Canadian Wealth Secrets (Kyle Pearce, Jon Orr)
Explore every episode of Canadian Wealth Secrets
| Pub. Date | Title | Duration | |
|---|---|---|---|
| 29 Dec 2022 | Invested Teacher Trailer | 00:02:04 | |
Listen & Grow Your Wealth Building Skills
Put your exercise, commute or even work time to use by listening to the Invested Teacher Podcast. Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 04 Jan 2023 | Moving From Uninvested Towards Financial Freedom | 00:26:23 | |
In this inaugural episode of the Invested Teacher Podcast the hosts Jon, Kyle, and Matt discuss mindsets, beliefs, and goals of planning for their financial freedom. Stick around and you’ll hear what youw didn’t learn in school that you should have, how your parents may have influenced your financial decisions in a positive or negative way, and how you can start your journey to becoming financially free. What you’ll learn:
Resources: https://investedteacher.com/episode1 Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 04 Jan 2023 | Why You Don’t Want To Pay Down Your Mortgage As Fast As You Can | 00:39:30 | |
The hosts address this common idea or “teaching” that many people have been taught to believe: you should pay down your mortgage as fast as possible. Stick around and you’ll learn how you can best leverage the value of your home so you can build and compound your wealth. What you’ll learn:
Resources: https://investedteacher.com/episode2 - Show Notes Page Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! - Robert Kiyosaki You are a Badass at Making Money - Jen Sincero Think and Grow Rich - Napoleon Hill Die with Zero - Bill Perkins Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 04 Jan 2023 | Your Wealth Building Blueprint - Part 1 | 00:30:57 | |
How do we start changing the trajectory of our financial future? Where will I get the money to start my investment portfolio? How can I make small changes in my life now that will result in huge gains in the future? In this episode the Invested Teachers outline two of the five steps in the Invested Teacher Wealth Building Blueprint. They’ll outline how to creatively think and design your budget to create pockets of money you didn’t know existed so you have your investment seed money to invest when the time is right. What you’ll learn:
Resources: Download our Wealth Building Blueprint I Will Teach You To Be Rich - Ramit Sethi Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 11 Jan 2023 | Your Wealth Building Blueprint - Part 2 | 00:36:35 | |
As you continue to understand your budget and systematically pay yourself first you should also be thinking about what that first investment will be. In this episode the guys share what asset classes you could be investing in and how you can get started with those investments. This is the second episode in the Wealth Building Blueprint series. What you’ll learn:
Resources: Download our Wealth Building Blueprint The Invested Teacher Wealth Building Booklist @TheLeslieStyle - Instagram Channel of Matt’s Partner Rule #1: The Simple Strategy for Successful Investing in Only 15 Minutes a Week! - Phil Town Make Math Moments - Kyle & Jon’s Math Consulting Business Interested in Partnership Opportunities? For those interested in potential Joint Venture (JV) Partnerships, reach out to us here. Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 18 Jan 2023 | Your Wealth Building Blueprint - Part 3 | 00:41:16 | |
Now that you’ve taken care of a plan to identify and fund your first investment on your journey to financial freedom, there is no doubt that you are going to want to get started faster than your pay yourself first strategy will currently allow. In this episode we’ll outline two strategies where you can learn to supercharge your investment seed money. This is the third and final episode in the Wealth Building Blueprint series. What you’ll learn:
Resources: Download our Wealth Building Blueprint The Invested Teacher Wealth Building Booklist Interested in Partnership Opportunities? For those interested in potential Joint Venture (JV) Partnerships, reach out to us here. Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 25 Jan 2023 | The Three Silver Bullets of Real Estate Investing | 00:50:57 | |
Why do we choose real estate as our primary go-to investment source? How does real estate grow your wealth in three ways while other types of investments only grow in at most two ways? In this episode we highlight why appreciation is not the goal of the investment but the cherry on top! Stick around and we’ll convince you why real estate should be in your investment portfolio regardless of risk profile. What you’ll learn:
Resources: Download our Wealth Building Blueprint The Invested Teacher Wealth Building Booklist Interested in Partnership Opportunities? For those interested in potential Joint Venture (JV) Partnerships, reach out to us here. Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 01 Feb 2023 | Stocks, Side-Hustle, or Real-Estate? | 00:44:47 | |
In this episode Jon, Matt, and Kyle discuss the similarities and differences to investing in three common asset classes. While on the surface stock investing, owning-operating a business, and real-estate investing seem quite different, under the hood they all share similar benefits that can help you work towards building your wealth. What you’ll learn:
Resources:
Interested in Partnership Opportunities? For those interested in potential Joint Venture (JV) Partnerships, reach out to us here. Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 08 Feb 2023 | Helping Kids With Financial Literacy | 00:50:21 | |
In this episode Jon, Matt, and Kyle help you help your kids think about, earn, and use money that will put them on a pathway to build their own wealth. Let’s unpack common mindsets about earning and spending money, practical systems to help your kids understand the power of compound interest through routine activities, and what lessons can be helpful to emerge the big ideas around what Einstein refers to as “The 8th Wonder of the World.” What you’ll learn:
Resources:
Interested in Partnership Opportunities? For those interested in potential Joint Venture (JV) Partnerships, reach out to us here. Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 15 Feb 2023 | Hurdles to Buying Real Estate Investment Property - Part 1 | 00:40:29 | |
Let’s discuss the barriers to investing in real estate. All three of the hosts spent years thinking about, planning, and learning about real estate investing ever before they took the plunge. What were the barriers that prevented them from starting earlier? What barriers may you be facing that have halted your action to start down this pathway to your financial future. Let’s dig in and clear up some common barriers to investing in real estate. What you’ll learn:
Resources:
Interested in Partnership Opportunities? For those interested in potential Joint Venture (JV) Partnerships, reach out to us here. Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 22 Feb 2023 | Fundamentals To Finding The Right Deal - Hurdles To Real Estate Investment - Part 2 | 00:49:05 | |
Let’s continue the conversation around the barriers to investing in real estate. After the last episode where we explored an overview of some hurdles including financial and financing considerations, we take a deep dive into the fundamentals that we explore when searching for new properties to add to our real estate portfolio. Turn up the volume and toss that phone in your pocket, because we are going to dig in and clear up some common barriers related to real estate fundamentals. What you’ll learn:
Resources:
Interested in Partnership Opportunities? For those interested in potential Joint Venture (JV) Partnerships, reach out to us here. Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 01 Mar 2023 | How To Analyze A Deal with Technicals: Hurdles To Real Estate Investing - Part 3 | 00:56:49 | |
Choosing the right deal for buying an investment property can be a major hurdle for new and experienced investors, but it doesn't have to be. How do you analyze a property by the numbers so you can feel confident to either move forward or toss the deal away and move on to the next one? In today’s episode, we’ll continue our Hurdles to Real Estate Investing series by digging into Kyle’s favourite part of the rental property analysis process: the technicals! What you’ll learn:
Resources:
Interested in Partnership Opportunities? For those interested in potential Joint Venture (JV) Partnerships, reach out to us here. Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 08 Mar 2023 | Who Should Be On Your Team? Hurdles to Buying Real Estate Investment Property - Part 4 | 00:54:27 | |
A common barrier that prevents investors from getting into real estate is thinking that they have to do everything themselves. If you think you have to find the right property, find the right financial backing, manage the books, and answer those midnight calls to fix that broken water heater then you’re thinking about this the wrong way. Listen in as we outline who to arrange on your real estate investment team so you can build your wealth as passively as you can. What you’ll learn:
Resources:
Interested in Partnership Opportunities? For those interested in potential Joint Venture (JV) Partnerships, reach out to us here. Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 15 Mar 2023 | What’s Your Retirement Going to Look Like? | 00:40:37 | |
In this episode Jon, Matt, and Kyle discuss various retirement projections and scenarios for people who have defined benefit pension plans, with set retirement dates and incomes. They discuss some prompts for deeper thinking around what retirement might look like; how much money people might expect to have in retirement, and whether it will be enough to support their projected lifestyle in retirement, as well as discuss how some investment ideas might enhance one’s financial outlook in retirement. What you’ll learn:
Resources:
Interested in Partnership Opportunities? For those interested in potential Joint Venture (JV) Partnerships, reach out to us here. Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 22 Mar 2023 | Crunching The Numbers For Retirement: How Much Do I Need To Retire? | 00:52:19 | |
Now that we’ve taken some time in the last episode to discuss what your retirement is going to look like and even gave you some homework for what you might want to think about as you look down the road, we will dive deeper down the retirement rabbithole to crunch some numbers for retirement. Stick around as Jon and Kyle geek out on the numbers when they jump into a spreadsheet and play with the magic of compound interest and the silver bullets of real estate for those who have defined pension plans all the way to those who are left to plan it all on their own. Don’t worry, Matt wasn’t hurt in this episode. What you’ll learn:
Resources:
Interested in Partnership Opportunities? For those interested in potential Joint Venture (JV) Partnerships, reach out to us here. Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 29 Mar 2023 | No Flipping Way! - The Case Against Flipping in Real Estate | 00:37:37 | |
While flipping is one of the most popularized and commonly discussed real estate investing strategies, it’s one that we actively avoid. In this episode, we share our experiences with past flips and some of the challenges and complications that make them one of our least preferred strategies. We’ll discuss the flipping variables to be aware of and if you are pursuing this strategy, what you can do to help ensure your success. What you’ll learn:
Resources:
Interested in Partnership Opportunities? For those interested in potential Joint Venture (JV) Partnerships, reach out to us here. Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 05 Apr 2023 | Analyze An 11-Unit Multi-Family Property With Us | 00:48:55 | |
How confident are you on running the numbers on a prospective deal? The more deals you analyze the better equipped you’ll be when the right deal comes along. Join Kyle and Jon in this episode as they review a deal that came across their desk for an 11-unit multi-family property in real time. What should you look for in a good deal? How should you run the numbers? Good deals are not found, they’re made so toss in your earbuds and let’s get to work. What you’ll learn:
Resources:
Interested in Partnership Opportunities? For those interested in potential Joint Venture (JV) Partnerships, reach out to us here. Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 12 Apr 2023 | You Paid Off Your Mortgage? Now What? | 00:43:14 | |
In this episode we explore a scenario in which Matt has the option of completely paying off the mortgage of his next personal residence. He wonders aloud how best to approach having funds to invest with the financial peace of mind that comes with paying off one’s mortgage. Kyle and Jon share some incredibly creative ideas on how to maintain financial flexibility while enjoying the comfort of having a minimal mortgage. What you’ll learn:
Resources:
Interested in Partnership Opportunities? For those interested in potential Joint Venture (JV) Partnerships, reach out to us here. Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 19 Apr 2023 | Being Creative to Create Wealth [Part 1] | 00:25:23 | |
When you feel like you don’t have any wiggle room to start your wealth-building fund and you’re ready to throw in the towel on the dream of becoming financially free then you better listen up! In this episode Kyle and Jon introduce one of many creative solutions to creating a pathway to wealth and your financial freedom. What you’ll learn:
Resources:
Interested in Partnership Opportunities? For those interested in potential Joint Venture (JV) Partnerships, reach out to us here. Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 26 Apr 2023 | Being Creative to Create Wealth [Part 2] | 00:36:13 | |
When you feel like you don’t have any wiggle room to start your wealth-building fund and you’re ready to throw in the towel on the dream of becoming financially free then you better listen up! In this episode Kyle and Jon introduce one of many creative solutions to creating a pathway to wealth and your financial freedom. What you’ll learn:
Resources:
Interested in Partnership Opportunities? For those interested in potential Joint Venture (JV) Partnerships, reach out to us here. Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 03 May 2023 | The Magical Money Machine That Turns $16k Into $21k Safely | 00:56:52 | |
Imagine being able to build a wealth generating machine that allows you to basically print money. Imagine if you could start building this machine passively and within just a handful of years, the machine begins turning $16,000 into 17,000, then a few years later it begins turning $16,000 into $21,000. After 20 years, the machine has become so efficient that it will take $16,000 and turn it into $33,500 while only getting better and better with no market risk at all. What is this magical machine we are referring to? Dig into this episode to find out! What you’ll learn:
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In this episode, you'll learn about infinite banking concept by Nelson Nash or Bank On Yourself as shared by Pamela Yellen along with some of the reasons why we aren't going to become Authorized Infinite Banking Practictioners by The Nelson Nash Institute. While our philosophy includes many of the amazing features and benefits of participating whole life insurance shared by Infinite Banking or Bank on Yourself enthusiasts, we utilize policy loans and collateralizing the cash value of whole life policies for asset accumulation and income tax minimization - not to replace bankers. Listen in to this episode to learn how we do it and why we don't adhere to all of the infinite banking "rules." Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 10 May 2023 | Four (4) Ways To Fund Your Child’s Post Secondary Education | 00:44:44 | |
Have you thought about the financial implications that your children are facing when it comes to post-secondary education? If you have, how confident are you in the strategy you’ve selected to help ease the financial burden of the opportunity post-secondary education provides? If you’re wondering whether there might be some creative and safe ways to help your child continue their educational journey beyond high school without breaking their financial futures in the process, then you’ll want to stick around for this episode where we will share four (4) strategies you should consider to optimize your education savings plan for your kids. What you’ll learn:
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Interested in Partnership Opportunities? For those interested in potential Joint Venture (JV) Partnerships, reach out to us here. Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 17 May 2023 | Financial Planning for Early Retirement: Are You Ready to Quit Your Job? | 00:44:59 | |
In this episode, we help answer the most common question that we’ve been asked by listeners, “How can I invest in real estate to help me leave my job or retire early?” We explore some big ideas around the emotional and logical sides of considering an early retirement including questions to ask yourself before deciding to quit or retire, whether you should focus on replacing or adding to your current income, how to determine if your financial plan is adequate enough, as well as what to do with your commuted pension. What you’ll learn:
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Interested in Partnership Opportunities? For those interested in potential Joint Venture (JV) Partnerships, reach out to us here. Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 24 May 2023 | The Stock Market Versus The Housing Market: Where’s the Win? | 00:38:35 | |
In our latest podcast episode, we delve deep into the fascinating topic of real estate and stock market investing, uncovering the key factors to consider when making investment decisions. Join us as we explore the following thought-provoking questions: Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 31 May 2023 | Setbacks to Success: Mastering the Art of Productive Real Estate Investing | 00:35:25 | |
In this episode, we delve into the world of real estate investing to address some common misconceptions and fears that hold people back from pursuing this lucrative opportunity. We tackle the notion of "regrets and mistakes" often associated with real estate investing and reveal why they may not be regrets at all. We explore the best timing for real estate investments and provide insights into how to overcome fears that can hinder your growth as an investor. Distinguishing between investment regrets and mistakes, we discuss productive ways to respond to them and learn from the experience. Furthermore, we shed light on the critical difference between speculating and implementing a sound investing strategy, emphasizing the importance of clarifying your vision. By doing so, you can avoid costly mistakes and regret, paving the way to building your wealth through smart real estate investments. Join us as we debunk myths, share valuable advice, and empower you to unlock the full potential of real estate investing. What you’ll learn:
Resources:
Interested in Partnership Opportunities? For those interested in potential Joint Venture (JV) Partnerships, reach out to us here. Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 07 Jun 2023 | Why Inflation Is a Real Estate Investor's Best Friend | 00:30:07 | |
Join us in this eye-opening episode as we explore the untapped potential of inflation in building wealth and combating debt. Uncover the hidden benefits of inflation and how it can magically shrink your debt burden over time. We'll delve into the concept of "good debt" tied to assets like real estate and reveal real-life examples of how inflation can boost your earning power. However, we'll also shed light on the risks and caveats to consider when dealing with inflation. Tune in to master the inflation game and learn how to use it wisely to your advantage while keeping a watchful eye on your financial battlefield. What you’ll learn:
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Interested in Partnership Opportunities? For those interested in potential Joint Venture (JV) Partnerships, reach out to us here. Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 14 Jun 2023 | Should I Optimize Deals For Cash Flow or Appreciation? | 00:33:36 | |
Discover strategies for evolving your decision-making process, securing assets in high-interest rate environments, harnessing data to project future revenue, cultivating a wealth-building mindset, and finding the optimal mix of risk and returns. Join us as we share valuable insights to revolutionize your approach to real estate investing and propel your success. Listen now and unlock the secrets to achieving remarkable results in the real estate market. What you’ll learn:
Resources:
Interested in Partnership Opportunities? For those interested in potential Joint Venture (JV) Partnerships, reach out to us here. Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 21 Jun 2023 | Designing Win-Win Investment Deals using the 90-10 Rule | 00:37:07 | |
On today’s episode, the Invested Teacher Team discusses how knowing your strengths and weaknesses as an investor can be a tool to avoid allowing greed to hold you back from opportunities to structure deals that promote strong partnerships where everybody wins. In particular, they dive into a mixed use multi-unit building held by Kyle and Matt in their North Shore Properties portfolio and how they have been sharing it with a handful of potential buyers who are strong in areas where they are weak to find a winning opportunity for everyone. What you’ll learn:
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Interested in Partnership Opportunities? For those interested in potential Joint Venture (JV) Partnerships, reach out to us here. Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 28 Jun 2023 | Rent-to-Own Revealed: Unravelling the Mechanics and Benefits of this Unique Real Estate Strategy | 00:31:19 | |
In the latest episode of the Invested Teacher podcast, we delve into the fascinating world of rent-to-own agreements, uncovering the strategies for turning past failures into valuable learning experiences. Join us as we explore the intricacies of rent-to-own agreements, shedding light on how they work, when they can be a good fit, and the essential systems necessary for achieving success. One of the key topics we tackle is the power of learning from scenarios that haven't worked in your favour. We believe that failures can be invaluable teachers, providing unique insights into what went wrong and how to avoid similar pitfalls in the future. By examining these experiences through a lens of growth and learning, we can transform setbacks into stepping stones towards success. We also dive deep into the concept of rent-to-own agreements, demystifying their mechanics and shedding light on their potential benefits. Whether you're a prospective tenant or a property owner, understanding how rent-to-own agreements function is crucial for making informed decisions. We explore the intricacies of these agreements and discuss the specific circumstances in which they can be a good fit for both parties involved. Furthermore, we explore the systems that are essential for achieving success with rent-to-own agreements. From comprehensive screening processes to clear communication channels, having the right systems in place is paramount. We provide practical tips and insights for establishing these systems, ensuring a smooth and mutually beneficial rent-to-own experience. Join us in this thought-provoking episode as we uncover the keys to unlocking success with rent-to-own agreements. Whether you're a seasoned investor or a first-time homebuyer, our insights and strategies will empower you to navigate the rent-to-own landscape with confidence and build a solid foundation for financial prosperity. What you’ll learn:
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Interested in Partnership Opportunities? For those interested in potential Joint Venture (JV) Partnerships, reach out to us here. Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 05 Jul 2023 | Is Your Big Bank Investment Strategy Paying Off? | 00:37:28 | |
As we cross the 6 month mark of the Invested Teacher Podcast, we are starting to recognize that we have many Invested Students who are eager to diversify their investment nestegg across different asset classes like real estate, stock investing, options trading and safer insurance products, but they haven’t taken care of their current investments with their “Big Bank”. In today’s episode, Jon Orr and Kyle Pearce dig into what millions of investors have the majority of their investment funds tied up in: big bank mutual fund products. Before you dig into analyzing that next real estate deal or doing a margin of safety analysis on that tech stock that is sure to skyrocket, let’s ensure we understand what your big bank financial advisor is pushing on you and what you’re giving up when you blindly follow their advice. What you’ll learn:
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Interested in Joint Venture Opportunities? For those interested in being considered for potential Joint Venture (JV) opportunities, reach out to us here. Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 12 Jul 2023 | The ONLY Skill You Need to Become Successful (It’s Not What You Think!) | 00:36:14 | |
Join us as we explore why effective employees are often natural salespeople and how their skills can be harnessed to elevate your own selling abilities. Learn why storytelling is a crucial skill for sales professionals and how it can help you forge stronger connections with clients. Gain insights into the power of building your sales skills to boost confidence and excel in any industry. Plus, uncover the art of opening and closing story loops to secure more investment deals. Tune in now and unlock your sales potential! What you’ll learn:
Interested in Joint Venture Opportunities? For those interested in being considered for potential Joint Venture (JV) opportunities, reach out to us here. Contact Matt if you’re Buying or Selling Real Estate in Windsor or Essex County! Check out the work Jon and Kyle do assisting mathematics educators and district leaders. Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 19 Jul 2023 | Who's Your Guide Along Your Hero's Journey? | 00:38:25 | |
Luke Skywalker, Harry Potter and even Marlin from Finding Nemo were all heroes in their respective stories, but they didn’t do it alone; each of them had a guide. In today’s episode, we’ll discuss your role as the hero in your wealth building story and why you should have guides along the way to ensure that you not only maximize your investing potential, but also minimize your time horizon through coaching and mentorship. The Invested Teachers also dig into the importance of recognizing where you are well-positioned to mentor others around you while continuing to leverage the mentorship of others who can keep you moving forward.
Interested in Joint Venture Opportunities? For those interested in being considered for potential Joint Venture (JV) opportunities, reach out to us here. Contact Matt if you’re Buying or Selling Real Estate in Windsor or Essex County! Reach out to Jon if you’re looking for an Ontario Mortgage or an Ontario Mortgage Refinance!
Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 26 Jul 2023 | To Buy or Not to Buy: A Live Property Analysis | 00:34:46 | |
In this episode, we dive into the intricacies of a recent property that crossed our desks, sharing the journey of negotiating our way to an accepted offer. We provide a comprehensive overview of our process for efficiently finding and analyzing investment properties. From identifying potential opportunities to conducting thorough property inspections, we offer valuable insights to guide you in your own investment endeavors. Decision-making metrics play a crucial role in determining whether a property is worth purchasing. We discuss the key factors to consider when evaluating an investment property, enabling you to make informed decisions aligned with your financial goals and investment comfort level. Discover why a skilled realtor should never let a deal die on your end. We emphasize the importance of working with a real estate professional who understands your objectives and is committed to finding creative solutions to keep deals alive. In this episode, we challenge the notion that good deals are simply "found." Instead, we emphasize that successful investment opportunities are often created through strategic analysis, negotiation, and innovative thinking. Additionally, we explore the concept of real estate deals that may not initially cash flow but still hold long-term value. We discuss the factors to consider when evaluating such opportunities, providing a nuanced perspective on how certain investments can deliver substantial returns over time. Tune in to this episode of The Invested Teacher Podcast to gain valuable insights into the world of real estate investing. Discover our negotiation tactics, learn about efficient property analysis, and expand your understanding of investment strategies that can help you achieve financial success.
Interested in Joint Venture Opportunities? For those interested in being considered for potential Joint Venture (JV) opportunities, reach out to us here. Contact Matt if you’re Buying or Selling Real Estate in Windsor or Essex County! Reach out Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 02 Aug 2023 | From Striver to Success: Income Generation Strategies for Wealth Growth | 00:35:19 | |
In our latest episode of the Invested Teacher podcast, we delve into the transformative power of an entrepreneurial mindset and its profound impact on building wealth and achieving your investment goals. Join us as we explore the key strategies and insights that can propel you towards financial success and personal fulfillment. Are you wondering if you have enough money to reach your investment aspirations? Discover practical tips and techniques to assess your financial standing and align it with your investment objectives. Learn how to make informed decisions and take confident steps towards your wealth-building journey. Earning extra income to invest is a game-changer, and we'll show you how! Uncover innovative ways to boost your income streams and create opportunities for long-term wealth growth. Whether you're a seasoned entrepreneur or just getting started, these income-generation strategies will supercharge your financial endeavors. What you’ll learn:
Interested in Joint Venture Opportunities? For those interested in being considered for potential Joint Venture (JV) opportunities, reach out to us here. Contact Matt if you’re Buying or Selling Real Estate in Windsor or Essex County! Reach out to Jon if you’re looking for an Ontario Mortgage or an Ontario Mortgage Refinance! Check out the work Jon and Kyle do assisting mathematics educators and district leaders. Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 09 Aug 2023 | Building 'Life' Wealth: Balancing Experiences and Financial Growth with Canadian Idol & Real Estate Investor Ryan Malcolm | 00:38:52 | |
Join us on a captivating journey as we sit down with Ryan Malcolm, the multi-talented Canadian Idol winner, who has since blossomed into a thriving entrepreneur, restaurant owner, and real estate investor. Ryan's inspirational story and profound insights will undoubtedly leave you motivated and empowered to embrace life with purpose. In this episode, we explore the notion of "living" life beyond traditional norms. Discover why waiting until retirement age to truly start living may not be the most fulfilling approach. Ryan shares eye-opening perspectives on how sacrificing some income or assets today can lead to enriching experiences and contribute to building your own version of "life" wealth. Ryan's success as an entrepreneur is no coincidence. We delve into the transformative power of an entrepreneurial mindset and attitude. Learn how this mindset enables you to cultivate and sustain valuable partnerships, driving both professional and personal growth.
