Couchonomics with Arjun (Arjun Singh)
Explore every episode of Couchonomics with Arjun
| Pub. Date | Title | Duration | |
|---|---|---|---|
| 30 Mar 2022 | Couchonomics with Arjun Singh | Official Trailer | 00:00:42 | |
Fintech is fundamentally reshaping the financial services industry as we know it today. Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 07 Apr 2022 | EP01 Empowering startup ecosystem in MENA region | with Roberto Croci, Microsoft for Startups | 00:33:49 | |
Our esteemed guest for Episode 01 is Roberto Croci, the Managing Director for Microsoft for Startups in MEA! Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 14 Apr 2022 | EP02 Metaverse and Money: Decrypting the Future | with Ronit Ghose, Citi Global Insights | 00:38:08 | |
The latest episode of Couchonomics with Arjun is here. This one is a real treat! Our guest is Ronit Ghose, the Global Head of Banking, FinTech & Digital Assets for Citi Global Insights. He joined us on Couchonomics to give us a sneak preview of Citi's amazing new report: Metaverse and Money: Decrypting the Future. We discussed Metaverse and how will it impact the way we are accessing the internet. The possibilities of the Metaverse are endless according to Ronit. From a gaming industry, fintech, education: every aspect of our future lives could be connected with Metaverse in the future! Ronit’s previous report had over 350,000 downloads, making it one of the most-read fintech reports ever published. In his latest article, he has also unraveled how NFTs can make ownership in the digital space more transparent and conclusive. In this episode, we answered the questions… - Why are connectivity and availability the biggest challenges? - How can digital tokens improve digital transactions? - What can go wrong with Metaverse? Follow 'Couchonomics with Arjun Singh' on any app where you listen to podcasts. Check out Couchonomics website for all new updates: www.couchonomics.com HOST Based in Dubai, Arjun is actively engaged with the Fintech & Start-up ecosystem across the MENA Region and beyond - as a passive investor, an advisory board member and as a commentator on the rapidly evolving scene. FINTECH NEWS Subscribe to Arjun's LinkedIn newsletter Daily Fintech Crunch to receive daily interesting news from the world of Fintech, DeFI, Crypto and beyond: https://www.linkedin.com/newsletters/6899436665924837377/ PARTNERS Couchonomics with Arjun Singh is brought to you by our partners from: Adyen, a reliable end-to-end payments solution that enables businesses to turn payments into a strategic growth driver: https://www.adyen.com/ LuLu Financial Group, a global financial services provider headquartered in Abu Dhabi and operating in 11 countries: https://www.lulufin.com/ M2P, Asia’s leading payment infrastructure company that enables businesses of any scale to embed financial products: https://m2pfintech.com/ Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 20 Apr 2022 | EP03 Disruption, Open Finance and Commerce in the Metaverse | with Ramana Kumar, Magnati | 00:25:35 | |
The status quo in the financial services sector is constantly changing. Innovation is the name of the game. If banks want to stay relevant in these evolving times, they need to be at the technological forefront and provide convenient, flexible payment solutions customers trust. Ramana Kumar joins Arjun on the couch to share his perspective on this fascinating topic. Ramana is the CEO of Magnati, the payments subsidiary of First Abu Dhabi Bank (FAB). He is responsible for building lifecycle solutions for corporates, including merchant acquiring, government solutions and prepaid solutions, constructed on a futuristic platform backed by data and AI. Ramana works with fintechs and tech companies to provide industry-leading, future-proofed, digital-first solutions. Ramana and Arjun discussed the role partnership and brand affinity play in constructing a platform that consumers will gravitate towards and the importance of being trustworthy, flexible and convenient. Join us as we answer the questions: 🎙 Will open banking become a reality in the MENA region? 🎙 What makes Magnati different from other fintech platforms? 🎙 How will banking and the financial services sector integrate into the Metaverse? Check out Couchonomics website for all new updates: www.couchonomics.com HOST Based in Dubai, Arjun is actively engaged with the Fintech & Start-up ecosystem across the MENA Region and beyond - as a passive investor, an advisory board member and as a commentator on the rapidly evolving scene. FINTECH NEWS Subscribe to Arjun's LinkedIn newsletter Daily Fintech Crunch to receive daily interesting news from the world of Fintech, DeFI, Crypto and beyond: https://www.linkedin.com/newsletters/6899436665924837377/ PARTNERS Couchonomics with Arjun Singh is brought to you by our partners from: Adyen, a reliable end-to-end payments solution that enables businesses to turn payments into a strategic growth driver: https://www.adyen.com/ LuLu Financial Group, a global financial services provider headquartered in Abu Dhabi and operating in 11 countries: https://www.lulufin.com/ M2P, Asia’s leading payment infrastructure company that enables businesses of any scale to embed financial products: https://m2pfintech.com/ Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 28 Apr 2022 | EP04 The Future Of BNPL In The MENA Region | with Abdulmajeed Alsukhan, Tamara | 00:26:20 | |
The "By Now, Pay Later" model has been around for 200 years. After being repackaged and rebranded countless times, it is currently one of the hottest spaces in FinTech, with BNPL accounting for 20% of e-commerce in countries such as Australia. In this episode of Couchonomics, we are joined on the couch by a BNPL industry insider to get an informed perspective on this increasingly polarising topic. Abdulmajeed Alsukhan is the CEO and co-founder of Tamara, the leading Buy Now Pay Later provider in the MENA region. Abdulmajeed and Arjun delved into the BNPL conversation, tackling questions around the risks customers face and how BNPLs are likely to grow and evolve in the MENA region in the coming years. Get the answers to the burning questions: - What is the likelihood of BNPL expanding into other categories and appealing to broader age groups? - What measures is Tamara taking to minimise their customers' risks? - Whether the current business model of BNPL is sustainable, or if it will evolve in the future? Check out Couchonomics website for all new updates: www.couchonomics.com HOST Based in Dubai, Arjun is actively engaged with the Fintech & Start-up ecosystem across the MENA Region and beyond - as a passive investor, an advisory board member and as a commentator on the rapidly evolving scene. FINTECH NEWS Subscribe to Arjun's LinkedIn newsletter Daily Fintech Crunch to receive daily interesting news from the world of Fintech, DeFI, Crypto and beyond: https://www.linkedin.com/newsletters/6899436665924837377/ PARTNERS Couchonomics with Arjun Singh is brought to you by our partners from: Adyen, a reliable end-to-end payments solution that enables businesses to turn payments into a strategic growth driver: https://www.adyen.com/ LuLu Financial Group, a global financial services provider headquartered in Abu Dhabi and operating in 11 countries: https://www.lulufin.com/ M2P, Asia’s leading payment infrastructure company that enables businesses of any scale to embed financial products: https://m2pfintech.com/ Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 05 May 2022 | EP05 How to Equip Youth with Smart Money Skills | with Co-Founders of Verity | 00:41:22 | |
Welcome to a very special edition of Couchonomics podcast! This episode features not one, not two, but 3 guests + a surprise guest appearance from someone very special (who actually asked the most relevant question of the show). One by one, 3 co-founders of Verity are going to sit on our famous couch and chat about their new business venture. We're addressing the topic of financial literacy in teenagers and children and their wish to disrupt this space with their brilliant new app. First you'll hear from Kamal Al-Samarrai, a serial entrepreneur with over 20 years of experience in banking and recruitment in the UK and UAE. He’ll tell us all about the initial idea behind Verity and his urge to do something that would be beneficial for his own family. An international banking veteran and serial financial literacy entrepreneur, Dina Shoman, spoke about her experience in New York with a similar venture and her passion for teaching kids about the value in money. For the great finale, Omar Al-Sharif, a startup maestro with a penchant for digital transformation, product development, and brand marketing, will explain the plans for the launch and the future of Verity. Follow 'Couchonomics with Arjun Singh' on any app you listen to podcasts. Check out Couchonomics website for all new updates: www.couchonomics.com HOST Based in Dubai, Arjun is actively engaged with the Fintech & Start-up ecosystem across the MENA Region and beyond - as a passive investor, an advisory board member and as a commentator on the rapidly evolving scene. FINTECH NEWS Subscribe to Arjun's LinkedIn newsletter Daily Fintech Crunch to receive daily interesting news from the world of Fintech, DeFI, Crypto and beyond: https://www.linkedin.com/newsletters/6899436665924837377/ PARTNERS Couchonomics with Arjun Singh is brought to you by our partners from: Adyen, a reliable end-to-end payments solution that enables businesses to turn payments into a strategic growth driver: https://www.adyen.com/ LuLu Financial Group, a global financial services provider headquartered in Abu Dhabi and operating in 11 countries: https://www.lulufin.com/ M2P, Asia’s leading payment infrastructure company that enables businesses of any scale to embed financial products: https://m2pfintech.com/ Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 12 May 2022 | EP06 Neobanks and the Future of Digital Banking | with Amir Nooriala, Callsign | 00:33:59 | |
Neobanks are emerging rapidly across the world, all of them trying to solve many challenges that are preventing a seamless and safe digital banking experience. Check out Couchonomics website for all new updates: www.couchonomics.com HOST Based in Dubai, Arjun is actively engaged with the Fintech & Start-up ecosystem across the MENA Region and beyond - as a passive investor, an advisory board member and as a commentator on the rapidly evolving scene. FINTECH NEWS Subscribe to Arjun's LinkedIn newsletter Daily Fintech Crunch to receive daily interesting news from the world of Fintech, DeFI, Crypto and beyond: https://www.linkedin.com/newsletters/6899436665924837377/ PARTNERS Couchonomics with Arjun Singh is brought to you by our partners from: Adyen, a reliable end-to-end payments solution that enables businesses to turn payments into a strategic growth driver: https://www.adyen.com/ LuLu Financial Group, a global financial services provider headquartered in Abu Dhabi and operating in 11 countries: https://www.lulufin.com/ M2P, Asia’s leading payment infrastructure company that enables businesses of any scale to embed financial products: https://m2pfintech.com/ Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 19 May 2022 | EP07 Streaming Platforms: The Battle of Content | with Maaz Sheikh, Starz Play | 00:23:50 | |
The OTT (over-the-top) streaming market in the MENA region has been rapidly increasing in the last couple of years, gaining more than 30% between 2020 and 2021 and reaching over 10 million subscribers in the 18 countries of the Arab MENA region. The trend should sharpen in the next five years, as the subscriber figure is expected to triple by 2026 and reach close to 30 million. Check out Couchonomics website for all new updates: www.couchonomics.com HOST Based in Dubai, Arjun is actively engaged with the Fintech & Start-up ecosystem across the MENA Region and beyond - as a passive investor, an advisory board member and as a commentator on the rapidly evolving scene. FINTECH NEWS Subscribe to Arjun's LinkedIn newsletter Daily Fintech Crunch to receive daily interesting news from the world of Fintech, DeFI, Crypto and beyond: https://www.linkedin.com/newsletters/6899436665924837377/ PARTNERS Couchonomics with Arjun Singh is brought to you by our partners from: Adyen, a reliable end-to-end payments solution that enables businesses to turn payments into a strategic growth driver: https://www.adyen.com/ LuLu Financial Group, a global financial services provider headquartered in Abu Dhabi and operating in 11 countries: https://www.lulufin.com/ M2P, Asia’s leading payment infrastructure company that enables businesses of any scale to embed financial products: https://m2pfintech.com/ Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 26 May 2022 | EP08 Crypto markets in free fall: What is happening? | with Anas Bhurtun & Danosch Zahedi, Arts DAO | 00:48:30 | |
Crypto markets are in free fall this month. To understand better what is behind recent events in the Crypto world we invited Anas Bhurtun & Danosch Zahedi, hosts of Crypto Sheikhs podcast, a fantastic show that is tracking and explaining what is going on with cryptocurrencies. For the first time we had two guests on the couch at the same time, which resulted in a super-insightful chat about the tremendous change that is happening right now in the world of finance, and the role of the blockchain in this new redistribution of wealth. Listen to Anas & Danosch speak about: - Why are Fiat currencies becoming obsolete? - Deep connection between art and NFTs - Arts DAO, a community of artists and NFT collectors based out of Dubai Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 02 Jun 2022 | EP09 The Future of Banking and Financial Services | with Philippe De Backer, Arthur D. Little | 00:29:20 | |
How to navigate and seize the opportunities in disruption that is happening in the banking industry and financial services? Together with Ignacio Garcia Alves and Juan Gonzalez, Philippe just published his fifth book: “Disruption: The future of banking and financial services – how to navigate and seize the opportunities”, in which they are analysing the current state of the financial sector and deciphering the future of banking. Listen to Philippe speaking about: Follow 'Couchonomics with Arjun Singh' on any app where you listen to podcasts. Check out Couchonomics website for all new updates: www.couchonomics.com HOST Based in Dubai, Arjun is actively engaged with the Fintech & Start-up ecosystem across the MENA Region and beyond - as a passive investor, an advisory board member and as a commentator on the rapidly evolving scene. FINTECH NEWS Subscribe to Arjun's LinkedIn newsletter Daily Fintech Crunch to receive daily interesting news from the world of Fintech, DeFI, Crypto and beyond: https://www.linkedin.com/newsletters/6899436665924837377/ PARTNERS Couchonomics with Arjun Singh is brought to you by our partners from: Adyen, a reliable end-to-end payments solution that enables businesses to turn payments into a strategic growth driver: https://www.adyen.com/ LuLu Financial Group, a global financial services provider headquartered in Abu Dhabi and operating in 11 countries: https://www.lulufin.com/ M2P, Asia’s leading payment infrastructure company that enables businesses of any scale to embed financial products: https://m2pfintech.com/ Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 07 Jun 2022 | EP10 Driving the Economy Forward with Alternative Payments Solutions | with Nandan Mer, Network International | 00:35:54 | |
Over the past 25 years, Network International has built a business based on long-standing and trusted relationships with many of the leading merchants, financial institutions and payment networks operating in the Middle East and Africa. In this episode of Couchonomics with Arjun we are discussing the mission of the Network International, an overview of the MENA’s current state when it comes to the payment solutions and the vision of the future with Nandan Mer, Group Chief Executive Officer for Network International. Nandan kindly shared his assessment of the market shift towards alternative payments and different strategies fintech players can and should adopt when entering this region. Listen to Nandan speaking about: Timeline: 00:00 – Intro 01:13 – Introduction to Nandan Mer 03:04 – State of the e-commerce in the UAE 07:54 – Strategy behind the cooperation 13:26 – The future of alternative payments in the UAE 20:58 – Expansion to Africa 27:20 – Entering the Saudi market 31:17 – One last question & outro Follow 'Couchonomics with Arjun Singh' on any app where you listen to podcasts. Check out Couchonomics website for all new updates: www.couchonomics.com HOST Based in Dubai, Arjun is actively engaged with the Fintech & Start-up ecosystem across the MENA Region and beyond - as a passive investor, an advisory board member and as a commentator on the rapidly evolving scene. FINTECH NEWS Subscribe to Arjun's LinkedIn newsletter Daily Fintech Crunch to receive daily interesting news from the world of Fintech, DeFI, Crypto and beyond: https://www.linkedin.com/newsletters/6899436665924837377/ PARTNERS Couchonomics with Arjun Singh is brought to you by our partners from: Adyen, a reliable end-to-end payments solution that enables businesses to turn payments into a strategic growth driver: https://www.adyen.com/ LuLu Financial Group, a global financial services provider headquartered in Abu Dhabi and operating in 11 countries: https://www.lulufin.com/ M2P, Asia’s leading payment infrastructure company that enables businesses of any scale to embed financial products: https://m2pfintech.com/ Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 10 Jun 2022 | EP11 Don't build a bank, build a platform | with Olivier Crespin, Zand | 00:37:22 | |
Zand, the first digital bank to provide both retail and corporate banking is set for imminent launch in the UAE, subject to final regulatory approvals. Is Zand the way of future banking? Can traditional banks transform and catch up with fintech digital platforms that are emerging? Those are just some of the questions we got to ask Olivier Crespin, Co-Founder and CEO of Zand, and General Partner at True Global Ventures. Olivier explained the role of digital platforms like Zand in the future finance ecosystem and pointed out the challenges that the traditional banking sector is facing with the shift of the market towards digital natives. Listen to Olivier talk about: - Why Zand is not a bank but a digital platform with a banking license - The areas on which the Zand is focusing - What type of “banks” will survive the “Big Shift”
Follow 'Couchonomics with Arjun Singh' on any app where you listen to podcasts. Check out Couchonomics website for all new updates: www.couchonomics.com HOST Based in Dubai, Arjun is actively engaged with the Fintech & Start-up ecosystem across the MENA Region and beyond - as a passive investor, an advisory board member and as a commentator on the rapidly evolving scene. FINTECH NEWS Subscribe to Arjun's LinkedIn newsletter Daily Fintech Crunch to receive daily interesting news from the world of Fintech, DeFI, Crypto and beyond: https://www.linkedin.com/newsletters/6899436665924837377/ PARTNERS Couchonomics with Arjun Singh is brought to you by our partners from: Adyen, a reliable end-to-end payments solution that enables businesses to turn payments into a strategic growth driver: https://www.adyen.com/ LuLu Financial Group, a global financial services provider headquartered in Abu Dhabi and operating in 11 countries: https://www.lulufin.com/ M2P, Asia’s leading payment infrastructure company that enables businesses of any scale to embed financial products: https://m2pfintech.com/ Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 16 Jun 2022 | EP12 Is the “Fintech Party” over? | with Dr. Saeeda Jaffar, Visa | 00:42:49 | |
Visa as the world leader in digital payments has a relentless commitment to innovation. It is widely considered that Visa is actually the first fintech in the world. That is why we're so excited to have on the couch Dr. Saeeda Jaffar, Senior Vice President & Group Country Manager – GCC, Visa. Saeeda is a chemical engineer who shifted into the fintech sector couple of years ago and in this conversation she pointed out some of the key trends in the digital payments space. Tune in and listen Dr. Saeeda talk about:
Timeline: 00:00 – Intro 01:12 – Introduction 02:00 – Switch from consulting to fintech 08:01 – Fintech in the MENA region 13:01 – The end of “Fintech Party”? 17:38 – Post-pandemic trends 24:35 – Cybersecurity & sustainability 38:00 – B2B and Visa Follow 'Couchonomics with Arjun Singh' on any app you listen to podcasts. Check out Couchonomics website for all new updates: www.couchonomics.com HOST Based in Dubai, Arjun is actively engaged with the Fintech & Start-up ecosystem across the MENA Region and beyond - as a passive investor, an advisory board member and as a commentator on the rapidly evolving scene. FINTECH NEWS Subscribe to Arjun's LinkedIn newsletter Daily Fintech Crunch to receive daily interesting news from the world of Fintech, DeFI, Crypto and beyond: https://www.linkedin.com/newsletters/6899436665924837377/ PARTNERS Couchonomics with Arjun Singh is brought to you by our partners from: Adyen, a reliable end-to-end payments solution that enables businesses to turn payments into a strategic growth driver: https://www.adyen.com/ LuLu Financial Group, a global financial services provider headquartered in Abu Dhabi and operating in 11 countries: https://www.lulufin.com/ M2P, Asia’s leading payment infrastructure company that enables businesses of any scale to embed financial products: https://m2pfintech.com/ Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 23 Jun 2022 | EP13 Is Buy Now, Pay Later here to stay? | with Ibtissam Ouassif, Cashew Payments | 00:32:07 | |
BNPL payment industry in Africa & Middle East has seen huge growth over the last four quarters, supported by increased ecommerce penetration along with the impact of economic slowdown due to disruption caused by COVID-19 outbreak. Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 28 Jun 2022 | EP14 Work now, get paid now | with Omair Ansari, ABHI | 00:34:42 | |
It’s an open secret that credit, when leveraged intelligently, has the power to unlock incredible potential in your business. This is the major reason why credit is so easily accessible in many parts of the world. But, Pakistan, a nation with over 50 million active bank accounts, has been relatively slow to conform to the trend, with only 500 thousand credit cards nationwide. Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 01 Jul 2022 | EP15 The Future of digital payments | with Kartik Taneja, Mashreq Bank | 00:36:04 | |
Over the past couple of years, digital transformation has continued to accelerate across all sectors, and commerce has been no exception. Even as society is getting back to normal, with restrictions lifting and offices reopening, habits adopted during the pandemic are sustained. Online and offline, spending has been transformed. While uncertainty and unpredictability are now expected, one thing that is clear is that the future of money is digital. Kartik Taneja is the Executive Vice President and Head of Payments at Mashreq Bank and together we went through different digital payment solutions and tried to figure out what the future holds for each one of them. As the Chairman of the board at Neopay, Mashreq Merchant Payment Solutions, Kartik has a unique insight into both global and local markets and he kindly shared his opinion on what we’ll experience going forward. Join us in this interesting conversation and find out: - Is BNPL dead or is it just going through a transformation? - Why without regulations Crypto is doomed to stay on the fringes? - Should we forget about the paper money? Timeline: 00:00 – Intro 01:13 – Introducing Kartik Taneja 01:54 – Key trends in payment solutions space 14:44 – The disruption of APR 19:40 – World of B2B payments 23:09 – Blockchain and Crypto are here to stay 31:53 – Is cash no longer a king? Follow 'Couchonomics with Arjun Singh' on any app you listen to podcasts. Check out Couchonomics website for all new updates: www.couchonomics.com HOST Based in Dubai, Arjun is actively engaged with the Fintech & Start-up ecosystem across the MENA Region and beyond - as a passive investor, an advisory board member and as a commentator on the rapidly evolving scene. FINTECH NEWS Subscribe to Arjun's LinkedIn newsletter Daily Fintech Crunch to receive daily interesting news from the world of Fintech, DeFI, Crypto and beyond: https://www.linkedin.com/newsletters/6899436665924837377/ PARTNERS Couchonomics with Arjun Singh is brought to you by our partners from: Adyen, a reliable end-to-end payments solution that enables businesses to turn payments into a strategic growth driver: https://www.adyen.com/ LuLu Financial Group, a global financial services provider headquartered in Abu Dhabi and operating in 11 countries: https://www.lulufin.com/ M2P, Asia’s leading payment infrastructure company that enables businesses of any scale to embed financial products: https://m2pfintech.com/ Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 07 Jul 2022 | EP16 Introducing Innovation to InsurTech | with Tanja Magas, Democrance | 00:29:17 | |
The FinTech industry is rapidly expanding and evolving. New innovations and inventions spring up every day at every point in the financial world. In all this excitement, some segments become overlooked. Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 15 Jul 2022 | EP17 Disruption in the insurance industry | with Ambareen Musa, Souqalmal.com | 00:35:46 | |
MENA has made considerable economic progress over the last decade. Still, a couple of formidable challenges remain, including transforming local economies and inclusive job creation. Insurance has the potential to address these challenges and help countries in the region achieve their growth targets. Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 21 Jul 2022 | EP18 Invest in The Future | with Tammer Qaddumi, VentureSouq | 00:44:00 | |
The 2020s have not been an easy time for investors. Although investing seemed to be showing signs of recovery, recent trends have seen investment into some sectors take a nose-dive. Businesses struggle to keep pace with rising interest rates, record levels of inflation, and many other seemingly overwhelming economic macro-forces. A stinging question lurks silently in the background; Will investment companies respond with a bullish approach or a bearish one? Our guest today is Tammer Qaddumi, founding partner of VentureSouq, and he offers an answer to that question. As an equity investment platform with assets valued at $3 billion, VentureSouq has braved many hard times. Even with the war raging on and inflation at an all-time high, Tammer believes that the strongest companies can not only survive, but they can thrive.
Enjoy! Timeline 00:00 – Introduction 03:00 – What's changed in venture capital? 10:50 – Investment strategies for 2021 and beyond 20:15 – Keys for venture capital success in all market conditions 27:55 – The story of VentureSouq 32:13 – Standout companies in the VentureSouq portfolio 38:00 – Web 3.0 and the Blockchain: What’s next for venture capital? 42:00 – Conclusion Follow 'Couchonomics with Arjun Singh' on any app you listen to podcasts. Check out Couchonomics website for all new updates: www.couchonomics.com HOST Based in Dubai, Arjun is actively engaged with the Fintech & Start-up ecosystem across the MENA Region and beyond - as a passive investor, an advisory board member and as a commentator on the rapidly evolving scene. FINTECH NEWS Subscribe to Arjun's LinkedIn newsletter Daily Fintech Crunch to receive daily interesting news from the world of Fintech, DeFI, Crypto and beyond: https://www.linkedin.com/newsletters/6899436665924837377/ PARTNERS Couchonomics with Arjun Singh is brought to you by our partners from: Adyen, a reliable end-to-end payments solution that enables businesses to turn payments into a strategic growth driver: https://www.adyen.com/ LuLu Financial Group, a global financial services provider headquartered in Abu Dhabi and operating in 11 countries: https://www.lulufin.com/ M2P, Asia’s leading payment infrastructure company that enables businesses of any scale to embed financial products: https://m2pfintech.com/ Connect with Couchonomics: Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 29 Jul 2022 | EP19 MENA Region – A heaven for angel investors? | with Gaurav Dhar, Marshal | 00:46:06 | |
In 2021, emerging venture markets in the Middle East, Africa, Pakistan and Turkey saw record-breaking activity levels in the investment space. As 2022 forges ahead, we can expect to see another year of unprecedented investment activity in these regions despite turbulence in the global markets. Gaurav Dhar is a CEO at Marshal & MENA FinTech Association Board Member and in this, the brand new episode of the Couchonomics with Arjun, he provided an insight into the MENA financial ecosystem, especially on the angel investments market. Gaurav also spoke about the opportunities in Saudi Arabia and Egypt and plans for Marshal as an Electronic-Payment solutions provider in the Middle East. Join us in this interesting conversation and find out more about: -The impact that the global crisis is having on the MENA market -The future of the crypto-currencies -Why Egypt is a “sleeping giant”? Timeline: 00:00 – Intro 01:19 – Introducing Gaurav Dhar 02:28 – Angel investors in MENA 10:46 – The cause for rapid growth of angel investments 19:25 – Let’s talk about Marshal 29:39 – Do we need VISA and MasterCard in MENA? Follow 'Couchonomics with Arjun Singh' on any app you listen to podcasts. Check out Couchonomics website for all new updates: www.couchonomics.com HOST Based in Dubai, Arjun is actively engaged with the Fintech & Start-up ecosystem across the MENA Region and beyond - as a passive investor, an advisory board member and as a commentator on the rapidly evolving scene. FINTECH NEWS Subscribe to Arjun's LinkedIn newsletter Daily Fintech Crunch to receive daily interesting news from the world of Fintech, DeFI, Crypto and beyond: https://www.linkedin.com/newsletters/6899436665924837377/ PARTNERS Couchonomics with Arjun Singh is brought to you by our partners from: Adyen, a reliable end-to-end payments solution that enables businesses to turn payments into a strategic growth driver: https://www.adyen.com/ LuLu Financial Group, a global financial services provider headquartered in Abu Dhabi and operating in 11 countries: https://www.lulufin.com/ M2P, Asia’s leading payment infrastructure company that enables businesses of any scale to embed financial products: https://m2pfintech.com/ Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 04 Aug 2022 | EP20 How to teach teenagers about money? | with Smeetha Ghosh-Jorgensen, Cashee | 00:30:42 | |
Many of us never consider money as a serious concept until later on in our lives. By then, the damage has been done: unnecessary purchases and loans have wormed their way into the wallet. Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 11 Aug 2022 | EP21 Fintech in MENA: A macro perspective | with Nameer Khan, MENA Fintech Association | 00:27:50 | |
Fintech is an ecosystem in a state of ordered chaos. The rules change just as frequently as the consumers do, and businesses must adapt to both or be squeezed out of profits. In this competitive, fast-paced environment, each player focuses on securing their own interest. While this leads to phenomenal individual success stories, some leading figures believe it is important to keep an eye on the big picture. Enter our guest today, Nameer Khan, Chairman and Founding Board Member of the MENA Fintech Association. Drawing on the support of an impressive panel of local and global partners, the Association has quickly proven itself as an integral force in the vitalization of the fintech world. Tune into this episode where we discuss topics such as:
Timeline Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 23 Aug 2022 | EP22 The Future of Corporate Spending | with Mohammed Aziz, Pluto | 00:31:57 | |
Around the world, open banking adoption is rising steadily, embraced by a growing number of banks and fintech companies providing innovative financial products and tapping into new market segments. As of the end of Q2 2022, global research identified 1,578 banking platforms that are making APIs available, representing an annual growth of 8%. To identify all the advantages and the challenges this growing industry faces, we have Mo Aziz on the couch, Co-Founder and CEO of Pluto. Pluto is open banking service that is offering a unique Pluto Corporate Card, that is revolutionizing corporate spending. Mo highlighted importance of not being too disruptive when offering a new technology to SME’s and respecting their ways of doing business. Join us in this interesting conversation about open banking and learn more about:
Check out Pluto: https://www.plutocard.io/ Timeline: 00:00 – Intro 01:13 – Introducing Mo Aziz 02:01 – Beginning and ending of DAPI 04:21 – Overview of open banking in the MENA region 08:52 – Pluto Corporate Spend 14:07 – Co-founders & Ramp investment 18:32 – Strategy targeting SME’s 24:51 – Dealing with competition Follow 'Couchonomics with Arjun Singh' on any app you listen to podcasts. Check out Couchonomics website for all new updates: www.couchonomics.com HOST Based in Dubai, Arjun is actively engaged with the Fintech & Start-up ecosystem across the MENA Region and beyond - as a passive investor, an advisory board member and as a commentator on the rapidly evolving scene. FINTECH NEWS Subscribe to Arjun's LinkedIn newsletter Daily Fintech Crunch to receive daily interesting news from the world of Fintech, DeFI, Crypto and beyond: https://www.linkedin.com/newsletters/6899436665924837377/ PARTNERS Couchonomics with Arjun Singh is brought to you by our partners from: Adyen, a reliable end-to-end payments solution that enables businesses to turn payments into a strategic growth driver: https://www.adyen.com/ LuLu Financial Group, a global financial services provider headquartered in Abu Dhabi and operating in 11 countries: https://www.lulufin.com/ M2P, Asia’s leading payment infrastructure company that enables businesses of any scale to embed financial products: https://m2pfintech.com/ Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 26 Aug 2022 | EP23 Unlocking New Revenue Streams with NFTs | Kristel Bechara, NFT Artist | 00:34:46 | |
NFTs are a hot topic very few people really understand. For many of us, our first time hearing of NFTs was in 2021 when they suddenly seemed to be a digital gold mine. However, for the patient community that diligently crafts the famed images, NFTs represent an opportunity for profound and fundamental transformation. Kristel Bechara joins us on Couchonmics to share her view as the rising star of the Middle Easter art world. Just a few short years ago, Kristel was a budding artist selling her physical works through digital channels. One day, a friend approached her and introduced her to the concept of NFTs. After doing some initial research, Kristel quickly decided to invest her own talents into the NFT space, and she hasn’t looked back since. In our conversation, Kristel takes us through:
Time Stamp 00:00— Introduction 02:38— How Kristel Discovered NFTs 10:00— How to evaluate NFT value long-term 18:46— How NFTs can benefit artists around the world 27:00— NFTs from an investor’s perspective 31:00— Conclusion Follow 'Couchonomics with Arjun Singh' on any app you listen to podcasts. Check out Couchonomics website for all new updates: HOST Based in Dubai, Arjun is actively engaged with the Fintech & Start - up ecosystem across the MENA Region and beyond - as a passive investor, an advisory board member and as a commentator on the rapidly e volving scene. FINTECH NEWS Subscribe to Arjun's LinkedIn newsletter Daily Fintech Crunch to receive daily interesting news from the world of Fintech, DeFI, Crypto and beyond: http s://www.linkedin.com/newsletters/6899436665924837377/ PARTNERS Couchonomics with Arjun Singh is brought to you by our partners from: Adyen, a reliable end - to - end payments solution that enables businesses to turn payments into a strategic growth driver: LuLu Financial Group, a global financial services provider headquartered in Abu Dhabi and operating in 11 countries: M2P, Asia’s leading payment infrastructure company that enables businesses of any scale to embed financial products: Connect with Couchonomics: Website TikTok https://vm.tiktok.com/ZMLQYGHoa/ https://www.instagram.com/couchon Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 07 Sep 2022 | EP24 Exploring Egypt’s Fintech Expansion | Walid Hassouna, ValU | 00:38:09 | |
In terms of fintech adoption, Egypt has been a little slow on the take compared to other nations. However, companies like ValU are changing that. As innovative companies and dynamic leaders forge a path to the future, Egypt emerges as one of the most exciting regions on the fintech map. Our guest and guide today is Walid Hassouna, founder and CEO of ValU. He breaks down some of the key factors driving Egypt’s recent fintech growth. As regulations and infrastructure start catching up to technical ability in Egypt, fintech starts showing its utility. Companies like ValU are redefining the way people think about money and credit. In this episode, we explore how this marked transition has affected the region, as well as some of the factors that have influenced it. Our conversation takes us far and wide, exploring topics such as: - How regulations have reacted to changing demands - Evolutions in consumer behaviour - Key innovations along the way. Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 14 Sep 2022 | EP25 The Future of Fintech | Abdullah Al-Othman, Founder & Chairman of Geidea | 00:59:34 | |
Abdullah Al-Othman joins us on the couch today to share his views on an ever-evolving fintech landscape. As the founder of Geidea, one of Saudi Arabia’s leading fintech companies, Abdullah’s first order of business is to solve a small mystery for us: what does the name Geidea mean? Once that’s cleared up, Abdullah shares his view on what makes fintech in Saudi Arabia unique from other places in the world. His insightful opinion sheds light on the disappointing scores of copycats currently flooding the market, as well as many other interesting topics such as: · The evolving relationship between banks and fintech companies in the region · New gaps that being identified as future opportunities · Tailoring solutions for businesses at different scales Time Line 00:00 – Introduction 03:10 – Rules of the game 09:40 – Banks and legislation 15:44 – The growth of Geidea 20:47 – Key differences between Saudi Arabia and the UAE 31:13 – Constant learning and adaptation 41:11 – Finding the perfect match for every role 51:55 – Cash ain’t king 58:17 – Conclusion Follow 'Couchonomics with Arjun Singh' on any app you listen to podcasts. Check out Couchonomics website for all new updates: HOST Based in Dubai, Arjun is actively engaged with the Fintech & Start - up ecosystem across the MENA Region and beyond - as a passive investor, an advisory board member and as a commentator on the rapidly e volving scene. FINTECH NEWS Subscribe to Arjun's LinkedIn newsletter Daily Fintech Crunch to receive daily interesting news from the world of Fintech, DeFI, Crypto and beyond: http s://www.linkedin.com/newsletters/6899436665924837377/ PARTNERS Couchonomics with Arjun Singh is brought to you by our partners from: Adyen, a reliable end - to - end payments solution that enables businesses to turn payments into a strategic growth driver: LuLu Financial Group, a global financial services provider headquartered in Abu Dhabi and operating in 11 countries: M2P, Asia’s leading payment infrastructure company that enables businesses of any scale to embed financial products: Connect with Couchonomics: Website TikTok https://vm.tiktok.com/ZMLQYGHoa/ https://www.instagram.com/couchonomics/ https://www.linkedin.com/in/arjunvirsing Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 20 Sep 2022 | EP26 Building Wealth-Tech in MENA | Feras Jalbout, Baraka | 00:40:40 | |
Investing has often been viewed as an expensive, costly process that only a privileged few can access. But as technology evolves and grows, companies like Baraka are finding increasingly creative ways to give people access to financial markets. Founder and CEO of Baraka, Feras Jalbout, joins us for a lively discussion that sparks off with a bit of a hot-take. Since Baraka charges no commission, its clients often engage in online trading, a practice that some have described as part-gambling and part-gaming. However, Feras sees things entirely differently. For Feras, the investment philosophy he hopes will shine through his company is long-term appreciation over short-term gain. Although this is the case, he also believes that it the priority is to give people access to markets, and the wealth-app accomplishes precisely that. Our conversation takes us through some other hot topics in the FinTech space, such as:
Timeline: 00:00 – Introduction 06:02 – Zero commission V. robot advisory 12:17 – Fractional shares and retail investors 19:41 – How will Baraka carve a niche for itself? 25:10 – Surviving the stock market 31:10 – Is Crypto the future? 39:01 – Conclusion Follow 'Couchonomics with Arjun Singh' on any app you listen to podcasts. Check out Couchonomics website for all new updates: HOST Based in Dubai, Arjun is actively engaged with the Fintech & Start - up ecosystem across the MENA Region and beyond - as a passive investor, an advisory board member and as a commentator on the rapidly e volving scene. FINTECH NEWS Subscribe to Arjun's LinkedIn newsletter Daily Fintech Crunch to receive daily interesting news from the world of Fintech, DeFI, Crypto and beyond: http s://www.linkedin.com/newsletters/6899436665924837377/ PARTNERS Couchonomics with Arjun Singh is brought to you by our partners from: Adyen, a reliable end - to - end payments solution that enables businesses to turn payments into a strategic growth driver: LuLu Financial Group, a global financial services provider headquartered in Abu Dhabi and operating in 11 countries: M2P, Asia’s leading payment infrastructure company that enables businesses of any scale to embed financial products: Connect with Couchonomics: Website TikTok Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 23 Sep 2022 | EP27 P2P Payments Solutions - And Why This One Actually Works | Co-Founders of Ziina | 00:41:56 | |
The Global P2P Payment Market Size accounted for USD 1,872 Billion in 2021 and is estimated to achieve a market size of USD 9,135 Billion by 2030. The P2P payments market is a very fragmented market. Important players either acquire new rivals or combine with them. The others invest significant money in research and development initiatives. These initiatives lead to market growth for P2P payments and technological advancements, updates, and new P2P payment capabilities. That is why, we are delighted, to present to you the conversation about the possibilities of P2P payments with Andrew Gold and Faisal Toukan, two-thirds of a trio that started Ziina, the UAE’s first peer-to-peer payment app. Andrew is Co-Founder and Head of Engineering at Ziina with Apple and Coinbase on his belt as his previous emprises. Together with Faisal Toukan, Co-Founder & CEO at Ziina, they explained why they believe that their model of P2P payments, which focused on the social component is a winning formula. Faisal provided for us, in this episode of Couchonomics, his overview of the MENA ecosystem and p2p players that are here to stay. Jump in and get to know: - What Ziina has to offer that no other p2p payment solution provider does? - Is it worth expanding p2p to p2m? - Is there a place for crypto in the P2P space?
Timeline: 00:00 – Intro 01.16 – The beginnings of Ziina 07.17 – From P2P to P2M and beyond 13.58 – Competition in the P2P payment solution segment 25.16 – Let’s talk crypto 37.31 - Is there a place for crypto in P2P?
Follow 'Couchonomics with Arjun Singh' on any app you listen to podcasts. Check out Couchonomics website for all new updates: www.couchonomics.com HOST Based in Dubai, Arjun is actively engaged with the Fintech & Start-up ecosystem across the MENA Region and beyond - as a passive investor, an advisory board member and as a commentator on the rapidly evolving scene.
FINTECH NEWS Subscribe to Arjun's LinkedIn newsletter Daily Fintech Crunch to receive daily interesting news from the world of Fintech, DeFI, Crypto and beyond: https://www.linkedin.com/newsletters/6899436665924837377/
PARTNERS Couchonomics with Arjun Singh is brought to you by our partners from: Adyen, a reliable end-to-end payments solution that enables businesses to turn payments into a strategic growth driver: https://www.adyen.com/ LuLu Financial Group, a global financial services provider headquartered in Abu Dhabi and operating in 11 countries: https://www.lulufin.com/ M2P, Asia’s leading payment infrastructure company that enables businesses of any scale to embed financial products: https://m2pfintech.com/ Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 28 Sep 2022 | EP28 How Facial Recognition will Sculpt the Future of Finance | Mihai Draghici, PayByFace | 00:26:20 | |
Mihai Draghici joins us on the couch from a busy day on the road. Travelling all the way from Bucharest, he brings with us the exciting story of how the idea for his innovative FinTech company, PayByFace, came about. Coming from an engineering background, Mihai had the bright idea that facial recognition could prove to be a convenient, safe payment system. After all, you never forget your face at home. Mihai paints a picture of how transactions will be affected by facial recognition payments. This reveals Mihai’s vision for the company: he believes there is a way for transactions to transcend payments. With some effort and attention, Mihai hopes to gamify payments and turn them into a fun, enjoyable experience. Mihai also shares with us · Why he believes facial recognition will out-perform other biometrics · Applications of facial recognition beyond commerce · How to face privacy concerns around facial recognition Timeline 00:00 – Introduction 03:00 – What sets facial recognition technology apart 10:00 – Opportunities for facial recognition 16:00 – Data and privacy concerns 22:00 – Facial recognition in MENA 26:00 - Conclusion Follow 'Couchonomics with Arjun Singh' on any app you listen to podcasts. Check out Couchonomics website for all new updates: HOST Based in Dubai, Arjun is actively engaged with the Fintech & Start-up ecosystem across the MENA Region and beyond- as a passive investor, an advisory board member and as a commentator on the rapidly evolving scene. FINTECH NEWS Subscribe to Arjun's LinkedIn newsletter Daily Fintech Crunch to receive daily interesting news from the world of Fintech, DeFI, Crypto and beyond: https://www.linkedin.com/newsletters/6899436665924837377/ PARTNERS Couchonomics with Arjun Singh is brought to you by our partners from: Adyen, a reliable end-to-end payments solution that enables businesses to turn payments into a strategic growth driver: LuLu Financial Group, a global financial services provider headquartered in Abu Dhabi and operating in 11 countries: M2P, Asia’s leading payment infrastructure company that enables businesses of any scale to embed financial products: Connect with Couchonomics: Website TikTok https://vm.tiktok.com/ZMLQYGHoa/ https://www.instagram.com/couchonomics/ Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 05 Oct 2022 | EP29 Surviving as a Fintech In The Current Market | Madhu and Prabhu, M2P | 00:43:42 | |
Madhusudanan and Prabhu Rangarajan are the Co-founders of M2P, an innovative, India-born fintech company with ambitious expansion goals for Dubai. However, word on the streets suggests that the party is over for startups, fintech companies included. Madhu and Prabhu start the conversation by highlighting what sets them apart from other fintech companies and offer valuable insights into which fintech companies have what it takes to make it through this difficult time. Innovation is one thing; sustainable innovation is a whole other story. Madhu’s unique lens into the true function of fintech suggests that the problem that fintech is solving, actually is inclusion. Prabhu offers the interesting perspective that smaller players possess the drive to go deeper, as opposed to broader, enabling them to occupy an advantaged position in the market. We also discuss: · Is the party really over for fintech startups or did it just move? · Will incumbents emerge stronger than ever from the recent fintech bubble? · What does M2P bring to MENA?
Timeline 00:00 – Introduction 03:00 – Valuation reset or something more foundational? 10:00 – Outlasting the downward spiral 18:00 – How embedded finance might grow in MENA 24:00 – Big banks, small banks and each of their roles 30:00 - Motivations for international expansion 36:00 – Democratizing financial access 41:00 – Conclusion
Follow 'Couchonomics with Arjun Singh' on any app you listen to podcasts. Check out Couchonomics website for all new updates: HOST Based in Dubai, Arjun is actively engaged with the Fintech & Start-up ecosystem across the MENA Region and beyond- as a passive investor, an advisory board member and as a commentator on the rapidly evolving scene. FINTECH NEWS Subscribe to Arjun's LinkedIn newsletter Daily Fintech Crunch to receive daily interesting news from the world of Fintech, DeFI, Crypto and beyond: https://www.linkedin.com/newsletters/6899436665924837377/ PARTNERS Couchonomics with Arjun Singh is brought to you by our partners from: Adyen, a reliable end-to-end payments solution that enables businesses to turn payments into a strategic growth driver: LuLu Financial Group, a global financial services provider headquartered in Abu Dhaband operating in 11 countries: M2P, Asia’s leading payment infrastructure company that enables businesses of any scale to embed financial products: Connect with Couchonomics: Website TikTo Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 12 Oct 2022 | EP30 Digital Innovation Drives Transformation in Banking Worldwide | Dr Bernd van Linder, Commercial Bank of Dubai | 00:42:57 | |
When Dr Bernd van Linder attained his PhD in artificial intelligence over 20 years ago, the field was viewed as intensely academic with few practical applications. Not desiring to pursue an academic career, Dr Van Linder entered the world of finance in the early 2000s. Over his 20 plus year career he has slowly worked his way to CEO of Commercial Bank of Dubai. In his new position, Dr Van Linder is excited to drive innovation and change in the region by expanding how banks view their competition. As consumers become conditioned to interfaces from some of the world’s biggest tech companies, they begin to expect that same level of ease and connection when it comes to dealing with their banks. Dr van Linder believes that the future will see an explosion of banks applying digital innovation across all levels, and he is focused on optimising the process from end to end. Dr van Linder also shares his views on
Timeline 00:00 – Introduction 04:00 – Practical Applications of AI in Banking 10:00 – The War for Talent 19:00 – Ideas Accelerated by Covid 33:00 – Serving the Under-served 41:00 – Conclusion Follow 'Couchonomics with Arjun Singh' on any app you listen to podcasts. Check out Couchonomics website for all new updates: HOST Based in Dubai, Arjun is actively engaged with the Fintech & Start-up ecosystem across the MENA Region and beyond- as a passive investor, an advisory board member and as a commentator on the rapidly evolving scene. FINTECH NEWS Subscribe to Arjun's LinkedIn newsletter Couchonomics Crunch to receive daily interesting news from the world of Fintech, DeFI, Crypto and beyond: https://www.linkedin.com/newsletters/6899436665924837377/ PARTNERS Couchonomics with Arjun Singh is brought to you by our partners from: Adyen, a reliable end-to-end payments solution that enables businesses to turn payments into a strategic growth driver: LuLu Financial Group, a global financial services provider headquartered in Abu Dhabi and operating in 11 countries: M2P, Asia’s leading payment infrastructure company that enables businesses of any scale to embed financial products: Connect with Couchonomics: Website TikTok https://vm.tiktok.com/ZMLQYGHoa/ Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 25 Oct 2022 | Couchonomics x Adyen: Special Episode with Roelant Prins | 00:39:03 | |
Couchonomics kicks off its Amsterdam Special with the Chief Commercial Officer at Adyen, Roelant Prins. Having led a career in fintech for over 20 years, Roelant has personally experienced the rapid development of the sector. He worked with the Royal bank of Scotland in early 2000 before moving on to head numerous leadership and management roles in payments technology. Roelant has been a speaker on major platforms such as Money 20/20 Asia, Vivatech 2019 & 2022. In this special episode recorded in Adyen offices in Amsterdam, Roelant talks us through the evolution of commerce and fintech. He describes how the two have slowly merged over the years under a concept known as “unified commerce”. Roelant also shares how Adyen has positioned itself as an industry leader, not just in the payments space, but in the financial technology sector. Other topics discussed include: ● The fine, but vital distinction between multichannel commerce and unified commerce ● The concept of invisible payments and how that may be achieved ● Adyen’s expansion in coming years.
00:00— Introduction 03:00— Unified Commerce 09:00— Digitization is The Future 15:00— Adyen’s Expansion Beyond Payments 21:00— Choosing the Right Customers 27:00— Leaping into Issuing 33:00— What Makes the Middle East Unique 39:00— Conclusion Check out Couchonomics website for all new updates: www.couchonomics.com HOST Based in Dubai, Arjun is actively engaged with the Fintech & Start-up ecosystem across the MENA Region and beyond- as a passive investor, an advisory board member and as a commentator on the rapidly evolving scene. FINTECH NEWS Subscribe to Arjun's LinkedIn newsletter Couchonomics Crunch to receive daily interesting news from the world of Fintech, DeFI, Crypto and beyond: www.linkedin.com/newsletters/6899436665924837377/ PARTNERS Couchonomics with Arjun Singh is brought to you by our partners from: Adyen, a reliable end-to-end payments solution that enables businesses to turn payments into a strategic growth driver: Connect with Couchonomics: Website Instagram LinkedIn Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 17 Jan 2023 | EP31 Lending 3.0: The Role of Buy Now, Pay Later in Embedded Finance | Hosam Arab, Co-Founder and CEO of Tabby | 01:00:33 | |
Couchonomics is back! For our inaugural episode of Season 02 we're examining the Buy Now, Pay Later model with Mr. Buy Now, Pay Later himself, Hosam Arab: Co-Founder and CEO of Tabby. Buy Now, Pay Later has been an exciting sector to watch. Just a few years ago many viewed it as the golden child of the embedded finance space and now just as many people view it as an objective failure. Hosam believes the truth is more nuanced. According to Hosam, BNPL brings tremendous value to the right markets, but the model is not a panacea that can be blindly applied to any scenario. By dutifully serving their customer base in MENA, Hosam describes how Tabby has managed to avoid many common BNPL pitfalls to ascend to a leader in the region with over 3 million customers and 5,000 businesses using their services. In this episode, Hosam also reveals:
Couchonomics with Arjun Season 02 is brought to you by our partners: Find us on our social media platforms: Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch. Follow 'Couchonomics with Arjun Singh' on any app you listen to podcasts and subscribe to Couchonomics YouTube channel Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 24 Jan 2023 | EP32 Understanding Decentralized Autonomous Organizations & The Metaverse | Leila Hurstel, Chief Metaverse Officer at Verse Estate | 00:48:03 | |
Leila Hurstel might have the coolest job title ever as the Chief Metaverse Officer at Verse Estate, but today she wears the title of guest on Couchonomics. Settling comfortably into the famous couch, Leila shares a brief overview of her time spent studying fintech at Harvard before pioneering the AllStarsWomen DAO. Leila shares how the decentralized autonomous organization arose out of a deep desire to transform society, and how blockchain technology enables her to do that with a committed, dedicated community. Leila describes how community is key to many of the futuristic projects in the works, including the metaverse. Regulation for the metaverse is still massively behind the curve, and in many ways, this represents the underdeveloped metaverse environment. However, Leila is quick to point out that this represents a massive potential for growth more than anything, and many companies have begun to recognize it. Major corporations such as Gucci and Nike have taken to the metaverse for a more immersive experience, Leila explains. and the numbers indicate a massive underlying demand for the product, as up to 21 million people have actively interacted with the metaverse. Although the metaverse is, in many ways, still restricted to floating heads and half-bodies, Leila believes that this simply signals how early the market is in its ambitious development cycle. Leila points to interoperability as one of the main building blocks that will form the foundation of the metaverse. Decentralization, distinctions from web 3.0 and much more: Leila gives a complete tour of everything you need to know about the fledgling metaverse. Listen to the full episode now to discover how:
Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 31 Jan 2023 | EP33 The Evolution of Motorsports | Amna Al Qubaisi, Emirati motorsports racing driver | 00:52:21 | |
In this episode, we depart from our usual fintech discourse and talk about something a little more high-speed than payments. Amna Al Qubaisi is a professional race car driver who has the prestigious honour of being the first Emirati woman to race in Formula 3, as well as being one of the first women to drive in Formula E. Joining me on this episode, Amna shares her unique experiences with being behind the wheel of a racing machine. After a little bit of nostalgic reminiscing on the days of the legends such as Schumacher, Senna, and Prost, we open up our discussion into the evolution of the modern racing world.
Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 06 Feb 2023 | EP34 Weathering the Crypto Winter with Binance - Part One │ Dominic Longman and Nadeem Ladki | 00:47:09 | |
Cryptocurrency has emerged as one of the most exciting investment opportunities in history. While the field is still in its nascency, multiple users have thrown their support behind this invention and have begun to find use cases that take crypto out of the abstract and into the real world. No company exemplifies this as much as Binance.
Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 09 Feb 2023 | EP34 Weathering the Crypto Winter with Binance - Part Two │ Dominic Longman and Nadeem Ladki | 00:50:19 | |
In the second part of our unprecedented 2-Part episode, we're diving into the technical aspects that make crypto possible to understand some of its most practical use cases. One of the most glamorous uses for crypto is obviously the possibility to make and receive payments. Dominic Longman and Nadeem Ladki explore how the relationship between crypto and fiat currencies is pushing crypto towards evolving more as an ecosystem and less as an industry in the traditional sense. We also explore a slew of other topics such as:
Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 14 Feb 2023 | EP35 Into the Future with Dr Noah Raford | 00:59:58 | |
In this episode, we take a step back from the world of finance to get a bigger picture of the way technology is influencing all of our lives. Our guide to this evolution is Dr Noah Raford, the renowned futurist and the mind behind the incredible Museum of the Future.
Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 21 Feb 2023 | EP36 New Banks for a New World | Wio Bank CEO, Jayesh Patel | 01:09:53 | |
Jayesh Patel is the CEO of Wio Bank. Recently launched less than a year ago, Wio bank is remarkable because it targets a segment of the population that may be the most under-served in the world: micro businesses, which account for over 99% of all business activity in the world.
Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 28 Feb 2023 | EP37 The Future of Open Banking and Open Finance in the MENA Region | 01:09:04 | |
In this episode of Couchonomics with Arjun, we discuss how open banking and open finance are transforming the financial industry, not only in the MENA region but also globally. We'll be joined by Hisham Al-Falih, Co-Founder & CEO of Lean Technologies, as we explore the challenges, opportunities, and latest developments in the field. Tune in to find out how the MENA region is catching up with Europe and the United States in adopting open banking, and what this means for businesses and individuals looking to stay ahead of the game. Moreover, the episode explores how open banking and open finance can help small and medium-sized enterprises (SMEs) access financial services more easily. With open banking, SMEs can access alternative financing options and connect with potential investors more efficiently. This can help SMEs overcome traditional barriers to financing and accelerate their growth, which is particularly important in the MENA region where SMEs are a major driver of economic activity. Arjun and Hisham delve into the different types of open banking models and their benefits such as:
Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 07 Mar 2023 | Ep 38 Exploring MENA Region's Venture Capital Potential | Noor Sweid, Managing Partner at Global Ventures | 00:45:18 | |
In this episode of Couchonomics with Arjun, we welcome Noor Sweid, managing partner at Global Ventures, to share her insights on venture capital funds and the investment potential of the MENA region. During our discussion, Noor emphasizes the importance of conducting due diligence when choosing an industry to invest in and understanding the stage of startup development it needs help with. She also shares her thoughts on the UAE being the most interesting region for investments in the near future. Furthermore, Noor delves into the world of Web 3.0 and crypto spaces, highlighting the emergence of a new generation of creators who will be Web 3.0 natives. She explains how this will create a new ecosystem that doesn't rely on old Web 2.0 platforms, which will become obsolete. Other topics covered in this episode include: · The impact of the pandemic on the venture capital industry and the startups in the MENA region · How to find the right balance between risk and reward when making investment decisions · The importance of building strong networks and partnerships in the venture capital industry Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 14 Mar 2023 | EP 39 Enabling Cross-Border Payments | Peter De Caluwe, CEO of Thunes | 01:16:12 | |
In this episode of Couchonomics with Arjun, we welcome Peter De Caluwe, the CEO of Thunes, a global payments network that enables cross-border payments from 130 countries. Peter shares with us how Thunes is revolutionizing the way international payments are made, making them faster, easier, and more affordable. Thunes is focused on remittance companies, payroll providers, and the travel industry, but Peter emphasizes that anyone who does international payments is a potential Thunes customer. Peter discusses how Thunes is working to solve the challenges of cross-border payments, such as regulatory frameworks in different countries. He highlights the importance of following regulations for each country they operate in and the creative solutions they have to come up with to deliver their promise of making cross-border transactions cheaper and faster. With its innovative technology and strategic partnerships with financial institutions across the globe, Thunes is making a significant impact in the emerging markets. Peter believes that Thunes can fix a big problem by bringing efficiencies into the sector, especially since billions of dollars are being sent out of the UAE every year. Peter also speaks about his other company, DT One, a global B2B digital micropayments platform powering cross-border transfers of mobile top-ups, gift cards, and gaming pins. He explains how DT One offers a rewards program that helps increase customer loyalty and retention. Overall, this episode offers an insightful conversation into the world of cross-border payments and the challenges that come with it. Peter's expertise and experience in the industry provide valuable insights into the future of international payments and the role that Thunes is playing in making it more accessible and affordable.
