Earn Your Leisure (EYL Network)

In today's inspiring episode of Earn Your Leisure, we sit down with Derrick Faulcon to discuss his incredible journey from owning a restaurant in Baltimore to successfully launching a popular donut shop in SoHo, NYC. Derrick shares crucial insights into transitioning businesses to new cities, emphasizing the key factors needed to thrive in unfamiliar territories.

We dive deep into why Derrick strategically chose SoHo for his donut business and his powerful belief that bringing the best talent together in one room is essential for Black entrepreneurship. He opens up about his core marketing strategies and his ambitious goal of maintaining seven income-generating assets.

Discover Derrick's practical advice on creating multiple streams of revenue from a single business model, specifically how he established seven different income sources from donuts alone. Additionally, we touch on the realities of entrepreneurship—including the challenges of loneliness—and how Derrick and his partner, Zewditu Jewel, successfully navigate their personal and professional relationship.

The conversation also highlights the importance of cultivating the right mindset and setting both individual and shared goals to drive sustained business growth.

Don't miss this valuable conversation packed with business strategies, partnership insights, and entrepreneurial inspiration!

#EarnYourLeisure #DerrickFaulcon #Entrepreneurship #BusinessGrowth #MultipleStreamsOfIncome #BlackEntrepreneurs #MarketingStrategy #CoupleGoals #DonutBusiness #SoHo #BusinessMindset

Welcome back to another insightful clip of Market Mondays! In this clip, your hosts Rashad Bilal, Troy Millings, and Ian Dunlap dive deep into the current state of Chipotle's stock, recent splits, and its potential future performance. 🥗📈

*Key Topics Covered:*

0:00 - Introduction

0:12 - Chipotle Stock Analysis: Is Now the Time to Buy?

1:14 - Importance of Holding Through Market Fluctuations

2:35 - Subway vs. Chipotle: Fast Food Wars

3:53 - Innovations in Fast Food Industry

5:03 - Keeping Momentum in Business

*Chipotle Discussion:*

Ian Dunlap shares his thoughts on whether it's a good time to invest in Chipotle despite its recent decline after a stock split and the departure of its CEO. Both Ian and Troy provide insights into Chipotle’s strong fundamentals, and its superior profit margins, and why they believe it has a strong potential for growth in the next 5-6 years. They also reflect on lessons learned from previous investment decisions and stress the importance of holding through market highs and lows. 💹✨

*Fast Food Industry Analysis:*

The conversation shifts to the competitive landscape in the fast food industry, comparing Chipotle's strategy to that of Subway and other emerging competitors like Kava. Highlights include the challenges Subway faces with its new pricing strategies and the need for innovation to stay relevant in the market. 🍔🥙

*Importance of Momentum:*

Our hosts emphasize the critical role of maintaining momentum in business to ensure sustained success. They highlight the importance of consistent innovation, reliability, and staying on top while a brand is hot, using recent examples from the food industry and their own experiences in organizing successful events like Investfest. 🔥🚀

*Additional Insights:*

Toward the end of the video, the discussion veers into a lighter note about favorite snacks, underscoring the informal yet informative vibe of Market Mondays.

*Why Watch This Episode?*

- *Learn* about the current state and potential of Chipotle stock.

- *Understand* the importance of market timing and holding stocks.

- *Get insights* into the fast food industry's competitive dynamics.

- *Discover* the significance of maintaining business momentum.

Don’t miss out on the valuable investment advice and market analysis provided by Rashad, Troy, and Ian. Make sure to hit the like button if you enjoyed the video and subscribe to stay updated on all things market-related!

*Timestamps:*

0:00 - Introduction

0:12 - Chipotle Stock: Analysis and Recommendations

1:14 - Lessons from Holding Stocks

2:35 - Competitive Analysis: Chipotle vs. Subway

3:53 - Fast Food Industry Innovations

5:03 - Business Momentum & Consistency

*#MarketMondays #ChipotleStock #InvestmentAdvice #FastFoodIndustry #StockMarketAnalysis #BusinessMomentum #FinancialEducation*

Dive into an honest conversation with Kenny Burns as he reveals the less glamorous side of the entertainment industry. From false personas to staged events, Burns breaks down why 'nothing is real' and how people often put on a facade. Don't miss this eye-opening discussion that pulls back the curtain on the industry! #kennyburns #musicbusiness #entertiament

Link to full episode: 

https://youtu.be/CBQKuETIoXI (https://youtu.be/CBQKuETIoXI)

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In this study hall we spoke with the Queen of AirBNB Alexia Wright about how to start an AirBNB business in 2021. She covered everything you need to know to begin making money in AirBNB durning the age of Covid-19. She went over all major changes and updates as well as answered live questions. 

EYL University: https://www.eyluniversity.com

EYL University 70% Off Sale Annual Tuition

EYL $250 off Get started in AirBNB course: http://masteringbnbeyl.com

The iconic Usain Bolt is the fastest person ever, arguably the greatest Olympian ever, and one of the greatest athletes ever. He revolutionized the sport of track and field during his illustrious career, winning eight gold medals, and holding the world record for the 100 meters and 200 meters. 

Although he’s a legend in sports, his career in the business world is just as impressive. He’s ranked as one of the highest paid athletes in the world from his many endorsement deals, he’s a restaurateur with a chain of Jamaican food restaurants named Tracks and Records, he’s an investor with several commercial buildings in Jamaica, and he’s a budding music mogul with plans of being the DJ Khaled of Dancehall. 

In episode 145, we sat down with Usain at his restaurant in Kingston, Jamaica to talk about all of his business ventures, his career, and the future of his beloved homeland of Jamaica. #UsainBolt #Jamaica #Olympics 

EYL University: https://www.eyluniversity.com

Link to Investfest: https://investfest.com/

Host IG: https://instagram.com/earnyourleisure?utm_medium=copy_link

Guest IG: https://instagram.com/usainbolt?utm_medium=copy_link

In this clip Ca-Tisha Ashlock-Adams discusses the process and procedures to open your LLC

#earnyourleisure #LLC #business

GET YOUR TICKETS TO THE NUMBER #1 FINANCIAL FESTIVAL

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In this Cliff Notes Jude Barnard explains how you can speed up a real estate deal. 

Link to Invest Fest Europe: https://investfest.com/euro/

Link to Market Mondays Live at MSG: https://www.msg.com/calendar/hulu-theater-at-madison-square-garden-november-2022-market-mondays-live-with-earn-your-leisure-podcast-and-ian-dunlop#about-the-event

EYL University: https://www.eyluniversity.com

Don Peebles on Billion Dollar Real Estate Lessons & NYC's First Black Owned Skyscraper 

We sat down with Donahue Peebles who is the largest black real estate developer in American history. He's also estimated to be a billionaire, and a business genius. 

He spoke about his plans to build Affirmation Tower, which will be the only black owned and black developed skyscraper in New York City. He also spoke about the current state of real estate, private equity, venture capital, and real estate development. #donpeebles #realestate #earnyourleisure 

EYL University: https://www.eyluniversity.com

Link for Invest Fest: https://investfest.com/

Welcome back to another exciting episode of Market Mondays! Today, we are thrilled to have Ish join us for an enlightening conversation about the world of real estate investing. Whether you're a beginner looking to dip your toes into real estate or someone with some experience, this episode is packed with valuable insights and practical advice.

*Key Discussion Points:*

1. **Mindset for Real Estate Investment**:

- Ish starts off by emphasizing the importance of having the right mindset for real estate investment. He cautions against unnecessary expenses and stresses the need for financial discipline. If you aspire to be a serious investor, you must learn to prioritize investments over lavish lifestyles, such as luxury cars and frequent vacations.

2. **Regional Considerations**:

- Real estate is highly regional, and strategies may differ based on location. Ish shares his thoughts on how understanding your local market can impact your investment decisions.

3. **Advantages of Multifamily Investments**:

- For beginners, Ish recommends starting with multifamily properties. He explains how these properties can be financially advantageous by leveraging rental incomes to qualify for mortgages, allowing investors to potentially live in one of the units rent-free.

4. **Financial Leverage and FHA Benefits**:

- Ish breaks down the importance of financial leverage in real estate and how utilizing FHA benefits can significantly reduce down payment requirements. He advises taking advantage of these benefits by living in the property for a year before moving on to another investment.

5. **The Role of Contractors in Real Estate**:

- Rashad Bilal brings up a crucial topic about contractors using money from new jobs to pay for old jobs. Ish, being a contractor, shares his perspective on this practice. He also discusses the importance of having a structured payment schedule and not paying contractors the full amount upfront to maintain leverage and ensure work completion.

6. **Building and Renovating Homes**:

- If you are planning to build or renovate a home, Ish offers valuable tips. From understanding the scope and scale of the project to familiarizing yourself with materials and terms, he stresses the importance of homeowner involvement and education. Knowing the details can prevent overpaying and ensure you get the quality you desire.

7. **Contracts and Specifications**:

- Ish provides insights into what a thorough contract should entail. He advises on specifying every detail in the contract to avoid miscommunication and potential conflicts. From flooring types to tile costs, every detail should be documented to ensure clarity and fairness in the agreement.

*Conclusion:*

Today's episode is a goldmine of information for anyone interested in real estate investing. Ish's practical advice and personal experiences offer a roadmap to smart and disciplined investing. Whether it's understanding the financial intricacies, the importance of location, or dealing with contractors, this episode covers it all. So, if you're serious about making your mark in real estate, this episode is a must-watch!

Make sure to like, comment, and subscribe for more insightful discussions on Market Mondays. Have any questions or topics you want us to cover? Drop them in the comments below!

*Hashtags:*

#MarketMondays #RealEstateInvesting #FinancialDiscipline #MultifamilyInvestment #FHA #ContractorTips #HomeRenovation #MindsetMatters #PropertyInvestment #RealEstateEducation #InvestmentTips #FinancialFreedom #WealthBuilding #SmartInvesting #TriStateRealEstate

In this Study Hall Alquincia Selolwane talked about the Great Depression and issues facing black owned businesses. #depression #blackbusiness #earnyourleisure  

Link to EYL University: https://www.eyluniversity.com/join1

In this episode, our hosts Rashad Bilal, Ian Dunlap, and Troy Millings sit down with guest Caleb Silver, the Editor in Chief of Investopedia. They delve into the concept of the American Dream and its evolving financial implications. The discussion centers around the staggering figure of $3.4 million, which has been identified as the monetary requirement to attain the American Dream in today's society.

Caleb Silver begins by shedding light on the reasons people were searching for the American Dream on Investopedia and how it is perceived as unattainable by many, especially the younger generation. He breaks down the cost of building the American Dream, encompassing elements such as raising a family, educational expenses, owning a home, and preparing for retirement, culminating in the $3.4 million benchmark.

The conversation transitions to the stark contrast between the median lifetime income and the financial outlay required for the American Dream, emphasizing the reality of a substantial shortfall for the average American. The dilemma prompts considerations about how individuals not on track to earn that much over their lifetimes can improve their financial situation.

Caleb Silver advocates for investment as a means to bridge the gap and make money work for individuals. He also highlights the significance of owning a home or real estate properties that generate income, emphasizing the long-term financial benefits and the preservation of wealth for future generations.

As the discussion unfolds, the Investopedia team analyzes the top ten search terms, reflecting the readers' interests and concerns. Artificial intelligence emerges as a significant area of interest, with profound implications for investment and its pervasive influence across various industries. The conversation delves into bank failures, assumable mortgages, treasury bills, and the inverted yield curve, providing context around their relevance and impact on the financial landscape.

The video prompts a critical examination of the evolving dynamics in finance and investment. It underscores the necessity of aligning investment strategies with the changing economic interplay, providing valuable insights for individuals striving to navigate and succeed in an ever-evolving financial terrain.

​​​​​​​

#AmericanDream #PersonalFinance #InvestmentStrategies #FinancialPlanning #WealthBuilding #RealEstateInvesting #ArtificialIntelligence #EconomicDynamics #FinancialEducation #Investopedia

In this Cliff Notes we talked about how the end of 2021 could set records for the stock market and what sectors could benefit the most. #investing #stocks #money 

Link to Episode: https://youtu.be/3QZbQL9iKHA

Link for Stock Club Sale: https://bit.ly/3hjaDfd

EYL University: https://www.eyluniversity.com

Market Mondays Live Show & Workshop: https://www.marketmondays.com/webinar-registration1617626514275#

In this enlightening clip of EYL, our host Rashad Bilal sits down with the multi-talented artist and advocate Alicia Keys to discuss a pressing issue that touches the lives of many New Yorkers: affordable housing. As a native New Yorker herself, Alicia Keys shares her personal experiences growing up in affordable housing designed specifically for artists. She candidly discusses how these programs provided her with the vital access and opportunities that shaped her illustrious career.

Rashad and Alicia delve into the current state of affordable housing in New York City, highlighting the dramatic rise in rental costs and the unfortunate phase-out of several beneficial housing programs. With the average rent for a one-bedroom apartment in Manhattan soaring to almost $4,000, they explore the stark realities facing young professionals and creatives who are being priced out of the city.

Alicia reflects on the invaluable role that these artist-specific housing programs played in her life, not just as a place to live but as a crucial support system that kept her rooted in a vibrant cultural environment. She emphasizes the importance of maintaining such programs to ensure that the city’s diverse cultural landscape continues to thrive. Both hosts argue that pricing artists and creatives out of the city ultimately harms the entire ecosystem, taking away from New York the very soul and creativity that define it.

The conversation goes beyond just housing to talk about the broader implications of access to creative spaces. Alicia shares her current efforts in creating fellowship programs for young people interested in set design, costume design, and other artistic fields. These programs aim to bridge the gap and offer invaluable learning opportunities under industry greats, ensuring that the next generation of artists has both the skills and the inspiration to contribute back to the city's cultural economy.

Join us in this compelling discussion that puts a spotlight on affordable housing, creative access, and the continuing efforts to keep New York City a welcoming hub for all artists and dreamers.

#AffordableHousing #AliciaKeys #NYCHousingCrisis #CreativeSpaces #EYL #RashadBilal #ArtCommunity #NYCLife #HousingAdvocacy

In episode 21 we spoke with Derek Ferguson. Derek has been the man behind the money for 30 years. At the peak of Bad Boy Records dominance, he was hand selected by Sean Combs to be the CFO of Bad Boy Entertainment, he was right next to Diddy advising him on every major deal from Ciroc to Sean John, he left Bad Boy to become the COO of Revolt TV, now he’s the COO of Robin Hood which New York’s largest poverty prevention institution. He gave provided insight into the music business, cable TV revenue, the art of deal making, the school system, and the future of peer to peer direct business. Click this link to support the podcast https://www.patreon.com/earnyourleisure --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/earnyourleisure/support

In this clip we talk about life insurance and estate planning with attorney Sabine Franco. Link to Full Episode: https://youtu.be/VRy2O0KXl8A EYL University: https://www.eyluniversity.com EYL University 40% off Annual Tuition Code: EYL --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/earnyourleisure/support

In this episode of Market Mondays Medium, hosts Rashad Bilal and Ian Dunlap sit down with special guest Don Peebles, a prominent real estate developer with significant experience in the New York real estate scene. The discussion takes an intimate turn as Peebles shares his personal interactions and professional relationship with Donald Trump, another key figure in New York real estate and former U.S. president.

Rashad kicks off the conversation by diving straight into a controversial topic—Donald Trump's perceived racism. Peebles gives a nuanced view, asserting that Trump is not more racist than Joe Biden, arguing that their policies affect African Americans in different ways. He recalls historical policies and events such as the 1994 crime bill and the 1986 mandatory sentencing guideline and their devastating impact on black communities, largely attributed to Biden's legislative history.

Peebles shares his personal experiences with Trump, explaining that Trump has always treated him with respect and has shown interest in supporting black entrepreneurs and gaining black voters. Peebles believes that America’s approach to race has evolved and suggests that voters should focus on economic opportunities rather than get tangled in emotional judgments.

Ian provides a counterpoint by highlighting Trump's refusal to apologize for the Central Park Five incident, the history of discriminatory practices attributed to Trump's father, and inflammatory rhetoric associated with the MAGA movement. Peebles responds by comparing rhetoric with actual policy impact, emphasizing Biden's direct role in legal frameworks that led to mass incarcerations. The conversation delves into the role of economic opportunity as a crucial factor in uplifting black communities and navigating America's capitalistic democracy.

Toward the end, Rashad and Peebles agree on the importance of evading emotional bias in both business and politics. They emphasize the need for African Americans to hold every political figure accountable, devoid of emotional distractions.

Tune in to gain a deeper understanding of the complex intersections between race, politics, and economic policy through the experienced lens of Don Peebles, Rashad Bilal, and Ian Dunlap. Think past the headlines and delve into the intricacies that shape the African American experience in the socio-political landscape.

*Hashtags:*

#MarketMondays #DonPeebles #DonaldTrump #JoeBiden #RaceRelations #RealEstate #PoliticalAccountability #CentralParkFive #1994CrimeBill #EconomicOpportunity #BlackEntrepreneurs #FinancialLiteracy #Capitalism #Democracy #AmericanPolitics #MAGA #Racism #BlackVoters #IanDunlap #RashadBilal #MMMedium

In this episode of EYL, hosts Troy Millings and Rashad Bilal sit down with April Showers, a successful entrepreneur and the creative force behind Afro Unicorn. They explore the intricate world of licensing deals, trademark challenges, and the relentless drive required to build a global brand.

April Showers shares her experiences related to Kanye West’s licensing deal with Adidas and provides insights into what can go wrong when creative control is sacrificed. She emphasizes the importance of maintaining ownership over variations of your product and the pitfalls of not reading contracts thoroughly. Her own journey with Afro Unicorn underscores the significance of strategizing about intellectual property and market positioning from the very beginning.

April delves into the emotional challenges she faced while building Afro Unicorn, which include personal losses and the hurdles of the global pandemic. Despite these struggles, her vision remained clear. She stresses the value of manifesting your goals and not worrying about the intricate “how” of achieving them. With a determined attitude of “all gas, no breaks,” April’s story is a testament to resilience and belief in one's vision.

Trademark infringement is another critical topic of discussion. April recounts her painful experience when another brand attempted to replicate Afro Unicorn, leading to market confusion. She explains the lengthy legal process required to safeguard her brand and the necessity of outworking competitors to maintain her market position.

The hosts and April also discuss the multi-faceted approach to licensing, breaking down how she collaborates with over 45 different licensees across various product categories. She utilizes her ace card—Walmart's interest in her brand—to negotiate leverage in discussions with potential partners. This strategic partnership with Walmart has significantly boosted Afro Unicorn’s market presence.

Moreover, April shares practical advice, such as how she scouts potential licensees by examining product packaging in stores and then conducting focused outreach through LinkedIn. This proactive approach has been instrumental in expanding Afro Unicorn's footprint domestically and paves the way for international expansion.

For aspiring entrepreneurs, this episode is a treasure trove of actionable insights and motivational wisdom. April Showers not only discusses the technical aspects of licensing and trademarking but also offers heartfelt advice on navigating the entrepreneurial journey with unwavering confidence and strategic thinking.

Join us for an enlightening conversation that dives deep into the importance of maintaining creative control, the power of manifesting dreams, and the relentless pursuit of success. Discover how Afro Unicorn is becoming a household name and learn valuable strategies that can help you on your path to entrepreneurial greatness.

*Hashtags:*

#EYL #AfroUnicorn #AprilShowers #LicensingDeals #TrademarkChallenges #Entrepreneurship #ManifestingDreams #Walmart #KanyeWest #Adidas #CreativeControl #BusinessStrategies #GlobalBrand #Resilience #AllGasNoBrakes #MarketExpansion #LegalBattles #IntellectualProperty #StayFocussed

In this clip we discussed Microsoft announcing their earnings causing the stock to rise. 

#earnyourleisure #microsoft

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For episode 175, we spoke with one of the top youth motivational speakers in the world, and owner of The Next Level Speakers Academy Jeremy Anderson. We covered the ins and outs of the multi-billion dollar public speaking industry. 

Jeremy provided a blueprint for how anyone can make a living speaking publicly, how to speak at schools, best practices for the industry, and more. #jeremyanderson #motivationalspeaking #earnyourleisure 

Save $1,500 off Jeremy’s Full Next Level Speaker Academy Course: http://www.nextleveleyl.com 

EYL University: https://www.eyluniversity.com

Guest IG: https: https://instagram.com/1jeremyanderson?utm_medium=copy_link

For the latest in EYL Merch: https://www.earnyourleisure.com/collections/all

I'm this Scholars Corner we discuss the comments Grant Cardone made and was it a racist statement? Did he do it to go viral? Will we as a people continue to support him and 10X?

#earnyourleisure #grantcardone #Racist #culturevultures 

For the full episode: https://youtu.be/Qvaw0AOWal0

Welcome back to another clip of EYL, where we break down the complex world of taxes with our esteemed guest, Ms. Business. In this enlightening episode, Rashad Bilal and Troy Millings of Earn Your Leisure dive deep into the nuances of LLCs, S Corps, and C Corps and how each entity impacts your taxes and business strategy.

Are you unsure about which business entity to choose or when to make the switch? Ms. Business offers invaluable insights to help guide you through these crucial decisions. She starts by giving a clear rule of thumb: if your business profits are $40,000 or less, stick with an LLC. For profits between $40,000 to $450,000, an S Corp is more beneficial. If you're making over $450,000, it might be time to consider a C Corp.

Ms. Business explains the tax implications for each type of entity:

1. *LLCs:* Owners are subject to self-employment tax, including Social Security and Medicare taxes.

2. *S Corps:* Allows for tax savings by having owners pay themselves a salary, reducing the amount of money subject to self-employment tax.

3. *C Corps:* Suitable for big businesses with strategies like issuing stock options and drawing up plans for reinvesting profits, thus reducing taxable income.

Throughout this episode, you'll learn about typical misconceptions like needing to start with a complex business structure. Ms. Business and the hosts make it clear that you can start as an LLC and then transition to an S Corp or C Corp as your business grows.

Also highlighted are common pitfalls and misconceptions in tax strategizing, such as the importance of correctly expensing business costs. Incoming TED Talk anecdote! Troy Millings recalls a time when he misunderstood tax write-offs, comically proving the importance of proper tax education.

Moreover, Ms. Business emphasizes that the journey of your business structure doesn't end once you start; it evolves as your business prospers. She calls the LLC the "flexible entity" because of its ability to adapt to your business's growth.

If you want to make informed decisions for your business based on its unique financial situation, this video is a must-watch. Whether you're a budding entrepreneur or a seasoned business owner, the insights provided will help you navigate the tricky waters of business taxes.

Don't forget to like, comment, and subscribe for more expert advice and valuable discussions!

*Key Points Covered:*

• Understanding the differences between LLCs, S Corps, and C Corps
• Tax implications for each business structure
• When to switch from an LLC to an S Corp or C Corp
• Common tax misconceptions and pitfalls

*Hashtags:*

#EYL #EarnYourLeisure #Taxes #BusinessStrategy #LLC #SCorp #CCorp #TaxTips #Entrepreneurship #BusinessGrowth #TaxPlanning #Finance #BusinessAdvice #MsBusiness #RashadBilal #TroyMillings #TaxEducation

*Stay tuned for more insightful episodes that simplify complex financial topics!*

Welcome to another insightful session of our EYLU Master Class series! In this episode, Dr. Sonia Lewis, widely known as "The Student Loan Doctor," delves into the intricacies of student loan forgiveness programs and provides expert guidance on establishing your own nonprofit organization.

*Key Highlights:*

*1. Borrower's Defense:*

Dr. Sonia Lewis begins by exploring the Borrower's Defense Loan Discharge program. This essential program offers loan forgiveness to students who attended schools that engaged in misconduct, leading to harm or financial loss. Dr. Lewis emphasizes the importance of understanding eligibility criteria and the long administrative process involved. Schools automatically eligible for this program, such as the University of Phoenix and DeVry University, are discussed, with resources available on Dr. Lewis' Instagram page for further reference.

*2. One-Time Account Adjustment:*

Dr. Lewis introduces the significant benefits of the one-time account adjustment for those in Income-Driven Repayment (IDR) or Public Service Loan Forgiveness (PSLF) plans. This adjustment will count all repayment periods, including those previously ineligible due to forbearance or deferment. The discussion highlights the importance of keeping track of repayment status on studentaid.gov and ensuring eligibility for this beneficial adjustment.

*3. Repayment for Older Loans:*

For borrowers with loans from before 2003, Dr. Lewis provides advice on consolidating loans by April 30 to become eligible for available forgiveness programs. The process of submitting complaints to seek forgiveness for these older loans is discussed, emphasizing the potential for successful outcomes.

*4. Establishing a Nonprofit:*

Dr. Lewis encourages viewers to consider starting their own nonprofit organizations, especially if they don't currently work for a nonprofit. The step-by-step process includes filing federal and state paperwork, completing PSLF paperwork, and enrolling in an IDR program. The importance of setting up the nonprofit correctly and showing profitability within four years is emphasized, making it an accessible option for many seeking loan forgiveness through PSLF.

*5. PSLF Program Updates:*

Exciting updates to the PSLF program are shared, including the potential ability to make multiple payments in a month to expedite loan forgiveness. This flexibility aims to help borrowers reach the required 120 payments sooner, leading to quicker loan forgiveness. Dr. Lewis also discusses the possibility of enrolling family members in your nonprofit to maximize the benefits of PSLF.

*6. Biden Administration Announcements:*

Lastly, Dr. Lewis provides crucial updates on the latest announcements from the Biden administration regarding loan forgiveness. These updates are essential for staying informed about new opportunities and changes in loan forgiveness programs.

Dr. Sonia Lewis' expertise and thorough explanations make this master class a valuable resource for anyone navigating the complexities of student loan forgiveness and considering the establishment of a nonprofit organization. Be sure to watch the full video for detailed insights and practical advice.

*Subscribe to EYL for more informative and empowering content on finance, education, and entrepreneurship! Don't forget to like, share, and comment with any questions or topics you'd like us to cover in future episodes.*

*Follow us on social media for updates and exclusive content:*

- Instagram: [@EYL](  / eyl  )

- Twitter: [@EYL](  / eyl  )

*Hashtags:*

#StudentLoanForgiveness #Nonprofit #PSLF #BorrowersDefense #IncomeDrivenRepayment #LoanForgiveness #NonprofitOrganization #EYL #Education #Finance #StudentLoans #Scholarships #BidenLoanForgiveness #TheStudentLoanDoctor #EYLU #EYLMasterClass

Stay tuned and empower your financial future with EYL!

In this Cliff Notes we talked about our top stocks and crypto picks for 2022. #stocks #investing #crypto 

Link to full episode: https://youtu.be/gYcxmmUhBwk

Link for Stock Club Sale: http://www.ianinvest.com

EYL University: https://www.eyluniversity.com

In this episode, hosts Rashad Bilal and Troy Millings engage in a candid conversation with the insightful Eboni Williams. The discussion revolves around the challenges faced by successful black women in the dating game, particularly concerning finances and societal expectations. Eboni shares her personal experiences and offers thought-provoking insights into the complexities of the modern relationship landscape.

The conversation delves into the impact of the "boss chick" and independent black woman archetypes on the black family ecosystem. Eboni and the hosts ponder whether these constructs have become destructive and pose challenges for traditional family dynamics. The discussion is nuanced and based on statistical data, transcending subjective opinions to tackle the harsh realities faced by black women in today's society.

Furthermore, Eboni addresses misconceptions about black women intentionally competing with black men and emphasizes the sincere desire to build fulfilling relationships within the black community. She articulates the importance of socioeconomic alignment in partnerships, highlighting the self-interested element of desiring a similarly positioned partner for a secure and comfortable future.

The conversation takes a controversial turn as the hosts discuss the challenges faced by successful single women in finding equally yoked partners. The societal values and expectations placed on men and women regarding attractiveness, youth, fertility, and financial stability are dissected, shedding light on the inherent conflicts within the dating market.

Eboni openly shares her strategic approach to dating, expressing a preference for older men due to their appreciation of aspects of youth. She candidly discusses her personal journey towards single motherhood by choice, providing insights into how the age and lifestyle circumstances of potential partners influence major life decisions.

The discussion touches on the realities of being a middle-aged, highly educated, and high-earning black woman, emphasizing the limited pool of potential partners due to income brackets and societal expectations. Eboni urges for a frank understanding of the compromises, decisions, and priorities that successful black women must navigate in their pursuit of fulfilling personal and professional lives.

Ultimately, the episode provides a compelling exploration of the dating and financial dilemmas faced by successful black women, urging individuals to bravely confront the realities of their desires and make strategic decisions aligned with their personal priorities.

#eyl #MMMedium #EboniWilliams #BlackWomen #Relationships #Success #Finances #DatingChallenges #SocioeconomicFactors #SingleMotherhood #Society #GenderRoles #MiddleAged #Compromises #Priorities

Join Mike Novogratz and David Barry as they dive deep into the future of AI, sharing their predictions and insights. From technological advancements to societal impacts, get ready for a comprehensive discussion. #MikeNovogratz #DavidBarry #AIFuture #TechInsights

Full Episode: https://youtu.be/l-ZWhGZzQ5Y?si=YJF81obLjN-Tjz3O (https://youtu.be/l-ZWhGZzQ5Y?si=YJF81obLjN-Tjz3O)

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In this video, the hosts of EYL (Earn Your Leisure), Rashad Bilal, Ian Dunlap, and Troy Millings, discuss various topics related to investing and business. The conversation begins with a discussion on Moody’s downgrade of the US credit rating and its implications for the investing environment. Ian expresses some concern about the downgrade but emphasizes that it is not a major cause for alarm. He points out that the market has been volatile for the past couple of years, with rising interest rates and a decrease in interest in buying US debt. He also mentions geopolitical issues, such as China's reduced purchases of Boeing airplanes, which contribute to the current climate of uncertainty.

While the hosts acknowledge that the current situation is not ideal, they also highlight the potential opportunities for investors. Ian believes that the lack of positive news and outcomes in the current environment actually makes it a good time to invest. He advises against waiting for a hype cycle and encourages viewers to take advantage of the down cycle by investing in assets when they are undervalued.

The conversation then shifts to discuss specific companies and their recent performance. Troy mentions HubSpot, a company in the CRM (Customer Relationship Management) space. He shares his analysis of the company's earnings and stock performance, noting a recent increase after a pullback. Troy emphasizes the importance of doing thorough research on companies before making investment decisions and highlights the value of long-term investments.

The hosts also discuss the collaboration and partnerships between big tech companies and AI generative companies. They specifically mention Microsoft, Google, Amazon, and their respective partnerships with Chat GPT, Anthropic, and OpenAI. Ian expresses his confidence in these companies and their leadership in the AI space. He encourages viewers to invest, emphasizing that this tech boom will be comparable to the social media boom of the past decade.

The video concludes with the hosts reminding viewers to hit the like button and share the video. They engage in a light-hearted banter about corporate emails and express their love for their audience.

Hashtags: #investing #business #UScreditrating #Moody's #volatility #geopoliticalissues #opportunities #undervaluedassets #CRM #HubSpot #earnings #stockperformance #research #longterminvestments #bigtech #AIgenerativecompanies #Microsoft #Google #Amazon #ChatGPT #Anthropic #OpenAI #techboom #socialmedia #EYL

In this exclusive interview, Michael Vick dives deep into his groundbreaking documentary *Evolution of the Black Quarterback*. He discusses the motivation behind creating the film and highlights the challenges Black quarterbacks face in mastering an NFL playbook. Vick shares how he has embraced his role as one of the most influential Black quarterbacks of all time, while also drawing intriguing parallels between himself and NBA legend Allen Iverson, emphasizing their similar impacts on their respective sports.

Vick reflects on how he organically changed the quarterback position with his unique playing style, and how his time in Atlanta helped shape him into a superstar. He also touches on the possibility that Allen Iverson could have excelled in the NFL if he had pursued football further, given their shared passion for the sport.

In the interview, Vick provides his insight on Colin Kaepernick's situation and the challenges he faced in the league. He shares how fellow quarterback Donovan McNabb embraced him when he joined the Philadelphia Eagles, and the hunger he felt after getting his second chance with the team. Vick also breaks down his $137 million contract, explaining that only $37 million was guaranteed, and reveals how this contract helped him recover from bankruptcy.

Vick offers valuable advice for athletes, stressing the importance of being cautious with finances and recognizing those who may try to exploit their success. He emphasizes that in NFL contracts, the only thing that truly matters is fully guaranteed money. Finally, Vick reflects on how the league has evolved for Black quarterbacks and shares the importance of having a role model to achieve greatness. He wraps up by naming his top 5 Black quarterbacks of all time and explains why he believes Patrick Mahomes is the second greatest quarterback ever.

#MichaelVick #NFL #BlackQuarterback #EvolutionOfTheBlackQuarterback #PatrickMahomes #AllenIverson #ColinKaepernick #PhiladelphiaEagles #GuaranteedMoney #AthleteFinance #Quarterback #Atlanta

In this Study Hall we discuss Apple's new savings account with no minimum backed by Goldman Sachs.

#earnyourleisure #apple #savings

In this clipof Market Mondays, our hosts Ian Dunlap, Rashad Bilal, and Troy Millings dive deep into everyone's favorite topic: Nvidia stock. If you’ve been wondering about the best time to invest in this tech giant, you're in the right place.

Rashad starts the conversation with a burning question from viewers: What should we do if Nvidia doesn’t hit the desired $107 price mark? Ian emphasizes the importance of patience and strategy, advising to wait for a price pullback to around $112 or ideally $107 before making a move. He shares an inspiring story of someone who benefited immensely from strategic investments, leading to substantial financial gains and life-changing purchases.

Troy highlights the need for flexibility in investment strategies. While having a game plan is crucial, sometimes you need to adapt. He explains his approach of modifying entry points based on the stock's movements and the importance of not missing opportunities by being overly rigid.

Ian underscores the value of consistency, particularly when it comes to tuning into Market Mondays for weekly updates and advice. He stresses the importance of staying informed and focused, even amidst potential distractions.

Rashad wraps up the discussion by pointing out that dollar-cost averaging can be a simple yet effective strategy for those wary of timing the market. Investing consistently every month can alleviate the stress of price fluctuations.

Throughout this episode, our hosts offer a balanced mix of strategies, tips, and real-world examples to help you navigate the complexities of investing in Nvidia. They also touch on broader investment principles that can be applied to other stocks and financial decisions.

Don't miss out on this episode packed with actionable insights!

*Key Topics:*

- Strategies for investing in Nvidia

- Importance of waiting for price pullbacks

- Flexibility and adapting investment plans

- Benefits of dollar-cost averaging

- Real-life success stories and examples

- Consistency and staying informed

*Timestamps:*

0:00 - Introduction

0:18 - What to do if Nvidia doesn’t hit $107

1:05 - Success story from an Nvidia investor

2:22 - The importance of modifying your investment plan

3:43 - Staying consistent and informed

4:52 - The simplicity of dollar-cost averaging

*Show Hosts:*

- Ian Dunlap

- Rashad Bilal

- Troy Millings

*Subscribe to Market Mondays for more weekly insights and investment strategies!*

#MarketMondays #Nvidia #StockMarket #Investing #InvestmentStrategies #Finance #NvidiaStock #TechStocks #DollarCostAveraging #FinancialFreedom #InvestWisely #StockMarketTips

---

Tune in every week for the latest advice and tips on making the most of your investments. Whether you’re a seasoned investor or just starting out, our comprehensive analysis and proven strategies will help you achieve your financial goals. Remember, the key to successful investing is staying informed and being adaptable.

Keep learning, keep investing, and let’s secure that financial future together!

In this Study Hall we were joined by one of the most powerful women in Venture Capital. Megan Holston-Alexander is a one of the most successful V.C. firms ever Andreessen Horowitz. She leads the firm's Cultural Leadership Fund (CLF). 

She covered venture capital, and her journey in Silicon Valley. #vc #venturecapital #business   

Link for InvestFest: https://investfest.com/

EYL University: https://www.eyluniversity.com

Link for Stock Club: Link for Stock Club Sale: https://joinredpanda.samcart.com/referral/0J3sPcDo/QPSUPKI9gbfQVwVU

In this professional development we discuss ways to lower the cost of college tuition with college professors Jeff and Lenny from Trill or Not Trill. #college #collegedebt

Link to EYL University: https://www.eyluniversity.com/join1

In this Study Hall Rashad goes over financial planning tips that cover a broad range of topics, including retirement planning, savings, business planning and more. 

Link for Invest Fest: https://investfest.com

EYL University: https://www.eyluniversity.com

In this Study Hall Greg Parker aka Big Business breaks down the home rehab process. 

Link to Full Episode: https://youtu.be/hXh3aSEZ0bk

EYL University: https://www.eyluniversity.com

EYL University 60% Off Sale

In Episode 1 we talk about 360 record deals, How Steve Jobs and Sean Parker changed the World, The power of owning your own Masters, Chris Brown’s new contract, A Boogie making history, the importance of Soulja Boy, Money vs Validation, The Oscars financial impact on Actors, George Clooney’s $700million tequila deal and more. Click this link to support the podcast https://www.patreon.com/earnyourleisure --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/earnyourleisure/support

These are the conversations that we had during radio row at the BET Awards. We spoke with Queen Naija, Joey Bada$$, Neyo, Affion Crockett, Symba, Bia, Quincy Brown, and Taraji P Henson. 

EYL University: https://www.eyluniversity.com

Link for InvestFest: https://investfest.com/
MM audio 

Club Sale: https://joinredpanda.samcart.com/referral/0J3sPcDo/QPSUPKI9gbfQVwVU

EYL University: https://www.eyluniversity.com

Rio Ferdinand is one of the greatest soccer players of all time. He is now an entrepreneurial and media superstar.

We sat down with him in London for an epic conversation. He went over his media company, his angel investing portfolio, Manchester United, and more. He also spoke about being a sports commentator, and the current state of sports in the U.K. #ManchesterUnited #soccer #RioFerdinand

EYL University: https://www.eyluniversity.com

Link for Invest Fest: https://investfest.com/

In this clip, the Downing brothers discuss a real-life example of how a 203k home renovation loan works. #203kloan #Mortgage

Link to the full episode: https://youtu.be/JqnohwdWARA

EYL University: https://www.eyluniversity.com

EYL Website: https://www.earnyourleisure.com/

In this Study Hall we talked about Michael Burry recently selling most of his stocks, Ian spoke about the possibility of the fall of China and we talked about the recent rise of crypto, we also discussed if it's a good time to buy Bitcoin and Ethereum. 

Link to Invest Fest Europe: https://investfest.com/euro/

Link to Market Mondays Live at MSG: https://www.msg.com/calendar/hulu-theater-at-madison-square-garden-november-2022-market-mondays-live-with-earn-your-leisure-podcast-and-ian-dunlop#about-the-event

EYL University: https://www.eyluniversity.com

In this clip we sat with Timbaland and he explains selling Verzuz, being the biggest stock holders in Triller, the importance of betting on himself, and giving back...

#earnyourleisure #verzuz #triller #timbaland #swizzbeatz 

Monthly Investment Deal: https://www.earnyourleisure.com/pages/stock-market-deals

In this Study Hall legendary real estate investor Fernando Hernandez aka Lord of The Slums breaks down his investment strategy which consist of obtaining properties without bank financing. Link to Full Episode on YouTube: https://youtu.be/ZHiiyZ_7Zco EYL University: https://www.eyluniversity.com EYL University 40% off Annual Tuition Code: EYL Guest IG: @lordoftheslums --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/earnyourleisure/support

In episode 18 we talked with the credit guru Andy Sukhu, President of Y2K Credit Solutions. We covered how to build credit, how to repair credit, how to establish business credit, student loans, child support, debt consolidation, bankruptcy and much more. We also answered credit questions from listeners. This episode could literally change your life. Click this link to support the podcast https://www.patreon.com/earnyourleisure --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/earnyourleisure/support

In this episode, we spoke to former NBA player turned entrepreneur Lanny Smith. He discussed how he built his multimillion dollar apparel brands Actively Black and Active Faith Sports, the importance of developing a strong brand identity, and working with Steph Curry. 

He also talked about collaborating with major names such as Barack Obama & The Muhammad Ali Estate, venture capital, and more. #activelyblack #Athleisure #merchandise 

Join the Number #1 Educational Platform 

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Purchase Merch NOW!

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Welcome back to another insightful clip of Market Mondays! In this clip, hosts Troy Millings, Ian Dunlap, and Rashad Bilal dive deep into the highly anticipated Nvidia 10-to-1 stock split. We explore what this means for investors, Nvidia's future outlook, and whether it's a good time to invest now or wait for post-split adjustments.

*What's Covered:*

*0:00 - Introduction*

*0:20 - What Does a 10-to-1 Split Mean for Nvidia?*

- Ian Dunlap breaks down why the stock split makes Nvidia more attractive to retail investors.

- Comparison to past stock splits of tech giants like Apple and Tesla.

*0:49 - Nvidia's Performance and Future Potential*

- Ian highlights Nvidia's stellar returns: 245% one-year return, 20,000% over ten years.

- Key advice for long-term investors and Nvidia’s potential to revolutionize the chip industry.

*2:42 - Stock Split Psychological Impact*

- Troy Millings elaborates on how stock splits can psychologically entice retail investors.

- Detailed breakdown of how splits work and when the changes will take effect.

*4:23 - Price Predictions and Media Impact*

- Based on the current media buzz, Troy and Ian discuss short-term price projections ($110-$120) before potential pullback.

- Ian’s long-term price target of $515 within four to five years.

*5:13 - Nvidia's Place in the Global Market*

- Rashad asks if Nvidia could become the number one company worldwide.

- Ian foresees Nvidia touching the top spot in market cap temporarily, with Microsoft likely to maintain long-term leadership due to their AI investments.

*6:12 - Should Nvidia Join the Dow?*

- Ian suggests replacing outdated companies like 3M or IBM with Nvidia in the Dow Jones Industrial Average.

- The company's almost flawless performance makes a strong case for its inclusion.

*7:04 - Investment Strategies Pre and Post Split*

- Ian advises waiting until after the split and aiming for a sub-$100 price point for optimal investment.

- Rashad and Troy discuss Nvidia's long-term potential and incremental addition to portfolios.

*8:04 - The Blackwell GPU & Upcoming Products*

- Discussion on Nvidia's upcoming energy-efficient Blackwell GPU and its potential to boost Nvidia’s dominance further.

- These advancements are expected to make Nvidia an even stronger player in AI, quantum computing, and data analysis.

*9:42 - Global Market Implications*

- Troy emphasizes the importance of Nvidia's role akin to that of historical companies like Levi's during the Gold Rush.

- Potential risks with TSM and the broader implications for the U.S. economy if geopolitical tensions rise.

This clip is jam-packed with analysis and strategies for anyone interested in Nvidia or technology stocks. Whether you're a seasoned investor or new to the market, these insights from our experts are invaluable for making informed decisions.

*Enjoyed the clip? Be sure to like, subscribe, and hit the notification bell so you never miss an update!*

*#MarketMondays #Nvidia #StockSplit #Investing #TechStocks #AI #NvidiaStock #Finance #InvestmentAdvice #StockMarket #TSM #LongTermInvesting*

Tune in next week for more market insights and investment strategies!

Olajuwon Ajanaku and his partner Earl Cooper are reshaping the face and culture of golf. The two friends met at Morehouse College, and they both were on the golf team that won the Division 2 National Championship in 2010. 

After they graduated and started careers in separate paths, the love of the game called them back. Olajuwon started a golf apparel brand called Eastside Golf. The company was the first to combine streetwear with traditional golf attire. 

The brand made history a few weeks ago by becoming the first golf brand to collaborate with Michael Jordan and the Jumpman Brand. They released a limited edition Jordan IV golf cleats that sold out in seconds upon release. 

On EYL #147, we went over how they built their brand, the details of the Jumpman collab, their interactions and working with Michael Jordan, golf culture, networking, the power of influencers, the ups and downs of having a merch company, and more. #golf #Jordanbrand #eastsidegolf #MichaelJordan 

EYL University: https://www.eyluniversity.com

Link to Investfest: https://investfest.com/

Host IG: https://instagram.com/earnyourleisure?utm_medium=copy_link

Guest IG: https://instagram.com/eastsidegolf?utm_medium=copy_link

In this powerful clip of Market Mondays, hosts Rashad Bilal, Troy Millings, and Ian Dunlap dive deep into the targeted marketing and massive impact of online gambling on the Black community. Rashad shares eye-opening insights on how billions of dollars have been strategically funneled into promoting online gambling through influential platforms like popular podcasts and celebrities, including Drake and major shows like Joe Button's, Gillian Wallow's, and Shannon Sharpe's.

Rashad recounts a personal story, highlighting the rapid growth and consequences of online gambling over the past few years. He emphasizes the risks and negative outcomes such as debt, broken homes, and even life-threatening situations in places like jail settings, urging the community to be cautious.

Furthermore, the hosts discuss how gambling, likened to addictive substances such as alcohol and drugs, can ruin lives and disproportionately target vulnerable, poor, and uneducated Black individuals. Rashad opens up about the history of these tactics, comparing it to the lottery practices of the past that devastated his family and emphasizing the need for a broader conversation and investigation into such predatory practices.

Troy and Ian add their perspectives on the economic aspects, discussing the financial benefits seen by companies like DraftKings and FanDuel. They advise viewers on the importance of investing in more stable, albeit less glamorous, assets like stocks, real estate, and government contracts, which are often overlooked in favor of more exciting but risky ventures like gambling.

The conversation aims to shed light on how the most lucrative and stable investments are marketed as boring while riskier, more thrilling industries dominate attention and often yield smaller dividends in the long run.

Join us for this enlightening discussion as our hosts challenge the status quo and advocate for financial literacy and investment education as a means to empower the Black community. Hit the like button, share your thoughts in the comments, and don't forget to subscribe for more insightful content from Market Mondays!

*Hashtags:*

#MarketMondays #OnlineGambling #FinancialLiteracy #BlackCommunity #Investing #PredatoryPractices #DraftKings #FanDuel #Stocks #RealEstate #FinancialEducation #WealthBuilding #GamblingAwareness #InvestSmart #Empowerment

Unlock the secrets of TikTok success in our latest video: 'HOW TO BEAT THE TIKTOK ALGORITHM' 🚀! We dive deep into understanding TikTok's unique algorithm and reveal industry insights on how it decides what goes viral. Learn the proven strategies for increasing your content's visibility and tips for riding the wave of trends. 

Whether you're a creator aiming for your next viral hit or a brand looking to maximize reach, this guide is your key to mastering TikTok. Don't just get noticed, get popular! Click play, and let's decode the path to TikTok stardom together! 🔥✨ Don't forget to like, subscribe, and hit the bell icon for more insider social media tips! #TikTokFame #TikTokAlgorithm #SocialMediaSuccess

Welcome to another clip of EYL! In this clip, our guest, X. Eyee, dives deep into the world of artificial intelligence and how you can harness its power to supercharge your business ideas.

Ever wondered how to get the most out of AI tools like Chat GPT, Gemini, and Claw? X. Eyee shares her unique framework called "Chat in the Hat," designed to turn generic AI responses into tailored, insightful guidance that leverages your own genius. Whether you're an entrepreneur looking to develop a winning business plan or a content creator aiming to crack the viral code on social media, this episode has invaluable insights for you.

What You'll Learn:

*1. Understanding AI Interactions:*

• Discover why knowing the technical workings of AI is crucial.
• Learn how AI's vast data pool can be shifted to provide more relevant and precise answers.

*2. Introduction to "Chat in the Hat" Framework:*

• Dive into the three-part framework: History, Attitude, Task.
• Understand how to frame your prompts to transform AI from a random data spewer to a personalized expert advisor.

*3. Practical Applications:*

• See a step-by-step approach to creating a business plan for a babysitting app by defining AI's history, attitude, and task.
• Learn how to direct AI to give structured, actionable feedback rather than overwhelming generic responses.

Detailed Breakdown:

*History:*

• Define the specific expertise and background the AI should 'have' to offer the best guidance.
• Example: Define the AI as a Harvard business professor or an award-winning business plan developer.

*Attitude:*

• Set the tone and style for AI's responses.
• Example: Specify whether the AI should be curious, helpful, or critical, and whether its tone should be professional or casual.

*Task:*

• Give precise instructions on what you're asking the AI to do and how it should format its responses.
• Example: Instruct AI to ask one to two brief questions at a time and provide feedback in a structured table format.

Live Demonstration:

In this episode, X. Eyee demonstrates how to use the "Chat in the Hat" framework in real-time. Follow along as she constructs a personalized, interactive conversation with Chat GPT to build a business plan that could attract VC investments.

*This episode is a must-watch for anyone who wants to elevate their AI interactions, making every query count and turning every response into a stepping stone for success.*

#EYL #ArtificialIntelligence #AI #BusinessPlan #ChatGPT #TechTips #Entrepreneurship #ViralMarketing #BusinessGrowth #StartupSuccess #TechForGood #EYLMotorcade #AIFramework #ChatInTheHat #Productivity #Innovation #TechSavvy

In this study hall best financial literacy professional Ash Cash breaks down credit and retirement planning.

Full Episode on YouTube: https://youtu.be/FYzINPdNxUM

EYL University: https://www.eyluniversity.com

EYL University 40% off Annual Tuition Code: EYL

Guest IG: @iamashcash

--- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/earnyourleisure/support

In this riveting clip, dive into the world of sports legends turned business moguls: Julius ‘Dr. J’ Erving, Eddie George, and John Starks. From slam dunks and touchdowns to boardroom deals, discover how these athletic icons transitioned from illustrious sports careers to carving out their niches in the business world. Through exclusive interviews and behind-the-scenes insights, you’ll learn the strategies, mindsets, and disciplines they adopted to excel in their entrepreneurial endeavors. 

Whether you’re a sports enthusiast, an aspiring entrepreneur, or someone seeking motivation, this video is an absolute must-watch. Get ready to be inspired and unlock the secrets to success with the wisdom of these phenomenal individuals. #SportsToBusiness #EntrepreneurialLegends #UnlockingSuccess 

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In this conversation we spoke to Ian Brock about his coding program for children and how he was able to scale over the past few years. #coding #tech #business Link to EYL University: https://www.eyluniversity.com Link to Invest Fest: https://investfest.com

Dive into the world of Artificial Intelligence (AI) and learn how to leverage it for maximizing your stock portfolio gains! In this video, we'll guide you through the process of identifying key AI players in the market, understanding their impact, and strategically investing in them. We also discuss the future prospects of AI and how it can reshape the financial landscape. 

Join us as we unlock the secrets to optimizing your investments in the AI sector for substantial returns. Don't miss out on riding the

 AI wave!

#AIInvesting #StockPortfolio #FinancialSuccess

GET YOUR TICKETS TO THE NUMBER #1 FINANCIAL FESTIVAL

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JOIN THE NUMBER #1 EDUCATIONAL PLATFORM

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In this Cliff Notes, we discuss Chevron's record breaking year amounting to 35 billion, and Digital Only resta

urants and the effects they will have on the economy.

#earnyourleisure #DigitalOnlyRestaurants #chevron 

For the full episode: https://www.youtube.com/live/K3fcMPkOOWc?feature=share

In episode 109 of Earn Your Leisure, we explained how we tripled our merchandise profit margins in five months. We also detailed the equipment we used, payment systems, supply companies and more. If you’re interested in selling merch, marketing, or e-commerce as a whole, you can’t afford to miss this episode. #merch #clothingbrand #manufacturing Link to EYL Merch Store (Enter Promo Code Black at check out for 50% off All Items): https://www.earnyourleisure.com/collections/all EYL University: https://www.eyluniversity.com EYL University 40% off Annual Tuition Code: EYL Guest IG: @michaeljmacdonald --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/earnyourleisure/support

In this Cliff Notes Ian discusses Joe Biden recent attack on tech companies and how it will affect their stocks. 

Link to Full Episode: https://youtu.be/N4eGGBO2P4k

Link for Red Panda Stock Club: https://bit.ly/3hjaDfd

EYL University: https://www.eyluniversity.com

Link to Investfest: https://investfest.com/

AMZ Formula Discount link: https://www.eylfba.com/landing-page-main-page-for-course1588284920357?affiliate_id=2369979 Being an FBA seller on Amazon is essentially the act of serving as a middleman for products that people use everyday. The products get made in factories and sent to Amazon’s shipment centers where they are mailed to consumers who purchase them online. The beauty is that the business never requires physical receipt of any products by the seller. There are over 105 million Amazon prime members and only a little over 100,000 sellers. Joshua Crisp has made millions selling on Amazon over the past decade and is one of the industry leaders in the feild. In episode 78, we covered everything you need to know about how to get up and running to be able to make $100,000 a month with an Amazon business. #JoshuaCrisp #amazonseller AMZ Formula Discount link: https://www.eylfba.com/landing-page-main-page-for-course1588284920357?affiliate_id=2369979 Guest IG: @officialjoshuacrisp EYL University: https://www.eyluniversity.com Code for 40% annual discount: Earners EYL Website: https://www.earnyourleisure.com/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/earnyourleisure/support

In this Study Hall EYL Alumni Him 500 taught about how to turn credit into cash. He gave an in-depth presentation and answered live questions about the top credit hacks. #credit #Recessionproof #him500 #MarcusBarney

EYL University: https://www.eyluniversity.com

EYL University 75% Off Sale Annual Tuition

Link to Recession Proof Discount ($500 off): http://rpxeyl.com

 In this enlightening and impactful video, we pull back the curtain on the student loan debt crisis engulfing America. With over $1.7 trillion in outstanding student loans, this economic time bomb affects millions of hardworking individuals and families. We dive deep into personal stories, revealing shocking truths about how this crisis began, its staggering scale, and its profound impact on everyday Americans.

We'll also discuss proposed solutions, hearing from experts in finance, policy, and education, exploring what can be done to address this issue and prevent it from spiraling out of control.

This video isn't just about the numbers—it's about people, their dreams, their futures, and the weight they carry. If you've ever taken out a student loan, if you're considering college, or if you care about the future of our economy, this v

ideo is a must-watch. 

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Although the number of hungry people in the country is at alarming levels, there is a major issue with the amount of food that is wasted annually. 72 billion pounds of food ends up in landfills every year from grocery stores, restaurants, and other suppliers that discard unused food. Jasmine Crowe saw this issue as an opportunity to help people and start a business. Jasmine is the founder of Goodr, which is a startup focused on eliminating food waste by which is a startup focused on eliminating food waste by recovering surplus food from businesses and redistributing it to people in need. In episode 99, Jasmine explained the business model of B Corp businesses. B Corp companies are for-profit entities that are designed to balance purpose and profit. She also broke down her mission, explained the food industry’s waste problem and highlighted how we all can change the world while also making money. #foodshortage #companyforgood EYL University: https://www.eyluniversity.com EYL University 50% off Annual Tuition Code: Fall Guest IG: @jasminecrowe --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/earnyourleisure/support

In this episode of Earn Your Leisure, we sit down with the visionary founders of Detroit Vs. Everybody to explore their journey from corporate jobs to full-time entrepreneurship.

We dive deep into the origin story of this iconic brand, revealing how a chance moment on *American Idol* with Keith Urban wearing their shirt skyrocketed demand.

Learn about the challenges they faced in protecting their trademark from infringement and the key strategies they used to manage international trademarks effectively.

Discover how they secured licensing partnerships, including a major collaboration with Gucci, and the impact the "Detroit Vs. Everybody" song had on their business.

The episode also covers how the brand scaled its operations, including opening a new store in the Detroit airport and purchasing a manufacturing warehouse after a $100,000 order.

Finally, we explore their mission to partner with more African festivals and the co-founder's decision to quit his job after Detroit Vs. Everybody sold out at a Big Sean concert.

#DetroitVsEverybody #Entrepreneurship #TrademarkProtection #LicensingDeals #GucciCollaboration #BigSean #DetroitAirport #BrandGrowth #EarnYourLeisure #BusinessSuccess #InternationalExpansion #AfricanFestivals #AmericanIdol

We sat down with one of the top wealth managers in the world, Humble Lukanga. The list of celebrity clients reads as a who's who in the world of sports and entertainment. Issa Rae, Charlemagne tha God, and Lonzo Ball are a few of the clients that his wealth management firm represents. 

His story of overcoming tragedy and genocide in his homeland of Uganda is one of the most inspirational stories you'll ever hear. In episode he walked us through his amazing journey and gave us insight into the world of running a top wealth management firm. #HumbleLukanga #wealth #financialplanning 

EYL University: https://www.eyluniversity.com

Link for InvestFest: https://investfest.com/

In this episode, we talked to Tabitha Brown about her journey to becoming a vegan and how it helped save her life. We also talked about her relationship with God, her career as a content creator, her personal journey of marriage, and following her purpose.

In addition, we spoke about her experience in the restaurant industry, partnering with Target, working with her children, and more. #TabithaBrown #vegan #branding 

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Kenny Burns is the definition of a renaissance man. He invented the term “lifestyle specialist” years before it became popular. His storied career covers a vast vartiary of areas. He was the second black designer in Saks Fifth Ave with his fashion line Ryan Kenny, he was a music executive and responsible for signing Akon, Wale, and The Dream, he ran a record label, he helped launched Revolt TV, he's one of the most successful party host ever and an icon in the nightlife scene, he was an executive at Roc-A-Fella records durning thier peak years, he was a brand ambassador for Ciroc, Greygoose and Deleon, he also created the influencer programs that all spirit companies use, and he is also an owner in Uncle Nearest Premium Whiskey. The brand is named after Nathan “Nearest” Green who was the slave that was Jack Daniel’s master distiller and the craftsman behind the now world famous Jack Daniels whiskey brand. Kenny told us halirious and entertaining stories about Roc-A-Fella, Diddy, TI and more. He also gave us game on the inner workings of the night life business, the spirits industry, the music business and marketing. #musicbusiness #marketing Guest IG: @kennyburns Book Tip: The Dream is Real --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/earnyourleisure/support

In this interview, we spoke with Blacc Sam, Cobby Supreme, BH, & Pacman about the legacy of Nipsey Hussle, branding, the formation of All Money In, L.A. gentrification, the Marathon Brand, Puma and Roc Nation Partnerships, and more. 

We also spoke about the beginning stages of All Money In and how it was formed, Nipsey's impact on the culture, the business structure that he created and the future for his team. #allmoneyin #blaccsam #marathon 

Link to Market Mondays World Tour: https://www.earnyourleisure.com/pages/worldtour (https://www.earnyourleisure.com/pages/worldtour)

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In this clip we discuss Sean "Diddy" Combs and how he had multiple multi million dollar ideas making him one of the greatest entrepreneurs ever

#earnyourleisure #seancombs #entrepreneurs

https://youtu.be/MwDc696kckM

Welcome to the first clip in our "EYL" series, where we dive deep into the world of Artificial Intelligence. Our guest X. Eyee meticulously breaks down what AI is and how it functions. If you've ever found the concept of AI overwhelming or confusing, this clip is tailor-made for you!

*What is Artificial Intelligence?*

Artificial Intelligence (AI) is a term that covers a wide range of technologies aiming to make machines think and act like humans. Just like cars can vary—be it two-door, four-door, electric, or gas—AI encompasses diverse tools and technologies touching different disciplines such as computer science, mathematics, electrical engineering, and mechanical engineering. Despite their varied nature, all AI technologies aim to achieve one goal: to emulate human thinking and actions.

*Five Domains of AI:*

X. Eyee elaborates on AI's five domains, comparing them to the human senses:

1. *Natural Language Processing (NLP):* This includes applications like Siri, where the machine learns to understand and generate human language. Functions such as text-to-speech and speech recognition fall under this domain.

2. *Computer Vision:* Used in facial recognition and other image analysis applications, this domain teaches machines to see.

3. *Haptics:* A field often explored in robotics, where machines learn to touch and feel, similar to human skin sensitivity.

4. *Machine Olfactory:* This newer field teaches machines how to smell, although it has its set of challenges.

5. *Machine Taste:* Still in its infancy, this realm aims to teach machines how to taste, facing similar hurdles as machine olfactory.

*Overcoming Fear of AI:*

The human brain is naturally inclined to fear the unknown. X. Eyee discusses how understanding AI can help overcome these fears. Becoming educated about AI—its domains, capabilities, and limitations—can help demystify it. There's also a call to action for communities to engage in shaping policies and regulations around AI, ensuring it's used for the greater good.

*Machine Learning and Generative AI:*

Machine Learning (ML) is the crux of teaching machines how to think like humans. It involves training algorithms with data so that they can learn and improve over time. Machine learning is categorized into:

1. *Supervised Machine Learning:* The algorithm is trained using labeled data, i.e., data with known outcomes.

2. *Unsupervised Machine Learning:* The algorithm uncovers patterns and outcomes from unlabeled data.

3. *Deep Learning:* A more complex subset of ML, which mimics the neural networks of the human brain for more intricate tasks.

Generative AI, a specialized form of AI, aims to replicate human creativity and imagination. When prompted, it can generate outputs like text, images, or even music, making it a fascinating area in AI research and application.

*TL;DR (Too Long; Didn’t Read):*

For those who want a quick recap, X. Eyee has provided a handy TL;DR slide summarizing the core points discussed in this clip. Feel free to pause, take a screenshot, and share it with your friends!

Don’t miss out on this enlightening discussion that simplifies the complex world of AI. Make sure to like, subscribe, and click the bell icon to get notified about our future clips. Together, let's demystify AI and understand how it can be harnessed to benefit us all.

*Hashtags:*

#EYLMedium #ArtificialIntelligence #MachineLearning #NaturalLanguageProcessing #ComputerVision #AIExplained #DeepLearning #GenerativeAI #TechTalk #AITechnology #Robotics #EYL tiy

Join us on this educational journey and stay tuned for our next clip on how to utilize AI in business.

Enjoy watching!

Join us as Jemele Hill and Tim Scott dive into the ultimate debate: Who’s the best choice for president, Trump or Kamala Harris? We cover their views on key issues shaping America, from the economy to healthcare, social justice, and beyond. Tune in for a thought-provoking discussion that breaks down where each cand

idate stands—and what it means for the future of the country!

Welcome back to another clip of Market Mondays, where we dive deep into current economic trends, market insights, and strategies to help you navigate these challenging times. In this clip, our hosts, Rashad Bilal and Troy Millings, are joined by real estate experts Matt Garland and Mosi Gatling for a comprehensive discussion on the anticipated real estate market dynamics in light of potential recession risks.

*Discussion Highlights:*

🌟 *Recession Predictions:* Rashad kicks off the conversation by highlighting recent predictions from Goldman Sachs about an impending recession. With a 25% chance looming, how might this affect the stock and real estate markets differently?

🏠 *Real Estate Market Corrections:* Matt Garland argues against the likelihood of a real estate crash, emphasizing that the market has already been experiencing a correction over the past 18 months due to rising interest rates.

📈 *Home Equity Insights:* Did you know there's about $11.5 trillion in tappable home equity right now in America? Matt sheds light on the current state of home equity and historical appreciation trends, suggesting that the real estate market remains strong despite broader economic uncertainties.

💡 *Mortgage Strategies:* Troy and Mosi delve into the intricacies of navigating the current mortgage landscape. With 30-year fixed rates around 7.5%, how should potential buyers strategize? Mosi shares valuable advice on staying ready to seize opportunities and expecting an increase in mortgage applications as interest rates show signs of declining.

📊 *Future Market Predictions:* The panel discusses the potential impact of upcoming Federal Reserve rate cuts on mortgage rates and the housing market. What does this mean for buyers waiting on the sidelines, and how might home prices react?

Whether you're a seasoned investor or a prospective homebuyer, this episode of Market Mondays is packed with critical insights to help you make informed decisions in the ever-evolving real estate and financial markets. Tune in and stay ahead of the game with expert advice from our knowledgeable guests.

*Don't forget to like, comment, and subscribe for more timely market updates and insights. Hit the bell icon to be notified whenever we upload a new video!*

*Hashtags:*

#MarketMondays #RealEstate #Recession #HomeEquity #MortgageRates #FederalReserve #Investing #HousingMarket #FinancialAdvice #RealEstateInvestment

---

By providing an engaging breakdown of the key points discussed in this episode, we're sure to keep our viewers informed and eager to join the conversation. Your feedback and questions are always welcome, so share your thoughts in the comments below!

In this live 19 Keys, Dame Dash and Rashad spoke about the issues that we face as a culture, the power of collaboration, solutions, leadership, and new age education. #19keys #damedash #earnyourleisure 

50% off Link to Dame Dash & 19 Keys Oakland Event: https://www.universe.com/embed2/events/63fd0db72e53cc002d66a500?state=%7B%22

currentDiscountCode%22%3A%7B%22code%22%3A%22EYL%22%7D%7D

In this captivating video, join the rising artist Symba as he opens up about the life-altering journey he took to Africa. Delve into the rich experiences and cultural revelations that deeply impacted him and led him to reassess his values and lifestyle choices. One significant transformation Symba shares is his decision to stop wearing jewelry, reflecting a shift in his priorities. 

Through vivid stories and heartfelt reflections, Symba paints a picture of the vibrant cultures, traditions, and landscapes that touched his soul. Whether you are a fan of Symba or someone who loves travel stories, this video is a treasure trove of insights into personal growth and the power of embracing new cultures. #SymbasJourney #LifeTr

ansformation #CulturalAwakening

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In this eye-opening clip of Market Mondays, Rashad Bilal and Troy Millings dive into the tragic event involving the United Healthcare CEO in Manhattan. This unfortunate incident has far-reaching implications, not just for United Healthcare, but for the broader healthcare industry as well. Join us as we explore the multi-layered consequences of this tragedy and discuss how corruption, economic uncertainties, and business practices impact the healthcare sector.

Rashad Bilal opens the conversation, emphasizing the necessity for companies to conduct business ethically. He highlights the disturbing statistic that United Healthcare's AI agent denied 90% of people’s plans, contributing significantly to the company’s profitability but simultaneously posing severe risks to consumer welfare. The dialogue touches on the systemic issues that have plagued the healthcare industry for decades, such as exorbitant premiums and widespread discrimination.

Troy Millings continues the discussion, reflecting on the inherent dangers now facing healthcare executives. He explains the industry's swift but reactive steps to ensure executive safety, such as removing executive bios from public domains and increasing security for public appearances. Troy makes a compelling point about how these practices are different from those in other industries, like technology, underlining the unique and critical impact healthcare decisions have on millions of lives.

Both hosts examine the dire need for companies to find a balance between maximizing profit and prioritizing consumer well-being. They compare successful models like Nvidia and Apple, which have managed to achieve this balance, against the current state of healthcare companies that continue to struggle. Rashad shares additional insights from his stock club, mentioning the staggering number of coverage denials under the CEO's tenure—a figure exceeding 10,000 instances—shedding light on how deeply rooted these issues are.

Ian Dunlap joins the conversation, stressing the importance of security for high-profile executives. Sharing personal experiences, Ian reveals the security protocols typically in place for CEOs of Fortune 100 companies and the apparent breach that led to this tragic incident. His remarks underscore the vulnerabilities even at the highest corporate levels and call into question the lapses that allowed this event to occur.

Throughout the episode, the hosts emphasize a critical message: Without significant changes in business practices, these tragic events may become more frequent. They urge healthcare companies to reevaluate their strategies, prioritize customer welfare, and address systemic issues to prevent future tragedies.

Join us in this thoughtful and necessary conversation on Market Mondays. Let's discuss how we can move towards a more ethical and consumer-friendly healthcare industry.

Don't forget to like, comment, and subscribe for more in-depth discussions and insights on current market trends and business news. Hit the notification bell so you never miss an episode.

#MarketMondays #HealthcareIndustry #UnitedHealthcare #BusinessEthics #ConsumerWelfare #CEOTragedy #BusinessNews #HealthcareReform #EconomicUncertainty #StockMarket #Nvidia #Apple #CorporateSecurity #SystemicIssues #InsuranceIndustry #EthicalBusiness #RashadBilal #TroyMillings #IanDunlap #InDepthAnalysis

Tune in as we dissect the layers of this complex issue and explore possible pathways to a better and more ethical healthcare system.

In this clip we talk about Tesla stock and the issues that the company has had. #tesla #elonmusk #ev 

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In this professional development Ashley Green went over the first steps to begin to real estate wholesaling. #realestate #wholesaling #earnyourleisure 

Link to EYL University: https://www.eyluniversity.com/join1

Director X is not only one of the greatest directors of all time, he’s also a social activist and a voice for change. His catalog of music videos reads like a who’s who of Hall of Fame musicians. Some notable artists that he’s directed for are: Future, Drake, Rihanna, Kendrick Lamar, Busta Rhymes, T.I., 2 Chainz, Rick Ross, Nicki Minaj, The-Dream, and Usher. In addition to being a music director, he also is an established movie director. He directed the 2018 remake of Superfly along with several other films. Director X is focusing a large portion of his energy these days on social justice and stopping the rapid gun violence issue happening in Toronto. In episode 90, he went over his historic career with us and talked about his journey in the industry. He also gave us an inside look on what's going on in Toronto and the work being done to help young people deal with conflict resolution. #videodirector #directorx #littlex EYL University: https://www.eyluniversity.com EYL University 40% off Annual Tuition Code: EARNERS Guest IG: @directorx --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/earnyourleisure/support

This clip of Market Mondays, hosts Rashad Bilal and Troy Millings dive deep into the high-profile battle between Drake and Kendrick Lamar, extracting important business insights from the rap industry. They explore the strategies these artists have used to shape public perception and their careers through their ongoing rivalry. Key discussions include the impact of Universal Records, the influence of public perception in marketing, and how personal branding and public narratives can make or break success. Rashad and Troy highlight the importance of being strategic and deliberate in one's business and marketing approaches, drawing parallels between these rap battlers' tactics and broader business practices.

#MarketMondays #BusinessLessons #HipHop #DrakeVsKendrick #Strategy #MusicIndustry #Branding #PublicRelations

In this clip, we break down the various types of home loans available to homebuyers and explain the concept of “home hacking” to maximize your real estate investment. Whether you’re a couple looking to purchase your first property or planning for long-term financial growth, this video covers essential informat

ion to help you make smart decisions in the real estate market.

In this Study Hall we discuss ChatGBT and are A.I. Stock Market predictions accurate.

#earnyourleisure #chatgpt #stockmarket #predictions 

For the full episode: https://www.youtube.com/live/qx-dw4Fak-Q?feature=share

In episode 10 we tackle the largest college cheating scandal in American history and explain how it ties into the complicated relationship between sports and academics in America. We also discuss if brick and mortar businesses can survive in today’s digital world. We also highlight real world examples of successes and failures in the brick and mortar space. For story time, we tell an unbelievable story about the greatest sports deal of all time. Click this link to support the podcast https://www.patreon.com/earnyourleisure --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/earnyourleisure/support

In today's tech-driven world, the global chip shortage has impacted everything from consumer electronics to automotive manufacturing. But what's behind this crisis? Join us as we unravel the complex factors leading to the semiconductor scarcity that's shaking industries worldwide.

Additionally, we shift gears to showcase the incredible capabilities of supercomputers. We explore their diverse applications, from climate modeling to healthcare, and how they are shaping our future.

In this video, you will gain:

🔍 An understanding of the chip shortage causes and effects.

🖥️ Insights into supercomputing and its transformative use cases.

Whether you're a tech enthusiast, a professional in the industry, or just curious about the digital world's inner workings, this video is for you. 

Subscribe for more tech analysis, and hit the bell to stay updated on our latest releases. Share your thoughts and questions in the comments section below—we engage and respond!

#ChipShortage #Supercomputers #TechInsights #DigitalEconomy #Innovation #TechNews #Semiconductors

For episode 183, we sat down with Justin Phillips and Corey Arvinger, the CEOs of the wildly popular clothing brand Support Black College. In this episode, we covered the ups and downs of business. We detailed how they made $1 million in a day on Black Friday, how they have been able to scale their brand so fast, how they have been able to gain awareness by using influencer marketing, and more. They also talked about the mistakes they made, customer service issues, and dealing with scaling problems. This is a must-watch episode for anyone interested in merch, e-commerce, influencer marketing, and doing business in the new age of social media. #supportblackcollege #merch #clothingbrand

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SAVE 15% OFF ALL MERCH FROM SUPPORT BLACK COLLEGES goto http://www.supportblackcolleges.org ENTER PROMO CODE EYL

For episode 105, we sat down with an Atlanta legend. Mychel ”Snoop” Dillard is a serial entrepreneur and one of the most famous names in southern business. Snoop and her partner 2 Chainz, own the wildly popular Escobar Lounge. She also is the owner of Remedy Salon Suites, and ATL Members Only. In episode 105, she chronicled her journey in business that started from a jail cell to becoming a multi-millionaire. She detailed how she has managed the change in landscape since COVID-19, and she discussed her business model, which included a detailed chain of command to ensure things run smoothly. #atlanta #2chainz #restaurateur #business EYL University: https://www.eyluniversity.com EYL University 40% off Annual Tuition Code: EYL Guest IG: @whoissnoop --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/earnyourleisure/support

Ever heard the phrase 'There's no such thing as a bad deal'? In this video, we dissect the responsibility and implications that come with signing contracts. Whether it's in business, music, or personal matters, every signature carries weight. 

Join us as we navigate the intricacies of a

greements and the importance of understanding what you're committing to. Share your thoughts and experiences in the comments below! #Contracts #Busine

ssInsights #DealMaking 

Link to full episode: 

https://youtu.be/SGD4kdlD83U?si=bmgJ2QUpAz6KIaEq

 (https://youtu.be/SGD4kdlD83U?si=bmgJ2QUpAz6KIaEq)

In this clip we talk about how to set up and use a Nano Ledger to keep your crypto currency safe. #nano #crypto #cryptocurrency 

Link to EYL University: https://www.eyluniversity.com/join1

In this Professional Development we discuss the stock market and where the money is going this year. 

#earnyourleisure #stocks #moneymarket #gold

Marcus Barney aka Him 500 has established himself as one of the most dangerous men online teaching things that you can’t Google. His journey from working at a cell phone store, to becoming a multi-millionaire in a few years has become legendary. On episode 115, we sat down with Marcus for a powerful conversation. He outlined strategies on how to turn credit into cash and how to leverage both personal and business credit to build wealth. We went in-depth on actionable items and even discussed topics that have the potential to turn anyone into a millionaire.

Link to Recession Proof Discount ($500 off): http://rpxeyl.com

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EYL University 40% Off Sale Annual Tuition Code:

EYL Guest IG: https://instagram.com/him500?igshid=dgt33muxiryw

In this episode the Kia Henry, The Chief Strategy Officer of FazeClan talks about the impact of the brand on pop culture, he also covered FazeClan's business model, what it takes to manage talent, and what's next for the company. #fazeclan #faze #gaming 

EYL University: https://www.eyluniversity.com

Link for InvestFest: https://investfest.com/

In this Cliff Notes Steve Harvey goes over his infamous Donald Trump scandal. #steveharvey #donaldtrump #earnyourleisure

Link to Full Episode: https://youtu.be/iOoYudEyt4E

In this episode, credit expert Shonda Martin breaks down the intricacies of credit card utilization and how it impacts your credit score. Shonda delivers valuable insights on how to strategically use credit cards to build and maintain a healthy credit profile.

Shonda starts by dispelling the common misconception that credit card utilization depends on usage, emphasizing that it is determined by the balance carried over to the statement date, not the total usage. She highlights the significance of identifying your statement date, which is pivotal in ensuring that your credit utilization is reported correctly to the credit bureaus.

Moreover, Shonda outlines the essential steps for building a strong credit profile, emphasizing the importance of maintaining a low credit card utilization, acquiring at least two credit cards, and strategically managing short-term and long-term installments. She provides a comprehensive strategy for achieving a favorable credit score, shedding light on the significance of account diversity and responsible financial management to lenders.

Furthermore, Shonda addresses the impact of "buy now, pay later" companies on credit reports, cautioning against frequent utilization of low-level loans, as it may not positively impact credit scores. She stresses the multifaceted evaluation carried out by lenders beyond credit scores, underscoring the importance of sound financial practices and account management.

Additionally, Shonda shares her expert tips on utilizing credit cards to improve credit scores, emphasizing the immediate impact of credit card usage on credit scores, unlike loans where the benefits are not immediately visible. She provides detailed guidance on managing due dates and statement dates, as well as the optimal balance to carry over for optimal credit score impact.

Moreover, Shonda delves into the intricacies of seeking credit limit increases, providing actionable advice on optimizing the chances of approval, including automated payments and strategic usage patterns. She emphasizes the importance of consistent account activity and utilization to secure credit limit increases.

To avoid pitfalls with credit cards, Shonda advocates for responsible usage, emphasizing that a credit card should not be viewed as an extension of one's finances but rather a strategic financial tool. She emphasizes the importance of only spending what one can comfortably pay back and underscores prudent financial management as the cornerstone of successful credit card utilization.

Join EYL and expert Shonda Martin for an in-depth exploration of credit card utilization and strategic credit management tailored to help you build a robust credit profile.

#EYL #CreditScore #CreditUtilization #FinancialEducation #CreditBuilding #PersonalFinance #CreditCards #CreditManagement #FinancialWellness #CreditTips

In this Cliff Notes entrepreneur Chris Senegal talks about changing the face of Houston real estate.. #gentrication #realestate 

EYL University: https://www.eyluniversity.com

In this cliff notes we talk about Cardano and how it can potential change the world of cryptocurrency. 

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EYL University 70% Off Sale

I'm this Scholars Corner we discuss Footlocker's closing of 400 stores,

and how Nike pulled back and the affect it has on them.

#earnyourleisure #footlocker #nike

Join us as we talk to Itika Oldwine Grimble and Brian Grimble, founders of Oldvine Florals, established in 2017. Serving prominent brands like Cartier, Ferragamo, Dior, Alexander Wang, and Louis Vuitton, they're revolutionizing the flower industry. We delve into their venture OldVine Fragrance, the first global luxury fragrance brand launched by a prominent Black woman. We discuss their creation process, storytelling through scents, and their subscription service. 

We also explore Oldvine Candles, and highlight the high return potential of the flower business. We'll provide actionable steps on starting a flower business and how to capitalize on market trends.

Learn about Itika's educational journey from UCLA to the University of Chicago, her early career working with Harpo Productions and AEG, and her entrepreneurial leap in 2017 when she launched OldVine Florals in downtown LA. Listen as we discuss the business's expansion and Itika's journey into creating OldVine Fragrances. Tune in for an inspiring story of entrepreneurship, creativity, and innovation. #blackbusiness #floral #flowers 

In this clip of EYL, Rashad Bilal delves into the intricacies of the restaurant business and why it's often considered one of the most challenging ventures to succeed in. Through relatable analogies and practical advice, Rashad breaks down the core reasons behind the high failure rates in the restaurant industry and offers insightful solutions for budding restaurateurs.

Rashad kicks off the discussion by highlighting the numerous expenses associated with starting and running a restaurant. From securing a retail space and outfitting it with industrial kitchen equipment to maintaining sanitation and hiring staff, the initial capital required can be quite daunting. Moreover, he explains how fluctuating income streams, combined with consistently high expenses, often lead to the downfall of many restaurants.

One of the core solutions Rashad offers is the concept of the Minimum Viable Product (MVP). Instead of diving headfirst into a full-fledged restaurant, he suggests starting with a ghost kitchen—a cost-effective approach that gained popularity during the COVID-19 pandemic. Ghost kitchens allow aspiring restaurateurs to rent industrial kitchen space and focus solely on food preparation for delivery services like Uber Eats, thus significantly minimizing initial costs and risks.

Rashad also emphasizes the importance of diversifying income streams within one business rather than juggling multiple ventures. For restaurants, he outlines seven potential revenue streams:

1. Dining-in

2. Delivery services (e.g., Uber Eats)

3. Cooking classes

4. Online cooking podcasts and videos

5. Merchandise sales

6. High-ticket coaching sessions for aspiring restaurateurs

7. Selling branded food items, such as spices and sauces

By leveraging these varied income sources, restaurant owners can create a more sustainable and resilient business model.

Throughout the episode, Rashad provides a wealth of practical tips and actionable advice, making it an invaluable resource for anyone looking to thrive in the restaurant industry or any other high-stake business. If you're an entrepreneur aiming to diversify your skills, manage your business more effectively, or simply understand the complexities of the restaurant world, this episode is a must-watch.

Tune in to gain a deeper understanding of how to navigate the challenging yet rewarding landscape of the restaurant business, and don't forget to like, comment, and subscribe for more insights from EYL Medium.

*Hashtags:*

#EYL #Entrepreneurship #RestaurantBusiness #GhostKitchen #SmallBusiness #StartupAdvice #IncomeStreams #BusinessTips #CookingClasses #Podcasting #Merchandise #OnlineBusiness #RashadBilal #EYLMedium

In episode 9 we cover the marijuana industry in-depth, we discuss a former NBA player who now has a multi state cannabis empire, and we examined new proposed legislation that could change the marijuana industry forever. We also examine what roll racism plays in the home appraisal process and explain how black homes are devalued nationwide by $156 billion. In our business story of the week, we highlight the richest person of African descent in the world and shed some light on his little known story. Click this link to support the podcast https://www.patreon.com/earnyourleisure --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/earnyourleisure/support

Discussing money can be a sensitive topic, especially among friends. In this video, we dive into the pros and cons of opening up about finances with those closest to you. 

From breaking taboos to navigating potential pitfalls, join the conversation and share your thoughts in the comments below. #MoneyTalks #FriendshipAndFinance #FinancialOpenness

Link to full episode: https://youtu.be/DUEkJRnEw7E (https://youtu.be/DUEkJRnEw7E)

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Join us for a special edition of Market Mondays Live from London with Dean Forbes, one of the UK's top black CEOs. Forbes shares his wealth of knowledge on private equity, recounts his journey of building a $100M business, and discusses the landscape for black CEOs in the UK. 

Don't forget to like, share, and subscribe for more international market insights. #MarketMondays #DeanForbes #PrivateEquity 

Sponsored by Ally

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Our live podcast in Atlanta was magical. In part one we covered the fitness industry with the first couple of fitness Mr. and Mrs. 2 Weeks Out and we talked with the kings of the car industry PTG 365. We covered mindset, scaling business models, the importance of relationships and consumerism. #Entrepreneur #Socialmediamarketing Guest IG: @mr2weeksout @mrs2weeksout @ptg365 @brandonmedford_ @e_whitehead365 & @mr_monsterdeal365 EYL Website: www.earnyourleisure.com --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/earnyourleisure/support

Welcome to another clip of Market Mondays! Today, we are thrilled to host John W. Rogers Jr., the legendary investor and founder of Ariel Investments. Delve into a comprehensive discussion on the pivotal aspects of successful business planning and wise investment strategies. Whether you're an entrepreneur contemplating the longevity of your business or an investor diversifying your portfolio, this episode offers invaluable insights.

*Key Highlights:*

1. **Succession Planning**: John shares his philosophy on preparing for business succession, emphasizing the importance of considering team and shareholder interests over personal gains. Learn about the importance of finding the right successors and distributing equity to ensure long-term business sustainability.

2. **Investment Strategies**: Discover John’s approach to building a diversified investment portfolio. From individual stock investments within one's circle of competence to mutual funds and equity markets, he provides tailored advice based on extensive experience. John also discusses the relevance of new investment avenues like cryptocurrencies.

3. **Building a Legacy**: Listen to John’s personal anecdotes, including his journey with Ariel Investments and insights from his board experiences at companies like McDonald’s and the MSG Sphere.

4. **Career Insights at Ariel**: Interested in what makes a candidate stand out at Ariel Investments? John outlines the key qualities and traits that Ariel looks for in potential team members, emphasizing teamwork, commitment, and the ability to contribute to collective success.

This session is loaded with strategic advice and personal stories that illuminate the path to both entrepreneurial and investment success. Tune in to gain from John W. Rogers Jr.'s seasoned perspective on making key business decisions that stand the test of time.

*Useful for:*

- Entrepreneurs planning for business continuity

- Investors seeking to diversify their portfolios

- Business leaders aiming to cultivate a successful workplace culture

- Individuals interested in finance and investment careers

---

*Subscribe to Market Mondays* for more insights from business leaders and financial experts every week. Hit the bell icon to stay updated on our latest uploads!

*Share your thoughts or questions* below in the comments. We love hearing from our viewers and strive to provide content that caters to your financial interests and needs.

Hashtags:

#MarketMondays #JohnRogers #InvestmentTips #Entrepreneurship #SuccessionPlanning #BusinessStrategy #Investing #Finance #ArielInvestments #CareerAdvice #InvestorInsights #BusinessLegacy

Welcome to another insightful clip of Market Mondays, your go-to source for financial wisdom, life improvement tips, and thought-provoking discussions! In this episode, hosts Ian Dunlap and Troy Millings dive deep into the pillars of consistency and commitment, exploring how these traits are vital for achieving long-term success and fulfillment in various aspects of life.

*Consistency is Key*

Troy Millings opens the discussion by emphasizing the importance of being consistent in your daily habits, whether it's financial planning, health routines, or relationship management. He and Ian Dunlap share their experiences and insights on overcoming excuses that often hold people back from achieving their goals.

*Health & Lifestyle*

The hosts extend their conversation to health, urging viewers to consider a New Year’s resolution that goes beyond the typical goals. From advocating for a sober lifestyle to cutting out fast food and processed foods, Troy and Ian present a compelling argument on how making these changes can bring mental clarity and improved well-being. They also introduce a 30-day challenge for viewers to be sober, eat healthily, work out regularly, drink sufficient water, and declutter their social media algorithms for a more positive outlook on life.

*Relationship Advice*

The discussion doesn't stop at personal habits and health. Troy and Ian also delve into the territory of relationships. They talk about the necessity of breaking free from toxic relationships and, conversely, pouring more effort into nurturing positive ones. The message is clear: a healthier you leads to healthier relationships and a more fulfilling life.

*Social Media and Mental Health*

The clip also tackles the often-overlooked subject of social media's impact on mental health. Ian Dunlap mentions the potential dangers of excessive social media usage and even the hypothetical scenario of a lawsuit against tech giants like Apple for the negative impact on mental health. The hosts suggest taking practical steps to manage your online activity, such as unfollowing negative pages and consuming more educational content.

*The Broader Societal Impact*

Troy Millings rounds off the conversation with a critical look at broader societal issues, such as the impact of alcohol and fast food on communities, particularly poorer and marginalized ones. He shares his thoughts on the historical and systemic factors that contribute to health disparities, invoking the example of Native American communities.

Ian and Troy further discuss the social and economic implications of rising autism rates and mental health issues among young people. They urge parents and educators to be vigilant and proactive in advocating for the needs of children, emphasizing the crucial role of education and mental health support.

*Key Takeaways:*

• The value of consistency in personal and professional life.
• Healthier lifestyle choices can significantly improve mental and physical well-being.
• The importance of healthy relationships and breaking free from toxic ones.
• Managing social media consumption for better mental health.
• The societal impact of unhealthy lifestyle choices and the importance of advocacy for mental health and educational support.

Don’t miss out on this enriching episode packed with practical advice and profound insights! If you found this discussion valuable, make sure to like, comment, and subscribe to our channel for more content that will inspire you to become the best version of yourself.

*Hashtags:*

#MarketMondays #Consistency #HealthyLiving #MentalHealth #Relationships #PersonalDevelopment #FinancialFreedom #SoberLiving #SocialMediaDetox #AutismAwareness #Education

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Tune in and take the first step towards a more consistent, healthier, and prosperous life! 🌟

The spirits business is a $677 billion annual industry. Although liquor is an extremely lucrative business, it is extremely difficult to own a spirits company. In the search of an independently owned and operated brand, we found Myriam and Stevens Charles who are the owners of LS Cream Liqueur. LS Cream is an award-winning Haitian-inspired cream liquor known in the Caribbean as Kremas. Myriam and Stevens are a power couple from Montreal Canada. On EYL 87, they explained in detail the process of manufacturing liquor, the process of distribution, and the ins and outs of running an international business that covers America, Canada and the Caribbean. During the episode, they walked us through the complicated world of owning a liquor brand. We also discussed entrepreneurship in Canada, the connection to business opportunities that exist for entrepreneurs on both sides of the border, and how to do business in our neighboring countries. #entrepreneur #canada #Kremas --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/earnyourleisure/support

In this cliff notes Angela Yee exolains how she uses house hacking to cut her mortgage payment in half and how she uses reward points to pay for luxury items. 

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