Expat Property Story (The Expat Property Guy)
Explore every episode of Expat Property Story
| Pub. Date | Title | Duration | |
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| 03 Feb 2022 | We Don't Need No Paid Property Education | 00:50:12 | |
#1 Are you looking to invest in UK property from overseas? Then, tune in to this debut episode as the Expat Property Guy argues against paying for property education at the start of your Expat Property Story. Rob talks about:
He also tells a joke… (7’55”) | |||
| 03 Feb 2022 | Bankrobber | 00:36:03 | |
#2 Stuart’s portfolio has since increased from six to 35 properties in less than five years. Find out how in this episode!
Stuart also tells a joke: (30'35") | |||
| 03 Feb 2022 | Fools Gold | 00:30:54 | |
#3 This episode also features expat Ivan Goh, a solicitor from London, who has a cautionary tale to tell about the dangers of buying off-plan new build developments in the UK. Turn on your mind, relax and listen to the episode!
Ivan also tells a joke! (28'48") | |||
| 10 Feb 2022 | Mr. Taxi | 00:29:18 | |
#4 Tune in to find out how he then gets two FREE flats from developers after writing a blog! Samuel also offers insights into the problems facing Hong Kong British National Overseas (BNO) when emigrating to the UK.
Samuel also tells a joke: (26'30") Please subscribe to the show on the podcast provider you choose to use! If you really want to help build an expat property community, please rate the show and leave an honest review on Apple Podcasts. Here's how. If you have ideas for the show, write to me: expatpropertyguy@gmail.com Or Tweet me: @ExpatPropGuy
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| 17 Feb 2022 | Money, Money, Money | 00:36:41 | |
#5 She has helped clients invest over six million pounds in property, which she refers to as a ‘brick bank’ for the long term. She argues that 3 bed terraced houses in Liverpool are a much better investment than new-build high rise apartments in Manchester. Ironically, back in 2017, the Expat Property Guy and his wife agree to buy a one-bed flat in Manchester. Their Expat Property Story is underway!
Vicki starts with a joke: (4’34”) https://www.linkedin.com/in/VickiWusche https://www.facebook.com/VickiWusche https://www.twitter.com/VickWusche https://www.instagram.com/Vicki_Wusche https://www.youtube.com/VickWusche Website – https://www.VickiWusche.com Booking calendar - https://calendly.com/vickiwusche Using Other People’s Money: How to invest in property 4th edition Make More Money from Property: From investor thinking to a business mindset 2nd Edition Property for the Next Generation: Securing your future in uncertain times 2nd Edition The New Estate: Insights from the 22nd century The Wealthy Retirement Plan: A revolutionary guide to living the rest of your in style.
Ebooks – on the website VickiWusche.com 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them
Free gift Online Assessments FREE for your guests Link to https://www.VickiWusche.com/scorecard · Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book this gives you a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons
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| 23 Feb 2022 | ABC | 00:30:29 | |
#6 Back in 2017, the Expat Property Guy’s Expat Property Story hits a snag!
Leave a review and follow the show at www.expatpropertystory.com Derek’s favourite book: Never Split the Difference: Negotiating as if your life depended on it; By Chris Voss If you really want to help build an expat property community, please rate the show and leave an honest review on Apple Podcasts. Here's how. If you have ideas for the show, write to me: expatpropertyguy@gmail.com Or Tweet me: @ExpatPropGuy | |||
| 02 Mar 2022 | Like Clockwork | 00:33:00 | |
#7 | |||
| 09 Mar 2022 | Money Transfer (That's What I Want) | 00:32:03 | |
#8 | |||
| 15 Mar 2022 | Saif's European Home | 00:27:31 | |
#9 Meanwhile, back in 2017, The Expat Property Guy and his wife decide to release equity from their original home to raise money and turn to Property Tribes for advice on how to spend it… | |||
| 23 Mar 2022 | Help! | 00:17:26 | |
#10 The appeal gives rise to a discussion about the importance of having a why for investing in property, which may help shape your investment decisions in the here and now. A thought provoking episode! To find out more about more about Nick and Vanessa’s pet rescue mission and donate:https://www.justgiving.com/crowdfunding/ukrainemissionnick To contact Vanessa or Nick from Property Tribes | |||
| 29 Mar 2022 | These Boots Were Made For Walkin' | 00:33:05 | |
#11 When choosing your investment area, what can you do if you have no boots on the ground? Dubai based expat Steven Pardoe booked into a hotel in the West Midlands for a couple of weeks and walked the streets until he knew the area like the back of his hand. Meanwhile back in 2017, the Expat Property Guy refines his strategy and starts thinking about HMOs… Rate, review, follow and give ideas for the show at www.expatpropertystory.com | |||
| 05 Apr 2022 | Holiday Let Star | 00:30:45 | |
#12 Do you wish you could get your hands on high cash-flowing assets like Holiday Lets or HMOs but always thought it’s not possible as an expat? Peter Meek reveals how he and his wife, Joanna, turned adversity into opportunity by joint venturing with UK partners to start building a UK property portfolio of holiday lets and HMOs after being stranded it the UK during Covid. Peter’s strategy of splitting freehold titles into leasehold flats looks likely to turn him into a Holiday Let Star! Meanwhile back in 2018, the Expat Property Guy also looks to high cash-flowing HMOs and seeks advice on the Buy, Refurbish, Refinance strategy. Rate, review, follow and leave your ideas for the show at www.expatpropertystory.com | |||
| 12 Apr 2022 | Two Tribes | 00:34:54 | |
#13 Vanessa is on Twitter: @4_Walls | |||
| 19 Apr 2022 | We Can Network It Out | 00:33:58 | |
#14 UK property investor Bronwen Vearncombe and her husband took just one year to build a profitable portfolio which allowed them to replace their incomes, leave their jobs and set off to travel the world after releasing equity from their family home. Bronwen attributes their property investment success to the network opportunities and knowledge they gained through property education. Meanwhile, there is light at the end of the tunnel as the Expat Property Guy and his wife decide on a location for their student HMO and find a UK property partner as they go looking for investment opportunities. Chapters: | |||
| 26 Apr 2022 | Expat Mortgages for the UK 1 | 00:31:59 | |
#15 Do you have trouble getting an expat mortgage loan? This two-episode special contains all the information you need as a remote investor looking to invest in UK property. In this first episode, expat mortgage expert Simon Allen from Searchlight Finance explains when to use and when not to use a broker, what to look out for when making an application and how to deal with your solicitor. Back in 2018, the Expat Property Guy and his wife find someone to source, refurbish and manage a student HMO in Nottingham. Rate, review, follow and give your ideas for the show at www.expatpropertystory.com Chapters:
Keywords expat mortgage broker, client's best interests, property investment, student HMO properties, Nottingham rental demand, financial returns, property evaluation, bridging finance, international banking, expat mortgages, foreign nationals, Brexit impact, buy-to-let market, buy-to-let lenders, expat documentation, UK correspondence address, expat solicitor, limited company borrowing, completion date, communication efficiency, technology, discount code, solicitor relationship, regular contact, listener location, Tokyo, feedback, expatpropertystory.com, mortgage special. | |||
| 03 May 2022 | Expat Mortgages for the UK 2 | 00:32:47 | |
#16 If you’re an expat looking for UK property investment opportunities, you probably have lots of questions about expat mortgages. This podcast episode will give you all the mortgage knowledge you need for smarter property investing in the UK. In this second part of my interview with Simon Allen of Searchlight Finance, we discuss the impact of changes to legislation around Energy Performance Certificates, anti-money laundering checks and why a five year fixed mortgage may help UK property investors borrow more money. Simon also talks about the most popular property investment opportunities for expats and overseas investors (buy to lets / HMOs / serviced accommodation / freehold to leasehold title splits). Meanwhile back in 2018, the Expat Property Guy and his wife have important decisions to make around property investing tax structures and how best to allocate their funds as they prepare to buy a student HMO in Nottingham. | |||
| 10 May 2022 | 300K Lost in a Joint Venture Deal | 00:38:16 | |
#17 Expat Investor Rehman Akhtar thought he had found the perfect property investment opportunity when he was presented with joint venture deal in the UK in which he stood to gain a 30% return on investment. But when the project went wrong, he lost all his money and he now has to sell off his property portfolio of buy to let property to pay down his debt. Rehman wants the painful lessons he learned from this financial tragedy to serve as a warning for other property investors who may be tempted by the messages proffered by property investment experts to use other people’s money to make sure they carry out the necessary due diligence for smarter property investing. This is not an episode you won’t want to miss… it’s an episode you CAN’T MISS! | |||
| 17 May 2022 | Student HMOs v Professional HMOs | 00:32:50 | |
#18 You’re looking for the perfect UK investment opportunity... You’ve decided on a strategy of high cash flowing Houses of Multiple Occupation. But should you target students or professionals for your HMOs? You’ve heard that students will wreck your property leading to high maintenance costs. And they disappear in summer leaving your property empty. But you’ve also heard that professionals rarely stay for longer than six months, so your managing agent is constantly looking for new tenants. Understanding your investment area is a key factor when entering the buy-to-let property market in the UK. Stuart Lordan initially targeted students but adapted his strategy due to the changes in his chosen investment area of Plymouth. He now targets both. While HMOs definitely provide impressive rental income, Stuart has found that a laser focus on reducing maintenance costs can help ensure that his portfolio returns a healthy profit for his portfolio. This episode is packed with useful information for expats thinking of investing in HMOs, giving you the skills, knowledge and tools for smarter UK property investing. Rate, review and follow the show at www.expatpropertystory.com Chapters:
Expat Property Story (2’00”) Joke (8’19”) Postcode Challenge (8’32”) Student HMOs (10’06”) Students v professionals (12’51”) Landlords leaving the sector (15’51”) Managing expenses (16’59”) A case study: 13-bed HMO (22’33”) Advice for remote investors (26’19”) Working with investors (27’38”) Risk (28’53”) Highlights (29’36’) | |||
| 24 May 2022 | UK Property Expertise with John Howard | 00:35:02 | |
#19 UK property expert John Howard’s forty years’ experience makes him the ideal investor to offer an opinion on the state of the UK property market as we head toward the third quarter of 2022. Rising inflation, properties taking longer to sell, reduced prices, house builders’ share prices falling and an increase in distressed housing stock all point towards a UK property market slowdown at best and a crash at worst. This makes buying at a discount all the more important and John offers advice on how to do it. He also argues that expats may be in a better position to ride out a UK property blip. Times have changed in the post-pandemic property landscape and John suggests ways in which expats could do bigger projects with the increased use of online communication platforms. Back in 2018, the Expat Property Guy and his wife finally complete their student HMO in Nottingham. Chapters: Expat Property Story (1’37”) Joke (5’37”) Postcode Challenge (5’54”) John Howard’s three golden rules (8’34”) The importance of buying at a discount (9’58”) The danger of Joint Ventures (11’09”) Due diligence (13’03”) Slowdown (14’32”) House price affordability 17’47”) Estate agents (19’51”) Expats with money to spend (21’29”) Pushing the boundaries as an expat investor (24’20’) ( Risk (26’25”) 5 a side property team (28’51”) Highlights (32’45”) | |||
| 31 May 2022 | Coastal Holiday Lets | 00:35:06 | |
#20 | |||
| 07 Jun 2022 | Getting Started in Property with Limited Funds | 00:36:08 | |
#21 Are you an expat looking to build a UK property investment portfolio but you don’t have the necessary funds, expertise or experience to get started? Maybe you lack the skills, knowledge and tools to get into the UK property market? Listen now to find out how she got started in property by networking, using other people's money and taking action. Meanwhile, back in November 2019, the Expat Property Guy gets ready to scale his student HMO portfolio and lines up FOUR properties to purchase. | |||
| 14 Jun 2022 | Building a CRM Platform for Property | 00:29:25 | |
#22 You’re building your UK investment property portfolio. You’ve decided on the best places to invest in UK property. You’re super organised and you have the skills and knowledge for smarter property investing. But if only there was one platform where you could both manage your existing portfolio AND track potential deals in your pipeline. That’s how occasionally remote investor Jake Barlow from Stockport felt as he was building his portfolio with his fiancée, Nicola so they took matters into their own hands and built their own platform called Property Store. Meanwhile, back in 2020, Covid causes a crisis in the Expat Property Guy’s Expat Property Story and puts his plans for buying four more HMOs in jeopardy. Listen now to find out how it all turns out… | |||
| 21 Jun 2022 | Property Tax for Expats | 00:20:47 | |
#23 Are you a UK property investor looking for expat tax advice? Sean the Property Tax Accountant is himself an expat property investor and a property tax specialist so he well qualified to talk about British tax for UK expats investing in property. In this, the first of seven daily pocket-sized podcast episodes on everything you need to know about British tax, Sean talks about his own portfolio and why it’s important to have a specialist property accountant for smarter property investing. The rest of this mini-series covers property ownership structures, group structures, Capital Gains Tax, compliance, tax evasion, tax avoidance and tax planning and risk management, all through the lens of expats investing in UK property. Meanwhile, back in 2020, having scaled their portfolio to 5 student HMOs, the Expat Property Guy and his wife take the time to get to grips with their own long-term tax position and go looking for a UK property tax adviser. | |||
| 22 Jun 2022 | Buying UK Property Through a Limited Company or Personally? | 00:19:38 | |
#24 The most common question facing expat investors in the UK buy-to-let property market is whether to buy UK property through a limited company or in their personal names. In this, the second of seven pocket-sized podcast episodes on British tax for expat UK property investors, Sean the Property Tax Accountant identifies the three main factors that could help you to decide:
Sean also highlights that it does not have to be an either / or decision, that in fact you might want to consider a combination of some properties held in a limited company structure and others held personally.
Rate, Review and follow the show at www.expatpropertystory.com | |||
| 23 Jun 2022 | Smart Property Company Group Structures | 00:12:21 | |
#25 In this, the third instalment of our mini-season on expat property tax in collaboration with Sean The Property Tax Accountant, we look at the benefits of group structures. Group structures, along with standalone limited companies, represent an efficient way of adding children to your business. Group structures also offer advantages for investors operating a mixture of property strategies which have different tax treatments such as buy-to-let investments and flips. Other episodes in this must listen series:
Rate, Review, subscribe and follow the show at www.expatpropertystory.com | |||
| 24 Jun 2022 | Capital Gains Tax for Expats Investing in UK Property | 00:12:01 | |
#26 Capital Gains Tax for expats may be much more complex than many expat UK property investors realise. Fortunately, Sean the Property Tax Accountant is here again to explain the rules and provide some thought provoking examples to help inform your own expat property tax decisions. Other episodes in this must listen series:
Rate, Review, subscribe and follow the show at www.expatpropertystory.com
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| 25 Jun 2022 | UK Property Tax: Compliance | 00:13:56 | |
#27 Tax is not the sexiest of topics and compliance is perhaps its least interesting aspect, but it’s possibly the most important so missing this episode could be as dangerous as non-compliance itself! Our resident expat tax expert, Sean the Expat Property Tax Accountant highlights the key taxes and other obligations that expat property investors need to consider when embarking on their first investment. Other episodes in this must listen series:
Rate, Review and follow the show at www.expatpropertystory.com | |||
| 26 Jun 2022 | UK Property: Tax Evasion, Tax Avoidance & Tax Planning | 00:09:56 | |
#28 The penultimate portion of our bite-sized episodes on expat property tax tackles Tax Evasion, Tax Avoidance, and Tax Planning, which are, respectively, illegal, legal and advisable. Sean the Expat Property Tax Accountant tells us what we should do, what we shouldn’t do, and, also what we could do. Find out why Sean suggests obtaining multiple specialist opinions in relation to those tax schemes you may read about on the property forums as a way to get around Section 24. Other episodes in this must listen series:
Rate, Review and follow the show at www.expatpropertystory.com
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| 27 Jun 2022 | Risk Management | 00:14:57 | |
#29 Don’t risk missing this or any of the other episodes in this series:
Rate, Review and follow the show at www.expatpropertystory.com | |||
| 28 Jun 2022 | Investing for Cashflow with Rob Smallbone | 00:27:05 | |
#30 | |||
| 05 Jul 2022 | Relationship Building with UK Property Solicitors | 00:24:51 | |
#31 Do you have a good relationship with your UK property solicitor? Finding and keeping a good solicitor for your power team may be crucial for your long term success in building your UK property portfolio. Tim Bishop runs a firm of specialist property solicitors and, as a property investor in both the residential and commercial sectors himself, is well positioned to see things from both sides. Listen now to hear Tim’s tips on how to get the best out of your solicitor. | |||
| 12 Jul 2022 | An Introduction to Town Planning | 00:43:38 | |
#32 Do you wish you knew more about town planning? Do you understand permitted development? Town planning expert Jon McDermott gives us an introduction to the planning process and also offers his opinion on the evolution and future of the high street Meanwhile, the Expat Property Guy offers a teaser regarding Season Two of Expat Property Story and provides some context ahead of an EXCITING ANNOUNCEMENT next week. | |||
| 19 Jul 2022 | Mike Stenhouse from The Inside Property Investing Podcast | 00:40:27 | |
UK property investor, podcaster and trainer, Mike Stenhouse, gives us the benefit of his considerable wisdom on this week’s show. Mike shares the lessons he has learned from talking to other successful property investors in the 360 + episodes of The Inside Property Investing Podcast. Mike explains why it’s important to force yourself to focus on just one or two strategies that are in line with your overall goals and objectives. He also advises expat property investors to start by becoming an expert in one particular location before even thinking about branching out. Mike and his partner Victoria’s portfolio consists of both HMOs and Serviced Accommodation but Mike gives his reasons for preferring the former to the latter. This episode also features a preview of the upcoming Season Two of Expat Property Story, which starts on Wednesday August 3rd, 2022 (Episode 35) If UK Property investment for expats is your thing, then this is a must-listen episode! | |||
| 26 Jul 2022 | Cheap Properties, BRR and Down Valuations with Richard Brown | 00:38:47 | |
#34 Do you worry about down valuations when following the Buy, Refurbish, Refinance strategy? Are you worried about adopting BRR in the current macro-economic climate? International property investor, author and Your Property Network magazine contributor Richard Brown, host of The Property Voice Podcast can put your mind at ease in this, the final episode of Season One. Other topics discussed include property education, low purchase price properties and, in preparation for Season Two (Expat Property Auction Story), which starts next week, AUCTIONS! Rate, review and follow the show at www.expatpropertystory.com | |||
| 02 Aug 2022 | UK Property Auction Challenge: A Reality Podcast | 00:28:31 | |
#35 I am challenging myself to buy a property from my home in Hong Kong without setting foot in the UK, within four months, despite knowing NOTHING about auctions! In this, the first episode of the Expat Auction Story season, I get advice from property experts John Howard, Richard Brown, Mike Stenhouse & planning consultant, Jon McDermott. I then discover the Auction Buyers Club, run by auction specialists Jay Howard & Piotr Rusinek. I talk to Jim Demetriou from National Auction Valuer for SDL one of the biggest UK property auction houses and to an auction trader, Saif Derzi. If you’re interested in auctions, this Reality Podcast Season is essential listening! | |||
| 09 Aug 2022 | Property Auction Detective Skills | 00:31:18 | |
#36 In this week’s show, I present my first two auction lots to the Auction Buyers Club: a potential title split of a three-storey town house in Sussex and a mixed use commercial property in a midlands market town. Topics covered in this episode include desktop detective skills, protected tenancies, remote viewing options, why lots get witdrawn prior to auction, the importance of a pipeline and a whole lot more. Contributing to this week’s show: from Hammered, Piotr Rusinek and Jay Howard, co-authors of ‘Before the Hammer Falls: The Insider’s Guide to Property Auction Success’; Ed Mead, co-founder of Viewber, a remote property viewing service; Saif Derzi of SDGB Properties and Jim Demetriou, national valuer for SDL Auctions. | |||
| 16 Aug 2022 | How to Make Most Money From Property | 00:27:52 | |
#37 This has led many investors down the increasingly well-trodden BRR route. They buy a wreck, enhance the value either with a small refurb to increase its cosmetic appeal or with a larger refurb that involves reconfiguring and or extending a property, and then refinancing to extract as much of the capital as possible. Or maybe they just sell it on for profit. But some investors add value in a different and arguably smarter way by unlocking the value in less time with less risk and with less competition. And mostly from the comfort of their own home. So before diving head first into a trendy commercial to residential conversion, listen to this week’s show and ask yourself if there might be a better way to make money from property. Contributing to this week’s show: Piotr Rusinek and Jay Howard, co-authors of ‘Before the Hammer Falls: The Insider’s Guide to Property Auction Success’; John Howard of Property Elevator; Saif Derzi of SDGB Properties, Priya Darshan Malik of Veer Properties Limited and Matt Brighton of mattbrighton.co.uk | |||
| 23 Aug 2022 | Buying Commercial Property at Auction | 00:31:54 | |
#38 In this fourth episode of the auction season, in which I have challenged myself to buy a property at auction within four months from my home here in Hong Kong, I seek out the expertise offered by Jerry Alexander, the host of The Commercial Property Investor Podcast as I look to buy a mixed-use building in a market town in the midlands. Jerry outlines the difference between residential and commercial property investing and details how the latter involves taking an commercial space and reconfigures it to satisfy the demands of the local market, thereby increasing its value. If you’re interested in auctions and / or commercial property, this is a ‘must listen’ episode! | |||
| 30 Aug 2022 | How to Maximise Returns by Title Splitting | 00:37:42 | |
#39 | |||
| 06 Sep 2022 | The Landlord's Smoking Dope!!! | 00:31:42 | |
#40 | |||
| 13 Sep 2022 | Oops! I Forgot to Bid at Auction! | 00:28:13 | |
#41 This week, I look at a mixed-use building in Bristol only to find a messy legal pack and a lack of clarity around exactly what’s for sale… a common problem in UK property auctions. Doubt sets in so I look for evidence that buying at auction is possible as an expat property investor and find it in the Abu Dhabi, where I speak to an expat couple who have successfully bought two properties at auction. David and Leanne are a well organised husband and wife team who had everything in place in preparation for a successful first auction purchase. But on the day, distracted by the day job, they forgot to bid! Find out what happened by listening to their Expat Auction Story! Rate, Review, and Follow the Show at www.expatpropertystory.com | |||
| 20 Sep 2022 | The Auctioneer's Little Black Book | 00:30:50 | |
#42 A potential holiday let that was unsold at auction provides the backdrop to this week’s episode, in which fellow podcaster Rod Turner of ITP Group, auctioneer Andrew Brown from Strettons and Jim Demetriou of SDL Auctions offer their advice on how to build relationships with auctioneers and get into their Little Black Books. Building relationships with auctioneers is only half the battle, though. If you manage to get onto their list, you need to take action and perform to ensure that they keep phoning YOU when a deal is to be had. Louise Tomlinson of LOCL Properties also offers advice on how to assess holiday let demand in your target area.
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| 27 Sep 2022 | 1K+ Net Profit Per Month for a 100K House? | 00:38:00 | |
#43 Who wouldn’t want a net income of potentially more than a thousand pounds per month from a property costing less than £100,000? While some people are achieving this, it’s not as easy as you might think. As I move into the second half of my expat auction challenge to buy a UK property at auction from my home in Hong Kong, I look for a property to achieve this objective. I seek advice from Richard Brown of The Property Voice, Dave Goodfellow, a serviced accommodation specialist, Vicki Peers of Inside Liverpool and Jay Howard & Piotr Rusinek from the Auction Buyers Club. I also learn the importance of checking the Title Register in the legal pack before spending too long on due diligence for a property with the potential to be turned into Serviced Accommodation or an HMO. Rate, Review, and Follow the Show at www.expatpropertystory.com | |||
| 04 Oct 2022 | Supported Living: Certainty in Uncertain Times? | 00:36:38 | |
#44 So perhaps this is the perfect time to look at a strategy that can offer guaranteed returns with no voids or maintenance costs and a degree of certainty in uncertain times. Lisa Brown of the Supported Living Podcast is on hand to provide the expertise this week as I look at a property offered in the auction catalogues that has the potential to be operated either as supported living or serviced accommodation. Rate, Review, and Follow the Show at www.expatpropertystory.com | |||
| 11 Oct 2022 | Expat Auction Challenge: 5 Weeks Left! | 00:26:29 | |
#45 This week, I look at a freehold block of three cottages just outside Scarborough with the help of Louise Tomlinson of LOCL Properties. This deal demonstrates the need to consider both your medium exit when looking to exit a bridge and your long term exit when looking to sell the asset to someone else on the open market. We also hear from Sally Smith, auctioneer and director of Loveitts who offers her opinion on whether the world of auctions is now a buyer’s market… spoiler alert: not necessarily! Rate, Review, and Follow the Show at www.expatpropertystory.com | |||
| 18 Oct 2022 | Opportunity Knocks... | 00:38:32 | |
#46 | |||
| 25 Oct 2022 | Essential Information for UK Property Investors | 00:31:07 | |
#47 Knowing that a property was unsold at auction a couple of months previously may be all the information you need to make a cheeky pre-auction offer. This is the kind of Essential Information that a young developer called David Sandeman wanted access to back in 1990. It wasn’t available, so he found it himself and shared it with others. His Essential Information Group portal is now THE resource tool of choice for UK property auction buyers and sellers. David’s story is an inspirational one you won’t want to miss! Meanwhile, my Expat Auction Challenge to buy a UK property at auction within four months without setting foot in the UK enters Week 13. Time is running out. Piotr Rusinek of Hammered also contributes to this week’s show. Rate, Review, and Follow the Show! | |||
| 01 Nov 2022 | Schlepping the Bones Out of It… How Auctioneers Squeeze Buyers! | 00:29:57 | |
#48 Join me as I make my first foray into the exciting, adrenaline pumping cauldron of a live auction. The property is a two-bed terraced house in Stoke. Auctioneers Sally Smith of Loveitts and Andrew Brown of Strettons give us valuable insights into the techniques and strategies adopted to squeeze the last few pounds out of buyers to secure the best possible price for their clients. Andrew calls it 'schlepping the bones out of it', and, knowing how they do it may help you avoid paying more than you intended at auction. Dave Goodfellow of Ikonic Propertymay well have wished his wife and father-in-law had heard this episode before they paid 20K more than Dave had instructed when buying their first investment property many years ago. Listen now to see if this is the deal that results in a happy conclusion to my self-imposed four-month challenge to buy a property at auction from my home on Hong Kong without setting foot in the UK. If not, only three weeks remain… This week’s show also features contributions from Dave Goodfellow of Ikonic Property and Jay Howard of Hammered. Rate, Review, and Follow the Show! And if you’re an expat property investor with a story to share, please get in touch via the podcast website. | |||
| 08 Nov 2022 | UK Property Auction SUCCESS | 00:36:23 | |
#49 | |||
| 15 Nov 2022 | HMOs… More Attractive Than Ever? | 00:40:23 | |
#50 If you agree that securing a high yielding asset at a discount price is the way to satisfy the stress tests and beat inflation, then step this way! Dave So of Nottingham Lettings and Sam Watterson of Watts & Co are HMO experts in Nottingham and Leeds respectively, so they’re well placed to deliver their expertise, knowledge and experience of this lucrative business model. This episode explores positive and negative implications of Article 4 directives in both cities, implications which may lead to exciting opportunities for those who can think laterally. And if you’re an expat property investor with a story to share, please get in touch via the podcast website. | |||
| 23 Nov 2022 | Half of What You Need To Know About the Modern Method of Auction | 00:31:27 | |
#51 Half of What You Need To Know About the Modern Method of Auction The so-called ‘Modern Method of Auction’ is a controversial sector of the UK property market which gives rise to strong feelings from all concerned. This two-part special studies this fast-growing area of the auction world from buying, selling and auctioneers’ perspectives. Contributors in this must-listen two part extravaganza: Jay Howard from Hammered, David Sandeman from EIG, Andrew Brown from Strettons, Sally Smith from Loveitts, Jeremy Prior from Auction House UK, Ed Mead from Viewber, Jim Pittman from Dubai and Rod Turner host of the Rodcast podcast. And if you’re an expat property investor with a story to share, please get in touch via the podcast website. | |||
| 24 Nov 2022 | The Second Half of Everything You Need to Know About the Modern Method of Auction | 00:35:01 | |
#52
And if you’re an expat property investor with a story to share, please get in touch via the podcast website. | |||
| 30 Nov 2022 | Auction Tales of the Unexpected... | 00:39:30 | |
#53 Auction Tales of the Unexpected With nearly 3,000 lots put up for auction in the UK Property market each month, there’s bound to be some strange stories, right? As the auction season draws to a close, this episode offers some tales of the bizarre told by some of the most respected figures in UK property auctions. Humour aside, there are some valuable lessons to be learned within these amazing anecdotes. Contributing to this season closer are, in order of appearance: David Sandeman from EIG Jay Howard from Hammered, Saif Derzi from SDGB Properties, Andrew Brown from Strettons, Piotr Rusinek also from Hammered, Sally Smith from Loveitts Mary Wang, Rod Turner, host of the Rodcast podcast, And if you’re an expat property investor with a story to share, please get in touch via the podcast website. | |||
| 07 Dec 2022 | Expat Property Investing from Dubai | 00:32:06 | |
#54 | |||
| 14 Dec 2022 | Property Tax Update with Sean the Property Tax Accountant Part 1 | 00:21:00 | |
#55 Now that the dust has settled on the fallout from the ill-fated mini budget in late September 2022, friend of the podcast Sean the Property Tax Accountant helps you to keep up with all the changes. In the first part of this two-part property tax update, Sean talks us through what was introduced what was reversed and what was retained. One potential issue to look out for relates to group structures and during the show, Sean referenced this article. You can find out more about Sean the Property Tax Accountant If you’re an expat property investor with a story to share, please get in touch via the podcast website. | |||
| 21 Dec 2022 | Property Tax Update with Sean the Property Tax Accountant Part 2 | 00:29:57 | |
#56 Please rate, review and follow the show and if you’re an expat property investor with a story to share, please get in touch via the podcast website. | |||
| 24 Dec 2022 | Resource Recommendation Compilation From Previous Guests | 00:27:57 | |
#57 Contributors include Stuart Ball, Lisa Brown, Vicki Wusche, Richard Brown, Peter Meek, Sally Smith, Jeremy Prior, Jake Barlow, Jerry Alexander, David Sandeman, Sean the Property Tax Accountant, Rod Turner, Andrew Brown, Sam Watterson, Rob Smalbone, Harriet Dunn and Helen Godbold-Eade. There are also details of a Christmas competition with a fantastic prize. This episode is the first of twelve daily bite-sized episodes for the Twelve Days of Christmas. Please rate, review and follow the show and if you’re an expat property investor with a story to share, please get in touch via the podcast website.
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| 25 Dec 2022 | The Complete Guide to Property Finance / The Price of Money (10=) | 00:06:49 | |
#58 The books both tackle the subject of finance though from different angles and are in equal tenth place in our Top Ten Books for Expat Property Investors. The Price of Money: How to Prosper in a Financial World That’s Rigged Against You by Rob Dix offers a jargon free insight into how we got to where we are right now with super inflation high interest rates making property investing even more tricky than ever. The Complete Guide to Property Finance: Toolbox of 50 Financing Solutions Beyond Buy-To-Let by Richard Brown provides details of all the different funding options available to property investors from traditional long-term lending to more sophisticated strategies such as purchase lease options, delayed completion and even vendor finance. Please rate, review and follow the show and if you’re an expat property investor with a story to share, please get in touch via the podcast website.
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| 26 Dec 2022 | Predictably Irrational by Dan Ariely | 00:05:01 | |
#59 In ninth place is Predictably Irrational by Dan Ariely, which explores Behavioural Economics and contains many though provoking case studies which can be related to property investing. Please rate, review and follow the show and if you’re an expat property investor with a story to share, please get in touch via the podcast website. | |||
| 27 Dec 2022 | The Millionaire Fast Lane by M J DeMarco | 00:04:27 | |
#60 The Millionaire Fast Laneidentifies three routes to wealth: the sidewalk, the slow lane and the fast lane. encourages those seeking wealth to Author M J DeMarco demonstrates why the fast lane is his choice. Please rate, review and follow the show and if you’re an expat property investor with a story to share, please get in touch via the podcast website. | |||
| 28 Dec 2022 | Influence: The Psychology of Persuasion by Robert B Cialdini | 00:09:30 | |
#61 Please rate, review and follow the show and if you’re an expat property investor with a story to share, please get in touch via the podcast website. | |||
| 29 Dec 2022 | Never Split the Difference by Chris Voss | 00:04:53 | |
#62 Never Split the Difference by Chris Voss is THE go-to book about negotiation, a vital skill in the toolbox of property investors. This bite-sized episode was published on the sixth day of Christmas 2022 and is in sixth place in the Top Ten Books for Expat Property Investors. Never Split the Difference contains lots of practical tips on the art of negotiation and argues that in business, a successful conclusion is one with which both sides are happy. Please rate, review and follow the show and if you’re an expat property investor with a story to share, please get in touch via the podcast website. | |||
| 31 Dec 2022 | Tax Planning for Non Residents & Non-Doms by Nick Braun | 00:03:51 | |
#63 Tax Planning for Non Residents & Non-Doms by Nick Braun forms part of a series of books published by Taxcafe, and is a must-have book for Expat Property Investors. This book and others in the series will help you navigate this complex area and make better expat property investment decisions. This bite-sized episode was published on the seventh day of Christmas 2022 and is in fifth place in our Top Ten Books for Expat Property Investors. Please rate, review and follow the show and if you’re an expat property investor with a story to share, please get in touch via the podcast website.
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| 01 Jan 2023 | Happy New Year: H is for Hard Work! Etc. etc. | 00:17:20 | |
#64 Happy New Year On the 8th Day of Christmas 2022, our mini-season of daily episodes takes a break from counting down the Top Ten Books for Expat Property Investors as I run through what each letter in the phrase, HAPPY NEW YEAR, means to me. A is for Auctions P is for Podcast P is for Perform Y is for Why?
N is for Network E is for Essential Information Group W is for Wish
Y is for You E is for E-mail list A is for Analysis R is for Rebranding Please rate, review and follow the show and if you’re an expat property investor with a story to share, please get in touch via the podcast website. | |||
| 02 Jan 2023 | The E-Myth Revisited by Michael Gerber | 00:07:31 | |
#65 The main message behind The E-Myth Revisited: Why Most Small Businesses Don’t Work And What To Do About It is that, to be successful, you need to work ON your business rather than IN your business. Michael Gerber’s book sits just outside the top three in our Top Ten Books for Expat Property Investors which forms the basis of this mini-season of daily episodes celebrating the Twelve Days of Christmas 2022. Please rate, review and follow the show and if you’re an expat property investor with a story to share, please get in touch via the podcast website.
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| 03 Jan 2023 | Blink: The Power of Thinking Without Thinking by Malcolm Gladwell | 00:07:57 | |
#66 I love Blink: The Power of Thinking Without Thinking by Malcolm Gladwell and the only reason it’s not number one in our Top Ten Books for Expat Property Investors is because it’s perhaps less applicable to property than the two titles above it on the list. Blink is a book about how we think without thinking, and how brilliant decisions are often made in the blink of an eye, but built on the foundation of years of experience. It examines why some people are able to follow their gut and win, while others fail and explores why the best decisions are often those hardest to explain to others. I explain how this concept has informed my own Expat Property Story. This episode is the tenth bite-sized daily episode celebrating the Twelve Days of Christmas 2022. Please rate, review and follow the show and if you’re an expat property investor with a story to share, please get in touch via the podcast website. | |||
| 04 Jan 2023 | Before the Hammer Falls by Jay Howard & Piotr Rusinek | 00:07:17 | |
#67 Before the Hammer Falls and its authors have had a huge impact on my Expat Property Story in 2022, as revealed in Season Two of the podcast (Episodes 35-53) and as such sits in second place in our Top Ten Books for Expat Property Investors. This book literally delivers what it says on the tin and is packed full of enough information to give you every chance of success buying UK property at auction and contains a chapter about selling too. This episode is the penultimate bite-sized daily episode celebrating the Twelve Days of Christmas 2022. Please rate, review and follow the show and if you’re an expat property investor with a story to share, please get in touch via the podcast website. | |||
| 05 Jan 2023 | Think & Grow Rich by Napoleon Hill | 00:07:45 | |
#68 Our mini-season of bite-sized daily episodes celebrating the Twelve Days of Christmas 2022 culminates in this final episode announcing the winner of our Top Ten Books for Expat Property Investors.
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| 11 Jan 2023 | Tips On Managing UK Property Refurbs From Abroad | 00:35:13 | |
#69 Finding a build team and / or a project manager from abroad is often the most challenging aspect of the Buy, Refurbish, Refinance business model.Richard Stone is relatively new to serviced accommodation but with a wealth of business expertise and a 30+ year background in construction, he is the perfect person to reverse engineer a strategy for this business model.This episode is packed full of tips and tricks for managing projects remotely and if you’re investing in any kind of refurb project, this is a must-listen extravaganza! Not only will it help you find a build team, it may keep you out of jail too!This week also sees the introduction of a new feature called “Desert Island Property Discs” in which guests pick out a song related to property and explain why they chose it.
Please rate, review and follow the show and if you’re an expat property investor with a story to share, please get in touch via the podcast website. | |||
| 18 Jan 2023 | Mindset Matters with Terry Blackburn | 00:32:44 | |
#70 North East investor Terry Blackburn left school at 16 with no qualifications, having been written off by his teachers who had told him he’d never achieve anything in life. Terry has gone on to run seven businesses and counting, winning multiple awards along the way. | |||
| 25 Jan 2023 | Lessons Learned from Dany Inman | 00:38:53 | |
#71 | |||
| 01 Feb 2023 | Drive to Survive From Singapore | 00:30:43 | |
#72 Property can be a lonely place, and even more so as an expat investing in UK property, so the more Expat Property Stories we hear, the better for our Expat Property Community. Peter Sell is an expat property investor based in Singapore and, in this episode, he recounts the resourceful way in which he found his mentor and UK property partner, the challenges he has faced growing his portfolio in Liverpool and his five year property plan. He has so far bought three buy to lets: one via Right Move, one via auction and one off market. Pete was greedy and chose two Desert Island Property Discs: The Long and Winding Road, by The Beatles and Tubthumper by Chumbawumba. Please rate, review and follow the show at www.expatpropertystory.com | |||
| 08 Feb 2023 | How an Expat Built a £10 Million UK Property Portfolio With a Full-Time Job! | 00:30:45 | |
#73 But if you’re thinking, ‘Greedy landlord’, think again, as Lawson Lettings’ mission is not to be the biggest landlord in Fyfe, but the best! During the interview Mike explains why the days of the hobby landlord are numbered and talks about the importance of systemising your property business if you want to scale. He also has a word of warning for others looking to scale their UK property portfolio, so if that’s you, this is an Expat Property Story NOT to be missed! Mike’s Desert Island Property Discs is: I’m Still Standing, by Elton John. Listen to the show to find out why… Please rate, review and follow the show at www.expatpropertystory.com
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| 15 Feb 2023 | Why You Should Keep a Progress Journal with Darren McNeill | 00:40:40 | |
#74 Fed up with working in supermarkets in the North West of England, Darren McNeill of FMP Property Group started keeping a Progress Journal on Property Hub in February 2017 as he started to build his property portfolio. At that stage he only envisaged buying a few Buy to Lets. But as he documented his progress on his journal, private investors started contacting him to lend him money so that he was able to scale his property business which now stands at 25 properties. Unknown to him until we recorded this interview, Darren’s journal played a significant role in both my own property story and this podcast! Listen to Darren’s inspirational story as we discuss the many benefits of keeping a property journal. Another must listen episode! Darren’s Desert Island Property Discs is: Beautiful Day by U2. Listen to the show to find out why… Don’t be shy! Get in touch at www.expatpropertystory.com | |||
| 22 Feb 2023 | From UK Property Investor to Expat to Repat | 00:33:23 | |
#75 Are you an expat thinking of investing in UK Property? Are you a UK property investor thinking of becoming an expat? Are you an expat UK property investor thinking of returning to the UK as a 'Repat'? If the answer to any of these questions is YES, then this is the episode for you. And if not, well come in anyway, everyone’s welcome! As a business & economics teacher and coming from a family that dabbled in buy-to-lets, Paddy Horsington has long since understood the power of property. He had already amassed a decent portfolio when he was offered the chance to swap Somerset’s cider with Bangkok’s Sang Thip and while his colleagues blew their bonuses on the expat high life, Paddy chose to spend his on property. Easier said than done! Download now to find out why his first three attempts came to nothing, how he finally landed a UK property as a remote investor and how Amy Winehouse gets a mention on this week’s show. Paddy also shares some great tips for expats, repats and everything in between! Listen / Watch Paddy’s Desert Island Property Disc here Don’t be shy! Get in touch at www.expatpropertystory.com | |||
| 01 Mar 2023 | Location Free UK Property Investing | 00:28:01 | |
#76 Julie Talbot started building her portfolio in and around her hometown of Salford in Manchester, whilst living in London, before following her husband to Abu Dhabi. After fine tuning their remote investing skills, and with their children in tow, they now go wherever takes their fancy. Julie has two rules when it comes to managing their portfolio: 1. She doesn’t fly back to the UK for property related matters. 2. She doesn’t answer the phone Listen now to find out why. Listen / Watch Julie’s Desert Island Property Discs here & here
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| 08 Mar 2023 | How We Made 126K in Two Days Part 1 | 00:21:25 | |
#77 This was a time when most investors were deserting the UK property market in the wake of the government’s disastrous mini-budget just weeks previously. Today’s episode is the tale of how we took advantage of the situation to buy two properties on successive days at a collective discount of £126,000. Part 1 sets the scene and demonstrates the need for speed when opportunities present themselves and bargains are to be had. This three-part special also contains details of our newly launched website and email subscription service giving access to our 23 step guide to buying at auction and our newsletter. And if you subscribe, you will also get the chance to win a copy of Bronwen Vearncombe’s Amazon best selling book “Building Your Dream Life: How Property Can Help You Quit The Rat Race”. Don’t be shy! Get in touch... To leave an honest review | |||
| 09 Mar 2023 | How We Made 126K in Two Days Part 2 | 00:18:49 | |
#78
On the Tuesday, a previously dead deal comes back to life. But… only if we can exchange within SIX HOURS. This episode, the second part of a three-part special, also contains details on how you can join our mailing list to be in with a chance of winning a copy of Bronwen Vearncombe’s Amazon best-selling book, ‘Building Your Dream Life: How Property Can Help You Quit The Rat Race’ Subscribers will also receive our 23 step guide to buying UK property at auction and our monthly newsletter. Subscribe to our mailing list. So… Don’t be shy! Get in touch!
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| 11 Mar 2023 | How We Raised Finance for Our 126K Profit Deals | 00:19:06 | |
#79 If you’re interested in raising finance for your deals or investing in other people’s deals then this episode could help you consider some of the factors worth factoring! We also reflect on the three main lessons we learned from this experience: · Having your power team in place · Having a network · Performing when the time comes Subscribe to our mailing list.
