Financial Audit – Details, episodes & analysis

LAST CHANCE to join my FREE 5-Day Financial Refresh Challenge and get your finances to the next level—no matter where you're at now! (Limited spots available) https://calebhammer.com/challenge/ That's right... Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month ▶LIMITED TIME: 1) The best budgeting program online: https://calebhammer.com/budget 2) Get all the tools you need to reach financial freedom. Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle ▶Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join _______________________ ▶Resources I use/would use (with discounts/sign-up bonuses): 1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&adnetwork=brand *affiliate link 2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb 3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms & Conditions Apply 4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer 5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad) 6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/ 7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer Learn more about your ad choices. Visit megaphone.fm/adchoices

Download the FREE Upside App at https://upside.app.link/hammer to get an extra 25 cents back for every gallon on your first tank of gas. That's right... Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month Visit https://NetSuite.com/HAMMER to sign up for their one-of-a-kind flexible financing offer You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/CalebHammer and use my code CALEBHAMMER50 to get twice the number of video generation credits in your first month. ▶LIMITED TIME: 1) The best budgeting program online:https://calebhammer.com/budget 2) Get all the tools you need to reach financial freedom. My budgeting program + investing program bundle:https://calebhammer.com/bundle Any questions? Email support@calebhammer.com ▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com ▶Financial Audit Post Show, bonus Financial Audit, Member Streams, and Crewcast: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join _______________________ ▶Resources I use/would use (with discounts/sign-up bonuses): 1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&adnetwork=brand *affiliate link 2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb 3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms & Conditions Apply 4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer 5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad) 6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/ 7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer _______________________ ▶Other channels: 1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney 2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups Learn more about your ad choices. Visit megaphone.fm/adchoices

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps:00:00 Job and income 03:22 Diving right in! 07:22 What are we doing? 09:07 Do you even care? 14:47 Sondermind 19:32 What is your life, dude? 22:26 What does your GF have to say about this? 27:02 Smoking reality away 30:52 Here's your budget 34:14 Just follow this... 36:10 Credit Rating 41:10 What if it all goes South? 51:06 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 06:30 Already with the excuses 10:22 This isn't looking good for you 14:50 Opus Clip 19:35 Your debt is haunting you 26:08 Don't you want to be free? 32:48 Your spending doesn't help 37:24 Last chance for survey! 40:44 So much BS 44:22 You need a budget! 49:26 Let's fix this! 53:24 SOFI 58:42 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 04:16 What is your mentality? 07:50 You're not making NEARLY enough 11:23 You don't have this 15:09 SOFI 19:02 Your parents are killing you 22:06 Endless spending! 28:25 Bring the hammer down on them 33:04 Your needs are over 80% 36:08 Here's the plan 40:46 AURA 44:59 It's THAT bad 50:17 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 06:00 That is an expensive kid 10:10 SOFI 13:13 Your debts are INSANE 19:15 Why did you need this loan?! 23:00 Stop using credit cards! It's done 26:30 Owning a fashion store in Milan?! 31:40 Your savings is honestly silly 36:34 So you made a budget huh? 39:35 You gotta figure out this retirement 40:18 AURA 43:40 Another kid?! 48:34 Let's sort this out 57:11 Hammer Financial Scor --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Check out these fun things: Patreon:⁠ ⁠https://www.patreon.com/calebhammer⁠⁠  My socials:⁠ ⁠https://linktr.ee/calebhammer⁠⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 04:36 Living out of his car! 07:07 The vicious mental cycle 10:37 SOFI 14:30 How did we get here?! 17:55 You need to work NOW! 22:15 We have to overcome this 27:05 Merch 30:13 This is why we need therapy 34:35 AURA 36:08 Time to get active! 37:40 You need friends, bro 41:14 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 06:20 Take responsibility for your work 12:59 Dude, what's going on here? 15:25 What even is your resume? 19:48 He's living a fantasy! 24:26 I'm going to lose it 32:26 Do you even care? 37:27 Let's get some reality here 41:36 He's dying on the Walmart floor 45:56 AURA 48:13 I'm just scared for you, man 52:48 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 06:05 And that’s why we go hard on people 12:47 SOFI 17:25 Wow that changes things 20:15 Says he doesn’t spend money on BS… Okay 17:27 I’m scared for your future 29:18 You need to budget 35:18 How are you surviving? 39:04 You might need to sell the house…. 41:49 Aura 47:19 This is what I’d do 50:27 Time to bust A** 53:33 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 04:06 You make no money! 09:27 This is a mess 13:45 Stop using credit cards! 18:12 This is the worst bank to borrow from! 24:30 Spend Spend Spend 28:58 You need to budget! 35:40 Clean up this mess 44:05 Car problem from hell 52:10 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices