Agent Survival Guide Podcast (Sarah J. Rueppel | Ritter Insurance Marketing)

Alter Eco Foods: https://www.alterecofoods.com/  

Penzeys Spices: https://www.penzeys.com/  

Torchbearer Sauces: https://www.torchbearersauces.com/  

Unreal Snacks: https://unrealsnacks.com/

Best Mobile Group Games! https://pod.fo/e/28b5ed  

Instagram Basics for Insurance Agents: https://pod.fo/e/28803f   

Top Holiday Toys of 2024: https://pod.fo/e/287dd6  

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance      

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel   

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ 

Not affiliated with or endorsed by Medicare or any government agency. 

• AEP Countdown & Ask Integrity Shoppers
• FOMC September 2024 Meeting
• New Features From iOS 18 Release
• Instagram Teen Account Changes
• Ask ASG Mailbag: Send Us Your Questions

Learn about Ask Integrity™: https://integrity.com/ask-integrity/  

Learn more about PlanEnroll: https://ritterim.com/planenroll/

MedicareCENTER: https://integrity.com/medicarecenter/

Not partnered with Integrity? Register here: https://identity.integrity.com/register

“Consumer Price Index - August 2024.” BLS.Gov, U.S. Bureau of Labor & Statistics, 11 Sept. 2024, www.bls.gov/news.release/pdf/cpi.pdf.

“Employment Situation Summary - 2024 M08 Results.” BLS.Gov, U.S. Bureau of Labor Statistics, 6 Sept. 2024, www.bls.gov/news.release/empsit.nr0.htm.

Mercado, Darla. “Fed Blog Recap: Chair Jerome Powell Defends Central Bank’s Decision to Go Big with First Cut.” CNBC, CNBC, 18 Sept. 2024, www.cnbc.com/2024/09/18/fed-meeting-live-updates-traders-await-september-interest-rate-cut.html.

“Federal Reserve Issues FOMC Statement.” FederalReserve.Gov, Board of Governors of the Federal Reserve System, 18 Sept. 2024, www.federalreserve.gov/newsevents/pressreleases/monetary20240918a.htm.

Mena, Bryan, et al. “First Fed Rate Cut since Covid.” CNN, Cable News Network, 18 Sept. 2024, www.cnn.com/business/live-news/federal-reserve-interest-rate-09-18-24/index.html.

“Meeting Calendars and Information.” FederalReserve.Gov, The Federal Reserve, www.federalreserve.gov/monetarypolicy/fomccalendars.htm. Accessed 18 September 2024.

“Personal Income and Outlays, July 2024.” BEA.Gov, U.S. Bureau of Economic Analysis (BEA), 30 Aug. 2024, www.bea.gov/news/2024/personal-income-and-outlays-july-2024.

Nield, David. “How to Use Apple’s Distraction Control Feature in Safari.” Wired, Conde Nast, 6 Sept. 2024, www.wired.com/story/how-to-use-safari-distraction-control-feature/.

“iOS 18: Get Rid of Website Distractions in Safari.” MacRumors.Com, MacRumors, 16 Sept. 2024, www.macrumors.com/how-to/ios-18-get-rid-of-website-distractions-in-safari/.

“iOS 18 Is Available Today, Making iPhone More Personal and Capable than Ever.” Apple.Com, Apple, 16 Sept. 2024, www.apple.com/newsroom/2024/09/ios-18-is-available-today-making-iphone-more-personal-and-capable-than-ever/.

“Watchos 11 Is Available Today.” Apple.Com, Apple Newsroom, 18 Sept. 2024, www.apple.com/newsroom/2024/09/watchos-11-is-available-today/.

Roth, Emma. “Instagram Is Putting Every Teen into a More Private and Restrictive New Account.” Verge.Com, The Verge, 17 Sept. 2024, www.theverge.com/2024/9/17/24246423/instagram-teen-account-private-restrictive.

“Instagram’s New Privacy Protections for Minors Could Hamper App’s Ads Biz.” Thedrum.Com, The Drum, 17 Sept. 2024, www.thedrum.com/news/2024/09/17/instagram-s-new-privacy-protections-minors-could-hamper-the-app-s-ads-biz-experts.

Ortutay, Barbara. “Instagram Makes Teen Accounts Private as Pressure Mounts on the App to Protect Children.” AP News, Associated Press, 17 Sept. 2024, apnews.com/article/instagram-meta-teen-accounts-kids-425a05cc37f81b6ff2b7439d3884c54a.

“Introducing Instagram Teen Accounts: Built-in Protections for Teens, Peace of Mind for Parents.” About.Fb.Com, Meta, 17 Sept. 2024, about.fb.com/news/2024/09/instagram-teen-accounts/.

“New Protections to Give Teens More Age-Appropriate Experiences on Our Apps.” About.Fb.Com, Meta, 11 Jan. 2024, about.fb.com/news/2024/01/teen-protections-age-appropriate-experiences-on-our-apps/.

Send Your Insurance Marketing & Sales Questions to ASGPodcast@RitterIM.com

4 Ways PlanEnroll Will Make This Your Best AEP Yet: https://link.chtbl.com/ASG617R5

How to Keep Clients Safe from Insurance Fraud: https://link.chtbl.com/ASG619

Organization Tips and Tricks for the Medicare Annual Enrollment Period: https://ritterim.com/blog/organization-tips-and-tricks-for-the-medicare-annual-enrollment-period/   

The Hidden Value of Selling Medicare Supplements During AEP: https://ritterim.com/blog/the-hidden-value-of-selling-medicare-supplements-during-aep/

What Today's Financial Environment Means for Medicare Beneficiaries & Agents: https://link.chtbl.com/ASG618

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

2025 Medicare Advantage and Medicare Part D Premiums: https://link.chtbl.com/ASGF20241004

Apps to Stay Productive This AEP! https://link.chtbl.com/ASGA20241106

Changes to Medicare in 2025 Affect Dual Eligible Special Needs Plans: https://link.chtbl.com/ASGB20241012

Does Your Medicare Sales Approach Satisfy Different Budgets? https://link.chtbl.com/ASG628R3

How to Stay Compliant During All Medicare Sales: https://link.chtbl.com/ASG628

REWIND: Unretiring and What it Means for Your Medicare Clients ft. Dan Ford: https://link.chtbl.com/ASG628R5

Staying Motivated Amidst Change & Disruption: https://link.chtbl.com/ASGM20240710

The Value of Plan N for Medicare Shoppers ft. Ted Sims: https://link.chtbl.com/ASGTedSims2024

The 2025 COLA Increase & How It Affects Your Clients: https://link.chtbl.com/ASGN20241015

What to Do if Your Medicare Part D Plans Become Non-Commissionable: https://link.chtbl.com/ASGN20241005

You're Not Alone This AEP! https://link.chtbl.com/ASGM20241104

“2025 Medicare Parts A & B Premiums and Deductibles.” CMS.Gov, Centers for Medicare & Medicaid Services, 8 Nov. 2024, www.cms.gov/newsroom/fact-sheets/2025-medicare-parts-b-premiums-and-deductibles.

“CMS Fast Facts.” CMS.Gov, Centers for Medicare & Medicaid Services, data.cms.gov/fact-sheet/cms-fast-facts. Accessed 11 Nov. 2024.

“Social Security Changes - Cola Fact Sheet.” Ssa.Gov, Social Security Administration, www.ssa.gov/news/press/factsheets/colafacts2025.pdf. Accessed 11 Nov. 2024.

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

4 Steps to Every Final Expense Sale: https://link.chtbl.com/ASG591

5 Life Insurance Myths Your Clients May Believe: https://link.chtbl.com/ASG362

The Advisor Approach: Cross-Selling by Fact-Finding:https://link.chtbl.com/ASG587

Life Insurance for Each of Life’s Stages: https://link.chtbl.com/ASG365

Ritter Fact Finder Sheet: https://ritterim.com/documents/ritter-fact-finder.pdf

The Complete Guide on How to Sell Final Expense Insurance: https://ritterim.com/final-expense-ebook-digital/

Brace Yourself: This is how much America’s 1% has saved: https://www.marketwatch.com/story/brace-yourself-this-is-how-much-americas-1-has-saved-2018-08-24

How Much Does the Average Funeral Cost? https://smartasset.com/life-insurance/how-much-does-the-average-funeral-cost

How much does a funeral cost in 2024? https://www.usatoday.com/money/blueprint/life-insurance/how-much-does-a-funeral-cost/

The Average Savings Account Balance: https://www.usnews.com/banking/articles/the-average-savings-account-balance

3 Additional Effective Techniques for Closing Insurance Sales: https://lnk.to/asg656

4 Effective Techniques for Closing Insurance Sales: https://lnk.to/asg655

CMS Updates, Content Library, & More! https://lnk.to/asgf20250328

Introducing a Content Marketing Solution for Insurance Agents: https://lnk.to/contentlibrary 

The Best Appointment Schedulers for Insurance Agents: https://lnk.to/asg657

“2026 Medicare Advantage and Part D Advance Notice Fact Sheet.” CMS.Gov, Centers for Medicare & Medicaid Services, 10 Jan. 2025, www.cms.gov/newsroom/fact-sheets/2026-medicare-advantage-and-part-d-advance-notice-fact-sheet.

“2026 Medicare Advantage and Part D Rate Announcement.” CMS.Gov, Centers for Medicare & Medicaid Services, 7 Apr. 2025, www.cms.gov/newsroom/fact-sheets/2026-medicare-advantage-and-part-d-rate-announcement.

“Announcement of Calendar Year (CY) 2026 Medicare Advantage (MA) Capitation Rates and Part C and Part D Payment Policies.” CMS.Gov, Centers for Medicare & Medicaid Services, 7 Apr. 2025, www.cms.gov/files/document/2026-announcement.pdf.

Tong, Noah. “CMS Finalizes 5.06% Medicare Advantage Benchmark Increase.” Fiercehealthcare.Com, Fierce Healthcare, 8 Apr. 2025, www.fiercehealthcare.com/payers/cms-finalizes-506-medicare-advantage-benchmark-increase.

“CMS Finalizes 2026 Payment Policy Updates for Medicare Advantage and Part D Programs.” CMS.Gov, Centers for Medicare & Medicaid Services, 7 Apr. 2025, www.cms.gov/newsroom/press-releases/cms-finalizes-2026-payment-policy-updates-medicare-advantage-and-part-d-programs.

“Contract Year 2026 Policy and Technical Changes to the Medicare Advantage Program, Medicare Prescription Drug Benefit Program, Medicare Cost Plan Program, and Programs of All-Inclusive Care for the Elderly (CMS-4208-F).” CMS.Gov, Centers for Medicare & Medicaid Services, 7 Apr. 2025, www.cms.gov/newsroom/fact-sheets/contract-year-2026-policy-and-technical-changes-medicare-advantage-program-medicare-prescription-final.

“Final CY 2026 Part D Redesign Program Instructions.” CMS.Gov, Centers for Medicare & Medicaid Services, 7 Apr. 2025, www.cms.gov/newsroom/fact-sheets/final-cy-2026-part-d-redesign-program-instructions.

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance    

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Not affiliated with or endorsed by Medicare or any government agency.

Gogogo! App Store: https://apps.apple.com/us/app/gogogo-the-party-game/id1517869671

Gogogo! Google Play: https://play.google.com/store/apps/details?id=com.Studiosaurus.Gogogothegame&hl=en_US

Jackbox Games Official Website: https://www.jackboxgames.com/games/

Best Video Editing Apps for Social Media: https://pod.fo/e/28aaf5  

Budget-Friendly Streaming Services: https://pod.fo/e/28aaea

Educate Clients on OTC Benefits in Medicare Advantage Plans: https://pod.fo/e/27a352

How Ask Integrity Can Streamline Your Medicare Sales Appointments: https://pod.fo/e/27a354  

Staying Motivated Amidst Change & Disruption: https://pod.fo/e/28aaec

“Are Your Games Family Friendly? What Are They Rated? – Jackbox Games.” Support Jackbox Games, support.jackboxgames.com/hc/en-us/articles/15794785491351-Are-your-games-family-friendly-What-are-they-rated. Accessed 14 Nov. 2024.

Wiki, Contributors to Jackbox Games. “The Jackbox Party Pack (Series).” Jackbox Games Wiki, Fandom, Inc., www.jackboxgames.fandom.com/wiki/The_Jackbox_Party_Pack_(series)#The_Jackbox_Party_Pack_10. Accessed 14 Nov. 2024.

“Party! Play Silly Party Games with Friends.” Gogogo, gogogo.gg/. Accessed 14 Nov. 2024.

“Plan Your next Family Game Night with Jackbox Games.” Jackbox Games, hello.jackboxgames.com/jackbox-for-families/. Accessed 14 Nov. 2024.

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

Register with Ritter Insurance Marketing

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

4 Perks of Partnering with an FMO: https://link.chtbl.com/ASG575

Do’s and Don’ts of Medicare Compliance: https://ritterim.com/blog/dos-and-donts-of-medicare-compliance/

FMO vs. IMO vs. NMO vs. MGA vs. GA: What’s the Difference? https://link.chtbl.com/ASG508

How Insurance FMOs Work FREE eBook: https://ritterim.com/how-insurance-fmos-work/

Shop & Enroll: https://ritterim.com/shop-and-enroll/

The Benefits of Joining a Top Insurance FMO: https://ritterim.com/blog/the-benefits-of-joining-a-top-insurance-fmo/

The Ritter Platform: https://ritterim.com/the-ritter-platform/

What Are Agents Responsible for Under HIPAA? https://ritterim.com/blog/what-are-agents-responsible-for-under-hipaa/

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

5 Marketing Podcasts to Follow: https://lnk.to/asg638 

Boost Sales and Productivity with Our Medicare Sales Planner: https://ritterim.com/blog/boost-sales-and-productivity-with-our-medicare-sales-planner

How to Create a Healthy Balance Between Work and Life: https://lnk.to/asg643

Learning to Delight in the Limelight ft. Linda Ugelow: https://lnk.to/asg644

Marketing Trends for 2025: https://lnk.to/asg639

Setting SMART Goals in 2025: https://lnk.to/asgf20250103

Stay Organized with the Busy ACA Agent’s Sales Calendar: https://ritterim.com/blog/stay-organized-with-the-busy-aca-agents-sales-calendar/

Pierre, Yasmin. “Social Media Holiday Calendar 2025.” Brandwatch.Com, Brandwatch, 5 Dec. 2024, www.brandwatch.com/blog/social-media-holiday-calendar/.

“Your Ultimate Social Media Calendar Guide for 2025.” Theblogsocial.Com, The Blog Social, 7 Nov. 2024, www.theblogsocial.com/social-media-calendar-guide-2025/.

Marino, Susie. “The Big List of 500+ Social Media Holidays for Every Month of 2025.” Localiq.Com, Local IQ, 11 Dec. 2024, localiq.com/blog/social-media-holidays/.

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

• CMS Medicare $2 Drug List Model Cancelled
• Oz Confirmed by Senate Finance Committee
• CMS Withdraws Changes to MA and Part D FEMA SEP
• Sarah Appears on The Seven Figures or Bust Podcast
• Content Library for Insurance Agents Launches

“CMS Innovation Center Announces Model Portfolio Changes to Better Protect Taxpayers and Help Americans Live Healthier Lives.” CMS.Gov, Centers for Medicare & Medicaid Services, 12 Mar. 2025, www.cms.gov/newsroom/fact-sheets/cms-innovation-center-announces-model-portfolio-changes-better-protect-taxpayers-and-help-americans.

Bell, Allison. “Trump Administration Ends Medicare’s $2 Drug Project.” Thinkadvisor.Com, ThinkAdvisor, 14 Mar. 2025, www.thinkadvisor.com/2025/03/14/trump-administration-ends-medicares-2-drug-project/.

Simmons-Duffin, Selena. “5 Things to Know as Dr. Oz Gets One Step Closer to Leading Medicare and Medicaid.” Npr.Org, NPR, 25 Mar. 2025, www.npr.org/sections/shots-health-news/2025/03/25/g-s1-55766/dr-mehmet-oz-medicare-medicaid-cms-trump.

Tong, Noah. “Oz Confirmation Vote Advances out of Senate Finance Committee.” Fiercehealthcare.Com, Fierce Healthcare, 25 Mar. 2025, www.fiercehealthcare.com/payers/oz-confirmation-vote-advances-out-senate-finance-committee.

Hubbard, Kaia. “Senate Committee Advances Dr. Mehmet Oz’s Nomination to Head the Centers for Medicare and Medicaid Services.” Cbsnews.Com, CBS News, 25 Mar. 2025, www.cbsnews.com/news/dr-oz-centers-for-medicare-and-medicaid-senate-finance-committee-vote/.

Olsen, Emily. “Senate Committee Advances Dr. Oz to Lead CMS.” Healthcaredive.Com, Healthcare Dive, 26 Mar. 2025, www.healthcaredive.com/news/dr-oz-nomination-cms-clears-senate-finance-committee/743570/.

CMS Withdraws Changes to Disaster SEP Availability for Medicare Beneficiaries: https://ritterim.com/blog/cms-withdraws-changes-to-disaster-sep-availability-for-medicare-beneficiaries/

Medicare Advantage Emergency-Related SEPs: https://ritterim.com/blog/medicare-advantage-emergency-related-seps/ 

Episode 79 – What Is CMS Doing? w/ Special Guest Sarah Rueppel! https://lnk.to/qzTwIw 

The Seven Figures or Bust Podcast: https://sevenfigure.com/seven-figures-podcast/

The Seven Figure Medicare Agent Summit: https://sevenfiguremedicareagentsummit.com/

Check Out the Content Library: https://library.ritterim.com/

Introducing a Content Marketing Solution for Insurance Agents: https://lnk.to/contentlibrary

Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/

5 Insurance Marketing Tips to Help Agents Stand Out in a Crowd: https://lnk.to/asgf20250321

Apps for Content Creation: https://lnk.to/ASGA81

CMS 2025 Marketplace Integrity & Affordability Proposed Rule: https://lnk.to/asgf20250314

Get Access to Exclusive Leads When You Become a PlanEnroll Network Agent: https://lnk.to/3pKJsF

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Baby Alive Lulu Achoo – Amazon | Target | Walmart

Beyblade Burst Surge Speedstorm Motor Strike Battle Set – Amazon | Target | Walmart

Bluey Ultimate Caravan Adventures Caravan Playset – Amazon | Walmart

Chuckle & Roar Pop It! XL – Target

CoComelon Official Deluxe Interactive JJ Doll with Sounds – Amazon | Target | Walmart

Crayola Light Up Tracing Pad – Amazon | Target | Walmart

Disney Princess Ultimate Celebration Castle – Amazon | Target | Walmart

Fisher-Price 4-in-1 Ultimate Learning Bot – Amazon | Target | Walmart

Kinetic Sand Sandisfactory Set – Amazon | Target | Walmart

Lego Super Mario Adventures with Luigi Starter Course – Amazon | Target | Walmart

LOL Surprise OMG Movie Magic Studios – Amazon | Target | Walmart

Magic Mixies Magic Cauldron – Amazon | Target | Walmart

Nintendo Switch – Amazon | Target | Walmart

Osmo Math Wizard and the Magical Workshop – Amazon | Target

Pokemon 25th Anniversary Celebrations Elite Trainer Box – Amazon | Walmart

Purse Pets – Amazon | Target | Walmart

Squeakee The Balloon Dino – Amazon | Target | Walmart

Squishmallows – Amazon | Target | Walmart

Star Wars Galactic Snackin' Grogu – Amazon | Target

Tamagotchi Pix – Amazon | Target | Walmart

TeeTurtle The Original Reversible Octopus Plushie – Amazon | Walmart

Vtech KidiZoom PrintCam – Amazon | Target | Walmart

WowWee Got2Glow Fairy Finder – Amazon | Target | Walmart

WowWee My Squishy Little Dumplings – Amazon | Target | Walmart

2022 Medicare Part A & B Premiums and Deductibles

3 Tips to Help Your Clients Avoid Health Insurance Scams

November 12, 2021 | The Friday Five

November 19, 2021 | The Friday Five

Tips on Dealing with a Difficult Client

3 Ways to Use Thanksgiving Leftovers

Getting Creative with Thanksgiving Classics

Holiday Dinner Survival Guide

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Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

4 Effective Techniques for Closing Insurance Sales: https://lnk.to/asg655

4 Tips for Making a Better Insurance Sales Pitch: https://ritterim.com/blog/4-tips-for-making-a-better-insurance-sales-pitch/

Empower Your Prospects to Act Before Turning 65: https://ritterim.com/blog/empower-your-prospects-to-act-before-turning-65/

Interview – Developing a Client Retention Mindset: https://ritterim.com/blog/interview-developing-a-client-retention-mindset/

Interview – Relationship Marketing Strategies for Insurance Agents: https://ritterim.com/blog/interview-relationship-marketing-strategies-for-insurance-agents/

Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/

Schultz, Mike. “50 Powerful Sales Questions.” RAIN Group Sales Training, RAIN Group, 27 June 2024, https://www.rainsalestraining.com/blog/50-powerful-sales-questions.

Curtis, Matthew. “‘Don’t Answer a Question with a Question!’ Were You Ever Told as a Child It’s Rude?” M4C Business Leadership & Sales Consultancy, 6 Sept. 2019, https://www.m4cltd.com/don-t-answer-a-question-with-a-question-were-you-ever-told-as-a-child-it-s-rude.

Schipperen, Thomas. “Mastering Sales Uncertainty: Adapting the Ben Franklin Technique for Modern Consumers.” Lepaya, https://www.lepaya.com/blog/ben-franklin-sales-technique. Accessed 28 Feb. 2025.

Brooks, Alison Wood, and Leslie K. John. “The Surprising Power of Questions.” Harvard Business Review, Harvard Business Review, 1 May 2018, https://hbr.org/2018/05/the-surprising-power-of-questions.

Aljets, Paul. “What Ben Franklin Got Right (and Wrong) about Data-Driven Decision-Making.” LinkedIn, 1 Aug. 2019, https://www.linkedin.com/pulse/what-ben-franklin-got-right-wrong-data-driven-paul-aljets/.

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

Contact Integrity Support: support@clients.integrity.com

FAQs About Third-Party Marketing Organizations (TPMOs) Disclaimers: https://pod.fo/e/28aaf0 

Learn more about MedicareCENTER: https://integrity.com/MedicareCENTER/

Insurance Agents as TPMOs: What CMS Compliance Regulations Mean for You: https://pod.fo/e/28aaf1

Medicare Grievances & How Insurance Agents Can (Try To) Prevent Them:  https://ritterim.com/blog/medicare-grievances-how-insurance-agents-can-try-to-prevent-them/

Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/

Register with Ritter: https://app.ritterim.com/public/registration/

Ritter Blog Compliance Section: https://ritterim.com/blog/compliance/

Rules for Hosting a Compliant Medicare Educational Event: https://ritterim.com/blog/rules-for-hosting-a-compliant-medicare-educational-event/

Rules for Hosting a Compliant Medicare Sales Event: https://ritterim.com/blog/rules-for-hosting-a-compliant-medicare-sales-event/

Terms of Service for Integrity: https://integrity.com/terms-of-service/

The Ritter Compliance Program: https://docs.ritterim.com/compliance/compliance-at-ritter/

What to Know About SOAs in Medicare Health and Prescription Drug Sales: https://ritterim.com/blog/what-to-know-about-soas-in-medicare-health-and-prescription-drug-plan-sales/

Where It All Begins: Obtaining Permission to Contact for Medicare Sales: https://ritterim.com/blog/where-it-all-begins-obtaining-permission-to-contact-for-medicare-sales/

“Agent Broker Marketing Frequently Asked Questions.” CMS, Centers for Medicare & Medicaid Services, www.cms.gov/files/document/agent-broker-marketing-faqs-10-19-2022.pdf. Accessed 4 Oct. 2024.

“Employer Group Waiver Plans (EQWPs).” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/medicare/coverage/prescription-drug-coverage-contracting/employer-group-waiver-plans-egwps. Accessed 4 Oct. 2024.

“Security Overview.” Twilio, Twilio, www.twilio.com/en-us/legal/security-overview. Accessed 4 Oct. 2024.

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

2025 Maximum Broker Commissions for Medicare Advantage & Medicare Part D: https://ritterim.com/blog/2025-maximum-broker-commissions-for-medicare-advantage-and-medicare-part-d/

2025 Medicare Market Disruption Means Opportunity for Agents: https://ritterim.com/follow-medicare-changes/

4 Ways PlanEnroll Will Make This Your Best AEP Yet: https://link.chtbl.com/ASG617R5

A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products: https://ritterim.com/selling-ancillary-with-medicare/

Find and contact your dedicated sales specialist here at Ritter: https://ritterim.com/meet-your-sales-team/

How to Ask Your Current Clients for Referrals: https://ritterim.com/blog/how-to-ask-your-current-clients-for-referrals/

How Much Money Can Agents Make Selling Ancillary Health Insurance? https://ritterim.com/blog/how-much-money-can-agents-make-selling-ancillary-health-insurance/

Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/  

Signs It's Time to Expand Your Insurance Portfolio & Make the Move! https://link.chtbl.com/ASG605

The Advisor Approach: Cross-Selling by Fact-Finding: https://link.chtbl.com/ASG587

The Complete Guide on How to Sell Medicare Advantage Plans: https://ritterim.com/medicare-advantage-ebook/

The Insurance Agent’s Guide to Generating Referrals: https://ritterim.com/insurance-referral-generation/

Why Being a Likable Agent Is Good for Your Business: https://ritterim.com/blog/why-being-a-likable-agent-is-good-for-your-business/

“Agent Broker Compensation.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/medicare/health-drug-plans/managed-care-marketing/medicare-marketing-guidelines/agent-broker-compensation. Accessed 7 Oct. 2024.

“Contract Year 2025 Medicare Advantage and Part D Final Rule (CMS-4205-F).” CMS.Gov, Centers for Medicare & Medicaid Services, 4 Apr. 2024, www.cms.gov/newsroom/fact-sheets/contract-year-2025-medicare-advantage-and-part-d-final-rule-cms-4205-f.

Freed, Meredith, et al. “Medicare Advantage in 2024: Enrollment Update and Key Trends.” KFF, KFF, 8 Aug. 2024, www.kff.org/medicare/issue-brief/medicare-advantage-in-2024-enrollment-update-and-key-trends/.

Kelly, Susan. “Most Medicare Advantage Enrollees like Their Plans, Survey Finds.” Healthcaredive.Com, Healthcare Dive, 14 June 2022, www.healthcaredive.com/news/most-medicare-advantage-enrollees-like-plans-ehealth/625429/.

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

3 Insurance Business Tools You Absolutely Can’t Live Without: https://ritterim.com/the-ultimate-agent-resource-list/

Affinity Partnerships for Insurance Agents: https://link.chtbl.com/ASG617

Apps for Tracking Business Expenses: https://link.chtbl.com/ASGA67

Cultivating Growth in Your Insurance Agency and Life ft. Jen Flere: https://link.chtbl.com/ASGM20230410

Discover More About MedicareCENTER & Ask Integrity: https://ritterim.com/integrity-tools/

How Ritter Supports Agents: https://ritterim.com/support/

Habit & Mood Tracker Apps: https://link.chtbl.com/ASGA048 

Overcome Stress with Niksen: The Art of Doing Nothing: https://link.chtbl.com/ASGM20240520

“4 Steps to Beating Burnout.” Harvard Business Review, www.hbr.org/2016/11/beating-burnout . Accessed 28 Oct. 2024.

“5 Consequences of Overworking Employees for Your Business.” ActivTrak, 5 May 2024, www.activtrak.com/blog/consequences-of-overworking-employees/.

Edú-Valsania, Sergio, et al. “Burnout: A Review of Theory and Measurement.” MDPI, Multidisciplinary Digital Publishing Institute, 4 Feb. 2022, www.mdpi.com/1660-4601/19/3/1780.

Harper, Caitlin. “How to Build a Support System for Your Mental Health.” MyWellbeing, 22 June 2023, www.mywellbeing.com/therapy-101/how-to-build-a-support-system.

Fraga, Juli. “How to Identify and Prevent Burnout.” Healthline, Healthline Media, www.healthline.com/health/tips-for-identifying-and-preventing-burnout. Accessed 28 Oct. 2024.

“Is Work Overload Hurting Your Organization’s Performance?” Calm, 29 July 2024, www.business.calm.com/resources/blog/is-work-overload-hurting-your-organizations-performance/.

“Preventing Burnout: 7 Strategies and When to Seek Help.” Medical News Today, www.medicalnewstoday.com/articles/preventing-burnout. Accessed 28 Oct. 2024.

“The Health Benefits of Good Friends.” Mayo Clinic, Mayo Foundation for Medical Education and Research, 15 Oct. 2024, www.mayoclinic.org/healthy-lifestyle/adult-health/in-depth/friendships/art-20044860.

“The Research Is Clear: Long Hours Backfire for People and for Companies.” Harvard Business Review, 28 Dec. 2015, www.hbr.org/2015/08/the-research-is-clear-long-hours-backfire-for-people-and-for-companies.

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency. 

How to Help Clients Navigate ACA Marketplace Subsidies & Taxes: https://lnk.to/Lw5Dmc   How to Stay Compliant During All Medicare Sales: https://lnk.to/41gE4C   Where It All Begins: Obtaining Permission to Contact for Medicare Sales: https://ritterim.com/blog/where-it-all-begins-obtaining-permission-to-contact-for-medicare-sales/  Why Are Part D Prescription Drug Plans So Different? https://ritterim.com/blog/why-are-part-d-prescription-drug-plans-so-different/  

“Authorization to Disclose Personal Health ...” Centers for Medicare & Medicaid, https://www.cms.gov/medicare/cms-forms/cms-forms/downloads/cms10106.pdf. Accessed 14 Feb. 2025.   “Britney Spears’s Conservatorship Terminated after Nearly 14 Years.” The Guardian, Guardian News and Media, 12 Nov. 2021, https://www.theguardian.com/music/2021/nov/12/britney-spears-conservatorship-terminated.  “Conservatorship and Guardianship.” Family Caregiver Alliance, https://www.caregiver.org/resource/conservatorship-and-guardianship/. Accessed 19 Feb. 2025.  Kenton, Will. “Conservatorship Definition, How It Works, Types, Alternatives.” Investopedia, Investopedia, https://www.investopedia.com/terms/c/conservatorship.asp. Accessed 14 Feb. 2025.   “Elder Abuse Statistics.” Justice.Gov, U.S. Department of Justice, https://www.justice.gov/file/970666/dl?inline=. Accessed 14 Feb. 2025.   “Financial Exploitation Resources.” Financial Exploitation Resources | Department of Aging | Commonwealth of Pennsylvania, Commonwealth of Pennsylvania, https://www.pa.gov/agencies/aging/aging-programs-and-services/advocacy-education-protection/financial-exploitation-resources.html. Accessed 14 Feb. 2025.   “GAO-10-1046 Highlights, Guardianships.” GAO.Gov, United States Government Accountability Office, https://www.gao.gov/assets/gao-10-1046-highlights.pdf. Accessed 14 Feb. 2025.   “Get the Facts on Elder Abuse.” NCOA, National Council on Aging, https://www.ncoa.org/article/get-the-facts-on-elder-abuse/. Accessed 14 Feb. 2025.   “New California Law Limits Conservatorships after Britney Spears Saga.” Mortensen & Reinheimer, PC, Mortensen & Reinheimer, PC, https://www.ocestateplanning.net/law-blog/2023/january/new-california-law-limits-conservatorships-after/. Accessed 14 Feb. 2025.   “Power of Attorney.” AmericanBar.Org, American Bar Association, https://www.americanbar.org/groups/real_property_trust_estate/resources/estate-planning/power-of-attorney/. Accessed 19 Feb. 2025.  “Rules and Model Language for Proof of Representation Vs ...” Centers for Medicare & Medicaid, https://www.cms.gov/files/document/por-vs-ctrpdf. Accessed 14 Feb. 2025.   “Using a Power of Attorney to Enroll a Beneficiary in a Medicare Drug Plan.” ElderLawAnswers for Attorneys - Affordable Content Marketing for Busy Elder Law Attorneys, ElderLawAnswers for Attorneys, https://attorney.elderlawanswers.com/using-a-power-of-attorney-to-enroll-a-beneficiary-in-a-medicare-drug-plan-6414. Accessed 14 Feb. 2025.   “What is a medical power of attorney.” FreeWill, https://www.freewill.com/learn/what-is-a-medical-power-of-attorney/. Accessed 19 Feb. 2025.  Firm, The Karp Law. “Your Power of Attorney Is Not Enough for Medicare, Social Security.” Karp Law Firm, https://karplaw.com/your-power-of-attorney-is-not-enough-for-medicare-social-security/. Accessed 14 Feb. 2025.  

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel   

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ 

Not affiliated with or endorsed by Medicare or any government agency. 

ACA 101: Selling Under-65 Health Insurance: https://ritterim.com/blog/aca-101-selling-under-65-health-insurance/

Final Expense Insurance: How Much Can Clients Expect It To Cover? https://link.chtbl.com/ASG519

3 Growth Strategies for Your Insurance Sales Territory: https://link.chtbl.com/ASG5875

How to Get Started in Medicare Sales: https://link.chtbl.com/ASG569

Getting Started Selling Medicare Supplements: https://link.chtbl.com/ASG497

Keys to Client Retention: Digital Communication: https://link.chtbl.com/ASG577

Medicare Isn’t Just for Seniors: Selling to the Under-65 Market: https://ritterim.com/blog/medicare-isnt-just-for-seniors-selling-to-the-under-65-market/

Medicare Quote Engine: https://ritterim.com/the-ritter-platform/#medicare-quote-engine

Out of the Box Ideas for Selling Final Expense Insurance: https://link.chtbl.com/ASG592

Ritter Can Help You Stay in Touch with Your Clients: https://link.chtbl.com/ASG488

Using a SWOT Analysis to Review Your Insurance Business: https://link.chtbl.com/ASG559

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

5 Tips for Creating Your Personal Brand: https://ritterim.com/blog/5-tips-for-creating-your-personal-brand/

Best Practices for Writing an Email to Your Insurance Clients: https://ritterim.com/blog/best-practices-for-writing-an-email-to-your-insurance-clients/  

Build Your Brand with Community Involvement: https://ritterim.com/blog/build-your-brand-with-community-involvement/ 

CMS 2025 Marketplace Integrity & Affordability Proposed Rule: https://lnk.to/asgf20250314

Diversify Your Insurance Portfolio & Reap Real Rewards: https://lnk.to/asg651

How Professional Organizations Make You a Better Agent: https://ritterim.com/blog/how-professional-organizations-make-you-a-better-agent/

Keys to Client Retention: Face-to-Face Communication: https://ritterim.com/blog/keys-to-client-retention-face-to-face-communication/

Keys to Client Retention: Digital Communication: https://ritterim.com/blog/keys-to-client-retention-digital-communication/

Knight School Online Training: https://ritterim.com/knight-school/

Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/ 

Should You Become a Certified Insurance Counselor? https://ritterim.com/blog/should-you-become-a-certified-insurance-counselor/

Bicaku, Enina. “16 Striking Business Card Trends of 2025 (+ 54 Examples).” Looka.Com, Looka, 2 Feb. 2025, looka.com/blog/business-card-trends/.

Khatri, Dimple. “28 Business Card Statistics That Will Surprise You in 2024.” Printtobrand.Com, Print To Brand, 2 Jan. 2025, printtobrand.com/business-cards-statistics/.

“AHIP.” Ahip.Org, AHIP, www.ahip.org/. Accessed 18 Mar. 2025.

“Business Cards Templates & Designs.” Vistaprint.Com, VistaPrint, www.vistaprint.com/business-cards/standard/templates. Accessed 18 Mar. 2025.

“English Language & Usage Stack Exchange.” English.Stackexchange.Com/, English Language & Usage Stack Exchange, english.stackexchange.com/. Accessed 18 Mar. 2025.

“Fonts That Get Your Business Card Noticed.” Psprint.Com, PsPrint, www.psprint.com/resources/powerful-business-card-fonts/. Accessed 18 Mar. 2025.

“Grammarly.” Grammarly.Com, Grammarly, www.grammarly.com/. Accessed 18 Mar. 2025.

“Grammarly Blog.” Grammarly.Com, Grammarly, www.grammarly.com/blog/. Accessed 18 Mar. 2025.

“How to Choose the Perfect Colors for Your Business Card.” Vistaprint.Com, VistaPrint, www.vistaprint.com/hub/business-card-colors. Accessed 18 Mar. 2025.

Laws, Jasmine. “Map Shows Most Spoken Languages in Each State Besides English and Spanish.” Newsweek.Com, Newsweek, 3 Dec. 2024, www.newsweek.com/map-shows-most-spoken-languages-each-state-besides-english-spanish-1993046.

“NABIP: Who We Are.” NABIP.Org, NABIP, nabip.org/who-we-are. Accessed 18 Mar. 2025.

Naifa. “National Association of Insurance and Financial Advisors.” Naifa.Org, National Association of Insurance and Financial Advisors, belong.naifa.org/. Accessed 18 Mar. 2025.

Fogarty, Mignon. “Grammer Girl Podcast.” Quickanddirtytips.Com, Quick and Dirty Tips, www.quickanddirtytips.com/grammar-girl/. Accessed 18 Mar. 2025.

Venditti, Bruno. “The Most Spoken Language in Every U.S. State (Besides English and Spanish).” Visualcapitalist.Com, Visual Capitalist, 31 Oct. 2023, www.visualcapitalist.com/cp/the-most-spoken-language-in-every-u-s-state-besides-english-and-spanish/.

Geri. “The Psychology of Colors in Business Cards.” Clcme.Eu, Click Me Smart Card, 19 Feb. 2025, clcme.eu/the-psychology-of-colors-in-business-cards/.

Lockwood, Amy. “Why Business Cards Are Still Relevant in 2025.” Emailsignaturerescue.Com, Email Signature Rescue, 18 Dec. 2024, www.emailsignaturerescue.com/blog/why-business-cards-are-still-relevant-in-2025.

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Not affiliated with or endorsed by Medicare or any government agency.

9 Essential Tools for Beginner Insurance Agents: https://link.chtbl.com/ASG595 

Developing a Retention Mindset ft. Blake Amos (Cigna Healthcare): https://link.chtbl.com/2024BlakeAmos 

eBooks and Guides from Ritter Insurance Marketing: https://ritterim.com/guides/

FAQs About AHIP: https://ritterim.com/blog/what-is-ahip-certification-and-how-do-i-get-it/  

FAQs About NABIP Medicare Certification: https://ritterim.com/blog/faqs-about-nabip-medicare-certification/

Register with Ritter Insurance Marketing (RitterIM.com): https://app.ritterim.com/public/registration/

Ritter Certification Center: https://docs.ritterim.com/products/certification/

The Latest Available 2025 MA & PDP Carrier Certifications: https://ritterim.com/blog/the-latest-available-2025-ma-and-pdp-carrier-certifications/

Training Opportunities for Insurance Agents at Ritter Insurance Marketing: https://link.chtbl.com/ASG437 

What Does 'Ready-to-Sell' Mean for Medicare Agents? https://link.chtbl.com/ASG529  

What Is AHIP Certification and How Do I Get It? https://ritterim.com/blog/what-is-ahip-certification-and-how-do-i-get-it/ 

AHIP Certification Official Site: https://www.ahipmedicaretraining.com/page/login  

Miramar:Agent FWA Training: https://miramar-agent.com/KnowledgeBase/Article?kb=5

NABIP Certification Official Site: https://nabip.org/professional-development/medicare-advantage-certification 

Pinpoint Global Communications: https://www.pinpointglobal.com/medicare-certification-systems

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel   

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ 

CMS’ New Definition of Marketing & How It Affects Agents Selling Medicare Plans: https://link.chtbl.com/ASGN20230515B

Do’s and Don’ts of Medicare Compliance: https://link.chtbl.com/ASG542

How to Host a Successful Medicare Sales Event FREE eBook Direct Download: https://ritterim.com/documents/how-to-host-a-successful-medicare-sales-event.pdf

How to Host a Successful Medicare Educational Event FREE eBook Direct Download: https://ritterim.com/documents/the-complete-guide-on-how-to-host-an-educational-event.pdf

Rules for Hosting a Compliant Medicare Educational Event: https://link.chtbl.com/ASG540

Rules for Hosting a Compliant Medicare Sales Event: https://link.chtbl.com/ASG541

What Not to Say During Medicare Educational and Sales Events: https://link.chtbl.com/ASG476

The Ritter Compliance Program – Ritter Docs: https://docs.ritterim.com/compliance/compliance-at-ritter/

“CMS Issues New Rule Limiting Third-Parties Who Conduct Medicare Advantage Marketing: Perspectives: Reed Smith LLP.” Reed Smith, 6 June 2022, www.reedsmith.com/en/perspectives/2022/06/cms-issues-new-rule-limiting-thirdparties.

“Contract Year 2025 Medicare Advantage and Part D Final Rule (CMS-4205-F).” CMS.Gov, 4 Apr. 2024, www.cms.gov/newsroom/fact-sheets/contract-year-2025-medicare-advantage-and-part-d-final-rule-cms-4205-f.

“Medicare Communications and Marketing Guidelines...” Center of Medicare and Medicaid, 9 Feb. 2022, www.cms.gov/files/document/medicare-communications-and-marketing-guidelines-3-16-2022.pdf.

“Medicare Program; Contract Year 2023 Policy and Technical Changes to the Medicare Advantage and Medicare Prescription Drug Benefit Programs...” Federal Register, http://www.federalregister.gov/documents/2022/05/09/2022-09375/medicare-program-contract-year-2023-policy-and-technical-changes-to-the-medicare-advantage-and. Accessed 5 Sept. 2024

“Title 42 Chapter IV Subchapter B Part 422 Subpart V—Medicare Advantage Communication Requirements.” Federal Register, www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V. Accessed 5 Sept. 2024.

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@RitterIM.com or call 1-717-562-7211 and leave a voicemail.

Pivot: https://podcasts.voxmedia.com/show/pivot

The $100 MBA: https://100mba.net/mba2549/

Business Breakdowns: https://joincolossus.com/series/business-breakdowns/

The Tim Ferriss Show: https://tim.blog/podcast/

Money Rehab: https://chartable.com/podcasts/money-rehab-with-nicole-lapin

Agent Apps | Best eBook & Audiobook Apps: https://pod.fo/e/27a355 

Agent Apps | Ritter Staff’s Top 5 Apps: https://pod.fo/e/28515e 

Top 10 Holiday Toys of 2024: https://pod.fo/e/287dd6 

The Power of Listening & Laughter: https://pod.fo/e/2870fa 

Han, Juliette. “3 Great Business Podcasts for Business Leaders and Builders.” Forbes, Forbes Magazine, 20 Feb. 2024, https://www.forbes.com/sites/juliettehan/2024/02/17/3-great-business-podcasts-for-business-leaders-and-builders/.

Schooley, Skye. “Best Business Podcasts of 2024.” Business.Com, https://www.business.com/articles/best-business-podcasts/. Accessed 26 Nov. 2024.

“Business on Apple Podcasts.” Apple Podcasts, podcasts.apple.com/us/genre/1321. Accessed 26 Nov. 2024.

“Business Podcasts 2024.” Winners Webby Awards, The Webby Awards, winners.webbyawards.com/winners/podcasts/shows/business?years=0. Accessed 26 Nov. 2024. “The 20 Best

Business Podcasts in 2024.” The Investor’s Podcast Network, 6 Aug. 2024, https://www.theinvestorspodcast.com/podcasts/20-best-business-podcasts/.

Lower Street. “The 18 Best Business Podcasts Worth Listening To.” Lower Street, lowerstreet.co/blog/best-business-podcasts. Accessed 26 Nov. 2024.

Howarth, Josh. “Top 18 Business Podcasts (2024).” Exploding Topics, Exploding Topics, 3 June 2024, explodingtopics.com/blog/business-podcasts.

“Top Free Business Podcasts.” Audible.Com, https://www.audible.com/charts/free-business-podcasts/23593497011. Accessed 26 Nov. 2024.

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

Stellarium Official Site: https://stellarium-labs.com/

Smash Tanks – AR Board Game: https://apps.apple.com/us/app/smash-tanks-ar-board-game/id1286732547

Angry Birds AR: Isle of Pigs: https://apps.apple.com/us/app/angry-birds-ar-isle-of-pigs/id1456120259

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Agent’s Guide to Digital Marketing Resources: https://link.chtbl.com/ASG584

Agent’s Guide to Email Communication Resources: https://link.chtbl.com/ASG598

Best Free Writing & Grammar Apps: https://link.chtbl.com/ASGA58

Fun With Multiplayer Mobile Games: https://link.chtbl.com/ASGA031

Grow With These Plant and Nature Apps: https://link.chtbl.com/ASGA30

Stellarium Labs. “Stellarium VR on Meta Quest.” Meta, Meta, www.meta.com/experiences/6628847520574290/  Accessed 23 July 2024.

“Telescope Control in Stellarium Mobile Plus.” Stellarium Labs, Stellarium Labs, stellarium-labs.com/telescope-control-in-stellarium-mobile-plus/ Accessed 23 July 2024.

Ritter on Facebook, Instagram, LinkedIn, TikTok, X, and YouTube

Sarah on LinkedIn, Instagram, and Threads

Tina on LinkedIn

2025 Medicare Advantage and Medicare Part D Premiums: https://link.chtbl.com/ASGF20241004

CMS Announces Medicare $2 Drug List Model RFI: https://link.chtbl.com/ASGF20241011

Optimize Client Acquisition by Becoming a Registered Social Security Analyst ft. Tom Drapala: https://link.chtbl.com/2024TomDrapala

Preparing Clients for the New Medicare Prescription Payment Plan Program: https://link.chtbl.com/ASG621

Staying Motivated Amidst Change & Disruption: https://link.chtbl.com/ASGM20240710

What to Do if Your Medicare Part D Plans Become Non-Commissionable: https://link.chtbl.com/ASGN20241005

“Consumer Price Index - September 2024.” BLS.Gov, US Bureau of Labor & Statistics, 10 Oct. 2024, www.bls.gov/news.release/pdf/cpi.pdf.

“Create Your Personal My Social Security Account Today.” SSA, Social Security Administration, www.ssa.gov/myaccount/. Accessed 11 Oct. 2024.

Bogle, Darlynda. “How the Hold Harmless Provision Protects Your Benefits.” Blog.SSA.Gov, Social Security Administration, 19 Aug. 2024, blog.ssa.gov/how-the-hold-harmless-provision-protects-your-benefits/.

“Social Security Cost of Living Adjustment.” SSA.Gov, Social Security Administration, 10 Oct. 2024, www.ssa.gov/cola/.

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

AgencyBloc: https://www.agencybloc.com/ 

Phone.com: https://www.phone.com/

RingCentral: https://www.ringcentral.com/

Zoom Phone: https://www.zoom.com/en/products/voip-phone/  

Agency Bloc’s Plus Suite: https://www.agencybloc.com/software-solutions/

Integrity’s MedicareCENTER Call Recording Solution: https://integrity.com/MedicareCENTER/

Recordia Telephony Service: https://recordia.net/en/recordia-telephony-service-2-en/

Senior Market Sales CallRecording Solution: https://www.seniormarketsales.com/training-library/videos/phonedotcom

TTEC’s Mobile Record and Store Now: https://www.ttec.com/industries/healthcare 

A Review of the Top Call Recording Applications for Compliant Medicare Business: https://ritterim.com/blog/a-review-of-the-top-call-recording-applications-for-compliant-medicare-business/

CMS’ New Definition of Marketing & How It Affects Agents Selling Medicare Plans: https://link.chtbl.com/ASGN20230515B

Sales and Communication Practices: https://docs.ritterim.com/compliance/sales-communication-practices/

What Are Agents Responsible for Under HIPAA? https://ritterim.com/blog/what-are-agents-responsible-for-under-hipaa/

Where It All Begins Obtaining Permission to Contact for Medicare Sales: https://ritterim.com/blog/where-it-all-begins-obtaining-permission-to-contact-for-medicare-sales/

Tautimes, Mari. “Should Insurance Agents Use Text Messages to Communicate with Clients?” Western Asset Protection Blog, Western Asset Protection, 16 May 2019, info.westernassetprotection.com/blog/should-insurance-agents-use-text-messages-to-communicate-with-clients

Dice, Zach. “VoIP vs. Company Cell Phones: Which Is Best for Your Business?” Dice Communications Blog, Dice Communications, 3 Nov. 2022, dicecommunications.com/six-key-differentiators-between-company-cell-phones-and-voip

Alder, Steve. “HIPAA Training Requirements.” HIPAA Journal, HIPAA Journal, 21 May 2023, www.hipaajournal.com/hipaa-training-requirements/

“Telephone Consumer Protection Act 47 USC § 227.” Federal Communications Commission, Federal Communications Commission, www.fcc.gov/sites/default/files/tcpa-rules.pdf Accessed 22 July 2024.

Alder, Steve. “The Use of Technology and HIPAA Compliance.” HIPAA Journal, HIPAA Journal, 27 Nov. 2023, www.hipaajournal.com/the-use-of-technology-and-hipaa-compliance/ 

“Worldwide Texting Statistics.” Vermont State Highway Safety Office, State of Vermont, 20 June 2018, shso.vermont.gov/sites/ghsp/files/documents/Worldwide%20Texting%20Statistics.pdf

Staff in the Office of Technology. “Can-SPAM Act: A Compliance Guide for Business.” Federal Trade Commission, 17 Jan. 2024, www.ftc.gov/business-guidance/resources/can-spam-act-compliance-guide-business

Follow Us on Social! 

Ritter on Facebook, Instagram, LinkedIn, TikTok, X, and YouTube

Sarah on LinkedIn, Instagram, and Threads

Tina on LinkedIn

Agent Apps | Professional Networking & Events: https://link.chtbl.com/ASGA20230823

Agent’s Guide to Email Communication Resources: https://link.chtbl.com/ASG598

Affinity Partnerships for Insurance Agents: https://ritterim.com/blog/affinity-partnerships-for-insurance-agents/  

Apps for Social Medicare Marketing: https://link.chtbl.com/ASGA52

FREE eBook - The Definitive Guide to Getting Leads and Prospecting for Medicare Sales: https://ritterim.com/lead-generation-guide/

FREE eBook – Social Media Marketing for Insurance Agents: https://ritterim.com/social-media-ebook/

TikTok Basics for Insurance Agents: https://link.chtbl.com/ASG603

Dixon, Stacy Jo. “Biggest Social Media Platforms by Users 2024.” Statista, Statista ,10 July 2024, www.statista.com/statistics/272014/global-social-networks-ranked-by-number-of-users/

Dixon, Stacy Jo. “Global X/Twitter User Age Distribution 2024.” Statista, Statista, 26 June 2024, www.statista.com/statistics/283119/age-distribution-of-global-twitter-users/ 

“Help Center.” Help Center, X, help.x.com/en. Accessed 30 July 2024.

“Twitter.Com Traffic Analytics, Ranking & Audience [June 2024].” Similarweb, Similarweb, 1 June 2024, www.similarweb.com/website/twitter.com/

“Social Media Fact Sheet.” Pew Research Center, Pew Research Center, 31 Jan. 2024, www.pewresearch.org/internet/fact-sheet/social-media/#which-social-media-platforms-are-most-common  

“The Sprout Social Index Edition XIX: Breakthrough.” Sprout Social, Sprout Social, 8 Mar. 2024, www.sproutsocial.com/insights/index/  

Dixon, Stacy Jo. “Top Types of Posts on X/Twitter Worldwide 2022.” Statista, Statista, 25 Sept. 2023, www.statista.com/statistics/1310989/most-liked-type-of-content-on-twitter/

Zote, Jacqueline. “What Is Twitter Spaces? – Bring Your Twitter Conversations to Life with Audio.” Sprout Social, Sprout Social, 6 Sept. 2023, www.sproutsocial.com/insights/twitter-spaces/

Ritter on Facebook, Instagram, LinkedIn, TikTok, X, and YouTube

Sarah on LinkedIn, Instagram, and Threads

Tina on LinkedIn

5 Things from the CMS 2026 MA and Part D Proposed Rule: https://pod.fo/e/28c9d2  

How Ask Integrity Can Streamline Your Medicare Sales Appointments: https://pod.fo/e/27a354  

Instagram Basics for Insurance Agents: https://pod.fo/e/28803f 

Jantsch, John. “ 5 Marketing Trends That Will Disrupt 2025 (And How to Stay Ahead).” Ducttapemarketing.Com, Duct Tape Marketing, 4 Dec. 2024, https://ducttapemarketing.com/2025-marketing-trends-how-to-stay-ahead/.  

Chaffey, Dave. “10 Actionable Digital Marketing Trends for 2025.” Smartinsights.Com, Smart Insights, 11 Dec. 2024, https://www.smartinsights.com/digital-marketing-strategy/digital-marketing-trends-2025/.  

Rand, Stephanie. “10 Key Marketing Trends for the US in 2025.” Askattest.Com, Attest, 30 Oct. 2024, https://www.askattest.com/blog/articles/marketing-trends.  

Dionne, Jazmyn. “12 Digital Marketing Trends to Look Out For in 2025.” Hiilite.Com, Hiilite Web Design + Marketing + SEO, 27 Nov. 2024, https://hiilite.com/12-digital-marketing-trends-to-look-out-for-in-2025/.  

Howarth, Josh. “13 Top Marketing Trends (2024 & 2025).” Explodingtopics.Com, Exploding Topics, 11 June 2024, https://explodingtopics.com/blog/marketing-trends.  

Stahl, Stephanie. “40+ Content Marketing Trends Experts Predict Will Matter for Success in 2025.” Contentmarketinginstitute.Com, Content Marketing Institute, 4 Dec. 2024, https://contentmarketinginstitute.com/articles/trends-content-marketing/.  

“2025 Marketing Trends to Watch Out For: Part 1.” Northbeam Blog, Northbeam, 17 July 2024, https://www.northbeam.io/post/2025-marketing-trends-to-watch-out-for-part-1.  

Early, Morgan. “2025 Marketing Trends.” Fullcircleinsights.Com, Full Circle Insights, 6 Dec. 2024, https://fullcircleinsights.com/blog/2025-marketing-trends/.  

Bevel, Christopher. “2025 Outlook: 10 Media and Marketing Trends to Watch.” Amapittsburgh.Org, American Marketing Association Pittsburgh, 19 Oct. 2024, https://amapittsburgh.org/blog/2025-outlook-10-media-and-marketing-trends-to-watch/.  

Bansal, Deepak. “Digital Marketing Trends for 2025 and Beyond.” Forbes, Forbes Magazine, 13 Nov. 2024, https://www.forbes.com/councils/forbesbusinesscouncil/2024/11/13/digital-marketing-trends-for-2025-and-beyond/.  

“Digital Marketing Trends for 2025: Content Strategy.” Spinutech.Com, Spinutech, 26 Nov. 2024, https://www.spinutech.com/digital-marketing/content/strategy/digital-marketing-trends-for-2025-content-strategy/.  

Perry, Hanif. “Four Trends to Feed 2025 Marketing Planning.” Prophet.Com, Prophet Brand Strategy, 2 Dec. 2024, https://prophet.com/2024/08/four-trends-to-feed-2025-marketing-planning/.  

Schultz, Mike. “How Many Touches Does It Take to Make a Sale?” Rainsalestraining.Com, RAIN Group Sales Training, 19 Dec. 2023, https://www.rainsalestraining.com/blog/how-many-touches-does-it-take-to-make-a-sale. 

Krafft, Natalie. “Marketing in 2025: Six Key Trends That Will Drive the Future.” Oppizi.Com, Oppizi, 17 Oct. 2024, https://www.oppizi.com/blog/marketing-trends/marketing-in-2025-five-key-trends-that-will-drive-the-future/.  

“Marketing Trends 2025.” Kantar.Com, Kantar, https://www.kantar.com/campaigns/marketing-trends. Accessed 12 Dec. 2024.  

“Marketing Trends 2025: 13 Trends to Help You Power Through.” Mediatool.Com, Mediatool, 12 Nov. 2024, https://mediatool.com/blog/marketing-trends-2025.  

Yakuel, Pini. “Marketing Trends 2025: Predictions, Tips, & Technologies to Thrive.” Optimove.Com, Optimove, 25 Nov. 2024, https://www.optimove.com/blog/marketing-trends-2025-top-predictions.  

“Ready for 2025? The Marketing Trends That Could Change Everything.” Obaninternational.Com, Oban International, 29 Oct. 2024, https://obaninternational.com/blog/the-marketing-trends-set-to-rule-2025/.  

Concannon, Lance. “The Biggest Marketing Trends for 2025.” Meltwater, Meltwater, 22 Nov. 2024, https://www.meltwater.com/en/blog/marketing-trends-2025.  

“The Top Digital Marketing Trends You Need to Know for 2025.” Abstraktmg.Com, Abstrakt Marketing Group, 29 Oct. 2024, https://www.abstraktmg.com/digital-marketing-trends/.  

Phil, Wilson. “Top 2025 Digital Marketing Trends: AI, MMM, and More.” Thinkwithgoogle.Com, Google, Dec. 2024, https://www.thinkwithgoogle.com/intl/en-emea/consumer-insights/consumer-trends/digital-marketing-trends-2025/.  

Treanor, Tom. “What Is First-Party Data? How To Build a First-Party Data Strategy.” Cdp.Com, The Customer Data Platform Resource, https://cdp.com/articles/what-is-first-party-data-and-why-is-it-so-important/. Accessed 12 Dec. 2024.  

Yakuel, Pini. “Zero-Party Data, Infinite Potential: Marketing Trends to Watch in 2025.” CMSWire.Com, CMSWire, 10 Dec. 2024, https://www.cmswire.com/digital-marketing/zero-party-data-infinite-potential-marketing-trends-to-watch-in-2025/.  

“Zero Party Data vs First, Second & Third Party Data Explained.” Usercentrics.Com, Usercentrics, 1 Nov. 2024, https://usercentrics.com/knowledge-hub/zero-first-and-third-party-data/.  

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance      

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel   

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ 

Not affiliated with or endorsed by Medicare or any government agency. 

• Sarah’s 2025 Goals
• Highlights from CES 2025
• First HIPAA Update Since 2013
• ACA DACA Enrollment Eligibility Update
• 2025 ACA Enrollment Snapshot #2

Cement City: https://www.cementcity.org/

Carlson, Jeff. “CES 2025: We’re Obsessed With These 28 New Products So Far.” CNET.Com, CNET, 9 Jan. 2025, www.cnet.com/pictures/ces-2025-were-obsessed-with-these-28-new-products-so-far/.

Kastrenakes, Jacob. “CES 2025: All the News, Gadgets, and Surprises.” Theverge.Com, The Verge, 4 Jan. 2025, www.theverge.com/2025/1/4/24307731/ces-2025-tvs-gaming-smart-home-wearables-news.

Halliday AI Glasses: https://hallidayglobal.com/products/reservation 

Ortiz, Sabrina. “Halliday Just Unveiled the AI Glasses That Meta, Google and Apple Have Been Trying to Build.” ZDNET.Com, ZDNET, 8 Jan. 2025, www.zdnet.com/article/halliday-just-unveiled-the-ai-glasses-that-meta-google-and-apple-have-been-trying-to-build/.

Mirumi: https://mirumi.ux-xu.com/

Segway Navimov X3 Series: https://navimow.segway.com/uk/product/navimow-x.html

Stolyar, Brenda. “The 31 Best Gadgets From CES 2025 You Can Buy Right Now.” Wired.Com, Conde Nast, 9 Jan. 2025, www.wired.com/story/the-gadgets-from-ces-2025-you-can-buy-right-now/.

Weatherbed, Jess. “These Smart Glasses Have a Tiny Little Screen Hidden in the Frame.” Theverge.Com, The Verge, 6 Jan. 2025, www.theverge.com/2025/1/5/24334030/halliday-smart-glasses-ai-tiny-display-frame-availability-price-ces.

Olsen, Emily. “HHS Proposes HIPAA Update to Boost Healthcare Cybersecurity.” Healthcaredive.Com, Healthcare Dive, 3 Jan. 2025, www.healthcaredive.com/news/hhs-hipaa-security-rule-update-cybersecurity/736451/.

Beavins, Emma. “HHS Proposes New Cybersecurity Requirements as First Major HIPAA Update in 10 Years.” Fiercehealthcare.Com, Fierce Healthcare, 7 Jan. 2025, www.fiercehealthcare.com/regulatory/hhs-proposes-cybersecurity-updates-healthcare-organizations.

“HIPAA Security Rule To Strengthen the Cybersecurity of Electronic Protected Health Information.” Federalregister.Gov, Federal Register, 6 Jan. 2025, www.federalregister.gov/documents/2025/01/06/2024-30983/hipaa-security-rule-to-strengthen-the-cybersecurity-of-electronic-protected-health-information.

“DACA Eligibility Update.” Khbe.Ky.Gov, Kynect Health Coverage, khbe.ky.gov/Agents-kynectors/Documents/kynector-FAQ.pdf. Accessed 9 Jan. 2025.

“HHS Final Rule Clarifying the Eligibility of Deferred Action for Childhood Arrivals (DACA) Recipients and Certain Other Noncitizens.” CMS.Gov, Centers for Medicare & Medicaid Services, 3 May 2024, www.cms.gov/newsroom/fact-sheets/hhs-final-rule-clarifying-eligibility-deferred-action-childhood-arrivals-daca-recipients-and-certain.

“Immigration Status to Qualify for the Marketplace.” HealthCare.Gov, Centers for Medicare & Medicaid Services, www.healthcare.gov/immigrants/immigration-status/. Accessed 9 Jan. 2025.

“Kansas et al. v. United States of America et Al..” Litigationtracker.Law.Georgetown.Edu, Georgetown University, 2 Jan. 2025, litigationtracker.law.georgetown.edu/litigation/kansas-et-al-v-united-states-of-america-et-al/.

Pillair, Drishti, and Samantha Artiga. “Overview and Implications of the ACA Marketplace Expansion to DACA Recipients.” KFF.Org, KFF, 6 Jan. 2025, www.kff.org/racial-equity-and-health-policy/issue-brief/overview-and-implications-of-the-aca-marketplace-expansion-to-daca-recipients/.

“Recent Court Decisions Impacting the Marketplace.” HealthCare.Gov, Centers for Medicare & Medicaid Services, www.healthcare.gov/court-decisions/. Accessed 9 Jan. 2025.

“State-Based Marketplaces: 2025 Open Enrollment.” CMS.Gov, Centers for Medicare & Medicaid Services, 17 Oct. 2024, www.cms.gov/files/document/state-exchange-oe-chart-py-2025.pdf.

“State Health Insurance Marketplace Types, 2025.” KFF.Org, KFF, 26 Oct. 2024, www.kff.org/affordable-care-act/state-indicator/state-health-insurance-marketplace-types/.

“State of Kansas, et al. Appellees v. United States of America and Centers for Medicare & Medicaid Services Appellants.” Litigationtracker.Law.Georgetown.Edu, Georgetown University, litigationtracker.law.georgetown.edu/wp-content/uploads/2024/12/Kansas_2024.12.16_ORDER.pdf. Accessed 9 Jan. 2025.

“Marketplace 2024 Open Enrollment Period Report: Final National Snapshot.” CMS.Gov, Centers for Medicare & Medicaid Services, 24 Jan. 2024, www.cms.gov/newsroom/fact-sheets/marketplace-2024-open-enrollment-period-report-final-national-snapshot.

“Marketplace 2025 Open Enrollment Period Report: National Snapshot.” CMS.Gov, Centers for Medicare & Medicaid Services, 8 Jan. 2025, www.cms.gov/newsroom/fact-sheets/marketplace-2025-open-enrollment-period-report-national-snapshot-1.

“Nearly 24 Million Consumers Have Selected Affordable Health Coverage in ACA Marketplace, With Time Left to Enroll.” CMS.Gov, Centers for Medicare & Medicaid Services, 8 Jan. 2025, www.cms.gov/newsroom/press-releases/nearly-24-million-consumers-have-selected-affordable-health-coverage-aca-marketplace-time-left.

5 Tips for Finding Supplemental Coverage for ACA Plans: https://lnk.to/xDtALf

Lessons Learned in 2024: https://lnk.to/asg637

Marketing Trends for 2025: https://lnk.to/asg639

Setting SMART Goals in 2025: https://lnk.to/asgf20250103

Why Gen Z is a Good Fit for Selling Insurance: https://lnk.to/asg640

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

Integrity Webinars: https://learningcenter.tawebhost.com/MedicareCENTER-Webinar-Schedule.pdf

Ritter Insurance Marketing Events: https://ritterim.com/events/

Registration for upcoming Ritter Summits: https://summits.ritterim.com/

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Kilonotes Pocket Apple: https://apps.apple.com/us/app/kilonotes-pocket/id1574139091

Kilonotes PDF Apple: https://apps.apple.com/us/app/kilonotes-notes-pdf-reading/id1514322479

Kilonotes Playstore: https://play.google.com/store/apps/details?id=com.topstack.kilonotes.pad&hl=en_US&gl=US

Notion Official Website: https://www.notion.so/product

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Agent Apps | Best Free Writing & Grammar Apps: https://link.chtbl.com/ASGA58

Agent Apps | What’s a Widget? Event Tracker Widgets and More: https://link.chtbl.com/ASGA59

How Much Money Can Health Insurance Agents Make? https://ritterim.com/blog/how-much-money-can-health-insurance-agents-make/

How to Become Certified for ACA Marketplace Sales with Federally Facilitated Marketplace (FFM) Training: https://ritterim.com/blog/how-to-become-certified-for-aca-marketplace-sales-with-federally-facilitated-marketplace-ffm-training/

Marketplace Training Resources for Health Insurance Agents: https://ritterim.com/blog/marketplace-training-resources-for-health-insurance-agents/

The Best Books for Insurance Agents: https://link.chtbl.com/ASG590

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka Twitter), https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

$99 Social: https://www.99dollarsocial.com/

AgentMethods: https://www.agentmethods.com/brokers-and-agents

ConciergeBee: https://conciergebee.com/social-media-specialist

Constant Contact: https://www.constantcontact.com/features/social-media-tools

Facebook Post Scheduler: https://www.facebook.com/help/389849807718635

Firebelly: https://www.firebellymarketing.com/services/social-media-management

HubSpot Social Media Strategy Guide: https://blog.hubspot.com/marketing/social-media-strategy-for-your-business

Hubstaff Talent: https://hubstafftalent.net/

Ignite Visibility: https://ignitevisibility.com/

Instagram Post Scheduler: https://help.instagram.com/439971288310029

LinkedIn: https://www.linkedin.com/feed/

LinkedIn Post Scheduler: https://www.linkedin.com/help/linkedin/answer/a1419179

LYFE Marketing: https://www.lyfemarketing.com/services/social-media-marketing-services/

Mailchimpe: https://mailchimp.com/solutions/social-media-marketing-tools/

Meta Business Help Center: https://www.facebook.com/business/help/942827662903020?id=916550222172854

ReminderMedia: https://remindermedia.com/email-social-media-marketing/

SEO Discovery: https://www.seodiscovery.com/social-media-agency-india.php

SocialBee: https://socialbee.com/

TikTok Video Scheduler: https://www.tiktok.com/business/en-US/blog/introducing-video-scheduler-now-you-can-plan-tiktoks-in-advance

Upwork: https://www.upwork.com/

X for Business Post Scheduler: https://business.x.com/en/help/campaign-editing-and-optimization/scheduled-tweets.html

5 Social Media Trends for Insurance Agents in 2024: https://link.chtbl.com/ASGF20240524

Social Media Marketing Apps: https://link.chtbl.com/ASGA52

Social Media Marketing for Insurance Agents eBook: https://ritterim.com/social-media-ebook/

TikTok Basics for Insurance Agents: https://link.chtbl.com/ASG603

Using a SWOT Analysis to Review Your Insurance Business: https://link.chtbl.com/ASG559

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ 

9 Essential Tools for Beginner Insurance Agents: https://ritterim.com/blog/9-essential-tools-for-beginner-insurance-agents/

Getting Started Selling Medicare Supplements: https://ritterim.com/blog/getting-started-selling-medicare-supplements/

Meet Your Sales Team at Ritter: https://ritterim.com/meet-your-sales-team/

Medicare Advantage Open Enrollment Do’s and Don’ts: https://ritterim.com/blog/medicare-advantage-open-enrollment-dos-and-donts/

Medicare Advantage Trial Rights Explained for Agents: https://ritterim.com/blog/medicare-advantage-trial-rights-explained-for-agents/

Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/

Van Edwards, Vanessa. “23 Essential Body Language Examples and Their Meanings.” Science of People, 26 Mar. 2024, https://www.scienceofpeople.com/body-language-examples/.

“Customer Pain Points: 4 Examples and How to Eliminate Them | Indeed.Com.” Indeed, https://www.indeed.com/career-advice/career-development/customer-pain-points. Accessed 30 Jan. 2025.

“How to Become Confident 12 Powerful Strategies to Unleash Confidence.” Tony Robbins, Tony Robbins, https://www.tonyrobbins.com/building-confidence/how-to-be-confident/.

“How Do Medicare’s and Medicare Advantage’s Open Enrollment Differ?” National Council on Aging, NCOA, https://www.ncoa.org/article/whats-the-difference-between-medicares-open-enrollment-period-and-medicare-advantage-open-enrollment/. Accessed 30 Jan. 2025.

Howard, Chris. “5 Best Practices for Building Trust with Clients.” Canopy, Canopy, 1 Feb. 2024, https://www.getcanopy.com/blog/best-practices-for-building-trust-with-your-clients.

“Learn about Carvana 7-Day Money Back Guarantee Limits | Carvana.” Carvana, https://www.carvana.com/help/purchasing-a-car/what-are-the-limits-of-the-7-day-money-back-guarantee. Accessed 30 Jan. 2025.

“Mastering the Puppy Dog Close a Comprehensive Guide.” Tomba, Tomba, 3 Aug. 2024, https://tomba.io/blog/mastering-the-puppy-dog-close-a-comprehensive-guide-to-sales-success/.

“Researcher Investigates How Our Snap Judgments Affect Society.” FABBS, 25 Jan. 2024, https://fabbs.org/news/2023/09/researcher-investigates-how-our-snap-judgments-affect-society/.

SOCO Sales Training. “The Assumptive Close: A Powerful Tool for Increasing Sales.” SOCO Sales Training, 30 Aug. 2024, https://www.socoselling.com/the-assumptive-close/.

Miller, Serena. “Top 10 Closing Techniques (with Examples, How-to’s, and Scenarios).” Outreach, https://www.outreach.io/resources/blog/sales-closing-techniques. Accessed 30 Jan. 2025.

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance 

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

How to Assist Clients with Marketplace Household Income Estimations: https://ritterim.com/blog/how-to-assist-clients-with-marketplace-household-income-estimations/

FAQs About Selling On-Exchange & Off-Exchange under-65 Plans: https://ritterim.com/blog/faqs-about-selling-on-exchange-off-exchange-under-65-plans/

Knight School Online Training: https://ritterim.com/knight-school/

Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/

Questions to Ask Clients Shopping for an ACA Plan: https://lnk.to/ZmW0rd

The Insurance Agent’s Guide to Establishing Successful Affinity Partnerships FREE eBook Download: https://ritterim.com/insurance-affinity-partnerships/

Why Client Retention Should Be Your Top Priority: https://lnk.to/NMDqSn

“Browse All 8 Trusted Partners.” IRS Free File | Internal Revenue Service, https://apps.irs.gov/app/freeFile/browse-all-offers/. Accessed 4 Mar. 2025.

“Essential Tax Forms for the Affordable Care Act (ACA).” TurboTax Tax Tips & Videos, Intuit Turbotax, https://turbotax.intuit.com/tax-tips/health-care/essential-tax-forms-for-the-affordable-care-act/L7VURKAae. Accessed 4 Mar. 2025.

“Health Plan Categories: Bronze, Silver, Gold & Platinum.” HealthCare.Gov, https://www.healthcare.gov/choose-a-plan/plans-categories/. Accessed 4 Mar. 2025.

“Health Coverage Tax Tool.” Health Coverage Tax Tool | HealthCare.Gov, https://www.healthcare.gov/tax-tool/#/. Accessed 4 Mar. 2025.

“How to Use Form 1095-A, Health Insurance Marketplace® Statement.” HealthCare.Gov, https://www.healthcare.gov/tax-form-1095/. Accessed 4 Mar. 2025.

“How to Find Your Form 1095-A Online.” HealthCare.Gov, https://www.healthcare.gov/downloads/how-to-find-form-1095-a-online.pdf. Accessed 4 Mar. 2025.

“How to Reconcile Your Premium Tax Credit.” HealthCare.Gov, https://www.healthcare.gov/taxes-reconciling/. Accessed 4 Mar. 2025.

“Premium Tax Credit (PTC).” IRS.Gov, Department of the Treasury Internal Revenue Service, https://www.irs.gov/pub/irs-pdf/f8962.pdf. Accessed 4 Mar. 2025.

“Understanding Your Letter 12C.” Internal Revenue Service, https://www.irs.gov/individuals/understanding-your-letter-12c. Accessed 4 Mar. 2025.

“What Is Affinity Marketing? (With Benefits and Tips) | Indeed.Com.” Indeed, https://www.indeed.com/career-advice/career-development/affinity-marketing. Accessed 4 Mar. 2025.

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

4 Effective Techniques for Closing Insurance Sales: https://link.chtbl.com/ASG535

Best Practices for Video Calls: https://link.chtbl.com/ASG597

The Best Books for Insurance Agents: https://link.chtbl.com/ASG590

Why Client Retention Should Be Your Top Priority: https://link.chtbl.com/ASG581

Why Go About Your Business in an Ethical, Compliant Fashion? https://ritterim.com/blog/why-go-about-your-business-in-an-ethical-compliant-fashion/

Why Trust Is an Insurance Agent’s Most Important Non-Renewable Resource: https://ritterim.com/blog/why-trust-is-an-insurance-agents-most-important-non-renewable-resource/

“5 Elements of Plot and How to Use Them to Build Your Novel.” Author Learning Center, Author Learning Center, www.authorlearningcenter.com/writing/fiction/w/plot-planning/7309/5-elements-of-plot-and-how-to-use-them-to-build-your-novel. Accessed 29 July 2024.

Chierotti, Logan. “Harvard Professor Says 95% of Purchasing Decisions Are Subconscious.” Inc.Com, Inc, 26 Mar. 2018, www.inc.com/logan-chierotti/harvard-professor-says-95-of-purchasing-decisions-are-subconscious.html.

Hughes, Melissa. “Storytelling Changes Our Brain and Our Behavior.” Melissahughes.Rocks, Melissa Hughes, 12 Jan. 2024, www.melissahughes.rocks/post/storytelling-changes-our-brain-and-our-behavior.

Glatch, Sean. “The 5 Stages of Freytag’s Pyramid: Intro to Dramatic Structure.” Writers.Com, Writers.com, 31 May 2024, www.writers.com/freytags-pyramid.

Nunn, Patrick D. “The Oldest True Stories in the World.” Sapiens.Org, Sapiens, 18 Oct. 2018, www.sapiens.org/language/oral-tradition/.

Cleary, Richard T. “The Power of Storytelling.” Hoopis.Com, Hoopis.com, www.hoopis.com/wp-content/uploads/2022/02/White-Paper-The-Power-of-Storytelling.pdf. Accessed 29 July 2024.

Belknap, Leslie. “The Science of Storytelling for Presentations (Infographic).” Ethos3 Blog, Ethos3, www.ethos3.com/the-science-of-storytelling-for-presentations-infographicthe-neuroscience-of-storytelling-infographic/. Accessed 29 July 2024.

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Linda Ugelow Official Website: https://lindaugelow.com/

Listen to Linda’s Podcast: https://lindaugelow.com/ditl-podcast/

Order Your Copy of Delight in the Limelight: https://lindaugelow.com/delight-in-the-limelight/

Read Linda’s Blog From My Mind to Yours: https://lindaugelow.com/blog/

Linda on Facebook, https://www.facebook.com/lindaugelowbiz/ Instagram, https://www.instagram.com/lindaugelow/

LinkedIn, https://www.linkedin.com/in/linda-ugelow-61858813/ TikTok, https://www.tiktok.com/@lindaugelow and YouTube, https://www.youtube.com/user/lindaugelow

Creating Margin & Taking Back Control of Your Time: https://lnk.to/asgmm9

How Relationship Marketing Can Make the Difference in Your Agency: https://lnk.to/asg642

Setting SMART Goals in 2025: https://lnk.to/asg639

The Power of Listening & Laughter: https://lnk.to/kDjaoK

Ugelow, Linda. Delight in the Limelight: Overcome Your Fear of Being Seen and Realize Your Dreams. Page Two Books, Inc, 2021.

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Not affiliated with or endorsed by Medicare or any government agency.

5 FAQs About the Shop & Enroll Phaseout: https://agentsurvivalguide.podbean.com/e/5-faqs-about-the-shop-enroll-phaseout/

Become a PlanEnroll Network Agent! Register for PlanEnroll Lead Program Training: https://trainings.planenroll.com/

Learn more about the Integrity Suite of Solutions: https://ritterim.com/integrity-tools/

Learn more about the Shop & Enroll Phaseout: https://ritterim.com/shop-and-enroll/

PlanEnroll Customization User Guide: https://learningcenter.tawebhost.com/PlanEnroll-Customization-User-Guide.pdf

Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/

Shop & Enroll Phaseout Frequently Asked Questions: https://ritterim.com/documents/shop-and-enroll-phaseout-faq.pdf

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Number Five: [02:22]

Number Four: [21:29]

Number Three: [31:18]

Number Two: [39:18]

Number One: [01:04:19]

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

5 Perks of Being a Part-Time Insurance Agent: https://pod.fo/e/28ab20

Agent’s Guide to Email Communication Resources: https://pod.fo/e/28ab27

Developing a Retention Mindset ft. Blake Amos: https://pod.fo/e/28ab52

Key Changes for ACA Open Enrollment 2025 ft. Ross Baker: https://pod.fo/e/28aaeb

Using a SWOT Analysis to Review Your Insurance Business: https://pod.fo/e/28ab7f

5 Things About Prepping for the Insurance License Exam: https://pod.fo/e/28ab2c

9 Essential Tools for Beginner Insurance Agents: https://pod.fo/e/28ab2e

How Much Can Agents Make Selling Under-65 Insurance: https://pod.fo/e/28aaf7

Simplify Marketplace Enrollments with HealthSherpa: https://pod.fo/e/27a351

Steps to Get Ready for OEP: Federal & State Exchanges: https://pod.fo/e/28aaf6

What Today's Financial Environment Means for Medicare Beneficiaries & Agents: https://pod.fo/e/28aafb

Developing an Agency — Your Guide to Getting Started: https://www.ritterim.com/agency-guide/

Email Template for Client Check-in: https://ritterim.com/documents/client-check-in-email-template.docx

FMO vs. IMO vs. NMO vs. MGA vs. GA: What’s the Difference? https://ritterim.com/blog/fmo-vs-imo-vs-nmo-vs-mga-vs-ga-whats-the-difference/

How Professional Organizations Make You a Better Agent: https://ritterim.com/blog/how-professional-organizations-make-you-a-better-agent/

Increase Sales and Productivity with the Busy Medicare Agent’s Sales Planner: https://www.ritterim.com/blog/increase-sales-and-productivity-with-the-busy-medicare-agents-sales-planner/

Modern Medicare Marketing for Today's Agents: https://www.ritterim.com/modern-marketing-guide/

Request a Portfolio Review from Ritter Insurance Marketing: https://ritterim.com/portfolio/

Ritter Agent Handbook: https://docs.ritterim.com/documents/compliance/Ritter-Agent-Handbook-2024.pdf

Ritter Insurance Marketing Official Site: https://ritterim.com/

Stay Organized with the Busy ACA Agent’s Sales Calendar: https://www.ritterim.com/blog/stay-organized-with-the-busy-aca-agents-sales-calendar/

The Complete Guide to Client Loyalty and Retention: https://ritterim.com/client-retention-guide/

The Complete Guide to Selling Affordable Care Act Insurance Plans: https://ritterim.com/aca-ebook/

The Ultimate Agent Resource List Pt. 1: Market Yourself: https://www.ritterim.com/blog/the-ultimate-agent-resource-list-pt.-1-market-yourself/

Your Step-By-Step Guide to Getting Started in Insurance Sales: https://ritterim.com/free-guide/?utm_source=asg_podcast_link

Not affiliated with or endorsed by Medicare or any government agency.

The resources in Agent's Guide to Email Communication Reesources are the opinions of staff and agents who work with Ritter Insurance Marketing. We cannot guarantee that an agent’s business will succeed if utilizing these recommendations. An agents is solely responsible for making all decisions and taking actions related to their business.

Download a copy of our free eBook!

Ask the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

4 Perks of Partnering with an FMO: https://link.chtbl.com/ASG575

7 Ways to Overcome the Fear of Rejection: https://link.chtbl.com/ASG547

FAQs About Shop & Enroll ft. Jimmy Weber: https://link.chtbl.com/ASG537

Keys to Client Retention: Digital Communication: https://link.chtbl.com/ASG577

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance  

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ 

• Bluesky Lists & Starter Packs
• Missing Apple Notes Solution
• KFF Updated FAQs on Medicare Drug Price Negotiation
• New Section 1115 Demonstrations for Medicaid & CHIP
• KFF 2025 Medicare Advantage Spotlight

“Bluesky Start Packs - Bluesky Directory.” Blueskydirectory.Com, Bluesky Directory, blueskydirectory.com/starter-packs/all. Accessed 20 Nov. 2024.

Cooper, Gael. “Bluesky Explained: Why This Social Media Network Has 20 Million Users and Is Growing.” CNET.Com, CNET, 19 Nov. 2024, https://www.cnet.com/tech/bluesky-explained-why-this-social-media-network-is-now-growing-by-1-million-users-daily/.

Isaac, Mike. “How Bluesky, Alternative to X and Facebook, Is Handling Explosive Growth.” Nytimes.Com, The New York Times, 17 Nov. 2024, https://www.nytimes.com/2024/11/17/technology/bluesky-growing-pains.html.

Cunningham, Joel. “This Is the Best Way to Find People to Follow on Bluesky.” Lifehacker.Com, Lifehacker, 19 Nov. 2024, lifehacker.com/tech/best-way-to-find-people-to-follow-on-bluesky.

Cappelli, Amanda. “What Is Bluesky, the Online Platform Welcoming Users Leaving Elon Musk’s X?” CBS News, CBS Interactive, 17 Nov. 2024, https://www.cbsnews.com/news/what-is-bluesky-why-are-people-leaving-x-platform/.

Christoffel, Ryan. “Apple Confirms Fix for Disappearing Notes after iCloud Terms Issue.” 9to5Mac.Com, 9to5Mac, 18 Nov. 2024, 9to5mac.com/2024/11/18/apple-confirms-fix-for-disappearing-notes-after-icloud-terms-issue/.

Phelan, David. “Apple Confirms iPhone Missing Notes Bug And Shows How To Fix It.” Forbes, Forbes Magazine, 18 Nov. 2024, www.forbes.com/sites/davidphelan/2024/11/17/apple-confirms-iphone-missing-notes-bug-and-shows-how-to-fix-it-iphone-16-pro-max-icloud-data/.

Smith, Chris. “This Is Apple’s Official Fix for the Bug That Makes Notes Disappear in iOS 18.” BGR.Com, BGR, 19 Nov. 2024, bgr.com/tech/apple-official-fix-for-the-ios-18-disappearing-notes-bug/.

Cubanski, Juliette. “FAQs about the Inflation Reduction Act’s Medicare Drug Price Negotiation Program.” KFF.Org, KFF, 19 Nov. 2024, www.kff.org/medicare/issue-brief/faqs-about-the-inflation-reduction-acts-medicare-drug-price-negotiation-program/.

“About Section 1115 Demonstrations.” Medicaid.Gov, Medicaid, www.medicaid.gov/medicaid/section-1115-demonstrations/about-section-1115-demonstrations/index.html. Accessed 20 Nov. 2024.

“Biden-Harris Administration Announces Approvals in Five States That Will Keep Eligible Children and Adults Enrolled in Medicaid and CHIP.” CMS.Gov, Centers for Medicare & Medicaid Services, 14 Nov. 2024, www.cms.gov/newsroom/press-releases/biden-harris-administration-announces-approvals-five-states-will-keep-eligible-children-and-adults .

“Colorado Section 1115 Demonstration Amendment.” Medicaid.Gov, Centers for Medicare & Medicaid Services, 14 Nov. 2024, www.medicaid.gov/medicaid/section-1115-demonstrations/downloads/co-continuum-dmnstrtn-aprvl-11142024.pdf.

“Hawaii Section 1115 Demonstration Amendment.” Medicaid.Gov, Centers for Medicare & Medicaid Services, 14 Nov. 2024, www.medicaid.gov/medicaid/section-1115-demonstrations/downloads/hi-quest-integr-dmnstrtn-aprvl-11142024.pdf.

“Minnesota Section 1115 Demonstration Amendment.” Medicaid.Gov, Centers for Medicare & Medicaid Services, 14 Nov. 2024, www.medicaid.gov/medicaid/section-1115-demonstrations/downloads/mn-pmap-dmnstrtn-aprvl-11142024.pdf.

“New York Section 1115 Demonstration Amendment.” Medicaid.Gov, Centers for Medicare & Medicaid Services, 14 Nov. 2024, www.medicaid.gov/medicaid/section-1115-demonstrations/downloads/ny-medicaid-rdsgn-team-dmnstrtn-appvl-11142024.pdf.

“Pennsylvania Section 1115 Demonstration Amendment.” Medicaid.Gov, Centers for Medicare & Medicaid Services, 14 Nov. 2024, www.medicaid.gov/medicaid/section-1115-demonstrations/downloads/pa-former-foster-care-youth-diff-state-sud-dmnstrtn-appvl-11142024.pdf.

Freed, Meredith, Jeannie Fuglesten Biniek, et al. “Medicare Advantage 2025 Spotlight: A First Look at Plan Offerings.” KFF.Org, KFF, 15 Nov. 2024, www.kff.org/medicare/issue-brief/medicare-advantage-2025-spotlight-a-first-look-at-plan-offerings/.

Freed, Meredith, Jeannie Fuglesten Biniek, et al. “Medicare Advantage 2025 Spotlight: A First Look at Plan Premiums and Benefits.” KFF.Org, KFF, 15 Nov. 2024, www.kff.org/medicare/issue-brief/medicare-advantage-2025-spotlight-a-first-look-at-plan-premiums-and-benefits/.

5 Ways to Generate ACA Leads: https://pod.fo/e/28139a

7 Reasons Clients Switch Medicare Plans During AEP: https://pod.fo/e/284479

Halfway Through AEP 2025: https://pod.fo/e/2830c1  

Ritter Staff’s Top 5 Apps: https://pod.fo/e/28515e 

VA Benefits, Tricare for Life, and Medicare for Veteran Clients: https://pod.fo/e/281399

You're Not Alone This AEP!: https://pod.fo/e/27d8f4

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

2025 Maximum Broker Commissions for Medicare Advantage & Medicare Part D Update: https://link.chtbl.com/ASGN20240808

CMS Announces First 10 Drugs for Medicare Drug Price Negotiation: https://ritterim.com/blog/cms-announces-first-10-drugs-for-medicare-drug-price-negotiation/

CMS Announces 2025 Part D Bid & Premium Stabilization Demonstration Program: https://link.chtbl.com/ASGF20240809

Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/

What the Inflation Reduction Act Means for Your Medicare & ACA Clients: https://ritterim.com/blog/what-the-inflation-reduction-act-means-for-your-medicare-aca-clients/

“Fact Sheet: Biden-Harris Administration Announces New, Lower Prices for First Ten Drugs Selected for Medicare Price Negotiation to Lower Costs for Millions of Americans.” The White House, The United States Government, 15 Aug. 2024, www.whitehouse.gov/briefing-room/statements-releases/2024/08/15/fact-sheet-biden-harris-administration-announces-new-lower-prices-for-first-ten-drugs-selected-for-medicare-price-negotiation-to-lower-costs-for-millions-of-americans/.

“Fact Sheets Medicare Drug Price Negotiation Program: Negotiated Prices for Initial Price Applicability Year 2026.” CMS.Gov, Centers for Medicare & Medicaid Services, 15 Aug. 2024, www.cms.gov/newsroom/fact-sheets/medicare-drug-price-negotiation-program-negotiated-prices-initial-price-applicability-year-2026.

Seshamani, Meena. “Medicare Drug Price Negotiation Program: Draft Guidance, Implementation of Sections 1191 – 1198 of the Social Security Act for Initial Price Applicability Year 2027 and Manufacturer Effectuation of the Maximum Fair Price (MFP) in 2026 and 2027.” CMS.Gov, Centers for Medicare & Medicaid Services, 3 May 2024, www.cms.gov/files/document/medicare-drug-price-negotiation-draft-guidance-ipay-2027-and-manufacturer-effectuation-mfp-2026-2027.pdf.

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

CMS’ New Definition of Marketing & How It Affects Agents Selling Medicare Plans: https://link.chtbl.com/ASGN20230515B

Do’s and Don’ts of Medicare Compliance: https://link.chtbl.com/ASG542

How to Host a Successful Medicare Sales Event FREE eBook Direct Download: https://ritterim.com/documents/how-to-host-a-successful-medicare-sales-event.pdf

How to Host a Successful Medicare Educational Event FREE eBook Direct Download: https://ritterim.com/documents/the-complete-guide-on-how-to-host-an-educational-event.pdf

Rules for Hosting a Compliant Medicare Educational Event: https://link.chtbl.com/ASG540

Rules for Hosting a Compliant Medicare Sales Event: https://link.chtbl.com/ASG541

What Not to Say During Medicare Educational and Sales Events: https://link.chtbl.com/ASG476

The Ritter Compliance Program – Ritter Docs: https://docs.ritterim.com/compliance/compliance-at-ritter/

“CMS Issues New Rule Limiting Third-Parties Who Conduct Medicare Advantage Marketing: Perspectives: Reed Smith LLP.” Reed Smith, 6 June 2022, www.reedsmith.com/en/perspectives/2022/06/cms-issues-new-rule-limiting-thirdparties.

“Contract Year 2025 Medicare Advantage and Part D Final Rule (CMS-4205-F).” CMS.Gov, 4 Apr. 2024, www.cms.gov/newsroom/fact-sheets/contract-year-2025-medicare-advantage-and-part-d-final-rule-cms-4205-f.

“Medicare Communications and Marketing Guidelines...” Center of Medicare and Medicaid, 9 Feb. 2022, www.cms.gov/files/document/medicare-communications-and-marketing-guidelines-3-16-2022.pdf.

“Medicare Program; Contract Year 2023 Policy and Technical Changes to the Medicare Advantage and Medicare Prescription Drug Benefit Programs...” Federal Register, www.federalregister.gov/documents/2022/05/09/2022-09375/medicare-program-contract-year-2023-policy-and-technical-changes-to-the-medicare-advantage-and. Accessed 5 Sept. 2024.

“Title 42 Chapter IV Subchapter B Part 422 Subpart V—Medicare Advantage Communication Requirements.” Federal Register, www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V. Accessed 5 Sept. 2024.

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Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Ancillary Products at Ritter Insurance Marketing: https://ritterim.com/products/ancillary/

A Review of Integrity's Top Medicare Quoting Tools: https://ritterim.com/blog/a-review-of-the-integrity-offered-medicare-quoting-software

Carrier Partners at Ritter Insurance Marketing: https://ritterim.com/products/by-carrier/

How Insurance FMOs Work: https://ritterim.com/how-insurance-fmos-work/

Learn more about PlanEnroll: https://ritterim.com/planenroll/

Learn more about MedicareCENTER: https://integrity.com/medicarecenter/

Medicare Products at Ritter Insurance Marketing: https://ritterim.com/products/medicare/

Not partnered with Integrity? Register here: https://identity.integrity.com/register

PlanEnroll Client User Guide PDF: https://learningcenter.tawebhost.com/Client-Sync-Consumer-User-Guide.pdf

Ritter Insurance Marketing Registration: https://app.ritterim.com/public/registration/

The Basics of Selling Insurance from Home: https://ritterim.com/blog/the-basics-of-selling-insurance-from-home/

The Benefits of Joining a Top Insurance FMO: https://ritterim.com/blog/the-benefits-of-joining-a-top-insurance-fmo/

“Compare Medigap Plan Benefits.” Medicare.Gov, Medicare, www.medicare.gov/health-drug-plans/medigap/basics/compare-plan-benefits. Accessed 22 Oct. 2024.

Cottrill, Alex, et al. “Income and Assets of Medicare Beneficiaries in 2023.” KFF, KFF, 9 Feb. 2024, www.kff.org/medicare/issue-brief/income-and-assets-of-medicare-beneficiaries-in-2023/.

“Fidelity® Releases 2023 Retiree Health Care Cost Estimate: For the First Time in Nearly a Decade, Retirees See Relief as Estimate Stays Flat Year-over-Year.” Newsroom.Fidelity.Com, Fidelity, 21 June 2023, newsroom.fidelity.com/pressreleases/fidelity--releases-2023-retiree-health-care-cost-estimate--for-the-first-time-in-nearly-a-decade--re/s/b826bf3a-29dc-477c-ad65-3ede88606d1c.

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Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

70 Over 70

Bridgewater

Endless Thread

Goodnight, World

Impostors

Nice Try!

Not Past It

Rabbits

The Alarmist

The Atlas Obscura Podcast

The Dropout

The Infinite Dial 2021

The Just Enough Family

Today, Explained

Toxic: The Britney Spears Story

The Unexplainable Disappearance of Mars Patel

Podcast Recommendations for Summer 2021

Podcasts We’re Currently Listening To (Winter 2021)

Top 5 Podcasts of 2020

International Podcast Day 2020

Podcast Recommendations for Summer 2020

Podcasts We’re Currently Listening To

Top 5 Podcasts of 2019

International Podcast Day 2019

Behind the Scenes of the ASG Podcast

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Facebook

LinkedIn

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Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

Aftershock: https://www.iheart.com/podcast/1119-aftershock-83996090/

Arcadia, CA: https://arcadiacalifornia.lawofnames.com/

Articles of Interest: https://www.radiotopia.fm/podcasts/articles-of-interest

The Beautiful Liar: https://qcodemedia.com/the-beautiful-liar

Bridgewater: https://www.grimandmild.com/bridgewater

From Now: https://qcodemedia.com/from-now

The Midnight Symphony: https://www.themidnightsymphony.com/

Missing Pages: https://thepodglomerate.com/shows/missing-pages/

Normal Gossip: https://defector.com/tag/normal-gossip/

Overleaper: https://www.realm.fm/shows/overleaper

The Polybius Conspiracy: https://www.radiotopia.fm/showcase/the-polybius-conspiracy

Sam Archer Third Grade Detective: https://www.gokidgo.com/samarcher

The Trojan Horse Affair: https://www.nytimes.com/interactive/2022/podcasts/trojan-horse-affair.html

X Marks the Spot: https://podcasts.apple.com/us/podcast/x-marks-the-spot-the-legend-of-forrest-fenn/id1626203378

Young Ben Franklin: https://gzmshows.com/shows/listing/young-ben-franklin/

Behind the Scenes of the Agent Survival Guide Podcast: https://agentsurvivalguide.podbean.com/e/behind-the-scenes-of-the-asg-podcast-%C7%80-asg100-%F0%9F%8E/

International Podcast Day 2019: https://agentsurvivalguide.podbean.com/e/international-podcast-day-2019/

Top 5 Podcasts of 2019: https://agentsurvivalguide.podbean.com/e/top-5-podcasts-of-2019-the-friday-five/

Podcasts We're Currently Listening To:  https://agentsurvivalguide.podbean.com/e/podcasts-we-re-currently-listening-to-the-friday-five/

Podcast Recommendations for Summer 2020: https://agentsurvivalguide.podbean.com/e/podcast-recommendations-for-summer-2020-the-tuesday-ten/

International Podcast Day 2020: https://agentsurvivalguide.podbean.com/e/international-podcast-day-2020/

Top 5 Podcasts of 2020: https://agentsurvivalguide.podbean.com/e/top-5-podcasts-of-2020-the-friday-five/

Podcasts We're Currently Listening To (Winter 2021): https://agentsurvivalguide.podbean.com/e/january-1-2021-the-friday-five/

March 12, 2021 | The Friday Five: https://agentsurvivalguide.podbean.com/e/march-12-2021-the-friday-five/

Podcast Recommendations for Summer 2021: https://agentsurvivalguide.podbean.com/e/podcast-recommendations-for-summer-2021/

International Podcast Day 2021: https://agentsurvivalguide.podbean.com/e/international-podcast-day-2021-1632944993/

Top 5 Podcasts of 2021: https://agentsurvivalguide.podbean.com/e/top-5-podcasts-of-2021/

Winter 2021 Podcast Recommendations: https://agentsurvivalguide.podbean.com/e/winter-2021-podcast-recommendations/

Podcast Recommendations for Summer 2022: https://agentsurvivalguide.podbean.com/e/podcast-recommendations-for-summer-2022/

Bridgewater Season 2 Update from Twitter: https://twitter.com/BridgewaterPod/status/1570019391907004418?s=20&t=YRxCMwOz98h2Txojk_49XA

Podcast Statistics and Data [August 2022]: https://www.buzzsprout.com/blog/podcast-statistics

Radiotopia from PRX Announces Forthcoming Series from Acclaimed Indie Podcasters Avery Trufelman, Ian Chillag, and Kaitlin Prest: https://medium.com/prxofficial/radiotopia-from-prx-announces-forthcoming-series-from-acclaimed-indie-podcasters-cd4d42db8447

The Infinite Dial 2022: http://www.edisonresearch.com/wp-content/uploads/2022/03/Infinite-Dial-2022-Webinar-revised.pdf

Diversify Your Insurance Portfolio & Reap Rewards: https://lnk.to/asg651

Secure a Bigger, Better Business with Ancillary Products: https://ritterim.com/blog/secure-a-bigger-better-business-with-ancillary-products/

Signs It’s Time to Expand your Insurance Portfolio & Make the Move: https://ritterim.com/blog/signs-its-time-to-expand-your-insurance-portfolio-and-make-the-move/ 

The Advisor Approach: Cross-Selling by Fact-Finding: https://lnk.to/PFzk9L

The Top 5 Products to Sell During Medicare’s Lock-In Period: https://ritterim.com/blog/the-top-5-products-to-sell-during-medicares-lock-in-period/#med-supp-underwriting-guide

Lambert, George D. “A Look at Single-Premium Life Insurance.” Investopedia, Investopedia, https://www.investopedia.com/articles/pf/05/singlepremlife.asp. Accessed 17 Mar. 2025.

“Estate Tax.” IRS, Internal Revenue Service, https://www.irs.gov/businesses/small-businesses-self-employed/estate-tax. Accessed 17 Mar. 2025.

Reynolds, Paul. “Estate Taxes: Who Pays? And How Much?” Investopedia, Investopedia, https://www.investopedia.com/articles/personal-finance/120715/estate-taxes-who-pays-what-and-how-much.asp. Accessed 17 Mar. 2025.

Wells, Sara A. “IRS Announces Increased Gift and Estate Tax Exemption Amounts for 2025.” Morgan Lewis, 24 Oct. 2024, https://www.morganlewis.com/pubs/2024/10/irs-announces-increased-gift-and-estate-tax-exemption-amounts-for-2025.

Brooks, Ashlyn. “Is Life Insurance Taxable?” Bankrate, 11 Feb. 2025, https://www.bankrate.com/insurance/life-insurance/life-insurance-taxes/.

“Life Insurance & Disability Insurance Proceeds.” Internal Revenue Service, IRS, https://www.irs.gov/faqs/interest-dividends-other-types-of-income/life-insurance-disability-insurance-proceeds. Accessed 17 Mar. 2025.

Gudema, Jonathan. “Understanding Probate: A Comprehensive Guide to the Probate Process.” Planned Giving Marketing Trusted Authority | Official Site, 12 Mar. 2025, https://www.plannedgiving.com/understanding-probate-a-comprehensive-guide-to-the-probate-process/.

Randolph, Mary. “What Assets Must Go through Probate?” Www.Alllaw.Com, All Law, 6 June 2023, https://www.alllaw.com/articles/nolo/wills-trusts/what-assets-go-through-probate.html.

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance      

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel   

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ 

Not affiliated with or endorsed by Medicare or any government agency. 

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4 Tips for Making a Better Insurance Sales Pitch: https://link.chtbl.com/ASG469

Agent Apps | Apps for Professional Networking & Events: https://link.chtbl.com/ASGA20230823

Agent Apps | Free Video Conferencing Apps: https://link.chtbl.com/ASGA20230906

Before You Recruit: Setting Up Your Agency for Success: https://ritterim.com/blog/before-you-recruit-setting-up-your-agency-for-success/

Developing an Agency – Your Guide to Getting Started free eBook DOWNLOAD: https://ritterim.com/agency-guide/

Free eBooks & Guides: https://ritterim.com/guides/

How to Get Health and Life Insurance Continuing Education Credits as an Agent: https://ritterim.com/blog/how-to-get-health-and-life-insurance-continuing-education-credits-as-an-agent/

How Professional Organizations Make You a Better Agent: https://ritterim.com/blog/how-professional-organizations-make-you-a-better-agent/

How to Recruit Insurance Agents to Your Downline: https://link.chtbl.com/ASG588

MA & PDP Complaint Sales Checklist: https://docs.ritterim.com/documents/compliance/ma-pdp-compliance-sales-checklist.pdf 

Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/

Knight School Training: https://ritterim.com/knight-school/

Should You Hire an Assistant for Your Insurance Business? https://link.chtbl.com/ASG336

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The Best Books for Insurance Agents: https://ritterim.com/blog/the-best-books-for-insurance-agents/

The Ritter Blog: https://ritterim.com/blog/

The Ritter Platform: https://ritterim.com/the-ritter-platform/

Tips for Becoming a Top Producing Insurance Agency: https://link.chtbl.com/ASG452

What Are Insurance Hierarchies & How Do They Work? https://link.chtbl.com/ASG517

Your Guide to Forming an Insurance Network: https://link.chtbl.com/ASG461

4 Types of Learning Styles: How to Accommodate a Diverse Group of Students: https://www.rasmussen.edu/degrees/education/blog/types-of-learning-styles/

5 Benefits of Incorporating Hands On Learning into Training: https://www.linkedin.com/pulse/5-benefits-incorporating-hands-learning-training-allie-golon/

10 Best Virtual Meeting Platforms & Software: https://teambuilding.com/blog/virtual-meeting-platforms

11 Benefits of Collaborative Learning (Plus Tips to Use It) https://www.indeed.com/career-advice/career-development/benefits-of-collaborative-learning

How do Birds Learn How to Fly? https://www.allthingsnature.org/how-do-birds-learn-how-to-fly.htm

Level Up: The Values of Sales Shadowing for New Insurance Agents: https://blog.newhorizonsmktg.com/level-up-the-value-of-sales-shadowing-for-new-insurance-agents

Mentoring Guide: https://www.rackham.umich.edu/downloads/more-mentoring-guide-for-mentors.pdf

Mind-Blowing Statistics that Prove the Value of Employee Training and Development: https://www.shiftelearning.com/blog/statistics-value-of-employee-training-and-development

Ongoing Training: Its Benefits and Why You Should Consider It: https://www.apty.io/blog/ongoing-training-benefits-and-impact/

Profiting from Learning: Do Firms’ Investments in Education and Training Pay Off? https://businesstrainingexperts.com/knowledge-center/training-roi/profiting-from-learning/

Reflective Practice: https://www.skillsyouneed.com/ps/reflective-practice.html

The 5 Most Effective Teaching Styles (Pros & Cons of Each) https://www.thinkific.com/blog/teaching-styles/

The 40 Reflection Questions: https://www.edutopia.org/pdfs/stw/edutopia-stw-replicatingPBL-21stCAcad-reflection-questions.pdf

The Complete Guide to Independent Contractor Taxes: https://www.nerdwallet.com/article/small-business/independent-contractor-tax-guide

Why Communication Consistency Is Vital To Your Business: https://www.forbes.com/sites/forbesnycouncil/2018/08/22/why-communication-consistency-is-vital-to-your-business/?sh=4526564466e0

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Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ 

Partiful: https://partiful.com/

Temu: https://www.temu.com/temu-app.html

Slack: https://slack.com/

QuickBooks: https://quickbooks.intuit.com/

Monopoly Go: https://www.monopolygo.com/

Apps for Tracking Business Expenses: https://pod.fo/e/28ab04

Best Video Editing Apps for Social Media: https://pod.fo/e/28aaf5

Does Your Medicare Sales Approach Satisfy Different Budgets? https://pod.fo/e/27f3bc

How to Check Medicare Extra Help Eligibility for Your Client: https://pod.fo/e/282827

Ritter Staff’s Top 5 Apps: https://pod.fo/e/28515e

“Free Online Party Invites.” Partiful, https://partiful.com/. Accessed 21 Nov. 2024. Bright, Sam. “Google Play’s Best Apps and Games of 2024.” Google, Google, 18 Nov. 2024, blog.google/products/google-play/google-play-best-apps-games-2024/.

“Monopoly Go!” MONOPOLY GO!, www.monopolygo.com/. Accessed 21 Nov. 2024.

“Most Popular Apps 2024: Global Stats & Rankings.” Backlinko, 21 Nov. 2024, https://backlinko.com/most-popular-apps.

“Most Popular Apps (2024).” Business of Apps, 5 Nov. 2024, https://www.businessofapps.com/data/most-popular-apps/.

Slack. “Ai Work Management & Productivity Tools.” Slack, https://slack.com/. Accessed 21 Nov. 2024.

“Temu App.” Temu, https://www.temu.com/temu-app.html. Accessed 21 Nov. 2024.

Feng, Emily. “Why Hundreds of Online Merchants Are Protesting What They Call Temu’s Arbitrary Fines.” NPR, NPR, 2 Aug. 2024, https://www.npr.org/2024/08/02/nx-s1-5058537/why-hundreds-of-online-merchants-are-protesting-what-they-call-temus-arbitrary-fines.

“QuickBooks®: Official Site: Smart Tools. Better Business.” QuickBooks®: Official Site | Smart Tools. Better Business., https://quickbooks.intuit.com/. Accessed 21 Nov. 2024.

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Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

• FOMC November 2024 Meeting
• Bluesky, Threads, X App Downloads vs. Site Traffic
• 2025 Medicare Part A/B Premiums & Deductibles
• NordPass Top Passwords of 2024 List
• Halfway Through AEP 2025

“Consumer Price Index - October 2024.” Bls.Gov, Bureau of Labor & Statistics, 13 Nov. 2024, www.bls.gov/news.release/pdf/cpi.pdf.

“Consumer Price Index Summary - October 2024.” Bls.Gov, U.S. Bureau of Labor Statistics, 10 Oct. 2024, www.bls.gov/news.release/cpi.nr0.htm.

“Meeting Calendars and Information.” Federalreserve.Gov, The Federal Reserve, www.federalreserve.gov/monetarypolicy/fomccalendars.htm. Accessed 13 Nov. 2024.