Additional Topics Discussed: The importance of customer experience in the payments industry The impact of the pandemic on the payments industry and the rise of digital payments How Thunes is working to reduce fraud in the payments industry. Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 21 Mar 2023 | EP 40 Closing the Gap: How CFTE is Revolutionizing Fintech Education | Tram Anh Nguyen, Co-Founder of CFTE | 01:07:44 | |
Welcome to another episode of Couchonomics with Arjun. In this episode, we have a special guest, Tram Anh Nguyen, Co-Founder of CFTE - Centre for Finance, Technology and Entrepreneurship. Tram Anh has an impressive professional background in the finance industry, having worked with renowned institutions like Standard Chartered Bank, Dresdner Kleinwort Wasserstein, and UBS, before founding CFTE. CFTE is an education platform that addresses the needs of finance professionals to upskill in Fintech and Digital Finance. The platform is supported by senior leaders from large institutions, universities, and startups worldwide. Tram Anh founded CFTE to fill the gap in understanding technology when it comes to finance professionals. In this episode, Tram Anh talks about her journey from traditional financial institutions to the world of Fintech. She highlights the importance of learning about technology that powers the ecosystem for future Fintech entrepreneurs and officers to create solutions to the industry's problems. Tram Anh emphasizes the need to learn about local regulations and rules and assist regulators and policymakers in creating a more balanced and prosperous ecosystem. Tram Anh also speaks about: - The importance of going on the ground, understanding local regulations, and having a diverse team to create a more balanced and inclusive ecosystem. - The diversity path that CFTE is taking, having achieved a 50/50 male/female ratio. - Need to understand, not necessarily the technology behind this FinTech revolution, but the application of these technologies in the financial eco-system
In conclusion, this episode of Couchonomics with Arjun provides valuable insights into the world of Fintech and the importance of upskilling in the rapidly changing industry. Tram Anh's journey and the mission of CFTE demonstrate the need to bridge the gap between finance and technology. Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 04 Apr 2023 | EP 41 Solving Cross-Border Payments with Ripple and the Future of Blockchain | Navin Gupta, the Managing Director, Ripple | 00:55:22 | |
In the latest episode of Couchonomics with Arjun, the guest is Navin Gupta, the Managing Director of South Asia and MENA at Ripple. Ripple is a blockchain company that provides enterprise-grade solutions for faster, more transparent, and more cost-effective financial services. Navin has extensive experience in the financial industry and is responsible for expanding Ripple's presence in South Asia and the Middle East. Ripple's mission is to enable a world where value moves as seamlessly as information flows today—an Internet of Value. Ripple's payment solutions are designed to provide faster, cheaper, and more secure cross-border payments than traditional financial services. Ripple uses XRP, a payment settlement system and currency exchange network that can process transactions globally. By using XRP, cross-border payments can become fast and efficient with zero Nostro account balances required. Navin explains that the blockchain and crypto market has faced the challenge of big money coming in too early, leading to a vast majority of projects without an actual use-case. However, Navin sees massive adoption of blockchain technology in payment industry and gaming. The only thing needed is regulatory clarity, that essentially digital assets or cryptos can essentially be used. Navin also sees big potential in CBDCs, which can solve challenges in the public sector. Navin also speaks about: - The importance of interoperability and collaboration among different blockchains, as well as the role of blockchain in financial inclusion. - He explains that blockchain technology can provide access to financial services for millions of people who are currently unbanked or underbanked. - Navin also discusses the importance of sustainability in the crypto and blockchain industry In conclusion, Navin Gupta's insights on Ripple's solutions for cross-border payments and the future of blockchain provide a comprehensive understanding of the potential of blockchain technology in the financial industry. Ripple's use of XRP is an innovative solution to the challenges of cross-border payments, and Navin's vision for the industry's future is insightful and informative. As blockchain technology continues to grow and evolve, Ripple is poised to be a key player in shaping the future of financial services. Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 12 Apr 2023 | EP 42: Building a World-Class FinTech Hub | Sopnendu Mohanty, Chief Fintech Officer of Monetary Authority of Singapore (MAS) | 00:56:08 | |
In this episode of Couchonomics with Arjun, we had the pleasure of speaking with Sopnendu Mohanty, Chief FinTech Officer of the Monetary Authority of Singapore (MAS) and Chairman of Elevandi Board. Sopnendu has been responsible for the development of regulatory policies, innovation strategies, and public good projects to enhance the competitiveness of the financial sector in Singapore. He has also played a key role in building Singapore's reputation as a leading FinTech hub. During the episode, Sopnendu discussed how Singapore grew from an inward FinTech investment of around 20 million in 2015 to an annual investment of 4.2 billion US Dollars in 2022. He emphasized the importance of creating public programs and building partnership models with the private sector to promote innovation and growth. Sopnendu also highlighted the non-negotiables in MAS's engagement with FinTechs, such as consumer protection, AML & KYC rules, and cybersecurity. He stressed the need for banks to adopt a "Consumer First" approach to stay relevant and the role of public infrastructure in creating a safe environment for FinTechs and banks to collaborate and experiment. Additional topics discussed in the episode include: - His views on the future of Crypto, CBDC's, digital assets, and tokenization - Co-operation with regulators
Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 25 Apr 2023 | Ep 43: Building a Fintech Ecosystem | Gabrielle Inzirillo, Head of Ecosystem Development at Abu Dhabi Global Market's Financial Services Regulatory Authority (FSRA) | 01:10:22 | |
In this episode of Couchonomics, Arjun speaks with Gabrielle Inzirillo, Head of Ecosystem Development at Abu Dhabi Global Market's Financial Services Regulatory Authority (FSRA), about building a fintech ecosystem in the UAE and the challenges and opportunities that come with it. Gabrielle previously managed a venture capital firm's EMEA fintech division, investing in early-stage startups and leading portfolio value creation. She also executed on the fintech strategy at Citi and built new financial models at Bloomberg. Gabrielle holds an M.Phil. in Technology Policy from the University of Cambridge and regularly delivers keynote sessions and panels at leading international conferences. Abu Dhabi Global Market (ADGM) is an international financial center and free zone located on Al Maryah Island in the UAE's capital, Abu Dhabi. It has three authorities – the financial services regulator, the registration bureau, and the ADGM courts. Gabrielle oversees the Ecosystem Development function within the FSRA of ADGM, informing its fintech and digital asset strategy through industry engagements and public consultations. Gabrielle speaks about ADGM's ambitions for the Abu Dhabi economy and how founders can navigate the regulatory landscape of the UAE. She discusses ADGM's clientele, including some of the biggest sovereign wealth funds and fund managers in the world, and how its regulatory regime is calibrated for a highly sophisticated investor base. Gabrielle also talks about the virtual asset regulatory regime in place since 2018 and its importance for ADGM's funds. Other topics of discussion: · Tokenization of video games · The application of NFTs · Gender diversity in the UAE Join us on this episode of Couchonomics with Arjun to learn more about building a fintech ecosystem with Gabrielle Inzirillo and the future of the financial landscape and ecosystem. Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 02 May 2023 | EP 44: Building a Super App: The Journey of Careem Pay with Madiha Sattar, VP of Careem Pay | 01:11:12 | |
In this episode of Couchonomics with Arjun, we speak with Madiha Sattar, VP of Careem Pay, the fintech arm of Careem, the Middle East's first unicorn. Madiha has had a versatile and ambitious career across finance, tech, and media. Prior to joining Careem, she worked in management consulting at McKinsey and in corporate strategy at JPMorgan. She also has experience as a journalist covering political, security, and social issues in Pakistan. As VP of Careem Pay, Madiha is leading strategy development and key partnerships for Careem's fintech business and products. She envisions making Careem Pay the leading digital financial services provider in the region. Careem Pay's mission is to provide essential financial services that simplify people's lives as part of an Everything app. The company is not trying to be a neobank, but a player that meets the daily financial needs of its users. While Careem has been facilitating payments for ride-hailing and deliveries for the past 11 years, it only became a regulated FinTech recently with the launch of its digital wallet in the UAE. The company has since launched a comprehensive suite of FinTech products, including a peer-to-peer money transfer service and international remittance starting with UAE and Pakistan as the first corridor. Careem Pay is determined to perfect its services before expanding into other corridors. In this episode, we discuss building a fintech ecosystem in the Middle East and the challenges and opportunities that come with it. Madiha shares her insights on Careem Pay's role in shaping the region's fintech landscape and how they are working to establish industry-leading verticals but also:
Join us on this episode of Couchonomics with Arjun to learn more about the future of fintech in the Middle East and how Careem Pay is playing a pivotal role in driving innovation and growth in the industry. Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 09 May 2023 | EP 45: Digital Banking vs Traditional Branch-Based Banking: The Tinkoff Story with Oliver Hughes | 01:10:57 | |
In the latest episode of Couchonomics with Arjun, we had the pleasure of interviewing Oliver Hughes, former CEO of Tinkoff, one of the largest digital platforms in Russia. Oliver's unique experience in the finance industry and his excellent reputation in the market led him to be recruited by Oleg Tinkov as part of the leadership team of the newly-launched Tinkoff Credit Systems. Oliver's journey in Tinkoff and his experience in the financial industry gave us valuable insights into the current state and future of digital banking and FinTech. During the podcast episode, Oliver shared how Tinkoff evolved from a direct-to-mail credit card business to a giant financial lifestyle ecosystem that offers a wide range of lifestyle services like brokerage, travel, entertainment, and much more. He emphasized how the lessons they learned during the global financial crisis of 2008 became competitive advantages that they still carry through today. Oliver also highlighted the importance of balance sheet management and profitability in the digital banking and FinTech industry. He discussed the liabilities-led approach that many companies used in the past, which resulted in scaling without profitability. He also touched on the concept of traditional banking and how it's being replaced by digital banking, which he believes is the future. However, he also noted that private equity-fueled neo banking has led to a lack of discipline in managing balance sheets, which is essential for running a profitable digital banking business. In addition, Oliver talked about the challenges that traditional banks face in building ecosystems, as it requires expensive online expertise and a tech culture that traditional banks are not equipped to handle. He also shared his belief that the B2C business model won't move to tech companies or retailers, but rather to digital banks that have the balance sheet and the ability to go direct to consumers through mobile channels. Other topics of discussion in this episode include: - The importance of unit economics in digital banking - The future of traditional branch-based banking - The barriers to entry for entrepreneurs in emerging markets.
Don't miss this exciting episode of Couchonomics with Arjun, where we dive deep into the world of digital banking and FinTech with Oliver Hughes. Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 16 May 2023 | EP 46: Unleashing Financial Freedom: Wael Fakharany on Empowering the Underbanked and Redefining Fintech in the Middle East | 01:05:46 | |
In this episode of Couchonomics, we welcome Wael Fakharany, CEO of Edenred Middle East, a leading provider of smart technology solutions in the UAE. Wael shares his expertise in empowering businesses across various sectors, including retail, facilities management, and construction, through technology-driven financial solutions. Edenred UAE offers a comprehensive range of products, such as the C3Pay card, C3Pay mobile app, and Edenred Payroll Portal, designed to streamline financial processes and enhance employee experiences. Their mission is to increase banking services uptake among the unbanked and underbanked population in the UAE, making financial services accessible to all. Wael reveals that Edenred processes a staggering two and a half million salaries every month, serving around two million individuals. Their commitment to their "C3 pay champions" is evident, with a focus on their clients who are the fuel that runs the company. The interview delves into various topics, including the importance of solving financial inclusion problems for micro and small businesses to indirectly benefit their employees. Wael envisions Edenred becoming the platform of choice for the underbanked, empowering individuals and corporations alike. Topics on the menu also are the potential of open banking, the growth opportunities in Egypt despite challenges, and the importance of user-centric thinking and the adoption of emerging technologies like blockchain. Throughout the episode, Wael's passion for innovation and commitment to profitability in the fintech industry shine through. Edenred's tripled tech investment and continued profitability showcase their ability to navigate and thrive in a rapidly evolving landscape. Other Topics Discussed: - The Role of Open Banking and Blockchain Join us for an enlightening episode as Wael Fakharany shares his invaluable insights into the world of fintech, financial inclusion, and the transformative power of technology. Discover how Edenred Middle East is shaping the future of financial services and paving the way for a more inclusive and empowered society. Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 23 May 2023 | EP 47: Navigating the Crypto Oasis: Blockchain Innovation and the Future of Decentralized Architecture with Saqr Ereiqat | 01:15:29 | |
In this enlightening episode, we delve into the fascinating world of crypto and blockchain, exploring how these groundbreaking technologies are reshaping not only finance, but also society and governance. Our guest is Saqr Ereiqat, a blockchain pioneer and Co-Founder of Crypto Oasis, who brings a wealth of experience from his time at IBM and his role in shaping Dubai's official government blockchain strategy. Crypto Oasis is an ecosystem investment structure dedicated to fostering growth and innovation in the blockchain sphere within the Middle East and North Africa. With Saqr at the helm, Crypto Oasis has reached significant milestones, aiding the emergence of over 1800 companies in this space. Saqr offers in-depth insight into how blockchain is akin to concrete, capable of building a variety of structures. He discusses the rapid growth of the blockchain space in the Middle East and North Africa, viewing gaming as a Trojan horse that could bring blockchain and crypto to a wider audience. Saqr also shares his vision for a world teeming with stable coins and a more decentralized, centralized architecture, akin to the relationship between the internet and intranets. Other Topics Discussed: - World Economic Forum's future jobs report - Potential of tokenization - Governmental strategies of Dubai and the UAE This episode is a must-listen for anyone interested in blockchain, cryptocurrency, or the future of decentralized systems. Saqr Ereiqat, with his vast experience and vision, provides valuable insights into the ongoing evolution of these technologies and the potential they hold for reshaping our world. Join us on this journey through the Crypto Oasis! Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 30 May 2023 | EP48: The FinTech Frontier: Insider’s View Into the Egypt’s Digital Payments Revolution | Dr. Waleed Sadek | 01:13:20 | |
In this episode, we explore the burgeoning digital payment landscape in Egypt. The market is seeing rapid growth, driven by new digital platforms, Covid-19's impact on consumer behavior, and supportive regulations. Meet our guest, Dr. Waleed Sadek, a seasoned entrepreneur and expert in digital financial services. He is the founder and CEO of PaySky and Yalla, leading players in the Middle Eastern and African fintech industry. Dr. Sadek discusses his journey from the world of medicine to the helm of several fintech startups and his vision to democratize the digital payment ecosystem. Dr. Sadek shares PaySky's two-pronged approach: the Super Payment Gateway powering central banks and retail banks in the Middle East and Africa, and a consumer proposition aiming to disrupt digital banking. Dr. Sadek introduces Yalla's Super App, an all-in-one ecosystem providing everything from remittances and bill payments to saving schemes and an integrated marketplace.
Other Major Topics Discussed - The role of blockchain in the payment ecosystem. - The future of fintech and banking, wherein the experience and services will take precedence over the actual place of money storage. - The rise of Yalla's Super App and the positive customer reception. Tune in to listen to Dr. Waleed Sadek's unique perspective on the current digital payment ecosystem, the transformative role of fintech, and the future of banking. It's a deep dive into the digital revolution that is transforming financial services in the Middle East and Africa. Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 06 Jun 2023 | EP 49: Tapping into the Future of Payments: Ali Abulhasan's Fintech Revolution | 01:14:26 | |
Welcome to another electrifying episode of Couchonomics with Arjun, where we're making sense of the rapidly evolving world of finance and technology! In this episode, we're venturing into the Middle East's dynamic fintech landscape, discussing the breakthroughs and challenges of online payments, and understanding what it takes to connect a fragmented market. We're joined by an influential game-changer in the fintech industry, Ali Abulhasan. As the Co-Founder & CEO at Tap Payments, Ali is transforming the way businesses and consumers experience online payments. With a strong background in payments within the oil, gas, and telecom industries, Ali has steered Tap Payments to bridge the disconnected payment landscape across the MENA region, revolutionizing the experience for over 100,000 businesses. Ali shares his insights on how his vision to reduce the processing time of online payments has driven Tap Payments' mission. He also delves into the complexities of growing and evolving in a region marked by a fragmented market and diverse consumer behaviors. In this enlightening conversation, Ali opens up about the various preferences by consumers across different countries in the Middle East. He emphasizes the necessity for a broader investment to cater to these varying preferences, and how it influences the growth of fintech in the region. Other major topics discussed: - The essential role of public infrastructure in building a sustainable fintech business. So, plug in and get ready for an insightful ride into the future of payments and fintech with Ali Abulhasan, only on Couchonomics. Stay tuned, and let's decode the future of finance together! Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 13 Jun 2023 | Couchonomics Special: From Singapore to Africa: Charting the FinTech Course with Pat Patel | 00:38:56 | |
Welcome to the latest episode of Couchonomics with your host, Arjun. In this episode, we sit down with Pat Patel, Executive Director of Elevandi, an esteemed thought leader in the FinTech ecosystem, who takes us on a deep dive into the dynamic world of financial technology, its potential, and how we can harness its power to drive economic growth across borders. Elevandi is a company initiated by the Monetary Authority of Singapore (MAS) with a mission to foster dialogue between the public and private sectors to promote the growth of FinTech in the digital economy. Pat has a profound experience in building collaborative fintech ecosystems across South Asia, Africa, and Europe, and has previously led Money20/20's growth into Europe, Singapore, and China. Pat provides valuable insights into the role of Elevandi in bridging the gap between policymakers, regulators, and innovators in the FinTech world. He sheds light on the necessity of updating risk frameworks to suit the ever-evolving digital landscape. Patel also shares his perspective on the significant potential India holds, especially with the upcoming G20 summit.
The discussion with Patel led us to other topics, such as: - The promising development of FinTech ecosystems in Africa, specifically Rwanda's burgeoning scene and its collaboration with KIFC. - The importance of building digital public goods for the advancement of a digital economy - The global shift from experimenting with fintech to implementing it - The role of technology in reaching out to underserved communities.