So… Don’t be shy! Get in touch! | |||
| 15 Mar 2023 | Managing Serviced Accommodation Agents From Abroad | 00:33:23 | |
#80 But with so many short-term rental businesses going under during Covid due to an over reliance on Airbnb, Serviced Accommodation investors ignore the power of direct bookings at their peril. Mark Simpson is the host of the Boostly podcast, and the author of three books on helping hospitality hosts thrive. He’s on a mission to help one million short term rental businesses cut down on their over-reliance on Online Travel Agents. This episode explores the ways in which expat and remote investors can manage their management agencies. Mark highlights the questions to ask your managing agent to see whether they’re maximising your returns with direct bookings. By drilling down on your avatar, and concentrating on referrals from existing clients, you can sweat your asset even harder. Mark also has some handy hints for due diligence in your target areas. If you’re into SA, this is a must-listen episode! Subscribe to our mailing list. Mark’s Desert Island Property Disc Don’t be shy! Get in touch! | |||
| 21 Mar 2023 | Systemisation Tips from COHO Founder Helen Turner | 00:30:03 | |
#81 Subscribe to our mailing list. Mark’s Desert Island Property Disc So… Don’t be shy! Get in touch! | |||
| 30 Mar 2023 | From Singapore to Switzerland to Suffolk | 00:22:32 | |
#82 Suresh Mistry and his wife Natasha took the well-trodden expat path of renting out their family home and heading abroad for higher earnings, lower taxes and expat property possibilities. Their story took them from London to Singapore to Switzerland while building a mixture of buy to lets in Barnsley, Liverpool and Ipswich. Their expat property story may help your expat property story which may help other remote investors to reach their goals. If you have an expat property story to share, don’t be shy, get in touch! Subscribe to our mailing list. To find out more about Suresh & Natasha. To connect with Suresh & Natasha on Instagram. | |||
| 06 Apr 2023 | Are You going to Scarborough For Serviced Accommodation? | 00:28:21 | |
#83 So if you’re looking to ‘sweat your assets off’, then Scarborough is definitely an option considering that housing stock is cheaper there than in its affluent neighbour Whitby. And if you’re looking for someone to talk to regarding luxury holiday lets in Scarborough, then you’d be hard pushed to find someone more in the know about this seaside hotspot than this week’s guest, Louise Tomlinson of LOCL Properties. And even if Scarborough is not your investment area of choice, there is a lot of useful, valuable, and thought-provoking content in this instalment to last you at least until next week’s episode! If you have an expat property story to share, don’t be shy, get in touch! | |||
| 13 Apr 2023 | Expat Mortgage Disaster | 00:29:16 | |
#84 Are you fed up with the Property Glory Stories? Would you like to hear about the bad stuff? Come on down for a dose of reality. This episode aims at brutal honesty and is different to any other property podcast episode you’re likely to hear. Turn Up… Tune In! Don’t Drop out. And Check out Annie Duke, who features in this episode. If you have an expat property story to share, don’t be shy, get in touch! Subscribe to our mailing list. To leave an honest review | |||
| 20 Apr 2023 | How to Get Started in UK Property Investment with Jackie Tomes | 00:32:57 | |
#85 After briefly falling victim to Shiny Penny Syndrome, they refocused their energy on adopting a business model consisting of acquiring and managing blocks of flats. By systemising, refining and adapting this model, they are now able to manage their business remotely, leaving them free to spend their time travelling around Europe in their camper van, while also helping other property investors to build their own portfolios. Jackie argues that in the current climate of high interest rates, expats looking to build a UK property portfolio may be best advised to look to HMOs as their business model of choice and to see buying in Article 4 areas as an opportunity rather than a problem. Jackie also has some valuable advice around how to apply structure to your business. This episode also tells the light-hearted story of how we tried to flip a sheep for profit in our first holiday for three years in Kyrgyzstan and how the lessons learned relate to property. If you have an expat property story to share, don’t be shy, get in touch! To leave an honest review of Expat Property Story To listen to Jackie’s Desert Island Property Disc To find out more about Jackie’s Dealmaker Accelerator Program | |||
| 26 Apr 2023 | Buying a £1.8 Million Block of Flats with Other People's Money | 00:29:12 | |
#86 Jackie Tomes explains how she bought a £1.8 million block of flats with none of her own money. Alongside her business partner and husband, Dave, she argues properties in this price bracket have less competition as the numbers are too scary for smaller investors and too small for pension funds. During the interview we touch on factors affecting private investing and how Jackie has found that it’s better to attract investors first and then look for deals rather than the other way around. | |||
| 03 May 2023 | PropSourcer: A Platform for Connecting UK Property Investors and Sourcers | 00:26:03 | |
#87
To leave an honest review of Expat Property Story To listen to Dean’s Desert Island Property Disc | |||
| 09 May 2023 | Property Investing in Scotland | 00:31:25 | |
#88 So you would think that this short-term business model would be the equivalent of the Chance Card in Monopoly which says Advance to Go. Collect £200. However, it’s not that straightforward as Mike reveals in this must-listen episode for those interested in investing in Scotland.
And Mike is the perfect person to give us the facts as he has one serviced accommodation unit and one buy-to-let. This episode explores the complications of the Scottish Property market and also examines the effect of rent freezes on the housing market (spoiler alert… it’s not good!)
To leave an honest review of Expat Property Story To listen to Mike’s Desert Island Property Disc | |||
| 17 May 2023 | PropeNomix for Expats with Adam Lawrence | 00:39:13 | |
#89 Adam Lawrence has an MA in Philosophy, Politics and Economics from Oxford University and has also been involved in more than 500 property deals in the last decade. You could call him a Propernomist!
On this episode of Expat Property Story, we discuss the importance of population growth forecasts and due diligence when investing in property.
Adam also shares his ‘crumb style approach’ to testing new partnerships and explains the importance of being part of a community in the property industry.
And we explore the role of meticulous research and strategy in achieving above-average returns as an expat UK property investor.
Tune in to hear more about these topics and the importance of being a prudent manager of risk in the property industry.
This is another MUST LISTEN episode.
To leave an honest review of Expat Property Story Partners in Property Facebook Group To follow Adam’s Sunday Supplement
To listen to Adam’s Desert Island Property Disc | |||
| 24 May 2023 | Navigating Specialist Finance for Serviced Accommodation | 00:35:29 | |
#90 On this episode of Expat Property Story, we dive into the world of specialist finance in development projects. Our guest, Steve Hand, shares his valuable insights as a seasoned mortgage industry expert with 23 years of experience.
We discuss various topics such as commercial valuations, investment diversity, and finding the right lender for your project.
We also look at the pros and cons of investing in serviced accommodation and why it's essential to calculate the true cost of loans and mortgages.
Join us as we share real-life examples of clients and projects, such as the case of two ex-guest houses in Morecambe that were reconfigured into an Aparthotel with the help of a commercial-type lender.
Don't forget to listen out for a listener review from Matthew in Singapore, who shares how the podcast has helped him take action in property investment and get answers to his questions. All this and more on Expat Property Story.
To leave an honest review of Expat Property Stor To listen to Steve’s Desert Island Property Disc diversity, business model, location, strategy, tenant type, mortgage types, broker, due diligence, value, running costs, yield, lenders, bricks and mortar, compromise valuation, specialist finance, development projects, land registry, restricted covenants, income, serviced accommodation, COVID, holiday lets, commercial type lender, interest rate, product transfers, underwriting, borrowing amounts, assets, loan to value, true cost, spreadsheets, gut instinct, short-term products, long-term products, early repayment charge, Steve Hand, mortgage industry, Express Mortgages, property finance market, listener review, Singapore. | |||
| 30 May 2023 | The Highs & Lows of Buying Property in Hong Kong | 00:25:43 | |
No amazing guests this week because I thought you might like to hear about mine and my wife's experience of buying property here in Hong Kong
This episode explores some of the questionable tactics developers and sales agents use to get prospective property purchasers to put their hands in their pockets, including lotteries, lucky draws and luxury amenities.