“Personal Income and Outlays, September 2024.” Bea.Gov, Bureau of Economic Analysis, 31 Oct. 2024, www.bea.gov/news/2024/personal-income-and-outlays-september-2024.

“Transcript of Chair Powell’s Press Conference November 7, 2024.” Federalreserve.Gov, The Federal Reserve, www.federalreserve.gov/mediacenter/files/FOMCpresconf20241107.pdf. Accessed 13 Nov. 2024.

“Adam Mosseri (@mosseri) on Threads.” Threads, Meta, 3 Nov. 2024, www.threads.net/@mosseri/post/DB6zNlQSsJN?xmt=AQGzC2OVsSCAHSwTsMzAMlVJzFvTppOz8Np1TG7sEIM3bA.

“Bluesky Announces Series A to Grow Network of 13M+ Users.” Bsky.Social, Bluesky, 24 Oct. 2024, bsky.social/about/blog/10-24-2024-series-a.

“Social Media Fact Sheet.” Pewresearch.Org, Pew Research Center, 13 Nov. 2024, www.pewresearch.org/internet/fact-sheet/social-media/.

“Top Websites in United States - October 2024 Most Visited & Popular Rankings.” Semrush.Com, Semrush, www.semrush.com/website/top/united-states/all/. Accessed 14 Nov. 2024.

Kirshner, Alex. “Sick of X and Elon Musk? This App Might Be for You.” Slate.Com, Slate, 12 Nov. 2024, slate.com/technology/2024/11/bluesky-app-twitter-exodus-x-elon-musk.html.

Holtermann, Callie. “With Surge in New Users, Bluesky Emerges as X Alternative.” Nytimes.Com, The New York Times, 14 Nov. 2024, www.nytimes.com/2024/11/12/style/bluesky-users-election.html.

“Top Apps & Games for Iphone on the IOS App Store in the United States.” Appfigures.Com, Appfigures, appfigures.com/top-apps/ios-app-store/united-states/iphone/top-overall. Accessed 14 Nov. 2024.

“Top Apps for Android on Google Play in the United States.” Appfigures.Com, Appfigures, appfigures.com/top-apps/google-play/united-states/top-apps. Accessed 14 Nov. 2024.

Tenbarge, Kat, and Kevin Collier. “X Sees Largest User Exodus since Musk Takeover.” NBCNews.Com, NBC Universal News Group, 13 Nov. 2024, www.nbcnews.com/tech/tech-news/x-sees-largest-user-exodus-musk-takeover-rcna179793.

“2025 Medicare Parts A & B Premiums and Deductibles.” CMS.Gov, Centers for Medicare & Medicaid Services, 8 Nov. 2024, www.cms.gov/newsroom/fact-sheets/2025-medicare-parts-b-premiums-and-deductibles.

2025 Medicare Part A and Part B Premiums and Deductibles: Episode | Post

Novak, Matt. “Americans Are Using the Dumbest Possible Passwords (2024 Edition).” Gizmodo.Com, Gizmodo, 14 Nov. 2024, gizmodo.com/americans-are-using-the-dumbest-possible-passwords-2024-edition-2000524147.

Kan, Michael. “Here Are 2024’s Most Used (and Worst) Passwords: Is Yours on the List?” Pcmag.Com, PCMAG, 14 Nov. 2024, https://www.pcmag.com/news/most-common-worst-passwords-2024-nordpass-is-yours-on-the-list .

Hill, Allan Rose. “Here Is the Latest List of Passwords You Should Never Use.” Boingboing.Net, Boing Boing, 13 Nov. 2024, boingboing.net/2024/11/13/here-is-the-latest-list-of-passwords-you-should-never-use.html.

Wong, Abel. “The Most Used Passwords of 2024 Are out - and It’s 123456 Again.” Technave.Com, TechNave, 14 Nov. 2024, technave.com/gadget/The-most-used-passwords-of-2024-are-out-and-it-s-123456-again-40655.html.

Roth, Emma. “These Are the Passwords You Definitely Shouldn’t Be Using.” Theverge.Com, The Verge, 13 Nov. 2024, www.theverge.com/2024/11/13/24295543/most-common-passwords-list-2024.

“Top 200 Most Common Passwords.” NordPass.Com, NordPass, nordpass.com/most-common-passwords-list/. Accessed 14 Nov. 2024.

5 Ways to Generate ACA Leads: https://pod.fo/e/28139a

2025 Medicare Part A and B Premiums and Deductibles: https://pod.fo/e/282829

Apps to Stay Productive This AEP! https://pod.fo/e/27ed22

Halfway Through AEP: Reflect & Renew Your Medicare Sales Strategies: https://pod.fo/e/282828  

How Ask Integrity Can Streamline Your Medicare Sales Appointments: https://pod.fo/e/27a354 

How to Check Medicare Extra Help Eligibility for Your Client: https://pod.fo/e/282827 

KFF 2025 ACA Open Enrollment Report & Tools: https://pod.fo/e/27f7a6 

Staying Motivated Amidst Change & Disruption: https://pod.fo/e/28aaec  

You're Not Alone This AEP! https://pod.fo/e/27d8f4

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

Ask the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

7 Ways to Get Involved with Your Community: https://link.chtbl.com/ASG453

Agent Apps | Apps for Professional Networking & Events: https://link.chtbl.com/ASGA20230823

Before You Recruit: Setting Up Your Agency for Success: https://ritterim.com/blog/before-you-recruit-setting-up-your-agency-for-success/  

Best Practices for Training Downline Agents: https://link.chtbl.com/ASG522

Best Practices for Conducting an Interview ft. Dylan Cook: https://link.chtbl.com/ASG5335

Developing an Agency – Your Guide to Getting Started eBook DOWNLOAD: https://ritterim.com/agency-guide/

Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/

Shop & Enroll: https://ritterim.com/shop-and-enroll/

Ways to Boost Morale in the Workplace: https://link.chtbl.com/ASG556

Your Step-By-Step Guide to Getting Started in Insurance Sales eBook DOWNLOAD: https://ritterim.com/free-guide/

Craigslist: https://washingtondc.craigslist.org/

How Much Is That Bad Hire Really Costing Your Business? https://www.businessnewsdaily.com/9066-cost-of-bad-hire.html

How to Post a Job on Facebook For Free (2024 Guide) https://www.forbes.com/advisor/business/how-to-post-job-on-facebook/

LinkedIn: https://www.linkedin.com/

Millennials Overtake Baby Boomers as America’s largest generation: https://www.pewresearch.org/short-reads/2020/04/28/millennials-overtake-baby-boomers-as-americas-largest-generation/

Monster: https://www.monster.com/ Rethinking the Extraverted Sales Ideal: The Ambivert Advantage: https://faculty.wharton.upenn.edu/wp-content/uploads/2013/06/Grant_PsychScience2013.pdf

The True Cost of a Bad Hire – It’s More Than You Think: https://www.forbes.com/sites/falonfatemi/2016/09/28/the-true-cost-of-a-bad-hire-its-more-than-you-think/?sh=16da43b84aa4

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance  

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ 

4 Myths about Dual Eligible Special Needs Plans (D-SNPs): https://ritterim.com/blog/4-myths-about-dual-eligible-special-needs-plan-d-snp-sales/

Build Your Brand with Community Involvement: https://ritterim.com/blog/build-your-brand-with-community-involvement/

Do’s and Don’ts of Medicare Compliance: https://ritterim.com/blog/dos-and-donts-of-medicare-compliance/

How to Check Medicare Extra Help Eligibility for Your Client: https://lnk.to/asg630b

How Selling Insurance Helps Give Back: https://ritterim.com/blog/how-selling-insurance-helps-give-back/

Keys to Client Retention: Digital Communication: https://lnk.to/fEvo5r

Rules for Hosting a Compliant Medicare Educational Event: https://ritterim.com/blog/rules-for-hosting-a-compliant-medicare-educational-event/

Should You Sell D-SNPs? https://ritterim.com/blog/should-you-sell-d-snps/

SNPs: the Secret to Surviving Lock-In: https://ritterim.com/blog/snps-the-secret-to-surviving-lock-in/

Stay Busy Outside of AEP With Special Enrollment Periods: https://ritterim.com/blog/stay-busy-outside-of-aep-with-special-enrollment-periods/

What Not to Say During Medicare Educational Sales Events: https://ritterim.com/blog/what-not-to-say-during-medicare-educational-and-sales-events/

Why Client Retention Should be Your Top Priority: https://lnk.to/NMDqSn

“CY 2021 Cost Plan Enrollment and Disenrollment Guidance.” CMS.Gov, Centers for Medicare & Medicaid Services, https://www.cms.gov/Medicare/Eligibility-and-Enrollment/MedicareMangCareEligEnrol/Downloads/CY_2019_MA_Enrollment_and_Disenrollment_Guidance.pdf. Accessed 27 Jan. 2025.

“Medicare Managed Care Eligibility and Enrollment.” CMS.Gov, Centers of Medicare & Medicaid Services, www.cms.gov/medicare/enrollment-renewal/managed-care-eligibility-enrollment. Accessed 27 Jan. 2025.

“New Special Enrollment Periods (Seps) for Dually Eligible ...” Centers of Medicare & Medicaid, https://www.cms.gov/files/document/cy2025cdenrollmentanddisenrollmentguidancepdf.pdf. Accessed 23 Jan. 2025.

“The Federal Register.” Federal Register :: Request Access, https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V. Accessed 23 Jan. 2025.

“The Federal Register.” Federal Register :: Request Access, https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-423/subpart-V. Accessed 23 Jan. 2025.

“Special Enrollment Periods.” Medicare, https://www.medicare.gov/basics/get-started-with-medicare/get-more-coverage/joining-a-plan/special-enrollment-periods. Accessed 23 Jan. 2025.

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

• Spotify Custom Cover Art for Playlists
• Instagram AI “Adult Classifier”
• Starbucks & Dunkin’ Holiday Drink Menus
• Streaming Picks for November 2024
• KFF 2025 ACA Open Enrollment Report & Tools

Aurelie.Corinthios@groupsjr.com. “Take Your Spotify Playlists to the Next Level With Custom Cover Art.” Newsroom.Spotify.Com, Spotify, 22 Oct. 2024, newsroom.spotify.com/2024-10-22/create-cover-art-playlists-custom-beta/.

Interviews on the Agent Survival Guide Podcast

News for Insurance Agents

Social Media Marketing for Insurance Agents

Barlow, Graham. “Instagram to Use AI to Catch Teens Lying about Their Age and Automatically Move Them to Restricted Accounts.” TechRadar.Com, TechRadar, 6 Nov. 2024, www.techradar.com/computing/artificial-intelligence/instagram-to-use-ai-to-catch-teens-lying-about-their-age-and-automatically-move-them-to-restricted-accounts.

Basu, Suswati. “Instagram Uses AI to Detect Underage Users and Move Them to Teen Accounts.” Edited by Sam Shedden, Readwrite.Com, readwrite, 6 Nov. 2024, https://readwrite.com/instagram-ai-detect-underage-users/.

Borak, Masha. “Meta Announces New Age-Checking Measures for Young Instagram Users.” Biometricupdate.Com, Biometric Update | Biometrics News, Companies and Explainers, 5 Nov. 2024, www.biometricupdate.com/202411/meta-announces-new-age-checking-measures-for-young-instagram-users.

Bonifacic, Igor. “Meta Details ‘Adult Classifier’ Tool for Catching Teens Who Lie about Their Age on Instagram.” Engadget.Com, Engadget, 4 Nov. 2024, www.engadget.com/social-media/meta-details-adult-classifier-tool-for-catching-teens-who-lie-about-their-age-on-instagram-164439051.html.

“Starbucks Holiday Menu Returns with Festive New Refreshers & Food, Beginning Nov.7.” About.Starbucks.Com, Starbucks, 6 Nov. 2024, about.starbucks.com/stories/2024/starbucks-holiday-menu-returns-with-festive-new-refreshers-and-food-beginning-nov-7.

“‘Tis the Season at Dunkin’®: Introducing New Holiday Cookie Signature Latte, Almond Croissant, and the Return of Free Donut Wednesdays.” News.Dunkindonuts.Com, Dunkin’, 29 Oct. 2024, news.dunkindonuts.com/news/dunkin-holiday-menu-announcement.

Ridgely, Charlie. “Everything Coming to Netflix, Disney+ & Other Major Streaming Services in November 2024.” ComicBook.Com, ComicBook, 28 Oct. 2024, comicbook.com/movies/news/new-streaming-november-2024-movies-tv-shows-netflix-disney-max-prime-video/.

“Health Insurance Marketplace Calculator.” KFF.Org, KFF, 30 Oct. 2024, www.kff.org/interactive/subsidy-calculator/.

Ortaliza, Jared, et al. “Ten Things to Watch for 2025 ACA Open Enrollment.” KFF.Org, KFF, 30 Oct. 2024, www.kff.org/policy-watch/ten-things-to-watch-for-2025-aca-open-enrollment/.

“Build a Custom State Report.” KFF.Org, KFF, www.kff.org/statedata/custom/. Accessed 6 Nov. 2024.

“Temporary Special Enrollment Period (SEP) for Consumers Losing Medicaid or Children’s Health Insurance Program (CHIP) Coverage Due to Unwinding of the Medicaid Continuous Enrollment Condition Operations for Plan Year 2024.” Medicaid.Gov, Centers for Medicare & Medicaid Services, 28 Mar. 2024, www.medicaid.gov/resources-for-states/downloads/extn-sep-cnsmrs-lsg-chip-cvrg-adndm-faq.pdf.

Apple Intelligence iOS 18.1 Features: https://link.chtbl.com/ASGF20241101

Apps to Stay Productive This AEP! https://link.chtbl.com/ASGA20241106

Best eBook & Audiobook Apps: https://link.chtbl.com/ASGA71

Budget-Friendly Streaming Services: https://link.chtbl.com/ASGA70

You're Not Alone This AEP! https://link.chtbl.com/ASGM20241104

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

ESPN App: https://www.espn.com/espn/apps/espn Bleacher Report: https://bleacherreport.com/ Apple Sports: https://apps.apple.com/us/app/apple-sports/id6446788829

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Apps to Take on Your Next Road Trip: https://lnk.to/asga77

How to Find Balance Between Life & Work: https://ritterim.com/blog/how-to-find-balance-between-life-and-work/

Marketing Trends for 2025: https://lnk.to/asg639

Live Webinars & Events with Ritter Insurance Marketing: https://ritterim.com/events/

Ritter Can Help You Stay in Touch with Your Clients: https://ritterim.com/blog/ritter-can-help-you-stay-in-touch-with-your-clients/

“B/R Sports on Max.” Max, https://bleacherreport.com/team-stream-now. Accessed 16 Jan. 2025.

Apple. “Apple Sports.” App Store, 21 Feb. 2024, https://apps.apple.com/us/app/apple-sports/id6446788829.

“Bleacher Report.” Bleacher Report | Sports. Highlights. News. Now., https://bleacherreport.com/. Accessed 16 Jan. 2025.

“ESPN App - Download on IOS App Store & Google Play.” ESPN, ESPN Internet Ventures, https://www.espn.com/espn/apps/espn. Accessed 16 Jan. 2025.

“Team Stream Now.” Bleacher Report, https://help.max.com/US/Answer/Detail/000002560. Accessed 16 Jan. 2025.

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

5 Insurance Marketing Tips to Help Agents Stand Out in a Crowd: https://lnk.to/asgf20250321

5 Types of Content to Share on Social Media: https://lnk.to/asgf20250131  

Apps for Content Creation: https://lnk.to/ASGA81 

Build Your Brand with Community Involvement: https://ritterim.com/blog/build-your-brand-with-community-involvement/ 

CMS Updates, Content Library, & More! https://lnk.to/asgf20250328

How Relationship Marketing Can Make the Difference in Your Agency: https://lnk.to/asg642

Introducing a Content Marketing Solution for Insurance Agents: https://lnk.to/contentlibrary

Marketing Trends for 2025: https://lnk.to/asg639 

Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/

Sheldon, Robert. “What Is a Unique Selling Point (USP)?” Techtarget.Com, TechTarget, www.techtarget.com/whatis/definition/unique-selling-point-USP. Accessed 2 Apr. 2025.

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Affinity Partnerships for Insurance Agents: https://ritterim.com/blog/affinity-partnerships-for-insurance-agents/

Agent’s Guide to Video Communication Resources: https://link.chtbl.com/ASG596

Apps for Social Media Marketing: https://link.chtbl.com/ASGA52

Best Free Writing & Grammar Apps: https://link.chtbl.com/ASGA58

Best Practices for Video Calls: https://link.chtbl.com/ASG597

How to Recruit Agents to Your Downline in 2024: https://link.chtbl.com/ASG588

Interview: Tips for Hiring & Building an Insurance Agency: https://ritterim.com/blog/interview-tips-for-hiring-and-building-an-insurance-agency/

A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products: https://ritterim.com/selling-ancillary-with-medicare/

Social Media Marketing for Insurance Agents: https://ritterim.com/social-media-ebook/

The Complete Guide on How to Sell Final Expense Insurance: https://ritterim.com/final-expense-ebook/

The Complete Guide to Selling Affordable Care Act Insurance Plans: https://ritterim.com/aca-ebook/

The Insurance Agent’s Guide to Establishing Successful Affinity Partnerships: https://ritterim.com/blog/interview-tips-for-hiring-and-building-an-insurance-agency/

4 TikTok Analytic Tools That Do the Math for You: https://blog.hootsuite.com/tiktok-analytics/

7 Top Tips for Making TikTok Videos: https://www.tiktok.com/business/library/Top_Tips_One_Pager_SMB.pdf

About TikTok Business Account: https://ads.tiktok.com/help/article/tiktok-business-account

Americans’ Social Media Use: https://www.pewresearch.org/internet/2024/01/31/americans-social-media-use/

Digital Global Overview Report 2024 Meltwater: https://www.slideshare.net/slideshow/2024digital-global-overview-report-2024-meltwaterpdf/267675960

How to win at TikTok ads in 2024: https://sproutsocial.com/insights/tiktok-ads/

Introducing Video Schedular: Now You can plan TikToks in advance! https://www.tiktok.com/business/en-US/blog/introducing-video-scheduler-now-you-can-plan-tiktoks-in-advance

Social Media Fact Sheet: https://www.pewresearch.org/internet/fact-sheet/social-media/

The 2024 Guide to TikTok Marketing: Tips, Examples, & Tools: https://blog.hootsuite.com/tiktok-marketing/

TikTok marketing: The complete guide for brands in 2024: https://sproutsocial.com/insights/tiktok-marketing/

TikTok Tutorial Series: TikTok Analytics: https://newsroom.tiktok.com/en-us/product-tutorial-tiktok-analytics

TikTok User Age, Gender, & Demographics 2024: https://explodingtopics.com/blog/tiktok-demographics

Types of TikTok and TikTok for Business Accounts: https://ads.tiktok.com/help/article/tiktok-and-tiktok-business-account-types?lang=en

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Blinkist: https://www.blinkist.com/ Pocket App: https://getpocket.com/home

4 Helpful Podcasts for Busy Insurance Agents: https://ritterim.com/blog/4-helpful-podcasts-for-busy-insurance-agents/

Apps to Take on Your Next Road Trip: https://lnk.to/asga77

How to Host a Successful Medicare Educational Event FREE eBook download: https://ritterim.com/documents/the-complete-guide-on-how-to-host-an-educational-event.pdf

How Relationship Marketing Can Make the Difference in Your Agency: https://lnk.to/asg642

Why Gen Z is a Good Fit for Selling Insurance: https://lnk.to/ASGgenZblogredirect  

Blinkist: Best Book Summaries & Audio Book Guides.” Blinkist, https://www.blinkist.com/. Accessed 24 Jan. 2025.

Build a Home for Everything That Interests You.” Pocket, https://getpocket.com/home. Accessed 24 Jan. 2025.

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

• Design Overhaul Coming to Apple OS?
• Google, Chrome & uBlock Origin
• Content Marketing Gamification
• Ritter Roadshows are Back for 2025!
• CMS 2025 Marketplace Integrity & Affordability Proposed Rule

Clark, Adam. “Apple Plans Major Software Overhaul, Says Report. Why the iPhone Maker Needs a Change.” Barrons.Com, Barron’s, 11 Mar. 2025, www.barrons.com/articles/apple-price-stock-iphone-ios-update-10249921.

Mehta, Ivan. “Apple’s next Major OS Updates Will Bring the Biggest Design Overhaul in Years.” Techcrunch.Com, TechCrunch, 11 Mar. 2025, techcrunch.com/2025/03/11/apples-next-major-os-updates-will-bring-the-biggest-design-overhaul-in-years/.

Jackson, Fiona. “iPhone 17 Leaks Show Off Groundbreaking Designs.” Techrepublic.Com, TechRepublic, 10 Mar. 2025, www.techrepublic.com/article/apple-iphone-17-leaks/.

Barr, Kyle. “Your iPhone Home Screen Could Look Entirely Different Very Soon.” Gizmodo.Com, Gizmodo, 11 Mar. 2025, gizmodo.com/your-iphone-home-screen-could-look-entirely-different-really-soon-2000574330.

Weatherbed, Jess. “Google’s Chrome Extension Cull Hits More uBlock Origin Users.” Theverge.Com, The Verge, 3 Mar. 2025, www.theverge.com/news/622953/google-chrome-extensions-ublock-origin-disabled-manifest-v3.

Maxwell, Thomas. “Google Is Hobbling Popular Ad Blocker uBlock Origin on Chrome.” Gizmodo.Com, Gizmodo, 4 Mar. 2025, gizmodo.com/google-is-hobbling-popular-ad-blocker-ublock-origin-on-chrome-2000570878.

Wallen, Jack. “Once uBlock Origin Stops Working on Chrome, You Have 2 Options.” Zdnet.Com, ZDNET, 4 Mar. 2025, www.zdnet.com/article/once-ublock-origin-stops-working-on-chrome-you-have-2-options/.

Yee, Alaina. “Ublock Origin Is Officially Dead for Chrome, but Ad Blockers Live On.” Pcworld.Com, PCWorld, 25 Feb. 2025, www.pcworld.com/article/2595287/ublock-origin-is-officially-dead-for-chrome-but-ad-blockers-live-on.html.

Sadick, Barbara. “6 Most Expensive Medical Procedures, Ranked.” Health.Usnews.Com, U.S. News & World Report, 3 Mar. 2025, health.usnews.com/health-care/patient-advice/articles/most-expensive-medical-procedures-ranked.

Learn More About the 2025 Season of Ritter Roadshows: https://ritterim.com/roadshows/

“2025 Marketplace Integrity and Affordability Proposed Rule.” CMS.Gov, Centers for Medicare & Medicaid Services, 10 Mar. 2025, www.cms.gov/newsroom/fact-sheets/2025-marketplace-integrity-and-affordability-proposed-rule.

“CMS Takes Aim to Reduce Improper Enrollments and Promote More Affordable Health Insurance Marketplaces for Millions of Consumers.” CMS.Gov, Centers for Medicare & Medicaid Services, 10 Mar. 2025, www.cms.gov/newsroom/press-releases/cms-takes-aim-reduce-improper-enrollments-and-promote-more-affordable-health-insurance-marketplaces.

“Enhanced Premium Tax Credits for ACA Health Plans: Who They Help, and Who Gets Hurt If They’re Not Extended.” Commonwealthfund.Org, Commonwealth Fund, 18 Feb. 2025, www.commonwealthfund.org/publications/explainer/2025/feb/enhanced-premium-tax-credits-aca-health-plans.

“Patient Protection and Affordable Care Act; Marketplace Integrity and Affordability .” Cms.Gov, Centers for Medicare & Medicaid Services, 10 Mar. 2025, www.cms.gov/files/document/MarketplacePIRule2025.pdf.

Clarification on HHS Proposed Rule Comment Periods: https://lnk.to/asgf20250307

CMS Finalizes Improvements to Marketplace Plan Selection with 2026 Final Rule: https://lnk.to/asg652

Diversify Your Insurance Portfolio & Reap Real Rewards: https://lnk.to/asg651

On the Road with Damon Logan: https://lnk.to/FCJ7Mg

On the Road with Jason Meyers: https://lnk.to/j6QzBq

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Not affiliated with or endorsed by Medicare or any government agency.

2025 Medicare Advantage and Medicare Part D Premiums: https://link.chtbl.com/ASGF20241004

Get started with MedicareCENTER: https://identity.integrity.com/register

How to Prepare for AEP Like a Pro: https://ritterim.com/blog/how-to-prepare-for-aep-like-a-pro/

Learn more about Ask Integrity: https://www.askintegrity.com/

Staying Motivated Amidst Change & Disruption: https://link.chtbl.com/ASGM20240710  

What to Do if Your Medicare Part D Plans Become Non-Commissionable: https://link.chtbl.com/ASGN20241005

“5 Tips for Using a Cell Phone Car Charger.” Nonda.Co, Nonda, 21 June 2018, www.nonda.co/blogs/news/5-tips-for-using-a-cell-phone-car-charger.

Nesmith, Meghan. “Clean IQ: What’s Really in Those Tide to Go Pens? And Why Don’t You Have to Rinse Them?” Apartment Therapy, Apartment Therapy, 3 May 2019, www.apartmenttherapy.com/tide-to-go-how-to-use-268453.

Braverman, Jody. “What Are the Side Effects of Not Eating? | Livestrong.” LIVESTRONG.COM, Leaf Group, www.livestrong.com/article/134155-what-are-side-effects-not-eating/. Accessed 7 Oct. 2024.

Naftulin, Julia. “What Is ‘Hangry’? Feeling Angry from Not Eating Is a Real Thing.” Health.Com, Health, 24 Sept. 2024, www.health.com/nutrition/what-is-hangry.

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Blank Spaces: Minimal Launcher:  https://www.blankspaces.app/

minimalist phone: https://www.minimalistphone.com/

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

App Trends in 2024: https://link.chtbl.com/ASGA63

Best Practices for Video Calls: https://link.chtbl.com/ASG597

Get Focused with These Apps: https://link.chtbl.com/ASGA20

Knight School Online Training Resource: https://ritterim.com/knight-school/

The Guide to Making Money Selling Health Insurance FREE eBook: https://ritterim.com/making-money-selling-insurance/

Stop Doom Scrolling with These Micro-Learning Apps: https://link.chtbl.com/ASGA51

Koa, Tim. “I Turned My iPhone into a ‘Lite Phone.’” YouTube, YouTube, 29 Apr. 2024, www.youtube.com/watch?v=10iUIoVBRI8  

Garde, Paolo. “My Minimalist iPhone Setup.” YouTube, YouTube, 24 July 2021, www.youtube.com/watch?v=PBzFqWYTT8E

“Phone Screen Time Addiction- New Survey Data & Statistics.” Harmony Healthcare IT, Harmony Healthcare IT, 8 Jan. 2024, www.harmonyhit.com/phone-screen-time-statistics/  

Perez, Sarah. “This Week in Apps: Apple’s iPhone App of the Year Finalists, plus 7 Hidden Gems.” TechCrunch, TechCrunch, 17 Nov. 2023, techcrunch.com/2023/11/17/this-week-in-apps-apples-iphone-app-of-the-year-finalists-plus-7-hidden-gems  

Ritter on Facebook, Instagram, LinkedIn, TikTok, X, and YouTube

Sarah on LinkedIn, Instagram, and Threads

Tina on LinkedIn

Building Client Loyalty: More Than Just a Plan: https://link.chtbl.com/ASG496

Generate Medicare Leads Using Marketing Materials from ShopRitterIM: https://ritterim.com/blog/generate-medicare-leads-using-marketing-materials-from-shopritterim/

How Insurance Agents Can Learn About Their Social Media Audience: https://ritterim.com/blog/how-insurance-agents-can-learn-about-their-social-media-audience/

Integrity Tools: https://ritterim.com/integrity-tools/

Register with Ritter: https://app.ritterim.com/public/registration/

Shop Ritter Insurance Marketing: https://shopritterim.com/

The Insurance Agent’s Guide to Establishing Successful Affinity Partnerships FREE eBook: https://ritterim.com/insurance-affinity-partnerships/

The Insurance Agent’s Guide to Generating Referrals FREE eBook: https://ritterim.com/insurance-referral-generation/

The Ritter Blog: https://ritterim.com/blog/

Where It All Begins: Obtaining Permission to Contact for Medicare Sales: https://ritterim.com/blog/where-it-all-begins-obtaining-permission-to-contact-for-medicare-sales/  

“Free Design Tool: Presentations, Video, Social Media | CANVA.” Canva, Canva, www.canva.com/. Accessed 31 July 2024.

“Free Online Document Editing with Microsoft Word: Microsoft 365.” Free Online Document Editing with Microsoft Word | Microsoft 365, Microsoft, www.microsoft.com/en-us/microsoft-365/word. Accessed 25 Sept. 2024.

“Global Trust in Advertising and Brand Messages.” Nielsen, The Nielsen Company, 21 July 2022, www.nielsen.com/insights/2012/global-trust-in-advertising-and-brand-messages-2/.

Max Freedman. “Why Word of Mouth Beats Traditional Advertising.” Business News Daily, Business News Daily, 17 Jan. 2024, www.businessnewsdaily.com/2353-consumer-ad-trust.html.

“Medicare Marketing Guidelines.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/medicare/health-drug-plans/managed-care-marketing/medicare-guidelines. Accessed 25 Sept. 2024.

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

A2Z: https://gzmshows.com/shows/listing/a2z/

Decoder Ring: https://slate.com/podcasts/decoder-ring

Doctor Who Redacted: https://www.bbc.co.uk/sounds/brand/p0c0krqf

Ghost Herd: https://www.ghostherd.org/

Havana Syndrome: https://open.spotify.com/show/4ecx3ViNwVPer9CZCKG6n4

Murder in HR: https://www.murderinhr.com/

Murphy’s Inc: https://murphysincshow.podbean.com/

Six Minutes: https://gzmshows.com/shows/listing/six-minutes/

Sound Detectives: https://www.sounddetectivespodcast.com/

The Rez: https://gzmshows.com/shows/listing/the-rez/

The Sicilian Inheritance: https://open.spotify.com/show/0Hl3XvJlxuXVvof3FXM4qU

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance  

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ 

Winter 2023 Podcast Recommendations: https://link.chtbl.com/ASG564

Podcast Recommendations for Summer 2023: https://link.chtbl.com/ASGTT20230620

Winter 2022 Podcast Recommendations: https://link.chtbl.com/ASG491

Top 5 Podcasts of 2022: https://link.chtbl.com/ASG489

International Podcast Day 2022: https://link.chtbl.com/IPD2022

Podcast Recommendations for Summer 2022: https://link.chtbl.com/ASGTT20220621

Winter 2021 Podcast Recommendations: https://link.chtbl.com/ASG20211230

Top 5 Podcasts of 2021: https://link.chtbl.com/ASG20211223

International Podcast Day 2021: https://link.chtbl.com/IPD2021

Podcast Recommendations for Summer 2021: https://link.chtbl.com/ASG20210629

March 12, 2021 | The Friday Five: https://link.chtbl.com/ASGF20210312

Podcasts We're Currently Listening To (Winter 2021): https://link.chtbl.com/ASGF20210101

Top 5 Podcasts of 2020: https://link.chtbl.com/ASGF20201225

International Podcast Day 2020: https://link.chtbl.com/IPD2020

Podcast Recommendations for Summer 2020: https://link.chtbl.com/ASGTT20200623

Podcasts We're Currently Listening To: https://link.chtbl.com/ASGF20191227R  

Top 5 Podcasts of 2019: https://link.chtbl.com/ASGF20191220

International Podcast Day 2019: https://link.chtbl.com/IPD2019

Zoho Expense Official Website: https://www.zoho.com/us/expense/

Everlance Official Website: https://www.everlance.com/

Agent’s Guide to Phone Communication Resources: https://link.chtbl.com/ASG608

Apps for Travel Deals: https://link.chtbl.com/ASGA62

Facebook Basics for Insurance Agents: https://link.chtbl.com/ASG607

How to Recruit Insurance Agents to Your Downline: https://ritterim.com/blog/how-to-recruit-insurance-agents-to-your-downline/

Signs It’s Time to Expand Your Insurance Portfolio & Make the Move: https://link.chtbl.com/ASG605

The Ultimate Agent Resource List: https://ritterim.com/the-ultimate-agent-resource-list/  

“Choose a Plan That Suits Your Organizational Needs.” Pricing Plan Comparison | Zoho Expense, Zoho, www.zoho.com/us/expense/pricing-comparison/. Accessed 12 Aug. 2024.

“Integrations.” Addons and Integrations | Expense Software | Zoho Expense, Zoho Expense, www.zoho.com/us/expense/addons/. Accessed 13 Aug. 2024.

“Pricing Plans.” Everlance, Everlance, www.everlance.com/pricing. Accessed 12 Aug. 2024.

“Zoho Expense Integrations.” Zoho Expense, Zoho Expense, www.zoho.com/us/expense/addons/. Accessed 13 Aug. 2024.

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. 

Helping Clients Navigate Medicare’s Durable Medical Equipment Coverage: https://ritterim.com/blog/helping-clients-navigate-medicares-durable-medical-equipment-coverage/

How to Be an Adaptable Insurance Agent: https://link.chtbl.com/ASG582

How to Check Medicare Extra Help Eligibility for Your Client: https://ritterim.com/blog/how-to-check-medicare-extra-help-eligibility-for-your-client/

Interview: Training Opportunities for Agents at Ritter Insurance Marketing: https://ritterim.com/blog/interview-training-opportunities-for-agents-at-ritter-insurance-marketing/  

Medicare Advantage Emergency-Related SEPs: https://ritterim.com/blog/medicare-advantage-emergency-related-seps/

Medicare Advantage Open Enrollment Do's and Don'ts: https://link.chtbl.com/ASG574

Surviving AEP: https://ritterim.com/aep/

What Beneficiaries Value Most in Medicare Advantage Plans: https://link.chtbl.com/ASG555

Joining a Medicare Health Plan: https://www.medicare.gov/basics/get-started-with-medicare/get-more-coverage/joining-a-plan

Learn How Medigap Works: https://www.medicare.gov/health-drug-plans/medigap/basics/how-medigap-works

Medigap Open Enrollment Period: https://www.medicare.gov/health-drug-plans/medigap/ready-to-buy

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance  

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Agent's Guide to Social Media Communication Resources: https://link.chtbl.com/ASG606

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Facebook Basics for Insurance Agents: https://link.chtbl.com/ASG607

TikTok Basics for Insurance Agents: https://link.chtbl.com/ASG603

“About Linkedin.” LinkedIn, LinkedIn, about.linkedin.com/. Accessed 2 Aug. 2024.

“Linkedin Users in United States of America - July 2024.” NapoleonCat, NapoleonCat, napoleoncat.com/stats/linkedin-users-in-united_states_of_america/2024/07/. Accessed 2 Aug. 2024.

“Social Media Fact Sheet.” Pew Research Center, Pew Research Center, 31 Jan. 2024, www.pewresearch.org/internet/fact-sheet/social-media/.

Walsh, Shelley. “The Top 10 Social Media Sites & Platforms.” Search Engine Journal, Search Engine Journal, 4 July 2024, www.searchenginejournal.com/social-media/social-media-platforms/.

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

5 Tips to Make the Most of AEP: https://ritterim.com/blog/5-tips-to-make-the-most-of-aep/ 

9 Essential Tools for Beginner Insurance Agents: https://link.chtbl.com/ASG595

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Digital Marketing for Insurance Agents: Our Top Tips to Boost Business: https://ritterim.com/blog/digital-marketing-for-insurance-agents-our-top-tips-to-boost-business/

Download the Guide - Modern Medicare Marketing for Today's Agents: https://ritterim.com/modern-marketing-guide/

Get Your PlanEnroll Site: https://ritterim.com/planenroll/

Learn More About Integrity Tools: https://ritterim.com/integrity-tools/

The Survivor's AEP Checklist: https://ritterim.com/blog/the-survivors-aep-checklist/

What Are Agents Responsible for Under HIPAA? https://ritterim.com/blog/what-are-agents-responsible-for-under-hipaa/

Lankford, Kimberly. “What Caregivers Should Know about Medicare Coverage.” AARP, American Association of Retired Persons, 5 June 2024, www.aarp.org/health/medicare-insurance/info-2024/medicare-caregiving-support.html.

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

4 Ways PlanEnroll Will Make This Your Best AEP Yet: https://lnk.to/cdV0H1  

Contact the Ritter Sales Team: https://ritterim.com/meet-your-sales-team/

FAQs About the Medicare Call Recording Requirements: https://lnk.to/ueDEY0  

Integrity Official Site: https://integrity.com/

Integrity On Demand Trainings: https://www.gotostage.com/channel/2f479406ce584483bb89936bf3e03ee7 

Integrity Support Email: support@clients.integrity.com

Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/ (Don’t forget to choose “Agent Survival Guide” as how you heard about Ritter!)

Ritter Events, Training, & Webinar List: https://ritterim.com/events/

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Not affiliated with or endorsed by Medicare or any government agency.

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Atomic Habits: An Easy & Proven Way to Build Good Habits & Break Bad Ones: https://www.amazon.com/dp/B07D23CFGR

Go for No! Yes is the Destination, No is How You Get There: https://www.amazon.com/dp/B00507TDJM

How to Win Friends and Influence People: Updated for the Next Generation of Leaders: https://www.amazon.com/dp/B09LVWLKXB

Influence, New and Expanded: The Psychology of Persuasion: https://www.amazon.com/dp/B08HZ57WYN

Jeffrey Gitomer “Little” Books: https://www.buygitomer.com/collections/books

The Psychology of Selling: Increase Your Sales Faster and Easier Than You Ever Thought: https://www.amazon.com/dp/B000SEQKRK

Think and Grow Rich: A Black Choice: A Guide to Success for Black Americans: https://www.amazon.com/dp/B0054KLWOE

The Trusted Advisor: 20th Anniversary Edition: https://www.amazon.com/dp/B000FC0VWA

The Trusted Advisor Fieldbook: A Comprehensive Toolkit for Leading with Trust: https://www.amazon.com/dp/B006ES4GI4

Ritter Insurance Marketing’s free eBooks & Guides: https://ritterim.com/guides/

Agent Apps | Reading Books on the Go - Library Apps: https://link.chtbl.com/ASGA08

Everything You Get With Your Ritter Registration: https://link.chtbl.com/ASG503

How to Get Health and Life Insurance Continuing Education Credits as an Agent: https://link.chtbl.com/ASG498  

Lifelong Learning Online Educational Resources: https://link.chtbl.com/ASG482

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance  

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Integrity Webinars: https://learningcenter.tawebhost.com/MedicareCENTER-Webinar-Schedule.pdf

Ritter Insurance Marketing Events: https://ritterim.com/events/

Registration for upcoming Ritter Summits: https://summits.ritterim.com/

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

• Elevance to Require Paper Apps for 2025 MAPD PPO Plans in Most States
• Federal Trade Commission Announces “Click to Cancel” Rule
• New Apple iPad Mini & Amazon Kindle ColorSoft
• Impact of Medicare Part D Changes by State
• KFF 2025 Medicare Part D Snapshot Report

Elevance to Require Paper Apps for 2025 MAPD PPO Plans in Most States: https://ritterim.com/blog/elevance-to-require-paper-apps-for-2025-mapd-ppo-plans-in-most-states/

Selyukh, Alina. “Canceling Subscriptions Has to Be as Easy as Signing up, FTC Says in a New Rule.” NPR, NPR, 16 Oct. 2024, www.npr.org/2024/10/16/nx-s1-5154814/click-to-cancel-subscriptions-memberships-ftc-rule.

Solomon Ensor, Julia. “Click to Cancel: The FTC’s Amended Negative Option Rule and What It Means for Your Business.” FTC.Gov, Federal Trade Commission, 16 Oct. 2024, www.ftc.gov/business-guidance/blog/2024/10/click-cancel-ftcs-amended-negative-option-rule-what-it-means-your-business.

“Federal Trade Commission Announces Final ‘Click-to-Cancel’ Rule Making It Easier for Consumers to End Recurring Subscriptions and Memberships.” FTC.Gov, Federal Trade Commission, 16 Oct. 2024, www.ftc.gov/news-events/news/press-releases/2024/10/federal-trade-commission-announces-final-click-cancel-rule-making-it-easier-consumers-end-recurring.

“Rule Concerning Recurring Subscriptions and Other Negative Option Programs.” FTC.Gov, Federal Trade Commission, www.ftc.gov/system/files/ftc_gov/pdf/p064202_negative_option_rule.pdf. Accessed 16 Oct. 2024.

“The FTC’s ‘Click to Cancel’ Rule.” FTC.Gov, Federal Trade Commission, 16 Oct. 2024, www.ftc.gov/system/files/ftc_gov/pdf/NegOptions-1page.pdf.

Roth, Emma. “The FTC Is Finally Making It Easier to Cancel Your Gym Membership.” Theverge.Com, The Verge, 16 Oct. 2024, www.theverge.com/2024/10/16/24271649/ftc-click-to-cancel-subscriptions-final-rule.

da Silva, João. “US ‘click to Cancel’ Rule to Tackle Subscription Traps.” BBC News, BBC, 17 Oct. 2024, www.bbc.com/news/articles/c07nlvmyl05o.

“Apple Introduces Powerful New iPad Mini Built for Apple Intelligence.” Apple.Com, Apple, 15 Oct. 2024, www.apple.com/newsroom/2024/10/apple-introduces-powerful-new-ipad-mini-built-for-apple-intelligence/.

Fried, Ina. “Amazon Debuts Color Screen Kindle, Updates Other e-Readers.” Axios.Com, Axios, 17 Oct. 2024, www.axios.com/2024/10/17/amazon-color-screen-kindle-e-reader-updates.

Staff, Amazon. “Amazon Reveals First Color Kindle, New Kindle Scribe, and More.” Aboutamazon.Com, Amazon, 16 Oct. 2024, www.aboutamazon.com/news/devices/new-kindle-color-scribe-paperwhite-entry.

“Amazon Reveals Its First Color Kindle E-Reader after Years of Development | Reuters.” Reuters.Com, Reuters, 16 Oct. 2024, www.reuters.com/technology/amazon-reveals-its-first-color-kindle-e-reader-after-years-development-2024-10-16/.

LeClair, Dave. “IPad Mini 7 Unveiled with A17 Pro Chip - Release Date, Specs, Price and More.” Tomsguide.Com, Tom’s Guide, 15 Oct. 2024, www.tomsguide.com/tablets/ipads/ipad-mini-7-unveiled-with-a17-pro-chip-release-date-specs-price-and-more.

Kennemer, Quentyn. “You Can Now Preorder the New iPad Mini.” Verge.Com, The Verge, 15 Oct. 2024, www.theverge.com/2024/10/15/24268182/ipad-mini-2024-preorder-how-to-buy-price-release-date.

Bell, Allison. “11 Worst States for Medicare Drug Plan Menu Cuts.” Thinkadvisor.Com, ThinkAdvisor, 9 Oct. 2024, www.thinkadvisor.com/2024/10/09/11-worst-states-for-medicare-drug-plan-menu-cuts/.

Cubanski, Juliette. “A Current Snapshot of the Medicare Part D Prescription Drug Benefit.” KFF.Org, KFF, 9 Oct. 2024, www.kff.org/medicare/issue-brief/a-current-snapshot-of-the-medicare-part-d-prescription-drug-benefit/.

Cubanski, Juliette. “Medicare Part D Premiums Are Increasing for Many but Not All Stand-Alone Plans in 2025, Reflecting Effects of New Premium Stabilization Demonstration.” KFF.Org, KFF, 7 Oct. 2024, www.kff.org/policy-watch/medicare-part-d-premiums-are-increasing-for-many-but-not-all-stand-alone-plans-in-2025-reflecting-effects-of-new-premium-stabilization-demonstration/.

A Review of Integrity's Top Medicare Quoting Tools: https://ritterim.com/blog/a-review-of-the-integrity-offered-medicare-quoting-software/

CMS Announces Medicare $2 Drug List Model RFI: https://link.chtbl.com/ASGF20241011

Changes to Medicare in 2025 Affect Dual Eligible Special Needs Plans: https://link.chtbl.com/ASGB20241012

Cigna to Sell Medicare Business to HCSC: https://ritterim.com/blog/cigna-to-sell-medicare-business-to-hcsc/

How to Ask Your Current Clients for Referrals: https://link.chtbl.com/ASG623

Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/

The 2025 COLA Increase & How It Affects Your Clients: https://link.chtbl.com/ASGN20241015

The Value of Plan N for Medicare Shoppers ft. Ted Sims: https://link.chtbl.com/ASGTedSims2024

What CMS Requires Medicare Agents to Discuss Prior to Enrollments: https://ritterim.com/blog/what-cms-requires-medicare-agents-to-discuss-prior-to-enrollments/

When Do Med Supp Plans K, L, M, & N Make Sense? https://ritterim.com/blog/when-do-med-supp-plans-k-l-m-and-n-make-sense/

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

• KFF Study on Medicare Beneficiaries’ Tendency to Shop
• Ritter’s First Annual ACA Summit
• Agent Reaction to MedicareCENTER & Upcoming Webinar
• Instagram Best Practices & New Pro Dashboard Features
• 2025 Medicare Advantage and Medicare Part D Premiums

Ochieng, Nancy, et al. “Nearly 7 in 10 Medicare Beneficiaries Did Not Compare Plans during Medicare’s Open Enrollment Period.” KFF, KFF, 27 Sept. 2024, www.kff.org/medicare/issue-brief/nearly-7-in-10-medicare-beneficiaries-did-not-compare-plans-during-medicares-open-enrollment-period/.

Register to Attend the Inaugural ACA Summit

Learn more about MedicareCENTER: https://integrity.com/medicarecenter/

Register to Attend: Sales Tech Train & Talk - Understanding MedicareCENTER

“About the Instagram Professional Dashboard.” Help.Instagram.Com, Instagram, help.instagram.com/257516379077270. Accessed 3 Oct. 2024.

“How Can I Check My Account Type on Instagram?” SocialBu Help, SocialBu, help.socialbu.com/article/331-how-can-i-check-my-account-type-on-instagram. Accessed 3 Oct. 2024.

Sato, Mia. “Instagram’s ‘Best Practices’ Tell Creators How They Should Post.” The Verge, The Verge, 1 Oct. 2024, www.theverge.com/2024/10/1/24259462/instagram-best-practices-business-profiles-tips-reach.

“Introducing Best Practices, an Education Hub for Creators on Instagram.” Abaout.Fb.Com, Meta, 30 Sept. 2024, about.fb.com/news/2024/10/best-practices-education-hub-creators-instagram/.

“Instagram Creator Education: Best Practices.” Instagram for Creators, Instagram, creators.instagram.com/best-practices#instagram. Accessed 3 Oct. 2024.

Instagram Creators Account, Meta, www.instagram.com/creators/. Accessed 3 Oct. 2024.

“Medicare Advantage and Medicare Prescription Drug Programs to Remain Stable as CMS Implements Improvements to the Programs in 2025.” CMS.Gov, Centers for Medicare & Medicaid Services, 27 Sept. 2024, www.cms.gov/newsroom/fact-sheets/medicare-advantage-and-medicare-prescription-drug-programs-remain-stable-cms-implements-improvements.

Freed, Meredith, et al. “Medicare Advantage in 2024: Enrollment Update and Key Trends.” KFF, KFF, 8 Aug. 2024, www.kff.org/medicare/issue-brief/medicare-advantage-in-2024-enrollment-update-and-key-trends/.

“Medicare Enrollment for June 2024.” Data.CMS.Gov, Centers for Medicare & Medicaid Services Data, data.cms.gov/tools/medicare-enrollment-dashboard. Accessed 2 Oct. 2024.

“Medicare Monthly Enrollment.” Data.CMS.Gov, Centers for Medicare & Medicaid Services Data, data.cms.gov/summary-statistics-on-beneficiary-enrollment/medicare-and-medicaid-reports/medicare-monthly-enrollment. Accessed 2 Oct. 2024.

4 Ways PlanEnroll Will Make This Your Best AEP Yet: https://link.chtbl.com/ASG617R5

Best Video Editing Apps for Social Media: https://link.chtbl.com/ASGA69

Get Your Medicare Advantage Sales Contracts Here — Recommendations for 2025: https://ritterim.com/blog/get-your-medicare-advantage-sales-contracts-here-recommendations-for-2025/

Prescription Drugs Your Medicare Clients Could See Lower Coinsurances for in 2024: https://ritterim.com/blog/prescription-drugs-your-medicare-clients-could-see-lower-coinsurances-for-in-2024/

Tech News Roundup: https://link.chtbl.com/ASGF20240927

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Balance Official Website: https://balanceapp.com/ 

Daylio Official Website: https://daylio.net/ 

Macros Calorie Counter Official Website: https://macros.app/ 

Budget-Friendly Streaming Services: https://pod.fo/e/28aaea 

Eating Frogs & Slaying Dragons: https://pod.fo/e/2870fc

Instagram Basics for Insurance Agents: https://pod.fo/e/28803f  

Tips for Insurance Agents Working on the Road: https://ritterim.com/blog/tips-for-insurance-agents-working-on-the-road/  

Top 10 Holiday Toys of 2024: https://pod.fo/e/287dd6  

Ritter Staff’s Top 5 Apps: https://pod.fo/e/28515e  

“Discover Macros.” Macros App - Calorie Counter, https://macros.app/. Accessed 27 Nov. 2024. 

“Discover Personalized Meditation with the Balance App.” Discover Personalized Meditation with the Balance App,

https://balanceapp.com/. Accessed 27 Nov. 2024. 

“Journal, Diary and Mood Tracker.” Daylio, https://daylio.net/. Accessed 27 Nov. 2024.

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (FKA) Twitter, https://twitter.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ 

Not affiliated with or endorsed by Medicare or any government agency. 

5 Myths About Selling ACA Health Plans: https://ritterim.com/blog/5-myths-about-selling-aca-health-plans/

CMS Rules ACA Broker Commissions for SEP & OEP Sales Must Be Equal: https://ritterim.com/blog/cms-rules-aca-broker-commissions-for-sep-oep-sales-must-be-equal/

How Agents Can Protect Clients from Unauthorized ACA Plan Switching: https://ritterim.com/blog/how-agents-can-protect-clients-from-unauthorized-aca-plan-switching/

How Insurance FMOs Work FREE eBook: https://ritterim.com/how-insurance-fmos-work/

Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/

Register with Ritter: https://app.ritterim.com/public/registration/

State of the ACA Market in 2024: https://link.chtbl.com/ASG610

Under-65 Carriers Ritter Docs: https://docs.ritterim.com/products/under-65-health/

What Are Insurance Hierarchies & How Do They Work? https://link.chtbl.com/ASG517

“FAQ Agent Broker Compensation and Guaranteed Availability of Coverage.” CMS, Centers for Medicare & Medicaid, www.cms.gov/files/document/agent-broker-compensation-and-guaranteed-availability-coverage.pdf. Accessed 27 Aug. 2024.

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

2025 Maximum Broker Commissions for Medicare Advantage & Medicare Part D Update: https://link.chtbl.com/ASGN20240808

3 Tips to Help Your Clients Avoid Health Insurance Scams: https://ritterim.com/blog/3-tips-to-help-your-clients-avoid-health-insurance-scams/

Facebook Basics for Insurance Agents: https://link.chtbl.com/ASG607

How to Stay Compliant During All Medicare Sales: https://ritterim.com/blog/how-to-stay-compliant-during-all-medicare-sales/

Nici, Dawn. “The Latest Medicare Enrollment Scams and How You Can Avoid Becoming a Victim.” Forbes, Forbes, 23 July 2024, www.forbes.com/health/medicare/medicare-scams/.

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

HealthSherpa Official Site: https://www.healthsherpa.com/agents/features

Facebook: https://www.facebook.com/healthsherpas/

Instagram: https://www.instagram.com/healthsherpas/

LinkedIn: https://www.linkedin.com/company/healthsherpa/

X: https://x.com/healthsherpas

YouTube: https://www.youtube.com/@Healthsherpas 

How Much Can Agents Make Selling Under-65 Insurance: https://link.chtbl.com/ASG620

Simplify Marketplace Enrollments with HealthSherpa: https://ritterim.com/blog/simplify-marketplace-enrollments-with-healthsherpa/

Steps to Get Ready for OEP: Federal & State Exchanges: https://link.chtbl.com/ASG6215

The Complete Guide to Selling Affordable Care Act Insurance Plans: https://ritterim.com/aca-ebook/

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

App Trends in 2024: https://link.chtbl.com/ASGA63 

Agent’s Guide to Social Media Communication Resources: https://link.chtbl.com/ASG606

Agent’s Guide to Video Communication Resources: https://link.chtbl.com/ASG596

Community-Based Marketing for Insurance Agents: https://link.chtbl.com/ASG533

TikTok Basics for Insurance Agents: https://link.chtbl.com/ASG603

“Get Listed on Google.” Google Business Profile, Google, www.google.com/business/. Accessed 23 July 2024.

“Sign up for Business Profile.” Google Business Profile Help, Google, www.support.google.com/business/answer/10514137?hl=en#zippy=%2Ccreate-a-business-profile-on-google. Accessed 23 July 2024.

“Check & View Your Business Profile Performance.” Google Business Profile Help, Google, www.support.google.com/business/answer/9918094?hl=en. Accessed 23 July 2024.

“Get Listed on Google.” Google Business Profile, Google, www.google.com/intl/en_us/business/. Accessed 23 July 2024.

“Verify Your Business on Google.” Google Business Profile Help, Google, www.support.google.com/business/answer/7107242?hl=en. Accessed 23 July 2024.

“How to Use a Service Area on Google for Service-Area & Hybrid Businesses.” Google Business Profile Help, Google, www.support.google.com/business/answer/9157481?co=GENIE.Platform%3DAndroid&hl=en. Accessed 23 July 2024.

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Ask Integrity™ and its features: https://integrity.com/ask-integrity/ 

Integrity Tools: https://ritterim.com/integrity-tools/

MedicareCENTER: https://integrity.com/medicarecenter/

Not partnered with Integrity? Register here: https://identity.integrity.com/register

Ritter Registration: https://app.ritterim.com/public/registration/

What to Do If Your Medicare Part D Plans Become Non-Commissionable: https://ritterim.com/blog/what-to-do-if-your-medicare-part-d-plans-become-non-commissionable/

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

FREE eBooks & Guides: https://ritterim.com/guides/

How to Help Clients Navigate ACA Marketplace Subsidies & Taxes: https://link.chtbl.com/ASG579

Knight School Training: https://ritterim.com/knight-school/

Medicaid Unwinding: What It Is & The Opportunity for Agents: https://link.chtbl.com/ASG502

Simplify Marketplace Enrollments with HealthSherpa: https://ritterim.com/blog/simplify-marketplace-enrollments-with-healthsherpa/

The Complete Guide to Selling Affordable Care Act Insurance Plans FREE eBook Download: https://ritterim.com/aca-ebook/

Annual Income Letter of Explanation: https://www.healthcare.gov/downloads/annual-income-letter-explanation.pdf 

Count income & household size: https://www.healthcare.gov/income-and-household-information/household-size/

HealthCare.Gov Login: https://www.healthcare.gov/login

HealthSherpa Login: https://www.healthsherpa.com/sessions/new

Tips & Troubleshooting: https://www.healthcare.gov/tips-and-troubleshooting/uploading-documents/

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

• Budget Reconciliation & Healthcare
• More iPhone Silent Alarm Issues
• Adobe Launches Photoshop Mobile
• Streaming Picks for March 2025
• SNP Summit Registration is Live

Tong, Noah. “House Budget Plan Advances, Paving Way for Major Medicaid Cuts.” Fiercehealthcare.Com, Fierce Healthcare, 26 Feb. 2025, www.fiercehealthcare.com/payers/house-budget-plan-advances-paving-way-major-medicaid-cuts.

“Overview of Potential Medicaid Changes in 2025 Budget Reconciliation Bill.” Gih.Org, Grantmakers In Health, 25 Feb. 2025, www.gih.org/publication/issue-focus-overview-of-potential-medicaid-changes-in-2025-budget-reconciliation-bill/.

Sanger-katz, Margot, and Alicia Parlapiano. “The House Wants to Pass Trump’s Agenda in One Big Bill. Here’s What’s in It.” Nytimes.Com, The New York Times, 25 Feb. 2025, www.nytimes.com/interactive/2025/02/21/upshot/house-gop-budget-blueprint.html.

Wendling, Mike. “US House Narrowly Passes Trump-Backed Spending Bill.” Bbc.Com, BBC News, 26 Feb. 2025, www.bbc.com/news/articles/cp9yx7e13ryo.

Shakir, Umar. “Apple’s Weird iPhone Alarm Problems Are Still Happening.” Theverge.Com, The Verge, 10 Jan. 2025, www.theverge.com/2025/1/9/24340238/apple-iphone-alarm-broken-timing-failed.

Neely, Amber. “If Your iPhone Alarms Aren’t Going off, You’re Not Alone.” AppleInsider.Com, AppleInsider, 23 Jan. 2025, appleinsider.com/articles/25/01/23/if-your-iphone-alarms-arent-going-off-youre-not-alone.

Bologna, Caroline. “Some iPhone Users Are Reporting A Major Issue With Their Alarm. Here’s What’s Happening.” HuffPost.Com, HuffPost, 24 Feb. 2025, www.huffpost.com/entry/iphone-alarm-silent-issue_l_67bc894be4b05645f4fee06e.

Koc, Demet. “Coming to Streaming in March 2025.” Nexuspointnews.Com, Nexus Point News, 25 Feb. 2025, www.nexuspointnews.com/post/coming-to-streaming-in-march-2025.

Weatherbed, Jess. “Adobe’s New Photoshop App for iPhone Is More like the Real Thing.” Theverge.Com, The Verge, 25 Feb. 2025, www.theverge.com/news/618859/adobe-photoshop-mobile-iphone-android-app-availability.

“Adobe Photoshop Brings World’s Leading Image and Design App to Mobile to Empower Next Generation of Creators.” News.Adobe.Com, Adobe, 25 Feb. 2025, news.adobe.com/news/2025/02/photoshop-mobile-web.

Wilson, Mark. “At Last, Adobe Photoshop Comes to the iPhone (and It Just Might Be Great).” Fastcompany.Com, Fast Company, 25 Feb. 2025, www.fastcompany.com/91283790/at-last-adobe-photoshop-comes-to-the-iphone-and-it-just-might-be-great.

Integrity Webinars: https://learningcenter.tawebhost.com/MedicareCENTER-Webinar-Schedule.pdf

Ritter Insurance Marketing Events: https://ritterim.com/events/

Registration for Ritter SNP Summit: https://summits.ritterim.com/

4 Myths About Dual Eligible Special Needs Plans (D-SNP) Sales: https://lnk.to/asg650 

Apps for Cyber Security: https://lnk.to/asga80

Guidelines for Sharing Personal Beneficiary Data with Other TPMOs: https://lnk.to/asg647

The Beginner's Guide to D-SNPs: https://lnk.to/asg648

The Postseason Game Plan for Agents: https://lnk.to/asgf20250214

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Not affiliated with or endorsed by Medicare or any government agency.

5 Social Media Trends for Insurance Agents in 2024: https://pod.fo/e/28ab30

Agent's Guide to Social Media Communication Resources: https://pod.fo/e/28ab16

Facebook Basics for Insurance Agents: https://pod.fo/e/28ab15

How to Create a Google Business Profile: https://pod.fo/e/28ab05

LinkedIn Basics for Insurance Agents: https://pod.fo/e/28ab08

Ritter Insurance Marketing on Instagram: https://www.instagram.com/ritter.insurance.marketing/

Sarah’s Instagram Profile: https://www.instagram.com/thesarahjrueppel/

Social Media Marketing for Insurance Agents: https://ritterim.com/social-media-ebook/

TikTok Basics for Insurance Agents: https://pod.fo/e/28ab1c

X (Twitter) Basics for Insurance Agents: https://pod.fo/e/28ab0f

“About Professional Accounts on Instagram.” Help.Instagram.Com, Instagram, help.instagram.com/138925576505882/. Accessed 5 Nov. 2024.

“Convert an Instagram Personal Profile to a Business Profile .” Help.Hootsuite.Com, Hootsuite, 27 Oct. 2024, help.hootsuite.com/hc/en-us/articles/1260804251950-Convert-an-Instagram-Personal-profile-to-a-Business-profile.

“How to Set up a Business Account on Instagram.” Help.Instagram.Com, Instagram, help.instagram.com/502981923235522/. Accessed 5 Nov. 2024.

“How to Set up a Creator Account on Instagram.” Help.Instagram.Com, Instagram, help.instagram.com/2358103564437429/. Accessed 5 Nov. 2024.

Watson, Amelia. “Instagram Business vs Creator Accounts: Pros & Cons Compared.” Socialthink.Io, Social Think, 18 Aug. 2024, socialthink.io/blog/instagram-business-vs-creator-accounts/.

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

5 Tips for Finding Supplemental Coverage for ACA Plans: https://ritterim.com/blog/5-tips-for-finding-supplemental-coverage-for-aca-plans/  

2024 ACA Exchange & FFM Certification Info: https://ritterim.com/blog/2024-aca-exchange-ffm-certification-info/

Carriers Partnered with Ritter: https://ritterim.com/products/by-carrier/

Community Engagement & ACA Marketing Suggestions for Agents: https://ritterim.com/blog/community-engagement-aca-marketing-suggestions-for-agents/

Contract & Get Appointed to Sell with Health Insurance Companies: https://ritterim.com/blog/contract-get-appointed-to-sell-with-health-insurance-companies/

Digital Marketing for Insurance Agents: Our Top Tips to Boost Business: https://ritterim.com/blog/digital-marketing-for-insurance-agents-our-top-tips-to-boost-business/

Everything Agents Need to Know About Selling in State-Based Marketplaces: https://ritterim.com/blog/everything-agents-need-to-know-about-selling-in-state-based-marketplaces/

FAQs About ACA Certification and Training: https://link.chtbl.com/ASG532

Five Ways to Generate ACA Leads: https://ritterim.com/blog/five-ways-to-generate-aca-leads/

How to Become Certified for ACA Marketplace Sales with Federally Facilitated Marketplace (FFM) Training: https://ritterim.com/blog/how-to-become-certified-for-aca-marketplace-sales-with-federally-facilitated-marketplace-ffm-training/

Knight School Training: https://ritterim.com/knight-school/

Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/

Questions to Ask Clients Shopping for an ACA Plan:  https://link.chtbl.com/ASG615

Register with Ritter: https://app.ritterim.com/public/registration/

Ritter Events Calendar: https://ritterim.com/events/

Surviving OEP: https://ritterim.com/oep/

The Agent Survival Guide Podcast: https://ritterim.com/podcast/

The Complete Guide to Selling Affordable Care Act Insurance Plans FREE eBook: https://ritterim.com/aca-ebook/

The Ritter Blog: https://ritterim.com/blog/

The Ritter Platform: https://app.ritterim.com/

Under-65 Health Products: https://ritterim.com/products/under-65/

“Agents and Brokers.” Virginia SCC - Agents and Brokers, www.scc.virginia.gov/pages/Agents-and-Brokers. Accessed 4 Sept. 2024.

“CMS.Gov Enterprise Portal.” CMS Enterprise Portal, portal.cms.gov/portal/. Accessed 4 Sept. 2024.

“Connecting Pennsylvanians to Health Coverage.” Pennie, https://pennie.com/. Accessed 4 Sept. 2024.

“FFM Agent Broker Registration and Termination Status Page.” Data.Healthcare.Gov, https://data.healthcare.gov/ffm_ab_registration_lists. Accessed 4 Sept. 2024.

“Find out How Much Insurance May Cost.” Get Covered New Jersey, nj.gov/getcoverednj/. Accessed 4 Sept. 2024.

“Help on Demand: Training and Registration Guide.” CMS.Gov, https://www.cms.gov/CCIIO/Programs-and-Initiatives/Health-Insurance-Marketplaces/Downloads/Help-On-Demand-Training-Registration-Guide.pdf.  Accessed 4 Sept. 2024

“Local Assistance for Health Insurance Application.” HealthCare.Gov, localhelp.healthcare.gov/. Accessed 4 Sept. 2024.

“Maryland Health Connection.” Maryland Health Connection, 27 July 2024, www.marylandhealthconnection.gov/.

“Registration and Training for Marketplace Agents and Brokers.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/marketplace/agents-brokers/registration-training. Accessed 4 Sept. 2024.

“Returning Agents’ and Brokers’ Guide to Plan Year 2025 ...” CMS.Gov, Center for Medicare & Medicaid, www.cms.gov/files/document/returning-agents-and-brokers-guide-marketplace-registration-and-training.pdf. Accessed 4 Sept. 2024.

“The Marketplace in Your State.” HealthCare.Gov, www.healthcare.gov/marketplace-in-your-state/. Accessed 4 Sept. 2024.

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

2025 Medicare Part D Redesign Updates: https://ritterim.com/blog/2025-medicare-part-d-redesign-updates/

How to Stay Compliant During All Medicare Sales: https://lnk.to/41gE4C

Medicare Advantage Emergency-Related SEPs: https://ritterim.com/blog/medicare-advantage-emergency-related-seps/

Things to Think About Post-AEP: https://ritterim.com/blog/things-to-think-about-post-aep/

The Ultimate Agent Resource List Pt. 2: Keeping in Touch with Clients: https://ritterim.com/blog/the-ultimate-agent-resource-list-pt-2-keeping-in-touch-with-clients/

Why Client Retention Should Be Your Top Priority: https://lnk.to/NMDqSn

“Limited Income and Resources.” CMS.Gov, Centers for Medicare & Medicaid, https://www.cms.gov/training-education/partner-outreach-resources/low-income-subsidy-lis. Accessed 10 Feb. 2025.

“Special Enrollment Periods.” Medicare.Gov, Medicare, https://www.medicare.gov/basics/get-started-with-medicare/get-more-coverage/joining-a-plan/special-enrollment-periods. Accessed 10 Feb. 2025.

“When Does Medicare Coverage Start?” Medicare, https://ritterim.com/blog/medicare-advantage-open-enrollment-dos-and-donts/ Accessed 5 Feb. 2025.

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

• Camp Ritter Employee Training Event Next Week
• Talkspace Official Enters Medicare Market
• IRS Announces HSA & HDHP Amounts for CY 2025
• Apple Announces New Accessibility Features
• Highlights from 2024 Google I/O Conference

Online therapy covered by Medicare: https://www.talkspace.com/coverage/insurance/medicare

Talkspace Expands Access to Tele-Mental Healthcare With Medicare Launch: https://www.businesswire.com/news/home/20240514596587/en/Talkspace-Expands-Access-to-Tele-Mental-Healthcare-With-Medicare-Launch

Talkspace expands online mental health therapy to millions of Medicare members: https://www.fiercehealthcare.com/digital-health/talkspace-expands-online-therapy-millions-medicare-members

Talkspace rolls out teletherapy access to 13 million Medicare members: https://vator.tv/news/2024-05-14-talkspace-rolls-out-teletherapy-access-to-13-million-medicare-members

Virtual Mental Health Provider Talkspace Taps Into Medicare Market: https://bhbusiness.com/2024/05/14/virtual-mental-health-provider-talkspace-taps-into-medicare-market/

IRS Announces 2025 HSA, HDHP Limits: https://www.shrm.org/topics-tools/news/benefits-compensation/irs-announces-2025-hsa--hdhp-limits

IRS announces HSA, HDHP limits for 2025: https://www.benefitspro.com/2024/05/13/irs-announces-hsa-hdhp-limits-for-2025/

IRS releases HSA and high-deductible health plan limits for 2025: https://global.lockton.com/us/en/news-insights/irs-releases-hsa-and-high-deductible-health-plan-limits-for-2025

Savings Boost: IRS Raises HSA Contribution Limits for 2025: https://www.hrmorning.com/news/irs-announces-new-hsa-contribution-limits/

Apple announces new accessibility features, including Eye Tracking, Music Haptics, and Vocal Shortcuts: https://www.apple.com/newsroom/2024/05/apple-announces-new-accessibility-features-including-eye-tracking/

Apple’s new accessibility features let you control an iPhone or iPad with your eyes: https://www.theverge.com/2024/5/15/24157271/apple-eye-tracking-speech-motion-sickness-accessibility-features

Google I/O 2024 – the 7 biggest AI announcements, from Gemini to Android 15: https://www.techradar.com/phones/android/the-7-biggest-ai-announcements-from-google-io-2024

Google I/O 2024: Everything revealed including Gemini AI, Android 15 and more:  https://www.engadget.com/google-io-2024-everything-revealed-including-gemini-ai-android-15-and-more-210414423.html

Google now offers ‘web’ search — and an AI opt-out button: https://www.theverge.com/2024/5/14/24074314/google-now-offers-web-search

5 Alternative Apps to Replace Google Podcast: https://link.chtbl.com/ASGF20240329

Best Free Writing & Grammar Apps: https://link.chtbl.com/ASGA58

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Greater Access to Health Coverage for DACA Recipients: https://link.chtbl.com/ASGF20240510

Interview: The 5 Pillars of Integrity: https://ritterim.com/blog/interview-the-5-pillars-of-integrity/

Interview: Training Opportunities for Agents at Ritter Insurance Marketing: https://ritterim.com/blog/interview-training-opportunities-for-agents-at-ritter-insurance-marketing/   

Ready to Join an FMO? 10 Things to Consider: https://link.chtbl.com/ASG593

The Best Books for Insurance Agents: https://link.chtbl.com/ASG590

Tips for Becoming a Top Producing Insurance Agency: https://ritterim.com/blog/tips-for-becoming-a-top-producing-insurance-agency/

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

10 Tips to Submitting an Error-Free Medicare Enrollment Application: https://ritterim.com/blog/10-tips-to-submitting-an-error-free-medicare-enrollment-application/

A Review of Integrity's Top Medicare Quoting Tools: https://ritterim.com/blog/a-review-of-the-integrity-offered-medicare-quoting-software/

KFF 2025 Medicare Part D Snapshot Report: https://link.chtbl.com/ASGF20241018

The 2025 COLA Increase & How It Affects Your Clients: https://link.chtbl.com/ASGN20241015

The Complete Guide on How to Sell Medicare Advantage Plans: https://ritterim.com/medicare-advantage-ebook/

The Complete Guide to Client Loyalty and Retention: https://ritterim.com/client-retention-guide/

The Definitive Guide to Getting Leads and Prospecting for Medicare Sales: https://ritterim.com/lead-generation-guide/

The Value of Plan N for Medicare Shoppers ft. Ted Sims: https://link.chtbl.com/ASGTedSims2024

What Agents Forget to Do When Preparing for Appointments: https://link.chtbl.com/ASG6245

What CMS Requires Medicare Agents to Discuss Prior to Enrollments: https://ritterim.com/blog/what-cms-requires-medicare-agents-to-discuss-prior-to-enrollments/

What to Do if Your Medicare Part D Plans Become Non-Commissionable: https://link.chtbl.com/ASGN20241005

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

LeadCENTER: https://leads.integrity.com/login  MedicareCENTER: https://integrity.com/medicarecenter/   MedicareCENTER FAQs: https://lnk.to/asg645   PlanEnroll FAQs: https://lnk.to/asg646   PlanEnroll Network Agent Training Registration: https://trainings.planenroll.com/  

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel   

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ 

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. 

Not affiliated with or endorsed by Medicare or any government agency. 

Official Hopper Website: https://hopper.com/

Official Kiwi Website: https://www.kiwi.com/us/

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

5 Things About Prepping for the Insurance License Exam: https://link.chtbl.com/ASGF20240607

Apps to Help You Stay Healthy: https://link.chtbl.com/ASGA53

Apps to Take with You While Traveling: https://link.chtbl.com/ASGA12

Ways to Stay Productive on the Go: https://link.chtbl.com/ASG543

Why Marketplace Agents Should Connect With Adults Turning 26: https://ritterim.com/blog/why-marketplace-agents-should-connect-with-young-adults-turning-26/

Eden: People+Planet (formally Eden Reforestation Projects) https://www.edenprojects.org/

Hopper Celebrates Planting 25 Million Trees Through its Hopper Trees Program: https://media.hopper.com/news/hopper-celebrates-planting-25-million-trees-through-its-trees-program

The Trick to Finding Cheap Flights in 2024: https://travel.usnews.com/features/how-to-find-cheap-flights  

Follow Us on Social! 

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Does Your Medicare Sales Approach Satisfy Different Budgets? https://ritterim.com/blog/does-your-medicare-sales-approach-satisfy-different-budgets/

How to Check Medicare Extra Help Eligibility for Your Client: https://ritterim.com/blog/how-to-check-medicare-extra-help-eligibility-for-your-client/ 

How to Keep Clients Safe From Insurance Fraud: https://ritterim.com/blog/how-to-keep-clients-safe-from-insurance-fraud/

Knight School Training: Cross-Selling Long-Term Care Insurance: https://ritterim.com/knight-school/expand-dominate/cross-sell/7/

Knight School Training: D-SNP Eligibility: https://ritterim.com/knight-school/solid-foundation/understanding-special-needs-plans/3/

Knight School Training: Understand What’s Important to Your Client: https://ritterim.com/knight-school/learning-to-sell/assessing-needs/7/

Ritter Fact Finder PDF: https://ritterim.com/documents/ritter-fact-finder.pdf

Why Trust Is an Insurance Agent’s Most Important Non-Renewable Resource: https://ritterim.com/blog/why-trust-is-an-insurance-agents-most-important-non-renewable-resource/ 

Lee, Anne Marie. “Americans Are Spending the Biggest Share of Their Income on Food in 3 Decades.” CBS News, CBS Interactive, 26 Feb. 2024, www.cbsnews.com/news/inflation-consumer-spending-food-and-restaurants-disposable-income-2024/.

“Cost of Long Term Care by State: Cost of Care Report.” Genworth, Genworth Financial, Inc, https://www.genworth.com/aging-and-you/finances/cost-of-care. Accessed 1 Aug. 2024.

“Federal Poverty Level (FPL) - Glossary.” HealthCare.Gov, https://www.healthcare.gov/glossary/federal-poverty-level-fpl/. Accessed 1 Aug. 2024.

“Food Prices and Spending.” USDA ERS - Food Prices and Spending, USDA, 27 June 2024, www.ers.usda.gov/data-products/ag-and-food-statistics-charting-the-essentials/food-prices-and-spending/?topicId=2b168260-a717-4708-a264-cb354e815c67.

Committee of the Future Health Care Workforce for Older Americans, et al. “Health Status and Health Care Service Utilization.” Retooling for an Aging America: Building the Health Care Workforce, National Academic Press (US), Washington D.C., 2008, https://www.ncbi.nlm.nih.gov/books/NBK215400/. Accessed 1 Aug. 2024.

Jayashankar, Aparna, and Anthony Murphy. “High Inflation Disproportionately Hurts Low-Income Households.” Federal Reserve Bank of Dallas, Federal Reserve Bank of Dallas, 10 Jan. 2023, www.dallasfed.org/research/economics/2023/0110.

“How Much Care Will You Need?” ACL Administration for Community Living, 18 Feb. 2020, https://www.acl.gov/ltc/basic-needs/how-much-care-will-you-need.

Pollitz, Karen, et al. “KFF Survey of Consumer Experiences with Health Insurance.” KFF, KFF, 19 Dec. 2023, www.kff.org/private-insurance/poll-finding/kff-survey-of-consumer-experiences-with-health-insurance/.

Alex Cottrill, Juliette Cubanski. “Income and Assets of Medicare Beneficiaries in 2023.” KFF, KFF, 9 Feb. 2024, www.kff.org/medicare/issue-brief/income-and-assets-of-medicare-beneficiaries-in-2023/.

Klein, Michael. “Inflation and Prices.” Econofact, Econofact, 12 Feb. 2024, econofact.org/inflation-and-prices.

Glasmeier, Amy K. “New Data Posted: 2023 Living Wage Calculator.” Living Wage Calculator, Massachusetts Institute of Technology, 1 Feb. 2023, https://livingwage.mit.edu/articles/103-new-data-posted-2023-living-wage-calculator.

Taaka, Brian. “The Power of Reading the Room: A Vital Skill for Success in Life and Business.” LinkedIn, LinkedIn, 13 July 2023, https://www.linkedin.com/pulse/power-reading-room-vital-skill-success-life-business-brian-taaka.

Klien, Michael. “U.S. Inflation Trends and Outlook in 2024.” Forbes, Forbes Magazine, 12 Feb. 2024, www.forbes.com/sites/forrester/2024/02/02/us-inflation-trends-and-outlook-in-2024/.

Miglani, Jitender. “US Inflation Trends and Outlook, 2024.” Forrester, Forrester, 28 Jan. 2024, www.forrester.com/blogs/us-inflation-trends-and-outlook-2024/.

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance      

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel   

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Creating Margin & Taking Back Control of Your Time: https://pod.fo/e/2870fb  

Eating Frogs & Slaying Dragons: https://pod.fo/e/2870fc

Staying Motivated Amidst Change & Disruption: https://pod.fo/e/28aaec

You're Not Alone This AEP! https://pod.fo/e/27d8f4

Not affiliated with or endorsed by Medicare or any government agency.

5 Things About the Medicare Prescription Payment Plan: https://link.chtbl.com/ASGF20240726

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/

The Complete Guide on How to Sell Prescription Drug Plans: https://ritterim.com/pdp-ebook/

What the Inflation Reduction Act Means for Your Medicare & ACA Clients: https://ritterim.com/blog/what-the-inflation-reduction-act-means-for-your-medicare-aca-clients/

“Fact Sheet: Medicare Prescription Payment Plan.” CMS.Gov, Centers for Medicare and Medicaid Services, www.cms.gov/files/document/medicare-prescription-payment-plan-fact-sheet.pdf Accessed 23 August 2024.

“Fact Sheet: Medicare Prescription Payment Plan Final Part One Guidance.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/files/document/fact-sheet-medicare-prescription-payment-plan-final-part-one-guidance.pdf Accessed 23 August 2024.

“Fact Sheet: Medicare Prescription Payment Plan Final Part Two Guidance.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/files/document/fact-sheet-medicare-prescription-payment-plan-final-part-two-guidance.pdf. Accessed 23 August 2024. 

Cottrill, Alex, et al. “Income and Assets of Medicare Beneficiaries in 2023.” KFF, KFF, 9 Feb. 2024, www.kff.org/medicare/issue-brief/income-and-assets-of-medicare-beneficiaries-in-2023/.

“Inflation Reduction Act and Medicare.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/inflation-reduction-act-and-medicare Accessed 23 August 2024.

Cubanski, Juliette, and Anthony Damico. “Medicare Part D in 2024: A First Look at Prescription Drug Plan Availability, Premiums, and Cost Sharing.” KFF, KFF, 8 Nov. 2023, www.kff.org/medicare/issue-brief/medicare-part-d-in-2024-a-first-look-at-prescription-drug-plan-availability-premiums-and-cost-sharing/.

“Medicare Prescription Payment Plan Implementation Timeline.” CMS.Gov, Centers for Medicare & Medicaid Services, 1 July 2024, www.cms.gov/files/document/medicare-prescription-payment-plan-timeline.pdf

Seshamani, Meena. “Medicare Prescription Payment Plan Draft Part Two Guidance” CMS.Gov, Centers for Medicare & Medicaid Services, 15 Feb. 2024, www.cms.gov/files/document/medicare-prescription-payment-plan-draft-part-two-guidance.pdf 

Seshamani, Meena. “Medicare Prescription Payment Plan Part 1 Guidance.” CMS.Gov, Centers for Medicare & Medicaid Services, 21 Aug. 2023, www.cms.gov/files/document/medicare-prescription-payment-plan-part-1-guidance.pdf 

“Welcome to Medicare.” Medicare, Centers for Medicare & Medicaid Services, www.medicare.gov/. Accessed 23 Aug. 2024.

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Plex: https://www.plex.tv/

Tubi: https://tubitv.com/

Kanopy: https://www.kanopy.com/en

PBS Kids: https://pbskids.org/

YouTube Movies & TV: https://www.youtube.com/feed/storefront

Agent’s Guide to Social Media Communication Resources: https://link.chtbl.com/ASG606

Apps to Create a Dumb Phone: https://link.chtbl.com/ASGA65

How to Create a Google Business Profile: https://link.chtbl.com/ASG614

LinkedIn Basics for Insurance Agents: https://link.chtbl.com/ASG612

“Meet Your TV Concierge.” Plex, 3 Sept. 2024, www.plex.tv/.

“Movies and Shows.” YouTube, YouTube, www.youtube.com/feed/storefront. Accessed 23 Sept. 2024.

“PBS Kids.” PBS KIDS, www.pbskids.org/. Accessed 23 Sept. 2024.

“Stream Classic Cinema, Indie Film and Top Documentaries.” Kanopy, www.kanopy.com/en. Accessed 23 Sept. 2024.

“Watch Free TV & Movies Online: Stream Full Length Videos.” Tubi, www.tubitv.com/. Accessed 23 Sept. 2024.

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Contact the Team at Ritter Insurance Marketing

Register for your FREE RitterIM.com account

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The Complete Guide to Client Loyalty and Retention

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3 Additional Effective Techniques for Closing Insurance Sales: https://ritterim.com/blog/3-additional-effective-techniques-for-closing-insurance-sales

How Much Can Insurance Agents Make Selling Under-65 Insurance? https://pod.fo/e/28aaf7  

How Insurance Agents Can Use Stories to Sell Insurance: https://pod.fo/e/28ab07

Instagram Basics for Insurance Agents: https://pod.fo/e/28803f

The Insurance Agent’s Guide to Establishing Successful Affinity Partnership FREE eBook Download: https://ritterim.com/insurance-affinity-partnerships/

“2023 United States Job Market Trends Report | Joblist.” Joblist, https://www.joblist.com/jobs-reports/2023-trends-united-states-job-market-report/. Accessed 3 Dec. 2024.

“5 Reasons to Hire Generation Z Employees.” Glu Recruit, 19 July 2023, www.glurecruit.co.uk/advice-center/employer/5-reasons-to-hire-generation-z-employees/.

“Adobe Future Workforce Study: What U.S. Employers Need to Know about Gen Z in the Workplace: Adobe Blog.” Adobe Future Workforce Study: What U.S. Employers Need to Know About Gen Z in the Workplace | Adobe Blog, Adobe, https://blog.adobe.com/en/publish/2023/09/27/adobe-future-workforce-study-what-us-employers-need-know-about-gen-z-workplace. Accessed 3 Dec. 2024.

“Benefits and Perks That Attract Gen Z Employees.” Monster.Com, 17 Apr. 2024, https://hiring.monster.com/resources/recruiting-strategies/emerging-workforce/attract-gen-z-employees/.

“Gen Z Is Working for More than a Paycheck.” Imercer, https://www.imercer.com/articleinsights/Attracting-new-graduates-and-Gen-Z-with-the-right-pay-and-perks/. Accessed 3 Dec. 2024.

“Don’t Believe the Hype about Gen Z Workers Being ...” Fast Company, https://www.fastcompany.com/90956270/gen-z-workplace-mentorship-skills-training-2023-adobe/.Accessed 3 Dec. 2024.

“Generation Influence: Reaching Gen Z in the New Digital Paradigm.” WP Engine, 29 Sept. 2024, https://wpengine.com/resources/gen-z-2020-full-report/.

 “Gen Z in the Workplace: How Should Companies Adapt?” Imagine, 20 Nov. 2024, https://imagine.jhu.edu/blog/2023/04/18/gen-z-in-the-workplace-how-should-companies-adapt/. Dhar, Julia.

“Gen Z: They Want to Work Remotely and in the Office.” Forbes, Forbes Magazine, 19 Sept. 2024, www.forbes.com/sites/juliadhar/2024/09/18/gen-z-they-want-to-work-remotely-and-in-the-office/.

Khan, Alyssa. Gen Z Trends in Mentoring for Career Building, https://www.fastcompany.com/90956270/gen-z-workplace-mentorship-skills-training-2023-adobe. Accessed 3 Dec. 2024.

Gould, Robbie. “The Top Advantages of Having Gen Z in the Workplace.” Rasmussen University, 8 Aug. 2023, www.rasmussen.edu/student-experience/college-life/the-top-advantages-of-having-gen-z-in-the-workplace/.

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

Download the eBook: The Insurance Agent’s Guide to Establishing Successful Affinity Partnerships

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Agent's Guide to Partner Marketing Resources: https://link.chtbl.com/ASG585

Learn more about Ritter Insurance Marketing: https://ritterim.com/

LinkedInBasics for Insurance Agents: https://link.chtbl.com/ASG612

Ritter Insurance Marketing Registration: https://app.ritterim.com/public/registration/

Why Go About Your Business in an Ethical, Compliant Fashion? https://ritterim.com/blog/why-go-about-your-business-in-an-ethical-compliant-fashion/

Your Guide to Forming an Insurance Agent Network: https://ritterim.com/blog/your-guide-to-forming-an-insurance-agent-network/  

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

AgentMethods Official Website: https://www.agentmethods.com/

AgentMethods on Facebook, https://www.facebook.com/AgentMethods AgentMethods on LinkedIn, https://www.linkedin.com/company/agentmethods-llc/ AgentMethods on X, https://twitter.com/AgentMethods  AgentMethods on YouTube, https://www.youtube.com/user/AgentMethods

5 Marketing Podcasts to Follow: https://lnk.to/asg638

How Client Retention Boosts Insurance Sales: https://lnk.to/evzCML

Marketing Trends for 2025: https://lnk.to/asg639

Setting SMART Goals in 2025: https://lnk.to/asgf20250103

Why Client Retention Should Be Your Top Priority: https://lnk.to/NMDqSn

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

5 Tips for Finding Supplemental Coverage for ACA Plans: https://ritterim.com/blog/5-tips-for-finding-supplemental-coverage-for-aca-plans/

ACA Basics Knight School Training: https://ritterim.com/knight-school/solid-foundation/aca-basics/

CMS Changes to ACA Plan Switching Process: https://link.chtbl.com/ASGF20240802

Everything You Need to Know About the ACA OEP: https://ritterim.com/blog/everything-you-need-to-know-about-the-aca-oep/

FAQs About Selling On-Exchange & Off-Exchange Under-65 Plans: https://ritterim.com/blog/faqs-about-selling-on-exchange-off-exchange-under-65-plans/

How to Help Clients Navigate ACA Marketplace Subsidies & Taxes: https://link.chtbl.com/ASG579

Learn more about Ritter Insurance Marketing: https://ritterim.com/

Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/?utm_source=asg_podcast_link

Sales Specialist Contact Info: https://ritterim.com/meet-your-sales-team/

Surviving ACA OEP: https://ritterim.com/oep/ 

There’s More to Life Insurance Than Just a Policy: https://link.chtbl.com/ASG560  

The State of the ACA Market in 2024: https://link.chtbl.com/ASG610

What the Inflation Reduction Act Means for Your Medicare & ACA Clients: https://ritterim.com/blog/what-the-inflation-reduction-act-means-for-your-medicare-aca-clients/

“Health Plan Categories: Bronze, Silver, Gold & Platinum.” HealthCare.Gov, HealthCare.gov, www.healthcare.gov/choose-a-plan/plans-categories/. Accessed 5 Aug. 2024.

“Low Cost Marketplace Health Care, Qualifying Income Levels.” HealthCare.Gov, HealthCare.gov, www.healthcare.gov/lower-costs/. Accessed 5 Aug. 2024.

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

A Review of the Top Medicare Quote Engines for Insurance Agents: https://ritterim.com/blog/a-review-of-the-top-medicare-quote-engines-for-insurance-agents/

CallVault: https://ritterim.com/the-ritter-platform/#callvault

CMS’ New Definition of Marketing & How it Affects Agents Selling Medicare Plans: https://ritterim.com/blog/cms-new-definition-of-marketing-how-it-affects-agents-selling-medicare-plans/

FMO vs. IMO vs. NMO vs. MGA vs. GA: What’s the Difference? https://link.chtbl.com/ASG508

Free eBooks & Guides: https://ritterim.com/guides/

How Insurance FMOs Work FREE eBook download: https://ritterim.com/how-insurance-fmos-work/

Knight School Training: https://ritterim.com/knight-school/

Lead Center: https://leads.integrity.com/login

Meet Your Sales Team at Ritter: https://ritterim.com/meet-your-sales-team/

Medicare Center: https://integrity.com/MedicareCENTER/

Medicare Quote Engine Prospectus PDF: https://ritterim.com/documents/prospectus/medicare-quote-engine-prospectus.pdf

Round Table Facebook Group: https://www.facebook.com/groups/RittersRoundTable/

Ritter Events Calendar: https://ritterim.com/events/

Ritter Insurance Marketing Joins Integrity Marketing Group: https://ritterim.com/blog/ritter-insurance-marketing-joins-integrity-marketing-group/

Shop & Enroll: https://ritterim.com/shop-and-enroll/

The Best Software for Tracking Your Medicare Commissions: https://ritterim.com/blog/the-ultimate-agent-resource-list-pt-3-staying-organized/

The Ritter Blog: https://ritterim.com/blog/

The Ritter Platform: https://ritterim.com/the-ritter-platform/

The Ritter Platform – Elevate Your Sales Process PDF: https://ritterim.com/documents/prospectus/the-ritter-platform-prospectus.pdf

The Ultimate Agent Resource List Pt 1: Market Yourself: https://ritterim.com/blog/the-ultimate-agent-resource-list-pt-1-market-yourself/

The Ultimate Agent Resource List Pt. 3: Staying Organized: https://ritterim.com/blog/the-ultimate-agent-resource-list-pt-3-staying-organized/

Your Guide to Compliant Medicare Call Recording with CallVault PDF: https://ritterim.com/documents/prospectus/your-guide-to-compliant-medicare-call-recording-with-callvault.pdf

Your Step-By-Step Guide to Getting Started in Insurance Sales eBook: https://ritterim.com/free-guide/

Acuity Scheduling: https://acuityscheduling.com/

AgentMethods: https://www.agentmethods.com/

Appointment scheduling with Google Calendar: https://workspace.google.com/resources/appointment-scheduling/

Calendly: https://calendly.com/

HubSpot Free Meeting Schedular: https://www.hubspot.com/products/sales/schedule-meeting

Market Advisor: https://csg-actuarial-wordpress.appspot.com/software/market-advisor/

Medicare Program; Contract Year 2023 Policy and Technical Changes to the Medicare Advantage and Medicare Prescription Drug Benefit Programs; Policy and Regulatory Revisions in Response to the COVID-19 Public Health Emergency; Additional Policy and Regulatory Revisions in Response to the COVID-19 Public Health Emergency: https://www.federalregister.gov/documents/2022/05/09/2022-09375/medicare-program-contract-year-2023-policy-and-technical-changes-to-the-medicare-advantage-and

Microsoft Bookings: https://www.microsoft.com/en-us/microsoft-365/business/scheduling-and-booking-app

The Best 24 Appointment Scheduling Apps and Booking Software: https://blog.hubspot.com/sales/best-scheduling-app

TrustedForm: https://activeprospect.com/trustedform/

Verisk Marketing Solutions: https://marketing.verisk.com/compliance/

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

ACA Basics – Knight School Training: https://ritterim.com/knight-school/solid-foundation/aca-basics/1/

Agent Requirements for ACA Sales: https://ritterim.com/blog/agent-requirements-for-aca-sales/

ASG Content Info: Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Consumer Authorization Form: https://ritterim.com/documents/aca-consumer-authorization-form-template.pdf

Ritter Docs Site Under 65 Health: https://docs.ritterim.com/products/under-65-health/

Simplify Marketplace Enrollments with HealthSherpa: https://pod.fo/e/27a351

The Complete Guide to Selling Affordable Care Act Insurance Plans FREE eBook Download: https://ritterim.com/aca-ebook/

Under-65 Health Products: https://ritterim.com/products/under-65/

Agent's Guide to Digital Marketing Resources: https://pod.fo/e/28ab4d  

Agent's Guide to Email Communication Resources: https://pod.fo/e/28ab27  

Agent's Guide to Mail Communication Resources: https://pod.fo/e/28ab0b

Agent's Guide to Partner Marketing Resources: https://pod.fo/e/28ab4b

Agent's Guide to Phone Communication Resources: https://pod.fo/e/28ab12

Agent's Guide to Social Media Communication Resources: https://pod.fo/e/28ab16  

Agent's Guide to Text Communication Resources: https://pod.fo/e/28ab24

Agent's Guide to Traditional Marketing Resources: https://pod.fo/e/28ab4e  

Agent's Guide to Video Communication Resources: https://pod.fo/e/28ab2b

“Home Page.” Health Reform Beyond the Basics, Center on Budget and Policy Priorities, 8 Nov. 2023, https://www.healthreformbeyondthebasics.org/.

“Marketplace 2025 Open Enrollment Fact Sheet.” CMS.Gov, https://www.cms.gov/newsroom/fact-sheets/marketplace-2025-open-enrollment-fact-sheet/. Accessed 6 Dec. 2024.   

“Nearly 988,000 New Consumers Selected Affordable Health Coverage in ACA Marketplace so Far.” CMS.Gov, https://www.cms.gov/newsroom/press-releases/nearly-988000-new-consumers-selected-affordable-health-coverage-aca-marketplace-so-far/. Accessed 6 Dec. 2024.

“Plan Year 2025 Qualified Health Plan Choice and Premiums in HealthCare.Gov Marketplaces.” CMS, Centers for Medicare and Medicaid, https://www.cms.gov/files/document/2025-qhp-premiums-choice-report.pdf/. Accessed 6 Dec. 2024.

Lo, Justin, et al. “Ten Things to Watch for 2025 ACA Open Enrollment.” KFF, 30 Oct. 2024, https://www.kff.org/policy-watch/ten-things-to-watch-for-2025-aca-open-enrollment/.

“The Premium Tax Credit and Related Spending.” CBO, Congressional Budget Office, https://www.cbo.gov/system/files/2024-07/60523-2024-07-premium-tax-credit.pdf/. Accessed 6 Dec. 2024.

“With ACA Subsidies Set to Expire in 2025, Millions of Americans Stand to Lose Health Insurance.” CBS News, CBS Interactive, https://www.cbsnews.com/news/trump-aca-subsidies-health-insurance-affordable-care-act-congress/. Accessed 6 Dec. 2024.

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

5 Ways to Generate ACA Leads: https://pod.fo/e/28139a

ACA 101: Selling Under-65 Health Insurance: https://pod.fo/e/27a368

Agent Registration: https://app.ritterim.com/public/registration/

Building Client Loyalty: More than Just a Plan: https://agentsurvivalguide.podbean.com/e/building-client-loyalty-more-than-just-a-plan/

FAQs About Selling On-Exchange & Off-Exchange Under-65 Plans: https://ritterim.com/blog/faqs-about-selling-on-exchange-off-exchange-under-65-plans/

Keys to Client Retention: Digital Communication: https://agentsurvivalguide.podbean.com/e/keys-to-client-retention-digital-communication-2024/

How Insurance Agents Can Learn About Their Social Media Audience: https://ritterim.com/blog/how-insurance-agents-can-learn-about-their-social-media-audience/

Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/

The Complete Guide to Selling Affordable Care Insurance Plans: https://ritterim.com/aca-ebook/

The Complete Guide to Client Loyalty and Retention: https://ritterim.com/client-retention-guide/

“All Topics.” HealthCare.Gov, www.healthcare.gov/topics/. Accessed 7 Nov. 2024.

“Decision Fatigue: What It Is and How to Avoid It.” Washington State University Carson College of Business, https://onlinemba.wsu.edu/blog/decision-fatigue. Accessed 7 Nov. 2024.

“Fast, Easy ACA Enrollment.” HealthSherpa, www.healthsherpa.com/agents/features/. Accessed 7 Nov. 2024.

“Internet, Broadband Fact Sheet.” Pew Research Center, Pew Research Center, 31 Jan. 2024, www.pewresearch.org/internet/fact-sheet/internet-broadband/?tabItem=9a15d0d3-3bff-4e9e-a329-6e328bc7bcce.

“In-Person Assistance in the Health Insurance Marketplaces.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/marketplace/in-person-assisters/programs-procedures/in-person-assistance. Accessed 7 Nov. 2024.

“One Platform to Connect.” Zoom, www.zoom.com/. Accessed 7 Nov. 2024.

Petrosyan, Ani, and Feb 29. “Internet Usage by Age in U.S. 2023.” Statista, 29 Feb. 2024, www.statista.com/statistics/266587/percentage-of-internet-users-by-age-groups-in-the-us/.

“Log into Facebook.” Facebook, www.facebook.com/. Accessed 7 Nov. 2024.

“Log in or Sign Up.” LinkedIn, www.linkedin.com/. Accessed 7 Nov. 2024.

“Video Conferencing, Meetings, Calling: Microsoft Teams.” Video Conferencing, Meetings, Calling | Microsoft Teams, Microsoft, www.microsoft.com/en-us/microsoft-teams/group-chat-software. Accessed 7 Nov. 2024.

“X.Com.” X (Formerly Twitter), www.x.com/?lang=en. Accessed 7 Nov. 2024.

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Integrity Webinars: https://learningcenter.tawebhost.com/MedicareCENTER-Webinar-Schedule.pdf

Ritter Insurance Marketing Events: https://ritterim.com/events/

Registration for upcoming Ritter Summits: https://summits.ritterim.com/

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Apps to Use Instead of Social Media: https://lnk.to/asga79  

Best eBook & Audiobook Apps: https://lnk.to/WsIGZ5 

How to Create a Healthy Balance Between Life and Work: https://lnk.to/asg643  

Klynn, Bethany. “Emotional Regulation: Skills, Exercises, & Strategies to Regulate.” BetterUp, BetterUp, 28 Nov. 2024, https://www.betterup.com/blog/emotional-regulation-skills.  

Blain, Tiara. “How to Manage the Feeling of Life Being out of Control.” Verywell Mind, Verywell Mind, 9 Apr. 2024, https://www.verywellmind.com/what-to-do-when-life-feels-out-of-control-5217728.  

“How to Take Control of Your Life: 10 Ways to Empower Yourself.” Calm Blog, Calm Blog, 9 Feb. 2024, https://www.calm.com/blog/how-to-take-control-of-your-life.  

“7 Easy Crafts Using Common Household Items.” Assisting Hands, Assisting Hands Home Care, 3 Apr. 2023, https://assistinghands.com/blog/7-easy-crafts-using-common-household-items/.  

Anderson, Amy. “50 Crafts to Do at Home.” Mod Podge Rocks, 20 Apr. 2024, https://modpodgerocksblog.com/crafts-to-do-at-home/.  

Jameson, Melissa. “28 Five-Ingredient Dinner Recipes That Are Oh-so-Simple.” Tasty.Co, Tasty, 4 Mar. 2024, https://tasty.co/article/melissaharrison/five-ingredient-dinners.  

Sevier, Joe. “29 Mocktails Worthy of a Second Round.” Bon Appétit, Bon Appétit, 15 Mar. 2024, https://www.bonappetit.com/gallery/best-mocktail-recipes.  

Szewczyk, Jesse, and Kimberley Wehby. “32 Easy Work Lunches You Can Pack in the Morning.” Tasty.Co, Tasty, 14 Jan. 2025, https://tasty.co/article/jesseszewczyk/easy-make-ahead-work-lunches.  

Mental Health America, https://mhanational.org/. Accessed 11 Mar. 2025.  

“Mental Health Resources.” Mental Health First Aid, 29 Jan. 2025, https://www.mentalhealthfirstaid.org/mental-health-resources/ .  

“Mental Health Resources.” Centers for Disease Control and Prevention, Centers for Disease Control and Prevention, https://www.cdc.gov/mental-health/caring/index.html. Accessed 11 Mar. 2025.  

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel   

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ 

4 Ways PlanEnroll Will Make This Your Best AEP Yet: https://link.chtbl.com/ASG617R5

2025 Maximum Broker Commissions for Medicare Advantage & Medicare Part D: https://link.chtbl.com/ASGN20240808

2025 Medicare Market Disruption Means Opportunity for Agents: https://ritterim.com/follow-medicare-changes/

2025 Medicare Part D Redesign Updates: https://ritterim.com/blog/2025-medicare-part-d-redesign-updates/

CMS Announces Part D Savings & 2025 Maximum Fair Prices for First 10 Medicare-Negotiated Drugs: https://link.chtbl.com/ASG619R5

Get Your Portfolio Reviewed by Ritter: https://ritterim.com/portfolio/

Learn more about PlanEnroll: https://ritterim.com/planenroll/

The Beginner’s Guide to D-SNPs: https://ritterim.com/blog/the-beginners-guide-to-dsnps/

Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/

Ritter Fact Finder Free PDF Download: https://ritterim.com/documents/ritter-fact-finder.pdf

Barnette, Lindsay P. “Guidance for States Seeking to Leverage New ...” CMS, Centers for Medicare & Medicaid Services, 25 Aug. 2022, www.cms.gov/files/document/stateoppsintegratedcareprogs.pdf.

Freed, Salama, et al. “10 Things to Know About Medicare Advantage Dual-Eligible Special Needs Plans (D-SNPs).” KFF, KFF, 9 Feb. 2024, www.kff.org/medicare/issue-brief/10-things-to-know-about-medicare-advantage-dual-eligible-special-needs-plans-d-snps/.

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

• Summer 2024 Menus from Dunkin’ & Starbucks
• What Apple Announced at their "Let Loose" Event
• CMS Update on ACA Unauthorized Enrollment & Switching
• Medicare Trust Fund Solvency Extended Through 2036
• Greater Access to Health Coverage for DACA Recipients

Are you Team Dunkin’ or Team Starbucks? Choose your side in this week’s ASG Podcast Question of the Week: https://bit.ly/asgquestion 

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Dunkin’ Unleashes Its Sips Of Summer: Debuts Kiwi Watermelon Dunkin’ Refresher With $3 Deal For Rewards Members: https://news.dunkindonuts.com/news/early-summer-menu-2024

Summer’s On at Starbucks with New Summer-Berry Starbucks Refreshers Beverages: https://stories.starbucks.com/press/2024/summers-on-at-starbucks-with-new-summer-berry-starbucks-refreshers-beverages/

Apple iPad event: all the news from Apple’s ‘Let Loose’ reveal: https://www.theverge.com/2024/5/7/24150047/apple-ipad-let-loose-event-news-announcements

Everything announced at Apple's Let Loose iPad event: https://www.engadget.com/everything-announced-at-apples-let-loose-ipad-event-161005007.html

Everything Apple unveiled at its 'Let Loose' event: iPad Pro, Air, Pencil, M4, and more: https://www.zdnet.com/article/everything-apple-unveiled-at-its-let-loose-event-ipad-pro-air-pencil-m4-and-more/

Here’s Everything Apple Announced at Its 'Let Loose' iPad Event: https://gizmodo.com/everything-announced-at-apple-let-loose-ipad-event-1851461307

Alert: Unauthorized Agent and Broker Activity on ACA Marketplace: https://www.cms.gov/files/document/agent-broker-infographic-2024-final.pdf

CMS Statement on Agent and Broker Marketplace Activity, Update: https://www.cms.gov/newsroom/press-releases/cms-statement-agent-and-broker-marketplace-activity-update

CMS Statement on Agent and Broker Marketplace Activity: https://www.cms.gov/newsroom/press-releases/cms-statement-agent-and-broker-marketplace-activity

2024 Medicare Trustees Report: https://www.cms.gov/oact/tr/2024

Fact Sheet: 2024 Social Security and Medicare Trustees Reports: https://home.treasury.gov/system/files/136/TR-2024-Fact-Sheet.pdf

Medicare hospital trust fund extended by 5 years to 2036: https://www.fiercehealthcare.com/payers/medicare-hospital-trust-fund-extended-five-years-2036

Medicare Trust Fund Extends Solvency Another 5 Years: https://www.ajmc.com/view/medicare-trust-fund-extends-solvency-another-5-years

Medicare Hospital Trust Fund to Stay Solvent Until 2036, Trustees' Report Says: https://www.medpagetoday.com/publichealthpolicy/medicare/109997

Medicare Posts $12B Loss for 2023: https://www.thinkadvisor.com/2024/05/07/medicare-posts-12b-loss-for-2023/

Biden-Harris Administration Finalizes Policies to Increase Access to Health Coverage for DACA Recipients: https://www.cms.gov/newsroom/press-releases/biden-harris-administration-finalizes-policies-increase-access-health-coverage-daca-recipients

Clarifying the Eligibility of Deferred Action for Childhood Arrivals (DACA) Recipients and Certain Other Noncitizens for a Qualified Health Plan through an Exchange, Advance Payments of the Premium Tax Credit, Cost-Sharing Reductions, and a Basic Health Program: https://www.federalregister.gov/documents/2024/05/08/2024-09661/clarifying-the-eligibility-of-deferred-action-for-childhood-arrivals-daca-recipients-and-certain

HHS Final Rule Clarifying the Eligibility of Deferred Action for Childhood Arrivals (DACA) Recipients and Certain Other Noncitizens: https://www.cms.gov/newsroom/fact-sheets/hhs-final-rule-clarifying-eligibility-deferred-action-childhood-arrivals-daca-recipients-and-certain  

2024 State of the Senior Market Address: In Review: https://ritterim.com/blog/2024-state-of-the-senior-market-address-in-review/   

The Best Books for Insurance Agents: https://link.chtbl.com/ASG590

Best Free Writing & Grammar Apps: https://link.chtbl.com/ASGA58  

DOJ to Reschedule Marijuana: https://link.chtbl.com/ASGF20240503

How Agents Can Protect Clients from Unauthorized ACA Plan Switching: https://ritterim.com/blog/how-agents-can-protect-clients-for-unauthorized-aca-plan-switching/

How to Recruit Agents to Your Downline in 2024: https://link.chtbl.com/ASG588

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Ask the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance  

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ 

2024 CMS Compliance Regulation Updates for Agents ft. Alyson Seighman: https://link.chtbl.com/2023AlysonSeighman

Agent's Guide to Digital Marketing Resources: https://link.chtbl.com/ASG584

Agent's Guide to Partner Marketing Resources: https://link.chtbl.com/ASG585

Agent's Guide to Traditional Marketing Resources: https://link.chtbl.com/ASG583

CMS’ 2024 MA and Part D Final Rule Changes for Agents: https://link.chtbl.com/ASGN20230414

Developing a Retention Mindset ft. Blake Amos (Cigna Healthcare): https://link.chtbl.com/2024BlakeAmos  

Do’s and Don’ts of Medicare Compliance: https://link.chtbl.com/ASG542

How Client Retention Boosts Your Insurance Sales: https://link.chtbl.com/ASG580

Insurance Agents as TPMOs: What CMS Compliance Regulations Mean for You: https://www.ritterim.com/blog/insurance-agents-as-tpmos-what-cms-compliance-regulations-mean-for-you/

Why Client Retention Should Be Your Top Priority: https://link.chtbl.com/ASG581

Federal Register Website: https://www.federalregister.gov/

Medicare Advantage Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V

Medicare Marketing Guidelines: https://www.cms.gov/medicare/health-drug-plans/managed-care-marketing/medicare-guidelines

Part D Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-423/subpart-V