Interested in Joint Venture Opportunities? For those interested in being considered for potential Joint Venture (JV) opportunities, reach out to us here. Contact Matt if you’re Buying or Selling Real Estate in Windsor or Essex County! Reach out to Jon if you’re looking for an Ontario Mortgage or an Ontario Mortgage Refinance! Check out the work Jon and Kyle do assisting mathematics educators and district leaders. Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 16 Aug 2023 | Your Investment Advisor’s Definition of Risk Is Wrong! | 00:31:49 | |
On this episode of the Invested Teacher podcast we explore the topic of investing risk, how we perceive it, understanding what you are actually risking, risk’s impact on our investing decisions, how you can leverage expertise to minimize risk, and how risk evolves with learning and experience. As you’ll quickly learn, your investment advisor’s definition of risk is pretty limited and it may even be outright wrong! Let’s take some time to help you determine which of the investment opportunities or business ideas you’re currently stewing on are risky for you and how you can begin lowering the level of risk so you can feel confident to take the next step forward.
Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 23 Aug 2023 | Does 90% of Success Come From Just Showing Up? | 00:33:19 | |
In this episode we dive into the heart of personal development and wealth building. Join us as we uncover key insights that empower you to take your journey towards prosperity to the next level. Kyle, Jon, and Matt dissect Woody Allen’s quote: “90% of Success Is Just Showing Up”. Is it really true? What makes up the first 90% and the last 10% for real success? The 80-20 rule also shows up, offering a holistic perspective on achieving success in various aspects of life, including wealth building. Delve into how this principle, when applied effectively, can amplify your success, leading to fulfillment and prosperity.
Interested in Joint Venture Opportunities? For those interested in being considered for potential Joint Venture (JV) opportunities, reach out to us here. Contact Matt if you’re Buying or Selling Real Estate in Windsor or Essex County! Reach out to Jon if you’re looking for an Ontario Mortgage, Ontario Mortgage Refinance or a HELOC in Ontario. Check out the work Jon and Kyle do assisting mathematics educators and district leaders. Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 30 Aug 2023 | How to Find the Funds For Your Financial Future | 00:32:07 | |
Welcome to a transformative episode of the Invested Teacher Podcast, where we delve into the realm of financial planning and empowerment. Join us as we uncover invaluable insights to guide you on the journey of finding the funds you need to secure your financial future. Navigating the maze of debt is a crucial step, and we explore the art of consolidating debt with purpose. Discover strategies to streamline your financial obligations, empowering you to regain control and move forward towards financial freedom.
Interested in Joint Venture Opportunities? For those interested in being considered for potential Joint Venture (JV) opportunities, reach out to us here. Contact Matt if you’re Buying or Selling Real Estate in Windsor or Essex County! Reach out to Jon if you’re looking for an Ontario Mortgage, Ontario Mortgage Refinance or a HELOC in Ontario. Check out the work Jon and Kyle do assisting mathematics educators and district leaders. Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 06 Sep 2023 | Clarifying Your Life’s Why So You Can Achieve Your Dream Lifestyle | 00:35:17 | |
Taking that initial step into entrepreneurship can be a leap of faith, and we dive into strategies to navigate this pivotal moment. Discover actionable tips to overcome uncertainties and embrace the first steps towards building your entrepreneurial path. Uncover the driving force behind taking risks and stepping outside your comfort zone. We explore the factors that motivate individuals to embrace challenges and seize opportunities, fostering a mindset of growth and resilience. Structuring your goals is essential for both short-term and long-term success. We delve into effective strategies to frame your goals, that not only aligns with your dreams but also grants you the freedom to pursue them with purpose and determination.
Interested in Joint Venture Opportunities? For those interested in being considered for potential Joint Venture (JV) opportunities, reach out to us here. Contact Matt if you’re Buying or Selling Real Estate in Windsor or Essex County! Reach out to Jon if you’re looking for an Ontario Mortgage, Ontario Mortgage Refinance or a HELOC in Ontario. Check out the work Jon and Kyle do assisting mathematics educators and district leaders. Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 13 Sep 2023 | Investing Complexity: How Passive or Active Is Your Investing Style? | 00:25:03 | |
Are you like many of the Invested Teacher listeners who are thinking you want to go all in on side hustles, real estate, stock options trading, infinite banking, and more? While it might all seem like roses and butterflies, there is a lot of learning and a ton of ongoing work related to the Invested Teacher Team wealth building journey. In fact, our journey might be a perfect fit for you, or it might feel like shoving a round peg into a square hole. In this episode, we are going to help you discover how to identify where you stand on the investment complexity continuum and pinpoint the level that aligns best with your financial goals and risk tolerance. We'll also unveil why, for many, the extra effort that active investing demands is truly "worth it,” while for others, it just might not be a great fit. Wherever you land on the passive vs. active investing spectrum, we are certain you’re going to learn a ton from this episode! What you’ll learn:
Interested in Joint Venture Opportunities? For those interested in being considered for potential Joint Venture (JV) opportunities, reach out to us here. Contact Matt if you’re Buying or Selling Real Estate in Windsor or Essex County! Reach out to Jon if you’re looking for an Ontario Mortgage, Ontario Mortgage Refinance or a HELOC in Ontario. Get in touch with Kyle to begin your journey through his Canadian Wealth Planning System. Check out the work Jon and Kyle do assisting mathematics educators and district leaders. Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 20 Sep 2023 | How to Work With Your Instincts and Not Against Them | 00:31:36 | |
We all know there are certain tasks that we gravitate towards and others that we tend to shy away from. However, what if we told you that there are many activities that you are doing on a daily basis that give you energy, while many others that are draining you of that energy? In this episode, Kyle Pearce and Jon Orr will take a deep dive into learning what drives you and what drains you through Kathy Kolbe’s Instinct Test called the Kolbe-A Test. Learn why Kyle’s perfect Kolbe Number of 8-3-7-3 is a great match for Jon’s perfect Kolbe Number of 4-8-2-6, and why you should spend time determining your own Perfect Kolbe Number. What you’ll learn:
Interested in Joint Venture Opportunities? For those interested in being considered for potential Joint Venture (JV) opportunities, reach out to us here. Contact Matt if you’re Buying or Selling Real Estate in Windsor or Essex County! Reach out to Jon if you’re looking for an Ontario Mortgage, Ontario Mortgage Refinance or a HELOC in Ontario. Get in touch with Kyle to begin your journey through his Canadian Wealth Planning System. Check out the work Jon and Kyle do assisting mathematics educators and district leaders. Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 27 Sep 2023 | What Are You Waiting For? Why Excuses Keep You Stuck In a State of Inaction | 00:30:50 | |
In our latest episode, we dive deep into the world of real estate investment, offering invaluable insights for both beginners and seasoned investors. Explore the critical question of when to enter the real estate market, and why thinking short term can hinder your investment potential. Prepare to capitalize on the vast opportunities in the real estate market by setting your mindset for success, and learn why treating real estate investing as a business, rather than a simple investment, is a game-changer. We debunk the pursuit of perfection as your enemy in real estate. Tune in to this episode to unlock the strategies and mindset needed to thrive in one of the greatest markets in history. It's time to take your real estate investment journey to the next level. What you’ll learn:
Interested in Joint Venture Opportunities? For those interested in being considered for potential Joint Venture (JV) opportunities, reach out to us here. Contact Matt if you’re Buying or Selling Real Estate in Windsor or Essex County! Reach out to Jon if you’re looking for an Ontario Mortgage, Ontario Mortgage Refinance or a HELOC in Ontario. Get in touch with Kyle to begin your journey through his Canadian Wealth Planning System. Check out the work Jon and Kyle do assisting mathematics educators and district leaders. Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 04 Oct 2023 | Invested Teacher Deals Update | 00:37:42 | |
In our latest episode, Jon Orr and Kyle Pearce take some time to discuss some of what wealth building and investment opportunities have been keeping them busy. Tune in to hear our journey to expand your investment horizons and refine your decision-making skills. Explore an intriguing concept shared by Kyle for those who hold shares of private corporations and discover the art of recognizing when to put a deal in the "too hard bin." We provide insights into understanding your margin of safety and why what's a good investment for one person might not be the same for another. Lastly, we emphasize the importance of pausing to reflect on your investment commitments, aligning your investments with your values and objectives. What you’ll learn:
Interested in Joint Venture Opportunities? For those interested in being considered for potential Joint Venture (JV) opportunities, reach out to us here. Contact Matt if you’re Buying or Selling Real Estate in Windsor or Essex County! Reach out to Jon if you’re looking for an Ontario Mortgage, Ontario Mortgage Refinance or a HELOC in Ontario. Get in touch with Kyle to begin your journey through his Canadian Wealth Planning System. Check out the work Jon and Kyle do assisting mathematics educators and district leaders. Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 11 Oct 2023 | Momentum Hacks: Turbocharge Your Progress | 00:27:05 | |
In our latest podcast episode, we dive deep into the transformative concept of the Flywheel Effect—a principle that holds immense power not only in business but in every aspect of life. Join us as we explore how the Flywheel Effect can help you generate unstoppable momentum through steady, consistent effort in your business, life, or financial portfolio. In this episode, you'll discover:
What you’ll learn:
Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 18 Oct 2023 | Saving Taxes and Accelerating Your Investments with The Smith Maneuver | 00:41:27 | |
Join us in this episode as we dive into the intricacies of the Smith Maneuver, a powerful financial strategy that can help you grow your wealth while efficiently managing your mortgage. We break down the key concepts, strategies, and potential benefits of implementing the Smith Maneuver, and provide real-world examples to help you understand its application. Whether you're a seasoned investor or just starting on your financial journey, this episode offers valuable insights into how you can make your mortgage work for you. What you’ll learn:
Learn how to turn your non-tax deductible Canadian primary home mortgage interest into tax deductible interest while growing a second investment asset simultaneously. This mortgage paydown strategy using a readvanceable mortgage with a home equity line of credit (HELOC) is a fantastic strategy to get further ahead while paying less in Canadian income taxes along the way. Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 25 Oct 2023 | Why Going 10x Is Easier Than 2x | 00:33:19 | |
Join us for another podcast episode deep dive with the spotlight on Dan Sullivan and Dr. Benjamin Hardy's book, "10x is Easier Than 2x," which challenges conventional thinking and paves the way for transformative success in life and in business. The episode delves into several key ideas that can help listeners embark on a journey towards their financial and time freedom goals with a fresh perspective. Defying conventional wisdom can be your golden ticket to success. Hardy and Sullivan advocate for a 10x mindset over sticking to the status quo, emphasizing the power of clarity and focus. They apply the Pareto Principle to life, highlighting the 80/20 rule. This empowers listeners to identify the critical 20% in their activities, directing their energy effectively for progress.
