All Things Home with Tina Beliveau & Friends (Tina Beliveau)

Welcome to All Things Home with Tina Beliveau & Friends! 

Join Tina and her Beliveau Group team members as we dives into everything you need to know about homeownership, from boosting your property value to building wealth through real estate. 

Featuring wisdom directly from our years of experience in the business, our passion for all things real estate, and our desire to be the best resource possible for you… this is your go-to podcast for All Things Home. 

Have a question or topic you’d love us to cover? Email us at hello@thebeliveaugroup.com.
  Follow Tina on Instagram: @tinabeliveau 
  Connect with The Beliveau Group on IG: @thebeliveaugroup
  Explore more at thebeliveaugroup.com 

Subscribe and join us on this exciting journey through All Things Home!

Did you know 1 in 3 Maryland homes were recently reassessed for property taxes? Thanks to skyrocketing home values since 2020 (yay!), tax bills have also increased significantly (boo). 

I shared a PSA about this on Instagram recently, and the response was overwhelming! So, I knew this topic deserved to be the very first episode of All Things Home, because this podcast is all about sharing timely, valuable information with our TBG community. 

In this episode, I break down:

• Why property tax assessments went up at the end of 2024 (Baltimore City  +21% and Baltimore County +25%)
• How the Homestead Tax Credit can cap your annual tax bill increase at just 4% - and save you thousands over time
• Step-by-step instructions to check if your Homestead Tax Credit is on file (and how to file if it’s not!)

 
Here’s how to check your status:

1. Visit this website - https://dat.maryland.gov/realproperty/pages/maryland-homestead-tax-credit.aspx
2. Select your county and enter your street address
3. Scroll to the bottom of the page to see if your status is Approved, In Process, or Not Filed
   
   

If you haven’t filed yet, don’t wait—this quick application could save you thousands (or tens of thousands!) over time. 

Links & Resources Mentioned in This Episode:

• Check your Homestead Tax Credit status or file here: https://dat.maryland.gov/realproperty/pages/maryland-homestead-tax-credit.aspx

Let's Connect!

• Follow Tina on Instagram: @tinabeliveau
• Follow The Beliveau Group on Instagram: @beliveaugroup
• Explore resources and get to know The Beliveau Group of EXP Realty at: www.thebeliveaugroup.com

Let’s work together! Don’t make a move without us.

• Email hello@thebeliveaugroup.com to connect about buying or selling anywhere in the world
• Call or text us directly at 443-595-7535 (Broker: 888-860-7369)

This episode dives into a topic that definitely hits home: increasing your net worth!

Ready to unlock more potential in your financial future? Check out my five simple straightforward wealth-building strategies that you can easily implement to increase your net worth. I’ll be discussing two real estate-oriented tips, two banking-oriented tips, and personal finance habits - all of which aim to increase home equity and overall financial wellness.

Here are the key takeaways:

• 2 simple, automated ways to create home equity faster: rounding up mortgage payments, and set your mortgage payments to be deducted every two weeks.
• Utilize High-Yield Savings Accounts: online banks often offer significantly higher interest rates and it's easy to sleep on this tactic which is a huge missed opportunity!
• Automated Savings: are you doing it, and can you increase that percentage at all?
• Audit Subscriptions: regularly review and prune unnecessary subscriptions from your phone. Use your device’s settings to cancel any that are no longer needed.
• Bonus tip - My Monthly Expense Review System: How to implement a simple visual system for managing monthly subscriptions and spending (red, green & yellow)
  
  

Links & Resources Mentioned in This Episode:

1. Get a $25 credit when you open a new SoFi account using this link: https://www.sofi.com/invite/money?gcp=2cde17cc-66e3-4db2-b3d1-330b5fd9c132&isAliasGcp=false
2. NerdWallet, a resource for finding standout savings accounts: https://www.nerdwallet.com/m/banking/standout-online-savings-accounts-2
   
   

Let's Connect!

• Follow Tina on Instagram: @tinabeliveau
• Follow The Beliveau Group on Instagram: @beliveaugroup
• Explore resources and get to know The Beliveau Group of EXP Realty at: www.thebeliveaugroup.com
  
  

Let’s work together! Don’t make a move without us.

• Email hello@thebeliveaugroup.com to connect about buying or selling anywhere in the world
• Call or text us directly at 443-595-7535 (Broker: 888-860-7369)

This episode of All Things Home was inspired by a question from a past TBG client. She was wondering why her tax assessment is different from her neighbor’s, even though their homes are just about the same size. In this episode, we unpack:

• Whether it matters if your tax assessment is wrong (it depends!)
• Whether your tax assessment affects resale value
• Why a neighbor might have a significantly different assessment from you

We are always glad to answer questions specific to your home so reach out if we can help: hello@thebeliveaugroup.com!

Let's Connect!

• Follow Tina on Instagram: @tinabeliveau
• Follow The Beliveau Group on Instagram: @beliveaugroup
• Explore resources and get to know The Beliveau Group of EXP Realty at: www.thebeliveaugroup.com

Let’s work together! Don’t make a move without us.

• Email hello@thebeliveaugroup.com to connect about buying or selling anywhere in the world
• Call or text us directly at 443-595-7535 (Broker: 888-860-7369)

In this episode of All Things Home, we’re unpacking one of the most complex scenarios our clients face: figuring out how to buy your new home BEFORE you sell the home you already have. 

In today’s economic client, more of our clients than ever are slowly and patiently shopping for their dream home, thanks to limited options on the market. Every client’s worst nightmare is to sell their current home, and then not be able to find what they want to buy and being stuck with nowhere to live! 

This is complicated by the fact that homebuying in the Baltimore Metro remains extremely competitive - and it’s tough to be the winning buyer in a bidding war if you include a contingency in your offer that your current home must be sold as part of the deal. 

We’ve brought in our go-to mortgage professional, Danny Reedy with Alcova Mortgage, to share the top 5 tactics we use to help you buy your dream home FIRST - on your terms, on your timeline - and waiting to sell your current home until you dream home is 100% secured! 

We’ll talk you through methods for qualifying for both mortgages at the same time, turning your current home into a rental, securing a 3rd party “guaranteed offer” on your current home to remove the need for a home sale contingency, a little-known practice called recasting your mortgage (it’s like a refi, but better!), and using home equity lines of credit (you’ll hear us say HELOC a lot) to make things smooth and on your terms. 

As you listen to this episode you’ll hear that there are quite a few options that will most likely apply to you, and sorting out which one is best is best figured out in close conjunction with a lender and our team. Please reach out to us (hello@thebeliveaugroup.com ) or Danny (dreedy@alcova.com ) to start a conversation as to how to position yourself successfully for that right house when it comes along!

Let's Connect!

• Follow Tina on Instagram: @tinabeliveau
• Follow The Beliveau Group on Instagram: @beliveaugroup
• Explore resources and get to know The Beliveau Group of EXP Realty at: www.thebeliveaugroup.com

Let’s work together! Don’t make a move without us.

• Email hello@thebeliveaugroup.com to connect about buying or selling anywhere in the world
• Call or text us directly at 443-595-7535 (Broker: 888-860-7369)