After several failed attempts, we finally got our feet on the Hong Kong housing ladder and bought a tiny one bed apartment off plan on the lowest floor of a new build development in the New Territories.
We watched on with excitement as the property gained 50% in value while it was being built giving us a potential profit of £200,000!
But circumstances conspired against us as Stamp Duty rules, Donald Trump and the Hong Kong protests lowered the value and we were left trying to catch a falling knife…
Tune in to find out how this particular Expat Property Story concludes!
To leave an honest review of Expat Property Story
To tell us the one thing you’re struggling with in UK property
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| 08 Jun 2023 | How to Get Started in HMOs As an Expat | 00:36:00 | |
#92 | |||
| 15 Jun 2023 | Hiring Virtual Assistants for Your UK Property Business | 00:33:49 | |
# 93 | |||
| 22 Jun 2023 | Reducing Rents to Increase UK Property Returns! | 00:36:46 | |
#94 This is one of my favourite episodes! Saam Lowni has bucket loads of experience in property as an estate agent, investor, landlord, developer, YouTuber, lender and broker. Saam has a long history in property, dating back to his childhood in Durham during the 1980s, where his parents would buy houses in coal mining villages for 2-3K, refurbish them, and sell them for 4-5K. He soon convinced his family to add to their portfolio in the North-East of the country with properties across the North-East of London. After a spell in Hong Kong, he returned to the UK, refinanced the family portfolio to raise cash to buy student HMOs in Kent and Coventry. Tune in to find out: · Why Saam prefers professionals to students · Why he reduces rents to increase his overall returns · Why he aims to be Best in Class · How to find opportunities in Article 4 Areas · What he thinks about investing in the North-East We also tap into Saam’s experience in property finance to get a beginner’s guide to terms such as Capital Stack / Mezzanine Finance / Unitranche Financing / Stretch Lender / Senior Debt / Juniour Debt / Intercreditor Agreements and more! | |||
| 28 Jun 2023 | Expanding Your UK Property Portfolio: Alternative Models with Alicia Barlow | 00:37:22 | |
#95 Are you looking for alternative business models to run alongside or instead of UK Property portfolio? Maybe you have a particular skillset that would enable you to buy businesses remotely in the same way you buy property? When Alicia Barlow found that buy to let deals in the North-West had become less attractive in the Post Covid boom, she started looking at acquiring businesses to supplement her UK property portfolio. However, Alicia stills invests in BTL and gives us some fantastic insights into where to look in the North-West to profit from the Manchester Ripple. Come on in to find out why following the major developers is where the smart money is…
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| 05 Jul 2023 | The Five Fs of Building a UK Property Portfolio of HMOs | 00:36:20 | |
#96
Wendy Whittaker-Large has been investing in UK property since 1996 so she is no stranger to the challenges of building a UK property portfolio.
She has developed a five-step process to buying HMOs:
· Finding · Funding · Finishing · Filling · Future-Proofing
In this episode, Wendy shares some of her insider tips and tricks that she hasn’t even told listeners of her own podcast, The HMO Success Podcast.
Drop by, Tune in, Turn on!
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| 12 Jul 2023 | How To Run a Direct to Vendor Mail Campaign Remotely | 00:34:01 | |
#98
Finding a UK Property deals that stack has become more difficult with higher interest rates.
Buying at a discount is the holy grail of building a UK property portfolio. But how?
Getting in front of a vendor before the competition is key.
One way to achieve this is by running a Direct to Vendor Mail Campaign.
But is this possible as an expat or remote investor?
In this episode, Louise Jowsey shares her wisdom and experience gleaned from her 25 plus years working in Direct Marketing mainly for Royal Mail.
Tune in now to learn about:
· The impact of knowing the target audience · Techniques to customize content · Personalisation · How to grab the reader’s attention · The importance of the front page · Envelope opening rates
We also talk about Loiuse’s charity work in Cambodia.
Keywords: multilets, service accommodation, regulations, upcoming episodes, 100th episode, highlights, lowlights, compilation episode, signature question, risk, property investing, podcast, insider tips, online course, due diligence, local plans, housing development, shopping centers, transport networks, ordinance survey maps, Google Maps, HMOs, SpareRoom, rental rates, market demand, spreadsheet, analyzing areas, success story, Singapore couple, desk-based research, letting agent, virtual investing, on the ground assistance, live HMO market, tenants, preferences, map view, ads, active profiles, market insights, portals, small estate agents, home.co.uk, Rightmove, Zoopla, onthemarket.com, sole subject to contract, fallen through sales, social media, Facebook, VUBA, Leafletting, UK landline number, Answer For You, PA All Day, process, systems, tools, budget, location, cities, conurbations, Birmingham, non-city areas, council tax, government, Valuation Office Agency, banding, pass the bill, flawed system, luck of the draw, good properties, economic cycle, giving up, search effort, multiple places, budget limitations, mortgages, demand, sources, amenity standards, Ordinance Survey Map, legal requirements, planning permission, article 4 areas, safe and comfortable, variety of properties, return on investment, profit, scaling, financial goals, mentoring program, 1-on-1 sessions, mastermind group, online program, downloadable templates, specifications, monthly webinars, testimonials, contact information, expat investors, target cities, corner shop, bus stop, Istanbul, Turkey, Valta Pontes, successful property investor, reading books, potential employees. | |||
| 19 Jul 2023 | Read to Succeed in UK Property | 00:28:26 | |
#98 Valter Pontes came from humble beginnings on a fairly remote island off the coast of Africa to being written about in Forbes magazine. On the course, he learned to source property for others. And with the profits from his sourcing business. He started his own portfolio.
In this episode, we discuss my top ten UK property investment books which I reviewed in Episodes 58-68.
Valter also explains:
· Why he asks people to read 120 books before they start working with him · Why he divides books into three categories: personal development, general business knowledge and specific business knowledge · Why for every four properties he buys in the north, he buys one in the south · How he sources property · How he finds good builders in a new investment area · Why he also invests in the U.S.
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| 26 Jul 2023 | How to Start an Aparthotel Business | 00:30:33 | |
#99
With prohibitive legislation on the horizon for Serviced Accommodation, Aparthotels as a business model is attracting the attention of those in the know.
Carly Houston has more experience than most in this field, having opened her first Aparthotel with her business partner in Brighton in 2017. They have since added a second.
In this episode, you will get top tips on how to plan and look for an Aparthotel.
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| 02 Aug 2023 | Now That’s What I Call a Property Podcast! 100th Episode Special! | 00:48:21 | |
#100
To celebrate our 100th episode, I reflect on the story so far and offer a compilation of ten of my favourite clips from the first 99 episodes that collectively sum up the story so far.
If you want to learn about investing in UK property, this episode condenses the lessons learned from all my amazing guests so far.
And there’s a nostalgic nod to past features such as Monopoly Challenge, Postcode Challenge and guests’ jokes.
If you’re an expat or not, this is a property podcast episode not to be missed!
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