Interested in Joint Venture Opportunities? For those interested in being considered for potential Joint Venture (JV) opportunities, reach out to us here. Contact Matt if you’re Buying or Selling Real Estate in Windsor or Essex County! Reach out to Jon if you’re looking for an Ontario Mortgage, Ontario Mortgage Refinance or a HELOC in Ontario. Get in touch with Kyle to begin your journey through his Canadian Wealth Planning System. Check ou Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 01 Nov 2023 | Do You Have Your Financial Plan Backwards? | 00:47:34 | |
The Invested Teacher Team is back with another podcast episode where we delve into the critical aspects of building a solid financial plan that serves as the foundation for successful investing. Many people find themselves hesitant to start their investment journey, feeling like the financial successes of others are unattainable. This episode provides valuable insights and practical advice to dispel such doubts by helping you to take care of the necessary “stepping stones” needed to have success investing. The episode emphasizes that merely having the goal of "investing" is not enough. It's essential to establish a comprehensive financial plan first instead of falling for the trap that many eager to invest individuals get stuck in and then struggle to make an initial move. We’ll highlight the significance of starting with a detailed household budget to first help prevent financial pitfalls like Parkinson's Law or "lifestyle creep," while helping you decide how you might start appropriately allocating your investment “seed funds” wisely. We also emphasize the importance of safeguarding your financial plan through methods that won’t be restrictive to your investment aspirations. In particular, we’ll guide you to ensure that a balance is achieved between securing their financial future, while still propelling you to reach your lofty and audacious investment goals. Stick around as we provide actionable strategies that will allow you to break free from financial inertia and get back on track towards your financial and time freedom journey! What you’ll learn:
Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 08 Nov 2023 | Stop Saying You’re Not Ready Yet | 00:38:07 | |
In this episode of the Invested Teacher Podcast, we'll delve into the transformative journey of taking that crucial first step towards your financial and time freedom goals. Join us as we discuss why you're never "not ready" to get started on your investment journey, the significance of mentorship and coaching, and how to break through limiting mindsets that may be holding you back. Discover the importance of acknowledging that investing in any asset class is indeed a form of work, and learn actionable strategies to tackle your real barriers to that first investment move. Whether you're a seasoned investor or just dipping your toes in the waters of financial growth, this episode provides valuable insights and motivation to help you embrace your journey with confidence and purpose. What you’ll learn:
Interested in Joint Venture Opportunities? For those interested in being considered for potential Joint Venture (JV) opportunities, reach out to us here. Contact Matt if you’re Buying or Selling Real Estate in Windsor or Essex County! Reach out to Jon if you’re looking for an Ontario Mortgage, Ontario Mortgage Refinance or a HELOC in Ontario. Get in touch with Kyle to begin your journey through his Canadian Wealth Planning System.
Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 15 Nov 2023 | Is $100,000 Enough For A Comfortable Life? | 00:32:07 | |
In this week’s podcast episode, we explore essential concepts that challenge the way we perceive wealth and financial planning. The first big idea revolves around the evolving nature of money's value over the past three decades, highlighting how traditional savings might no longer suffice in our financial world of rapid inflation and money printing. In particular, we also delve into the deceptive impact of inflation, revealing how it can trick us into a false sense of financial security while eroding our wealth silently. The episode emphasizes the pursuit of both financial and time freedom, suggesting that a strategic restructuring of our finances can help us achieve a balanced life that provides both financial stability and the freedom to follow our passions. Creating a personal financial blueprint takes center stage as we stress the importance of aligning priorities with our unique circumstances and aspirations. It's not just about saving or investing; it's about crafting a solid plan that aligns with our long-term goals. Lastly, the episode guides listeners on how to move from ideas to action in their investing journey. Dreams and aspirations are vital, but the hosts emphasize the need for practical steps and strategies to turn these aspirations into a reality. The overarching message here is to adopt a new mindset regarding wealth accumulation, focusing on preparing for the future in a world of constantly evolving financial landscapes. The episode encourages a holistic approach that integrates long-term planning, risk management, and the strategic use of investment tools to hedge against inflation. By considering these five fundamental concepts, listeners gain valuable insights to navigate the complex world of finance and embark on a path to secure their financial future and achieve their goals. What you’ll learn:
Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 22 Nov 2023 | Should I Invest In a RRSP or TFSA? | 00:22:50 | |
In this episode of the Invested Teacher Podcast, we delve into the weeds to discuss which government tax incentivized investment vehicle in Canada will best serve our Invested Student audience: the Tax-Free Savings Account (TFSA) or the Registered Retirement Savings Plan (RRSP). We will take some time to dig into some specific cases including those in “golden handcuff” careers with Defined Benefit Pension Plan (DBPP) in your job and whether or not you should be putting all of your investment eggs into the RRSP basket or whether looking to the TFSA as a better place to build on that defined benefit pension plan. We’ll also share why we’re big fans of using the TFSA for your longer term, growth-focused investments, while keeping the RRSP for your safer and steady assets. However, we won’t hold back on sharing why an RRSP can feel a bit like an "investment jail," especially if you're thinking your income tax bracket during retirement might be the same or higher than it is currently. Finally, we’ll be talking about the impact inflation might have on your income tax bracket during retirement and some creative ways to use your RRSPs with strategies like The Smith Maneuver to unlock some of the dead equity in your primary residence to still benefit from the tax deferral power. Sit back and get ready to take a trip through the TFSA vs. RRSP maze with a promise to give you some great tips for every circumstance. What you’ll learn:
Resources:
Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 29 Nov 2023 | 💬 Be Seen 👁🗨 To Get The Green 💸 - An Interview With Dave Dubeau | 00:34:45 | |
In this episode, we welcome real estate entrepreneur, podcaster, best-selling author and private capital specialist, Dave Dubeau. Join us as we dig into Dave’s real estate journey beginning when he was a child growing up in what some might call a “house hack” with his parents, growing and operating an English language program in Costa Rica, followed by packing up his family and starting over in Kamloops, British Columbia to start a new life in real estate investing.
Interested in Joint Venture Opportunities? Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 06 Dec 2023 | Why Buy-Sell Agreements Don’t Work - And What To Do About It | 00:35:34 | |
In the latest episode of The Invested Teacher podcast, we dig into the often-overlooked world of buy-sell agreements—a crucial aspect of business ownership that can either safeguard your financial future or if missing or poorly written, can lead to unforeseen challenges. Your company’s buy-sell agreement, sometimes known as a buyout agreement, a business will, or a business prenup, could be the linchpin in determining the fate of your business when ownership changes hands due to various events like death, partnership breakup, sale, or divorce. Join us as we demystify the complexities of these agreements and give you practical next steps to make your buy-sell agreement strong!
Interested in Joint Venture Opportunities? For those interested in being considered for potential Joint Venture (JV) opportunities, reach out to us here. Contact Matt if you’re Buying or Selling Real Estate in Windsor or Essex County! Reach out to Jon if you’re looking for an Ontario Mortgage, Ontario Mortgage Refinance or a HELOC in Ontario. Get in touch with Kyle to begin your journey through his Canadian Wealth Planning System. Check out the work Jon Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 13 Dec 2023 | Looking at Mutual Funds Under the Microscope | 00:27:27 | |
In this episode of the podcast, Jon Orr and Kyle Pearce dig into the pros and cons of investing in managed mutual funds versus their benchmark index funds. Despite the common messaging in the media surrounding the high management fees and the inability for any managed fund to consistently beat the market from year to year, we look to unpack some of the potential benefits that managed mutual funds might provide for those seeking a more hands-off approach.
Interested in Joint Venture Opportunities? For those interested in being considered for potential Joint Venture (JV) opportunities, reach out to us here. Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 20 Dec 2023 | Stock Player or Spectator: Which Stock Market Investment Strategy Should You Be Using? | 00:28:24 | |
Back in episode 52, we explored managed mutual funds under the microscope and investigated whether there is ever a time where managed mutual funds might make sense.
Interested in Joint Venture Opportunities? For those interested in being considered for potential Joint Venture (JV) opportunities, reach out to us here. Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 27 Dec 2023 | How To Supercharge Your Emergency Fund | 00:33:04 | |
Are you risking financial turmoil without an adequate emergency fund? In this episode, we're diving deep into the critical questions: How much should be in your emergency fund? Is your emergency fund matching expert recommendations? And are you optimizing your emergency fund with the right investment vehicles? Brace yourself for a bold exploration that challenges financial norms! As we ponder the burning question: "Is it too late to secure your financial future?" Dreaming of financial peace? Yearning for a secure financial future? This episode unveils the secrets you need to know. Learn how to optimize your emergency fund, align it with expert advice, and navigate the investment landscape wisely. The benefits? Financial confidence, peace of mind, and a roadmap to your dream financial future. It's not just an episode; it's your gateway to financial freedom!
Resources:
In this episode, you'll learn about infinite banking concept by Nelson Nash or Bank On Yourself as shared by Pamela Yellen along with some of the reasons why we aren't going to become Authorized Infinite Banking Practictioners by The Nelson Nash Institute. While our philosophy includes many of the amazing features and benefits of participating whole life insurance shared by Infinite Banking or Bank on Yourself enthusiasts, we utilize policy loans and collateralizing the cash value of whole life policies for asset accumulation and income tax minimization - not to replace bankers. Listen in to this episode to learn how we do it and why we don't adhere to all of the infinite banking "rules." Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 03 Jan 2024 | Entrepreneurship, Property Investing, and Mindset with Rene Masse | 00:44:31 | |
In this episode of The Invested Teacher Podcast, Kyle chats with Rene Masse, a seasoned entrepreneur and investor based in Kingston, Ontario. With a diverse portfolio and full-service real estate investment offerings through Masse Property Investments, Rene specializes in multi-family properties, duplexes, and student rentals. Take some time to listen in as Rene shares his journey of acquisition, renovation, and management that has led to his success in the Kingston, Ontario real estate industry.
Take Your Next Step In Your Wealth Building Journey Get in touch with Kyle so he can help you determine your next step in your financial freedom journey through his Canadian Wealth Planning System. Interested in Joint Venture Opportunities? For those interested in being considered for potential Joint Venture (JV) opportunities, reach out to us here. Reach out to Jon if you’re looking for an Ontario Mortgage, Ontario Mortgage Refinance or a Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 10 Jan 2024 | How To Build Your Wealth While…Financing a Vehicle | 00:43:47 | |
Ever wondered how you can turn the process of buying a car into a strategic financial move that aligns seamlessly with your short term financial safety goals and your long-term wealth building goals? In this episode, we're diving into the powerful concept of utilizing participating whole life insurance to revolutionize the way you approach financing major purchases like your dream car. Picture this: financing your car purchase while simultaneously boosting your overall financial well-being. In this episode, we explore the untapped potential of financial tools that allow you to get double the value from every dollar spent. Discover a groundbreaking approach to aligning your desire for a new car with your broader financial goals. What you’ll learn:
Ready to transform your approach to car financing and elevate your financial strategy? Tune in now to discover the game-changing insights on leveraging infinite banking techniques for a brighter financial future. Don't miss out – press play and unlock the secrets to financing your dream car while securing your financial goals! Jump to our show notes and resources page for all of the goodies shared on this episode. Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 17 Jan 2024 | Canadian Wealth Strategies for Your Safe, Fixed Income Investments Beyond GICs and Bonds | 00:34:45 | |
Are your Canadian investments earmarked as fixed income and secured assets still locked in the slow lane with GICs and bonds? Maybe you’re starting to realize that fixed rates of 5% are more like 3% to 3.5% after taxes. Ever wondered if there's a way to navigate through the “safe” portion of your Canadian investment portfolio without having to commit the ongoing effort to ensure your return is worth the while? Stay tuned for an episode that sheds light on innovative Canadian investment strategies, reshaping the traditional approach to investments for wealth growth while also navigating the income tax implications! In 2023, the allure of high GIC rates in Canada was hard to resist, but what if we told you there is a strategy that not only sidesteps the pitfalls of the traditional investments we tend to use for our fixed income and secured asset portion of our investment portfolio, but also maximizes your growth potential while simultaneously optimizing for income tax benefits? Today, we explore why investing in the same old bond and fixed income investments for the “safer” part of your portfolio doesn’t have to require so much time, effort, and dependence on interest rates. Specifically, we will dig into how a participating whole life policy - when properly structured for a high early cash value - can be the game-changer you've been searching for to offer the investment safety you are after for a portion of your portfolio, with added Canadian income tax advantages.
Ready to revolutionize your Canadian approach to investing and income tax planning? Tune in now to discover the PAR Whole Life strategy, that not only aligns with your investment goals but also strategically navigates the nuances of income tax in Canada. Don't miss out – hit play and take control of your Canadian wealth journey! Resources:
In this episode, you'll learn about infinite banking concept by Nelson Nash or Bank On Yourself as shared by Pamela Yellen along with some of the reasons why we aren't going to become Authorized Infinite Banking Practictioners by The Nelson Nash Institute. While our philosophy includes many of the amazing features and benefits of participating whole life insurance shared by Infinite Banking or Bank on Yourself enthusiasts, we utilize policy loans and collateralizing the cash value of whole life policies for asset accumulation and income tax minimiz Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 24 Jan 2024 | “THE” Canadian Investment Strategy PROVEN to Build Generational Wealth | 00:29:24 | |
How would you feel if you could be given “THE” Investment Strategy PROVEN to Build Generational Wealth so your legacy lasts well beyond your time here in this world? Well, we’ve got you covered. Today, we’re going to unpack what Morgan Housel, author of The Psychology of Money has proven to be the most important factors to build generational wealth that lasts - AND it does not require taking “home run swings” at investments that promise 20% returns with questionable safety of capital. In this episode we’re going to:
Interested in Joint Venture Opportunities? For those interested in being considered for potential Joint Venture (JV) opportunities, reach out to us here. Get in touch with Kyle to review your financial situation through a discovery call. Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 31 Jan 2024 | Variable Rate or Fixed Rate? Which Option Is Your Best Investment In The Canadian Housing Market? | 00:24:19 | |
The big question on the mind of many Canadian homeowners minds these days revolves around interest rates. With the Bank of Canada’s overnight interest rate popping significantly over the last two years, homeowners with a mortgage are wondering what is their next move. While those whose fixed interest rate mortgage might be coming up for renewal over the next 6-18 months might be wondering what their next move is, those who took on a variable rate mortgage over the past few years are wondering what they should do now. You’ll learn
Let’s Connect For A Discovery Call! For those interested in having a review of your financial wealth plan, learning more about potential joint venture (JV) opportunities, or a mortgage review, book a free discovery call now. Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 07 Feb 2024 | How to be a Canadian Real Estate Entrepreneur - An Interview with Elizabeth Kelly | 00:37:57 | |
The unspoken challenges of real estate investing in today's market needs to be your number one concern. In this episode Elizabeth Kelly, a seasoned real estate investor and coach, reveals the often-overlooked realities and struggles of being a Canadian Real Estate Entrepreneur. Whether you're a budding investor feeling overwhelmed by the complexities of the 2024 real estate market, or an entrepreneur seeking long-term success, stick with us because in this episode you’ll discover the importance of maintaining curiosity in your entrepreneurial journey and how it can be a key driver of success and learn how to leverage knowledge and education in real estate investing to make informed, profitable decisions. Don't miss this opportunity to elevate your real estate investing game – listen to our latest episode with Elizabeth Kelly for expert insights and actionable advice! You’ll learn
Let’s Connect For A Discovery Call! For those interested in having a review of your financial wealth plan, learning more about potential joint venture (JV) opportunities, or a mortgage review, book a free discovery call now. Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 14 Feb 2024 | How To Choose The Right Kind Of Life Insurance for Canadian Entrepreneurs | 00:26:20 | |
Choosing between term and permanent life insurance for Canadian entrepreneurs or business owners can be as pivotal as deciding between renting and owning a home. This episode is crucial for anyone looking to make informed decisions about their financial security, legacy planning, and long-term wealth, especially if you are a business owner, real estate investor, or Canadian entrepreneur interested in personal financial planning.
Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 21 Feb 2024 | Niche Down on Nicheing: Strategies for Sustainable Success For Canadian Investors & Entrepreneurs | 00:30:35 | |
If you have been successful in entrepreneurship, business, investing, or even life - but you aren’t actually clear on what you’re striving towards - it’s highly likely that you’ve just been lucky. The real question you need to ask yourself is: How long will your luck last if you continue to drift through your entrepreneurial daily ritual, aimlessly working without intentionality, without clarity, or without a clear goal in mind? As entrepreneurs, business owners, and investors, we are “go-getters” by nature and that can lead us to try to be all things to all people. In this episode you’re going to learn the most important element you need to take your wealth creation journey to the next level. The Canadian Wealth Secret Sauce for this episode is: Identify your niche and direct the vast majority of your time, energy, and thoughts towards serving those in that niche. We’re going to “niche down” on “niching down” in all aspects of entrepreneurship, business, finances, and life to help you determine how you can better direct your time, energy, and overall focus on becoming the expert you need to be for your niche.
Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 28 Feb 2024 | Create Your Own Canadian Pension Plan So Good That Ontario Teachers’ Pension Plan (OTPP) Members Will Be Jealous! | 00:51:57 | |
Are you tired of hearing how amazing the Ontario Teachers’ Pension Plan (OTPP) is, leaving you feeling left on the sidelines for a comfortable retirement just because you’re a pensionless T4 employee, Canadian business owner, or entrepreneur? For the few industries that still provide Canadians defined benefit pension plans (DBPP), these sources of financial security in retirement are one of the major contributing factors that keep employees chained in their golden handcuffed careers. It is hard to blame the many Canadian employees for “sticking it out” when the company pension represents a financial safety net for life beyond your working years. Who would turn down the opportunity to earn an income into perpetuity after you “retire” so you can sleep a little easier at night. In this episode we’re going to teach you how to easily create your own safety net using a little known Canadian Wealth Secret surrounding a massively under-utilized financial tool that - when designed strategically - will make any retiree jealous! What You’ll Learn:
Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 06 Mar 2024 | Become a Lazy Canadian Millionaire Investor. Learning Passive Income Secrets from Jim Chuong. | 00:43:54 | |
How can you retire early and gain time freedom you’ve been after since you started your wealth building journey? In today's fast-paced world, achieving financial independence and early retirement is a coveted goal for many, but it often feels out of reach. In this episode we speak with the Lazy Canadian Millionaire Investor: Jim Chuong. Jim retired at the age of 40 after building his investment and real estate portfolio to levels that allow him to live off of the cashflow. Jim’s here to help you discover the secrets to retiring early, mastering negotiation for wealth maximization, and unlocking pathways to financial freedom. We also dig into invaluable lessons that were never taught in school about working smart, not just hard, and how to leverage your time effectively to create more freedom in your life. Gain insights from Jim’s 30 years of investing experience and start your journey towards financial independence today.
Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 13 Mar 2024 | Maximize Capital Flexibility & Minimize Income Tax When Designing Your Wealth Building Strategy Inside Your Canadian Corporation | 00:36:58 | |
Are you wondering if incorporating your Canadian business is the wealth-building powerhouse you expected, and how to navigate the complexities of corporate wealth management and tax saving strategies? This episode directly addresses the dilemmas faced by incorporated Canadian entrepreneurs and business owners, delving into effective wealth management strategies within a corporation. It's particularly relevant if you're seeking to maximize your company's financial potential while minimizing tax liabilities, a common goal for savvy Canadian business and investment professionals. Listen to this episode of Canadian Wealth Secrets now to transform your approach to corporate wealth management, unlock strategies for minimizing taxes, and learn how to effectively grow your wealth within your corporation. What you’ll learn:
Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 20 Mar 2024 | Salary or Dividends? How Should I Pay Myself To Minimize My Tax Burden? | 00:32:52 | |
Are you tired of paying more taxes than necessary when withdrawing money from your corporation? As a business owner, effectively managing your finances and understanding the tax implications of withdrawing money from your corporation is crucial. Whether you're considering salary or dividend payments, or looking for ways to shelter money from taxes, this podcast episode is tailored to your needs. Unlock the secrets to smarter financial decisions for your business – listen to this insightful episode now and start optimizing your corporate withdrawals! What you’ll learn:
Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 27 Mar 2024 | Diversifying Your Entrepreneurial & Investing Experience On Your Wealth Building Journey With Raj Loganathan | 00:38:23 | |
Have you ever wondered how a seasoned entrepreneur transitions from start-up to start-up, and what unique insights they gained along the way? In a world where career transitions, entrepreneurial risks, and technological advancements are increasingly common, understanding the journey of someone who has successfully navigated these changes can offer valuable lessons for your own professional and personal growth.
Dive into this inspiring journey now, and uncover practical strategies and lessons for your own path to innovation and success – play the episode and start your transformative learning experience today!
Consider reaching out to Kyle if you’ve been…
By hopping on a discovery call with Kyle, he will review your specific personal and corporate financial situation in order to determine if there are some quick wins available for you to minimize taxes personally or corporately, provide ideas for how you can increase your personal cash flow, and ensure that the net worth of your estate continues to grow in tandem. Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 03 Apr 2024 | Should I Always Contribute To My RRSP To Minimize Income Tax? | 00:39:41 | |
Navigating the complex world of retirement savings in Canada and wondering if RRSPs are the right choice for you? This episode is crucial for anyone looking to secure their financial future in Canada. With RRSPs being a central part of retirement planning, understanding their nuances and tax implications is essential, especially given the ever-changing economic landscape. Whether you're just starting out or looking to optimize your existing retirement plan, this discussion offers insights directly applicable to your financial journey.
Calling All Canadian Incorporated Business Owners & Investors: Consider reaching out to Kyle if you’ve been…
By hopping on a discovery call with Kyle, he will review your specific personal and corporate financial situation in order to determine if there are some quick wins available for you to minimize taxes personally or corporately, provide ideas for how you Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 10 Apr 2024 | Secrets to Selecting Your Financial Advisory Team For More Wealth and Less Income Tax | 00:31:42 | |
Are you overlooking the power of practical experience in financial advisory roles? Join Kyle and Jon as they share some Canadian Wealth Secret Sauce related to selecting the right guidance, evaluating solution providers, and navigating the complexities of client suitability in this week’s episode. In today's fast-paced and complex financial landscape, finding someone you can trust may feel daunting, but what if that was just the beginning of the “real work?” Whether you're a successful Canadian incorporated entrepreneur, business owner, seasoned investor, or even a newcomer to the world of finance, the struggle to identify the right advisors and solution providers is a universal challenge. In this episode, we will dive into the crucial aspects of practical experience, results-driven evaluation, and tailored guidance, offering valuable insights to help listeners navigate these uncertainties. By exploring the importance of practical experience in advisory roles and emphasizing the need to prioritize results over credentials, this episode addresses a pressing need for clarity and confidence in financial decision-making. In a world where information overload can lead to analysis paralysis, understanding how to choose the right guidance becomes paramount. Furthermore, the discussion on client suitability underscores the significance of personalized solutions tailored to individual circumstances—a concept often overlooked in generic financial advice. By highlighting the value of seeking expertise specific to the problem at hand, we aim to empower you to make informed choices and avoid cookie-cutter solutions that may not align with your unique wealth building goals. Ultimately, this episode provides not only practical advice but also a mindset shift, encouraging listeners to question conventional wisdom and seek out solutions that prioritize tangible results and personalized approaches. Whether you're grappling with investment decisions, insurance choices, or financial planning strategies, this episode promises to equip you with the tools and insights necessary to navigate the complex world of Canadian finance with confidence and clarity. What you’ll learn:
Tune in to this episode now to add some of the Canadian Wealth Secret Sauce related to selecting the right financial guidance, empowering yourself to make informed decisions and achieving your unique financial wealth building goals with confidence!
Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 17 Apr 2024 | Overcoming Your Entrepreneurial Impostor Syndrome, Self-Doubt and Negative Thinking | 00:50:39 | |
What if I was to tell you that all of the stress we feel in our lives is caused by our inner saboteur voices and our own negative thinking? What if I also told you that our own intentionally trained positive mindset actually cultivates our sense of peace, satisfaction, ease and flow? While many of us know that our own mind can have a massive impact on how we feel at any given time on any given day, the question certainly begs: how can we intentionally train our minds to think positively to avoid self-sabotaging how we feel and in turn, how we show up for others in our lives each day? Today, we welcome Diane Nelson onto The Canadian Wealth Secrets Podcast to help explain how we can all train our minds to think positively in three simple - but not always easy - steps in order to overcome your entrepreneurial impostor syndrome, self-doubt, and negative thinking. Whether you’re an entrepreneur, business owner, investor, or employee, you’re going to want to stick around as Diane takes us on a journey to strengthen our mindsets so we can accomplish amazing goals in our personal and professional lives.
Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 24 Apr 2024 | How to Get a Free Lottery Ticket & Financial Security Blanket: A Deep Dive Into Critical Illness Insurance | 00:52:23 | |
Imagine you were able to pay each month for a lottery ticket that would pay out a large sum of money to support you financially in the event that you became critically ill over the next 15, 25, or even 50 years and if you are lucky enough to never need that large sum of money, you get all of your money back? While there are many rabbit holes to dive down when it comes to financial tools including savings, investments, and insurance, there is one insurance tool that provides a pretty amazing living benefit should you become critically ill and if not, gives you all of your money back. Whether you're grappling with the dilemma of where to allocate your hard-earned money to maximize investment returns or fretting over the possibility of a critical illness wreaking havoc on your family and finances, this podcast episode serves as an opportunity to share one of the most under-utilized insurance tools available to Canadians and incorporated business owners that leaves nothing but upside for you - including some income tax savings opportunities.
Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 01 May 2024 | How to Grow Your Net Worth While Strengthening Your Financial Foundation | 00:34:48 | |
Are you confident that your financial foundation is solid enough to weather any market storms that your risk-on assets might endure, or do you feel like a black swan event leaves you feeling uncertain of your financial future? In the volatile financial landscape we live in, achieving a balance between growth and stability is important to most, but achieved by few. This episode addresses the importance of striking this delicate balance to ensure your financial foundation remains resilient and is strengthened over time regardless of the fluctuations your risk-on assets may be experiencing. By implementing strategies discussed in the episode, you can navigate uncertain times with confidence, knowing your wealth-building efforts lead to continued asset growth while adding additional layers of protection to grow your worst case financial scenario.
Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 15 May 2024 | The Truth About “Infinite Banking” or “Bank On Yourself”: Is It Too Good To Be True? | 00:36:42 | |
Have you heard about the financial strategy known as The Infinite Banking Concept and wonder whether it is too good to be true or whether it is a good fit for you? While we are huge advocates for utilizing participating whole life insurance in a similar fashion to some of those shared by “Authorized Infinite Banking Practitioners,” there are many misconceptions and misinformed individuals whose incomplete understanding of Infinite Banking and how permanent insurance policies in Canada can and should be utilized in a solid, wealth creation strategy. Listen in and you may realize that you may not agree with some of the “rules” Infinite Banking Practitioners preach as gospel. Whether you're aiming for financial freedom or seeking savvy investment strategies, understanding the very complex financial instrument known as participating whole life insurance could revolutionize your approach to personal and corporate wealth management.
Tune into this deep dive discussion to unlock the potential of your financial strategies and discover how to effectively use a participating whole life insurance for much more than just its traditional purpose.
Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 08 May 2024 | The Accountant Entrepreneurs and Business Owners Have Been Searching For: An Interview with Bob Gauvreau | 00:49:54 | |
Ever wonder how one Canadian CPA firm could manage to disrupt the accounting and income tax preparation industry while you’ve been working with what feels like a glorified bookkeeper? Join us as we dive deep into the journey of Bob Gauvreau, CEO of Gauvreau Accounting Tax Law Advisory to learn how his firm has quickly evolved into the largest one-owner CPA firm in Canada. Throughout this episode, Bob shares his entrepreneurial journey as he continues to transform the accounting industry and he leaves you with some Canadian Wealth Secrets for incorporated entrepreneurs and business owners to pay less income tax compliantly. Get ready as Bob Gauvreau digs in with Kyle Pearce and Jon Orr into the dynamic landscape of Canadian accounting and entrepreneurship, while learning how Bob and his team have transformed traditional services into innovative solutions to make much needed shifts towards prioritizing client corporate taxation education and financial empowerment. From frustration with tax laws to strategies for wealth accumulation, Bob offers invaluable insights for business owners seeking to thrive in the complex world of entrepreneurship and business ownership. Are you ready to revolutionize your approach to Canadian business and taxation?
Join us with Bob Gauvreau as we navigate the complexities of entrepreneurship, Canadian tax planning, and industry transformation, offering actionable insights for aspiring business owners and seasoned professionals alike.
Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 22 May 2024 | Crossing the Corporate Veil: Tax Planning For Canadian Business Owners | 00:43:25 | |
Are you tired of the salary vs. dividends debate for Canadian incorporated business owners?
Big Takeaways:
Resources:
Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 29 May 2024 | From Business Burnout to True Traction: An Entrepreneurial Roadmap for Scaling Your Greatest Investment | 00:41:48 | |
Do you ever feel like your passion for entrepreneurship is leading you down a path of burnout? In this episode, we take a trip into Ian Murray's journey from young Canadian entrepreneur to successful, burned out business owner and the steps he took to help overcome this challenge. His experiences navigating long hours, health crises, and the importance of finding balance offer valuable insights for anyone struggling with the demands of entrepreneurship or their careers. Hit play on your podcast player and sit back as you let Ian's story resonate deeply with any entrepreneur, investor or corporate employee, where the pressure to constantly hustle often puts you on the fast track to exhaustion and burnout. By sharing his personal journey, Ian sheds light on the pitfalls of working on the wrong things in his business instead of prioritizing sustainable business practices that allow for scalability along with an overall more enjoyable professional-personal life balance. Get ready for some practical strategies for implementing the Entrepreneurial Operating System (EOS) from Gino Wickman’s book “Traction” to improve business efficiency, effectiveness and profitability. Whether you're a seasoned Canadian entrepreneur or just starting out, this episode provides actionable advice for building a resilient business that thrives in the face of challenges.
Put your phone in your pocket and start gaining valuable insights and practical tips for overcoming the common challenges of entrepreneurship in order to invest in your sustainable, successful business.
Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 05 Jun 2024 | Retirement Plan Reimagined: Canadian Strategies for Maximizing Your Golden Years | 00:42:12 | |
32% of Canadians are approaching retirement with no savings. Is your retirement strategy safeguarded for the future? Will your investment portfolio hold up? Could you aim for higher rewards while minimizing risk? As more Canadians face the uncertainty of retirement without traditional defined benefit pension plans, understanding your options is crucial to secure a comfortable future. As a real estate investor, small business owner, or entrepreneur, safeguarding your assets into the future is top of mind (or should be). This episode looks at how to protect your hard earned assets while at the same time giving you investment growth opportunities that can dramatically increase your chances of that Canadian retirement you envision.
Listen to this episode now to start building a retirement plan that not only secures your future but also maximizes your financial potential today!
Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 12 Jun 2024 | Your Net Worth Really Isn’t Your Real Net Worth: How to Create a Wealth Management Strategy and Estate Plan That Works | 00:32:39 | |
Do you have a blurred understanding of what your true net worth or net wealth really is? After digging into articles and resources across the web, it is clear that many Canadians have a misguided or incomplete understanding of what their true net worth or net wealth really is. If you’ve been following the basic formula of assets minus liabilities to calculate your net worth, then it is highly likely that the resulting value is inaccurate and ultimately useless for your financial wealth management strategy. For those who have ever completed a net worth statement for themselves or for other investment or leveraging purposes, knowing your traditional net worth can be very misleading as you make plans for your financial future and wealth preservation strategy. By shifting the focus from merely accumulating more assets and less liabilities over time, we will share some other considerations that can help you navigate the “secret costs” including taxes and liquidation expenses to provide you with more clarity around your real net worth and how you can protect it now and in the future.
By enhancing your understanding of what your real net worth is, you will avoid the common overestimation of your true financial and wealth management picture and ensure that you aren’t left scraping for cash flow in your later years.
Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 19 Jun 2024 | Unlocking Income Tax Secrets: Transforming Equipment Purchases Into Tax Deductions and Tax-Free Income | 00:48:01 | |
Ever wondered if there's a smarter way to arrange ownership of the equipment necessary for your incorporated business to operate while creating additional tax advantages for your corporation and yourself, personally? Well, there is! In this episode, Frank McGillicuddy will be sharing some Canadian Wealth Secret Sauce as we unpack a creative and compliant entity structure that will allow your incorporated business to create more tax deductions for itself while the shareholders create tax-free or tax-advantaged personal income for themselves simultaneously. With Frank’s guidance, we will explore how the use of a partnership with the owner of the company acting as the Limited Partner (LP) and an arm’s length individual acting as the General Partner (GP) can allow for a massive net benefit for both the corporation and the shareholder. Imagine enjoying tax deductions for lease payments within your company while receiving tax-advantaged personal income through a specifically designed partnership structure. It's not just about minimizing taxes; it's about maximizing your wealth and ensuring financial security for the future. How does it work exactly? Join us in this episode as we unpack some important nuances necessary to ensure your investment is safeguarded and results in a fruitful outcome for all involved. What you’ll learn:
Ready to take control of your financial future and unlock tax advantages you never thought possible? Don't miss out on this episode with some creative and compliant “Wealth Secret Sauce” to add to your list of Canadian corporate wealth management strategies.
Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 26 Jun 2024 | Should Canadians Invest In the US? The Pros and Cons of Investing in the United States Economy | 00:36:17 | |
Not sure where you stand when it comes to where to park your investment dollars moving forward in 2024 and beyond? With the most recent 2024 Canadian Federal Budget released recently with even more punitive tax implications for investors, it seems that many Canadian investors are talking about looking South of the border to begin investing in real estate or even growth stocks and equities in the US. As an investor, navigating the shifting sands of taxation and market conditions plays a much greater role on the value of your near-term and long-term investment portfolio and ultimately your net worth. Once a Canadian investor decides that they will routinely invest for their future, deciding where to invest – the US or Canada – against the backdrop of rising capital gains taxes, economic headwinds, and overall risk versus reward can drastically change the outcome of your real net worth. Stick with us as we dig into the complexities of diversification, emphasizing that it's not merely about geography but about aligning investments with individual circumstances and longer term goals. From minimizing income tax implications to maximizing your return on investment, this episode provides insights to empower you to make informed decisions in an ever-evolving, complex Canadian financial landscape. What you’ll learn:
Stick around as we unpack the pros and cons surrounding whether we should be investing in the Canadian economy or whether packing up your stacks of cash and sending them down to the US is the best move regardless of whether you’re looking at single family homes, multifamily real estate, private placements in the US, or even just publicly traded US equities. Resources are on the Episode Resource Page. Book a Discovery Call to review your corporate (or personal) wealth strategy. Learn about Canadians investing in the United States, US Real Estate, creative financing options, subject to (sub2, subto), seller financing, foreign national lending options and other interesting and important tips for Canadian real estate investors seeking to div Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 10 Jul 2024 | From $1,000 to $10 Million: A Canadian Real Estate Journey From 60-Hour Work Weeks to True Time Freedom | 00:38:39 | |
Imagine moving to a country with only $1,000 in your pocket and a dream of improving your way of life only to realize that your dream meant grinding over 60 hours per week for “success.” In today’s episode, we’ll be interviewing Luis Limgenco as he shares his journey as an immigrant whose hard work and dedication led him to what many would consider professional “success.” However, he quickly recognized that trading all of his waking hours for a paycheque wasn’t going to lead him to the financial or lifestyle freedom that he had envisioned for he and his wife coming to Canada. Stick around as we dig deep into his story as he went from focusing on the climb up the corporate ladder to going all-in on real estate to escape the daily grind he had created for himself and towards real financial freedom. His story epitomizes the transformative power of strategic real estate investments, showcasing how diligent research, calculated risks, and decisive actions can turn modest beginnings into a multimillion-dollar empire. By immersing yourself in his narrative, you'll gain invaluable insights into overcoming obstacles, seizing opportunities, and forging your path to true financial independence and time freedom. From leveraging financial models to gauge property feasibility to timing market fluctuations for optimal gains, Luis’ experience offers a masterclass in proactive real estate investment decision-making. By understanding his mindset and buy-box, you'll be equipped to identify your own lucrative real estate opportunities, learn how to mitigate risks, and chart a course towards sustainable Canadian wealth accumulation in the ever-changing real estate investment landscape. What you’ll learn:
Ready to unlock some Canadian Wealth Secrets to successful real estate investing? Listen in now to gain invaluable insights and take your Canadian financial future into your own hands!
Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 21 Jun 2024 | Are You On the Right Path for Financial Independence, Retire Early (FIRE)? [Secret Sauce Ep1] | 00:12:20 | |
Are you truly prepared for financial independence, or could the FIRE movement be leading you astray?
Buckle up as we uncover the true secrets of achieving financial independence while maintaining or growing the lifestyle you’re after. Resources:
Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 03 Jul 2024 | The Smith Maneuver in a High-Rate Era: Maximizing Canadian Income Tax Deductions | 01:04:49 | |
Have you ever wondered how you can leverage high-interest rates to your advantage when borrowing to invest? In today's uncertain economic climate, many Canadians are hesitant to borrow for investments due to rising interest rates. The common perception is that high rates automatically diminish the feasibility of strategies like the Smith Maneuver, which involves converting non-deductible debt on your primary residence into tax-deductible debt. However, our latest podcast episode dives deep into how these high rates can actually be beneficial if approached correctly. For anyone feeling the pinch of current financial pressures, this episode offers a new perspective. We break down how you can overcome emotional and psychological barriers to make rational, financially sound decisions. Whether you're an experienced investor or just starting out, understanding the nuances of borrowing to invest during high-rate periods could be the key to unlocking significant long-term benefits. We discuss real-world examples, provide detailed analysis, and share actionable insights to help you navigate these complex waters. You’ll learn:
Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 17 Jul 2024 | Passive Income Investing Through Real Estate: Are You Building a Real Estate Investment Portfolio or Real Estate Business? | 00:32:27 | |
When you started turning your attention towards real estate as your passive income investing path, were you thinking that it wouldn't be much work? If you did, you're wrong. Unless you are a joint venture money partner, investor in a fund or REIT, you're actually building a business rather than a passive income investment portfolio and that may or may not be a good thing for you. In this episode, Jon and Kyle explore the intricate balance between building a passive income generating real estate investment portfolio and managing a thriving real estate property business. They share personal experiences and strategies that can help you understand where to store your wealth and how to navigate the complexities of managing both a business and a real estate empire. If you’ve ever pondered, dreamed, or even planned the outcome of growing a passive income real estate investment portfolio so you can live off the cashflow and not realize what is involved or what you have created, you may be in for a wake up call. Understanding the evolution of their real estate journey, Jon and Kyle reflect on how their initial investments have transformed into a full-fledged business, complete with its own set of responsibilities. They tackle the tough questions about treating a passive income property portfolio as a business and offer strategies for effective management and growth. This episode is a must-listen for anyone looking to refine their approach to real estate investing and business integration. You’ll learn:
Listen to this week's episode to help yourself understand whether you're heading down the right path or whether pivoting along your investment journey will leave you happier and wealthier in the end. Resources:
We'll explore why passive income investing through real estate is not really passive, how investing in real estate is more of an entrepreneurial business endeavour rather than a passive income investment, how the type of real estate investments you make should align more with who you are as an investor and entrepreneur rather than which investment property will give you the greatest return and more. As always Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 28 Jun 2024 | Finding The Best Rate of Return May Be Holding You Back To Creating Wealth [Secret Sauce Ep2] | 00:09:36 | |
Finding The Best Rate of Return May Be Holding You Back To Creating Wealth Have you ever wondered if your obsession with finding the perfect investment strategy might actually be holding you back from achieving your financial goals? In this episode of the Canadian Wealth Secrets Podcast, we dive into a common dilemma many Canadian investors face: the fixation on achieving the highest rate of return, often at the expense of making consistent, meaningful investments. With the FIRE movement gaining popularity, more individuals are looking for ways to retire early and secure financial independence. However, the focus on "what you should be doing" based on data and empirical evidence can sometimes overshadow the practical steps you are already taking. By understanding the balance between rate of return and the actual amount of money invested, you can make more informed decisions that align with your personal and financial goals. This episode sheds light on the emotional and rational aspects of investing, emphasizing the importance of consistent contributions over time, regardless of market fluctuations. Whether you're just starting out or well along your wealth-building journey, these insights are crucial for optimizing your investment strategy and achieving long-term success.
Tune into this episode now to discover practical strategies that will transform your investment approach and accelerate your journey to financial independence! Resources:
Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 05 Jul 2024 | Are Your Investment Priorities Out of Whack? Time for an Adjustment? [Secret Sauce Ep3] | 00:07:41 | |
Your priorities may be out of whack and you’re focusing on the wrong things. Discover how a simple shift in mindset could transform your approach to business, personal, and financial success and happiness here in Canada.
Understanding and applying these principles can help you achieve a better work-life balance, ultimately leading to greater satisfaction and success. The episode shares practical steps and real-life experiences to help you reassess your priorities and align your goals, making your pathway to financial freedom and personal happiness much clearer.
Consider reaching out to Kyle if you’ve been…
By hopping on a discovery call with Kyle, he will review your specific personal and corporate financial situation in order to determine if there are some quick wins available for you to minimize taxes personally or corporately, provide ideas for how you can increase your personal cash flow, and ensure that the net worth of your estate continues to grow in tandem. Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 12 Jul 2024 | Volume Negates Luck: Hot Take On Alex Hormozi’s Favourite Business Phrase [Secret Sauce Ep4] | 00:09:21 | |
Ever heard the phrase “Volume Negates Luck”? Today, we dig into Alex Hormozi’s phrase describing how consistent, repetitive actions in business and wealth-building can create opportunities that seem like luck but are actually the result of deliberate effort. For many, the challenge lies in feeling that success is random and out of their control. By understanding and applying the principle that increased effort and volume lead to better results, listeners can transform their approach to wealth-building. Whether you’re working a traditional job, running a business, or investing, this episode provides actionable insights to help you achieve your financial goals through sustained effort and strategic planning.
Play this episode now to uncover the secret to turning hard work into guaranteed success and start creating your own entrepreneurial, business and financial “luck” today. Resources: Calling All Canadian Incorporated Business Owners & Investors: Consider reaching out to Kyle if you’ve been…
By hopping on a discovery call with Kyle, he will review your specific personal and corporate financial situation in order to determine if there are some quick wins available for you to minimize taxes personally or corporately, provide ideas for how you can increase your personal cash flow, and ensure that the net worth of your estate continues to grow in tandem. This episode digs into a ton of great ideas from Alex Hormozi and we apply them to entrepreneurs, business owners incorporated and sole proprietors, investors and all those seeking financial freedom or early retirement. Our goal with this episode is to highlight how consistent effort and volume of capital can help you reach your financial goals better than investment rates of return. Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 19 Jul 2024 | Is Your Old Whole Life Insurance Policy Still Worth It? [Secret Sauce Ep5] | 00:10:46 | |
Is your old whole life insurance policy still worth keeping for borrowing to buy assets, for infinite banking, retirement income or is it time to cancel? In this Secret Sauce episode of Canadian Wealth Secrets, we dive into a common challenge faced by many permanent insurance policyholders: understanding the true value and potential of older, low-cash value participating whole life insurance policies. We explore a real-life case study where a couple questions the benefit of maintaining a whole life insurance policy purchased decades ago. As Canadian financial landscapes shift, many find themselves re-evaluating past financial decisions to ensure they are still aligned with their current Canadian investment goals and needs. Whether you’re looking to optimize your savings and investments here in Canada or considering a shift in your financial strategy to incorporate leverage investment strategies such as Infinite Banking, this episode provides valuable insights. By examining the specifics of one couple’s permanent insurance policy and the options available to them, you’ll gain a deeper understanding of the nuances involved in making informed decisions about your own financial tools for building your wealth, retirement income or just to know you’re maximizing your investment returns. What you’ll learn:
Listen to this episode now to uncover the best strategies for maximizing your wealth and ensuring your financial decisions are still working in your favor! Calling All Canadian Incorporated Business Owners & Investors: Consider reaching out to Kyle if you’ve been…
This episode focuses specifically on deciding whether your old whole life insurance policy is worth continuing to fund premiums into, offsetting and keeping, or cancelling to take the cash value and contribute to an over-funded, high early cash value participating whole life insurance policy that will allow you to use the most important strategies from the infinite banking concept to optimize your investments and supercharge the net worth of your Canadian investment portfolio. Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 26 Jul 2024 | RRSP Investment Options and Alternatives For Business Owners [Secret Sauce Ep6] | 00:18:42 | |
Are you an incorporated business owner struggling to determine the best retirement investment vehicle for the profits you retain in your corporation each year while minimizing the overall tax burden? Incorporated business owners often face the challenge of effectively managing retained earnings while planning for retirement. Traditional strategies like Registered Retirement Savings Plans (RRSP) Investment Options and Individual Pension Plans (IPP) might not offer the best tax efficiency or flexibility, leaving you to slowly meltdown the funds to try and limit substantial taxes the entrepreneur must pay when accessing these funds in retirement. This episode of the Canadian Wealth Secrets podcast dives into innovative approaches that can help you grow your wealth within your corporation to provide the most flexibility and access to funds while strengthening your long-term Canadian retirement financial security. Imagine having a strategy that not only shields your retained earnings from heavy taxation but also allows you to leverage those earnings for personal income and investment opportunities. By exploring the benefits of permanent life insurance policies such as participating whole life insurance, this episode provides insights into how you can use corporate dollars to create a tax-efficient and growth-oriented financial plan, ensuring you leave a lasting legacy while enjoying the Canadian retirement an RRSP or IPP simply cannot provide. What you’ll learn:
Tune in now to unlock strategies that can transform your business earnings into lasting wealth and tax-free personal income! Calling All Canadian Incorporated Business Owners & Investors: Consider booking a discovery call with Kyle if you’ve been…
This episode helps entrepreneurs and incorporated business owners to determine where they should be investing their retained earnings - inside the corporation or outside - in order to accumulate a high net worth over time and a low Canadian income tax stream of retirement income later. We will explore Registered Retirement Savings Plans (RRSP), Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 24 Jul 2024 | Jailbreak Your Retained Earnings and Minimize Expenses Related to Income Tax & Capital Gains Inclusion Rate Hikes | 00:25:37 | |
Are your retained earnings trapped inside your corporate structure? Wondering how you can jailbreak your retained earnings without gifting 50% of your net operating income to the Canadian Revenue Agency? In this episode of the Canadian Wealth Secrets podcast, we delve into the intricate world of corporate tax planning strategies and how savvy business owners can optimize their retained earnings and investments while navigating the increase in capital gains inclusion rate and utilizing tax efficient structures. This episode addresses the pressing issue of how business owners can maximize their retained earnings within a corporation while planning for retirement. With personal income taxes and capital gains posing significant hurdles, it's essential to explore innovative solutions, such as using corporate-owned life insurance policies and efficient investment strategies. This discussion aims to equip you with the knowledge to make informed decisions and secure your financial future. You’ll learn:
Unlock the secrets to smarter corporate tax planning and investment strategies by listening to this episode now! Resources Consider booking a call with Kyle if you’ve been…
By hopping on a discovery call with Kyle, he will review your specific personal and corporate financial situation in order to determine if there are some quick wins available for you to minimize taxes personally or corporately, provide ideas for how you can increase your personal cash flow, and ensure that the net worth of your estate continues to grow in tandem. This episode helps entrepreneurs and incorporated business owners to determine where they should be investing their retained earnings - inside the corporation or outside - in order Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 31 Jul 2024 | Real Estate Investment Strategies for Canadian Entrepreneurs from Experts in the Toronto Real Estate Market | 00:44:02 | |
Have you ever wondered how top real estate professionals turn market challenges into wealth-building opportunities? In today's fluctuating real estate market, many investors face uncertainty about making profitable decisions. High costs, market volatility, and the fear of making the wrong move can be daunting. This episode dives into strategies used by seasoned real estate experts from the podcast The Canadian Real Estate Show T.K. Butler and Darryl Frankfort, who share their insights on overcoming these challenges. Darryl and TK discuss the importance of education, perseverance, and having a well-planned investment strategy, providing you with actionable advice to navigate the complexities of the real estate market. Tune in to our latest episode to uncover the wealth-building strategies of real estate experts and take your investment game to the next level! What you’ll learn:
Resources Consider reaching out to Kyle if you’ve been…
By hopping on a discovery call with Kyle, he will review your specific personal and corporate financial situation in order to determine if there are some quick wins available for you to minimize taxes personally or corporately, provide ideas for how you can increase your personal cash flow, and ensure that the net worth of your estate continues to grow in tandem. Discover how top real estate professionals turn market challenges into wealth-building opportunities. In this episode, T.K. Butler and Darryl Frankfort from The Canadian Real Estate Show share their real estate investment strategies, providing actionable advice on overcoming market volatility and making profitable real estate investments. Learn how to make money in real estate and build long-term wealth through well-planned strategies and perseverance. Tune in to uncover the secrets to successful real estate investing! Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 07 Aug 2024 | Who SHOULDN'T Buy A Permanent Life Insurance Policy in Canada | 00:31:27 | |
Is a permanent life insurance policy right for you? Have you filled all of your tax sheltered buckets like RRSPs and TFSAs? Are you maximizing the benefits of life insurance in your wealth management strategy? In this episode of the Canadian Wealth Secrets podcast, Kyle and Jon delve into the complexities of permanent life insurance and term insurance, shedding light on common misconceptions and providing actionable insights. Many individuals and business owners struggle with determining the right wealth building strategy to complement their financial goals. This episode explores the nuances between term and whole life insurance, offering guidance on when each type is most appropriate based on one's financial journey and stability. Navigating the world of insurance and investment can be daunting, especially when considering the long-term impact on your wealth management efforts. Kyle and Jon discuss practical strategies for leveraging insurance policies to build an emergency fund, manage debt, and gain significant Canadian tax benefits. Whether you're early in your financial journey or looking for ways to optimize your existing strategy, this episode provides valuable perspectives to help you make informed decisions.
Tune in to this episode now to learn if permanent life insurance is right for you and uncover how it can enhance your wealth-building strategy and secure your financial future!
Consider reaching out to Kyle if you’ve been…
By hopping on a discovery call with Kyle, he will review your specific personal and corporate financial situation in order to determine if there are some quick wins available for you to minimize taxes personally or corporately, provide ideas for how you can increase your personal cash flow, and ensure that the net worth of your estate continues to grow in tandem. Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 02 Aug 2024 | Your Canadian Portfolio Rate of Return Reality Check [Secret Sauce Ep7] | 00:09:38 | |
Are you aware of the true rate of return on your Canadian portfolio, or have you been misled by common myths? Many Canadian investors are lulled into a false sense of security, believing that their portfolios are achieving high returns, often citing figures like 12% annually. However, the reality is far more complex and less optimistic for the majority. This episode delves into the truth behind these figures, exposing how typical portfolios, especially those with a mix of equities and fixed income, rarely reach such high returns. Understanding the actual performance of your investments is crucial for planning your financial future accurately. With this insight, you'll be better equipped to assess your current portfolio's performance and make informed decisions moving forward. Whether you're aiming for steady growth or preparing for retirement, knowing the real rate of return on your investments is essential. This episode breaks down the misconceptions and provides clear guidance on how to evaluate and optimize your portfolio's performance effectively.
Tune in to our latest episode to uncover the real performance of your Canadian portfolio and start making smarter investment decisions today! Consider reaching out to Kyle if you’ve been…
By hopping on a discovery call with Kyle, he will review your specific personal and corporate financial situation in order to determine if there are some quick wins available for you to minimize taxes personally or corporately, provide ideas for how you can increase your personal cash flow, and ensure that the net worth of your estate continues to grow in tandem. On the Canadian Wealth Secrets Podcast, we routinely discuss Canadian investment portfolios, rates of return, Canadian real estate, incorporated business owners, corporate wealth management, participating whole life insurance, infinite banking, bank on yourself and much more! Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 09 Aug 2024 | Solving Your Canadian Small Business Retained Earnings Tax Problem | Corporate Tax Strategies | 00:25:54 | |
Are you struggling to navigate the complex world of corporate tax strategies and maximize your business's retained earnings? In today's challenging financial landscape, many business owners face the dilemma of how to efficiently manage and grow their retained earnings while minimizing tax liabilities. This episode of Canadian Wealth Secrets dives deep into a common yet intricate issue: leveraging permanent life insurance policies to solve the retained earnings tax problem. Whether you're a seasoned business owner or just starting, understanding how to use these insurance strategies can save you significant amounts in taxes and help you grow your wealth within your corporate structure. By listening to this episode, you'll discover practical solutions to a problem that affects countless incorporated business owners. Learn how to avoid the pitfalls of traditional methods and instead, harness the power of well-designed permanent life insurance policies to safeguard and amplify your corporate wealth. This episode is packed with actionable insights that can transform the way you handle retained earnings, ensuring that your hard-earned money works for you in the most tax-efficient manner possible. You’ll learn:
Tune into this episode now to uncover the secrets to maximizing your retained earnings and minimizing taxes—your business's financial future depends on it! Resources:
By hopping on a discovery call with Kyle, he will review your specific personal and corporate financial situation in order to determine if there are some quick wins available for you to minimize taxes personally or corporately, provide ideas for how you can increase your personal cash flow, and ensure that the net worth of your estate continues to grow in tandem. On the Canadian Wealth Secrets Podcast, we routinely discuss Canadian investment portfolios, rates of return, Canadian real estate, incorporated business owners, cor Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 14 Aug 2024 | The Smith Maneuver Explained: A Case Study On Innovative Canadian Investment & Tax Strategies | 00:41:22 | |
Are you tired of high mortgage interest rates eating into your savings? Discover how the Smith Maneuver could turn your biggest expense into a powerful investment strategy! In this episode, hosts Jon Orr and Kyle Pearce unpack a real case study to dive deep into the Smith Maneuver, a financial strategy that aims to convert non-deductible mortgage interest into tax-deductible interest. If you're a homeowner struggling with high-interest rates or looking for ways to optimize your taxes, this episode is tailor-made for you. You'll hear first-hand how their client navigates their options and gains clarity on how to potentially save thousands of dollars each year. The episode also touches on the broader financial landscape, including high-interest rates' impact on personal finances and the exploration of various strategies like infinite banking and index fund investments. Whether you're an experienced investor or just starting, the insights shared in this conversation can help you make informed decisions to enhance your financial future.
Unlock the secrets to optimizing your mortgage and investments—listen to the latest episode now and start transforming your financial future!
Calling All Canadian Incorporated Business Owners & Investors: Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 21 Aug 2024 | Why the Capital Gains Tax Increase in Canada Isn’t Your Biggest Tax Problem | 00:25:26 | |
Does the increase in Canadian capital gains tax inclusion rate rolled out by the Liberal government have you wondering how this change will affect your investments and overall net worth? In this episode Canadian Wealth Secrets, we address the most common misconceptions related to Canadian capital gains tax inclusion rates and we unpack the recent increase to Canadian capital gains inclusion rates - having increased from 50% to 67% for personal capital gains over $250,000 and all corporate capital gains. If you're a high net worth Canadian, Canadian incorporated business owner or investor, understanding these changes to Canadian capital gains tax rules are crucial to effectively managing your wealth by minimizing income tax liabilities. Many Canadians are concerned about the implications of this Canadian tax hike, fearing it will significantly reduce their investment returns. This episode addresses these concerns by clarifying common misconceptions and providing actionable insights on how to navigate the new Canadian income tax landscape. By understanding the nuances of the Canadian capital gains tax rules, you can make informed decisions and optimize your investment strategies to preserve and grow your wealth.
Don't miss out on this essential episode—listen now to arm yourself with the knowledge to navigate the new Canadian capital gains tax landscape effectively.
Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 16 Aug 2024 | What Should A Good Financial Advisor Charge To Manage My Canadian Investment Portfolio? | 00:16:15 | |
Are you paying too much in investment fees and wondering how to optimize your investment portfolio? Are you unsure what a good financial advisor should be charging you or even how to choose a wealth manager? Discover how to lower your costs and maximize your returns in this episode! In this episode, Kyle Pearce from Canadian Wealth Secrets addresses common concerns about investment fees and financial planning and wealth management. Many investors struggle with the high costs associated with financial advisors and MER fees, which can significantly impact their overall returns. By exploring different fee structures and investment strategies, this episode provides practical advice to help you make informed decisions and take control of your financial future. You will benefit from hearing real-life examples and detailed explanations of various investment options, including index funds and permanent insurance for tax minimization. Whether you're just starting out or looking to optimize your existing portfolio, the insights shared in this episode can help you navigate the complexities of wealth management and achieve your financial goals.
Tune in to this episode now and start taking control of your financial future by making smarter investment choices! Resources:
Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 23 Aug 2024 | Why Canadian Small Business Owners Need To Re-Consider How You Are Using Your Capital Dividend Account | 00:12:19 | |
Are you making the most of your corporation’s retained earnings, or are you missing out on tax-saving opportunities using your capital dividend account? In this episode of Canadian Wealth Secrets, Kyle Pearce tackles a crucial topic for business owners: how to strategically use life insurance within your corporation and its capital dividend account to maximize tax efficiency and grow wealth. With the complexities of corporate taxes and the need for smart estate planning, understanding how to leverage retained earnings can make a significant difference in your financial future. Many business owners unknowingly leave money on the table by not fully utilizing the tax benefits available through corporate-owned life insurance policies. As inflation and rising taxes continue to impact your bottom line, now is the time to explore strategies that not only protect your assets but also allow for growth and wealth transfer in a tax-efficient manner. This episode dives deep into how to turn your corporation’s retained earnings and the capital dividend account into a powerful tool for building and preserving wealth, offering insights that can help you achieve financial freedom and security.
Don't miss this essential episode—tune in now to uncover how you can turn your corporation’s retained earnings into a tax-efficient wealth-building tool.
In this episode of Canadian Wealth Secrets, we explore how Canadian investing strategies like Infinite Banking and Bank on Yourself can turn your corporation’s retained earnings into a powerful retirement tool. By utilizing participating whole life insurance, permanent life insurance, or universal life insurance, you can maximize the benefits of the Capital Dividend Account and death benefit, all while minimizing income taxes. Learn how to take advantage of low tax rates and corporate tax strategies to grow your wealth and secure your financial future Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||
| 28 Aug 2024 | 3 Reasons The Wealthy in Canada Avoid Paying Down Debt | 00:30:04 | |
Are you using debt as a tool to build wealth, or is it holding you back from financial freedom? In this episode of the Canadian Wealth Secrets Podcast, Jon Orr and Kyle Pearce dive into the complexities of personal debt and corporate debt and how it affects your financial freedom decisions. They tackle the critical distinction between 'good debt' and 'bad debt' and explore how each can either hinder or enhance your journey to wealth. With inflation and rising interest rates reshaping the financial landscape, understanding how to strategically manage debt is more important than ever. Whether you're a business owner juggling personal and corporate finances or simply someone looking to secure your financial future, this episode offers valuable insights into how debt, when managed correctly, can be leveraged to grow your wealth. Jon and Kyle's discussion provides practical strategies that you can start applying today to navigate the challenges of debt and inflation, helping you move closer to your goal of financial freedom.
Don't miss out—tune in now to uncover how you can turn your debt into a powerful asset for building wealth.
By hopping on a discovery call with Kyle, he will review your specific personal and corporate financial situation in order to determine if there are some quick wins available for you to minimize taxes personally or corporately, provide ideas for how you can increase your personal cash flow, and ensure that the net worth of your estate continues to grow in tandem. Ready to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance. | |||