In this engaging discussion, Pat Patel provides a comprehensive outlook on the future of FinTech, the challenges, and opportunities it brings, and how companies and nations can collaborate to leverage its potential. This episode is a must-watch for anyone interested in the intricate dynamics of the fintech ecosystem and its impact on global and local markets. So, make sure to tune in and equip yourself with the knowledge to navigate the exciting world of FinTech! Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 27 Jun 2023 | Ep 50: Navigating the “MENA Fintech Landscape” with Renier Lemmens, CEO of Geidea | 01:17:44 | |
Welcome to the 50th episode of Couchonomics with Arjun, the show where we dissect the evolving landscape of global finance. In this, anniversary, episode, we take a deep dive into the financial technologies shaping the Middle East and North Africa (MENA) region. Our special guest, Renier Lemmens, Group CEO of Geidea, shares his insights on the future of payments, the reality of cashless societies, and the trajectory of fintech in emerging markets. Renier Lemmens, a seasoned fintech leader, is the Group CEO of Geidea, one of the largest payment fintechs in Saudi Arabia. His illustrious career includes positions as CEO of PayPal EMEA, COO of Barclays International Retail and Commercial Banking, and Partner with McKinsey & Company. He is also a Visiting Professor of Fintech and Innovation at The London Institute of Banking & Finance, providing him with a unique perspective on the fintech ecosystem. Renier discusses the journey of Geidea, its approach to customer acquisition, and the strategy behind launching the Geidea POS system. He provides thought-provoking insights into the debate about a cashless society, the challenges of fragmented markets, and the importance of 'doing a hundred small things right' in the payments industry. Other Major Topics Discussed - The future of artificial intelligence in shopping and its potential impact on traditional retail models. - The viability and future of cryptocurrencies and their place in the global economy. - The rise and implications of 'Buy Now Pay Later' (BNPL) models, including potential regulatory challenges and credit management issues. - Geidea's exponential growth in the acquiring business and the strategic vision for the company in the next five years. In an ever-evolving fintech landscape, leaders like Renier Lemmens offer invaluable insights into the complexities and opportunities of the industry. This episode provides an in-depth look at the journey of a successful fintech company, the realities of navigating emerging markets, and the promising future of the MENA region's financial technology scene. So, if you're eager to understand the mechanics of fintech operations, the future of payments, or just gain some expert insights, this is an episode you won't want to miss. Subscribe to Couchonomics and stay tuned for more engaging conversations about the world of finance. Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 05 Jul 2023 | Rwanda Special | In the Heart of Africa: The Evolution of Fintech and its Global Impact | 00:10:08 | |
Welcome to a very special edition of Couchonomics with Arjun, your window into the dynamic world of global finance. We're incredibly excited to share this episode with you, recorded live from the city of a thousand hills, Kigali, Rwanda. Arjun, our esteemed host, joined the conversation at the first-ever Inclusive FinTech Forum (IFF), a global platform advocating financial inclusion and good FinTech practices, especially in emerging markets. Our guest for this episode is none other than Sopnendu Mohanty, the Chief Fintech Officer of the Monetary Authority of Singapore (MAS) and Chairman of the Board of Elevandi, the company behind IFF. With his profound insights into fintech and financial policy, Sopnendu provides a unique perspective on global finance. Throughout this exciting conversation, Sopnendu shares the genesis and vision behind the Inclusive FinTech Forum. They delve into the challenges and unique opportunities of solving financial inclusion problems in Africa, while exploring the high costs of financing, the demand for new technology, and the immense talent pool available. In addition, the discussion leads to the importance of domestic capital formation, with Sopnendu highlighting the need for local capital to have a 'skin in the game.' Other Major Topics Discussed • The high bar set by IFF's inaugural event and how it aims to grow even more prominent in the coming years. • President Kagame's keen interest in fostering tech-based solutions in Rwanda and his desire to see the event expand. • The palpable hunger for innovation observed by Arjun, alongside the recognition of unique problem-solving approaches needed in Africa. • The critical role Middle East could play in supporting and participating in future editions of the IFF. In this special edition of Couchonomics, we take you into the heart of a new movement, leveraging the power of fintech for financial inclusion. Arjun's conversation with Sopnendu paints an inspiring picture of the potential held by emerging markets and the pivotal role technology can play in driving inclusive growth. Join us on this insightful journey exploring the next frontiers of global finance, and stay tuned for more riveting conversations in our upcoming episodes of Couchonomics. If you enjoyed this special edition, don't forget to like, share and subscribe. See you in the next episode! Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 11 Jul 2023 | Ep 51: Inclusive Future in Blockchain & Web 3.0: Insights from Amna Usman Chaudhry | 01:03:43 | |
In this riveting episode of Couchonomics, we dive deep into the intricate world of blockchain, metaverse, and web 3.0 with Amna Usman Chaudhry, a renowned Financial Economist & Emerging Tech Strategist. From the mechanics of blockchain and metaverse to its implications on fintech, Islamic fintech, and the efforts towards gender equality, this conversation explores the intersection of technology and societal norms. Amna Usman Chaudhry is a force in the financial and tech space. As a part of the UNICEF Giga Blockchain, Metaverse, and Web 3.0 team, she contributes to a mission to connect every school and child worldwide to the internet by 2030. Amna holds several prestigious positions, including her work with the Oxford Blockchain Foundation and the AllStarsWomen NFT Club and DAO. Her deep involvement in the blockchain space and her passion for improving female representation and inclusion in tech uniquely positions her as a thought leader in the industry. The discussion between Amna and Arjun delves into an array of insightful topics, including the World Economic Forum's Future of Jobs report's predictions, the potential of generative AI, and the history of DAOs. A notable highlight is the exploration of the importance of thorough smart contract auditing, evidenced by the 2016 DAO hack. Amna also touches on the concept of deep fakes and generative AI, comparing it to both a magic lamp and a Pandora's box. The talk transitions to web 3.0, where Arjun and Amna ponder its nature, viewing it more as a transition or state of mind rather than a destination. Other Major Topics Discussed:
The episode wraps up with a reflection on Amna's extensive work in promoting diversity and inclusion in the tech space. Her insights on how blockchain and Web 3.0 can serve as tools for empowering women and fostering societal equality provide a hopeful perspective on the future of technology. Join us on this insightful journey as we delve deep into the opportunities and challenges of blockchain, metaverse, and Web 3.0, and the importance of diversity and inclusion in these burgeoning fields. Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 18 Jul 2023 | Ep 52: All Twigged Out: The MENA Start-Up Rocking the Financial Boat | 01:06:24 | |
Welcome to another insightful episode of Couchonomics with Arjun. In this episode, we delve into the innovative world of FinTech, discussing the groundbreaking journey of Twig, a start-up focused on cultivating a culture of saving in the MENA region. Twig's unique embedded savings infrastructure offers goal-based saving tools, enabling consumers to realize their financial dreams effortlessly. Joining us on the show are the brain trusts behind Twig – Chafic Idriss, the founder and CEO, Rayan Antonios, the founder and CBO, and Karam El Dik, the founder and COO. Through their collective efforts, Twig has made remarkable strides in the realm of financial wellness, reshaping how individuals and businesses perceive and engage with saving strategies. Throughout this episode, we discuss the inspiration behind Twig, and how the idea of making saving fun and engaging led to a transformative platform. Our guests also delve into the journey of their pre-seed round, the milestones achieved, and the strategic planning behind using the funds for expansion. Key Topics Discussed:
In this riveting discussion, our guests provide an in-depth look at their ambitions to integrate savings into the daily lives of individuals and businesses alike. They also reveal insights into the challenges and triumphs of their entrepreneurial journey and their vision for Twig's future. Join us on Couchonomics to learn more about the revolution Twig is bringing to the financial landscape in the MENA region. Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 25 Jul 2023 | Ep 53: Mastering the Art of Ultra Platforms: A Conversation with Abdallah Abu-Sheikh | 01:01:32 | |
Welcome to the latest episode of Couchonomics with Arjun. In this fascinating conversation, we delve deep into the world of Ultra Platforms, fintech, and the future of digital services with our esteemed guest, Abdallah Abu-Sheikh, the dynamic CEO of Botim and Founder of Astra Tech. Abdallah Abu-Sheikh is a renowned entrepreneur and a visionary leader in the MENA region, known for his unconventional approach to business and innovation. At the helm of Astra Tech, he is paving the way towards an Ultra Platform future that seeks to simplify daily transactions and activities for consumers. His transformation of Botim into an Ultra App that provides an all-encompassing range of services sets the bar high for what consumer technology can accomplish. In this eye-opening discussion, Abdallah talks about the evolution of Astra Tech and its various ventures, including Botim, PayBy, and Rizek. He shares insights on the need for and the creation of Ultra Platforms, noting the four components that define them: extreme usage, organic adoption, multi-service functionality, and their inherent ability to transcend targeted platforms. Other Major Topics Discussed: - Unpacking the journey of Botim and its success in markets beyond the UAE. - The strategy of "last mover advantage" and how it can help companies thrive in saturated markets. - A critical look at how businesses pass on costs to consumers and the urgent need for change. - An introduction to Botim GPT, a world-first execution of generative AI that can carry out tasks based on user commands. In this episode of Couchonomics with Arjun, Abdallah Abu-Sheikh has not just shared the journey of Astra Tech and Botim but also provided a glimpse into the future of the digital world. His insights and experience offer valuable lessons for entrepreneurs, businesses, and consumers alike. Tune in to understand the intricate world of fintech, the essence of Ultra Platforms, and to get a peek into what the future holds for digital services. Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 02 Aug 2023 | AI Revolution: Insights from the Frontlines of Finance and Technology - Special Edition of Couchonomics | 00:28:01 | |
Welcome to this unique, AI-focused episode of Couchonomics with Arjun, where we revisit some of the most insightful discussions from our second season. This special edition provides a deep dive into the burgeoning field of artificial intelligence and its transformative impact on the fintech industry. Featuring conversations with esteemed guests: Dr. Noah Raford, a renowned futurist with a grasp on AI's potentials and pitfalls. Financial Economist & Emerging Tech Strategist, Amna Usman Chaudhry (in two enlightening parts), offering a deep analysis of AI's role in finance and technology. Tram Anh Nguyen, Co-Founder of CFTE, with her astute perspective on the intersection of finance and technology. Sopnendu Mohanty, Chief Fintech Officer at the Monetary Authority of Singapore (MAS), delving into the regulatory landscape of AI in fintech. Saqr Ereiqat, Co-Founder of Crypto Oasis, discussing the convergence of blockchain and AI. Renier Lemmens, Group CEO of Geidea, sharing innovative insights on AI's disruptive potential. Ali Abulhasan, Co-Founder & CEO at Tap Payments, presenting real-world applications of AI in payment solutions. Abdallah Abu-Sheikh, CEO of Botim and Founder of Astra Tech, uncovering the fusion of AI, ultra-apps, and digital convenience. Dr. Waleed Sadek, CEO of PaySky and Yalla, illustrating how AI-driven solutions can reshape the payments industry. Oliver Hughes, former CEO of Tinkoff, providing expert insights into AI's role in digital banking. Gabrielle Inzirillo, Head of Ecosystem Development at Abu Dhabi Global Market's FSRA, highlighting the crucial role of regulation in the burgeoning AI-driven fintech landscape. In this compilation of interviews, we explore the frontlines of the AI revolution, understanding its implications for finance, technology, and society. Be sure to subscribe to our YouTube channel and follow us on other platforms for more such insightful content on tech and finance. Join us as we explore the AI revolution and its transformative potential in reshaping our world. Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 08 Aug 2023 | EP 54: Unravelling Digital Disruptions with Khalifa AlShamsi | 01:01:45 | |
In this insightful episode of Couchonomics with Arjun, we engage in a thought-provoking discussion with Khalifa AlShamsi, the CEO at e& life, navigating the intriguing waters of digital disruption, FinTech innovations, and the rise of Super Apps. Tune in as we explore the cutting-edge strategies propelling the technology and investment group e& into new horizons. Khalifa AlShamsi, our esteemed guest, holds over 29 years of experience in telecom, media, and ICT. As the Chief Executive Officer at e& life, he has spearheaded key innovations in digital services, shaping new revenue streams and accelerating business growth. With a formidable resume encompassing roles like Head of Mobile Networks, Chief Marketing Officer, and Chief Digital Officer, Khalifa brings a wealth of knowledge and industry insights to our conversation. In our engaging dialogue, Khalifa sheds light on e& life's strategic approach to their B2B business and their venture into the consumer digital space. He outlines the company’s intention to provide high-value, quality services that extend beyond traditional telecom offerings, aiming to transform digital services across multiple markets. Other Major Topics Discussed: - The promising future of FinTech across e& group markets and the company’s focus on tailoring products for diverse customer segments. - The role and evolution of Super Apps, with specific focus on the partnership with Careem. - The success story of 'Smiles', a top-performing loyalty program. - Exploring untapped potential in sectors like healthcare technology and media production. - The emergence of blockchain in the remittance business, its cost-effectiveness, and its impact on investment areas, such as real estate tokenization. This episode is an enriching journey through the evolving digital landscape, illuminating the transformative power of technology, strategy, and innovation. With Khalifa AlShamsi's in-depth insights and experiences, we take a closer look at how e& life is shaping a digital-first future. For anyone intrigued by the digital revolution, this episode is a must-listen. So tune in, and let's delve into the world of digital disruptions together! Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 15 Aug 2023 | EP 55: The New Kid on the Block(chain): A Dive into Web 3.0 with Prakash Somosundram | 00:56:43 | |
Join Arjun on this riveting episode of Couchonomics as we embark on a journey from the nuances of Web 3.0 to the impending carbon economy. With gaming, metaverse, and blockchain as stepping stones, Arjun and his esteemed guest dive deep into the future of technology and sustainability. Meet Prakash Somosundram, a serial entrepreneur with a flair for innovation in the digital advertising, startup, and blockchain realms. As the Co-Founder & CEO of Enjinstarter, Prakash is lighting the path for the next generation of blockchain gaming, metaverse experiences, and entertainment. With a stellar track record, his ventures echo with success, innovation, and a persistent drive for positive social impact. Prakash demystifies the transition to Web 3.0 and the role of blockchain in shaping the new-age internet. As digital ownership and content security become the talk of the town, find out where Enjinstarter stands amid this digital revolution. Experience a candid conversation about investment trends, AI's promising horizon, and the need for a new decentralized financial system. From the gaming hype to the rise of the metaverse, Prakash sheds light on the evolutions and revolutions that have marked Enjinstarter's journey. In a world heating up faster than ever, Prakash shares a unique perspective on carbon credits, emphasizing its potential to become a significant asset class. How do businesses offset their footprint, and what's the next step for the global community?
Other Major Topics Discussed: - The role of trust in Web3 projects and the impending need for regulations. - An intriguing look at the global carbon trading landscape and companies leading the way. - Unpacking the challenges and triumphs of initiating and operationalizing blockchain startups in today's dynamic environment. - A discussion on the possibilities of bridging the funding gap through blockchain's transparency.
Arjun and Prakash's conversation is a testament to the exciting times we live in, as they bridge the worlds of technology, finance, and sustainability. Whether you're a tech aficionado, an environmental enthusiast, or someone intrigued by the ever-evolving world of startups, this episode is sure to leave you with insights, laughter, and a thirst for more. Dive in and let the Couchonomics session enlighten your day! Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 22 Aug 2023 | EP 56: Solving The Gulf's Financial Puzzle with Nabil Ismail: Fintech, Consolidation, and The Cash Game | 01:01:37 | |
Dive deep into the bustling world of investment, fintech, and the strategy behind successful consolidations. In this episode of Couchonomics, we venture into the art of picking the right businesses, the significance of 'cash,' and why sometimes, it's not just about growth. Meet Nabil Ismail, the Executive Director at Gulf Capital. With over a decade of experience in investment and private equity, Nabil brings his expertise, especially from the tech & fintech realms, to our couch. From representing the UAE National Golf team to serving as a judge on several SME awards, Nabil’s journey is nothing short of inspiring. Nabil talks about the ongoing mergers happening in the region, such as Magnati and Ideal, the consolidation story around payments, and how good money can still be made in this sector. Everyone is talking about profitability, but do they truly grasp it? It's not just about net profit or EBITDA; it's about the cash flow! Other topics discussed: - Buying a Business: The reasons and strategies behind acquisitions. - Regional Perspectives: Analyzing the 'dry powder' scenario across regions, and how geopolitical shifts are influencing investment directions. - Embedded Finance: The significance of banks and how fintech is being integrated into various platforms. - Expanding Horizons: Gulf Capital's investments in international markets like India and Southeast Asia. With insights from one of the leading minds in the investment sector, this episode is a treasure trove of knowledge for anyone looking to understand the landscape of alternative investments, fintech trends, and the nuances of regional and global expansions. Remember, as Nabil rightly points out, it's all about having the right people on board and learning from both successes and failures. Be sure to hit that 'Like' button if you found value in this episode and don't forget to subscribe for more Couchonomics insights! Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 29 Aug 2023 | EP 57: Money, Tech, and Trust: A Deep Dive into Payments with Telr's CEO Khalil Alami | 01:18:28 | |
Sit tight, folks! In this electrifying episode of Couchonomics with Arjun, we're diving deep into the labyrinth of the fintech world. How will AI change the way we pay? What's the future of credit cards? How secure is your money really? We've got Khalil Alami, the Founder & CEO of Telr, to answer these burning questions and more! Meet Khalil Alami, a fintech legend with more than two decades of industry experience. He's the mastermind behind Telr, a game-changing online payment gateway that has garnered multiple awards and is redefining the payment landscape. Khalil is a visionary, thought leader, and an unwavering advocate for financial education. Khalil discusses the transformation to a cashless economy and how it's more than just a trend—it's a revolution. Also, he talks about Telr's high standard of security—how it became the first PCI DSS-certified payment gateway in 2014. Other Topics Discussed- Innovation & Interoperability: With ISO 20022 and API-based solutions, Telr is preparing for a unified commerce world. - Open Banking & Credit Lines: Khalil shares thoughts on the future of credit and how open banking is putting pressure on traditional systems.- Blockchain Blues: What's holding Telr back from incorporating cryptocurrencies? It's not technology—it's trust.- The Telr Ecosystem: From Telr Shops to Telr Secure, Khalil walks us through how Telr is becoming the ecosystem payment solution. This episode is a treasure trove of insights for anyone interested in fintech, payments, or simply how the digital age is transforming our wallets! Khalil Alami gives us an unfiltered look into the pioneering spirit that drives Telr, making this an episode you simply can't afford to miss!
Find us on our social media platforms:
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 05 Sep 2023 | Innovation, Customer Obsession, and Partnership: The Three Pillars of Mashreq Bank with Radu Topliceanu | 00:59:36 | |
Welcome to another stimulating episode of Couchonomics with Arjun, where we delve into the intricacies of the financial world! Today we're setting our sights on the evolving landscape of digital banking. We have an insider's look at how traditional banking is transforming to keep up with the digital wave. If you've ever wondered what it takes to make a bank future-ready, you won't want to miss this episode! Our distinguished guest for today is Radu Topliceanu, the Executive Vice President, Head of Neo and Personal Banking at Mashreq. With a career spanning multiple continents and over 20 years in the digital space, Radu is a seasoned banking executive who knows the industry inside and out. He has successfully spearheaded several digital transformations and has a wealth of knowledge in fintech, digitalization, and customer-centric approaches. Radu discusses how Mashreq is building its digital future on three pillars: customer obsession, a culture of innovation, and an ecosystem of partnerships. These aspects are crucial for a bank’s digital transformation and for meeting evolving customer expectations. Radu emphasizes that having the right culture is crucial for the success of any digital transformation. It’s not just about technology but about allowing teams to experiment, learn from failures, and adapt. We also talked about: Embedded Finance and Open Banking The "Super App" Vision Innovation in Youth Banking with Neonext This episode is a goldmine for anyone interested in the future of banking, the role of innovation in financial services, and the emerging landscape of fintech partnerships. With a guest as knowledgeable as Radu Topliceanu, you're in for an hour packed with deep insights and forward-thinking discussions. So go ahead and hit that play button; let's decode the future of finance together! Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 19 Sep 2023 | EP 59: From Pearl Trading to Digital Wallets with Hasan Al Fardan | 00:50:44 | |
In this riveting episode of Couchonomics, we delve deep into the complex world of money exchange, remittance, and financial inclusion. We discuss how technology is changing the landscape while traditional services continue to serve a critical role. We're honored to host Hasan Fardan Al Fardan, the CEO of Al Fardan Exchange L.L.C., a pioneering financial institution in the UAE with roots stretching back to 1954. Hasan guides us through his journey in transforming a family business into a modern financial powerhouse, serving communities both local and international. Hasan shares insights on their digital application, AlfaPay, and their strategic partnership with Western Union, as well as how they're adopting Central Bank Digital Currencies (CBDCs). The conversation explores the meaning of true financial inclusion, extending beyond mere money transfer to broader financial services like loans and mortgages.
Other Topics Discussed: · The historical legacy of Al Fardan Exchange · Importance of Compliance and Governance · The growing relevance of the African corridor in remittance · The role of financial literacy in boosting inclusion · Future expansion and new product offerings by Al Fardan Exchange
Don't miss this eye-opening conversation that navigates through the past, present, and future of money exchange and financial services. Hasan Al Fardan enlightens us on how Al Fardan Exchange is not just a financial service provider but a lifeline for millions globally. Join us in this insightful journey that promises to redefine how you think about money, technology, and human connection. Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 26 Sep 2023 | Ep 60: The Age of Content: Unveiling TikTok’s Master Plan with VP Shant Oknayan | 01:11:32 | |
Get ready for an exhilarating ride into the future of digital media, commerce, and technology as we dive deep into the world of TikTok! If you ever wondered why TikTok isn't just for dance trends and how it's revolutionizing the content game, then you’re in for a treat. Arjun welcomes a very special guest who plays a crucial role in shaping TikTok's global strategy. Fasten your seat belts; this episode of Couchonomics will challenge your preconceptions and offer a visionary glimpse into the future of digital ecosystems. Meet Shant Oknayan, the Head of Global Business Solutions for Asia-Pacific, Central & South Asia, Middle East & Africa - TikTok. With over two decades of experience in leading digital & business development strategies, Shant is a formidable voice in the tech world. A Double Master’s degree holder from MIT and Imperial College London, he's a strategist, an influencer in advisory ecosystems, and a forward-thinking executive who has held key positions at tech giants like Facebook (now Meta) and Google. Get ready to tap into his incredible wealth of knowledge! The Age of Content: Shant delves into how TikTok fits into the evolution of digital spaces and the "fourth phase" of technology—The Age of Content. He explains how machine learning and smart algorithms are making content more personalized and relevant than ever. Other Topics Discussed: - Community Building: Communities like BookTok, BeautyTok, and FinTok are not only thriving but also helping users discover their passions. Shant discusses how these micro-communities are the future of content consumption and creation. - Shoppertainment: Shant introduces us to this catchy term that embodies the future of commerce. It's where shopping meets entertainment, and TikTok aims to be at the forefront of this convergence. - Safety and Relevance: How TikTok is ensuring that its recommendation engine not only serves relevant content but also keeps users safe. - Edutainment: From bite-sized educational content for school kids to educational feeds dedicated to STEM, TikTok is pushing the boundaries of 'edutainment.' - Creator vs. Influencer: Shant distinguishes between these two, emphasizing that TikTok is a platform for creators driven by passion rather than influencers chasing popularity. - The C-Suite Perspective: Shant’s advice to C-suite executives about the need to understand and adopt TikTok as a serious platform for brand engagement and marketing. Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 03 Oct 2023 | EP 61: Future-Proof Wealth Management with Joseph El Am: A StashAway Perspective | 01:06:31 | |
In this enlightening episode of Couchonomics, we delve deep into the revolutionary world of digital wealth management, exploring its innovations, challenges, and future trajectory. We peer into the intricate fabric of asset management, financial literacy, and economic adaptability in an ever-evolving market, all with a lens focusing on the MENA region. Joining Arjun for this riveting discussion is Joseph El Am, the General Manager and Senior Executive Officer at StashAway MENA, the region's largest digital asset manager. Joseph, a seasoned professional, offers invaluable insights into StashAway’s unique business model, their expansion journey, and their visionary approach to offering state-of-the-art investment strategies to a broad audience. Joseph elucidates StashAway's proprietary investment strategy, ERA (Economic Regime-Based Asset Allocation), spotlighting its adaptability in varying economic climates. He also draws a vivid picture of the financial landscapes post-COVID, detailing the intriguing shifts in investment behaviours, the general wariness of investors, and the growing appetite for varied investment avenues like money market funds and the imminent private market suite in the region. Other topics discussed as bullet points:
As we explore StashAway's endeavours and aspirations, Joseph's perspectives offer a mirror reflecting the ongoing shifts and future possibilities in the investment world, making it a must-listen for anyone interested in finance, investment, and economic innovations.
Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 10 Oct 2023 | EP 62: Investment Realities in MENA: Analyzing Trends and Predictions with MAGNiTT's Philip Bahoshy | 01:15:47 | |
Embark on an insightful journey into the heart of the MENA startup ecosystem, where we unravel the intricacies of venture capital trends and the challenges and opportunities ahead. Join Arjun as he sits down with Philip Bahoshy, the CEO of MAGNiTT - the MENA region's formidable connector of startups, investors, and mentors. Philip, with his vast expertise and a pulse on the market, shares a unique perspective on the venture capital landscape, shedding light on MAGNiTT's mission and vision. Navigate the complex weave of global venture capital, where Philip emphasizes the significance of macroeconomic factors like inflation, interest rates, and stock market volatility. Dive deep into MENA's venture capital nuances, observing the impact of significant deals and the fascinating role of fintech as the new frontier of investment.
**Other Topics Discussed:** - The influence of global economic trends on venture capital - Fintech's meteoric rise and its dominance in investments - Reflections on regional investment trends and challenges - Exploration of international markets and the importance of looking Eastward - Venture capital in the context of rising interest rates and macroeconomic indicators - Navigating the MENA startup scene: Opportunities, challenges, and the need for consolidation
In a dynamic and often unpredictable venture capital ecosystem, understanding the nuances is crucial. With Philip Bahoshy at the helm of this episode, we get a front-row seat to the evolving narrative of startups, investments, and the future of the MENA region. Dive into this episode of Couchonomics for a comprehensive look into what fuels, drives, and challenges the world of startups and investments in MENA. Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 24 Oct 2023 | EP 63: Reimagining Retirement: Aurem's Global Vision with Michael Watkins | 00:59:49 | |
Join us on this enlightening episode of Couchonomics as we navigate the intricate world of financial technology, focusing on the evolving landscape of employee benefits on a global scale. We are thrilled to have Michael Watkins, the visionary CEO and Founder of Aurem, a pioneering platform bridging businesses and their global teams to financial services. With a rich history in the financial services sector, Michael delves into Aurem's mission to reimagine retirement solutions, especially within the unique context of the UAE. Behavioral Barriers: Discover the inherent challenges faced by individuals when envisioning long-term financial security, and the innovative solutions Aurem brings to the table. Money's True Worth: Unpack the delicate balance between saving and spending, with insights on maximizing the value of every dollar and understanding its impact on our life choices. Other topics discussed:
In a world where the dynamics of work and personal finance are rapidly evolving, platforms like Aurem offer a beacon of innovation and security. Dive deep into these insights and more, understanding how businesses and their global teams can harness the power of financial services to create a more prosperous tomorrow. Join Arjun and Michael in this riveting dialogue, only on Couchonomics. Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 01 Nov 2023 | Special Episode: A Glimpse into SFF 2023 with Pat Patel | 00:28:50 | |
Dive into the vibrant and ever-evolving world of FinTech as we explore the Singapore FinTech Festival (SFF) 2023 which is happening 15-17 November 2023. This is the global event where policy, finance, and technology not only meet but converge to reshape global economies. Joining Arjun for this special episode is Pat Patel, the Executive Director of Elevandi. Having led the International FinTech Office at the Monetary Authority of Singapore (MAS) and played a pivotal role in shaping the digital economy, Pat offers a unique insider's perspective into the preparations and expectations of SFF. Pat reveals some of the major industry leaders and key figures marking their presence at the event, including insights about Ajay Bhanga, the new president of the World Bank, and Eric Jing from Ant Group. From policy discussions and financial tech showcases to its vast size resembling six giant warehouse hangers, Pat emphasizes the diversity and scale of the event. He also highlights the key thematic focuses of SFF this year, such as re-architecting the monetary system and the pivotal role of AI. Other topics discussed:
Tune in to get a comprehensive understanding of what to expect from SFF 2023 and why, if you're serious about FinTech, it's an event you cannot afford to miss. Follow the journey with Arjun and Pat Patel as they discuss the nuances, attractions, and future trajectories of the festival. Don't miss out on this exclusive insider's view into the world's largest fintech event! Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 08 Nov 2023 | EP 64: Reimagining the 9 to 5: Diego Carrete's Quest for Corporate Wellness in a Digital Age | 00:53:07 | |
In today's high-paced corporate world, the importance of wellness cannot be emphasized enough. As firms compete in the war for talent, a new dimension has emerged as a magnet for the modern workforce: wellness. In this episode, we dive deep into this crucial topic with an industry stalwart. Meet Diego Carrete, Chief Wellness Officer at First Abu Dhabi Bank (FAB). Beyond his pivotal role at the UAE's largest bank, Diego is a fitness aficionado, guiding busy executives on their path to peak wellness. His journey, filled with ups and downs, offers invaluable insights for anyone aiming for holistic health. Diego unveils the crucial role of a Chief Wellness Officer, emphasizing the holistic development of an employee, both mentally and physically. Why are new generations prioritizing wellness over paychecks? Diego dissects the rise of wellness in the corporate value proposition. Other Discussions:
At the heart of this enlightening discussion lies a message of balance, prioritizing oneself, and the imperative to evolve with changing times. The corporate world is shifting, with wellness at its core, and leaders like Diego Carrete are at the forefront of this movement. Tune in to learn, get inspired, and transform your approach to holistic well-being. Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 22 Nov 2023 | EP 65: Powering The Payments That Make The UAE Thrive with Jan Pilbauer | 01:08:08 | |
"We're behind the scenes. We make money move."
If you, like Arjun, are a "payments geek", this episode is definitely one to add to your listening lineup for the week! Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 01 Dec 2023 | EP 66: Wealth Management Gets An AI Makeover: Mehdi Fichtali of FinaMaze | 00:51:47 | |
In the latest episode of Couchonomics, Arjun was joined on the couch by Mehdi Fichtali, CEO & Founder of FinaMaze, MENA's first AI digital wealth manager.
Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 06 Dec 2023 | EP 67: Fintech: Friend, Foe or Frenemy? | 00:48:09 | |
In the latest episode of Couchonomics, Arjun was joined by Paul Melotto, Executive Board Member at Alraedah Finance. Paul has played a key part in Arjun's journey to understand the Saudi ecosystem, especially regarding fintech and financial services. In the episode, Arjun and Paul discussed:
Thank you to Fintech Saudi for opening up their space to us for the recording of this episode. Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 13 Dec 2023 | EP 68: State of the Nation: Venture Capital and Fintech Startups in KSA | 00:41:55 | |
In the latest episode of Couchonomics, Arjun was joined by Eyad Albayouk, General Manager at Flat6Labs.
Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 20 Dec 2023 | EP 69: Better Than Money: David Chaum On Architecting The Financial System Of The Future | 01:07:35 | |
In the season finale of Couchonomics S02, Arjun was joined by David Chaum, inventor of electronic money and privacy technology. As Arjun puts it, David is a “living legend” and one of the most influential architects of our present-day financial systems.
To learn more about “Better Than Money” and David’s ongoing work, visit his website: https://chaum.com/ Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 26 Feb 2024 | Ep 70: The latest news in payments with JK Khalil | 00:51:56 | |
Dive into the future of Fintech with J.K. Khalil, General Manager at MasterCard GCC & Pakistan! Join Arjun and J.K. as they explore the partnership dynamics between fintechs and banks, the game-changing role of governments in innovation, embedded finance, and MasterCard's bold new initiatives! Don't miss out on this strong start to the third season! Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 04 Mar 2024 | Ep 71: The dynamic relationship between fintech and banks with Raheel Ahmed | 00:48:59 | |
Welcome back to Couchonomics! In line with the theme of rearchitecting the global financial system, this week we explored the banking sector in the UAE and the wider GCC: regulatory focus, financial crime regulation, innovation, and in general, what the banking sector could do differently. Helping us explore these topics, we had the privilege of hosting Raheel Ahmed, CEO of RAKBANK, on our show. During our conversation, Raheel shared his insights on the dynamic relationship between fintech and banks, his views on central banks, and Arjun even managed to slip in a CBDC question. 💸📈 Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 11 Mar 2024 | Ep 72: StartAd new vision with Ramesh Jagannathan | 00:57:41 | |
Join us for Episode 3 of Couchonomics with Arjun as we explore the UAE's entrepreneurship ecosystem with Professor Ramesh Jagannathan, Managing Director of StartAD. Learn about StartAD's innovative programs, the challenges of entrepreneurship, and the role of women in business. Subscribe for insightful discussions on driving economic growth and global competitiveness in the UAE! #StartAD #UAEentrepreneurship #Innovation #WomenEntrepreneurs #TechEducation #Angelinvestment #UAEstartup Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 18 Mar 2024 | Ep 73: How to access multiple markets & invest successfully with Khaled Talhouni | 01:10:29 | |
🚀 Explore the world of Venture Capital with Khaled Talhouni, Managing Partner at Nuwa Capital, in Episode 4 of Couchonomics with Arjun! We cover topics like the State of Venture Capital in 2023, market dynamics, lessons learned by VCs, challenges and opportunities for women entrepreneurs, and more. Don’t miss this conversation full of invaluable insights. Tune in now! Timestamps: 00:00 - Episode Highlights 00:32 - Introduction 01:25 - The State of VC in 2023 12:31 - Lessons Learned by VCs 14:21 - The Emergence of the Saudi Market 23:36 - Challenges and Opportunities in the Egyptian Market 29:00 - Exploring Different Investment Sectors 44:07 - Empowering Women Entrepreneurs Through Investment 55:54 - Inside Nuwa Capital 59:23 - Common Pitfalls for Startups 01:04:30 - Expectations and Predictions for 2024/25 01:08:56 - Closing Words Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 25 Mar 2024 | Ep 74: The story of the most recognizable fintechs in the MENA region with Mounir Nakhla | 00:42:39 | |
Episode 5 of Season 3 is live now featuring Mounir Nakhla, Founder and CEO of MNT-Halan. Join us as we delve into the journey of MNT-Halan and the Egyptian fintech landscape. From ride-hailing to a financial super app, we cover it all in this insightful episode! Tune in for a glimpse into the world of fintech innovation! Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 01 Apr 2024 | Ep 75: Unhappy at work? How to find meaning and maintain your mental health with Scott Armstrong | 01:02:45 | |
In this episode, we delve into the crucial topic of mental health with Scott Armstrong, Founder & CEO of Mentl, a mental health advocacy platform. From workplace challenges to the impact of AI, we explore various facets of mental well-being in today's world. Tune in for insightful discussions on work-life balance, stress management, and more. Don't miss out on this important conversation! Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 15 Apr 2024 | Ep 76: The evolution of financial technology in the region with Abdulla Almoayed | 01:04:09 | |
Join Arjun on Couchonomics as we explore open banking and fintech in the GCC with Abdulla Almoayed, Founder & CEO of Tarabut. Discover the evolving landscape of financial services, BaaS, and gain insights into open banking. Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 22 Apr 2024 | Ep 77. The new shift in The private equity scene with Elias Yazbeck | 00:50:10 | |
Welcome to a new episode of Couchonomics with Arjun! Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 29 Apr 2024 | Ep 78. Behind the scenes of the Bitcoins industry with Stefan Kimmel | 01:03:49 | |
In this episode of Couchonomics, we tackle the burning question: "Bitcoin in 2024: Boom or Bust?" Join us as we engage in a fascinating conversation with Stefan Kimmel, the CEO of M2, a crypto exchange, and investment platform regulated by the FSRA in Abu Dhabi Global Market (ADGM). Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 06 May 2024 | Ep 79. Is Crypto investment actually complicated? Nick Philpott | 01:02:29 | |
We are talking about Digital Assets, DeFI and Crypto on Couchonomics with Arjun this week. Joining us on the couch is Nick Philpott, Co-Founder and Head of Partnerships at Zodia Markets by Standard Chartered & OSL. We had a very interesting conversation around #bitcoinhalving, #stablecoins, virtual-assets regulations, and tokenization of real-world assets, among other topics. Nick gave us insights into Zodia Markets' role as an OTC crypto brokerage serving institutional clients and their partnership with Standard Chartered. Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 13 May 2024 | Ep 80. The expansion of Egypt's e-payment Fawry with Ashraf Sabry | 01:11:21 | |
Welcome to the latest episode of Couchonomics with Arjun! In this episode, we have the privilege of hosting Ashraf Sabry, the visionary Founder and CEO of Fawry. Ashraf has transformed Fawry into a trailblazing fintech and one of the most successful startups in Africa. Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 20 May 2024 | Ep 81. The matchmaker approach to Fintech partnership with Karan Jain | 00:57:21 | |
Innovation in banking is about more than just adopting new technology—it's about challenging traditional perceptions and rethinking everything from customer service to risk management to create more flexible, responsive, and personalized financial services. In this episode, I sit down with Karan Jain, founder and CEO of Naya One, to discuss how his company is revolutionizing the banking world. Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 27 May 2024 | Ep 82. Digital Banking explained with Kelvin Tan | 00:49:07 | |
Welcome to a new episode of Couchonomics with Arjun! This week, we're diving into Banking as a Service (BaaS) with Kelvin Tan, CEO of Audax. Kelvin shares insights on Audax’s “bank in a box” solution, helping banks scale and modernize rapidly. We discuss the potential and challenges of BaaS, open banking, and the future of embedded finance. Don't miss this insightful conversation on digital banking! Couchonomics with Arjun Season 3 is brought to you by our partners: Adyen https://www.adyen.com/ ToYou https://toyou.io/ar Mastercard https://mastercard.com/ Geidea https://geidea.net/ M2P https://m2pfintech.com/ Find us on our social media platforms: Arjun's LinkedIn https://www.linkedin.com/in/arjunvirsingh/ Couchonomics LinkedIn https://www.linkedin.com/showcase/couchonomics-with-arjun-singh/ Instagram https://www.instagram.com/couchonomics/ Twitter https://twitter.com/Arjun_Vir_Singh?s=20 TikTok https://www.tiktok.com/@couchonomics Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E Time stamps: 00:00 - Episode highlights 00:53 - Introduction 01:35 - The story of Audax 08:06 - BaaS 12:51 - Challenges with BaaS 22:59 - Adopting BaaS 25:10 - Open Banking and BaaS 27:40 - Embedded finance 33:05 - Regulators 34:52 - Audax and banks' relationship 36:42 - Partnerships and orchestration 40:28 - Market focus 45:07 - Learnings for banks embarking on BaaS 47:29 - Closing words Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 03 Jun 2024 | Ep 83. Kabeer Naqvi a true prominent figure in the microfinance industry | 00:57:17 | |
Welcome back to Couchonomics with Arjun! This week, we're diving into Pakistan's financial services with Kabeer Naqvi, Chairman of the Pakistan Microfinance Network. We explore the dynamic interplay between traditional banks, microfinance institutions, and fintechs, and discuss the digital transformation of Pakistan's financial ecosystem. Plus, we cover key topics like microfinance, regulatory advocacy, digital vs. traditional banking, and the challenges of serving MSMEs. Don't miss this insightful conversation! Available now on YouTube and all podcast platforms. Tune in! Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 10 Jun 2024 | Ep 84. The biggest challenges banks face today when selling to existing customers with Jouk Pleiter | 00:47:50 | |
Digital Transformation of the banking value chain is a key challenge for every Banking CEO - doesn’t matter where in the world they are operating. Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 15 Jun 2024 | Couchonomics with Arjun│Season 03 - Official Trailer | 00:00:49 | |
Season 3 of Couchonomics with Arjun, a podcast dedicated to dissecting the seismic shifts which are rearchitecting the global financial system. Our journey transcends the MENA region's boundaries, focusing this season on Saudi Arabia, exploring the innovation that is shaping commerce and society as we know them today If you are in this industry or eager to get educated, tune in weekly for exciting new episodes. Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 24 Jun 2024 | Ep. 85 The Truth About The Impact Of eSIMs On Telecom Sector With Dina Tsybulskaya | 01:04:20 | |
This week, we shift our focus to telecommunications. What once was a booming and developing sector is now seen as more traditional, showing how fast things are changing. 🌐 Joining us on the #couch is Dina Tsybulskaya, the CEO of ESIM Plus. Dina shared her insights on the future of telecommunications, the impact of 24/7 connectivity, and how blockchain is revolutionizing decentralized physical infrastructure networks (DePIN). Don't miss this conversation about what lies ahead for the telecom industry and what it means for consumers! 📱 This episode is now live on YouTube and all major podcasting platforms. Tune in now! 🎙️ #Telecom #Blockchain #DePIN #FutureOfConnectivity #Couchonomics #NewEpisode
00:00 - Episode Highlights 00:44 - Introduction 03:35 - eSIM Plus 09:36 - The Advantage of eSIM Plus 14:04 - Market Trends and Growth 17:44 - Challenges and Opportunities 20:23 - Decentralized Physical Infrastructure Networks (DePIN) 29:27 - eSIM Plus Business Model and Customer Engagement 34:30 - Future Opportunities and Challenges 37:15 - Crypto Payments and eSIM Plus 45:19 - Super App Strategy 50:42 - Why Crypto? 52:34 - Future Opportunities and Challenges 57:59 - Future of Telecommunications (B2C Perspective) 01:03:23 - Closing Words Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 01 Jul 2024 | Ep 86. Building a career in CVC with Kushal Shah, Managing Director at e& capital | 00:48:49 | |
What is the state of CVC, and why is now the inflection point for CVCs to grow in the MENA region? Joining us on the #couch to explore these questions is Kushal Shah, Managing Director of e& capital, the CVC arm of the e& group. In this episode, Kushal shares his expert insights on e& capital's investment areas, focus, post-investment involvement, and future plans. We delve into the growing CVC scene in the region, discussing the differences between Corporate Venture Capital (CVC) and Venture Capital (VC), e& capital's investment strategy and governance, and the challenges and recommendations for CVCs. Don't miss this insightful episode, available now on YouTube and all podcasting platforms. Tune in to gain a deeper understanding of the dynamic CVC landscape in the MENA region. #Couchonomics #CVC #MENA #eandCapital #Investment #Innovation #NewEpisode Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 09 Jul 2024 | Ep 87. How can AI navigate the risks and stay ahead in real estate investments with Ranime El Skaff | 00:53:42 | |
Can you rely on AI to invest in real estate globally? Joining us this week on the #couch is Ranime El Skaff, the co-founder of PropAI—a platform that uses AI to simplify Dubai’s real estate investments. In this episode, we uncover the evolution of PropTech in the region, real estate trends, and how her company is revolutionizing real estate investment with cutting-edge technology. Ranime and Arjun also discover the challeges in real estate invetsment, the dynamics of Dubai and Saudi Arabican RE market, future plans for Prop-AI and more. Don't miss out on this episode—learn how Prop-AI is transforming the real estate landscape and what it means for the future of property investments. Available now on YouTube and all podcasting platforms! #Couchonomics #PropTech #RealEstate #AI #DubaiRealEstate #Investment #TechInnovation #FutureOfRealEstate #Fintech Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 15 Jul 2024 | Ep 88. The launch of modern Islamic community bank Ruya with Christoph Koster | 00:54:10 | |
In this episode, we’re joined by Christoph Koster, CEO of Ruya Bank, a digital-first Islamic community bank in the UAE. Ruya Bank is dedicated to bringing ethical Islamic banking practices to all communities in the UAE, supporting SMEs, startups, and low-income groups. Christoph and Arjun explore Islamic finance and banking, the potential for growth and collaboration in Islamic fintech, Ruya’s adoption of new technologies, and more. Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 22 Jul 2024 | Ep 89. Solving the most critical challenges for businesses in 2024 with Vikram Suri | 00:52:11 | |
The art of replacing disjointed systems with digitized processes. Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 29 Jul 2024 | Ep 90. How is Ahmed Wadi Founder and CEO of Money Fellows digitizing Egypt's Money Circles | 00:54:42 | |
Chit-fund with a digital twist! Ahmed Wadi, Founder and CEO of Money Fellows is our latest guest on the show. Money Fellows is a pioneering startup from Egypt that has digitized the ancient financial concept of ROSCAs, where a group of individuals act as an informal financial institution. In our chat, Ahmed shares insights on Money Fellows' operational strategy, the challenges and opportunities of building a startup in Egypt, and the overall fintech landscape in the country. Discover how Money Fellows is revolutionizing this millennia-old concept! 💡 #Fintech #Startup #Innovation #MoneyFellows #Egypt #ROSCAs #ChitFunds Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 05 Aug 2024 | Ep 91. The Transformation of Emirates NBD with Pedro Sousa Cardoso | 00:46:43 | |
Digital Leadership: Embracing the New Tech Age This week, we sit down with Pedro Sousa Cardoso, Chief Digital Officer at Emirates NBD, to explore the state of banking in the UAE. We have an in-depth conversation on the evolving role of CDOs, increasing collaboration between banks and fintechs, and venture building within banks, using Liv Bank as an example. Tune in to discover how Emirates NBD is leading the charge in banking innovation. #CouchonomicsWithArjun #DigitalTransformation #FinTech #BankingInnovation #EmiratesNBD #Banking #BaaS #BeyondBanking #CDO #Innovation Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||
| 12 Aug 2024 | Ep. 92 Why is the UAE the perfect place for Roger Rouhana's vision? | 01:04:33 | |
In this episode, Arjun sits down with Roger Rouhana, CEO of Alpheya, to explore the future of wealth management in the MENA region. Our website 👉 https://bit.ly/3jk7UH0
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E | |||