's Facebook Page and FREE Facebook Group

My Website 

My Online Courses - Investing for beginners from £1

My YouTube Channel 

Connect with me on Twitter, Instagram and Facebook 

Find Amy & Dan on their Website 

Follow Amy & Dan on Facebook 

Join Amy & Dan's Facebook group

The Property Vault Podcast

Read last year's interview with Amy - How to Invest in Property

Check your credit score free with Credit Club from Martin Lewis

In this episode of the It’s Not About The Money podcast (formerly the In Her Financial Shoes podcast) we continue with the final part of the Hidden Wealth Series, exploring smart hiring practices for achieving your £1 million financial goal.

Hidden wealth is found in delegation and team growth. Delegation doesn’t just free up time, it also frees up energy allowing you to focus on your zone of genius and serving your clients. This will also create space for you to make strategic decisions in your business, space for creativity and high impact activities.

When you empower your team, not only do you and your team benefit, but so does your business and this step is key to stepping into a place of wealth and expansion.

In this episode:

• Why you need to hire early in your entrepreneurial journey
• How to create a map of every process in your business and why it is essential to do
• Effective ways to handle team communication
• What are key performance indicators and how they help with people management
• How to diversify your team for success

Resources: